Podcasts about First Financial Bank

If Texas were an independent country, its economy would rank as the world's eighth-largest. "France is the seventh largest economy in the world and I don't think it'll take as much time at all to catch them," laughs Texas Bankers Association Chairman Ron Butler. On the latest episode of the ABA Banking Journal Podcast, Butler — who is also vice chairman and chief administrative officer of $14 billion-asset, Abilene-based First Financial Bank — talks about: What makes the Lone Star State a compelling economic story and an attractive market for investment (and out-of-state bank acquisitions). First Financial's approach to balancing organic growth and M&A. The urgency of accelerating de novo bank activity. How he and Texas bankers are approaching questions of deposit insurance reform. How Texas bankers have been engaging the global economy.

In episode 213, Coffey talks with Vianei Braun about how HR leaders can effectively work with boards of directors.  They discuss the strategic vs operational divide between board oversight and executive execution; skills needed for senior HR roles including broad industry perspective and data-driven insights; the importance of moving beyond compliance mindset to strategic partnership; executive compensation benchmarking and peer analysis; culture preservation during mergers and acquisitions; AI implementation ethics and workforce planning; the critical role of data in board communications; and characteristics of successful senior HR leaders including truth-telling, collaboration, and ambiguity management. Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com.  If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit—business credit for SPHRs! To obtain the recertification information for this episode, visit https://goodmorninghr.com.  About our Guest: Vianei Braun leads the employment law practice at Decker Jones, P.C., a full-service law firm in Fort Worth. She has been recognized as a Texas Monthly “Super Lawyer” and is listed in Best Lawyers in America for Labor & Employment Law.  Vianei is also a member of the Board of Directors of First Financial Bankshares, Inc. (NASDAQ: FFIN), a banking institution with assets of $14 billion and 79 banking locations throughout Texas. Vianei serves on the board's Compensation, Nom/Gov and Risk Committees and chairs the Advisory Board of First Financial Bank's Chisholm Trail Region. In addition, Vianei serves on the Board of Trustees and the Audit & Compliance Committee of Texas Health Resources.  Vianei is an honors graduate of Princeton University and the University of Texas School of Law. Vianei has been honored as a “Great Woman of Texas” by the Fort Worth Business Press, and as a member of the “Fort Worth 500” by Fort Worth Inc. Vianei Braun can be reached at www.deckerjones.com www.linkedin.com/in/vianeibraunattorney About Mike Coffey: Mike Coffey is an entrepreneur, licensed private investigator, business strategist, HR consultant, and registered yoga teacher. In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averse clients make well-informed decisions about the people they involve in their business. Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporate clients across the US, and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies. Imperative has been named a Best Places to Work, the Texas Association of Business' small business of the year, and is accredited by the Professional Background Screening Association.  Mike shares his insight from 25+ years of HR-entrepreneurship on the Good Morning, HR podcast, where each week he talks to business leaders about bringing people together to create value for customers, shareholders, and community. Mike has been recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been recognized as the North Texas HR Professional of the Year.  Mike serves as a board member of a number of organizations, including the Texas State Council, where he serves Texas' 31 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County; the Texas Association of Business; and the Fort Worth Chamber of Commerce, where he is chair of the Talent Committee. Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Institute and a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher (RYT-200) and teaches multiple times each week. Mike and his very patient wife of 28 years are empty nesters in Fort Worth.  Learning Objectives: Develop strategic thinking capabilities that focus on industry trends and long-term organizational health rather than just operational HR tasks when communicating with senior leadership. Present data-driven recommendations to boards using benchmarking, competitive analysis, and concrete evidence to support HR initiatives and policy changes. Shift from a compliance-focused "department of no" mindset to a collaborative problem-solving approach that offers solutions while managing organizational risks.  

In this podcast episode, we delve into the exciting possibilities for pet care businesses looking to expand their services and facilities. Our focus will be on the integration of grooming services into an existing business model and the crucial role of strategic financing in making this expansion a reality. We'll be joined by experts from First Financial Bank and Paragon School of Pet Grooming to discuss how to secure the right financing.

David has been a banking leader in Northeast Ohio since 2011, as part of a career that includes more than three decades of banking experience nationally, focused on corporate and commercial banking. Cleveland is his home, and he enjoys supporting his city and finding success for his company all at the same time.David is the first regional president for First Financial in Northeast Ohio. In his first year after being named to the position in 2023, he quickly added $100 million in investment in Northeast Ohio through his clients.He considers his biggest win in business to have come from finding a path to success as the first employee hired in a new market, which he has done twice now, most recently with First Financial Bank. He holds his MBA, specializing in finance and marketing, from Case Western Reserve University, and a bachelor's degree in finance from Miami University. David also holds FINRA investment banking licenses.David is a proud of his local connections and volunteers his time to improve the community. He is the board chair of Building Hope in the City, a nonprofit organization that is transforming the neighborhoods of Clark-Fulton and Stockyards, and Cleveland's refugee and immigrant communities. David is also active with the Leadership Cleveland Foundation, the Miami University Venture Pitch competition and Bay Presbyterian Church.

In episode 160, Coffey talks with Matt Morris about various health insurance options and strategies for employers, particularly small to medium-sized businesses. They discuss recent trends in health insurance cost increases; comparing traditional fully-insured plans to alternative funding methods; health savings accounts (HSAs) and health reimbursement arrangements (HRAs); level-funded and self-funded plans; captive insurance arrangements; reference-based pricing; the importance of employee education and communication; and criteria for selecting an insurance broker.Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com. If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com. About our Guest:Matt is a Fort Worth native graduating from Aledo High School then Hardin-Simmons University where he obtained his BBA in Finance and Leadership, graduating with honors in 2002. He was a two-time NCAA All-American offensive lineman while working through college where he met his wife Sarah.  In 2006 Matt received his MBA from Texas Christian University while helping grow Gus Bates Insurance & Investments serving in operational, consulting, Team Lead and President roles from 2002-2020. In July of 2020 Gus Bates joined HUB in a very strategic move to merge 2 great offices within Fort Worth.  Matt then assumed the role of Area President and now leads the combined teams.  The HUB Fort Worth family is a passionate, energetic team with the guiding principle “Don't tell me how much you know, just show me how much you care.”  Matt leads by example.  He supports and encourages teams pushing themselves to “find the better way,” constantly.  He believes the "pursuit of excellence" is something that should never end!  Matt holds his Texas Life, Accident & Health, Texas Insurance Counselors, and Texas Property & Casualty licenses.  He also holds FINRA Series 7, Series 65, and Series 63 licenses, a Chartered Benefits Consultant Designation, among others.In his spare time, Matt enjoys spending time with his wife Sarah and two daughters, Lillian and Hannah.  As a family they enjoy anything outdoors, traveling, reading, coaching and competing in kids sports which often occupies their weekends.  They are active members of Christ Chapel Bible Church, part owners in the Aledo Volleyball Club, and Matt serves on numerous boards such as First Financial Bank's Advisory Board and Aledo's various Growth Committees, among others.Matt Morris can be reached at https://www.hubinternational.com/About Mike Coffey:Mike Coffey is an entrepreneur, human resources professional, licensed private investigator, and HR consultant.In 1999, he founded Imperative, a background investigations firm helping risk-averse companies make well-informed decisions about the people they involve in their business.Today, Imperative serves hundreds of businesses across the US and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies.Mike has been recognized as an Entrepreneur of Excellence and has twice been named HR Professional of the Year. Additionally, Imperative has been named the Texas Association of Business' small business of the year and is accredited by the Professional Background Screening Association. Mike is a member of the Fort Worth chapter of the Entrepreneurs' Organization and volunteers with the SHRM Texas State Council.Mike maintains his certification as a Senior Professional in Human Resources (SPHR) through the HR Certification Institute. He is also a SHRM Senior Certified Professional (SHRM-SCP).Mike lives in Fort Worth with his very patient wife. He practices yoga and maintains a keto diet, about both of which he will gladly tell you way more than you want to know.Learning Objectives:1. Explore alternative funding methods like level-funded plans, self-funded plans, and captive arrangements to potentially reduce healthcare costs and increase flexibility.2. Implement effective employee communication strategies to educate staff about their health insurance options and the true costs of coverage.3. Evaluate insurance brokers based on their technological capabilities, customer service, and ability to provide ongoing education and support, rather than solely on premium rates.

