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Happy Friday! Brandon Beam is in with Patrick Murphy for this edition of the Buckeye Show. We open the show with Pat's thoughts on the Arthur Smith hire. The Ohio State Basketball team won at Maryland and we recap it. Spencer Holbrook joins the show to talk all things Buckeye Football. 10TV's new Chief Meteorologist Chris Tomer comes on the show and we get to know him. Some former Buckeyes took place in a Twitter war in the College Football Pulse. Former Buckeyes are claiming all the NFL awards. We chat with Adam Jardy on this Ohio State Basketball team ahead of their matchup with Michigan on Sunday. #Buckeyes and more!
Has the time come for College Football to reach out to the NFL for help? On Josh Pate’s College Football Show Ep 711 Josh Pate discussed how eligibility and calendar issues in College Football could use some assistance after Roger Goodell’s comments during Super Bowl week. Plenty of early top 25 rankings reaction is pouring in. In this show Josh Pate discussed the placement of Indiana and Miami fresh off their national title matchup. What about Oregon, Ohio State, Michigan, and Penn State in the Big Ten? Where are teams like Texas, Alabama, UGA, Texas A&M, Oklahoma, and Florida in the SEC? Tonight we go over the ACC schedule including Miami having a more workable path and FSU facing a tough road. National Signing Day saw USC and Oregon land top 3 classes with Notre Dame between them. Tonight we get takeaways and memories of past National Signing Days. The Mood Tracker segment continues tonight with a look at Ryan Day and Ohio State. All that plus advice for getting a career in sports media. Be sure to let us know what you think, SUBSCRIBE to the channel, and CLICK THE BELL for notifications as we bring you multiple live shows per week!See omnystudio.com/listener for privacy information.
Show without Ads on Patreon:www.patreon.com/dopeypodcastThis week on Dopey! We get a flood of enthusiastic Spotify comments about a previous Jed Payne episode! We hear a listener voicemail on getting a pickline and reads an email from a listener in Michigan who rebuilt their life after heavy meth/heroin use. The main interview is with Amanda Crossley (from the Sober Girls group chat), who shares a raw, detailed story of her descent into opioid addiction: stealing massive amounts from her pharmacy job, transitioning to IV heroin in Camden NJ, robbing houses as a getaway driver, sugar-daddy arrangements with much older men, family chaos with her two addicted sisters, and ultimately writing to Dr. Phil herself at 23. The 2014 Dr. Phil episode (filmed while high) led to treatment, and she's been sober since early 2015 (now ~11 years). We close with our NEVER RELEASED 1999 EP from our band The Ulti Scrub Hustle: If I'm Not Home(I'm out Walkin Around), Girl of Mine and (I wanna be) Good So Bad. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode of the Michigan Recruiting Insider, Steve Lorenz and Brice Marich go through the Wolverines' entire 2026 signing class following the final release of 247Sports' 2026 Top247. Every player is broken down individually in terms of what they bring to the table and how quickly they may be able to make an impact for Michigan. Special attention at the beginning of the segment is paid to running back Savion Hiter, defensive lineman Titan Davis and defensive end/edge Carter Meadows. In the second half of the episode, we take a handful of questions on some bigger picture topics as it pertains to the Wolverines on the recruiting trail. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Behind a career-high 31 points from Nimari Burnett, Michigan cruised to a victory over Penn State on Thursday night. Brian and Terry react to Burnett and the Wolverines' dominant 110-69 win to start the podcast. Our postgame interviews start around the 12-minute mark, as Brian visits with Dusty May, Elliot Cadeau, L.J. Cason, Oscar Goodman, and KT Harrell. Then, Rob Joyce plays back some of the many happy highlights from the Wolverines' record-setting 21st win in 22 tries.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Jordan Browne host and producer of Michigan Out of Doors television joins us for this weeks episode. We continue to discuss Michigan deer hunting regulations as well as culture and why Michigan is a unique and a complex state to manage. We then dive in and break down Jordan's multi year quest for a 175" Mega Giant Buck. Thanks for listening! DEER HUNTER GEAR AMERICAN MADE HUNTING APPAREL : CODE DEERHUNTER25 DEER HUNTER SYNTHETICS INDUSTRY LEADING SCENTS AND LURES : CODE DEERHUNTER LATITUDE OUTDOORS MICHIGAN OUT OF DOORS TV DEER HUNTER PODCAST YOUTUBE
Huge Win over Penn State for Michigan Mens Basketball See omnystudio.com/listener for privacy information.
Join me as I chat with Josh Lerch, whose running journey is both inspiring and unconventional - and lead him to a 2:30 marathon, and 6 minute PR, at Surf City last weekend. Starting in Michigan, Josh unexpectedly found his passion for cross country, learning crucial lessons from a memorable bonk at the state meet when going after one of the best runners of our generation. It's a story you won't want to miss! His path led him through college challenges and into the vibrant New York City running scene, where he rekindled his love for the sport. Life took another turn as Josh moved to California, discovering trail running and surfing, which reshaped his relationship with running. He shares how career changes and life transitions influenced his athletic pursuits, emphasizing adaptability and joy in the journey. Josh's approach to nutrition, training, and mental resilience in marathons and ultramarathons offers valuable insights. A key theme is the role of relationships, coaching, and goal-setting in his evolution as a runner. Josh candidly discusses overcoming setbacks, including postpartum depression, and finding renewed purpose. His future plans are ambitious, with high-speed track races and trail adventures ahead. Sponsors Mount to Coast - Explore the H1, one the most critically acclaimed running shoes of the past year, and all of its road or trail glory, at www.mounttocoast.com. Amazfit - The GPS running watch I trust is Amazfit. It is loaded with features, top tier GPS technology, and is incredibly well-priced. Go to http://bit.ly/47AOxzW for more and use code RAMBLING to save 10%. Learn more about your ad choices. Visit megaphone.fm/adchoices
Plus: The University of Michigan's measure of consumer sentiment ticks higher. And in talks with the U.S., Iran refuses to end its enrichment of nuclear fuel. Pierre Bienaimé hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices
"The first time [younger female athletes] work with a barbell or trap bar or something, you can see it. They're like, 'this is bada**, this is awesome," shares physical therapist and ultra-endurance athlete, Hannah DePaul, on this episode about building bone density and weight lifting for female athletes (from highschool and up!). Hannah DePaul is a former D1 Swimmer, who held multiple records at the University of Michigan, and has gone on to run ultra-marathons. She's currently training for The Huron 100, a point-to-point independent event based outside of Ann Arbor, MI. We have a few scholarship spots to give to Lane 9 athltes, for The Huron 50 or 100 mile distances! If this is something you're interested in, please reach out to us via Lane9Project @ gmail dot com. Tune into this episode to hear Hannah bust some myths about strength training for high school female athletes, share how she addresses the WHOLE athlete not just the injury, how she screens for REDs and underfueling as a physical therapist (DPT), and how to actually incorporate strength training into your weekly routine even if your preferred form of movement is running, cycling, or swimming. Hannah DePaul DPT is part of the Lane 9 Directory. You can find her and her clinic via Lane9project.org/directory or going to hannahdepaulpt.com If you're looking for sports nutriton, mental health, or injury support for your next training cycle, and/or a coach informed in REDs and women's health, go to our Lane 9 Women's Sport and Health Directory at lane9project.org/directory. Follow Lane 9 on IG @Lane9Project, and contact us anytime via Lane9project.org
On this episode Razib talks to Jesse Arm, VP of external affairs at the Manhattan Institute. His writing and commentary have appeared in the New York Times, Wall Street Journal, The Atlantic, New York Post, Fox News, City Journal and Jerusalem Post. Arm graduated with honors from the University of Michigan, where he majored in international political economy, and studied language and international affairs at Tel Aviv University. He has also worked for Senator Tom Cotton and Representative Dan Benishek, and the analytics arm of American Continental Group, a major lobbying firm. Razib and Arm discuss the perceptions and attitudes of Gen Z Republicans, focusing on a group of 18-29-year-olds in Nashville, TN. Arm notes that while Gen Z feels economic anxiety, they are also entrepreneurial and comfortable with the world of social media. Gen Z Republicans are religious, like previous generations, but less likely to be married or have long-term partners at the same age as earlier cohorts. They express a desire for politics to be entertaining, similar to reality TV. The conversation also touches on the influence of social media on their views, the power of influencers like Nick Fuentes, and the potential for future political figures to emerge from the creator class. Arm also addresses the impact of intergenerational wealth transfer on political attitudes.
Ohio State basketball beat reporter Adam Jardy recaps the recent 82-62 victory over Maryland on the latest episode of the BuckeyeXtra basketball podcast. In this edition, we share our takeaways from the matchup and preview the upcoming Michigan game.
