Podcasts about Wealth effect

Nearly half of U.S. parents are still footing the bill for Gen Z and Millennials—shelling out an average of $1,500 a month. We'll unpack the latest data, explore why working-age Gen Z are getting the most help, and ask: How is it affecting annual spending and their financial plan?Piggybacking off of supporting your adult children, we're also diving into the disconnect between record-breaking wealth and the everyday financial stress so many Americans still feel. From booming 401(k)s and soaring home equity to empty checking accounts and rising costs, we'll explore why the numbers on paper don't match the mood in the streets.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — April 26, 2025  |  Season 39, Episode 17Timestamps and Chapters5:07: Are Parents Becoming Their Adult Kids' ATM?29:19: America is Wealthier Than Ever—But Why Doesn't It Feel Like It? Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Episode 320 talks about how to become a financially free mom, featuring Stefanie Gonzales of Women's Wealth Effect. Listen now!Stefanie Gonzales is a proud Latina from Texas who's passionate about helping women design life on their own terms. After paying off $420K in debt and becoming a millionaire in 2021, she left a 15-year tech career to start a new chapter in Portugal with her husband and two sons. Now in her fourth year as a speaker and consultant, Stefanie shares her journey to financial independence, life abroad, and giving yourself permission to choose a different path. When she's not supporting clients, she's all in on mom life with her two boys.For full episode show notes, visit here. Listen to Stefanie's first appearance on the show here.Watch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more!Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Become a member at https://plus.acast.com/s/YoQuieroDinero. Hosted on Acast. See acast.com/privacy for more information.

The top 10% have been doing a lot of heavy lifting lately. While most people pulled back on spending, they kept splurging—on luxe travel, home upgrades, and $500 sneakers. That's been good news for certain companies. And, by extension, for investors.But now? That support's starting to look shaky.In this episode, Stéphane Renevier joins the studio us to explain why a slowdown at the top could be a big deal for markets—and what to do about it. He's built a portfolio for exactly this kind of shift: one that goes long the practical stuff and short the fragile, confidence-driven spending. If the wealth effect really is reversing, this might be the trade you want to make.Try Finimize Pro

People feel richer — and spend accordingly — when their assets rise in value. That’s called the wealth effect. But when folks get their retirement account statements for Q1 of 2025, they may feel the opposite, since most of those accounts lost value. Will Americans pull back on their spending as a result? Plus, subcompact cars steer into the sunset, farmers are pessimistic about tariffs, and very small businesses can be a bellwether of economic trends.

People feel richer — and spend accordingly — when their assets rise in value. That’s called the wealth effect. But when folks get their retirement account statements for Q1 of 2025, they may feel the opposite, since most of those accounts lost value. Will Americans pull back on their spending as a result? Plus, subcompact cars steer into the sunset, farmers are pessimistic about tariffs, and very small businesses can be a bellwether of economic trends.

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As asset prices drop and consumer confidence takes a hit, how will the Negative Wealth Effect impact real estate, stocks, and everyday spending? We break down what's happening, what's coming next, and how you can protect your wealth in uncertain times. Don't miss this!

From Stress to Success: Building Mental Wealth in Leadership

Welcome to another exciting episode of the Capitalist Investor! In this week's conversation, your favorite co-hosts, Diamond Hands D and Luke Lloyd, dive into a mix of personal updates and prominent economic trends. Below, we've summarized the five hot topics from this episode, where discussions spanned from holiday festivities to the stock market highs, providing keen insights for investors everywhere.1. Holiday Reflections: Thanksgiving and New Year's PlansThe episode kicks off on a lighter note, with Diamond Hands D and Luke Lloyd sharing their Thanksgiving experiences. Luke mentions gaining some holiday weight and gearing up for his honeymoon, setting a warm, relatable tone. They also discuss the upcoming New Year's Eve plans, particularly Luke Lloyd's unique celebration at the Walleye Drop in Port Clinton, Ohio, where a 100-foot glass walleye is dropped to mark the new year. This reflection underscores the balance of personal and professional lives, reminding listeners that even investors take time to celebrate.2. Black Friday and Cyber Monday Sales AnalysisA significant portion of the discussion centers around the record-breaking sales observed during Black Friday and Cyber Monday. Luke Lloyd highlights that Black Friday sales hit around $10 billion, marking a 10% increase from the previous year. Similarly, Cyber Monday saw a 7% increase, reaching around $13 billion. Despite these impressive numbers, overall holiday sales are only projected to be 3% higher than last year, mainly due to inflation. This indicates that while spending trends appear robust, the broader economic context is more nuanced.3. Wealth Effect and Market SentimentAnother noteworthy point of discussion is the "wealth effect" and how market sentiment influences consumer behavior. Diamond Hands D and Luke Lloyd observe that positive market trends, such as a booming stock market and rising cryptocurrency values, can boost consumer confidence, leading to increased spending. This phenomenon underscores how psychological factors play a significant role in economic activities, suggesting that investors keep an eye on broader sentiment to gauge market movements.4. The Controversy of Politicians' Stock PortfoliosThe episode also delves into a controversial topic: the impressive stock market returns achieved by politicians, notably Nancy Pelosi. The co-hosts question whether these returns could be attributed to potential insider trading, given that some politicians are outperforming investment icons like Warren Buffett. They mention examples like Nancy Pelosi's substantial gains from call options on Nvidia and discuss how such activities raise ethical and legal questions. The conversation hints at a need for greater scrutiny and possibly regulation in how politicians trade stocks.5. Market Predictions for the Coming MonthsThe episode wraps up with predictions for the market trajectory in early 2025. Luke Lloyd predicts a so-called "Santa Claus rally," where markets may see upward momentum into the holiday season, but advises caution for January. He anticipates that January might witness a decline due to profit-taking and the diminishing post-holiday optimism. This forward-looking analysis helps investors prepare for potential market adjustments early in the year.ConclusionFrom personal anecdotes to in-depth market analysis, this episode of the Capitalist Investor offers a well-rounded discussion on timely topics relevant to both novice and seasoned investors. As always, the hosts encourage listeners to stay informed and engaged, underscoring the podcast's educational mission. Be sure to tune in to the next episode for more insights and updates on the economic landscape.

