Podcasts about naperville

Guest Speaker Dustin Smith challenges us to stop trying to "negotiate with God" like Pharoah did and let Him have true control over our lives.  Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

In this segment, Mark is joined by Shannon Adcock, the Founder of Awake Illinois. She discusses her two recent federal civil rights Title 9 complaints against the Naperville 203 School District regarding trans boys competing in girls sports.

In hour 2, Sue hosts, "Sue's News" where she discusses the latest trending entertainment news, this day in history, the random fact of the day, and much more. Mark is then joined by Brett Velicovich, an Army veteran and former special ops tech analyst and Fox News contributor. Earlier this week, President Trump unveiled plans for the production of "The Golden Dome" weapons protection system. Velicovich shares what the Golden Dome is, why it's needed, how it will work, the similarities to the Israel's "The Iron Dome", and much more. He is later joined by Shannon Adcock, the Founder of Awake Illinois. She discusses her two recent federal civil rights Title 9 complaints against the Naperville 203 School District regarding trans boys competing in girls sports.

In hour 1 of The Mark Reardon Show, Mark discusses the tragic deaths of two Israeli Embassy staff members in Washington DC at the hands of a man that chanted, "Free Palestine" as he was arrested. Mark is then joined by Charles Lipson, a professor emeritus at the University of Chicago that writes regularly for The Spectator magazine, Real Clear Politics and others. His columns are available free at CharlesLipson.com. He discusses Former President Joe Biden's cognitive decline cover up -- is it the biggest scandal in modern US history? They wrap up the hour discussing the Big, Beautiful Bill and Congressman Wesley Bell's comments from last night regarding Democrats efforts to prevent the bill from passing. In hour 2, Sue hosts, "Sue's News" where she discusses the latest trending entertainment news, this day in history, the random fact of the day, and much more. Mark is then joined by Brett Velicovich, an Army veteran and former special ops tech analyst and Fox News contributor. Earlier this week, President Trump unveiled plans for the production of "The Golden Dome" weapons protection system. Velicovich shares what the Golden Dome is, why it's needed, how it will work, the similarities to the Israel's "The Iron Dome", and much more. He is later joined by Shannon Adcock, the Founder of Awake Illinois. She discusses her two recent federal civil rights Title 9 complaints against the Naperville 203 School District regarding trans boys competing in girls sports. In hour 3, Mark discusses the breaking news on the St Louis tornado siren error and is then joined by Duane Patterson with HotAir.com and the host of the Duane's World Podcast. He discusses the Big Beautiful Bill passing in the House and previews how it will fare in the Senate. He also discusses President Trump's meeting with the South African President in the Oval Office. Mark is then joined by TJ Moe, a former Mizzou and NFL football player and a current contributor to Fearless with Jason Whitlock on Blaze TV. They discuss the ridiculous comments made by Ryan Clark towards Robert Griffin III in the midst of thoughts on the Caitlin Clark/Angel Reese rivalry. TJ also discusses how Bill Belichick's relationship is damaging his legacy and more. They wrap up the show with the Audio Cut of the Day.

Bill Belichick & JorDon Hudson engaged, RIP George Wendt, Diddy Trial Update: Punisher edition, WNBA: affairs & feuds, and Blake Lively's toxic company. PLUS WATP Karl with Meghan Markle's newest failure, Dave & Chuck cringy promos, and a Woke Dad grift in 4 chapters. RIP George Wendt. Drew learns that he is the uncle of a more famous actor. 50 Cent is trolling Diddy and his supporters at court. It's been rumored Diddy is paying supporters. My 600 LB Life's Dr. Now is on Cameo. The Diddy trial rolls on and was electric today. The Punisher has entered the story. A bunch of male escorts were named and some were white. JLo remains complicit. Politics: The mystery of Joe Biden's cancer diagnosis deepens. He buried Kamala Harris when he wore that MAGA hat. Melania Trump vs deep fake porn. Donald Trump is popping off against celebrities that stumped for Kamala. Karl from WATP drops by to comment on Sleepy Joe, enter the Markleverse with Confessions of a Female Founder with Me-Me-Meghan clips, rip Dave and Chuck corny promos, give us an update on Woke Dad and more. Bill Belichick and JorDon Hudson are reportedly engaged. Dan Wetzel guest-hosted ML Soul of Detroit. WNBA: Sophie Cunningham and Josh Bartelstein accused of an affair. Angel Reese or Caitlin Clark… pick a side. Dave Portnoy is #TeamClark. RGIII can't comment on Angel Reese because he has a white wife according to ESPN's Ryan Clark. Zül-Qarnaįn Nantambu is this generation's Forrest Gump. Antonio Brown might go down for this shooting. Blake Lively tried to be Gwyneth Paltrow but FAILED. Eric Lively is a gem. Hannah Kobayashi breaks her silence about the search for her when she went “missing”. Jessica Simpson popped up on American Idol and looks good but sounds meh. Naperville is dealing with a 7th grader dominating women's track. Men are better women than women. If you'd like to help support the show… consider subscribing to our YouTube Channel, Facebook, Instagram and Twitter (The Drew Lane Show, Marc Fellhauer, Trudi Daniels, Jim Bentley and BranDon).

The story of Samuel in 1 Samuel 3 serves as a backdrop, illustrating how the word of the Lord can become rare when we're not attuned to His voice. Are we listening for God, or have we allowed His voice to become rare in our lives? The sermon emphasizes that God is constantly speaking, but we need to tune our spiritual ears to hear Him. Like adjusting a radio dial, we must intentionally tune out the noise of the world and our past to hear God clearly. This message encourages us to say, 'Speak, Lord, for your servant is listening,' and to expect God to communicate with us through His Word, through others, and through the promptings of the Holy Spirit. It's a call to actively engage in our faith, to keep pressing forward, and to trust God's truth over our circumstances. Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

