Podcasts about First Financial Bank

In this podcast episode, we delve into the exciting possibilities for pet care businesses looking to expand their services and facilities. Our focus will be on the integration of grooming services into an existing business model and the crucial role of strategic financing in making this expansion a reality. We'll be joined by experts from First Financial Bank and Paragon School of Pet Grooming to discuss how to secure the right financing.

David has been a banking leader in Northeast Ohio since 2011, as part of a career that includes more than three decades of banking experience nationally, focused on corporate and commercial banking. Cleveland is his home, and he enjoys supporting his city and finding success for his company all at the same time.David is the first regional president for First Financial in Northeast Ohio. In his first year after being named to the position in 2023, he quickly added $100 million in investment in Northeast Ohio through his clients.He considers his biggest win in business to have come from finding a path to success as the first employee hired in a new market, which he has done twice now, most recently with First Financial Bank. He holds his MBA, specializing in finance and marketing, from Case Western Reserve University, and a bachelor's degree in finance from Miami University. David also holds FINRA investment banking licenses.David is a proud of his local connections and volunteers his time to improve the community. He is the board chair of Building Hope in the City, a nonprofit organization that is transforming the neighborhoods of Clark-Fulton and Stockyards, and Cleveland's refugee and immigrant communities. David is also active with the Leadership Cleveland Foundation, the Miami University Venture Pitch competition and Bay Presbyterian Church.

In episode 160, Coffey talks with Matt Morris about various health insurance options and strategies for employers, particularly small to medium-sized businesses. They discuss recent trends in health insurance cost increases; comparing traditional fully-insured plans to alternative funding methods; health savings accounts (HSAs) and health reimbursement arrangements (HRAs); level-funded and self-funded plans; captive insurance arrangements; reference-based pricing; the importance of employee education and communication; and criteria for selecting an insurance broker.Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com. If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com. About our Guest:Matt is a Fort Worth native graduating from Aledo High School then Hardin-Simmons University where he obtained his BBA in Finance and Leadership, graduating with honors in 2002. He was a two-time NCAA All-American offensive lineman while working through college where he met his wife Sarah.  In 2006 Matt received his MBA from Texas Christian University while helping grow Gus Bates Insurance & Investments serving in operational, consulting, Team Lead and President roles from 2002-2020. In July of 2020 Gus Bates joined HUB in a very strategic move to merge 2 great offices within Fort Worth.  Matt then assumed the role of Area President and now leads the combined teams.  The HUB Fort Worth family is a passionate, energetic team with the guiding principle “Don't tell me how much you know, just show me how much you care.”  Matt leads by example.  He supports and encourages teams pushing themselves to “find the better way,” constantly.  He believes the "pursuit of excellence" is something that should never end!  Matt holds his Texas Life, Accident & Health, Texas Insurance Counselors, and Texas Property & Casualty licenses.  He also holds FINRA Series 7, Series 65, and Series 63 licenses, a Chartered Benefits Consultant Designation, among others.In his spare time, Matt enjoys spending time with his wife Sarah and two daughters, Lillian and Hannah.  As a family they enjoy anything outdoors, traveling, reading, coaching and competing in kids sports which often occupies their weekends.  They are active members of Christ Chapel Bible Church, part owners in the Aledo Volleyball Club, and Matt serves on numerous boards such as First Financial Bank's Advisory Board and Aledo's various Growth Committees, among others.Matt Morris can be reached at https://www.hubinternational.com/About Mike Coffey:Mike Coffey is an entrepreneur, human resources professional, licensed private investigator, and HR consultant.In 1999, he founded Imperative, a background investigations firm helping risk-averse companies make well-informed decisions about the people they involve in their business.Today, Imperative serves hundreds of businesses across the US and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies.Mike has been recognized as an Entrepreneur of Excellence and has twice been named HR Professional of the Year. Additionally, Imperative has been named the Texas Association of Business' small business of the year and is accredited by the Professional Background Screening Association. Mike is a member of the Fort Worth chapter of the Entrepreneurs' Organization and volunteers with the SHRM Texas State Council.Mike maintains his certification as a Senior Professional in Human Resources (SPHR) through the HR Certification Institute. He is also a SHRM Senior Certified Professional (SHRM-SCP).Mike lives in Fort Worth with his very patient wife. He practices yoga and maintains a keto diet, about both of which he will gladly tell you way more than you want to know.Learning Objectives:1. Explore alternative funding methods like level-funded plans, self-funded plans, and captive arrangements to potentially reduce healthcare costs and increase flexibility.2. Implement effective employee communication strategies to educate staff about their health insurance options and the true costs of coverage.3. Evaluate insurance brokers based on their technological capabilities, customer service, and ability to provide ongoing education and support, rather than solely on premium rates.

In this episode Dr. Molly & Todd speak with First Financial Bank's Managing Director Schwanda Flowers. Schwanda works first-hand with pet care industry professionals to navigate the misunderstood markets for growing, selling, and expanding their pet care businesses that many typical lenders are just unfamiliar with. Schwanda talks with us about typical loan requirements, what you need to prepare for a good chance of being approved, and what the numbers need to look like for a business wanting to sell, how the SBA guarantees the amounts, and how FFB is different, Schwanda will stay on your account from application throughout the duration, no selling to other companies!(20+) FacebookTHE PAWCAST: THE BUSINESS SIDE OF THE PET INDUSTRIES – Podcast, Business Consultations, Education, and Networking!Schwanda Flowers/ sflowers@ffb1.com / 501-6732-5040

O #MorningCall da #XPInvestimentos mostra os principais destaques do dia e os impactos para o mercado, antes do pregão.Confira os temas de hoje, 20/07/2023:Os índices globais amanhecem em queda hoje (20), pressionados pelos balanços corporativos mais negativos publicamos ontem à noite nos Estados Unidos. Nesta quinta-feira, após o fechamento do mercado, serão divulgados os balanços de alguns bancos regionais americanos (Key, OZK e First Financial Bank), que ganharam a atenção dos investidores depois da crise bancária no início deste ano.Na agenda econômica, o dia será carregado de indicadores internacionais. Nos EUA, temos a publicação de uma série de dados: vendas de moradias usadas, indicadores antecedentes do Conference Board, sondagem industrial do Fed da Filadélfia, e os pedidos de auxílio desemprego semanais. Na zona do euro, a agenda traz a leitura preliminar da confiança do consumidor relativa a julho.Investir com a XP Investimentos é fácil, basta criar o seu cadastro e em minutos você já pode começar a investir: http://bit.ly/3SRd2A1

The dream is possible with the right lender and a pharmacy CPA advisor. Our special guest with the pharmacy lending division of First Financial Bank, Drew Hagi, talks about interest rates, expansion loans and why you should diversify your services to bring in more cash. About Sykes & Company, P.A. - https://www.sykes-cpa.com/

**In this Episode of the Becoming a Badass Pharmacy Owner Podcast; Dr. Lisa Faast with Guests Dr. Schwanda Flowers will talk about SBA loans, and how to take advantage of having a bank partner** **Show Notes:** 1. **Dr. Schwanda Flowers Introduction** [1:59] 2. **SBA Lender** [4:10] 3. **Interacting with Pharmacies** [6:10] 4. **Loans** [7:52] 5. **Interest Rates** [11:21] 6. **Contact Info** [15:24] **Links mentioned in this episode:** [First Financial Bank website] (https://www.ffb1.com/) [FFB1 Blog] (https://blog.ffb1.com/) Contact Info: Dr. Schwanda Flowers Email: sflowers@ffb1.com Phone Number: 501-672-5040 ----- #### **Becoming a Badass Pharmacy Owner Podcast is a Proud to be Apart of the Pharmacy Podcast Network**

Let's talk about financing and retirement assets! Do you have retirement assets? Are you really planning well for the future or are your eggs in one basket?Oftentimes, we find that business owners see their business as their sole asset (retirement plan), they may lack other retirement assets (such as a sizable 401K), and lack a succession plan – which could prove detrimental and end up costing them everything.Alicia Chandler, president of Indianapolis-based Oak Street Funding®, a First Financial Bank® company, is our guest expert. Alicia joined Oak Street Funding in 2011, serving as Chief Legal Counsel until her promotion to president in July 2022. During her tenure with Oak Street Funding, she has leveraged her strong understanding of commercial financing to enable a client-focused business approach and customized loan solutions for all of Oak Street's targeted verticals.Prior to joining Oak Street Funding, she was a partner with Krieg DeVault, LLP. Alicia holds a Bachelor of Science degree from the University of Cincinnati and a law degree from University of Cincinnati's College of Law.Alicia and her family live in Carmel, Indiana, where they enjoy spending time with their four dogs and with friends, hanging by the pool and riding bikes.For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you're listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don't forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let's Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelife

The Fed followed through on another rate hike despite the banking turmoil. Members of the Federal Open Market Committee raised the Federal Funds rate another quarter point on March 22nd. That brings the short term rate to a range of 4.75% to 5%.    Hi, I'm Kathy Fettke and this is Real Estate News for Investors. Please remember to subscribe to this podcast and leave us a review.   Fed Chief Jerome Powell said the collapse of two banks, and the near-collapse of a third, did force Fed officials to consider a pause in rate hikes. But he says they were persuaded to hike rates again because of stubbornly high inflation and a strong job market with strong wage growth. But Powell offered assurances that the central bank is prepared to protect the banking system. He also still believes there's a path to a soft landing. (1)   Powell says he expects the need for one more rate hike this year, while seven of the 18 Fed officials are forecasting two hikes. If the short-term rate is raised another quarter point, the end range would be 5% to 5.25%.    Fed Sees Higher End-of-the-Year PCE Percentage   The Fed previously thought Personal Consumption Expenditure index, or PCE, would end the year at 3.1%. It's now projecting a higher 3.3%, which is moving in the wrong direction from the central bank's 2% target.    In the meantime, the Fed also needs to make sure the financial system remains stable. There's fear that nervous depositors could pull more money out of regional banks, which are already under stress. Federal regulators took control of Silicon Valley Bank and Signature Bank, and are making sure depositors get all their money back despite the FDIC limit of $250,000. The Fed also worked with the FDIC, and the U.S. Treasury in the creation of a fund for banks that need to borrow money to cover deposits. As reported by Bisnow, banks withdrew a total of $300 billion during the first week.   Government Prepared to Prop Up Small Banks   Treasury Secretary Janet Yellen also says the government is prepared to protect small banks from failures, but much of this stability depends on the confidence of depositors. Archie brown of Cincinnati-based First Financial Bank told Bisnow: “The main thing is to make sure that the Fed is instilling confidence in the deposit base. As long as we do that, I think everything else will manage itself.”   The San Francisco-based First Republic had teetered toward failure with a $70 billion run on deposits, which is about half of its total. The bank received an infusion of cash from eleven large banks and the federal government to keep it from toppling. But the experts are still worried about smaller regional banks which is where a lot of commercial real estate investors get their loans. According to an article in Axios, small and mid-sized banks hold 67% of commercial real estate loans, and 37% of residential real estate loans. (3)   Small Banks Could Reduce Real Estate Exposure   Brad Kraus of the CRE financial consulting first Ascension said in an email to Bisnow: “If banks do end up struggling, the first thing we see here on the front lines is a reduction in their real estate exposure.” He said: “If things get worse, they simply start quoting rates which guarantee profitability, thus effectively pricing themselves out of the market.” (4)   Higher rates will push commercial real estate values lower. Keiran says: “Those looking to sell anytime soon, especially those owners that are facing loan maturities, will have to offer their deals at higher cap rates to attract buyers.” According to the Wall Street Journal, as much as $270 billion in commercial mortgages will mature this year.    As these loans mature Keiran expects to see a “major value adjustment” for commercial properties especially if we sink into a recession. Banks are also likely to cut back on lending as a way to preserve capital, especially if they expect the Fed to keep hiking rates.   That's it for now. You'll find links in the show notes at newsforinvestors.com Please remember to join RealWealth. It's free to join and gives you an all-area pass to our website. That includes our investor portal, our market data, and our experienced investment counselors. You can also find out more about our mastermind events, and our real estate tours in markets that are popular among single-family rental investors.   Please remember to subscribe to the podcast, and leave us a review!   Thanks for listening, Kathy Links:   1 - https://www.cnbc.com/2023/03/22/live-updates-fed-rate-march.html   2 - https://www.marketwatch.com/story/fed-hikes-interest-rates-again-pencils-in-only-one-more-increase-ac42c84e?mod=home-page   3 - https://www.axios.com/2023/03/21/small-bank-struggles-could-hit-the-real-estate-market-har https://www.nytimes.com/2023/03/22/business/svb-signature-commercial-real-estate.html   4 - https://www.bisnow.com/national/news/capital-markets/banking-crisis-will-have-profound-effect-on-regional-bank-cre-lending-118190

This week we visited with Aaron Miller of First Financial Bank after a UK Extension Ag Lending Conference. 

