Podcasts about with it

Aljamain Sterling is back in Las Vegas and he breaks down UFC 263 featuring 2 big rematches with Israel Adesanya vs Marvin Vettori 2, and Figueiredo vs Moreno 2. Plus big pivotal match-ups with Leon Edwards and Nate Diaz, and Maia vs Muhammad! Download the top-rated DraftKings Sportsbook app NOW and use promo code FUNKMASTER when you sign up to turn ONE DOLLAR into ONE HUNDRED DOLLARS in site credits when you bet on a main card fighter to win. Place your bet and watch the fists fly THIS WEEKEND!! www.Draftkings.com/sportsbook   Disclaimer: Must be 21 or older, NJ, IN, or PA only. New customers only. Winnings paid out in site credits. Restrictions Apply. See draftkings dot com slash sportsbook for details. Gambling problem? Call 1-800-GAMBLER or in Indiana 1-800-9-WITH-IT.   LIKE - RATE - REVIEW - SUBSCRIBE - SHARE WITH FRIENDS! (or...SPINNING BACK FIST...WIPSHHHH)   Comment @TheWeeklyScraps Instagram  Tag @FUNKMASTERMMA Powered by Everlast - Thanks for Tuning In! https://WWW.ALJAMAINSTERLING.COM Official Website https://WWW.EVERLAST.COM Official Sponsor https://WWW.DRINKHYDROCANNA.COM - 20% OFF Any Order (Promo Code: FUNKMASTER) WEEKLY SCRAPS INTRO THEME SONG BY: https://soundcloud.com/blass89

Nikolas Koschany makes a return appearance with us. Nikolas is a 1L at Osgoode, now known for their "What's Law Got to do With It" podcast song intro (but this time, we are putting it at the end as an outro just for their benefit). We continue our discussion about 1L law school life in general. The guest takes over the hosting and starts asking Richard too many questions.     Links: WLGTDWI Instagram: https://www.instagram.com/whatslawgottodowithit/     Music Attribution: What's Love Got to Do With It by Tina Turner Soundcloud: What's Love Got to Do with It   What's Law Got to Do With It Music by Tina Turner; Lyrics by Nikolas Koschany

Being the host of a podcast in Newark means constantly keeping your ear to the ground to see who else is part of or joining the conversation. It is always interesting to see what other podcasts are sharing the Newark story to a broader audience. Which is why it’s so exciting to have Roger C. Tucker III come onto the podcast to discuss his own journey and his show. Roger is the host of “What’s Newark Got to do With It?,” a biweekly podcast that features interviews with artists, historians, authors, curators, and other cultural though leaders through the city. The conversations on the show delve into the cultural impact and lifelong influences the city has, and continues to have, on their lives and careers. Each episode is truly a deep dive into the history of Newark. Guest:Roger C. Tucker III—Roger is the host and producer of the “What’s Newark Got to Do With It?” podcast. He was also the CEO of Tucker Hilliard Marketing Communications and the Founder/Director of Tucker Contemporary Art, as well as an academically trained artist with art featured in museums and galleries across the metro area. He has a BFA from Cooper Union, an MS from the Pratt Institute, and an Art Business Professional Certificate from New York University. He has also served on the board of Cooper Union and the Education Advisory Committee of Montclair Art Museum and is the Board President of Glassroots. Background & Articles:What’s Newark Got to Do With It? Website: hereTucker Contemporary Art Website: hereNewark Arts High Website: hereWikipedia Page on Anthony Imperiale: hereArticle on Whitney Mural: hereQuote: “And we’ll pretend the people cannot see you. That is, the citizens. And that you are free of your own history. And I am free of my history. We’ll pretend that we are both anonymous beauties smashing along through the city’s entrails.” LeRoi Jones (Amiri Baraka), Dutchman

In this episode, we celebrate women, history, and a birthday. With “It’s like… woman, you know, like… Woman!” as our theme, we discuss Australia’s “Technicolour”, Azerbaijan’s “Mata Hari” and Russia’s “Russian Woman”. Recommendations/References: • “Class of 2013” by Mitski > https://youtu.be/4y0O7gAQEFU • “Drunk Walk Home” by Mitski > https://youtu.be/5F_k5uBnYGo • Billy on the Street: Lightning Round > https://youtu.be/bzDlS6JPUtE • “Agora” (2009), starring Rachel Weisz as Hypatia • “How Sad, How Lonely” by Connie Converse > https://open.spotify.com/album/7c0VXTY2sA5f1yMaPxQqRE - “Crucified” by Army of Lovers > https://youtu.be/di18hTFTwIw

Do you need help with research or are stuck in between two players look no further this guide will help you navigate this week's Major championship at the RBC Heritage? Download the top-rated DraftKings Sportsbook app NOW and use promo code TRAVIS when you sign up to turn ONE DOLLAR into ONE HUNDRED DOLLARS in free bets if the basketball team of your choosing hits a three. That’s code TRAVIS to turn ONE DOLLAR into ONE HUNDRED DOLLARS in free bets.… for a limited time, only at DraftKings Sportsbook! Must be 21 or older, NJ, IN, or PA only. New customers only. Restrictions Apply. See draftkings dot com slash sportsbook for details. Gambling problem? Call 1-800-GAMBLER or in Indiana 1-800-9-WITH-IT.

Read along to practice your English and to learn the English phrases WITH IT and I'M WITH YOUIn this English lesson I wanted to help you learn the English phrase, with it. When you are talking about a person and you say that person is with it, you mean that their brain is working really good and they are mentally competent. Here are some example sentences of the phrase, with it. I could say, I'm not really with it this morning because I haven't had my coffee yet and I really need caffeine so my brain works. You could say something like, my grandfather is 97 years old and he's still really with it. So when you use the phrase, with it to talk about a person, you're basically talking about how well their brain is working. So for me, I just know that if I don't get a good night's sleep, I'm not very with it the next day. I'm kind of off my game a little bit.WANT MORE ENGLISH LESSONS? GO TO YOUTUBE AND SEARCH, "BOB THE CANADIAN"#englishteacher #englishlessons #speakingenglish #bobthecanadianThe second phrase I wanted to teach you today is the phrase, I'm with you. So when you say I'm with you it means that you agree with that person. If you were to say to me, the sun is a beautiful thing to see every day, I would say, I'm with you on that. I really think that a sunny day is a beautiful day, except if it's over 30 degrees then I don't really enjoy it. But when you say to someone I'm with you it means that you agree with them. If someone was to say, football is the best sport in the world, you might reply and say, ah, I'm with you. I keep wanting to say soccer, that's why I'm making an S sound. Football is amazing. It is the best sport, I'm with you.So to repeat, if you say that someone is with it it means they're alert, their brain is working really well and they are just energetic and thinking clearly. If you say I'm with you, it means you agree with someone. I feel like I was making a few or almost making mistakes as I'm recording this because for some reason I'm not really with it today. I was really with it but I came outside and it's extra windy and it was hard to find a place to record a video. So if you'll just excuse me, I'm a little out of sorts. I'm not totally with it right now. I will a moment though. Let me just refocus.Let's look at a comment from a previous video. And this comment is from Xavier. And Xavier says, "in Spain the electric bill "has risen by 28% so far in January. "They may think we are made of money. "That's not a good way to make our day." And my response was, "ouch, that's a pretty steep increase "to make matters worse, you're probably at home "using a lot of electricity."So Xavier, thank you so much for that comment. This is from the video yesterday, where I looked at the phrase, to be made of money and I looked at the phrase, it made my day. So yes, costs of electricity. So in Ontario, Canada, the government has actually frozen the cost of electricity for this month and they actually lowered it to a lower rate. Now, I like that, that's really nice because we're all home it's nice to have a little bit cheap electricity. I'm sorry Xavier, if in Spain it's getting more expensive. I don't mean to brag but in Canada they've lowered the rate but I'm worried that over the next five or 10 years in Canada we'll all have to pay a lot more taxes to the government because the Canadian government is borrowing lots of money in order to get the country through this epidemic, through this COVID pandemic. And so I feel like the more money we borrow the more taxes we're all going to have to pay over the next 10 years but I'll take it. I don't mind having electricity a little bit cheaper especially in the winter.Support the show (https://www.patreon.com/bobthecanadian)

Series: What's Love Got to do With It? --- Send in a voice message: https://anchor.fm/3ology/message

Writer/Creator, Producer, Director, and Actor Rob McElhenney joins Pete for Episode 06 of the pod. With “It’s Always Sunny In Philadelphia” entering its record breaking 15th Season on FXX and “Mythic Quest” preparing for season two on Apple TV+, they sat down to discuss how writing can be terrifying, the importance of creating your own opportunities, why receiving a director’s cut that’s 30-40% of what hits the airs is a job well done, and more...SHOW NOTES:(00:00:00- 00:04:14) -- Pete's Intro(00:04:14- 00:07:30) -- Working in comedy and drama(00:07:30- 00:11:07) -- Insprirational shows(00:11:07- 00:13:07) -- Writing vs. acting(00:13:07- 00:18:08) -- Creating It's Always Sunny In Philadelphia(00:18:08- 00:25:50) -- The writing process and taking notes(00:25:50- 00:27:37) -- Changing the "IASIP" aesthetic(00:27:37- 00:30:15) -- Relationship advice: working with your partner(00:30:15- 00:35:37) -- Bringing in new directors(00:35:37- 00:36:22) -- "How To Succeed As A Creative Professional" Book Promo(00:36:22- 00:39:42) -- Creating "Mythic Quest"(00:39:42- 00:44:50) -- Directing "MQ"(00:44:50- 00:48:00) -- The "MQ" Quarantine Episode(00:48:00- 00:51:30) -- What Rob looks for in a director(00:51:30- 00:54:30) -- Director's Cuts(00:54:30- 00:55:25) -- Rob's binge list(00:55:25- 00:58:00) -- Proudest moments(00:58:00- 00:59:30) -- Pete's binge list(00:59:30- 01:03:00) -- Lightning Round(01:03:00- 01:05:30) -- Closing statements(01:05:30- 01:09:55) -- Pete's outro*** Watch on YouTube: https://bit.ly/37iekw1*** Get your Director's merch: https://www.drctr.video/

Not all “Self Care" is the same or healthful. Kim McMillen reminds us that “When I loved myself enough I started treating myself to a massage at least once a week.” Although massages are great for caring for yourself, so are manicures and pedicures, eating and exercise. However... This is the subtle, yet SUBSTANTIAL difference… It’s not about “treating yourself TO…” It’s about “treating yourself WITH…” It's about treating yourself WITH C.A.R.E. Care. Attention. Respect. Excellence. Aristotle reminds us that “Excellence is not an act, but a habit.” It's when you begin to make caring for yourself a daily habit. An act of love and care. Treating yourself with the highest attention, respect, and excellence, that my dear is the whole truth about SELF CARE. This creates health. EASE. Not DIS-EASE. ((This is based on the profound little book, When I Loved Myself Enough by Kim McMillen and Alison McMillen-Givnish. You can order a copy HERE.) Please grab your SACRED S.O.L. D.A.T.E. JOURNAL (Daily Action To Engage yourself.) TODAY’S SACRED S.O.L. STEP:   What can you do today to treat yourself with CARE? Do that. Today. Thank you for being here, and allowing me to Sip On Life with you. I’m going to be inviting listeners onto the program. If you have a story you'd like to share — a song to sing (but not a Poor Me Story) — send me an email at: drshannon@doctorshannon.com and put SHARE MY STORY in the subject line. If you've received value from the podcast, please let me know. I'd LOVE to hear from you — please email me at: drshannon@doctorshannon.com AND PLEASE TELL YOUR BESTIES AND INVITE THEM TO SIP ON LIFE WITH US. FOLLOW ME ON INSTAGRAM @doctorshannon! See you there... Go to YOU BE THE WOMAN NOW to learn more about our next 4-Week YOU BE THE WOMAN Program. Apply today.  And learn about an incredible opportunity for a select sacred group of 25 women who are ready and willing to RISE UP AND BE THE WOMAN. If you’ve been feeling like you’re stuck, overwhelmed, or perhaps you still feel like you’re drowning, please don’t hesitate to reach out. I’d be more than happy to schedule a Discovery Call with you to see if Healing Life Coaching is a good fit for you. Email me at drshannon@doctorshannon.com Come over to the WOMEN SIPPING ON LIFE S.O.L. MOVEMENT Closed FB Group and Join the MOVEMENT: https://www.facebook.com/groups/WSOLMovement/ By the way, if you haven't already listened/downloaded my new song (EPISODE 291), you can also listen to it here: letsnottalkaboutex.com, and cast your vote for your favorite version.  Visit WomenSippingOnLife.com for more free resources, including my CHECKLIST FOR CHANGE, Engagement Checklist + Evaluation Rating, Six Sacred S.O.L. DATE Secrets…and a FREE copy of my best-selling book, Date Yourself Well. You can also check out my Dr. Shannon Facebook Page for more daily S.O.L. TRAINING. I look forward to seeing you again tomorrow. Please invite your best girlfriends to come and join our S.O.L. PARTY. xo Dr. Shannon. Inspiring minds that want to grow and hearts that want to know, so you can love you, your life, and your life’s work well. ONE SIP AT A TIME. A special thanks to the following souls for helping me launch our WOMEN SIPPING ON LIFE podcast… Intro/Outro done by UNI V. SOL  Outro music by Jay Man: Mind Over Matter (www.ourmusicbox.com)  Podcast cover design and web site done by: Pablo Aguilar (www.webdesigncreator.com) Podcast cover photo by Kate Montague of KM Captured (www.kmcaptured.com) 

COVID-19 has brought to light the schooling version of what has long been referred to as the ‘digital divide’ – but schools have developed innovative ways over the years to close this gap, which assisted many schools’ preparedness for digital and remote learning brought on by COVID-19. With IT helpdesks for students, cyber security education, and digital tools to augment learning, students are engaging in a powerful way while the digital and learning worlds converge. Stuart McDowall, National Head of Education, discusses the ways schools are innovating around technology, fees and the way we learn, and new the points of difference that can drive enrolments in future.

