Podcasts about united wholesale mortgage

What do mortgage lending and pro basketball have in common? For Mat Ishbia, everything. In this episode of Leadership Next, cohosts Diane Brady and Kristin Stoller sit down with the CEO of United Wholesale Mortgage—and owner of the Phoenix Suns and Phoenix Mercury—to explore how Ishbia channels his experience as a Michigan State basketball player into building winning teams in boardrooms and arenas alike.  Ishbia shares how he balances being a hands-on CEO, sports team owner, and father of three, while staying laser-focused on culture, execution, and doing things “the right way.” He opens up about leading UWM to become the country's largest mortgage lender, revolutionizing fan experiences in Phoenix, and why he believes money follows people—not the other way around. 

Today on Power House, we have a fantastic conversation between Diego and Melinda Wilner, the COO of United Wholesale Mortgage. Today's episode is all about what it really takes to thrive in today's market.  Melinda talks about her journey from mortgage broker to UWM executive and how her leadership has supported UWM's position as the top mortgage originator since 2022. They also talk about company initiatives like their TrackLight program and All-In Agreement, and how these are central to their mission of protecting the wholesale channel. Here's what you'll learn: UWM focuses on growing the wholesale channel to enhance broker experiences. In-house technology and innovation are key to UWM's competitive edge. The All-In Agreement protects the wholesale broker channel. The TrackLight program significantly reduces title costs for consumers. The wholesale channel is gaining market share in the mortgage industry. UWM aims to create a community among mortgage brokers. Related to this episode: UWM.com Melinda Wilner | LinkedIn United Wholesale Mortgage | HousingWire HousingWire | YouTube Enjoy the episode! The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Option Block, host Mark Longo is joined by Uncle Mike Tosaw from St. Charles Wealth Management and the Rock Lobster, Andrew Giovinazzi from The Option Pit. They analyze the unprecedented market moves and volatility driven by the global trade war and other economic factors. Discussions include the record-breaking options volumes, unusual options activity in United Wholesale Mortgage and Primo Brands Corp, and active and passive hedging strategies. Listeners also get to enjoy some fun segments like the 80s trivia challenge and a deep dive into trading activity with time-sensitive examples of strikes and premiums.   00:00 Introduction to Options Insider Radio Network 01:07 Welcome to the Option Block 01:55 Market Madness and Weekend Recap 03:49 80s Trivia Challenge 06:28 Trading Block: Market Analysis and Trends 12:58 Wild Times in the Options Market 28:47 Market Sentiment and Alphabet's Wild Day 29:54 Intel's Rollercoaster Week 30:47 Alibaba and the Impact of Tariffs 31:26 AMD's Volatile Performance 32:04 Palantir's Surprising Upswing 33:08 Bitcoin and the Monster's Market Madness 33:32 Amazon and Apple Under Pressure 35:14 Tesla's Turbulent Times 36:04 Nvidia's Market Dominance 37:43 Odd Block: Unusual Options Activity in UWMC and PRMB 46:20 Strategy Block: Hedging Techniques 51:14 Around the Block: Market Watch  

In this episode of the Option Block, host Mark Longo is joined by Uncle Mike Tosaw from St. Charles Wealth Management and the Rock Lobster, Andrew Giovinazzi from The Option Pit. They analyze the unprecedented market moves and volatility driven by the global trade war and other economic factors. Discussions include the record-breaking options volumes, unusual options activity in United Wholesale Mortgage and Primo Brands Corp, and active and passive hedging strategies. Listeners also get to enjoy some fun segments like the 80s trivia challenge and a deep dive into trading activity with time-sensitive examples of strikes and premiums.   00:00 Introduction to Options Insider Radio Network 01:07 Welcome to the Option Block 01:55 Market Madness and Weekend Recap 03:49 80s Trivia Challenge 06:28 Trading Block: Market Analysis and Trends 12:58 Wild Times in the Options Market 28:47 Market Sentiment and Alphabet's Wild Day 29:54 Intel's Rollercoaster Week 30:47 Alibaba and the Impact of Tariffs 31:26 AMD's Volatile Performance 32:04 Palantir's Surprising Upswing 33:08 Bitcoin and the Monster's Market Madness 33:32 Amazon and Apple Under Pressure 35:14 Tesla's Turbulent Times 36:04 Nvidia's Market Dominance 37:43 Odd Block: Unusual Options Activity in UWMC and PRMB 46:20 Strategy Block: Hedging Techniques 51:14 Around the Block: Market Watch  

This week on Power House, Diego sits down with a familiar face to the HousingWire audience — Jason Bressler, the Chief Technology Officer at United Wholesale Mortgage. UWM recently announced its partnership with Sphere LOS, and today's episode is a behind-the-scenes look at what that means for the UWM team and beyond. Diego and Jason talk about the decision-making behind Sphere's integration, as it's both free and is not limited to UWM's ecosystem. Their goal is to provide free technology to level the playing field in the mortgage space. Jason also talks about AI breakthroughs, his philosophy of failure for team members, and gives a sneak peek of upcoming UWM announcements in 2025.  Here's what you'll learn: UWM's integration with Sphere is aimed at enhancing broker workflows. The mortgage industry lacks a seamless end-to-end system, which Sphere aims to provide. AI is revolutionizing the mortgage industry, whether you realize it or not. Creating a feedback loop within your company's ecosystem brings ideas to fruition. UWM's innovation focus can be seen in their large tech team and devoted resources. Failing is the most important part of taking risks and innovating. Related to this episode: Sphere Announcement Jason Bressler | LinkedIn Sphere UWM.com HousingWire | YouTube Enjoy the episode! The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode, Editor in Chief Sarah Wheeler talks with Jason Bressler, chief technology officer at United Wholesale Mortgage, about how UWM is leveraging artificial intelligence and where they are pushing the envelope. Related to this episode: Will AI replace mortgage jobs? Not exactly, execs say | HousingWire Jason Bressler | LinkedIn United Wholesale Mortgage HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the latest episode of The Real Estate Moguls Podcast, host Nick DeGregorio sits down with Blake Zack, a dynamic figure in the commercial real estate industry. Blake's story is one of perseverance, strategic networking, and the relentless pursuit of growth. His journey from humble beginnings in Bloomfield Hills, Michigan, to becoming a key player at Select Leaders is filled with inspiring lessons and actionable insights.Blake's path to success was not straightforward. He graduated from Eastern Michigan University with a degree in communications and a minor in marketing. He was deeply involved in various organizations, including serving as the president of Hillel, where he honed his leadership and networking skills. Reflecting on his college years, Blake shares, “Eastern Michigan taught me a lot of different skills that I never thought I would learn in the classroom. It was through involvement in organizations and hands-on experiences.”After college, Blake faced his first major career challenge. He started at United Wholesale Mortgage during the pandemic, a time of great uncertainty. Blake recalls, “The environment of sales and mortgages wasn't something I was passionate about, but it was an opportunity I took advantage of during COVID.” His tenure at the mortgage company was marked by significant learning and growth, setting the stage for his future endeavors.The turning point in Blake's career came with a rejection from BizNow, a leading commercial real estate news and events company. This setback, however, fueled his determination. “Rejection motivated me,” Blake says. He eventually secured a role at BizNow and relocated to Chicago, a city he now calls home. His move to BizNow allowed him to leverage his skills in sales and networking, ultimately leading to his current position at Select Leaders, where he plays a strategic role in executive recruitment.Nick DeGregorio, the charismatic host, expertly navigates the conversation, highlighting Blake's resilience and adaptability. Nick's engaging style brings out the best in his guests, and this episode is no exception. He delves into Blake's experiences and extracts valuable lessons that are applicable to anyone aspiring to succeed in their careers.One of the standout moments in the episode is Blake's discussion about the importance of preparation and persistence. “Preparation is everything. If I'm not prepared, I'm not going to be successful,” he emphasizes. This principle is evident in Blake's meticulous approach to his work and his dedication to continuous learning.Blake also shares his passion for community building and collaboration. His initiative, Catapult CRE, aims to propel young careers in commercial real estate to the next level. “It's about getting people back out there, not just sitting at home being remote,” he explains. This initiative underscores his belief in the power of networking and face-to-face interactions.Throughout the episode, Blake's humility and gratitude shine through. He credits much of his success to his supportive family and mentors. “I would not be here without my family and everyone who has been supportive throughout my career,” he notes. This sense of appreciation and the recognition of the role of community in personal growth is a recurring theme in Blake's narrative.Nick's insightful questions and ability to relate to his guest make for a compelling episode. He draws out practical advice from Blake that listeners can apply to their own lives. Whether it's using social media for networking or being persistent in the face of rejection, the lessons are clear and actionable.Blake's final words of wisdom resonate deeply: “Advocate for yourself. If you're not happy, speak up. And always be prepared.” His story is a testament to the power of resilience, strategic networking, and continuous...

Londa and David take a roadtrip to Michigan, have great service at a local brewery while on the road, and return home excited to share the story!