Send us a textTonya Johnston, Mental Skills Coach speaks with author, researcher and coach Brad Stulberg about his newly released book, The Way of Excellence. Brought to you by Taylor, Harris Insurance Services.Host: Tonya Johnston, Visit her Website, Facebook and buy her book Inside Your Ride Guest: Brad Stulberg researches, writes, and coaches on performance, well-being, and sustainable excellence. He is the bestselling author of The Practice of Groundedness and Master of Change, and co-author of Peak Performance. Stulberg regularly contributes to The New York Times and his work has been featured in The Wall Street Journal and The Atlantic, among many other outlets. He serves as the co-host of the podcast “excellence, actually” and is on the faculty at the University of Michigan. He lives in Asheville, NC. Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Equine Affaire and Windstar Cruises Join us at an upcoming Plaidcast in Person live event!
NFL rookie Tight End sensation Colston Loveland joins Dirty Work to plug toilet paper, break down playing for Jim Harbaugh at Michigan, & also being on the comeback wild Chicago BearsSee omnystudio.com/listener for privacy information.
The Bulls latest bewildering trades remind Ben of everything that's wrong with Chicago. Ben riffs. His old friend, Mick Dumke, sorta tries to calm him down. But then he gets fired up. Also, Mick talks about the latest details related to Trump's raid at 7500 South Shore Drive. It's Chicago meets MAGA. Also, Bruce Springsteen's protest song. And finally, don't blame Mick for Kid Rock, even though they're both from Michigan. Mick is an editor and writer for Block Club.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Alan Longstreet gives an update on how the weekend looks!
A popular book was released on this day and find out if King Charles and Prince William are on bad terms.
The show had dinner with their consultant last night and Jay finally got to try the royal boil!
The Spice Girls got together and sang leaving fans wanting more!
Play Detroit's favorite game!
Incredible stories from around the world and beyond!
A porch pirate in Birmingham has been charged.
We have the latest on Savannah Guthrie's missing mom.
Parks has lice and Dillon should probably notify the school, the Big Game is Sunday and Tom Brady is kind of being a dick, people camped out for the grand opening of an HEB in Forney, and This Weekend in Fun. Support us on Patreon and receive weekly episodes for as low $5 per month: www.patreon.com/circlingbackpodcast Watch all of our full episodes on YouTube: www.youtube.com/washedmedia Shop Washed Merch: www.washedmedia.shop • (00:00) Fun & Easy Banter • (16:35) Parks Has Lice • (30:15) The Big Game • (44:55) HEB! • (58:05) This Weekend in Fun Support This Episode's Sponsors: - Rhoback: Go to https://rhoback.com/ and use code LUTES20 for 20% off your first order - BetterHelp: Our listeners get 10% off their first month at https://betterhelp.com/circling - Fair Harbor Clothing: Head to https://www.fairharborclothing.com/ and use code CIRCLING20 for 20% OFF your full price order now through 2/28 - Fitbod: Get 25% off your subscription or try the app FREE for seven days at https://fitbod.me/steam - Underdog Fantasy: Download the app today and sign up with promo code STEAM to score SEVENTY-FIVE DOLLARS in Bonus Funds when you play your first FIVE dollars – that's promo code STEAM Must be 18+ (19+ in Alabama & Nebraska; 19+ in Colorado for some games; 21+ in Arizona, Massachusetts & Virginia) and present in a state where Underdog Fantasy operates. Terms apply. See assets.underdogfantasy.com/web/PlayandGetTerms_DFS_.html for details. Offer not valid in Maryland, Michigan, Ohio, and Pennsylvania. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org. In New York, call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (467369) Learn more about your ad choices. Visit megaphone.fm/adchoices
A woman in Michigan dropped off a bag of donations at Goodwill, and nestled inside a shirt — right there between the old blouses and the coffee mugs — was an actual human skull, and somehow the weirdest part is that Goodwill and the medical examiner can't agree on whether it's real.Officer T. Gilbreath of the Chelsea Police Department is handling the case. Anyone with information can call 734-475-9122, extension 107, or email tgilbreath@chelseapd.org.READ or SHARE: https://weirddarkness.com/goodwill-skullWeirdDarkness® is a registered trademark. Copyright ©2026, Weird Darkness.#WeirdDarkness, #WeirdDarkNEWS, #HumanSkull, #GoodwillFinds, #TrueCrime, #HumanRemains, #WeirdNews, #MacabreFinds, #ForensicScience, #CreeepyDiscoveries
Imagine being told you have cancer—a diagnosis that instantly upends your life—and then enduring months or even years of brutal chemotherapy. Now imagine learning that your doctor forced you to undergo three to four times the standard amount of treatment, or kept you on chemotherapy long after you were in remission, all while you believed you were still fighting for your life. Worst of all, imagine discovering that you never had cancer at all—and that your doctor knew it the entire time. These nightmares became reality for hundreds of patients in Michigan under the care of Dr. Farid Fata, an oncologist who betrayed the very people who trusted him with their lives. In one of the most egregious cases of medical fraud in U.S. history, Fata subjected healthy patients—or those with minor, manageable conditions—to unnecessary and devastating cancer treatments, all to enrich himself. This is the rise and fall of Dr. Farid Fata. Our LinksLinktree: https://linktr.ee/atrialbypodcast Socials (linked in our linktree)Facebook: A Trial by PodcastInstagram: @atrialbypodcastTikTok: @atrialbypodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
(2:00) Ashton Daniels at the podium(7:00) Gus gone, it's now all on Mike, right?(17:00) Worst case they're terrible or totally average and 6-6?(29:00) Off topic(33:00) More Gus leaving = good(38:00) Positive stuff!(42:00) Generating Discussion sparked by Cummins(57:00) Wouldn't they have recruited a different QB if Gus left earlier?(1:10:00) Debt and contracts(1:16:00) Conspiracy theory(1:21:00) Fundamental worries about the programMusic: Dropkick Murphys - The Big ManFollow CumminsLifestyle on IG Download the Underdog app today and sign up with promo code WARCHANT to score SEVENTY-FIVE DOLLARS in Bonus Entries when you play your first FIVE dollars - that's promo code WARCHANTMust be 18+ (19+ in Alabama & Nebraska; 19+ in Colorado for some games; 21+ in Arizona, Massachusetts & Virginia) and present in a state where Underdog Fantasy operates. Terms apply. See assets.underdogfantasy.com/web/PlayandGetTerms_DFS_.html for details. Offer not valid in Maryland, Michigan, New Jersey, New York, Ohio, and Pennsylvania. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org. In New York, call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (46736) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
No Sam today. Dusty shirt is maize; get it before we play MSU again. Things Discussed: Men's & Women's Basketball win at Breslin: 40 basketball wins. Jeremy Fears's instant karma for his dirty play. Impossible not to see all the extra stuff that guy does when you rewatch the games: yankbacks, pulldowns, more trips. Ira counted 80 yards in penalties and a targeting. MSU game: Brilliant defensive first half, all MSU could do consistently was get to the free throw line. Calling out their dirty play goes right to their heart because it's the best thing they can do. Going 2-3 zone out of halftime made good tactical sense but ball betrayed them a bit, good resilience to fight back. More tactics: Michigan was getting it down to Mara but he's not big enough on the block to make that. McKenney love: He's played his way to Michigan's best two—Burnett and Gayle are losing minutes to him. Anticipates screens, is big, and his midrange pullups are a good floor for possessions that help you against an elite defense. Really important for what this team needs to be going forward. Who's M's best draft pick? We'd take Morez. Who's the best five? Depends on opponent and context. Might not play Mara vs a 5-out team, can go three bigs against an MSU-like opponent. Who's the best team in the Big Ten? Illinois. They go to Breslin and host Michigan but the rest of their schedule are the mids Michigan already played, they got the best player in the league from the composite 250s in Wagler—worst scouting miss in history? Hope Underwood calls out MSU's assist lies so Wagler gets his laurels for his real assists. Michigan next year? Might only have to replace Yaxel (McKenney and Cason take Gayle and Burnett minutes), can go to the portal for a difference-maker and run it back. Penn State preview: They have Mingo back but Yuric played out of his mind last time and think he's not coming back from a 103-degree fever on Saturday to play like that again. Have a bunch of questionable guys tonight. Think University Park atmosphere is similar to Saline 7th Grade Middle School game. WEAR PINK (I can't; I don't have any). What's the reverse Dusty May for Izzo? Sing he's a jolly good fellow, or bring out the newspapers. Hockey: MSU series could be for the conference since Wisconsin is wilting and Penn State just lost McKenna to a bar fight. Michigan needs to get more than a split because MSU has Minnesota, Notre Dame, and Ohio State left, and Michigan still has to play the other contenders. Put me down for this: Mick Cronin is going to complain about Michigan buying players when he comes to Ann Arbor. Craig says he'll dog his own players.
