Podcasts about Rainy day fund

Send us a textWhen neighbors felt the walls of their Chicago apartment growing hot on a summer night in 2018, they knew something was terribly wrong. Behind those walls, 38-year-old bartender and mother of three T'Anda Hall lay beaten and dying as flames began consuming her bedroom — the tragic culmination of what had started as a friendly card game hours earlier.T'Anda had recently met Wes Arnold, a man whose violent history remained hidden from her until it was too late. Friends who'd been playing cards with them that evening described Arnold growing increasingly agitated, particularly when money from T'Anda's "Rainy Day Fund" went missing. Sensing danger, they left. Minutes later, neighbors heard running footsteps down the stairwell.The investigation revealed a pattern all too familiar in cases of domestic violence. Arnold, on parole for battery at the time, had an extensive history of abusing women — so severe that even his own family refused to shelter him. Security footage, witness testimony, and forensic evidence painted a clear picture of what happened after T'Anda's friends departed: a brutal beating followed by arson meant to cover his tracks. Most disturbing was the medical examiner's finding that T'Anda had smoke in her lungs, meaning she was still alive when Arnold set the fire.While evading capture, Arnold's violence continued. He assaulted another woman who had briefly given him shelter, leaving her with 17 stitches. This pattern of escalating violence ultimately led to his conviction and life sentence plus 50 years for arson.T'Anda's story serves as a haunting reminder of how quickly violence can escalate and the importance of recognizing warning signs in potentially dangerous relationships. Through our exploration of this case, we honor her memory while examining the factors that led to this preventable tragedy.Have you witnessed warning signs in a friend's relationship? Sharing your story might help others recognize dangerous situations before they escalate. This week, we enjoyed a delicious selection from Robert Clay Vineyards. The 2017 Texas Hill Country Ruby Cabernet is a mellow, long-aged wine with unique aromas and flavors of maple, brown sugar and vanilla bean, but bone dry and medium bodied with rounded tannins. Absolutely phenomenal.Magic Mind

More Americans are breaking into their 401(k) accounts to help with financial emergencies. Wall Street Journal reporter Anne Tergesen joins host Julia Carpenter to discuss the uptick in hardship withdrawals and what you should know before taking one.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

With mortgage rates decreasing for various loan types, potential homebuyers might find more favorable conditions for purchasing and current homeowners should carefully evaluate their circumstances. Today's Stocks & Topics: TTD - Trade Desk Inc. Cl A, CRWD - CrowdStrike Holdings Inc. Cl A, Market Wrap, Mortgage Rates Fall: Should You Buy or Refinance, VZ - Verizon Communications Inc., T - MUST-Mobile US Inc., T - AT&T Inc., Sectors, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, EQT - EQT Corp., 401k as a Rainy-Day Fund, VGK - Vanguard FTSE Europe ETF, GPRK - GeoPark Ltd., Department of Government Efficiency – DOGE.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

Paul Lane and Marc Fandetti preview the upcoming February jobs report. Why will tariffs on Canada make housing much more expensive in New England? Are Americans relying too much on their 401(k) for savings? Are egg companies using real world problems to justify price hikes? Home Depot turns to AI to answer questions for customers.

Court Welty and Blake Burns with Intrana tell me why they are apprehensive about Texas using part of The Rainy Day Fund to invest in crypto.PLUS - Pastor Tommy Hayes and his mission work and upcoming fund raiser. More Info HERE

Discover why an emergency fund is your financial safety net and how to start building one without feeling overwhelmed.   ---- Introducing THE VAULT: Your Monthly Gateway to Growth and Success! Imagine having exclusive access to a treasure trove of coaching, courses, and community support - all designed to keep you on track and thriving. Join THE VAULT today and continue your journey towards financial mastery and personal growth. Your future self will thank you!   Follow us on our social media channels: INSTAGRAM: https://www.instagram.com/kareng_adams/ FACEBOOK: https://www.facebook.com/karengfm101 VISIT OUR WEBSITE: https://financialmanagement101.com.au/

