Podcasts about amanda martin

Asking for help isn’t always easy, but sometimes, it’s the smartest thing you can do, especially when it comes to learning. Amanda Martin learned that firsthand as a parent. When her kids hit middle school, she started looking for academic support — something beyond worksheets and flashcards. She found that the tutoring landscape felt outdated and uninspired. So Amanda decided to build the kind of place she wished existed: Studyville — a modern, membership-based tutoring lounge where students can get expert help with homework, test prep, college admissions and more, all in a space that makes learning feel engaging. Some people join an organization just looking for a job. They’re in and out. Others stay long enough to build a career. And in rare cases, they end up shaping the future of that organization from the top. That’s exactly the story of Alicia Vidrine. She started at the Tiger Athletic Foundation as an intern during her last semester at LSU, and over the years, she climbed the ladder step by step. Today, she’s the Senior Vice President and Chief Financial Officer. Under Alicia’s leadership, TAF has expanded beyond funding facilities. Today, it helps power scholarships, operations and long-term support for student-athletes, all while adapting to a changing landscape in college sports. Working your way up the ladder in your career is never easy. It doesn’t matter if you can see the rungs of it from the start, or if you have to build your own ladder as you climb it. Both Amanda and Alicia exemplify this journey of growth and perseverance. Alicia climbed her ladder all while adapting to the ever-evolving world of college athletics. And Amanda built hers when looking for a better way to support her kid's education. Both of them saw opportunities to make a difference in their fields and took the bold steps necessary to bring your visions to life. Out to Lunch is recorded live over lunch at Mansurs on the Boulevard. You can find photos from this show by Ian Ledo and Miranda Albarez at itsbatonrouge.la.See omnystudio.com/listener for privacy information.

Market Proof Marketing · Ep 387: Books Buzzwords & Benchmarks In this episode of Market Proof Marketing, Jackie Lipinski and Beth Russell reflect on the power of clear communication, clean marketing systems, and community-first thinking. From school movie nights and panic cleaning to organizing ad accounts and analyzing the Q1 Online Sales Benchmarks, this episode covers the serious and the silly. Plus, a detailed recap of the most recent Market Proof Marketing Academy, thoughts on Google's AI ad integrations, and a reminder that your brand lives well beyond your website.Key TopicsCommunication fails & panic cleaningHighlights from the Market Proof Marketing AcademyQ1 2025 Online Sales BenchmarksGoogle tests ads in AI chatbot conversationsCommunity planning and lifestyle-driven decision-makingShifting focus from incentives to valueAll Access reminders and listener appreciationSPECIAL ANNOUNCEMENTSOnline Sales & Marketing Summit is Filling Up - Grab Your Tickets TodayStory Time [1:05]Beth shares a personal story about missing a school event due to unclear and inconsistent communication, something builder marketers should heed when planning outreach for events.Jackie reflects on "panic cleaning" before company arrives and ties it to the need for marketers to keep their ad accounts clean and organized, even if no one's watching (yet).The team gives a shout-out to Kendra and listeners who asked for Story Time to stay; your wishes have been granted!In The News [21:04]Q1 2025 Online Sales BenchmarksJackie and Beth review Amanda Martin's new online sales benchmark report summarizing over 50,000 leads from 33 markets. Despite Q1 being particularly tough for many builders, the consistency and performance of online sales teams remain impressive. They also discuss how these benchmarks can serve as both inspiration and a performance check.Google is Testing Ads in Third-party AI Chatbot ConversationsGoogle's experiment with placing ads inside chatbot conversations sparks discussion on what this means for marketers. Jackie and Beth point out the infancy of this format, the very low AI-driven site traffic to builders today, and why the content on your own website - and how it gets syndicated elsewhere - remains your biggest asset for visibility.Things We Love, Things We Hate [33:40]Beth's Love: Taking a walk through her community trail reminded her how thoughtfully designed neighborhoods deliver lasting emotional value to residents, something builders should showcase more intentionally.Jackie's Love: Celebrating 10 years since relocating to Washington state, Jackie reflects on the importance of loving where you live and how lifestyle decisions drive buying behavior.Want to rewatch part of the Academy or catch exclusive behind-the-scenes content?Join DYC's All Access community — free for builders, online sales specialists, and home building leaders.Have feedback or want to fight for more Story Time? Let us know: your messages bring us joy (and influences podcast decisions!).Like and subscribe on your favorite platform! The post Ep 387: Books, Buzzwords & Benchmarks appeared first on Online Sales and Marketing for Home Builders - DYC.

Join Amanda and Steve McCaughey for a discussion about both the Clear Lake Splash-In and the growing vision and opportunities for seaplanes at this Northern California secret gem.Clear Lake is the largest lake fully within the state of California, with over 100 miles of shoreline, and yet the region is sparsely populated and under visited. Of specific interest to seaplane pilots, the lake has 100 years of seaplane activity with everything from the Pan Am Clipper ships to the military using the lake as a primary location for PBY, PBM and Martin Mars training.Our thanks to Herb Lingl, the Skylark Resort, the city of Lakeport and all of the volunteers who made this event such a success.Join our team of Clear Lake Splash-In volunteers by emailing us at spa@seaplanes.org

Tool theft continues to plague tradespeople across the UK, causing significant financial and emotional distress. On April 25th, the Theft of Tools of Trade (Sentencing) Bill is scheduled for its second reading in Parliament. This bill, introduced by Amanda Martin, Labour MP for Portsmouth North, aims to impose tougher penalties on those convicted of stealing trade tools. So today we spoke with Amanda to discuss how we can support the bill. And heard from Steve about how it affects every aspect of a tradesperson's life.  Additionally, we want to hear from you if you've been victims of tool theft, as we highlight the urgent need for stricter measures to combat these scumbags! Plus there's also the pub lunch quiz and you'll hear the very best messages we received.

Amanda Martin came from a strong Christian background, and her husband became an Episcopalian priest. Not coming from a liturgical or sacramental Christian experience, she experienced significant opposition from family who thought she was making a huge mistake and overcomplicating Christianity with rituals and external piety. She shares some of the ways she prayed and discerned through that process, and how she and her husband eventually moved together toward full communion with the Catholic Church.

Join us as Mike Lyon, Jessie Suggs and Amanda Martin take over OPT for a holiday episode! They cover ECI's Top New Home Sales Tips for 2025, the DYC 2024 Holiday Gift Guide items to check out, and share some important skills to check yourself on as we enter 2025! 

We hope you enjoy this episode of The Chat - Part Two - a weekly series on the Waypoint Podcast. Today's guest is Amanda Martin, the Associate Director of WayKids.

In this episode, Hydrocarbon Processing speaks with Amanda Martin, Global Communications Lead, Global Impact Coalition, to discuss how her organization is working with some of the largest petrochemical/chemical producers to reduce carbon emissions and facilitate circularity in the global petrochemicals sector.

Host Chez Filippini talks with Fr. Doug and Amanda Martin about their respective faith journeys, converting to Catholicism and their early struggles following their conversion. They also talk about their passion for youth ministry and the process of how Fr. Doug became a priest.

