Podcasts about R10

Stephen Grootes in conversation with Stuart Theobald, Financial Analyst and Chairman at Krutham chat about the struggles of Ithala Bank and Post Bank, highlighting a deep-rooted challenge in South Africa’s financial sector. They also touch on the reflection that there is tension between financial inclusion and regulatory oversight, raising questions on the future of state-backed banking in South Africa. In other interviews: Stephen Grootes speaks to Benay Sager, executive head of DebtBusters, and personal finance journalist Maya Fischer-French from Maya on Money, about the quiet crisis brewing in South Africa’s middle class. DebtBusters’ latest debt index shows growing strain on households earning between R10 000 and R35 000 a month — a group often seen as the backbone of the economy. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.coSee omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Benay Sager, executive head of DebtBusters, and personal finance journalist Maya Fischer-French from Maya on Money, about the quiet crisis brewing in South Africa’s middle class. DebtBusters’ latest debt index shows growing strain on households earning between R10 000 and R35 000 a month — a group often seen as the backbone of the economy. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Key Timestamps:00:49 – The 1Life commitment01:38 – Ice breakers05:43 – Brenden's relationship with money10:15 – Mpoomy's money journey14:54 – Living with a workaholic15:33 – Dating an unemployed man19:40 – Why therapy matters24:04 – Building a lasting legacy25:48 – Planning for the future31:52 – The power of funeral cover34:14 – R10,000 wedding budget36:02 – A lesson from Brenden's mom37:54 – The meaning of life and love Thank You for Tuning In!Visit our website for updates: Wisdom & Wellness - A Vibrant CommunityJoin our mailing list for exclusive news: Sign Up HereFollow us on Instagram: @wisdomwellness_ 

The Gqeberha High Court is set to hear the case of two doctors and six nurses accused of attempted murder, fraud, and selling human parts. The medical professionals allegedly harvested organs from unsuspecting patients during surgery for profit. One suspect even took out a life insurance policy worth R10 million. Elvis Presslin spoke to Vuyolwethu Nodlawu, Denosa Provincial Chairperson

John Maytham wraps up a week of inspiring entrepreneurial stories with the grand prize draw for CapeTalk and Standard Bank’s BackaBiz with MyMoBiz campaign. After spotlighting four resilient Western Cape business owners — Prince Masuku of MazikMail, Caryn-leigh Stober of Just Relax Services, Schauneen Fletcher of Red Stitches Embroidery, and Brandon Holmes of ShredCo — it’s time to find out who wins a R10 000 cash boost… or even R50 000 if they hold a Standard Bank Business Account. Tune in to celebrate small business excellence and see who takes home the ultimate prize, thanks to Standard Bank.See omnystudio.com/listener for privacy information.

Welcome to Khandaan: A Bollywood Podcast and we're talking EMPURAAN and SIKANDAR with friend to the pod, Pappuchaaru. We took a break from our 80s Dhamaaka series to watch the Malayalam masala actioner, Empuraan. Directed by Prithviraj Sukumaran and starring Mohanlal, Manju Warrier, and a whole host of other actors including R10 himself, this movie has run into political foul weather just days after its release. We discuss how it all unfolded, the movie itself, and what this means for Malayalam cinema. And then we have a lot to discuss with Sikandar. Directed by A. R. Murugadoss (Ghajini, 2008), this movie stars Salman Khan, Rashmika Mandanna, Sathyaraj, Sharman Joshi and others. Social media has already been ripping this movie apart. We discuss how low the bar has gotten and what lies ahead for Salman and the Hindi film industry.  

In this edition of BackaBiz with Standard Bank, John Maytham chats to Prince Masuku, founder of MazikMail — a smart email platform helping South African creatives connect with over 2,000 verified media contacts. Prince stands a chance to win R10,000 in cash — or even R40,000 this Friday if he has a Standard Bank Business account! Standard Bank’s MyMoBiz campaign celebrates resourceful small businesses in the Western Cape. Think you’ve got what it takes? Search Standard Bank MyMoBiz and enter before Friday!See omnystudio.com/listener for privacy information.

As part of our week-long feature celebrating Cape Town’s most inspiring small businesses — brought to you by Standard Bank — Amy MacIver speaks to the founder of a small Cape Town repair company making big waves behind the scenes of the local music and entertainment industry. They’re in the running to win R10 000 — or even R40 000 if they bank with Standard Bank. See omnystudio.com/listener for privacy information.