Mat Ishbia is a housing tycoon, and he was supposed to insulate the NBA's house from disgrace. But eye-opening new reporting from investigative startup Hunterbrook Media alleges that Ishbia's company became the country's largest mortgage lender with "a lie." Hunterbrook's Sam Koppelman examines how the owner's competitive management style parallels his approach to basketball and why Ishbia could even be forced to sell the Suns, while Pablo explores how Ishbia's childhood hero — Isiah Thomas — fits into how both the Suns and United Wholesale Mortgage have been operating, behind closed doors. Further reading: "The Lie That Made UWM America's Largest Mortgage Lender" (Hunterbrook Media) Learn more about your ad choices. Visit megaphone.fm/adchoices

Mat Ishbia is a housing tycoon, and he was supposed to insulate the NBA's house from disgrace. But eye-opening new reporting from investigative startup Hunterbrook Media alleges that Ishbia's company became the country's largest mortgage lender with "a lie." Hunterbrook's Sam Koppelman examines how the owner's competitive management style parallels his approach to basketball and why Ishbia could even be forced to sell the Suns, while Pablo explores how Ishbia's childhood hero — Isiah Thomas — fits into how both the Suns and United Wholesale Mortgage have been operating, behind closed doors. Further reading: "The Lie That Made UWM America's Largest Mortgage Lender" (Hunterbrook Media) Learn more about your ad choices. Visit megaphone.fm/adchoices

Mat Ishbia is a housing tycoon, and he was supposed to insulate the NBA's house from disgrace. But eye-opening new reporting from investigative startup Hunterbrook Media alleges that Ishbia's company became the country's largest mortgage lender with "a lie." Hunterbrook's Sam Koppelman examines how the owner's competitive management style parallels his approach to basketball and why Ishbia could even be forced to sell the Suns, while Pablo explores how Ishbia's childhood hero — Isiah Thomas — fits into how both the Suns and United Wholesale Mortgage have been operating, behind closed doors. Further reading: "The Lie That Made UWM America's Largest Mortgage Lender" (Hunterbrook Media) Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Jen in this special episode of Mortgage Lending Mastery where she sits down with guest Dee Ann Harper, The Mortgage Architect. Dee Ann shares what made her decide to open her own mortgage company and how she helps craft a plan for her borrowers. About Dee Ann Harper Dee Ann Harper–Principal of InTrust Mortgage. She is known as The Mortgage Architect. Dee Ann has a passion for helping others. As an expert in providing alternative solutions for mortgage financing. She provides innovative solutions for clients who are in need of situational lending which allows her to provide for customized, agile solutions that other lenders cannot. Dee Ann boasts a 17-year tenure in the mortgage industry. From MLO to Account Executive, to Lending Services Manager and Principal of her own brokerage–there is very little she has NOT done in the mortgage space. As the Lending Services Manager for a national mortgage bank, she took the company from straddling the mini-correspondent/broker line, to being fully delegated with a comprehensive processing center in Scottsdale, AZ and secondary in Murrietta, CA. She has a strong background in compliance and quality assurance. She has been a featured guest and co-host on Real Estate Talk airing on KLIF 570 and WBAP 820 in Dallas, TX. She has won numerous company top producer awards in both units and volume, as well as being named “fastest to close” in the state of Texas by United Wholesale Mortgage. Dee Ann's new book “Houston We Have a Problem! Finding Financing When the Bank Says No” is scheduled to debut first quarter of 2023. [The book will outline options for alternative financing for borrowers who do not qualify for conventional or government loans, and how to find those companies offering alternative financing. Dee Ann is originally from Tulsa, Oklahoma. She received her Bachelor's Degree from Oklahoma City University in Mass Communications Radio/TV/Film), and her Master's Degree from Oklahoma State University in Occupational and Adult Education. Dee Ann has two teenage children. You can usually find her at an OU Sooner Football game during football season! Connect with Dee Ann EMAIL: DHarper@InTrustLending.com Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show, Pat, 4x Super Bowl Champion Adam Vinatieri, AJ Hawk, & the boys have an ELECTRIC Feel Good Friday covering Jimmy Garoppolo receiving a suspension for violating the NFL's PED policy, Caitlin Clark's LEGENDARY record-breaking performance last night against Michigan, CJ Stroud continuing to be one of the most likeable players in the NFL, and more. The GOAT, Adam Vinatieri, takes a seat at the Toxic Table this Feel Good Friday and does not disappoint, giving his take on the Super Bowl, never before heard insight into the Patriots dynasty, the evolution of NFL kicking, social media's effect on the locker room, and more. In the first hour, friend of the progrum & NBA Insider Shams Charania joins the show live in studio ahead of All Star weekend and gives an update on the Lakers potential offseason additions, Klay Thompson's looming extension or lack thereof, and more. Also in the first hour we are joined by Mat Ishbia, Governor of the Phoenix Suns & CEO of United Wholesale Mortgage, who gives insight into how he runs the Suns & Mercury, his perspective on Caitlin Clark's amazing career & performance, and what his day to day life looks like. Make sure you subscribe to youtube.com/thepatmcafeeshow to watch the show. Or watch on ESPN (12-2 EDT), ESPN's Youtube (12-3 EDT), or ESPN+. We appreciate the hell out of all of you. We're off on a two week break, but can't wait to get back on the other side. Cheers.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Guest Bio:Mateen Cleaves is a retired NBA player where he played six seasons. In college, Mateen was an All-American player for Michigan State, where he led the Spartans to a national championship in 2000. He has also worked as a studio analyst for Fox Sports and is currently the leadership coach at United Wholesale Mortgage.

Michigan State University alumnus and donor Mat Ishbia is the CEO and chairman of United Wholesale Mortgage, majority owner of the NBA's Phoenix Suns and WNBA's Phoenix Mercury, and a member of the Spartans 2000 national champion basketball team. Ishbia talks about what attracted him to MSU coming out of high school and about how his time at MSU impacted him. He talks about his special relationship with Tom Izzo and shares his thoughts on the changing landscape of college athletics. He shares his motivation for giving back generously to MSU and talks about UWM's history and its evolving mission of positively impacting people's lives. Conversation Highlights: (1:08) – MSU “has been a huge part of my success.” (1:36) – “Coach Izzo is just a great guy all around. Besides being an amazing basketball coach, he's a great person and leader and a caring individual.” (2:25) – “The national championship was a big one that everyone will talk about, but that was more of an ending to a journey. Some of my favorite memories are just sitting around the locker room with the guys.” (3:50) – “College athletics are changing like everything in your life changes. You have to evolve with the changes.” (4:44) – “When someone helps you, whether it's a university or a person, and you have a way to thank them and give back, you do.” (5:40) – “I love basketball and I love business. And the NBA and WNBA ownership is really the merging of all the things I love together in one thing.”  (6:43) – “At UWM we're the largest mortgage company in America. We've built it together with great people for over 20 years…I like being able to contribute and make an impact on people's lives in a positive way…we've never laid anyone off in 35 years. My father believed in doing right by people.”  (9:18) – “I think the best thing for students is to find people who will help you. You don't have to do it alone.” (10:05) – “My biggest goals are to continue to help the brokers succeed. We've done great here at UWM. And we know that if the brokers succeed, it helps consumers. If consumers are helped, we feel really great about what we do every day.” (10:59) – “Impact is the word. How do I impact as many people in the most positive way. No one's going to remember how much money you had. No one's going to remember how many mortgages you closed. People will remember how you impacted them.” (11:41) – “Spartan Nation we're strong. We stay together in the good times and bad times. Stay strong together and stay positive.” Listen to “MSU Today with Russ White” on the radio and through Spotify, Apple Podcasts, and wherever you listen.

Welcome to In Search of Excellence! This is part 2 of our fascinating conversation with Mat Ishbia!Mat is the Chairman and CEO of United Wholesale Mortgage, the largest wholesale mortgage lender in the United States, which had a $931.9 million net income in 2022. Mat owns 71% of the company shares that are worth $5.9 billion, which places Mat at 156 on the Forbes 400 in early 2023. Mat and his brother Justin bought a majority stake in the NBA, Phoenix Suns and WNBA, Phoenix Mercury. Mat was a member of the Michigan State Spartans basketball team that went to three Final Fours and won the NCAA championship in 2000. He is the author of the book “Running the corporate office: Lessons in Effective Leadership from the Bench to the Boardroom”, and is a very generous philanthropist who has given away more than $50 million. 1:10 What does Mat look for in a new hire at UWM?Mat doesn't care about the diplomaHe looks for someone with a heart, work ethic, attitude, and drive to be greatKnowledge is a commodityBe a human being, be engaged and energetic 4:56 The Importance of little things for successMat is looking for difference-makersIntangibles are much more important than the tangibles 10:23 Advice to people who have dreamsRandall's meeting with Bill DavidsonThink crazy big and then work towards itPut the work in and be the best 14:05 No meeting ThursdaysMat responds to every emailNo meetings on Thursday – talking and checking with peopleYou have to be in the weeds of your business to be successful 15:55 Advice to people who are not working as hard as they shouldWork ethic and attitude are the biggest determinators of successGo to places that provide opportunityYou have to sacrifice to be the bestMat is sacrificing for his kids and his business 19:14 The importance of extreme preparationGame plan and role playPreparation leads to successEverything is about preparation 21:40 Owning an NBA basketball teamManaging a team is much fun in all areasMaking a positive impact on team members, fans, and the communityCoaching his childrenTeaching life, skills, personality, the importance of supporting your teammates 24:35 How important is giving back to our success?Giving money is only one part of giving backYou can give your time and care 25:30 Fill in the blanks to excellenceThe biggest lesson I've learned in my life isWork ethic and attitude always winMy number one professional goal isTo get better every single dayAnd moreSponsors:Sandee | Bliss: BeachesWant to Connect? Reach out to us online!Website | Instagram | LinkedIn