Jen Barkan is joined by Amanda Martin (with an appearance from Jessie Suggs!) to recap the recently dropped Q3 Online Sales Benchmarks! Detailing data coming in from over 50,000 leads, they recap lead volume changes, what increased and what decreased, and new metrics that are in this quarter's Benchmarks! They also give actionable items for putting insights gained from the data into strategic plans. Topic of Today: The Q3 Benchmarks! (05:50)Amanda discusses her passion for numbers and why she values the Benchmarks They recap the lead-to-appointment, appointment-to-sale and online sales contribution numbers -- notably a 4% increase in the online sales contributionDetailing how many sales specialists and markets go into the Benchmarks Decreases in the lead-to-appointment and appointment-to-sale metrics What can online sales specialists do to keep pushing when lead volume is down? Notable trends among leads, and overcoming today's objections Tips for improving the lead-to-appointment metric Focusing on the qualification of the leads and driving quality appointments Trends among top-performing teams and individuals Outlining key takeaways as we move toward the end of the year Skills Check! (25:11)Write down a goal of what you can do (that's within your control) to affect the numbers How quick can you be to get a lead on the phone?Making sure you're qualifying accurately and sending leads to the correct community Identifying holes in your handoff process 

On todays episode we interview Amanda Martin, DO an orthopedic surgeon  who is practicing in Nashville Tennessee.  Amanda will start her story by telling us about her experience as a sports medicine doctor at the 2024 Olympics  working with the Women's Soccer team which won gold.   Amanda is an amazing woman who puts G-D and family first with Orthopedics as a close second.  She tells us about what it was like growing up with in an Osteopathic Family and her path into a competitive subspecialties.  She will give tips not only on how to survive but how to strive as a woman in Orthopedics.  Finally we will talk about her feelings on Natasha Bray, DO, her sister and  dean at OSU COM and we put Amanda's  hand to fire by asking her who she would consider more successful. . . a Harvard trained D.O. Dean or a D.O. Sports trained Orthopedic Surgeon!This is a D.O. not miss episode!

Jen Barkan is joined by Jessie Suggs and Amanda Martin to recap the recently dropped Q2 2024 Benchmarks! Things have held very steady since last quarter, and in some instances, improved! Also discussed in this episode are upcoming opportunities for growth and recognition, and Amanda leaves you with some homework that will improve your funnel. Word On The Street: Do You Remember Your First Day As An OSC? (15:20) Jen, Jessie and Amanda do! They reminisce on their first day as an OSC! The accomplishment, the excitement, the nervousness -- all the feels! The team is onboarding new online sales specialists, and are loving the work ethic and eagerness to learn they are bringing!  Online Sales Academy dates have been announced (November 13-15) and limited spots are available! Who should apply for The Nationals?Question Of The Day: UTour (26:57)Great resource for onsite sales team Ways to use it effectively and not bypass online sales You should have a UTour follow-up process (light weight, soft selling)Topic of Today: The Q2 Benchmarks! (13:33)What are the Benchmarks, and how do we calculate them?Pleasantly surprising key metrics!Are you tracking "show rate"? Recapping top performers Data you can add to your reports to tell the story about what is happening with your leadsSkills Check! (30:28)Amanda gives you some homework! Correctly defining an aged lead Discovering the why behind your data 

oAnn Rohmer is with Jessica Fraser Thomas, an expert in youth sport. She's also associate Professor, School of Kinesiology and Health Science, Faculty of Health at York University to discuss the lessons learned from the Paris Olympics, and can these lessons be applied to our everyday lives?Ann Rohmer is with Canada's travel guy Jim Byers to discuss some last minute getaways.For those looking ahead to the new school year, Shaliza Bacchus with back to class shopping on a budget with partnership and education specialist with the credit counseling society, Amanda Martin.Canadian companies are hiring but not just anyone.  Tina Cortez with how to find the right fit for your team with our go to experts on HR and employment practices. The Robert Half company, Tara Perry, workplace expert and director.Work is underway in Markham on the world's largest wastewater energy transfer project.  The details from Glynn Perkins and Markham District Energy's President & CEO, Bruce Ander.Jim Lang is next with the co-founder and CEO of of Tentree, Derrick Emsley a Canadian sustainable clothing brand fighting climate change with AI.

In this interview at RenderATL 2024, Tracy Lee and Rob Ocel interview Amanda Martin, a developer advocate at Wix, about integrating AI models into web development platforms, incorporating AI into low-code environments, and the accessibility of AI technologies through APIs and pre-built models. Sponsored by This Dot Watch this episode on YouTube Read more on our blog

Amanda Martin works for the Aviation Weather Centre, NOAA.  Here is the mobile-friendly website:  https://aviationweather.gov/  The NOAA staff document the accuracy of our forecasts and look for ways to improve. Amanda's job is more forward-looking, so she focuses on forecast communication and delivery to our customers (the general public) and stakeholders such as FAA, pilots, and other aviation professionals.  Lovefly information: www.lovefly.co.uk/courses/ FB - Lovefly Insta - @loveflyhelp Would you like to support us? https://buymeacoffee.com/loveflyteam #fearofflying #lovefly #flyingwithoutfear    Intro Music 'Fearless' Daniel King

Welcome to Online People Talking with Jen Barkan! In this episode, Jen is joined by Jessie Suggs and our very own, Amanda Martin! The Q1 2024 Benchmarks have just dropped and the team dives into the numbers and gives their thoughts on the results! There's been a shift in the lead volume so the three give tips on how to manage the lack of leads and advise OSC's to be careful not to use the "S" word. They suggest that "When leads go low, it's your time to grow!" and ask yourself if you've done everything you can with your current leads. Word On The Street: Everyone's been quiet! (04:03)The bad 4 letter "S" word: Slow"When leads go low, it's your time to grow!"Calm down, hit the phones.Are you doing everything you can with the current leads you have?Pro-active communication with sales and marketing.Topic Of Today: The Q1 Benchmarks! (12:38)Everything is normal and steady.The numbers are looking great!Early Spring selling season this year.Things are stay pretty consistent.Skills Check! (30:38)Challenge: Look at your follow-up process and figure out how to add your personalization. Tell your leads where to go, where to look!Nurturing a VIP list.Add a video into the very first email outreach.Put your picture in your email signature.

Sami is joined by Amanda Martin, an old teammate and someone she's looked up to since her freshman year of college! Together, they unpack Amanda's experience at CSUN and how she played a role in creating a positive and encouraging team environment. They also discuss what life looked like for Amanda after college and highlight some of the things she's been up to since parting ways with soccer.

Next in Media spoke with Amanda Martin, SVP, Monetization & Business Strategy at Mediavine, about whether small to mid sized publishers are feeling the effects of cookies going away, and if they've gravitated to any viable solutions. Martin also gave an update on Google's Privacy Sandbox initiative, and why it's so complex and challenging for the industry to test and implement. Guest: Amanda MartinHost: Mike ShieldsSponsored by: EpsilonProduced by: Fresh Take

In this episode, Jen, Mike & Jessie celebrate National OSC Day with a few special guests and a video shoutout from Amanda Martin! We want to celebrate the amazing people who serve as new home Online Sales Specialists and recognize their hard work today and everyday!Online sales specialists play a vital role in new home companies and the entire home building industry. They are often the first people to interact with potential customers. Frequently, they're at the forefront of testing new and innovative techniques that lead to success within their organization. Guests: Eric AlaridJessica MyersElena MoraErin YarbroughWhitney Ghere

What happens when personal tragedy strikes during turbulent times? Amanda Martin shares openly about her journey through grief and loss in this thought-provoking conversation with host Natalie Born. Amanda describes the unexpected, meaningful conversations her story has created to help others know they aren't alone in their painful situations. She's also been able to homeschool her daughter and get a dog, both hugely therapeutic. Amanda Elizabeth Martin, hailing from Louisville, Kentucky, captured her journey through widowhood and loss in her 2022 book, "Love, Grit, and Grace." In it, she delves into the complexities of grieving a non-fairy tale yet deeply impactful relationship, marred by her husband's addiction and betrayal. Her story is one of resilience, detailing her path to healing and growth, supported by her faith, daughter Hannah, family, friends, and her beloved dog, Penny. Amanda's narrative, enriched by her passions for music, baking, and attending Hanson concerts, is not just personal catharsis but a mission to aid others facing similar losses. [00:01:00 - 00:03:00] Introduction Amanda recently wrote a memoir about losing her husband suddenly She hopes to help others going through messy grief and loss [00:03:00 - 00:09:00] Amanda's Inspiration for Writing Her Book Amanda's husband passed away in 2019 after a turbulent marriage She felt called to share her story of messy grief with others Writing her memoir resurrected painful emotions and memories The process was therapeutic despite being extremely challenging [00:09:00 - 00:13:00] Releasing a Painful Story with Purpose Amanda wanted to bring awareness to silent suffering Her faith and desire to help gave courage to share openly Painful memories resurface requiring continual forgiveness She focuses on releasing hurt feelings toward her late husband [00:13:00-00:19:00] Walking Through Grief Rather Than Bypassing It It's important to process and feel our emotions Suppressing feelings prolongs the grief journey Amanda forced herself to keep showing up in her darkest days She had to rely on loved ones despite disliking asking for help Quotes: "I felt like God just whispered in my heart, there might be other women like you or other men like you who have been in a similar situation and lost someone when life was messy." - Amanda Martin "You have to be gentle with yourself and don't judge the negative feelings that you have just because you feel those emotions of anger or resentment." - Amanda Martin Connect with Amanda: Website: https://www.amandaelizabethmartin.com/ Follow Thrive Today on Instagram (@thrivetodaywomen) and visit our website at Thrive Today. Don't forget to subscribe and leave a 5-STAR Review!