We know we should exercise but we may not know the best way to approach it. How do you take your fitness level into account? When you over-exercise and run out of oxygen, this actually decreases the endorphins you produce. Instead of enjoying the exercise, you want to avoid it. How do you avoid that? Through intermittent exercise. The goal is finding your range for burning more fat while avoiding lactic acid buildup. Intermittent training works for people of all fitness levels and even those with diseases like congestive heart failure. In fact, it is better for people managing or even reversing chronic diseases. This is different from HIIT. With IT (intermittent training) you sweat less, which is why we say “don’t sweat IT.” Find the bonus mentioned in today’s show atEatPlantsFeelWhole.com

This question is to my fellow performers out there ... Have you ever prepared for a show, and was so excited and looking forward to it, and then you get there and the audience seems like they had a secret meeting before the show and in that meeting they decided they were just not going to be interested? You ever had that experience before? Well I have. Just a couple weekends ago. I’ve been performing my Tina Turner Tribute show for at least 7 years and I know my show inside and out. Most times I don’t even practice before the show. I just turn up, do the sound check and then I’m off. The show is obviously high energy, it’s Tina for crying out loud, so the response is usually off the chain. But not this time. This time, the show seemed to fall flat. I got the customary gasp when I first hit the stage, but from there to the end of the set, it felt like hard work. Bummer. Because I was so up for doing the show. I even practiced the week leading up to the show. So, during the second song, which is ‘Nutbush,’ I decided that I was going to perform that show with the same gusto as if I was at the IOW Festival. I was not going to let their reaction, or lack thereof, be a reflection of my performance. I made up my mind that I would bring it no matter what. And I did. But, the audience was barely warming up. Finally, by the time we got to the obvious floor fillers like ‘What’s Love Got to do With It,’ ‘Proud Mary,’ and ‘Simply The Best,’ they were on their feet, singing and dancing. After finishing the Tina set and then the 2nd Disco Divas set, I was tempted to attribute the audiences lack of response to me and my performance, but here’s the thing. I know I did the job. I gave 100% effort, because over the years I’ve learned that in giving 100%, that means I’ve given my all and done the best that I can do in that moment. I think it also helped that a few weeks before I performed the Theatre version of my Tina show where there’s no dance floor, just people sitting and watching, and let me tell you, that was a different experience all-together. I loved it. People were actually listening and watching. It was wonderful. As function singers, we get conditioned to think that if people are on the dance floor, then we’re doing a good job. And we assume that those who are not on the dance floor aren’t interested. But I beg to differ. I think when they are sitting, many of them are just watching the show, and that’s our chance to really show them what we’re made of. To really let our talents shine. Let’s face it, once we’ve got the audience up on and dancing, we can just coast through the rest of the gig. It’s easy, right? But when they’re not on the floor, we have to work a bit harder for it. Earn it. Be in the moment, and I mean fully in the moment. So even though that gig was a bit of a drag, I am also thankful for it, because when I finished that gig, packed my gear in the car and drove the long journey back home, I did so feeling great about myself and the performance. I left it all on the stage. I gave my all to that moment. And based on the feedback that I did receive from several of the guests, I did the job. So, if any of those punters left that night feeling like they didn’t have a good time, that’s on them. Because the groundwork and foundation for a great night was fully laid out for them. If they couldn’t manage to build a good night for themselves, it’s not because of me. I gave them a fantastic show, and every opportunity to make the most of their evening. British audiences are very different from American ones, and I learned early on from working over here that it’s not about me, but about them. You have to check your ego at the door. Especially with function work. The Brits will not meet you halfway. And occasionally, you come across an audience that will not surrender, no matter what you do. And to them I say, it’s not me, it’s you! --- Send in a voice message: https://anchor.fm/gloria-miller-music/message

Tania Kolar is joined by guest Dr. Stacey Cooper holistic health and wellness authority, speaker and the bestselling author of What's Love Got To do With It? They delve into the importance of self-love, how to love yourself when you don't even like yourself, why having a “me first” attitude is not selfish and is one of the best things you can do for yourself.They also talk about chiropractic care, the physical body, and the link between mindset and diet and nutrition. Later in the show, Dr. Stacey shares how to nourish and fuel your body and reveals her number one weight loss tip and more.

Miriam Feldman is an artist, writer, and mental health activist who splits her time between her Los Angeles atelier and her farm in rural Washington state. She is a mother to four adult children, including her 34-year-old son Nick, who has schizophrenia. With an MFA in painting from Otis Art Institute, Miriam founded Demar Feldman Studios, Inc., a wildly successful mural and decorative art company, in 1988. With a clientele of business and entertainment elite in Los Angeles and abroad, her work can be found everywhere from Wolfgang Puck’s Spago Beverly Hills to Jay Leno’s Beverly Hills home. When her son Nick was diagnosed with schizophrenia in 2004, Miriam became an activist and a writer. With first-hand knowledge of the woeful state of our mental health system, she decided to be an advocate for those who have no voice. Miriam is active in leadership at NAMI Washington and her story is featured on the cover of their current national newsletter. She is a frequent guest on mental health podcasts and is active on Instagram where she is building a community of family and loved ones dealing with mental illness. She currently resides in Washington with her husband Craig. In this episode, Jennifer and Mimi talk about Mimi’s journey as a mother and mental health advocate as well as the inspiration behind her book, He Came in With It, a memoir chronicling Mimi’s experience having a child who suffers from schizophrenia. They talk about the stigma surrounding mental illness and ways to eliminate the taboo nature of how society views this crucial issue. Jennifer opens up about her own struggles with depression as well as her son’s ADHD diagnosis. Finally, Mimi talks about her son Nick’s beautiful artistic ability and the ways her family used art as a form of therapy during the most harrowing times in their lives. Full show notes: https://milfpodcast.com/82