Summary: In this conversation, Michael interviews Dr. Chris Castaldo, pastor at New Covenant Church in Naperville, Illinois, about his book Why Do Protestants Convert?. Both men share their personal journeys from Roman Catholicism to Protestant Christianity. They delve into the emotional and theological challenges of converting, especially within deeply rooted Catholic families. The conversation centers around the reasons people convert—psychological, theological, and sociological—and discusses the influential figure John Henry Newman, a 19th-century Anglican-turned-Catholic who emphasized sacramentalism and church tradition over personal interpretation.  Dr. Castaldo reflects on the problematic yet often romanticized notion that individual believers can interpret Scripture without broader historical or theological grounding. Michael and Chris examine how conversion decisions are often influenced by a longing for deeper liturgy, structure, or historical continuity—elements people feel are missing in certain evangelical contexts. They also critique the idea that the Catholic Church alone has interpretive authority over Scripture, arguing instead for the clarity and sufficiency of God's Word for all believers. With grace and candor, they discuss how to lovingly approach conversations with Catholic friends and family, encouraging a posture of understanding, truth, and patient dialogue. Takeaways: Conversion is emotionally complex. Balancing church authority and personal reading of Scripture is a core tension. The search for spiritual father figures often drives people toward structured traditions. The Christian life, especially amid change, must be anchored in grace. Cultural shifts drive spiritual searching. Rituals like the Lord's Supper require reverent understanding, not routine. LINKS MENTIONED: Why Do Protestants Convert? By Dr. Chris Castaldo and Brad Littlejohn The Davenant Institute Watch the highlights and full version of this interview on our Youtube channel. For more inContext interviews, click here.

Josiah and Micah Kennealy sit down with Mike Alvarez. Pastor Mike serves at Calvary Church in Naperville, IL! Here, he leads a powerful young adult ministry! Today's episode is presented by: 1. The Minnesota Young Adult WKND: https://www.youngadults.today/the-wknd 2. Join us June 5-6 for the West Coast leader conference IN PERSON in Irvine, California: https://www.youngadults.today/west-coast-conference More about us: -Free eBook "10 Steps to Starting a Successful Young Adult Ministry: https://www.youngadults.today/book/starting-a-successful-young-adult-ministry -Book Bundle: https://www.youngadults.today/book/3-book-bundle Subscribe to the youngadultstoday podcast: On Apple: https://podcasts.apple.com/us/podcast/youngadults-today/id1477787085 On Spotify: https://open.spotify.com/show/4swpMslS254rcZR41lpEPp?si=46a279679e794ca7 Join our FaceBook Group Community with 2500+ leaders: https://www.facebook.com/share/g/1KYXn2hsbK/ Follow youngadultstoday on Instagram: https://www.instagram.com/youngadults.today/ About our ministry: www.youngadults.today

Custom copper chimney shrouds, chimney caps, and aluminum chimney chase covers by Salvo Metal Works (866-713-3396) are handcrafted to elevate curb appeal and protect your home. Explore artisanal chimney shroud solutions made-to-order and built to last. Learn more at https://salvometalworks.com/product-category/custom-chimney-shrouds Salvo Metal Works City: Naperville Address: 566 W 15th Ave Website: https://salvometalworks.com/ Phone: +1 630 857 3631 Email: info@salvometalworks.com

This week, let's dive into 1 Peter 2:9-12, where we'll explore what it means to be a 'royal priesthood' and a 'holy nation.' This isn't about individual selection, but rather our collective calling as the Church. We're reminded that we're foreigners in this world, called to live distinctly different lives. Just as the Israelites were called out of Egypt, we're called out of darkness into God's marvelous light. This parallel invites us to consider: How are we declaring God's praises and living as citizens of heaven? We must begin to recognize the war against our souls and to actively abstain from sinful desires. It's a call to discomfort, to stand out in a world that often pushes us to conform. As we embrace this identity, we're challenged to live in such a way that even those who oppose us will see our good deeds and ultimately glorify God. Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

All four finalists of the Chicago Symphony Orchestra's annual young artists concerto competition, including winner Jeremy Liu, 13 of Naperville, playing the Grieg Piano Concerto. The post 2025 Crain-Maling Foundation CSO Young Artists Competition appeared first on WFMT.

With warm weather in the forecast and bigger crowds out at parks and events, it is important to be aware of your surroundings in case of an emergency. Park Police Chief Steve Schindlbeck and RJM Strategy President Ray McGury join the ParkTalk Podcast to remind residents in and outside of Naperville how to stay safe and situationally aware in public.

There's lot's of do's and don'ts in the Bible. How about this one: Don't quench the Holy Spirit's fire. Our key scripture, 1 Thessalonians 5:19-28, reminds us to test everything, hold onto what is good, and avoid evil. We're called to embrace prophecy without contempt, understanding that it's not just about foretelling the future, but also 'forth-telling' - declaring God's truth in the present. This message parallels the process of tending a fire with nurturing our spiritual lives, emphasizing that we are the 'logs' that keep the flame burning. As we journey in faith, we're encouraged to let go of past mistakes and hold onto the good, trusting in God's faithfulness to sanctify us completely - spirit, soul, and body. This teaching is deeply relevant to our daily walk, inspiring us to speak life and truth, even in small ways, to those around us, and to stand firm against life's challenges with the power of God's Word. Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

Hosted by Jane Wernette, Spotlight features three local nonprofits. On this episode, Jane learns more about the Naperville Woman's Club, Naperville Seniors, and Kits4Kids.

What a joy and pleasure and light and well-rounded person Jae was to interview. There's no shortage of adjectives for this well-spoken delight. She is a That's What She Said Sister, therapist, financial guru and simply a great person to have met. Listen as this Naperville native and University of Illinois grad talks about the lifetime's worth of trauma she has experienced in just a decade. Jae describes her suicide attempt, sexual assault, travel sports and the huge impact that had on her life, disordered eating, college softball, boxing, depression, "little T and big T trauma," financial therapy, clinical therapy and bridging the gap between wealth and wellness. I was and am in awe of the progress, outlook and perspective Jae has gained in her short 23 years.I'd like to thank this episode's sponsor, Bella Mia Boutique in Champaign. The CU location at 1101 West Windsor is hosting The Mother's Day Edit: A Color & Style Event on Wednesday, May 7 from 1 to 5 p.m. with a color analyst in store! Visit bella-miaboutique.com and follow Bella on Facebook at bellamiaboutiquecu and Insta at bella.miaboutique for real-time, inventory changes and specials. Treat yourself, ladies! Bella Mia. Thank you so much for listening! However your podcast host of choice allows, please positively: rate, review, comment and give all the stars! Don't forget to follow, subscribe, share and ring that notification bell so you know when the next episode drops! Also, search and follow hyperlocalscu on all social media. If I forgot anything or you need me, visit my website at HyperLocalsCU.com. Byee.