[00:00:00] Amanda Martin: Team sports just develops this ability to know your role. And surgery is not done by one person. Every person involved in surgery has to do their role well for everything to go well. You have to have every bit of instrumentation that you need. We need the engineers to create interesting new ways for us to heal the human body. We need the biologists to help come up with biologic advances. We need anesthesia. We need the nurses. We need the techs. You every single person, there are 20 people involved in a surgery. And if any one of them isn't there, it's not going to work. Tommy Thomas:  Our guest today is Dr. Amanda Martin, whose practice focuses on arthroscopic surgery of the knee, shoulder, hip, and elbow. Dr. Martin currently sees patients at the Elite Sports Medicine and Orthopedic Center in Nashville and Franklin. Now some of you are probably wondering what an orthoscopic or orthopedic surgeon has to do with the nonprofit leadership. And I think if you'll stick around to the end of this show that'll become clear. I first met Dr. Martin on the 27th of December of 2017. I was experiencing significant pain in my right knee and my family practice doctor referred me to her. After the obligatory x-ray and MRI, she scheduled me for surgery. And later on in April, we decided the left knee needed surgery. So, she did both of them.  Little did I know that I was getting an excellent surgeon, who unlike some surgeons, had a winsome bedside manner. And was a team physician for the United States Women's Soccer Team. Dr. Martin, welcome to NextGen Nonprofit Leadership. [00:01:40] Amanda Martin: Hi there. Thanks for having me. [00:01:45] Tommy Thomas:  Before we dive too deep into your professional career, I want to go back to your childhood. Give me some thoughts on some highlights of growing up. [00:01:55] Amanda Martin: Oh, man. Oftentimes we'll hear people tell stories and talk about their struggles or things that happened in their childhood that really developed and made them into who they were in the struggle. And I don't have that story. My entire life was outside. Something was always broken.  Something was always cut. I was always in the emergency room to the point where my mom would say she was sure glad my dad worked in said emergency room, or she'd be concerned that people might offer some concern for me. I had the quintessential American happy childhood. I have an amazing family, wonderful mom and dad. And I grew up in rural Oklahoma. My grandfather was a cattle farmer, and my father was a family physician and also an educator. And we just did everything as a family.  My entire life was outside. Something was always broken. Something was always cut. I was always in the emergency room to the point where my mom would say she was sure glad my dad worked and said emergency room or she'd be concerned that people might offer some concern for me. But it was a really idyllic childhood. I grew up in the eighties when you could still go and do as a child freely and have independence. And if you were hungry, you better figure out how to make some food. And so it really developed that sort of independent streak. And I developed it at a young age. I was the youngest child in my family. And so, I had a lot of downtime. My mom said always a nose in a book and always, doing something relatively ill advised when it came to daring and sporting type maneuvers. But it really gave me that independent streak as an early age. [00:03:10] Tommy Thomas:   What would you say was the happiest memory? [00:03:14] Amanda Martin: Oh, there's too many to count. I can remember as clear as day trying to catch Santa Claus. We're in the Christmas Advent season and just wanting more than anything to see Santa Claus. And sleeping under the Christmas tree with my little dog Barney. And somehow, the magic of Christmas happened all around me while I slept under the Christmas tree that night. And I woke up to find all of the presents and Christmas magic had still managed to arrive despite my sneaky attempt. I was raised in a family where there were no limits or boundaries on what I could accomplish.  At various times in my youth, I wanted to be Miss America, a Dallas Cowboy Cheerleader, an astronaut, or serve in the diplomatic corps. [00:03:43] Tommy Thomas: With your dad being a physician, did you want to be a physician when you grew up or did you want to be a cowgirl? [00:03:50] Amanda Martin: I wanted to be everything.  There was a time in my life where I wanted to be Miss America and a Dallas Cowboy cheerleader, and an astronaut, and I wanted to work for the civil service, and president of the United States.  I was raised that there's absolutely no boundaries to anything that you can or cannot do. So the sky was the limit and I ran the gamut of it. I knew I wanted to do something, and I wanted to do something that not everybody did.  But when I say as a child, it ran the gamut, it ran the gamut. [00:04:23] Tommy Thomas:   What was high school like? If you had to pick three words to describe high school, what would they be? [00:04:30] Amanda Martin: High school was incredible. It was challenging and it was motivating. I went to an incredible school, Holland Hall Preparatory Academy. And up until that point I had lived in a small town, moved to Tulsa and went to this school where Everybody was amazing. Every person there excelled in an art or a sporting athletic endeavor or academically. And people refer to your mom and dad as ma'am and sir. I was such an incredible place where everyone had a plan for their life. It wasn't a high pressure-cooked environment. It was very open and allowed open learning. And we had a modular schedule. So, there was time to work arts and sports into the day, but it just was a place where everybody really wanted to do something, and everybody believed they could do something, and it was such an inspirational environment. I started playing team sports as a little bitty baby. My sister is three years older than me, and I started playing on her basketball team when I was five. [00:05:22] Tommy Thomas: Is that where you got introduced to team sports? [00:05:25] Amanda Martin: No, I started playing team sports as a little bitty baby. My sister is three years older than me, and I started playing on her basketball team when I was five. The eight-year-old girls and the little five-year-old Amanda and my dad coached and, he would blow the whistle and say left and you're meant to drive down the court dribbling with your left hand. Yeah. Sometimes the girls would be on their way back before I figured out which hand was left. But it just gave me such a gift. My brother is 11 years older than me. So he was at that time, really excelling in sports. He went on to play college basketball. And so, I was in the gym with him with little dribble goggles. So, I couldn't look down learning the fundamentals of the game at the age of five and six, and then running straight back to gymnastics. I started playing team sports before I even knew the benefit of it. [00:06:12] Tommy Thomas:  Tell me about the best athletic team you ever played on. [00:06:18] Amanda Martin: Oh, my goodness. I think they were all, going to Holland Hall, everybody was so talented. That was one of the interesting things. You came all from everywhere. When I was a freshman in high school, I wanted to try something new, and I'd never heard of field hockey and Holland Hall played the Kansas City and the Dallas kids in field hockey. And most of those girls on my team went on to play college field hockey at University of North Carolina, Chapel Hill, Stanford University of Virginia, and I had never played. I just wanted something to stay in shape for soccer. And so, I went out for it and I was a little nervous because they told me they wore a skirt. I didn't know anything about field hockey. And that team that I played for my freshman year is by far the most talented people I've ever been exposed to. And a completely new sport. It was an extraordinarily humbling experience. But it was also the most fun I'd ever had because it opened my eyes to how many other things there might be out there that I had no clue about. [00:07:16] Tommy Thomas: So, if I could have shadowed your coach during that year and observed him or her coaching, what would I have observed that brought the best out of you ladies? I believe in high expectations. Children and young athletes will perform to the standard that is expected.  I believe this to the core of my being. [00:07:32] Amanda Martin: I think from a coaching standpoint, you have to have high expectations. I think that children, and I believe this to my core, young youth athletes or children, they will perform to the standard that is expected. And if you have a positive high expectation environment, you will get wonderful results from it. And the thing that I talk about with myself, what I grew up with, my dad was a coach of all my brother's teams. And if you surround yourself by other people who are coachable, who are willing to listen and learn and not think that they know the best and be willing to take a step back and, one of my skills was I was always the fastest. I always was the fastest and I always was more determined than anyone else. But there were times that I needed to step back from being the fastest and learn better footwork, better shooting skills, just spend a couple of hours shooting free throws over and just really listen and focus on fundamentals. I think, to be coachable is the most important thing that anyone can be to have a good attitude and be willing to listen. [00:08:40] Tommy Thomas: Was there a point in your soccer or field hockey career when you realized that the coach was probably trying to teach you more than soccer? [00:08:49] Amanda Martin: Oh, absolutely. I grew up in the Bible Belt.  I grew up in Oklahoma. And, my day starts, finishes, ends, every second of the middle of the day is keeping our eyes focused on Christ. My family, my dad always said we keep the first things first. And so everything that we do is centered on am I doing this to the best of my ability? Am I representing my family well? Am I representing my God well? And that is just where everything in my life has stemmed from. I wasn't a good field hockey player. I was a terrible field hockey player. But I was a great teammate and I wanted to try something new because I was a good basketball player, and I was a really great gymnast. And just, finding out what you're good at is important. But I think finding out what you're not good at and deciding, can I make myself better or am I willing to not have pride and step away from this and pursue other things is also equally important. You have to know what your gifts are and know that you're individually given them by a divine and loving maker who wants you to be successful. And it's important to try everything, but it's important to really find a path that God has laid out for you and be willing to listen and be open to it. [00:10:01] Tommy Thomas: So no matter how hard and dedicated you are to something, failure is always an option. What did you learn from team sports about that failure that has helped you as a surgeon? Failure is always an option, but it should never be an option in your mind.  