Gm! This week, we discuss how to trade the current market regime as the alt roulette wheel spins. While Bitcoin consolidates just below $100k, we deep dive into the return of dino coins, trading in the trenches, how to play crypto's trickle down wealth effect, the impact of Microstrategy & much more. Enjoy! -- Follow Avi: https://twitter.com/AviFelman Follow Jonah: https://twitter.com/jvb_xyz Follow 1000x: https://twitter.com/1000xPod Join the 1000x Telegram: https://t.me/+fz-2f0cwC6o0MWNh -- Definitive is a multichain trading platform used by top funds, DAOs and pro traders. Get the best trade execution for every token on every chain, with your order routed to every liquidity pool. Maximize your gains with automated TWAPs and Limit orders. For our 1000x listeners - get no fees on your first $100K in trading volume: blockworks.definitive.fi -- Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://blockworks.co/newsletter/ -- Timestamps: (0:00) Introduction (5:03) Dealing With P&L Bias (7:50) Are We Ranging? (13:54) Definitive Ad (14:47) Retail Is Back (24:52) Trading The Trenches (27:41) Crypto's Wealth Effect (32:44) Strategic Bitcoin Reserve (47:50) SOL/ETH (49:19) NFTs (50:57) Microstrategy -- Disclaimer: Nothing said on 1000x is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Avi, Jonah and our guests may hold positions in the companies, funds, or projects discussed

Betrayal by your own assistant—just for being wealthy?

Betrayal by your own assistant—just for being wealthy?

Listener Rebecca asks: Can you explain the wealth effect? We've had house prices rising, but people are spending less - so does that mean the wealth effect doesn't always work?Join Sean Aylmer & Michael Thompson as they answer listener questions.If you have your own question for Ask Fear & Greed, get in touch via our website, LinkedIn, Instagram or Facebook!Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

Send us a Text Message.The Wealth Effect is a belief that the wealthier a person a paper is on paper the more money they spend. Economists debate this but most agree that we will spend more money in our pocket when we have made money on paper. This is not necessarily a bad thing in itself just something to be aware of.Contact The Savings CaptainX                        @SavingsCaptainInstagram     @thesavingscaptainEmail                thesavingscaptain@gmail.comNewsletter     https://toms-newsletter-5f3b9c.beehiiv.com/subscribeTalking Trading - Expert trading tactics so you can excel in the sharemarket.This is how traders and investors excel.Listen on: Apple Podcasts Spotify

This week Joseph Wang joins the show post FOMC to break down how markets are reacting to positive inflation data & Powell's press conference comments. As the U.S continues to run large fiscal deficits, Joseph outlines his thesis for why he expects stocks to continue crushing bonds in 2024 & why markets will actually crash up instead of down. Enjoy! -- Follow Joseph: https://x.com/FedGuy12 Follow Felix: https://x.com/fejau_inc Follow On The Margin: https://twitter.com/OnTheMarginPod Follow Blockworks: https://twitter.com/blockworks_ Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://blockworks.co/newsletter/ -- MANTRA Chain is a Cosmos SDK-based L1 blockchain addressing regulatory compliance gaps in the Cosmos ecosystem. Positioned as the "blockchain for tokenized RWAs and regulated digital assets," MANTRA offers high-performance, scalable blockchain architecture, supporting both permissionless and regulated, compliant applications. Learn more: https://www.mantrachain.io/ -- Join us at Permissionless III Oct 9-11. Use code: MARGIN10 for a 10% discount: https://blockworks.co/event/permissionless-iii -- Timestamps: (00:00) Introduction (01:14) FOMC Meeting Takeaways (10:30) The U.S Labour Market (12:56) Mantra Ad (14:05) Stocks Will Continue To Crush Bonds In 2024 (16:43) Rate Cuts Are Coming... And It's Bullish (19:51) Gold, Commodities & Bitcoin (23:45) Crypto's Wealth Effect (27:55) Is There A Bear Case For Equities? (30:14) Permissionless Ad (30:52) Monetary Plumbing & The QT Taper (34:32) Presidential Elections & Their Impact On Markets -- Disclaimer: Nothing discussed on On The Margin should be considered as investment advice. Please always do your own research & speak to a financial advisor before thinking about, thinking about putting your money into these crazy markets.