01:00 NR: Why Did California Cut Fire Prevention Spending While Keeping a Rainy-Day Fund?, https://www.nationalreview.com/the-morning-jolt/why-did-california-cut-fire-prevention-spending-while-keeping-a-rainy-day-fund/ 12:15 The FBI is terrible at background checks, https://www.youtube.com/watch?v=RtgtSNMGBt0 14:50 Jonathan Haidt is wrong about morality | Prof Kurt Gray, https://www.aporiamagazine.com/p/jonathan-haidt-is-wrong-about-morality 19:00 Alpha: Eddie Gallagher and the War for the Soul of the Navy SEALs, https://lukeford.net/blog/?p=158567 25:00 Jonathan Haidt is wrong about morality | Prof Kurt Gray, https://www.aporiamagazine.com/p/jonathan-haidt-is-wrong-about-morality?utm_source=publication-search 29:00 Best way to survive a fire is to be connected to your neighbors and to have resources (financial, social, emotional, purpose). I volunteer so I have a visceral sense of people depending on me. 30:00 The Anti-Social Century by Derek Thompson, https://www.theatlantic.com/magazine/archive/2025/02/american-loneliness-personality-politics/681091/ 34:00 I was thinking about publishing my love poems 51:00 Japanese TV show Extremely Inappropriate, https://www.nytimes.com/2024/05/29/world/asia/japan-extremely-inappropriate.html 1:20:00 I worked for a year in Australia after I graduated high school in June 1984, https://www.lukeford.net/luke_ford/bio/l3.html 1:38:50 Kip joins to talk about short-term memory 1:50:00 The advantages of elite universities 2:18:00 LA Fire Truths and Lies with Hotshot Director, https://www.carousel.blog/p/la-fire-truths-and-lies-with-hotshot 2:30:00 California Burning: The Fall of Pacific Gas and Electric--and What It Means for America's Power Grid, https://www.amazon.com/California-Burning-Pacific-Electric-Americas/dp/059333065X 2:31:00 California Burning author Katherine Blunt, https://www.youtube.com/watch?v=xOyjOewSPqc 2:48:30 Just as I am 3:01:00 The MICE Method: How the CIA Persuades People to Betray Their Country, https://spyauthor.medium.com/the-mice-method-how-the-cia-persuades-people-to-betray-their-country-0bdb9094103b 3:05:45 Nathan Cofnas talks to Nicholas Wade about group differences, lab leak theory, https://ncofnas.com/p/talking-about-race-differences-with 3:20:00 Lab leak theory 4:07:10 DTG Christmas Quiz 2024 with Helen Lewis, https://decoding-the-gurus.captivate.fm/episode/dtg-christmas-quiz-2024-with-helen-lewis-badstats 4:24:50 Noah Rothman joins Hugh to talk about California's Chernobyl, https://www.youtube.com/watch?v=YPKuObXvxKo 4:29:20 Evaluating Pete Hegseth's senate performance 4:40:00 The Theory of Dyadic Morality: Reinventing Moral Judgment by Redefining Harm, https://journals.sagepub.com/doi/full/10.1177/1088868317698288

Vince did the math, and we're talking north of $4 billion of statewide school referendum on the ballot tomorrow. Speaking of what's on the ballot, Adam Roberts has his final series in 'What's on my Ballot?' We honor a legendary producer who passed away, and of course get you prepared for Election Day tomorrow!

This episode is presented by Create A Video – North Carolina lawmakers convened in Raleigh for a special session today and announced $273 million of relief funding to come from the state's "Rainy Day Fund." The General Assembly will re-convene in about 2 weeks to consider additional funding. WBT's relief & recovery links: How to Help: Donate to Support Recovery Efforts in Western North Carolina After Tropical Storm Helene A Western NC disaster relief agency: Hearts With Hands Help Pete's team in the Walk to End Alzheimer's by going here. Subscribe to the podcast at: https://ThePeteKalinerShow.com/  All the links to Pete's Prep are free: https://patreon.com/petekalinershow  Advertising inquiries: Pete@ThePeteKalinerShow.com  Get exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.

Rather than put all the spare cash in a 'future proof' fund, should the Finance Minister simply recognise the future is here, right now?Deviance has been normalised. Bicycle sheds with golden roofs: a parable about quality versus quantity of government spending Become a member at https://plus.acast.com/s/the-other-hand-with-jim.power-and-chris.johns. Hosted on Acast. See acast.com/privacy for more information.