What do Kermit the Frog and the R10 note have in common? Hey, we weren't about to say that Kermit sounds like Nelson Mandela. That was all you, buddy. Okay fine, we can see it but we wouldn't *say* it so stop trying to get us to say it. What we wanted to say all along was that they're both green! And that's the colour the girls are talking about today. Whether it's grass, money, health or Nelson the Frog, they cover it all! Tune in for goodness sake! And for goodness sake follow @twofreaksnotice on Instagram and TikTok.

Valentine's Day 2025 will see people from all over South Africa showing their Hearts and Soles as they join in on Flip-Flop Day to raise money for CHOC. Childhood cancer is a diagnosis no family should have to go through alone. But with the help of CHOC Childhood Cancer Foundation South Africa, they're getting much needed help to get them through this immense challenge. CHOC CEO Hedley Lewis chats to Melanie Walker, a long-time supporter of CHOC, about how everyone and their partners can get involved. All South Africans need do is buy a R10 sticker (either online at www.choc.org.za, from Tekkie Town or a CHOC Regional Office), and wear that and their flip flops on the 14th February. It's time to turn every step we take into a stride of hope and solidarity. CHOC Flip Flop Day · Mel's Treasures on Facebook

Limpopo police officer, Rachel Kutumela, is expected to resume her bail application in the Polokwane Magistrate's Court today. The 40-year old is accused of killing six people and collecting more than R10 million following a killing spree that started in 2019. Kutumela is expected to appear with her co-accused and daughter, Flora Shokane and her sister, Anna Shokane. Sakina Kamwendo spoke to SABC reporter, Michael Makungo...

Ghana's former president, John Dramani Mahama, has reclaimed power, promising to tackle debt, high living costs, and youth unemployment, but faces major economic challenges. Second, South Africa is losing R10 million daily due to trade disruptions caused by post-election violence in Mozambique, with trucks and cargo under attack and roads to the Port of Maputo blockaded. Crystal will unpack the calls for President Ramaphosa to step in and the broader implications for regional stability.See omnystudio.com/listener for privacy information.

Good Morning Angels and Pick n Pay have teamed up to assist Alfred Rananga in his mission to help pets that are not properly cared for, along with something special to bring festive joy to his family's home as well. To help Alfred continue his selfless work for the dogs of Thohoyandou, Pick n Pay will provide him with R10,000 in vouchers to stock up on supplies for the dogs, as well as a cash donation of R15,000 to bring festive joy to his family. The Good Morning Angels Fund will contribute an additional R25,000 towards Alfred's work with animals and to ensure that his family has a merry Christmas and New Year.

Ghana's former president, John Dramani Mahama, has reclaimed power, promising to tackle debt, high living costs, and youth unemployment, but faces major economic challenges. Second, South Africa is losing R10 million daily due to trade disruptions caused by post-election violence in Mozambique, with trucks and cargo under attack and roads to the Port of Maputo blockaded. Crystal will unpack the calls for President Ramaphosa to step in and the broader implications for regional stability.See omnystudio.com/listener for privacy information.

We launched a brand new sound on Friday at R1,000. SO today it was meant to be R3,000. But our friends at OutSurance said because it is our last week on the show before we take a little break, they are going to give us an extra R10,000!!! So today the sound is worth R13,000!See omnystudio.com/listener for privacy information.

The Road Freight Association is calling on President Cyril Ramaphosa to intervene in the Mozambique crisis, which has resulted in the closure of the Lebombo Border Post. The Association says the election-related unrest in Mozambique cost the South African economy approximately R10 million daily. Gavin Kelly, CEO of the Road Freight Association, spoke to Elvis Presslin about the situation

We launched a brand new sound on Friday at R1,000. SO today it was meant to be R2,000. But our friends at OutSurance said because it is our last week on the show before we take a little break, they are going to give us an extra R10,000!!! So today the sound is worth R12,000!See omnystudio.com/listener for privacy information.

Good Morning Angels and Pick n Pay came to the aid of Aneesa Kaynie, who was shot while six months pregnant with her five-year-old miracle daughter, Imani. The strength and resilience of Aneesa and her daughters are truly inspiring. Pick n Pay wants to support this family so they can look forward to the festive season rather than worry about expenses. Pick n Pay will assist Aneesa with grocery vouchers for December and January to the value of R10,000. They can also do some clothing and stationery shopping for Skylar, who will be starting high school next year. Additionally, Pick n Pay will contribute another R40,000 to help relieve some of Aneesa's financial burdens. The Good Morning Angels Fund will assist Aneesa and her girls with an additional R40,000 towards new year expenses for Skylar, as well as medical assistance for little Imani.

