Podcasts about San Antonio

Coming up on Saturday night in Las Vegas, hall of famer Manny Pacquiao returns from a four year layoff to fight WBC welterweight champ Mario Barrios in a "PBC on Prime" PPV main event.But, before the biggest fight of his career the San Antonio native Barrios joins our insider Dan Rafael with his thoughts on battling the former eight division world champ. And, is Barrios the one being disrespected not the 46 year old "Pacman?" It's all part of this special "Fight Freaks Unite Recap" podcast and make sure to find our "Big Fight Weekend Podcast" feed on Apple/Spreaker/Spotify, etc.

His client, Nyo Myint, is a refugee from Myanmar who was deported by the Trump administration—first to Djibouti, then to South Sudan—along with seven other men. His lawyer is now reaching out to the United Nations to intervene. Guest: Jonathan Ryan, San Antonio-based immigration attorney and author of the Firewall Substack. Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Ethan Oberman, Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme, and Rob Gunther.  Learn more about your ad choices. Visit megaphone.fm/adchoices

His client, Nyo Myint, is a refugee from Myanmar who was deported by the Trump administration—first to Djibouti, then to South Sudan—along with seven other men. His lawyer is now reaching out to the United Nations to intervene. Guest: Jonathan Ryan, San Antonio-based immigration attorney and author of the Firewall Substack. Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Ethan Oberman, Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme, and Rob Gunther.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Jordan's talk, wedding gifts to the homeless, biblical tattoos, and the rise of domestic activities… On the net, it's a positive. ----- JOKES FOR HUMANS TOUR: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://johncristcomedy.com/tour/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 8/30 - Las Vegas, NV 9/19 - Grand Rapids, MI 9/20 - Fort Wayne, IN 9/21 - Paducah, KY 9/26 - North Charleston, SC 9/27 - Macon, GA 9/28 - Hiawassee, GA 10/2 - Evansville, IN 10/3 - Dayton, OH 10/4 - Peoria, IL 10/10 - Knoxville, TN 10/11 - Greenville, SC 10/16 - York, PA 10/17 - Detroit, MI 10/18 - Cleveland, OH 10/24 - Birmingham, AL 10/25 - Chattanooga, TN 11/7 - Boise, ID 11/8 - Spokane, WA 11/9 - Tacoma, WA 11/20 - Abilene, TX 11/21 - San Antonio, TX 11/22 - Tyler, TX 11/23 - Austin, TX 12/5 - Phoenix, AZ 12/6 - Santa Rosa, CA 12/7 - Redding, CA 12/11 - South Bend, IN 12/12 - Munhall, PA 12/14 - Buffalo, NY ----- Catch the full video podcast on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and follow us on social media (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@netpositivepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) for clips, bonus content, and updates throughout the week. ----- Email us at netpositive@johncristcomedy.com ----- FOLLOW JOHN ON: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----- SUPPORT OUR SPONSORS FRESH PRESSED OLIVE OIL: Try a bottle for just $1 and taste the difference yourself. Go to https://GetFreshNetPositive.com. ROCKET MONEY: Stop wasting money on things you don't use. Cancel your unwanted subscriptions – and manage your money the easy way – by going to https://RocketMoney.com/netpositive BLUELAND: Get 15% off your order by going to https://blueland.com/netpositive ----- PRODUCED BY: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Alex Lagos⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lagos Creative

His client, Nyo Myint, is a refugee from Myanmar who was deported by the Trump administration—first to Djibouti, then to South Sudan—along with seven other men. His lawyer is now reaching out to the United Nations to intervene. Guest: Jonathan Ryan, San Antonio-based immigration attorney and author of the Firewall Substack. Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Ethan Oberman, Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme, and Rob Gunther.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we're going to hear from Kristi Louis about God's plan to restore and heal His people through tables and living rooms and families. THE BRAVEHEART SUMMIT REGISTRATION IS LIVE! Secure your spot today! What is the Braveheart Summit? It is a rallying point for Bravehearts. If you're hungry for God, eager for true connection with others, and ready to grow deep in the faith of the gospel, this Summit is for you. Whether you've been running with Braveheart for years or are new to our podcast or free video series, you're invited to join us in this holy gathering. The Summit is not an end point, it's a launching point. We purpose to gather, to magnify Jesus, to uplift the body of Christ and to return home on mission refreshed, radiant and ready to run.Details - November 6th-8th in San Antonio, Texas Click here to register today!Send us a textSupport the show

In this episode of the Real Estate Pros podcast, host Kristen Knapp interviews Daniel Cabrera, a seasoned real estate investor and founder of Sell My House Fast in San Antonio, Texas. Daniel shares insights into his journey in real estate, focusing on sourcing properties, navigating off-market sales, and the importance of building relationships in the industry. He discusses the challenges and misconceptions surrounding real estate investing, particularly in dealing with distressed properties. Daniel also outlines his plans for scaling his business and offers a glimpse into the San Antonio market. Daniel Cabrera is the CEO & Founder of SellMyHouseFastSATX.com and FireDamageHouseBuyer.com,two trusted home-buying companies that specialize in distressed and fire-damaged properties across Texas and nationwide. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Coming up Saturday night, one of the most exciting American smaller weight fighters in the sport is back. Jesse "Bam" Rodriguez of San Antonio, TX, fights Phumelele Cafu in a WBC/WBO junior bantamweight unification bout in Frisco, Texas, on DAZN.But, before we get to the title fight you get a chance to hear from "Bam" with our insider Dan Rafael in a one on one conversation.They preview this bout with the lesser known South African champ. Plus, Rodriguez talks about whether he wants to win more titles at 115 lb. or move up to bantamweight, etc.? And, make sure to stay engaged with the "Big Fight Weekend Podcast" feed on Apple/Spreaker/Spotify, etc!

134 people have died and 101 remain missing after the Guadalupe River in central Texas overflowed as a result of 6.5 inches of rain falling over the course of three hours on the morning of July 4th. Though the floods are being called just a natural disaster, mounting evidence shows that climate change, budget cuts, crumbling infrastructure and political infighting contributed not just to the flooding but the resulting destruction and loss of life. Even in a real freak incident, a true once-in-a-century occurrence,  proper precautions and warnings could have been implemented. Plainly, no one had to die and the blame has to be not just on individual decision-makers but the entire capitalist system that neglects the basic needs of people in favor of profits.We're joined by Corrie Rosen, a member of the Party for Socialism and Liberation in San Antonio who's been helping with the recovery efforts.Support local volunteer efforts here and read more about it at Peoples Dispatch. Then, we discuss the $200 million contracts given by the Department of Defense to Anthropic, Google, OpenAI, and xAI - in the wake of xAI's Grok going full-on antisemitic.Support the show

San Antonio radio legend Trey Ware and popular talker Sean Rima will shake up your morning routine! Keeping you up to date with lively chatter on the hottest news topics in SA, across the state, and around the world!

Dans cette édition :Le Premier ministre François Bayrou annonce un plan d'austérité de 44 milliards d'euros pour redresser les comptes publics, avec notamment le gel des dépenses et du barème de l'impôt sur le revenu, la suppression de deux jours fériés et la fin de l'abattement de 10% pour les retraités.Les oppositions de gauche et du Rassemblement National promettent de censurer le gouvernement si ces mesures ne sont pas revues, tandis que le patronat et certains partis de la majorité soutiennent le plan.Les retraités, dont les pensions ne seront pas revalorisées en 2026, se disent révoltés par ces annonces qui les considèrent comme "les vaches à lait".Un prototype d'application européenne est testé en France pour empêcher les mineurs d'accéder aux contenus pornographiques en ligne, en vérifiant l'âge des utilisateurs.Après plusieurs mois d'absence pour soigner une thrombose, le basketteur français Victor Wembanyama a repris l'entraînement avec les Spurs de San Antonio et espère faire son retour à la compétition mi-octobre.Notre équipe a utilisé un outil d'Intelligence artificielle via les technologies d'Audiomeans© pour accompagner la création de ce contenu écrit.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Support the sponsors to support the show! Stop putting off those doctors appointments and go to Zocdoc.com/SODER to find and instantly book a top-rated doctor today. Zocdoc.com/SODER https://www.zocdoc.com/?utm_medium=audiopodcast&utm_campaign=soder Get started at factormeals.com/Soder50off and use code soder50off to get 50 percent off plus FREE shipping on your first box. That's code soder50off at factormeals.com/Soder50off for 50 percent off PLUS free shipping.  https://www.factor75.com/pages/podcast?c=SODER50OFF&mealsize=1-8&utm_source=podcast&utm_medium=cpm&utm_campaign=podcast50off&discount_comm_id=ae97cdba-b315-4752-8023-6a6a77bae942&utm_content=act_podcast_podcastads Whether you're suiting up for cannonballs, cookouts, or casual Fridays, Chubbies has you covered. For a limited time, Chubbies is giving our listeners 20% off your order with our code soder20 at chubbiesshorts.com That's code soder20 at chubbiesshorts.com. Support our show and let ‘em know we sent you! Summer's here. Dress like it in Chubbies. https://www.chubbiesshorts.com/ The Golden Retriever of Comedy Tour is coming to your city! Get tickets at https://www.dansoder.com/tour July 18-19 - Virginia Beach,VA Aug 1-2 - Portland, ME Aug 15 - Wilmington,NC Sep 5-6 - Phoenix,AZ Sep 25 Los Angeles, CA Sep 26 Seattle, WA Sep 27 Portland, OR OCT 3 Tucson, AZ Oct 4 Denver, CO Oct 9 Knoxville, TN OCT 10 Atlanta, GA Oct 11 Louisville, KY Oct 24 Providence, RI OCT 25 Nashville, TN NOV 7 San Antonio, TX NOV 8 Austin, TX NOV 13 Iowa City, IA Nov 14 Minneapolis, MN NOV 15 Madison, WI NOV 21 Kansas City, MO NOV 22 St. Louis, MO DEC 5 Vancouver, BC DEC 6 Eugene, OR DEC 12 Columbus, OH DEC 13 Royal Oak, MI Follow Aidan McCluskey https://www.instagram.com/aidsman109/?hl=en https://www.tiktok.com/@aidsman109 https://x.com/aidsman109?lang=gu PLEASE Drop us a rating on iTunes and subscribe to the show to help us grow. https://podcasts.apple.com/us/podcast/soder/id1716617572 Connect with DAN Twitter: https://Twitter.com/dansoder Instagram: https://www.instagram.com/dansoder Tiktok: https://www.tiktok.com/@dansodercomedy Facebook: https://www.facebook.com/dansoder Youtube: http://www.youtube.com/@dansoder.comedy #dansoder #standup #comedy #entertainment #podcast Produced by  Mike Lavin  https://www.instagram.com/thehomelesspimp/?hl=en

After 1,000+ rehabs, John Barbara from San Antonio, TX built a lean, high-margin business that closes flips and wholesale deals with just $600 a month in marketing. His edge? A relentless, no-excuses mindset shaped by his experience growing up as an immigrant—where survival meant solving problems fast and never wasting effort. He breaks down his seller conversation framework, why he skips ARVs and repair estimates, and how laser-focused marketing to ultra-specific lists like deceased pre-foreclosures fuels consistent six-figure months. If you're an investor who want less volume and more profit, listen in! Mentioned in this episode:John's Free PDF Roadmap to Consistent Deals: https://pwmpdf.com/Prime Wholesaling Method Coaching – https://pwmcall.comJohn's Carrot Site: https://www.prymehomesolutions.com/Carrot CRM – https://www.carrot.com/crmDealMachine podcast – https://www.dealmachine.com/podcastSkip Genie (skip tracing) – https://www.skipgenie.comThink and Grow Rich by Napoleon Hill – https://www.naphill.com Key Quotes:“Testimonials are specifically to defeat objections and address specific situations.” -Brady“I don't run ARVs or repairs anymore… buyers have their own numbers...You will never close a six-figure deal if you're running numbers. It just won't do it.” -John“Drop your ego… if I would've dropped it sooner, I'd have made money so much sooner.” -John ***Join us live, Thursdays at 11 AM Pacific for the Evergreen Marketing Live Q&A: https://www.facebook.com/groups/officialcarrotcommunity/***Need to grow as a leader? Check out Trevor's podcast: https://link.chtbl.com/EFF***Learn more at Carrot.com/shows - Carrot, a 5x Inc 5000 company, with millions of motivated leads generated over 10+ years.

