Podcasts about Jacobo

Lecturas interpretadas de La Santa Palabra de Dios, Elohim Adonai.“Ahora os hago saber, hermanos, el evangelio que os prediqué, el cual también recibisteis, en el cual también estáis firmes, por el cual también sois salvos, si retenéis la palabra que os prediqué, a no ser que hayáis creído en vano. Porque yo os entregué en primer lugar lo mismo que recibí: que Cristo murió por nuestros pecados, conforme a las Escrituras; que fue sepultado y que resucitó al tercer día, conforme a las Escrituras; que se apareció a Cefas y después a los doce; luego se apareció a más de quinientos hermanos a la vez, la mayoría de los cuales viven aún, pero algunos ya duermen; después se apareció a Jacobo, luego a todos los apóstoles, y al último de todos, como a uno nacido fuera de tiempo, se me apareció también a mí. Porque yo soy el más insignificante de los apóstoles, que no soy digno de ser llamado apóstol, pues perseguí a la iglesia de Dios. Pero por la gracia de Dios soy lo que soy, y su gracia para conmigo no resultó vana; antes bien he trabajado mucho más que todos ellos, aunque no yo, sino la gracia de Dios en mí. Sin embargo, haya sido yo o ellos, así predicamos y así creísteis. Ahora bien, si se predica que Cristo ha resucitado de entre los muertos, ¿cómo dicen algunos entre vosotros que no hay resurrección de muertos? Y si no hay resurrección de muertos, entonces ni siquiera Cristo ha resucitado; y si Cristo no ha resucitado, vana es entonces nuestra predicación, y vana también vuestra fe. Aún más, somos hallados testigos falsos de Dios, porque hemos testificado contra Dios que Él resucitó a Cristo, a quien no resucitó, si en verdad los muertos no resucitan. Pues si los muertos no resucitan, entonces ni siquiera Cristo ha resucitado; y si Cristo no ha resucitado, vuestra fe es falsa; todavía estáis en vuestros pecados. Entonces también los que han dormido en Cristo han perecido. Si hemos esperado en Cristo para esta vida solamente, somos, de todos los hombres, los más dignos de lástima. Mas ahora Cristo ha resucitado de entre los muertos, primicias de los que durmieron. Porque ya que la muerte entró por un hombre, también por un hombre vino la resurrección de los muertos. Porque así como en Adán todos mueren, también en Cristo todos serán vivificados. Pero cada uno en su debido orden: Cristo, las primicias; luego los que son de Cristo en su venida; entonces vendrá el fin, cuando Él entregue el reino al Dios y Padre, después que haya abolido todo dominio y toda autoridad y poder. Pues Cristo debe reinar hasta que haya puesto a todos sus enemigos debajo de sus pies. Y el último enemigo que será abolido es la muerte. Porque Dios ha puesto todo en sujeción bajo sus pies. Pero cuando dice que todas las cosas le están sujetas, es evidente que se exceptúa a aquel que ha sometido a Él todas las cosas. Y cuando todo haya sido sometido a Él, entonces también el Hijo mismo se sujetará a aquel que sujetó a Él todas las cosas, para que Dios sea todo en todos. De no ser así, ¿qué harán los que se bautizan por los muertos? Si de ninguna manera los muertos resucitan, ¿por qué, entonces, se bautizan por ellos? Y también, ¿por qué estamos en peligro a toda hora? Os aseguro, hermanos, por la satisfacción que siento por vosotros en Cristo Jesús nuestro Señor, que cada día estoy en peligro de muerte.”‭‭1 Corintios‬ ‭15‬:‭1‬-‭31‬ ‭LBLA‬‬https://bible.com/bible/89/1co.15.1-31.LBLA

Family, friends, and tribal officials rallied to help after authorities in Iowa notified Leticia Jacobo she would be handed over to federal immigration officials instead of being released from jail. Jacobo is a member of the Salt River Pima-Maricopa Indian Community. After extensive pushback, authorities admitted her U.S. Immigration and Customs Enforcement (ICE) detainer was a clerical error. We'll hear Jacobo's story. We'll also hear about what was behind the Nisqually Tribe's public announcement that it would not house immigrant detainees at their tribal corrections facility. Tribal officials say it is against their values of treating people with dignity and respect. GUESTS Leticia Jacobo (Salt River Pima-Maricopa Indian Community), resident of Des Moines, Iowa Maria Nunez (Salt River Pima-Maricopa Indian Community), Leticia's aunt Gabe Galanda (Round Valley Indian Tribe), managing lawyer at Galanda Broadman David Leslie (Iñupiaq), Iñupiaq activist in Fairbanks, Alaska

==============================================SUSCRIBETEhttps://www.youtube.com/channel/UCNpffyr-7_zP1x1lS89ByaQ?sub_confirmation=1==================================================== DEVOCIÓN MATUTINA PARA MUJERES 2025“AMANECER CON JESÚS”Narrado por: Sirley DelgadilloDesde: Bucaramanga, ColombiaUna cortesía de DR'Ministries y Canaan Seventh-Day Adventist Church===================|| www.drministries.org ||===================15 de NoviembreProblemas en el grupo«Cuando los otros diez oyeron esto, se enojaron contra los dos hermanos» (Mateo 20: 24, RVC).Vivir en armonía y comunión permanente es el ideal de una sociedad. Lamentablemente, los diversos caracteres y formas de pensamiento crean, crean barreras y accidentes sociales. Con frecuencia vemos hermanos carnales y hermanos en Cristo enfrentando conflictos interminables. En el grupo que Jesús eligió para instruir, los choques emocionales no fueron la excepción. La madre de Jacobo y Juan (Lucas 5: 15) había hecho un pedido ambicioso a Jesús con respecto a sus hijos (mañana hablaremos acerca de ella).Al escuchar los otros discípulos que aquellos dos querían sacar ventaja sobre ellos en el reino de Jesús (reino que habían malinterpretado), dice la Escritura que se enojaron contra los dos hermanos. ¿Cuál era la fuente de su enojo? Claramente, creían en la liberación de la opresión de los romanos y estaban seguros de que Jesús sería rey aquí en la tierra. El hecho de que sus ilusiones estuvieran basadas en asuntos terrenales, los hacía susceptibles a problemas grupales. Constantemente estaban discutiendo acerca de quién de ellos sería el mayor y con ello demostraban que no estaban preparados para el reino de los cielos.Cuando en las congregaciones religiosas se pierde de vista el objetivo por el cual nos reunimos y perseveramos, las personas comienzan a ir detrás de puestos altos y a frustrarse cuando no les son otorgados. Tenemos un concepto errado respecto a «quién es el mayor». Jacobo y Juan no querían estar cerca de Jesús (uno a la derecha y el otro a la izquierda) porque quisieran tener el honor más alto de servir, sino que su pedido estaba basado en la ambición por tener un puesto importante en el reino de su Maestro.Cuando comprendamos que independientemente del cargo que ocupemos, todos somos iguales a los ojos de Jesús, entonces viviremos en armonía. Entonces el enemigo no tendrá lugar en nuestras iglesias ni en nuestros corazones. Entonces sabremos que la guerra no es entre hermanos carnales ni fraternales; no es contra gente de carne y hueso, sino contra huestes espirituales de maldad (Efesios 6: 12). A ellos venció Jesús en la cruz del Calvario (Colosenses 2: 15). La buena noticia es que el Señor puede hacernos vivir en armonía si se lo permitimos. No hay bendición cuando peleamos entre hermanos y ese es el objetivo del enemigo. Vivamos en unidad como practicando para el cielo. 

The HOBI gang is back with another chaotic episode and asking if Jacobo is actually a celebrity, their worst jobs, and rewriting bad endings in books and TV! Plus the guys talk the evolution of geek culture, a listener, recommends The Woman in Cabin 10, The Golden Girls fight each other and list the Top Five Movie and Pet Peeves! This episode is sponsored by the Cincinnati Comic Expo. 

Una fase del segundo proceso de solicitud de levantamiento de inmunidad contra el presidente de la República tendrá escenificación el próximo viernes, cuando el mandatario acuda a la comisión legislativa especial que evalúa el caso. Esta vez no se trata de una acusación penal como la primera, sino de una petición del TSE para determinar si entra a analizar 15 denuncias por beligerancia política de 25 presentadas a la fecha. La beligerancia política no es un delito, es una infracción a las normas establecidas para garantizar la cancha pareja en el juego electoral. Este capítulo es solo parte de la historia de confrontación del Ejecutivo contra el Tribunal Supremo de Elecciones. Zapote rechaza abiertamente la imparcialidad que exige la legislación costarricense al gobierno de turno en cada campaña electoral y por ello ha ejecutado una estrategia en dos frentes: por un lado, argumentando una supuesta "mordaza" qué dizque le impide hacer rendición de cuentas y por otro, atacando abiertamente no a los mensajes normativos, sino a los mensajeros que son los magistrados y funcionarios; voces públicas que llaman al cumplimiento de las reglas del fair play de la contienda. Gustavo Román, Director General de Estrategia y Gestión Política del TSE ha sido el último en la mira. Pilar Cisneros lo acusa (formalmente) no solo de beligerancia política, sino que mediáticamente lo exhibe como un funcionario público que goza de privilegios y asegura que ha calificado al mandatario de matón y dictador, aunque nunca haya pronunciado el nombre del presidente Chaves Robles. Por eso, conversamos con Román Jacobo

Alma Espinosa, Germán Martínez y Liliana Calatayud nos comparten una nueva emisión de Oye, lee y dile, el espacio radiofónico de la Editorial UV. Hoy escucharemos una charla con Jacobo Zanella, quien nos habla sobre el libro: Cinco miradas sobre el yo.