Good Morning Angels and Pick n Pay helped two-year-old Simoné to see for the first time by donating the outstanding costs of her life-changing surgery to the value of R20,000 and making their Christmas extra special with R10,000 towards food, groceries, and gifts from their nearest Pick n Pay.

Good Morning Angels and Pick n Pay have teamed up to support Mamma Anna as she makes moments of magic happen for the children in the informal settlements of Zandspruit and Honeydew at her Lufuno Creche. Pick n Pay will support Mamma Anna as she makes moments of magic happen for the children every day. To assist her, Pick n Pay will donate R10,000 towards the graduation party and another R20,000 in Pick n Pay vouchers to enable Mamma Anna to buy food, clothing, and treats for the children and her family to celebrate this Festive Season. The Good Morning Angels Fund will add another R20,000 to this, to help Mamma Anna take care of all her children this Festive Season.

‘In South Africa, over 50 agricultural crops that are essential for food and job security, and worth over R10.3 billion per annum to our economy, are pollinated by honeybees – this according to Shelly Fuller, Sustainable Agriculture -Fruit and Wine Programme Manager for the Worldwide Fund for Nature (WWF). Fuller is leading a Nedbank-funded Worldwide Fund for Nature (WWF) Nedbank Green Trust project aimed at conserving the Cape honeybee (Apis mellifera capensis) in the Cape Floral Kingdom of the Western Cape through sustainable hive management and indigenous forage restoration. She joins us on the line now to explain more about the business of bees and the efforts to protect these vital insects.See omnystudio.com/listener for privacy information.

This evening on our educational feature we look at how to prepare for a successful visa application. Many countries require you to have a visa – a document that's either physically attached to your passport, or in the case of an e-visa, linked electronically – that entitles you to enter the country you plan to visit. This is issued by the relevant embassy or consulate. Ahead of applying for a visa, it's crucial to ensure your finances are in order. Overseas travel is extremely expensive for South Africans, due to the weak rand and high cost of living in popular foreign destinations. For example, a two-week trip to France, can cost R48,000-R91,000, or more. Expenses include a round-trip flight (R12,000-R20,000), accommodation (R1,500-R3,000 daily), food and eating out (R500-R1,000 daily), transport (R3,000- 5,000), and sightseeing and activities (R5,000-R10,000). Because travel is a significant investment for a middle-income earner, it's vital to ensure your travel plans are not ruined at the last minute. So, Sarah Nicholson, operations manager of JustMoney.co.za, joins us to talk about the do's and don'ts of applying for a visa.See omnystudio.com/listener for privacy information.

R10 and DD begin to exploration of Justin Marler's "Youth of the Apocalypse"

From PBF podcast episode 95. R10 and DD fielded questions from a Q&A and our take on Christianity and the modern world. Originally uploaded September 4, 2021.

Die organisasie, WaterCan, sê swak beplanning is die rede vir waterprobleme in Gauteng. Vyf munisipaliteite in die Vrystaat skuld die Vaal Sentraal-waterraad R10 miljard. Ons praat met 'n ontleder oor die verhoogde spanning in die Midde-Ooste, wat die Lebanon-ontploffings meebring.