Handling unexpected financial emergencies requires a mix of planning, resourcefulness, and informed decision-making. This podcast will dive into some smart ways to manage such situations. Listen now!   Learn the fundamental concepts of how budgeting and saving are important to your financial well-being. Registration is now open for the course: Mastering Budget and Saving Techniques. This is a hands-on course with me guiding you on budgeting, tracking, and managing your money like a pro.   Follow us on our social media channels: INSTAGRAM: https://www.instagram.com/kareng_adams/ FACEBOOK: https://www.facebook.com/karengfm101 VISIT OUR WEBSITE: https://financialmanagement101.com.au/

 In the episode, Mike Williams, founder of Carnegie Search, joins the Sparking Success podcast to discuss the challenges of growing a recruiting business. They talk about the importance of setting realistic goals and not sacrificing excellence for rapid growth. Mike shares his strategy of focusing on developing his team and maintaining a high level of service rather than just expanding the size of his firm. They also discuss the potential of adding temporary staffing to their services and the financial considerations of growing a business. In this conversation, Mike and Sparking Success discuss various topics related to growing a business, including managing finances, building equity, taking risks, and the importance of having a solid financial foundation. They share personal experiences and insights on how to make smart financial decisions, set up rainy day funds, and invest in the future. They also emphasize the need for balance and being present in both personal and professional life.TakeawaysSetting realistic goals and focusing on excellence is more important than rapid growthDeveloping a strong team and maintaining a high level of service is crucial for long-term successAdding temporary staffing can be a strategic move for business expansionFinancial considerations, such as tax planning and equity building, are important for sustainable growth Managing finances and building equity are crucial for business growth and financial stability.Having a solid financial foundation allows for more flexibility and the ability to take calculated risks.Setting up a rainy day fund and making smart investments can provide a safety net during challenging times.Balancing personal and professional life is important for overall well-being and success.Being present and making intentional financial decisions based on long-term goals is key to sustainable growth.Chapters00:00 Introduction and Personal Connection03:18 Introducing Mike Williams and His Business08:19 Setting Realistic Goals and Balancing Growth11:09 Prioritizing and Managing Growth23:26 On-the-Hip Training and Team Development25:17 Exploring the Potential of Temporary Staffing29:32 Financial Considerations for Business Growth32:55 Managing Finances and Building Equity36:14 Balancing Personal and Professional Life

In this episode of Money Made Simple, join Liv and Jennie as they dive into the essentials of setting up a rainy day AKA an emergency fund. With the current economic climate bringing uncertainty for many of us, having a financial safety net is more crucial than ever. This episode covers:What a rainy day fund is and why it's critical for our financial securityPractical steps about how to get started, including how to determine how much you need in your emergency fundTips for setting up and managing your fund to keep it accessible yet secureInsights on adjusting your fund over time to adjust to life changesAnd a few thoughts about ways to get your emergency fund working harder for you, while there is no emergencyResources we mention in this episode:- The Barefoot Investor- Money Made Simple book by Sam Stubbs- Sorted.org savings calculatorBy the end of this episode, you'll understand the importance of an emergency fund, how to calculate your needs based on your lifestyle, and smart strategies for growing and maintaining your fund over time. Tune in to gain the knowledge and confidence to build a financial buffer that ensures peace of mind and preparedness for any unexpected expenses.---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.

If you're: -Struggling financially -Living paycheck to paycheck -Stressed out & credit cards are maxed out -Losing sleep because you're worried about whether or not you're going to be able to pay your bills... Watch the Coins, Cashflow, & Conversations Podcast with Dakota Grady. Have you ever dealt with car theft? Well, Dakota Grady has! Today, Dakota talks about his experience of having his car stolen on 5/1/2024 and the importance of having a Rainy Day Fund. *The Coins, Cashflow, & Conversations Podcast is sponsored and brought to you by Upstate Essential Solutions, LLC!*

In our opening chatter we talk about how our week has been. What's on Our Timeline? We came across this on our timeline via power credit consultants: women are saving their own money, some of their husband's money and their joint money and they're calling it escape money. Let's Talk Through It Our first friend makes significantly more money than her fiance, and did not feel obligated to tell him how much she makes. They discussed purchasing their first home together and after getting married she doesn't want him to bank on her income to contribute to half of the bills. Our other friend is a male listener who said he and his wife struggled after his furlough from work and the pandemic. This was until his wife revealed her sizeable rainy day fund. Since then, he started his own rainy day fund and has put away a pretty good amount but doesn't know if and how he should tell his wife. Pray! Work! Slay! And Show Off Your Melanated Excellence!