A solid financial plan is the roadmap to success for every small business. When a small veterinary practice owner is overwhelmed by the day-to-day operations of running their business, they can lose sight of their long-term goals for progress and growth. Are you on a path that will lead to success? Join Dr. Schwanda Flowers, Managing Director of First Financial Bank, and Vetfolio Voice host Dr. Cassi as they explore the importance of cash flow as an indicator of financial health, common accounting pitfalls and how to avoid them, the purpose of crucial financial statements, and what you need to know before expanding your business. Demystify the key elements of an effective financial plan and steer your small veterinary practice in the direction of long-term sustainability, success and profits!

I always want the OSJ / radio hour to be full of information for 50+ and their families … As you know – knowledge is power and learning about scammers and frauds is something we want to enlighten you on this Saturday from 9:05 am to 10 am ~ 12/24/22 on the New Freedom 96.9FM 100,000 watt Talk Radio Station! Seeing family around the holidays is when you might notice things in person that you missed before… maybe when a family member is being taken advantage of! Please listen for this relevant information with things to look for— whether you are an adult taking care of a parent, a caregiver, or a senior yourself, this information could save you a lot of stress and heartache! In the OSJ studios are experts in their Feild of Fraud and Scams Pictured Left is: Candler Eve the Director of Enterprise Fraud with MidFirst Bank and Sam DuRegger the First Vice President, Director of Digital Banking at MidFirst Bank in OKC both working diligently on exposing fraudulent scans to our seniors, family members, and our community! This week on The Rise & Thrive OSJ Radio Hour on the FREEDOM 96.9 FM … at 9:05 am. We have two experts in their fields on frauds and scams plaguing our seniors and their families We are also talking about a new cardless cash app that can go through MidFirst bank to help cut down on frauds and scams. Pictured Left is: Candler Eve the Director of Enterprise Fraud with MidFirst Bank and Sam DuRegger is the First Vice President, Director of Digital Banking at MidFirst Bank in OKC. The OSJ Editor ✍

Kevin Lackey is the President and CEO of Freedom Powersports, a dealership group based out of Fort Worth, Texas with 13 locations spanning three states. His career in the powersports industry started in 1998 where he worked his way up from a porter to manager to general manager and now owner and operator. Through strong leadership skills, dedication to operational excellence, and commitment to the industry he helped grow Freedom Powersports from $34.8M in sales in 2012 to a project of $157M in sales for 2021. Outside of Freedom Powersports, Kevin is on the Board of Directors for First Financial Bank, Motorcycle Industry Council, Yamaha Financial Services Council, BRP Dealer Advisory Council, Yamaha Financial Services Dealer Council, Texas Motorcycle Dealers Association, YPO Fort Worth Chapter Member and is on the Advisory Board for National Center for Middle Market. In 2019 Kevin was named the Entrepreneur of Excellence for the category of retail for Fort Worth Inc. Magazine and in 2016 he was named to the 40 under 40 by the Fort Worth Business Press. With continued growth on his mind, he has also become an active member of his community in Aledo, TX, started a podcast, and is always looking for the next opportunity. On this episode Chris and Kevin discuss: Deepdive into powersports industry since COVID. Best practices learned over the years that helped build a great team and business.What he's glad he did for the business so that it was easier to sell. (Sold to Rumble On.)Why Kevin has built a life that balances his family life with a demanding work schedule.Links:Kevin on LinkedInEpisode #4 of The Fort with Kevin LackeyThe House that Built Me by Miranda LambertSupport our Sponsors:Frank Kent CadillacCRE Daily Newsletter Fort Capital Topics:(3:25) - Reminiscing(4:54) - How would you describe your business?(6:02) - What happened to Powersports during Covid?(9:20) - Why does focus matter so much?(12:05) - The power of EOS(17:15) - How did you navigate the Pandemic? (30:23) - Is there anything you learned in the early months that will serve you the rest of your life?(32:58) - When did you start to consider the process of selling the business?(45:29) - What are the things you're happy you did to get the business ready for a successful sale?(49:27) - How did you delegate duties to your CFO?(51:34) - Net Working Capital(1:02:16) - Are there things you wish you'd done to get the business ready for a successful sale?(1:04:22) - The experience of closing on the sale(1:09:09) - The importance of Fatherhood

On this week's episode, Heather and Kalyn may have done something they said they wouldn't do and may have talked about the (GASP) current state of the real estate market! But don't worry, they brought in the expert and also possibly the sweetest guest yet? Steve Harding, lender extraordinaire with First Financial Bank joined the girls to talk about everything from the 3 days he spent in college to how he got to where he is today (spoiler alert: it's a love story). They talk about how WINTER IS COMING but also touch on some things buyers can do in this current market to combat the higher rates. And once again, Steve brought the VOICE to the podcast! Thank you again to our sponsor, Richard Johnston with the Johnston Insurance Agency!

This week on Grow Money Business, distinguished guest Rick Dennen joins us. Rick is Chief Corporate Banking Officer at First Financial Bank and the founder of Oak Street Funding. Having evaluated hundreds of business deals over his decades-long career, Rick has a lot of knowledge and experience in venture capital. In today's episode, we dive into what business owners should keep in mind when funding their business ventures with debt or equity. [02:49] Rick's Story - We start the discussion with a brief look at Rick's career and how he started Oak Street Funding. [07:52] Working with Banks – When Rick started his firm in the early 2000's, banks were reluctant to lend to service-based businesses even though they had positive cashflows. We dive into the reasons behind this behavior and how things have changed after two decades. [11:35] Recent Market Shifts – Rick shares his thoughts on how the M&A market is responding to the recent changes in the economy. [15:28] Debt vs. Equity – Rick explains what business owners need to consider when deciding between taking on debt and looking for an equity partner. [21:29] Lessons for Businesses – Rick shares some key takeaways about funding and the growth of a business. [24:48] Evaluating Businesses – How Rick approaches evaluating a new business idea and the metrics used for measuring performance. [27:15] Business & Parenting – Rick is the father of three children in their early 20s. We talk about how they are involved in business and why Rick approaches business-related conversations with his children. [34:48] What's Next for Rick – We talk about Rick's area of focus and future plans for his new role at the bank.   Resources Connect with Rick LinkedIn: linkedin.com/in/rick-dennen-721b363 Website: www.oakstreetfunding.com www.firstfranchisecapital.com www.bankatfirst.com

Please join the discussion with David George from Total Dose Pharmacy and First Financial Loan Officer, Drew Hegi from First Financial Bank.  David George is one of the founders of Total Dose Pharmacy that was established in 2013. He began the startup in Oklahoma and subsequently a second store, Hutton Pharmacy.  Total Dose aims to be embedded as a healthcare cornerstone of every community in which they are located. They strive to be innovative in the services and products they offer, as well as experts in provision of care and education to patients. Ultimately, their goal is to be the pharmacy franchise where patients want to receive healthcare and people want to work. Drew Hegi, has been a Loan Officer at FFB since 2012. Drew is also an Independent Pharmacy owner. Drew enjoys coaching buyers through the details of pharmacy ownership. Clear communication helps alleviate concerns, and he understands the necessary skills and tools needed to navigate the process. Learn more about your ad choices. Visit megaphone.fm/adchoices

Please join the discussion with David George from Total Dose Pharmacy and First Financial Loan Officer, Drew Hegi from First Financial Bank.  David George is one of the founders of Total Dose Pharmacy that was established in 2013. He began the startup in Oklahoma and subsequently a second store, Hutton Pharmacy.  Total Dose aims to be embedded as a healthcare cornerstone of every community in which they are located. They strive to be innovative in the services and products they offer, as well as experts in provision of care and education to patients. Ultimately, their goal is to be the pharmacy franchise where patients want to receive healthcare and people want to work. Drew Hegi, has been a Loan Officer at FFB since 2012. Drew is also an Independent Pharmacy owner. Drew enjoys coaching buyers through the details of pharmacy ownership. Clear communication helps alleviate concerns, and he understands the necessary skills and tools needed to navigate the process. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on The Rise & Thrive OSJ Radio Hour on the NEW 96.9FM the Eagle … at 9:05am. We have two experts in their fields on frauds and scams that are plaguing our seniors and their families as well as talking about a new cardless cash app that can go through MidFirst bank to help cut down on frauds and scams. Pictured Left is: Candler Eve the Director of Enterprise Fraud with MidFirst Bank and Sam DuRegger is the First Vice President, Director of Digital Banking at MidFirst Bank in OKC. The OSJ Editor is now a monthly columnist for the Oklahoman “Viewpoint” section as well as the Publisher/Editor/On Air Host of the 30 Year Anniversary this year of the Oklahoma Senior Journal! We are definitely experts in our field as well as MidFirst Bank who we did some quotes in our column on frauds and scammers that will run in this Sunday's Oklahoman paper in the “Viewpoints” section 6/12/22. The OSJ / radio show will run this Saturday 6/11/22 @ 9:05am on 96.9FM before the column runs in the Oklahoman Sunday's paper on 6/12/22 and both the radio show and the Oklahoman Column with dovetail nicely together for expert educational information on this very sensitive subject of fraud and scams targeted towards our seniors and their families! The Oklahoman article link is also in this OSJ e-Newsletter… please scroll down further to locate that link! Of course you can hear this radio show today from this OSJ e-Newsletter. Candler Eve is the Director of Enterprise Fraud with MidFirst Bank. He has worked in various fraud positions for the last 14 years at financial institutions around the country including Chase, 5/3rd, and First Financial Bank. He holds a Bachelor's of Science in Economics and a Master's in Business Administration from the Ohio State University. He currently resides in Edmond, Oklahoma with his wife and three children. Sam DuRegger is the First Vice President, Director of Digital Banking at MidFirst, responsible for overseeing the digital banking experience for MidFirst Digital customers. Sam has worked in Governmental Digital Transformation and previously served as the Director of Citizen Experience at the State of Oklahoma before joining MidFirst. Sam also led the Digital Innovation team at SONIC Drive-In, leading the Order Ahead effort across mobile, web and 80,000 digital touch screens across the US at 3,600 SONIC Drive-Ins. Website: Midfirst.com and MoneyMoments.com Social media: @midfirst on Twitter, Instagram, Facebook, and LinkedIn @moneymomentstips on Twitter, Instagram, and Facebook; MoneyMoments on LinkedIn (the newly launched financial education social media) Phone: 888-MIDFIRST

We talked with Indiana State Head Football Coach Curt Malory about the upcoming Golf Outing!  Take a listen & support the Sycamores!! ONLINE REGISTRATION 2022 FOOTBALL GOLF OUTING - PDF REGISTRATION https://gosycamores.com/news/2022/3/18/registration-open-for-2022-sycamore-football-golf-outing.aspx TERRE HAUTE, Ind. – Registration is open for Indiana State Football's annual golf outing at the Idle Creek Golf Course, presented by First Financial Bank. The event will be held on Friday, May 27, with all proceeds benefiting the Football Fuel Initiative.   The day is scheduled to begin with a morning flight at 8 a.m. before a scheduled lunch beginning at noon. An afternoon flight is also available with a 1:30 p.m. start time. Participation includes lunch and drinks. Tee times are limited to the first 25 teams registered.   Prices start at $150 for an individual and $500 for a foursome. Hole sponsorship's are also available starting at $250. See omnystudio.com/listener for privacy information.