In surgery, there is no measuring once and cutting twice when you are talking about a living being. [00:10:18] Amanda Martin: One failure is always an option, but it should never be an option in your mind. I think you have to find a way. And one thing I always say about particularly orthopedic surgeon is that it's glorified carpentry. What I do is I saw and I cut and I work and rebuild the human body. There is no measuring once and cutting twice when you're talking about living being. You have to measure twice and cut once, and you have to have a plan A, B, and C. Every single thing that you do. And team sports just develops this ability to know your role. And surgery is not done by one person. Every person involved in surgery has to do their role well for everything to go well. You have to have every bit of instrumentation that you need. We need the engineers to create interesting new ways for us to heal the human body. We need the biologists to help come up with biologic advances. We need anesthesia. We need the nurses. We need the techs. There are 20 people involved in a surgery. And if any one of them isn't there, it's not going to work. And that's where team sports are so important in understanding that you cannot do it all. If you try to do it all, you're going to hurt your teammates. You're going to harm. The process and learning how to function in that unit is critical in order to be successful in anything, but particularly surgery. I think you'll find so many people who go into the surgical fields were high school and collegiate athletes. [00:11:43] Tommy Thomas: So you're talking to someone who doesn't know anything about it, except I've had it several times. Who's in charge in the OR and what does the teamwork look like? [00:11:54] Amanda Martin: So we always say the surgeon is the captain of the ship but your anesthesiologist is really your best friend. That's the person who's managing your medications, putting you to sleep and more importantly, waking you up. It's relatively easy to help somebody take a nap. The hard part is waking them back up. And then there's all of the nursing staff. There's your registered nurse who is there to help with anesthesia and surgery. There are scrub technicians who set up a sterile field. There are people in the back who sterilize the instruments and wrap the instruments. There's the nurses in the front who bring you in and go through your health history and really screen out if there's anything we need to be aware of. Maybe it's not safe to have surgery that day. There are the nurses who help you recover from surgery. There's your physical therapist after surgery is as you go on and on. There are so many people that will touch your care that you may never meet that we can't do anything that we do without them. [00:12:48] Tommy Thomas: If the surgeon or the anesthesiologist is the band leader, what does that look like operationally? Are you briefing them before surgery or have a team meeting to look at everything? [00:13:02] Amanda Martin: There are so many times where sports relate to surgical life. But this is one opportunity where medicine has really related to sports and sports medicine. In particular, we have something called a surgical timeout. Of course, when we schedule a surgery for you, we send your history, your information, the problem, our surgical plan is made, we send all of those orders to the hospital, the facility where you have surgery, and then those orders are followed. So it is coming from us directly. But then the entire system kicks into play. People need to call and start anesthesia screening, making sure that we're ready for surgery. You're safe. You have a good, safe plan. You have a plan for at home when you go home with your family. So you know, the order starts with the surgeon. Anesthesia gets involved, and then they trickle down, but they're following orders. Prior to a surgery, there's something called a timeout where everyone in the room stops. There's no music playing, there's nothing. And we identify. This is John Doe. He's here today to have surgery on his right knee. He has an allergy to penicillin. He has no other medical problems. Every person in the room identifies themselves. I'm Dr. Martin. I'll be operating on the right knee today. And we go through the entire room. Do we have all of the instruments that we need? Are there fire precautions that need to be taken? And we go through that checklist. And then when everyone in the room is given an opportunity to agree, the timeout is over and we can begin surgery. We have gotten to the point now in sports medicine where we do the same thing prior to a game. I'm Dr. Martin. I'm with the women's national team. This is our athletic train. This is our physical therapist. This is our emergency medicine doctor. This is the paramedic. This is the plan. If someone were to have a cardiac event, this is what we will do. If someone were to have a leg injury, this is how we will handle it. And that meeting happens prior to the game so that both medical staffs from both teams are able to get together and decide exactly how an emergency would be handled. [00:15:01] Tommy Thomas:  If I could talk to your team, if I could have talked to them before my surgery, what would they have said was the best thing about working for Dr. Martin, and what would they have said was the most challenging thing about being in your operating suite? [00:15:20] Amanda Martin: I think they would have said I'm the best. No, I absolutely love my team. We pray on our patients. We always have a respectful environment. I think they would say the best thing is that it's going to be a collegial and happy day, no matter what people often say. My reputation is I don't lose my cool and I'm always very thankful and grateful to the staff. And I think the worst part is they know they're going to have to listen to funny stories because I treat the operating room like my diary and always want to tell the stories of what's happened the day before with my kids. Mostly for laughs. And they're mostly embellished, if you've ever told a fish story. But that might be the best or the worst part depending on how you look at it. [00:15:57] Tommy Thomas: Go back to somehow along the way you decided to get into medicine.  Take us to that point and maybe walk us forward a little. My brother was a college basketball player, and at the time the college basketball coach said, have you ever thought about being a cheerleader? And I said, how dare you suggest such a thing? [00:16:04] Amanda Martin: Yes. So I played all sorts of sports growing up and ultimately, because I was a gymnast, I competed at a fairly high level. Had a back injury, stopped doing gymnastics. That's when I really in high school got more into basketball, running track, those sorts of things. My brother was a college basketball player, and at the time the college basketball coach said, have you ever thought about being a cheerleader? And I said, how dare you suggest such a thing? And he said, no, seriously, Amanda, nobody likes sports more than you. What if you were on the sidelines, you would really love it. Plus you can do flips. And so I thought about it. So it was the 90s. I was just such a tomboy. I don't even know if you can say tomboy anymore. I was such a tomboy and just the idea of it. I wasn't sure but there is something magical about a cheerleading outfit because you get a little bit of pep in your step and so I ended up cheering and when I was in college, I had a knee injury and tore all the ligaments in my knee and I knew I wanted to be a doctor but I didn't know what kind and that process was really eye opening for me and I enjoyed it and so I would tell everybody hey, you know, I think I'm gonna be an orthopedic surgeon. And people would say, that is so cute. Don't you think maybe you want to do peds and then maybe be a sports medicine doctor, not a surgeon. And I would just say, we'll see. And so I really started to feel I wanted to do that. Now my major in college was biochemistry and French linguistics. My dad said, why don't you just take the MCAT and apply to medical school? And I did, and I was young, I was 16 when I went to college, 21 when I started medical school. I still had a passion and a thought that I wanted to serve in the civil service. So I was still holding out, maybe I would go to law school or do a different route. And ultimately my dad said, why don't you just take the MCAT and apply to medical school? And I did, and I was young, I was 16 when I went to college, 21 when I started medical school. So I was very young through the process. So you know, forgive me for saying, oh, I just decided to apply to medical school and it worked out but that was how it worked. And I just, I really think that, when God has a plan for you, the path will become very straight and despite, any sort of young arrogance or anything, he will straighten the path for your steps. And I fell into it and I knew instantly I wanted to do orthopedics. I wanted to do something where there was a beginning, a middle, and an end, and you could see a tangible result for your work. And every field of medicine is important, but that just appealed to me. I love young, healthy people. I love athletes. I love keeping people young and healthy. I always say, boomeritis is one of my favorite things to treat because it's people who are neglected or ignored or said, you just need to replace that. Or you just need to stop running or you need to stop doing this. Maybe you should play pickleball instead of tennis when what you want to play is tennis. I love to serve people who want to be active and it just worked out. It just, I fell into it. I knew when I hurt my knee that I thought that was something I could do and heard nothing, but that's not something you can do from people for eight years straight and kept my head down and my mouth shut and it worked out. [00:19:09] Tommy Thomas:  I noticed on your bio that you spent some time in South Africa doing a rotation or an internship. [00:19:16] Amanda Martin: I did, yes. I did my trauma fellowship in Cape Town. Many people may not know that, but at Groote Schuur Hospital which is a big hospital in Cape Town. That's where the very first open-heart transplant was done. At the end of my residency in New Jersey, I did a fellowship at the American Sports Medicine Institute and did sports medicine for a year in Birmingham and accepted a job to be an attendant. But there's a space in sports medicine that I call athletic trauma, where the traumatologist at your level one trauma center, that's used to dealing with people falling off a roof or having a car wreck. They're used to those broken bones and they're like, congratulations, you're alive. You can walk. And then the sports people are like, oh, I'd rather fix your ACL. I don't know about your broken leg. And there was just a really beautiful in between place. And I felt like I wanted to do another year of trauma so that I could bridge that gap and understand these fractures in young, healthy people. If we're treating them like athletes and rehabbing them the way we rehab our soft tissue injuries and athletes that was an area I could make a difference in. It was a space where there's not a big comfort zone. I always feel like if you're just quiet enough to listen, you can identify where the needs are. So I went to Africa and it was great. [00:20:34] Tommy Thomas: So as a person of faith and I would assume a reasonably competitive person, how do you balance your competitive nature with your faith? Or is that a struggle? [00:20:45] Amanda Martin: No, it's a struggle. And being a surgeon, it's a struggle every day. I saw a meme the other day and I loved it. And it said, I think that every Christian, particularly American, a cultural Christian, we have this gospel of prosperity in this country that's just habit here.  