In the new world of college football there may be just as much action in the courtroom as there is on the field. The latest trend is if you want another season in college, after your eligibility is up, take it to the courtroom! The two most recent cases of that are Trinidad Chambliss and Joey Aguilar. Both of whom are waiting to see if they get an injunction that will allow them to play in the 2026 season. Andy Staples, Ross Dellenger and Steven Godfrey explain both of these cases and update everyone with where the cases are in the process. They also take a look at the schools these quarterbacks are looking to go back to. Both schools have 5-star QBs waiting in the wings, which leads to the question: in the transfer portal world, are 5-star QBs better off going to a smaller school where they can play right away and transferring later?Then, the guys get into some more College Football Playoff conversation. The CFP released the 2026 & 2027 schedule for the quarterfinals, semifinals and championship game. In 2026, the playoff spans over 39 days. Andy, Ross and Godfrey discuss the ludicrous schedule. They also talk about a potential savior in the NFL. With the NFL now owning a stake in ESPN, will they help out college football's scheduling to make it a better product?Later, Andy shares the results of his homework assignment. Last episode, the guys discussed how weak Week 1 is to start the 2026 season. Andy shares his plan of how to move Oklahoma and Michigan to Week 1 to inject some energy into the opening weekend slate of games. The guys also close the show by discussing the Washington Post shutting down their sports division.All of this and more on College Football Enquirer.0:00:00 - SEC QB's suing for eligibility6:18 - Trinidad Chambliss' case update8:32 - Joey Aguilar case update16:08 - What does the future of 5-star QB's in college look like?28:24 - CFP releases 2026 schedule40:22 - Andy tries to improve Week 1's schedule51:55 - Reflecting on the Washington Post news Subscribe to the College Football Enquirer on your favorite podcast app:
Michigan Baseball is busy preparing for its 2026 season, which begins at the star-studded College Baseball Series from February 13-16 in Surprise, Arizona. This week on Conqu'ring Heroes, Head Coach Tracy Smith provides an update on the complexion of his roster, his team's preparations for the season, and the depth of the Big Ten.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Everyone agrees that college football needs a little help, whether it's with NIL, the overall calendar or the College Football Playoff schedule (which is a whole other story in itself). McElroy lays out the reasons why anyone associated with college football should say “thanks but no thanks” to Roger Goodell and the NFL because it could be a Trojan Horse waiting to limit the sports potential. Plus, we continue our series on title contenders in 2026 with Michigan, Oklahoma and BYU. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Get a clear read on what drove Great Lakes hunting success this season—and how to adapt for spring snows, steelhead, and turkey.Dr. Mike Brasher is joined by DU's Chris Jennings and returning Great Lakes voice Jay Anglin (Northern Indiana, guides primarily in Michigan) to break down conditions, bird behavior, and practical lessons learned.This episode is a boots‑on‑the‑ground season review from the Great Lakes region. Jay explains why he hunted fewer days but had better results by timing “the right days,” and why low water and inconsistent weather created a challenging year for local puddle ducks. The crew also digs into diver timing, late/odd Canada goose movement, big-water pressure from year‑round fishing, and the mindset shift that keeps hunts enjoyable even in down years.Takeaways:Why “hunting the right days” (wind, timing, conditions) mattered more than grinding it outHow drought/low water created short-lived habitat even after heavy rain burstsDiver storylines (especially redheads) vs. a slower mallard “burn” across key Great Lakes areasHow big-water refuge behavior, boat traffic, and fishing pressure push ducks offshoreThe mystery of “late Canada geese” and why it didn't match typical patternsWhat's next: conservation order snow geese, spring movement, steelhead, and turkey plans
Holland State Park Campground Review: Beach Camping, Breweries, and Dutch Charm in Holland, Michigan On this week's episode of The RV Atlas Podcast, we're kicking off an epic three-part Michigan […] The post An Epic Summer RV Trip to Michigan: Part One (Holland State Park and Beyond) appeared first on The RV Atlas.
(2:00) Ashton Daniels at the podium(7:00) Gus gone, it's now all on Mike, right?(17:00) Worst case they're terrible or totally average and 6-6?(29:00) Off topic(33:00) More Gus leaving = good(38:00) Positive stuff!(42:00) Generating Discussion sparked by Cummins(57:00) Wouldn't they have recruited a different QB if Gus left earlier?(1:10:00) Debt and contracts(1:16:00) Conspiracy theory(1:21:00) Fundamental worries about the programMusic: Dropkick Murphys - The Big ManFollow CumminsLifestyle on IG Download the Underdog app today and sign up with promo code WARCHANT to score SEVENTY-FIVE DOLLARS in Bonus Entries when you play your first FIVE dollars - that's promo code WARCHANTMust be 18+ (19+ in Alabama & Nebraska; 19+ in Colorado for some games; 21+ in Arizona, Massachusetts & Virginia) and present in a state where Underdog Fantasy operates. Terms apply. See assets.underdogfantasy.com/web/PlayandGetTerms_DFS_.html for details. Offer not valid in Maryland, Michigan, New Jersey, New York, Ohio, and Pennsylvania. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org. In New York, call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (46736) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Kiera is joined by Alexis Gallati, founder and lead tax strategist at Cerebral Tax Advisors, to talk about tax strategy not just for 2025 success, but 2026 and beyond. They discuss asking your CPA the right questions, shifting income from your higher tax bracket down, the Augusta rule, and a ton more. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: The Dental A Team (00:00) Hello, Dental A Team listeners. This is Kiera and today I am super jazzed. I have an incredible guest joining us on the podcast today ⁓ to talk about last minute tax strategies before April 15th. Like why not? I mean, hey, maybe you were like, you're not the early bird. You were like, shoot, I forgot. Like what things can I do? And so I'm super excited. Alexis Gallati, she reached out to us. ⁓ She is founder and lead tax strategist at Cerebral Tax Advisors. Ansari Real Wealth Academy. And I was so excited about this topic because I know you guys know I love to geek out about this and I have it on my vision board of tax expert ahead. Like I hate taxes. I love taxes. I believe that taxes are such a beautiful way for us to pay to be in this incredible country. But you better believe I don't want to pay a penny more than I need to. So really figuring that out just a little bit about her is she is got a dual master's degree in business administration and taxation, which is super rad because Let's be real, she gets the business side of it. She gets the taxation and we were chatting before and she was like, what people make like their top line revenue versus their take home pay are two different things. And I was like, amen sister, preach on. She's enrolled agent, NTPI fellow and certified tax strategist. She also is the author of advanced tax planning for medical professionals. She specializes in high level strategic tax planning and multi-state tax preparation for healthcare professionals and business owners. She's raised in a family of physicians and married to one. She empathizes with the financial challenges medical professionals face. This personal connection inspired her to create accessible, unbiased tax solutions tailored to their busy lives. Driven by passion and guided by cerebral thinking, Alexis forms Cerebral to help professionals keep more of their hard earned money. Amen sister. That's what we want. That's why you're here. Their approach breaks the mold of traditional financial advice, offering a unique perspective for medical professionals and business owners. So while yes, she's not 1000 % dental guys were in the healthcare world and she's so brilliant. So Alexis, welcome to the show today. How are you? Alexis Gallati (01:54) Thank you so much for having me. I'm doing very well. Hope you had a wonderful holiday season. The Dental A Team (01:58) Yes, likewise. And I was so excited when I heard that you would be a guest on our podcast. I geek out about this, Alexis, I know it's like our first day meeting, but ⁓ I just think the world of tax is such the game of monopoly. And I'm like, if you would have just told me that rule, I could have played and won the game better. But I feel like it's always as ever changing, ever evolving. And I know there were some big things that happened in 2025 that are impacting like our our taxes. And so, yeah, definitely a timely and exciting podcast to throw out there. So Alexis, I know I gave you a very welcomed ⁓ bio and intro, but yeah, tell us a little bit about who is Alexis. You're married to a physician. You're in this world of tag. How does one become obsessive about CPA? I'm truly just curious. How do you like, how does this happen? How did you become this? Alexis Gallati (02:49) Yeah, so I love law and I love money. And so when I was in undergrad, I took a tax and accounting class and loved more the tax side than the accounting side, I do admit. And so after meeting my husband in college and us starting to go through that full medical journey, was about a year and a half out from him. The Dental A Team (02:54) you Alexis Gallati (03:18) from him finishing his residency. And I really saw the writing on the wall. Even at that time, with him being in residency, about four months of his salary was going towards taxes. And I was like, that's not right. That's not right. With The Dental A Team (03:36) No. Alexis Gallati (03:38) hard he works and how hard medical community works in general. ⁓ my gosh, that's not right. So that's when I really dedicated myself to finding out, why do the Warren Buffets and the Bill Gates of the world have this really low to sometimes non-existent tax bracket? And I really dove into that tax planning. ⁓ And so, you know, what's very unique about, ⁓ you know, the way that I work and my business is that my husband and I are in the same exact position as majority of our clients. And so, yes, I'm looking for strategies for my clients, but