Join us as we break down the latest shocking updates on home prices and economic indicators. This episode covers new data from Case-Shiller and consumer confidence reports, alongside expert insights on housing market trends. Stay tuned to understand what these changes mean for homeowners, investors, and the broader economy. (0:00) Introduction (0:25) Case-Shiller Home Price Index Report (1:00) FHFA Home Price Data (2:29) Impact of Rising Interest Rates (3:24) Consumer Confidence Report (4:59) Wealth Effect and Stock Market Trends (6:00) Reggie Club's 40-Year Economic Study (7:12) Inflation and Household Income Over 40 Years (8:16) U.S. Home Price Appreciation (10:43) State-by-State Home Price Growth (11:16) New Home Prices and Market Trends

In this week's Market Minutes recap, hear from our team of investment experts as they share their perspectives on the latest market and economic activity. Our panel shares detailed insights into existing-home sales, the FOMC meeting, rate cuts, The Wealth Effect, and the equities market. Speakers:Brian Pietrangelo, Managing Director of Investment StrategyCindy Honcharenko, Director of Fixed Income Portfolio ManagementGeorge Mateyo, Chief Investment Officer Rajeev Sharma, Head of Fixed IncomeSteve Hoedt, Head of Equities 01:42 – For the month of February, existing-home sales surged 9.5% month-over-month, and this level of an increase has not been seen since February of 2023 03:06 – Comments on the FOMC meeting that took place earlier in the week, resulting in the Fed deciding they will keep rates unchanged07:52 – During the FOMC meeting, the Fed revealed the Dot Plot and its Summary of Economic Projections. This came as a relief for the market as it signified the Fed continues to forecast three rate cuts for 2024 instead of only two11:52 – Though the FOMC meeting did not discuss The Wealth Effect, we hear comments surrounding this concept14:59 – Remarks about the FOMC meeting's influence on the equities market  Additional Resources:Key Questions: Are Renewed Banking Fears Something to Fear? | Key Private BankKey Questions | Key Private BankSubscribe to our Key Wealth Insights newsletterEconomic & Market ResearchWeekly Investment BriefFollow us on LinkedIn

Your 60-second money minute. Today's topic: The Wealth Effect Pumps Up Consumer Spending.

In this week's Market Minutes recap, hear from our team of investment experts as they share their perspectives on the latest market and economic activity. Our panel shares detailed insights into the Purchasing Manager's Index, the JOLTS report, the employment report, the Fed, the yield market, the stock market, and anticipated U.S. spending.Speakers:Brian Pietrangelo, Managing Director of Investment StrategyGeorge Mateyo, Chief Investment Officer Jim Kerrigan, Senior Fixed Income Portfolio ManagerSteve Hoedt, Head of Equities 01:26 – The Institute of Supply Management reported their Purchasing Manager's Index at 52.8% for the month of February. This is approximately a 0.8% decrease from January02:03 – The JOLTS report was announced and remained unchanged from December 2023, signifying employers are still actively searching for talent07:02 – Comments stemming from Fed Chair Powell's speech to Congress earlier in the week. The Fed and the Market are aligned to expect at least 3 rate cuts (around 75 basis points) this year beginning in June 09:06 – As a result of comments from the Fed this week, and what's happening in the market, the yield curve has seen volatility this week 11:07 – The team discusses The Wealth Effect and its relation to the stock market. More specifically, how it relates to a decrease in stocks for some of the Magnificent 7, while the S&P 500 still holds strong14:49 – A look into U.S. spending expectations as election season approachesAdditional Resources:Key Questions: Should Investors Binge on (or Abstain From) the GLP-1 Craze? | Key Private BankKey Questions | Key Private BankSubscribe to our Key Wealth Insights newsletterEconomic & Market ResearchWeekly Investment BriefFollow us on LinkedIn

In this episode of the Core Report Weekend Edition, financial journalist Govindraj Ethiraj talks to Haresh Chawla, Partner at True North (Formerly IVFA) about the dynamics of the Indian consumer market. Their conversation covers the evolution of modern retailing in India, challenges in reaching different consumer segments, and the impact of credit growth on consumption with Mr Chawla emphasising the importance of understanding the household as a unit of measurement in India. He also explores the wealth effect in the country and much more.Haresh Chawla joined True North in 2012 and is responsible for building and scaling up businesses owned by the company across sectors, as well as leading investments related to consumer brands, media, and entertainment.Prior to joining True North, Haresh had an extremely successful 12-year stint as Group CEO for Network18 where he grew the company from US$12 million in 2001 to over US$ 500 million in 2012. This followed earlier successes in building start-ups at HCL, ABCL and the Times of India Group.For more of our coverage check out thecore.in--Support the Core Report--Join and Interact anonymously on our whatsapp channelSubscribe to our NewsletterFollow us on:Twitter | Instagram | Facebook | Linkedin | Youtube

Time for a Friday Flight- our little sampling of the week's financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: pennies and coinstar gift cards, fat 401k accounts and the wealth effect, 2024 is the year for student loans, 529 flexin, Christmas returns, new year new gadgets, leasing used cars, BNPL IRL, & whether ARMs are the answer.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear' is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It's fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!   Best friends out!See omnystudio.com/listener for privacy information.