I think you should wake up in the morning and get over yourself. I know that sounds crazy and I don't mean it in a negative way, but I think it is such a great place to start. Immediately humble yourself. Every achievement you have, every thought you've had, everything you've done is coming from a creator. And so I wake up now, I am competitive. I have a lot to do in the day. I get up at three in the morning because I need my time. And I spend that first hour in the Word. And the first thing I do is pray to be humbled. Pray Your will be done on earth as it is in heaven. That is something I'm really focusing on this year. It's Your will, not mine. And, really submitting first thing and then remembering that I am a creation, I was created for a purpose and humbling myself to know what that purpose is and do everything I do that day for that purpose. And it is competitive. I really believe it. And my mom, every day of my life said, do it to the glory of God, do it to the glory of God, and it's just so rope as part of my experience, but I think you make your bed to the glory of God and you tie your shoes to the glory of God. It just became a habit and, habits become a way of life. And, so everything that I do, I think about somebody who's watching it and has an expectation that I do my best. I will not always do my best. I'm not the best at everything. I'm horrible at certain things. But everything I take the time to do, I do think it should be done to the best of my ability. Because that's how I honor my Creator. [00:22:36] Tommy Thomas: So I want to ask you a risk question. Frederick Wilcox said, Progress always involves risk. You can't steal second base with your foot on first. What's the biggest risk you've ever taken in your career and how did it turn out? [00:22:52] Amanda Martin: I think I took a huge risk leaving the American Sports Medicine Institute to come to Nashville. I'm married to a songwriter, and we have two beautiful kids and he said, I have to move to Nashville. And I said, I have the best job in America. I don't want to leave it. It was early in our marriage. We'd only been married a few years, and I had a newborn baby and a one-year-old. And it was really developing a career where I wanted it. I was really happy with where I was. I was traveling with the national youth program at the time and working with major league soccer. And that was a big one. And I just had to step out on faith that God would make it right. There are a lot of people out there that do things because it's a job. And there are some people out there that do things because they feel that is their talent, that serving mankind is their gift.  Dr. Burton Elrod is one of those people. And I met Dr. Burton Elrod, who is the founder of Elite Sports Medicine and just really found a kindred spirit. Someone who just loves God and serves his community. There are a lot of people out there that do things because it's a job. And there are some people out there that do things because they feel that is their talent, that serving mankind is their gift. And Dr. Elrod is one of those people. And it just, we fell in line, the practice was taking care of the Titans at the time. And it was just very like-minded people who love their families and love their community. I just felt like it was a risk worth taking and it wasn't easy. It's hard to come to a big city, once you've established practice and it took me longer than I thought it would, but I feel like I've really become a part of the natural community and I wouldn't have it any other way. [00:24:20] Tommy Thomas: How did you get involved with the women's soccer team? [00:24:25] Amanda Martin: I have a second little tip if anyone is listening for success and that is always show up and always say yes. You have to be willing to raise your hand and say, I'm good enough and I want to try it, and be available and be willing to do hard work. When I was a fellow, I was assigned major league soccer as one of the clubs, when you go to the ASMI, there's going to be University of Alabama, University of Auburn, so many opportunities. And I said, I'm going to do soccer. This is a path. There's only 25 NFL teams. There's 25 NFL doctors. Soccer is the fastest growing sport in America, and it's the one that I love. I'm going to make my mark in soccer. So I volunteered to do research for major league soccer. I went to New York, and I just piled through hours and hours of injury film. And the kind of nitty gritty stuff that no one wants to do is my research project. And made those relationships. And to this day, I still work for major league soccer, the director of education. I run their annual education meeting for all of the team physicians. We have that coming up next week in Fort Lauderdale. And it was because I was willing to show up for no pay, no title, no nothing, and just really do nitty gritty work. And that opportunity led me to meet the national team physicians. And I came in starting with the under 20 women and started traveling with them. And that's hard. That as a young surgeon to be gone for two or three weeks at a time, it is a big sacrifice for your practice financially for your partners. And it was just something where I fill my cup doing sports medicine, working with great people really just makes you want to be great too. And so it's just relationships and being willing to say yes, being willing to do something that maybe somebody else doesn't want to do can lead to really great things. And it did for me. I raised my hand and said, I'll do that. And this is where I am 15 years later. [00:26:08] Tommy Thomas: Yeah. I remember, of course, you were through with me on my knee, but I was still seeing you every two or three months. And you had to go to France for two weeks with the women's team. That's a chunk of time. [00:26:21] Amanda Martin: Yeah, it is, and this year, now that my kids are getting older, this year, for World Cup, it was all the way in New Zealand, and t's something I do, but it's something they do too. They have to be willing to say, we're going to let our mom go and do this because I'm still the mom. And you have to find a way and build a tribe full of people who will help you to do it. And you have to be willing to ask for help. And I asked my kids now before I take a chunk of time, I say, is this okay with you guys? Because this means we may not do a vacation or we may not do something else. And they always get a say. [00:26:55] Tommy Thomas: So wrapping this thing up. What counsel are you giving young people about careers and then obviously you would have a bit toward medicine, but I think you've probably got a global perspective also. [00:27:12] Amanda Martin: I think one of the most tried and true things that people say is find out what you love and do it. And I think that's important, but I would also say humble yourself, find out where your talents are, find out where your skills are, do everything you can to develop them, and then create a pathway that allows you to provide for your family, your community, your church, and the kingdom of God. And if you can check off all of those things, you are going to have a fulfilling and happy life. It just can't be, I want to do this for me. It has to be, what am I doing for my Creator? What am I doing for my community? What am I going to do for my family? And I think you have to be practical about it, be honest with yourself about the things you want. If money is something that's important to you, that's okay. You need to choose a career path going down that way. If time is important to you, you need to recognize it right away because you will be burnt out and miserable if you do something that doesn't allow you to do the things that feed your soul. Really humble yourself and pray and think about the next 40 years and always be open to change if it's not. Because we have to, I have to be serving before we can serve ourselves. [00:28:28] Tommy Thomas: I'm a firm believer that leadership lessons are transferable to the nonprofit sector from countless other occupations. In previous episodes, we've talked with two- and three-star generals from the army in the air force, as well as a fighter pilot. Each of these guests share valuable transferable leadership lessons. I wanted Dr. Martin as a guest because she brings life and leadership lessons from organized team sports and medicine. Particularly the operating room. If you're a nonprofit leader, I hope you picked up on a few ideas from this conversation and are able to contextualize them into your particular situation. Thank you for joining us today. If you are a first-time listener, I hope you will subscribe and become a regular. You can find links to all the episodes at our website: www.jobfitmatters.com/podcast. If there are topics you'd like for me to explore, my email address is tthomas@jobfitmatters.com.   Word of mouth has been identified as the most valuable form of marketing. Surverys tell us that consumers believe recommendations from friends and family over all other forms of advertising. If you've heard something today that's worth passing on, please share it with others. You're already helping me make something special for the next generation of nonprofit leaders. I'll be back next week with a new episode. Until then, stay the course on our journey to help make the nonprofit sector more effective and sustainable.   Links & Resources JobfitMatters Website Next Gen Nonprofit Leadership with Tommy Thomas The Perfect Search – What every board needs to know about hiring their next CEO Elite Sports Medicine + Orthopedics (Franklin, TN)   Connect tthomas@jobfitmatters.com Follow Tommy on LinkedIn