In this episode Dr. Molly & Todd speak with First Financial Bank's Managing Director Schwanda Flowers. Schwanda works first-hand with pet care industry professionals to navigate the misunderstood markets for growing, selling, and expanding their pet care businesses that many typical lenders are just unfamiliar with. Schwanda talks with us about typical loan requirements, what you need to prepare for a good chance of being approved, and what the numbers need to look like for a business wanting to sell, how the SBA guarantees the amounts, and how FFB is different, Schwanda will stay on your account from application throughout the duration, no selling to other companies!(20+) FacebookTHE PAWCAST: THE BUSINESS SIDE OF THE PET INDUSTRIES – Podcast, Business Consultations, Education, and Networking!Schwanda Flowers/ sflowers@ffb1.com / 501-6732-5040

O #MorningCall da #XPInvestimentos mostra os principais destaques do dia e os impactos para o mercado, antes do pregão.Confira os temas de hoje, 20/07/2023:Os índices globais amanhecem em queda hoje (20), pressionados pelos balanços corporativos mais negativos publicamos ontem à noite nos Estados Unidos. Nesta quinta-feira, após o fechamento do mercado, serão divulgados os balanços de alguns bancos regionais americanos (Key, OZK e First Financial Bank), que ganharam a atenção dos investidores depois da crise bancária no início deste ano.Na agenda econômica, o dia será carregado de indicadores internacionais. Nos EUA, temos a publicação de uma série de dados: vendas de moradias usadas, indicadores antecedentes do Conference Board, sondagem industrial do Fed da Filadélfia, e os pedidos de auxílio desemprego semanais. Na zona do euro, a agenda traz a leitura preliminar da confiança do consumidor relativa a julho.Investir com a XP Investimentos é fácil, basta criar o seu cadastro e em minutos você já pode começar a investir: http://bit.ly/3SRd2A1

The dream is possible with the right lender and a pharmacy CPA advisor. Our special guest with the pharmacy lending division of First Financial Bank, Drew Hagi, talks about interest rates, expansion loans and why you should diversify your services to bring in more cash. About Sykes & Company, P.A. - https://www.sykes-cpa.com/

**In this Episode of the Becoming a Badass Pharmacy Owner Podcast; Dr. Lisa Faast with Guests Dr. Schwanda Flowers will talk about SBA loans, and how to take advantage of having a bank partner** **Show Notes:** 1. **Dr. Schwanda Flowers Introduction** [1:59] 2. **SBA Lender** [4:10] 3. **Interacting with Pharmacies** [6:10] 4. **Loans** [7:52] 5. **Interest Rates** [11:21] 6. **Contact Info** [15:24] **Links mentioned in this episode:** [First Financial Bank website] (https://www.ffb1.com/) [FFB1 Blog] (https://blog.ffb1.com/) Contact Info: Dr. Schwanda Flowers Email: sflowers@ffb1.com Phone Number: 501-672-5040 ----- #### **Becoming a Badass Pharmacy Owner Podcast is a Proud to be Apart of the Pharmacy Podcast Network**

Let's talk about financing and retirement assets! Do you have retirement assets? Are you really planning well for the future or are your eggs in one basket?Oftentimes, we find that business owners see their business as their sole asset (retirement plan), they may lack other retirement assets (such as a sizable 401K), and lack a succession plan – which could prove detrimental and end up costing them everything.Alicia Chandler, president of Indianapolis-based Oak Street Funding®, a First Financial Bank® company, is our guest expert. Alicia joined Oak Street Funding in 2011, serving as Chief Legal Counsel until her promotion to president in July 2022. During her tenure with Oak Street Funding, she has leveraged her strong understanding of commercial financing to enable a client-focused business approach and customized loan solutions for all of Oak Street's targeted verticals.Prior to joining Oak Street Funding, she was a partner with Krieg DeVault, LLP. Alicia holds a Bachelor of Science degree from the University of Cincinnati and a law degree from University of Cincinnati's College of Law.Alicia and her family live in Carmel, Indiana, where they enjoy spending time with their four dogs and with friends, hanging by the pool and riding bikes.For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you're listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don't forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let's Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelife

The Fed followed through on another rate hike despite the banking turmoil. Members of the Federal Open Market Committee raised the Federal Funds rate another quarter point on March 22nd. That brings the short term rate to a range of 4.75% to 5%.    Hi, I'm Kathy Fettke and this is Real Estate News for Investors. Please remember to subscribe to this podcast and leave us a review.   Fed Chief Jerome Powell said the collapse of two banks, and the near-collapse of a third, did force Fed officials to consider a pause in rate hikes. But he says they were persuaded to hike rates again because of stubbornly high inflation and a strong job market with strong wage growth. But Powell offered assurances that the central bank is prepared to protect the banking system. He also still believes there's a path to a soft landing. (1)   Powell says he expects the need for one more rate hike this year, while seven of the 18 Fed officials are forecasting two hikes. If the short-term rate is raised another quarter point, the end range would be 5% to 5.25%.    Fed Sees Higher End-of-the-Year PCE Percentage   The Fed previously thought Personal Consumption Expenditure index, or PCE, would end the year at 3.1%. It's now projecting a higher 3.3%, which is moving in the wrong direction from the central bank's 2% target.    In the meantime, the Fed also needs to make sure the financial system remains stable. There's fear that nervous depositors could pull more money out of regional banks, which are already under stress. Federal regulators took control of Silicon Valley Bank and Signature Bank, and are making sure depositors get all their money back despite the FDIC limit of $250,000. The Fed also worked with the FDIC, and the U.S. Treasury in the creation of a fund for banks that need to borrow money to cover deposits. As reported by Bisnow, banks withdrew a total of $300 billion during the first week.   Government Prepared to Prop Up Small Banks   Treasury Secretary Janet Yellen also says the government is prepared to protect small banks from failures, but much of this stability depends on the confidence of depositors. Archie brown of Cincinnati-based First Financial Bank told Bisnow: “The main thing is to make sure that the Fed is instilling confidence in the deposit base. As long as we do that, I think everything else will manage itself.”   The San Francisco-based First Republic had teetered toward failure with a $70 billion run on deposits, which is about half of its total. The bank received an infusion of cash from eleven large banks and the federal government to keep it from toppling. But the experts are still worried about smaller regional banks which is where a lot of commercial real estate investors get their loans. According to an article in Axios, small and mid-sized banks hold 67% of commercial real estate loans, and 37% of residential real estate loans. (3)   Small Banks Could Reduce Real Estate Exposure   Brad Kraus of the CRE financial consulting first Ascension said in an email to Bisnow: “If banks do end up struggling, the first thing we see here on the front lines is a reduction in their real estate exposure.” He said: “If things get worse, they simply start quoting rates which guarantee profitability, thus effectively pricing themselves out of the market.” (4)   Higher rates will push commercial real estate values lower. Keiran says: “Those looking to sell anytime soon, especially those owners that are facing loan maturities, will have to offer their deals at higher cap rates to attract buyers.” According to the Wall Street Journal, as much as $270 billion in commercial mortgages will mature this year.    As these loans mature Keiran expects to see a “major value adjustment” for commercial properties especially if we sink into a recession. Banks are also likely to cut back on lending as a way to preserve capital, especially if they expect the Fed to keep hiking rates.   That's it for now. You'll find links in the show notes at newsforinvestors.com Please remember to join RealWealth. It's free to join and gives you an all-area pass to our website. That includes our investor portal, our market data, and our experienced investment counselors. You can also find out more about our mastermind events, and our real estate tours in markets that are popular among single-family rental investors.   Please remember to subscribe to the podcast, and leave us a review!   Thanks for listening, Kathy Links:   1 - https://www.cnbc.com/2023/03/22/live-updates-fed-rate-march.html   2 - https://www.marketwatch.com/story/fed-hikes-interest-rates-again-pencils-in-only-one-more-increase-ac42c84e?mod=home-page   3 - https://www.axios.com/2023/03/21/small-bank-struggles-could-hit-the-real-estate-market-har https://www.nytimes.com/2023/03/22/business/svb-signature-commercial-real-estate.html   4 - https://www.bisnow.com/national/news/capital-markets/banking-crisis-will-have-profound-effect-on-regional-bank-cre-lending-118190