James: Hey, audience and listeners, this is James Kandasamy from Achieve Wealth True Value-add Real Estate Investing. I'm here today with Mark Kenny, who's the founder and I'm not sure, the president or what's the title?   Mark: Yeah, well my wife and I together so we might have different opinions but...   James: Okay. Both of you run the King multifamily. But before that, before we go into the hot topics that we're going to discuss with Mark, make sure that you guys look at last week's episode where we had KK Singh being interviewed. KK has moved from a business owner. He used to own gas stations and laundry mat and now he's become a multifamily investor, which is a very, very interesting concept. Because I think any business owner, anybody who wants to know how that business is run and why he's using multifamily, why did he go into multifamily? And he didn't even pay tax last year just because of the multifamily investment. So you guys want to check out the last episode.  But let's come back to this episode. Hey Mark, welcome to the show.   Mark: Thanks for having James. Great to see you again.   James: Awesome. Also, I'm happy to have you on the show. So, Mark, he's a GP, almost like 5,200 units, out of that 2000 units where he's basically the primary active asset manager and he's also GP on another 3,200 on top of the 2000 units. And he goes across multiple markets, which is very interesting for me. I want to go a bit deep dive into that. You know, he's in Texas, he's in Alabama, he's in Tennessee, he's in Florida and I believe that's what I covered. Right. Mark?   Mark:  Georgia, as well.   James: Georgia. Okay, got it. Got it. Atlanta. Right. So yeah. So Mark, did I miss out on something about yourself? Do you want to tell the audience about yourself?   Mark: No, I mean, yeah, real quick. So I grew up in Michigan. I'm in Dallas now, so not too far away from you, James. But I was a CPA for a while, did IT consulting, which you and I traded some stories about that before about the IT side and I started buying small multi-family when I was 22, I was a senior in college. About two to four units and then my brother and I...I didn't know what syndication was. Syndication is the fancy word for raising money from other people for the most part and pooling it together to buy properties. I didn't know what that was. So I started buying two to four units. And then my IT business was doing pretty well. That was, I really had no time. I always, I'd say 80, 85 hours a week and start really doing the math.   I was probably 90 to a hundred hours a week and a lot of weeks. And you know, frankly didn't have any time for my wife, caused some issues and so she basically said, you need to do something different than what you're doing. And I said, well, yeah, I will. But you know you have to deal with me and we both love real estate. So we started buying larger properties through syndication. I invested passively first in a syndication with a friend of mine, said it makes a lot of sense and you know, why don't I look at doing it myself and that's what we started doing back in 2013.   James: Got it. Got it. It's very interesting about your story when you're working on a W2 job, especially in the IT tech industry. I mean, it's a lot of work, we put in long hours, right? It's a constantly changing sector, right? The industry is consistently changing. We are always driven by schedule and I was just talking to, Shanti, who's my wife and all and how our life has changed when we used to be in W2 every day, like Fridays when we can really open up our time, open up because from Monday to Friday we are like so busy working like [03:55unclear]  focused and where I used to work, we used to work remote as well. So after five, six o'clock we used to work like, you know, we have lunch, we have dinner, and we continued working with the offsite team. So life never ends. And now with real estate, it's so much of a difference. Now you own your own time and you're out on what to do and we can, you know, my traveling time in Austin is like 11 to 2. That's it because it's a bit of traffic.   Mark: Yeah. It's interesting, right? I mean, I actually started my own IT business 2008 so I didn't even have a W2 job since 2008. But I got in a situation where, you know, any project that came up and any unrealistic timeframe that was out there, I would do it. I would make the dates. So that's what allowed me to get more and more projects. I had a number of Fortune 100 companies as customers, but so even though I have my own business back then, I still didn't have the luxury of time. You know, I was always going somewhere, always doing projects and yeah, I'd be up, I sleep three hours a night, like consistently, that's all I would sleep.   James: I mean, you don't have to go by numbers, but did you make like almost a similar amount of money compared to what you made in real estate? I mean, it's a time versus money investment, right?   Mark: It's a great question because when I first started looking at syndication, I said I'm not going to be able to replace my IT income. And I truly, it was a mindset. It really was. I really did not think I'd replaced my IT income. It was pretty, pretty high at the time. And after three projects that I did in multifamily I stopped doing IT. I had not replaced my IT income at that point in time, but it was enough to live and live, you know, decent. And then we've done, you know, we've done 37 projects, whatever now. But I didn't think I was gonna replace IT. But yeah, we've far surpassed it. I mean a lot frankly, and the time we have, and I don't have to ask anyone to go anywhere or you know, things like that, you can turn it on and off if you want to. Where in IT, if you're not working, not making any money, you don't have that passive income.   James: So you have a very interesting life cycle because you were working in IT, a W2  job and then you went to do your own business but still in IT. And now you are completely a full-time real estate investor. So, so in terms of time wise, I mean from what we're discussing, I mean, real estate investment gives you the best return of time, right? I mean, you get really good pay and at the same time, your time is like, really low.   Mark: There is no comparison. You know, you mentioned about talking to your wife a higher life is different. I mean, my life has, you know, 180 degrees different for the better than when it was before. I was on the verge of, you know, I'm not sure, you know, Tammy, my wife wasn't only happy because of my work schedule and now we got to work full time together. Just like you get to work with your wife, which is great. And the time, you know, if I want to go somewhere and you can get to the point with multifamily or any real estate investment, you get enough of it. If you choose to go sit on the beach, which I don't want to do, frankly I don't but if you choose to go and do that, you get in a position to do that for sure. With IT, I wouldn't be able to, I had to keep working projects in order to make money.   James: Yeah. But can we go back to your mindset when you are working, not as a business owner, when you are working in IT? Because I sometimes analyze my own mindset when I was working, because when I was working in IT, I did look at Robert Kiyosaki's book and I could not read like a few pages because it just doesn't make sense to me, we are so busy working. What is this guy talking about business. And after a few pages I put it down and I forgot about it until recently I started reading it and I was just surprised that that book changed a lot of people, real estate investors' life. But I don't know, I think when you are working you're really, really working, you really don't care about the business side of it and I mean, I think it's up to your circle, right? Who are you mixing with?   Mark: That's a great point. I know when I worked originally at KPMG Consulting and I worked for SAP you know, did some Salesforce consulting and things like that. And you're looking at other people that are older than you at the time I started out, it was, you know, early twenties when I started out. And look at other people that are partners, for example, and you have this image, you're like, that's my lifestyle. I'm going to be traveling all the time and I'm going to be working seven days a week, which is what I did. And you know, and then, you know, some point in time, not everyone gets to the point where I was, where my point was. And my wife was pretty much ready to leave me if I didn't do anything. And that was a big eye-opener for me. But you're right, you get trapped in that circle of influence, right? And everyone's doing the same thing. And at that time, I aspire to be a partner and I would've made partner, I mean, made a manager in two years and things like that. But I would have been miserable, frankly. I would have been.   James:  So compared to the job security, I mean, I don't know whether there's job security in any job or not because there is no job security, right? I mean, when I was a manager, I used to hire and fire people very quickly just because of non-performance, right? So there is no job security, right? I mean, I use to work on a semiconductor industry for like almost 20 years and we thought we were going to retire there but we realize you know, during different economic cycles, the company doesn't really, you know, honor your loyalty.  I mean, there's no such thing. They have to make a business decision, they'll let you go if they need to let you go. There's no such thing as a company is going to be keeping you forever.    Mark: Right, right. That's true.    James: Right. So yeah, coming back to real estate venture. So 2008 was when you got into IT and when did you start your real estate venture?   Mark: Syndication; 2013 is when I first started investing passively and invested in a few deals. And about that time I started looking at syndication, but it took me almost a year to get my first deal. And it was partly, I was looking at other things too; self-storage and building custom development, you know, homes and things like that, franchises. I looked at everything. I was looking for something to get me out of the bad situation I was in. But it still took us about a year to get our first deal.   James: So did you stop work and start into real estate? Was it a step function or was it like a...   Mark: It is gradual; for me, it took me three deals. So I'm thinking, let me see, 2014 is when I think I got my first deal, I don't remember exactly. But by '16 I had stopped doing IT.   James: Got it. Was that a painful transition from a business owner to a real estate investor?   Mark: No, it really wasn't for me anyway. You know, I've always had a big fear of money and you know, I wish I did, but I always did cause growing up and things like that. But we had enough money set aside to where, you know, I looked at it, if I had to go back and do IT, I had so many connections at a time, I could get a job pretty much, you know, right away. I didn't want to, but I was like, okay, well, I have a transition I'm making here, but if I fail, that was my mind, if I failed at doing this and after taking a year to find my first deal, I was pretty skeptical. And then we started getting the traction. So I was like, Hey if I need to go back, I can do that. I don't want to do it. But if I do, I can support the family. The transition wasn't hard for me. We were buying at that time only in Dallas, so I really wasn't having to travel outside Dallas. Yeah. So it was a pretty easy transition.   James:  Got it, got it. So as I was talking about that, you had like three different lifecycles, right? You're a W2 employee, you're a business owner and then you become a real estate investor and you are a CPA. So I'm going to ask you, similar to CPA question, how was your tax advantages comparing these three life cycles?   Mark:  Okay. So you know, even though I'm a CPA, I haven't practiced for 20...   James: But at a high level, was there any tax benefit between...   Mark:  Oh yeah. Without a doubt. When I had the IT business, you know, I was actually paying taxes quarterly. I was getting hit hard. I mean, I was making decent money. Now, in the last two years, we haven't paid any federal income tax like zero. And in fact, it's negative. So people were like, Oh, you didn't make any money. No, we make money. But from the tax benefit we received through depreciation and cost segregation and bonus appreciation, we pay zero federal income tax. So, I mean, think about people listening to this, if you didn't have to pay taxes, how much more money you'd have in your pocket and what you could do with that?   James: Absolutely.  Yeah. Yeah. I have a chart that shows how a $2 double for the next 20 years. And you know, at a 25% rate, that $2 becomes 72,000 after 20 years because you're taxed 25% every time you double, right? But if you don't have tax, that $2 becomes almost like $11 million, you know.   Mark: Oh, boy, Oh my goodness.    James: So the tax does impact your compounding savings. And if you don't look at it, you may not know. I mean, when I was working, I never really looked at tax because as I say, we are busy working. We just look at net pay coming to the thing. I mean taxes, like it's not nice for me. But when I look at that kind of chart, you know, it does make a lot of difference in terms of, Hey, you know, it does impact your overall savings. You know, if you compounded for not [13:53unclear]  you see a big difference, millions of dollars of difference.   Mark: Oh yeah. And like you mentioned, when you have a W2 job, it just comes out, you notice it, you don't like it. But when you have your own business, my own IT business, you have to write check every quarter you really notice it. And then you're like, I made that much money this quarter and where did it all go? And now I have to write a check for, you know, X number of dollars. And you know, you're just scratching your head and you're frustrated and stressed out. But with real estate, it's literally zero.   James: So did you have employees under you when you have a business?    Mark: All 1099.  James: Okay. So if you have an employee, then you're to pay tax for them too, I guess. So that's double taxation   Mark: That's exactly right.   James: Okay. So W2, I mean, I don't know. I have a chart that shows W2 people are paying almost 70% of the tax in this country. So this country is supported by people who are in W2. They are the ones who's paying taxes. They're the ones building the roads, the bridges, and all the infrastructure. Right? The 30% is from the other people who are earning less than 30,000 or people who are earning more than 500,000 and above.   Mark: Yeah.    James: Right? I mean, people who are earning more than 20,000 to pay a lot of taxes. But in general, if you look at it, the big bulk of it is paid by our W2 employees.   Mark: Right. Makes sense.    James: Just because you can't run away.    Mark: You can't. There are no savings, no tax shelters.   James: Absolutely. I'd say real estate investors, all kinds of you know incentive in the tax code to not paying taxes. So coming back to your real estate venture in multifamily, and you skipped over buying single-family and you went direct to multifamily.   Mark: We did. I mean, multifamily, two to four units when I was 22. Yeah. So it was smaller for sure. It made more sense to me, frankly. I don't remember, I actually didn't look at any homes. I don't know why I'd go back and think about that. Why I didn't start looking at any single-family homes. To me, we looked at two to four units at a time.   James: Well, I mean if you look at cashflow, two to 14 definitely make a lot more sense in terms of cash flow. Right? Maybe that's what it is. And how many two to four units did you own before you come to multifamily?   Mark: We had like 17 units total.   James: Okay. 17 in two to four units, I guess. Smaller multifamily. And do you think that helped you when you scale up?   Mark: It did. Because I know you manage, right? You and your wife manage. When we did the smaller properties, we self-managed and we took care of things and evicted people. So it definitely helped from that perspective. I didn't like the process, it's not something I want to do now, but it also, even though it's drastically different how you evaluate four units and below and in five units and below is drastically different, people can argue all day long steps are almost identical, right? You identify your criteria, you go drive by a property, contract, blah, blah, everything's the same. So it helped for sure. Plus just kind of, you know, getting comfortable with buying your first deal is the hardest. So once you start, you know, I bought like whatever it was, you know, five deals, six deals, I don't remember the number, exactly.  It gets you more comfortable. So when you go buy a larger property, it's bigger numbers. So it is concerning whatever I had already done, you know, like six transactions before that time, even though they're small, it helped.   James: Got it. Got it. I mean, in a way, it helps because I mean, you know at least how to read the lease and you probably know how real estate section happens, right?   Mark: Your first time signing for your first deal, usually you're most likely going to be pretty freaked out, right? You've done six smaller deals. It's still, then when you start doing bigger deal, then it's the money. Right? The only thing that concerned me, you know, I have to say only it really was the, you know, brain capital to the deals. I had no concerns about how to underwrite the deals that I knew how to do that or how to find deals or talk to brokers or loan. It was always about, you know, the capital. That was my biggest concern.   James: Okay. Okay. But do you think that's still an issue in this market cycle?   Mark: Yeah. I'm always concerned about capital. You know, we have like eight deals under contract right now. You know, so we've never not closed a deal, but you know, that's the one thing that's still stressing me out sometimes, frankly.   James: Yeah. Because you need to figure out whether you have big enough investor base too in all those eight deals.    Mark: That's right.    Mark: Okay. Got it. So coming back to this, no multiple markets that you have, I mean, do you want to explain on how did you get into this so many markets? I mean, I think some of it is you've partnered with some of your students, right?   Mark: Well, originally I was just buying pretty much with one other person off in Dallas. Dallas, and at least, in my opinion, was definitely getting more expensive and it's even more expensive now. I have a twin brother that moved to Atlanta so I used to visit him and Atlanta has a lot of similarities to Dallas. Dallas is yet, and it may never be, but it definitely has a lot of similarities. So I started traveling there. I looked at properties for about a year and a half before we got our first deal. And I just really like the market. That kind of was if my brother wasn't there, I don't know if I would be in Atlanta, frankly. I don't know if I would have thought about going there. When I'm going there, I see a lot of activity, new buildings, new development cranes, things like that. So it was an attractive market.    And then, so that's Texas and you know, kind of the Atlanta area. And then we started looking in the Southeast. This is a general statement. Some of the brokers cross different estates sometimes too. They might, if they have a license, they can actually sell in multiple States and they might say, Hey, now, we're in Tennessee, we have a project here, we have a project up in Arkansas now, which we don't own anything there yet. So these brokers started giving us deals and I started checking out different markets. And really, the way I got into the other markets as far as initially was I would have brokers in Dallas typically reached out to other brokers in other markets and make an introduction for me. And that kind of gives you instant credibility and they're going to typically give you the best of the best of brokers to work with in another market. And that's how we got involved in other markets.   James: Got it. So how did you choose this market? I mean, except for Atlanta where you said your brother was there, you initially went there because of Atlanta, but now you are like in five different markets. Tennessee, Alabama, Florida. I mean, now, how did you choose these markets and why these markets?   Mark:  Yeah. A friend of mine who I've done a lot of deals with, he had bought a smaller deal in Memphis and I never would have considered Memphis. And some people don't like Memphis. We own a lot there. We've done really well there. But Memphis also has, you know, even though [21:05 unclear] job growth population growth, things like that, it's okay, but not like Dallas, of course. But the rent growth has been going up. They're putting, you know, several billion dollars in investments of downtown. But that particular city also has something called a pilot program, which we've done multiple times. Where you can go in, you buy a multifamily property, you have to put a certain amount of capital into it. It's a lot. And then you'll get your property taxes cut in half and then they're frozen for 20 years. So I mean, as you know, property taxes is typically one of the largest, right?  [21:44unclear]  I can freeze them for 20 years. Cash flow is going to typically be pretty nice on it.    James: Hmm. So you're basically taking advantage of that particular program. What about the other States that..."   Mark: Yeah, Florida, I always looked, I like Florida just because of probably the weather initially and when we were in Atlanta we started looking in Florida as well. And Florida has, I mean, some areas like Miami that as you probably know are extremely expensive, just not going to buy there. But I also have a cousin, multiple cousins actually live in Florida and so I heard different things from talking to them. And then some of the brokers we were talking to like in Georgia and stuff like that, had some properties in Florida and a property came up and the first time we're looking at properties there. I liked the properties in Jacksonville and we have a few properties there now. And it was one of those markets, again, similar to Atlanta, job growth, population growth, rent growth. It doesn't have to be off the charts, frankly.    Some of the markets where it's so off the charts, it's just too expensive to buy in, the yields. You can't get the returns. And then with Alabama, it was a guy that had a deal and was looking to partner and I partnered with him on a few deals. He had deals there in Alabama. And then we have another one right now, a guy in our coaching group that has a deal in Alabama as well. He's closer over by there as far as that's where he'd been looking. So usually it's through some sort of relationship. Somebody either already lives there or someone is looking there and then it kind of gives me an opportunity to check the markets out.   James: Got it, got it. So basically if you have boots on the ground as part of your program, that's an advantage definitely. Right?    Mark: It is for sure.   James: But don't you find, you know, establishing broker relationship in that kind of market it's harder because you, I mean they did not know you, right?   Mark: It is, there's no question. I mean, you know, I think that's why it took us so long to get into Atlanta. We had a really hard time breaking in there. And then once we got in there, you know, it was just one brokerage firm in Atlanta that we closed 11 deals in like 18 months with. We've definitely had their attention. With that first deal., I went to Florida. I mean, I was banging my head against the wall because we couldn't get any traction with brokers there. I would say, you know, you just keep sticking with it, but there's no question, you know, if you're an outsider, don't live there and you've never bought a deal there, you're at a disadvantage. You can use things like, Hey, your track record and you can have brokers that I know.    So when we got a deal in Florida, our first deal, it was with a brokerage firm that I had bought a deal in Dallas with and the broker in Dallas had called me about it. So he, you know, if you want to say put a good word in for us. So a lot of these brokers talk as, you know, it's very small world. Yeah. And I don't think we would've gotten that deal in Florida if I had not bought a deal without a broker, you know, brokerage firm if you want to stay in Dallas, I think we would have probably not been selected for that deal.   James: Got it. So let's go a bit more detail into that step by step. So let's say today somebody, you know, in your circle or one of your students come, Hey, you know, I found a deal in Florida, right? Somewhere in Florida, right? So what are the things that you would do to underwrite the deal?   Mark: Yeah. You know, the underwriting different aspects of it, forget the reports and stuff for a second. But you know, even financing terms can be drastically different across the country. Some of the pre-review cities and stuff like that start at 65%. So you want to first understand, don't assume we're getting 80% leverage in three or five years IO in every single location because it's different. So understanding first, the insurance can be drastically different. You know, if you're on a coastal area, it can be a lot higher than all the other areas and understand kind of the fundamentals there.    Taxes, you know, do they get reassessed? And that can be through, we have a tax consultant we use, but also you can typically just call the County and the County will tell you kinda how the taxes will be reassessed and when. You know, in Memphis, that's every four years so that's important to know. They only reassess every four years. And then we'll get like a report, whether it's Yardi or CoStar. Those are paid reports. We'll also use things like some free...we have a number of links on our analyzer that take you to things like crime and the school districts things like that. Those are all links we have on that. But overall, nothing beats having someone on the ground, you know. So if you can talk to other people there and talking to lenders, you know, lenders have the biggest investment in a deal than anybody as a general statement where they have more money involved. So try to understand from lenders to kind of how some of the properties are performing there, it is important. In the report, as I said, it's only as good as the report. It is good data. A lot of it's based on, you know, actual transactions that have happened, but I'm trying to get someone like a broker or property management company. So if we have a property management company you know, David Shore is multi South in Memphis and he's in seven other, he's actually in seven other States.   Once we built that relationship, then we start asking him questions. He'll tell us, don't even look at that deal, it's not a good deal. This deal maybe you can look at, you know, 95% of deals he tells us not to look at there. So having some boots on the ground can't be replaced. It might take you a while to do that. It's typically going to be like a management company or maybe, you know, a broker, but you know, brokers in to sell, you know, they wouldn't, don't get paid unless they sell a property. So kind of all the different aspects. Reports talking to people, visiting the area, trying to understand what happened before in the past. Those areas are all good ways to kind of get more Intel on the property.   James: So you basically look at location, crimes, making sure how are you underwriting your tax records.    Mark: The tax is huge.   James:  Every state is different.   Mark: Yeah. Every state, county; city even sometimes. So we have like I say a tax consultant, but we have found really if you call the County and tell them the property what you're doing, they'll tell you how they reassess and they'll give you a good number. And we've only had like a couple of occasions where it hasn't really given us the information we want. Generally speaking, we always get the information we need from the County.   James: Got it. Got it. So who have told you the most knows? I mean like who say don't touch that deal most of the time? Is it a property management company or is it the tax consultant or insurance company?   Mark: Property management company. Without a doubt. It may be they don't want to manage it.   James: Well how do you know they just don't like that property. Maybe it's just because...   Mark: I know you self-manage. We have found in almost every submarket we ran with a management company, even if they don't manage a property today, they're like, we manage that property five years ago and you know like in that, you might have some Intel. We got a property here where a number of properties in Dallas I've looked at and our management company managed it. So I called the guy and said, Hey, what's up with that? And he'll say, you know, it had like $200,000 of plumbing issues or whatever it might be. But usually someone that's large in a submarket, they know the property or they at least know you know the area well enough to give you some really good Intel and it seems to amazed me where people are like, well, THE manageMENT company says we can push rents like $75, I think we can do it like by 125. it's like there's no basis for that. Like why do you think you can do that?    You can push your management company and ask them questions and things like that. You know, if I go try and do a comp for a property myself, I don't fit the demographics, I'm probably not going to get a good comp. Have a management company do it for you. They'll actually send people out there that fit the demographics. They'll actually get you comps and pictures and things like that. Go into some of these reports...I get called all the time from, I won't name them, but these providers of data call me all the time. I don't talk to them. And half time the information you get, you don't even know if it's right. It's coming through there. So, yeah.   James: So how do you know the management company that is calling is not the current management company?   Mark: Yeah, it's happened before. You know, you can ask the broker who managed it today. They'll tell you because it could be for sale and the property management company doesn't even know it. And if you call them and tell them, Hey, I'm looking at this property for sale, then they're going to be pretty upset.   James: Yeah. I've looked at out-of-state as well at one point. And I realized management company gives me the best quick data. They can tell me a lot of things about a state compared to anybody else, right. Because they know the pain of managing it. So yeah, I would say they are one of the best resources to call if you're looking at out of state investment. So after that, what do you do? I mean, you already looked at taxes, you already looked at the property, so it's all good. So what do you do next?   Mark: So then we'll underwrite it. Usually using, you know, we have a quick analyzer. We have a much more detailed analyzer. In the detailed analyzer, we're going to go through every expense category, like line by line, compare them to the, you know, T12. We'll try to get two independent property management budgets so we get that. And then our analyzer also has industry standards based on property, class, and size. We'll tell you what the standards are for every single category. Which is very helpful to see if something's out of whack. You know, I just had an example. Somebody not in a group, if someone's sent me something, it was two properties. It was over 300 doors together and they had payroll at $750 a door. I'm like, no, it's not going to happen. Or we're going to share the property manager on-site across the two properties and might not for 300 plus units, we're not going to, not very easily.  So I said, okay, so does the management company say they're okay with that? No. And if they did, what happened was that if you have to get rid of them and now you're going to bring in another management company, they're going to be at $1,200 a door. It just happened, another one today actually on something where they're getting charged two and a half percent on 80 doors. I said that's pretty low, two and a half percent. I'm not saying it's impossible, but you need to probably bump that up because just because one management company said they'll do it for that, if they're not your management company anymore, then you're going to be paying more.   James: Yeah. Yeah. You can't underwrite just because one person said it. I mean two and a half is really low compared to any industries. Whenever I see sponsors or syndicators showing me a deal, I mean, not many people should me their deals, but I do get to see some people still.  I mean, when they say they want to share management, that is an indication that you know that deal doesn't have that much upside. They have to do really, really creative weird stuff. They will share this, share that, we have to do. [33:15 unclear] covered parking. We have to do washer dryer and that's all that really small amount of upside. And that is not a good deal.    Mark: That's just the gravy. You're exactly right. I mean, you know it, right? You manage your properties and people are like, I'm going to share. I was like, you're not going to. I mean, if you think it was that easy, don't you think all the management companies would do it?    James: You're going to compromise a lot of things when you share management. And as I said, when you're going to that extent to really justify your upside in the deal, that means the deal is really not a good deal.   Mark: Well, James, I have people who'd be like, we're going to put in like wifi and charge this and they're trying to put that in an underwriting and I'm like, yeah. First of all, you might not be able to because of the cable contract. Right. You might not be allowed to, and second of all, let's just assume you're able to do that, is that needed in your analysis to make the deal work? I sure hope it doesn't. You know, it doesn't mean that.    James: Those who are learning this business, the biggest bulk of the deals that work is when you can bump up rent and you can reduce expenses if you can do these things is a big thing. So if you see any deals that you can, majority of your upside comes from here. You know, I don't look at adding more one or two washer and dryer, adding parking, adding wifi. That's what you said or sharing management. That's all right. Really the deal doesn't work at all. I think the sponsor's just trying to squeeze all kinds of juice and tell you that it's going to work, but in reality, it is really, really hard to make all that work. I mean that all that is just a bonus. If it works, it's good.   Mark: Yeah, that's exactly right. And your total expenses, you could go up because the property taxes, but you know some of your points of your own, you reduce the expenses. I mean there are huge savings in water lots of times for operators. You can go in there and do repair and maintenance. We see lots of times you do as well, I'm sure were people are putting capital items in repair maintenance and they're like $1,400 a door per year. I mean that's a really high, right? So they're just putting stuff up there. If you go in and get a loan you're able to put capital in there and maybe do roofings and a/c and things like that, you can most likely bring your repair maintenance down more to industry standard. So for looking for those things, but if you don't know what those standards are, you know, you don't have any gauge.   James: Sure, sure, sure. So we don't have to talk about your detail and analysis that you do, but on the sniff test that you have a quick analysis. So one of the few things that you would look at to, you know, kick out a project   Mark: Return wise, I'll look at, you know, we still shoot for like a 10% cash on cash return, which is getting harder   James:  10% with the IO on year one, I guess.   Mark: Yeah. Overall or if the product is a five-year project, 10% cash in cash, 15% plus IRR and 100%; 100% is getting harder on five years, frankly for a lot of properties, closer to six.  In some markets, it's more than that, but usually we try to stay in six and below to double the money. And then I'm looking at other things like, you know, what cap rate are they using? You know, on their exit, how they get the current cap rate, the broker. I mean, I had someone, no joke, in Florida called me and said- it wasn't Miami, by the way- they said, Oh, the broker told me the cap rate is 3 and a half. You know what I mean? So those types of things, right. So you can make any deal work. It's on a piece of paper,   James: Just change the exit cap rate.    Mark: Exactly right. I have an example, I do in our workshop where I'm like, you know this, and then you do the cap rate down to two, what does it do? And then, you know, other things are going to be more round, you know, total income growth over the first couple of years. What does it look like? You know, I'll see sometimes people think we're going to grow income 30%. I'm not saying it's impossible to do that, but I see a property as, you know, 92% occupied and you go up 30%, your total income in a year is pretty high so you need to have justification for that. So basically we look at a lot of different gauges, break-even occupancy, break-even reds and then the financing. You know, people don't understand financing well enough. Lots of times as far as what the hell they're going to do that.   James: It can make or break a deal. Right? So let's look at like the rent growth and the exit cap rate, right? So how do you differentiate these rent growth and exit cap rate on this like five different markets there?   Mark: Well the market cap rates, so we always start with the submarket cap rate, doesn't matter which property it is. And we have different ways to get that through reports and things like that. And then we put an escalator on it, an annual escalator, and it'll be different between ABC assets. And we have some ranges there. Some markets actually, you know, Dallas has gotten compressed so much on class C, you know, it was like eight and a half percent in '13. Now, it's like five cap for a lot of properties and you don't know if it's ever gonna go back. So we'll usually use you know, minimum 0.1 up and then up to a 0.2 for a year. So it could be, you know, full a hundred basis points on a five-year exit and a lot of it's depending on the property and location.    I mean some of them, some of the markets that the cap rates the banks compressed there but they haven't compressed as much as like Dallas. I mean they might've been..I'll just make an example, say Dallas eight and a half. Now it's five and the market there might have been seven and a half and now it's six. So it went down, you know, one and a half percent total. But we'll actually, we'll look at the property, the type of property that, you know, the age of it as a class and then the demographics and we'll add an escalator on an annual basis for it. So each year it escalates up.   James: But how do you decide that? So for example, I think in Texas a lot of people uses 3% rent growth, right? Even though some cities are different.   Mark: Well, no, for rent growth we usually use 2%. This is across the board, across all markets after year two. Your first two years as you know, you might have come in and you're increasing rents, rephase revenue in and things like that. After year two, the general statement is going to be 2%.    James: What about expenses?    Mark: Two.     James: Okay, so 2% income growth. 2% on year two onwards I guess. Which makes a lot of sense. I mean, you're not really counting for the first year for value add.   Mark: Right and it might be higher. I mean some people were like in Dallas, you know, seven and a half percent rent increase growth for a while. And people were like, I'm like, but that's like today, one point in time it's proved where, you know, Dallas rent increases have gone down considerably. It's still a great market, I like the market. I don't really buy here right now, but you can't count on today. Or someone will say, Hey, the economic vacancy is 6% and I'm like, yeah, but I mean, good for them. But you can't count on that.    James: You can't count on that. Yeah. Yeah. So yeah, I mean, yesterday there was a national multifamily trend report which shows I mean Dallas is below national average in terms of rent growth, right? So San Antonio and Austin, Austin has been always higher than national rent growth but San Antonio is higher than national rent growth. I never seen that San Antonio being higher than Dallas. I mean it's just cities change. You have to be really conservative in your underwriting.    Mark: I think people are like, enough is enough, right? When rents go up, you know, seven plus percent for a few years in a row, people are like, you know. And it doesn't mean it's a bad, bad market. I mean, there are 150,000 people a year here that moved to, [41:07unclear] you know, net. So there's great jobs and population growth. I've been arguing that for a while. It doesn't matter all those things happen. At some point in time, people will say enough is enough.    James: Yeah. People can't pay anymore.   Mark: In a 2% increase in their wage or whatever they get in 7% in rent, you know, four years in a row, it has a big impact on them.   James: Absolutely. Absolutely. But how do you like for example, in your experience, because you're working on multiple markets, right? I mean apart from Texas, which has seen a good rent growth, I mean, I think even Florida is seeing a good rent growth. I do not know what other markets house in Tennessee, Alabama and I think...   Mark: Georgia is good as a whole. I mean some markets and we bought in a place called Gainesville, Georgia, not Florida. The property has done phenomenal. But that's a secondary market for sure. It's about 45 minutes from Atlanta, but it's like, you know, a 7% rent growth right now. Same with Dalton, Northeast, you know, almost close to Chattanooga rent growths. Florida, like you said, is high; parts of Georgia is definitely high. Alabama and Tennessee, I would say are mediocre, frankly, they're just going to be average. Now, Memphis in general, the random amounts are lower, but the rent growth there is quite high right now from a percentage standpoint. But you know, the starting with rents, half of Dallas, wherever it is, right. So it's proportional, but the percent of rent growth in Memphis is actually quite high right now. The last I saw, it was in the top 10 in the country.   James: Oh really? Okay. Okay. And what about the exit cap rate? Right. So usually, I mean the usual underwriters, people use like one, to 0.2 more than what the market is. Do you use the same exit cap rates in the other markets?   Mark: We take the current and we'll add...so let's say the current was a six cap, we'll add 0.1 per year, 0.20 per year. And in some cases like to your point, and so like that's to the end of five years, you would've gone from a six to a seven. And in some markets, yeah, we'll be, you know, if we're going to be doing a 0.15 in a certain market and we're like, well, maybe this market isn't quite as attractive or in the past it hasn't performed quite as well, we might do the 0.20. At the end of the day, I mean, as you know, nobody knows what the cap rates going to do. We can all guess. And the important thing to consider is that you know, the cap rate has no impact on your cash flow per se. It's really more of a capital event like a refi or a sale, things like that. So if you can still cash flow and you know, get good returns, then you know, you wait to sell when it makes more sense to sell.   James: Correct. What about a loan wise? Have you guys been doing a longterm agency debt or you've been doing some short term loans as well?   Mark: We do about a third of the deals we do prior bridge, but not necessarily short term is still up to five years. So it's not short term really. And the rates are attractive and there's, you know, a lot of advantages too. Bridge and some disadvantages, but there are a lot of advantages. I like them, especially in the big value add deals from what you have to get them. And then we do Fannie, Freddie, and then a number of bridge frankly.   James: Got it. Got it, got it. So I mean, you work with a lot of you know, students who are trying to come up in this industry, right? So can you describe one characteristic of a student who made them really successful you know, sponsor on their own?   Mark: Okay.  Characteristic is, I mean, you know, if you want to say grit, not giving up, but as far as a whole, it's getting really good at something that really, you know, one skill set. You don't have to know everything about multifamily necessarily to get started. You have other people there to help you. But getting really good at something that's a value to somebody else. And it sounds like, okay, that's kind of obvious. Well, we've seen it work time and time again where someone, all they do is pretty much come in and just find deals. That's where the specialty is. They don't want to raise money or sign the loan or know things like that. But I think it's being patient, you know, when you have to wait a year, potentially. I waited a year to get my first deal. That's a long time, you know, to wait. And then you look back on it, it's like, that's not a long time to wait when you started buying more deals or you're like trying to do something new and you're spreading, you know, 12 months before you get a deal that can be frustrating. So just being patient.   James: Yeah. Especially when people are already committed, I'm going to do this.    Mark: Yeah, some people give something up to do it.   James: Yeah. I mean, I really just remember there's not much deals out there. So, you know, finding that one deal that makes sense takes time. Right. It's not easy, If it was easy, everybody would do it.   Mark: That's right. That's right. Okay.   James: So coming back to your personal side of it. I mean, is there any proud moment in your life that you think I would remember that moment? That one particular moment in your experience in your real estate venture?   Mark: Yeah.  That's a great question actually. I would say when I got that third deal and it closed because I had already decided if I close that deal, I was going to stop doing IT. So when I got that third deal and said, Hey...my son kept asking me cause I kept looking for deals when he's like, if you get that deal, can you stop doing IT? Cause he was seeing me work so much. And so when I got that that was huge for me, for my family.   James: Got it. That was a transition point of view, getting away from IT to real estate, I guess.    Mark: Right, right. And making the decision, like you said, to do it full time.     James: Yeah. It's a hard decision, especially if you're already used to a certain industry. And what has been, you know,  paying your bills, right.    Mark: Paying your bills, which is great. And you know, the other thing, unfortunately, when I was doing IT, that was kind of my self-worth. That's where I got my value. I wasn't really good at a lot of things, but for some reason, my mind just worked that way. And so I got my self-worth out of my job. So to give that up, you know, it is a big thing. And you don't know how successful you're going to be or not in your new adventure. So, but I mean, the best decision I ever made.   James: Yeah. I mean, you brought up a good point. Sometimes that whole industry, what you study for, define you 20, 30 years in your life and suddenly, you are changing your complete identity. I mean, it's a big thing, right? I mean, a lot of people do not want to do that. If they're known as engineer or a CPA or the IT guy, they don't want to know, what! Suddenly this guy's doing real estate.     Mark: Oh yeah. I mean, my CPA said, what are you doing? He did. Now he doesn't say it anymore. He did. He said, what are you doing? You're making a lot of money doing IT, why are you not doing it anymore? I mean, you know, he couldn't even comprehend it.   James: Yeah. And I have to mention this; when I was in IT, when I was an engineer, you know, I always think that people in IT, people who are engineers are really smart guys. So these are the smartest guys because that's what your circle is, right? Your circle of friends is there. You think this guy's smart solving problems. And I mean, I did my MBA, it was really eye-opening because I realized there are a lot smarter guys than me with a lot more money in the financial industry. So that was a big aha moment. And that's where I realized that you know, you have to go into business to make a lot more money. And there are a lot of other smarter guys in other smarter professions out there that make a lot more money. And so, I mean, before I forget what is the most valuable value add that you've seen in all your deals? What would you do in case your rehab budget got cut into half in a deal?   Mark: Oh, you mean from a CAPEX?    James: Capex wise, yes.   Mark: You know, one, people need to be...if the property looks like junk outside...I've been in properties that look good on the outside and they're not that great on the inside. But you need something outside to kind of attract you. And it could just be paint, you know, something so it's not dreary and dark, dark colors, you know, but using something a little bit more attractive color-wise for paint. Landscaping, simple stuff to do. It's basically thinking about what does a tenant see? When people say I'm going to do, you know, electrical work and you know, things like that. It's like the plumbing, stuff like that need to be done, but tenants don't see that. So first start with the outside and see what the tenants, you know, whether they go up to the office and it's kind of decked out.   Sometimes we'll spend a lot of money around the office to kind of put a lot of landscape in there and make it really nice, exterior wise. Interior, I mean, paint, it's pretty easy to do. Flooring is huge just from a maintenance standpoint. So if you can do it, but as you know, it's not that cheap to do floor and then we'll like resurface countertops. I wouldn't do cabinets and stuff like that if you don't have the budget for it. I wouldn't do appliances unless they need them. You're not going to get the bang for the buck for that. Again, people will see paint, they'll see flooring and they'll see like maybe surface countertops, paint the cabinets, things like that. But some people have really high aspirations. They want to do all these things, but at the end of the day, you're not living in the property so don't outdo the market. I won't be the first guy to prove something in a market, I let other people prove it first. But I would say for sure start with the outside. We start like with landscaping and paint, stuff like that. People can see that.   James: Got it, got it. Awesome. Mark. So we're at the end of the podcast. Do you want to tell our audience and listeners how to get hold of you?   Mark: Yes. An email address is Mark@thinkmultifamily.com and love the chat with anybody and I really, really appreciate you spending time with me today, James.   James: Sure, sure. Absolutely. Thanks for coming over. You had a lot of value. And I really like going across markets here because sometimes it's hard to find someone who has done deals in different markets, right. Because it's important. A lot of people want to do markets everywhere. I mean, there are deals everywhere so you just have to buy it right and you have to analyze it right. And, you know, just make sure the numbers work and the location works. Yeah. Awesome. Thank you, Mark.    Mark: All right, James. Appreciate your time.    James: Absolutely. Thank you. Bye.