On this episode of Over the Counter, First Financial Bank pharmacy loan officers Bo Garmon and Drew Hegi join Drug Topics® managing editor Lauren Biscaldi to discuss the ins and outs of the financial side of pharmacy ownership.  

On this episode of Over the Counter, First Financial Bank pharmacy loan officers Bo Garmon and Drew Hegi join Drug Topics® managing editor Lauren Biscaldi to discuss the ins and outs of the financial side of pharmacy ownership.  

Often, we feel God's call to do something big for His glory.  At times, that calling may feel overwhelming to us.  We want to do His Will, but we may not know how and when. In this episode of Victory Groove, hear how Chris Field, a U.S. citizen, had the boldness, faith, and confidence to fight child trafficking in Ghana, Africa after reading about the horrendous problem there.  The Mercy Project was born out of a need to take action to address this critical human condition.  Lessons explored in this episode:  Knowing God is involved smooths our life's journey.   Roots and rocks will always appear in our daily walk. Our faith, trust in His benevolence, and love helps us move confidently forward in life.  Chris Field has been challenging complacency and disrupting the status quo most of his life. His most important disruption is Mercy Project, the non-profit he started to rescue children from human trafficking in Ghana, Africa. Its innovative approach has drawn international attention and earned the prestigious Norman Borlaug Humanitarian Award. To date, Mercy Project has rescued more than 150 children, returned them to their families, and provided them with an education that will transform their future for generations to come. Field lives in College Station, Texas with his wife Stacey and their four young children. Connect with Chris on LinkedIn @christophercfield and check out his book “Disrupting for Good” here! https://www.amazon.com/Disrupting-Good-Passion-Persistence-Lasting/dp/1684260019 Dr. Eli Jones is a Professor of Marketing, Lowry and Peggy Mays Eminent Scholar, and the former Dean of Mays Business School at his alma mater, Texas A&M University.  He served as Dean of three flagship business schools over 13 years. Dean of Mays Business School (2015-2021), Dean of the Sam M. Walton College of Business and holder of the Sam M. Walton Leadership Chair at University of Arkansas (2012-2015), and as Dean of the E. J. Ourso College of Business and the E. J. Ourso Distinguished Professor of Business at Louisiana State University (2008-2012). Prior to becoming a dean, he was on the faculty at the University of Houston as an Assistant Professor, Associate Professor with tenure, Full Professor, Associate Dean for Executive Education Programs, Director of the Program for Excellence in Selling, and founding Executive Director of the Sales Excellence Institute at the University of Houston.  He has published sales and sales management research in top academic journals and is a co-author of two professional books, Selling ASAP, and Strategic Sales Leadership: Breakthrough Thinking for Breakthrough Results. He just finished writing his new book, Run Toward Your Goliaths, a book about his and his wife's faith journey. He is a Lifetime Achievement Award recipient by the American Marketing Association's Sales Special Interest Group and a PhD Project Hall of Fame recipient in 2016.  Also, he is the recipient of Excellence in Teaching awards on the university, national, and international levels having taught strategic selling, advanced professional selling, key accounts selling, sales leadership, and marketing strategy at the undergraduate, MBA levels and in executive programs. Before becoming a professor, Jones worked in sales and sales management for Quaker Oats, Nabisco, and Frito Lay. He is on the boards of Invesco Funds, Insperity, and on the regional board of First Financial Bank. 

Bob Graul is a consultant providing Business Development Services for First Financial Bank's Professional Services Division and has Graul Consulting – Small Business Consulting. Mr. Graul hosts Pharmacy Insiders on the Pharmacy Podcast Network. Mr. Graul was Managing Director for the Professional Services Division of First Financial Bank which closed $50M in SBA loans annually. As National Vice President – RxOwnership for McKesson Corp from 2010 to 2015 Mr. Graul developed and launched RxOwnership and built it into a $1 billion program. Mr. Graul was President and CEO of Rancho Santa Fe Health Mart Pharmacy from 1985 to 2008 guiding it from $700K to $6M annually. He also served as CFO for OBJ, Inc. Graul was a consultant for retail pharmacies and McKesson Corp with responsibility for the RxOwnership program from 2008 to 2010. Additionally, he has served on several Boards and held voluntary consulting positions within the pharmaceutical industry. He has broad experience in the banking, retail drug, ownership transfer and managed care industries. Graul received the Outstanding Alumni Award from National University in 1997. He was named Pharmacist of the Year in 2005 by the San Diego County Pharmacist Association. Graul was awarded the Innovative Pharmacist of the year in February 2007 by the California Pharmacists Association. He was appointed to the California State Board of Pharmacy by Governor Schwarzenegger in February of 2007 and served for one term on the Board. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bob Graul is a consultant providing Business Development Services for First Financial Bank's Professional Services Division and has Graul Consulting – Small Business Consulting. Mr. Graul hosts Pharmacy Insiders on the Pharmacy Podcast Network. Mr. Graul was Managing Director for the Professional Services Division of First Financial Bank which closed $50M in SBA loans annually. As National Vice President – RxOwnership for McKesson Corp from 2010 to 2015 Mr. Graul developed and launched RxOwnership and built it into a $1 billion program. Mr. Graul was President and CEO of Rancho Santa Fe Health Mart Pharmacy from 1985 to 2008 guiding it from $700K to $6M annually. He also served as CFO for OBJ, Inc. Graul was a consultant for retail pharmacies and McKesson Corp with responsibility for the RxOwnership program from 2008 to 2010. Additionally, he has served on several Boards and held voluntary consulting positions within the pharmaceutical industry. He has broad experience in the banking, retail drug, ownership transfer and managed care industries. Graul received the Outstanding Alumni Award from National University in 1997. He was named Pharmacist of the Year in 2005 by the San Diego County Pharmacist Association. Graul was awarded the Innovative Pharmacist of the year in February 2007 by the California Pharmacists Association. He was appointed to the California State Board of Pharmacy by Governor Schwarzenegger in February of 2007 and served for one term on the Board. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hear How a Budding Entrepreneur, Odin Clack, Found His Calling While Facing a Family Crisis.  Odin shares his experience with life, death, faith and how they led him to a passion that turned into a successful business. Lessons explored in this episode/or what the listener can take away:  Knowing God is involved smooths our life's journey.   Roots and rocks will always appear in our daily walk. Our faith, trust in His benevolence, and love helps us move confidently forward in life. If you are interested in Odin's Leather Goods, check out their website! Dr. Eli Jones is a Professor of Marketing, Lowry and Peggy Mays Eminent Scholar, and the former Dean of Mays Business School at his alma mater, Texas A&M University.  He served as Dean of three flagship business schools over 13 years. Dean of Mays Business School (2015-2021), Dean of the Sam M. Walton College of Business and holder of the Sam M. Walton Leadership Chair at University of Arkansas (2012-2015), and as Dean of the E. J. Ourso College of Business and the E. J. Ourso Distinguished Professor of Business at Louisiana State University (2008-2012). Prior to becoming a dean, he was on the faculty at the University of Houston as an Assistant Professor, Associate Professor with tenure, Full Professor, Associate Dean for Executive Education Programs, Director of the Program for Excellence in Selling, and founding Executive Director of the Sales Excellence Institute at the University of Houston.  He has published sales and sales management research in top academic journals and is a co-author of two professional books, Selling ASAP, and Strategic Sales Leadership: Breakthrough Thinking for Breakthrough Results. He just finished writing his new book, Run Toward Your Goliaths, a book about his and his wife's faith journey. He is a Lifetime Achievement Award recipient by the American Marketing Association's Sales Special Interest Group and a PhD Project Hall of Fame recipient in 2016.  Also, he is the recipient of Excellence in Teaching awards on the university, national, and international levels having taught strategic selling, advanced professional selling, key accounts selling, sales leadership, and marketing strategy at the undergraduate, MBA levels and in executive programs. Before becoming a professor, Jones worked in sales and sales management for Quaker Oats, Nabisco, and Frito Lay. He is on the boards of Invesco Funds, Insperity, and on the regional board of First Financial Bank. Fighting with Faith to overcome adversity.  Running Toward Your Goliaths.   www.elijones.com 

We are back with TJ Robinson for Part 2 on Victory Groove for a truly inspiring, impactful message about the power of our words. Please join us today as Eli and TJ discuss the connection of “I am” between God and daily affirmations, the importance of mindfulness, and taking ownership of our choices.Lessons explored in this episode:  Knowing God is involved smooths our life's journey.   Roots and rocks will always appear in our daily walk. Our faith, trust in His benevolence, and love helps us move confidently forward in life.   Dr. Eli Jones is a Professor of Marketing, Lowry and Peggy Mays Eminent Scholar, and the former Dean of Mays Business School at his alma mater, Texas A&M University.  He served as Dean of three flagship business schools over 13 years. Dean of Mays Business School (2015-2021), Dean of the Sam M. Walton College of Business and holder of the Sam M. Walton Leadership Chair at University of Arkansas (2012-2015), and as Dean of the E. J. Ourso College of Business and the E. J. Ourso Distinguished Professor of Business at Louisiana State University (2008-2012). Prior to becoming a dean, he was on the faculty at the University of Houston as an Assistant Professor, Associate Professor with tenure, Full Professor, Associate Dean for Executive Education Programs, Director of the Program for Excellence in Selling, and founding Executive Director of the Sales Excellence Institute at the University of Houston.  He has published sales and sales management research in top academic journals and is a co-author of two professional books, Selling ASAP, and Strategic Sales Leadership: Breakthrough Thinking for Breakthrough Results. He just finished writing his new book, Run Toward Your Goliaths, a book about his and his wife's faith journey. He is a Lifetime Achievement Award recipient by the American Marketing Association's Sales Special Interest Group and a PhD Project Hall of Fame recipient in 2016.  Also, he is the recipient of Excellence in Teaching awards on the university, national, and international levels having taught strategic selling, advanced professional selling, key accounts selling, sales leadership, and marketing strategy at the undergraduate, MBA levels and in executive programs. Before becoming a professor, Jones worked in sales and sales management for Quaker Oats, Nabisco, and Frito Lay. He is on the boards of Invesco Funds, Insperity, and on the regional board of First Financial Bank. Tashara (TJ) Robinson is a mother, author, and speaker who hails from Dallas, Texas. She is a graduate of Skyline High School and Texas A&M University – College Station. Tashara was very active during her college days – she was a member of Alpha Kappa Alpha Sorority, Inc. Tashara believed that if she followed the “perfect life plan” - graduate college, get married, be a stay-at-home mom – she would be happy. Life didn't work out as planned – Tashara was divorced after 19 years of marriage. The years leading up and after her divorce were the most difficult, yet the most rewarding. Those years were filled with fear, self-doubt, peace, poise, and eventually, POWER. Her journey of self-discovery yielded a plethora of wisdom that she just could not contain. So, she began sharing with the world through her speaking engagements, website (tasharajrobinson.com), books, and her daily video podcast entitled “Powerful Ones.” Fighting with Faith to overcome adversity.  Running Toward Your Goliaths. www.elijones.com 