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In our second episode where Tejas sits down and chats with his friends, we interview Amanda Martin, Developer Advocate at Wix, who talks about how she supports the various engineering teams, being an advocate for open source, and why where you are now in your developer journey is ok. Links https://www.linkedin.com/in/amandamartin-dev https://github.com/amandamartin-dev https://twitter.com/hey_amandam https://dev.to/amandamartindev We want to hear from you! How did you find us? Did you see us on Twitter? In a newsletter? Or maybe we were recommended by a friend? Let us know by sending an email to our producer, Emily, at emily.kochanekketner@logrocket.com (mailto:emily.kochanekketner@logrocket.com), or tweet at us at PodRocketPod (https://twitter.com/PodRocketpod). Follow us. Get free stickers. Follow us on Apple Podcasts, fill out this form (https://podrocket.logrocket.com/get-podrocket-stickers), and we'll send you free PodRocket stickers! What does LogRocket do? LogRocket combines frontend monitoring, product analytics, and session replay to help software teams deliver the ideal product experience. Try LogRocket for free today. (https://logrocket.com/signup/?pdr)

Market Proof Marketing · Ep 308: The Lag EffectIn this episode, Kevin Oakley is joined by Andrew Peek and special guest Amanda Martin, an Online Sales Coach here at DYC! Amanda gives some insight into personalization and how far an OSC should go to find an emotional connection for a lead. The team discusses “the lag effect” and the importance of marketers helping their team to understand it and their thoughts on a new Ai rollout of celebrity lookalike chat bots. Story Time (04:29)Amanda quoted Kevin during the Summit “There's never going to be enough emotional drive or urgency if they don't pink something that there's any fear of loss in.” and was inspired by it!Andrew talked with a builder whose content featured the possible objections of their townhomes instead of featuring its positives. Kevin talks about "Lag times"The News (36:15)What are Meta's AI Personas, and how do you chat with them? (https://mashable.com/article/meta-ai-personas-explained)Alexis Rivas on X: BIG news for ADUs today. (https://twitter.com/alexisxrivas/)Google's AI-powered search experience can now generate images, write drafts (https://techcrunch.com/2023/10/12/googles-ai-powered-search-experience-can-now-generate-images-write-drafts)The Q3 2023 Online Sales Benchmarks (https://www.doyouconvert.com/blog/the-q3-2023-online-sales-benchmarks/)Homebuyers Must Earn $115,000 to Afford the Typical U.S. Home. That's About $40,000 More Than the Typical American Household Earns. (https://www.redfin.com/news/homebuyer-income-afford-home-record-high/)Things We Love Things We Hate (01:01:46)Amanda is loving her role of coachingAndrew is loving his task management tool “TikTik.com”Kevin's favorite is the Pro Builder Professional Forty under 40 list! Questions? Comments? Email show@doyouconvert.com or call 404-369-2595 and we'll address them on the next episode. More insights, discussions, and opportunities can be found at Do You Convert All Access or on the Market Proof Marketing Facebook group.Subscribe on iTunesFollow on SpotifyListen On StitcherA weekly new home marketing podcast for home builders and developers. Each week Kevin Oakley, Andrew Peek, Jackie Lipinski, Julie Jarnagin, and other team members from Do You Convert will break down the headlines, share best practices and stories from the front line, and perform a deep dive on a relevant marketing topic. We're here to help you – not to sell you!Transcript:KevinI think it's Kylie Jenner on here.AndrewOkay.KevinAs an option. Let's see.AndrewMaybe a good option Is this Mr. Beast?KevinOkay. Tom Brady.AndrewOkay.KevinI feel like Taylor Swift was supposed to be one of the options.AndrewLet me see.KevinBut there are. There's 15 and total. I think, including Alvin the alien.AndrewI like the alien. Now that I. I'll trust the alien seems trustable.KevinBob. Bob, the robot here kind of gives me vibes of short circuit, Like one of the best movies from the eighties of all time.AndrewDon't you feel bad for that robot? But you develop.KevinJohn. I mean, Johnny five is alive and you can't find him.AndrewI need to revisit this movie. I haven't seen the movie, but it's been years. It's been years, okay?KevinI mean, I would I wouldn't be surprised because you're young and. But.AndrewYoung'un, I'm an I'm in that cut off. Where? Let's see, when, like, animated movies really took off with late nineties and has before them but like Pixar was 99 I think with Toy Story I think that kind of shifts. Like what shows did you grow up as a kid? They went to Blockbuster for and it was an animated, nothing animated, at least for me.AndrewIt it's like, okay, then kid got stuck watching those for like what I playing for the kids now like, oh, I don't know. Like, did they need to watch all the James Bond movies for like the Silhouette music intro? I be like, Oh no. But I was I think we grew up with that. That was that was usual for them.KevinAmanda What was your childhood media content like?AmandaOh gosh, just some of the classics like Tom and Jerry the Road Runner, you know, like, Okay.AndrewYeah, like a weekend.AmandaLike that is classic and stuff like that. I mean, that's like gone way back.AndrewBut The Simpsons, I guess The Simpsons were on there. I mean, I grew up I remember memories of like Seinfeld was on all the time, like all the time. Seinfeld is like Seinfeld. Frasier is like the same order and just knew what it was be on.KevinApparently, there's a new Frasier show.AndrewOh, you can't because there's no family anyway. Oh, man, It's probably not the same.KevinWe should. We should go and start the show.AndrewYou should. Let's do that.KevinWelcome to episode 308. I'm Kevin Oakley. And with me today is Andrew Peek and Amanda martin.AmandaNo, no.KevinAnd Amanda claims she's never been on the podcast before. I don't know how it's possible.AmandaI don't either. But here we are.AndrewI cannot believe that. But Amanda, you would know, like, if we're out here before. So, yeah, that's right. Got to believe.KevinYou. It's your truth. How long have you been on the team now?AmandaOh, man. About four and a half years. Right at it? Yeah. Yes. That's crazy.AndrewI. I don't believe that The.KevinReason that my memory and this might have just been like a teen call that we were on, but I just remember giving you a semi hard time. But it must have just been like sea questions when you first joined anyway. Yeah, sorry. We should. We should have had you on the table. Everyone watch. What do you do here?KevinYeah. TV For those who may not know.AmandaI'm an online field coach with Jen and Jesse and I help you know, everything with online sales, coaching, new offseason and lifting with these and ramping them up for success, helping with onboarding all the good things. I love it. It's so great.KevinHelping out with Online Sales Academy. Oh yeah. Leading sessions at the at the Do you convert online sales and marketing summit doing all the things so that's why I just.AmandaKind of things Love it.KevinWell, now, sorry, Jen, you're just going to have to come on once every quarter or six months because Jesse and Amanda are.AndrewTaking over.KevinTaking this.AndrewBy. I feel like you're like an O.G., because when I started way back in the day with with the convert you were with, I believe, at Royal Oaks Home.AmandaYes. Yes.AndrewWay back in the day, y'all had amazing videos because I feel like the accents and everything are just so, so different. But also, like, you worked amazingly together. Yeah, that's. That's going way back. So, you know, it.AmandaIs way back. And you sort of.AndrewYears.AmandaYou would like, made us for us like late, late at night and they would just magically be ready the next day or.AndrewDefinitely.AmandaKevin America. Okay.AndrewThat was but yeah yeah. Those fun times. So we go way back. This is, this is good.KevinOkay, so, Amanda, story time, no pressure. First story time in four years. Yeah, I'm one of the best on the team. What do you got for us?AmandaWell, I do have a story for you and question for you. Kevin, Did you know that I quoted you in my session at the summit? Oh, no, no.KevinYou didn't go to the cloud, first of all. But only if my my head is not on the image. Like, there's just something.AmandaOkay, Images.KevinJust like, what.AmandaWas it.KevinAbout pancakes or was it