Stories we're following this morning at Progress Texas:Flood recovery efforts have resumed amidst great uncertainty about how long it will take, or whether it's possible, to recover the rest of the estimated 100 who remain missing: https://www.texastribune.org/2025/07/14/texas-flood-missing-update/Food banks in Austin, San Antonio and elsewhere, at a moment when their services will be in high demand due to the floods, have already been hobbled by Trump funding cuts - and that's before the cuts in the Big Bullshit Bill kick in: https://grist.org/food-and-agriculture/texas-food-banks-flood-survivors-trump-funding-cuts/U.S. Senate Democrats are calling for a probe into whether or not Homeland Security Kristi Noem's cost-cutting measures caused a delay in FEMA response that may have needlessly cost lives: https://www.politico.com/live-updates/2025/07/14/congress/kristi-noem-fema-cost-control-investigation-00452212Rumors that cloud seeding may have contributed to the intensity of the July 4 storm in the Texas Hill Country are false - just as they have been when arising after recent hurricanes: https://www.kut.org/energy-environment/2025-07-15/cloud-seeding-weather-manipulation-technology-kerr-county-texas-floods-misinformation-conspiracy-theoryA moving tribute to the counselors at Camp Mystic who bravely protected their campers, written by one of their colleagues: https://www.chron.com/news/article/camp-mystic-tribute-texas-flood-20768074.phpAs lawmakers begin filing bills for the special session starting Monday, there's nothing so far relating to flood recovery or preparedness: https://www.kxan.com/news/texas-politics/no-flood-related-bills-on-first-day-of-texas-special-session-filing/Can California Governor Gavin Newsom counteract GOP-leaning redistricting in Texas by similarly stacking his state for the Democrats? Probably not: https://www.sfchronicle.com/politics/article/california-texas-redistricting-20769678.phpWhen Will Democrats Get Mad? Perhaps the better question is: when will Democrats get out of their own way and do something? https://www.youtube.com/watch?v=2btHwfv4Go4Governor Abbott's refusal to release emails between himself and Elon Musk because they are "too intimate and embarrassing" sure has us curious: https://fortune.com/2025/07/15/texas-governor-greg-abbott-elon-musk-emails/The merch to match your progressive values awaits at our web store! Goodies at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://store.progresstexas.org/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Thanks for listening! Find our web store and other ways to support our important work at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://progresstexas.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Episode Summary: In this episode of the It's Just Different Podcast, host Ashley Roberts sits down with Coach Valerie Huizar, head coach at St. Mary's University, to unpack the truth behind college recruiting. With over a decade of experience across multiple levels, Coach Val brings an honest and clear perspective on what families need to understand — from social media impact to the difference between real and fake offers.They dive into the growing number of transfers, how the recruitment timeline differs between D1 and D2 programs, and what red flags families should be watching for. This episode is packed with gems for parents trying to navigate today's complex recruiting world.About The Guest: Valerie Huizar, also known as Coach Val, is the head coach at St. Mary's University in San Antonio. She's coached at the JUCO, NAIA, and NCAA D2 levels and brings a clear and honest approach to helping families understand what matters most in the recruiting journey.Key Takeaways: Recruitment Timing Differs by Level: D1 starts earlier, but that doesn't mean D2 isn't a great fit.Social Media Is a Recruiting Window: Coaches are watching — and poor behavior online can close doors.Not Every Offer Is Real: Ask questions and understand what's actually on the table.Character Still Matters: Body language, respect, and presence go a long way.Parents Need to Support, Not Lead: Be involved, but let the athlete own the process.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews Neil Colclough, RIMS Rocky Mountain Chapter President and 2025 RIMS Volunteer of the Year Award Winner, about his career path, how his Royal Marines service time helped steer his risk management path, and why he moved to Colorado. Neil tells of his years of experience in risk management, his risk philosophy, his DE&I philosophy, and how he feels about volunteerism.   Listen to learn the benefits of making your risk management career more fulfilling through volunteering.   Key Takeaways: [:01] About RIMS and RIMScast. RIMScast is a proud nominee of the 20th Annual People's Choice Podcast Awards. We are nominated in the category of Government and Organizations, and we would appreciate your support. Help us win that award at PodcastAwards.com.  [:35] About this episode of RIMScast. Our guest today is the RIMS Volunteer of the Year Award winner, Neil Colclough. We will learn about his career and all the great work he has done for us at the RIMS Rocky Mountain Chapter. [1:05] RIMS-CRMP Workshops! The next Virtual RIMS-CRMP exam prep, co-hosted by Parima, will be held on September 2nd and 3rd. [1:17] The next RIMS-CRMP-FED virtual workshop will be led by Joseph Mayo on July 17th and 18th. Register by July 16th. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:34] RIMS Virtual Workshops! We have a day-long course on July 24th, “Risk Taxonomy for Effective Risk Management.” On August 5th, we have a day-long course about “Emerging Risks.” [1:47] We've launched a new course, “Intro to ERM for Senior Leaders.” This is a two-day course. The first two-day course will be held on August 12th and 13th and will be led by former RIMS President, Chris Mandel. [2:02] The course will be held again on November 4th and 5th and will be led by Elise Farnham. RIMS members enjoy deep discounts! [2:11] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:22] If you tuned in to the recent episode featuring James Lam, you will know he is hosting a new six-module workshop for us, the “RIMS-CRO Certificate in Advanced Enterprise Risk Management”. [2:36] The inaugural summer course is completely sold out! We are filled to the virtual capacity! Don't worry, in the Fall, the bi-weekly course will begin on October 9th. Registration closes on October 2nd. A link is in this episode's notes. Check it out and register today! [2:55] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is being built. Soon, we will distribute a Call for Nominations for the ERM Award of Distinction. I'll update this episode's show notes when that link is ready. [3:19] Think about your organization's ERM program or one you know of, and how it has generated value. We will have more on that in the coming weeks. [3:27] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [3:41] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [3:54] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to register at RIMS.org/membership. [4:04] On with the show! Our guest today is Neil Colclough. He has been President of the RIMS Rocky Mountain Chapter since 2023. In 2025, he was named the Volunteer of the Year. A link to his profile in the Awards Edition of RIMS Risk Management magazine is in the show notes. [4:24] Justin is stoked that Neil is joining us on RIMScast to discuss his well-deserved recognition and why he shares it with many other members of the RIMS Rocky Mountain Chapter. [4:37]  We're also going to learn about his military career and how that shaped his risk career and his enthusiasm for volunteerism. [4:45] Interview! Neil Colclough, welcome to RIMScast! [5:00] Neil is incredibly proud of the RIMS 2025 Volunteer of the Year Award. [5:16] Neil continues as the President of the RIMS Rocky Mountain Chapter until September. [5:39] Neil has been in Colorado for 27 years. He left behind family, friends, and a job he loved to move to the Colorado Rocky Mountains to take advantage of the lifestyle the area offers. He wanted to be a semi-ski bum. [6:25] Neil had to learn to ski in the military. He fell in love with the sport. He landed a job on Vail Mountain. He skied over 100 days a year for several years when he lived in Vail. [6:51] Neil is from Stoke-on-Trent, England. As a kid, he wanted to be a soldier. He joined the Royal Marines for six years and travelled the world. He saw communities outside of the resort areas. [8:10] Neil believes his risk management career grew out of his service. Public service is managing risk, considering what could go wrong at all times, and having a Plan B and C for those instances. It's also not being risk-averse. [8:33] His military service left him with the mindset that you can do anything, you just have to put the effort into doing it properly and give it your best shot. They all kept themselves incredibly fit. The risk of not being fit didn't just impact you; it impacted the guys you worked with. [9:17] Neil enjoyed the fitness routine in the military, going for morning runs with his closest friends. [9:34] If Neil hadn't moved to Colorado, he probably would have stayed home. He was focused on moving to the Rocky Mountains. He had been to the U.S. about 10 times before he moved. He moved in 1998. [11:11] Neil says he is of the generation who “fell into” the risk management industry, versus going to school for a risk management degree. He was dragged reluctantly into risk management. [11:28] Neil was asked four times to fill a new role in the corporate headquarters of Vail Resorts. He didn't want to leave Vail, but he liked the person hiring him, and the offer made sense, so he joined the corporate office and did not look back. RIMS membership came with that job. [11:58] At the time, Neil had no idea what RIMS was. He joined the Rocky Mountain Chapter in early 2008. He's been a member of the chapter since then. He attended programming and social events. He progressed in the chapter. [12:14] The operational experience he had gained in the military and from running the Security Team at Vail Mountain fed into the risk management function. It gives him a bit of a leg up when it comes to solving issues. His experience adds credibility with his internal clients today. [12:40] Neil's career has been a natural progression. He loves his job. He loves the people he does it for. It's like a hobby. He's genuinely interested in it. [13:00] Neil loves being in the RIMS Rocky Mountain Chapter as a whole. He joined the board in 2018 with Incoming President Peggy Miller and Past President Emily Bloedel. The board was a great group of people. They have great, respectful discussions. There's no negativity. [13:49] As long as Neil has been a member of the chapter, that has always been the case. He says the board feels proud to be part of the chapter and to have a positive impact.  [14:09] Justin mentions that Emily Bloedel was a RIMS Rising Star recently. Peggy Miller is with Kroenke Sports & Entertainment. Justin met Peggy at the RIMS ERM Conference in Denver. Neil ran the DEI education session at ERM, and he did a great job. [14:52] Neil says Emily Buckley is also on the board. They have a great pipeline of leadership to look forward to, and the future is super bright. [14:58] Justin mentions there's a lot of talent in Colorado. Emily Buckley was a guest on RIMScast last year for Specialized Bicycles on bicycle safety. Justin says, if you're a risk professional looking for a place to move, start with Colorado and look up Neil!  [15:33] DE&I is a passion for Neil. He's super connected to it. Justin and Neil discuss whether it's helpful to speak the words Diversity, Equity, & Inclusion for people who may be less committed. [16:53] You might lean on Inclusion a little more to help people understand that this is about making sure that everybody has the same opportunities. [17:22] Neil is the RIMS Volunteer of the Year. The award used to be called the Heart of RIMS Award, but was rebranded to be more specific. [17:57] Neil thinks that all RIMS chapters should have the succession of vice presidents and presidents built into their bylaws as the Rocky Mountain Chapter does. A lot of presidents have sat on boards for many years, and they struggle to recruit people to become board members. [18:22] Volunteerism takes effort. If you're taking an hour out of your day to do a podcast to talk about yourself, then you've got to make up that time somewhere else. If you're doing chapter work during business hours, you have to have an employer who supports what you're doing. [18:54] You have to have family behind you, that gets it. You can't just disregard your daily job duties in favor of volunteerism. [19:09] Neil says, encourage chances to have an intentional succession plan for chapter leadership. Encourage people early in their careers to serve on boards, become leaders of the chapter, and shape the future. [19:40] If you've just graduated from an RMI program and joined the workforce, you may not think you're qualified to lead on a chapter board. Neil says, we want to hear from the future of the industry so we who are in it can prioritize what is going to be meaningful after we've gone. [20:03] Reach out to younger people, let them know what a safe space it is, and give them the opportunity to serve. [20:12] RIMS Events! The 49th Annual Florida RIMS Educational Conference will be held again at the Ritz-Carlton in Naples, Florida, from July 29th through August 2nd. Visit Florida.RIMS.org for more information and to register. [20:30] The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio, Texas, at the Henry B. González Convention Center. Public Registration is open. The full conference agenda is now live. [20:46] Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available on site. [20:52] This event is open to any RIMS Chapter member. If you are local to the area, you might consider becoming a RIMS member today so that you can get all the benefits and begin networking with your new RIMS Texas peers. Links are in this episode's show notes. [21:07] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [21:15] A month later, we will be up North for the RIMS Canada Conference 2025, from September 14th through the 17th in Calgary. Registration is open. Lock in those favorable rates; Visit RIMSCanadaConference.CA. We look forward to seeing you in Calgary! [21:34] On September 18th, the 10th Annual Chicagoland Risk Forum will be held at the Old Post Office in Chicago. Register at ChicagoRIMS.org. [21:44] Also on September 18th, the Spencer Educational Foundation will host the 2025 Funding Their Future Gala at the Cipriani 42nd Street. Visit SpencerEd.org. [21:57] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today. [22:12] Let's Return to My Interview with the RIMS 2025 Volunteer of the Year, Neil Colclough! [22:23] Neil joined Sage Hospitality Group in January 2025. He had spoken with his new boss about his role at the RIMS Rocky Mountain Chapter, and she was super supportive. [22:48] The whole company understands the importance of risk management. They see the value of having me remain involved with RIMS at the chapter and society level. It was an easy conversation to have. [23:18] Neil is over a total of seven people at Sage. He says this is rare except in well-established, large companies. This is Neil's first experience with anything that comes close to that. [23:56] Two of Neil's team have been with the company for over 30 years. Another has been with the company for 11 years. That speaks volumes to Neil about the company culture and the investment the company makes in risk management. It was a huge attraction to Neil. [24:18] Neil was previously with Inspirato, another hospitality group. It was high-end luxury travel where you would subscribe to a membership and get access to a portfolio of homes. One client was mad that they didn't inform them that it was hurricane season when they were traveling. [26:06] When Neil moved to Colorado, he went to a job fair for Vail Resorts in Denver. He was offered two jobs, one as a ski instructor and one with the Security Department, a seasonal job. [26:24] When Neil showed up for work on his first day of training for the Security Team, it was October 19, 1998, the day of the terrorist arson at the Two Elk Lodge, the largest act of eco-terrorism in North America at the time. [26:42] Neil's job went from being seasonal to year-round. The department grew. He was promoted a couple of times fairly quickly. He had never ridden a snowmobile, but they put him on it, and he rode 400 miles a week on a snowmobile. [27:12] With this experience, Neil understands the principles of emergency preparedness and response. He worked closely with the public sector in Vail and Eagle County. The local government and the ski resort have to work closely together to align in the same direction. [27:31] Neil says they did some good stuff over the years to mitigate potential risks. A wildland fire was a big concern. They did mass-casualty incident drills with Vail Ski Patrol and the town of Vail. [27:59] Neil lives east of Boulder. His office is in Denver. [28:34] Neil says the award is not just one person. It takes a village. It takes a lot of people who think like you and have the same heart to make good things happen. He's never volunteered at any event where he's walked away feeling down and thinking it was a waste of time. [29:00] A little can go a long way. If you're thinking about ways to volunteer in the risk and insurance industry, the local RIMS chapter is a great vehicle to do that. You can contact Neil, and he can introduce you to some people he has networked with around the country. [29:24] Volunteerism is so rewarding. It takes effort. You can't just go to meetings. You have to put pen to paper in between meetings to take action on what you say you're going to do. Neil battles constantly with the feeling that he's not fully delivering on what he should be. [29:45] You have to give yourself a little bit of grace when it comes to those times. People's capacity ebbs and flows. Surround yourself with people who can pick up the slack when you have to step into your day job a little bit more at certain times. [30:00] When you're juggling the balls, just don't drop the glass ones! Keep your responsibilities prioritized. [30:13] Neil talks of DE&I sponsorship, advocating for somebody who's not in the group. One way to do that is to ask if you can take a young professional along with you when you're invited somewhere as a risk professional. Request that someone be at a meeting who wasn't invited. [31:02] That can create opportunities and give that person experience. It's a simple act with a potentially massive impact. [31:15] Neil, it's been a real pleasure to speak with you again! I appreciate all your insight here. Congratulations again on being named the RIMS 2025 Volunteer of the Year. We've got a link for the RIMS Rocky Mountain Chapter in the notes. Locals, if you want to join, give Neil a shout! [31:37] Neil says, I'll get back to you eventually! There are about 200 professional members in the chapter through the Society, plus Chapter Associates and Student Members. There is a free membership for RIMS Affinity Partners, all of whom have been represented on RIMScast. [33:06] Justin mentions again the RIMS Western Regional Conference; register at RIMSWesternRegional.com. [33:17] Special thanks again to RIMS Rocky Mountain Chapter President and 2025 RIMS Volunteer of the Year Award Winner, Neil Colclough. We appreciate him making the time for us. A link to the special Awards Edition of RIMS Risk Management magazine is in the show notes. [33:35] Check out Neil's profile as well as the other 2025 RIMS Award Winners. A link to the RIMS Rocky Mountain Chapter site is in this episode's show notes. Check out all the great work they are doing. [33:48] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [34:16] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [34:35] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [34:52] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [35:08] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [35:23] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [35:30] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: 20th Annual People's Choice Podcast Awards! Vote for RIMScast (Gov't & Organizations)To vote for RIMScast, please sign up with your email, then select RIMScast on the pulldown under Government and Organizations. Thank you! RIMS Risk Management Magazine 2025 Awards Edition RIMS Texas Regional 2025 — August 3‒5 | Registration open. RIMS-CRMP In-Person Workshop in Texas Aug. 6 & 7 RIMS 2025 Florida Educational Conference | July 31‒Aug 2 | Registration open. RIMS Canada 2025 — Sept. 14‒17 | Registration open! 10th Annual Chicagoland Risk Forum — Sept. 18 | Registration open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration! Register through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center Spencer Educational Foundation 2025 Funding Their Future Gala — Sept. 18, 2025 in NYC! Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Summer course sold out! | Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMS Rocky Mountain Chapter RSVP for the RISK PAC Reception in Philadelphia | July 16, 2025 | Sofitel Philadelphia at Rittenhouse Square RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — July 17‒18 RIMS-CRMP Exam Prep Virtual Workshop — Sept 2‒3, 2025 | Presented by RIMS and PARIMA Full RIMS-CRMP Prep Course Schedule “Risk Taxonomy for Effective Risk Management” | July 24 | Instructor: Joe Mayo “Emerging Risks” | Aug 5 | Instructor: Joe Mayo “Intro to ERM for Senior Leaders” | Aug. 12‒13 | Instructor: Chris Mandel “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Mid-Year Update: RIMS Legislative and Risk Management News” “RIMS 2025 Rising Star Megan Smalter: Giving Yourself Grace” “Live from RISKWORLD 2025” “RIMS 2025 Risk Manager of the Year, Jennifer Pack” “Julie Bean, 2024 Heart of RIMS Award Winner”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Neil Colclough, Vice President of Risk, Compliance, and Audit, SAGE HOSPITALITY GROUP RIMS Rocky Mountain Chapter President   Production and engineering provided by Podfly.  