This week I spoke on the impact of biopic films centering black public figures. This episode was inspired about the release and controversy around "Harriet" staring Cynthia Erivo. I give why I'm passing on the film as well as best and worst examples that have made us laugh, cry, and cringe. The question or call of action is, Does a person being alive improve the quality of their biopic? Subscribe, Rate, & Review .   Listen Everywhere : https://linktr.ee/simplykingpod Link to Shadow And Act Biopics In development: https://shadowandact.com/black-public-figures-biopics-in-development-2   Clips used from the following films  Ray (2004) The Temptations (1998)  What's Love Got to do With It (1993)  Malcolm X (1992)    (I do not own the rights to the music or clips used in this production) 

Featured Songs: First Song: 00:38 - Aqueous - Jealous (I Ain’t With It!) - 10-05-19 - The Fillmore - Philadelphia, PA Second Song: 05:38 - Pigeons Playing Ping Pong - Yo Soy Fiesta - 10-05-19 - The Fillmore - Philadelphia, PA Third Song: 09:33 - Spafford - Pretty Mama - 10-05-19 - Basement East - Nashville, TN Fourth Song: 14:23 - The Infamous Stringdusters - If You’re Gonna Love Someone > Sirens - 10-06-19 - Hardly Strictly Bluegrass - San Francisco, CA Fifth Song: 24:13 - Joe Russo’s Almost Dead - Brokedown Palace - 08-29-19 - Red Rocks Amphitheater - Morrison, CO See omnystudio.com/listener for privacy information.