Overcoming Adversity and Getting Your Victory Groove BackWelcome one and welcome all to our first episode of Victory Groove! We are so excited that you are joining us today for a very special episode. Today, Eli is joined with TJ Robinson to share TJ's story of how she was able to overcome her obstacles of a toxic relationship, divorce, and entering the workplace again with her faith guiding her.  Lessons explored in this episode/or what the listener can take away:  Knowing God is involved smooths our life's journey.   Roots and rocks will always appear in our daily walk. Our faith, trust in His benevolence, and love helps us move confidently forward in life.   Dr. Eli Jones is a Professor of Marketing, Lowry and Peggy Mays Eminent Scholar, and the former Dean of Mays Business School at his alma mater, Texas A&M University.  He served as Dean of three flagship business schools over 13 years. Dean of Mays Business School (2015-2021), Dean of the Sam M. Walton College of Business and holder of the Sam M. Walton Leadership Chair at University of Arkansas (2012-2015), and as Dean of the E. J. Ourso College of Business and the E. J. Ourso Distinguished Professor of Business at Louisiana State University (2008-2012). Prior to becoming a dean, he was on the faculty at the University of Houston as an Assistant Professor, Associate Professor with tenure, Full Professor, Associate Dean for Executive Education Programs, Director of the Program for Excellence in Selling, and founding Executive Director of the Sales Excellence Institute at the University of Houston.  He has published sales and sales management research in top academic journals and is a co-author of two professional books, Selling ASAP, and Strategic Sales Leadership: Breakthrough Thinking for Breakthrough Results. He just finished writing his new book, Run Toward Your Goliaths, a book about his and his wife's faith journey. He is a Lifetime Achievement Award recipient by the American Marketing Association's Sales Special Interest Group and a PhD Project Hall of Fame recipient in 2016.  Also, he is the recipient of Excellence in Teaching awards on the university, national, and international levels having taught strategic selling, advanced professional selling, key accounts selling, sales leadership, and marketing strategy at the undergraduate, MBA levels and in executive programs. Before becoming a professor, Jones worked in sales and sales management for Quaker Oats, Nabisco, and Frito Lay. He is on the boards of Invesco Funds, Insperity, and on the regional board of First Financial Bank. EliJones.comTashara (TJ) Robinson is a mother, author, and speaker who hails from Dallas, Texas. She is a graduate of Skyline High School and Texas A&M University – College Station. Tashara was very active during her college days – she was a member of Alpha Kappa Alpha Sorority, Inc. Tashara believed that if she followed the “perfect life plan” - graduate college, get married, be a stay-at-home mom – she would be happy. Life didn't work out as planned – Tashara was divorced after 19 years of marriage. The years leading up and after her divorce were the most difficult, yet the most rewarding. Those years were filled with fear, self-doubt, peace, poise, and eventually, POWER. Her journey of self-discovery yielded a plethora of wisdom that she just could not contain. So, she began sharing with the world through her speaking engagements, website (tasharajrobinson.com), books, and her daily video podcast entitled “Powerful Ones.” Check out TJ's books, Power Moms, 12 Stories of Moms Who Found Their Power to Win, and From Pitiful to Powerful.

Get your groove back. Lessons explored in this episode/or what the listener can take away:  We are victorious.   Think of how David glorified God by grooving to music and dancing. Get your joy back. Episode Description: This introductory episode is to encourage you to get your joy back. Join me in exploring the purpose of the Victory Groove Podcast and hear the encouraging message the Bible provides for us. Dr. Eli Jones – Dr. Eli Jones is a Professor of Marketing, Lowry and Peggy Mays Eminent Scholar, and the former Dean of Mays Business School at his alma mater, Texas A&M University.  He served as Dean of three flagship business schools over 13 years. Dean of Mays Business School (2015-2021), Dean of the Sam M. Walton College of Business and holder of the Sam M. Walton Leadership Chair at University of Arkansas (2012-2015), and as Dean of the E. J. Ourso College of Business and the E. J. Ourso Distinguished Professor of Business at Louisiana State University (2008-2012). Prior to becoming a dean, he was on the faculty at the University of Houston as an Assistant Professor, Associate Professor with tenure, Full Professor, Associate Dean for Executive Education Programs, Director of the Program for Excellence in Selling, and founding Executive Director of the Sales Excellence Institute at the University of Houston.  He has published sales and sales management research in top academic journals and is a co-author of two professional books, Selling ASAP, and Strategic Sales Leadership: Breakthrough Thinking for Breakthrough Results. He just finished writing his new book, Run Toward Your Goliaths, a book about his and his wife's faith journey. He is a Lifetime Achievement Award recipient by the American Marketing Association's Sales Special Interest Group and a PhD Project Hall of Fame recipient in 2016.  Also, he is the recipient of Excellence in Teaching awards on the university, national, and international levels having taught strategic selling, advanced professional selling, key accounts selling, sales leadership, and marketing strategy at the undergraduate, MBA levels and in executive programs. Before becoming a professor, Jones worked in sales and sales management for Quaker Oats, Nabisco, and Frito Lay. He is on the boards of Invesco Funds, Insperity, and on the regional board of First Financial Bank. This podcast will help encourage and inspire you to overcome adversities you may be facing by hearing testimonies from people who have done so. www.elijones.com 

This is a Brand New Show with MidFirst Bank of Oklahoma and we are Addressing the Latest on Fraud & Scams Directed at You the Consumer… Before, During and After the Pandemic ~ Airing Saturday, 7/10/21 at 9:05am on KZLS The Eagle 1640AM. This Show is Packed Full of Vital Information that will HELP You and your Family Members Avoid a Problematic Situation with Your Finances. Our MidFirst Bank Experts are left to right: Candler Eve is the Director of Enterprise Fraud with MidFirst Bank and Sam DuRegger is the First Vice President, Director of Digital Banking at MidFirst. They'll be explaining what Cardless Cash is! Sam DuRegger is the First Vice President, Director of Digital Banking at MidFirst, responsible for overseeing the digital banking experience for MidFirst Digital customers. Sam has worked in Governmental Digital Transformation and previously served as the Director of Citizen Experience at the State of Oklahoma before joining MidFirst. Sam also led the Digital Innovation team at SONIC Drive-In, leading the Order Ahead effort across mobile, web and 80,000 digital touch screens across the US at 3,600 SONIC Drive-Ins. Candler Eve is the Director of Enterprise Fraud with MidFirst Bank. He has worked in various fraud positions for the last 14 years at financial institutions around the country including Chase, 5/3rd, and First Financial Bank. He holds a Bachelor's of Science in Economics and a Master's in Business Administration from the Ohio State University. He currently resides in Edmond, Oklahoma with his wife and three children. Website: Midfirst.com and MoneyMoments.com Social media: @midfirst on Twitter, Instagram, Facebook, and LinkedIn @moneymomentstips on Twitter, Instagram, and Facebook; MoneyMoments on LinkedIn (the newly launched financial education social media) Phone: 888-MIDFIRST

Small Business Never Sleeps is a salute to the Small Business Owner who grinds 24/7/365. Jon Slusser and Nathan Maude, interview Jake Sappenfield with First Financial Bank. Jake is an expert in Banking and will share Banking insights with the guys at Small Business Never Sleeps!

When considering practice ownership, the in’s and out’s of business and financial planning can quickly become overwhelming. In this episode, Dr. Schwanda Flowers breaks down the basics of business financing and ownership, and how First Financial Bank is there to help veterinarians along the road toward achieving their dream.

It's not necessary to give up the fundamentals of banking in order to bring innovation to the industry. The two concepts are not mutually exclusive. In this episode, we speak with Cathy Myers — Executive Vice President at First Financial Bank with 37 years of experience in the industry — about why we should view “digitization” as simply a modern extension of traditional banking practices. What we talked about: - Staying true to the fundamentals of banking while innovating - Leveraging data to personalize offerings - Integrating digital capabilities with a human advisor - The changing nature of the in-branch experience - Considerations when choosing innovative partners To hear more from Leaders in Lending, check us out on Apple Podcasts, Spotify, or on our website. Listening on a desktop & can't see the links? Just search for Leaders in Lending on your favorite podcast player.

“Who do you want at your table?” You’re in consistent conversation with the people at your Table and they are shaping your future. Robert Johnstone sits down with Glenna Cooper, of First Financial Bank, who shares guidance for people thinking about buying a house, criteria to look for in a mortgage officer, and a unique product that First Financial is offering to home buyers.

Jarren Hurst will be embarking on his banking career later this year with First Financial Bank. He IS the future of banking and his future is BRIGHT! Conference quality information without the expense report. 

We're talking all things credit. We brought in the experts to discuss the impact of your credit score, how to improve it, and so much more! This week we are joined by Nik Naff from Caliber Homes Loans as well as Kyle Ralston from First Financial Bank.

David is an author, attorney, internationally known speaker and seminar presenter. By the time he was twenty-three, David had visited all fifty states, lived in and studied in four countries and started two businesses, and he has yet to slow down! He is chairman of Success Technologies Inc. and Red Wire Press, and a partner in the law firm of Unruh Turner Burke & Frees where he represents numerous entrepreneurs, executives and corporate clients including banks, developers, and corporations. David has appeared on National Public Radio (NPR) and various radio programs and co-hosted “Abundant Living,” a weekly radio interview program dealing with wealth, goal setting and achievement. He is also the author of the communications book, “The Language of Parenting” and a weekly newspaper column. David has served as a member of the board of directors, an officer, or advisor to many corporations and charitable organizations including the American Cancer Society, the Valley Forge Historical Society, Sentry Technologies, Inc., Success Technologies Inc. and First Financial Bank. He has addressed national and international corporate audiences, conferences, conventions and retreats, including employees of J.P. Morgan, PECO Energy, Verizon, Smith Barney, GE, Omnicare, ARAMARK Service Master, the Professional Association of Health Care Office Managers, as well as numerous professional trade associations, Chambers of Commerce, school districts, colleges, universities, business and political groups, including elected officials, political candidates and state legislators. David lived in and attended school in New Zealand, Australia and Great Britain. He later returned to the United States and attended Dickinson College as an undergraduate student and graduated from the University of Pennsylvania Law School where he also founded and managed a business, Execucom, Inc., to assist young professionals and professional students. He is father of three children, a black belt in Tae Kwon Do and a certified second degree black belt martial arts instructor. Dave's links Web: https://www.successtechnologies.com Twitter: https://twitter.com/davefrees Facebook: https://www.facebook.com/davidfrees  Instagram: https://www.instagram.com/dmfiii/ And don’t forget to support the podcast by subscribing for free, reviewing, and sharing.   Check me out on YouTube with a livestream!  https://youtube.com/erichunley    Web: https://unstructuredpod.com/  Twitter: https://twitter.com/unstructuredp  Facebook: https://facebook.com/unstructuredp  Instagram: https://instagram.com/unstructuredp    Join the Facebook group: fb.com/groups/unstructured 

Pharmacy owner Trent Moore with Sav-Mor Pharmacy in Neoga Illinois joins First Financial Bank's Pharmacy Division Loan Officer Mr. Bo Garmon for our 3rd part of the series on strategic planning, expansion, and lending.  Pharmacy ownership is a big step that commonly requires gathering large sums of money in the form of bank loans. It can be difficult for prospective pharmacy owners to secure commercial loans because most banks are asset-based lenders. One of an existing pharmacy's biggest assets is the prescription files. Without understanding how pharmacies operate, commercial banks can place little value on these “blue sky” assets, despite their worth of potentially many hundreds of thousands of dollars. First Financial Bank (FFB) is a customer-oriented community bank headquartered in El Dorado, Arkansas, and a national lender that specializes in industry-specific loans to pharmacists and veterinarians. Their pharmacy lending team includes current and past pharmacy owners with more than 75 years of combined pharmacy experience. Their expertise in working with independent pharmacies allows them to offer a range of flexible terms tailored to the unique situation of pharmacy ownership.  Schedule a time to plan your pharmacy expansion:  https://www.ffb1.com/loans/pharmacy-loans/our-pharmacy-lenders.html  See omnystudio.com/listener for privacy information. Learn more about your ad choices. Visit megaphone.fm/adchoices

Pharmacy owner Trent Moore with Sav-Mor Pharmacy in Neoga Illinois joins First Financial Bank's Pharmacy Division Loan Officer Mr. Bo Garmon for our 3rd part of the series on strategic planning, expansion, and lending.  Pharmacy ownership is a big step that commonly requires gathering large sums of money in the form of bank loans. It can be difficult for prospective pharmacy owners to secure commercial loans because most banks are asset-based lenders. One of an existing pharmacy’s biggest assets is the prescription files. Without understanding how pharmacies operate, commercial banks can place little value on these “blue sky” assets, despite their worth of potentially many hundreds of thousands of dollars. First Financial Bank (FFB) is a customer-oriented community bank headquartered in El Dorado, Arkansas, and a national lender that specializes in industry-specific loans to pharmacists and veterinarians. Their pharmacy lending team includes current and past pharmacy owners with more than 75 years of combined pharmacy experience. Their expertise in working with independent pharmacies allows them to offer a range of flexible terms tailored to the unique situation of pharmacy ownership.  Schedule a time to plan your pharmacy expansion:  https://www.ffb1.com/loans/pharmacy-loans/our-pharmacy-lenders.html  See omnystudio.com/listener for privacy information.