Éxodo 4:10 “Entonces dijo Moisés a Jehová: ¡Ay, Señor! nunca he sido hombre de fácil palabra, ni antes, ni desde que tú hablas a tu siervo; porque soy tardo en el habla y torpe de lengua."La palabra excusa proviene del latín “excusare” que significa liberarse de una culpa, de una falta o una responsabilidad. La excusa es la respuesta humana de alguien que quiere liberarse de una culpa, de una falta o de una responsabilidad, la excusa es una justificación que alguien presenta para evadir una obligación, suavizar un error o evitar una consecuencia. Y la verdad es que estamos llenos de excusas.Cada vez que Dios habla solo tenemos excusas, cada vez que Dios pide cuentas solo tenemos excusas, cada vez que Dios quiere hacer algo lo único que el hombre presenta son excusas. Y yo quiero que usted diga conmigo fuerte: “no hay excusas”.Si Dios te llama, no hay excusas. Si Dios necesita de ti, no hay excusas. Si Dios quiere hacer algo contigo, no hay excusas, porque la excusa es la respuesta humana a la justificación, al error, a la falta y a la carencia. Encontré en la Biblia todos los hombres a los que Dios llamó que presentaron delante de Él “una excusa”:Moisés: En el libro de Éxodo 4:10 “Entonces dijo Moisés a Jehová, Ay Señor, nunca he sido hombre de fácil palabra, ni antes ni desde que tú hablas a tu siervo, porque soy tardo en el habla y torpe de lengua”. Moisés, ofreció una excusa. Toda la vida esperamos que el Señor se revele en nuestras vidas, todo el tiempo esperamos ver la gloria de Dios, nuestra expresión es: “Señor, yo quiero verte cara a cara; Señor, yo quiero que me hables”; Otros anhelan la vara para abrir el mar; Otros quieren hablarle a la peña y verla brotar agua; Otros quieren ser los líderes de movimientos tan grandes como el que lideró Moisés, pero la verdad es, que cuando Dios habla, lo único que le ofrecemos son, excusas. Dios le está entregando a Moisés un llamado tan grande, tan grande y la respuesta de Moisés al Señor es: “No puedo hablar bien”, una excusa.Dios conoce el anhelo de tu corazón, pero siempre se detiene muchas veces por una excusa, ya que es muy fácil decir “yo quiero ver a Dios cara a cara”, pero cuando Dios te dice: “Sube aquí, sube al monte”, siempre aparece una excusa: No tengo tiempo, estoy ocupado, estoy cansado, trabajo mucho y nos quedamos solo con el anhelo, decimos “Quiero verte”, pero no nos atrevemos a subir al monte, porque cuando Dios demanda sacrificio, lo único que le ofrecemos a Dios son excusas.Moisés tenía más de 80 años cuando Dios le dijo “Sube al monte”, Moisés rompe las piedras de los diez mandamientos y el Señor le dijo “Recógelas y sube al monte”, eso significa que la primera vez subió ligero con manos vacías, la segunda vez subió con el peso de la ley sobre él. Él sabía que Dios no admite excusas.Cuando Dios dice “Sube al monte”, no está dando una simple instrucción geográfica; está emitiendo una convocatoria espiritual. Es una cita divina donde el cielo se revela y el hombre se transforma. Este llamado implica separación, esfuerzo y encuentro.Es un llamado a la altura espiritual: “Subir” implica ascender, salir del nivel común. El monte representa el lugar donde se dejan atrás las distracciones, los ruidos y las voces humanas para escuchar solo la voz de Dios. En Éxodo 24:12, el Señor le dijo a Moisés: “Entonces Jehová dijo a Moisés: Sube a mí al monte, y espera allá, y te daré tablas de piedra, y la ley, y mandamientos que he escrito para enseñarles”. Allí no solo le entregó mandamientos, sino revelación y dirección. Es decir, quien sube al monte no regresa igual, sino con palabra fresca y rostro transformado.Es un lugar de intimidad y revelación: El monte es el escenario donde Dios habla en secreto. No es un espacio físico solamente, sino una dimensión espiritual donde la carne se silencia y el espíritu se despierta. Jesús, en Mateo 17:1-2, llevó a Pedro, Jacobo y Juan al monte, y allí fue transfigurado delante de ellos. Esto enseña que la gloria de Cristo no se revela en el valle, sino en la altura de la comunión.Subir al monte es, entonces, separarse para oír lo que otros no escuchan. Los que permanecen abajo solo ven la nube; los que suben dentro de ella escuchan la voz.Es un proceso de santificación: Cada paso hacia la cima representa un nivel de purificación. En el monte, Dios no solo se revela: también santifica. Antes de subir al Sinaí, Moisés mandó al pueblo a lavar sus vestidos (Éxodo 19:10). La pureza antecede la altura. Por tanto, subir al monte implica dejar atrás el polvo del camino, los afectos carnales y las cargas emocionales. Nadie puede subir con peso innecesario.Es transformación: El monte también es símbolo de crisis y cambio interior. Allí se enfrenta la soledad, el cansancio y la lucha interna, pero también se produce la metamorfosis espiritual. Quien sube se encuentra consigo mismo, con su límite y con el poder de Dios que lo supera. El monte no es solo un lugar de encuentro, sino también un altar de rendición.Subir al monte demanda esfuerzo, resistencia y fe. Las promesas no se hallan en el llano, sino en la cumbre. El monte representa los procesos difíciles de la fe: la prueba, la espera, la obediencia sin explicación. Como Abraham en Génesis 22, que subió al monte Moriah con su hijo, creyendo que “Jehová proveerá”. Cada paso fue una declaración de confianza en un Dios que se manifiesta en la altura del sacrificio.“Sube al monte” es el eco eterno de Dios llamando a sus hijos a una relación más alta, es una invitación a salir de lo superficial, a buscar lo eterno, a entrar en la nube de Su presencia, solo los que aceptan el ascenso experimentan la gloria, porque los secretos del cielo no se revelan en el valle, sino en la cumbre del monte.El día que Moisés le dijo a Dios “no puedo”, Dios le dijo “No hay problema, levantó a otro que va a hablar por ti”, Éxodo 4:10-16 “Entonces dijo Moisés a Jehová: ¡Ay, Señor! nunca he sido hombre de fácil palabra, ni antes, ni desde que tú hablas a tu siervo; porque soy tardo en el habla y torpe de lengua. 11 Y Jehová le respondió: ¿Quién dio la boca al hombre? ¿o quién hizo al mudo y al sordo, al que ve y al ciego? ¿No soy yo Jehová? 12 Ahora pues, ve, y yo estaré con tu boca, y te enseñaré lo que hayas de hablar. 13 Y él dijo: ¡Ay, Señor! envía, te ruego, por medio del que debes enviar. 14 Entonces Jehová se enojó contra Moisés, y dijo: ¿No conozco yo a tu hermano Aarón, levita, y que él habla bien? Y he aquí que él saldrá a recibirte, y al verte se alegrará en su corazón. 15 Tú hablarás a él, y pondrás en su boca las palabras, y yo estaré con tu boca y con la suya, y os enseñaré lo que hayáis de hacer. 16 Y él hablará por ti al pueblo; él te será a ti en lugar de boca, y tú serás para él en lugar de Dios”. (Esto hay que explicarlo a la iglesia).Dios no pierde tiempo cuando tú te excusas, Dios tiene un plan y lo va a ejecutar y si tu excusa impide que te metas en la agenda de Dios, Dios va a llamar a alguien que no tenga excusa; Muchas veces queremos ser usados por Dios pero estamos llenos de excusas.¿Cuántos llamados se ven frenados por gente que lo único que tiene es una excusa para esconder su fracaso, su falta de responsabilidad, su falta de sacrificio, su falta de entrega? ¿Cuánta gente se propone subir al monte pero nunca llega a la cima? ¿Cuánta gente se propone hacer un ayuno que nunca termina? ¿Cuánta gente se propone leer la Biblia y jamás termina un capítulo? ¿Cuánta gente se propone orar pero no pasa de… Padre nuestro que estás en los cielos? Porque lo único que le presentamos a Dios son excusas.Dios quiere hacer cosas sobrenaturales en tu vida, pero Dios necesita que dejes de tener excusa...

