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  • 1,034PODCASTS
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Best podcasts about easiest

Latest podcast episodes about easiest

It's Training Cats and Dogs!
How to Use Possession-Based Toy Play for Reinforcement: Masterclass Sneak Peek

It's Training Cats and Dogs!

Play Episode Listen Later Jun 28, 2022 12:19


While reaching for the cookies is a common go-to for reinforcement, there are other forms that are just as powerful - sometimes even more so than food! Listen to this episode to learn the basics of possession-based play skills so you can have a fantastic alternative to food in your reinforcement toolbox. This bite-sized episode is a peek into one of Naomi's Cat and Dog Coexistence Club Masterclasses. Time Stamps: [00:55] Introduction: The Power of Play [01:15] What is Reinforcement? [02:34] The Three Main Types of Reinforcing Events [06:19] The Easiest for Reinforcing: The Completely Controlled Events [07:54] The differences between Play-based Reinforcement and Food-based Reinforcement [09:55] Teaching Toy Skills: Types of Play [11:03] Teaching Toy Skills: The Framework of Possession-based play If you want access to these Masterclasses live, you can join the Cat and Dog Coexistence Club! Membership is included in all of my private training programs so head over to the Praiseworthy Pets website and https://www.praiseworthypets.com/quiz (take the quiz) to find out which program would suit you best! Resources https://share.descript.com/view/mrFXRZ4P1AM (Read the transcription or watch the section of the Masterclass from this episode) https://its-training-cats-and-dogs.captivate.fm/episode/treat-options-for-your-non-food-motivated-pet (Episode 33:) Treat Options for your Non-food Motivated Pet

Bar Banter
Episode 12 - Travis Pulls Chocolate Milk Out of His Ass

Bar Banter

Play Episode Listen Later Jun 27, 2022 63:28


What is the EASIEST apocalypse scenario to survive? What is the most ABSURD item you've seen on a menu? What is the BEST USELSS Superpower? Find out on Bar Banter!

Paz Japan
私の一番楽な戦い、私の一番大きな勝利 // My Easiest Battle, My Greatest Victory

Paz Japan

Play Episode Listen Later Jun 27, 2022 32:09


イエスさまとの時間 (静まり) 、自分の心を (集中させる) 出エジプト記 14:14「主があなたがたのために戦われるのだ。あなたがたは、ただ黙っていなさい。」 詩篇 100:2「喜びをもって主に仕えよ。喜び歌いつつ御前に来たれ。」 自分の心にあることを (祈る) ペテロ 5:7「あなたがたの思い煩いを、いっさい神にゆだねなさい。神があなたがたのことを心配してくださるからです。」 自分の心を (新たに) する ローマ 12:2「この世と調子を合わせてはいけません。むしろ、心を新たにすることで、自分を変えていただきなさい。そうすれば、神のみこころは何か、すなわち、何が良いことで、神に喜ばれ、完全であるのかを見分けるようになります。」 ディスカッションの質問: 神様と時間を過ごしたいという思いに反して、それを邪魔するものはどのようなものがあるでしょう? 忙しいスケジュールの中で、どのように神様のために時間を取ることができるでしょう? Time with Jesus (Quiet) and (Focus) my mind. Exodus 14:14 “The Lord will fight for you while you keep silent.” Psalms 100:2 “Worship the Lord with gladness; come before him with joyful songs.” (Pray) what's on my mind. 1 Peter 5:7 “Cast all your anxiety on him because he cares for you.” (Renew) my mind. Romans 12:2 “Do not conform to the pattern of this world, but be transformed by the renewing of your mind. Then you will be able to test and approve what God's will is—his good, pleasing and perfect will.”

Sexucation for Men Podcast
7 Mindsets That Lead You to Sexual Mastery

Sexucation for Men Podcast

Play Episode Listen Later Jun 26, 2022 8:47


These 7 mindsets can lead you to sexual mastery. But you can only achieve a state of sexual mastery if you know how to give ANY WOMAN an orgasm...and this is THE EASIEST way to do exactly that: http://sexucationformen.com/oralmaster As a great lover you also have to be able to last longer than 3, 4, or 5 minutes: https://www.sexucationformen.com/lastlonger (These are affiliate links. If you click through and make a purchase, I'll earn a commission, at no additional cost to you)

Content Marketing 101 | All Things Content Marketing, Social Media & Personal Branding

In this episode, I'm going to be diving into the term authentic. And address ongoing discussions on social media about how being authentic and how authenticity is going to generate new leads Many people try this approach only to find themselves empty-handed. A deeper understanding of how authenticity and persona building fits into creating a profitable personal brand is important so we're going to break that down right now ✅Lets Connect

Pat Pagano Long Island Forecast
212: Easiest, Quickest, Cheapest Recipe for Ice Cream Cake !!

Pat Pagano Long Island Forecast

Play Episode Listen Later Jun 23, 2022 1:43


Profit For Coaches
Clients and Cash

Profit For Coaches

Play Episode Listen Later Jun 23, 2022 26:03


When seeking steps for starting a profitable coaching business, some may tell you to have a platform to coach on first. Others will tell you to start with a purpose or a why. These are important parts of creating a coaching practice; however, designing your client creation or client acquisition strategies first and figuring out your cash flow management system can be powerful ways to jumpstart your coaching practice.In this episode, I discuss creating cash through client acquisition and managing your cash flow. I explain why doing free coaching sessions in the hopes of spreading word-of-mouth is not a reliable or scalable client creation tactic. I discuss what profit is and why you need to earn money above and beyond your business's expenses. I also describe what makes an effective cash flow management system and underscore how effectively managing your cash flow can improve the way you coach clients.“Your client acquisition system needs to be built so that as long as you put in the right inputs—effort, time, or money—the right way consistently, you get the right results consistently.” - Jos WillardThis week on Profit for Coaches:●      The value of setting up a client acquisition process first●      Why you need to focus on working with your ideal clients only●      Building your cash flow management system●      How effectively managing cash flow can impact your coaching●      The FREE eBook you can access today!Resources Mentioned:●      Book: The Prosperous Coach: Increase Income and Impact for You and Your Clients by Steve Chandler●      Book: Book Yourself Solid: The Fastest, Easiest, and Most Reliable System for Getting More Clients Than You Can Handle Even if You Hate Marketing and Selling by Michael Port●      Book: Start with Why: How Great Leaders Inspire Everyone to Take Action by Simon SinekOur Favorite Quotes:●      “Profit is the creation of stability in any business. If you don't have money coming in above and beyond your expenses going out, your business becomes nothing but a giant ball of stress that sucks the life out of you.” - Jos Willard●      “The secret to profit is simple: it's about managing your cash flow. Managing your cash flow means having a simple, easy-to-use system that works with the way you show up as a human.” - Jos Willard●      “You need a system that creates new clients for you, and it needs to be a system that doesn't require you to be a salesperson or marketing expert.” - Jos WillardHelping Coaches Increase ProfitsThanks for tuning into this week's episode of Profit for Coaches. Love the podcast? Head over to www.lovethepodcast.com/Profitforcoaches to leave a review! Don't forget to subscribe wherever you get your podcasts so you never miss an episode.Apple Podcasts | TuneIn | GooglePlay | Stitcher | SpotifyBe sure to share your favorite episodes on social media to help me reach more great coaches and visionaries, like you.Join me on Facebook, Twitter, Instagram, and LinkedIn. For more exclusive content and information, visit our website and grab your free copy of The 4 Must-Haves for a Profitable Coaching Practice e-book.

Content Marketing 101 | All Things Content Marketing, Social Media & Personal Branding
YouTube Shorts, Reels & TikTok... WHAT'S THE DIFFERENCE?

Content Marketing 101 | All Things Content Marketing, Social Media & Personal Branding

Play Episode Listen Later Jun 22, 2022 9:18


In this episode of content marketing 101, we are looking at the difference between YouTube shorts, Instagram reels and TikTok Vertical videos has become the norm over the last two years. Every platform seems to be incorporating it in some way or another but what is the difference between each of them and which one is best? Episode Chapters 0:00 what's the difference between YouTube shorts, Instagram reels, and TikTok 0:58 what is the vertical video? 2:39 TikTok 3:46 Youtube shorts 5:24 Instagram reels 6:30 Facebook reels 7:36 episode take away ✅Lets Connect

Content Marketing 101 | All Things Content Marketing, Social Media & Personal Branding
Can You Upload TOO MUCH Content ? (Gary Vaynerchuk breakdown)

Content Marketing 101 | All Things Content Marketing, Social Media & Personal Branding

Play Episode Listen Later Jun 21, 2022 9:16


In today's episode of content marketing one oh one I'm actually doing something a little different. I'm going to react by giving my opinion on a Gary Vaynerchuk video. This video which is titled "Why There Is No Such Thing As Posting ‘Too Much'" Gary is universally known for talking about posting a lot of content but I wanted to break down his thought process and give my opinion on this approach as a content marketer and brand strategist here is a link to the full video if you want to watch it https://www.youtube.com/watch?v=wjs0oeZVYG8 Episode Chapters 0:00 Can You Upload TOO MUCH Content? 1:50 you can't over-post on the social platforms 3:21 Superfans want more content 5:18 How algorithms work in content marketing 6:30 Can You Upload TOO MUCH Content? (Episode Takeaway) ✅Lets Connect

Content Marketing 101 | All Things Content Marketing, Social Media & Personal Branding
This is Why I create daily content… MAYBE YOU SHOULD TOO

Content Marketing 101 | All Things Content Marketing, Social Media & Personal Branding

Play Episode Listen Later Jun 20, 2022 13:04


In this episode of content marketing one oh one I'm going to be discussing why I create daily content. This is often seen as a crazy thing to do when I speak to most creators and business owners about creating daily content often shy away or run away in fear I actually see daily content as an incredible way to push your content marketing forward and also learn new skills at the same time. So I wanted to break it down in more detail the exact reasons why I create daily content and have done for over five years Episode Chapters 0:00 This is why many do not make daily content 2:14 Daily Content Benefit - Fail Fast and fail forward 3:56 Daily Content Benefit - Habit-forming 5:40 Daily Content Benefit - Skill stacking 7:34 Daily Content Benefit - Compounding growth 9:59 Daily Content Benefit - Better results 11:12 Daily Content Benefit - Episode Takeaway ✅Lets Connect

Content Marketing 101 | All Things Content Marketing, Social Media & Personal Branding

Social media is an ever-changing beast! But which one is best for your business needs. In 2022 I believe there are two clear winners right now that we should really be taking advantage of. Number one is YouTube for discoverability. And number two is Instagram for relationship building and lead nurturing In my opinion, no other social platform as of right now comes close to scratching the surface of the potential of these two when combined! I'd love to know the comments if you disagree and why Be sure to watch the full episode to understand my full position Episode Chapters 0:00 Best Social Media Platforms for businesses RIGHT NOW 2:00 why Youtube is AMAZING for brand discovery 6:12 why Instagram is the best relationship-building social platform 10:30 Other social platforms 16:40 Episode Takeaway ✅Lets Connect

Locked On Big 10 Football
Michigan And Illinois Have the Easiest Big Ten Basketball Schedules in 2022-23

Locked On Big 10 Football

Play Episode Listen Later Jun 17, 2022 29:28


The Big Ten basketball season is still half a year away, but the latest speculation and information is now enough to try and put together a picture of what the season could look like. With the Big Ten schedules out, we know which teams will have to meet more than once in the upcoming Big Ten season. Who has the easiest and hardest of Big Ten schedules, and how could it end up changing the final Big Ten basketball standings in February 2023? Nate Dickinson breaks down the numbers behind the schedule and deciphers who has the toughest schedule in the conference. Nate starts by trying to figure out who the good teams in the conference are by poring through the latest rankings from offseason early Top 25s. After ranking the Big Ten teams based on that analysis, each team then gets more points for each time it has to play a better team in the conference. Who ends up with the highest strength of schedule score? Part of the Locked On Podcast Network. Learn more about your ad choices. Visit podcastchoices.com/adchoices

How to Trade Stocks and Options Podcast by 10minutestocktrader.com
The Easiest Trap to Fall Into With Trading - And it's Also One Of The Easiest To Avoid...

How to Trade Stocks and Options Podcast by 10minutestocktrader.com

Play Episode Listen Later Jun 17, 2022 70:00


The Easiest Trap to Fall Into With Trading - And it's Also One Of The Easiest To Avoid...

Nick Bahe Podcast
Ranking Nebraska's 2022 Football Schedule Easiest to Hardest

Nick Bahe Podcast

Play Episode Listen Later Jun 17, 2022 44:59


Ranking Nebraska's 2022 Football Schedule Easiest to Hardest! Nick analyzes and ranks Nebraska's 2022 Football Schedule from easiest game to hardest game. Subscribe, rate, and review my podcast wherever you get your podcasts so you don't miss an episode! Also follow up on YouTube, Facebook, Instagram, and Twitter OR NickBahe.comA Hurrdat Media Production. Hurrdat Media is a digital media and commercial video production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network and learn more about our other services today on HurrdatMedia.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Midday Show
Brian Snitker: "If I had 26 Ozzie Albies I'd have the easiest job in the world"

The Midday Show

Play Episode Listen Later Jun 17, 2022 0:59


Earlier this week Andy Bunker and Randy McMichael were joined by Atlanta Braves Manager and World Series Champion Brian Snitker during the Braves win streak. Snitker joined Andy & Randy on Wednesday when the teams winning streak was at 13 but the Braves went on to win on Thursday night to sweep the Washington Nationals and push the streak to 14 games. After talking about the streak the conversation turned to Ozzie Albies who will be out for some time with a fractured foot. “We are all going to miss Ozzie the person, what he brings on a daily basis…the consistency, the professionalism, the energy, just you know Ozzie being Ozzie is something you are going to miss.” Snitker said when asked about losing Ozzie Albies to a fractured left foot for the foreseeable future. “I always said if I had 26 Ozzie Albies I'd have the east job in the world.” Snitker added. You can listen to Andy & Randy Monday-Friday from 10a-2p on 92.9 The Game.