Check us out on this weeks episode of The Triple Dose podcast where we dive in to tipping culture, adulting too much, and saving coins for a rain day fund. Don't forget to follow us on IG and Twitter @Tripledosepod  and share us with your fam!

Nate Benefield, Senior VP at the Commonwealth Foundation joins Dawn LIVE! Nate expands on the recent Commonwealth report expanding on the Shapiro budget, and the deficit that PA residents could face long after Gov. Shapiro's stint as Governor...  From the report: Gov. Josh Shapiro proposed a $48.3 billion 2024–25 General Fund budget, a $3 billion or 7.1 percent spending increase compared to last year's ongoing general fund spending.The proposal overestimates revenue growth and underestimates spending growth compared to projections from the Pennsylvania Independent Fiscal Office (IFO), meaning deficits under Shapiro's plan may be even higher than projected.Shapiro's budget would balloon the structural deficit to more than $6 billion. His proposed series of startling increases and new initiatives would empty Pennsylvania's checking account and illegally raid the Rainy Day Fund, necessitating a tax hike of more than $2,000 per family of four.Pennsylvania's aging population and the persistent, troubling outmigration of its working-age residents present long-term budgetary challenges for policymakers. Shapiro's budget, as proposed, fails to address our economic competitiveness, exacerbating these trends. Nathan (Nate) Benefield is the Senior Vice President at the Commonwealth Foundation.An Ohio native, Nate holds an undergraduate degree in political science and economics and a master's degree in public service management from DePaul University in Chicago. He also completed his doctoral studies (ABD) in political science at Loyola University, also in Chicago. Nate joined the Commonwealth Foundation in 2005. Now as senior vice president, he provides strategic leadership as well as operational oversight spanning policy analysis, government relations, marketing, and communications. Tune in 10 AM - 12 PM EST weekdays on Talk Radio 1210 WPHT; or on the Audacy app!

NATE BENEFIELD JOINS DAWN LIVENate Benefield is ready to break down the consequences of a raid on the Rainy Day Fund, and what that would mean for PA. WHAT THEY'RE SAYING…State Law, Financial Experts, and the Governor Himself Condemn Budget Plan to Raid Rainy Day FundA depleted Rainy Day Fund would leave Pennsylvania vulnerable. Nathan (Nate) Benefield is the Senior Vice President at the Commonwealth Foundation.An Ohio native, Nate holds an undergraduate degree in political science and economics and a master's degree in public service management from DePaul University in Chicago. He also completed his doctoral studies (ABD) in political science at Loyola University, also in Chicago. Nate joined the Commonwealth Foundation in 2005. Now as senior vice president, he provides strategic leadership as well as operational oversight spanning policy analysis, government relations, marketing, and communications. Read more on their website - The Commonwealth Foundation Tune in 10 AM - 12 PM EST weekdays on Talk Radio 1210 WPHT: or on the Audacy app!

Are you looking to build financial freedom?  Do you want to be the financial inflection point in your family? Are you ready to make the shift from generational income to building generational wealth? This episode is for you.  Listen in as Dr. Stephen interviews one of his financial advisors, Justin Maxwell of Big Life Financial.The financial foundational five:How to set up your cash flow systemHow to optimize your student loan repaymentThe practice debt solutionAvoiding “death by a thousand cuts” with unnecessary feesThe highest and best (and safest) use of your investment dollarsEpisode Highlights01:37 - The need for specific wealth-building strategies for chiropractors, particularly for new doctors and those looking to grow their practices.05:47 - The importance of setting up a cash flow system early on to avoid overspending and miss out on the compound effect of investing08:10 - Setting up a “Rainy Day Fund” is an investment in peace of mind and is foundational to the beginning of the financial journey.14:25 - The value of automaticity in making financial decisions, so they become second nature and don't require constant decision-making.18:45 - Prioritize debt reduction and develop the "muscles of abundance" to attract clients and create a successful business.21:45 - Capturing wealth through businesses delivering value, not just increasing revenue.23:12 - Tax strategy should be seen as a holistic approach throughout the career, not just a yearly reactionary measure.27:33 - Save money by having a team member scrutinize expenses and find areas for cost-cutting.33:26 - The value of taking risks and enduring challenges to reap the benefits of business ownership, including strategic tactics and belief systems. Resources MentionedTo learn more about the REM CEO Program, please visit:  http://www.theremarkablepractice.com/rem-ceoBuild your dream team with Chiro Match Makers. Learn more at https://chiromatchmakers.com/Schedule a Brainstorming call with Dr. PeteDr. Stephen's LinkedInDr. Peter's LinkedInThe Remarkable CEO WebsiteDr. Stephen's Book – The Remarkable Practice: The Definitive Guide to Build a Thriving Chiropractic Business