Pasi interviews Sami on his articles about changing the strategy in IT from Cost Reduction to Proving Business Value. --- Excerpt from the Article --- Has the focus on IT support cost reduction really been the best option for CIOs and their senior management teams? There has been a long-held view that the IT service desk is a “cost of quality,” i.e. it’s an additional and unnecessary cost that’s caused by a lack of quality in certain parts of the IT value chain. With IT issues – or “incidents” to use ITIL terminology – something that can be managed away by better IT service design, transition, and delivery practices. This cost-of-quality view has caused many organizations to consistently drive down the cost of their IT service desk and the available budgets. This might have involved fewer, lower-paid staff or it might have involved the outsourcing of the service desk function in pursuit of lower costs (through economies of scale), higher quality (through best practice capabilities), and increased innovation – it’s the common outsourcing promise, or at least the customer expectation of outsourcing. But Is This Really in the Best Interest of the Business? Read the full article at: https://today.happysignals.com/refocus-from-cost-to-business-value --- If you wish to watch this episode, go to our youtube page: https://www.youtube.com/watch?v=_TzMPCi6FT0 Show notes: https://today.happysignals.com/

Show #801 And Then There Is The Moon On July 20 it was the 50st anniversary of the first moon landing. But then Bandana Blues celebrated its milestone of show #800. So now, only a week later, Spinner decided to pay attention to this epic event and take the moon as theme for this episode. 01. Cesar Rosas - Racing The Moon (3:26) (Soul Disguise, Rykodisc, 1999) 02. Trickbag - Waitin' On The Moon (3:21) (With Friends Vol. 1, Magic Records, 2013) 03. Anthony Gomes - Voodoo Moon (4:16) (Up 2 Zero, Up 2 Zero, 2012) 04. Peter Struijk - Shinin' Moon (3:03) (Straight Blues, Blueshine Records, 2015) 05. Jackie Payne - Full Moon Blues (3:53) (I Saw The Blues, Blue Dot Records, 2015) 06. Colin James - Rocket To The Moon (3:42) (Colin James and the Little Big Band II, Elektra/Asylum, 1998) 07. Bridget Kelly Band - Rocket To The Moon (4:27) (Outta The Blues, Alpha Sun Records, 2016) 08. Blues Factory - Look At The Moon (3:15) (Take a Stroll!, Continental Records, 1999) 09. John McNamara - Under The Weight Of The Moon (6:27) (Rollin' With It, Bahool Records, 2017) 10. Al Corte' - Memphis Moon (3:11) (Mojo, self-release, 2017) 11. Tommy McCoy - Spanish Moon (4:25) (25 Year Retrospect, Earwig Records, 2015) 12. Scott Holt - Spanish Moon (5:46) (Angels in Exile, Blue Storm Music, 2001) 13. Cuban Heels - Over The Moon (4:23) (Gritbag, Cool Buzz Records, 2011) 14. John Mayall - The Moon Is Full (4:54) (Nobody Told Me, Forty Below Records, 2019) 15. Ellis Hooks - Black Nights, Blue Moon (3:41) (Godson of Soul, Evidence Records, 2005) 16. Downchild Blues Band - Shoot That Moon (3:44) (Lucky 13, Blue Wave Productions, 1998) 17. Robben Ford - Howlin' At The Moon (3:47) (Into the Sun, Provogue Records, 2015) 18. Clay McClinton - Howlin' At The Moon (2:56) (Son of a Gun, Clayster Music, 2006) 19. Jamie Lynn Vessels - Georgia Moon (3:18) (Storm Coming, self-release, 2018) 20. Kenny Neal - Shadow Of The Moon (3:43) (Blues Fallin' Down Like Rain, Telarc Blues, 1998) 21. Blind Lemon Pledge - Moon Madness (4:28) (Pledge Drive, Ofeh Records, 2016) 22. Tom Waits - Drunk On The Moon (5:06) (The Heart Of Saturday Night, Warner Bros, 1974) 23. Too Slim and the Taildraggers - Blood Moon (7:17) (Blood Moon, Underworld Records, 2016) 24. Dr. John - Creole Moon (8:34) (Creole Moon, EMI Records, 2001) 25. Howlin' Wolf - Coon On The Moon (3:47) (The Back Door Wolf, Chess Records, 1973) 26. The Marcels - Blue Moon (2:16) (Blue Moon, Colpix Records, 1961) Bandana Blues is and will always be a labor of love. Please help Spinner deal with the costs of hosting & bandwidth. Visit www.bandanablues.com and hit the tipjar. Any amount is much appreciated, no matter how small. Thank you.

Laurie is joined by Dr. Steve Hruby, is a practicing chiropractor for 19 years. Steve is the founder of Kaizen Progressive Health, an integrated medical office in Scottsdale Arizona. More importantly for this show, Dr Steve is a master body-hacker who specializes in human longevity, radical life extension, and radical life expansion. He is the […] The post Super longevity: What Does Sex Have to do With It? appeared first on WebTalkRadio.net.

Ged Brockie Of GMI Discusses The Incredible Piece Of Guitar Software That No Guitarist Should Be Without Called "Neck Diagrams" With It's Creator Justin Dolezy. The three packages available from Neck Diagrams We've all done it. Grabbed and scribbled down a bunch of lines and created our own chord boxes to then remember the latest and best chord, scale or arpeggio. Perhaps it was a bunch of chords for a song. You would think that there would be a plethora of quality software out there that could help you create beautiful images that you could easily share...but you'd be wrong. Justin Dolezy created the company Neck Diagrams over ten years ago and in that time, his software is the "go too" piece of digital kit that guitarists use to create stunning fret board images. Hot on the heels of our review of the latest incarnation of the software ND2, Ged Brockie discusses all things music, guitar and delves (lightly) into the world of programming. Justin discusses just what it takes to get a program like this up, running and out there to the guitar public at large. GET 15% OF ALL GMI PRODUCTS AT OUR ONLINE STORE As a listener of our podcast we offer you 15% of any and all of our products found on the GMI Guitar Store. Visit our store by clicking the link, choose the products you wish and on checkout look for the COUPON CODE area. Add this code "GMI01" (no parenthesis!) and you will receive 15% of the total price of your entire order. Podcast Ep 39 – Table Of Contents 2.43 Justin's background in music, music education and guitar playing.14.25 When the idea of ND came about.17.16 The programming language used. 18.10 The initial coding and challenges.19.45 The original ND 1 logo...the two dudes!21.40 The reception to ND 1.27.52 The amount of new code needed for ND 2.28.37 The role of the Neck Diagram Community in developing the program.34.04 The future of ND.

This is Episode #214! Marty has returned from Toronto with a crate full of astounding new-to-us records for everyone to enjoy. Not only did Mod Marty join DJ Nico and Ben "The Dealer" Shulman (Addicted To The Needle podcast) to rip up the decks at With It on Toronto's West side last Saturday night but he spent hours and a lot of $$$ at world famous Kops Records to boot. THEN Ben convinced Marty to forgo sleep and get out to Mississauga, Ontario for the 8:30 early-bird entrance to a record show he had a table at out there. Many more records joined Marty's collection as a result... all from Mr. Shulman himself. Listen now for the first installment of records from this trip. Please Like the Facebook page here: facebook.com/ontargetpodcast ------------------------------------------------- The Playlist Is: "The Shift" Dave "Baby" Cortez - Clock "Stop Twistin' Baby" Gary Paxton - Liberty "Slipin' and Slidin'" Jim & Monica - Betty "I Want That Boy" Sadina - Smash "Home Work" Al And Bunky - Exodus "Stop Thief" Carla Thomas - Stax "The 'Na Na' Song" The Ferris Wheel - Pye "Fat City" The Sons Of Champlin - Verve "Well All Right" Barry Allen - Quality "Brand New Recipe" Russ Lewis - Sharp "Yaw'll" The Maskman & The Agents - Dynamo "Indian Giver" Chuck Bernard - Satellite "Keep On Dancing" Roy Thompson - OKeh "Up And Down The Ladder" The Intruders - Gamble "I Got My Heart Set On You" The Toys - Musicore "Nitty Gritty" Ricardo Ray - Alegre "Next To Nowhere" M.G. & The Escorts - Reo "Lawdy Miss Clawdy" The Buckinghams - U.S.A. Records "I'm On My Way" Dean Parrish - UK American "Faith, Hope & Trust" Faye Ross - Round "Shimmy Shimmy Walk (pt.1)" The Megatons - Dodge

Not all “Self Care" is the same or healthful. Kim McMillen reminds us that “When I loved myself enough I started treating myself to a massage at least once a week.” Although massages are great for caring for yourself, so are manicures and pedicures, eating and exercise. However... This is the subtle, yet SUBSTANTIAL difference… It’s not about “treating yourself TO…” It’s about “treating yourself WITH…” It's about treating yourself WITH C.A.R.E. Care. Attention. Respect. Excellence. Aristotle reminds us that “Excellence is not an act, but a habit.” It's when you begin to make caring for yourself a daily habit. An act of love and care. Treating yourself with the highest attention, respect, and excellence, that my dear is the whole truth about SELF CARE. This creates health. EASE. Not DIS-EASE. (This is the continuation of our Enough Is Enough Series — based on the profound little book, When I Loved Myself Enough by Kim McMillen and Alison McMillen-Givnish. You can order a copy HERE.) Please grab your SACRED S.O.L. D.A.T.E. JOURNAL (Daily Action To Engage yourself.) TODAY’S SACRED S.O.L. STEP:   What can you do today to treat yourself with CARE? Do that. Today. If you’ve been feeling like you’re stuck, overwhelmed, or perhaps you still feel like you’re drowning in your life, please don’t hesitate to reach out. I’d be more than happy to schedule a Discovery Call with you to see if Healing Life Coaching is a good fit for you. Email me at drshannon@doctorshannon.com S.O.L.| NOT SOLO. If you haven't already joined the movement, you're personally invited to come over to the WOMEN SIPPING ON LIFE S.O.L. MOVEMENT Closed FB Group and Join the MOVEMENT: https://www.facebook.com/groups/WSOLMovement/ I can't wait to meet you there, and engage with you even more! FOLLOW ME ON INSTAGRAM @doctorshannon! See you there... To listen to the song I wrote, you can do so here: letsnottalkaboutex.com, and also cast your vote on your favorite version. Come over to the WOMEN SIPPING ON LIFE S.O.L. MOVEMENT Closed FB Group and Join the MOVEMENT: https://www.facebook.com/groups/WSOLMovement/ Visit WomenSippingOnLife.com for more free resources, including my CHECKLIST FOR CHANGE, Engagement Checklist + Evaluation Rating, Six Sacred S.O.L. DATE Secrets…and a FREE copy of my best-selling book, Date Yourself Well. You can also check out my Dr. Shannon Facebook Page for more daily S.O.L. TRAINING. I look forward to seeing you again tomorrow. Please invite your best girlfriends to come and join our S.O.L. PARTY. xo Dr. Shannon. Inspiring minds that want to grow and hearts that want to know, so you can love you, your life, and your life’s work well. ONE SIP AT A TIME. A special thanks to the following souls for helping me launch our WOMEN SIPPING ON LIFE podcast… Intro/Outro done by UNI V. SOL  Outro music by Jay Man: Mind Over Matter (www.ourmusicbox.com)  Podcast cover design and web site done by: Pablo Aguilar (www.webdesigncreator.com) Podcast cover photo by Kate Montague of KM Captured (www.kmcaptured.com)

00:01 Introduction; 00:10 We were at the vet a lot; 01:10 Horse & Musket Annual no. 1 released; 01:30 "Hiya Monster"; 01:40 Horse & Matchlock; 02:05 Dinosaurs with horses and muskets; 02:30 With It or On It; 02:55 Bugs; 03:50 Things that eat mice; 04:20 Tom is wrong about skunks, they do eat rodents; 04:40 Adventures in movie theaters; 06:35 Mary has a terrifying flashback; 07:05 Children cackling like maniacs; 07:45 Tom has warmed up to koalas; 08:20 Devil Facial Tumor Disease; 09:40 Wolverines on vacation; 10:25 Canvas map sale coming in May; 12:50 The Noble Order of Clawsewitz.