Working Capital The Real Estate Podcast
Real Estate Syndication, Scaling and Systems with Mark McGuire | EP108

Working Capital The Real Estate Podcast

Play Episode Listen Later Jun 16, 2022 33:07


Mark McGuire is a Chief Investment Officer, Hearthfire Holdings. in 2017 he started to build a real estate business. He hired and fired agents, learned from his mistakes, and then re-hired all over again with a new perspective. Since 2013, Mark and his team have brokered more than 300 homes with a total sales volume exceeding $83M. They have also raised over 15 million in capital for Hearthfire. Mark's biggest passion is wealth building and investing. He is a limited partner in 12 syndications, ranging from multifamily to industrial, hospitality to self-storage. He has invested in multiple private companies in the biotech, finance, and AI spaces. In addition, he currently owns 20 residential units in various real estate partnerships and oversees the management of 130 residential units his family owns. Mark has also executed multiple 1031 exchanges. He's seen up-markets and down-markets and discovered opportunities in both.  In this episode we talked about: * Mark's  Bio & Background * Building his Career in Real Estate * Limited Partnership Role * Real Estate Deals Outlook: the best Takeaways from Investors * Red Flags while looking for LP & GP * Multifamily Investments * Mark's Focus in Real Estate Right Now * Economic Outlook 2022-2023 * Mentorship, Resources and Lessons Learned Useful links: Slicing Pie: Funding Your Company Without Funds https://hfirecapital.com https://www.linkedin.com/in/investingwithmark/ Transcription: Jesse (0s): Welcome to the working capital real estate podcast. My name is Jesper galley. And on this show, we discuss all things real estate with investors and experts in a variety of industries that impact real estate. Whether you're looking at your first investment or raising your first fund, join me and let's build that portfolio one square foot at a time   Jesse (23s): This is Jessica forgotten and you're listening to working capital the real estate podcast. My guest today is Mark McGuire. He's the C I O of Herth capital. He's a full-time real estate investor and operator that's when mark at the time plunge into real estate sales, after running hard on his own for three years, working 80 to 100 hours a week, mark realized he needed help. He transitioned his real estate practice to Keller Williams in 2017 to learn how to build a real estate business. He hired and fired agents learn from his mistakes and then rehired them all over again.   Since 2013, mark and his team have brokered more than 300 homes with a total sales volume exceeding 83 million. They've also raised over 50 million capital for her fire, mark, you and I were just talking before we want to get into a lot of what you're doing now, which sounds like general partner and sponsoring deals. First of all, welcome aboard.   Mark (1m 13s): Thanks for having me Jesse excited.   Jesse (1m 15s): Yeah, I really appreciate it. So lots to talk about here. You've had a pretty, a pretty interesting background in terms of where you started out in your career and what you're doing today. And I want to get into for listeners the different asset classes that you're working with, but before we do that, why don't you take us back to kind of where you got into real estate? How that your story unfolded at the beginning?   Mark (1m 39s): Yeah, so real estate was something that was in my family. You know, I tried to go the college route net that really didn't align with my way of being a really I learned hands-on and I could, I could do the school thing, but I just hated it. And my mom's a teacher, so that went over really well. And then, you know, transition to my first entrepreneurial venture was playing in a band and we played, I was in a band professionally for seven years. We ended up getting a record contract with RCA records and I had had my I'm sorry,   Jesse (2m 15s): Small outfit.   Mark (2m 16s): Yeah, yeah, just a little bit. And I had had my real estate license at the time. And when we got the record contract, I remember, you know, this real moment of clarity of looking at how much money I was going to get as part of the contract that was guaranteed. And then how much money I had commissions pending with my residential real estate sales business. And I just was like, well, why would I sign this 14 to 20 year contract? Like that makes no sense. I'm, I'm going to be a slave. So went into real estate sales full time and had the opportunity to, to really start to understand business and learned about this whole thing called like a profit and loss.   I never went to school for any of it. So it was kind of just a giant trial by fire and I'm kind of became obsessed. And then after that, it was just like, how much more could I could I build? It was just a constant pursuit of growth.   Jesse (3m 8s): Fair enough. So you kind of run through the process, you're in music, which is awesome. What a, what instrument or where you vocals? What did you play?   Mark (3m 16s): No, I was actually, I was, I played drums. I did sing background vocals, but drums was really my main contribution.   Jesse (3m 22s): Nice, nice. I'm a big, big guitar guy. Just, just, just bought a, a PRS recently. And so I'm pretty, I'm having fun with that somewhere in the background there. So that's really cool. So RCA, I, like I said, it's not exactly a, a small outfit, so congrats on that. But even with that, you kind of look back and you start real estate as a path. So bring us up to speed today. I know that you're continuing to build wealth through real estate and you are LP on a few deals in various asset classes and running point or general partner on others.   Maybe you could tell listeners a little bit about what that looks like and how that process kind of evolved.   Mark (4m 3s): Yeah. So when I was in residential real estate sales, I spent a lot of time, you know, getting to run numbers on just single families. One thing that I was really fortunate to have was a family that was in real estate. So my, my grandfather was the main driving force and he owned a bunch of properties and I got the opportunity to work and be the, the, the assistant to the maintenance man. So I was like the guy that just said, Hey, there's a pile of trash, go over there, go take it and load it in the truck and throw it out.   So I did that for a couple of years and, you know, that's what it took to be in the band and have the flexibility to be able to get up and go whenever I needed to, they either had to go for on the site or they didn't. So there, it was just a matter of, you know, as I made money and, and, and generated income from residential real estate sales, my grandfather always told me, you know, real estate sales, you know, will make you money, but it will make you rich. And I don't know if you've ever heard of the saying brokers died, broke because so many people in sales, they make good money in commission, but then they, you know, spend it all and they don't get into assets that help you defer some of those taxes   Jesse (5m 19s): And build wealth.   Mark (5m 20s): Yeah. So it really came down to saying, Hey, I want to, I want to be able to get paid while I sleep. And so I've started buying condos and single families. And because this was 2013, 14 when the market was, you know, really, really low and then just kind of wanted to grow it from there and got interested in the commercial loan space. And, you know, I lived on as little as I could without feeling like I was, you know, I'm going to say punishing myself.   I wasn't like sitting there and eating ramen. No, I was never the ramen noodles guy. There's a lot of those people that, you know, they, I mean, I like pain, but I don't like it that much.   Jesse (6m 0s): You know? And I don't understand that maybe we said Italian upbringing. I'm like, you know, pasta is just this chief.   Mark (6m 5s): It is. But Robin noodles is pasta. It's just possible of sodium   Jesse (6m 10s): A hundred percent, exactly. Dumping, just dumping a bag of salt in there.   Mark (6m 16s): So I basically took it from, you know, just doing small single family and getting introduced to the concept of syndication I was trying to buy up. And it was just, I didn't have enough income. I didn't really know the way that the game was played. So syndication was my way to be a part of bigger deals. And I got, it was a, it was a question of bandwidth because you only had so much time to operate so many deals the right way to execute on them. And syndications for me were a way to keep my money moving at a good velocity without having to actually be the one driving the ship forward.   Jesse (6m 50s): So in those syndications where you limited partner in like the first one,   Mark (6m 55s): Yeah, I was an LP in probably seven or eight before I started on the GP side.   Jesse (7m 3s): Yeah. Which is that's fascinating to me because some, some would argue that it's, it's easier to get into being the LPN and definitely in a sense it is right. You're just, you're just providing capital. But I think the analysis is for somebody that's breaking into the industry, it's pretty, you know, ballsy to just jump into LPs with, without doing your proper due diligence. And I'm not saying that you didn't, I'm saying a lot of people, they see an investment and then they go in and that's why we had Brian Burke on.   He wrote the passive, I think it's passive real estate investor.   Mark (7m 36s): It's a hands-off hands-on that's   Jesse (7m 39s): Right. So we were both talking at the last BiggerPockets conference and what I found fascinating about this book, not just to plug it, it's just from the LPs point of view, which you never really read in a lot of these books. A lot of it is you're the GP you're running the deals. So that's pretty awesome. And then the other thing I, I feel in tell me if this is what you experience, I've told partners of mine before that we should be an LPN, this deal. And it's not necessarily because I think the deal is great. Is I really like the sponsor. I really want to see what, what he or she does with the investment.   And you learn so much about, okay, they're using this software, oh, they're G they're doing updates this way. I, you know, the last person I invested in did, did them this way. So I feel like there's a lot to learn from somebody who has already established themselves as an LP. Was that kind of your experience in those first, you know, six or seven, whatever they were.   Mark (8m 27s): So it's funny. I never went into syndication, investing, thinking I was going to be the guy syndicating. So I always went, I went into it because, you know, I could do my own deals. I knew how to run them. I knew how I knew how to pull the levers. I mean, it started as single family, right. Which is buy it at the right price, fix it and understand what the rental value is going to be at the end. Now, syndications do that same thing on a scale times, 100, 200 times. Right? So that's, it's the same concept, but it's kind of like if someone just gave you a graphing calculator and said, Hey, tell me what the graph looks like for this, you know, inequality, if you don't know how the basic calculus or algebra works behind it, then, you know, giving it, given that calculator is great, but like, you need to know how the, the math, how, what the long form version is.   And that's what single family was for me was the long form version. Now that I'm in a syndication, it's like, okay, what are the levers that we're going to pull here? How are we going to pull them? How much do we need to pull in totality in order to get up to what we can project? And at that point, like, I can pretty quickly go like, all right, this, this will work. Or it won't.   Jesse (9m 38s): Yeah. And I find that the one thing with single family and I I've had a very similar kind of history or, or path that you took. I mean, it can, it's very binary. It could go that you have a terrible experience or that you have a great experience in that is really predicated on the fact that you don't have a hundred tenants. You have one or two in a certain investment. So if it goes poorly, you feel like the whole thing is going poorly, where that the nice thing with apartments is you do scale it up and you're able to have economies and, you know, the losses, the winds help with the losses and things kind of even note.   But I feel like a lot of it is, is that mental barrier, you know, when, when you're starting out buying that first condo, the idea of you owning 80 units is, you know, so far away from, from your reality. So tell us how you moved from. So you moved from kind of what you're doing originally in real estate, into being an LP on these deals of whatever it was, six, six to 10 or whatever you invested, what was the, your experience or what was your outlook after seeing different investors? Do these deals differently?   Mark (10m 43s): I mean, you know, Brian Burke covered a ton of it in his book. So if you haven't read that, read that, I mean, it's, it's, it really sums up pretty much everything you need to know in more detail than you need to know it. So if I were to boil it down to brass tacks and make it really simple, I learned who communicates well, cause I value communication. If you don't communicate well, I don't wanna, I don't want my money with you. I like quarterly communication, monthly communications, just too much for me, because at that point, like I don't, if I wanted to have monthly communication, I'd be, I'd run the deal.   I, I want to know that my money is okay, but I   Jesse (11m 20s): Don't from the contractor.   Mark (11m 22s): Yeah. I, yeah, not interested. I wanna, I wanna know, you know, who does what they say they're going to do. And by that, that can be with respect to distributions that can be with respect to execution of the business plan. There's different ways that that shows up, but I'm paying a lot of attention to do they execute and do what they say, do they deliver? Because so many people and anyone can put something on a spreadsheet, say here's what this is going to do.   And this is gonna be worth X by this time. But if you don't go and see you, those, you know, quarterly execution updates, demonstrating that they're tracking performer, tracking their execution timeline. Even if the NOI doesn't track because the market's not, you know, didn't pan out the way you thought, but you're executing to the business plan. I'm not going to fall to sponsor for that. I just, wouldn't   Jesse (12m 18s): Sorry. Go ahead.   Mark (12m 19s): Those were the two, those were the two big things for me. And then I would say the, the third thing is you get to see who actually underwrites, conservatively, everyone, underwrites, conservatively. It's like, everyone leads with that. And when you   Jesse (12m 35s): Conservative figures here, we're just going to change this exit cap rate here. And there's your 30% IRR.   Mark (12m 40s): Yeah, exactly, exactly. It all. It all comes down to that. You get to see, you know, as the tide is going out here, I think we're starting to see the high water mark. You're going out. You're about to see who's swimming naked. It is going to it's it's gonna, it's going to come.   Jesse (12m 58s): Yeah. Well, it it's to your point of, you know, I don't necessarily see that you're going to track exactly like your, you know, your memorandum or your deck. You showed everybody, but it is this idea of like communicating on a regular basis, tracking the progress. It sounds like when I hear guys like you talk, you can almost hear a sales background because if you're a good sales person and in this case, like real estate sales, the first, the, one of the most valuable a number of them, but one of the mentors I had, one of the most valuable lessons I ever got was listened, deliver bad news, quickly, deliver it fast.   And you know, you, a lot of people try to run away from it, but listen, like, I'm going to give you a quarterly report. This is what's going on. I'm going to give it to you every quarter. I'm not going to try to run away from, with what's happening. We're obviously gonna make sure that, you know, things go as smoothly as possible. But I think communication is huge. And in the long run, even though it hurts those days where you're delivering bad, you know, bad information, it's important that you do that for your credibility.   Mark (13m 58s): I don't, I would say not don't just deliver bad news, but deliver the solution, delivery, deliver your solution to the problem, along with the problem. Because, you know, coming from the days of residential real estate, if I went and delivered a home inspection report with a bunch of bad news and didn't provide avenues to solve it, then like there's full on panic. And everyone's like, wow, man, this is terrible. And people just go, you know, off the cliff into the deep end.   Jesse (14m 28s): Yeah, no, I couldn't, I couldn't agree more. So let's get into a little bit about the LPGP relationship. So for those that don't know, I think most of the listeners are familiar with the general partner and limited partners. Basically try to give me your, your perspective of what you're looking for. Let's start on the LP side when you're looking at a general partner. So you talked about somebody who's a communicator, somebody who's going to be, you know, tells you what the, what they're going to do is, is in communication with you.   But what are, what are a couple of red flags? You know, we can pull them from, you know, from Brian, but we've got you here and I'd like to get your thoughts on it.   Mark (15m 8s): Yeah, here's what I would say. I always want to know what are the assumptions in the model? I always ask, you know, what are your rent bumps? That's a big one because you can go and make revenue look a lot higher than it really can and, and will be if you're over aggressive, I want to know. And that kind of goes along with how are you to creating the value? So is it through, you know, rent?   Is it through adding additional square footage in self storage game? Or is it adding, you know, like converting units that, and, you know, chopping them up and making them a little smaller, but I also want to know, you know, what's your exit cap rate assumption. That's such a big lever. That's so just not understood it. The general person does not understand how exit cap rates are such a powerful lever in the value gaming   Jesse (16m 8s): Return.   Mark (16m 9s): Oh yeah. So that's a really, really, really big one. And if you don't know, the re the relationship net operating income divided by cap rate equals your asset value. So understand if you're going in buying, you know, a cap rate and it's, and it's hard to set it because just cause you're going in at a five cap on actual is there could be a ton of runway in the, in the, in the gross revenues because it's not being managed well. So, you know, sometimes people think that they're getting a steal, you're paying a high cap rate on something like that. But if, you know, as the operators, a ton of runway on the rent roll and fine, give them a five cap and just know that you're going to double the revenue and then you're going to sell it at a six, but the double revenue still generates the value.   Jesse (16m 50s): Yeah. I think one thing I'd tell a younger investors or people that are trying to understand the, the usefulness and sometimes the work you should throw cap rates out of perfect illustration is you can have a building with a 1% cap rate. And it's an absolutely amazing investment because you, you have vacant possession of a building in a great market. So, you know, this idea of, of cap rate being the be all and end all, you know, you have to really factor it into our, are we a stabilized asset? Are we fully tenanted the other piece too, of, you know, just so listeners are following along with exit cap rate, or sometimes you'll hear it called the reversion if you're in, in college and finance right now.   So this idea that you have to apply a cap rate to that last year, or say a five-year investment that last year net operating income, just like mark was saying here, that is an assumption in the deal. And the common wisdom is that that cap rate should be technically higher than your entry cap because the building has degraded over time or, or kind of, it has gotten older, the actual structure, not the land and that cap rate, you know, you can just do the math right now. If you have a million dollars NOI divide that by 4.5 or divided by 5.5, you're going to see a drastic difference in the valuation.   And that's going to really affect the levered return on investment. So that's a great point. Are there any, w you know, when you look at an investor or an investment, and you're seeing the, the debt side of the equation, the mortgage, what do you like to see there? Is there anything that you're looking out for that you're keeping your eye on specifically?   Mark (18m 22s): I mean, I'd like to understand recourse, is there recourse on it or is there not because if there's recourse on it, you know, the person who's running the deal has more skin in the game because when you're an LP, generally, I'm not going to say always, but pretty much always you're at risk. Capital is only the capital, the equity you contributed to the, your LP position. Whereas the sponsor who's on the GP side, they're the ones taking the risk, signing on the debt.   