Jacobo Bergareche es escritor, autor de Los Días Perfectos y Las Despedidas (Libros del Asteroide). Los Días Perfectos ha sido llevada al teatro con Leonardo Sbaraglia, en una adaptación de Daniel Veronese. Hablamos en el Hotel sobre gente que sabe contar historias, ducharse con vinagre, la finitud de las cosas, el no-dolor, el poder de la anticipación, las vísperas, la amistad, el resentimiento, algunas vidas anteriores y ser fuerte en el dolor y débil en el placer.

Gobierno y corrupción son temas clave, con mención a Pedro Sánchez. Carlos Herrera en COPE informa de lluvias en el oeste peninsular. El caso Koldo García es central: Ángel Víctor Torres es acusado de mentir y de implicarse con Koldo en la venta de mascarillas. Audios demuestran cómo Torres elude controles para pagos. Se critican las dobles varas de medir en la política. Feijóo y Abascal conversan sobre el gobierno valenciano. En EE. UU., los republicanos pierden elecciones y Eric Adams es el primer alcalde musulmán de Nueva York. Un tifón deja 52 muertos en Filipinas. En el caso González Amador, Alberto González Amador se declara víctima de persecución política. Pedro Sánchez apoya a Miguel Ángel Gallardo, procesado por prevaricación, en Extremadura. Las memorias de Juan Carlos I salen el 3 de diciembre. Pilar García de la Granja en COPE destaca el alto precio de la luz en España y sugiere la energía nuclear. Alberto Herrera en COPE analiza la alta tasa de abandono escolar. Jacobo ...

From MAGA trauma to immigrant courage, Neguse's media takedown to South Korea's moral healthcare—this episode redefines empathy in politics.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Jacobo es enfermero y vive en Alemania. Tras un susto cardíaco empezó a sufrir ataques de pánico muy intensos: mareos, despersonalización, dolor en el pecho…Ingresó en un centro psiquiátrico, pero la experiencia fue traumática.

My brother-in-law, Arturo Jacobo, came into town for a short visit. I asked him to sit in with me on Politics Done Right, and he shared his touching story as an immigrant. Most importantly, he pointed out why we need to engage politically more now than ever.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Thank you Hirut Kidane-mariam, Marg KJ, Lynette, Paula, Uju M., and many others for tuning into my live video! Join me for my next live video in the app.* MAGA IS IN TRAUMA NOW! Why Progressive Empathy, Not Isolation, Can Save Democracy: Doing the same thing and expecting a different result is the definition of insanity. Progressives must engage MAGA voters, who are now in t… To hear more, visit egberto.substack.com

Andrea Aragón y Jacobo Mena dijeron ¡basta! y actuaron para cambiar su realidad. Moldearon sus decisiones, como si fueran materiales de una obra de arte, para crear Utopía Espacio Creativo, ubicado en La Antigua Guatemala, Sacatepéquez. En este episodio de Puente Levadizo, Andrea nos habla de cómo fueron los inicios de Utopía, de los desafíos que enfrenta y de lo que representa para ellos y otras personas que ya tienen ese lugar como su refugio artístico. ¡Gracias por acompañarnos!Foto de portada: Andrea Aragón.

Analizamos (SIN SPOILERS) Entrepreneurs, la comedia original de Disney+ creada por Rober Bodegas y Alberto Casado (Pantomima Full). Una serie que convierte el postureo, el humo y el “mindset” emprendedor en una sátira desternillante sobre el mundo del trabajo moderno. Seguimos a Gonzalo, un heredero incapaz de montar un negocio que funcione, y a Jacobo, un supuesto gurú del éxito con más charlas TED que sentido común. Juntos montan No Comfort Zone, un coworking donde las ideas brillan... por su ausencia. Aura Garrido lidera el intento de salvar este caos con una interpretación brillante. ¿Es solo una colección de sketches alargados o hay algo más detrás? ¿Tiene futuro este coworking o está condenado al meme eterno? Lo comentamos todo, sin spoilers y con nuestro toque habitual. Dale al play y sal, o no, de tu zona de confort. ESTRENO: 23 de Octubre en Disney+ Únete a nuestro chat de telegram en el que miles de personas hablamos cada día de series: - Telegram – Grupo de debate: https://telegram.me/fueradeseries - Telegram – Canal de noticias: https://t.me/noticiasfds Síguenos en nuestras plataformas y podcast sobre series: - Apple Podcast - https://podcasts.apple.com/es/podcast/fuera-de-series/id288039262 - Spotify - https://open.spotify.com/show/3RTDss6AAGjSNozVOhDNzX?si=700febbf305144b7&nd=1 - iVoox - https://www.ivoox.com/podcast-fuera-series_sq_f12063_1.html Redes Sociales - Twitter: https://twitter.com/fueradeseries - Facebook: https://facebook.com/fueradeseries - Instagram: https://www.instagram.com/fueradeseries/ - Youtube: https://youtube.com/fueradeseries Learn more about your ad choices. Visit megaphone.fm/adchoices

Jacobo Tovar, presidente de Comfandi by Diario La república

La temporada de presentación de resultados de la banca ha arrancado este jueves en nuestro país. Y lo ha hecho como es habitual con las cifras de Bankinter. Vamos a ahondar en las cuentas de la mano de Jacobo Díaz, director financiero de Bankinter.

Entrevista en La Ventana de Galicia a Jacobo Rey, director Xeral de Familia e Infancia de la Xunta, sobre la llegada de menores migrantes a la comunidad

¿Qué le ha ocurrido a Eva Soriano? La presentadora ha aparecido con una muleta en Cuerpos especiales este lunes, y han tenido que llegar los invitados para que la cómica soltara prenda sobre su lesión en el pie.Pantomima Full se convierten en Gonzalo y Jacobo para "dar un poco de rabia" en su primera serie

Alberto Casado y Rober Bodegas estrenan su primera serie, Entrepreneurs, donde dan vida a Jacobo y Gonzalo en una comedia que sigue la estela de sus sketches de humor. Los cómicos han compartido muchos detalles de su nuevo proyecto, pero también han declarado como testigos del accidente de Eva Soriano, el cual le ha provocado un nuevo esguince en el pie.

Escucha a Bergareche en 'Traficantes de Palabras'

El historiador y empresario Jacobo Israel Garzón, expresidente de la Federación de Comunidades Judías de España y de la Comunidad Judía de Madrid, considera que el actual es el "peor momento de antisemitismo en España desde la transición". De ello habla junto a José Antonio Zarzalejos en el nuevo episodio de Punto Ciego, el podcast de El Confidencial. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jacobo Bergareche (Londres, 1976) es el nuevo invitado de El purgatorio. Este escritor tardío, este disfrutón de la existencia, este hombre talentoso, cocinero y observador, está de enhorabuena: su obra, que fue un éxito literario, ha sido llevada al teatro en Madrid, de la mano de Leonardo Sbaraglia.Un podcast de THE OBJECTIVE

Con Pablo ParraSee omnystudio.com/listener for privacy information.

Es el tema que aborda en 'Traficantes de Palabras' este miércoles

¿Sabías que la histerectomía es la cirugía más común en mujeres no embarazadas y que 1 de cada 3 la necesitará antes de los 60 años? Más allá de lo médico, esta operación toca fibras profundas: identidad, vida sexual, autoestima y la forma en que una mujer se relaciona con su cuerpo.El Dr. Jacobo La Bastida Torres, ginecólogo y pionero en cirugía robótica en México, nos revela mitos, verdades y avances que están cambiando la manera de vivir esta experiencia. *Importante: Nuestros invitados son expertos en sus temas y reflejan su conocimiento y su punto de vista, siendo conscientes de que cada una de las opiniones es totalmente personal. La información, datos, comentarios, estadísticas que se presenten en el Podcast de Marco Antonio Regil, son de exclusiva responsabilidad de quienes las emiten y no representan, necesariamente, el pensamiento de Marco Antonio Regil o de la producción del podcast.

Pocos escritores logran hacer de lo íntimo un espejo en el que todos nos reconocemos. Jacobo Bergareche es uno de ellos. En Los días perfectos y Las despedidas explora con lucidez temas como el amor, la obsesión, la memoria, la soledad y las pérdidas. Y en Amistad, escrito junto con el neurocientífico Mariano Sigman, amplía la mirada hacia lo colectivo: los vínculos que nos sostienen como individuos y como especie. En este episodio de Biblioteca Personal conversamos con un autor capaz de transformar lo personal en una reflexión universal.