With their dairy farm at the epicenter of the worst drought in over a century, the Vergin family adapts through diversification, flexibility, and making deposits in the soil bank. More Information • LSP’s Soil Health & Grazing Web Page • LSP Farm Transition Profile on the Vergin Family: A High-Value Apprenticeship You can find LSP Ear…  Read More → Source

Prioritizing profit and paying yourself as the business owner is essential for sustainable growth. By taking regular owner's draws and building a rainy day fund, you protect yourself and your business from unforeseen circumstances.In this episode, Jordan West and Cyndi Thomason, Bookskeep discuss the importance of cash flow management, the concept of Parkinson's Law, and why prioritizing profit is crucial for the success of your business. They also talk about the challenges faced when it came to inventory management.Listen and learn in this episode!Key takeaways from this episode:Goals of Profit First: paying ourselves, generating profit, taking care of tax obligations, and managing what's left for running the businessSegregating money for specific purposes to have a clear understanding of available fundsUtilizing Parkinson's Law in Profit First to allocate funds for different purposesUnderstanding the impact of inventory cash flow on business financesProfit First helps business owners prioritize their own financial well-being and ensure the business serves their goals.It is important to build a rainy day fund and be prepared for unforeseen circumstances.Recommended Podcast/Audiobook:Buoyant Audiobook: https://www.audible.ca/pd/Buoyant-Audiobook/B0B75W36RHRecommended App/Tool:A2X Accounting: https://www.a2xaccounting.com/Quickbooks: https://quickbooks.intuit.com/Xero: https://www.xero.com/Today's Guest:Cyndi Thomason, President, Bookskeep is a best-selling author and thought leader in ecommerce accounting and mom entrepreneurship. Using the Profit First method she designed specifically for the ecommerce industry, Cyndi and her team coach ecommerce business leaders so they can create a business that allows them to enjoy financial freedom through permanent profitability. Cyndi and her team understand the unique challenges of the ecommerce industry, and their mission is to enable ecommerce businesses to understand their cash flow and become profitable faster. Through a variety of programs and services, Cyndi and the bookskeep team help online businesses go from struggling to thriving and beyond.Connect and learn more about Cyndi and Bookskeep:Website: https://www.bookskeep.com/LinkedIn: https://www.linkedin.com/in/cyndithomason/Twitter: https://twitter.com/imcyndithomasonGet 5 Offers for 2 Products (10 in total) along with 10 highly engaging tried and true creatives, 30 captivating headlines, descriptions, and ad texts sent to you for only $99. Go to https://www.upgrowthcommerce.com/offer and order now - this offer is only available for a limited time.We love our podcast community and listeners so much that we have decided to offer a free eCommerce Growth Plan for your brand! To learn more and how we can help, click here: upgrowthcommerce.com/grow Join our community and connect with other eCommerce brand owners and marketers! https://www.facebook.com/groups/secretstoscalingpodcast

This Day in Maine for Thursday, August 17th, 2023.

Faith Matters with Brian and Andi HaleBreathing Room by Sandra StanleyHow you manage your money matters to God because the bottom line of your bank account may keep you from being able to say yes to what he's calling you to do.

“Who in their right mind has $1,000 just sitting in a savings account!?” That's what I thought when I first started Baby Step 1– back in the Dave Ramsey days– when I had $0 in savings. Fast forward to today: I'm bringing you this episode all about emergency funds and why you probably need more than $1k. And good news… I have $20k in savings now. Let me educate you all about why you need an emergency fund to begin with, how much to keep in it (hint: it's personal to you and your situation), where the heck to keep it, and more! In this episode, you'll learn more about: How much you should have in your emergency fund Hoarding cash in an emergency fund + breaking scarcity mindsets The importance of having a sufficient emergency fund for your lifestyle What to do if you feel guilt around spending your emergency fund money – even when it's actually an emergency + more MENTIONED IN THE EPISODE: The Fed - Dealing with Unexpected ExpensesFederal Reserve Board Ally HYSA WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS PAST EPISODES YOU'LL ENJOY: WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE WHAT TO DO ON PAYDAY ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill  