So most, you know, most, most people in, in multi-family, and, and in like industrial, they're going to go for CMBS or life insurance company, life code debt, and they're going to go for non-recourse, which is smart. It's very smart. But if someone like self storage, a lot of times we're going for like regional banks and regional banks don't want to give non-recourse, they'll give partial recourse. Yeah. So I still have skin in this game if I don't do this thing. Right.   And versus someone on a multifamily, if the project totally goes sideways, they hand the keys back and go, Hey, sorry, this is your problem. Like, I tried my best. And you as the investor who put up the check, you're out the money and the guy who ran the deal just lost the reputation. I mean, that's, that's what you're really losing, but they didn't lose cash. So to speak.   Jesse (19m 41s): Yeah. That's a great point. I, the last investment that we were running GP on, I remembered speaking with an investor and he said, and it's not a dumb question. It's a, it's a logical question. They said, well, you know, how much are you investing personally? You know, I thought it would be more. And I said, my answer to him was, listen, it's, it's the wrong question. I'll answer it. But it's the wrong question. And I'll tell you why. So I tell him how much we're investing in the deal. But then secondly, I'm saying that we're signing on this debt and it's, this is, this is not debt.   This is basically my unborn kids. If everything goes wrong here, that's what gets affected because we're personally guaranteeing the debt. I th that's a question I think is important because at the end of the day, if I know that the GP is really, like you said, has complete skin in the game, that changes the dynamic for me, for sure.   Mark (20m 30s): Yep. Yeah. I mean, and, and honestly, like I, especially right now, I will want to see lower leverage. Multifamily investments have been going 80% with a 24 month IO interest only period. And on a 30 year amortization schedule. So talking high leverage with very little principal pay down with, so your 30 year, the higher your amortization period, the, the slower you pay down your principal loan balance. And then when you go and you add a 24 month interest only period on the front of that, you're paying no principal for two years, and then you're paying small principal for the three years.   So if you're holding it for five years, you're really banking on the market to go up. So at the time of disposition, you're not in disposition to sale, you're not in a place where you're going to get, you know, you're gonna be under underwater. And then at that point, you're you got a deficiency. So you're paying to sell the property, or you're having to refi at that. Five-year mark. So I, I hate high leverage right now, like 80% leverage scares the shit out of me and interest only periods on loans.   Also equally terrifying right now for me, unless you're at a super low leverage point.   Jesse (21m 46s): Well, it's like when you describe it that way, you're like the big short 2.0 there where you have like this balloon, or, you know, you have an IO period. And then all of a sudden it kicks into to have whatever you're looking for, stabilize that after that. But I think, I think what we've learned over the last six months, or even shorter than that with interest rates is that LTV is important to a certain extent. But what most banks that we're dealing with, what they're looking at is that service coverage right now, how much more do you have to pay then than your actual servicing of the, of the mortgage or debt.   And I think that is a, probably a prudent way to look at it, but yeah, I think, I think you're right. I think most of the going forward this next year, I think these high, these individuals or companies that are doing very high loan to value are kind of setting themselves up to potentially be in a little bit of trouble if you know, the economy goes the wrong way.   Mark (22m 39s): Well, and so then the question becomes, okay, so let's say you got a five-year term with a 24 month IO at 30 year am. Well, do you have extensions beyond that? That will allow you to go and buy some time if the market doesn't, you know, the market's not cooperating with your exit timeframe that you originally intended. So that's understanding, you know, the ability to have extensions on the backend. Can you buy an extension or does the rate reset? Meaning like now you have to go and go to, you know, whatever prime is or prime plus, whatever the agreed upon amount is in the loan docs.   And this is the thing until you operate, actually, you don't even know how to answer these questions. You don't even know what this shit means. Let alone have the ability to ask the question to be able to actually ascertain that answer.   Jesse (23m 29s): Well, I, like you said earlier, just go on a podcast, here's your credibility. So I want to kind of jump to what you're kind of looking at right now. What are deals? You know, what, what's your target and are you doing more self storage? You're looking at apartments,   Mark (23m 46s): We're all self storage. I mean, you know, with hearth fire, all we do is self storage. That's, you know, singular focus. I mean, we just want to go and be fantastic in that space and just crush that space and know it inside and out that said the challenge right now is with rates ticking up, the more money you borrow, the bigger the deal, the rate hikes are because it's compounding a problem. So on a mortgage, as a residential, and you're borrowing 250 or 300,000 bucks, that's such a big deal.   It does impact, but not a huge deal. If you're going to borrow 5 million bucks that little, you know, half, half a point and rate can really impact your, your, your monthly debt service. And at that point, it impacts what you can pay and your debt service coverage ratio and what you can pay for, for the property. And right now, sellers, haven't adjusted to   Jesse (24m 45s): A hundred percent   Mark (24m 46s): New debt terms like seller sale price expectations are still at, you know, all time low rates. And there's a gap right now. And the thing is, is there's a lot of stupid that hasn't burned off yet. There's a lot of people still paying way too much. Yeah. I don't know when that stops. So it's like, we're just in a mode of sticking to our guns, putting in LOI, but being patient.   Jesse (25m 9s): Yeah. It's very, yeah. The price that pricing is so sticky because people, once they anchor to it, like, you know, just for on the kind of the sales side with real estate, once you stick to a price, you do not want to come off it. We have clients right now that we're actively, you know, we've marked down some prices depending on the asset class, but people are starting to say, well, here's my offers here because cost of capital is going up. And our clients are just like, no, like the prices that shouldn't affect price at all. It's like, no, it does. And it should. But the fact that there's that disconnect.   It'll be interesting to see how long this lasts. If we, if we stay in this kind of environment, even if the interest rates kind of stay stagnant, I feel like the prices have to reflect, have to adjust to it. But I think it's definitely the, there is a time period where people do not want to mark down because they're just used to what we've been living through for the last 10 years, to be honest.   Mark (26m 1s): Yeah. It'll be real interesting. I mean, we've been up until the right fence 2012. And so there's a lot of sponsors, syndicators, whatever you want to call it that have operated like crap that have gotten away with poor execution and poor operations and poor, poor deal management. And now that pricing is reverting and you're going to start. And I mean, I don't know. I think we're right now, we're kind of at the crest and now people are questioning like where value sits, right?   This instant, which whenever there's uncertainty in pricing, that usually means a price. The pricing is going to start to come down and how much it comes down, who knows that depends on rates and how much move, but prices are going to come down. And it really boils down to like, if you don't execute well on your business plan and you leave money in the table as a respect to your NOI, when it comes time to exit, it's going to cost you and that's going to be, that's going to cost investors that returns.   Jesse (27m 1s): Yeah. Yeah. I couldn't agree more. It's it's so hard to kind of do the analysis on, from an economic standpoint where we had Peter Lindemann, who's a professor at warden. He kind of wrote the book on like real estate finance. And we're talking about the economy and we have these kind of artificial, not artificial, but I think most people would agree. COVID-19 was not exactly a typical recession. It was a technical recession, but it was something that was more akin to like a, a natural disaster. So we're recovering off of that. And the question is, if the economy is going to go into recession where it naturally would have gone, or if it's going to continue along the way it is, that's really going to be the, you know, which way do we go on these things because interest rates where they're at right now, I think if the economy continues to be healthy, we can, we needed a little bit higher interest rates.   The question is if it starts running off from an inflation standpoint, but who knows? We, I, I don't, I don't crystal ball it. I just asked my guests to. So   Mark (28m 1s): W I'll be happy to tell you that we're in a recession and no one's actually said it yet. But as more business owners I talk to and, you know, cash is getting tight and all that excess liquidity that COVID created, or should I say the government created as a result of COVID, that's starting to burn off, except for like the craziest part is the people who got the most amount of money. Well, it's not that crazy. The wealthiest people who got the most amount of money are the ones who still have the money. And that's like the last bit of liquidity that's kind of hanging out and about, but all this stock market sell off and all this crap that's going on.   This, this, all this stuff in crypto it's, it's, it's all in response to people are starting to feel tight with respect to liquidity, and you wait, give it another 45 days and it'll come out officially.   Jesse (28m 44s): You know, I think this is the thing where you being a prudent investor really starts to pay dividends. And like you said, you can hide a lot with prices, just continually going up, like, Hey, I'm a great operator. Prices have gone up in my market 12% every year. So it hides a lot of poor management and poor operating. So TBD we'll, you know, we'll see what happens over the next little while. I want to get to kind of where people on listening can reach out to you and see what you're up to before we do. We typically, before we end the show, we ask our guests for questions, kind of a rapid fire, so to speak.   So if you're good with that, I'll lay them on. You   Mark (29m 22s): Let's do it.   Jesse (29m 23s): All right, mark. What's something that, you know, now in your investing career that you wish you knew when you first started out and you know, it could be something operational can be something on the investing side,   Mark (29m 35s): Any commercial asset, you control the value of your building based upon your net operating income. So the better you can a building, the more you can control the value of it when it's commercially based. So I would go commercial sooner.   Jesse (29m 49s): Yeah. That's great. What would you tell somebody that's looking to get into our industry, whether building a real estate business or going into, as an investor, whether it's LP or GP, you know, what would you tell that young, younger individual   Mark (30m 5s): Go find someone who's really good at it and work for free and learn everything you can and, you know, find a way to add value to their operation. And, you know, don't put your capital on the line, put your time on the line. Cause you got time to give you don't have money to give at that point.   Jesse (30m 21s): Yeah. Fair enough. Any resources or books you're reading right now that you think the listeners would get some value out of?   Mark (30m 30s): You know, it's interesting. I'm reading a book right now called slicing pie. It's by a guy by the name of Mike Moyer. It's interesting. Cause it talks about equity and what's fair and how to determine an equitable equity share. So I'm reading that right now.   Jesse (30m 47s): Sure. For some reason I thought PI like the math thing, once you brought up calculus.   Mark (30m 52s): No, it's I believe it or not. I'm not a math guy. I like addition, subtraction, multiplication, division, but stick letters in my math. And it all goes downhill for me.   Jesse (31m 0s): There you go. Well, luckily your PNL doesn't have a ton. It doesn't have any of the letters that don't form words. First car make and model   Mark (31m 12s): Man. The first one that I drove that was like kind of handed down, but like wasn't mine. The first one that I bought   Jesse (31m 20s): Was when you bought,   Mark (31m 22s): I bought a Mazda three   Jesse (31m 25s): Rotary engine.   Mark (31m 27s): Yeah. Mazda3 stick shift. There you go. Because I was cool like that   Jesse (31m 33s): Starting my buddy about this. I was just like stick shift. I had a million people have said this, but I watched this, I listen to his podcast, econ talk. He's like, it is a millennial security device. And it was just like, nobody drives stick. I, my first car was a, was a stick as well. And it's just like, yeah,   Mark (31m 50s): Well it's funny. I've, I've gotten in driven stick shift cards since I got rid of that car and then got another car. But it's now it's like, it's a little more herky jerky. Cause you know, not driving in every day. And plus every clutch is a little different,   Jesse (32m 4s): But yeah, you gotta, you gotta work. Awesome. So for listeners, aside from, as I always say an easy Google search, any specific places that you'd have people reach out, we'll put links in the, in the description for the show.   Mark (32m 19s): Yeah. Easiest way to find me is investing with mark.com, M a R K and then Instagram back slash investing with mark Facebook, LinkedIn. It's all there.   Jesse (32m 32s): My guest today has been Mark McGuire, mark. Thank you for being part of working capital.   Mark (32m 38s): Thanks.   Jesse (32m 45s): Thank you so much for listening to working capital the real estate podcast. I'm your host, Jesse for galley. If you liked the episode, head on to iTunes and leave us a five star review and share on social media, it really helps us out. If you have any questions, feel free to reach out to me on Instagram, Jesse for galley, F R a G a L E, have a good one. Take care.Jesse (0s): Welcome to the working capital real estate podcast. My name is Jesper galley. And on this show, we discuss all things real estate with investors and experts in a variety of industries that impact real estate. Whether you're looking at your first investment or raising your first fund, join me and let's build that portfolio one square foot at a time   Speaker 0 (22s): E   Jesse (23s): This is Jessica forgotten and you're listening to working capital the real estate podcast. My guest today is Mark McGuire. He's the C I O of Herth capital. He's a full-time real estate investor and operator that's when mark at the time plunge into real estate sales, after running hard on his own for three years, working 80 to 100 hours a week, mark realized he needed help. He transitioned his real estate practice to Keller Williams in 2017 to learn how to build a real estate business. He hired and fired agents learn from his mistakes and then rehired them all over again.   Since 2013, mark and his team have brokered more than 300 homes with a total sales volume exceeding 83 million. They've also raised over 50 million capital for her fire, mark, you and I were just talking before we want to get into a lot of what you're doing now, which sounds like general partner and sponsoring deals. First of all, welcome aboard.   Mark (1m 13s): Thanks for having me Jesse excited.   Jesse (1m 15s): Yeah, I really appreciate it. So lots to talk about here. You've had a pretty, a pretty interesting background in terms of where you started out in your career and what you're doing today. And I want to get into for listeners the different asset classes that you're working with, but before we do that, why don't you take us back to kind of where you got into real estate? How that your story unfolded at the beginning?   Mark (1m 39s): Yeah, so real estate was something that was in my family. You know, I tried to go the college route net that really didn't align with my way of being a really I learned hands-on and I could, I could do the school thing, but I just hated it. And my mom's a teacher, so that went over really well. And then, you know, transition to my first entrepreneurial venture was playing in a band and we played, I was in a band professionally for seven years. We ended up getting a record contract with RCA records and I had had my I'm sorry,   Jesse (2m 15s): Small outfit.   Mark (2m 16s): Yeah, yeah, just a little bit. And I had had my real estate license at the time. And when we got the record contract, I remember, you know, this real moment of clarity of looking at how much money I was going to get as part of the contract that was guaranteed. And then how much money I had commissions pending with my residential real estate sales business. And I just was like, well, why would I sign this 14 to 20 year contract? Like that makes no sense. I'm, I'm going to be a slave. So went into real estate sales full time and had the opportunity to, to really start to understand business and learned about this whole thing called like a profit and loss.   I never went to school for any of it. So it was kind of just a giant trial by fire and I'm kind of became obsessed. And then after that, it was just like, how much more could I could I build? It was just a constant pursuit of growth.   Jesse (3m 8s): Fair enough. So you kind of run through the process, you're in music, which is awesome. What a, what instrument or where you vocals? What did you play?   Mark (3m 16s): No, I was actually, I was, I played drums. I did sing background vocals, but drums was really my main contribution.   Jesse (3m 22s): Nice, nice. I'm a big, big guitar guy. Just, just, just bought a, a PRS recently. And so I'm pretty, I'm having fun with that somewhere in the background there. So that's really cool. So RCA, I, like I said, it's not exactly a, a small outfit, so congrats on that. But even with that, you kind of look back and you start real estate as a path. So bring us up to speed today. I know that you're continuing to build wealth through real estate and you are LP on a few deals in various asset classes and running point or general partner on others.   Maybe you could tell listeners a little bit about what that looks like and how that process kind of evolved.   Mark (4m 3s): Yeah. So when I was in residential real estate sales, I spent a lot of time, you know, getting to run numbers on just single families. One thing that I was really fortunate to have was a family that was in real estate. So my, my grandfather was the main driving force and he owned a bunch of properties and I got the opportunity to work and be the, the, the assistant to the maintenance man. So I was like the guy that just said, Hey, there's a pile of trash, go over there, go take it and load it in the truck and throw it out.   So I did that for a couple of years and, you know, that's what it took to be in the band and have the flexibility to be able to get up and go whenever I needed to, they either had to go for on the site or they didn't. So there, it was just a matter of, you know, as I made money and, and, and generated income from residential real estate sales, my grandfather always told me, you know, real estate sales, you know, will make you money, but it will make you rich. And I don't know if you've ever heard of the saying brokers died, broke because so many people in sales, they make good money in commission, but then they, you know, spend it all and they don't get into assets that help you defer some of those taxes   Jesse (5m 19s): And build wealth.   Mark (5m 20s): Yeah. So it really came down to saying, Hey, I want to, I want to be able to get paid while I sleep. And so I've started buying condos and single families. And because this was 2013, 14 when the market was, you know, really, really low and then just kind of wanted to grow it from there and got interested in the commercial loan space. And, you know, I lived on as little as I could without feeling like I was, you know, I'm going to say punishing myself.   I wasn't like sitting there and eating ramen. No, I was never the ramen noodles guy. There's a lot of those people that, you know, they, I mean, I like pain, but I don't like it that much.   Jesse (6m 0s): You know? And I don't understand that maybe we said Italian upbringing. I'm like, you know, pasta is just this chief.   Mark (6m 5s): It is. But Robin noodles is pasta. It's just possible of sodium   Jesse (6m 10s): A hundred percent, exactly. Dumping, just dumping a bag of salt in there.   Mark (6m 16s): So I basically took it from, you know, just doing small single family and getting introduced to the concept of syndication I was trying to buy up. And it was just, I didn't have enough income. I didn't really know the way that the game was played. So syndication was my way to be a part of bigger deals. And I got, it was a, it was a question of bandwidth because you only had so much time to operate so many deals the right way to execute on them. And syndications for me were a way to keep my money moving at a good velocity without having to actually be the one driving the ship forward.   