San Antonio radio legend Trey Ware and popular talker Sean Rima will shake up your morning routine! Keeping you up to date with lively chatter on the hottest news topics in SA, across the state, and around the world!

Weekend sermon experience at Westover Hills Church in San Antonio, Texas.

Experiencia de sermón de fin de semana en Westover Hills Church en San Antonio, Texas.

Dance to the music of Freddy Cruz and the Noble Outlaws on Saturday, July 26, from 7-11 p.m., at Martinez Dance Hall in San Antonio, to support RoundUp4Charity. Tickets are if purchased online at bit.ly/466tsx1, at the door. For information, call 830-321-0292 or visit www.roundup4charity.org. Martinez Dance Hall is located at 7791 F.M. 1346 in San Antonio.Article Link

Are you ready to kick up your heels to some great music and raise funds for a great cause? Then don't miss the 13th annual Kickin For A Kure this Saturday, July 19! It takes place from 2:30 p.m. to midnight in the Freeman Coliseum Expo Hall in San Antonio and includes a three-hole, double-elimination washer tournament, live music by top-name entertainers, a live auction, prize drawings, and more. This much-anticipated annual event, held on the third Saturday of July, is hosted by the DM Foundation to raise awareness and funds for the Leukemia & Lymphoma Society– South Central Texas....Article Link

Area law-enforcement agencies have reported the following recent activity: Editor's Note: All individuals arrested and charged are presumed innocent until proven guilty in a court of law beyond a reasonable doubt. Department of Public Safety •July 2, Luke B. Bingham, 49, of Floresville was arrested in the 7100 block of F.M. 1303 northwest of Floresville and charged with duty on striking a fixture or highway landscaping valued at greater than or equal to 0, unlawful carrying of a weapon, and driving while intoxicated with an open container of an alcoholic beverage. •July 4, Carlos J. Richardson, 54, of San Antonio...Article Link

Danny Gonzalez discusses moving from San Antonio to San Francisco to follow his dream of being a pro skateboarder, learned the hard way not be the home town hero, one wheel manuals, doing freestyle when he was younger, the kickflip melon down Wallenberg, being intimidated going on Globe tours with Rodney Gershon & Chet, quitting skating professionally after re-hurting his knee, getting back into skating & doing the upside down wallride, the new release of his Gas Mask Chapman deck and much more! Timestamps 00:00:00 Danny Gonzalez 00:01:09 Goes to SF to follow his dream of being a pro skateboarder 00:10:08 Lavar Mcbride 00:16:13 Don't be the home town hero 00:21:02 One wheel manuals 00:24:44 Danny was a freestyler when he was younger 00:29:32 Kickflip melon Wallenberg 00:36:26 Sponsors started paying him and offering him deals after TWS part came out 00:39:12 Globe & Chapman 00:40:49 Quit skating professionally after re-hurting his knee 00:43:54 Going upside down wallride 00:53:37 Getting recognition from bowl skaters for the ceiling ride 00:57:40 Getting stuck doing the same tricks on tour because you want people to think you're consisent 01:01:17 Seeing Rodney Mullen skate for the first time at a demo 01:05:21 Being intimidated going on Globe tours with Rodney, Gershon & Chet 01:06:12 Andrew Reynolds asked him to get him on Baker before it was Baker 01:15:42 Danny interviewed PJ Ladd 01:19:22 Wallride Mctwist? 01:26:03 Moved back to San Antonio 01:31:02 Butterfly divot tool 01:42:21 Almost ended up skating for Bueno 01:54:03 Favorite skaters video parts 02:03:41 His Mount Rushmore of skateboarders Learn more about your ad choices. Visit megaphone.fm/adchoices

Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock' on Thursday, 7/17. Keith discusses the rising cost of real estate, predicting that million-dollar homes will become common by 2033 due to: supply scarcity, demographic demand, inflation, and regulatory costs. Over half of U.S. states have cities with starter home prices over $1 million.  Hear about the challenges of investing in beach towns, citing rising insurance costs and maintenance expenses GRE Investment Coach, Naresh, joins the conversation to highlight the BRRRR strategy for income property investment. Resources: Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock' on Thursday, 7/17. Show Notes: GetRichEducation.com/562 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, million dollar homes will be normal by 2033 I'll discuss why and exactly where they'll be arriving. Why are more beach towns going bust? What's in the big, beautiful bill for real estate investors? Then how to own income property with just 10% equity in it today on get rich education.    Keith Weinhold  0:28   Mid South home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated, there's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com.   Speaker 1  1:53   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:10   Welcome to GRE from Palm Bay Florida to Palm Springs, California and across 188 nations worldwide, you are inside one of the longest running and most listened to shows on real estate investing. This is Get Rich Education. I'm your host. Keith Weinhold, I think you know that by now, you can also find my written work in both Forbes and the USA. Today, million dollar homes could be coming to right where you live only as the average home, a typical home. Best said is the million dollar median priced home. They're increasingly common across America. We're going to look at the exact areas where this is going to happen next, and why. Though, real estate prices are only up about 2% annually. This time, a plethora of forces are conspiring to push median American home prices ever higher to a million bucks by 2033 the reasons for ever higher future prices on a national basis are supply scarcity. Though, homes aren't as scarce as they were, say three years ago, incessant demographic demand, continued inflation, tariff pressures, heightened regulatory costs, the rate lock in effect remote work and a perpetual construction labor shortage that makes it easier to find a unicorn than, say, a good plumber out there. All these things are conspiring to push long term prices up, up, up, and sadly, this will make first time home buyer dreams, well only dreams, not a reality for so many Americans. CBS News recently called first time homebuyers an endangered species for this reason. Hmm. Then I wonder if the US Fish and Wildlife Service is now protecting these beleaguered, endangered first time homebuyers. Now the typical Canadian single family home costs 779,500 Canadian dollars today. And get this now, of course, some US regions will have rising prices, and others falling prices in the shorter term, although the general direction is up, but more than half of us, states, 28 out of 50, already have at least one city where the median price for a starter home, just a starter home, is a million dollars or more. This is per realtor.com economist. More than half of states have that condition. Now I want a starter home that's defined as 80% or less of the price of an area's median Well, here we go. It is not just trophy cities anymore that are on the precipice of the million dollar club. It's these moderately priced cities that are next in line, and one trend is that they're located near already expensive markets. For example, Stockton, California is two hours inland from San Francisco, and Stockton is best known for well being two hours from San Francisco. That's about it, all right. Well, here is the 2023 median price. And it's 2033 projection, only eight years away, really, just a little over seven years away. This is where we're going. All right, Boise, from 465k up to $1,163,000 million $163,000 Boston, from 623k to 992k and again, these are 2023 median home prices, and then what they're projected to be in 2033 as these million dollar homes become typical, just in these somewhat moderately priced. US areas, let's continue Colorado Springs. 455k up to $1,020,000 I've made two trips to Colorado Springs in the past two years. I really like it. They're really livable with a nice little airport Denver. 548k up to $1,297,000 Honolulu, 638k up to $1,144,000 Portland, 501k to more than doubling to $1,052,000 Sacramento, 558 up to over $1.1 million Salt Lake City, more than doubling from 493k up to $1,064,000 Seattle, 694k up to $1,486,000 and finally, the aforementioned their Stockton, California, 579k up to $1,447,000 million dollar homes are increasingly abundant into places that are surely Not trophy cities anymore. They're projected to come to all these places by 2033 and this is very realistic, because consider this, what will a million dollars even be worth in 2033 just a little more than seven years away, what will a million dollars even be worth then at 3% inflation, just $789,400 All right. Well, what should you do with this information? It gives you perspective, waiting is not helping get comfy with million dollar homes that are like just kind of all right? And here's the thing, a million dollar home that used to be like posh that used to come with a waterfront view or a celebrity neighbor, and today you just get a popcorn ceiling in a mysterious draft in some entire counties, like I've told you before, in San Mateo County, California, the median home price is already over $2 million just an average home county wide. And I also mentioned to you that there's another California County, Santa Clara, California, where the median price is over $2 million but there are more Nantucket, Massachusetts, Pitkin, Colorado and Teton County, Wyoming, all over $2 million county wide. I mean, in places like this, a million dollar home is a gut job. I mean, it needs a renovation. In these places, a million dollar home costs less than half of the county median. So therefore it is so broken down that you might not even be able to get a conventional loan for that property. And notice that the Sun Belt is not on any of these lists for now, despite its growth, there's still vast land and cheaper housing there the southeast and the Midwest, they still feel like America's affordable housing frontier. But you've got to wonder, for how long and what else does this continued low affordability mean? It's the American. Emerging trend that few people see coming, but we've talked about here, it's that common tidal wave, this horde of new renters that are coming, priced out of million dollar homes. Your renters are coming, and what does this mean for you? Well, consider owning low cost rental property in those low cost parts of the nation. We help you do that here, completely free, at GRE investment coach.com a tidal wave of future renter demand means higher rents and higher occupancy rates. Your renters are coming.   Keith Weinhold  10:39   now, last week, on the show, I discussed the Airbnb arms race, how short term rentals really need a serious glow up and some major investment to compete in a lot of markets anymore. This week, let's discuss the trends in another real estate niche that's largely fallen on some harder times, and that is investing in beach town, something that might be more top of mind for us, as we are here in mid summer. The very best beach town for a bikini slim budget is Pascagoula, Mississippi, a gulf shore escape, where the typical listing will run you a mere 166k can you believe that now this gulf coast town of 22,000 people, it is somewhat of an aberration, though, be careful, Pascagoula is affected by a FEMA rule that really limits the amount of renovation that you can do there? Atlantic City, New Jersey, it's another beach town with a jaw droppingly Low typical list price of 242k yeah. Atlantic City, AC is the name long synonymous with gambling and Trump property port. Ritchie, Florida is another notably cheap beach town with just a 255k typical list price. And it's notable because back in 2019 GRE did a real estate field trip there where I and the property provider and a few speakers, we hosted you, and then we toured properties together in a coach, a tour bus, but those neighborhoods were actually about two miles inland, Myrtle Beach, South Carolina, still just 299k. Corpus Christi, Texas and Ocean City, Maryland, are two more notably cheap beach towns now, especially after talking about the million dollar homes and then you hearing about these cheap beach towns. You might be wondering, gosh, should I buy property for cheap in these beach towns? But, you know, buying the beach house is just the start. Rising. Insurance costs and maintenance costs have forced a lot of investors to question whether beach homes are too big of a gamble now with a few investor profiles here were interviewed first Levi Rogers, a retired Green Beret and a real estate broker in San Antonio, he recently shared how his property on the Gulf Coast went from $3,200 a year for insurance to over $11,000 and that's if you can even get coverage without bizarre exclusions, throw in new flood zone Redeterminations and wild HOA fee hikes due to inflation, and your profits are wiped out in an instant. That's what Levi Rogers says about his particular situation. Honestly, coastal property makes me more nervous than my first Million Dollar Listing. Despite loving beachfront real estate, that's what Los Angeles real estate agent Wesley Kang says he's seen changes that would shock most investors. Insurance costs broke another record at his Marina del Rey listing the owner just got hit with a $68,000 annual premium up from 15k last year, while his neighbor, two blocks inland, pays just 7k so in addition to hurricanes and slow and steady beach erosion, that has caused some homes to simply collapse and fall into the sea. Kang, the Los Angeles real estate agent, said his Malibu client just spent his entire summer rental income on mandatory seawall repairs. Another had to install $100,000 worth of water barriers just to keep his insurance. So is a beach home a good investment? Well, owning it really is not the easy, dreamy investment that it used to be. There are some investors that still think it's worth it, but they need to change their strategy. Roger said that he hasn't sold yet. He just. Had to adapt. That's the San Antonio real estate broker. He cut his rental period down to only the high season months. Raised his rates by 22% just totally ended low season bookings, and he promoted high end upgrades to make the numbers work. He says you have to run it like a hospitality business now, not a passive rental, so the ROI can still be there, but only if you're really on top of it, actively managing risk and costs and the guest experience. Otherwise, what you're doing is that you are just financing someone else's vacation. And this is along the lines of what I was discussing last week with short term rentals in general. Real Estate Investor Daniel Roberts, based in Idaho, he says beach properties are now riskier. He has reinvented his approach to stay solvent. He says we improved our rental by presenting the property as a luxury destination, adding concierge services with dining and boat tours and even fitness sessions. With this rental arrangement, we earned 18% more on rental income last year compared to the previous year, is what he says. However, still, our profits have decreased a little since we now pay so much more each month for insurance and for maintenance, if you're shopping for a beach house and hoping for a deal, it might pay to search a bit inland for cheaper properties and insurance rates, and then it's not really a beach house anymore. Elevation is your friend. Certain oceanfront areas are experiencing a steep drop in some places like Florida. I mean, can you buy the dip if you're looking for opportunities in investor areas like Florida, which saw a huge run up of people heading there during the pandemic, but their jobs require them to return to the office. If you're in the market for a vacation property that you can rent out and possibly use as a second home. There are beginning to be more and more choices. So the bottom line here is that many beach towns are in a bust. Their profitability is under attack, chiefly from these insurance premiums that have as much as 3x or more for many in the past three or four years, Hoa costs are up due to inflation, and then there's just simply the threat of more storms and more beach erosion, and just the stress and concern that causes even outside of the insurance cost, short term rentals tend to be right on the coast or A short walk from the beach. The best long term rentals tend to be inland, inland. Long term rentals are long where we have focused here on this show, and they tend to be stable and steady and frankly, kind of boring, but somehow boring in an interesting way, if that's possible, they plod along paying you five ways.    Keith Weinhold  18:05   Hey, is get rich education the number one real estate investing podcast in America. Are we number one? I've got an answer for you on an upcoming episode. It looks like the big, beautiful bill that was signed into law on the Fourth of July will be advantageous for real estate investors. It extends a lot of Trump's 2017, tax cuts and Jobs Act. There are modifications to opportunity zones in the big, beautiful bill. But the big story is that 100% bonus depreciation has been restored, reset, huge that applies to qualified property placed in service from January 20, 2025 through the end of 2029 now is the Time to accelerate acquisitions and renovations to leverage 100% bonus depreciation. I mean, this is great for investors. And what this does is it allows you to fully deduct the cost of qualifying renovations, property improvements and certain building components immediately, instead of you, having to spread the deductions out over several years. Major however, the big, beautiful bill does not do much of anything to help those beleaguered first time homebuyers that endangered species. In fact, in a previous version of the bill, it was going to open up millions of acres of public lands for new development. Now, if that happened, that could have added more housing supply and therefore kept home prices from perpetually rising, and therefore maybe helped first time home buyers. But that provision was removed from the bill before it got passed. All right, so those public. Lands will not be developed. That was not part of this bill, and that's a quick overview of what Trump's big, beautiful Bill means to real estate investors. To review what you've learned so far. Today, million dollar homes are coming to more places, and that's due to supply scarcity, demographic demand, incessant inflation, tariff pressures, heightened regulatory costs, the rate lock in effect, remote work and a perpetual construction labor shortage. More beach town properties are going bust due to surging property insurance costs and the big beautiful Bill has some serious positives for real estate investors, but not for first time home buyers.    Keith Weinhold  20:45   There is a lot happening here at GRE we, including me and our investment coaches here, are talking with you, our investors. We're talking with the nation's top property providers, as we always do, and there's just a lot of real estate news. How can you follow us to keep up on all this? Well, there are three main ways, and they're all free. There's no subscription cost. That is, firstly, through this show, the get rich education podcast. Secondly, our YouTube channel called get rich education. Yes, we are consistently branded. And the third main way to follow us is with our Don't quit your Daydream newsletter. Sign Up Free by texting GRE to 66 866, that's text GRE to 6668 66 and there you go. They're in they are the three main ways to follow us, podcast, YouTube channel and newsletter, and then also our social media channels, get rich education can be found at all the usual places, Facebook, Instagram, Tiktok and x, but our handle is Get Rich ed on x because there is a character count limit there. That's how to follow us. You can find our recommended property providers at GRE marketplace when you're getting actionable, and then to engage with us for a free strategy session to learn your goals and really put you on a financially free trajectory. You can do that with our investment coaches directly book time on their calendar at GRE investment coach.com   Keith Weinhold  22:25   what is happening with the future of the Fed and interest rates, and how can you put as little as 15% even 10% down on an income property? That's next. I'm Keith Weinhold. You're listening to get rich education    Keith Weinhold  22:39   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.   Keith Weinhold  23:11   You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk, because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family to 66 866   Naresh Vissa  24:21   you this is peak prosperity. Chris Martenson, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  24:42   It's terrific to have a familiar voice back on the show. It's an in house discussion with our own GRE investment coach since 2021 he's met with you, usually over zoom or the phone completely free to learn your own personal goals. Find the market that's right for you. Two. And he even goes as far as helping connect you with the exact property address that would make your next real estate pays five ways property, like say, you find 654, Maple Street in Little Rock, Arkansas or Indianapolis, Indiana. For you, he helps you through it all. And then he even helps you if you have any trouble after owning the income property. He's got the formal education with his MBA, and he walks the talk because he's a direct real estate investor, just like I am. Hey, welcome back to the show investment coach Naresh Vissa.   Naresh Vissa  25:32   thanks for having me back on. It's always a pleasure to talk to you and the loyal GRE listenership that we have. I think   Keith Weinhold  25:40   we enjoy talking to each other more than President Donald Trump and Fed Chair Jerome Powell do for sure. And I think if anyone's been paying any attention, there's been quite a feud between Trump and Powell, and it's been pretty entertaining. Trump has referred to Powell as Mr. Too late, like too late to make a decision. He has called Powell a numbskull. He has said Powell has a low IQ for what he does. That drama has been really interesting now. Powell's term ends in May of next year, so about 10 months from now. And I think most anyone knows that Trump wants an interest rate cut badly, but Powell keeps holding tight, and what Trump says is that he wants to lower the interest costs on our national debt. That's the reason that Trump gives for lowering the rates. But Powell's been reluctant to lower rates because it might stoke inflation. In reality, I suspect that Trump wants lower rates just to juice economic growth, like that's the real reason, and then Trump sort of hopes that inflation only catches up with the next president who comes in in 2029 and interestingly, back on July 1, Jerome Powell said, if it weren't for tariffs, he would have already lowered rates. What are your thoughts?   