Welcome to In Search of Excellence! We are happy to have Mat Ishbia as our guest today!Mat is the Chairman and CEO of the United Wholesale Mortgage, the largest wholesale mortgage lender in the United States, which had a $931.9 million net income in 2022. Mat owns 71% of the company shares that are worth $5.9 billion, which places Mat at 156 on the Forbes 400 in early 2023. Mat and his brother Justin bought a majority stake in the NBA, Phoenix Suns, and WNBA, Phoenix Mercury. Mat was a member of the Michigan State Spartans basketball team that went to three Final Fours and won the NCAA championship in 2000. He is the author of the book “Running the Corporate Office: Lessons in Effective Leadership from the Bench to the Boardroom”. Mat is also a very generous philanthropist who has given away more than $50 million. 01:26 Mat's background- Born in Birmingham, Michigan, in a Jewish family- His mom was a schoolteacher and his dad lawyer and serial entrepreneur- From mom learned structure and accountability- From dad learned good work ethics and taking care of people 04:07 Mat's life as a kid- Always competitive- Didn't like to lose- Pretty good at school, loved sports 05:03 Sacrifices are essential for success- You can't be good at everything- Focus and dominate one thing- Life's goal should be happiness 09:58 Figuring out what to do as a student- Expose yourself to as many different internships, people, and networks as possible- Find what you are passionate about- Mat has a passion for competing and winning 14:01 How important is having a great personality and sense of humor for success?- Matt's basketball career in the Michigan State team- The most popular guy on the team- It's important to be who you are, genuine, kind, and caring- Every team needs camaraderie, leadership, culture, family atmosphere- The team is bigger than the person- A good team needs a balance of talent and chemistry (fit)- Different roles in Phoenix Suns 19:35 Deciding to choose his future career at 23- Wanted to be a basketball coach- Decided to join his dad's mortgage company- Applied his basketball experience to the mortgage business 21:57 Is money the number onbe factor when choosing your career?- Opportunity to grow should be the no.1 factor- Also your dreams and aspirations- People focus too much on the money- Be great and successful in what you do and money will follow 24:27 What's cool or sexy about mortgages?- Became the CEO of United Wholesale Mortgage in 2013- Two years later, UWM was the no.1 wholesale mortgage lender in the country- Mat loves competing, improving, winning- Be great today and build on that tomorrowSponsors:Sandee | Bliss: BeachesWant to Connect? Reach out to us online!Website | Instagram | LinkedIn

HousingWire presents The Wholesale Market Master Class, presented by BeAMortgageBroker.com. This four-part series is focused on all things wholesale and the role that the wholesale market plays in the mortgage ecosystem.Our expert this week is Mike Walton, Director of Wholesale Development at United Wholesale Mortgage. Mike works to grow the wholesale mortgage channel to new heights by engaging consumers, financial institutions, and budding entrepreneurs with the hopes of bringing awareness and support to those who want to explore opportunities in wholesale.In today's conversation with Mike, we cover common paths and professional backgrounds that lead to becoming a mortgage broker, the decision between opening a new brokerage vs. joining an established and scaled broker shop, the business model of running a brokerage and the vibrant community of brokers coast to coast. Related to this episode:Connect with Mike on LinkedInMaster Class: Wholesale MarketHousingWire's Youtube ChannelThe Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire's news desk. Hosted by Clayton Collins and produced by the HW Media team.

ALL OUR LINKS: https://linktr.ee/realestateradiohour What's happening in the market Some buyers turning to 1% down mortgages, but are they worth it? https://www.cbsnews.com/minnesota/new... Big lenders are trying to boost business by offering 1% down mortgages, aimed primarily at first-time homebuyers who are struggling to qualify for a mortgage as a result of the affordability crisis. Rocket Mortgage's program offers to match 2% of the buyer's 3% payment to save the borrower a few hundred dollars per month, while United Wholesale Mortgage's program allows higher purchase prices but tops out at a $4,000 credit. To qualify for the scheme, buyers must have a credit score of at least 620 and cannot make more than 80% of the median income in the area they purchase in. social reacts role play situations sell this listing This Or That: Mahtomedi Or Stillwater Lino Lakes Or Centerville Our Websites & Links To All Content linktr.ee/realestateradiohour

HousingWire presents The Wholesale Market Master Class, presented by BeAMortgageBroker.com. This four-part series is focused on all things wholesale and the role that the wholesale market plays in the mortgage ecosystem.This week we have the pleasure of speaking to Jason Bressler, the chief technology officer at United Wholesale Mortgage. With 24+ years of IT experience, Jason leads more than 1,300 information technology professionals and manages the strategy and implementation of technology to increase information accessibility and integrated systems management. Today's conversation focuses on technology and digital adoption in the mortgage industry, the innovation and adoption wave in wholesale for brokers, the strategic mindset to building a broker tech stack for new and existing brokers and the role AI is playing in building a more efficient and elastic origination ecosystem. Related to this episode:Connect with Jason on LinkedInMaster Class: Wholesale MarketHousingWire's Youtube ChannelThe Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire's news desk. Hosted by Clayton Collins and produced by the HW Media team.

HousingWire presents The Wholesale Market Master Class, presented by BeAMortgageBroker.com. This four-part series is focused on all things wholesale and the role that the wholesale market plays in the mortgage ecosystem.For this week's installment, we welcome two separate guests, Justin Brown and Jennifer Gormer, to discuss building successful careers and businesses in the wholesale mortgage arena. Justin Brown is the broker/owner of the NuHome Team doing business in the Los Angeles market. Jennifer Gormer is the president and CEO of Integrity Home Lending in Dallas, Texas.During their conversations, Jennifer and Justin go into their respective career launch points into the mortgage industry and some of the impactful decisions — and mistakes — made along the way. They also talk about how to best use the right technology and tools to maximize brokerage growth and how they get outside of the brokerage walls to get involved in their communities.Related to this episode:Justin's Success StoryJennifer's Success StoryMaster Class: Wholesale MarketHousingWire's Youtube ChannelEnjoy the episode!Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot!The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire's news desk. Hosted by Clayton Collins and produced by the HW Media team.

HousingWire presents The Wholesale Market Master Class presented by BeAMortgageBroker.com This four-part series is focused on all things wholesale and the role that the wholesale market plays in the mortgage ecosystem.Throughout the series, listeners will develop a deeper understanding of the role that wholesale plays in the mortgage ecosystem, how to build your career in the wholesale channel, tech adoption in the industry, and more.The first installment of this series features a conversation between Clayton Collins, CEO of HW Media and Desmond Smith, Chief Growth Officer at United Wholesale Mortgage, where he spends his time focusing on innovative ways to advance the independent mortgage broker channel.In today's conversation, the two discuss the role that wholesale plays in the mortgage ecosystem, recent and historical trends, and some of the common myths and misperceptions about becoming an independent mortgage broker.Related to this episode:Connect with Desmond on LinkedInUWM's Desmond Smith on innovating in the mortgage broker channel 2022 HW Vanguard: Desmond P. SmithHousingWire's Youtube ChannelEnjoy the episode!Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot!The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire's news desk. Hosted by Clayton Collins and produced by the HW Media team.