Jesse (6m 50s): So in those syndications where you limited partner in like the first one,   Mark (6m 55s): Yeah, I was an LP in probably seven or eight before I started on the GP side.   Jesse (7m 3s): Yeah. Which is that's fascinating to me because some, some would argue that it's, it's easier to get into being the LPN and definitely in a sense it is right. You're just, you're just providing capital. But I think the analysis is for somebody that's breaking into the industry, it's pretty, you know, ballsy to just jump into LPs with, without doing your proper due diligence. And I'm not saying that you didn't, I'm saying a lot of people, they see an investment and then they go in and that's why we had Brian Burke on.   He wrote the passive, I think it's passive real estate investor.   Mark (7m 36s): It's a hands-off hands-on that's   Jesse (7m 39s): Right. So we were both talking at the last BiggerPockets conference and what I found fascinating about this book, not just to plug it, it's just from the LPs point of view, which you never really read in a lot of these books. A lot of it is you're the GP you're running the deals. So that's pretty awesome. And then the other thing I, I feel in tell me if this is what you experience, I've told partners of mine before that we should be an LPN, this deal. And it's not necessarily because I think the deal is great. Is I really like the sponsor. I really want to see what, what he or she does with the investment.   And you learn so much about, okay, they're using this software, oh, they're G they're doing updates this way. I, you know, the last person I invested in did, did them this way. So I feel like there's a lot to learn from somebody who has already established themselves as an LP. Was that kind of your experience in those first, you know, six or seven, whatever they were.   Mark (8m 27s): So it's funny. I never went into syndication, investing, thinking I was going to be the guy syndicating. So I always went, I went into it because, you know, I could do my own deals. I knew how to run them. I knew how I knew how to pull the levers. I mean, it started as single family, right. Which is buy it at the right price, fix it and understand what the rental value is going to be at the end. Now, syndications do that same thing on a scale times, 100, 200 times. Right? So that's, it's the same concept, but it's kind of like if someone just gave you a graphing calculator and said, Hey, tell me what the graph looks like for this, you know, inequality, if you don't know how the basic calculus or algebra works behind it, then, you know, giving it, given that calculator is great, but like, you need to know how the, the math, how, what the long form version is.   And that's what single family was for me was the long form version. Now that I'm in a syndication, it's like, okay, what are the levers that we're going to pull here? How are we going to pull them? How much do we need to pull in totality in order to get up to what we can project? And at that point, like, I can pretty quickly go like, all right, this, this will work. Or it won't.   Jesse (9m 38s): Yeah. And I find that the one thing with single family and I I've had a very similar kind of history or, or path that you took. I mean, it can, it's very binary. It could go that you have a terrible experience or that you have a great experience in that is really predicated on the fact that you don't have a hundred tenants. You have one or two in a certain investment. So if it goes poorly, you feel like the whole thing is going poorly, where that the nice thing with apartments is you do scale it up and you're able to have economies and, you know, the losses, the winds help with the losses and things kind of even note.   But I feel like a lot of it is, is that mental barrier, you know, when, when you're starting out buying that first condo, the idea of you owning 80 units is, you know, so far away from, from your reality. So tell us how you moved from. So you moved from kind of what you're doing originally in real estate, into being an LP on these deals of whatever it was, six, six to 10 or whatever you invested, what was the, your experience or what was your outlook after seeing different investors? Do these deals differently?   Mark (10m 43s): I mean, you know, Brian Burke covered a ton of it in his book. So if you haven't read that, read that, I mean, it's, it's, it really sums up pretty much everything you need to know in more detail than you need to know it. So if I were to boil it down to brass tacks and make it really simple, I learned who communicates well, cause I value communication. If you don't communicate well, I don't wanna, I don't want my money with you. I like quarterly communication, monthly communications, just too much for me, because at that point, like I don't, if I wanted to have monthly communication, I'd be, I'd run the deal.   I, I want to know that my money is okay, but I   Jesse (11m 20s): Don't from the contractor.   Mark (11m 22s): Yeah. I, yeah, not interested. I wanna, I wanna know, you know, who does what they say they're going to do. And by that, that can be with respect to distributions that can be with respect to execution of the business plan. There's different ways that that shows up, but I'm paying a lot of attention to do they execute and do what they say, do they deliver? Because so many people and anyone can put something on a spreadsheet, say here's what this is going to do.   And this is gonna be worth X by this time. But if you don't go and see you, those, you know, quarterly execution updates, demonstrating that they're tracking performer, tracking their execution timeline. Even if the NOI doesn't track because the market's not, you know, didn't pan out the way you thought, but you're executing to the business plan. I'm not going to fall to sponsor for that. I just, wouldn't   Jesse (12m 18s): Sorry. Go ahead.   Mark (12m 19s): Those were the two, those were the two big things for me. And then I would say the, the third thing is you get to see who actually underwrites, conservatively, everyone, underwrites, conservatively. It's like, everyone leads with that. And when you   Jesse (12m 35s): Conservative figures here, we're just going to change this exit cap rate here. And there's your 30% IRR.   Mark (12m 40s): Yeah, exactly, exactly. It all. It all comes down to that. You get to see, you know, as the tide is going out here, I think we're starting to see the high water mark. You're going out. You're about to see who's swimming naked. It is going to it's it's gonna, it's going to come.   Jesse (12m 58s): Yeah. Well, it it's to your point of, you know, I don't necessarily see that you're going to track exactly like your, you know, your memorandum or your deck. You showed everybody, but it is this idea of like communicating on a regular basis, tracking the progress. It sounds like when I hear guys like you talk, you can almost hear a sales background because if you're a good sales person and in this case, like real estate sales, the first, the, one of the most valuable a number of them, but one of the mentors I had, one of the most valuable lessons I ever got was listened, deliver bad news, quickly, deliver it fast.   And you know, you, a lot of people try to run away from it, but listen, like, I'm going to give you a quarterly report. This is what's going on. I'm going to give it to you every quarter. I'm not going to try to run away from, with what's happening. We're obviously gonna make sure that, you know, things go as smoothly as possible. But I think communication is huge. And in the long run, even though it hurts those days where you're delivering bad, you know, bad information, it's important that you do that for your credibility.   Mark (13m 58s): I don't, I would say not don't just deliver bad news, but deliver the solution, delivery, deliver your solution to the problem, along with the problem. Because, you know, coming from the days of residential real estate, if I went and delivered a home inspection report with a bunch of bad news and didn't provide avenues to solve it, then like there's full on panic. And everyone's like, wow, man, this is terrible. And people just go, you know, off the cliff into the deep end.   Jesse (14m 28s): Yeah, no, I couldn't, I couldn't agree more. So let's get into a little bit about the LPGP relationship. So for those that don't know, I think most of the listeners are familiar with the general partner and limited partners. Basically try to give me your, your perspective of what you're looking for. Let's start on the LP side when you're looking at a general partner. So you talked about somebody who's a communicator, somebody who's going to be, you know, tells you what the, what they're going to do is, is in communication with you.   But what are, what are a couple of red flags? You know, we can pull them from, you know, from Brian, but we've got you here and I'd like to get your thoughts on it.   Mark (15m 8s): Yeah, here's what I would say. I always want to know what are the assumptions in the model? I always ask, you know, what are your rent bumps? That's a big one because you can go and make revenue look a lot higher than it really can and, and will be if you're over aggressive, I want to know. And that kind of goes along with how are you to creating the value? So is it through, you know, rent?   Is it through adding additional square footage in self storage game? Or is it adding, you know, like converting units that, and, you know, chopping them up and making them a little smaller, but I also want to know, you know, what's your exit cap rate assumption. That's such a big lever. That's so just not understood it. The general person does not understand how exit cap rates are such a powerful lever in the value gaming   Jesse (16m 8s): Return.   Mark (16m 9s): Oh yeah. So that's a really, really, really big one. And if you don't know, the re the relationship net operating income divided by cap rate equals your asset value. So understand if you're going in buying, you know, a cap rate and it's, and it's hard to set it because just cause you're going in at a five cap on actual is there could be a ton of runway in the, in the, in the gross revenues because it's not being managed well. So, you know, sometimes people think that they're getting a steal, you're paying a high cap rate on something like that. But if, you know, as the operators, a ton of runway on the rent roll and fine, give them a five cap and just know that you're going to double the revenue and then you're going to sell it at a six, but the double revenue still generates the value.   Jesse (16m 50s): Yeah. I think one thing I'd tell a younger investors or people that are trying to understand the, the usefulness and sometimes the work you should throw cap rates out of perfect illustration is you can have a building with a 1% cap rate. And it's an absolutely amazing investment because you, you have vacant possession of a building in a great market. So, you know, this idea of, of cap rate being the be all and end all, you know, you have to really factor it into our, are we a stabilized asset? Are we fully tenanted the other piece too, of, you know, just so listeners are following along with exit cap rate, or sometimes you'll hear it called the reversion if you're in, in college and finance right now.   So this idea that you have to apply a cap rate to that last year, or say a five-year investment that last year net operating income, just like mark was saying here, that is an assumption in the deal. And the common wisdom is that that cap rate should be technically higher than your entry cap because the building has degraded over time or, or kind of, it has gotten older, the actual structure, not the land and that cap rate, you know, you can just do the math right now. If you have a million dollars NOI divide that by 4.5 or divided by 5.5, you're going to see a drastic difference in the valuation.   And that's going to really affect the levered return on investment. So that's a great point. Are there any, w you know, when you look at an investor or an investment, and you're seeing the, the debt side of the equation, the mortgage, what do you like to see there? Is there anything that you're looking out for that you're keeping your eye on specifically?   Mark (18m 22s): I mean, I'd like to understand recourse, is there recourse on it or is there not because if there's recourse on it, you know, the person who's running the deal has more skin in the game because when you're an LP, generally, I'm not going to say always, but pretty much always you're at risk. Capital is only the capital, the equity you contributed to the, your LP position. Whereas the sponsor who's on the GP side, they're the ones taking the risk, signing on the debt.   So most, you know, most, most people in, in multi-family, and, and in like industrial, they're going to go for CMBS or life insurance company, life code debt, and they're going to go for non-recourse, which is smart. It's very smart. But if someone like self storage, a lot of times we're going for like regional banks and regional banks don't want to give non-recourse, they'll give partial recourse. Yeah. So I still have skin in this game if I don't do this thing. Right.   And versus someone on a multifamily, if the project totally goes sideways, they hand the keys back and go, Hey, sorry, this is your problem. Like, I tried my best. And you as the investor who put up the check, you're out the money and the guy who ran the deal just lost the reputation. I mean, that's, that's what you're really losing, but they didn't lose cash. So to speak.   Jesse (19m 41s): Yeah. That's a great point. I, the last investment that we were running GP on, I remembered speaking with an investor and he said, and it's not a dumb question. It's a, it's a logical question. They said, well, you know, how much are you investing personally? You know, I thought it would be more. And I said, my answer to him was, listen, it's, it's the wrong question. I'll answer it. But it's the wrong question. And I'll tell you why. So I tell him how much we're investing in the deal. But then secondly, I'm saying that we're signing on this debt and it's, this is, this is not debt.   This is basically my unborn kids. If everything goes wrong here, that's what gets affected because we're personally guaranteeing the debt. I th that's a question I think is important because at the end of the day, if I know that the GP is really, like you said, has complete skin in the game, that changes the dynamic for me, for sure.   Mark (20m 30s): Yep. Yeah. I mean, and, and honestly, like I, especially right now, I will want to see lower leverage. Multifamily investments have been going 80% with a 24 month IO interest only period. And on a 30 year amortization schedule. So talking high leverage with very little principal pay down with, so your 30 year, the higher your amortization period, the, the slower you pay down your principal loan balance. And then when you go and you add a 24 month interest only period on the front of that, you're paying no principal for two years, and then you're paying small principal for the three years.   So if you're holding it for five years, you're really banking on the market to go up. So at the time of disposition, you're not in disposition to sale, you're not in a place where you're going to get, you know, you're gonna be under underwater. And then at that point, you're you got a deficiency. So you're paying to sell the property, or you're having to refi at that. Five-year mark. So I, I hate high leverage right now, like 80% leverage scares the shit out of me and interest only periods on loans.   Also equally terrifying right now for me, unless you're at a super low leverage point.   Jesse (21m 46s): Well, it's like when you describe it that way, you're like the big short 2.0 there where you have like this balloon, or, you know, you have an IO period. And then all of a sudden it kicks into to have whatever you're looking for, stabilize that after that. But I think, I think what we've learned over the last six months, or even shorter than that with interest rates is that LTV is important to a certain extent. But what most banks that we're dealing with, what they're looking at is that service coverage right now, how much more do you have to pay then than your actual servicing of the, of the mortgage or debt.   And I think that is a, probably a prudent way to look at it, but yeah, I think, I think you're right. I think most of the going forward this next year, I think these high, these individuals or companies that are doing very high loan to value are kind of setting themselves up to potentially be in a little bit of trouble if you know, the economy goes the wrong way.   Mark (22m 39s): Well, and so then the question becomes, okay, so let's say you got a five-year term with a 24 month IO at 30 year am. Well, do you have extensions beyond that? That will allow you to go and buy some time if the market doesn't, you know, the market's not cooperating with your exit timeframe that you originally intended. So that's understanding, you know, the ability to have extensions on the backend. Can you buy an extension or does the rate reset? Meaning like now you have to go and go to, you know, whatever prime is or prime plus, whatever the agreed upon amount is in the loan docs.   And this is the thing until you operate, actually, you don't even know how to answer these questions. You don't even know what this shit means. Let alone have the ability to ask the question to be able to actually ascertain that answer.   Jesse (23m 29s): Well, I, like you said earlier, just go on a podcast, here's your credibility. So I want to kind of jump to what you're kind of looking at right now. What are deals? You know, what, what's your target and are you doing more self storage? You're looking at apartments,   Mark (23m 46s): We're all self storage. I mean, you know, with hearth fire, all we do is self storage. That's, you know, singular focus. I mean, we just want to go and be fantastic in that space and just crush that space and know it inside and out that said the challenge right now is with rates ticking up, the more money you borrow, the bigger the deal, the rate hikes are because it's compounding a problem. So on a mortgage, as a residential, and you're borrowing 250 or 300,000 bucks, that's such a big deal.   It does impact, but not a huge deal. If you're going to borrow 5 million bucks that little, you know, half, half a point and rate can really impact your, your, your monthly debt service. And at that point, it impacts what you can pay and your debt service coverage ratio and what you can pay for, for the property. And right now, sellers, haven't adjusted to   Jesse (24m 45s): A hundred percent   Mark (24m 46s): New debt terms like seller sale price expectations are still at, you know, all time low rates. And there's a gap right now. And the thing is, is there's a lot of stupid that hasn't burned off yet. There's a lot of people still paying way too much. Yeah. I don't know when that stops. So it's like, we're just in a mode of sticking to our guns, putting in LOI, but being patient.   Jesse (25m 9s): Yeah. It's very, yeah. The price that pricing is so sticky because people, once they anchor to it, like, you know, just for on the kind of the sales side with real estate, once you stick to a price, you do not want to come off it. We have clients right now that we're actively, you know, we've marked down some prices depending on the asset class, but people are starting to say, well, here's my offers here because cost of capital is going up. And our clients are just like, no, like the prices that shouldn't affect price at all. It's like, no, it does. And it should. But the fact that there's that disconnect.   It'll be interesting to see how long this lasts. If we, if we stay in this kind of environment, even if the interest rates kind of stay stagnant, I feel like the prices have to reflect, have to adjust to it. But I think it's definitely the, there is a time period where people do not want to mark down because they're just used to what we've been living through for the last 10 years, to be honest.   Mark (26m 1s): Yeah. It'll be real interesting. I mean, we've been up until the right fence 2012. And so there's a lot of sponsors, syndicators, whatever you want to call it that have operated like crap that have gotten away with poor execution and poor operations and poor, poor deal management. And now that pricing is reverting and you're going to start. And I mean, I don't know. I think we're right now, we're kind of at the crest and now people are questioning like where value sits, right?   This instant, which whenever there's uncertainty in pricing, that usually means a price. The pricing is going to start to come down and how much it comes down, who knows that depends on rates and how much move, but prices are going to come down. And it really boils down to like, if you don't execute well on your business plan and you leave money in the table as a respect to your NOI, when it comes time to exit, it's going to cost you and that's going to be, that's going to cost investors that returns.   Jesse (27m 1s): Yeah. Yeah. I couldn't agree more. It's it's so hard to kind of do the analysis on, from an economic standpoint where we had Peter Lindemann, who's a professor at warden. He kind of wrote the book on like real estate finance. And we're talking about the economy and we have these k