This week we visited with Aaron Miller of First Financial Bank after a UK Extension Ag Lending Conference. 

A solid financial plan is the roadmap to success for every small business. When a small veterinary practice owner is overwhelmed by the day-to-day operations of running their business, they can lose sight of their long-term goals for progress and growth. Are you on a path that will lead to success? Join Dr. Schwanda Flowers, Managing Director of First Financial Bank, and Vetfolio Voice host Dr. Cassi as they explore the importance of cash flow as an indicator of financial health, common accounting pitfalls and how to avoid them, the purpose of crucial financial statements, and what you need to know before expanding your business. Demystify the key elements of an effective financial plan and steer your small veterinary practice in the direction of long-term sustainability, success and profits!

I always want the OSJ / radio hour to be full of information for 50+ and their families … As you know – knowledge is power and learning about scammers and frauds is something we want to enlighten you on this Saturday from 9:05 am to 10 am ~ 12/24/22 on the New Freedom 96.9FM 100,000 watt Talk Radio Station! Seeing family around the holidays is when you might notice things in person that you missed before… maybe when a family member is being taken advantage of! Please listen for this relevant information with things to look for— whether you are an adult taking care of a parent, a caregiver, or a senior yourself, this information could save you a lot of stress and heartache! In the OSJ studios are experts in their Feild of Fraud and Scams Pictured Left is: Candler Eve the Director of Enterprise Fraud with MidFirst Bank and Sam DuRegger the First Vice President, Director of Digital Banking at MidFirst Bank in OKC both working diligently on exposing fraudulent scans to our seniors, family members, and our community! This week on The Rise & Thrive OSJ Radio Hour on the FREEDOM 96.9 FM … at 9:05 am. We have two experts in their fields on frauds and scams plaguing our seniors and their families We are also talking about a new cardless cash app that can go through MidFirst bank to help cut down on frauds and scams. Pictured Left is: Candler Eve the Director of Enterprise Fraud with MidFirst Bank and Sam DuRegger is the First Vice President, Director of Digital Banking at MidFirst Bank in OKC. The OSJ Editor ✍

Kevin Lackey is the President and CEO of Freedom Powersports, a dealership group based out of Fort Worth, Texas with 13 locations spanning three states. His career in the powersports industry started in 1998 where he worked his way up from a porter to manager to general manager and now owner and operator. Through strong leadership skills, dedication to operational excellence, and commitment to the industry he helped grow Freedom Powersports from $34.8M in sales in 2012 to a project of $157M in sales for 2021. Outside of Freedom Powersports, Kevin is on the Board of Directors for First Financial Bank, Motorcycle Industry Council, Yamaha Financial Services Council, BRP Dealer Advisory Council, Yamaha Financial Services Dealer Council, Texas Motorcycle Dealers Association, YPO Fort Worth Chapter Member and is on the Advisory Board for National Center for Middle Market. In 2019 Kevin was named the Entrepreneur of Excellence for the category of retail for Fort Worth Inc. Magazine and in 2016 he was named to the 40 under 40 by the Fort Worth Business Press. With continued growth on his mind, he has also become an active member of his community in Aledo, TX, started a podcast, and is always looking for the next opportunity. On this episode Chris and Kevin discuss: Deepdive into powersports industry since COVID. Best practices learned over the years that helped build a great team and business.What he's glad he did for the business so that it was easier to sell. (Sold to Rumble On.)Why Kevin has built a life that balances his family life with a demanding work schedule.Links:Kevin on LinkedInEpisode #4 of The Fort with Kevin LackeyThe House that Built Me by Miranda LambertSupport our Sponsors:Frank Kent CadillacCRE Daily Newsletter Fort Capital Topics:(3:25) - Reminiscing(4:54) - How would you describe your business?(6:02) - What happened to Powersports during Covid?(9:20) - Why does focus matter so much?(12:05) - The power of EOS(17:15) - How did you navigate the Pandemic? (30:23) - Is there anything you learned in the early months that will serve you the rest of your life?(32:58) - When did you start to consider the process of selling the business?(45:29) - What are the things you're happy you did to get the business ready for a successful sale?(49:27) - How did you delegate duties to your CFO?(51:34) - Net Working Capital(1:02:16) - Are there things you wish you'd done to get the business ready for a successful sale?(1:04:22) - The experience of closing on the sale(1:09:09) - The importance of Fatherhood

On this week's episode, Heather and Kalyn may have done something they said they wouldn't do and may have talked about the (GASP) current state of the real estate market! But don't worry, they brought in the expert and also possibly the sweetest guest yet? Steve Harding, lender extraordinaire with First Financial Bank joined the girls to talk about everything from the 3 days he spent in college to how he got to where he is today (spoiler alert: it's a love story). They talk about how WINTER IS COMING but also touch on some things buyers can do in this current market to combat the higher rates. And once again, Steve brought the VOICE to the podcast! Thank you again to our sponsor, Richard Johnston with the Johnston Insurance Agency!

This week on Grow Money Business, distinguished guest Rick Dennen joins us. Rick is Chief Corporate Banking Officer at First Financial Bank and the founder of Oak Street Funding. Having evaluated hundreds of business deals over his decades-long career, Rick has a lot of knowledge and experience in venture capital. In today's episode, we dive into what business owners should keep in mind when funding their business ventures with debt or equity. [02:49] Rick's Story - We start the discussion with a brief look at Rick's career and how he started Oak Street Funding. [07:52] Working with Banks – When Rick started his firm in the early 2000's, banks were reluctant to lend to service-based businesses even though they had positive cashflows. We dive into the reasons behind this behavior and how things have changed after two decades. [11:35] Recent Market Shifts – Rick shares his thoughts on how the M&A market is responding to the recent changes in the economy. [15:28] Debt vs. Equity – Rick explains what business owners need to consider when deciding between taking on debt and looking for an equity partner. [21:29] Lessons for Businesses – Rick shares some key takeaways about funding and the growth of a business. [24:48] Evaluating Businesses – How Rick approaches evaluating a new business idea and the metrics used for measuring performance. [27:15] Business & Parenting – Rick is the father of three children in their early 20s. We talk about how they are involved in business and why Rick approaches business-related conversations with his children. [34:48] What's Next for Rick – We talk about Rick's area of focus and future plans for his new role at the bank.   Resources Connect with Rick LinkedIn: linkedin.com/in/rick-dennen-721b363 Website: www.oakstreetfunding.com www.firstfranchisecapital.com www.bankatfirst.com