Did you expect to hear this about Black people? We have a discussion about equality in housing. First, if you close your eyes and wake up in 10 years, where do you want to find yourself? I explore. For some reason, investors want to time the real estate market, yet they dollar cost average into stocks.  1% down payment mortgages are here. Learn about the latest AI development. The maker of ChatGPT is developing “Worldcoin”. It would verify if you're human by scanning your eyeballs.  Finally, there's a long history of racial discrimination in both society and housing. The Fair Housing Act—part of the Civil Rights Act of 1968—helped break down discrimination. The Fair Housing Act protects people from discrimination on the basis of race, religion, national origin, sex, handicap, and family status when they are renting or buying a home, getting a mortgage, or seeking housing financial assistance. Learn the difference between equality of opportunity and equality of outcome. The latter is difficult to administer. Providing equal opportunity in housing is not just the law. It's the right thing to do. I explain why it actually benefits you. Resources mentioned: Show Notes: www.GetRichEducation.com/451 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Find cash-flowing Jacksonville property at: www.JWBrealestate.com/GRE Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free—text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete transcript:   Welcome to GRE! I'm your host, Keith Weinhold.    If you close your eyes and wake up in 10 years… where do you REALLY want to be? 1% down payment mortgages are here, profound AI impacts in your life…   Then, some contentious and even volatile discussion about racial discrimination and Black people… in housing. You'll get my opinion on equality of opportunity. Today, on Get Rich Education. ____________   Welcome to GRE! From Allentown, PA to Glen Allen, VA and across 188 nations worldwide, I'm Keith Weinhold and this is Episode 451 of Get Rich Education… where we don't live below our means. We grow our means.    If you're being told that you're crazy or that things aren't going to work out… you know… hearing that right there can actually be a prerequisite to you being successful.    Are people raising their eyebrows at what you're doing?    Yeah that could actually be some positive feedback on your direction, as long as your head tells you that it's right and your gut backs it up.    Don't trade away your authenticity for approval.   Look, if you close your eyes and wake up in 10 years, what do you want to see when you open your eyes? Awards for work?    I doubt it. Or is it kids, family and relationship-oriented?    Or is it, invisible footprints that you've left behind all over earth because you traveled or explored that much?    You DID raft the Grand Canyon, visit the Taj Mahal, see the Eiffel Tower, or dive the Great Barrier Reef?   Yeah, it's probably those types of things.   Well then, why are you putting 90% of your effort into career-oriented stuff… if that doesn't help you achieve that goal 10 years from now?    That's a better set of questions for you to ask yourself.   That's why we talk about generating residual income when you're actually young enough to enjoy it here.   Rich people play the money game to win - that's what we do here. While most people play the money game not to lose.   Real estate is not always easy. It's not OVERNIGHT wealth, you'll have your problems. But it can be amazing when you have a strategy and stick to it.   If you want me to make your financial life better in 30 days, maybe I can in some cases but that's really not what we're doing here, probably not even in a few months.   But in a few years… yes, definitely.   And I think it helps to remember something simple. The only place that you get money is from other people.   All your life, the only way that dollars have come into your hands or into your bank account is because it came.. from other people.   For many, that's just one person - one employer that the money comes from.   With each rental property that you add, that is one more person that is paying you…   … that's of tangible benefit to you in a world where the only place that you get money is from other people.    Now, as we dip into the mechanics about how to achieve that…   What would be different if you HADN'T taken action in RE?   Now, I don't know what it is, but for some reason, people are trained to TIME THE MARKET in RE.    Yet people might put 10% of their salary - up to $22,500 is allowed this year - $30K if you're over 50. They put that in their 401(k) - dollar-cost averaging - which is NOT timing the market.   I don't know why that is. Why some people are predisposed to time the market in RE but yet they DCA in stocks - which is the opposite of timing the market.   Maybe it's the cost of the property?   Treat RE the same way - DCA there too. Keep adding 1 or 2 a year or whatever you can.   When you consider 401(k)'s low returns and low liquidity, you might not even be putting money into it anymore.   You've got the wherewithal to know that very dollar you lock in a 401(k) is a dollar that can't use OPM.   And it gets even worse.    Because with a 401(k), you are HOPING TO DIE before the money runs out. What kind of a retirement plan or life plan is that?   Doesn't sound like diving the Great Barrier Reef to me. Ha!   Rocket Mortgage introduced a new 1% down home loan program. This is a new product for them. But some people to think it's the first.    It's not the first. It comes on the heels of rival United Wholesale Mortgage rolling out a similar program.   But this particular program is expected to reach a lot of people.   And here's the thing. It also eliminates the monthly mortgage insurance fee. It deletes monthly PMI.   Now, even if we're just talking about primary residences here, this affects you in the rental property market. I'll tell you why in a moment.    But with this 1% down payment program, a buyer using this program who's purchasing a single-family home, well, their income can be no more than 80% of their area's median income…   … they are only required to make a down payment of 1% of the purchase price.    Then the lender covers the remaining 2% needed to reach the required 3% threshold for conventional loans.   So it's not only going to reduce upfront costs, but that monthly mortgage insurance fee for the borrower is gone, which is typically a few hundred dollars a month… That what they had to pay traditionally, if the buyer puts less than 20% down on their purchase. That's going to help affordability. So with 3% down being reduced to 1% down, then a homebuyer of a $250,000 home would only need a $2,500 down payment instead of $7,500. Now, strict underwriting guidelines are still in place - you need income and credit and assets. There aren't really as many mortgage borrowers that put 20% down on a home as you might think. In fact, the average new purchase down payment amount in America is only between 6 and 7%. But this 1% option, which it's estimated that 90 million Americans will qualify for - over the long-term, that is just going to increase the available pool of buyers, of course, because more people that were on the edge of affordability can now qualify. Now, in a normal market, a few of your tenants that were on the brink of qualification might be able to run off - and buy. But you've still got those erstwhile strict underwriting guidelines and there's still just such a lack of supply of this entry-level housing - like I updated you on last week. You can't move into what doesn't exist. So this could create some tenant attrition, but it should be pretty limited for those reasons.   But, yeah, with this larger pool of buyers that now qualify, that puts more upward pressure on property prices.    When you make any good or any commodity MORE affordable in the short-term like this, with more buyers & more bidders, it makes that much LESS affordable long-term because that competition pushes prices up.   It's just like decades ago, as soon as financial assistance came to the college enrollment world with Stafford loans and Pell grants and all that stuff, what did it do?   More people could afford to PAY MORE with more & better loan types and that made college costs skyrocket.   The same effect is happening here when you lower down payment requirements to just 1%.    Though, that factor alone shouldn't make home prices skyrocket. They shouldn't shoot up. But it's just another tailwind on upward price momentum.   Typically when a tech CEO goes in front of a Senate committee, it gets embarrassing. Like, they end up explaining how to use email.  OK, Senate committees are not known for being tech savvy.  Not so a couple weeks ago, when Sam Altman, CEO of ChatGPT-maker OpenAI, testified on Capitol Hill on the future of AI and how the field should be regulated. Now Sam Altman has a lot more going on than just ChatGPT. It's possible that he's the future wealthiest man in the world. Now, this is where it gets scary. He's about to secure a $100 million funding round for an eye scan-accessible global cryptocurrency project, Worldcoin. That's what the Financial Times told us. Worldcoin is not totally unrelated to his signature project. The company's goal is to verify whether users are human by scanning their irises to disburse universal basic income… to workers displaced by AI. Now, I've explained before how technology actually creates jobs, not destroys them.  But the hearing continued with a discussion of the dangers of an unpredictable, evolving technology that can generate and spread misleading information without us even realizing it's fake- like those famous fake images of the Pope in a puffer jacket or Trump running from police. Well, for his cryptocurrency, Worldcoin, Sam Altman has already released a World App crypto wallet that can be downloaded to your mobile phone. And he's got big plans for Worldcoin as the first-ever cryptocurrency to be held by every person on the planet.   It runs on the Ethereum blockchain. You don't need to know what that means. In practical terms, Worldcoin will look (and trade) a lot like the cryptocurrencies that you're already familiar with. So in that regard, Worldcoin isn't breaking any new ground.   What makes Worldcoin stand out is the fact that it has aspirations to be both a cryptocurrency and a global identification system. With a tag line of "the global economy belongs to everyone," Sam Altman plans to distribute Worldcoin tokens to every single human on planet Earth.   And this is where things get really creepy. To pick up your free Worldcoin crypto token and sign up for a Worldcoin ID, you will need to give Sam Altman a scan of your eyeballs.    Yes, you heard that right -- Worldcoin has created a proprietary iris-scanning tool known as the Orb. Once you've had your eyeballs scanned with the Orb, you're good to go.    Altman says this step is necessary to verify that you are a real human and is not meant to be an invasion of your privacy. He won't even ask you for your name.   Yeah… I don't know if people are going to go for that, especially Americans. Americans are more suspicious and have more resistance to authority than most places.    We'll see what develops with WorldCoin but expect to hear more about Sam Altman.   If you want more real estate education, your source is GetRichEducation.com   For actually physical property addresses conducive to financial freedom, create one login one time like thousands of others have. You can get started there at GREmarketplace.com   More straight ahead, including a discussion and some contention about racism. I'm Keith Weinhold. You're listening to Get Rich Education.   ________   Welcome back to GRE. I'm your host, Keith Weinhold. As we're about to get to racism, now, first…    It's no secret that I prefer investing directly in single-family rental homes and apartment buildings.   But when I look for real estate investments that are even more passive than turnkey...   ... I just thought you might like to know that I personally invest my own money through a company called Freedom Family Investments.   Right from the beginning, they've always provided me with exactly their stated return, paid on time.   You might wonder, what makes their funds any better than, say, a Wall Street REIT or a 401(k)? Well, for starters…  It's being paid passive cash flow today, not when I'm age 65+. And Tax benefits that offset W-2 job income and capital gains. This part itself can be life-changing. It might be hard to rake in as much money as Taylor Swift's Eras Tour when you're young enough to enjoy it. But this can get you closer.   The fund invests in real estate projects that make an impact. So consider becoming an insider along with me.   We get preferred returns of 10% to 12%. That means we get paid first. Cash flow is paid quarterly.   You can join us with as little as $50K. It is for accredited investors only.   Freedom Family Investments they ARE THE experienced partner on the most PASSIVE portion of my real estate holdings.   If this sounds interesting, text FAMILY to 66866 and ask about the Real Estate Insider Fund.   Again, text FAMILY to 66866   Let's discuss racism and discrimination in America.   It's a topic that I think some people don't want to discuss. But I will today, because, here we are, Episode 451 and it's the first time.   This was recently published on our Get Rich Education YouTube Channel, so expect some sound effects as we're about to play this for you here.   The first voice that you hear is 60 Minutes interviewer Mike Wallace with Morgan Freeman, then Denzel Washington, and finally, Dr. Jordan Peterson.    This is about 10 minutes in length, and then I'll come back to wrap it up for you.   **PLAY VIDEO**   We'll end it there. If you'd like to see more, check that out on our Get Rich Education YouTube Channel.   I'll tell ya. Practicing equanimity, it was kinda difficult for me to discuss a sensitive topic. I'm not sure if you can tell in the video, but my forehead is sweating by the end of it.   The least that you need to know is that 1968's Civil Rights Act includes the Fair Housing Act.   This is a piece of landmark legislation is something that any citizen should know the basics about, and even moreso for a real estate investor.   The Fair Housing Act protects people from discrimination on the basis of race, religion, national origin, sex, handicap, and family status...   ...when they are renting or buying a home, getting a mortgage, or seeking housing financial assistance.    So it's not just when you're renting to someone, it's when you're lending to someone.   You shouldn't steer your advertising in an exclusionary way. Even terms like "cozy bachelor pad" or "ideal for young couples" should be avoided.   And equal opportunity is simply better for you as a landlord.   Say that you excluded a rental applicant group that comprised 30% of the population.   Then your available renter pool would shrink by that amount, reducing your income potential, reducing your occupancy rate, and reducing your tenant quality. So keep that in mind.   Next week here on the show we are talking about some big problems and really… the toxicity in the apartment market, the commercial real estate market… and how 2022's sudden spike in interest rates is causing syndications to fail.    Apartment building owners are getting foreclosed on. More of that is coming as their VARIABLE interest rate debt resets to WAY higher levels.   How bad is it going to get? What are you supposed to do as an investor if you're IN a syndication? What's it look like if you're a real estate syndicator yourself?   Who is safe and who is going to go… under?   All that and more will be answered next week when Ken McElroy returns to the show here with us.    I really appreciate you being here this week.    But as always, you weren't here for me, you were here for you. I'm Keith Weinhold. DQYD!  