Durante unas décadas la disposición con el motor atrás era considerada la mejor para aprovechar el espacio y rebajar el coste de fabricación de un coche… hubo muchos y muy conocidos coches “todo atrás” … y también muchos poco o nada conocidos. Hoy toca hablar de los desconocidos. ¿Qué ventajas tiene el motor posterior? Voy a enumerar las más importantes: - Aprovechamiento del espacio. No hay árbol de transmisión por en medio. - Más barato, pues es más sencillo y con menos piezas que fabricar. - Aerodinámica, puedes hacer el morro muy bajo, porque ahí no hay “nada”. ¿Y el inconveniente? Pues no es lo ideal para la estabilidad, como te contamos en un video que hicimos titulado “Coche “todo atrás”, ¿Por qué son un peligro?”. En ese video aparece alguno de los coches que vamos a citar hoy. Vamos ya con la lista…. ¡a ver cuántos conoces! 1. Mercedes-Benz 130 (1934). Si miras este coche te puedes creer que estás ante un precursor del VW Escarabajo… pues no, es todo un Mercedes, pero con motor posterior. Tuvo diversos sucesores, los 150 y 170H. Las malas lenguas dicen que este modelo se inspiró en el Tatra T77 que apareció poco después y que era muy parecido… 2. Tatra 77a (1935). Tatra es una desaparecida marca checa por la que tengo gran aprecio. Hemos hablado de ella en muchas ocasiones, porque es injustamente olvidada. Prácticamente siempre apostó por grandes motores colocados atrás y por modelos con refinada aerodinámica. Uno de los primeros de esta saga es el 77a que he elegido para esta lista… ¡no me digáis que no es precioso! 3. SMZ (1954). ¡Una verdadera rareza! Es un coche ruso destinado a personas discapacitadas… En las desaparecidas URSS se le conocía como “la silla de ruedas con motor” y contaba con una mecánica de dos tiempos, 350 cm3 y 10 CV en la versión A. 4. Subaru 360 (1958). Os traigo al primer Subaru. Hay muchos modelos japoneses con motor trasero, muy desconocidos por estos lares, por eso he querido traer por lo menos uno y os traído este, del que se fabricaron casi 400.000 unidades y que permitió a Subaru afianzarse como marca. 5. Hino Contessa (1961). Hino es una empresa japonesa ahora propiedad de Toyota y que fabrica camiones. En 1953 fabricó en Japón y bajo licencia el Renault 4 CV, conocido como 4/4 en España. Hay varios modelos de Hino Contessa, de diseño Michelotti, inspiración americana, en el Corvair, un coche fracasado pero muy inspirador, y basado en la tecnología francesa… una verdadera rareza. 6. NSU Prinz 4 (1961). Me gusta especialmente la generación 4 inspirada en el Chevrolet Corvair americano… de hecho parece un encogido. Contaba con motor posterior de 535 cm3, de 2 cilindros y 4 tiempos que desarrollaba 35 CV… que no estaba nada mal. De hecho, es un coche que tuvo cierto éxito en competición para coches de menos de 750 cm3. 7. Hillman Imp (1963). Como se cuele decir, en este caso “el niño nació muerto”. ¿Por qué digo esto? Porque cuando se lanzó este modelo en 1963 el Mini llevaba muchos años en el mercado. Por calidad de realización, acabados y fiabilidad, el Imp era mejor. Pero por comportamiento estaba a otro nivel. Luego, además, por temas políticos, se trasladó su producción a Escocia y dejaron de ser tan buenos y fiables. 8. Renault 10 (1965). No he podido resistirme a incluir al olvidado R10, una versión alargada y más lujosa del R8. Renault quería competir en coches de la categoría superior al R8 y se le ocurrió alargar el citado R8 ¡Ojo!, los voladizos, porque la distancia entre ejes era la misma, pero se alargaba nada menos que 10 cm delante y 8 cm detrás. Pasaban varias cosas. En primer lugar, era más de lo mismo. En segundo, la habitabilidad era idéntica, aunque el maletero fuese algo mayor. Y tercero, curiosamente, al alargar el coche y con el capó plano, parecía más estrecho, Nunca fue percibido como un coche netamente superior al R8 y se puede decir que fue un fracaso. 9. Škoda Rapid (1980). Škoda tiene mucha tradición en coches con motor posterior. Este Rapid de 1980 fue de los últimos, pero un coche que yo probé y me sorprendió su calidad. Sabía que los checos eran buenos haciendo coches, aunque su tecnología estuviese, en esos años, algo anticuada. Era un coche con encanto, bien hecho, diferente… de los que Škoda ya no hace. Los hace mejores, pero no tan especiales. 10. Tata Nano (2008). El más moderno de la lista, que se fabricó hasta hace solo 6 años. Era un coche muy especial, un coche mínimo que debía ser muy práctico y muy, pero que muy barato. Y lo fue. Cuando se puso a la venta en la India, el precio de este coche era de alrededor de 1.500 €. Si lo hacemos en “euros constantes” teniendo en cuanto la inflación, estaríamos hablando de unos 3.000 €. O sea, muy barato. Tenía motor posterior de dos cilindros, 624 cm3 y 33 CV con un consumo homologado de alrededor de 4 litros a los 100 km. Conclusión. Me he dejado varios en la recámara, pero alguno de ellos saldrá en el video que desde ya estoy preparando de coches carismáticos con motor trasero, y os adelanto que alguno de esto también os va a sorprender. Coche del día. Como coche del día os traído un clásico del canal, un coche que me entusiasma porque no puede ser más raro, el Dymaxion. Es el único coche que conozco con motor posterior y tracción delantera y, además, dirección a la única rueda situada en el eje trasero… ¡este hecho al revés! Pero estará conmigo en que no puede ser más raro, más curioso y más atractivo.