Profit For Coaches
The Four Must Haves Revisited

Profit For Coaches

Play Episode Listen Later Jun 16, 2022 18:04


Having a profitable coaching practice can look different for everyone. To some, it's about taking on a certain number of clients. To others, it means earning six or seven figures in revenue every year. To me, having a profitable coaching practice means having a business that pays you well and allows you flexibility. A profitable coaching practice supports your family and lifestyle—it excites you and allows you to make choices based on your values. Sounds exciting?In this episode, I discuss the four things required to have a thriving, profitable coaching business or practice. I explain the importance of smart budgeting, regardless of your revenue. I describe the need for a solid, uncomplicated client acquisition process. I also highlight the importance of building a business model that supports content delivery and underscore what it means to have a transformational focus in your coaching practice.“Your practice needs to focus on more than transactions, money, and clients— your practice has to create an impact.” - Jos WillardThis week on Profit for Coaches:●      The four things every successful coaching practice has●      The importance of building a solid client acquisition process●      The value of managing your cash flow●      Bringing a transformational focus to your coaching business●      The FREE eBook you can access today!Resources Mentioned:●      Book: Book Yourself Solid: The Fastest, Easiest, and Most Reliable System for Getting More Clients Than You Can Handle Even if You Hate Marketing and Selling by Michael PortOur Favorite Quotes:●      “A truly profitable coaching practice makes an impact on your world—and you have to decide what your world is.” - Jos Willard●      “Your client acquisition process does not have to be hard or complex. If you build it correctly, all it takes is 20 to 30 minutes a day, three to five days a week.” - Jos Willard●      “Putting boundaries around your time, energy, and cash will make your business far more successful.” - Jos WillardHelping Coaches Increase Profits Thanks for tuning into this week's episode of Profit for Coaches. Love the podcast? Head over to www.lovethepodcast.com/Profitforcoaches to leave a review! Don't forget to subscribe wherever you get your podcasts so you never miss an episode.Apple Podcasts | TuneIn | GooglePlay | Stitcher | Spotify Be sure to share your favorite episodes on social media to help me reach more great coaches and visionaries, like you.Join me on Facebook, Twitter, Instagram, and LinkedIn. For more exclusive content and information, visit our website and grab your free copy of The 4 Must-Haves for a Profitable Coaching Practice e-book.

Sell or Die with Jeffrey Gitomer and Jennifer Gluckow
Follow Your Calling with Steve Rizzo

Sell or Die with Jeffrey Gitomer and Jennifer Gluckow

Play Episode Listen Later Jun 14, 2022 32:46


Do you know your calling in life? Are you willing to face your fears to achieve that calling?  Steve Rizzo, The Attitude Adjuster, walks us through his journey from a stand-up comedian with openers, like Chris Rock, to the emergence and scary beginning of his personal development and motivational speaking career.  Be sure to check out Steve's content and books, especially Conversations with Bob here:  Conversations with Bob Steve's Books https://www.steverizzo.com/ If you enjoyed this episode please be sure to follow us on our socials @jengitomer & @jeffreygitomer!   If you want to make the Easiest, Biggest & Fastest sales of your career we created a Free 21-Day Sales Challenge for you!  

The Kill Your Inner Loser Show
Depression is a LACK OF...

The Kill Your Inner Loser Show

Play Episode Listen Later Jun 11, 2022 29:25


Feeling like you're depressed or in a rut? Here's the EASIEST way of overcoming it and starting to feel a bit of happiness.Depression counselling/coaching with me: https://killyourinnerloser.com/coaching-sfwDepression resources/help: https://killyourinnerloser.com/depression