In this episode, we welcome VP of of IT Training, Growth & Development at United Wholesale Mortgage, Jillian Mantua. Jillian is passionate about developing and guiding teams through the uncharted territories that come with organizational transitions and rapid growth by leveraging best practices across all industries. She focuses on identifying what and how to do things differently than current day practices, how to bring out the best in employees, and true alignment with organizational values.Tune into hear Dori and Jillian discuss a variety of topics around the importance of fostering and developing growth within an organization to achieve operational efficiencies, and the recipe that United Wholesale Mortgage has developed to do just that.Follow Jillian on LinkedIn here and don't forget to rate, subscribe, and share this podcast with friends and colleagues!*Disclaimer: Podcast guest participated in the podcast as an individual subject matter expert and contributor. The views and opinions they share are not necessarily shared by their employer. Nor should any reference to specific products or services be interpreted as commercial endorsements by their current employer.This is a production of ProcellaRX

In this episode, we welcome VP of of IT Training, Growth & Development at United Wholesale Mortgage, Jillian Mantua. Jillian is passionate about developing and guiding teams through the uncharted territories that come with organizational transitions and rapid growth by leveraging best practices across all industries. She focuses on identifying what and how to do things differently than current day practices, how to bring out the best in employees, and true alignment with organizational values.Tune into hear Dori and Jillian discuss a variety of topics around the importance of fostering and developing growth within an organization to achieve operational efficiencies, and the recipe that United Wholesale Mortgage has developed to do just that.Follow Jillian on LinkedIn here and don't forget to rate, subscribe, and share this podcast with friends and colleagues!*Disclaimer: Podcast guest participated in the podcast as an individual subject matter expert and contributor. The views and opinions they share are not necessarily shared by their employer. Nor should any reference to specific products or services be interpreted as commercial endorsements by their current employer. This is a joint Podcast production of ProcellaRX and KENX

On today's episode, Editor in Chief Sarah Wheeler talks with Jason Bressler, CTO at United Wholesale Mortgage, about UWM's approach to technology and building a large tech workforce in metro Detroit.Related to this episode:Connect with Jason on LinkedInUWM offers dedicated loan coordinator to brokersHousingWire's YouTube ChannelEnjoy the episode!Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.

On today's episode, Editor in Chief Sarah Wheeler talks with Melinda Wilner, chief operating officer at United Wholesale Mortgage, about growing the broker channel in a low-volume environment.Related to this episode:The housing market faces a three-pronged challengeUWM offers dedicated loan coordinator to brokersHousingWire's YouTube ChannelEnjoy the episode!Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.

Eddie Perez | CEO of Equity Prime MortgageEddy's father was on the Cuban national baseball team and arrived in Miami in 1964 after spending three days at sea, rowing from Cuba to freedom. He was homeless the first week in this country. With some kindness from the community and an entrepreneurial mindset, Eddy's father bootstrapped and created his own construction business. Symbolism of boat in the office - Visitors sign the hull of the boat - Talk about thisEddy was able to see firsthand what freedom of mind, spirit, and career can do in someone's life.Eddy is an avid learner and says from his Father he has learned what it means to be a man, to be a father, and to be a friend. From his Mother, he has learned tenacity, grit, and courage.How did Eddy's mother showcase and teach Tenacity & grit, etc? Eddy believes this is the perfect recipe to what has shaped him today and with those traits he strives every day to be 1% better than the day before.We often use this saying about getting 1% better today - 37% better after a yearAtomic Habits - James Clear starts by stating, “If you were able to improve by 1% each day for an entire year, and those gains compound, you would end up 37 times better at the end of the year.” It's the little choices and small habits that transform a person gradually, whether it be beneficial habits that uplift, or unhelpful ones that gradually erode.”My expertise is to help the mortgage industry achieve homeownership so everyone can live The American Gift.Why not “American DREAM?”Empowering People More with Eddy G. Perez Jr. - my podcast (Over 30 episodes - not just mortgage related - business strategy, motivation, winning mindset)“The Big 4” - FAMILY! How important is it for not only mortgage pros, but any  business leader (or anyone!) to have a good balance and foundation of surrounding yourself with people who love and believe in you?Gary Vee comment - In order to really connect, we have to give 90 people our 2 Cents everyday - Can you dig into that a bit more?Eddy's social media has videos and educational advice in leadership, personal development, mortgage industry and more - @eddygperezjr on all platformsLearn more about Eddy and EPM at EPM.Net and follow Eddy @eddygperezjr across all social media platforms.ABC PodcastFacebook: https://www.facebook.com/alwaysbecoolpodcastTwitter: https://twitter.com/thebobbykerrInstagram: https://www.instagram.com/alwaysbecoolpodcast/TikTok: https://www.tiktok.com/@thebobbykerrYouTube: https://www.youtube.com/@alwaysbecoolSummit LendingFacebook: https://www.facebook.com/SummitLendingUSATwitter: https://twitter.com/SummitLendingUSInstagram: https://www.instagram.com/summitlendingusa/LinkedIn: https://www.linkedin.com/company/summitlendingkc/YouTube: https://www.youtube.com/user/loantipskc

Born and raised in the working class city of Detroit, Michigan. So things were hard. I was raised by a single mother who taught me early on that the key to success was having a hard work ethic. That work ethic directly translates over to success in the mortgage industry. I started working food service jobs when I was 14 and learned early on the value of elite client service. As a youth, I fell in love with music and skateboarding. Those two communities were diverse, supportive, and got me through some tough times. Since I barely graduated high school, I thought I would pursue another one of my passions -  cooking. Flunked out of culinary school and worked hard in bars for a few years until I moved back to Michigan. I got a degree in English education. Much like educators, mortgage professionals help individuals overcome obstacles. Unfortunately, teaching didn't pay well and I had a few friends that worked in the mortgage industry down at Quicken Loans. I started at UWM in May of 2016 as an Account Executive. Rode that for a year, but teaching was in my blood. I built a Sales Coaching Team here at UWM and eventually was selected as one of the individuals to build Success Track. In 2021, Mat had a vision to create a team to help mortgage professionals all across the country grow. One of the main things I've picked up from Mat, is the idea of Servant Leadership. I embrace that as a leader of the Partner Services Team. Work ethic, attitude, and the idea of reaching the top together is a mindset I embrace every day.The mortgage industry is 100,000 percent mindset based. If you wake up positive, you will make an impact, those impacts are little victories, those little victories add up to championships.theBobbyKerr.com | @thebobbykerr | SummitLendingUSA.com ABC PodcastFacebook: https://www.facebook.com/alwaysbecoolpodcastTwitter: https://twitter.com/thebobbykerrInstagram: https://www.instagram.com/alwaysbecoolpodcast/TikTok: https://www.tiktok.com/@thebobbykerrYouTube: https://www.youtube.com/@alwaysbecoolSummit LendingFacebook: https://www.facebook.com/SummitLendingUSATwitter: https://twitter.com/SummitLendingUSInstagram: https://www.instagram.com/summitlendingusa/LinkedIn: https://www.linkedin.com/company/summitlendingkc/YouTube: https://www.youtube.com/user/loantipskc

Today on The Shred Show, I'm joined by Mat Ishbia, CEO of United Wholesale Mortgage and new owner of the Phoenix Suns, and we're discussing how creating an all-in on the "court" mentality will help you DOMINATE in the current market! Come #SHRED with us. #UWM #Mortgage #realestate #mortgagebroker #basketball

On today's episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann to talk about Rocket, UWM and loanDepot earnings, as well as the consolidation rumors we're hearing about.Related to this episode:Rocket has a plan to drastically cut costs. Does it go far enough?UWM reports financial loss in Q4 but expects margins to rise in Q1loanDepot reports another big loss in Q4 as board fight loomsHousingWire's YouTube ChannelEnjoy the episode!Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.

On today's episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about recent lender news, including the very hot M&A market, more drama at loanDepot and the latest in the Rocket/UWM battle for brokers.Related to this episode:Inside American Pacific Mortgage's quest for expansionAnthony Hsieh steps down as loanDepot's executive chairmanRocket Mortgage will fight UWM's ‘ultimatum' with its walletEnjoy the episode!Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot!Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.

On this episode of The Internship Show, we speak with Laura Lawson and learn about how they empower their employees to be their best selves and what early-talent does to provide value to their company.

Welcome back to THE Sports Law Podcast! We keep you up to date on everything at the intersection of sports and the law! Dan Lust is joined by our resident DA, Matt Tympanick (@TympanickLaw). Howie Roseman is the Executive Vice President and General Manager of the Philadelphia Eagles, but how he got there is an inspirational story for all those that aspire to work in sports law. (2:03) Roseman was determined to land a job in the NFL, writing over 1000 letters to NFL teams. Until Roseman heard the advice that launched his career, "go to law school." Following his time at Fordham Law school he started with the Philadelphia Eagles, and it ten years' time he took over as General Manager. Sticking with the Eagles, Josh Sills was a rookie offensive lineman for the team and was recently indicted on rape and kidnapping charges. (7:36) Sills has been placed on the Commissioner's Exempt List pending the criminal proceedings. Matt dives into the facts about these charges and the strength of the prosecution, as well as what Sills' future punishment could be. Mandatory under Ohio law, if Sills is convicted he will face jail time. Dan questions the line that is draw for placing players on the exempt list, comparing Watson, Kamara, and Sills. Joe Mixon was charged with aggravating menacing for allegedly pointing a gun at a woman. (15:35) However, the prosecution dropped those charges with the report of continued gathering of evidence and they could potentially refile the charges against Mixon. Matt discusses the possibility that the victim stated she wanted to drop the charges and/or was not being cooperative. Dan questions why the charges were dropped so quickly. Brian Flores has been hired as the Minnesota Vikings defensive coordinator. (21:53) Flores still has his class action lawsuit against the NFL and a number of teams for racial discrimination pending. Another member of that lawsuit, Steve Wilks, has also recently been hired as defensive coordinator by the San Francisco 49ers. The NBA owners have approved Mat Ishbia's purchase of the Phoenix Suns. (30:30) The vote was 29-0 in favor of Ishbia, and the sole vote that was not counted was the Cleveland Cavaliers owner Dan Gilbert who abstained from voting. Gilbert and Ishbia have a rivalry that takes place off of the court, where Gilbert is the CEO of Rocket Mortgage and Ishbia is the CEO of United Wholesale Mortgage. This rivalry heated up back in 2020 when United Wholesale Mortgage was running advertisements that took some shots at Rocket Mortgage, and Ishbia has made comments recently about United being superior to Rocket. There is one beneficiary of this rivalry, Michigan State, which is the alma mater of both Gilbert and Ishbia, who have both donated large sums of money to the school in an effort to one-up each other. *** Have a topic you want to write about? ANYONE and EVERYONE can publish for ConductDetrimental.com. Let us know if you want to join the team. Dan Wallach (@WallachLegal) | Dan Lust (@SportsLawLust) | Mike Lawson (@mike_sonof_law) Twitter | Instagram | TikTok | YouTube | Website | Email --- Support this podcast: https://anchor.fm/condetrimental/support --- Support this podcast: https://anchor.fm/condetrimental/support