Please join the discussion with David George from Total Dose Pharmacy and First Financial Loan Officer, Drew Hegi from First Financial Bank.  David George is one of the founders of Total Dose Pharmacy that was established in 2013. He began the startup in Oklahoma and subsequently a second store, Hutton Pharmacy.  Total Dose aims to be embedded as a healthcare cornerstone of every community in which they are located. They strive to be innovative in the services and products they offer, as well as experts in provision of care and education to patients. Ultimately, their goal is to be the pharmacy franchise where patients want to receive healthcare and people want to work. Drew Hegi, has been a Loan Officer at FFB since 2012. Drew is also an Independent Pharmacy owner. Drew enjoys coaching buyers through the details of pharmacy ownership. Clear communication helps alleviate concerns, and he understands the necessary skills and tools needed to navigate the process. Learn more about your ad choices. Visit megaphone.fm/adchoices

Please join the discussion with David George from Total Dose Pharmacy and First Financial Loan Officer, Drew Hegi from First Financial Bank.  David George is one of the founders of Total Dose Pharmacy that was established in 2013. He began the startup in Oklahoma and subsequently a second store, Hutton Pharmacy.  Total Dose aims to be embedded as a healthcare cornerstone of every community in which they are located. They strive to be innovative in the services and products they offer, as well as experts in provision of care and education to patients. Ultimately, their goal is to be the pharmacy franchise where patients want to receive healthcare and people want to work. Drew Hegi, has been a Loan Officer at FFB since 2012. Drew is also an Independent Pharmacy owner. Drew enjoys coaching buyers through the details of pharmacy ownership. Clear communication helps alleviate concerns, and he understands the necessary skills and tools needed to navigate the process. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on The Rise & Thrive OSJ Radio Hour on the NEW 96.9FM the Eagle … at 9:05am. We have two experts in their fields on frauds and scams that are plaguing our seniors and their families as well as talking about a new cardless cash app that can go through MidFirst bank to help cut down on frauds and scams. Pictured Left is: Candler Eve the Director of Enterprise Fraud with MidFirst Bank and Sam DuRegger is the First Vice President, Director of Digital Banking at MidFirst Bank in OKC. The OSJ Editor is now a monthly columnist for the Oklahoman “Viewpoint” section as well as the Publisher/Editor/On Air Host of the 30 Year Anniversary this year of the Oklahoma Senior Journal! We are definitely experts in our field as well as MidFirst Bank who we did some quotes in our column on frauds and scammers that will run in this Sunday's Oklahoman paper in the “Viewpoints” section 6/12/22. The OSJ / radio show will run this Saturday 6/11/22 @ 9:05am on 96.9FM before the column runs in the Oklahoman Sunday's paper on 6/12/22 and both the radio show and the Oklahoman Column with dovetail nicely together for expert educational information on this very sensitive subject of fraud and scams targeted towards our seniors and their families! The Oklahoman article link is also in this OSJ e-Newsletter… please scroll down further to locate that link! Of course you can hear this radio show today from this OSJ e-Newsletter. Candler Eve is the Director of Enterprise Fraud with MidFirst Bank. He has worked in various fraud positions for the last 14 years at financial institutions around the country including Chase, 5/3rd, and First Financial Bank. He holds a Bachelor's of Science in Economics and a Master's in Business Administration from the Ohio State University. He currently resides in Edmond, Oklahoma with his wife and three children. Sam DuRegger is the First Vice President, Director of Digital Banking at MidFirst, responsible for overseeing the digital banking experience for MidFirst Digital customers. Sam has worked in Governmental Digital Transformation and previously served as the Director of Citizen Experience at the State of Oklahoma before joining MidFirst. Sam also led the Digital Innovation team at SONIC Drive-In, leading the Order Ahead effort across mobile, web and 80,000 digital touch screens across the US at 3,600 SONIC Drive-Ins. Website: Midfirst.com and MoneyMoments.com Social media: @midfirst on Twitter, Instagram, Facebook, and LinkedIn @moneymomentstips on Twitter, Instagram, and Facebook; MoneyMoments on LinkedIn (the newly launched financial education social media) Phone: 888-MIDFIRST

We talked with Indiana State Head Football Coach Curt Malory about the upcoming Golf Outing!  Take a listen & support the Sycamores!! ONLINE REGISTRATION 2022 FOOTBALL GOLF OUTING - PDF REGISTRATION https://gosycamores.com/news/2022/3/18/registration-open-for-2022-sycamore-football-golf-outing.aspx TERRE HAUTE, Ind. – Registration is open for Indiana State Football's annual golf outing at the Idle Creek Golf Course, presented by First Financial Bank. The event will be held on Friday, May 27, with all proceeds benefiting the Football Fuel Initiative.   The day is scheduled to begin with a morning flight at 8 a.m. before a scheduled lunch beginning at noon. An afternoon flight is also available with a 1:30 p.m. start time. Participation includes lunch and drinks. Tee times are limited to the first 25 teams registered.   Prices start at $150 for an individual and $500 for a foursome. Hole sponsorship's are also available starting at $250. See omnystudio.com/listener for privacy information.

On this episode of Over the Counter, First Financial Bank pharmacy loan officers Bo Garmon and Drew Hegi join Drug Topics® managing editor Lauren Biscaldi to discuss the ins and outs of the financial side of pharmacy ownership.  

On this episode of Over the Counter, First Financial Bank pharmacy loan officers Bo Garmon and Drew Hegi join Drug Topics® managing editor Lauren Biscaldi to discuss the ins and outs of the financial side of pharmacy ownership.  

Often, we feel God's call to do something big for His glory.  At times, that calling may feel overwhelming to us.  We want to do His Will, but we may not know how and when. In this episode of Victory Groove, hear how Chris Field, a U.S. citizen, had the boldness, faith, and confidence to fight child trafficking in Ghana, Africa after reading about the horrendous problem there.  The Mercy Project was born out of a need to take action to address this critical human condition.  Lessons explored in this episode:  Knowing God is involved smooths our life's journey.   Roots and rocks will always appear in our daily walk. Our faith, trust in His benevolence, and love helps us move confidently forward in life.  Chris Field has been challenging complacency and disrupting the status quo most of his life. His most important disruption is Mercy Project, the non-profit he started to rescue children from human trafficking in Ghana, Africa. Its innovative approach has drawn international attention and earned the prestigious Norman Borlaug Humanitarian Award. To date, Mercy Project has rescued more than 150 children, returned them to their families, and provided them with an education that will transform their future for generations to come. Field lives in College Station, Texas with his wife Stacey and their four young children. Connect with Chris on LinkedIn @christophercfield and check out his book “Disrupting for Good” here! https://www.amazon.com/Disrupting-Good-Passion-Persistence-Lasting/dp/1684260019 Dr. Eli Jones is a Professor of Marketing, Lowry and Peggy Mays Eminent Scholar, and the former Dean of Mays Business School at his alma mater, Texas A&M University.  He served as Dean of three flagship business schools over 13 years. Dean of Mays Business School (2015-2021), Dean of the Sam M. Walton College of Business and holder of the Sam M. Walton Leadership Chair at University of Arkansas (2012-2015), and as Dean of the E. J. Ourso College of Business and the E. J. Ourso Distinguished Professor of Business at Louisiana State University (2008-2012). Prior to becoming a dean, he was on the faculty at the University of Houston as an Assistant Professor, Associate Professor with tenure, Full Professor, Associate Dean for Executive Education Programs, Director of the Program for Excellence in Selling, and founding Executive Director of the Sales Excellence Institute at the University of Houston.  He has published sales and sales management research in top academic journals and is a co-author of two professional books, Selling ASAP, and Strategic Sales Leadership: Breakthrough Thinking for Breakthrough Results. He just finished writing his new book, Run Toward Your Goliaths, a book about his and his wife's faith journey. He is a Lifetime Achievement Award recipient by the American Marketing Association's Sales Special Interest Group and a PhD Project Hall of Fame recipient in 2016.  Also, he is the recipient of Excellence in Teaching awards on the university, national, and international levels having taught strategic selling, advanced professional selling, key accounts selling, sales leadership, and marketing strategy at the undergraduate, MBA levels and in executive programs. Before becoming a professor, Jones worked in sales and sales management for Quaker Oats, Nabisco, and Frito Lay. He is on the boards of Invesco Funds, Insperity, and on the regional board of First Financial Bank. 