I'm also looking for those strategies for myself. The Dental A Team (04:19) You're like, hey, it's me. I'm going to help myself out. I'm very motivated to do this. Alexis Gallati (04:25) Very motivated. And I love it. I love it. It's like you said, it's ⁓ Congress keeps us on our toes, changing the laws consistently year after year. ⁓ it's like a puzzle. Like, hey, how can I just keep more of what I'm earning? The Dental A Team (04:43) Yeah, and I, this is what I get obsessed about. what I learned, gosh, it's like, I was so naive when I started the company. was like, marketing is marketing. I just need to hire a marketer they can do everything. And then I was like, oh, there's a content marketer. There's a copywriter marketer. There's a strategist. There's a growth marketer. There's like an AEO marketer now. There's an SEO. Like you guys, this thing is like a web. They're a content marketer. And then I started realizing it's similar to CPAs and financial planners that like, I thought you hire a CPA, Alexis. Like I'm so naive to business. I'm shocked that I've made it this far. Like truly I'm proud of like the journey we've been on, but like not all CPAs are created equal. And then I realized like CPAs play by different rules. Like it's the same rule, but there's shades of gray. They're how comfortable are you with this and how uncomfortable are you with it? Like there's one CPA that told me like, here, you can totally go skiing in Tahoe. Just like put your logo on your skis and you can totally ride it off and like put your logo on your boat and you can ride it off. And then there's like the Alexis of the world was like, oh, hard pass. No, you're going to like totally get flagged. But I'm like, what rule is right? And so I realized that there are, like you said, tax strategy and for higher wealth earners. I do believe that there's a game, like you said, how did the Warren Buffett's, how did the Bill Gates, like they're not paying this. And then you get into the real estate game and you get into all these other things. You're like, how can we do this? And so Alexis, I'm just jazz. This is me being nerdy. And I'm going to ask you a bajillion questions and I can't wait. to learn. So let's kind of talk about most of your clients, what's the size of take home net pay that they do. So that way we know like what brackets were in. So that way right clients come to you. I also learned not all financial advisors take all people. I was like, I make 30 grand. They're like, great. So we're going to help you out just a little bit. And then like, when you get to this level, we'll chat with you. ⁓ tell us kind of that. And then let's dig into how do we keep more money, Alexis, legally. Alexis Gallati (06:10) I love it. The Dental A Team (06:39) I'm here for legal advice. I'm willing to go gray, but not go to jail. So that's my line. So as long as we're on the same page, I think we are, I'm here for it. Alexis Gallati (06:40) Yes. Definitely, yeah. I am more than happy to play in the gray areas. We just have to feel comfortable defending it in an audit. And so that's our line in the sand. ⁓ But yeah. The Dental A Team (06:55) Mm-hmm. She's like, this is why I went to law guys. This is why I like the law side and the CPA. I like it. I like your style. It's so unique and I just am excited. So, okay, I'm ready. Alexis Gallati (07:07) Yeah. Yeah. at Cerebral, we work with those that earn at minimum $400,000 per year in taxable income. So we have lots of businesses, which by the way, 99.9 % of our clients are medical professionals. I think we have like maybe two clients that have zero ties to the medical industry. And so the practices we work with, you know, generally range from anywhere from maybe about $700,000 in gross revenue all the way up to eight figures. So we tend to not work with those that are larger practices, that usually over 50 employees. And that's just because once you get above 50 employees, yeah, it changes quite a bit. So we're definitely in there with those smaller to medium sized practices. The Dental A Team (07:56) Tax co-changes. Yep. Amazing. No, that's super helpful. And I know we were talking before, like the average of your clients, about 700,000 like net pay is typical where you guys are at. You have some that are higher, but that minimum of 400,000, which is great because I do think that there are thresholds. ⁓ And I did learn through going through business that who Kiera needed as a tax support and advisor when I was in that 30,000 range compare and as a business owner, I thought it was so funny. Gosh, taxes, like they hurt so bad sometimes. Like, whoa, easy come, easy go. Like I've never, I've always been a W-2. So that was such a fascinating world for me. But yeah, let's dig into some of the things you've seen for the medical world. Cause I know I have friends that were physicians and they're really big on real estate. And like I took the real estate Kool-Aid and I'm just like, is this really real? There's gotta be easier ways than doing this. And so I'm just jazzed to kind of go through what are some of the things we can do now before April 15th. What are things that we can do even past April 15th to set us up for great success for 2026? So Alexis, this is your show. I'm just excited, kind of riffed us through it. Of course, I'm gonna geek out and ask probably about way more questions than you care to even be asked, but I'm really excited to learn more today. Alexis Gallati (09:20) Yeah, great. Well, yeah, I hate to be a little bit of a Debbie Downer in the beginning and that when your past December 31st, ⁓ the number of tax strategies that are available to you are before you actually go to file your tax return are limited. It's just the nature of the code. The Dental A Team (09:37) I agree. was super, when you were like, what are the tech? I was like, I want to know because most of the times like when the clock strikes midnight on December 31st, it's like game over and we start again. But yes, which is why I want to know what are like the small ones, but then also Alexis like, let's set our listeners up for like, what things can they do this year to be better prepared for it in conjunction? So yes, before April 15th, but selfishly I want to know what else can I do this year that maybe I haven't thought of. Alexis Gallati (09:52) Yeah. you The Dental A Team (10:06) because the clock hasn't struck midnight in 2026. So like we've got time. So yeah, for 2025 filing, but also for 2026 as well. Alexis Gallati (10:09) Yeah. Yeah, so let's talk about 2025 filing first. Especially if you're a business owner, there are actually a number of things that you could still put together for yourself that can impact your 2025 financials. ⁓ So even basic things like if you haven't been taking advantage of your home office deduction or ⁓ vehicle expenses ⁓ and unreimbursed business expenses. So those are expenses that you paid personally, but our business expenses. So all of those items, you can still go and report on your 2025 return. So if you haven't taken the time to sit down and say, how much should I pay in my home utilities or insurance, repairs, et cetera, and take the percentage. So let's say your home office is 7%. of your total square footage of your home. Well, then you can write off 7 % of your home expenses on your taxes. the treatment's a little bit different depending upon if you're a sole proprietorship or an S corporation. But in general, you still have that time to take advantage of that. And a lot of you might be like, oh, Alexis, it's such a little amount. I don't even know if it's worth it. Believe me. All these little things can really add up together. And easily, I usually see between $10,000 to $20,000 of really ⁓ easy to grab savings for yourself if you just take even a few hours to gather all the information. ⁓ And you can even use ⁓ personal financial apps like Monarch Money or You Need a Budget, things like that to help. organize that information for you throughout the year so it's a little more automated. The Dental A Team (12:10) Yeah, that's amazing. I do love the YNAB. You're throwing me back to like pharmacy school days of you need a budget. I was like, oh my gosh, got to answer this every time. They have updated so much, but I love that you said like 10 to 20 grand, I think is worthwhile, but more than it being pennies or dollars, I think it's the discipline of having it prepared for next year too. So that way we don't, I think it's like, well, it might not be enough this year, but I'm like, you take that this year and we compound over the next year and the next year and the next year. I think these little things to me at least, Alexis Gallati (12:15) Ha ha ha. The Dental A Team (12:41) Like I said, it's their game of monopoly. And I'm like, okay, maybe I didn't get it that time, but I'm going to take that rule and I'm going to apply it this year and the next year and the next year. So I'm even taking notes over here, guys. So Alexis, if you see me, I'm writing it like, okay, I'm going to check in on that, check in on that. So make sure, make sure that they're being taken into consideration because I don't prep my own taxes. I don't even know half the stuff. Like they just tell me. So I also think being a good steward as well and always double checking your CPA to make sure like, are we maximizing every deduction we can? Alexis Gallati (12:53) Good, I like it. Of course. Yeah. And being proactive is like you said, the number one thing because the IRS can deny deduction if you don't have that itemized receipt or you don't have the proper documentation. And 99 % of any fight with the IRS is that documentation. And I did a three year fellowship in IRS representation. So I'm obviously very focused on that tax savings, but also very focused on making sure that everything's set up properly. So if the IRS were to challenge it or even the state, you're in good hands. then that way, you can just give them the stuff and say, go away. The Dental A Team (13:51) Exactly. And I heard somebody once tell me, they're like, Kiera, it's not a matter of if I'll be audited, it's when. Like every business will most likely be audited at some point. I hope and pray like we're not. I think about that a lot of like cross my T's, dot my I's, make sure that I'm constantly trying to be compliant with things. But your wealth of knowledge on that Alexis of what things and how to become, I mean, shoot three years of IRS. Girl, you got my vote. That's impressive. And like love the love the authority piece that you're bringing to our podcast today. Alexis Gallati (14:20) Thank you. Thank you. So some