Apple watch ban - stock unaffected. A surprise with housing prices. A grab-bag bull phrase being dusted off. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm Up - Slow volume - boring market (you know what they say) - China is testing some market moving ideas - New Year Coming - markets Closed Monday - Another GRAB-BAG Phase - Dusted off.... Market Update - The real Santa Claus rally - the final days - House prices - what? - Boosting Buybacks  - One Company - China wrecks markets - for a day Home Price Index - October S&P Case-Shiller Home Price Index 4.9% vs 5.0% consensus - Prior reading was +3.9% Grab-Bag - Bull Phrase - Cash on The Sidelines - The stock market is set to see a significant boost next year, thanks to a record $6 trillion and a growing cash pile in money market funds - according to FundStrat -- (UBERBULL Shop) - - Fundstat's logic: If the Federal Reserve starts cutting interest rates next year, this would hold more true as the risk-free interest rate on money market funds will also fall. This would make holding cash in money market funds less appealing as compared to putting it in the stock market. China - Gamming - Latest: -- China approved 105 domestic games on Monday, the latest indication that Beijing is softening its stance after its move to tighten industry restrictions led to a $80 billion rout last week. --- The titles included those operated by Tencent Holdings Ltd. and NetEase Inc., China's two leading game publishers that have been pummeled by Beijing's new rules. Monday's approvals show the Chinese authorities support the development of online gaming, an industry association said in a post on WeChat republished by the official Xinhua news agency. - What happened a few days earlier - - On Friday, Chinese officials announced new draft rules aimed at limiting how much gamers could spend and restricting rewards that encourage them to spend more time online. - The announcement was a surprise and ended up spooking investors and sending markets into a tailspin. - Games giant Tencent saw its share price drop as much as 16% while the stock of its rival NetEase tumbled a record 28%. Shares of the social-media service Bilibili, which is popular with gamers, tanked 14%. Consumer Sentiment! - December Consumer Confidence 110.7 vs. 104.0 Briefing.com consensus; prior revised to 101.0 from 102.0 - Look at this chart and look at a chart of equity markets - pretty much identical. Wealth Effect is real and will play a significant role in how inflation/disinflation/deflation plays out. Spending Report - Mastercard Spending Pulse reports sales increased 3.1% YoY during the holiday season (Nov 1 trhu Dec 24); NRF predicted spending would increase 3-4% in 2023 - Restaurants (+7.8%), Grocery (+2.1%), and Apparel (+2.4%) had the best performance. - Jewelry (-2.0%) and Electronics (-0.4%) were laggards. China Car Announcement - Nio launched the ET9 EV - The company also confirmed the launch of a low-priced brand called Alps. - Nio will focus on the European market in 2024. - High end is supposedly in competion with the Porche Panarama and the Maybach - The ET9 executive sedan, positioned in the same class as Mercedes Benz's Maybach and Porsche's Panamera series, is expected to start delivery in the first quarter of 2025 at an estimated price of 800,000 yuan (S$152,355), Apple Stops Selling Watch - Stock barley budges - Apple on Tuesday appealed a decision to ban imports of its watches based on a complaint from medical monitoring technology company Masimo, after President Joe Biden's administration declined to veto a government tribunal.

In this week's interview Dan and Sam are joined by Lucas Bruder, co-founder and CEO of Jito Labs. Lucas dives into the intricacies of Solana including the validator client, Solana LST providers, and the upcoming launch of Jito's Stakenet. He discusses the function of streaming transactions and how networks use algorithms and waivers to arbitrate these. Lucas explains the role of keepers, the limitations of current Solana systems, and how Stakenet aims to revolutionize the process by decentralizing the operation of the stake pool. Stay tuned for all of this and much more! - - Follow Lucas: https://twitter.com/buffalu__ Follow Sam: https://twitter.com/swmartin19 Follow Dan: https://twitter.com/smyyguy Follow Blockworks Research: https://twitter.com/blockworksres Subscribe on YouTube: https://bit.ly/3foDS38 Subscribe on Apple: https://apple.co/3SNhUEt Subscribe on Spotify: https://spoti.fi/3NlP1hA Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://blockworks.co/newsletter/ - - Join us at DAS (Digital Asset Summit) in London this March! DAS is the #1 institutional conference in crypto, hosted by Blockworks. Use the link below to learn more, and use 0X20 to get 20% off your ticket! Sign up now because the price goes up every month. See you there! Learn more + get your ticket here: https://blockworks.co/event/digital-asset-summit-2024-london/home - - Timestamps (0:00) Introduction (2:36) Mitigating Sybil Actors (8:01) Capturing MEV via Block Enginge (17:30) DAS London Ad (18:26) Growth of jitoSOL in Lido's Absence (24:37) Stakenet Design (38:43) Improving Solana Fee Mechanism (47:28) Solana Dev Experience - - Check out Blockworks Research today! Research, data, governance, tokenomics, and models – now, all in one place Blockworks Research: https://www.blockworksresearch.com/ Free Daily Newsletter: https://blockworks.co/newsletter - - Disclaimer: Nothing said on 0xResearch is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Dan, Sam, and our guests may hold positions in the companies, funds, or projects discussed.