California's budget deficit continues to grow, and state lawmakers have less than a month to cut a deal with Governor Newsom on how to erase it. The governor's revised budget reveals the state went from a 97 billion dollar surplus exactly a year ago, to more than 31 billion dollars in the red now. The governor is not projecting a recession just yet, unlike some economists, so he's not ready to tap into the state's Rainy Day Fund, which is still there just in case this deficit gets even larger. And he says he will not support raising taxes, which some Democrats in Sacramento want to do, especially on the Assembly side. But he and the legislature don't necessarily see eye to eye on what to cut and where to spend. For more, Brett, Patti, and Doug spoke with State Assemblyman Phil Ting of San Francisco, the Democrat who chairs the Assembly Budget Committee.

Seattle Public Schools leaders unveiled their most detailed plan yet to stabilize the district's precarious financial situation, including a $131 million budget gap next year.

The news of Texas covered today includes:Our Lone Star story of the day: There's a new twist from the Left on school choice that would make the most shameless Soviet propagandist proud.Dirty books in our public schools; armed security at every Texas public school campus, and; the fight to protect Texas children from the abusive “trans” sexual movement – it's all in today's look at the 88th session of the Texas Legislature.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.Anti-Wimp: As gun jams, food truck cook, grandmother, ends man's crime career.Texas' Rainy Day Fund might reach it's cap if projections hold up. All that means is that we need to save more because, due to inflation, the dollar is actually worth less.And, other news of Texas.Listen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com

‘Tis the season to be jolly! It's tax refund season for most people. Want to learn my top 6 Ways to make your tax refund work for you in 2023? Then tune in to this episode! Notes: In this episode Luis talks about: Different types of accounts to make your money work for you Credit card payment strategies Different types of investment accounts  Protecting Your Family Investing in Yourself Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 The BLX Internship Program Learn About Series I Savings Bonds Learn About 529 Plans Luis' LinkedIN Luis' Twitter Luis' IG On My Way to Wealth YouTube Channel  

It's one of the best tools for our mental health - financial security. Here's why and how LGBTQ+ people can build a rainy day fund. Get more info/data from The Motley Fool/Debt Free Guys LGBTQ+ Money Study. For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe  Follow us: Queer Money Instagram Queer Money YouTube Queer Money Twitter Queer Money on Tiktok

This week's edition of The Majority Report features news from State Senators Doris Turner, Patrick Joyce, and Scott Bennett, including a measure from Turner that would require future state budgets to include a set amount being added to the state's Rainy Day Fund.

How do you start becoming financially independent in your twenties?In this episode, certified financial planner Elizabeth Pennington breaks down five essential financial goals, including savings, credit, and retirement planning, along with other best practices to start planning a healthy relationship with money in your twenties. Full transcript and show notes at tiredtwentiespod.comShow notes:Check out Elizabeth Pennington, CFP and her team's work on www.fearlessfinance.com, or @fearlessfinance on IG, FB, Twitter. Read Broke Millennial by Erin Lowry or Get Money by Kristin Wong, recommendations by Elizabeth.“Individual Retirement Account (IRA)” by The Investopedia Team, Investopedia “Rainy Day Fund vs. Emergency Fund – Do You Need Both?” by Rachel Morgan Cautero, The Balance“How Much is TOO MUCH Credit Card Debt?” by Lori Atwood, Fearless Finance“Majority of Americans Say Parents Are Doing Too Much for Their Young Adult Children” by Amanda Barroso, Kim Parker, and Richard Fry via Pew Research Center“Most Americans think young adults should be financially independent by 22—but only 24% are” by Alicia Adamczyk via CNBC Make ItSubscribe to my newsletter to get updates and behind the scenes on the podcast by clicking here or going to tiredtwenties.substack.com.Follow and DM me:Tik Tok or Instagram: @tiredtwentiespodTwitter: @tiredtwentiesDonate to the podcast by clicking here or by going to buymeacoffee.com/tiredtwenties.Don't miss our last episode on ending toxic hustle culture here.More about Elizabeth Pennington, CFP:Elizabeth Pennington is a CERTIFIED FINANCIAL PLANNER™ with Fearless Finance, which offers fee-only, hourly financial advice virtually to clients around the U.S. After starting a policy career in Washington, DC, Elizabeth initially struggled with her own finances and had to learn how to manage her money. As she started her financial journey, she realized that she wanted to work to make financial advice accessible to everyone - not just people who were already wealthy. She switched careers and joined Fearless Finance in 2019. Elizabeth specializes in working with young professionals to help them start financially strong and meet their goals.Elizabeth is originally from Iowa, and she currently lives in the Cleveland, Ohio area with her dog, Wallace, and cats, Norman, Demon, and Smokey.  Elizabeth also volunteers  to help women seeking higher education, including UStrive mentoring and the Philanthropic Educational Organization.