Naresh Vissa  26:55   Well this is a lot more complicated than it seems, and here's why Trump called Powell a lot of names, and I think some of those names hold true if we go back to when Biden was president, because it was in April, May 2021, that I was saying, hey, it's time to start increasing the interest rates, because inflation was going up significantly, very quickly, it was going up. And if you recall, Keith, I know you did many episodes on this, Powell kept saying, Oh, this is transitory. It's just transitory. And my whole justification was, well, look, a 25 basis point hike ain't gonna kill anybody. And they refused to do it for an entire year. Once we started seeing inflation going up. And by that point, inflation went up close to 10% that's how bad it got. That's it didn't hit the double digits, but it was very close to hitting the double digits. So yes, I do think Powell was a numbskull for not raising the rates back in 2021 but today I'm actually on Powell's side, because there are still inflationary pressures. And remember, Keith, the inflation target is 2% it's not two and a half percent. They haven't moved the goalposts. It's still 2% and last month, this is the media is not talking about this, except for get rich education today, inflation went up last month. So yes, it beat expectations, but it still went up. The expectations were that the terrorists were going to create this massive inflation and we would be back up at the three handle. And it didn't do that. But regardless, inflation still went up. So let's wait. Let's see what the CPI numbers show. I don't think we're going to be close. I don't think we're going to be under that 2% figure within the next two months, and that's why I think Powell is justified in holding to rate study. Now, with that being said, I do think because of Doge, we did an episode earlier this year on Doge, because of Doge, because of the latest ADP job numbers, the latest unemployment numbers, the private sector cuts that are happening at Microsoft and Google and a lot of other big name companies. I do think that inflation will eventually dip below 2% you look at the gas prices have hit four year lows. Look at egg prices have hit, I think four year lows or three year lows. I do think we'll dip below the 2% at some point. The question is, is, when is it going to be? You know, three months from now? Is it going to be a year from now? It all depends. So what does that mean for your question of, is Powell right? Is he wrong? Is he a numbskull? Who's right? I completely understand what you said is why Trump wants the rates cut, and that is, he wants to juice everything because he looks great, and it's a midterm election year, next year, and he doesn't want to lose his Congress. And I understand the political side of it, but the number one issue, the number one issue, according to almost every poll out there before. Election, the number one issue on voters minds was inflation. It's had things. The bleeding has not stopped, and the inflation is out of control. The groceries are too expensive. That's what's important. And I'm on Powell's side here. I think you have to be patient. On the other hand, Trump is being very aggressive, and he's looking to replace Powell, and he's going to put in his guy in there. I mean, the basic requirement for the job is you're going to get in there and slash entry. You're not even going to do a 25 basis point cut. You're going to go down to 1% fed upon rates overnight. That's what Trump wants. I don't know if you saw that, but Trump wants a 1% Fed funds rate pretty much overnight, because he's saying, oh, is going to save us all this money on the debt that we're paying, interest payments and data I get where both of these guys are coming from. I think the ideal scenario, because Powell, it looks like he's safe until maybe the end of the year. I think we hit that 2% point, definitely by the end of the year, and Powell will start cutting in September, we'll see a 25 that's what I think. I think we'll see a 25 basis point cut in September, maybe a 50 basis point cut in the next meeting after that, and and maybe even a 75 basis point cut in December. And that way, when the new guy comes in, he doesn't have to do this drastic COVID March, 2020, type of cut, of slashing rates close to zero overnight. We do it in a gradual I think that would be better for the country and for the economy and for the global economy. So that's where I see things. But regardless, regardless, we know for a fact that the interest rates, the cutting is beginning soon, and the rates are going to be very low sometime next year, if not by the end of next year, we know for a fact that the rates are going to be very, very low. And what that means for the housing market is that, and let's talk about the housing market really quickly, the inventory in the housing market is the supply side is very high. This is not 2021 2022 when homes are flying off the shelves and people were paying above asking price for homes. We're in a situation where the inventory has piled up. Home values have somewhat stagnated. If rates are going to bottom next year, then buying real estate. I don't want to say I'm not calling a bottom, but I'm saying that you can expect real estate home values to skyrocket once rates hit that 1% because of the Fed funds rate. So right now, we're seeing demand from investors because they're thinking what I'm saying, hey, the Fed is going to slash. We know that for sure because of Trump. And when that happens, institutions, individuals, they're going to start taking out debt, and the housing market's going to skyrocket just like stocks. I mean, really, most assets are going to skyrocket. So right now, I think, is an excellent, excellent time to be looking at buying real estate, and then you can just refinance later, when the rates bottom in a year or two,   Keith Weinhold  32:50   when you talk about high housing supply, I think what you mean is higher housing supply. Nationally, we're still 12% under supplied. It's just the fact that we have 30% more available housing supply in the one to four unit space than we did a year ago. At this time when we're talking about interest rates and things that have to do with the larger economy, here, you the listener should be aware that Naresh has often been tapped and interviewed by major network television on his opinions on these sort of broader economic issues, so he is qualified that way. And to give you an idea with what we're talking about with this desire to get the Fed funds rate down to 1% whether that happens or not, today's Fed funds rate is around 4.3% just to give you an idea of the magnitude of the potential cut, I don't forecast interest rates because it's very difficult to do, but it's interesting that Naresh has done some of that, and let's remember that Trump is actually the one that appointed Jerome Powell back in Trump's first term, and there's been a good bit of speculation around who the next appointee might be. In fact, if that appointee is named several months before Powell's termination of his term in May. Some people think that could be Treasury Secretary Scott Besant, that that alone could change the dynamic, that you would get someone more likely on board to make rate cuts and name them before they actually come into office.   Naresh Vissa  34:14   Well, the President decides he appoints that position, and we know for a fact 100% Trump is only going to put his person in there, man or woman, we don't know, but he's going to put his person. And the basic requirement for the job, it's not a PhD from Harvard or being a multi billionaire like Scott Besant. The basic requirement for the job is cutting the rates to 1% the Fed funds rate to 1% that's the bare minimum basic requirement for the job, and there are apparently lines of people who are lining up because they think they fit that requirement. So we know that's coming. We know it's coming at the latest, next year, like I said, Because Trump said it himself, and to be calling somebody a numbskull and all these names, he's very serious about this. It's an issue that means a lot to him. And again, I get where Trump's coming from. The government would save a lot of money on interest payments. And Trump's justification is, inflation is low, let's just try it, which I somewhat agree with. He says, Let's just try it, and if the inflation goes back up, then you just raise the rates. Don't you know, Powell was too late in 2021 the next guy won't be too late in raising rates this time around if the inflation does go back up. So it's a different strategy that would definitely juice the economy overnight. Of course, he wants that. Everyone's got their own opinions. I'm of the opinion. I think the Fed actually is for the most part. Post 2022 has done a good job. In fact, I did an episode with you, I think, a year and a half ago, saying that the Fed should have done more rate hikes, because we would have been at 2% inflation a year ago had the Fed done one or two more rate hikes, in my opinion. And we saw at the end of Biden's presidency, inflation started going back up when the Fed actually cut rates, when they should have been raising rates previously. So with that being said, this is a good opportunity for investors, because we are in that doldrum right now where we know the rate cuts are coming, at least we, you and I and GRE listeners know that the rate cuts are coming. Not everybody knows that they're coming, because they may not pay attention or follow this stuff as closely as we do. We know that they're coming, and what that means for the housing market is, like I said, juice. We can see juice in stocks. We can see juice and housing. We can see juice and Bitcoin and other commodities.   Keith Weinhold  36:35   Well, you use the word doldrum. Yes, the housing market is in somewhat of a doldrum. We have lower transaction volume than we have historically, for sure, and really that's led by we need to keep in mind as investors, that that's lower owner, occupant purchase volume, because investor purchases have stayed pretty steady.   Naresh Vissa  36:56   Yes, I'll say this, Keith, we work with a lot of different providers all around the country. I want to say we're up to something like 30 different providers in 20 different markets or so. When these partners are calling me saying, Hey, we got all these properties and send me your people and you know, let's do business together and help us find more investors, then I know that the housing market has somewhat stalled. It's not doing terrible, but I know that it's when those providers aren't calling me, or when they even cut off the relationship and say, Hey, I don't want to talk to you anymore. I don't want to work with you anymore. Then I know, hey, it's a really hot housing market. They don't really need me. And I'll tell you right now, every other day I have a partner of ours, I had to tell them to stop call. I said An email will do, or a text message will do. You don't need to call and leave me a bunch of voicemails. I have people calling me every day saying, Hey, we got all these properties, and they're amazing and they're beautiful, and send your people to us, which tells me that it could be actually a good time to start buying. Because it's not like I said, 2021 it's not 2022 it could be a good time right now, because the investor will hold more leverage, and the incentives that these partners are offering are second to none. I've never seen incentives this good. I mean, it's not just the free property management, it's not just the closing cost credit. It's negotiating prices of homes. It's getting cash back at closing, so just literally having a check overnighted to you that's in the five figures, cash back for buying property. So overall, I think it's a really, really good time right now to get into real estate, probably one of the best times, if not the best time since I joined GRE at the end of 2021   Keith Weinhold  38:40   of course, Ken McElroy was just here on the show with us a couple weeks ago, talking about what a good time it is to buy from his perspective as well. But yeah, Naresh, I appreciate that you're kind of letting the listener peek behind the curtain a little bit. We really get a good read on the pulse of the market here, and part of our job is to vet those providers that we work with, yeah, the race. Well, one property strategy that almost transcends eras is the BRRRR strategy. It's such a popular strategy with investors, because you can get in to a deal and have so little of your money left in the deal that you could end up with 10 to one levered. So the burr strategy, that's probably the most popular strategy with our investors. So tell us more about that.   Naresh Vissa  39:27   We've done several webinars already about Bert, and this has become the most popular strategy with our investors, hands down the amount of volume that we're seeing with our investors, people who keep buying more and more because the first one worked out. Now there are some that didn't work out, and that has more to do with the provider than it has to do with the strategy. The strategy is simply buy a property that needs to be completely rehabbed, refurbished. It's you buy a property, as is, you take out a hard money loan to renovate the property, to gut it, to update. It, bring it up to speed. Or you can pay cash. So a lot of people say, Oh, I don't have the cash to pay for such a property. So they're the hard money loan is there. Or you could pay cash. Our recommendation, my recommendation, personally, is take out the hard money loan, because you have that extra layer of protection, that extra body who will make sure that you're not getting taken advantage of, because that's a problem that we've seen with BRRRR, where some of the providers, some of the sellers, they'll sell the property, and then they just disappear after that. And we don't want that to happen. We want the rehab to actually get done, because the real value is by doing the rehab, making the house nice, renting it out to a tenant, and then refinancing the property, because the home value is going to appreciate so much. In some cases, some of our investors got 100% appreciation from what they bought the property at, and they were able to use that equity, 100% of that equity into the down payment, into other fees, so they didn't have to pay anything out of pocket for the property. So that's the beauty of the BRRRR strategy. And like I said, what's most important? Because we've already done two web it. We've done a Memphis burr webinar, we've done a Cleveland burr webinar. Now we're doing a little rock BRRRR webinar, and I think this is the best burr out of all the burs that we've done. And the reason is because the team we're working with, they have a legitimate company operation. They have a property management division, they have a rehab division, they have a sales division, they have a management division. This is not like a one man show or a two person company trying to do all these rehabs all at once. So they're very here's the schedule. This is what we have to do, very accurate and so yes, their pro forma numbers aren't going to be as aggressive as what our investors have seen with previous BRRRR providers. But the problem with those aggressive numbers is that a lot of the providers, they overinflate those numbers, and they don't follow through, let's say, on the rehab, or they do the rehab, and the appraisal does not come back at an amount that met the proforma. So I'm just really excited about this, because Little Rock is a new market that we've entered into. We have not done a lot of Little Rock promotion, a lot of Little Rock property. So it's a new market, number one and number two, it's the team that's there. This is the best of the best team. And if somebody came to me and said, Hey, I want to do a bur. Where should I do it? You've got all these different webinars and podcasts on burrs. Where should I do it? I would say bur Little Rock is where you want to do it, because you're going to sleep way better at night, and the process is going to be way smoother than the others. Yes, the pro forma numbers, they're not going to be as appealing, or they're not going to be as outlandishly high as those other markets, but those other markets, Memphis, Cleveland, there's a reason why those numbers are so high. And like I said, it's this team in Little Rock, amazing team, Keith, I know you've had some calls with them. We interviewed the their head Alex on last week's podcast episode. He and I are going to be doing this upcoming webinar on BRRRR little rock this Thursday, and we hope to see everybody there go to gre webinars.com, gre webinars.com, right now to register for that webinar.   Keith Weinhold  43:14   It's this Thursday, a live event that you can attend from your own home. And the benefit of you attending live is you can have your questions answered in real time. You can hear other attendees questions, which will help educate you on this process. And yes, I don't know if this will ever happen again. We do have Alex leading the bur strategy in Little Rock. He's been doing this for 15 years. He's got his vetted, proven team and a great system for doing this, so that so much of it is all done for you. And   Naresh Vissa  43:47   one more thing that I'll say, because this has become very popular with our online special event attendees, they hear podcast episodes like this, and they say, Hey, I want to jump on this before the live event, because all those other people are going to be on, and I want to jump. So I want to share, or Keith, I'll let you share our link for people to just reach out to me if you want to schedule a meeting or just email me. Just reach out to me if you don't want to wait until the webinar, the online special event this Thursday, if you want to get a head start, please absolutely reach out to me.   Keith Weinhold  44:20   That's a great thought. You can go to GRE investment coach.com right now and get on the race's calendar so that you can have a free meeting. Any last thoughts about Thursday's big event?   Naresh Vissa  44:32   like I said, it's going to be Thursday evening. The time is going to be at 8pm Eastern Time. Thursday, 8pm eastern the webinar, online special event will last about two hours. Our listeners, our followers, love these online events because they're highly interactive. We get everybody involved. They're fun, and the reason why they last two hours is because the people who attend are having such a good time. Them that they want it to last that long. I remember a long time ago when we used to do these online events, and they'd only last 30 or 40 minutes, and then that was the end. But now our file loves them so much. I think if you've never attended one of our online special events, you'll definitely want to attend this, because it is the timing is perfect before all these rate cuts, as the housing supply inventory is at a 12 month high. So the timing is is really good. The incentives are excellent. And like I said, we know interest rates are going to be slashed sometime next year, so you can always refinance later, but but getting in at these prices is going to be a true gift. So gre webinars.com, to register for this online special event.   Keith Weinhold  45:52   We are all looking forward to it this coming Thursday. Narration, it's been great having you back on the show.    Naresh Vissa  45:57   Thanks, Keith.    Keith Weinhold  45:58   Yeah. Fruitful in house chat, as always, with one of our investment coaches, Naresh, that's how you can leave as little as 10% down on an income property. When you do that, cash out refi with the burr strategy, you'll get in at today's lower prices, they tend to be 140 to 160k in Little Rock, Arkansas. You'll lock in this year's rates with that low price, with the BRRRR acronym, meaning buy, renovate, rent, refinance, repeat. Well, that refi is a little ways down the road after your initial purchase. Longer term, if interest rates go up, you'll be glad that you got today's rates. And if interest rates go down, which many expect, then you'll refi. The only thing bigger than the next Fed interest rate decision or the naming of a new Fed chair is Thursday's GRE live event itself, get ready. Really, the event presentation typically takes an hour or less. The rest of the time is your questions and conversations, so show up from the comfort of your own home, maybe with a beverage this Thursday, and since it's in the evening, probably not a stimulant, maybe a yerba mate, besides seeing real life case studies and understanding how the burst strategy works, how to optimize it and the mistakes to avoid, expect access to available Little Rock burr properties, actionable opportunities. Should you so choose? Sign Up Free at gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  47:50   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  48:14   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866. While it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  49:30   The preceding program was brought to you by your home for wealth, building, getricheducation.com  