actually about someone else's?AmandaI shouldn't have done pancakes. I would have been good. No, no, it wasn't, though. It just really stood out for me. And one of your Pulse episodes. I even read blog about it, so I don't know if you know you're famous. Yeah.KevinThat's a good hint.AmandaYeah, You said, Kevin, that there's never going to be enough emotional drive or urgency. If they don't pick something that there's any fear of loss, then. So that really just inspired me to talk about the like thing. One part about this, though, at the summit, my session was all about the power of personalization and part of it you talked about selecting one and I used your quote and I related that to when I got our second cat there.AmandaAnyway, that was fun. So that was my that was my story I quoted, you know?KevinOkay, now I have questions for you. Yeah.AmandaOkay. So let's here.KevinI think the perception, maybe misconception about online sales is that getting to one doesn't really matter because you're just kind of giving them general information and you want to get them as quickly as possible to the on site team. So talk to me about when when is it necessary to apply personalization. Can you get go too far in that attempt?KevinIs it is it even possible to to go too deep in personalization, do you think so?AmandaI think I think you do have to it. Well, I'm first of all, because, you know, you have to you have to learn enough about them to be able to recommend something for them. So if you don't if you don't take the time to fully qualify them and learn their story, you can't select one. But if you've done your job, then you should be able to select one, right?AmandaSo I think you have to do that.KevinDo you mean I am assuming, but I want to clarify. You're talking about community. You don't necessarily have to get them down to a particular hall. No, but you got to find something to.AmandaTo find something. Yes. Yes. They are emotionally invested in something that's going to be a good fit for them based on what they're looking for. But yeah, community is great. Sometimes you'll get down to a floor plan and if that's, you know, a big must have for them.KevinOr you're on your lot builder and there's nothing else to.AmandaOf course Yeah, yeah, yeah, yeah. You can't you can take it a little bit too far I guess if you, you know, qualify them out of thing if they don't want to get too far. But definitely a good idea to learn their story and select on and to become emotionally invested in it. So yeah. Yeah. I love your.AndrewLast makes sense.KevinThe last qualifying or and I'm just an insanely curious person so.AmandaI love it.KevinWhen you were just talking about that, it made it feel like it's okay for the online sales person to have an opinion on what's best for the customer based on what you learn about them, which I'm maybe if listening is like, Well, duh. But again, I know, I know sales managers and onsite salespeople who are like, Oh, online salesperson is just supposed to absorb and direct the customer on whatever it is they already came in on.KevinAnd I think to me that connects to this is an older number. I don't I actually don't know where we are currently, but I remember doing analysis of Heartland of about one third of the people who came in as a lead for one community ended up becoming an appointment for a different community after verification and personalization was made.AmandaSo of that. Yeah. So the leads, they don't know everything that you have to offer and that's why the OSD is there to really be able to give that easy button. And that's also why it's great to have signage numbers go to that. With me though, like a story, you know, I had someone going out that was driving out path.AmandaThe community they call, they were interested in that, but it completely did not fit what they were looking for at all. And I was able to reroute them to a different community that was a great fit. So, you know, just because they have to show up somewhere that you think they're interested in something doesn't mean that that's the best fit for them.AmandaAnd you're able to provide them with that knowledge because you know all the products, you know. So it's all about uncovering what they're looking for and giving them that easy button and directing them to the right place. So.KevinMM Yeah. The place that people are headed with over the automated systems, we're saying, well if Amanda asks for information about Happy Acres, this is easy. I just load up information about Happy Acres and I send it to her in little bursts over multiple different channels. And and I think that's dangerous because, again, just the reason that someone reaches out is not a clear connection to what it is they ultimately will purchase or even what they're most interested in.KevinYeah. So I think I think that's interesting thought, too, is that at the end of the day, no matter what else is checked off in the CRM, no matter what pages said they came from there. A prospect for a home above and beyond any particular community or floorplan. It's not that it can't inform or shouldn't inform.AmandaMhm.KevinBut you can't just say oh well they asked for Happy Acres, I will schedule you an appointment via text in 30 seconds at Happy Acres because I can, I can make that happen.AmandaYeah. That's exactly right. That's why I exists.AndrewRight. I just, I can't imagine any automated solution I could build like the emotional momentum to then that increases the appointment kept ratio. That increases like it just gets you along the funnel quicker. Like imagine you hear Amanda close your eyes and Amanda's like, you call. It's like, you know, I think that communities like selected, that might be good for you but we have this other one and then you and your great voice, you're talking, talking and you're like, Yeah, yeah, yeah, let's go, let's go.AndrewI want that versus reading something on the screen. And it's a robot and that has no emotional like it doesn't create any emotion within Yeah.KevinI mean any attempt at fake emotion oftentimes comes off worse than no emotion. Honestly.AndrewHappy, awkward, like this. Yeah.KevinYou I don't know what story you would both use as my example. For me, it's typically like Home Depot or Lowe's.AndrewI like Home Depot. Don't like Lowe's.KevinThe same Lowe's I only looking for their they have seem to have a better power tool selection generally than Home Depot does or a larger one. But other than that, I agree with Abraham. Yeah, but you know, when someone offers you assistance, you have kind of this built in thing of I mean, I really do want as is internal talk now.KevinKevin Internal talk, Yeah. I definitely want assistance finding this one size particular special fastener that I need to replace on something in my home. And all I have is the broken one and I have to go line up the right side. And this is obviously a real world example that have a salad go. But someone's like, Hey, can I help you?KevinAnd everything inside of you is like, Yes, I want help, but I really doubt you're going to be able to offer the help that I need or just be an expert that I need versus just taking up my time. Like we've all had those experiences where someone's like, Oh yeah, I'll try to help you, and then they lead you to like the plumbing section.KevinYou're like, No, but like even I know that fasteners are aisle five, so that's where we should go. And so I think there's always this thing that online salespeople and salespeople and even marketers with some of our messaging has to get through is like the relief that you have as a consumer. When you finally talk to an expert, it truly is just the feeling of exhaling.KevinIt's like, Oh, okay, Amanda knows her stuff. And that's what I'm saying. It's this fine line between overconfidence, oversimplification. You want this, therefore you go there as soon as you can become an actual expert and the consumer trust that everything changes, no matter what the emotional state of either party is beforehand. It's like, okay, okay, I could totally be convinced that I don't even need the fastener.KevinI thought I came in with that as a replacement. Maybe there's something better, but that person's first can have to prove to me that they're not just making stuff up.AmandaAnd they also have to understand your story. What you're going to use it for on the right. How can they make that recommendation?KevinYeah.AmandaMm hmm.KevinYeah. So it's this weird. It's the same thing talking about interest rates right