On this episode: Welcome to another content-packed Thursday! This week, Roderick & Cari start off continuing reviews from last week, detailing full length listens to Beyoncé & Wiz Khalifa's new albums, as well as talking new music by DJ Khaled and NBA YoungBoy. Into news, the crew talks Kodak Black's Atlantic Records contract, Barack Obama's summer playlist, YEEZY Day gone wrong, Drake postponing the Young Money reunion performance, Blueface, Will Smith & Chris Rock, Tiger Woods, Iman Shumpert + so much more.     Intro: Chance The Rapper- Blessings (ft. Ty Dolla $ign, Raury & BJ The Chicago Kid)   Roderick | Tory Lanez- I LIKE   Cari | Jay 305- When You Say (ft. Omarion)     Subscribe to Apple Music now to hear all of the new albums & tracks we discuss: https://apple.co/3NgdXW

What are you going to do if you have an unexpected large veterinary bill? Ellie's Rainy Day Fund helps sick or injured pets get the needed treatment from their veterinarians.

This is a great episode about being able to save money, why you should have a rainy day fund when purchasing a home.Mimi's team leader at GMFS Acadiana, also stops in to share some wisdom with us too!

4PM - Todd Meyer on Rainy Day Fund vs. Slush Fund // Congress to Hold First Open Hearing About UFOs in 50 Years // How Many Friends Do You Really Need? // Man dies of heart attack while burying girlfriend he killed See omnystudio.com/listener for privacy information.

6PM - Todd Meyer on Rainy Day Fund vs. Slush Fund // Congress to Hold First Open Hearing About UFOs in 50 Years // Child marathon runner's parents investigated // Broadway star tells woman to get out, over mask See omnystudio.com/listener for privacy information.

Jason Gottesman and Neal Lesher discuss SCOTUS leaks, revenue projections and the state budget – and for the insomniacs, Jason goes into a deep explanation of the interplay between Star Wars movies, books, and TV shows.

Jason Gottesman and Neal Lesher discuss SCOTUS leaks, revenue projections and the state budget – and for the insomniacs, Jason goes into a deep explanation of the interplay between Star Wars movies, books, and TV shows.

A rainy day fund at the State Department dried up during COVID-19. The Bureau of Consular Affairs is drawing down carryover funds from previous years, and may take years to replenish, even if passports and visa fees fully bounce back from the pandemic. For an update on all of this, Federal News Network's Jory Heckman has more.

(KMAS) Dan Griffey made his weekly appearance this week on Daybreak and he and Jeff Slakey discussed the new transportation-construction package in the House, among other things.  The controversial cross-border tax was struck from the bill.  Unfortunately, according to Griffey, the money would now be taken from the Public Works Trust Fund. Many communities use this fund for a variety of infrastructure projects. Representative Griffey does not think that this redirecting of the Trust Fund money will stand in final reviews.  Jeff asked who constituents should reach out to should they want to contact someone about this legislation. Representative Griffey suggested contacting the committee chairs, who know the ins and out of the process. Constituents can also call Representative Griffey's office at (360) 786-7966, and they can help state their case to the committees. His website is dangriffey.houserepublicans.wa.gov.The two also addressed the “Rainy Day” Fund and how low it is as a percentage of the budget. Griffey guesses the strategic reserves will be somewhere in the amount of $100 million out of a total spending amount of around $65 billion.   “With $13 billion in unexpected revenues, I think we could have done a lot better,” said Griffey.  Representative Griffey also suggested we should be prepared in light of the war in Ukraine, saying the events between Ukraine and Russia will have global implications.  He said that the state's ability to repay debts is similar to an individual's ability to repay debts and that the more money a state has in reserves, the higher the state's bond rating. This has a big influence on Washington's ability to borrow money and to pay it back.The upcoming fire season was also a subject of discussion in the interview.  “A resilient forest is one that resists the effects of wildfires."“When you look at the treated sections and the non treated sections, it's night and day as far as resistance,” Griffey said. It's the difference between a fire hitting a forest at a “snail's pace” versus the swiftness of a “freight train.”Representative Griffey, a local firefighter as well, explained we can't let our guard down.“We will need to make sure our firefighting equipment remains state of the art and that it can be deployed quickly”, said Griffey.  Representative Dan Griffey represents the 35th District and appears weekly on Daybreak during the Legislative Session.  