In today's episode of How Yoga Changed My Life, Adrienne reflects on her  conversation with Texas State House of Representative Erin Gámez—an inspiring leader who shared how her yoga practice helps her stay grounded while carrying the weight of public service. Erin said, “When I practice yoga, I can give a different energy to the world.”That wisdom sparked this guided meditation—a reset for your energy and intention.This practice is here for those moments when you're holding more than you want to carry… when you want to pause, check in, and choose how you show up next.Whether it's before a big conversation, after a tough day, or in the in-between moments—this is your space to come back to yourself and remember: your presence matters.Send us a textWanna be on the show? Click here to fill out our guest info form or drop us a email at yogachanged@gmail.comFollow us on TikTok:https://www.tiktok.com/@yogachangedFollow us on Instagram:https://www.instagram.com/yogachanged/For more, go to https://howyogachangedmylife.comThe theme music for this episode, “Cenote Angelita”, was written and produced by Mar Abajo Rio AKA MAR Yoga Music. Dive deeper into this and other original yoga-inspired compositions by visiting bio.site/mcrworks. For the latest updates on upcoming events featuring his live music for yoga and meditation, be sure to follow @maryogamusic on Instagram.

En los últimos días se han producido una serie de disturbios en Torre-Pacheco, un municipio murciano de unos 38.000 habitantes de los que aproximadamente un tercio son inmigrantes, gran parte de ellos de origen magrebí. No es algo casual. La localidad, situada entre Cartagena y Murcia, a corta distancia del mar Menor, depende económicamente de la agricultura intensiva, un sector copado por la mano de obra inmigrante desde hace décadas. El desencadenante se produjo el pasado miércoles, cuando Domingo, un jubilado del pueblo, fue agredido durante su paseo matinal por tres jóvenes marroquíes. No hubo robo; parecía una paliza para grabarla y compartirla después. La Guardia Civil, tras analizar cámaras de vigilancia y recabar testimonios, detuvo a dos sospechosos magrebíes y busca al tercero. La delegación del Gobierno lo calificó como delito común, no de odio, insistiendo en que es la Justicia debe actuar. Pero la desinformación en redes sociales agravó la situación. Se viralizaron vídeos y noticias falsas, incluso se llegó a difundir un falso comunicado del ayuntamiento de Torre-Pacheco en el que se culpaba a los extranjeros de la agresión. El ayuntamiento por boca de su alcalde ha pedido calma y que se detenga a los responsables. El viernes convocó una concentración pacífica en la plaza principal del pueblo. Los concentrados demandaron más seguridad y mayor presencia de la Guardia Civil en el municipio. Esa misma noche se produjeron disturbios protagonizados por un centenar de personas, muchas de ellas venidas de fuera, que acudieron al barrio de San Antonio, donde vive buena parte de la comunidad marroquí. La policía, superada, pidió refuerzos. Afortunadamente solo hubo dos heridos leves. La tensión escaló el sábado. VOX organizó un mitin con su líder regional, José Ángel Antelo, en el que se vinculó la inseguridad a la inmigración ilegal. Asistieron unas 300 personas y se exigió la deportación de todos los inmigrantes ilegales. En las redes sociales, entretanto, grupos de activistas de derecha identitaria hablaban de ir a por los “moros". La comunidad magrebí se puso en alerta. Por la noche hubo disturbios con barricadas y enfrentamientos directos entre unos y otros. La noche se saldó con cinco heridos leves y un detenido. El domingo volvió a repetirse la misma historia, pero esta vez con más policía desplegada y controles de acceso al casco urbano. Los incidentes fueron menores. Se produjeron algunas agresiones aisladas y cinco detenciones más. El lunes las aguas parecían haber vuelto a su cauce, pero antes de darlo por terminado habría que despolitizar este asunto. Los disturbios de Torre-Pacheco son un síntoma de un problema mucho mayor que se reproduce en otras partes de España. Buena parte de la población asocia inmigración con delincuencia y no ve mal que se deporte a quienes se encuentren en situación irregular o hayan cometido un delito. Pero el Gobierno mira para otro lado e insiste en utilizar esto con fines políticos para polarizar aún más a la sociedad. El hecho es que la inmigración ilegal dificulta la integración y provoca la aparición de guetos. Este problema ya se ha manifestado en varios países de Europa y el resultado ha sido un crecimiento notable de los partidos identitarios. En un país tan envejecido como España la inmigración es necesaria para que siga funcionando la economía, pero debe ser legal y quienes inmigren han de respetar las leyes. La cuestión, por lo tanto, no es si inmigración si o inmigración no, sino que, en tanto que necesitamos inmigrantes jóvenes, hace falta replantearse la política migratoria. Esto el Gobierno no parece por la labor de abordarlo ya que saca mucha mayor tajada política a este tipo de incidentes. En La ContraRéplica: 0:00 Introducción 4:04 Torre-Pacheco como síntoma 32:54 Santander Emprende 33:41 ContraRéplica especial ferroviaria 42:47 Javier Milei · Canal de Telegram: https://t.me/lacontracronica · “Contra la Revolución Francesa”… https://amzn.to/4aF0LpZ · “Hispanos. Breve historia de los pueblos de habla hispana”… https://amzn.to/428js1G · “La ContraHistoria de España. Auge, caída y vuelta a empezar de un país en 28 episodios”… https://amzn.to/3kXcZ6i · “Lutero, Calvino y Trento, la Reforma que no fue”… https://amzn.to/3shKOlK · “La ContraHistoria del comunismo”… https://amzn.to/39QP2KE Apoya La Contra en: · Patreon... https://www.patreon.com/diazvillanueva · iVoox... https://www.ivoox.com/podcast-contracronica_sq_f1267769_1.html · Paypal... https://www.paypal.me/diazvillanueva Sígueme en: · Web... https://diazvillanueva.com · Twitter... https://twitter.com/diazvillanueva · Facebook... https://www.facebook.com/fernandodiazvillanueva1/ · Instagram... https://www.instagram.com/diazvillanueva · Linkedin… https://www.linkedin.com/in/fernando-d%C3%ADaz-villanueva-7303865/ · Flickr... https://www.flickr.com/photos/147276463@N05/?/ · Pinterest... https://www.pinterest.com/fernandodiazvillanueva Encuentra mis libros en: · Amazon... https://www.amazon.es/Fernando-Diaz-Villanueva/e/B00J2ASBXM #FernandoDiazVillanueva #torrepacheco #inmigracion Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Hayden Christensen on stage during his panel at Comicpalooza 2025 in Houston, TX. Comicpalooza 2025 is officially wrapped up, and it was quite the weekend! In this episode, I share a full recap of my time at Houston's premier pop-culture event, filled with panels, autographs, and plenty of memorable moments. Things kicked off strong on Friday with an excellent panel featuring Hayden Christensen, where fans got a chance to hear directly from the Star Wars star about his experiences. The excitement ramped up even further on Saturday, which turned into a packed day with amazing panels featuring both Adam Savage and Patton Oswalt. Their insights and stories were highlights, making the sessions engaging and entertaining. Adding to Saturday's excitement, I was joined by my kids, Jack and Elizabeth, turning it into a fantastic family outing. Elizabeth had her heart set on getting autographs from two specific celebrities—Cheech Marin and Alan Tudyk. We managed to secure Cheech's autograph without any trouble, but the line for Alan Tudyk was overwhelming, leading us to postpone that task until Sunday. Returning on Sunday, I successfully snagged Alan Tudyk's autograph, fulfilling Elizabeth's wish and rounding out our autograph collection perfectly. The day wrapped up with stellar panels featuring Ming-Na Wen and Temuera Morrison, both of whom delivered engaging discussions and plenty of entertaining anecdotes. Highs and Lows? Later in the episode, Caroline and I dive into a thoughtful conversation about the event's overall celebrity guest lineup. We discuss whether Comicpalooza should expand their roster to better compete with bigger conventions found in nearby cities like Dallas, San Antonio, Austin, and New Orleans, which tend to offer more extensive and diverse celebrity slates. We weigh the pros and cons, discussing what makes these events successful and appealing. Despite these discussions about potential improvements, my overall experience at Comicpalooza was genuinely positive. It provided plenty of fun, memorable experiences, and quality time spent with family. Listen to this episode to get all the detailed stories, insights, and our personal takes on the weekend's standout moments! Dates: June 20-22, 2025 Location: George R. Brown Convention Center, Houston, TX #Comicpalooza2025 #ComicpaloozaGuide #PodcastTips #GeekCulture Previous Comicpalooza Coverage: 2022 | 2023 | 2024 The Con: WEBSITE | PASSES | PARKING INFO | FACEBOOK | INSTA | X | YOUTUBE

A Texas girl vanishes from school in San Antonio, Texas and has not been seen in nearly a decade. Her father believes her mother took her and is still hiding her. A West Virginia couple is pulled over after being spotted naked and having sex in a stolen RV, leading to drug and theft charges. Drew Nelson reports.See omnystudio.com/listener for privacy information.

logan moved but we still do the podcast

The Kerrville flood remains a horrific piece of Texas/national history. I have signed up for a couple of races to help give back to that community. I even kicked in some extra at HEB's fancy Central Market to help. I also signed up for a race in San Antonio next month called Poker 5K. I misremembered the name of the org benefiting from this. Also, a big shout-out to my dear friend, PJ Izaguierre, for all that he is doing for the recovery effort. He had to move the Colorado Bend race to another venue, marked it, and it got flooded. Undeterred, he found a new place and I hope to see you out there on Saturday night!

"Lo que está ocurriendo en Torre Pacheco, hay que recalcar, no es una situación de inseguridad generalizada", apunta en el informativo '24 Horas de RNE' el secretario de Comunicación del PSOE en la Región de Murcia, Miguel Ortega, en referencia a los disturbios registrados en esta localidad murciana entre magrebíes residentes en el barrio de San Antonio, vecinos del municipio y grupos de ultraderecha llegados desde distintos puntos de España. Sobre esta situación, Ortega añade: "La gente de la localidad está cansada y desesperada".Respecto a la postura adoptada por el presidente murciano, el dirigente socialista critica su falta de respuesta: "López Miras, a día de hoy, no ha condenado el discurso de odio que hizo el presidente de Vox de Murcia el pasado sábado", y añade posteriormente: "Ha tenido una actitud totalmente reprochable".Por último, Ortega recalca que el discurso de odio "latente" ha convertido a Torre Pacheco en "un núcleo de atracción para esta ultraderecha y estos nazis que han venido a romper la paz y la armonía de los vecinos".Escuchar audio

San Antonio radio legend Trey Ware and popular talker Sean Rima will shake up your morning routine! Keeping you up to date with lively chatter on the hottest news topics in SA, across the state and around the world!

First Presbyterian Church of San Antonio - Rev. Scott Simpson 7-13-25 by First Presbyterian Church San Antonio

First Presbyterian Church of San Antonio - Rev. Dr. John Kaisesr 7-13-25 by First Presbyterian Church San Antonio