Bob Graul is a consultant providing Business Development Services for First Financial Bank's Professional Services Division and has Graul Consulting – Small Business Consulting. Mr. Graul hosts Pharmacy Insiders on the Pharmacy Podcast Network. Mr. Graul was Managing Director for the Professional Services Division of First Financial Bank which closed $50M in SBA loans annually. As National Vice President – RxOwnership for McKesson Corp from 2010 to 2015 Mr. Graul developed and launched RxOwnership and built it into a $1 billion program. Mr. Graul was President and CEO of Rancho Santa Fe Health Mart Pharmacy from 1985 to 2008 guiding it from $700K to $6M annually. He also served as CFO for OBJ, Inc. Graul was a consultant for retail pharmacies and McKesson Corp with responsibility for the RxOwnership program from 2008 to 2010. Additionally, he has served on several Boards and held voluntary consulting positions within the pharmaceutical industry. He has broad experience in the banking, retail drug, ownership transfer and managed care industries. Graul received the Outstanding Alumni Award from National University in 1997. He was named Pharmacist of the Year in 2005 by the San Diego County Pharmacist Association. Graul was awarded the Innovative Pharmacist of the year in February 2007 by the California Pharmacists Association. He was appointed to the California State Board of Pharmacy by Governor Schwarzenegger in February of 2007 and served for one term on the Board. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bob Graul is a consultant providing Business Development Services for First Financial Bank's Professional Services Division and has Graul Consulting – Small Business Consulting. Mr. Graul hosts Pharmacy Insiders on the Pharmacy Podcast Network. Mr. Graul was Managing Director for the Professional Services Division of First Financial Bank which closed $50M in SBA loans annually. As National Vice President – RxOwnership for McKesson Corp from 2010 to 2015 Mr. Graul developed and launched RxOwnership and built it into a $1 billion program. Mr. Graul was President and CEO of Rancho Santa Fe Health Mart Pharmacy from 1985 to 2008 guiding it from $700K to $6M annually. He also served as CFO for OBJ, Inc. Graul was a consultant for retail pharmacies and McKesson Corp with responsibility for the RxOwnership program from 2008 to 2010. Additionally, he has served on several Boards and held voluntary consulting positions within the pharmaceutical industry. He has broad experience in the banking, retail drug, ownership transfer and managed care industries. Graul received the Outstanding Alumni Award from National University in 1997. He was named Pharmacist of the Year in 2005 by the San Diego County Pharmacist Association. Graul was awarded the Innovative Pharmacist of the year in February 2007 by the California Pharmacists Association. He was appointed to the California State Board of Pharmacy by Governor Schwarzenegger in February of 2007 and served for one term on the Board. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hear How a Budding Entrepreneur, Odin Clack, Found His Calling While Facing a Family Crisis.  Odin shares his experience with life, death, faith and how they led him to a passion that turned into a successful business. Lessons explored in this episode/or what the listener can take away:  Knowing God is involved smooths our life's journey.   Roots and rocks will always appear in our daily walk. Our faith, trust in His benevolence, and love helps us move confidently forward in life. If you are interested in Odin's Leather Goods, check out their website! Dr. Eli Jones is a Professor of Marketing, Lowry and Peggy Mays Eminent Scholar, and the former Dean of Mays Business School at his alma mater, Texas A&M University.  He served as Dean of three flagship business schools over 13 years. Dean of Mays Business School (2015-2021), Dean of the Sam M. Walton College of Business and holder of the Sam M. Walton Leadership Chair at University of Arkansas (2012-2015), and as Dean of the E. J. Ourso College of Business and the E. J. Ourso Distinguished Professor of Business at Louisiana State University (2008-2012). Prior to becoming a dean, he was on the faculty at the University of Houston as an Assistant Professor, Associate Professor with tenure, Full Professor, Associate Dean for Executive Education Programs, Director of the Program for Excellence in Selling, and founding Executive Director of the Sales Excellence Institute at the University of Houston.  He has published sales and sales management research in top academic journals and is a co-author of two professional books, Selling ASAP, and Strategic Sales Leadership: Breakthrough Thinking for Breakthrough Results. He just finished writing his new book, Run Toward Your Goliaths, a book about his and his wife's faith journey. He is a Lifetime Achievement Award recipient by the American Marketing Association's Sales Special Interest Group and a PhD Project Hall of Fame recipient in 2016.  Also, he is the recipient of Excellence in Teaching awards on the university, national, and international levels having taught strategic selling, advanced professional selling, key accounts selling, sales leadership, and marketing strategy at the undergraduate, MBA levels and in executive programs. Before becoming a professor, Jones worked in sales and sales management for Quaker Oats, Nabisco, and Frito Lay. He is on the boards of Invesco Funds, Insperity, and on the regional board of First Financial Bank. Fighting with Faith to overcome adversity.  Running Toward Your Goliaths.   www.elijones.com 

We are back with TJ Robinson for Part 2 on Victory Groove for a truly inspiring, impactful message about the power of our words. Please join us today as Eli and TJ discuss the connection of “I am” between God and daily affirmations, the importance of mindfulness, and taking ownership of our choices.Lessons explored in this episode:  Knowing God is involved smooths our life's journey.   Roots and rocks will always appear in our daily walk. Our faith, trust in His benevolence, and love helps us move confidently forward in life.   Dr. Eli Jones is a Professor of Marketing, Lowry and Peggy Mays Eminent Scholar, and the former Dean of Mays Business School at his alma mater, Texas A&M University.  He served as Dean of three flagship business schools over 13 years. Dean of Mays Business School (2015-2021), Dean of the Sam M. Walton College of Business and holder of the Sam M. Walton Leadership Chair at University of Arkansas (2012-2015), and as Dean of the E. J. Ourso College of Business and the E. J. Ourso Distinguished Professor of Business at Louisiana State University (2008-2012). Prior to becoming a dean, he was on the faculty at the University of Houston as an Assistant Professor, Associate Professor with tenure, Full Professor, Associate Dean for Executive Education Programs, Director of the Program for Excellence in Selling, and founding Executive Director of the Sales Excellence Institute at the University of Houston.  He has published sales and sales management research in top academic journals and is a co-author of two professional books, Selling ASAP, and Strategic Sales Leadership: Breakthrough Thinking for Breakthrough Results. He just finished writing his new book, Run Toward Your Goliaths, a book about his and his wife's faith journey. He is a Lifetime Achievement Award recipient by the American Marketing Association's Sales Special Interest Group and a PhD Project Hall of Fame recipient in 2016.  Also, he is the recipient of Excellence in Teaching awards on the university, national, and international levels having taught strategic selling, advanced professional selling, key accounts selling, sales leadership, and marketing strategy at the undergraduate, MBA levels and in executive programs. Before becoming a professor, Jones worked in sales and sales management for Quaker Oats, Nabisco, and Frito Lay. He is on the boards of Invesco Funds, Insperity, and on the regional board of First Financial Bank. Tashara (TJ) Robinson is a mother, author, and speaker who hails from Dallas, Texas. She is a graduate of Skyline High School and Texas A&M University – College Station. Tashara was very active during her college days – she was a member of Alpha Kappa Alpha Sorority, Inc. Tashara believed that if she followed the “perfect life plan” - graduate college, get married, be a stay-at-home mom – she would be happy. Life didn't work out as planned – Tashara was divorced after 19 years of marriage. The years leading up and after her divorce were the most difficult, yet the most rewarding. Those years were filled with fear, self-doubt, peace, poise, and eventually, POWER. Her journey of self-discovery yielded a plethora of wisdom that she just could not contain. So, she began sharing with the world through her speaking engagements, website (tasharajrobinson.com), books, and her daily video podcast entitled “Powerful Ones.” Fighting with Faith to overcome adversity.  Running Toward Your Goliaths. www.elijones.com 