This is a tale of two governing bodies. In this episode, we go to grad school on the stark differences between Illinois' municipal and state pensions. Lissa Druss and Thom Serafin are in our chat room with Naperville's city manager, Doug Krieger and Mark Fowler, executive director of the Northwest Municipal Conference. Both leaders have been instrumental in stabilizing city pensions across the state, but reforms in Springfield may threaten that stability. We'll get into a conversation about why Illinois's pension system is far more attractive than those of neighboring states. Plus, you'll hear what's driving moves to fix what isn't broken.

This is a historic first for the podcast: The cast of the beloved (and rapidly-growing) Spectral Silhouette Radio Show performs a scene created exclusively for Car Con Carne. What is the Spectral Silhouette? Before the performance, I had a great chat with Henry Scherer, the mad genius behind the concept, to learn more. Watch for ticket info on their next live performance, happening at Center Stage Theater in Naperville on May 31! This episode was recorded at one of my absolute favorite places, Skeleton Key Brewery in Woodridge (8102 Lemont). Appearing in the car for this episode: Colleen Wild (Penny Aster) Paul Slayton (Monty Eldritch) Walter Piper (Sil) Brian Dixon (Blackguard) This was crazy fun to do, and I hope you enjoy listening/watching! Normal and paranormal beware … ## Car Con Carne sponsored by Easy Automation: easy-automation.net Transform your living space with cutting-edge home automation. Experience seamless control over audio/video, lighting, climate, security, and more. Embrace the future of smart living – your home, your rules. Get a quote by visiting easy-automation.net, or give Dan a call at 630.730.3728 ## Car Con Carne is also sponsored by Ninety Days in the 90s: A Rock N Roll Time Travel Story. It’s the ultimate novel about the ’90s and Chicago’s music scene, written by Andy Frye. Join record store owner Darby on her trip back to 1990s Chicago as she jumps on the Grey Line to time travel back to her carefree twenties, soaking up all the pop culture and rock n roll nostalgia you could ever imagine. To learn more, go to 90daysinthe90s.com or pick it up on Amazon.com or wherever you buy books. ## TAG PUBLICITY is Music & Event Publicity company that is freshly distinctive. TAG PUBLICITY is a full service entertainment PR, talent development, branding, digital Marketing, Social Media Management, project management, distribution, content creators, booking, public relations company currently headed by Evan J. Thomas - You can reach out to Evan anytime for any of your PR needs to EvanJThomasPR@gmail.com Follow TAG Publicity on Facebook, IG, TikTok ## On Thursday, May 15, join me for a live recording of Car Con Carne at Legit Dogs and Ice in South Elgin – 322 S. Randall Road. Music from Aaron Williams Band, Karen Shook and Derision Cult. Comedy from Chris Bongat. Craft brewer Carson Souza from Obscurity Brewing. Doors – 6:30 p.m.Showtime – 8:30 pm. See omnystudio.com/listener for privacy information.

The narrative of Daniel 2 teaches us about the importance of seeking God's wisdom in interpreting the visions and dreams He gives us. We see how Daniel's integrity, faith, and reliance on God's revelation saved not only his life but also the lives of others. The dream itself is a remarkable prophecy, accurately predicting the rise and fall of empires over 500 years. This reminds us that God's plans often unfold over long periods, far beyond our immediate circumstances. As we reflect on this, we're challenged to broaden our perspective and trust in God's overarching plan for history and our lives. The message also warns us against the danger of turning God's revelations into idols, as Nebuchadnezzar did. Instead, we're encouraged to remain humble and open to God's ongoing guidance, recognizing that His purposes are always greater than our limited understanding. Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

In the second hour, Marshall Harris and Leila Rahimi were joined by Herb Howard of The Bigs to preview the NFL Draft. Howard also shared his concern about Boise State running back Ashton Jeanty. Later, Harris and Rahimi held the High Noon segment, where they had another update regarding shenanigans at the Topgolf in Naperville.

Now boarding iFLY flight 0001 from Chicago to wherever the wind takes us!It's immersion therapy week for Ioanna and Aaron! To get over their fear of flying, they've partnered with iFLY to literally take flight at their iconic indoor skydiving experience! Joe Velez, the Senior Regional Director for iFLY, introduces us to the company and how indoor skydiving came to be! We discuss the experience of indoor flight and breakdown the fascinating science of their wind tunnel. Hear how it differs from outdoor skydiving and why it's perfect for even the most anxious flyers (cough cough Ioanna & Aaron).We end with rapid fire, finding out Jose's favorite stunt to perform and what's on his skydiving playlist.BOOK A FLIGHT: https://www.iflyworld.com/SOCIAL: https://www.instagram.com/iflyus/?hl=enChicago Locations: Rosemont, Lincoln Park, and Naperville

Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

Steve Grzanich has the business news of the day with the Wintrust Business Minute. Barnes and Noble bookstores are making a comeback, and the Chicago area is included in the company’s expansion plans. Barnes and Nobles will open dozens of stores nationwide, including one in Naperville slated for opening next Wednesday. The company says it […]

Online reviews can be the “Lifeblood” of any remodeling company's business and marketing strategy and in Episode 9, Victoria and Mark speak with Bryan Sebring a very successful remodeler who has mastered the art of collecting online reviews from his satisfied clients. Bryan is the Owner of Sebring Design Build in Naperville, IL and has quickly become […] The post Seven Steps to Earning Positive Online Reviews with Bryan Sebring – [Best of PowerTips Unscripted] appeared first on PowerTips Unscripted.

In honor of National Poetry Month, we are replaying a 2001 interview with Rebecca Presson Mosby, one of the editors of "Poetry Speaks" (from Source Books in Naperville, IL)- which includes a companion compact disk recording in which one can hear historic recordings of famous poets of the last century reciting their own poetry. (We play excerpts from it in the course of this interview.) Because of time constraints, we could only play an abridged version of the interview on today's Morning Show broadcast. This is the interview in its entirety.