El Gobierno del Edomex llama a presidentes municipales a impulsar el programa Vivienda para el Bienestar La madre buscadora Aída Karina Juárez Jacobo fue víctima de desaparición forzadaEn Coyoacán, el domingo 1 de septiembre se realizará el Día de Ruedas LibresMás información en nuestro podcast

Jacobo Grinfer, El PENTAGONO Y CHINA; Hacker EXPONE VERDADES — Héctor López

Ezequías, Babilonia y el Legado que Dejamos | ¿Estás pensando en generaciones? Las decisiones que tomamos hoy no solo afectan nuestro presente… moldean el destino de generaciones enteras. En Isaías 39, el rey Ezequías cometió un error silencioso pero devastador: mostró todos sus tesoros al enemigo, sin discernimiento, sin pensar en las consecuencias futuras. Actuó con autoridad, pero sin madurez. Y Dios le respondió: “Todo será llevado a Babilonia, incluso tus hijos”. ¿Cuántas veces abrimos puertas sin pensar en las próximas generaciones? Este mensaje es una llamada a despertar y asumir una mentalidad multigeneracional. EN ESTE MENSAJE DESCUBRIRÁS: La diferencia entre actuar como niño, adulto o padre espiritual Cómo nuestras decisiones pueden preservar o exponer el legado que Dios nos confió El poder que se desata cuando dos generaciones se unen en el propósito de Dios Ejemplos bíblicos que muestran cómo la unión generacional trae voz profética, provisión, milagros y multiplicación “Dios no es solo el Dios de Abraham… ¡es el Dios de Abraham, Isaac y Jacob!” “Los gigantes que tú enfrentas hoy, tus hijos no tendrán que enfrentarlos mañana.” Dios está levantando una iglesia con visión eterna, donde la gracia no es solo para sobrevivir, sino para edificar un legado. ¿Estás construyendo solo para ti… o para los que vendrán después de ti? #LegadoEspiritual #Generaciones #Ezequías #MentalidadMultigeneracional #BibliaHoy #FamiliaCristiana #Isaías39 #HerenciaEterna #MadurezEspiritual

Después que Juan fue encarcelado, Jesús vino a Galilea predicando el evangelio del reino de Dios, diciendo: El tiempo se ha cumplido, y el reino de Dios se ha acercado; arrepentíos, y creed en el evangelio. Andando junto al mar de Galilea, vio a Simón y a Andrés su hermano, que echaban la red en el mar; porque eran pescadores. Y les dijo Jesús: Venid en pos de mí, y haré que seáis pescadores de hombres. Y dejando luego sus redes, le siguieron. Pasando de allí un poco más adelante, vio a Jacobo hijo de Zebedeo, y a Juan su hermano, también ellos en la barca, que remendaban las redes. Y luego los llamó; y dejando a su padre Zebedeo en la barca con los jornaleros, le siguieron.

El 20 de agosto de 1561 nació el humorista, cantante y compositor italiano Jacobo Peri, considerado el padre de la primera ópera de la historia.

Foundations of Amateur Radio Recently I discussed the idea of listening to the radio spectrum across the internet for the purposes of getting signal into your shack when radios, or in my case, antennas are causing you challenges. I continued to explore and discovered a project by Jacobo EA1ITI, called "radioreceiver". Behind that unassuming name lies a tool born in 2014, that allows you to plug an RTL-SDR dongle into your computer, open up your web-browser, and listen to the radio signals that your dongle can receive. In case you're unfamiliar, an RTL-SDR dongle is a small USB device, looks a lot like a USB thumb drive, jump drive, data stick or flash drive, basically a hunk of plastic with a USB connector on it. An RTL-SDR dongle generally also has some form of antenna connector. It's typically sold as a digital radio and digital television receiver, but websites like rtl-sdr.com sell purpose built ones. They can be found starting at about $15. I realise that this is using a local receiver, with a local antenna, but it's inside a web browser, which is half of what I expected. When you hit the play button in the bottom of the screen, you'll be prompted by your web browser to give permission to access your RTL-SDR dongle and the fun starts. You'll see a live waterfall, hear audio, and have the ability to tune to any frequency you can reach. Depending on your dongle, typically somewhere between 500 kHz and 1.76 GHz. The application consists of seven files, a total of 352 kilobytes that you can store on any web server and run, with one caveat, in order for your web browser to talk to your dongle, it needs to be served using HTTPS. Jacobo has set-up radio.ea1iti.es and I've set-up sdr.vk6flab.com, both showing the same tool. You'll find the code on my VK6FLAB GitHub repository, and of course on Jacobo's. There are some things you need to know. You will need to use a web browser that supports WebUSB, currently that's Chrome, Edge, Opera and several others, sorry, Safari and Firefox don't .. perhaps it's time to talk to Apple and Mozilla. All is explained if you click on the little question mark at the bottom of the screen, it will even tell you if the browser you're using to read the help is compatible or not. If you have an Android phone, you can run this tool too, although you will need to find a way to connect your dongle to your phone. I'm currently limited in my ability to test this and you may need to install some drivers on Windows and Linux, but MacOS and presumably Android, works out of the box. The software also supports offline operation, so you can load it as a Progressive Web App, or PWA, and use it in the field away from the internet. Did I mention that all the decoding is happening inside the web browser, so you can see which code is doing what .. and before you ask, yes, it's minimised in the browser, which you can make into human readable code, but when you look at the source, it shows precisely what is happening, all written in Node.js, TypeScript and JavaScript. It supports CW, SSB, AM, Narrow and Wideband FM and decodes stereo, something which none of my amateur radios do. You might be able to tell that I'm excited. It's because this is providing the basic functionality of a radio inside a web browser, and I didn't need to install it to get started. On the Macintosh I tested this on, I literally opened the web page, plugged in a dongle and hit play. Just so we're clear, just because this is using a web page on a web server, you accessing it will only give you access to your radio not mine. This of course opens the doors to all manner of other fun stuff which I'm expecting to play with for the next little while, and yes, this is also Bald Yak adjacent, I'm aware. In the meantime, you can play with this right now, sdr.vk6flab.com is the place to go. Word of warning, it's addictive and easy to forget it's a radio with an antenna plugged into your computer, so take precautions when electrical storms are about. Look forward to hearing what you discover. I'm Onno VK6FLAB

Altercado con reportera

Un episodio lleno de buena música, datos curiosos y anécdotas divertidas con Jacobo Celnik, autor de Welcome to the Jungle.Recorremos un poco de su obra en la que menciona  más de 70 discos icónicos del rock norteamericano de los 80 junto a El Capi, Deysa, Marocco, El Jefe y Sami desde la consola.

El as3sinato de Jacobo, el hermano de Juan. Hechos 12 by G3:16 Satélite

A la plaza de la Independencia le están quitando un pedazo para que fluya el tránsito en la intersección de la prolongación 27 de febrero y Luperón.El gobierno propone quitarle 20 mil metros al Jardín Botánico Nacional para que fluya el tránsito por la congestionada República de Colombia, que es un caos permanente, porque en ella confluye la JAcobo Majluta una vía llena de proyectos habitacionales de clase media en Santo Domingo Norte.La propuesta del gobierno de quitarle 20 mil metros al jardín Botánico parece una minucia si se toma en cuenta que el pulmón del norte de la capital tiene 6 millones de metros cuadrados.El secretario de la presidencia, José Ignacio Paliza, lo explicó como un sastre de  pobres. “no se va a achicar el botánico porque se le va a cortar un pedazo y por el otro lado se va ampliar la verja”. Eso se traduce como le vamos a cortar un pedazo al pantalón y del oro lado le soltaremos la costura. Suerte que no es su pantalón porque caminaría bastante incómodo.A mi que vivo hace 24 años en la República de Colombia y que he visto como la tranquilidad se convierte en Caos nadie tiene que explicarme el drama de este pedazo de la capital.Es un desorden absoluto en el que las autoridades tienen la gran culpa. por aquí hay decenas de urbanizaciones que han cerrado el tráfico a los no residentes con autorización del ayuntamiento, incluyendo la que yo vivo. Hace más de una década que el semáforo de la Colombia con Monumental se quedó sin la flecha de giro y ningún alcalde o el Intrant han podido resolver el caos que eso provoca y los siete policías de servicio no lo entienden.Frente al Botánico se estableció un centro médico que hizo su propia entrada con giro a la izquierda en los dos sentidos y ningúna autoridad lo ha visto. Ahora han mejorado el tollo poniendo conos para que sus clientes no se estacionen y reduciendo el tamaño de la vía pero las autoridades no miran para allá.Un autobús que debía ir desde la feria hasta el final de la JAcobo dando servicio a las urbanizaciones de esa vía fue suspendido por el acoso de los choferes.En fin, las autoridades que no han hecho nada para hacer cumplir la ley no me van a convencer que quitarle un pedazo al botánico es la única salida para un problema  urbano. Si esa es la tónica esta ciudad que ya está llena de cemento se convertirá en un gran sacófago. Yo espero que cuando la calle Doctor Delgado con México se haga más que intransitable le corten un pedazo a los jardines del Palacio Nacional para que fluya el tránsito.