other things that you're able to do before you file that tax return, and this is a big one, is retirement. So you actually have until the filing of a tax return, and that includes extensions. So for example, if you're an S corporation or a partnership, have the original due date, which is March 15th, or the extended due date, which is September 15th, to go and open and fund that retirement plan. So if you have employees, it can get obviously a little bit more complicated, but you still are able to do it and ⁓ do that employer contribution. And that's obviously really one of the lower hanging fruits when it comes to not only tax savings, but also wealth generation. The Dental A Team (15:12) Yeah, no, I love that. That's a great idea. And I think a lot of people miss that. And again, CPAs, tax strategists, wealth advisors, they're all playing in their own lanes, but how can we make sure all of them are maximizing together? Because you as a human are trying to build that wealth. So I love that. Alexis Gallati (15:30) Yeah. And don't forget as well, you know, kind of in the same vein as retirement is that health savings account. So if you had a high deductible plan throughout the year, but maybe your employer didn't actually provide a ⁓ health savings account, like so if you're a W-2, for example, or even if you're self-employed, you can still go open up your own Health Savings account through, I think Fidelity has some, ⁓ Optum Bank, HSA Bank. So there's a whole bunch of different providers out there. can just Google and find the provider that works best for you. The Dental A Team (16:07) Interesting. And I know like I just wrote that down because a lot of dentists don't have HSA. Like we are the providers for it. But hearing that that might even be a resource to attract people into your business if you were able to like, don't necessarily provide it, but these are some companies that we could help our employees get if they wanted to have an HSA because I know that that's something that my husband works at a hospital. So there's an HSA there, but as sole proprietors and S-Corps, a lot of times they aren't provided. That's actually really like, I think just a great tool and resource to possibly provide to our employees, depending upon what it looks like for your business. Alexis Gallati (16:40) Yeah, definitely. And then one other thing that you ⁓ may be able to do, depending upon your state, ⁓ to help with state taxes, is go and contribute to a 529 plan, which is for education for yourself or other dependent. And some states like Georgia, Indiana, Michigan, South Carolina, there's a number of them. They allow you to make that contribution all the way up to the filing of the tax return. The Dental A Team (17:13) Interesting. I did not know that I wrote that down. That's fascinating. I love this. This is like so fun. Keep going. Alexis Gallati (17:20) Yeah. Yeah. So that, you know, is, a good, especially for, you know, higher earners. ⁓ that's kind of a good summary of what you can be doing before this, ⁓ April 15th or even the extended due date as well. ⁓ but when you start looking into 2026, who, that book, that book opens up, there is. The Dental A Team (17:39) It does, right? It's like the monopoly Bible. Like it's so big. Like how do I play the game of taxes? So I truly, and I think like for all the listeners, like the home office, the HSA, ⁓ retirement, the 529 plan, like there's still time. So go look at those things. And even if you can't contribute or do those things now, having that set up for next year, like, Alexis, truly, I'm like, I'm getting the popcorn. I'm getting my notepad. Like, I am so excited because half these things I haven't heard of. And so it's very fun to just hear different perspectives. And I do love that you've got a legal background too. I love that you're in IRS. I love that you're in medicine and healthcare and like for your own personal savings too. It's like you're the Nancy Drew of like, how can I do the most amount through all of this? It's a very fascinating perspective you bring today. Alexis Gallati (18:27) thank you. I appreciate that. yeah, when obviously when you are a W-2 employee still that your options are not as open for those that have a business. But ⁓ besides obviously retirement HSA that you can do all year, one thing that a lot of W-2 employees forget is to actually check with your employer to see what their reimbursement policy looks like. The Dental A Team (18:29) course. Alexis Gallati (18:55) because if you're maybe in a private practice with a large group, and I mean, these could even be groups that have sometimes hundreds of physicians in it, or even if it's just a hospital system, they'll have actually pretty generous reimbursement policies for things like your CME, your new loops, or going and doing your mileage in between different hospitals or clinics, things like that. So making sure that you are keeping track of those things. Obviously, if you're a business owner, you definitely want to keep track of those. But some of my favorite for those that own their own practices, my absolute favorite is hiring your kids. The Dental A Team (19:36) Of course, yeah. Alexis Gallati (19:48) It seems so basic, but believe me, there are definitely steps in place that have to be done in order to make sure they ⁓ qualify. for me, the ⁓ court tested age is seven. So I usually don't recommend my clients going and hiring their kids until they're at least that age. You can do it younger, but the old my kids are models strategy is kind of ⁓ antiquated now just because ⁓ everybody has these great cameras now on their phones. And so it's kind of devalued, being a model ⁓ for those that aren't professionals basically. ⁓ But that's a really great way to shift income from your higher tax bracket down to their non-existent tax bracket. The Dental A Team (20:21) Totally. Right? Alexis Gallati (20:40) and you can then put that money into a Roth IRA for them. And if you do that, let's say over like a 10 year period in 2026, that amount is 7,500 is the max you can put in. They're easily, by the time they're age 65, gonna have at least 2 million plus dollars in savings. So it's a really great way to create a legacy for your kids and give them a little headstart. The Dental A Team (20:48) Mm-hmm. Yeah, that's amazing. And I think so many people are like, I don't know how to help my kids with college or different things like that. And it's like, these are great ways to prepare them for the future for when they retire for things like that. I mean, how awesome I know a couple of ⁓ doctors because The bulk of our audience, Alexis, are not W-2 earners. They are self-employed, like dental practice owners. ⁓ But I know that there were several that didn't tell their kids that they had done this for them. And then the surprise when they graduated college of, we've been putting this into place for you. I mean, shoot, that money's going to go to the government or to your kids. Why not invest in your children? You're going to pay that money regardless. So ⁓ definitely think that that's such a brilliant idea. And I've heard people, they're like, their real job, like they have to have a real job. They're like a paper shredder. Like they like literally shred the paper or they open the mail or they like pick out the cards or they pick out the toys for the prize boxes, like actual legit jobs that they employ them for. But I think what an amazing gift and legacy to give your kids as well. Alexis Gallati (21:51) they Yeah, exactly. All four of my children are, obviously cerebral isn't a dental practice, but they're hired through cerebral. So that way they are earning enough to put that money into their Roth IRA. ⁓ And a lot of ⁓ my clients are like, man, I don't know what my kids can do. And like you said, there's a lot of admin work that they can do. Even a seven-year-old can. like you said, shred paper, stamp envelopes. They can help with doing their ABCs and filing things away if you're an older ⁓ practice owner and they have ⁓ still the paper file system. ⁓ yeah, it really is a wonderful way to not only teach responsibility, but also to save. ⁓ I highly recommend ⁓ doing that. And even if you have parents that you financially support, you could even The Dental A Team (22:45) Yeah. Yeah. Alexis Gallati (23:02) go and hire your parents through your practice ⁓ and write off their support. Of course, again, they need to also have a legitimate job in the business. with parents, you have to be careful if they have any benefits like social security or Medicare. Then you just want to make sure that you're not pushing them out of those benefits because of their income ⁓ or making any part of their social security taxable. So that takes a little bit more. ⁓ finesse than hiring a child. The Dental A Team (23:36) No, that's great. That's a really good idea too, because I hadn't thought about parents. I have heard about children, but you're right, parents are retired. And if there's ways that you can support and give back rather than like, again, I love the government. I am happy to pay taxes, but if there's ways that I can support my own family, ⁓ I think it's great because I'm going to pay that money anyway, but paying it to people that I love and care about is really a great idea. Alexis Gallati (24:00) Yeah. Another popular one I'm sure that you've seen on TikTok or other social media is the Augusta rule. ⁓ and this is where you're renting your home to your business. ⁓ and this is perfect example where documentation is absolutely critical. ⁓ but basically what happens is you rent your home to your business for 14 days or less. Those days do not have to be consecutive and your business gets to The Dental A Team (24:07) Mm-hmm. Alexis Gallati (24:28) right off the cost of that rent. So obviously lowers your taxes. But then you as the individual do not have to pay tax on that rental income. Now, if you do it for 15 days and you've ruined the strategy and you have to pay tax on all 15 days. So that's really important you do 14 days or less. But this is again a really great way if you have monthly board meetings, that's 12 days right there. Or if you have employee parties, if you have colleagues over in discussing business, though, as long as you have a rental agreement in place between yourself and your business, and you document through meeting minutes everything that occurred during that event, then that is the documentation that the IRS would need in order to substantiate that. strategy. And obviously a reasonable rental rate as well. The Dental A Team (25:27) Yeah, no, didn't realize, I did not realize