It's the end of the month and pockets are thin. This got Stacey and J Sbu thinking about money and what we could do in a world we had no serious obligations so today we ask you, if you could change the price of anything to R10, what would it be?

Bongani Bingwa speaks with EWN Reporter Nokukhanya Mntambo who told the story of a Johannesburg widow (Sarah Hlongwane), who has 11 children and lives in a one-bedroom building with no access to municipal amenities, relying solely on a meager state subsidy for survival. Patricia Mofokeng, a community leader, relayed Sarah's tale, which is quite familiar where she lives. He was then joined by Maxine D'Amico, SPAR INLAND GUILD advertising and promotions manager, who pledged a R10,000 food voucher.See omnystudio.com/listener for privacy information.

The Good Morning Angels assisted the Jaguars Rugby Club with R10,000 towards their awards celebration as well as R15,000 towards next year's kit and jerseys. That's a total donation of R25,000 to help the Jaguars develop the young rugby stars of the future.

Roshan Lil-Ruthan, communications spokesperson and liaison officer of the Verulam Water Crisis Committee, updates East Coast Breakfast with developments across the province. The ECR Big Favour donates R10 000 towards this initiative. Webpage

I'm recording this exactly a year after the death Eusebius McKaiser died at the tragically young age of 44. He was a national treasure for South Africans – an author, a journalist and broadcaster.  One of the smartest public intellects in the country he was a fierce defender of truth and justice as many politicians found out to their cost! He was also a warm and generous friend.So instead of the planned episode I wanted to say a few words about my friend Eusebius and re-release one of the podcast interviews he did for Tribe Sober. The story starts back in 2001 when I relocated from the UK to SA.  I started to watch national tv, trying to get my bearings in this beautiful and complex country.  I spotted Eusebius on a talk show and was impressed. I read a couple of his books and listened to him on the radio.  I discovered he'd been to Oxford University on a scholarship and had won a global award as a Debating Champion. I first met him in person more than a decade ago… Ironically I was drunk at the time! We were at the Franschhoek Literary Festival where I'd been drinking wine most of the day.  This didn't stop me dragging Long Suffering Husband to the Elephant and Barrel Pub in the evening.  I spotted Eusebius in the bar.  He was with deep in conversation and I didn't want to interrupt.   However husband knew I was a fan and he nudged me towards him – not quite sure what Eusebius thought about this drunken Brit lurching at him but he was very kind. For obvious reasons I don't remember much about that conversation but that was the evening that our unlikely but enduring friendship was born. I finally ditched the booze in 2015 and set up Tribe Sober.  Eusebius signed up for our Dry January Challenge and one of the mailers included my Goodbye to Alcohol letter – he asked me to come to Cape Talk and read it out on his Show. So I did and we got plenty of calls from people who knew they needed to say Goodbye to Alcohol.  I'll put a link to that radio program in the shownotes.  Apart from reading my letter we raised more than R10,000 for Earthchild within 30 minutes.  Just like me he loved the work done by NGO Earthchild and for the last 8 years he helped me to fundraise more than R300,000  which enabled more than 1000 underprivileged children to get a year of yoga and lifeskill classes.  I then became a regular on his show and many of our current and past members found us via Eusebius.  He loved the work we did at Tribe Sober and often promoted us on his social media. He came to two of our workshops in Joburg.  The first one as a participant and the second one as my co-facilitator.  We looked out for each other - he coached me to be a better speaker on the radio and I convinced him to start his own podcast when he left Cape Talk.  Have a listen to this episode we recorded about 18 months ago In this Episode The sober curious movement is growing – we have an endless variety of AF drinks, many online sobriety groups and even our own magazine Hola Sober. Eusebius believes that people should be free to make “bad choices” in life but did agree with me that education is important. Alcohol is a legal drunk which damages our health and drinkers need to be aware of that. When tobacco advertising was banned the information about the link with lung cancer was all over the media – if alcohol advertising was banned we would hear a lot more in the media about the link between alcohol and 7 different types of cancer. Women need to know that drinking more than 3 glasses of wine a week will raise their breast cancer risk by 15% We tackled a couple of sobriety myths – first of all the myth that we can't have fun without alcohol – the truth is that once you have navigated those early difficult months of sobriety then it's easy to have fun without booze – and lovely not to have to pay the price of a hangover the next day! Our subconscious minds have been convinced by a combination of marketing and peer pressure that we need alcohol to enjoy ourselves – to deprogram this thinking we need to spend a few months