Today's podcast is part 2 of the second series from the team at First Financial Bank's Pharmacy & Veterinary Divisions. Today we talk with Drew Hegi, MBA Loan Officer at First Financial Bank and Schwanda Flowers, PharmD Veterinary Practice Lender at First Financial Bank.   On this episode we learn about:  What is POLA? How and when did POLA start? What are the benefits of participating in POLA? How much does it cost to attend? What topics and activities do you cover at POLA? How can interested students and colleges get more information about attending? About P.O.L.A. Opportunity is on the horizon for student pharmacists interested in ownership. With an aging demographic of independent pharmacy owners, there has never been a better time to consider ownership. The Pharmacy Ownership and Leadership Academy (POLA) was developed to prepare student pharmacists for this exact opportunity. Twenty-five students from eleven colleges of pharmacy across the country arrived at the University of Arkansas for Medical Sciences (UAMS) College of Pharmacy on June 17th for a week long academy focused on leadership, personal and professional development, pharmacy financials, business planning and team building. The week began with assessing the attendees entrepreneurial spirit, leadership styles and emotional intelligence. They were welcomed with a picnic sponsored by First Financial Bank and had the opportunity to get to know each other and network with a team of lenders who truly understand pharmacy. The second day was a huge success; programming focused on writing a business plan, pharmacy lending, tools and support from the National Community Pharmacists Association (NCPA), and ended with a networking dinner with current Arkansas pharmacy owners. Students had the opportunity to connect with a professional mentor who can provide real-world advice and encouragement for these young entrepreneurs. Days three and four provided unique sessions on marketing, Community Pharmacy Enhanced Services Network (CPESN), and developing a vision for your business.  See omnystudio.com/listener for privacy information. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's podcast is part 2 of the second series from the team at First Financial Bank's Pharmacy & Veterinary Divisions. Today we talk with Drew Hegi, MBA Loan Officer at First Financial Bank and Schwanda Flowers, PharmD Veterinary Practice Lender at First Financial Bank.   On this episode we learn about:  What is POLA? How and when did POLA start? What are the benefits of participating in POLA? How much does it cost to attend? What topics and activities do you cover at POLA? How can interested students and colleges get more information about attending? About P.O.L.A. Opportunity is on the horizon for student pharmacists interested in ownership. With an aging demographic of independent pharmacy owners, there has never been a better time to consider ownership. The Pharmacy Ownership and Leadership Academy (POLA) was developed to prepare student pharmacists for this exact opportunity. Twenty-five students from eleven colleges of pharmacy across the country arrived at the University of Arkansas for Medical Sciences (UAMS) College of Pharmacy on June 17th for a week long academy focused on leadership, personal and professional development, pharmacy financials, business planning and team building. The week began with assessing the attendees entrepreneurial spirit, leadership styles and emotional intelligence. They were welcomed with a picnic sponsored by First Financial Bank and had the opportunity to get to know each other and network with a team of lenders who truly understand pharmacy. The second day was a huge success; programming focused on writing a business plan, pharmacy lending, tools and support from the National Community Pharmacists Association (NCPA), and ended with a networking dinner with current Arkansas pharmacy owners. Students had the opportunity to connect with a professional mentor who can provide real-world advice and encouragement for these young entrepreneurs. Days three and four provided unique sessions on marketing, Community Pharmacy Enhanced Services Network (CPESN), and developing a vision for your business.  See omnystudio.com/policies/listener for privacy information.

Episode 4 features Angie Lingk. Angie Lingk is the SVP of Revenue Operations at Silverline where she is responsible for maximizing the impact of the sales organization for their customers, partners, and internal constituents through alignment of sales strategy with the broader organization and the design & implementation of the processes, people and tools required to support it. Angie and I met approximately 5 years ago when she was my first account executive on my first major Salesforce project. JP Owens is the Director of Banking & Lending at Silverline (Platinum Salesforce Partner). JP formerly served as the Director of Digital Product Experience at First Financial Bank, a $14B Cincinnati-based bank, where he led multiple functional teams within the Digital organization and was responsible for vision, delivery, and execution across Digital channels. Prior to serving as the Director of Digital Product Experience, JP also served as the hands on leader for CRM, Marketing Automation, and Marketing Director for the organization. JP managed a team of 20+ associates across Digital and Marketing supporting systems like Salesforce, nCino, Blend, Q2, Yext, TimeTrade, Marketing Cloud, Pardot, and more.

First Financial Bank Pharamcy Division Team returns the Pharmacy Podcast Nation. Bob Graul addresses the Paycheck Protection Program (PPP) common questions for business owners. Bob explains the need for an emergency fund financial safety net for future mishaps and/or unexpected expenses. First Financial Bank’s Pharmacy Division recommends that emergency funds should typically have three to six months' worth of expenses in the form of highly liquid assets.  For more information please visit First Financial Bank www.ffb1.com Series 2 | Part 1  Financial Stability during an Unstable Time | First Financial Bank 

In this episode I am joined by Evan Eichert, Solution Architect at Stitch Consulting. Evan and I met about three years ago when he was an end user for one of my first major Salesforce initiatives. Evan quickly progressed from an end user into a management position leading a centralized sales team powered by Salesforce, to a Salesforce Admin and eventually a Salesforce Solution Architect within the organization. JP Owens is the Director of Banking & Lending at Silverline (Platinum Salesforce Partner). JP formerly served as the Director of Digital Product Experience at First Financial Bank, a $14B Cincinnati-based bank, where he led multiple functional teams within the Digital organization and was responsible for vision, delivery, and execution across Digital channels. Prior to serving as the Director of Digital Product Experience, JP also served as the hands on leader for CRM, Marketing Automation, and Marketing Director for the organization. JP managed a team of 20+ associates across Digital and Marketing supporting systems like Salesforce, nCino, Blend, Q2, Yext, TimeTrade, Marketing Cloud, Pardot, and more.

In our first episode JP Owens and Elliott Spence discuss where their Salesforce journey began. Elliott and JP will share stories about their experience growing a team, implementing Salesforce as an enterprise engagement system, and growing your knowledge base on Trailhead. Elliott Spence is the Senior Digital Product Manager at First Financial Bank and holds 10 Salesforce Certification. JP Owens is the Director of Banking & Lending at Silverline (Platinum Salesforce Partner). JP formerly served as the Director of Digital Product Experience at First Financial Bank, a $14B Cincinnati-based bank, where he led multiple functional teams within the Digital organization and was responsible for vision, delivery, and execution across Digital channels. Prior to serving as the Director of Digital Product Experience, JP also served as the hands on leader for CRM, Marketing Automation, and Marketing Director for the organization. JP managed a team of 20+ associates across Digital and Marketing supporting systems like Salesforce, nCino, Blend, Q2, Yext, TimeTrade, Marketing Cloud, Pardot, and more.

This interview with ESOP experienced banker Joseph Sophia will help the listener to better understand the process the bank goes through in underwriting an ESOP loan and the potential changes with COVID-19.

Based on a recent webinar this episode includes a conversation with two financial experts, Eric Zaleski and Sean Kelleher, who talk about where we are now, and how to successfully get to the other side. We cover general market conditions; the lending and finance markets for privately held companies; managing cash flow and debt load (and staying solvent); managing your SBA loan to ensure compliance; and how to position your employee-owned company to not only survive but thrive moving forward. WE WANT TO HEAR FROM YOU!!! Contact us at oeoc@kent.edu Sean Kelleher of First Financial Bank: https://www.linkedin.com/in/sean-kelleher-bb65a83 Eric Zaleski of PCE: https://www.pcecompanies.com/staff-member/eric-zaleski  

In today's VETgirl online veterinary continuing education podcast, we interview Schwanda Flowers on what you need to know when it comes to financial solutions for veterinary professionals. Interested in buying a veterinary practice? Not sure where to start? Not sure how to find the right business partner? Tune in to learn more about small business ownership!

In today's VETgirl online veterinary continuing education podcast, we interview Schwanda Flowers on what you need to know when it comes to financial solutions for veterinary professionals. Interested in buying a veterinary practice? Not sure where to start? Not sure how to find the right business partner? Tune in to learn more about small business ownership!

Jim gets the inside scoop from Jeff Magginnis, Senior VP and SBA Sales Manager of First Financial Bank. With nearly 30 years experience working in the financial profession, Jeff shares guidance on how to navigate the currently volatile environment of applying for SBA loans. Jim also interviews Tony Ward, CPO and Executive VP of Durrett’s Orthotics and Prosthetics, who shares his personal experience applying for an SBA loan during the first round of funding.

Trust, estate, and wealth preservation lawyer Dave Frees shares tactics for improved persuasion, influence, and communication. Guest Biography David is an author, attorney, internationally known speaker and seminar presenter. By the time he was twenty-three, David had visited all fifty states, lived in and studied in four countries and started two businesses, and he has yet to slow down! He is chairman of Success Technologies Inc. and Red Wire Press, and a partner in the law firm of Unruh Turner Burke & Frees where he represents numerous entrepreneurs, executives and corporate clients including banks, developers, and corporations. David has appeared on National Public Radio (NPR) and various radio programs and co-hosted “Abundant Living,” a weekly radio interview program dealing with wealth, goal setting and achievement. He is also the author of the communications book, “The Language of Parenting” and a weekly newspaper column. David has served as a member of the board of directors, an officer, or advisor to many corporations and charitable organizations including the American Cancer Society, the Valley Forge Historical Society, Sentry Technologies, Inc., Success Technologies Inc. and First Financial Bank. He has addressed national and international corporate audiences, conferences, conventions and retreats, including employees of J.P. Morgan, PECO Energy, Verizon, Smith Barney, GE, Omnicare, ARAMARK Service Master, the Professional Association of Health Care Office Managers, as well as numerous professional trade associations, Chambers of Commerce, school districts, colleges, universities, business and political groups, including elected officials, political candidates and state legislators. David lived in and attended school in New Zealand, Australia and Great Britain. He later returned to the United States and attended Dickinson College as an undergraduate student and graduated from the University of Pennsylvania Law School where he also founded and managed a business, Execucom, Inc., to assist young professionals and professional students. He is father of three children, a black belt in Tae Kwon Do and a certified second degree black belt martial arts instructor.  In this episode, you'll learn: The importance of identifying major trends. Why everything we say can be considered manipulation. Dave empowers us with a couple of questions that can help create a better client experience. The importance of communication in multi-generational estate planning. Show notes: http://www.inspiredmoney.fm/140 Find more from our guest: www.utbf.com Call Lisa at 610-933-8069 Business Black Ops Tuesday Coaching Calls LinkedIn facebook Twitter www.successtechnologies.com Mentioned in this episode: Jocko Willink Chase Hughes Richard Bandler John Grinder Chris Voss Never Split the Difference: Negotiating As If Your Life Depended On It by Chris Voss Estate Planning Secrets of the Affluent: Protecting Your Family and Preserving Your Wealth by David M Frees, III The Language of Parenting: Building Great Family Relationships At All Ages by David M Frees, III Runnymede Money Tip of the Week Creating a roadmap of all your online accounts for estate planning. Thanks for Listening! To share your thoughts: Leave a note in the comment section below. Share this show on Twitter or Facebook. Join us at the Inspired Money Makers groups at facebook and LinkedIn To help out the show: Leave an honest review on Apple Podcasts. Your ratings and reviews really help, and I read each one. Email me your address, and I'll mail you an autographed copy of Kimo West and Ken Emerson's CD, Slackers in Paradise. Subscribe on Apple Podcasts. Special thanks to Jim Kimo West for the music.