that you needed a rental agreement. Can you expand more on that? like we check all the Airbnb's and the VRBO's in the area to see what does our house actually go for and like keep that documented every single year and then have an actual agenda and like have it in the calendar. So it's in our Google calendar. It's got an agenda. It's got a PDF didn't attach. But how does the rental agreement work? like, yeah, how do you, I didn't realize that that was a necessary piece to it. Alexis Gallati (25:57) Yeah, so you can even just use ChatGPT to create it. ⁓ But essentially what you do is it's just that agreement between the business and personal. So ⁓ you just want to think about it like any other rental that you would do. If you were to go to a conference room in a hotel, for example, or go rent that Airbnb, you're going to be signing some sort of agreement saying that this can happen. that this event can happen on this date. ⁓ you can either do one agreement for the entire year, spelling out like, here are the days that we're going to be doing these things, ⁓ or you can have an agreement for each time that it happens. The Dental A Team (26:43) Very cool. That's super helpful. Yeah, I do love the addresses for all anything people. And I mean, I've had CPAs and like, don't go crazy. Like that's where I say like check Airbnb, check VRBO like what you think your house is worth versus what market value says your house is worth. Like, let's make sure that we are accurate on that. But yeah, that's definitely an amazing one that I think is great for offices to surely do. Alexis Gallati (26:51) Yes. Yep. Go and get two to three comps. So then that way can just take an average. I feel like that's a very safe way to, ⁓ show reasonableness. You're not just like, Hey, I'm taking the highest one on the block. You know, it's taking a few of them. The Dental A Team (27:21) Totally. No, definitely agree. I love that. Okay, Alexis, what other ideas? know we're, I'm like just like sitting here. I'm like, I love this writing it down. Great ideas. What are some of the ones that like, yeah, anything else that's going to save us? Um, because like taxes are taxes and we are going to pay them, but like, what else can we do to, like you said, Bill Gates or, um, like Warren Buffett, what are the things that you found for like these higher net worth earners? Like, do they need to get into real estate and like use the big, beautiful tax bill or like, Alexis Gallati (27:23) Yeah. Okay. The Dental A Team (27:50) anything else that you've seen that like really moves the noodles or is like, no, just the small consistent things are really going to help them out. Alexis Gallati (27:57) Yes, well, they all help out. ⁓ But if you are looking for more of that, hey, Alexis, what's like Hail Mary that I can be doing to act to really save? ⁓ You can look at real estate. ⁓ That could be a whole podcast by itself. ⁓ But in general, you you tend to ⁓ get into real estate when you're not talking about like reets or things I can do through the stock market. The Dental A Team (28:14) Right. Alexis Gallati (28:26) ⁓ You're either doing like real estate syndications, ⁓ direct ownership, like long-term rentals or short-term rentals. And ⁓ each of those are treated differently and have different ways of making that ⁓ a tax deduction for yourself. So when it comes to, in general, ⁓ real estate syndications, this is where you're The Dental A Team (28:49) Mm-hmm. Alexis Gallati (28:54) buying into a partnership that maybe owns an office building. And you go in with other partners and ⁓ it's syndicated. So it's very passive. There's no way for you to write off any losses in that current year. ⁓ When it comes to direct ownership, the IRS basically says, hey, that real estate is considered passive unless you have real estate professional status or you do that short-term rental deduction or excuse me, short-term rental exclusion. And so what ⁓ happens if you can qualify for the short-term rental exclusion or real estate professional status is that those what would have been passive losses that you can't use against your current income will be considered active losses. And then you can use it against your active income, when I say active income, things like your W-2 or your business. So you're getting a current year deduction from that. And you can do cost segregation study to help accelerate depreciation. ⁓ So this is very, very much in the nutshell sort of explanation. ⁓ But it can really be a great way to lower your taxes if The Dental A Team (29:57) Mm-hmm. Yeah. Alexis Gallati (30:16) you essentially want a second job. Just know that real estate is not as passive as the social media gurus go and ⁓ try to glamorize. It really does take a lot of extra work. You want to make sure that you are following the rules properly so that you can get that tax benefit in the current year. ⁓ But if you The Dental A Team (30:19) Yeah. Alexis Gallati (30:41) do have that prerogative and you want to learn and get do things properly, then it can really save you quite a bit of money. The Dental A Team (30:48) Yeah. Are there any other things, Alexis, that are like real estate that save that much but don't require that much work? I'm asking you for the weight loss drug of taxes, please. What's our easiest way with the most amount of bang for buck that you've seen? These are the big hits that if you want, because agreed, real estate's great. If you do that short-term thing, but it is a lot of work. With the big, beautiful tax bill that came through, that 100 % depreciation is pretty fantastic. But like you said, Alexis Gallati (30:54) Yes. Mm-hmm. The Dental A Team (31:17) got to have it rented out, you got to have the pieces, you got to like reno it like there are and you have to have it done by the end of the year and like it's a stressful zone. ⁓ So are there other things that you've seen that might be like 50 or 100 or 200,000 off taxes that aren't necessary real estate? The Augustus one, yes. Like paying people, there's things but is there anything else you've found that are like some of those bigger chunks that maybe people don't think about they don't recognize? Yes of course they're going to take a little bit more work but... Alexis Gallati (31:17) You gotta work for it. The Dental A Team (31:45) that you found that could be benefits to our audience. Alexis Gallati (31:48) OK, so let's talk about my Hail Mary for tax savings. I love this one towards the end of the year because you're going to want to know, have a good idea of where your tax situation is going to end up. So I use this a lot for year end planning. And this is oil and gas. When you ⁓ invest in oil and gas, again, just like with real estate, there's a lot of different options. But my favorite is our drilling funds and this is where you invest in a partnership that owns oil and gas wells and these this allows you in that first year to Essentially write off usually somewhere between 80 to 95 percent of the investment that you've put in So let's say you invest a hundred thousand dollars Then you're getting about and let's say conservatively an eighty thousand dollar deduction that can go a against your ordinary income. So if you're W2 or your business. usually, a good rule of thumb is that, let's say, if you're putting in $100,000, you're saving $30,000 in tax. You're putting in $200,000, you're saving $60,000 in tax. And then after year one, you're earning overall, during the life of the investment, about a 2x The Dental A Team (33:10) Bye. Alexis Gallati (33:11) you put 100,000, you're getting about 200,000 back. And so it's considered a very conservative investment. And just because the length of the investment, and this is one of the cons of it, is that it's usually about a 10 to 12 year period. So it's generally only about a 7 % return on investment over the life of the investment. the great thing about it is that you let's say if you did put in that hundred thousand, you're getting that 30,000 in savings, and then you can go put that into something else that will earn you even more money. So then this is something that you can do every single year. And, you know, just depends on how much money you want to save and so that how much you put in for that investment. The Dental A Team (33:57) Gosh, that's such a good one. And these are things of like just fun, like tips and topics. Like I said, it's the rules of monopoly. I caught like, how do we play tax strategy better? Alexis, what are any like resources? I feel like you guys have some resources. Like I feel the world of tax is so daunting. And so it's like, we hear from podcasts and we hear snippets and we see TikTok and it's like real estate games. like, where do people go if they like want to dig a little bit deeper and really become like more tax expert and more tax savvy and. like tax strategy, like what are any resources you found or ways for people just to become a little bit more literate in the tax world. Alexis Gallati (34:33) Yes, so ⁓ of course I'm to do a little shameful plug. My book, The ⁓ Advanced Tax Strategies for Medical Professionals, it's really just that it's a brain dump of all different types of strategies, whether it's for your business or W-2 only, charitable, these alternative investments. And so it's really a space. The Dental A Team (34:36) as you should. Alexis Gallati (34:58) for readers to learn more about their options. So then that was the way they can go online and do more research or bring it to their current advisor. So, you know, it's just about opening those possibilities. Otherwise, you know, one resource that is really great for especially medical professionals is the White Coat Investor that Dr. Dali, he has a wonderful, wonderful site and he puts out really good material. The Dental A Team (35:11) Yeah. Alexis Gallati (35:25) when it comes to not only taxes, but also for ⁓ just finances in general. And then, of course, on ⁓ CerebralTaxAdvisors.com, our website has wonderful ⁓ material that I put out all the time. There's lots of goodies there, as well as ⁓ different resources and worksheets and stuff like that. The Dental A Team (35:52) Yeah, no, that's super helpful. But Alexis, what do you find ⁓ as you go through this? Like one, how often are you meeting with your clients? Because I feel like so many CPAs and tax strategists meet with them in like December 1st and they're like, hey, you owe this much money. Is that how you guys plan? Like how should tax planning actually work? or is that normal? Like I'm just trying to find a vibe of how this should work in the industry. Alexis Gallati (36:15) Yeah. Yeah. So when