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In this powerful two-part conversation, Cristal and Ati share how live events have doubled their businesses in under two years. They reveal the pivotal moments, mindset shifts, and connections that turned investments into life-changing opportunities. If you're craving more clients, collaborators, or clarity, this episode is your wake-up call.

¿Qué significa realmente seguir a Jesús? ¿Estarías dispuesto a dejarlo todo por Él?

====================================================https://www.youtube.com/channel/UCNpffyr-7_zP1x1lS89ByaQ?sub_confirmation=1====================================================DEVOCIÓN MATUTINA PARA JOVENCITAS“PRINCESA”Narrado por: Sirley DelgadilloDesde: Bucaramanga, ColombiaUna cortesía de DR'Ministries y Canaan Seventh-Day Adventist Church===================|| www.drministries.org ||===================17 DE JUNIONO CUALQUIERA ¿No es acaso el carpintero, el hijo de María y hermano de Jacobo, de José, de Judas y de Simón? ¿No están sus hermanas aquí con nosotros? Marcos 6:3 ¿Alguna vez te sentiste como si fueras solo una esposa, solo una amiga, solo una hija o solo una madre? Todas nos sentimos marginadas a veces. Jesús lo hizo. Después de resucitar asombrosamente a una niña de entre los muertos, Jesús regresó a su casa en Nazaret con sus discípulos. Aún así, la gente estaba “profundamente ofendida y se negó a creer en él” (Marcos 6: 3b). Que frustrante. Qué triste. Sin duda, Jesús estaba decepcionado por aquellos en su región natal y por los líderes de las sinagogas cuyo trabajo era reconocer al Mesías cuando Él viniera. Pero en última instancia, la identidad, el valor y el poder de Jesús provienen de Su Padre Celestial y no de la validación de ningún ser terrenal. Lo mismo es cierto para ti y para mí. Si hoy se siente ignorada o mal juzgada, lleve esos sentimientos a Jesús y deje que Él la tranquilice. Si no ha recibido el amor y el apoyo de las personas importantes para usted, lleve esa decepción al Señor, que la comprende completamente. Jesús tiene la capacidad de transformar la angustia en paz, cambiar nuestros dolores por fuerza y reemplazar la piedad por poder. Confiemos en nuestro Mesías, a menudo marginado, para dar forma a nuestra identidad y definir nuestro futuro. No cualquiera puede hacer eso. 

Cristal Jacobo is the founder of She is made for MORE - a global movement that hosts events, retreats and masterminds designed to help women create and live into their version of “more.” Her work has been featured by ABC 30, KSEE24, Entrepreneur magazine, & Yahoo entrepreneur females. She is also the host of The She Is Made For MORE Podcast. Cristal has served hundreds of women around the world . Her work is rooted in subconscious wealth reprogramming and helping women create their MORE. Her curriculum infuses soul work, and business energetics to give individuals the tools to help them step into their MORE for their lives, businesses, relationships and beyond. Get ready to break all the cycles, rewrite old narratives & discover your MORE with Cristal Jacobo In today's episode we explore: - Defining your MORE - Taking you more space and rewriting the conditioning that keeps us playing small - Normalising your next level - How to take up space even when you don't see a representation of it being possible for you - The cheat codes to speed up your success - The power of proximity Connect with Cristal Instagram - https://www.instagram.com/cristal.jacobo/?hl=en https://www.instagram.com/she.ismadeformore/?hl=en Podcast - https://podcasts.apple.com/us/podcast/she-is-made-for-more/id1473726063 She's Made for Live Events - https://www.cristaljacobo.com/she-is-made-for-more-live WORK WITH CHRISTINE: Buy my new book: Turn Impostor Syndrome Into Your Superpower Buy Tickets to Unstoppable Women Event - Brisbane Take the CEO Confidence QUIZ and find out what's preventing you from scaling Connect with Christine on Instagram https://www.instagram.com/christinecorcoran_coach/ Book a Discovery Call with Christine here Join the waitlist for the next round of Unstoppable Sales HERE Join the waitlist for the next round of NEXT LEVEL Mastermind HERE Christine's website https://christinecorcoran.com.au/

The U.S. healthcare system just got messier.Trump's second term is rolling back DEI, reproductive rights, and public health protections. RFK Jr. is spreading vaccine misinformation, and a healthcare CEO was literally gunned down in the middle of Manhattan — and people have thoughts.This week on Hood Health Report, we break down what these major changes mean for real folks like us.

El abogado, en cuyo despacho se grabó la reunión entre la 'fontanera' del PSOE y el empresario Alejandro Hamlyn, califica de "escandalosa" la filtración y señala que Leire Díez le está proponiendo soluciones que están previstas en la ley al ofrecer beneficios con la Abogacía del Estado y la Fiscalía.