Steamy Stories Podcast
Summer In Maine: Part 5

Steamy Stories Podcast

Play Episode Listen Later Jun 9, 2022


Summer In Maine: Part 5. A night out on the town.by Member389. Listen to the Podcast at Steamy Stories.The next morning I grabbed breakfast at a local coffee shop and called home. Mom asked how things were going, and I said that they were going better than expected and I'd catch her up when I got back. I didn't tell her any more than that, but it was the complete truth. I still couldn't believe that things had gone so well.I looked into some after dinner entertainment four my date with Chrissy on Saturday and realized I didn't have anything appropriate to wear. I decided to go shopping and find something worthy of a night to remember.I was in town and not far from the hospital from what I could tell so I gave Chrissy a call and asked if she wanted to have lunch again. I walked into the wing where she worked and leaned against the nurse's station looking up and down each hall to see if I could spot her. A woman behind a short partition looked up hearing me moving around.“Hi. Can I help you?” She asked.“I'm looking for Christa.” I said.“Oh, you must be Pete.” She stood and walked over to the counter holding out her hand. “I'm Joan. She mentioned you'd be by.”“I was hoping to sneak her away for a few minutes for lunch.” I smiled.“It's going to probably be another fifteen before she'll be able to. I have to wait for one of the other nurses to come back before I can release her into your care.” She smiled.“Okay well I can just grab a coffee in the cafeteria for a few to keep out of the way. Thanks.” I said and turned to walk down the hallway and saw her in a room through a crack in the door. She was bent over a patient talking to them with a smile on her face. I looked at my watch and headed to the cafeteria to wait.I watched the coming and going of people through the windows for a while when I felt arms wrap around my neck and hands cover my eyes.“Guess who?” She asked.“Bob, is that you? Your hands are so soft.” I replied.She buried her face in my hair and gave me a kiss on the top of the head before pulling my head back against her chest.“Does Bob have these?” She said softly and gave a subtle rub of her chest against my head.“Well, he has put on some weight so yea I'm guessing he does.”She bent down and kissed my cheek. “Come on you clown, I'm hungry.”I stood wrapping my arms around her waist and drew her tight against me giving her a long kiss. “Me too, but I'll have to settle for food.”Her eyes flashed at me and her grin widened. “For now.” Her cheeks turned pink at the sound of several muffled giggles. “Come on let's eat before you get me in trouble for sexually harassing a visitor.”“I won't be the one filing a complaint. In fact, I was just wondering in a place this size how many available beds there might be.” I said, as I walked with her to the line. We settled in at the table and Chrissy attacked the giant salad she had in front of her.“So, no hints, nothing to go on tonight? I'm kind of nervous.” I said.“That's normal, weren't you nervous when you interviewed for your job at the fire department?”“No, not really. It was more like signing up for a class than a job interview. He asked me some questions, I asked him a few, and before I knew it he was shaking my hand and welcoming me aboard.”“It's not going to be like that, I assure you. She's pretty much your standard 12 year-old girl.” Chrissy just froze, the fork halfway to her mouth and looked at me.“What?” I asked worried.“I just did the math.” She looked around to see who was within earshot. “You're closer to her age than mine.” She set down her fork and looked out the window for a minute.I reached out and took her hand. “Don't let it bother you. It sure as hell doesn't bother me.”She snorted. “You'll still be in your twenties when I'm forty.”“Don't worry, I'm a firefighter. I can put the candles out before the house burns down.” I chuckled. Chrissy tried hard to look unamused and failed.“I can imagine the news now. ‘Aging spinster in torrid affair with young stud, more at 11.' My friends are going to think I'm trying to recapture lost youth. Let alone what my family…”“Stop.” I said sharply but softly. “You're worried about ten years from now more than you're worried about ten hours from now. Relax, there are only three people that have any input in this, and two of them are right here. I'm going to be interviewed by the other in just a few short hours.”Chrissy looked at me seriously for a moment then burst out laughing.“What?” I asked.“The look on your face. You'd think you were facing a firing squad at sundown. I can assure you that you have nothing to worry about.”We finished and Chrissy had to rush to get back, she tugged me along back as far as the nurse's station. She turned and looked at me for a moment then gave me a quick wink.“So you'll meet us at the house around 5? We can just take one car that way.”I nodded. “Sounds good. I'll see you then.”I began to lean in for a quick kiss when Chrissy snaked her arm around my neck and practically gave me a tonsillectomy with her tongue.I just chuckled and smiled and let her get back to work.I spent a little time wandering around downtown window shopping before I went back to the motel. I took a little time to reflect on everything that had happened in just a few short days, and I realized I couldn't be luckier if I won the lottery. My only hurdle left is tonight. How would Emily see me, as someone invading their lives, as someone trying to fill her dad's shoes. I let out a sigh and decided that the best thing I could do is to set all of that aside and get to know her and let the chips fall where they may. Chrissy didn't seem overly concerned. Why should I?I grabbed a quick shower, dressed and grabbed my jacket before I headed up to Chrissy's house in the hills.The tires hissed along the gravel drive as I pulled alongside her Jeep. I walked to the door, bouquet in hand and rang the bell. I took a deep breath, just as the door opened. A pretty girl stood there, dark hair and piercing eyes stared intently at me for a moment. In a flash of an eye a familiar crooked little smile crossed her face.“Mom, your hot date is here!” She yelled over her shoulder.“Well don't make him stand on the step, let him in!” Chrissy hollered back. I just started chuckling as Emily opened the door. Emily cracked open the outside door and opened the inside door further.“Come on in.” She said.“Hi Emily, I'm Pete.” I said holding out my hand. Already over five feet I could tell she was going to be tall like her mother.“Are those for my mom?” She asked nodding at the flowers. I just shook my head.“No, they're for you.” I said presenting them to her. Her eyes grew wide, and her expression got serious for a moment before she took them with a smile.“I'll be right out.” Came the call from another room. She laughed a bit after saying it. I began to think this was a calculated move.Emily set the flowers down and disappeared headfirst into a low cupboard coming up with a vase. She filled it with water and put the flowers into it, preening them to get them the way she wanted.Chrissy came out of a short hallway dressed in jeans and a blue and gray striped sweater. Her hair freshly brushed and a big smile on her face.“Hi.” She said giving me a quick hug, and more notably a slight push-off after. She noticed the flowers on the counter. “They're beautiful. Thank you.”Emily turned and interjected with a grin. “He brought them for me.”“Oh, he did, did he?” She looked at me, the eyebrows lifting.I gave Chrissy a slight shrug and a wink. She just gave me a quick eyeroll in return. “Score one for the visiting team.” She said, in a low voice.“You're the fireman that saved my mom from drowning in the ocean, huh?” Emily asked.“Actually we responded to a fall victim that was out on the rocks. If I hadn't braved the wild winds and pounding surf, she might not have made it.” I said. “She could have been lobster chow.”“Oh lord, the story gets more dramatic with the telling.” Chrissy joined in. “I fell on the rocks, luckily I had a cell signal, and called for help. Pete here was one of the first responders and promptly hauled me back to the sand and brought me to the walk-in clinic to get X-rays. See? Not nearly as dramatic as you two make it sound.”“She was laid up for a week after, and I kept an eye on her. I didn't want her to starve because she couldn't feed herself.” I added, a wicked glint in my eye.“Yes, you can cook, and I certainly didn't want for anything.” She gave me a warning look that I should stop before more questions began. “Is your stuff in the car, Em?” Emily nodded at her mother. “Grab your jacket, let's go I'm hungry.” She said grinning. Emily trotted up the hallway, and Chrissy stepped closer, and we kissed deeply. “Nice job with the flowers you clown.” She ran her thumb across my lip wiping away any telltale lip gloss.“I do what I can.” I grinned and stepped back a half step before Emily walked back into the kitchen.We left, Emily yelled ‘Shotgun!' and her mother quickly squashed that plan, though I graciously got in the back seat and let her have the front. Chrissy giving me a sidelong look, knowing I was indulging Emily for my own sake.“Is this your guitar in the back Emily?” I asked. She turned as far as she could in her seat to reply.“Yup, my teacher is going to be there tonight and we're going to play.”“That's awesome! What are you going to be playing?”“You'll just have to wait and hear.” She smiled, a mirror of her mothers impish grin.Chrissy pulled up beside the fire house and parked between a couple pickup trucks. We walked inside to the din of what sounded like a school cafeteria. The engine sitting outside had made room for folding tables and chairs to be set up in the bay. People were already seated, and others milled about talking and laughing.“I'm going to find Jen.” Emily said, wrestling her guitar case through the crowd.Chrissy was saying hi to people as we passed through the crowd, but she kept moving like she was on a mission.“Dale!” She called out. A large guy turned around, he must have been six and a half feet tall. She wrapped an arm part way around his waist and hugged him. “Come here I've got someone I want you to meet. This is my rescuer, remember when I took that spill a couple summers back. Pete, this is my uncle Dale.”“Hi there. Thanks for making sure she didn't end up as fish bait.” He said smiling, shaking my hand.“Pete is applying to the fire department here, looking to get hired for the new year.” She added.Dale's eye turned on me appraising openly. “Looking to move to our neck of the woods, are you?”I nodded. “Yes sir.” I didn't add anything so that rumors wouldn't begin. The look in his eye got shrewd, and he knew exactly why I was willing to pick up and move a thousand miles away from home. The reason was standing right next to him.“Hell don't call me sir, save that for her dad.” He said tilting his head towards Chrissy. “Call me Dale, good luck to you Pete. Now go on and get some food before the kids clean us out.” He said smiling. We made our way through the crowd, Chrissy greeting people as she passed, stopping a few times to introduce me around. We eventually found ourselves in the chow line. Chrissy insisted on paying for us at the little card table. She mentioned that hurricane Emily might blow through any minute. The lady let her know that Em had already come through the line.We found a place to sit and eat at one of the tables. People stopped to chat and moved on, the night had a familiar small town feel to it. Before long we could hear the sound of guitars, chords being strummed here and there. People started to grab seats, and there was Em sitting on the left of another girl and a woman. They were sitting around a music stand and Em and the other girl were watching the woman point things out on the sheet music. I felt a hand grip my thigh and looked at Chrissy who was beaming at Emily with a big grin on her face. A few moments later the woman began, and the girls joined in playing Van Morrison's Moondance instrumental. My foot began tapping and Chrissy's grip tightened on my leg as I ran my arm over the back of her chair rubbing her back. She turned to me with the silliest grin. I only hoped she was reminiscing about when I played it for her at the summer festival. They gave way to the Beatles Eleanor Rigby, then played John Denver's Take Me Home, which they sang.Chrissy leaned in close to my ear and whispered. “Thank you.” Before giving me a peck on the cheek. I just wrapped my arm around her and gave her a squeeze and smiled.As the group finished the crowd erupted with applause, the girls grinning ear to ear. The woman spoke up after the noise died down stating that she had room for one more student this year if anybody knew someone looking for lessons.Emily packed her guitar away and put her chair back with the tables. She made her way back to where we were sitting and got caught up in a bear hug from Chrissy.“Alright, say goodbye to your friends, we need to get going.”As we left I hollered shotgun and got front seat privileges on the way back to the house. We chatted on the way back about other songs Emily had learned, and how long she'd been playing. Coincidentally it had been just over a year. Chrissy pointed out that she was a natural, learning very quickly.“We learned Moondance this summer. I figure if mom liked it so much I wanted to learn it.”“Your mom likes Van Morrison?” I prodded.“She's played his greatest hits until she practically wore out the CD.” Emily replied. I just grinned wider. Out of the corner of my eye I saw Chrissy's expression and nearly bust out laughing as she tried to look aloof, the twinkle in her eye giving her away.“Well, there are some other great musicians from that era you might like. Maybe I can suggest a few for you to listen to.” I said.“Do you play too?” She asked surprised.“Not guitar. I play saxophone, clarinet, and dabble a little in piano.” I said.“I can teach you.” She said, excited.She didn't begin to know how much I would love that. “That would be awesome.”“Not tonight.” Chrissy chimed in. “You need to get ready for your sleep over, and that room of yours looks like a tornado touched down in there.” As we entered the house she told Emily that she needed to get it cleaned up. Emily went down the hallway with a few sighs and several eye rolls.“Would you like something to drink?” Chrissy asked, with an unusual look in her eye.“Yes, please.” I nodded, trying to decipher it. She opened the fridge and pulled a wine bottle out and began opening it. Music started playing down the hall as Em puttered around making more noise than necessary. I turned from looking down the hall to look at Chrissy. She had stopped opening the wine and I noticed her shoulders trembling slightly. I stepped closer my hand circling her waist.“Hey, what's the matter?” I asked softly.“I don't know, it all seems to be happening so fast, I feel like I'm waiting for the train to derail. You know? I get the feeling something is going to go wrong and it's all going to blow up in my face.” She looked up, her eyes burning intently.I chuckled. “How do you think I felt when I put that note in the mailbox and drove back down the mountain to wait and see if you'd respond.”“Those were the scariest hours of my life.” I added softly, staring down at the wine bottle. “I mean I had no idea if you'd call the cops or call and tell me it was all a mistake and I should go home, or worse, just throw it away, and me with it.”She spun around in my arms and wrapped her arms around my neck kissing me fiercely. “If you think for a moment that it didn't hurt to leave you like that, then you're crazy. I only did what I thought was best.”“Ahem?” Came loudly from the hallway door. I tried to release Chrissy from my grip, but she just held tighter and gave me another quick kiss.“Better let her get used to it.” She whispered, before slowly letting go of me.“Ready for inspection.” Emily said saluting as she stood at attention.Chrissy let out a snort. “I bet. How much of it is stuffed under the bed?” She asked as she spun Em around and pointed her down the hallway giving her a nudge.As I watched them retreat down the hallway I felt a warm glow deep inside me, the feeling enveloped me, eventually making the hair on the back of my neck tingle. There was no other explanation for it, this just felt right. I turned and poured the wine into the glasses, putting the bottle back into the fridge as I listened to muffled conversation and shuffling as the last of the cleaning was directed.“Put the basket on the dryer, and I'll ask Pete if he wants to join us for movie night.” Chrissy said. She walked back toward me, a grin on her face before she let out a dramatic sigh and rolled her eyes. “Still a disaster, but you can walk through it now.” She smiled. “So, on Friday nights we usually pick a movie to watch. It's sort of a tradition, some mommy and me time. Care to join us?”“So long as it's not an intrusion on the mommy and me time.” I said grinning back at her.“Like I said, she's going to have to get used to you being around. What better way to start.”“Well we better find something family friendly, you know, no late night cable.” I chuckled.Chrissy laughed. “No and I'll make sure we don't bore you with princesses and tiaras.”“You don't have to change what you'd normally watch on my account.” I replied.“Well, it is nearly Halloween, horror movies have been popular the last few weeks, but they're getting old. What's your favorite?”I shrugged, giving her a non-committal look. “I'm pretty easy going, though ax wielding, chainsaw revving, slasher flicks are a little too much for me. I've decided a while back that I like being able to sleep.”“I'm sure we'll find something.” She smiled wrapping her arms around my waist.“So, what's the verdict so far?” I asked softly kissing her ear.“Hmm?” She responded, running her lips up my cheek leaving a trail of kisses.“Emmy? Am I doing okay?” I prodded her.She let go of my earlobe long enough to whisper. “Oh, you're a shoe in. She asked me if you were my boyfriend, with a huge grin on her face.”“Well?” I asked, wondering at her response.She pulled back laying her forehead against mine. I could see the little grin on her face, she bit her lip and said. “I think he just might be if you like him. She nodded like a bobble head doll.”“Yes!” I whispered. “Easiest interview ever.”“Am I going to walk into a room and find you two sucking face every time?” Emily said, clearly not as exasperated as she tried to sound.“Only if I'm lucky.” I replied.“Go and get everything ready and I'll make the popcorn.” Chrissy said.We sat down on the sofa, I ended up in the middle. “What are we watching?” I asked.“You choose.” Emily said.I took the controller and thought a moment and keyed in a title to see if it was available, and it was.“Ever heard of this one?” I asked as the film poster popped up with a short synopsis.Both shook their heads. “Nope, any good?”“Well the book was fantastic, but I've never seen the movie.” I hit play, and the credits began. The movie was a hit, the fantasy and magic captured Emily's imagination as she let out occasional exclamations. I chuckled inwardly when I realized I had both of them tucked under each arm. I don't remember when that happened, but I certainly wasn't going to complain about it.“That was a good movie. I love when he went to find the falling star and found the girl.” Emily said.“Sort of reminds me of how I found your mom on the beach.” I said.“Oh please.” Chrissy said, rolling her eyes and giving me a poke in the ribs. Emily broke into a fit of giggles. “Alright you, get ready for bed.”“But it's not even ten yet!” Emily shot back.“It will be by the time you're done.” Her mother replied. “Now scoot, get a move on.” Chrissy uncurled herself and began to s

Assholes and Elbows
Episode 39: CAGE Unlocked

Assholes and Elbows

Play Episode Listen Later Jun 9, 2022 96:54


The boys are back and better than ever... well they are at least back. Easiest way to get back into the swing of things, Josh and Zach go with ol' faithful. Reviewing Cage in all his glory. Josh and Zach tackle 3 different Cage movies of varying quality. Technical difficulties threaten the whole operation, per usual. And Josh gives a much needed update on a very important news story. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/assholes-and-elbows/support

College Matters. Alma Matters.
Easiest Colleges To Get into With Smart Applicants in College News Fit to Digest. June 6, 2022.

College Matters. Alma Matters.

Play Episode Listen Later Jun 9, 2022 15:23


Making sense of the College News of the week, curated by Alma Matters. Coronavirus continues to drive the news. Shveta Bagade, College Counselor gives us her take on the news. Topics discussed in this episode: 39M Students Leave College without a Degree [] North Carolina plans 2-year Free College [] Easiest Colleges to get into with Smart Applicants [] Int'l Applicants to the UK to rise by 46% by 2026 Our Guest: Shveta Bagade, College Counselor based in Silicon Valley California. Resources referred to in this episode: Curated News at Alma Matters [0:11] HigherDive [] Fox46 News [] 247WallSt [] PIE News [] Episode Transcript: Please visit Episode Transcript. Calls-to-action: Email your comments or questions on this episode to podcast@almamatters.io. Subscribe or Follow our podcasts at any of these locations:, Apple Podcasts, Google Podcasts, Spotify, RadioPublic, Breaker, Anchor. For Transcripts of all our podcasts, visit almamatters.io/podcasts.

The Rabbi Zecharia Wallerstein Show
What's The Easiest Mitzvah?

The Rabbi Zecharia Wallerstein Show

Play Episode Listen Later Jun 7, 2022 0:54


This podcast is powered by JewishPodcasts.org. Start your own podcast today and share your content with the world. Click jewishpodcasts.fm/signup to get started.