Hello Interactors,It's hard to ignore the situation in Texas, especially as I turn my attention to physical geography. 'Flash Flood Alley', as it's called by hydrologists, had already been pounded by days of relentless rain, soaking the soil and swelling the rivers. It left the region teetering on the edge of catastrophe. Then came the deluge. A torrent so sudden and intense it dumped a month's worth of rain in under an hour. Roads turned to rivers. Homes were lost. Lives were too. As the floodwaters recede, what remains isn't just devastation — it's a lesson. One about a changing water cycle, a shifting climate, and a stubborn way of thinking that still dominates how we plan for both.DROUGHT AND DELUGEIs Texas drowning due to climate change? Just three years ago, we were told it's drying up. That's when a record drought emptied reservoirs and threw aquifers into steep decline. From 2011 to 2015, 90% of the state was in extreme drought. This seesaw between soaked and scorched is the kind of muddled messaging that lets climate deniers laugh all the way to the comment section.The truth is Texas is drying up AND drowning. This paradox isn't just Texas-sized — it's systemic. Our habit of translating global climate shifts into local weather soundbites is failing us.According to hydrologist Benjamin Zaitchik and colleagues, writing in Nature Water in 2023, two dominant narratives frame how these events are explained. Public and policy reporting on patterns like those in Texas usually falls into two camps:* The "Wet-Get-Wetter, Dry-Get-Drier" (WWDD) hypothesis — climate change intensifies existing hydrological patterns, bringing more rain to wet regions and more drought to dry ones.* The "Global Aridification" (GA) hypothesis — warming increases the atmosphere's "thirst," drying out land even where rainfall remains steady.Both frameworks can explain real conditions, but the recent Texas floods expose their limits. If a region long seen as drying can also produce one of the most intense floods in U.S. history, are these ideas flawed — or just too rigidly applied?WWDD and GA aren't competing truths. They're partial heuristics for a nonlinear, complex water system. Yet our brains favor recent events, confirm existing beliefs, and crave simple answers. So we latch onto one model or the other. But these simplified labels often ignore scale, context, and the right metrics. Is a region drying or wetting based on annual rainfall? Soil moisture? Streamflow? Urbanization? Atmospheric demand?Texas — with its sprawling cities, irrigated farms, and dramatic east–west gradient in rainfall and vegetation — resists binary climate narratives. One year it exemplifies GA, with depleted aquifers and parched soil. The next, like now, it fits WWDD, as Tropical Storm Barry — arriving after days of relentless rainfall — stalled over saturated land, unleashing a torrent so fierce it overwhelmed the landscape.Zaitchik and his team call for a clarification approach. Instead of umbrella labels, we should specify which variables and timeframes are shifting. A place can be parched, pummeled, and primed to flood — sometimes all in the same season. And those shifting moods in the water set the stage for something deeper — a mathematical reckoning.MATH MEETS MAYHEMThis debate boils down to three basic equations — one for the land, one for the sky, and one for how the system changes over time. But that means prying open the black box of math symbols still treated like sacred script by academics and STEM pros.Let's be clear, these equations aren't spells. They're just shorthand — like a recipe or a flowchart. The symbols may look like hieroglyphs, but they describe familiar things. Precipitation falls (P). Water evaporates or gets sucked up by plants — evapotranspiration (E). Some runs off (R). Some sinks in (S). Time (t) tells us when it's happening. The 'd' in dS and dt just means "change in" — how much storage (S) increases or decreases over time (t). The Greek letters — ∇ (nabla) and δ (delta) — simply mean change, across space and time. If you can track a bank account, you can follow these equations. And if you've ever watched a lawn flood after a storm, you've seen them in action.You don't need a PhD to understand water, just a willingness to see through the symbols.* LAND: The Water Balance EquationP − E = R + dS/dtPrecipitation (P) minus evapotranspiration (E) equals runoff (R) plus the change in stored water (dS/dt).* SKY: The Vapor Flux EquationP − E = ∇ ∙ QThis links land and atmosphere. ∇ (nabla) tracks change across space, and Q is vapor flux — the amount of moisture moving through the atmosphere from one place to another, carried by winds and shaped by pressure systems. The dot product (∙) measures how much of that vapor is moving into or out of an area. So ∇ ∙ Q shows whether moist air is converging (piling up to cause rain) or diverging (pulling apart and drying).* SYSTEM: The Change Equationδ(∇ ∙ Q) = δ(P − E) = δ(R + dS/dt)This shows how if vapor movement in the sky changes (δ(∇ ∙ Q)), it leads to changes in net water input at the surface (δ(P − E)), which in turn changes the balance of runoff and stored water on land (δ(R + dS/dt)). It's a cascading chain where shifts in the atmosphere ripple through the landscape and alter the system itself.In a stable climate, these variables stay in sync. But warming disrupts that balance. More heat means more atmospheric moisture (E), and altered winds move vapor differently (∇ ∙ Q). The math still balances — but now yields volatility: floods, droughts, and depleted storage despite “normal” rainfall. The equations haven't changed. The system has.Texas fits this emerging pattern:* Rainfall extremes are up: NOAA shows 1-in-100-year storms are now more frequent, especially in Central and East Texas.* Soil and streamflow are less reliable: NASA and USGS report more zero-flow days, earlier spring peaks, and deeper summer dry-outs.* Urban growth worsens impacts: Impervious surfaces around Austin, San Antonio, Houston, and Dallas accelerate runoff and flash floods.These shifts show how climate and land use intersect. It's not just wetter or drier — it's both, and more volatile overall.In 2008, hydrologist Peter Milly and colleagues declared: “Stationarity is dead.”For decades, water planning assumed the future would mirror the statistically stationary and predictable past. But flood maps, dam designs, and drought plans built on that idea no longer hold.We laid out land with rulers and grids, assuming water would follow. But floods don't care about straight lines, and drought ignores boundaries. Modern hydrology rested on Cartesian geometry — flat, fixed, and predictable. But the ground is moving, and the sky is changing. The first two equations describe water in place. The third captures it in motion. This is a geometry of change, where terrain bends, vapor thickens, and assumptions buckle. To keep up, we need models shaped like rivers, not spreadsheets. The future doesn't follow a line. It meanders.And yet, we keep describing — and planning and engineering — for a world that no longer exists.Somehow, we also need journalists — and readers — to get more comfortable with post-Cartesian complexity. Soundbites won't cut it. If we keep flattening nuance for clarity, we'll miss the deeper forces fueling the next flood.VAPOR AND VELOCITYIf Texas is drying and flooding at once, it's not a local contradiction but a symptom of a larger system. Making sense of that means thinking across scales — not just in miles or months, but how change moves through nested systems.Cartesian thinking fails again here. It craves fixed frames and tidy domains. But climate operates differently — it scales across time and space, feeds back into itself, and depends on how systems connect. It's scalar (different behaviors emerge at different sizes), recursive (what happens in one part can echo and evolve through others), and relational (everything depends on what it touches and when). What looks like local chaos may trace back to a tropical pulse, a meandering jet stream, or a burst of vapor from halfway across the world.Zaitchik's team shows that local water crises are often global in origin. Warming intensifies storms — but more crucially, it shifts where vapor moves, when it falls, and how it clusters[1]. The water cycle isn't just speeding up. It's reorganizing.Thanks to the Clausius-Clapeyron relationship — a principle from thermodynamics that describes how warmer air effects vapor — each 1°C of warming allows the atmosphere to hold about 7% more moisture. That supercharges storms. Even if rain events stay constant, their intensity rises. The sky becomes a loaded sponge — and when it squeezes, it dumps.But it's not just about capacity. It's about flow. Moisture is moving differently, pooling unpredictably, and dumping in bursts. That's why Texas sees both longer dry spells and shorter, more intense storms. Systems stall. Jet streams wander. Tropical remnants surge inland. These aren't bugs. They're features.The July 2025 Texas flood may have begun with Gulf moisture: its roots trace to warming oceans, trade wind shifts, and a migrating Intertropical Convergence Zone (ITCZ) — the low-latitude belt where trade winds converge and drive global precipitation patterns. As these systems reorganize, mid-latitude regions like Texas face more extreme rains punctuated by longer droughts[1]. More extremes. Fewer in-betweens.So Texas's water future isn't just about reservoirs and runoff. It's about vapor, velocity, and vertical motion and the hidden machinery of a water cycle behaving in unfamiliar ways.This NOAA satellite (GOES-19 captures imagery every 5-10 minutes) loop captures the moisture swirling through the mid-atmosphere (Band 9 is ~20,000 feet) as the Storm pushed inland from July 3rd to the 6th. The darker blues show vapor pooling and stalling over Central and East Texas. This loaded sky, unable to drain, setting the stage for the deadly flash flood. It's a visceral glimpse of vapor in motion, moving slowly but with devastating impact. A changing water cycle, playing out above our heads. This is what vapor, velocity, and vertical motion look like when they converge.And then there's us.While climate reshapes water, human decisions amplify it. In 2023, hydrologist Yusuke Pokhrel and colleagues showed how irrigation, land use, and water withdrawals distort regional hydrology.Ignoring these human factors leads to overestimating runoff and underestimating atmospheric thirst. In some basins, human use matters more than what falls from the sky.Texas proves the point:* Irrigation in West Texas raises evapotranspiration and disrupts seasonal flow. Large-scale withdrawals from the Ogallala Aquifer reduce groundwater availability downstream, shifting the timing and volume of river flows and accentuates drought conditions in already water-stressed regions[4].* Urban sprawl accelerates runoff and raises flood risk. Expanding suburbs and cities pave over natural land with impervious surfaces, reducing infiltration and sending stormwater rushing into creeks and rivers, often overwhelming drainage systems and increasing the frequency and intensity of flash floods[5].* Aging reservoirs can worsen both floods and droughts. Designed for a past climate, many are now ill-suited for more volatile conditions — struggling to buffer flood peaks or store enough water during prolonged dry spells. In some cases, outdated operations or degraded infrastructure magnify the very extremes they were meant to manage.Texas is a dual-exposure system. The climate shifts. The land shifts. And when they move together, their impacts multiply.Texas isn't an outlier — it's a harbinger. A place where drought and deluge don't trade places, but collide — sometimes within the same week, on the same watershed. Where the sky swells and the soil gives way. Where century-old assumptions about rain, rivers, and runoff crumble under the pressure of converging extremes.The story isn't just about rising temperatures. It's about a water cycle rewritten by vapor and velocity, by concrete and cultivation, by geometry that flows instead of fixes. As climate shifts and land use compounds those changes, our past models grow brittle. And our narratives? Too often, still binary.To move forward, we need more than updated flood maps. We need a new language rooted in complexity, scale, and feedback. One that can handle the meander, not just the mean. And we need the will to use it in our plans, our policies, and our press.Because the future isn't forged only by what we build. It's shaped by what we burn. Roads and rooftops matter amidst a rising CO₂. When vapor collides with concrete, we're reminded disasters aren't just natural — they're engineered.This isn't just about preparing for the next storm. It's about admitting the old coordinates no longer work and drawing new ones while we still can. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit interplace.io

On this episode of Multifamily Mastery, John Casmon interviews Matthew Teifke, a Texas-based real estate entrepreneur with over 16 years of experience who began his journey inspired by his single mother's rental property portfolio. Matthew shares why he believes this is the best buying environment he's seen, citing motivated sellers impacted by 2020–2021-era debt structures and the unique opportunity to acquire properties below market value. He explains how assuming attractive existing loans creates high cash flow opportunities with less equity required and details his focus on San Antonio and Austin as long-term growth markets. Matthew also emphasizes the importance of playing the long game, building real relationships, and adapting investment strategies to market conditions. Matthew Teifke Current Role: Co-Founder at TR3 Capital and Founder of TRE (Teifke Real Estate) Based in: Austin, Texas Say hi to them at:

Even as emergency responders continue to comb through debris a week after a flash flood surged on the Guadalupe River north of San Antonio, Texas, an analysis is beginning on how similar tragedies could be avoided in the future. Also: today's stories, including how rebuilding after Syria's civil war is a potentially lethal task, how anyone can make a difference with courage and persistence, and how stories about childhood memories underscore summertime as a season steeped in nostalgia. Join the Monitor's Clay Collins for today's news.

En el año 2014, en Medellín, Colombia, un hombre ciego llamado José Ríos se volvió conocido por tocar su violín cada día en la estación de metro San Antonio. Aunque no pedía dinero, muchos lo bendecían. Su música llenaba el lugar de esperanza. Cuando le preguntaron por qué tocaba, respondió: “Porque aunque no veo con mis ojos, sí veo con mi fe”. Su historia fue documentada en medios locales y en redes, con miles de comentarios de personas que afirmaban haber sido impactadas por su perseverancia y gozo. En un mundo enfocado en lo que falta, José nos recuerda que se puede servir a Dios desde la limitación. Como el apóstol Pablo, quien en su debilidad fue fuerte. Como el ciego de nacimiento que dijo: “Una cosa sé, que habiendo yo sido ciego, ahora veo”. Por eso, tu testimonio puede tocar vidas incluso sin palabras. Tu constancia puede ser el violín que suena esperanza en la estación de alguien más. La Biblia dice en 2 Corintios 12:9: “Bástate mi gracia; porque mi poder se perfecciona en la debilidad...” (RV1960).

UTSA football runningback legend Jarveon Williams joins host Steve Teel on this edition of Very Bold Radio! Jarveon was the first UTSA runningback to reach 1,000 yards. Visit the Website! https://verybold.com/ Be inspired every Saturday by difference-makers on Very Bold Radio & Podcast!See omnystudio.com/listener for privacy information.

In this conversation, Dylan Silver interviews Clay Schlinke, a seasoned real estate investor and developer specializing in duplex communities in Texas. Clay shares his journey into real estate, starting from his college days to building a successful business focused on duplexes. He discusses the importance of market dynamics, the challenges faced during economic downturns, and the strategies employed to adapt and thrive in the real estate market. Clay emphasizes the significance of property management in ensuring investor satisfaction and the unique approach of offering turnkey investment opportunities. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

A devastating flood that occurred over a century ago in San Antonio's historic West Side closely mirrors the July 4 tragedy of the Hill Country.

In this episode, we share our experiences attending the Texas Homeschool Expo in San Antonio! From exciting new curriculum finds to inspiring conversations with fellow homeschoolers, we give you a behind-the-scenes look at what made the event so special. Whether you were there or not, you'll come away with fresh ideas, encouragement, and a few laughs as we reflect on our time at one of Texas's biggest homeschool gatherings. SHOW NOTES:   Visit our website! If you have any questions or comments, please email us at happyhomeschoolpod@gmail.com Visit Transcript Maker and get your 14-day free trial! Like our page and join our group on Facebook! Follow us on Instagram! Texas Homeschool Expo SEA Homeschoolers: Secular, Eclectic, Academic Khanmigo, The Tutor AI From Khan Academy Outschool Nicole The Math Lady The Happy Homeschooler Podcast is a Transcript Maker Production. It is hosted by Holly Williams Urbach and Jennifer Jones, produced by Matthew Bass, and edited by Norah Williams. Our logo is by Norah Williams and our music is by The Great Pangolin. If you liked this episode, and you'd like to help us grow, leave us a review and subscribe on Apple Podcasts and Spotify!