Overcoming Adversity and Getting Your Victory Groove BackWelcome one and welcome all to our first episode of Victory Groove! We are so excited that you are joining us today for a very special episode. Today, Eli is joined with TJ Robinson to share TJ's story of how she was able to overcome her obstacles of a toxic relationship, divorce, and entering the workplace again with her faith guiding her.  Lessons explored in this episode/or what the listener can take away:  Knowing God is involved smooths our life's journey.   Roots and rocks will always appear in our daily walk. Our faith, trust in His benevolence, and love helps us move confidently forward in life.   Dr. Eli Jones is a Professor of Marketing, Lowry and Peggy Mays Eminent Scholar, and the former Dean of Mays Business School at his alma mater, Texas A&M University.  He served as Dean of three flagship business schools over 13 years. Dean of Mays Business School (2015-2021), Dean of the Sam M. Walton College of Business and holder of the Sam M. Walton Leadership Chair at University of Arkansas (2012-2015), and as Dean of the E. J. Ourso College of Business and the E. J. Ourso Distinguished Professor of Business at Louisiana State University (2008-2012). Prior to becoming a dean, he was on the faculty at the University of Houston as an Assistant Professor, Associate Professor with tenure, Full Professor, Associate Dean for Executive Education Programs, Director of the Program for Excellence in Selling, and founding Executive Director of the Sales Excellence Institute at the University of Houston.  He has published sales and sales management research in top academic journals and is a co-author of two professional books, Selling ASAP, and Strategic Sales Leadership: Breakthrough Thinking for Breakthrough Results. He just finished writing his new book, Run Toward Your Goliaths, a book about his and his wife's faith journey. He is a Lifetime Achievement Award recipient by the American Marketing Association's Sales Special Interest Group and a PhD Project Hall of Fame recipient in 2016.  Also, he is the recipient of Excellence in Teaching awards on the university, national, and international levels having taught strategic selling, advanced professional selling, key accounts selling, sales leadership, and marketing strategy at the undergraduate, MBA levels and in executive programs. Before becoming a professor, Jones worked in sales and sales management for Quaker Oats, Nabisco, and Frito Lay. He is on the boards of Invesco Funds, Insperity, and on the regional board of First Financial Bank. EliJones.comTashara (TJ) Robinson is a mother, author, and speaker who hails from Dallas, Texas. She is a graduate of Skyline High School and Texas A&M University – College Station. Tashara was very active during her college days – she was a member of Alpha Kappa Alpha Sorority, Inc. Tashara believed that if she followed the “perfect life plan” - graduate college, get married, be a stay-at-home mom – she would be happy. Life didn't work out as planned – Tashara was divorced after 19 years of marriage. The years leading up and after her divorce were the most difficult, yet the most rewarding. Those years were filled with fear, self-doubt, peace, poise, and eventually, POWER. Her journey of self-discovery yielded a plethora of wisdom that she just could not contain. So, she began sharing with the world through her speaking engagements, website (tasharajrobinson.com), books, and her daily video podcast entitled “Powerful Ones.” Check out TJ's books, Power Moms, 12 Stories of Moms Who Found Their Power to Win, and From Pitiful to Powerful.

Get your groove back. Lessons explored in this episode/or what the listener can take away:  We are victorious.   Think of how David glorified God by grooving to music and dancing. Get your joy back. Episode Description: This introductory episode is to encourage you to get your joy back. Join me in exploring the purpose of the Victory Groove Podcast and hear the encouraging message the Bible provides for us. Dr. Eli Jones – Dr. Eli Jones is a Professor of Marketing, Lowry and Peggy Mays Eminent Scholar, and the former Dean of Mays Business School at his alma mater, Texas A&M University.  He served as Dean of three flagship business schools over 13 years. Dean of Mays Business School (2015-2021), Dean of the Sam M. Walton College of Business and holder of the Sam M. Walton Leadership Chair at University of Arkansas (2012-2015), and as Dean of the E. J. Ourso College of Business and the E. J. Ourso Distinguished Professor of Business at Louisiana State University (2008-2012). Prior to becoming a dean, he was on the faculty at the University of Houston as an Assistant Professor, Associate Professor with tenure, Full Professor, Associate Dean for Executive Education Programs, Director of the Program for Excellence in Selling, and founding Executive Director of the Sales Excellence Institute at the University of Houston.  He has published sales and sales management research in top academic journals and is a co-author of two professional books, Selling ASAP, and Strategic Sales Leadership: Breakthrough Thinking for Breakthrough Results. He just finished writing his new book, Run Toward Your Goliaths, a book about his and his wife's faith journey. He is a Lifetime Achievement Award recipient by the American Marketing Association's Sales Special Interest Group and a PhD Project Hall of Fame recipient in 2016.  Also, he is the recipient of Excellence in Teaching awards on the university, national, and international levels having taught strategic selling, advanced professional selling, key accounts selling, sales leadership, and marketing strategy at the undergraduate, MBA levels and in executive programs. Before becoming a professor, Jones worked in sales and sales management for Quaker Oats, Nabisco, and Frito Lay. He is on the boards of Invesco Funds, Insperity, and on the regional board of First Financial Bank. This podcast will help encourage and inspire you to overcome adversities you may be facing by hearing testimonies from people who have done so. www.elijones.com 