NCAAMBKB – Men's College Basketball Last Night Michigan State 63, Maryland 58 Miami (OH) 85, Western Michigan 70 Ball State 65, Central Michigan 51 Buffalo 102, Eastern Michigan 97 Michigan State 63, Maryland 58 – Michigan St. rallies to win after giving up lead to Maryland Joey Hauser scored 20 points and Tyson Walker had 17 and Michigan State rallied after scoring the game's first 15 points to beat Maryland 63-58. The Spartans used an 8-0 run in which Walker made a layup and 3-pointer wrapped around a 3 from Jaden Akins for a 52-48 lead with 7:44 remaining and Michigan State led for the remainder. The Terrapins erupted for a 12-0 run in less than three minutes in the second half turning a 38-26 deficit into a 38-all tie. ahmir Young scored 17 points for Maryland M-OH 85, WMU 70 – Miami (Ohio) wins 85-78 against Western Michigan Anderson Mirambeaux had 22 points in Miami of Ohio’s 85-78 win against Western Michigan on Tuesday night.  Mirambeaux also added five rebounds for the RedHawks (8-16, 2-9 Mid-American Conference). Mekhi Lairy scored 21 points while shooting 7 for 15 (2 for 4 from 3-point range) and 5 of 6 from the free throw line. Morgan Safford was 3 of 9 shooting, including 2 for 6 from distance, and went 7 for 8 from the line to finish with 15 points, while adding five rebounds and seven assists. The RedHawks snapped a seven-game slide. The Broncos (6-18, 2-9) were led by Seth Hubbard, who recorded 20 points. Western Michigan also got 17 points and nine rebounds from Titus Wright. In addition, Lamar Norman Jr. finished with 12 points and two steals. The loss is the seventh in a row for the Broncos. Ball St. 65, CMU 51 – Pearson scores 13, Ball State takes down Central Michigan Mickey Pearson Jr.’s 13 points helped Ball State defeat Central Michigan 65-51 on Tuesday night. Pearson added six rebounds for the Cardinals (17-7, 8-3 Mid-American Conference.  Brian Taylor finished with 20 points, seven rebounds and two steals for the Chippewas (8-16, 3-8). Buffalo 102, EMU 97 – Adams scores 21 as Buffalo defeats Eastern Michigan 102-97 Isaiah Adams’ 21 points helped Buffalo defeat Eastern Michigan 102-97 on Tuesday night.  Tyson Acuff led the Eagles (6-18, 3-8) in scoring, finishing a career-high 35 points. Emoni Bates, coming off his third, 35-point performance of the season, scored 27 points for Eastern Michigan. Tonight Nebraska at Michigan, 6:30 p.m.               News/Talk/Sports 94.9 WSJM 6:00 Notre Dame at Georgia Tech, 7:00 p.m. NCAAWBKB – Women's College Basketball Tonight Ball State at Eastern Michigan, 7:00 p.m. Central Michigan at Kent State, 7:00 p.m. Western Michigan at Miami (OH), 7:00 p.m. Michigan State at Wisconsin, 7:30 p.m. NBA – National Basketball Association Last Night Memphis Grizzlies 104, Chicago Bulls 89 Grizzlies 104, Bulls 89 – Morant, Jackson help Grizzlies beat Bulls, end 3-game skid Ja Morant scored 34 points, Jaren Jackson Jr. added 24 points and five blocks, and the Memphis Grizzlies rallied in the fourth quarter to beat the Chicago Bulls 104-89. Desmond Bane finished with 17 points and Brandon Clarke had 13 points and 13 rebounds for the Grizzlies, who stopped a three-game skid. Nikola Vucevic had 28 points and 17 rebounds for the Bulls, whose three-game winning streak ended. Chicago played without leading scorer DeMar DeRozan because of right hip soreness. Zach LaVine scored 24 points for Chicago and Ayo Dosunmu added 14 points and six assists. Tonight Detroit Pistons at Cleveland Cavaliers, 7:00 p.m. Indiana Pacers at Miami Heat, 7:30 p.m. NBA – Scoring King: James passes Abdul-Jabbar for NBA points mark LeBron James is the NBA's new career scoring leader. With a stepback jumper with 10.9 seconds left in the third quarter of the Los Angeles Lakers’ game Tuesday night against Oklahoma City, James pushed his career total to 38,388 points and broke the record that Kareem Abdul-Jabbar held for nearly four decades. Abdul-Jabbar became the league's all-time leading scorer on April 5, 1984 and wound up retiring in 1989 with 38,387 points. The game stopped for a ceremony after James broke the record and he had tears in his eyes as he thanked the crowd, Abdul-Jabbar, NBA Commissioner Adam Silver and others. James finished with 38 points in the Lakers’ 133-130 loss and stands at 38,390. NBA – Mat Ishbia to AP: Suns ‘will be one of best places to work’ Mat Ishbia says his first major project as owner of the Phoenix Suns will be to listen to employees and figure out what problems they've faced. After that, he'll start fixing. The tenure of embattled Robert Sarver as owner of the NBA's Suns and WNBA's Phoenix Mercury officially ended Tuesday. That’s when Ishbia — the chairman, president and chief executive of United Wholesale Mortgage, plus a member of Michigan State's NCAA championship team in 2000 — took over. He will be governor, while brother Justin Ishbia will be alternate governor. Mat Ishbia told The Associated Press he plans to make adjustments in order to make the Suns “one of the best places to work.” NHL – National Hockey League Last Night Edmonton Oilers 5, Detroit Red Wings 2 Anaheim Ducks 3, Chicago Blackhawks 2 – OT Oilers 5, Red Wings 2 – Warren Foegele scores twice, Oilers beat Red Wings 5-2 Warren Foegele scored twice in the second period and Edmonton Oilers went on to beat the Detroit Red Wings 5-2 Tuesday night. Edmonton's Jack Campbell stopped 30 shots, including some key ones in the third to keep a one-goal lead. The Oilers maintained the momentum they had going into the All-Star break with their eighth win in nine games. Detroit’s Tyler Bertuzzi broke a scoreless tie midway through the first period and Joe Veleno scored with 9 seconds left in the second to pull the home team within a goal.  Ville Husso made 22 saves for the Red Wings. Ducks 3, Blackhawks 2 – OT – Frank Vatrano’s OT goal lifts Ducks over Blackhawks 3-2 Frank Vatrano scored 2:15 into overtime, and the Anaheim Ducks beat the Chicago Blackhawks 3-2 in a matchup of two of the NHL's worst teams. Vatrano got his 12th goal when he beat Petr Mrazek from the left side of the net. Isac Lundestrom circled the net and set up the game-winner with a cross-ice pass. The Ducks improved to 4-0-1 in their last five games. It was Anaheim's first win against Chicago since Dec. 5, 2018, stopping an eight-game slide. NFL – Chicago Bears help promote NFL in trip to Spain The Chicago Bears have finished five days of clinics with kids in Barcelona and Madrid to help promote the NFL in Spain. The last day of the clinics was in Madrid with several hundred kids participating. Former Bears player Roberto Garza was among those representing the organization. Bears' manager of youth football and community programs Gustavo Silva says the clinics help the process of “building positive momentum for the growth of football” worldwide. Madrid is one of the European cities vying to host NFL games in the near future. MCCAA – Junior College Athletics Tonight Women's Basketball Lake Michigan College at Kalamazoo Valley Community College, 5:30 p.m. Martin Ancilla at Southwestern Michigan, 5:30 p.m. Glen Oaks at Lansing Community College, 5:30 p.m. Men's Basketball Lake Michigan College at Kalamazoo Valley Community College, 7:30 p.m. Martin Ancilla at Southwestern Michigan, 7:30 p.m. Glen Oaks at Lansing Community College, 7:30 p.m. MHSAA – High School Sports Last Night Boys Basketball SMAC St. Joseph 77, Gull Lake 62 The Bears had 4 starters in double figures in a 77-62 win over Gull Lake.  Matt Lanier had 19 points for the Bears, Chase Sanders added 15. Joron Brown scored 12 and Luke Lehner added 10 as St. Joe has won 8 straight to improve to 11-3. Kalamazoo Loy Norrix 65, Lakeshore 57 Lakeshore entered the final quarter with a 1 point lead on Loy Norrix, but the visiting Knights outscored the Lancers 20-11 in the final 8 minutes for a 65-57 win.  Devin Knight led Norrix with 13 points.  Jack Carlisle had a game high 24 points in the loss for the Lancers, while Jackson Bushu scored 10. Battle Creek Lakeview 66, Mattawan 59 Battle Creek Central 58, Portage Central 49 Kalamazoo Central 74, Portage Northern 43 BCS Countryside Academy 68, Michigan Lutheran 52 Donte Tate had 19 points and Isaiah Woods had 18 points for Countryside in a 68-52 win over Michigan Lutheran.  Adam Conrad had 18 in the loss for the Titans Howardsville Chr. 37, Our Lady of the Lake 34 Matt Lage led Our Lady of the Lake with 15 points in a 37-34 home loss to Howardsville Christian. Owen McLoughlin added 11 points for the Lakers. New Buffalo 67, Covert 33 Elliot Bourne had 14 points, Nick Haskins scored 13 and Sam Tripp scored 11 as New Buffalo beat Covert 67-33. Marcus Preston had 13 to lead Covert Eau Claire 75, River Valley 63 SAC South Haven 53, Galesburg-Augusta 33 Holland Black River 52, Coloma 47 Allegan 71, Gobles 40 Watervliet 61, Schoolcraft 47 Southwest 10 Cassopolis 63, Decatur 14 Centreville 67, Comstock 51 Hartford 56, Marcellus 50 Mendon 60, Bloomingdale 42 White Pigeon 55, Bangor 50 Non-Conference Berrien Springs 52, Constantine 25 Dowagiac 69, Three Rivers 62 Lawton 63, Vicksburg 52 Vermontville Maple Valley 54, Delton-Kellogg 39 GR Covenant Christian 67, Kalamazoo Christian 36 Girls Basketball SMAC Gull Lake 56, St. Joseph 40 St. Joe jumped out to a 14-4 lead after the first quarter but Gull Lake fought back and defeated St. Joe 56-40. Jaslynn Ward led the Bears with 10 points. Lakeshore 49, Kalamazoo Loy Norrix 43 Battle Creek Lakeview 46, Mattawan 18 Battle Creek Central 42, Portage Central 33 Kalamazoo Central 72, Portage Northern 50 BCS River Valley 53, Eau Claire 19 SAC Watervliet 50, Galesburg-Augusta 34 Gobles 44, Coloma 12 Saugatuck 40, Bridgman 24 Southwest 10 Cassopolis 32, Decatur 24 Centreville 66, Comstock 25 Marcellus 51, Hartford 38 Bloomingdale 57, Mendon 45 White Pigeon 59, Bangor 29 Non-Conference Berrien Springs 46, Constantine 38 Grace Constable and Aubreona Smith each had 16 points as Berrien Springs beat Constantine 46-38.  Olivia Herlein had 14 for the Falcons Brandywine 54, Schoolcraft 27 Vicksburg 47, Lawton 34 Edwardsburg 51, Marshall 24 Three Rivers 55, Dowagiac 30 GR Covenant Christian 53, Kalamazoo Christian 51 Delton-Kellogg 58, Vermontville Maple Valley 17 Tonight Boys Basketball Buchanan at Paw Paw, 7:15 p.m. Marshall at Plainwell, 7:15 p.m. Girls Basketball Paw Paw at Buchanan, 7:00 p.m. Fennville at Saugatuck, 7:00 p.m. Wrestling – Team Districts Division 2 at St. Joseph Paw Paw vs. Lakeshore, 6:00 p.m. PP/LKSH vs. St. Joseph, 7:30 p.m. Division 2 at Edwardsburg Edwardsburg vs. Sturgis, 5:30 p.m. EDW/STG vs. Niles, 6:30 p.m. Division 3 at Watervliet Hartford vs. Watervliet, 6:00 p.m. HRT/WTVL vs. Coloma, 7:00 p.m. Division 3 at Brandywine Dowagiac vs. Brandywine, 6:00 p.m. Berrien Springs vs. Buchanan, 6:00 p.m. Championship, 7:15 p.m. Division 3 at Allegan Fennville vs. Hopkins, 6:00 p.m. South Haven vs. Allegan, 6:00 p.m. Championship, 7:30 p.m. Division 3 at Three Rivers Three Rivers vs. Parchment, 5:30 p.m. TR/PRCH vs. Constantine, 7:00 p.m. Division 4 at Gobles Bangor vs. Bloomingdale, 6:00 p.m. Martin vs. Gobles, 6:00 p.m. Championship, 7:30 p.m. Division 4 at Lawton Schoolcraft vs. Kal. Phoenix, 6:00 p.m. Lawrence vs. Lawton, 6:00 p.m. Championship, 7:30 p.m. Division 4 at Eau Claire Eau Claire vs. Decatur, 7:00 p.m.Michigan State’s Joey Hauser, center, and Jaxon Kohler, right, and Maryland’s Patrick Emilien, left, and Julian Reese (10) vie for a rebound during the first half of an NCAA college basketball game, Tuesday, Feb. 7, 2023, in East Lansing, Mich. (AP Photo/Al Goldis)Memphis Grizzlies’ Ja Morant (12) drives past Chicago Bulls’ Nikola Vucevic (9) during the first half of an NBA basketball game Tuesday, Feb. 7, 2023, in Memphis, Tenn. (AP Photo/Karen Pulfer Focht)Detroit Red Wings goaltender Ville Husso (35) stops a Edmonton Oilers center Derek Ryan (10) shot as Pius Suter (24) defends in the first period of an NHL hockey game Tuesday, Feb. 7, 2023, in Detroit. (AP Photo/Paul Sancya)Anaheim Ducks’ Frank Vatrano, left, celebrates his game winning goal with John Klingberg (3) during the overtime period of an NHL hockey game against the Chicago Blackhawks Tuesday, Feb. 7, 2023, in Chicago. The Ducks won 3-2. (AP Photo/Charles Rex Arbogast)See omnystudio.com/listener for privacy information.