The Gavel Podcast is the official podcast of Sigma Nu Fraternity, Inc., and is dedicated to keeping you updated on the operations of the Legion of Honor and connecting you to stories from our brotherhood. To find out more from the Fraternity, you can always check out our website at www.sigmanu.org. Also consider following us on: Facebook | Instagram | LinkedIn | YouTube | FlickrHave feedback or a question about this episode? Want to submit an idea for a future topic you'd like to see covered? Contact the Gavel Podcast team at news@sigmanu.org. Hosts for this EpisodeChristopher Brenton (North Carolina State) - Director of CommunicationsGuest for this EpisodeLawson Ewing - Lambda Epsilon Chapter (Texas Christian) Alumnus and 2025 Alpha Affiliate Award RecipientPreston Ewing - Theta Chapter (Alabama) Alumnus and 2025 Alpha Affiliate Award RecipientEpisode References71st Grand Chapter - General Information page for the 71st Grand Chapter - The Grand Chapter will take place this summer, July 23-27, in San Antonio.Chapter Eternal Wall - A preview of the official Chapter Eternal Report to the Grand Chapter. Alumni are encouraged to review the wall and report missing brothers to the Chapter Eternal Committee prior to the 71st Grand Chapter.General ResourcesProspective Member Referral - Do you know a young man who would be an ideal candidate for Sigma Nu? Please submit a membership referral.Employment and Staff Hiring Resources - If you are interested in learning more about working for the Fraternity as a consultant. Please visit the employment webpage for resources and access to the position application. The application deadlines are October 15 and March 1. Applications are accepted on a rolling basis.

After losing his first fortune to a Ponzi scheme in his late twenties, Brandon Kraupp didn't lick his wounds—he grabbed a clipboard. Today, his Utah-based Romex Pest Control spans four states, fields nearly two hundred teammates, and runs on an EOS-powered culture that blends door-knock grit with relentless data-tracking. Brandon sits down with the Blue-Collar Twins to share how maxed-out 0 % credit cards and a “just make more tomorrow” mindset turned a single truck into a regional platform. You'll hear: FBI Wake-Up Call – why losing everything crystallized a fearless approach to risk and growth.Door-Knock Science – mastering 55-plus communities and turning authenticity into daily deals.Data over Drama – using market analytics, WiseTack financing, and EOS scorecards to steer every expansion.Culture Moat – six core values, weekly L10s, and therapist-mediated exec meetings that keep 180 people rowing.Next Moves – an aggressive Texas build-out, acquisition targets on the Gulf Coast, and AI sliding into every SOP. Stick around for Brandon's take on “stealth-wealth” margins and a quick CTA to Paul Giannamore's Private-Equity Masterclass playlist—then audit the numbers that actually move your own scoreboard. From PE Teachers to Pest-Control Owners: The Julio Twins' POTOMAC Experience https://youtu.be/HAx9noqsqTo https://www.linkedin.com/in/paulgiannamore www.potomaccompany.com https://bluecollartwins.com Produced by: www.verbell.ltd Timestamps (podcast.co-ready) 00:00 – Cold-open: Brandon on San Antonio's $2 M sprint and ignoring competitors 00:35 – Meet-cute in Denver: Twins recap how Romex hit the Buzz radar 02:00 – Idaho & Utah roots ➜ NC lake life and snowboard obsession 04:00 – Pre-dental student to Yamaha finance wiz; first taste of sales 05:55 – Buying the dealership at 23 amid the 2008 crash 07:50 – The $50 K zero-percent credit-card gamble (dad said “pound sand”) 10:30 – #1 Yamaha dealer award, Hawaii trip & seven-figure exit at 27 12:45 – Houseboat “retirement” on Lake Powell—then the FBI phone call 15:30 – Ponzi fallout: losing everything, choosing bounce-back over bitterness 18:15 – Digital-marketing lessons he'd use to 10x a dealership today 21:30 – Door-to-door debut with Alterra; launching Romex during senior year of college 24:00 – Early offices, small acquisitions & meeting sales phenom JJ 27:00 – High close-rate playbook: 55-plus communities and 10-deal days 30:00 – Golden-Door sellers, mindset of elite reps, and JJ's natural talent 32:45 – Romex footprint: TX, OK, LA, MS—why every growth dollar points to Texas 34:50 – Data-driven market picks; San Antonio case study 35:35 – Revenue targets: $50 M by 2027, PCT Top-40 climb, margin focus 38:00 – Personal goals: lake-house life, golf bets & the women's-attire wager 39:55 – Twins invite Brandon to Potomac 100 mastermind in Puerto Rico 40:30 – Dylan Seals outro & Masterclass CTA

Text the JudgeJoin Judge Ron Rangel and Bexar County DA gang investigator Anthony Rodriguez—in this second of a riveting two-part episode—as they detail the vital role DA investigators played in solving one of San Antonio's most infamous crimes: the so called “BBQ Murder” case.Support the show

The Trombone Corner Podcast is brought to you by Bob Reeves Brass and The Brass Ark.  Join hosts Noah and John as they interview Amanda Stewart, of the St. Louis Symphony Orchestra. About Amanda: Amanda Stewart is currently the Associate Principal Trombonist of the St. Louis Symphony Orchestra, a position she began in the Fall of 2014. Born in Oakland, Maryland, she began playing the trombone at the age of six. Her studies started with Harold Hudnall and continued with Dr. H. Keith Jackson, current Dean of the College of Creative Arts of West Virginia University. She received her bachelor of music degree from The Juilliard School, studying with Joseph Alessi. As an orchestral musician, Ms. Stewart has played with numerous orchestras. She was Principal trombonist of the San Antonio Symphony for eight seasons, Assistant Principal trombonist of the Lyric Opera of San Antonio for four seasons, and Associate Principal trombonist of the New York Philharmonic for two seasons. Ms. Stewart has also been a regular substitute and extra player with the Boston Symphony and has toured with them internationally. She has also performed with the Baltimore, Cincinnati, Cleveland, Dallas, Houston, Kansas City, National, North Carolina, Philadelphia, Pittsburgh, and Toronto Symphonies. Ms. Stewart has also spent several summers performing in the Colorado Music Festival Orchestra. In other performing capacities, Ms. Stewart is a current member of the trombone ensemble, STL Trombones. She has also performed as a member of the Burning River Brass and the San Antonio Brass. During her tenure as a member, Ms. Stewart performed twice as a soloist with the San Antonio Symphony. She has also appeared as a guest artist at the International Trombone Festival and the International Women's Brass Conference. As an educator, Ms. Stewart currently teaches at Washington University in St. Louis, and has taught privately at several other universities, namely Our Lady of the Lake University, St. Mary's University, Rutgers University, Trinity University, and McKendree University. For part of the 2025 Spring Semester, she served as an adjunct Assistant Professor of Music at Indiana University's Jacobs School of Music. Also, Ms. Stewart has also given masterclasses at many national universities and conservatories, including the New England Conservatory, Rice University, and The Juilliard School. Ms. Stewart is an Edwards artist, performing on Edwards trombones and Griego Mouthpieces.

Standing or sitting for fireworks, the Lord protecting us at night, cutting grass, new cruise rules, and no hugs (wellness)… On the net, it's a positive. ----- JOKES FOR HUMANS TOUR: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://johncristcomedy.com/tour/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 8/30 - Las Vegas, NV 9/19 - Grand Rapids, MI 9/20 - Fort Wayne, IN 9/21 - Paducah, KY 9/26 - North Charleston, SC 9/27 - Macon, GA 9/28 - Hiawassee, GA 10/2 - Evansville, IN 10/3 - Dayton, OH 10/4 - Peoria, IL 10/10 - Knoxville, TN 10/11 - Greenville, SC 10/16 - York, PA 10/17 - Detroit, MI 10/18 - Cleveland, OH 10/24 - Birmingham, AL 10/25 - Chattanooga, TN 11/7 - Boise, ID 11/8 - Spokane, WA 11/9 - Tacoma, WA 11/20 - Abilene, TX 11/21 - San Antonio, TX 11/22 - Tyler, TX 11/23 - Austin, TX 12/5 - Phoenix, AZ 12/6 - Santa Rosa, CA 12/7 - Redding, CA 12/11 - South Bend, IN 12/12 - Munhall, PA 12/14 - Buffalo, NY ----- Catch the full video podcast on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and follow us on social media (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@netpositivepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) for clips, bonus content, and updates throughout the week. ----- Email us at netpositive@johncristcomedy.com ----- FOLLOW JOHN ON: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----- SUPPORT OUR SPONSORS BRUNT: Go to http://bruntworkwear.com/ and use code NETPOSITIVE to get $10 OFF MIRACLE MADE: Save OVER 40% + 3 free towels with promo code NETPOSITIVE at https://trymiracle.com/NETPOSITIVE GOODR: Pick up a pair at https://goodr.com/NETPOSITIVE and use code NETPOSITIVE for FREE SHIPPING AG1: Get a FREE gift with your first order at https://DrinkAG1.com/netpositive to get started with AG1's Next Gen and and notice the benefits for yourself. ----- PRODUCED BY: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Alex Lagos⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lagos Creative

Today's episode is a clip from one of our Braveheart Worship Nights about discipleship - how we do it, why we do it, and why it is a crucial part of God's plan to purify Jesus's Bride.THE BRAVEHEART SUMMIT REGISTRATION IS LIVE! Secure your spot today! What is the Braveheart Summit? It is a rallying point for Bravehearts. If you're hungry for God, eager for true connection with others, and ready to grow deep in the faith of the gospel, this Summit is for you. Whether you've been running with Braveheart for years or are new to our podcast or free video series, you're invited to join us in this holy gathering. The Summit is not an end point, it's a launching point. We purpose to gather, to magnify Jesus, to uplift the body of Christ and to return home on mission refreshed, radiant and ready to run.Details - November 6th-8th in San Antonio, Texas Click here to register Send us a textSupport the show

On Friday, central Texas, near San Antonio, was hit by what officials are calling a "100‑year flood." Heavy downpours caused a deadly 30‑plus-foot surge on the Guadalupe River and catastrophic flash flooding. Nearly 90 people have been killed and dozens remain missing. Search and rescue operations continued Monday as more heavy rain threatens the region. Operators of Camp Mystic, a century-old summer camp in the Texas Hill Country, said they lost 27 campers and counselors, confirming their worst fears after a wall of water slammed into cabins built along the edge of the Guadalupe River.Authorities vowed that one of the next steps will be investigating whether enough warnings were issued and why some camps did not evacuate or move to higher ground in areas long vulnerable to flooding.Want to support 1A? Give to your local public radio station and subscribe to this podcast. Have questions? Connect with us. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Support the sponsors to support the show! As the largest online therapy provider in the world, BetterHelp can provide access to mental health professionals with a diverse variety of expertise. Our listeners get 10% off their first month at BetterHelp.com/SODER https://www.betterhelp.com/get-started/?go=true&slug=soder&utm_source=podcast&utm_campaign=1378&utm_term=soder&promo_code=soder&landing_page_img=https%3A%2F%2Fi.imgur.com%2FIdYYCSM.png&aff_channel=podcast&discount_rate=10&discount_period=P1M&date_interval=P1M&percentage_off=10&amount=1&amount_spelled_out=one&unit=month&gor=start For a limited time only, new Cash App users can use our exclusive code to earn some additional cash. Just download Cash App & sign up! Use our exclusive referral code SODER10 in your profile, send $5 to a friend within 14 days, and you'll get $10 dropped right into your account. Terms apply. That's Money. That's Cash App. Download Cash App Today: https://capl.onelink.me/vFut/wdild9do #CashAppPod *Referral Reward Disclaimer: As a Cash App partner, I may earn a commission when you sign up for a Cash App account. It's finally time to stop crushing your balls in uncomfortable jeans by going to theperfectjean.nyc. Our listeners get 15% off your first order plus Free Shipping, Free Returns and Free Exchanges when you use code SODER15 at checkout. That's 15% off for new customers at theperfectjean.nyc with promo code SODER15 After you purchase, they'll ask you where you heard about them. PLEASE support our show and tell them we sent you. F*%k your khakis and get The Perfect Jean. https://theperfectjean.nyc/ The Golden Retriever of Comedy Tour is coming to your city! Get tickets at https://www.dansoder.com/tour July 18-19 - Virginia Beach,VA Aug 1-2 - Portland, ME Aug 15 - Wilmington,NC Sep 5-6 - Phoenix,AZ Sep 25 Los Angeles, CA Sep 26 Seattle, WA Sep 27 Portland, OR OCT 3 Tucson, AZ Oct 4 Denver, CO Oct 9 Knoxville, TN OCT 10 Atlanta, GA Oct 11 Louisville, KY Oct 24 Providence, RI OCT 25 Nashville, TN NOV 7 San Antonio, TX NOV 8 Austin, TX NOV 13 Iowa City, IA Nov 14 Minneapolis, MN NOV 15 Madison, WI NOV 21 Kansas City, MO NOV 22 St. Louis, MO DEC 5 Vancouver, BC DEC 6 Eugene, OR DEC 12 Columbus, OH DEC 13 Royal Oak, MI Follow Yannis Pappas https://www.youtube.com/watch?v=HN_irAlyFQg https://www.instagram.com/yannispappas/ PLEASE Drop us a rating on iTunes and subscribe to the show to help us grow. https://podcasts.apple.com/us/podcast/soder/id1716617572 Connect with DAN Twitter: https://Twitter.com/dansoder Instagram: https://www.instagram.com/dansoder Tiktok: https://www.tiktok.com/@dansodercomedy Facebook: https://www.facebook.com/dansoder Youtube: http://www.youtube.com/@dansoder.comedy #dansoder #standup #comedy #entertainment #podcast Produced by  Mike Lavin  https://www.instagram.com/thehomelesspimp/?hl=en