This is a Brand New Show with MidFirst Bank of Oklahoma and we are Addressing the Latest on Fraud & Scams Directed at You the Consumer… Before, During and After the Pandemic ~ Airing Saturday, 7/10/21 at 9:05am on KZLS The Eagle 1640AM. This Show is Packed Full of Vital Information that will HELP You and your Family Members Avoid a Problematic Situation with Your Finances. Our MidFirst Bank Experts are left to right: Candler Eve is the Director of Enterprise Fraud with MidFirst Bank and Sam DuRegger is the First Vice President, Director of Digital Banking at MidFirst. They'll be explaining what Cardless Cash is! Sam DuRegger is the First Vice President, Director of Digital Banking at MidFirst, responsible for overseeing the digital banking experience for MidFirst Digital customers. Sam has worked in Governmental Digital Transformation and previously served as the Director of Citizen Experience at the State of Oklahoma before joining MidFirst. Sam also led the Digital Innovation team at SONIC Drive-In, leading the Order Ahead effort across mobile, web and 80,000 digital touch screens across the US at 3,600 SONIC Drive-Ins. Candler Eve is the Director of Enterprise Fraud with MidFirst Bank. He has worked in various fraud positions for the last 14 years at financial institutions around the country including Chase, 5/3rd, and First Financial Bank. He holds a Bachelor's of Science in Economics and a Master's in Business Administration from the Ohio State University. He currently resides in Edmond, Oklahoma with his wife and three children. Website: Midfirst.com and MoneyMoments.com Social media: @midfirst on Twitter, Instagram, Facebook, and LinkedIn @moneymomentstips on Twitter, Instagram, and Facebook; MoneyMoments on LinkedIn (the newly launched financial education social media) Phone: 888-MIDFIRST

Small Business Never Sleeps is a salute to the Small Business Owner who grinds 24/7/365. Jon Slusser and Nathan Maude, interview Jake Sappenfield with First Financial Bank. Jake is an expert in Banking and will share Banking insights with the guys at Small Business Never Sleeps!

When considering practice ownership, the in’s and out’s of business and financial planning can quickly become overwhelming. In this episode, Dr. Schwanda Flowers breaks down the basics of business financing and ownership, and how First Financial Bank is there to help veterinarians along the road toward achieving their dream.

It's not necessary to give up the fundamentals of banking in order to bring innovation to the industry. The two concepts are not mutually exclusive. In this episode, we speak with Cathy Myers — Executive Vice President at First Financial Bank with 37 years of experience in the industry — about why we should view “digitization” as simply a modern extension of traditional banking practices. What we talked about: - Staying true to the fundamentals of banking while innovating - Leveraging data to personalize offerings - Integrating digital capabilities with a human advisor - The changing nature of the in-branch experience - Considerations when choosing innovative partners To hear more from Leaders in Lending, check us out on Apple Podcasts, Spotify, or on our website. Listening on a desktop & can't see the links? Just search for Leaders in Lending on your favorite podcast player.

“Who do you want at your table?” You’re in consistent conversation with the people at your Table and they are shaping your future. Robert Johnstone sits down with Glenna Cooper, of First Financial Bank, who shares guidance for people thinking about buying a house, criteria to look for in a mortgage officer, and a unique product that First Financial is offering to home buyers.

Jarren Hurst will be embarking on his banking career later this year with First Financial Bank. He IS the future of banking and his future is BRIGHT! Conference quality information without the expense report. 

We're talking all things credit. We brought in the experts to discuss the impact of your credit score, how to improve it, and so much more! This week we are joined by Nik Naff from Caliber Homes Loans as well as Kyle Ralston from First Financial Bank.

David is an author, attorney, internationally known speaker and seminar presenter. By the time he was twenty-three, David had visited all fifty states, lived in and studied in four countries and started two businesses, and he has yet to slow down! He is chairman of Success Technologies Inc. and Red Wire Press, and a partner in the law firm of Unruh Turner Burke & Frees where he represents numerous entrepreneurs, executives and corporate clients including banks, developers, and corporations. David has appeared on National Public Radio (NPR) and various radio programs and co-hosted “Abundant Living,” a weekly radio interview program dealing with wealth, goal setting and achievement. He is also the author of the communications book, “The Language of Parenting” and a weekly newspaper column. David has served as a member of the board of directors, an officer, or advisor to many corporations and charitable organizations including the American Cancer Society, the Valley Forge Historical Society, Sentry Technologies, Inc., Success Technologies Inc. and First Financial Bank. He has addressed national and international corporate audiences, conferences, conventions and retreats, including employees of J.P. Morgan, PECO Energy, Verizon, Smith Barney, GE, Omnicare, ARAMARK Service Master, the Professional Association of Health Care Office Managers, as well as numerous professional trade associations, Chambers of Commerce, school districts, colleges, universities, business and political groups, including elected officials, political candidates and state legislators. David lived in and attended school in New Zealand, Australia and Great Britain. He later returned to the United States and attended Dickinson College as an undergraduate student and graduated from the University of Pennsylvania Law School where he also founded and managed a business, Execucom, Inc., to assist young professionals and professional students. He is father of three children, a black belt in Tae Kwon Do and a certified second degree black belt martial arts instructor. Dave's links Web: https://www.successtechnologies.com Twitter: https://twitter.com/davefrees Facebook: https://www.facebook.com/davidfrees  Instagram: https://www.instagram.com/dmfiii/ And don’t forget to support the podcast by subscribing for free, reviewing, and sharing.   Check me out on YouTube with a livestream!  https://youtube.com/erichunley    Web: https://unstructuredpod.com/  Twitter: https://twitter.com/unstructuredp  Facebook: https://facebook.com/unstructuredp  Instagram: https://instagram.com/unstructuredp    Join the Facebook group: fb.com/groups/unstructured 

Pharmacy owner Trent Moore with Sav-Mor Pharmacy in Neoga Illinois joins First Financial Bank's Pharmacy Division Loan Officer Mr. Bo Garmon for our 3rd part of the series on strategic planning, expansion, and lending.  Pharmacy ownership is a big step that commonly requires gathering large sums of money in the form of bank loans. It can be difficult for prospective pharmacy owners to secure commercial loans because most banks are asset-based lenders. One of an existing pharmacy's biggest assets is the prescription files. Without understanding how pharmacies operate, commercial banks can place little value on these “blue sky” assets, despite their worth of potentially many hundreds of thousands of dollars. First Financial Bank (FFB) is a customer-oriented community bank headquartered in El Dorado, Arkansas, and a national lender that specializes in industry-specific loans to pharmacists and veterinarians. Their pharmacy lending team includes current and past pharmacy owners with more than 75 years of combined pharmacy experience. Their expertise in working with independent pharmacies allows them to offer a range of flexible terms tailored to the unique situation of pharmacy ownership.  Schedule a time to plan your pharmacy expansion:  https://www.ffb1.com/loans/pharmacy-loans/our-pharmacy-lenders.html  See omnystudio.com/listener for privacy information. Learn more about your ad choices. Visit megaphone.fm/adchoices

Pharmacy owner Trent Moore with Sav-Mor Pharmacy in Neoga Illinois joins First Financial Bank's Pharmacy Division Loan Officer Mr. Bo Garmon for our 3rd part of the series on strategic planning, expansion, and lending.  Pharmacy ownership is a big step that commonly requires gathering large sums of money in the form of bank loans. It can be difficult for prospective pharmacy owners to secure commercial loans because most banks are asset-based lenders. One of an existing pharmacy’s biggest assets is the prescription files. Without understanding how pharmacies operate, commercial banks can place little value on these “blue sky” assets, despite their worth of potentially many hundreds of thousands of dollars. First Financial Bank (FFB) is a customer-oriented community bank headquartered in El Dorado, Arkansas, and a national lender that specializes in industry-specific loans to pharmacists and veterinarians. Their pharmacy lending team includes current and past pharmacy owners with more than 75 years of combined pharmacy experience. Their expertise in working with independent pharmacies allows them to offer a range of flexible terms tailored to the unique situation of pharmacy ownership.  Schedule a time to plan your pharmacy expansion:  https://www.ffb1.com/loans/pharmacy-loans/our-pharmacy-lenders.html  See omnystudio.com/listener for privacy information.