In an in-depth new report, DICK BOVE sees the makings of a US housing bust. The latest data from the National Association of Realtors shows the pace of home sales plunged to its lowest level in more than 13 years in October, with an uptick in the median home prices. High mortgage rates are cited for the tightening conditions, falling home sales and reduced inventory. BOVE looks beyond the latest malaise. Housing unit growth now exceeds the growth in the US population, he says. Moreover, the money supply that funded growth is now declining. "I think we're headed for a peak in housing activity," according to BOVE, chief financial strategist at ODEON CAPITAL GROUP. "You'll see a decline in housing activity; you'll see a decline in production, housing prices are going to come down. There's going to be loan losses." Meanwhile, the pace of inflation is slowing with a range of commodity prices in sharp decline. Some retailers see a period of deflation. US government data shows, nonetheless, steady if not strong consumer purchasing activity. Consumers are enjoying the "wealth effect" of a rising stock market, with growing home equity fuelling a feel good spending climate, according to MAT VAN ALSTYNE, ODEON co-founder and managing partner. BOVE also discusses developments in the bank sector, from layoffs at Citi to the constraints of new banking regulations. Joining the CONVERSATIONS is our host, JOHN AIDAN BYRNE. Questions & Comments: Podcast@odeoncap.com

We are coming to you LIVE from Fincon 2023 in New Orleans & we are talking about all things Women, Community and Masterminds. Bernadette & Stefanie had the opportunity to attend a Women In Money Mastermind this summer and we thought it would be a great idea to check in with some of the amazing women who attended.  We asked them what their biggest takeaways were from the Mastermind for their businesses and what the Women's Wealth Effect means to them. And of course, we break down what our thoughts were about our mastermind experiences to date & our takeaways as well! We hope you enjoy today's episode as much as we did and special thanks to Rachel, Miranda and Lauren who took time out of their busy Fincon schedules to be with us.  You can follow and support their businesses by checking out their websites in the Resources from today's episode section below.  How you can find Bernadette & Stef: Follow Bernadette on Instagram at https://www.instagram.com/bernadebtjoy/ You can grab Bernadette's FREE guide on The 10 Money Tools You Need Right Now at www.crushyourmoneygoals.com/freeguide Follow Stefanie on Instagram at https://www.instagram.com/womenswealtheffect/ You can download Stefanie's FREE Independence Planner to help you create clarity, control and confidence with your financial independence journey at www.womenswealtheffect.com/planner  Resources from today's episode:  Find Rachel Jimenez at https://moneyhackingmama.com/ Find Miranda Marquit at https://mirandamarquit.com/ Find Lauren Cobello at https://leveragewithmedia.com/

Welcome to the 6th season of the Crush Your Money Goals Podcast!   We… yes, that is right, WE are so glad you are here!   Bernadette introduces you to this season's co-host, Stefanie Gonzales, the Founder of The Women's Wealth Effect and they are coming to you from Lisbon, Portugal for this episode! We discuss how season 6 will be focused on the 4 pillars of the Women's Wealth Effect: Career, Investing, Health and Community. We hope you are as excited as we are! Follow Bernadette on Instagram at https://www.instagram.com/bernadebtjoy/ You can grab Bernadette's FREE guide on The 10 Money Tools You Need Right Now at www.crushyourmoneygoals.com/freeguide Follow Stefanie on Instagram at https://www.instagram.com/womenswealtheffect/ You can download Stefanie's FREE Independence Planner to help you create clarity, control and confidence with your financial independence journey at www.womenswealtheffect.com/planner 