My Amazon Guy
How to Engage Amazon Customers - Steven Pope Amazon FBA Weekly Q&A

My Amazon Guy

Play Episode Listen Later Jun 3, 2022 72:32


Write your questions as a comment to this video. Steven prioritizes member questions from his YouTube Channel. Join the channel today at https://www.youtube.com/myamazonguy00:00 Steven Pope Amazon FBA Weekly Q&A09:53 Hello and welcome10:52 Engagement email campaign13:43 Replacing the email asking for reviews14:02 Free organic content that can be created as a brand on Amazon15:47 Where is Sage?16:02 What's works best when pricing a product17:08 Removing a review from a non-verified buyer20:29 How much does Amazon favor brands that use social media22:12 Rule on increasing PPC campaigns26:30 Top-of-search impression share27:52 How to fix blacklisted Amazon store account29:13 The difference between auto substitutes and category targeting32:54 Knowing what sourced items are popular/profitable37:22 The hierarchy of contacting seller support works37:48 The Campaign Manager Targeting tab38:31 New product in the probiotic supplement category38:59 Getting a counterfeit strike from Amazon 39:38 Are listings with 6 bullet points indexed?40:40 Launching a new ASIN41:50 Keyword with high search volume consumes entire budget45:24 Going over 250 characters for bullet points42:56 How often listing SEO should be updated45:06 Advertising on a virtual bundle45:35 Increasing the shipping restock limits47:11 How soon to start negating keywords on a new campaign47:57 Contacting Amazon and requesting to be transferred to review section48:26 The new seller badge51:08 Focusing on product differentiation53:19 GS1 versus UPC54:13 Tracking keyword indexing55:13 Selling under Small and Light 58:41 Hazmat product submission59:31 Easiest way to clear slow-selling variations1:00:54 Putting Amazon Promo codes on a product insert1:01:15 CPC goes higher and higher since August 20211:02:40 Amazon is shipping seller's products in its original box1:04:06 Getting a Review Manipulation Strike from Amazon1:04:35 Seller has not received a single review1:05:14 Popping a flyer into a product to direct customers to a Shopify store1:05:51 Best tip for reaching out to influencers1:06:18 Selling a brand that's not yet brand registered1:06:56 A video on seller partner API from Amazon1:07:19 Hijacker claims the listing in case seller didn't register the brand on Amazon1:08:28 Taking questions from Facebook Live1:08:46 The discounted partner carrier rates1:09:32 Seller's friend reviewed his product and Amazon removed some of the reviews1:10:13 Launching two new products1:10:39 Text in product description1:11:06 Changing the product IDRead nearly 100 testimonials about My Amazon Guy at https://myamazonguy.com/testimonials/Watch the most popular Amazon Tutorial playlists at https://myamazonguy.com/amazon-seller-fba-tutorials-guides-videos/Support the show

Story Time With Uncle Reddit
r/maliciouscompliance - The easiest birth certificate acquisition ever!

Story Time With Uncle Reddit

Play Episode Listen Later May 30, 2022 13:32


r/maliciouscompliance - The easiest birth certificate acquisition ever! ***Woman gets her brothers birth certificate easily! It helps that it was the end of the day and the office lady just wanted to go home...lol Welcome to r slash malicious compliance! Where ridiculous people tend to get EXACTLY what they deserve! #maliciouscompliance #unclereddit #funnyredditstories We narrate Funny (or at least ironic) Reddit Stories about Tales From Tech Support as well as other funny Reddit topics! Be sure to scroll down to check out some of our other playlists! Today's stories are from the subreddit r/maliciouscompliance #maliciouscompliance #unclereddit #talesfromtechsupport Thanks for watching! Please subscribe and come back for more funny Malicious Compliance Reddit stories. I'll try to post as often as possible while we build the channel.

Mindset Call with Mr. Tony Fleming
THE EASIEST CHOICE ISN'T ALWAYS EASY TO MAKE! EPISODE #448 5-25-2022

Mindset Call with Mr. Tony Fleming

Play Episode Listen Later May 30, 2022 23:08


The Host Mr. Tony Fleming continues discussing the what A.L.E.R.T. Stands for in the book "The Power of Focus". This episode he discusses the R.

Flip a Coin
Easiest Title in NBA History?

Flip a Coin

Play Episode Listen Later May 27, 2022 25:26


In this episode, we discuss who will win the finals and whether this is the easiest NBA Finals in NBA history? As well as touching base on the All NBA voting system. And my apologies to Steph. --- Support this podcast: https://anchor.fm/joseph-matthew-evans/support

Carlin, Maggie & Bart
Is this the Easiest Title Run for the Warriors?

Carlin, Maggie & Bart

Play Episode Listen Later May 26, 2022 17:34


Maggie and Perloff discuss if this is the Warriors' easiest path to the championship?

The Fan Morning Show
Kostos, Super Bowl XLIII MVP, Colin w/ Technology

The Fan Morning Show

Play Episode Listen Later May 26, 2022 35:03


NICK KOSTOS- He goes over the AFC North football lines from week one of the NFL season. He said it's tough to handicap the Browns/Carolina game because of the unknown. He said if the Browns have Watson they'll be favored by 6. He said it would be closer to 3 w/out Watson. The Bengals are 6.5 point favorites. He thinks 6.5 is too high because Ben Roethlisberger was a "corpse" last year. He says the Patriots are going to win in week one against the Dolphins. Easiest bet on the schedule in his opinion.  Who should have been Super Bowl XLIII MVP? Colin is terrible with technology. He plays a video his wife sent him explaining how to use their sleep machine. Crowley flamed Zeise. EPIC ENDING 

The Fan Morning Show
Nick Kostos

The Fan Morning Show

Play Episode Listen Later May 26, 2022 8:25


He goes over the AFC North football lines from week one of the NFL season. He said it's tough to handicap the Browns/Carolina game because of the unknown. He said if the Browns have Watson they'll be favored by 6. He said it would be closer to 3 w/out Watson. The Bengals are 6.5 point favorites. He thinks 6.5 is too high because Ben Roethlisberger was a "corpse" last year. He says the Patriots are going to win in week one against the Dolphins. Easiest bet on the schedule in his opinion.  

Driving for Dollars Mastery
103 - The Easiest and Most Profitable Way to Get Your First Deal

Driving for Dollars Mastery

Play Episode Listen Later May 26, 2022 14:14


Picture this, you're new to real estate investing and don't know where to start. Let's face it, taking a massive leap into the unknown can be daunting sometimes. There are just so many channels to choose from, and trying to test the waters to see what works best for you sure is a lot of work.   Don't worry because now's the time to double down your marketing efforts as we go back to the basics! In this short episode, Zack Boothe will simplify the Driving for Dollars method for you. He'll hand out some actionable steps and share how this channel had become his “driving force” towards financial freedom. Listen as he proves how DFD is the most profitable way to find deeply discounted deals.    Key Takeaways Why is driving for dollars the best marketing channel to exist? Know what you're doing and the results that you're getting You need to find motivated sellers that want speed and convenience over price Driving for dollars is 2 to 3 times more profitable than any marketing channel that he's used before  Reach out to homeowners and see what they like to sell Without measuring your KPIs you will struggle to automate and systematize your business   Resources Driving For Dollars Mastery

The Effortless Swimming Podcast
#233 : The Easiest 1:10/100m Ever with Dan Smith

The Effortless Swimming Podcast

Play Episode Listen Later May 26, 2022 28:01


Glad to have Dan Smith back in today's podcast episode! Dan is a former Olympic swimmer and now the founder of Worldwide Speaking. Join us as he shares his journey in helping parents and athletes all over the world. 00:29 It's A Fantastic Video 01:46 Retiring From Swimming Sport 05:59 Helping Parents And Athletes 09:06 Parental Pressure On Athletes 12:29 Sporting Strategy For Parents 13:38 Results Are Powerful 18:45 Developing People Skill 20:48 Worldwide Speaking & Courses 21:53 Parent Program 23:56 Small Habits Have A Big Impact

Ask Pastor John
The Easiest Step of Love

Ask Pastor John

Play Episode Listen Later May 25, 2022 11:57


Prayer is the easiest step of love, and it is also the most powerful. God can do far more for others in response to our prayers than we could ever do on our own.

Well Women Co Podcast
095: Sourdough, Summer Gardening and Lessons of the Heart

Well Women Co Podcast

Play Episode Listen Later May 23, 2022 43:37


Summer is here! We're chatting about beginner gardens, stellar flower pots, sourdough tips and more! Our guest Becky Meyerson is a treasure trove of wisdom and is sharing from her rich experience in gardening and matters of the heart. Becky is a 60-something wife, mom, Nana, coach, writer, teacher, organic garlic grower, who lives in the city, but who is a farmer-at-heart and Jesus follower. She loves connecting women with God's Word: where their lives will flourish, and they will grow strong roots. Becky writes Rooted-Live, a year-long Bible Reading plan. Her Bible studies include Courageous Pioneers and Confident in My Identity and Purpose. Her podcast Rooted-Live in God's Word brings the Word of God to life with stories and application. You can find her at www.beckymeyerson.com. On today's episode: Getting started with sourdough Fabulous flower pot tips Straw bale gardening Easiest veggies to grow Growing the best tomato tips Heart lessons from the garden Resources mentioned on today's podcast: Martin Bakes at Home King Arthur Straw Bale Gardens MI Gardener Connect with Becky Facebook https://www.facebook.com/Becky.Meyerson.AFlourishingLife Instagram https://www.instagram.com/beckymeyerson/ Website www.beckymeyerson.com Well Women Co Instagram Food Freedom Book Show Notes

Beyond Influencer Marketing
The easiest form of influence that almost no one is using - Rob and Kennedy of Response Suite

Beyond Influencer Marketing

Play Episode Listen Later May 23, 2022 39:49


Rob and Kennedy of ResponseSuite join us to share The easiest form of influence that almost no one is using. Rob and Kennedy share: The segment of the market we usually forget when it comes to increasing our influence  Self-discovery questions to figure out whether our marketing strategy is helping us maximize influence How to upsell at scale in a segmented way The flaw within the traditional marketing ascension model The exact email sequence to engage buyers and lead them to the next step in the  customer journey The role of surveys in our ability to connect with current customers and gain influence The easy-to-use and accessible technology to gather feedback from customers and clients About Rob and Kennedy: Rob and Kennedy are the most unlikely entrepreneurs you'll ever meet. Sporting hairstyles that look like comic-book characters and backgrounds in psychology, hypnosis, and show business – it's hard to believe they're serial entrepreneurs with an uncanny knack for building businesses with riotous email marketing. They're the founders of ResponseSuite.com which helps businesses power their sales and marketing using customer feedback. They are also the hosts of the popular “3 Marketers Walk Into A Podcast” https://blog.responsesuite.com/category/3-marketers-podcast/ and “The Email Marketing Show.” https://the-email-marketing-show.captivate.fm/ Sign up for Rob and Kennedy's masterclass “The Weird 1-Step Email Campaign That Doubled Our Sales And How To Rip It Off In Under 60 Mins!” at https://www.responsesuite.com/webinar

The Spencer Lodge Podcast
#189: Simplifying Cryptocurrency Trading With The Easiest Crypto Wallet

The Spencer Lodge Podcast

Play Episode Listen Later May 23, 2022 63:44


Cryptocurrency investors have been on an emotional roller coaster over the last 18 months. And if you're just getting into the game, choosing the right digital currency exchange can be intimidating. In this episode of The Spencer Lodge Podcast, I am speaking with Nick Saponaro from Divi. Divi is a blockchain startup that creates an exchange for digital currencies and shares alternative ways to diversify and hedge your portfolio, including cryptocurrency investing. Divi's main goal? Making digital currency trading as easy as using PayPal. Nick and I discuss Dubai's adoption of crypto, how anyone can get into the crypto space through Divi, Divi's business model and how to mitigate any risks with cryptocurrency trading. Nick was a fascinating guest to speak to, and at only 29 years old, he's one of the youngest and brightest CEOs I've met in a very long time.   Discussion points 01:45 Nick's thoughts on Dubai 03:23 How Dubai is adopting crypto 04:12 Nick's background 07:00 About Divi 08:44 How Divi helps others get into crypto 16:13 The creation of Divi 19:38 Is crypto gambling? 22:50 How Divi is making crypto easy 27:13 Divi's clients 27:30 La Liga partnership 35:20 Divi's revenue model 37:12 Different uses of crypto 40:20 Wallet hacking 44:03 Mitigating risks with crypto 46:35 NFTs Show Sponsors: Smartkas: Providing food security as a service Arabian Business: The region's leading source of business news, analytics, thought-leadership and features. Najahi Events: The UAE's leading event promotor   Socials: Spencer Lodge https://www.instagram.com/spencer.lodge/?hl=en https://www.linkedin.com/in/spencerlodge/ https://www.youtube.com/c/SpencerLodgeTV   Nick Saponaro https://www.instagram.com/nick_sap/?hl=en https://www.linkedin.com/in/nicksaponaro/ https://twitter.com/NSapProductions

Holy Healthy Mama
112. Minimalist meal planning for the SAHM with no time to spare. Learn the EASIEST SYSTEM for weekend meal plan.

Holy Healthy Mama

Play Episode Listen Later May 21, 2022 16:25


Feel like you're struggling to put together a meal plan that actually works for your family?  Tired of downloading free healthy meal plans that have 35+ new ingredients that you *probably* aren't going to actually use? Use this PROVEN minimalist meal planning system to finally create a family meal plan that will actual work for you!   Coaching & Links

Silver Fox Entrepreneurs - the maturepreneur show
Breathtaking Animations In 3 Clicks With The World's Easiest Full-Auto Video Animation Software!

Silver Fox Entrepreneurs - the maturepreneur show

Play Episode Listen Later May 19, 2022 18:47


With around 600 hours of video content being published every minute, according to Joey, it is important that you create one with a perfect recipe to capture your audience and get clients. Joey Xoto, a Co-Founder, CEO, and the Visionary of a video-creating platform called Vidyozze, shares in this episode how entrepreneurs like you can #getnoticed with striking and on-brand videos in 2 minutes using their platform with over 2000 video templates to choose from.In this episode, Joey shares how Viddyoze helps busy entrepreneurs, like you, to create these videos in a couple of minutes, its features and pricing, how you can #getnoticed by using Viddyoze, and what marketing strategies they do to #getnoticed.Podcast post-production: XCD Virtual AssistantsThe Marque of an EntrepreneurGet noticed as an entrepreneur with the 19 Dots range of merchandise; bottles, cups, caps et alMedia relations all in one platformProwly has everything you need to get your PR work done.Descript is what I use to edit the show.All-in-one audio & video editing, as easy as a doc.Social listening - google alert killer!Generate leads and market your product using social listeningIf you want to know how to get noticed this show is for you. I have interviews, tools, tips, everything that an entrepreneur could need in order to help their organization to get noticed for free. Thank you for joining me on the unnoticed show.Buzzsprout - Let's get your podcast launched! Start for FREEPlease rate the show here.