socialising without alcohol – its not easy but treat it as a challenge and you will get there – your subconscious will eventually get it! The second myth we busted was the myth that we need the buzz of booze to be creative – Eusebius wrote some of his early essays when on his way down from heavy drinking sessions but feels he has done some of his best writing since he's been sober. We talked about the social pressure to drink which is relentless and hard to cope with when we are in the early stages of sobriety – alcohol really is the only drug we have to justify NOT taking That's why CHALLENGES are so great – especially our January Challenge – we can just say “I'm raising money for charity by doing a Dry January” – nobody can really argue with that one! We get more confident dealing with peer pressure to drink as time goes by and eventually many of us are proud of our sobriety and eager to talk about it! Eusebius always maintains that it's not our responsibility to make other people feel comfortable about their drinking and is quite happy to be rude to people who interrogate him about his sobriety! We talked about dependency and I explained that I didn't even realise what trouble I was in until I tried to cut down – and couldn't.  That's another reason challenges are great – its an opportunity to test your dependency – if you can get through a month without booze easily then you are fine – if not then you may need to make some changes! Do a challenge at least twice a year to keep your eye on your level of dependence. A challenge is also useful if you want to cut down your drinking – low risk levels are just one and a half bottles of wine a week (or 6 beers) – so do a challenge, have a month off the booze and then it will be easier to reset your drinking pattern. Eusebius stressed that the Earthchild project helps children to find a moment of peace in their difficult lives. Yoga may be perceived as a middle class pastime but in fact the postures and the breathing bring a sense of calm to children who grow up surrounded by gang violence and poverty. We concluded with a few tips and benefits of sobriety:- Eusebius main benefit which he wasn't even expecting has been the time he has regained now he no longer drinks – he loves getting up early at the weekend and getting on with his day His tip was to stock up on AF drinks – Dry January Challengers get a discount from DN.co.za My benefit was sleep – as drinkers we get only 2 cycles of REM sleep (we need 7) – over the years we build up a permanent sense of fatigue if we drink – even a month off the booze will boost our energy levels My tip was to find your people – its very hard to change your drinking alone so join tribe sober! So I do hope we have inspired you to sign up for the January Challenge  If you are listening to this and it's not January don't worry - we've got you covered - all you need to do is to go to our tribesober.com and hit Join Our Tribe and we'll put you on our 30 day starter challenge for new members. More info Subscription membership for Tribe Sober join up HERE To access our website click HERE If you would like a free copy of our "Annual Tracker" or our e-book "66 Days to Sobriety" please email janet@tribesober.com If you would like to come to our Saturday afternoon Zoom Cafe as a guest and meet our community just email janet@tribesober.com Episode Sponsor           This episode is sponsored by the Tribe Sober Membership Program.             If you want to change your relationship with alcohol then  sign up today           Read more about our program and subscribe HERE       Help us to spread the word! We made this podcast so that we can reach more people who need our help.  Please subscribe and share. If you enjoyed the podcast then please leave us a 5 star review on Apple podcasts, take a screenshot of your review and DM it to Tribe Sober's Instagram page - see PS for instructions - we'll send you something special to say thank you! We release a podcast episode every Saturday morning. You can follow Tribe Sober on Facebook, Twitter and Instagram  You can join our private Facebook group HERE   PS   How to leave an rating/review in Apple Podcasts (on an iOS device) 1. Open the Podcasts app. EASY. 2. Choose "Search" from the bottom row of icons and enter the name of the show (i.e., "Recover Like A Mother") into the search field. 3. Select the show under Shows (not under Episodes). 4. Scroll down past the first few episodes until you see Ratings & Reviews. 5. Click "Write a Review" underneath the displayed reviews from other listeners. You'll then have the option to rate the show on a 5-star scale, and write a review (you can rate without writing, too but it's always good to read your experience).  

Funds from a huge City of Tshwane (CoT) transport project, coupled with proceeds from the Passenger Rail Agency of SA's (Prasa) botched locomotives tender, in effect sponsored a R10-million donation the ANC pocketed in 2014. Pieter-Louis Myburgh | Investigative JournalistSee omnystudio.com/listener for privacy information.

The Sound Of The City. Your chance to win R10 000, thanks to 947 and OUTsurance. Can you guess what the sound is? WhatsApp the word “Sound” to 061 4 947 947 and tell us what it is. We could be calling you. Ts and Cs apply.See omnystudio.com/listener for privacy information.