Join Anthony Weaver and Stefanie Gonzales as they discuss Women in the corporate world, increase self worth, habits to be F.I.R.E. (FINANCIALLY INDEPENDENT RETIRE EARLY) and much more! Stefanie Gonzales is the founder of the @womenswealtheffect a Personal Finance Brand for Women where it's her firm belief that more money in the hands of women leaves a lasting legacy on their personal lives and their communities. She's transparent about her experience as a Latina in corporate America, how she 9x her salary in 15 years, paid off $420k in debt, became a millionaire at 37 and achieved partial FIRE at 38! If you are ready to become part of the next generation of truly independent Women you are in the right place with Stefanie & Women's Wealth Effect. Check Stephan out here:  @womenswealtheffect (IG) Stefanie Gonzales (Linked In) https://www.instagram.com/womenswealtheffect/ Be sure to subscribe on iTunes, Spotify or wherever you listen to podcasts.  THANK YOU FOR LISTENING!  #healthandwellness  #HomeFitness #HomeWorkout #AboutThatWallet  Continue to support the show by subscribing, sharing and leaving comments on your favorite platforms. This help others like yourself find me.   _________ AFFILIATES/SPONSORS: DISCLAIMER: these are sponsored links in which I get paid and you can benefit for being a listener to the podcast. Join the About That Wallet Newsletter! https://aboutthatwallet.com/newsletter  Gain access to over 5,000 training videos to increase your skillset: https://aboutthatwallet.com/courses My equipment:  Rode Caster Pro - https://amzn.to/3i596tF   Streamyard - https://streamyard.com?pal=4718936395612160   SHURE SM7B Dynamic Microphone - https://amzn.to/3AbV040   Microphone Stand - https://amzn.to/3NIeBfz   Listen to the show on Audible:  Try Audible and get 2 free books - https://amzn.to/3tWuDdJ   _________ Follow Me: IG: https://instagram.com/aboutthatwallet   Twitter: https://twitter.com/aboutthatwallet   Website: aboutthatwallet.com   -- DISCLAIMER: I am not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in this audio are for educational purposes only. You must do your own research and make the best choice for you.  Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. If you need advice, please contact a qualified CPA, CFP, an attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Episode 201 S4E13: [Stefanie Gonzales] Women Deserve It All!

Got a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMCate enjoys playing host again and she congrats Dave on the preparation of this challenging set of eps. Simplifying difficult concepts is one of the hardest things to do when presenting information to others.What data does the Reserve Bank monitor when deciding whether rates should be increased? Household consumption - from the Wealth Effect to COVID savings giving rise to YOLO, Dave suggests that this driver is only just starting to come down. Mike recalls the supply chain woes and the cash stimulus that got us to where we are today. Given that most people's wealth is tied up in property, it is of little surprise that spending went hand in hand with property value growth following the post-COVID price surge.Labour markets - Dave describes what this term really means, and he highlights the relationship between unit labour costs (productivity), unemployment and wages growth. "If wage growth is higher than inflation, then our spending power will increase. But we have to get a little bit better at our jobs each year for this to happen," says Dave.Neutral/Preferred Level of Unemployment and Cash Rate - What impact does the unemployment rate have on inflation? Tune in to find out..Productivity - From migrant worker initiatives to the Australian Productivity Commission, Mike and Dave cover off the importance of productivity. Mike shares an example about his widget factory with our listeners to illustrate an interesting point. "Long term productivity growth is the key driver of our living standards," points out Dave.Overseas Economies and Interest Rates - From economic interdependence to the flow of capital between countries, there are plenty of factors that are important to note when it comes to overseas economies.Rising inflation, interest rates, wage costs, and unemployment.... The trio talk about how these might negatively impact the Australian property market with regards to purchasers and renters.Why have property prices been on the rise despite all of the negative factors weighing on the economy? Dave takes our listeners through nine reasons, (and drivers) that explain why our property markets have been so resilient during tough economic times.What could cause prices to rise again, even if they start to plateau? The Trio ponder this together. We hope you have enjoyed this technical episode. And our gold nuggets…… Cate Bakos's gold nugget: "For any listeners with interstate property, it pays to scout around for some good tradespeople." Dave Johnston's gold nugget: Prices are starting to stabilise. "Your trend is your friend" states Dave, but what happens once prices have plateaud? Dave shares his predictions for economic activity and how this will translate into property price movements. Mike Mortlock's gold nugget: Mike reminds listeners that they don't need to master economic data, but they should at least pay attention to RBA meeting notes, what's happening with the cash rate, and what the RBA is looking at. "....but if you don't want to subscribe to the RBA, just come to the Property Trio". We have resources available on the Resource tab of our website.Shownotes here: https://www.propertytrio.com.au/2023/08/28/decoding-the-data-behind-rba-decisions/

Download the “65 Investment Terms You MUST Know to Reach Your Financial Goals” for FREE by going to ⁠https://TodaysMarketExplained.com/⁠ Join Brian and Jack, Senior Financial Advisor at FourStar Wealth, as they delve into the intricacies of the ever-changing financial landscape. In this episode, Brian and Jack discuss: 1. Current Position of Asset Classes in the Financial Market 2. The “Wealth Effect” in the Investor's Market 3. China's Economic Dilemma: The Implications for Global Trade 4. Fed's Rate Cut Speculation in 2024 Follow us here to see short videos of all our best investing tips: TikTok: ⁠⁠https://www.tiktok.com/@todaysmarketexplained⁠⁠ Instagram: ⁠⁠https://www.instagram.com/TodaysMarketExplained⁠⁠ YouTube: ⁠⁠https://www.youtube.com/@todaysmarketexplained⁠⁠ Facebook: ⁠⁠https://www.facebook.com/TodaysMarketExplained⁠⁠ Twitter: ⁠⁠https://twitter.com/PodcastTME⁠⁠ Website: ⁠⁠https://todaysmarketexplained.com/⁠ DISCLAIMER: This podcast is provided by FourStar Wealth Advisors for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. FourStar is an SEC registered investment advisor that maintains a principal business in the state of Illinois. The firm may only transact business in states in which it has filed or qualifies for a corresponding exemption from such requirements. For information about FourStar's registration status and business operations please consult the firm's form ADV disclosure documents, the most recent versions of which are available on the SEC investment advisory public disclosure website at www.adviserinfo.sec.gov