Head to the Binny's at 790 Royal St. George Dr in Naperville to get your Parce this week! BRUCE BOLT - Texas-based designer of premium batting gloves: Look good. Hit dingers. https://brucebolt.us/?afmc=HAPP On this week's episode of the Compound Podcast with Ian Happ, the guys discuss the Cubs losing Justin Steele for the season and what that means for the team, Rory McIlroy's big win at Augusta and debate what is more impressive, MJ's rings or Lebron's longevity. Check out full video episodes on Marquee every Thursday and on YouTube on the Marquee Sports Network channel. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Bio Moiz Doriwala is a seasoned professional with a diverse background spanning real estate finance, investment, and entrepreneurship .... Growing up in Naperville, Illinois, his interest in real estate was sparked by his father's career as a general contractor and developer. He pursued higher education, earning a Bachelor of Arts degree in Economics from the University of Chicago and an MBA in Finance and Management and Strategy from Northwestern University's Kellogg Graduate School of Management. His early career began in the finance sector with a unique rotational program at Bank One (later JP Morgan Chase), where he gained experience in asset-backed securities trading, commercial loan workouts, leveraged leasing, and even worked in a strategic group under Jamie Dimon. He further honed his investment banking skills in the Financial Sponsor Group of J.P. Morgan Securities in New York, focusing on M&A transactions and various financing activities. In 2005, Mr. Doriwala transitioned to the real estate industry, joining S&R Land Development, LLC in Reston, VA, where he was involved in the development of residential and commercial land. Leveraging his financial acumen and real estate exposure, he later became Vice President of Perseus Realty Capital, LLC, specializing in joint venture equity, preferred equity, and mezzanine financings. In 2008, Mr. Doriwala formed his own umbrella company, Stirling Realty Advisors, LLC, a boutique real estate investment bank that provides financial advisory services, primarily focusing on raising debt and equity capital for real estate developers and operators nationwide. While initially focused on capital raising, Stirling has evolved into a vehicle for his various investment activities. Under the Stirling umbrella, Mr. Doriwala manages and invests in several businesses, including: Bookhill Park: An entity that manages a series of small funds and operates as a finance company, providing opportunistic lending across various industries and geographies Investments in mental health and behavioral health businesses Investments in one off LPs in apartment projects His role as President of Superior Living Foundation Inc., a 501c3 non-profit focused on owning businesses in the healthcare region, such as senior housing and behavioral health facilities1 .... Mr. Doriwala also has experience in the senior housing sector, having served as Treasurer for Meridian Senior Living .... Additionally, he was involved in the mobile home park business for a number of years through BHP, building and eventually exiting a portfolio of parks. Throughout his career, Mr. Doriwala has demonstrated an opportunistic and entrepreneurial approach, building strong relationships and a reputation for his ability to navigate complex transactions and provide creative financial solutions. He values strong partnerships, thorough due diligence, and trusting his instincts in his investment decisions. Show Notes [6:30] Introduction to Moiz Doriwala and his diverse business background. He manages or participates in managing at least three businesses. [7:00] Overview of Sterling Realty Advisors. Formed in 2008 as an umbrella company for advising real estate operators and developers on capital raising (joint venture equity, mezz, preferred equity, debt financing). Now primarily a vehicle for personal and business investment activities. [7:50] Discussion of Sterling as an investor. Investing in individual real estate projects and companies, often as a passive investor or advisor. [8:20] Introduction to Bookhill Park. An entity managed by Moiz, functioning as a finance company providing loans across various industries and geographies, focusing on the borrower and path to repayment. [9:10] Overview of investments in mental health and behavioral health businesses. [9:20] Moiz's role as President of Superior Living Foundation Inc. A 501c3 non-profit focused on owning businesses in the healthcare region (senior housing, behavioral health, substance abuse). [9:55] Moiz shares his origins and early life in Naperville, Illinois. Noteworthy growth of the suburb outside Chicago. [10:40] Influence of his father's career as a general contractor and developer on his early real estate exposure. [11:05] Initial aspirations to be a lawyer but a shift to finance and banking during college at the University of Chicago (Economics). [11:30] First job at Bank One and the unique two-and-a-half-year rotational program with simultaneous part-time MBA at Northwestern Kellogg. [12:15] Rotations at Bank One: Asset-backed securities trading desk, managed assets (commercial loan workout group, including the Safety Clean bankruptcy), leveraged leasing group, and "skunk works" group working directly for Jamie Dimon. [14:30] Rotation in the banks' merger and acquisition (M&A) group. [14:45] Unique aspect of the Bank One program: Obtaining an MBA (paid for by the bank) through evening classes while working full-time. [16:15] Jamie Dimon's arrival at Bank One as CEO during Moiz's time there. [16:30] Merger of Bank One with JP Morgan Chase and Moiz's move to New York to work in the investment bank's financial sponsors group. [16:45] Fond memories of working in JP Morgan's financial sponsor group. Considered a top group on the street with a strong balance sheet and access to private equity firms. [18:40] Decision to leave JP Morgan in 2005 due to his wife's desire to return to the DC area and the demanding hours of investment banking. [19:30] Intense work hours in investment banking: Regularly working 12+ hour days, seven days a week, sometimes sleeping at the office. [20:15] Wife's background in the real estate industry and understanding of the demanding work schedule. [20:20] Opportunity to join his wife's family's business in land development in the growing DC area, prompted by his father-in-law coming out of retirement to help a large home builder. [20:50] Reasons for leaving high finance for land development: Opportunity to learn real estate on someone else's dollar, educational and financial rewards, and the desire to move to DC. [21:30] Eye-opening experience transitioning from Wall Street to land development. Different work hours and the need for patience when dealing with the public sector. [23:15] Realization that residential land development was not the right fit. [23:30] The financial crisis impacting the land development industry. Fortunate timing of selling their last project before the major downturn. [24:25] Pivoting after the financial crisis to Perseus Realty Capital. A brokerage firm focused on financing real estate transactions (joint venture equity, mezzanine, preferred equity). [25:15] Reasons for choosing Perseus over larger national players: Desire for a smaller, newer firm with more control over destiny, having experienced both very large and very small companies. [26:25] Perseus's evolution to PRP real estate and shift from intermediary to asset management. [26:45] Learning curve at Perseus regarding traditional real estate financing. Understanding mortgage financing, mezzanine debt in real estate, and the role of institutional investors and private equity funds. [27:45] Focus on networking and finding new sources of capital for clients at Perseus. [28:50] Most challenging deal at Perseus: A high-rise residential building in Denver during the financial crisis where the senior loan fell through after construction began. [29:30] Securing mezzanine financing for the Denver project with another intermediary bringing in Corus Bank as the senior lender. [30:10] Challenges with Corus after Starwood took over, transitioning from dealing with a bank to an opportunity fund. [31:10] Comparison of the lending environment today (more cautious with lower loan-to-cost, higher rates, stronger covenants) compared to before COVID. [32:30] Overview of Bookhill Park's lending activities. Opportunistic lending beyond just real estate, including first and second mortgages, mezzanine, unsecured and secured loans, asset-based loans, inventory financing, payroll loans to government contractors, and factoring. [33:20] Origin of Bookhill Park's lending business: Helping a government contractor with