Dr. Iraj Abedian, CEO of Pan-African Investments and Research Services, and host Bruce Whitfield delve into the rationale behind a groundbreaking development in South Africa, where companies accused of corruption now have the opportunity to resolve their issues with law enforcement through alternative dispute resolution methods, thus avoiding criminal prosecution.   Capitec saw shares soar 8% as it upped its dividend by nearly a fifth and reached a record 22 million active clients. With strategic diversification and digital initiatives, its earnings rose 16% to R10.58 billion for the year to end-February, which solidifies its position despite economic uncertainties. Gerrie Fourie, CEO at Capitec Bank analyses their results with Bruce Whitfield...  Warren Ingram, financial advisor and executive director at Galileo Capital will explain why things such as disability insurance and medical aid are important as you're building wealth and investing.See omnystudio.com/listener for privacy information.

Capitec saw shares soar 8% as it upped its dividend by nearly a fifth and reached a record 22 million active clients. With strategic diversification and digital initiatives, its earnings rose 16% to R10.58 billion for the year to end-February, which solidifies its position despite economic uncertainties. Gerrie Fourie, CEO at Capitec Bank analyses their results with Bruce Whitfield. See omnystudio.com/listener for privacy information.

Faheema Adia of Momentum Securities on WeBuyCars's potential value and remaining investment opportunities in Transaction Capital. Fortress's Reits Maciej Tuszynski talks logistics and growth prospects in Eastern Europe. Simon's thoughts on the history of Ellies as the stock goes into liquidation after once trading above R10.

Commodity Market Analysis Oil prices are on the rise, currently trading around $89 per barrel, indicating both demand and supply factors at play. Factors affecting oil prices include supply disruptions from Russia and Saudi Arabia's production cuts through OPEC+. Concerns about inflation are reflected in the rising price of gold, which is currently trading at all-time highs above $2300 per ounce. Despite uncertainty, inflation is not expected to decrease soon, especially with increasing energy costs Discussion on the delayed rate cuts by the US Federal Reserve and the global outlook on inflation. Implications of Goldfield's Chilean Mine Production Goldfield's Chilean mine is expected to produce gold at significantly reduced costs in the coming years, potentially impacting global gold supply. Analysis of the time taken for new mines to commence production, highlighting the challenge of meeting future demand. Tax Collection Insights from SARS SARS reports an additional R10 billion in tax receipts, contributing to a total of R1.7 trillion in tax collections. While individual tax collections saw an increase of 8.2%, company tax declined by 9%, reflecting challenges faced by various sectors, including retail and mining. Performance Review of ETFs (full list here) Top performing ETFs in the first quarter of 2024 include those focused on international markets, particularly in technology and Japanese sectors. Conversely, local ETFs, especially those tied to South African markets, experienced declines. Analysis of factors influencing the performance of specific ETFs and their compound annual growth rates (CAGRs). Simon Brown  

Wendy Knowler takes Ray White through the 2023/4 Loyalty Whitepaper stats.Annually, Cape Town-based TRUTH partners with BrandMapp to produce the LoyaltyWhitepaper, revealing South African adults' participation in loyalty schemes and theirpreferences. The report surveys over 35,000 adults with a monthly household income of R10,000 or more.See omnystudio.com/listener for privacy information.

Woolworths SA's CEO Roy Bagattini takes Bruce Whitfield through the company's annual results. The retailer reported strong growth with a 5.4% increase in turnover, driven by a standout performance in the Food business. Despite economic challenges, Woolworths SA is making progress against its strategies, supported by a bolstered balance sheet from the sale of David Jones. They plan to reinvest R10 billion over three years to accelerate growth initiatives.   Pauli Van Wyk, journalist with Scorpio at Daily Maverick on SARS  pursuing billions from Sasfin over a Gold Leaf Tobacco money laundering scandal. The revenue service alleges Sasfin Bank aided in moving R8.2 billion in untaxed funds out of the country with the help of 11 employees, despite warnings about lax controls.   For our shapeshifter, we had Michael Fridjhon, International Wine Expert at Wine Wizard    Jancis Robinson describes him as "South Africa's leading wine writer." WINE says he's South Africa's most widely consulted liquor industry authority. Michael Fridjhon is widely recognized as South Africa's foremost wine taster and wine judge. With over four decades' experience in every segment of the industry, show chairman on three different continents and on more than 20 occasions, author, co-author or contributor to more than 40 books including the Oxford Companion to Wine, the Global Wine Encyclopaedia and the John Platter Wine Guide - he brings unparalleled judgement and experience to the task of reviewing a wine and its potential. His notes are the best and safest guideline available to collectors and consumers of Cape wines.See omnystudio.com/listener for privacy information.