On today's episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about layoffs at Rocket, pricing strategies at UWM and how lenders are reacting to changes in loan level pricing adjustment fees.Related to this episode:Rocket eliminates about 50 jobs in its second round of layoffs for 2023UWM gave brokers big discounts to play with. It could be riskyThe mortgage industry is nervous about LLPA fee changesEnjoy the episode!Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot!Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.

On today's episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about Rocket Mortgage and its parent company's diversification into real estate services, personal loans, used cars and rooftop solar systems as part of its long-term strategy to win consumers.HW Media articles related to this episode:Higher mortgage rates exposed Rocket's vulnerability — can it prove itself as a fintech?Enjoy the episode!HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. 

Join Jen in this special episode of Mortgage Lending Mastery where she sits down with guest Dee Ann Harper, The Mortgage Architect. Dee Ann shares what made her decide to open her own mortgage company and how she helps craft a plan for her borrowers. About Dee Ann Harper Dee Ann Harper–Principal of InTrust Mortgage. She is known as The Mortgage Architect. Dee Ann has a passion for helping others. As an expert in providing alternative solutions for mortgage financing. She provides innovative solutions for clients who are in need of situational lending which allows her to provide for customized, agile solutions that other lenders cannot. Dee Ann boasts a 17-year tenure in the mortgage industry. From MLO to Account Executive, to Lending Services Manager and Principal of her own brokerage–there is very little she has NOT done in the mortgage space. As the Lending Services Manager for a national mortgage bank, she took the company from straddling the mini-correspondent/broker line, to being fully delegated with a comprehensive processing center in Scottsdale, AZ and secondary in Murrietta, CA. She has a strong background in compliance and quality assurance. She has been a featured guest and co-host on Real Estate Talk airing on KLIF 570 and WBAP 820 in Dallas, TX. She has won numerous company top producer awards in both units and volume, as well as being named “fastest to close” in the state of Texas by United Wholesale Mortgage. Dee Ann's new book “Houston We Have a Problem! Finding Financing When the Bank Says No” is scheduled to debut first quarter of 2023. [The book will outline options for alternative financing for borrowers who do not qualify for conventional or government loans, and how to find those companies offering alternative financing. Dee Ann is originally from Tulsa, Oklahoma. She received her Bachelor's Degree from Oklahoma City University in Mass Communications Radio/TV/Film), and her Master's Degree from Oklahoma State University in Occupational and Adult Education. Dee Ann has two teenage children. You can usually find her at an OU Sooner Football game during football season!   Connect with Dee Ann EMAIL: DHarper@InTrustLending.com WEBSITE IG FB LN YOUTUBE TWITTER Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn from a Billionaire. In today's episode of the podcast, Matt is joined by Mat Ishbia, chairman and CEO of Michigan-based mortgage lender United Wholesale Mortgage, now UWM Holdings. The two discuss the details of success and Mat's journey from college basketball to CEO. How does he approach his day? Tune in to find out. Talking big business - Welcome back to another episode of the Get Better Everyday Podcast! Sharing this episode on your story or with a friend is the number 1 way to help us grow. Leaving 5-star reviews on Spotify and Apple Podcasts are also great ways to give back. Visit mattgouge.com to learn more! --- Send in a voice message: https://anchor.fm/matt-gouge/message

Mateen Cleaves is a retired NBA basketball player and a National Champion with the 2000 Michigan State men's basketball team under head coach Tom Izzo.In my chat with Mateen, we chart his rise as a highly successful player at Michigan State University and the story of the 2000 National Title team under Tom Izzo. Mateen shares the important lessons he learned from his parents, coaches, and teachers that enabled him to reach the NBA. Mateen also shares what inspired the pivot he made out of pro basketball and into his current position at United Wholesale Mortgage, and the philosophies that apply to both of these spheres. Tune in to hear it all.Key Points From This Episode:Mateen shares some thoughts on his prioritization of selflessness.The lasting influence from Mateen's parents and the effect of this on his self-confidence. Reflecting on what a special person Mateen's mother was.Fond memories from growing up and playing sports in Flint, Michigan.Deciding on Michigan State University, and Mateen's familial connection to the teams. The passion that Mateen has for fatherhood and how he balances accountability and love.The process of turning a team into championship contenders. Mateen talks about Coach Izzo's philosophy and approach to hard work.Thoughts on the 'will-to-win' ethos that made the difference at Michigan.Mateen walks us through his memories of a very special Draft night.Our guests' favorite opponents of all time and what made them stand out.Commitment and competition; the mindset that served Mateen throughout his career. Mateen shares the story of how he confronted being left out of a team for the first time. Thoughts on what has made United Wholesale Mortgage such a powerful company.Requirements to work at UWM; their focus on personality, hard work, and a team mentality. Mateen's vision for UWM and his role there for the next five years. Advice from Mateen for aspiring young professionals to make the biggest impact.Links Mentioned in Today's Episode:Sport of KingsMateen Cleaves on TwitterMateen Cleaves on Instagram Tom IzzoMichigan State UniversityMat IshbiaManuel Amezcua on LinkedInPodium Risk ManagementAt The Podium with Manuel Amezcua on InstagramAt The Podium with Manuel Amezcua on SpotifyAt The Podium with Manuel Amezcua on Apple Podcasts——————————————————————————————-NEW TO THE PODCAST?At The Podium with Manuel Amezcua features interviews with the most innovative minds in business, sports, and entertainment to uncover the habits, disciplines, and mindsets that lead to success.