35th District Representative Drew MacEwen talked with Jeff Slakey about the different budgets that are being passed out of the Washington State Legislature as the 2022 session starts to wrap up. Rep. MacEwen talks about concerns he has with the "Rainy Day Fund" and its levels, plus ways his party looked to reduce taxes for Washingtonians and their efforts to get the majority party to adopt those ideas. Finally Rep. MacEwen reflects on the 1 year birthday of the Shelton Family YMCA, a big win for the Mason County Community and what it does for Shelton. https://drewmacewen.houserepublicans.wa.gov/

Episode 16 of Manchester Living Podcast is here! Our topic today is investing in elder care and different options for families. Our guests today are:Adam LampertCEO of Manchester Living, the parent company of Cambridge Caregivers and Manchester Care HomesCheryl Acres, RN, CCM, CDPAging Life Care Professional, Advanced LevelCertified Dementia PractitionerYour host is Brian Levy. http://www.ManchesterLivingPodcast.com

Sure, you know it's good to have a Rainy Day Fund to weather life's storms, but what about after you use it? How do you build it back and do it the smart way? That's what we're talking about today. Mentioned in This Episode:

In this episode we discuss the ultimate rainy day fund! A permanent, whole life insurance policy, with a mutual company, that's properly structured with a high cash value. Yep, I said it. I know there are dissenting opinions (we will address some here) but, for those with eyes to see and ears to hear for themselves and willing to learn, here goes. It's better to have the umbrella before the rain starts to pour and don't forget Murphy. He's out there and he'll come out of nowhere. Pay attention to the control, growth and access to your money that you maintain as the OWNER in this discussion! If you have any topics you'd like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash's book Becoming Your Own Banker, please contact us at: Email: durhamtalents@gmail.com Phone: 828-817-4223 All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

Amber is joined this week by Ramsey certified financial coach, Sarah VanHoose, to discuss how we can tackle debt and teach our children(and even parents) how to better handle their money.Contact Sarah:Website: https://www.myjourneytoinfluence.com/Text "Thrive" to 33777Follow Us:https://www.theorganizerchicks.com/Facebook: https://www.facebook.com/TheOrganizerChicks/Instagram: https://www.instagram.com/the_organizer_chicks/

In this episode will give you information on save money for a rainy day --- Support this podcast: https://anchor.fm/denise-cofield/support

Welcome to the Your Money Hour Podcast with Dakota Grady! Are you prepared for the "Rain?" On today's episode, Dakota Grady will be discussing the What, Why, & How of having a Rainy Day Fund. Research shows that 39% of Americans cannot afford to pay for a $400 unexpected expense. Ouch! People were struggling financially before Covid-19 occurred, which probably amplified people's financial situations. Are you or someone you know having difficulty paying for an unexpected event? If so, you're invited to join Dakota to talk about the importance of having a Rainy Day Fund & offer solutions to apply to your life today! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

A healthy Rainy Day Fund helps you weather life's storms. In today's episode we move beyond theory and see how emergency savings helped our guest get leave a toxic workplace in the rear view mirror. Thinking that you'd like to increase your emergency savings? Get a quick $500 boost to your Rainy Day Fund with our free download: 17 Genius Ideas to Make $500 in 5 Days - download it in today's show notes at https://www.walletwin.com/12 Big thanks to Tori for coming on the show today and sharing her story. You can catch up with her at VictoriMedia.com* Music in this episode is by Dylan Gardner - check him out on Apple Music, Spotify, or wherever you listen to music. *As always when checking out other personal finance sites, what you find may not always agree 100% with what we teach here at WalletWin. There may be a few small points here or there that we differ on, but in General, we're definitely fans of what Tori's doing. --- Send in a voice message: https://anchor.fm/walletwin/message