GUEST BIO: Matt Raible is a Developer Advocate at Okta and a Web Architect for Raible Designs, striving to find the best solutions for developing web applications.  He also writes a lot of technical blog posts on the Okta Developer Blog as well as articles for InfoQ.  Matt is a fan and developer of the JHipster project and he develops and maintains the JHipster Mini-Book and the Ionic JHipster Module. EPISODE DESCRIPTION: Phil’s guest on today’s show is Matt Raible. He is a skilled web developer who has been working in the industry since the early 90s. Matt is also the man behind the open source AppFuse project and the Okta Developer Blog. Currently, he is working as a Developer Advocate for Okta. He is also a well known public speaker and is deeply involved in the JHipster project. Matt maintains and develops the JHipster Mini-Book and the Ionic JHipster Module. KEY TAKEAWAYS: (1.02) – So Matt, can you expand on that brief introduction and tell us a little bit more about yourself? Matt explains that he has been working as a web developer since the early 90s. He had not planned to have a career in IT. In the early 2000s, he got into Java. By 2004 he was also involved in public speaking.  (1.44) – So, you obviously enjoy the web aspects of development. Is that something you deliberately pursued as the internet sort of exploded and expanded? Matt says yes, it was. In the early 2000s, he realized that it was best to be the guy who wrote the UI. Simply because that is what people see and are most aware of. He enjoyed doing the demos and getting the accolades, so he ended up focusing on UI development. (2.25) – Can you please share a unique career tip with the I.T. career audience? Matt’s advice is to create a six-week plan of the things you want to accomplish. He has found following this advice to be very helpful, especially for his work as a developer advocate at Okta. Putting together a six-week plan keeps you on track and enables you to achieve a lot more. It is far more efficient than simply working week to week. He also finds it useful to do this for his personal life too.  (3.52) – Is it a rolling six-week plan? Matt revisits his plan on a weekly basis. He and his team also summarise what they have actually done each week. This information is published in an internal newsletter. (4.35) – Can you tell us about your worst career moment? Matt says that he has two he wants to share with the audience. Luckily, they are both turned into silver lining moments. In 2007, he was working for LinkedIn as a contractor. Helping them to select and set up an open source, Java web framework. Things went well and they asked him to create his own team. So, Matt asked some of his friends and former colleagues to join him. Two months after they started working together they were persuaded to go full-time. Yet, 6 months later they were all laid off.  That was in 2008, just as the downturn started. That time, the silver lining was that nobody was really enjoying the work they were doing because they had been switched from the front end to non-developer roles. Luckily, within a week, they were picked up by another organization where they became front end developers again. The 2nd moment occurred 5 years ago. For 19 years, Matt had been working as a consultant. During all that time, he never had any trouble in finding full-time work, filling a 40 hour week. Suddenly, he could only find a part-time gig. He found this hard. That is until he realized what a glorious thing having 20 spare hours a week was. At that point, he started doing more with his personal life and, as a result, became a happier person. (6.47) – What did you learn from those experiences? Matt says that the LinkedIn experience taught him not to be afraid to change jobs when he finds himself in a role where he is not using his skills. He really did not enjoy his last few months at LinkedIn because his new boss had moved him away from UI development into a nonproduction position. So, when LinkedIn let him go he was actually relieved.  (7.49) – What was your best career moment? Matt is lucky to have had quite a few career highlights. He particularly enjoyed seeing his open source project AppFuse take off. For about 2 years, he was spending about 30 hours a week interacting with users, learning and seeing hundreds benefit from this project. Unfortunately, there was a downside, his family life suffered as a result. (9.25) – Can you tell us what excites you about the future of the IT industry and careers? Matt is excited by the fact that it is possible to take a relatively small amount of knowledge and do a lot with it. Being able to take something that you have taught yourself and turn it into a good career is fantastic. With IT, you can still do that, even these days. (10.22) – What drew you to a career in IT? Matt had studied Russian and International Business. But, when he spent the summer working in Russia he realized it was not for him. So, he decided to complete a 5th year and take a finance degree. Unfortunately, again, when it was time to find a job he struggled. There was work, but the pay was not very good. Around the same time, his friend who was doing a computer science degree was getting amazing offers. Three times what he was could land. So, Matt switched his focus to IT. (11.37) – Do you think that is still true, today? Matt says things are changing. When it comes to the finance industry, if you excel, you can actually get paid a lot more than you would working in the tech industry. The cool thing is that if you are curious, you can carry on learning and add to your skills. In time, you will end up earning even more and staying gainfully employed becomes very easy.  (12.18) – What is the best career advice you have ever received? Around 2005, Matt was working as a consultant for a startup that was shutting down. While discussing what Matt was going to do next the CEO advised him to double his rate. That is exactly what he did, that year. Each year after that, he added 20% to it. (13.04) - Phil asked Matt if he was saying that you should make sure that you get paid what you are worth. Matt replies that you should always ask for more, because often you will discover that people are actually prepared to pay a much higher rate. (13.09) – If you were to begin your IT career again, right now, what would you do? Matt says that he would not change a thing. His career has enabled him to fulfill his dream of restoring his old Volkswagen bus, which has taken nearly 10 years. He has big plans for that bus.  (14.26) – What are you currently focusing on in your career? Right now, Matt is where he wants to be with his career. But, he is working at getting better at drawing, so he can add more hand drawings to his blog. He is also planning to do more videos, screencasts and to get into recording meetups. (15.02) – What is the number one non-technical skill that has helped you the most in your IT career? For Matt, the ability to speak publically has proved invaluable. (15.10) – How did you get into that? In 2004, a friend suggested he speak at ApacheCon. He decided to give it a go. Surprisingly, within 15-minutes of being on stage, his nerves evaporated and he felt at home. Even today, he gets very nervous before each talk, but once he gets started he feels comfortable, fairly quickly. The other non-technical thing that helps Matt is being an outdoorsman. Most days, he takes a walk or rides his bike. During these activities, he finds that he automatically settles a lot of things in his mind. Phil agrees that being outdoors is quite therapeutic. (16.32) – Phil asks Matt to share a final piece of career advice with the audience. Matt says – “If you really want to get something done close off your email, you slack. Turn on some music and write some code.” Once you have eliminated distractions, you will be far more productive. BEST MOMENTS: (1.29) MATT – "I started developing web pages in HTML before Netscape even existed" (2.48) MATT – “Create a six-week plan of the things that you want to accomplish" (7.44) MATT – "If I'm not utilizing my skills, then maybe it's time finding another job." (12.10) MATT – "If you're curious, you can keep learning and keep improving yourself and keep gainfully employed." (13.15) MATT – “I wouldn't change a thing.”   (16.34) MATT – "Close your email, close your Slack, turn on some music and write some code." CONTACT MATT : Twitter: https://twitter.com/mraible @mraible LinkedIn: https://www.linkedin.com/in/mraible/ Website: https://raibledesigns.com

Zach Bye was solo for today's podcast. In the episode he discussed: With IT out of the rotation, can Denver get back to their old ways? What is the ceiling for Monte Morris? The Nuggets need the best version of Millsap come playoff time, can he deliver?

Joel speaks on 1 Corinthians 13 and because this is such a well-known passage, Joel is intent on helping us get past our cliched familiarity with these words. Joel shares a beautiful practice that'll help us to align increasingly with God's kind of love. Teaching Pastor: Joel Hanson, Worship Pastor | What's Love Got to do With It? | www.thedoor.org

For the first episode of 2019, our dealer and record addict have a dream... To unite and fill your ears with thumping Northern Soul, rare 60s grooves and fuzz drenched Psych. Ben recounts his digging trip to a house that reeked of cat piss in Southern New Hampshire while Pat was spinning at the With It, the monthly 60s night in Toronto.

02-13-2011 What's Love Got to do With It - by Mark Garrett

GUEST BIO: Michael Kennedy is known best for being a Python expert. He is a Python Software Foundation fellow. His two podcasts Talk Python to Me and Python Bytes are well regarded, as are his developer training courses. Michael has been working in the developer field for more than 20 years and has spoken at numerous conferences including NDC and DevWeek. EPISODE DESCRIPTION: In this episode, Phil interviews Python Specialist Michael Kennedy. He is the host of Python Bytes and Talk Python to Me. Michael is also the founder of Talk Python training and a fellow of the Python Software Foundation. KEY TAKEAWAYS: ­­­ (0.59) – Phil asked Michael to tell the audience a bit more about himself? In response, Michael explained that when he started his work life he focused on the science sector. While working on his maths PhD, he discovered programming. He said, “It just really connected with me”. That was 20 years ago, yet every day he feels a little bit more excited than he was the day before. With IT you are always learning, which is exciting.  (2.05) – Phil asks Michael for a unique IT career tip. Michael started by saying that it is important to remember that “small things add up”.  He said, we often overestimate what we can accomplish in a week, but massively underestimate what can be done in a couple of years. He pointed out that you need to carry on learning to progress. He also explained that it is important to realize that in the IT world there are no longer gatekeepers. The days when you had to ask permission from somewhere like IBM or Oracle to be accepted into the IT world are gone. Today, you are in control. “You no longer have to ask permission to be part of this, excel and be a leader, you just have to want it”If you want to do something all you have to do is to work gradually towards doing it. (4.13) – Michael was asked to share his worst career moment by Phil. Michael said that happened while he was working for DARPA, which is an advanced US government research facility. He was working on a secret project that used software to pull together the efforts of several companies and organizations. Unfortunately, the software did not work properly, so needed debugging. Under normal circumstances that would be a tedious task, but not a huge problem. But, for this project, his main partner was a man from the UK and he did not have the necessary security clearance to attend the meetings where the issues were discussed. He could not be in the room. Someone had to summarize what the problems were and he had to use that information to debug the software. Very stressful. (6.55) Phil asked “did you learn anything particular from this situation?” Michael said, yes, we should have tested more and used a technical person who could have physical access to the thing we were working on. (7.23) – On the flipside, Phil asks Michael what his best career moment was. Michael explained that he started working as a developer and enjoyed that work. But, it was starting to teach programming and developer skills that has been the highlight of his career, so far. (11.14) – Phil wants to know what excites Michael about the future for the IT industry. The fact that it is relatively easy for new people to enter the field and learn is something that Michael finds exciting. Students no longer have to hope that they can work it out from a book because there is plenty of support available. (11.14) – What drew you to a career in IT? Michael enjoys the fact you actually get to build things, rather than just working with theories. He enjoys the debate involved in developing a product and being able to press the button and find out if what you have done actually works. (12.10) – What is the best career advice you have been given? Because Michael was self-taught he said that he did not get much IT career advice from mentors and teachers. But, after speaking to others working in the field, he thinks that the most important piece of advice he can share is “just take action.” He said, “Even if you go the wrong way you will learn enough that you actually learn more about what the right way is.” (13.38) – Phil asks what approach Michael would take if he were to start his IT career again, right now. Michael says he would have been more selective and strategic when it came to choosing the projects he worked on. He feels that this would have made things easier for him. (14.30) – Phil asks what career objective Michael is currently focusing on. Michael said “I'm really focused on trying to inspire and inform developers”. The fundamental goal of his podcasts is to make people aware of new things that they should be interested in. He is working to make it easier for people to learn Python and develop successful IT careers. (15.33) – What would you consider to be your most important non-technical skill? For Michael, learning to speak publically had been especially beneficial. The urge to share helped him to overcome his fear and communicate better. (16.36) – Phil asks Michael to share a few final words of career advice. Michael said – “every day, think about where you want to put your energy and really what you want” That may mean taking a job for 5 years with Google, so that you can learn the skills you need to build your own product. Whatever you need to do to achieve your dreams, just go ahead and do it. BEST MOMENTS: (1.30) Michael - "Every day, I'm just a little more excited than I was the day before about it. It's great." (2.00) Michael - "We often overestimate what we can accomplish in a week, but massively underestimate what can be done in a couple of years." (3.38) Michael - "You no longer have to ask permission to be part of this and excel and be a leader  you just have to want it." (3.45) Phil - "I think the opportunity is there. And it's up to the individual to take the opportunity." (10.40) Michael - "Because so much stuff is new you don't have to do it for 20 years to be an expert" (13.20) Michael - Just take action. He said, “Even if you go the wrong way you will learn enough that you actually learn more about what the right way is.” (18.00) Michael - "Every day, think about where you want to put your energy and really what you want." CONTACT MICHAEL KENNEDY: Website: http://michaelckennedy.net/ Twitter: https://twitter.com/mkennedy LinkedIn: https://www.linkedin.com/in/mkennedy/ Podcasts: https://talkpython.fm https://pythonbytes.fm.  

What’s Love Got to do With It? This week on the Holy Smokes: Catholic Review Fr. Scott Mansfield, Pastor of St. John Vianney, Tony Wilimitis, Director of Formation, and Will Tapia, Director of Development, give an in depth review of the Gospel from The Sixth Sunday of Easter 2018: What’s Love Got to do With It?...

Congratulations, you made it to part 5, the final segment of my epic interview with Atz Kilcher.  And while each episode stands on its own, it makes sense to start from the beginning to hear it in sequence to get a full understanding of his journey and the range of wisdom you can glean from his life experience.  This episode is a great wrapper for everything we've talked about.  I called it "Getting on With It" because for one, that's how Atz ends this segment, but also because for every hardship, every bend in the road, every moment of despair, even every moment of triumph, when you start your day you need to put the doubt back to sleep, put the pain back to sleep.  As Atz says you need to grow up, get over it, and get on with it.  Acknowledge who you are, be open and honest with who you’ve been, but ultimately take ownership and responsibility over your life and get on with life.  There's only one person on the planet who can make that decision for you, and that's you.  Atz is a living testament to the power of that decision.  We talk about morning routines in this segment, Atz sings for us, and the real treat was we get to hear him yodel.  At the very end we have a little bonus footage where I play a word association with him.  His answers were perfect, and I think it was a wonderful way to put some final thoughts on some of the most important concepts and people in his life.    So I can guarantee this is not the last you'll hear from Atz.  He's a trailblazer and there will be many people who join up with him on their own journeys through life.   For me, I stumbled onto Kilcher Trail a couple years ago when I met Ryan Wolfington, who asked me to interview Jewel, which also led to interviewing Atz.  Having met these three pillars of light, I consider myself one lucky man, they each had a profound impact on me and I'd just like to thank each of them for seeing the light in me to bring their message to you all.   So here we go, please welcome one last time, my guest Atz Kilcher.  Thanks for listening, PF Visit www.DeepSitPodcast.com

We closed out another workweek with Jim and Martha celebrating where God has taken us and to highlight some of the great things He has done as the iWork4Him Nation walks along side of Him!  We also hit one of our Hot Topics from our recent marriage cruise – Treat Me Like A Customer – … Continue reading What's Customer Services Got to do With It? The post What's Customer Services Got to do With It? appeared first on iWork4Him Podcast.

We closed out another workweek with Jim and Martha celebrating where God has taken us and to highlight some of the great things He has done as the iWork4Him Nation walks along side of Him!  We also hit one of our Hot Topics from our recent marriage cruise – Treat Me Like A Customer – … Continue reading "What's Customer Services Got to do With It?"

First off my listeners, let me apologize.  I couldn't find the Paulie's Robot love song.  I'm deeply ashamed and have given myself a time out for it.  Okay, that's admittedly kind of weird.  Nevermind. Here's a movie about people playing this game where they're given dares to complete to earn money!  But underneath it all is the sinister machinations of THE DEEP WEB.  Because this movie is WITH IT and TOTALLY NOT WRITTEN BY A POP-POP.  It stars the best Franco, Dave Franco!  It also stars the best Roberts, Jul- I mean, Emma Roberts!  Who was in Palo Alto!  This movie is better.  This Franco is better.  It's Nerve.  Also on this episode, Suesie waits to be denounced for being a monster.  Frank talks about his pump up videos.  Intro and outro is Rebel Girl by Bikini Kill.  We'd also like to announce that in January we're doing a full month of requests!  If there's something you love or hate that you want us to cover please e-mail your requests to us at realteengirltalk@gmail.com or post them at https://www.facebook.com/teengirltalk/.  Nothing too racy, like nothing more than an R rating.  I know I'm asking alot but if you could rate, review and subscribe on iTunes that would be great.  It helps people find the show and would help us to do more with it.    