Move The Line
2022 NFL Schedule Release: Best Bets, Early Betting Angles, Easiest & Toughest Schedules

Move The Line

Play Episode Listen Later May 19, 2022 48:46


Move The Line hosts Connor Allen, Ryan Noonan, and John Daigle go over the most important topics in the world of sports betting!On today's podcast, the guys review the 2022 NFL Schedule Release and what the Best Bets, Early Betting Angles, and Easiest or Toughest Schedules are.Hosts: Connor Allen, Ryan Noonan, John Daigle, Move the LineFollow Us On:TwitterFacebookYouTubeDiscord 4for4 NFL Draft Odds & Betting TrackerMove the Line Bets Tracker Get a FREE 4for4 Pro Sub & Bonus Deposit Match up to $100 with Promo Code 4FOR4 on Underdog Fantasy (Minimum $10 deposit)Want a FREE 4for4 Betting Subscription? Deposit $10 into a new BetMGM account using promo code 4FOR4

Bucknuts Morning 5
Ranking the Buckeyes' schedule from easiest to toughest

Bucknuts Morning 5

Play Episode Listen Later May 18, 2022 21:52


Ohio State has a difficult regular-season schedule in 2022 (and we now know Notre Dame will be a night game). What are the toughest games for the Buckeyes in reverse order this season? Matt Baxendell and Dave Biddle tackle that subject on today's show, plus: * What are thoughts on defensive line recruiting for the Buckeyes? * How much can Dylan Raiola help recruit other top prospects to join him at OSU? All of that and much more is coming your way on the Wednesday 5ish. Learn more about your ad choices. Visit megaphone.fm/adchoices

We Have Fun: The Podcast
Say What You Want About The Tenets of Egyptology, At Least It's a Mythos

We Have Fun: The Podcast

Play Episode Listen Later May 18, 2022 67:40


Hey hey go to OdysseusClothingCompany.com and use THEFELLAS at checkout. 15% off. Easiest thing of all time. Prop up the economy and look hella good doing it. Like Wreck-Gar in the classic 1987 animated Tranformers movie, the Fellas talk a little TV, discuss the idea of all historical god figures existing simultaneously, and coincidentally, Kevin finds himself in the closest thing to church since his college days. Remember this is a comedy pod. It's not that deep, babes.

Silver Fox Entrepreneurs - the maturepreneur show
Trailer: Breathtaking Animations In 3 Clicks With The World's Easiest Full-Auto Video Animation Software!

Silver Fox Entrepreneurs - the maturepreneur show

Play Episode Listen Later May 18, 2022 1:24


With around 600 hours of video content being published every minute, according to Joey, it is important that you create one with a perfect recipe to capture your audience and get clients. Joey Xoto, a Co-Founder, CEO, and the Visionary of a video-creating platform called Vidyozze, shares in this episode how entrepreneurs like you can #getnoticed with striking and on-brand videos in 2 minutes using their platform with over 2000 video templates to choose from.In this episode, Joey shares how Viddyoze helps busy entrepreneurs, like you, to create these videos in a couple of minutes, its features and pricing, how you can #getnoticed by using Viddyoze, and what marketing strategies they do to #getnoticed.Podcast post-production: XCD Virtual AssistantsThe Marque of an EntrepreneurGet noticed as an entrepreneur with the 19 Dots range of merchandise; bottles, cups, caps et alMedia relations all in one platformProwly has everything you need to get your PR work done.Descript is what I use to edit the show.All-in-one audio & video editing, as easy as a doc.Social listening - google alert killer!Generate leads and market your product using social listeningIf you want to know how to get noticed this show is for you. I have interviews, tools, tips, everything that an entrepreneur could need in order to help their organization to get noticed for free. Thank you for joining me on the unnoticed show.Buzzsprout - Let's get your podcast launched! Start for FREEPlease rate the show here.

Locked On Titans - Daily Podcast On The Tennessee Titans
Tennessee Titans TOUGHEST Games in 2022, Easiest Games & Toughest Stretch of Matchups

Locked On Titans - Daily Podcast On The Tennessee Titans

Play Episode Listen Later May 18, 2022 27:05


The Tennessee Titans face off against some of the best teams in the NFL in 2022, but which of these matchups are the TOUGHEST??!! Tyler goes through the 2022 Titans schedule to determine just that! Next, which games are on the opposite side of the spectrum? Which are the easiest for the Titans upon initial review? Tyler crafts his list. Finally, out of the entire schedule, what is the toughest stretch of games for the Titans and how will they be able to navigate it? Tyler goes over the tough run and the likely outcome! Follow Tyler on Twitter @TicTacTitans Follow the show on Facebook @LockedOnTitansPod Subscribe to the Locked On Titans YouTube channel: https://www.youtube.com/c/LockedOnTitans Support Us By Supporting Our Sponsors! Built Bar Built Bar is a protein bar that tastes like a candy bar. Go to builtbar.com and use promo code “LOCKED15,” and you'll get 15% off your next order. BetOnline BetOnline.net has you covered this season with more props, odds and lines than ever before. BetOnline – Where The Game Starts! Rock Auto Amazing selection. Reliably low prices. All the parts your car will ever need. Visit RockAuto.com and tell them Locked On sent you. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Feel Good Social Media Marketing Podcast
121 | How To: Share CUSTOMER TESTIMONIALS in Your Brand's Content

Feel Good Social Media Marketing Podcast

Play Episode Listen Later May 17, 2022 42:57


Customer Testimonials are not only some of the EASIEST content to create and share (again and again), but they can also do a lot to boost your sales, build trust in your brand and nurture your existing customers!So in today's episode, I'm breaking down exactly WHY + HOW you should share customer testimonials for your brand, plus hot tips for gathering and creating content around them!You'll learn:⭐ the right questions to ask your customers in order to get a great testimonial that converts!⭐ my favorite tips for how you can share testimonials on social media in the best way!⭐ a handy Canva trick for making creating customer testimonials again and again SUPER EASY!⭐ how to pair your testimonials with a catchy caption that gets you results!Hit play now!---Let's connect on Instagram! @feelgoodsocial---Join the Feel Good Social Club TODAY: feelgoodsocial.com/club---Struggling to hone in on your Brand's Vibe on Instagram? Take our quick & fun quiz: feelgoodsocial.com/quiz(yep, it's free ;)

Work On Your Game: Discipline, Confidence & Mental Toughness For Sports, Business & Life | Mental Health & Mindset

Self Evaluation should be an ongoing process and not just a moment of pondering whenever you fail on something. Instead of following your hunches and your ego, you should have a system for self evaluation where you'd be honest with yourself about who you are, what's working for you and what's not. Today we talk about having a system and a process exactly on this. Listen up! Show Notes: [04:39]#1 History is written by the victors. [10:40]#2 Value Accuracy over Belief. [14:54]#3 Don't be the judge and jury of every action you do, idea you have and execution you work on. Listen to the people you trust. [18:19]Recap Episodes Mentioned: 2155: Emotions: Great Gas Pedals — Terrible Steering Wheels http://dreallday.com/2155- 2173: Your Ideas Are NOT YOU http://dreallday.com/2173- 2167: Being "Right" Vs Being Accurate [They're NOT The Same] http://dreallday.com/2167- 2163: The 4 Worst Inaccurate Formulas You've Been Taught http://dreallday.com/2163- 2154: How To Operate By Accurate Formulas http://dreallday.com/2154- 2113: The Skill Of Accurate Thinking http://dreallday.com/2113- --- Next Steps: #DailyMotivation Text: Text Dre at 1.305.384.6894 (or go to http://DreAllDay.com/Text) CashApp: $DreBaldwin Cash.app/$DreBaldwin Get The Free Books: The Third Day: http://ThirdDayBook.com The Mirror Of Motivation: http://MirrorOfMotivation.com The Overseas Basketball Blueprint: http://BallOverseas.com Basketball: How To Play As Well As You Practice: http://HoopHandbook.com/Free Get Your FREE Issue Of The Monthly “Bulletproof Bulletin”: http://www.BulletproofBulletin.com Work On Your Game LIVE: http://WorkOnYourGame.LIVE Bulletproof Mastermind & 1x1 Coaching: http://WorkOnYourGameUniversity.com FULL Work On Your Game Podcast archive at: http://WorkOnYourGamePodcast.com Be sure to Subscribe to have each new episode sent directly to you daily! If you're enjoying Work On Your Game, please Review the show and let us know! Dre on social media: Instagram [http://instagram.com/DreBaldwin] Twitter [http://Twitter.com/DreAllDay] YouTube [http://youtube.com/dreupt]

EventHubs Podcast
The 3.5 banned Street Fighter characters and ranking the entire SF5 roster from easiest to most difficult to play

EventHubs Podcast

Play Episode Listen Later May 13, 2022 38:20


We're taking a look at the history of Street Fighter characters that've been widely banned from tournaments, which has happened about 3 and a half times over the year. Plus Catalyst ranks the entire Street Fighter 5 roster based on how easy or difficult each character is to play.

Alpha Male Strategies
The Easiest Women To Manipulate (@The Alpha Male Strategies Show )

Alpha Male Strategies

Play Episode Listen Later May 13, 2022 32:32


Leave a rating on Apple podcast. Thanks! Check out my Patreon for my latest content - https://tinyurl.com/y2ynaljd (Check out my 3 books on Amazon) First dating book @ https://amzn.to/2HWTOr6 Advanced dating book @ https://amzn.to/36omYbD Financial freedom book @ https://amzn.to/2KwZhoM AMS Main channel - https://tinyurl.com/y5vlrjb7 c Clothing line on Teespring - https://tinyurl.com/y4l76q5k AMS Clothing - http://amsclothingbrand.com/ Follow on Instagram @ https://www.instagram.com/alpha_male_s/ --- Support this podcast: https://anchor.fm/alphamalestrategies/support

Birds Vs Boys
Ep. 115 | EAGLES SCHEDULE RELEASE PREDICTION and Top 3 Easiest Team Schedules

Birds Vs Boys

Play Episode Listen Later May 12, 2022 19:42


Aidan Powers breaks down the Eagles opponents and predicts which weeks each matchup will fall on. He navigates the schedule leaks and pieces together what the eagles 2022 schedule will look like before the Thursday night NFL Schedule release. The Eagles currently have the second easiest strength of schedule in the NFL Then he ranks the top 3 easiest schedules in the NFL in 2022 Eagles 2022 Opponents: Cowboys Giants Commanders Titans Colts Jaguars Texans Lions Packers Bears Vikings Steelers Saints Cardinals

Next Level Loan Officers
No Fear: How to double down on everything to gain market share w/Ravi Patel

Next Level Loan Officers

Play Episode Listen Later May 11, 2022 21:51


On this episode Ravi Patel joins Sean and Kellen to talk about why he has no fear in a down market. Ravi also discusses how he is doubling down on his activities to grab market share, why being consistent is key, and to why approaching each day with a sense of purpose is always a winning strategy. 1:50 Intro to Ravi4:40 Double down and gain market share6:30 What are you doing different this year9:20 Making a name by being consistent14:35 Team dynamics 19:00 Power of Next LevelQuotes:“Our mentality and focus is to double down on everything. It is all about gaining market share.”“You can't let the negativity get in between your ears.”“The conversations are different this year. Now we are talking about appraisal gaps and waving contingencies, not about rate.”“I didn't know anyone, so I set out to make sure everyone knew about me.”“Wake up and have a purposeful day.”“Courage and cowardice are both contagious.”Key Takeaways:Being fearful of the market will end up hurting your business. Lean into the negativity with a positive mindset and that is how you will grab market share. Easiest thing you can do is be an educator with your clients and agents. Have the tough conversations up front. Doing happy hours aren't anything new, but the way you do them makes all the difference. You have to understand that you are running a business. Links:Next Level Loan Officers - www.BecomeNL.comLoan Officer Events - loanofficerevents.comNext Level Coaching Call - https://nl.nextlevello.com/schedule-consultationebk1Ea8h Social Media:Facebook - https://www.facebook.com/NextLevelLoanOfficers/YouTube - https://www.youtube.com/channel/UCwSyHzkvBri1YWJSH7df1CQLinkedIn - https://www.linkedin.com/company/next-level-loan-officers/about/Text the word: nextlevel to 36260 to download our app

Garden Basics with Farmer Fred
GB 192 The Easiest Tomatoes To Grow

Garden Basics with Farmer Fred

Play Episode Listen Later May 10, 2022 37:00


May is tomato planting month for most of the nation. Maybe you've had problems growing tomatoes in the past, or maybe you're fairly new at planting, raising and harvesting America's favorite backyard vegetable. Don Shor of Redwood Barn Nursery in Davis, California, a true tomato-head, has a list of the easiest tomatoes to grow, along with good advice to make sure that they prosper in your garden, even if you're planning a long road trip or two this summer. Today, it the easiest tomatoes to grow, and how to make it easy on yourself, too.We're podcasting from Barking Dog Studios here in the beautiful Abutilon Jungle in Suburban Purgatory. It's the Garden Basics with Farmer Fred podcast, brought to you today by Smart Pots. And we will do it all in just a little over 30 minutes. Let's go!Previous episodes, links, product information, and transcripts at the new home site for Garden Basics with Farmer Fred, GardenBasics.net. Transcripts and episode chapters also available at BuzzsproutPictured: Easy to Grow Tomatoes - Sungold, Sweet Million, Gardener's DelightLinks: Free! Beyond the Basics - The Garden Basics with Farmer Fred Newsletter https://gardenbasics.substack.com Smart Pots https://smartpots.com/fred/Dave Wilson Nursery https://www.davewilson.com/home-garden/Tomato Tips from UCANRFarmer Fred Rant: Growing Winter tomatoes in the Greenhouse (includes a list of short season determinate (low growing) tomato varieties.)Soil Moisture MetersBluetooth Moisture Meter with Indoor MonitorInternet Water Timer/Moisture Meter CombinationBattery Operated Water Faucet TimerGot a garden question? • Leave an audio question without making a phone call via Speakpipe, at https://www.speakpipe.com/gardenbasics• Call or text us the question: 916-292-8964. • Fill out the contact box at GardenBasics.net• E-mail: fred@farmerfred.com All About Farmer Fred: The GardenBasics.net websiteBeyond The  Basics - The Garden Basics with Farmer Fred Newsletter  https://gardenbasics.substack.comFarmer Fred website: http://farmerfred.com Daily Garden tips and snark on Twitter  https://twitter.com/farmerfredThe Farmer Fred Rant! Blog  http://farmerfredrant.blogspot.comFacebook:  "Get Growing with Farmer Fred" Instagram: farmerfredhoffman  https://www.instagram.com/farmerfredhoffman/Farmer Fred Garden Minute Videos on YouTube As an Amazon Associate, I earn from qualifying purchases from possible links mentioned here.And thank you for listening.