a medical professional first starts working with us, I design a tax plan for them. And that's really critical because right then and there, OK, what can we be doing to dramatically lower your taxes, legally, of course, and set you up for success? And then we meet with our clients at minimum twice a year. So we do a mid-year tax projection and a year-end tax projection. The Dental A Team (36:34) course. Alexis Gallati (36:45) And especially with medical professionals, your income is so variable throughout the year, depending upon insurance reimbursements or seasonality and things like that. And so we really want to make sure that we have a good, clear understanding, good six plus months in advance. Hey, what are you going to be owing tax wise? What does cash flow look like? What quarterly estimated payments do you need to make? All of these things should not be a surprise. So that's why when I built Cerebral in the packages we have, I was really focused around how do we eliminate those surprises. The Dental A Team (37:23) Yeah, no, I love that. that's super helpful because I feel like so many just wait till December and it's like, no, like there's things I could have been doing and if I would have known. So that's super helpful. And then I think the other question is like, okay, you guys are tax strategy. Are you CPA? Are you bookkeeping? Like kind of differentiate. Are you in the financial advisor world? Like what specifically would we say I need you for XYZ, but I'm going to need these people again, like marketing, right? Like what facet of my wealth management are you? and who do I need paired with you? Alexis Gallati (37:54) Yep, so we are your tax compliance, tax planning, your bookkeeping, and CFO services, and also business advising as well. So we're able to set up entities for you ⁓ as well as provide ⁓ just a lot of the years and years of experience that we have in running businesses and seeing different types of practices, et cetera. ⁓ We are not investment advisors, so we won't say, buy Coca-Cola versus Pepsi. But we will introduce you to different investments that have tax benefits. And one very unique quality of Cerebral that's very different from other firms is that we do not take any commissions or kickbacks on any strategies we recommend or vendors we recommend. And we don't sell any products. So we're very education-based. I'm very focused on you understanding your options so you can make a educated decision on what you want to move forward with. And then we are a white glove done for you firm that will implement those strategies on your behalf and make sure they're reported properly on your tax returns. Because that's what we've found being in this industry, especially specializing in medical professionals, is there's a lot of people out there that know about these strategies. but they do not know how to implement them properly. And that honestly is 80 % of the fight when it comes to doing any of these strategies. The Dental A Team (39:26) Yeah, no, that's incredible. So, and again, this is just like naiveness on my side. Do I need a CPA or are you guys the replacement of a CPA? Alexis Gallati (39:35) Yeah, we're the replacement of CPA. We are CPAs. We are EAs. So we are taking care of your tax preparation, so personal and business. We do it all. I try to keep these packages as comprehensive as possible because I hate being nickel and dined. communication's a top priority for us. And so we don't want our clients to hesitate whatsoever to connect with us. And so that's why we don't. The Dental A Team (39:56) Totally. Amazing. Alexis Gallati (40:05) shot like I, my gosh, I just got like a bill from my attorney the other day and it was for stuff that I talked to him about like in August. I'm like, I hate those pop-up bills. So that's yeah, that's, why I try to make it as comprehensive as possible. The Dental A Team (40:10) Yep. Right. Awesome. No, that's fantastic. That's really helpful. And I know a lot of people are very nervous to switch from their CPA. CPAs, feel like we're so embedded and we trust them with our souls. Truly, I see this. ⁓ So is there complementary calls we have with you? how do we start with that? Because I know, honestly, untangling from a CPA is such a pain. It is so annoying. so ⁓ how does that process work if people want to work with you, Alexis? Alexis Gallati (40:46) So the best thing you can do is go to our website and go to the contact page. And you will ⁓ go through a very quick questionnaire to make sure that you're a good fit for us, because we also want to make sure we're a good fit for you. And we will ⁓ have a tax discovery session. And during that session, we will. We'll talk about what your needs are and what it's like to work with us. ⁓ I'm very focused on that return on investment. We actually have a guarantee. with the design of our plans that I will save you at least two times what you pay us in ⁓ tax savings or you get the plan for free. And on average, our clients actually achieve 4.5 multiple with the design of our plans. So again, it doesn't make sense for us to work together if I can't save you more than what you're paying us. The Dental A Team (41:39) That's amazing. No, that's incredible. And that's a great guarantee. And ⁓ then let's say hypothetical, we do get audited. How often do you guys go through audits and like success rate? Like I'm imagining if you were three years in IRS, you're probably pretty fantastic at that. But these are always things that I'm just curious. Like how does that work? And how often are your clients audited? And like, how is your success rate on that? And if you don't want to share this, I hope you do. We're just going to go for it. Like, yeah, I'm just going to ask the weird questions. Why not? Alexis Gallati (42:01) Yeah. I love the weird questions. They're the best. So yeah, that's one thing I can never guarantee that you won't be audited because of course there are always random audits that happen. We've only had three audits since I started Cerebral over 10 years ago. In 2014, I started Cerebral. ⁓ And ⁓ one of them was for the mortgage interest deduction. there's a limitation in that. The Dental A Team (42:18) It's incredible. Alexis Gallati (42:28) Um, and that was just, unfortunately, a client had not provided the correct information. And so we were easily able to just change it and be on our way. Um, and then another two were regarding actually real estate professional status. And that was just New York state saying, Hey, like we don't, we don't think that you're actually qualified for this. we're like, Oh, yeah, we do. Here's the paperwork. And they're like, Oh, okay. See you later. So yeah. The Dental A Team (42:50) Yeah. That's amazing. That's a huge thing. And I'm so glad I asked the question because I think for me, that's something I'm curious on of like, I get it. Like you said, you can't guarantee that, but as long as you back in, do you guys charge extra for those audits or is that part of the plan? Like, nope, we stand behind it. Like, how does that work? Cause I know there's some firms that I have chatted with and if we do get audited, it's like 375 an hour for the audit. And I'm like, okay, like I'll just plan for that. But how does that work for you guys? Alexis Gallati (43:18) Yep, so we back up all of our work and all of our packages. If you do receive a notice for anything that we prepare, you send it to us and we help you take care of it. So yeah, we 100 % back up our work. If you come start working with us and you have some a notice from a year that we didn't handle, like we didn't prepare, we'll still help you handle it. But that would be just. at our hourly rate, depending upon the extensiveness of the notice. But to go back to your original question about making that change, I 100 % get it, especially if you've been with somebody for so long. And so you just have to look at that cost benefit and see, hey, staying with this person, how much is that costing me in tax savings versus The Dental A Team (44:01) Right. Alexis Gallati (44:12) going with somebody like cerebral and we try to go and make that process as seamless as possible when it comes to getting ⁓ up to date in your history and then ⁓ getting access to your bookkeeping and getting your tax returns. ⁓ And so, because I completely understand it can be daunting, but. ⁓ Happy to have a conversation around it when we meet about the discovery session and to see if it's something you'd want to move forward with. The Dental A Team (44:43) Amazing. Alexis, has been such a great podcast and I just love meeting great individuals. I love how much you have a passion for the law and for the tax wealth and it's your own life and your own livelihood. So if people want to reach out, I know you said it before, how do they connect with you? So yeah, they can get started if they're interested. Alexis Gallati (45:01) Yeah. So you can Google us or just go to CerebralTaxAdvisors.com. And which by the way, the reason why I have cerebral is because my husband is a private practice neurosurgeon and my dad's a retired private practice neurologist. hence cerebral in the brain. So if y'all can remember. But yeah, so CerebralTaxAdvisors.com is the best way to get a hold of us. The Dental A Team (45:14) There you go. I love it. Yeah. Alexis Gallati (45:27) ⁓ And I look forward to potentially talking with y'all. The Dental A Team (45:32) Well, Alexis, thank you so much for this. And for all of you listening, I hope you take advantage between now and April 15th. I hope you just like have a conversation. I'm always pro. I love CPAs. My CPA listens to this podcast and I'm always interested in meeting new people like Alexis, chatting with them. Are there different ways that they can benefit me? Because yes, I love my CPA, but I love more than that saving money and learning new strategies that maybe I didn't know about. So Alexis, I really hope a lot of them reach out to you, connect with you and for All of you listening, thank you for listening. I'll catch you next time on the Dental A Team Podcast.
There is a universal longing to belong. On Equipped with Chris Brooks, meet Robby Emery. He works with University of Michigan football team as chaplain. He'll help us see where our true belonging lies and challenge us to move from overlooked to chosen, from insecurity to impact. Featured resource:Pick Me: A Story of Belonging by Robby Emery February thank you gift:D.L. Moody: God's Bold Messenger by Faith Coxe Bailey Equipped with Chris Brooks is made possible through your support. To donate now, click here. To become 1 in 100 who supports at $1,000, click here.