(7/5/23) Welcome to the second-half of 2023: Q2 earnings season is revving up, as markets' performance divergence from economic indicators creates the question: Who's right, and where to now? What about the Wealth Gap, the Wealth Effect, and Consumer Confidence? Earnings season commences with massive cuts in earnings estimates (so that the beat rate will be high!) What about the Quality of earnings and revenue? Reported earnings since the pandemic are up +500%, while revenue is up only +100%; how is that possible or sustainable? NVDIA's predictions are not supportable: 40X price-to-sales ratio in a market where there are other players (AMD); valuations do not support growth. Apple has 8x price to sales with 25% market share. The story of Lance's Laundry and today's shirt choices. The continuing saga of the Roberts' Real Estate; did increasing home values feed The Great Resignation? Correlation and Causation are not always connected. Spurious Correlations and a look at real Employment/Unemployment vs "The Numbers:" 40-million are not working...and not being counted, either. SEG-1: Q2 Earnings Season Begins SEG-2: Earnings Estimates Decline: What About Quality of Earnings & Revenue? SEG-3: Lance's Shirts & Roberts' Home Sales Saga SEG-4: Spurious Correlations & Real Employment Numbers Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=Mp6FP4Jx1Ds&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=30s -------- The latest installment of our new feature, Before the Bell | "Will Economic Data Catch Up with Market Sentiment?" is here: https://www.youtube.com/watch?v=j1Zl-TPrYtE&list=PLwNgo56zE4RA3snVQyugvOF5TwZ1Xu7bm&index=1 -------- Our previous show is here: "Lessons from the Luling Watermelon Thump" https://www.youtube.com/watch?v=4C0g2xXwOGE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Article Mentioned in Today's Show: "Treasury Yield Curves – Is This Inversion Different?" https://realinvestmentadvice.com/treasury-yield-curves-is-this-inversion-different ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Employment #UnEmployment #GreatResignation #HousingMarket #EarningsSeason #Markets #Money #Investing

(7/5/23) Welcome to the second-half of 2023: Q2 earnings season is revving up, as markets' performance divergence from economic indicators creates the question: Who's right, and where to now? What about the Wealth Gap, the Wealth Effect, and Consumer Confidence? Earnings season commences with massive cuts in earnings estimates (so that the beat rate will be high!) What about the Quality of earnings and revenue? Reported earnings since the pandemic are up +500%, while revenue is up only +100%; how is that possible or sustainable? NVDIA's predictions are not supportable: 40X price-to-sales ratio in a market where there are other players (AMD); valuations do not support growth. Apple has 8x price to sales with 25% market share. The story of Lance's Laundry and today's shirt choices. The continuing saga of the Roberts' Real Estate; did increasing home values feed The Great Resignation? Correlation and Causation are not always connected. Spurious Correlations and a look at real Employment/Unemployment vs "The Numbers:" 40-million are not working...and not being counted, either.   SEG-1: Q2 Earnings Season Begins SEG-2: Earnings Estimates Decline: What About Quality of Earnings & Revenue? SEG-3: Lance's Shirts & Roberts' Home Sales Saga SEG-4: Spurious Correlations & Real Employment Numbers   Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel:   https://www.youtube.com/watch?v=Mp6FP4Jx1Ds&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=30s -------- The latest installment of our new feature, Before the Bell | "Will Economic Data Catch Up with Market Sentiment?" is here:  https://www.youtube.com/watch?v=j1Zl-TPrYtE&list=PLwNgo56zE4RA3snVQyugvOF5TwZ1Xu7bm&index=1 --------  Our previous show is here: "Lessons from the Luling Watermelon Thump" https://www.youtube.com/watch?v=4C0g2xXwOGE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Article Mentioned in Today's Show: "Treasury Yield Curves – Is This Inversion Different?" https://realinvestmentadvice.com/treasury-yield-curves-is-this-inversion-different ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Employment #UnEmployment #GreatResignation #HousingMarket #EarningsSeason #Markets #Money #Investing

There is a new wealth effect potentially taking place in the stock market in the last few months. The last time we saw this there was a significant impact to housing demand and the real estate market as a whole. --- Support this podcast: https://podcasters.spotify.com/pod/show/mark-salib4/support