Discover powerful strategies to maximize your rental property returns and minimize costly vacancies. Learn how top investors are transforming their approach to property management, from tenant retention techniques to smart staffing solutions. Key Insights: Master the art of keeping great tenants and reducing turnover Understand when to scale your property management approach Explore innovative investment opportunities beyond traditional real estate Market Trends Spotlight: Rental demand is on the rise Emerging investment options offer unique wealth-building potential Strategic diversification is key to long-term financial success Explore alternative investment opportunities like sustainable teak forestry - a generational wealth strategy that offers: Low entry point Long-term growth potential International diversification Whether you're a seasoned investor or just starting out, these insights will help you make more informed, profitable real estate decisions. Resources: Learn more about the teak tree investment opportunity at Gremarketplace.com/teak Show Notes: GetRichEducation.com/555 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, learn how to reduce a giant operational expense that you'll have over time your tenant vacancy and turnover, including how many units you must own before you hire your own on site property manager as your employee. Whatever happened to agent commissions in light of last year's NAR settlement, then a timely update on teak tree investing today on Get Rich Education.   Mid South home buyers. I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated their zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Welcome to GRE from Manchester, New Hampshire to Manchester, England and across 188 nations worldwide, I'm Keith Weinhold, and you are back inside one of America's longest running and most listened to shows on real estate investing. This is get rich education. What's all that stuff really mean? I'm just another slack jawed and snaggletooth podcaster, a shaved mammal with a microphone. I'm joining you from here in London, England this week for the first time ever on the show. More on that later. Let's talk about reducing the biggest operational expense that you're ever going to have as a real estate investor, at least the one that you can exert a good measure of control over. That is reducing your tenant vacancy and turnover, that constant menace. Now, I suppose you might say that property tax is your biggest ongoing ops expense, but you've got less control over your property tax rate. So yeah, we're talking about increasing your net income by lowering your VIMTUM operating expenses. Vacancy is the V in that acronym. This is big because this can make or break your ability to have your property create positive cash flow and getting tenant turnover right both increases your income and reduces your expenses. It is springtime currently, and it's soon going to be summer, so it is the right time to talk about this. It's when there is more tenant turnover. The goal here is for you to really move the dial in increase the likelihood that your tenant is going to renew their lease. Now, sure if your tenant gets a new job out of town, they're going to move out. But if they're moving because of too many maintenance issues, well then that's something that you could have fixed. The average tenancy duration in the US over time is two to three years. And of course, that's going to be longer in single family rentals and shorter in apartments. And how long your tenant stays is driven by three factors, the price of your unit, the quality of your maintenance and the quality of your management. Let's say that your tenant moves out. To be conservative, that your vacancy period is two months between tenants. Okay, that's the turnover and the time to lease. It two months is a somewhat longish vacancy period. But come on, it happens sometimes, especially if you're going to make upgrades between tenancies and you're busy with other things in your life, if you have a move out every year at that rate, well, that is too often. That would amount. To a vacancy percentage of 14% you might think it's 17% but it isn't, because it's a 12 month vacancy plus two vacant months, all right, but if instead that tenant moves out every two years, that's just 8% vacancy, and every three years that's just 5% vacancy. Of course, if you keep your vacancy period to only one month rather than two, you can have all those numbers. You can really see how you are increasing your income by retaining the tenant. The most vital thing for you to keep in mind is that fast quality maintenance and good communication are by far the best forms of customer service that a property manager can provide, so prompt, quality maintenance. That's a retention strategy. Being a proactive helps. One strategy you can engage in is to reach out to the tenants two months before their lease is set to renew, and that's the time to give them the new lease price and ask them if they intend to stay. If they say, No, they're not, ask them why. And occasionally, you can sway them if there's been a misunderstanding in your relationship, for example, a lingering maintenance issue that hasn't been addressed, and perhaps they didn't bother to contact you about that, if nothing else, I think I mentioned this to you one time before offering a small reward, like a gift card helps. I mean, creating this sense of reciprocation is really one of the best retention tactics out there, even if the items being reciprocated aren't anywhere near equal value, like the value of a 12 month lease versus you giving them, say, a $50 gift card now, say you've tried those strategies, and none of that works, and your tenant does decide to leave, perhaps 45 days from now, but you know that you've got time in your life to turn over the unit now, and You know that you're going to be really busy with other things in 45 days. One thing that you can do then is shift your strategy to pay the tenant. Say you can pay them as little as 10 or 20 bucks a day to leave early. This way they'll vacate during a period where you've got the time to devote to the vacancy and the turnover and the showings to prospective new tenants, and that way, it's not going to linger vacant as long now, a technique like this is a little similar to an eviction, where if a tenant has violated their lease or becomes non paying, without you having to go through the length of Your court driven formal eviction process, you can pay them a lump sum to leave early. Hopefully that's not your situation, but that can come up. And I think you've heard of it before. This is known as the Cash for Keys strategy. That means to get a tenant that's made some violation against their lease, and you want to have them vacate the unit sooner. This means that you get the keys in your hand and the right to enter when you pay them to leave, rather than having to go through the not so fun eviction process and see a tenant wants to avoid a formal eviction as well, because that goes on their record, and then it can make it tough for that tenant to get rental housing elsewhere. But I dislike the Cash for Keys strategy in order to hold off from a formal eviction, because what that does is that rewards a person that violated a lease, although we know that that might also shorten your economic vacancy period, and it could actually be economically beneficial to you, Cash for Keys. It's just not ethical, though. I know it might be tempting for you, the landlord, the cash for key strategy. It rewards societally immoral behavior. Now, of course, you might be using a professional property manager that does all of this stuff for you, like I do today, but still, these are often the best practices for your manager. And I started out self managing, just like a lot of real estate investors do in the beginning, and that's where I learned strategies and techniques like this for reducing your tenant vacancy and turnover. Now, here's a really interesting question that you may not have had to ask yourself yet, but you may down the road, if you've grown your portfolio to a certain size and you're serious about reducing your vacancy and turnover expense, it might be time to ask yourself one big question, and that is for your management and maintenance. Should you use contractors, or should you start to hire your own employees? Now, if you have a small portfolio, it won't be enough work for you to keep an employee busy, so you should go with contract. Contractors. On the other hand, if you have an apartment complex with on site property management, I would definitely recommend having a make ready crew on site, because it's just so easy for them to get to and from a job site. Now, you should still maintain relationships with contractors as a backup, of course, and you should also have specialists like plumbers, electricians and HVAC people ready to call now, most investors are small and they use off site management, but if you grow big enough someday, or maybe it's two day, the important point about employees is that you really need to stay on them, because every extra hour costs you. You don't want anyone out there who's thinking that speed isn't essential, because they're like, ah, you know, I get paid by the hour. Contractors, on the other hand, they quote you or your manager a job up front. So while an extra day hurts because it's one more day you can't lease the unit, it hurts less than it does if you have your own employees. One problem with contractors is they often can't start right away, and this tends to be more true if you're self managing. See if you use a professional manager. They might have their own in house people so you can leverage their employees without having to manage employees yourself, even if your manager brings in an off site contractor, like an electrician or a plumber. Well, that contractor probably gets a lot of business from your property manager, and they have some sense of loyalty to your property manager, therefore, they're incentivized to show up on time faster than if you're trying to self manage, say, your small portfolio of five properties, and you or your tenant are the ones that call the electrician or the plumber. Well, those contractors are going to be less likely to prioritize you and your infrequent requests, and this is just another reason that I like to employ professional management and not self manage. Now, virtually no new real estate investor is going to hire their own employees, and most are never going to at all. All right, but how do you know? How would you know when it's time to hire your own property manager or your own contractor, and have them on your own payroll and you are their boss, if you've got under 20 to 30 units, all right, typically third party property management or self management with contractors, that's going to make more sense, because having a full time, dedicated employee, it's just not financially justifiable. Below 20 or 30 units, you're not going to be able to keep that employee busy. And I'm generally talking about if you have one apartment building here, or a bunch of single family rentals, only if they're in small, close proximity to each other. What about if you grow up to 30 to 60 units? All right now you're in a gray area. If the property is something that's pretty management intensive, like high turnover, or you own an older building, or you generate a lot of work orders, or you're in a challenging area. Well, at 30 to 60 units, you might justify a part time on site person. So how that could practically work in this 30 to 60 unit gray area, what you can do is have a resident manager that gets free rent, plus perhaps a small stipend from you. Okay, so that's a strategy that you can play in this gray area zone. That way they can be responsive to tenant requests, and you can keep your vacancy and turnover costs down. All right, how about when you're going even bigger and you reach 60 to 100 units. Now you're in the range where a full time on site manager or a maintenance person, starts to make financial and operational sense, because here it's 60 to 100 units. Your staffing model, it might be that you have one full time manager, they do the leasing, the tenant relations, in the admin stuff, and you'll also have a second person, a full time maintenance tech if they're needed, all right? And the final tier here, if you reach more than 100 units, oh, okay, now it is standard for you to have a full on site team. You could be in the hundreds of units. So we're talking about a property manager, a leasing agent, a maintenance lead, a groundskeeper and sometimes also a part time assistant manager. So that's it. That's the hierarchy of how, based on your portfolio size and where they're located, how you can serve tenants well and reduce your vacancy and turnover expense. Yes. All right now, what are some things that can shift those thresholds, those unit counts? Well, high rent or luxury buildings, they often need on site staff at a smaller unit count, very low rent or section eight properties, they may need more intensive oversight, buildings that have amenities, like some of these newer apartment buildings that have a pool and a gym, okay, that can trigger some more staffing needs. And if you own multiple properties that are nearby to each other, well, then you can share employees across those properties. And you've got to look at local labor costs in places like New York City, northeastern New Jersey, parts of New England, Miami or LA, those high cost places. Then breaking even on staffing. That probably takes a bigger property than those numbers that I talked about. But here, we tend to invest in those investor advantage areas, the inland northeast, the South, in the southeast, in the Midwest. Now, if you've got, say, even 50 smaller properties, but they're scattered all over the place, in multiple states, well then of course, you're not going to hire employees. A good general metric to leave you with here is that one on site employee for every 50 to 80 units that you own in the same area, that is common, that is a common industry practice in market rate multifamily apartments right now, these are pretty timeless strategies I've been talking about with you here.    As for what's happening in The market lately, I continue to slowly get more optimistic about the long beleaguered apartment market. A few weeks ago, I talked about how there's finally been greater apartment rent increases, although those rent increases are still historically low. What recently we learned that apartments are seeing a longer duration of tenancy and today, per real page, every single one of the 50 largest apartment markets has posted month over month occupancy gains, and then that's somewhat commensurate with what we're seeing on the one to four unit side, because the home ownership rate has fallen. It just fell from 65.7% down to 65.1 quarter over quarter. Now that doesn't sound like much, but that's actually a substantial drop in the home ownership rate in just one quarter. And fewer homeowners means more renters. So this basically means that the percent of Americans, renting has gone up because you just take the flip side of those numbers. So the rentership rate has essentially risen from 34.3 up to 34.9 in just one quarter. Something that completely makes sense, because we all know that home ownership affordability, especially for that first time, home buyer is lower, more renters. Is good for rental property owners. It's bringing more rental demand, more occupancy and more future pressure on rising rents. Now I want to follow up with you on a story from last year that made a lot of waves in the larger real estate world, but not so much for real estate investors. You surely remember this. That is the NAR settlement that a lot of people thought would result in lower real estate agent fees. Lowered commissions were coming. That's what everybody thought last year. Stories about that were all over the place that realtor fees are about to shrink. What's happened since then? Well, not much realtor fees, they still haven't fallen in any significant way, although the settlement was more than a year ago and this went into effect nine months ago. So to back up for a moment, in case you missed it, what happened is that a group of sellers accused the NAR, the National Association of Realtors, of inflating home costs by letting buyer side and seller side agents communicate about commission rates on the MLS home database, which only agents can see. And a jury agreed, so the NAR settled the lawsuit for over $400 million in damages, and it barred agents from sharing commission rates on those MLS databases. So that was a huge change that was expected to extinguish the globally high five to 6% realtor fee in the United States, because global averages are between one and 3% so as a result, the US real estate industry, they were bracing themselves for up to a 30% drop in the commissions that Americans pay annually in fees. But the new rules. Things have been nothing other than a big nothing burger. It only took a matter of weeks, really, for most agents to realize, you know, what did the agents do? They just simply moved their conversations off the NAR website and over to phone, text and email. That's it. Yes, that's all they did. So since that time, the average commission for buyers agents has barely budged. It ticked down less than 110 of 1% so for example, it ticked down less than 500 bucks on a 500k home that's per Redfin. So agents still expect sellers to pay five to 6% now I'm not against agents. Not only can an agent guide you through the process, what they can do is get you a higher sale price than they could have otherwise, because they really know how to market and advertise your property and reach a greater pool of buyers, but their commission rates have hardly budged. And of course, here at GRE marketplace, we typically use a direct model where agent compensation isn't priced into your properties anyway.    