First off my listeners, let me apologize.  I couldn't find the Paulie's Robot love song.  I'm deeply ashamed and have given myself a time out for it.  Okay, that's admittedly kind of weird.  Nevermind. Here's a movie about people playing this game where they're given dares to complete to earn money!  But underneath it all is the sinister machinations of THE DEEP WEB.  Because this movie is WITH IT and TOTALLY NOT WRITTEN BY A POP-POP.  It stars the best Franco, Dave Franco!  It also stars the best Roberts, Jul- I mean, Emma Roberts!  Who was in Palo Alto!  This movie is better.  This Franco is better.  It's Nerve.  Also on this episode, Suesie waits to be denounced for being a monster.  Frank talks about his pump up videos.  Intro and outro is Rebel Girl by Bikini Kill.  We'd also like to announce that in January we're doing a full month of requests!  If there's something you love or hate that you want us to cover please e-mail your requests to us at realteengirltalk@gmail.com or post them at https://www.facebook.com/teengirltalk/.  Nothing too racy, like nothing more than an R rating.  I know I'm asking alot but if you could rate, review and subscribe on iTunes that would be great.  It helps people find the show and would help us to do more with it.    

Show #715 Going Slow Get your life out of the rat race and relax with Bandana Blues #715 in which Spinner lets you hear that taking it slow can be nice & easy on the ears. 01. Benny Turner - Same Old Blues (4:42) (My Brother's Blues, Nola Blue, 2017) 02. Joss Stone - Victim Of A Foolish Heart (5:31) (The Soul Sessions, Virgin, 2003) 03. John McNamara - Blind Man (4:08) (Rollin' With It, Bahool Records, 2017) 04. Ray Charles - Don't Cry Baby (3:03) (Sweet & Sour Tears, ABC-Paramount, 1964) 05. Laura Tate - Still Got The Blues (4:30) (Let's Just Be Real, 811 Gold Records, 2017) 06. Cuby+Blizzards - Window Of My Eyes (3:27) (Trippin' Thru A Midnight Blues, Philips, 1968) 07. Joakim Tinderholt & His Band - Poor Side Of Town (4:30) (Hold On, Rhythm Bomb Records, 2017) 08. Hurricane Ruth - For A Change (3:54) (Ain't Ready For The Grave, self-release, 2017) 09. Arthur Alexander - Dream Girl [1962] (2:31) (A Shot Of Rhythm And Soul, Ace Records, 1982) 10. John Hammond - Killing Me On My Feet (4:08) (Nobody But You, Point Blank, 1987) 11. Bumper Jacksons - Ramblin' Man (4:30) (I've Never Met A Stranger, self-release, 2017) 12. John Mayall's Bluesbreakers - Someday After A While (You'll Be Sorry) (3:01) (A Hard Road, Decca, 1967) 13. Erja Lyytinen - Slowly Burning (4:14) (Stolen Hearts, Tuohi Records, 2017) 14. Dave Gross - Find Yourself Another Man (5:38) (Crawling The Walls, VizzTone, 2008) 15. Jess Roden - Stay In Bed (3:51) (Play It Dirty, Play It Class, Island, 1976) 16. Maureen & The Mercury 5 - Shoot Me Cupid (4:23) (Gimme Mo!, Catty Town Records, 2017) 17. Doug Sahm - I'll Take Care Of You (4:15) (Hell Of A Spell, Takoma, 1980) 18. The Lost In Paris Blues Band - Evil Gal Blues (4:58) (The Lost In Paris Blues Band, Ear Music, 2017) 19. Bob Margolin - Goodnight (2:51) (My Road, VizzTone, 2016)

Intro Song, Mannish Boys , “Death Letter”, Double Dynamite, Cover of a Son House song First Set Jimmy Carpenter, “Surf Monkey”, Plays The Blues, Freddie King cover, w/ Tinsley Ellis, produced by Mike Zito Chris Daniels and The Kings with Freddi Gowdy, “Can't Even Do Wrong Right”, Blues With Horn, Volume I, Elvin Bishop cover, and one of the most creative CD covers ever! The Nick Schnebelen Band, “Mean Town Blues”, Live In Kansas City, Johnny Winter cover Second Set – Hokum Set Warrning!Steve Howell/Jason Weinheimer, “Who's Been Here?”, A Hundred Years From Today, Bo CarterThe Gordon Meier Blues Experience, “Signifyin' Monkey”, Magic Kingdom, Johnny Otis Chris “Bad News” Barnes, “I'm Gonna Get High”, Hokum Blues, Tampa Red & The Chicago Five, one the ulitimate 30's & 40's reefer songs Third Set - WIB Likho Duo, “I Can't Be Satisfied”, Blues And The World Beyond, McKinley MorganfieldErin Harpe and the Delta Swingers, “Kokomo”, Big Road, Mississippi Fred McDowellCasey Hensley, “Voodoo Woman”, Live, Featuring Laura Chavez Koko Taylor cover Fourth Set Johnny Rawls, “I'm In Love”, Waiting For The Train, Bobby Womack coverJohn McNamara, “Security”, Rollin' With It, Otis Redding Benny Turner, “I'm Ready”, my brother's blues, Willie Dixon cover Thanks to Michael Allen Engstrom at the Crossroads Blues Gallery

The guys discuss whether or not they're with it, or whether they've ever been with it. Do we know what being "with it," is, really? The post Episode 278 – With It appeared first on Clinically Inane.

The Love Connection, this is number four in our series on the Six Basic Human Needs Remember the song, “What’s Love Got to do With It.  Loves got everything to do with it.  We all have this deep down desire to be loved, but many people go out looking for love just like another song says “… In All the Wrong Places”.  They have that roaming eye, that desire to be with someone when they don’t even know who they are.  That one night stand, satisfaction for about 10 – 15 minutes and then it wears off and they feel that sense of loneliness and the pain that it didn’t work out again. In scripture Jesus states that the greatest commandment is to love.  Not talking about a sexual or romantic love, but the true deep love.  But before you can be loved and cared for, you have to put yourself out there and be vulnerable.  It is called the “Servant Attitude” of taking that first step.  When you do for other people, they will be thankful and have a sense of love or being cared for.  It starts from you.  We need to do for others like we want them to do for us.  If you want them to care about you and love you, then you need to start loving other people and doing for them.  It is a choice.  We can’t always be on the receiving end of things.   Podcast Episode 29 spoke about whether you are a taker or a giver; which one are you?  You can listen to this episode by clicking here  If you are always on the taking side then you are not going to feel that sense of love that you are looking for.  True love comes with caring for someone else.  When you care for someone then they in turn will love you back.  We need to make a choice.  In order to be loved we need to choose to love first.  People who are truly successful in life are the ones that have learned to put others first.  They take time to make others feel cared for and feel special and then they in turn feel love and are able to keep “Surging Forward” in life. Stay Safe and Keep Surging Forward If you enjoy this podcast please share with a friend and also visit or Facebook page at https://www.facebook.com/SurgingForward/ We also have a You tube page where you can watch the actual podcast visit us at https://www.youtube.com/user/surgingforward Looking to network and get personal training visit us on face book click here Follow us on twitter click here Follow us on Instagram. Contractor and Tradesman courses visit our website at www.surgingforward.com [maxbutton id="2" ] [maxbutton id="1" ]  

WITh IT dominating the box office after almost one month of IT's initial release, one can only wonder? What does this mean for the Horror Movie Genre as a whole? Will there be any new ground to break in the near future? One can hope. Enjoy!!! Follow us on: Facebook.com/Whatthehellpcast Twitter.com/Thehellpcast Instagram.com/Whatthehellpcast We also have a YouTube Channel and Sound Cloud Channel. Just put What The Hell Did We Just Watch?! in the search bar and BLAM! there it is. Want to shoot us an email? Whatthehellpcast@yahoo.com Whatthehellpcast@gmail.com Whichever FLOATS your boat. If interested in King Kelly music email the show and we shall make sure you get a copy of the theme song and other songs as well.

Life requires courage, and it takes courage to trust. We can build trust and treat confidentiality as a spiritual practice. Brené Brown says we can create a vault---a safe place where we put things people have told us that we never share. Gossip merely creates a false sense of intimacy. Past-president Barack Obama shared his thoughts and perspective to a group of young people called the Goalkeepers. He spoke of looking at the world and rejecting the notion that there are things we can't control. We have the opportunity to push for change, to contribute to something proactive and creative. We must reject pessimism and cynicism and keep up a relentless optimism. We can trust the God-Presence within us, above all else. With It, we have the energy to maintain that relentless optimism.

This episode of Out Now Nights (“Nights”) finds Aaron and Abe going over even more thoughts on the film It. With It currently destroying the box office, the guys figured a regular review was not enough. So get ready for this bonus critique, which delves more heavily into spoiler territory and features guests Peter Paras and Tyler Smith. Hear about what the group has to say about how effective the world, tension, characters and more were in relation to how each of these guys took the film as a whole. Be prepared for some personal stories that somehow relate to what was taken away from this Stephen King adaptation. And be ready to have more fun dealing with Pennywise and other topics. #ItMovie #StephenKing #OutNowNights #Podcast #OutNowWithAaronAndAbe #Spoilers #Bonus #HorrorMovie #Film #Entertainment #SendAbeClowns

It has come. With It released, Derek and Laurel peek under the belly of all the ghouls, goblins, and ghosts going bump in the night. This week on the Midnight Myth, the subject is horror; where horror stories come from and why they scare us. In particular, the podcast focuses on the scary clown and how Stephen King turns the childhood favorite into a monster that keeps you up at night. With a few “boomerangs” to keep you on your toes, this week gets to the bottom of horror and how it stands the test of time as part of the perfect story. --- Support this podcast: https://anchor.fm/midnightmyth/support

show#690 05.06.17 New Tunes & R&B Out The Ass! 1. Low Society - Raccoon Song from Sanctified 2017 Rezonate Records (4:35) 2. Laura Tate - Hitting On Nothing from Let's Just Be Real 2017 811 Gold Records (2:38) 3. Polly O'Keary and The Rhythm Method - Yours To lose from Black Crow Callin' 2017 self-release (4:00) 4. Bridget Kelly Band - What You Need from Bone Rattler 2017 Alpha Sun Records BMI AlOmega Music (5:29) 5. Floyd Dixon - Sad Journey [1950] from Boogie Uproar - Gems from the Peacock Vaults 2014 One Day Music (2:47) 6. Sonny Parker - Money Ain't Everything [1952] from Boogie Uproar - Gems from the Peacock Vaults 2014 One Day Music (2:30) 7. Gladys Hill & Al Grey's Allstars - Please don't touch my bowl [1953] from Boogie Uproar - Gems from the Peacock Vaults 2014 One Day Music (2:48) 8. Marie Adams - Ain't Car Crazy [1953] from Boogie Uproar - Gems from the Peacock Vaults 2014 One Day Music (2:48) 9. Bobby Rush - It's Your Move from Porcupine Meat 2016 Rounder Records (4:19) 10. John McNamara - Wild Out There from Rollin' With It 2017 Bahool Records (4:29) 11. Mick Kolassa & Mark Telesca - Why Don't We Do It In The Road from You Can't Do That 2017 Swing Suit Records (3:24) 12. Ivor S.K. - Murder Tonight from Montserrat 2017 Indie (4:59) 13. Jim Roberts And The Resonants - Dog Done Bit My Baby from Beneath The Blood Moon 2017 KKP Records (4:21) 14. Selwyn Birchwood - Corporate Drone from Pick Your Poison 2017 Alligator (4:06) 15. Johnny Brown - Snake Hips [1962] from I Pity The Fool-The Duke Records Story 2013 One Day Music (2:19) 16. Joe Medwick - Searching In Vain [1960] from I Pity The Fool-The Duke Records Story 2013 One Day Music (2:49) 17. Rosco Gordon - Keep On Doggin' [1956] from I Pity The Fool-The Duke Records Story 2013 One Day Music (2:49) 18. Joe "Mr Google Eyes" August - Lead Us On [1956] from I Pity The Fool-The Duke Records Story 2013 One Day Music (2:43) 19. Paul Perryman - Satellite Fever Asiatic Flu [1958] from I Pity The Fool-The Duke Records Story 2013 One Day Music (2:34) 20. Buddy Ace - Screaming Please [1961] from I Pity The Fool-The Duke Records Story 2013 One Day Music (2:31) 21. Ian Moore - Border Palace from Ian Moore's Got The Green Grass 1999 Hablador (4:56) 22. Keri Leigh and the Blue Devils - I Be's Troubled from Blue Devil Blues 1993 Amazing (2:44) 23. Lonnie Mack - Plain Jane (In A Mustang) from Roadhouses & Dance Halls 2001 Lucky Dog (Epic) (3:50) 24. Neil Larsen - Tropic Lightning from Through Any Window 1999 MVP Records (4:37) 25. Cornell Dupree - 40 Ozs from Coast To Coast 1988 Antilles (4:52) 26. Buster Brown - The Madison Shuffle [1960] from The Sky Is Crying-The Fire Records Story 2014 One Day Music (2:32) 27. Don Gardner & Dee Dee Ford - I Need Your Loving [1962] from The Sky Is Crying-The Fire Records Story 2014 One Day Music (2:56) 28. Mary Ann Fisher - Put On My Shoes [1959] from The Sky Is Crying-The Fire Records Story 2014 One Day Music (2:26) 29. The Upsetters - Jaywalking [1960] from The Sky Is Crying-The Fire Records Story 2014 One Day Music (2:33) 30. Ten Years After - Hear Me Calling from Stonedhenge 1969 Beat Goes On (5:44) 31. Savoy Brown - A Little More Wine from Hellbound Train Live: 1969-1972 2003 Castle Music Ltd. (5:59)

Sit down, grab a Therapist card, and show us you’re With It in this episode of the Shadercast. Our fearless podcast shares with his formidable longread, recently featured up on the literary website The Millions: “Group Therapy: Was It Really a Game?” But before that a snippiet of an interview with one of the game’s co-creators, Phil Ross. … Continue reading Shadercast Episode 14 Was It Really a Game?

In this episode, Linda Ockwell-Jenner is joined by Chris Davis, Founder and CTO of Polarverse IT Services to talk about IT Managed Services and specifically around Business Continuity. With IT forming an important backbone of our businesses, it's important that we're able to have resilience in the face of interruptions, so that IT problems don't become business problems!