Today's podcast is part 2 of the second series from the team at First Financial Bank's Pharmacy & Veterinary Divisions. Today we talk with Drew Hegi, MBA Loan Officer at First Financial Bank and Schwanda Flowers, PharmD Veterinary Practice Lender at First Financial Bank.   On this episode we learn about:  What is POLA? How and when did POLA start? What are the benefits of participating in POLA? How much does it cost to attend? What topics and activities do you cover at POLA? How can interested students and colleges get more information about attending? About P.O.L.A. Opportunity is on the horizon for student pharmacists interested in ownership. With an aging demographic of independent pharmacy owners, there has never been a better time to consider ownership. The Pharmacy Ownership and Leadership Academy (POLA) was developed to prepare student pharmacists for this exact opportunity. Twenty-five students from eleven colleges of pharmacy across the country arrived at the University of Arkansas for Medical Sciences (UAMS) College of Pharmacy on June 17th for a week long academy focused on leadership, personal and professional development, pharmacy financials, business planning and team building. The week began with assessing the attendees entrepreneurial spirit, leadership styles and emotional intelligence. They were welcomed with a picnic sponsored by First Financial Bank and had the opportunity to get to know each other and network with a team of lenders who truly understand pharmacy. The second day was a huge success; programming focused on writing a business plan, pharmacy lending, tools and support from the National Community Pharmacists Association (NCPA), and ended with a networking dinner with current Arkansas pharmacy owners. Students had the opportunity to connect with a professional mentor who can provide real-world advice and encouragement for these young entrepreneurs. Days three and four provided unique sessions on marketing, Community Pharmacy Enhanced Services Network (CPESN), and developing a vision for your business.  See omnystudio.com/listener for privacy information. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's podcast is part 2 of the second series from the team at First Financial Bank's Pharmacy & Veterinary Divisions. Today we talk with Drew Hegi, MBA Loan Officer at First Financial Bank and Schwanda Flowers, PharmD Veterinary Practice Lender at First Financial Bank.   On this episode we learn about:  What is POLA? How and when did POLA start? What are the benefits of participating in POLA? How much does it cost to attend? What topics and activities do you cover at POLA? How can interested students and colleges get more information about attending? About P.O.L.A. Opportunity is on the horizon for student pharmacists interested in ownership. With an aging demographic of independent pharmacy owners, there has never been a better time to consider ownership. The Pharmacy Ownership and Leadership Academy (POLA) was developed to prepare student pharmacists for this exact opportunity. Twenty-five students from eleven colleges of pharmacy across the country arrived at the University of Arkansas for Medical Sciences (UAMS) College of Pharmacy on June 17th for a week long academy focused on leadership, personal and professional development, pharmacy financials, business planning and team building. The week began with assessing the attendees entrepreneurial spirit, leadership styles and emotional intelligence. They were welcomed with a picnic sponsored by First Financial Bank and had the opportunity to get to know each other and network with a team of lenders who truly understand pharmacy. The second day was a huge success; programming focused on writing a business plan, pharmacy lending, tools and support from the National Community Pharmacists Association (NCPA), and ended with a networking dinner with current Arkansas pharmacy owners. Students had the opportunity to connect with a professional mentor who can provide real-world advice and encouragement for these young entrepreneurs. Days three and four provided unique sessions on marketing, Community Pharmacy Enhanced Services Network (CPESN), and developing a vision for your business.  See omnystudio.com/policies/listener for privacy information.

Episode 4 features Angie Lingk. Angie Lingk is the SVP of Revenue Operations at Silverline where she is responsible for maximizing the impact of the sales organization for their customers, partners, and internal constituents through alignment of sales strategy with the broader organization and the design & implementation of the processes, people and tools required to support it. Angie and I met approximately 5 years ago when she was my first account executive on my first major Salesforce project. JP Owens is the Director of Banking & Lending at Silverline (Platinum Salesforce Partner). JP formerly served as the Director of Digital Product Experience at First Financial Bank, a $14B Cincinnati-based bank, where he led multiple functional teams within the Digital organization and was responsible for vision, delivery, and execution across Digital channels. Prior to serving as the Director of Digital Product Experience, JP also served as the hands on leader for CRM, Marketing Automation, and Marketing Director for the organization. JP managed a team of 20+ associates across Digital and Marketing supporting systems like Salesforce, nCino, Blend, Q2, Yext, TimeTrade, Marketing Cloud, Pardot, and more.

First Financial Bank Pharamcy Division Team returns the Pharmacy Podcast Nation. Bob Graul addresses the Paycheck Protection Program (PPP) common questions for business owners. Bob explains the need for an emergency fund financial safety net for future mishaps and/or unexpected expenses. First Financial Bank’s Pharmacy Division recommends that emergency funds should typically have three to six months' worth of expenses in the form of highly liquid assets.  For more information please visit First Financial Bank www.ffb1.com Series 2 | Part 1  Financial Stability during an Unstable Time | First Financial Bank 

In this episode I am joined by Evan Eichert, Solution Architect at Stitch Consulting. Evan and I met about three years ago when he was an end user for one of my first major Salesforce initiatives. Evan quickly progressed from an end user into a management position leading a centralized sales team powered by Salesforce, to a Salesforce Admin and eventually a Salesforce Solution Architect within the organization. JP Owens is the Director of Banking & Lending at Silverline (Platinum Salesforce Partner). JP formerly served as the Director of Digital Product Experience at First Financial Bank, a $14B Cincinnati-based bank, where he led multiple functional teams within the Digital organization and was responsible for vision, delivery, and execution across Digital channels. Prior to serving as the Director of Digital Product Experience, JP also served as the hands on leader for CRM, Marketing Automation, and Marketing Director for the organization. JP managed a team of 20+ associates across Digital and Marketing supporting systems like Salesforce, nCino, Blend, Q2, Yext, TimeTrade, Marketing Cloud, Pardot, and more.

This interview with ESOP experienced banker Joseph Sophia will help the listener to better understand the process the bank goes through in underwriting an ESOP loan and the potential changes with COVID-19.

David is an author, attorney, internationally known speaker and seminar presenter. By the time he was twenty-three, David had visited all fifty states, lived in and studied in four countries and started two businesses, and he has yet to slow down! He is chairman of Success Technologies Inc. and Red Wire Press, and a partner in the law firm of Unruh Turner Burke & Frees where he represents numerous entrepreneurs, executives and corporate clients including banks, developers, and corporations. David has appeared on National Public Radio (NPR) and various radio programs and co-hosted “Abundant Living,” a weekly radio interview program dealing with wealth, goal setting and achievement. He is also the author of the communications book, “The Language of Parenting” and a weekly newspaper column. David has served as a member of the board of directors, an officer, or advisor to many corporations and charitable organizations including the American Cancer Society, the Valley Forge Historical Society, Sentry Technologies, Inc., Success Technologies Inc. and First Financial Bank. He has addressed national and international corporate audiences, conferences, conventions and retreats, including employees of J.P. Morgan, PECO Energy, Verizon, Smith Barney, GE, Omnicare, ARAMARK Service Master, the Professional Association of Health Care Office Managers, as well as numerous professional trade associations, Chambers of Commerce, school districts, colleges, universities, business and political groups, including elected officials, political candidates and state legislators. http://www.successtechnologies.com/ Seth Greene is a 6 Time Best Selling Author, Nationally Recognized Direct Response Marketing Expert, and the only back to back to back GKIC Dan Kennedy Marketer of the Year Nominee. To Get a FREE Copy of Seth's new book Podcast Marketing Magic, and access to a Live Podcast Marketing Training Conference Call go to http://www.UltimateMarketingMagician.com Learn more about your ad choices. Visit megaphone.fm/adchoices