TEXAS STRONG! First Financial Bank is keeping Texas open for business. CEO Scott Dueser joins us to talk about his 4 decades in banking and how his team is CRUSHING the SBA Paycheck Protection Program. Scott is a classic Texas banker who has done it and seen it all. His flexible team knows what they are doing and though like everyone, they did not plan for Covid 19, they responded with flexibility and ingenuity to keep TEXAS STRONG! Check out their non-negotiables: https://ffin.com/en-us/about/service-non-negotiables/ 

We brought in three of our affiliates from First Financial Bank to find out what the differences, if any, are between using a Bank or a Mortgage Broker when purchasing a home. Take a listen and make sure both you and your clients are informed of all their options when making a purchase! First Financial Bank is a member for FDIC Jennifer LeBlanc NMLS #1137261 Kara Watson NMLS #571059 Matt Ward NMLS #493174

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, Brad, Coach, Bill and I recap FC Cincinnati’s thrilling 0-0 finish with DC United while playing a majority of the match with 9 men after two first-half red cards. We’re joined on the Kings Hammer Hotline by Laurel Pfahler from The Athletic. Laurel wrote a tremendous piece last week detailing FC Cincinnati forward and designated player Fanendo Adi’s grievance filed with the Major League Soccer Players Association. Read about it here. We ended the show by discussing the roster and who we think might stay and who may go for the 2020 season. IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. On this week’s show, Boston and Brad preview this weekend’s regular season finale between FC Cincinnati and DC united. Joining us this week is Jason Anderson from Black and Red United and The Filibuster Podcast. 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, Boston, Rob and I recap FC Cincinnati’s 1-1 draw to Orlando City SC on Sunday’s Fan Appreciation Night and regular-season home finale. We recapped the highlights of the 2019 home season with some of our fondest memories of the year. We wrapped up the show by discussing International Podcast Day which is today September 30th! What are some of your favorite podcasts? IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. On this week’s show, Boston and Bill preview this weekend’s home finale between FC Cincinnati and Orlando City SC. Joining us this week is Alex Reiter from the Orlando Lions Den podcast. 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, Trisha, Bill, Brad, and I discuss the match against the Chicago Fire and Atlanta United FC. The FC Cincinnati Foundation hosted the 1st ever “The Baileys” on Sunday evening. The event was a fundraiser as well as a chance to celebrate the clubs achievements both on and off the field. We wrapped up the show discussing former FC Cincinnati Head Coach Alan Koch getting the new gig as the Head Coach of Switchbacks FC in USL Championship. IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. On this week’s show, Boston and Brad preview this weekend’s match between FC Cincinnati and the Chicago Fire. Joining us this week is Jaymes from the Spitting Fire YT podcast. 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss RELATED ITEMS:CHICAGO FIRE, FC CINCINNATI, MARCH TO MATCHDAY, PODCAST

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, Bill, Ken, Chris, and I discuss the match against the Montreal Impact, which means we FINALLY get to talk about an FC Cincinnati win for once. We preview the upcoming mid-week match as Atlanta United come to town for the 2nd matchup between these two teams this season. The last time these two teams faced off was all the way back in Week 2 of the MLS season. We ended the show by discussing the MLS teams that are surprising us this year, both good and bad, in the current MLS standings. IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. On this week’s show, Boston and Brad preview this weekend’s match between FC Cincinnati and the Montreal Impact. Joining us this week is Tristan D’Amours from ProSoccerUSA.com. 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, Bill, Coach, and I discuss the match against Toronto FC. It was not good times…. again. FC Cincinnati’s U15 and U16/17 Academy squads played their first official matches over the weekend in Minnesota where they took on Minnesota United’s academy. The U15’s fell 1-0 but the U16/17’s won 3-0. Congrats to the youngsters in Orange and Blue! Looking forward to hearing more about these players going forward. We ended the show by recapping last week’s Town Hall that FC Cincinnati hosted for fans. IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. On this week’s show, Boston and Coach preview this weekend’s match between FC Cincinnati and Toronto FC. Joining us this week is Duane Rollins from Soccer Today, a daily soccer podcast produced in Canada. 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, Boston, Coach, and I discuss the match against FC Dallas. It was not good times…. again. We look at the remaining six fixtures in the 2019 regular season and wonder which match, if any, that FC Cincinnati can win. We ended the show by highlighting some of the local college soccer that recently kicked off, including Xavier’s big win over #3 Akron in their regular season opener. IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. On this week’s show, Boston and Brad preview this weekend’s match between FC Cincinnati and FC Dallas in Texas. Joining us this week is Kenny Price from The 19th Minute podcast. 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, Bryan, Coach, and I discuss the match against Columbus Crew SC. It was not good times. We opened up the phone lines to hear from fans who were in attendance and also heard from folks who had thoughts about the direction of the club moving forward. Thanks for calling in! IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. On this week’s show, Boston and Coach preview Hell is Real Part 2 which goes down this Sunday at Nippert Stadium when FC Cincinnati hosts the Columbus Crew. Joining us this week is John Zidar from the ACES Radio podcast. 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, had the pleasure of catching up with new FC Cincinnati defender Andrew Gutman. In this fun episode, we discuss how he got started playing soccer back in Hinsdale, Ill. We also dive a little deeper into his summer with Celtic FC. It was a fun interview and hope you enjoy it. IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. On this week’s show, Boston and Seubs preview this Saturday’s match at Nippert Stadium vs NYCFC with Mike Anderer from the Blue City Radio podcast. 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, Bryan, Boston and I recap FC Cincinnati’s 2-2 draw in the first MLS edition of Hell is Real against Columbus Crew SC. We discussed Ron Jans debut with the club. After one match, it seems as though FC Cincinnati supporters are big fans of his hire. Did you attend the match at Mapfre Stadium? What was your matchday experience like? IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. On this week’s show, Boston and Brad preview this Saturday’s first MLS edition of Hell is Real with Morgan Hughes from the ACES Radio podcast and #SavetheCrew. ***WARNING – THERE IS SOME LANGUAGE IN THIS EPISODE OF THE PODCAST THAT MAY NOT BE SUITABLE FOR YOUNG CHILDREN.*** 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, Bill, Brad and I recap FC Cincinnati’s 2-1 loss to the Vancouver Whitecaps. FC Cincinnati finally announced the appointment of new manager Ron Jans and introduce him at a press conference today. They also made a few moves last week that allowed them to bring in Celtic FC left-back Andrew Gutman. Finally, it’s Hell is Real week and there’s a lot to be excited about for this match, despite both teams being in the Eastern Conference cellar. IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. On this week’s show, Boston and Brad preview this Saturday’s upcoming match against the Vancouver Whitecaps with Jorge Mendoza of the From the Backline Podcast. 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, Bryan, Chris, Coach and I recap FC Cincinnati’s 2-1 loss to Toronto FC. As we mentioned in last week’s show, we wanted your emails and you sent them regarding the goalkeeper position! We’ll be doing more CST Mailbag segments in the future so email us at feedback@cincinnatisoccertalk.com. Finally, we wrap up the show with the reports of Dutch manager Ron Jans is reported to be the next head coach of FC Cincinnati. IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. On this week’s show, Boston, Coach Brad Gough and I preview this Saturday’s upcoming match against Toronto FC. 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, Trisha, Bill, Boston and I discuss the parking woes for Thursday night’s match against D.C. United. Also, the woes on the field as FC Cincinnati’s two-match winning streak came crashing back to Earth. We visited with The Cincinnati Enquirer’s Sharon Coolidge who is doing fine work on the stadium beat. She fills is on everything she covered last week at the unveiling. She also fills us in on the biggest issue looming for the West End Stadium. Finally, we wrap up the show discussing the goalkeeper position. Lots of folks have chimed in on social media of late placing a large portion of the blame on Spencer Richey. What say you? Email us at feedback @ cincinnatisoccertalk.com. IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. On this week’s show, Boston and Brad preview this Sunday’s upcoming match against the New England Revolution with Ray Sullivan from Six States One Pod. 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, Brad, Coach, Boston and I recap FC Cincinnati’s 2-1 win over the Chicago Fire. We looked ahead to Thursday night’s White Out night vs D.C. United as Wayne Rooney and (possibly) Lucho Acosta comes to town for the first time. FC Cincinnati announces that club captain Kendall Waston has signed an extension. FC Cincinnati’s New Stadium to be unveiled Tuesday morning at a media event downtown. Annnnnnd the US men let us down late on Sunday in the Gold Cup final as they lost to Mexico’s C team 1-0. IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. On this week’s show, Boston and Brad preview this Saturday’s upcoming match against the Chicago Fire with Guillermo Rivera from The Athletic Chicago. 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, Chris, Trisha, Bill and I recap the 3-2 win for FC Cincinnati over the Houston Dynamo. FC Cincinnati finally announces the signing of a new center back. The US Women are World Cup champs after knocking off the Netherlands 2-0 on Sunday. Cincinnati’s own Rose Lavelle scored a goal in a World Cup final and what a beauty of a goal it was. Annnnnnd the US men let us down late on Sunday in the Gold Cup final as they lost to Mexico’s C team 1-0. IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. On this week’s show, Brad and…… Brad preview this Saturday’s upcoming match against the Houston Dynamo with Lou Roesch from Dynamo Theory. 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, Brad Gough, Rob and I recap the 7-1 loss to Minnesota. With the upcoming transfer window opening, how would YOU fix FC Cincinnati? The US Women advanced to the semifinals of the 2019 Women’s World Cup where they will take on England on Tuesday. The US Men advanced to the Gold Cup semis by barely beating, Curacao? IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. Episode bandwidth provided by CincyShirts.com. On this week’s show, Boston and Brad preview this Saturday’s upcoming match against Minnesota United with Jeff Rueter from The Athletic. 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. Episode bandwidth provided by CincyShirts.com. No episode captain this week. If you’d like to wear the armband for an episode of Cincinnati Soccer Talk log onto CincinnatiSoccerTalk.com/support. HIGHLIGHTS FROM THIS WEEK’S SHOW. On this week’s show, Brad, Rob and I recap the 2-0 loss to Los Angeles. We also recap the 1-0 loss to Saint Louis FC in the US Open Cup. We debated whether or not Russell Cicerone should have been given a look here at FC Cincinnati in 2019. We are officially already midway through the 2019 MLS regular season. We each hand out our midseason awards for MVP, Most Improved, Most Disappointing, Unsung Hero, and five guys we keep in Orange and Blue next season based on this first half performance. The US Women advanced to the quarterfinals of the 2019 Women’s World Cup where they will take on France on Friday. The US Men have kicked off their Gold Cup with a bang with a 4-0, and 6-0 win. Can they keep the train rolling? IT’S NOT TOO LATE TO JOIN THE GROWLER CUP OR CST MLS FANTASY! If you’d like to join our MLS Fantasy League, go here: cincinnatisoccertalk.com/fantasy If you’d like to join the Growler Cup, become a $5 supporter of the show today at cincinnatisoccertalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

On this week's show, we're joined by the legend himself, Jared DuBois (formerly of The Best Soccer Show), who has been a fan of the LA Galaxy since their inception in 1996. Jared gives us an incredibly in-depth look at the Galaxy and how this week's match may go down. This episode is sponsored by First Financial Bank. Get your FCC Visa Debit Card today by heading over to BankatFirst.com/FCCincinnati. Episode bandwidth provided by CincyShirts.com. 2019 GROWLER CUP PRESENTED BY OMNI PRINTING AND PROMOTIONS Get involved in this year’s Growler Cup presented by Omni Printing and Promotions! To get involved, support CST today by heading over to CincinnatiSoccerTalk.com/support DON’T FORGET! CST records LIVE each and every MONDAY night now at 9 PM ET. Join us for a live interactive program covering all things FC Cincinnati with a chat room, social media, hosts with video! SUPPORT CST! Want to help support Cincinnati Soccer Talk? Want to become an episode captain? Become a supporter today! Please help us learn a bit more about you! Check out our podcast survey here: Click Here to take part in our NEW SURVEY!. SUBSCRIBE TO CINCINNATI SOCCER TALK Don’t forget you can now download and subscribe to Cincinnati Soccer Talk on iTunes today! The podcast can also be found on Stitcher Smart Radio now. We’re also available in the Google Play Store and NOW ON SPOTIFY! As always we’d love your feedback about our podcast! You can email the show at feedback@cincinnatisoccertalk.com. We’d love for you to join us on our Facebook page as well! Like us at Facebook.com/CincinnatiSoccerTalk. The show’s RSS feed is https://cincinnatisoccertalk.libsyn.com/rss

First Financial Bank takes elder fraud seriously. The $7.8 billion bank with locations across Texas won the ABA Foundation’s 2015 Community Commitment Award for protecting older Americans for its elder financial exploitation education program, which partners with local law enforcement, adult protective services and community organizations. Over the past five years, according to First Financial Chairman and CEO Scott Dueser, the program has stopped $7.5 million in elder fraud, including $2.3 million in 2018 alone. To mark National Senior Fraud Awareness Day on May 15, Dueser speaks on the ABA Banking Journal Podcast about the growing scourge of frauds and scams targeting seniors, how his bank partners successfully to intercept fraud before it happens and what red flags bank staff need to look for in a potential fraud scenario — especially when the senior might be victimized by a caregiver or family member. Fighting senior fraud is more than just a good thing to do, notes Dueser, who says that First Financial has received huge volumes of new deposits as a result of its community presentations and its leadership on the issue. “It’s just good business,” he says. Learn more about the ABA Foundation’s resources on elder fraud at aba.com/seniors.