To review what you've learned so far today, being proactive can help reduce your tenant vacancy and turnover expense and increase your income. Prompt, quality maintenance, that is a retention strategy in itself, as can having one on site employee for every 50 to 80 apartment units. And one year later, changes at the NIR really haven't reduced aging commissions appreciably. I'm coming to you from London, England today, taking in all the top sites, Buckingham Palace and watching the changing of the guard over there, Big Ben a Thames river cruise and the London Bridge, which is actually called Tower Bridge. The real estate transaction that I'm currently involved in here is paying $550 a night to stay here at a nice hotel in the center of the city. It's right near the Thames, kind of a steep rate, and I sure didn't have to stay right in the city center, where everything is more pricey. But that's the experience that I want to have. Next week, I'll bring you the show from Edinburgh, Scotland, where I'll be paying even more for a well located hotel right on the Royal Mile, and I'll tell you how much more then I am here to boost their economies, I suppose more next, including a really timely update. I'm Keith Weinhold. You're listening to Episode 555, of get rich education.    The same place where I get my own mortgage loans is where you can get yours Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Tom Wheelwright  24:21   this is Rich Dad advisor, Tom wheelwright. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  24:37   Welcome back to Episode 555, of get rich Education. I'm your host, Keith Weinhold, with an episode number like 555, you would expect me to go deep with you on real estate pays five ways, but we did that five weeks ago on episode 550 with your audio masterclass right here on the show today, we're talking about something with less upside. Than say that or the inflation triple crown, and instead on reducing your downside, vacancy and turnover expense, next week here on the show, I expect to sit down with a guest that's a highly regarded financier and author of a fairly hot new finance book, Christopher Whelan, and next week's show could get really interesting, because I've heard Chris say something about how real estate prices could fall back to 2020 levels. In my opinion, that is so many levels of unlikely that happening is about as likely as your grocery bills falling back to 2020 levels. So we'll see it could turn into a debate next week with Christopher Whelan and I. He is a sharp, well informed guy that also used to work at the New York Fed. That's next week down the road, longtime and former co host of the real estate guys radio show, Russell gray will join us again here, and we'll see what he's been up to in his post real estate guys, radio life that's coming up in a few weeks. Lots of great future content here, monologs, yes, those slack jawed monologs For me, repeat guests and new guests joining in as well. Back to this week now, there's an intriguing and potentially lucrative investment that we've discussed on the show here before, and I do have a timely and crucial update about it. A little while back, I sat down with the teak operations principle when we were in New Orleans together. These are yes, those Panama teak tree plantations that so many of you have already invested in. Yes. So as it is here. I am an American in London today talking about teak trees in Panama and I interviewed our upcoming guest here when we were in New Orleans together, the teak investment has a long time horizon, because trees have to grow. There's also a low cost of entry and no loans available. This is a real estate investment. You can own the land with the title to it and the trees that grow on top of them. Historically, teak returns have been five and a half percent, which doesn't sound like much, but see it grows in board foot volume at the same time that the unit price grows. And if inflation runs high over the next 25 years, your return might be higher. But the reason that we're discussing this now is because the principal, Mike Cobb here meeting with me, he is going to mention a price, and this is key two weeks from today, on June 9, the price for the teak parcels increases substantially. I'll tell you about that shortly. So for GRE followers, you can get locked into the lower price for just two more weeks. Here's my chat from a little while back with the teak tree investment principle, and then I'll return to bring you more.    Hey, did you know that you can own a quarter acre parcel of a producing teak plantation, you own the title to the land, and you get the growth in the trees. On top of that, this is something that you can do as an investor. And teak trees are a valuable hardwood that you own, typically in Central America. So there's a very low cost of entry to this investment, and that's what attracts a lot of people to it. And I am with Mike Cobb, the CEO. He's also the author of the new book how to buy your home overseas and get it right the first time. But Mike, a lot of people are interested in the teak investment because it is so approachable. Tell us about it. Give us a general overview.   Mike Cobb  28:42   absolutely, you know, thanks for having me on. It's always nice to be with you. We're, we're having some fun here in New Orleans, which is terrific, you know, yeah, the teak plantation is something that I envisioned back in 1998 so what's that like 26 years ago? Right? And in 1999 we planted our very first 100 Acre teak plantation. Because what we thought about at the time, which has now proven true 25 years later, is that, you know, I was either going to need the money in 25 years and be really glad I did this, or I wasn't going to need the money in 25 years and I was going to be really glad I did this. You know what? I don't really need the money now, but I'm really glad I did this. And 25 years comes. And I think that's been really the challenge for a lot of people looking at teak. They're just like, ah, 25 years. It's too long, but 25 years comes. 25 years will come, and you can either have planted the trees and be ready to take this huge windfall of return, or you won't be getting a windfall return. So I think that's the challenge, the mental challenge, I think maybe an average investor has, but I know you work with superior investors because they're paying attention to what you're writing, they're watching your podcast, they're reading your newsletter. You have far superior investors than I would say, the average investor. So I think this is a great thing for folks to check out.   Keith Weinhold  30:00   All right, so you're talking about the investment timeline, from the time a tea tree seed is planted until the harvest time that can feel like quite a while. You have been doing this over 25 years, and that is key when you as an investor go offshore or go overseas to have trust in a stable company that's been around for a long time. That's why, really, you're one of the few people that I work with who are outside of the United States real estate like the teak trees.   Mike Cobb  30:25   Thank you. Yeah, we've been around for 31 years. I've been working in the region. 31 our development company is 28 years old. Our plantation is now 26 years old. 25 with the trees, but we bought the land 26 years ago. But the bottom line, you're right and and the other thing that we should care about. And you brought this up earlier, when we're kind of chatting, is country, what country are you planting trees in that you got to wait 25 years for them to mature and harvest? By the way, the Panama. By the way, Panama, and of all the countries in the region where I feel the most comfortable as an investor, Panama's yet, because Panama's got the canal. And I know people say, oh, yeah, that's right. It's a vital strategic US interest. It's a vital world interest. The Chinese care about it as much as we do. The Europeans care about it. Anybody who wants commerce to happen cares about that canal being open. And so you've got this country, Panama, that has the canal stable, economically stable, politically stable. And when starting to talk about 2550 7500, year time frames, because you own the land, you get the harvest in 25 years, you replant, and then your children get the next harvest, and your grandchildren get the next harvest. It is truly generational wealth. Stewardship   Keith Weinhold  31:41   Panama is a little bit like investing overseas with training wheels on their well developed, first Central American nation. They even use the United States dollars. They do is that familiar? Absolutely well. But as the investors thinking about investing in teak plantations, just tell us about the properties of teak wood, of all wood types. Why teak? Tell us about the value there.    Mike Cobb  32:00   Yeah, teak has been grown in plantations, starting with the British back about 400 years ago. And so you've got centuries of plantation growing of teak as a crop, right? And so you've got this incredible longevity of information and things like that. And I know some of the stats off the top of my head, since 1972 the average price of teak lumber has has risen about five and a half percent a year over a 52 year period. Talk about track record, centuries of growing as a crop, right? 52 years as a lumber commodity. Look, people been using it to make ships. Its hardness is its most valuable characteristic is an extremely hard wood. It's resistant to rot fungus, so it's used in outdoor furniture, for example, right? Some of the stuff on the Titanic they pulled up from the bottom of the ocean, you know, chairs made a teak, right? Teak. But ship builders fine furniture, outdoor furniture and and they're cutting teak down. This is so important, they are cutting teak down eight to 10 times faster than anybody in the world is replanting it. So just imagine what that does to supply and demand and prices based on just basic economics, right?   Keith Weinhold  33:13   Yeah, that is some scarcity. That is a really good point. Tell us about what you're surely interested in. What do the investor returns look like.   Mike Cobb  33:21   Yeah. So you know, to own one of these quarter acre parcels, by the way, you said it before you own the land, you get title to the land you own the trees. $6,880 that's your that's your entry. Gosh. So for less than $7,000 you own a quarter acre of teeth trees that in 25 years projected returns. We all projections right about $94,000 a little over $94,000 so 7000 turns into $90,000 over 25 years, harvest, plant the trees again, and in 25 years, your kids or your grandkids will get the next harvest, and so on and so on. It is a powerful generational wealth stewardship. In fact, right now we have what we call give the gift of teak because look, you know, you got kids, you got grandkids. What are you gonna get them? Right? I mean, they got everything they want, presumably, right? You buy them a teak parcel, right? Buy that kid, buy that grandkid, a teak parcel. What a cool idea. Oh my gosh, in 25 years, you might be gone, right, but they're gonna get this big windfall, and they're gonna thank grandma or grandpa, right for for thinking of them 25 years into the future?   Keith Weinhold  34:27   Yeah? Oh, I love that. And you're so proud about what you do. You regularly offer investor tour so that they come and see the teak. But maybe you know, for you, the investor, you're wondering, okay, if you're used to investing in us real estate, you might be making two leaps here. You'd be going from residential real estate to agricultural, and you'd also be investing in a nation outside your home country. And when it comes to those sort of questions, I think any savvy investor asks, okay, what are the risks involved with this investment? Can you tell us about that?   Mike Cobb  34:59   Yeah, sure. Look, you've got political risk, country risk, political risk, which, I think again, of all the countries in the region, Panama, dollar, economy, canal, safe, stable. So the political risk is minimal. It's there. It's real. You know, fire risk is an issue, right? Trees burn. The good thing about teak is that after about year three, they're up. And you keep them trimmed, trim all the low branches off. So fire risk really drops incredibly low after about year three or four. But ultimately, it's about professional management. We have a company called Heyo Forrestal that we hired 25 years ago, 26 years ago, actually, to help us find the land, do the analysis of the land, make sure it was good for teak. And when you hire professionals, you get professional results. I mean, we stayed with this company for 26 years now, and the guy that we met early on, a little forestry engineer, is now General Manager and partner in the business. So we've watched that business grow up alongside ours at the same time. Those relationships, you know, Dolly Parton and Kenny Rogers have a song you can't make old friends. So here we are with Jacobo and some of the Luis that we've worked with for, you know, 26 years, and the relationships matter, especially in that part of the world, but professionalism and professional management is the key, and you have that alongside the relationships. Both are important.   Keith Weinhold  36:20   yes. So we're talking about how the property manager is such an important part of your team, and you think about your single family homes or your apartment buildings. And Mike here is talking about the importance of professional management, because teak trees need a little management and pruning, and sometimes there are thinnings which can give you some income so that you don't have to wait 25 years. Correct another way in which you might not have to wait 25 years for the full harvest cycle is at times you can buy trees that are, say, already seven years old, so you can only be waiting 18 years, or that are teens, so you might only be waiting 10 years, or some things about that, those are some of the options. But Mike, before I ask you if you have any last word, if you want to learn more about this, get some information, learn more about it, and learn how to connect with Mike's team. He is one of our GRE marketplace providers, and he's the owner of that company. You can do that at gre marketplace.com/teak, any last thing someone should know about teak before they consider investing? Mike?    Mike Cobb  37:16   Yeah, well, two things you mentioned the tour. So we do run discovery tours. We have one coming up in January, end of January, two days, we go out to the plantation, the teenage teat plantation, by the way, oak, which is eight or nine more years to harvest. Then we're going to the sawmill, because all of our logs go through a sawmill to convert to lumber, which enhances the return to the investor.    Keith Weinhold  37:36   Do the teens sleep until noon? Or can we visit them   Mike Cobb  37:38   and then they're on their phones all day If we're gonna go visit them. We'll wake them up and, like, get on their phones. But here's, here's the last parting word. I think it's scary for a lot of people. It is scary. You're going overseas, you're outside of, you know, residential you're going into a new industry. You're going to a new country. The reason this works for so many people, over 1000 now, have done this, is it's such a small bite, $7,000 and if that's maybe one or 2% of your portfolio, what I hate to say, put it on the table and roll the dice, but you'll be happy you did. I'm happy I did. It's a small bite, but that international diversification is so important. And then you put it in something that's absolutely not correlated to the market. It's not correlated to us real estate. I mean, in 2008 to 2012 when real estate was dying in the US, our trees just kept growing. So non correlated, non US, right? And non residential. I think that's the reason you want to take a little tiny piece of your portfolio and put it overseas in something like teak.    Keith Weinhold  38:42   We know over the long term that it has grown in value 5.5% a year, but at the same time, it grows in volume, in the amount of board fees you're getting a crease, an increase in both unit value and volume. It's really growing a couple ways. At the same time, you've had over 1000 different individual investors invest in the teak now, several dozen, maybe even more than 100 of those have been you the get rich education follower. So again, thanks for joining me, Mike. If you want to learn more, start at gre marketplace.com/teak. I'm Keith Weinhold. I'll see you next time.    Yeah, good information from Mike there again for GRE followers, that 6880 price deadline is Monday, June 9, and then it goes to 8680, that is a 26% price increase, and this is because land and planting costs have skyrocketed. And you know, I have long wondered about when they were going to change that same lower price that they've had for a lot of years. The provider recently added a sawmill to convert logs to lumber, and that enhances investment returns. So when you inquire for more info, you can ask about that, and that could very well put them above the 94k per part. Possible projected payout. Teak, hardwood, it just has some amazing physical properties. It's not your run of the mill. Backyard. Maple, it is a real asset. Think of it as a forest that fights back against Fiat and the provider reputation and continuity are almost impeccable. They've even had the same forestry manager, yeah, sort of like a property manager for trees, because trees take things like prunings and thinnings, the same manager for all 26 years of the teak operation. In the future, I might join one of their teak investor tours in Panama, and if I do, I'll be sure to let you know so that we can meet up that might even be a GRE exclusive tour. What you really need to know now is that, again, the lower price is good until Monday, June 9, to get started or simply learn more, visit gre marketplace.com/teak, that's t, e, a, k, until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  41:10   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  41:34   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter. You also get my one hour fast real estate video. Of course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, GRE to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com  