payroll financing due to challenges with traditional bank lending for new contractors. [34:20] Higher return expectations in Bookhill Park's early lending days (17%+) compared to today (12-15%) due to increased private credit competition. [36:00] Impact of higher generic interest rates versus the decrease in Bookhill Park's targeted returns due to market competition. [36:50] Bookhill Park's patient capital base (personal capital, friends, family, investors) allows for selectivity in deals. [38:10] Evolution of Stirling Realty Advisors post-Perseus, focusing on national JV equity and mezzanine raising with a business partner. [38:50] Strategies for finding clients and investors: Networking at conferences (ULI), cold calling developers, and building relationships. [39:55] Business partner's departure and Moiz continuing as a sole entrepreneur with Stirling, leading to involvement in other businesses through new partnerships. [40:30] Evolution of the senior living business involvement. Initial capital raising for healthcare deals leading to a role at Meridian Senior Living. [41:20] Role as Treasurer at Meridian Senior Living. Initially part-time but became more significant, involving corporate infrastructure and learning the operations-focused nature of the healthcare business. [42:50] Financing structure of Meridian Senior Living: Real estate financed by traditional sources (opportunity funds, REITs) through leases, while operations were primarily financed by the three partners. [43:20] Involvement in raising capital for Meridian. [43:30] Managing banking relationships at Meridian. The partners had existing relationships, but Moiz also brought new ones. [44:20] Growth and evolution of Meridian: Hiring a full-time treasurer and assistant treasurer, and starting ancillary businesses (pharmacies, therapy business). [45:20] Parallel development of Bookhill Park and how relationships from the senior housing business led to healthcare lending deals. [46:00] Bookhill Park's unique lending advantage in the senior housing space: Ability to potentially take over management due to the operating company connection. [46:30] Bookhill Park's partnership with regional banks to do larger "A/B" structure loans, effectively syndicating the "A" piece. [48:30] Mobile home park business (BHP): Parallel investment with a different group of partners, attracted by limited supply and affordable housing characteristics. [50:15] Portfolio size of mobile home parks at its peak. [50:20] Opportunistic investment strategy leading to eventual exits from mobile home park projects. [50:45] Sale of a well-located mobile home park in Maryland after a short ownership period due to a strong offer. [51:30] Institutionalization of the mobile home park space over the last 15 years, leading to increased competition and higher acquisition costs, making current returns less attractive. [52:00] Challenges in the current mobile home park market: Increased broker presence and sellers having unrealistic price expectations. [52:50] Differences between mobile home park and traditional multifamily operations. [53:10] Section 8 in mobile home parks. [53:30] Potential future re-entry into the mobile home park market when institutional capital exits. [54:10] Formation of Superior Living Foundation Inc. (501c3) in 2017 by the principals at Meridian Senior Living to grow their presence in senior housing and healthcare through tax-exempt opportunities. [56:00] Avoiding conflicts of interest between the non-profit and for-profit entities. Independent board for the non-profit making decisions at market rates with multiple operator options. [57:15] Interesting financing assignments: Maritime claim settlement through Bookhill Park, involving learning about maritime law and insurance claims. [59:30] Recent closing of a 14-property skilled nursing portfolio acquisition by Superior Living Foundation. A tax-exempt bond deal with institutional buyers, aimed at growing the foundation's ability to provide healthcare services. [1:01:30] Reflection on John's early prediction of Moiz's success and their collaborative transactions over the years. [1:01:45] Moiz's experience in the ULI mentorship program with John as his mentor. [1:02:30] Value of their ongoing relationship and how it has led to successful introductions and investment opportunities, including a senior housing deal in Florida and multiple investments in a former mentee's multifamily projects. [1:04:40] Advice for young listeners on investment criteria and sponsor selection. Prioritizing the sponsor, location, and the sponsor's financial resources and "skin in the game." [1:07:00] Views on signing recourse loans. Moiz's partner's perspective on the development game. [1:08:00] Not personally willing to act as a co-GP solely for providing a guarantee. [1:08:30] Ability to bring both equity and a guarantor to a deal. [1:08:45] The unique aspect of Moiz's ability to raise capital and bring a group of investors to deals. [1:09:50] Investment philosophy and what sets Moiz apart: Creativity without a fixed "box," focusing on the story and exit, and a commitment to doing what they say they will. [1:12:00] Clarification on partnership structure: While Stirling is his sole business, almost all other ventures involve partnerships. [1:12:30] Importance of having partners to bounce ideas off of. [1:13:00] Time management strategies: Making lists, prioritizing, managing multiple transactions, relying on mental organization, and detailed calendar use. [1:14:20] Financial management: Working with an accountant and using QuickBooks for many entities. [1:15:15] Lean administrative structure. [1:16:00] Personal management of investor payouts for Bookhill Park. [1:16:30] Utilizing technology for tracking investments (example of Colin's investor portal) and the recommendation to invest in such technology. [1:17:00] Limited personal exploration of AI but an interest in future use. [1:17:30] Use of a wealth management firm with strong technology to track personal and investment financials. [1:17:45] Effectively having a "family office" through their wealth management firm's tracking capabilities. [1:18:30] Ensuring his wife knows the location of important financial information. [1:19:00] Challenging trends and unique opportunities in investments and capital markets today: Uncertainty due to government changes, tariffs, and financial market fluctuations. Lending still tough, potential impact of rising unemployment on real estate. Possible positive impact on office sector. [1:20:30] Trends in the senior housing business: Demographic upside ("silver tsunami") but challenges with increasing labor, food, and supply costs not yet matched by rent increases. Impact of stock market and interest rates on affordability. Financing and construction costs remain high. [1:22:00] Dynamics in the skilled nursing space: Reliance on Medicaid with capped payments and potential cuts creating nervousness. [1:23:15] Growth potential in healthcare in general and the role of AI. [1:23:45] Growth potential in the energy business, including passive energy. [1:24:00] Concerns and questions surrounding the office sector: Return to office trends, occupancy rates, and the efficiency of operating buildings with hybrid work models. Impact on retail demand. [1:24:45] Approach to future investments: Remaining opportunistic and open-minded across various sectors, continuing high-quality lending and partnerships, and focusing on good real estate in prime locations. [1:26:00] The unique value of Moiz's diverse experience across institutional finance, small entrepreneurial groups, agency, and principal roles. [1:26:15] Accepting that not all ventures will succeed and the importance of learning from both successes and failures. [1:26:45] Most surprising lessons learned: No guarantees in business or life, and the critical importance of personally verifying key information rather than solely relying on team members or partners. [1:28:30] Advice to his 25-year-old self: Be curious, be patient, be a hustler, slow down (balance opportunism with thorough execution), and be passionate. [1:29:55] Priorities of family, work, and giving back: Family is paramount with a focus on spending time with his children. Strong emphasis on giving back in the education space, both domestically and internationally. [1:30:30] Supporting various educational organizations. [1:31:30] Final question: What would a billboard on the Capitol Beltway say? "Trust your gut." [1:32:00] Reflection on times when trusting his gut paid off and, more significantly, times when ignoring his gut led to negative outcomes. [1:32:20] Accepting missed opportunities without regret. [1:33:20] Thank you and closing remarks. Similar Episodes Brad Olsen Shekar Narasimhan Ken Bacon Willy Walker