Continuing on with our Financial Wellness Series we are joined by Brennan Pitard, a DVM who left practice only a few years after graduation to help bridge the gap between banks, lenders, and veterinarians. Having experienced the veterinary field himself, Brennan knows first hand the struggles, pressures, and roadblocks faced by his peers, and helps look past those obstacles to see the bigger picture and help others achieve their dreams of practice ownership. One of the only, if not the only veterinary lender who helps new and aspiring practice owners on a step-by-step journey, Brennan is the kind of guy who will talk to you at 8 pm on a Friday night to help make sure that you understand the path to your future. To give you a taste of his knowledge, Brennan is here to provide the steps you need to take to realize your dream of practice ownership, why he chooses to look past the unfortunate circumstances of most debt and find a solution, and ultimately explain how he works to align veterinary medicine and banking.   Brennan and his team of lenders at First Financial Bank believe it's about the numbers, but its also about the people too. With the right financial partner, even burdens like student debt won't hold you back from reaching your goals of practice ownership and financial stability. Learn why you should be looking at income-based repayment if your goal is practice ownership, understand the process and timeline behind starting a practice, and why if you are thinking about buying a practice, you should probably do it. You don't have to be a name or a number on a piece of paper to a bank, there are loaners out there like Brennan and the First Financial Bank team who will be with you every step of the process, ensuring you are always supported and never alone. Have you taken steps to alleviate your financial stress and embrace your ideal career model? Share with us in the comments on the episode page.   In This Episode Comparing the lifestyle differences between practice work and ownership Strategies to eliminate your debt on a realistic time frame for buying a practice Ways to decide if you should be buying the real estate along with the practice Steps an individual can take to become part of a team even as a sole owner Habits to avoid and adapt to get your credit score to the optimal level   Quotes “Right now it fulfills me to be able to help those veterinarians out there that think that they cannot open a practice, think they cannot start their own practice, don’t have the resources and the knowledge to do it, and it’s important to me to let them know they can do it.” (6:13) “Being involved and getting to work with veterinarians on a daily basis and help them accomplish their dream makes it all worth it for me.” (12:15) “There’s a lot of different pieces to the puzzle. If you were willing to take a leap of faith and have the confidence to spend that money or take that loan to accomplish your dream, there is no reason we should penalize you for having that under your belt.” (26:41)   Links Contact Brennan at bpitard@ffb1.com FFB Veterinary Loans Homepage First Financial Bank Website PAV 062: Financial Wellness Series Part One with Stith Keiser PAV 066: Financial Wellness Series Part Two with Stith Keiser & Larry Alexander Blue Heron Consulting Website PAV 056: Sam Romano   Find the full show notes here  Keep up with everything Podcast A Vet Follow Podcast A Vet on Facebook | Twitter | Instagram Join our free community of dedicated vet professionals looking to improve their practices and lives in our free Facebook community! We'd love it (and you) if you would take 1 minute and leave us a review on iTunes!

We are back for Part 2 of our Financial Wellness Series, and today we are diving into the specifics of practice ownership. Everything from how to find a practice, what to look for and how to get the money to buy in is on the table today as Stith Keiser rejoins us and gives us some tips on how to be successful in ownership. Stith believes in finding your ‘why’ in order to hold onto your passion and really make it as a lasting practice owner. In addition, he explains the importance of understanding need versus demand, why you need to like more than medicine to be an owner, and why you should be looking at your loan as an accountability tool. There’s always lots of options to talk yourself out of a big decision, but if you are ready to put in the work and make your dream of ownership a reality, it can be accomplished with the help of the right lender. First Financial Bank is a premium partner of the veterinary field and Larry Alexander also joins us on today's episode to get down to the nitty-gritty about what it takes financially to make your own ownership dreams come true. Larry is highlighting why First Financial Bank chooses to hire representatives from the veterinary field and not just bankers, reasons FFB values networking and peer to peer conversation in order to make businesses thrive, and how you can help them understand your needs to be successful in the short and long term. Once you are able to understand your own skill set and how it can be best leveraged to make the industry better, you may be ready to see the business from the other side and step into an ownership position. By finding a lender without judgment, like First Financial Bank, and setting yourself up with the knowledge provided by someone such as Stith, you can be sure that you are stepping into this new role with your best foot forward. Have you thought about taking the plunge and buying into or starting your own practice? Share what most excites and worries you about the perspective in the comments on the episode page.   In This Episode How to have the hard conversation when you decide to buy a practice Finding a lending partner that is right for you and holds the same values Analyzing how much cash in the bank you really need to buy a hospital What to expect from the first thirty days after taking on an ownership role Creating a custom business solution with three main key players for success   Quotes “It’s start with your ‘why’ as a veterinarian and your ‘why’ as an owner. Because we are just wasting our time worrying about location or financing if we don’t know what it is we want to do as practice owners.” (2:25) - Stith “Ownership is not just medicine, you don't buy a practice to buy a job.” (5:16) - Stith “As a lender, what we are trying to do is really just learn more about everyone's situation. Because I think every situation is unique.” (13:48) - Larry “You are not alone, whatever you think might be your struggle or your hurdle, I guarantee someone else has been there.” (16:40) - Larry “With our service model and the experience we have on our team drawing from the industry, not from a banking background, I think we are able to offer a local service and that local feel that I believe vets try and treat their patients and clients with.” (21:28) - Larry “My ‘why’ is helping whoever I am working with achieve their ‘why’.” (32:28) - Stith   Links First Financial Bank Website Blue Heron Consulting Website   Find the full show notes here  Keep up with everything Podcast A Vet Follow Podcast A Vet on Facebook | Twitter | Instagram Join our free community of dedicated vet professionals looking to improve their practices and lives in our free Facebook community! We'd love it (and you) if you would take 1 minute and leave us a review on iTunes!

Have you ever considered owning a practice or buying into a practice, but the financial intimidation is keeping you from moving forward? You aren’t alone, and Stith Keiser is here to shed some light on the message of financial wellness with the help of First Financial Bank. Stith harnessed his passion for veterinary medicine and finances to become an expert in everything related to veterinary business, monetary literacy and securing financial stability through job satisfaction. Today he is here to explain how to have a positive impact on the field of veterinary medicine through the financial window. On this Part 1 Episode, Stith shares his own journey to finding ownership in six practices, why he finds excitement in profit margins and the story they tell, and how you can begin to start securing your financial future today. We are breaking down reasons you should be thinking about your long-term goals as early as possible, how you can tackle your student debt while doing something you enjoy, steps you should be thinking about if you want to become an owner, and more. If you are serious about formulating a plan for a successful career, Stith has some honest and applicable real-life advice for the topic that nobody wants to talk about but everyone deals with. By introducing financial conversations into your decision-making process, you can plan your journey and be where you want to be as fast as possible. Are you ready to get started on tackling your finances head on? Let us know where you are at in your financial journey in the comments on the episode page.   In This Episode The importance of knowing where your money is going Specific action steps to start getting a handle on your finances now A look at veterinary school from the financial literacy lens Figuring out your ‘number’ and working towards your goal in reverse Why you should be partnering with people that know more than you   Quotes “What always stood out to me was not the science behind the medicine. It was watching everything that happened behind the scenes to allow for the successful delivery of that medicine.” (7:23) “The numbers tell a story about how everything else we do in practice adds up. That's what I love about the business side. It's not the number itself, its the story the number tells.” (13:02) “There is no right or wrong number, but everybody has a number.” (20:15) “Veterinary medicine provides so much for us if we know what to look for and are cognizant of our financial situation.” (28:34) “When you are ready to say, ‘I want to surround myself with a partner or a manager or a team that is in some way better or smarter than I am’, that's when you are ready to be an owner.” (34:42)   Links First Financial Bank Website Blue Heron Consulting Website   Find the full show notes here  Keep up with everything Podcast A Vet Follow Podcast A Vet on Facebook | Twitter | Instagram Join our free community of dedicated vet professionals looking to improve their practices and lives in our free Facebook community! We'd love it (and you) if you would take 1 minute and leave us a review on iTunes!

In this episode, Randy Hall talks with Veterinary Practice Lender and DVM, Dr. Brennan Pitard, from First Financial Bank. Listen as he shares information on the finances behind practice ownership and offers advice for handling common veterinary financial challenges. 34 min

In this episode, Randy Hall talks with Veterinary Practice Lender and DVM, Dr. Brennan Pitard, from First Financial Bank. Listen as he shares information on the finances behind practice ownership and offers advice for handling common veterinary financial challenges. 34 min

First Financial Bank delivers a 5 part series about the importance of financial resources for your Independent Pharmacy Business.  (VOL 5)  First Financial Pharmacy Business Veteran Team member Bob Graul, talks with Pharmacy Podcast Network CEO, Todd Eury about creative business development and healthcare services diversification.  Bob Graul:  https://www.linkedin.com/in/bob-graul-23976115/  FFB1 Podcast Series Library:  https://soundcloud.com/pharmacy-podcast/sets/first-financial-bank-podcast  From First Financial Bank: Our customers have the entrepreneurial spirit to build something bigger than themselves. Whether it's starting their first pharmacy or growing a chain, we are instrumental in providing pharmacy loans and bringing dreams to fruition. Because we are a nimble, privately-held organization - we can focus on our customers and not on shareholders. We take the worry out of financing — so you can focus on your patients. First Financial Bank is one of the nation's leading small business lenders - originating almost $200M in pharmacy loans over the last few years. Our lending team has over 75 years of pharmacy experience and includes current and past pharmacy owners. We have the industry-specific expertise and knowledge to help you finance your pharmacy. We are a preferred Small Business Administration (SBA) lender offering financing solutions to help practicing pharmacists meet a wide range of business needs: Acquisition Equipment financing Expansion & remodeling Business refinancing Start-up loans We offer a wide range of flexible terms tailored to your unique situation. Whether you are buying, selling or refinancing, we'll work with you, one-on-one, every step of the way. Our customer service, financial strength, and expertise in working with independent pharmacies nationwide make choosing First Financial Bank a sound business decision! Connect w/ the First Financial Banking Team:  https://www.ffb1.com/loans/pharmacy-loans/pharmacy-loans.html  See omnystudio.com/listener for privacy information.