URL: http://dj.bourgy.netYearmix by: DJ BourgYear: 2015DJ Bourg – Intro (with Frozen)Miley Cyrus – Adore YouHozier – Take Me To ChurchGoodz ft Roscoe Dash – Life Of The PartyShawn Mendes – Life Of The PartyBeyoncé feat. Jay-Z – Drunk In LoveKaty Perry feat. Juicy J – Dark HorseEminem feat. Nate Ruess – HeadlightsMariah Carey – ThirstyMagic – RudeMagic – Let Your Hair DownFlo Rida fea. Sage The Gemini – GDFR (Going Down For Real)One Direction – Steal My Girl5 Seconds Of Summer – She Looks So PerfectPSY feat. Snoop Dogg – HangoverJessie J & Ariana Grande & Nicki Minaj – Bang BangWe Are Toonz – Drop That #NaeNaePharrell Williams – HappyTaylor Swift – Shake It OffIggy Azalea feat. Rita Ora – Black WidowJason Derulo feat. Snoop Dogg – WiggleBeyoncé – XOSam Smith – Stay With MeSam Smith – I’m Not The Only OneWiz Khalifa – Ass DropBeyoncé – PartitionRixton – Me And My Broken HeartAloe Blacc – The ManJustin Timberlake – Not A Bad ThingAustin Mahone – UFall Out Boy – CenturiesSia – ChandelierTaylor Swift – Out Of The WoodsLorde – Tennis CourtTrigg Da Kidd – Shake Dat AsArctic Monkeys – Why’d You Only Call Me When You’re HighRixton – Wait On MeNick Jonas – JealousCharli XCX – Boom ClapEnrique Iglesias feat. Sean Paul, Gente De Zona & Descemer Bueno – BailandoDavid Guetta feat. Sam Martin – DangerousMaroon 5 – AnimalsYG feat. Drake – Who Do You LoveCharli XCX – Boom ClapTrey Songz – Na NaIggy Azalea feat. Charli XCX – FancyJennifer Lopez – GirlsChris Brown – LoyalKid Ink feat. Chris Brown – Show MeJeremih feat. YG – Don’t Tell EmJennifer Lopez feat. French Montana – I Luh Ya PapiKaty Perry – This Is How We DoFergie – L.A. LoveDJ Snake & Lil’ Jon – Turn Down For WhatWill.I.Am & Miley Cyrus – Feelin’ MyselfDillon Francis & DJ Snake – Get LowChris Brown feat. Lil’ Wayne & French Montana – LoyalLil’ Jon feat. Tyga – Bend OvaSage The Gemini feat. Iamsu – Gas PedalT.I. feat. Iggy Azalea – No MediocreAriana Grande feat. Iggy Azalea – ProblemT-Pain feat. B.o.B – Up & Down (Do This All Day)Ed Sheeran – Don’tTaylor Swift – Blank SpacePaula Deanda – Horns Blow (Shimmy Shimmy)Jason Derulo feat. 2 Chainz – Talk DirtyElla Henderson – GhostGwen Stefani – Baby Don’t LieFifth Harmony – SledgehammerAriana Grande feat. The Weeknd – Love Me HarderColdplay – MagicAmerican Authors – Best Day Of My LifeKongos – Come with Me NowImagine Dragons – On Top Of The WorldLady Gaga – G.U.Y.Calvin Harris – Slow AcidSean Paul – Front & BackImagine Dragons – I Bet My LifeCollectif Métissé – Ces soirées-làMaroon 5 – It Was Always YouTove Lo – Habits (Stay High)Nico & Vinz – In Your ArmsTiesto feat. Matthew Koma – WastedLee Mash-Up feat. Stone Warley – Hum ConnectionDJ Fresh vs. Jay Fay feat. Ms. Dynamite – Dibby Dibby SoundFoster The People – Best FriendCash Cash – OvertimeThe Fray – Love Don’t DiePitbull feat. G.R.L. – Wild Wild LoveAlle Farben feat. Graham Candy – She Moves (Far Away)Jerzee – Give You MoreMilky Chance – Stolen DanceLittle Mix – Word UpBruno Mars & Mark Ronson – Uptown FunkMixx Maestro – Shake Ya Body DownUsher feat. Nicki Minaj – She Came To Give It To YouIcona Pop – Just Another NightNico & Vinz – Am I WrongRoute 94 feat. Jess Glynne – My LoveMr. Probz – WavesLady Gaga – G.U.Y.ZHU – FadedMaroon 5 – MapsDemi Lovato feat. Cher Lloyd – Really Don’t CareOne Republic – Love Runs OutEd Sheeran – SingPharrell Williams feat. Miley Cyrus – Come Get It BaeDuke Dumont feat. Jax Jones – I Got UAmerican Authors – BelieverCapital Cities – One Minute MoreJennifer Lopez feat. Iggy Azalea – Big BootySub Focus – Turn Back TimeLilly Wood & The Prick & Robin Schulz – Prayer In CKiesza – HideawayMohombi feat. Birdman, KMC & Caskey – Movin’Kiesza – Giant In My HeartClean Bandit feat. Jess Glynne – Rather BePitbull feat. John Ryan – FireballCharli XCX – Break the RulesInna feat. J Balvin – Cola SongBodybangers – Pump Up The JamAvicii feat. Robbie Williams – The DaysMia Martina feat. Dev – DanseEnrique Iglesias feat. Pitbull – FreakCalvin Harris feat. John Newman – BlameAlesso – Tear The Roof UpTujamo & Plastik Funk feat. Sneakbo – Dr. WhoSak Noel, DJ Kuba, & Neitan feat. Mayra Veronica – No BoyfriendDeorro – Five HoursScooter Feat. Wiz Khalifa – Bigroom BlitzRichard Vission vs. Luciana – PrimitiveCash Cash feat. Bebe Rexha – Take Me HomeBodybangers – Break My StrideTaboo – ZumbaoBodybangers feat. Victoria Kern & TomE – Stars In MiamiAdelén – OléMagic System feat. Chawki – Magic In The AirChawki – Time Of Our LivesCalvin Harris – SummerAlex B feat. Judith – Sound Of SummerOtto Knows vs. Bebe Rexha – Can’t Stop Drinking About YouVic Latino feat. Nalaya Brown & Fulanito – Conga 2014Bodybangers – Are You ReadyHardwell feat. Matthew Koma – Dare YouShakira feat. Carlinhos Brown – Dare (La La)Chromeo – Jealous (I Ain’t With It)Basement Jaxx – Never Say NeverPitbull feat. Ne-Yo – Time Of Our LivesAlesso feat. Tove Lo – Heroes (We Could Be)One Direction – You and IZedd feat. Matthew Koma & Miriam Bryant – Find YouGalantis – Runaway (U & I)Stadiumx & Taylr Renee – Howl At The MoonShowtek – We Like To PartyMajor Lazer feat. Pharrell Williams – Aerosol CanChuckie – Party Crasher (DD10Y Anniversary Remix)Steve Aoki feat. Waka Flocka Flame – Rage The Night AwayNew World Sound – How To TwerkTJR feat. Dances With White Girls – Ass HypnotizedJ-Trick & Taco Cat feat. Feral Is Kinky – JumanjiFaul & Wad Ad vs. Pnau – ChangesAustin Mahone feat. Pitbull – Mmm YeahPitbull feat. Jennifer Lopez & Claudia Leitte – We Are One (Ole Ola)Shakira feat. Carlinhos Brown – Dare (La La La)Jump Smokers – Big ButtsNicki Minaj – AnacondaQuintino & Moti feat. Taylr Renee – DynamiteCalvin Harris feat. Alesso – Under ControlRita Ora – I Will Never Let You DownR3hab & Trevor Guthrie – SoundwaveAvicii – Addicted To YouDavid Guetta feat. Sam Martin – Lovers On The SunStafford Brothers & Eva Simons feat. T.I. – This GirlZeds Dead feat. Twin Shadow & D’Angelo Lacy – Lost YouDimitri Vegas & Like Mike feat. Wolfpack & Katy B – Find Tomorrow (Ocarina)Meghan Trainor – All About That BassKaty Perry – BirthdayThe Madden Brothers – We Are DoneNew Politics – Tonight You’re PerfectSteve Aoki & Chris Lake & Tujamo – DeliriousColdplay – A Sky Full Of StarsDemi Lovato – Neon LightsThe Black Keys – FeverPhillip Phillips – Raging FireOne Direction – Story Of My LifeAvicii – The NightsTimmy Trumpet & Savage – FreaksCalvin Harris feat. Ellie Goulding – OutsideThe Chainsmokers & Siren – KanyeAdventure Club feat. The Kite String Tangle – WonderDarius & Finlay feat. Jen – I Am Not A MillionaireTiesto – Red LightsR3hab & Nervo – RevolutionAriana Grande feat. Zedd – Break FreeMO – I Don’t Wanna DanceDisclosure feat. Sam Smith – LatchJaden Chase feat. Karl Wolf – IncredibleMAKJ & Lil’ Jon – Let’s Get F*cked UpAronchupa – I’m An AlbatraozRebel feat. Sidney Housen – Black Pearl (He’s A Pirate)David Guetta feat. Skylar Grey – Shot Me DownDavid Guetta & Showtek feat. Vassy – BadDeorro – Bootie In Your FaceW&W – BigfootThe Chainsmokers – #SelfieSteve Aoki & Chris Lake & Tujamo – DeliriousUmmet Ozcan – Raise Your HandsArmin Van Buuren – Ping PongJack Holiday & Mike Candys – PopcornShowtek, Justin Prime & Matthew Koma – Cannonball (Earthquake)Rudeejay & Marvin – ForeverVicetone – United We DanceZedd feat. Matthew Koma & Miriam Bryant – Find YouBingo Players – Knock You OutJohn Legend – All Of MeSam Smith – Money On My MindShakira feat. Rihanna – Can’t Remember To Forget YouVeronica Vega feat. Pitbull – WickedMeghan Trainor – Lips Are Movin’U2 – InvisibleTegan & Sara feat. The Lonely Island – Everything Is Awesomehttp://archive.org/download/DJBourgLaGrandeRtrospectiveMusicaleDeLAnnneMMXIVYearmix2014/DJ%20Bourg%20-%20La%20Grande%20R%C3%A9trospective%20Musicale%20de%20l%27Ann%C3%A9e%20MMXIV%20%28Yearmix%202014%29.mp3

www.djaveryusita.comwww.instagram.com/djaveryusita/ Ariana Grande Ft. Zedd – Break Free @Arianagrande @Zedd Miss Jane – Fine Day Nicki Minaj – Anaconda @Nickiminaj House Medley Calvin Harris – Summer @Calvinharris N’sync – Tearing Up My Heart The Killers – Mr. Redside Lynette – Here I Go Again Kiesza – Hideaway @Kiesza Empire Of The Sun – Walking On A Dream @Empireofthesun Chromeo – Jealous (I Ain’t With It) @ @Chromeo Kylie Minogue – Wow @Kylieminogue Lana Del Ray – Young And Beautiful @Lanadelrey Nadia Ali – Fine Print @Nadiaali Royksopp & Robyn – Do It Again @Royksopp @Robynkonichiwa Chanel Dror – R U Jealous Yet @Chaneldror

WANDERLUST IS THE MUSICAL JOURNEY, EXPLORING THE DIFFERENT FEEL IN MUSIC. THE ALTERNATIVE VIBE MIXED BY DJ ILLEGAL ALIEN. STEPPING OUTSIDE THE BOX && TRYING NEW THINGS, THIS MIX BRING A TOTALLY DIFFERENT FEELING. ENOJOY THE WANDERLUST MIXTAPE 2014. **DONT FORGET TO COMMENT, HIT THE LIKE BUTTON AND REPOST** 1. Michael Jackson – Love Never Felt So Good 2. Daft Punk – Give Life Back To Music 3. Beyonce – Blow 4. Katy Perry – Birthday (Jess Mixaholic Remix) 5. Pharrell Williams – Marilyn Monroe 6. Shani – Out Of My Mind 7. Karl Wolf Ft. Timberland – Magic Hotel 8. Hedley – Crazy For You 9. Icona Pop – Just Another Night 10. Dustin Tavella ft Fingazz – Diamond Girl 11. Chromeo – Jealous (I Ain’t With It) 12. Rita Ora – I Will Never Let You Down (Club Mix) 13. Rebecca & Fiona – Holler 14. Shakira Ft. Rihanna – Cant Remember To Forget You 15. Magic – Rude 16. Katy Perry Ft. Juicy J – Darkhorse (Remix) 17. Pharrell Williams – Happy 18. Drake – Draft Day 19. Michael Jackson – Loving You 20. Lorde – Team 21. Ariana Grande Ft. Iggy Azalea – Problem 22. Karl Wolf – Summertime 23. K7 – Come Baby Come

Sunday, October 02, 2011: 1 Corinthians 13: v. 1-13 "What's Love Got to do With It?", taught by Pastor John Eastwood, Calvary Chapel Southbury, CT.

Howard Norton - What Does Age Have to do With It? - 5-22-2011 - AM

Howard Norton - What Does Age Have to do With It? - 5-22-2011 - AM

Pastor Larry Fryling presents part 2 of his series "What's Love Got to do With It" at Christ's Community Church on May 8, 2011. Visit our website at www.ccchayward.com.

Pastor Larry Fryling begins a series entitled "What's Love Got to do With It" at Christ's Community church in Hayward, CA on May 1, 2011.

After delivering nearly two decades of honest music, Angela Johnson has nothing left to prove. A newly liberated Johnson returns ready to party. Culling the funky sounds of that twilight period between the end of disco and the height of the funk era, Johnson’s production rediscovers the rhythmic grooves, propulsive basslines, and memorable chords that once poured from live instruments instead of technology. Johnson gifts her listeners with that rare music her fans can both step to and be moved by, the kind once commonplace “On The Radio.” With It’s Personal, Angela tears down the final wall between her perfected image for the stage and the real-life woman who works hard and sometimes stumbles in her effort to keep it sexy for her husband, be a shining example for her daughter, maintain the esteem of her industry, and deliver the kind of music and performances that contributes something real in the lives of her fans. No more illusion, just Angie. Born for music, Johnson enrolled in SUNY Purchase to further study violin. At SUNY, she met her future Cooly’s hot-box bandmates and songwriting partner, Christian Urich. Together the eclectic soul and acid jazz band landed a deal with Polygram Records that ended almost before it begun. In addition to her strong family upbringing, the secret weapon that has allowed Johnson to keep so many balls afloat over the last 17 years is her marriage to her manager and Purpose Music co-founder Russell Johnson. The dynamic duo has demonstrated the anti-thesis of every stereotype about Black love, Black family, and the legendary horror stories surrounding female artists with managing husbands. Angela’s comic sensibilities are complemented by Russell’s straight man stability & orderly business savvy. For more info: http://www.indiereviewcd.com https://twitter.com/IndieRevue https://www.instagram.com/indie.review --- Support this podcast: https://anchor.fm/indie-review/support

Roger Beard: Week three of What's Love Got to do With It? series

Mike Goldsworthy: Week two of What's Love Got to do With It? series.

Mike Goldsworthy: Week one of What's Love Got to do With It? series.

With IT becoming mission critical for almost every organization and with increase in reliance on outsourcing relationships, the key to getting best deals on IT products and services is to have great relationships and high level of trust. Easier said than done, what does it take to identify and maintain partner like vendor relationships?

With IT in organizations becoming more than complex and service oriented, change is required in the way we comprehend enterprise architecture, strategic value we place on it and the resources we deploy in terms of dollars and people to build and maintain it.

With IT is becoming a key driver for business, the role of CIO is changing as well. While a CIO could be enjoying the limelight, the increased accountability and related challenges are equally daunting.