Woolworths SA, CEO Roy Bagattini takes Bruce Whitfield through the company's annual results. The retailer reported strong growth with a 5.4% increase in turnover, driven by a standout performance in the Food business. Despite economic challenges, Woolworths SA is making progress against its strategies, supported by a bolstered balance sheet from the sale of David Jones. They plan to reinvest R10 billion over three years to accelerate growth initiatives.See omnystudio.com/listener for privacy information.

Which florist sang it better? The search is on! 947 and FlySafair's ‘Feel Good Feb' are giving you the chance to win a R10 000 flight voucher on Anele and the Club.  Vote for your favourite Florist Idol below, then listen to Anele and the Club on Monday to find out if you've won.  Florist Idols with FlySafair. For the love of flying, on 947. See omnystudio.com/listener for privacy information.

Which florist sang it better? The search is on! 947 and FlySafair's ‘Feel Good Feb' are giving you the chance to win a R10 000 flight voucher on Anele and the Club.  Vote for your favourite Florist Idol below, then listen to Anele and the Club on Monday to find out if you've won.  Florist Idols with FlySafair. For the love of flying, on 947. See omnystudio.com/listener for privacy information.

Which florist sang it better? The search is on! 947 and FlySafair's ‘Feel Good Feb' are giving you the chance to win a R10 000 flight voucher on Anele and the Club.  Vote for your favourite Florist Idol below, then listen to Anele and the Club on Monday to find out if you've won.  Florist Idols with FlySafair. For the love of flying, on 947. See omnystudio.com/listener for privacy information.

Which florist sang it better? The search is on! 947 and FlySafair's ‘Feel Good Feb' are giving you the chance to win a R10 000 flight voucher on Anele and the Club.  Vote for your favourite Florist Idol below, then listen to Anele and the Club on Monday to find out if you've won.  Florist Idols with FlySafair. For the love of flying, on 947. See omnystudio.com/listener for privacy information.

Which florist sang it better? The search is on! 947 and FlySafair's ‘Feel Good Feb' are giving you the chance to win a R10 000 flight voucher on Anele and the Club.  Vote for your favourite Florist Idol below, then listen to Anele and the Club on Monday to find out if you've won.  Florist Idols with FlySafair. For the love of flying, on 947. See omnystudio.com/listener for privacy information.

Chris Gilmour, an investment analyst at Salmour Research, on why Heineken, the owner of  brands like Amstel and Amarula, has written down its South African beverage division by approximately R10 billion. Peter Worthington, a senior economist at Absa, discusses the potential tapping of the forex revaluation account for the 2024 budget. Lolo Ndlovu, CEO and founder of The Sneaker Shack, shares insights on operating a sneaker laundry service nationwide and delves into the sneaker culture in South AfricaSee omnystudio.com/listener for privacy information.

It's Back To School time and East Coast Breakfast are coming to you live from all across the province with an extra special edition of Darren Maule's Quick Quiz. Over the past week, nominations from East Coasters have been submitted for the brightest kid in KZN. This smart youngster will have a shot at winning R10 000 towards school fees plus an extra special ECR hamper if they ace their general knowledge quiz when we visit their school. Back To School: Kids Quick Quiz Edition at Umhlali Preparatory School · Webpage

Over the past week, nominations from East Coasters have been submitted for the brightest kid in KZN. This smart youngster will have a shot at winning R10 000 towards school fees plus an extra special ECR hamper if they ace their general knowledge quiz when we visit their school. Today we quiz Imibongo Mapholoba in Grade 6 from Southcity Christian School. Back To School: Kids Quick Quiz Edition at Southcity Christian School · Webpage

This week we are doing a mini series on value engineering, this is the process of saving money in a project, without necessarily degrading the project in terms of quality or functionality.  On yesterday's show we talked about one value engineering optimization. We spoke about how to save money in the construction of floor systems in wood frame construction.  On today's show we are examining one example of an additional cost that is being driven by new energy codes that are permeating the building code across North America.  There is no doubt that improvements in insulation will reduce energy consumption in a building.  The energy code in many jurisdictions is also looking to accomplish greater insulation. But in some cases, the code is prescriptive in the manner which this is accomplished. The code is prescribing  continuous rigid foam board insulation be attached outside the sheathing. Typically this extra 1” of insulation will give an extra R5, or 2” of insulation contributes an addition R10 of insulation on top of the insulation that is within the wall cavity. The rigid continuous insulation adds nearly $2.80 per SF to the exterior cost of the building. Can you accomplish the same performance more efficiently? Listen and find out. ------------- Host: Victor Menasce email: podcast@victorjm.com