Antes de llegar a ser emperador, atravesó los Alpes con sus tropas rumbo a España. Allí se encontró con unos montañeses que acaloradamente disputaban sobre quién ejercía autoridad sobre cierta aldea. Los ayudantes del general se rieron a carcajadas de aquella contienda por considerarla insignificante. Pero el futuro caudillo de Roma les cortó la mofa con estas palabras: «No os burléis; también yo preferiría ser cabeza en esta aldea que brazo en Roma.» De allí el refrán que dice: «Más vale ser cabeza de ratón que cola de león.»1 Si bien no nos sorprende que Julio César prefiriera ser un pez gordo a ser uno de tantos, es de veras sorprendente la actitud de Jesucristo en cuanto a eso. A diferencia del césar, el Hijo de Dios, que es Señor de señores y Rey de reyes,2 escoge la vía de mayor resistencia y de menor importancia. Ya es cabeza de león, incluso ostenta el título de «León de Judá»,3 cuando opta por ser cola de ratón. El Hijo de Dios tiene las opciones de ser cabeza o cola de león o de ratón, cualquiera de las cuatro, es decir, de seguir siendo Rey del universo, o de ser uno de los ángeles del cielo, o príncipe de este mundo o un simple mortal, ¡y sin embargo prefiere ser cola de ratón! ¿Acaso no es eso lo que escoge cuando se hace hombre y habita entre nosotros?4 Es a eso precisamente a lo que se refiere San Pablo cuando nos dice que nuestra actitud debe ser como la de Jesucristo.5 Él sabe que va en contra de nuestra naturaleza humana, que se parece a la de Julio César, pues opta más bien por ser cabeza y no cola cuando se le da la oportunidad de escoger. Tanto es así que a los discípulos más allegados a Cristo les costó mucho trabajo aprender esa lección. En cierta ocasión los dos hermanos Jacobo y Juan tuvieron el atrevimiento de pedirle a Jesús que les concediera que en su reino uno de ellos se sentara a su derecha y el otro a su izquierda. Los otros diez discípulos, desde luego, al oír semejante petición se indignaron contra ellos. Jesús aprovechó la ocasión para decirles a todos: «Como ustedes saben, los que se consideran jefes de las naciones oprimen a los súbditos, y los altos oficiales abusan de su autoridad. Pero entre ustedes no debe ser así. Al contrario, el que quiera hacerse grande entre ustedes deberá ser su servidor, y el que quiera ser el primero deberá ser esclavo de todos. Porque ni aun el Hijo del hombre vino para que le sirvan, sino para servir y para dar su vida en rescate por muchos.»6 En otras palabras y a modo de refrán, a diferencia de Julio César, Cristo nos enseña que «el que quiera ser cabeza de león, más vale que se haga cola de ratón». Porque es mediante el servicio que se obtiene el mayor beneficio posible en esta vida. Carlos ReyUn Mensaje a la Concienciawww.conciencia.net 1 Luis Junceda, Del dicho al hecho (Barcelona: Ediciones Obelisco, 1991), p. 58. 2 Ap 17:14 3 Ap 5:5 4 Jn 1:14; Fil 2:6-11 5 Fil 2:5 6 Mr 11:35-45