Are you ready to grow stronger as a leader and show up bigger for your center? This week, Kris sits down with Cynthia Maher, owner and founder of Bedford Child Development Center in Michigan, and a proud finalist in the 2025 Child Care Rockstar Contest. Cynthia shares what it felt like to be on that big stage, the personal breakthroughs she experienced, and the mindset shifts that are helping her move forward with more clarity and confidence than ever before. With over 20 years in the field, Cynthia opens up about her team culture, marketing strategies, and why her center's motto, "treat others as you want to be treated", is more than just words on a wall. Key Takeaways: [3:14] A big podcast announcement! [8:04] Cynthia shares how she's using discounts and community awareness to drive enrollment at Bedford Child Development Center. [9:21] She's been in the field her whole adult life and has owned her center for over 20 years. [10:10] Cynthia lights up when she talks about watching children grow and hit those magical "lightbulb" moments. [12:49] For her, this work is more than a job — it's a calling and a ministry. [13:44] Cynthia reflects on how much she's grown as a leader, especially in shifting her mindset around business ownership. [15:13] She gives a peek into her personal life, from her supportive husband to the joys of being a grandmother. [18:21] Cynthia breaks down the community partnerships that are helping her center thrive, like working with the local library and schools. [23:24] Her leadership style centers on treating staff like family and making sure every team member feels supported and properly trained. [24:34] Building a strong, connected team culture has always been a top priority at Bedford. [26:06] Cynthia walks through how her admin team is structured to help things run smoothly and support both teachers and families. [27:53] She talks about what it was like to be a finalist in the Rockstar Contest, and how it helped her step more fully into her power. [31:20] Her "why" keeps her going: helping kids, building a legacy, and showing her team what's possible. [33:12] Cynthia encourages other leaders to take the leap, invest in themselves, and keep learning, no matter what stage they're in. Quotes: "The development and watching children grow and flourish and getting those aha moments with the light bulb has always been like something that just drives me." — Cynthia [10:10] "It has always been my ministry to be with children and to work with the children." — Cynthia [12:49] "Our motto has always been to treat others as you would want to be treated." — Cynthia [23:24] "Just building that sense of teamwork and a culture that inspires excellence has always been what we have been focusing on." — Cynthia [24:34] Sponsored By: ChildCare Education Institute (CCEI) Use code CCSC5 to claim a free course! Mentioned in This Episode: Kris Murray @iamkrismurray The Child Care Success Company The Child Care Success Academy The Child Care Success Summit Grow Your Center Childcare Education Institute: Use code CDARenewal22 to get $100 off your renewal Bedford Child Development Center Cynthia Maher LinkedIn The 77 Best Strategies to Grow Your Early Childhood Program
-Last night, we had a trifecta of games: Michigan State/Minnesota (6pm); Northwestern/Illinois (8pm); and Iowa/Washington(10pm)-Tonight, we have 2 games: Penn State at Michigan (5:30pm, FS1); and Ohio State at Maryland (7:30pm, FS1)Our Sponsors:* Check out BetterHelp: https://www.betterhelp.com* Check out Kalshi and use my code SB60 for a great deal: https://kalshi.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
In an AN first, Dave and Jeff take the show on the road to the Michigan state capital. Hosted by the world-class nerds of the Michigan Junior Classical League, the guys slush their way into Lansing to talk Ovid once more—specifically the crushing demise of "gym bro" Acis, who stood zero chance against that hulking, one-eyed colossus, the Cyclops. Here is your opportunity to master the geometry of emotion: do Polyphemus, Acis, and Galatea form a love Dorito, a rectangle of spite, or a dodecahedron of nostalgia? Join us for a unique, live format, featuring crowd participation with sharp questions and comments from bright Classical minds across Michigan. Plus, listen in for a chance to win the collected works of Aristotle from Hackett, edited by C.D.C. Reeve and Pavlos Kontos!
The Steve Gruber Show | Guest Host, Scot Bertram | Courts, Chaos, and the Crossroads of America --- 00:00:00 - Hour 1 Monologue 19:10 – Matthew Trayler, Director of Programs at the Christian Business Men's Connection (CBMC). Trayler reacts to reports of 30,000 layoffs despite a company posting $60 billion in profits. He discusses what this says about corporate priorities, leadership, and the moral responsibilities of business. 28:05 – Brian Jodice, National Press Secretary for the American Federation for Children. Jodice argues it's time to take school choice nationwide. He explains why empowering parents and expanding educational options should not depend on a family's ZIP code. 38:14 - Hour 2 Monologue 47:10 – Christian Clase, Constitutional Litigation Fellow at the New Civil Liberties Alliance (NCLA). Clase explains why NCLA is urging the Supreme Court to hear a vaccine mandate case from the Ninth Circuit. He argues the lower court misapplied precedent, raising serious constitutional concerns. 57:07 – Dan McLaughlin, Senior Writer at National Review Online and Fellow at the National Review Institute. McLaughlin analyzes where Florida Governor Ron DeSantis goes next politically. He discusses DeSantis' options and what they could mean for the future of the GOP. 1:05:49 – Diane Schindlbeck, co-owner of Schindy's on Diamond Lake in White Cloud, Michigan. Schindlbeck shares how a pizza name controversy spiraled into death threats, prompting FBI involvement. She discusses free speech, small business ownership, and navigating public backlash. 1:15:45 - Hour 2 Monologue 1:24:38 – Mark J. Quann, author of Be Smart, Pay Zero Taxes: Use the Buy, Borrow, Die Strategy to Get Rich and Stay Rich. Quann opens the 2026 tax season by explaining how President Trump's tax cuts could impact individuals and investors. He breaks down strategies for minimizing tax exposure legally. 1:34:49 – Anna Giaritelli, journalist for the Washington Examiner. Giaritelli discusses Texas Governor Greg Abbott's argument that he set the national standard on illegal immigration enforcement. She examines how Texas' approach is shaping the broader immigration debate. --- Visit Steve's website: https://stevegruber.com TikTok: https://www.tiktok.com/@stevegrubershow Truth: https://truthsocial.com/@stevegrubershow Gettr: https://gettr.com/user/stevegruber Facebook: https://www.facebook.com/stevegrubershow Instagram: https://www.instagram.com/stevegrubershow/ Twitter: https://twitter.com/Stevegrubershow Rumble: https://rumble.com/user/TheSteveGruberShow
The 2025 season is officially in the books, and as we look ahead to Super Bowl LX, we're taking a moment to look back. Before the "Blueprint" for 2026 takes over, the C3 Crew is opening the vault to celebrate the moments, the artifacts, and the stories that define Carolina Panthers history.Tonight, we're moving past the "what-ifs" and leaning into the nostalgia that keeps us pounding. We're reminiscing on our franchise's historic Super Bowl runs and discussing the irony of this year's big game. Plus, we're playing YOUR core memories as part of the Super Bowl Memory Swag Stakes!
Taylor Swift made the NFL $1 billion since dating Travis Kelce.
It's Allyson's birthday today!!
Savannah Guthrie and her family posted a video on Instagram pleaing for their mom's safe return.
Several Pizza Hut locations are closing across the US.
Incredible stories from around the world and beyond!
April Millsap ////// 901 Part 1 of 1 www.TrueCrimeGarage.comThe murder of a child is an unbearable tragedy, a nightmare for any parent. In the quiet, rural village of Armada, Michigan—a community so small it felt like a haven from big-city dangers—Jennifer Millsap believed her fourteen-year-old daughter, April, was safe. That belief was shattered on a July evening in 2014.Beer of the Week - Turtle Season by Ankrolab Brewing CompanyGarage Grade - 4 bottle caps out of 5 We are thrilled to announce that True Crime Garage will be on the CrimeWave 2.0 - CrimeWave 2.0 is the best True Crime and Mystery festival in International waters onboard the Oasis of the Seas Cruise ship sailing from Fort Lauderdale, Florida February 8-12, 2027. Go to www.crimewaveatsea.com/GARAGE to get $100 off of your stateroom and a meet and great with Nic & the Captain. Tickets on sale February 13, 2026. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Randy is still steaming over the stew situation, a date is set for the Dallas meetup, Chris Harrison announces new "traditional marriage" dating show, and we ask the ladies if this is an ick. Support us on Patreon and receive weekly episodes for as low $5 per month: www.patreon.com/circlingbackpodcast Watch all of our full episodes on YouTube: www.youtube.com/washedmedia Shop Washed Merch: www.washedmedia.shop • (00:00) Fun & Easy Banter • (17:45) Stew Update • (28:45) Theme Week Pick/Dallas Meetup • (39:15) Chris Harrison's New Dating Show • (50:30) Ladies, is this an ick? Support This Episode's Sponsors: - Rhoback: Go to https://rhoback.com/ and use code LUTES20 for 20% off your first order - BetterHelp: Our listeners get 10% off their first month at https://betterhelp.com/circling - Fair Harbor Clothing: Head to https://www.fairharborclothing.com/ and use code CIRCLING20 for 20% OFF your full price order now through 2/28 - Fitbod: Get 25% off your subscription or try the app FREE for seven days at https://fitbod.me/steam - Underdog Fantasy: Download the app today and sign up with promo code STEAM to score SEVENTY-FIVE DOLLARS in Bonus Funds when you play your first FIVE dollars – that's promo code STEAM Must be 18+ (19+ in Alabama & Nebraska; 19+ in Colorado for some games; 21+ in Arizona, Massachusetts & Virginia) and present in a state where Underdog Fantasy operates. Terms apply. See assets.underdogfantasy.com/web/PlayandGetTerms_DFS_.html for details. Offer not valid in Maryland, Michigan, Ohio, and Pennsylvania. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org. In New York, call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (467369) Learn more about your ad choices. Visit megaphone.fm/adchoices