When you think you're rich, you're more likely to spend more. And when you're not so confident about money, you may hold back and save. This is how the wealth effect works. But are there any risks to this effect? On today's podcast Doug Hoyes and Ted Michalos give real-life examples of how the wealth effect works and why it may cause you unwanted debt problems if you're not careful. Tune in for a great discussion. Links: Are Wealth Effects Important For Canada? https://www.bankofcanada.ca/wp-content/uploads/2010/06/pichettee.pdf Podcast 435 – Why Are Consumer Insolvencies Back Up? https://youtu.be/3i22JpmcozY

Full show notes with links and charts: https://bitcoinandmarkets.com/e298/ Telegram https://t.me/bitcoinandmarkets Twitter https://twitter.com/AnselLindner FREE weekly newsletter https://tinyurl.com/2chhbnff

Episode 186 talks about how to become work optional before hitting your FIRE number, featuring Stefanie Gonzales of Women's Wealth Effect. Listen now!Stefanie is a 38yo Mexican-American/Texan who is the voice behind Women's Wealth Effect where she helps women build wealth. She has also partnered with her husband on YouTube at Permission to Be Wealthy. They are giving couples insight into real and honest conversations about money and building wealth.After 15 years of in Tech, leading Sales and Global supply chain teams, being an expat in Singapore, paying off over $420k in debt, becoming a millionaire in 2021 and achieving partial FIRE in 2022, Stefanie left her 9-5 to build Women's Wealth Effect full time while also moving her family of 4 from Singapore to Lisbon, Portugal.Stefanie is a firm believer of women being able to change the world for the better…and women building wealth is a critical pillar in being able to do that. She shares her experience as a young Latina building her career, navigating money discussions with her partner, being a mom and building her family's wealth in the hopes of inspiring other Latinas to build a life that will serve them.For full episode show notes, visit here.Loving episode 186? Leave us a review if you're listening on Apple podcasts and be sure to follow us on Instagram, Facebook, Twitter and YouTube!Until next time, stay empowered, stay inspired and #staypoderosa ✨Are you ready to become work optional and change your life? Head over to YQDFRIDAY.COM today for our BIGGEST Black Friday sale of the year! Get a MAJOR discount on both of our signature programs: The Ultimate Side Hustle Starter Kit & Jump-Start Your Blog Bootcamp. Buy one or both. The choice is yours! This ONCE-IN-A-LIFETIME event ends on Monday, 11/28 @ 11:59PM ET, so don't wait until its too late! YQDFRIDAY.COM to get started! Become a member at https://plus.acast.com/s/YoQuieroDinero. Hosted on Acast. See acast.com/privacy for more information.

The Wealth Effect, Inflation Expectations, and what drives people's spending decisions; all covered on this Friday Financial Update segment with Brian Cochran of John Moore Associates. The post Brian Cochran appeared first on ABQ Connect.

People in the financial world are panicking, but people in the real world have the right perspective. Jared discusses the wealth effect and the invaluable hope of “normal people.”

Jim Bianco joins Charles Payne on Fox Business to recap Jay Powell's comments at yesterday's FOMC Meeting and what they mean for markets going forward.

"A headwind affecting housing includes housing affordability as rising mortgage rates have increased monthly payments on the median home more than 55% in 2022. Now, we have an average 30-year mortgage rate at around 7.16%. Also the negative wealth effect is in place with stocks and bonds both being down double digits year-to-date. Consumer balance sheets have taken a hit," says Erin Sykes.

Photo: No known restrictions on publication. @Batchelorshow #MrMarket: The Wealth Effect hesitates. Liz Peek, The Hill. Fox News. https://www.wsj.com/articles/home-price-growth-slowed-in-july-11664283601?mod=hp_lead_pos2

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In this episode Scott Becker discusses: Moderna, PayPal, Netflix and Bed Bath and Beyond are all down more than 70% from their highs. The Wealth Effect and the Loss of Trillions. Boeing fell 10.5% yesterday. Bitcoin fell nearly 10% yesterday. The Nasdaq fell 4.29% yesterday and the S&P 500 dropped 3.2%. Futures point up this […]

In this episode Scot discusses the wealth effect and the loss of trillions.

March PPI numbers came out this morning higher than expected. I don't know how the American consumer is going to save as well this time around, says Massimo Paone, Founder & Chief Investment Officer, Populist Capital. Higher inflation and possible home price depreciation may be the kickoff of a "reverse wealth effect," he explains. He says to shift a portfolio to a more defensive type of outlook and is overweight materials, commodities, energy, and food chain sectors. He is looking for dividend growers. He also sees opportunities in high yield junk bonds. Tune in for the full discussion with Nicole.

Episode 361:  Consumer demand destruction is likely to be muted because households have significant amounts of wealth in their home and stock portfolio. ------------------------------------------------------

Will consumers keep consuming enough to sustain economic growth if interest rates rise? The answer might begin to emerge as we explore a separate question in today's discussion with Confluence Chief Market Strategist Bill O'Grady: what exactly drives consumption? Is it a rise in real income or is it an increase in the "wealth effect"?