This Palm Sunday message invites us to reflect on the sacredness of our faith and worship. It explores Jesus' triumphal entry into Jerusalem, highlighting the contrast between the king people expected and the humble, peaceful Messiah who arrived. How we approach God's house and our faith is important - have we made the sacred common? The sermon emphasizes the importance of setting apart time and space for God, maintaining a sense of reverence and holiness in our spiritual lives. It's a call to renew our commitment to treating our relationship with God and His people as something truly special and set apart from the mundane aspects of life. This message encourages us to seek a balance between God's transcendence and imminence, recognizing His awesome holiness while embracing His intimate love for us. Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

If you buy a disability insurance policy, if there's one piece of advice to take away from this episode it's this: make sure it's current. That means much more than making sure the premiums are paid up, and my guest today is going to fill in the blanks for us.Drew Powers is the Founder of Powers Financial Group, LLC, a Registered Investment Advisor. He specializes in advanced insurance and investment strategies for doctors. Drew is 100% independent, he doesn't work with any investment or insurance company, which means he's able to give unbiased advice that is most beneficial for his clients. Drew started his career in 2001 as a Market Maker on the Chicago Board Options Exchange, where he managed trading portfolios comprising of hundreds of equity- and equity-index option listings. In 2008, he transitioned to the role of Financial Advisor and Investment Advisor Representative, where he helped clients develop individual financial strategies. At Powers Financial Group, Drew leverages his stock and options trading expertise with his financial advising experience to help clients increase and protect their wealth. Drew lives in Naperville with his wife and their two children. He is an avid downhill skier, active in youth sports, a proud "Rooster" within the Naperville Jaycees, and is passionate about CrossFit and the Paleo/Primal Lifestyle.In this episode Carl White and Drew Powers discuss:What keeping your disability insurance policy current really meansThe triggers that drive the need to update your disability insuranceWhether or not everyone needs disability insuranceWant to be a guest on PracticeCare?Have an experience with a business issue you think others will benefit from? Come on PracticeCare and tell the world! Here's the link where you can get the process started.Connect with Drew Powershttps://powersfg.com/https://www.linkedin.com/in/powersdrew/https://www.facebook.com/PowersFGhttps://twitter.com/Powers_FGhttps://www.instagram.com/powers_fg/Connect with Carl WhiteWebsite: http://www.marketvisorygroup.comEmail:  whitec@marketvisorygroup.comFacebook:  https://www.facebook.com/marketvisorygroupYouTube: https://www.youtube.com/channel/UCD9BLCu_i2ezBj1ktUHVmigLinkedIn: http://www.linkedin.com/in/healthcaremktg

Send us a texthttps://linktr.ee/thePITpete?utm_source=linktree_profile_share<sid=9bbcd96e-39de-4243-b9d0-fc245b6232f2https://www.instagram.com/p.i.t.coaching?igsh=MXV0dml4d3Z1OGhmaQ==https://www.instagram.com/p.i.t.ssp?igsh=MWw4MzQ1a29mOGpqcg==Pete Arroyo has worked as a private strength and development coach in Naperville, Illinois, for the past 13 years. He is the owner of Performance Inspired Training, Inc. Coach Arroyo services a host of clientele ranging from housewives to collegiate and professional athletes who value a strength element in their lives. In his competitive powerlifting days, He boasted a top total of 2210 pounds. That placed him third in the 2011 APF senior national powerlifting event.https://youtube.com/@platesandpancakes4593https://instagram.com/voodoo4power?igshid=YmMyMTA2M2Y=https://voodoo4ranch.com/To possibly be a guest or support the show email Voodoo4ranch@gmail.comhttps://www.paypal.com/paypalme/voodoo4ranch

Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

This week, we're talking about one of our favorite historical romances, Jeannie Lin's Butterfly Swords. This is one we've mentioned on previous episodes, and discussed at length during Jeannie's Trailblazer episode, as it is the first own voices Asian-set historical romance. Aside from setting the standard for adventure romance, it's also a near-perfect road trip romance with one of the hottest slow burns you'll ever read. We talk about all of it, including the absolutely devastating first kiss—one that should go down in romance history. TL;DR: We love this book hard.Thanks to Charlotte Howard, author of Secret Verses, and Mila Finelli, author of Mafia Mistress, for sponsoring the episode. Stay tuned after the episode to hear the first chapter of Mafia Mistress in audio!Show NotesThis week, we're reading the debut novel Butterfly Swords by romance trailblazer Jeannie Lin. This is the first book in her Tang Dynasty series.It's not too late to see Sarah with Christina and Lauren in Connecticut on May 18th, 2022, or Jen with Christina, Lauren, and Sonali Dev in Naperville on May 19th, 2022.We're looking for an artist to draw us a magnificent firebird. Maybe it's you?So, it's classic Jen to get titles wrong. Farewell, my Concubine is a movie, and the third book in the Tang Dynasty series is called My Fair Concubine. But, that's not Li Tao's book, either–it's The Dragon and the Pearl.We talked about Road Trip romance back in season 1.Time for an interlude from The Princess Bride.Our next read along is The Dragon and the Jewel by Virginia Henley, first published in 1991.This book is part of the Fated Mates Book Club and its quest at Pagebound. SponsorsThis week's episode of Fated Mates is sponsored by: Charlotte Howard, author of Secret Verses, available in Kindle Unlimited .andMila Finelli, author of the Kings of Italy DuetRead Mafia Mistress in Kindle Unlimited or listen wherever audiobooks are soldThe RestFor even more info about this episode, and to explore everything Fated Mates has to offer, visit: https://fatedmates.net/episodes/2022/5/15/s0435-butterfly-swords-by-jeannie-lin If you wish you had six more days in a week of people talking about romance, may we...

The central scripture of this message is, 1 Corinthians 9:19-27, which presents us with Paul's radical commitment to 'become all things to all people' for the sake of the gospel. This isn't about compromising our beliefs, but about stepping out of our comfort zones to truly connect with others. We're called to look beyond societal norms and our own prejudices to see people as Jesus sees them. This message pushes us to consider: Are we willing to become 'weak' to reach the weak? Are we ready to set aside our pride and preconceptions to share God's love with those who are different from us? We're being called to run our spiritual race with purpose and discipline, not aimlessly. We must view our faith journey as an athlete views their training - with dedication, self-control, and a clear goal in mind. This perspective shift can transform how we approach our daily walk with God, pushing us to grow and reach out to others with renewed passion and purpose. Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

Does anyone read this? If you do text us and tell us because we wonder if anyone does.  The text number is 737-301-9600  

In this week's message, we explore the transformative nature of healing and the obstacles that often stand in its way. The central story of Naaman's healing in 2 Kings chapter 5 serves as a reminder that God's methods may not align with our expectations. We're challenged to examine our own pride and preconceived notions about how God should work in our lives. We're reminded that healing is not earned, but rather a gift from God that requires us to surrender our pride and religious notions. This message encourages us to create an atmosphere of faith, letting go of offense and allowing God to move in unexpected ways. As we reflect on this, we're invited to consider: How might our own pride or expectations be hindering God's work in our lives? Are we willing to humble ourselves and follow God's instructions, even when they seem unconventional or illogical? Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

Creativity through the lens of a holistic thinker and author"Creativity is the openness to new ideas"Anne Riley, born in Richland, Washington, is the eleventh of twelve children and grew up in Naperville, Illinois. She graduated from Illinois State University in 1981 with a degree in Accounting, earning the prestigious Bone Scholar award. She earned an MBA from Portland State University. For many years, she balanced family life with a career in various industries, including technology, teaching, and finance, before retiring in 2011. Influenced by Michael Rothschild's Bionomics, Riley developed a theory known as the Ideasphere, exploring the parallels between human and ecological systems. Her theory is articulated in her novel DINA: Nature's Case for Democracy and the non-fiction book The Human Idea, Earth's Newest Ecosystem. Riley's writing, characterized by humor and depth, aims to engage and improve the lives of her readers.Social Media:LinkedIn: https://www.linkedin.com/in/anne-riley-mba-656b0125a/Bluesky: https://bsky.app/profile/anne-riley.bsky.socialYouTube: https://www.youtube.com/@TheHumanIdeasphereWebsite: https://www.thehumanidea.com/Send us a text

Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

Head to the Binny's at 790 Royal St. George Dr in Naperville to get your Parce this week! BRUCE BOLT - Texas-based designer of premium batting gloves: Look good. Hit dingers. https://brucebolt.us/?afmc=HAPP On this week's episode of the Compound Podcast with Ian Happ, the guys discuss the Cubs gearing up for opening day in Tokyo as the face Ohtani and the Dodgers. Plus, the differences between AAA and the Big Leagues and is Ketchup overrated? Check out full video episodes on Marquee every Thursday at 6 p.m. CT and on YouTube on the Marquee Sports Network channel. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Dr. Robbs grew up in Naperville and graduated from Neuqua Valley High School. He studied Integrative Biology/Chemistry at the University of Illinois Urbana-Champaign before receiving his Doctorate of Optometry at the Illinois College of Optometry (ICO). During his time at ICO, he graduated with academic honors, research honors, and was selected for their Accelerated Clinical Program. In addition, he received multiple awards and recognitions for his leadership as a Resident Assistant at ICO. Recently, he was awarded the 2024 Young Alumnus Optometrist of the Year for (ICO). Dr. Robbs is a published author in many medical journals for his work in the field of retinal health. This includes how nutrition and exercise positively effects patients with neurological conditions, as seen through ocular health scans. The American Academy of Optometry (AAO) named one of his research publications most influential in the 2020 National Meeting. Dr. Robbs received specialized training in advanced ocular disease and glaucoma, multifocal and monovision contact lenses, pediatric eye exams, and family eye care. He currently serves on the Executive Council of the Illinois Optometric Association (IOA) and the Alumni Council of the (ICO).

Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

Jim is joined by friend of the pod David "Wando" Wandolowski to break down the hall of fame candidacy of former NBA center Dwight Howard. First, Jim and Wando cover the ridiculous athleticism of Howard in his early days with the Orlando Magic, as well as why Howard attended prom in their hometown of Naperville, IL (10:52). Next, they discuss the 2009 NBA playoffs, how Howard's career compares to Alonzo Mourning, and the lack of center talent during Howard's era (24:56). Finally, Jim and David debate where Howard ranks among the best centers of the last 35 years (59:25), before making a final call on whether Howard belongs in the Basketball HOF (70:53).

Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

Should Nancy in Washington take out a 401(k) loan and invest it in her brokerage account to catch up on saving for her retirement? When Joe and Big Al talk about having a balanced portfolio of various asset classes like stocks and bonds, Brian in Naperville, Illinois wonders whether that asset allocation strategy takes into account the stabilizing effect of monthly Social Security payments? That's today on Your Money, Your Wealth® podcast 517 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, Joy and her brother are each inheriting $400,000. How should they each invest it for their very different financial situations? Mike in Colorado has a good guaranteed income stream, so what should he do with the money he's drawing from his taxable IRA every year - convert to Roth, put it in a brokerage account, go on a cruise? And finally, Skipper asks the fellas to spitball on whether he should do Roth conversions or take advantage of zero percent capital gains tax rates. Access free financial resources and the episode transcript: https://bit.ly/ymyw-517  DOWNLOAD the free Retirement Income Strategies Guide REGISTER for the free Risk Management and Retirement Planning webinar, Wednesday, February 26, 12pm Pacific / 3pm Eastern WATCH Retirement Rebound: 5 Plays to Help You Score a Comeback on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis CALCULATE your free Financial Blueprint SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter

Even though we know it's impossible to figure out God, we still try to do it way too often anyway. It's much simpler and easier to just obey! This week, our guest minister Eric Thomason expounds on why we can't figure out God no matter how hard we try. It's time to just listen, trust and obey what He's telling us.  Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

Are we truly connected to God, or have we unknowingly drifted away? This offering message challenges us to examine our relationship with God through an unexpected lens: our finances. Drawing from Malachi 3, we're confronted with the startling idea that withholding our tithes and offerings is akin to 'robbing God.' But are we literally robbing God or are we robbing Him from an opportunity to pour out blessings? This isn't about guilt, but about recognizing that our generosity is deeply intertwined with our spiritual closeness to God. The message invites us to see tithing not as a burden, but as an opportunity to experience God's abundant blessings. It's a call to trust in God's promise to 'open the floodgates of heaven' when we faithfully bring our whole tithe. As we reflect on this, we're encouraged to view our giving as a spiritual act that affects not just us individually, but the entire body of believers. It's a powerful reminder that our financial choices have profound spiritual implications. Join us for service live every Sunday at 10am at 1852 95th St, Naperville, IL 60564 (The education-wing entrance of Wheatland Salem Church)Connect with us at our website www.revivechicago.church

On this episode of The Wisconsin Sportsman Podcast, Pierce is flying solo covering everything you need to know about fly fishing for Driftless trout this winter! Expect to learn what gear you need to stay safe and warm while hitting the creeks in frigid temps, what bugs the fish are eating this time of year and the flies you need to imitate them, where to find trout throughout a creek this time of year, and what you need to do get them to eat. All that and more in this week's episode!  If you're in the Chicagoland area, be sure to pop in to DuPage Fly Fishing Company in Naperville on Wednesday, January 15th for a Driftless fly tying class you won't want to miss! Call (630) 857-3468 to reserve your spot   If you'd like to try trout fishing in the Driftless region this season, visit www.goodchanceflyfishing.com for info and rates to book your day on the water! Big thanks to our fantastic partners: onX Hunt: www.onxmaps.com XOP Gear: www.xopoutdoors.com Huntworth: www.huntworthgear.com Learn more about your ad choices. Visit megaphone.fm/adchoices

YMYW friends, welcome to 2025. Today on Your Money, Your Wealth® podcast number 511, we're revisiting your favorite topics of 2024 as Joe Anderson, CFP® and Big Al Clopine, CPA spitball on strategies for building up tax-free retirement income in Roth accounts, determining your appropriate mix of taxable, tax-deferred, and tax-free savings (also known as tax diversification), and whether YMYW viewers and listeners can retire as soon as possible. Access free financial resources and the episode transcript: https://bit.ly/ymyw-511 DOWNLOAD the 2024 Key Financial Data Guide for free CALCULATE your Free Financial Blueprint SCHEDULE your Free Financial Assessment ASK Joe & Big Al for your Retirement Spitball Analysis SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter LISTEN to the Best of the YMYW Podcast 2021,  2022,  2023 LISTEN to the Top Funniest Moments from the YMYW Podcast Vol. 1, Vol. 2 Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:59 - Can We Afford to Spend $120k/Year Inflation Adjusted in Retirement? (Joe & Angelina Jolie, Strawberry Plains, TN) From ep. 503: YMYW Most Plays in 2024 on Apple Podcasts, YMYW Most Streamed in 2024 on Spotify 08:14 - Can I Contribute to My Wife's Roth IRA? Can I Max Out Multiple Roth Accounts? Should We Do Roth Conversions? (Theodore & Louise, Seattle, WA) From ep. 504: YMYW Most Consumed in 2024 on Apple Podcasts, YMYW Most New Subscribers in 2024 on YouTube 15:21 - Download the 2024 Key Financial Data Guide for free. Subscribe to the YMYW podcast, the YouTube channel, and the YMYW newsletter, and get the 2025 guide as soon as it's released! 16:46 - We Want to Retire As Soon as Humanly Possible. Brokerage vs. Solo 401(k) for Surplus Funds? (Ricochet J, CO) From ep. 505: YMYW Most Engaged Listeners in 2024 on Apple Podcasts, YMYW Most Listeners in 2024 on Spotify 31:05 - How Much Money Do We Need to Retire ASAP? (Barney and Betty, NE New Jersey) From ep. 493: YMYW Most Engaged Listeners in 2024 on Amazon Music 44:20 - Calculate your Financial Blueprint, Schedule a Financial Assessment 45:39 - Ed Slott: How Much Money Can You Save in Taxes With Good Tax Planning? What About People Who Don't Have the Money to Pay the Tax on a Roth Conversion? From ep. 489: YMYW Most Views & Watch Time in 2024 on YouTube 51:51 - Tax Diversification General Guidelines? (Brian, Naperville, IL) From ep. 468: YMYW Most Downloaded Across All Podcast Platforms in 2024 57:33 - Andi's Favorite Derail of 2024: Clark & Ellen Griswold, Tuktoyaktuk reading Derail from ep. 498 1:01:07 - Outro: 2024 YMYW Podcast Stats