First Financial Bank delivers a 5 part series about the importance of financial resources for your Independent Pharmacy Business.  (VOL 4)  Multiple locations Pharmacy Owner, Michael Butler, PharmD, talks with Pharmacy Podcast Network CEO, Todd Eury about growing his pharmacy businesses with First Financial Bank the special differences in supporting pharmacy businesses expansions.  Michael Butler:  https://www.linkedin.com/in/michael-butler-5575aa49/  From First Financial Bank: Our customers have the entrepreneurial spirit to build something bigger than themselves. Whether it's starting their first pharmacy or growing a chain, we are instrumental in providing pharmacy loans and bringing dreams to fruition. Because we are a nimble, privately-held organization - we can focus on our customers and not on shareholders. We take the worry out of financing — so you can focus on your patients. First Financial Bank is one of the nation's leading small business lenders - originating almost $200M in pharmacy loans over the last few years. Our lending team has over 75 years of pharmacy experience and includes current and past pharmacy owners. We have the industry-specific expertise and knowledge to help you finance your pharmacy. We are a preferred Small Business Administration (SBA) lender offering financing solutions to help practicing pharmacists meet a wide range of business needs: Acquisition Equipment financing Expansion & remodeling Business refinancing Start-up loans We offer a wide range of flexible terms tailored to your unique situation. Whether you are buying, selling or refinancing, we'll work with you, one-on-one, every step of the way. Our customer service, financial strength, and expertise in working with independent pharmacies nationwide make choosing First Financial Bank a sound business decision! Connect w/ the First Financial Banking Team:  https://www.ffb1.com/loans/pharmacy-loans/pharmacy-loans.html  See omnystudio.com/listener for privacy information.

First Financial Bank delivers a 5 part series about the importance of financial resources for your Independent Pharmacy Business.  (VOL 3)  Drew Hegi, MBA Loan Officer at First Financial Bank talks with Pharmacy Podcast Network CEO, Todd Eury about his role with the bank and the special differences in supporting pharmacy businesses expansions.  Drew Hegi:  https://www.linkedin.com/in/drew-hegi-mba-26911448/  From First Financial Bank: Our customers have the entrepreneurial spirit to build something bigger than themselves. Whether it's starting their first pharmacy or growing a chain, we are instrumental in providing pharmacy loans and bringing dreams to fruition. Because we are a nimble, privately-held organization - we can focus on our customers and not on shareholders. We take the worry out of financing — so you can focus on your patients. First Financial Bank is one of the nation's leading small business lenders - originating almost $200M in pharmacy loans over the last few years. Our lending team has over 75 years of pharmacy experience and includes current and past pharmacy owners. We have the industry-specific expertise and knowledge to help you finance your pharmacy. We are a preferred Small Business Administration (SBA) lender offering financing solutions to help practicing pharmacists meet a wide range of business needs: Acquisition Equipment financing Expansion & remodeling Business refinancing Start-up loans We offer a wide range of flexible terms tailored to your unique situation. Whether you are buying, selling or refinancing, we'll work with you, one-on-one, every step of the way. Our customer service, financial strength, and expertise in working with independent pharmacies nationwide make choosing First Financial Bank a sound business decision! Connect w/ the First Financial Banking Team:  https://www.ffb1.com/loans/pharmacy-loans/pharmacy-loans.html  See omnystudio.com/listener for privacy information.

First Financial Bank delivers a 3 part series about the importance of financial resources for your Independent Pharmacy Business.  (VOL 2)  Pharmacy Owner David George with Creative Care Pharmacy talks with Pharmacy Podcast Network CEO, Todd Eury about the pharmacy owner's perspective on a financial partner and why he decided to work with First Financial Bank.  https://www.linkedin.com/in/davidlgeorge/  From First Financial Bank: Our customers have the entrepreneurial spirit to build something bigger than themselves. Whether it's starting their first pharmacy or growing a chain, we are instrumental in providing pharmacy loans and bringing dreams to fruition. Because we are a nimble, privately-held organization - we can focus on our customers and not on shareholders. We take the worry out of financing — so you can focus on your patients. First Financial Bank is one of the nation's leading small business lenders - originating almost $200M in pharmacy loans over the last few years. Our lending team has over 75 years of pharmacy experience and includes current and past pharmacy owners. We have the industry-specific expertise and knowledge to help you finance your pharmacy. We are a preferred Small Business Administration (SBA) lender offering financing solutions to help practicing pharmacists meet a wide range of business needs: Acquisition Equipment financing Expansion & remodeling Business refinancing Start-up loans We offer a wide range of flexible terms tailored to your unique situation. Whether you are buying, selling or refinancing, we'll work with you, one-on-one, every step of the way. Our customer service, financial strength, and expertise in working with independent pharmacies nationwide make choosing First Financial Bank a sound business decision! Connect w/ the First Financial Banking Team:  https://www.ffb1.com/loans/pharmacy-loans/pharmacy-loans.html  See omnystudio.com/listener for privacy information.

First Financial Bank delivers a 3 part series about the importance of financial resources for your Independent Pharmacy Business.  (VOL 1) Larry Alexander - Managing Director at First Financial Bank Bob Graul - Business Development at First Financial Bank Owen BonDurant President at Independent Rx Consulting   From First Financial Bank: Our customers have the entrepreneurial spirit to build something bigger than themselves. Whether it's starting their first pharmacy or growing a chain, we are instrumental in providing pharmacy loans and bringing dreams to fruition. Because we are a nimble, privately-held organization - we can focus on our customers and not on shareholders. We take the worry out of financing — so you can focus on your patients. First Financial Bank is one of the nation's leading small business lenders - originating almost $200M in pharmacy loans over the last few years. Our lending team has over 75 years of pharmacy experience and includes current and past pharmacy owners. We have the industry-specific expertise and knowledge to help you finance your pharmacy. We are a preferred Small Business Administration (SBA) lender offering financing solutions to help practicing pharmacists meet a wide range of business needs: Acquisition Equipment financing Expansion & remodeling Business refinancing Start-up loans We offer a wide range of flexible terms tailored to your unique situation. Whether you are buying, selling or refinancing, we'll work with you, one-on-one, every step of the way. Our customer service, financial strength, and expertise in working with independent pharmacies nationwide make choosing First Financial Bank a sound business decision! Connect w/ the First Financial Banking Team:  https://www.ffb1.com/loans/pharmacy-loans/pharmacy-loans.html  See omnystudio.com/listener for privacy information.

David is an author, attorney, internationally known speaker and seminar presenter. By the time he was twenty-three, David had visited all fifty states, lived in and studied in four countries and started two businesses, and he has yet to slow down! He is chairman of Success Technologies Inc. and Red Wire Press, and a partner in the law firm of Unruh Turner Burke & Frees where he represents numerous entrepreneurs, executives and corporate clients including banks, developers, and corporations. David has appeared on National Public Radio (NPR) and various radio programs and co-hosted “Abundant Living,” a weekly radio interview program dealing with wealth, goal setting and achievement. He is also the author of the communications book, “The Language of Parenting” and a weekly newspaper column. David has served as a member of the board of directors, an officer, or advisor to many corporations and charitable organizations including the American Cancer Society, the Valley Forge Historical Society, Sentry Technologies, Inc., Success Technologies Inc. and First Financial Bank. He has addressed national and international corporate audiences, conferences, conventions and retreats, including employees of J.P. Morgan, PECO Energy, Verizon, Smith Barney, GE, Omnicare, ARAMARK Service Master, the Professional Association of Health Care Office Managers, as well as numerous professional trade associations, Chambers of Commerce, school districts, colleges, universities, business and political groups, including elected officials, political candidates and state legislators. http://www.successtechnologies.com/ Seth Greene is a 6 Time Best Selling Author, Nationally Recognized Direct Response Marketing Expert, and the only back to back to back GKIC Dan Kennedy Marketer of the Year Nominee. To Get a FREE Copy of Seth’s new book Podcast Marketing Magic, and access to a Live Podcast Marketing Training Conference Call go to http://www.UltimateMarketingMagician.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Katie Alford is the President & CEO of Community Foundation of Abilene.  She oversees the foundation's $100 million in assets.  She graduated from Abilene Christian University and is now on four different boards-Hendrick Home for Children, Abilene Industrial Foundation, ContinueCare Hospital, and First Financial Bank of Abilene.

Before Madonna sang about her virginity, when making a phone call from the road meant plunking twenty five cents into a phone booth, before Michael Jackson's first plastic surgery and back when getting "on-line" meant waiting to check-out at the grocery store, Peter K. O'Connell was (and still very much is) a professional voice-over talent. As America's friendly, neighborhood voice-over talent, Peter's amazingly versatile vocal talent allows him to share many voice acting styles with his clients, who range from Fortune 500 Companies to companies who think $500 is a fortune. From his conversational everyman voice to his hard sell straight announcer performances, Peter's natural voice over abilities are favored by clients for commercials, narrations, e-learning, documentary, TV promo, radio imaging and live announcing. A natural born storyteller and an award-winning voice talent, some of Peter's professional voice-over credits include productions for General Electric, Kraft Foods, PBS (Public Broadcasting Service), Shell Oil, Pitney Bowes, U.S. Army, Starz Cable Channel, Bacardi, SunSetter Awnings, Deloitte, Time Warner Cable, American Institute of Certified Public Accountants (AICPA), New Jersey Tourism, First Financial Bank, N.A., Western Union, BlueCross Blue Shield, Darien Lake Theme Park, J. Walter Thompson Advertising, Cleveland Browns of the National Football League, Harlequin Enterprises and Pathmark Supermarkets.  Peter K. O'Connell's voice-over recordings have been heard globally including London, England; Seoul, Korea; the Caribbean; Sydney, Australia; Toronto, Canada; Delhi, India and Buenos Aires, Argentina. Nationally across the United States, Peter's voice has been heard in all major markets including but not limited to New York City; Los Angeles, California; Chicago, Illinois, Philadelphia, Pennsylvania; Dallas, Texas; Dayton, Ohio and Buffalo, New York. OK you're right, if you're scoring at home, Dayton, Ohio and Buffalo, New York aren't really major markets but he has spent so much time there, Peter felt they deserved a shout-out. A native of Buffalo, NY, Peter grew up in the Nickel City and still lives there today - he even worked in radio there at WLVL, for, like a week. He truly developed his broadcasting and voice-over skills in Dayton at WVUD-FM as a top rated disc jockey and then as a commercial producer for the station. Peter produces his voice projects through his audio production company, audio'connell Voice Over Talent which is a division of O'Connell Communications, LLC. In addition to Peter's voice over work, which represents a majority of the company's production schedule, audio'connell also provides casting services for clients looking for professional female voiceover and audio production services for national and international clients. The voice over needs of foreign language clients are served through another O'Connell-owned company, International Voice Talents. Peter has also written an e-book entitled The Voice Over Entrance Exam. The book examines the business and performance realities of becoming a voice-over talent and maintaining a career among a spirited field of established voiceover professionals. Sometimes, when he's feeling very "authory", Peter wears an ascot around his house - it's very obnoxious.  After years of giving away his hard earned knowledge about everything voice over, Peter decided he should be getting PAID for it so he started audio'connell's Voice Over Workshop. In private one-on-one voiceover sessions in his studio or via Skype, Peter teaches new and experienced voice talents what he's learned after nearly 30 years in the voice over business and critical stuff voice actors need to know to get paid voice jobs. He received his Bachelor of Arts degree in Radio and Television Communication from the University of Dayton (OH) - no one is quite sure how - nonetheless the official diploma can be found somewhere in his Buffalo, NY home where he lives with his wife and children. Thank you for reading all the way to this point in Peter's biography but now you really need to get away from the screen and go do something more productive - even basketweaving would have been a better use of your time that reading all this, but thanks anyway. For more information about this and other episodes, head over to mikelenzvoice.com.

Cincinnati Business Talk highlights the positive side of Cincinnati area businesses. We will be talking to CEOs who have won awards, innovated with new products and services. Today's guest was Adrian O. Breen, Regional President, First Financial Bank.  Adrian shared some of the secrets  on how to build a strong relationship with their banker and the various financing options that are available to local business owners? .  He shared his perspectives and insights on current HOT business issues in the banking industry. The show streamed live on Thursday October 11th at 4 PM. Listen to this link: http://tobtr.com/s/3744465 You can listen to the show on Apple iTunes as a Podcast. You can add the podcast at:   http://www.blogtalkradio.com/Cincy-Business-talk.rss You can add Cincy-Business-Talk as an RSS feed to your Outlook email program. The exact feed http://www.blogtalkradio.com/Cincy-Business-talk.rss