Today we have, Mat Ishbia, the President and CEO of United Wholesale Mortgage.The No.1 wholesale mortgage Lender in the Nation and No.2 Lender overall.Mat has transformed UWM from being a 12-person mortgage company to a 7,000 person team working together in Pontiac, MIPrior to UWM…Mat played under Coach Tom Izzo for 4 seasons at Michigan State, going to 3 Final Fours, and winning the National Championship in 2000.He is known as the most prominent advocate for mortgage brokers nationwide.Mat has a huge passion for giving back and creating opportunities for kids and his local community.All around Awesome Guy, Amazing Leader, & Friend of Summit Lending….Mat Ishbia welcome to the show!

On today's episode, Editor in Chief Sarah Wheeler talks with James Kleimann about the turmoil among wholesale lenders, the cooling of home sales, Rocket and UWM raising conforming loan limits and more.HW Media articles related to this episode:Freedom Mortgage conducts layoffs, sends jobs overseas: sourcesRocket preemptively raises 2023 conforming loan limits for brokersUWM follows Rocket, hikes conforming loan limitsExpect more price corrections to the housing market Enjoy the episode!Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets!HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.

On today's episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about student loan debt relief and how that might impact homeownership. The two also discuss Fannie Mae's revised forecast and the latest lenders to offer HELOC products. HW Media Articles related to this episode:UWM enters the HELOC space Will new products stop the bleeding for mortgage lenders? Fannie Mae sees dark days ahead for the housing market Enjoy the episode!Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets!HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.

Mat Ishbia, President and CEO of United Wholesale Mortgage shares his why, his discipline, and what has allowed him to be so successful. He gives us his why, also he tells us how the broker market is crushing retail with his GAME ON Program. Mat Ishbia shares all his thoughts and what stops people from being truly successful.A few snippets from other podcasts have been added to this, following his answers to show his other insights on the market, including Spartan Time featuring his piece from Manuel Amezcua (At the Podium).If you like the show, SHARE THE SHOW!Thank you.

On today's episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Bill Conroy about how portfolios full of non-QM loans are affecting investors. The two also talk about the positive side of rising interest rates for companies like UWM amid a robust market for mortgage servicing rights.HW Media articles related to this episode:There's more blood on the tracks in the non-QM marketWholesale behemoth UWM bolstering cash flow with MSR salesEnjoy the episode!Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets!HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.

On today's episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about UWM's second-quarter earnings and how the nation's biggest wholesale lender is using aggressive pricing to gain on the nation's biggest retail lender, Rocket Mortgage.HW Media articles related to this episode:UWM posts stronger profits than Rocket in Q2 2022Rocket Mortgage's profit drops dramatically in Q2 2022Enjoy the episode!Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets!HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.

This was a fun conversation that Jamy Bechler had in 2021 with Mateen Cleaves and Justin White on the "Power Forward" podcast. Mateen Cleaves is a legend when it comes to college basketball. He is Michigan State's only three-time All-American and was the Big Ten's player of the year twice. He led the Spartans to the 2000 NCAA championship before playing six seasons in the NBA. Mateen's co-host is Justin White, who is a 7-time Emmy Award-winning sports broadcaster, host, and reporter. The power forward podcast is a product of United Wholesale Mortgage, the number one wholesale lender in the world. UWM started this podcast to help grow and develop leaders both within their company and also to share stories of leaders from all industries. SHOW DESCRIPTION From the basketball court to the boardroom, every winning team has a common denominator that sets it apart. In this episode, Jamy Bechler pulls back the curtain on leadership through practical strategies and principles he teaches after 20+ years in athletics.  Whether he's coaching a team or a business, Jamy believes the best leaders are the ones who develop other leaders. He'll explain how empowering your people sets them up to maximize their potential. We'll also discuss why optimism can be a strategy, how to be better and not bitter after experiencing a setback, and what it really means to have a strong culture. The Success is a Choice podcast network is powered by TheLeadershipPlaybook.com. Great teams have great teammates. Build a stronger culture today by helping athletes become better teammates and more positive leaders. Get $100 off your first year when you use the coupon code SUCCESS at TheLeadershipPlaybook.com checkout. - - - -  Please consider rating the podcast with 5 stars and leaving a quick review on iTunes.  Ratings and reviews are the lifeblood of a podcast. This helps tremendously in bringing the podcast to the attention of others. Thanks again for listening and remember that “Success is a choice. What choice will you make today?” - - - -  Jamy Bechler is the author of four books including The Captain and The Bus Trip, host of the Success is a Choice Podcast, professional speaker, and trains organizations on creating championship cultures. He previously spent 20 years as a college basketball coach and administrator.  The Leadership Playbook is Bechler's online program that helps athletes become better teammates and more positive leaders while strengthening a team's culture. As a certified John Maxwell leadership coach, Bechler has worked with businesses and teams, including the NBA. Follow him on Twitter at @CoachBechler. To connect with him via email or find out about his services, please contact speaking@CoachBechler.com. You can also subscribe to his insights on success and leadership by clicking here.

Two powerhouse lending leaders of the wholesale channel sit down for this monumental meeting of the minds to discuss the history and the future of wholesale mortgage lending and why they have given up on a retail division, deciding instead to go all-in on mortgage brokers. UWM President and CEO Mat Ishbia and Homepoint President & CEO Willie Newman talk about the facts that prove why the wholesale channel is not just better for brokers, but better for REALTORs, real estate agents, and, most importantly, better for borrowers.  But Mat and Willie aren't just here to SAY that brokers are better. They have the irrefutable evidence to prove it. 2018, 2019, and 2020 HMDA data shows that lower upfront costs and lower rates leading to lower payments over time lead to an average of $8,000 in savings for each consumer who uses a mortgage broker instead of a retail banker. Mortgage brokers also go out of their way to help those disproportionately ignored by the big retail banks. Whether it's loans that take more time and are harder to close as a result of borrowers' bruised credit scores or low-moderate incomes, or if it's borrowers who are disproportionately ignored during the homebuying process like BIPOC or military veterans, brokers consistently go above and beyond to help their neighbors. Independent mortgage brokers are located in the communities they serve, sitting alongside the same little league games and waiting in the same lines at the grocery store as the homeowners with which they helped purchase their dream home.  Willie Newman likes to say, “I was there at the beginning.” Before Willie's mentor Stan Rhodes molded the concept of the modern-day mortgage broker in the 80s as a result of the Savings & Loans crisis, most mortgage brokers only did hard money loans for unique loan scenarios. Understanding that dislocation creates opportunity, Rhodes utilized the influx of loan officers let go after the S&L crisis to catapult his small lending institution into a top 5 national originator.  Mat Ishbia shares a similar story when it comes to the growth of United Wholesale Mortgage. When Mat came aboard, UWM had a staff of 12 people. After learning every side of the business, working in operations, marketing, and as an AE, Ishbia purchased the company. Deciding to focus exclusively on wholesale, Mat has since grown UWM to 8,000+ employees. The fallout of the 2008-2009 financial crisis and market crash disproportionately affected mortgage brokers compared to retail banks. And while it's always easier to point fingers and blame outside sources, mortgage brokers instead looked inward and have since built back their book of business around tighter restrictions and lower margins. These mass layoffs we are now seeing from retail banks and lending institutions are a result of their infrastructures being built around bloated margins and higher interest rates.  Before the crash, back when each brokerage was on its own with little to no support, mortgage brokers held a 50%+ market share. Now with the support of AIME and broker-focused lenders like Homepoint and UWM, mortgage brokers are set up to succeed long-term like they never were before. They have the technology, service, support, and partnerships of the leading lenders in wholesale and will be able to utilize these advantages to take back the majority of the market share. And unlike retail, where the banks and lenders hold their employees accountable, it's the brokers who have the power. Ishbia and Newman both agree that it's up to them to win each broker's business, not the other way around. If a broker doesn't like a certain lender's pricing, technology, or servicing, then there are dozens of other lenders through which brokers can shop their loan. Mat and Willie also understand that it's not exactly easy to make the transition from retail-to-wholesale when you have lots of loans in your pipeline, but they emphasize that now is the time to make the switch.

On today's show, we talk to Laura Lawson EVP and Chief People Officer at United Wholesale Mortgage and elite company helping independent mortgage brokers deliver a far superior client experience than banks and retail lenders.  Additionally, they offer training, technology, marketing support, and more to help their partners compete, win, and grow their businesses. In this special episode, Laura is going to share important insights and the steps you can take as a young student or graduate to get the attention of an elite company like UWM. Throughout the interview, you will learn what Laura is doing at United Wholesale Mortgage as well as a little bit about the company's business model. Laura will share some keys to creating and maintaining UWM's workplace culture. She will also talk about the importance of constantly seeking feedback from your team. You will find out what are some of Laura's biggest challenges when hiring someone in the organization. Laura will share some tips on how to apply for a job at United as well as how she chooses the best candidates.  You will discover what you need to know before applying for a job at UWM and also what is the income range and the benefits you can have working for them. Plus, you will learn why having YEAA experience is a big plus when applying for jobs at UWM. Tune in to our latest episode to learn more about how to get an elite job right after college!   What You Will Learn In This Show  Laura's role at United Wholesale Mortgage and a little bit about the company's business model Keys to creating and maintaining UWM's workplace culture The importance of constantly seeking feedback from your team What you need to know before applying for a job at UWM The income range and the benefits you can have working for UWM Why having the YEAA program experience is a big plus when applying for a job at  UWM And so much more…   Resources: YEAA Website Leaders Across America Laura's Linkedin Uwm.com www.Uwmcareers.com