now. You know, interest rates at 8%. I don't know if that's I think we've talked about that enough on other places. We're not going to talk about that in this news. But interest rates, mortgage rates going to 8%. There's a whole bunch people saying don't talk about interest rates.KevinIt's not a big deal, just end. And it's kind of like, well, if everyone knows it, I, I don't think you can completely avoid it.AndrewYeah. Yeah. You're crazy not talking about it.AmandaMm hmm.KevinLike not talking about it or having at least some planned responses for the, like, common objection or statement. Because, again, as a consumer, I would feel it's my job to to be a good customer and to protect myself in this engagement, I would have to be like, you know, we're just a little bit concerned with how high interest rates are right now.KevinYeah, if a customer didn't say that, that would be weird, unless they just know they're paying cash. It's the same the same thing as again, you go to a retail store, do you need any help? The default reaction to protect yourself is no, I'm just looking. It's just what our job is as consumers. That's great.AndrewAndrew Yeah, I had one. I think I'm to shift that over to favorite things. I had him because like literally right before we started, I'm like, I just use this in the example of why I like this piece of software, so I'll save it for favorite things as it's more appropriate. Okay. Townhomes. I love townhomes. They're my favorite.KevinThey're that's I don't is that is that true?AndrewThat's not true. That's not true. I'm not true at all. Because I think that's like my first if I had to be like, what did I first learn coming to to do? I see. And like, I was like, Kevin, why are townhomes always like the issue? Like it was almost like a bat in my head. Like, all right, about this is about a townhome for something struggling and like 2017, 2018 it was townhomes, but two weeks ago, two weeks to three weeks ago, I had to call the builder and is about a townhome product and I was looking through their photos.AndrewIt's a coming soon. The price is really nice. You're like, really that price like, but it's a little farther out. So there's all these challenges with it. And at the end of the call it really didn't go the direction I thought it would, but we really uncover that a lot of their content highlighted the objectives as and they like made the objectives valid against townhomes.AndrewLike unintentional.KevinYou mean objective objections? Objectives.AndrewOkay, This my back. The objections? Yeah. The objections were they were like featuring the objections. Like what do you hate about townhomes? They didn't because their photography is so standardized that the way they photograph townhomes is the way they photographed single family homes. There is no intentionality as far as like, okay, cool, this is a I only how the product here, maybe it's 25 feet wide.AndrewMaybe. I mean, our home is sprint. It's 30 feet. We're on a foot, 40 foot lot. So we're at a 30 foot home.KevinIt's pretty decent for them.AndrewSo it's 20, 25, eight. But all the photography, the angles were not featuring like depth. And so in town, home is more like, what do you hate about it? Or why would you not choose this townhome? They're small and cramped. Okay, so the photography should feature mostly images that feature like the length of the home, right? That's going to be it.KevinYou don't have to document the entire crime scene.AndrewCorrect. Like, let's make sure it is showing like it feels big and spacious. What he also not like phantom asylum's privacy. These include a fence in the backyard that are like it cuts off the backyard where I think it's like a 12 foot fence. You could barely see it. And the photos, as far as like separating you, your back patio from the neighbors, you could barely see it.AndrewSo I'm like, hey, if they feature at every it's like they only needed these big shots of the whole building. This I think there were six units per person, per little per building. And so I saw all six. So like me and Alex, really small, it didn't focus in on like, hey, here's like the living area of your outdoor living area and it says example after example after example, in the order of the images, I'm like, if you showed number three versus number one, you might be able to hook them and create like we talked about with Amanda, like enough emotional excitement, like, oh, you know, that actually does look more spacious.AndrewAnd I'd expect and then you tie in to the fact that like more for all rural area where this townhome project is being built, I think there's as you go farther away from like downtown, there's an expectation of land and space. So a townhome close to downtown to like that's perfect for me. You put that 25 miles outside a city center.AndrewPeople were like, I could get a double wide on 45 acres for 250. Okay, And you're trying to give me 3000 square feet of yard space if that even. Yeah. And why would I do that? Like so your everything they did was the opposite content wise and like, Oh that's really interesting. I've never looked at photos of townhomes.KevinSo instead of I guess I want to clarify that like his clarify and what instead of instead of knowing that those are the objections, is your point and then creating content that speaks to them as No, that's not really a valid objection. You just have a misperception about townhomes are are different. You're saying all of the content just affirmed the likely objections?KevinYes, It didn't because didn't always talk about Smucker's is one of my favorite Smucker's. But the name like Smucker's, it has to be good. It's they know the objection would have been when that first became a brand. This is a weird sounding company. It sounds like just smacking saying I mean, it's just bizarre.AndrewIt is.KevinSo there's there's definitely a technique or approach of saying, I know what the objection is going to be. I'm going to hit it head on with answers or solutions or or different viewpoints. You're just saying that was the big miss.AndrewIs big mistake. Yet it made it made you go like, well, this is why I don't like townhomes. It's what I gathered from it. And it's like this builder. They're very process driven. Everything standardize. You've got to recognize their photos with even at least I can without their name on it. So but they're all great. Like they're they're doing an amazing job.AndrewBut the townhomes are photographed the same way as a single families. The buildings are the same way. And I think that's like the not the issue, but it's like, oh, they could probably like I'm like in one here. There's it's a three, three floors and there's four units in the building. And you go like, well, we're I park like it never feels like where's my home within this.AndrewAnd I think they should like just focus on the unit versus the entire building. As far as the big exterior, they only the kitchens and it's like, well, this kitchen's actually pretty spacious, but the way they took the photo, you can't see all of the kitchen and the shape. And so it looks like there's one countertop to cut something on.AndrewAnd then once something like cooking, you're like, This looks miserable to cook in, it's tiny. And so they should have just had different angles on it. And you keep going to go and you're like, Oh, everything I do, it makes us feel like it's a small, cramped townhome they really don't want to live in. But you'll have to settle for versus like, Oh, it actually looks like a nice place to live.AndrewLike there's ten foot ceilings, you have your private outdoor space on there. And so it could be, I guess if you're struggling with townhomes, which is probably everybody, if you have townhomes, maybe like I look at it in that context, like am I reinforcing why people don't actually prefer townhomes first? For the most part if they're not actually like downtown or a walkable location?AndrewYeah, so we'll see if there's new content. Yeah, that.KevinAnd this is true for every community. Page One of my pet peeves is certainly community pages, where 95% of the images and the photo gallery for the community page are the model home. Yeah, I'm like, Oh, that's not the community, but it's even more so true in multifamily scenarios, settings where if you just had photos of the model versus the community, the walkability, the amenities and again, the area around it is the amenities.KevinThat's, that's why even in.AndrewI agree.KevinMarkets like you know, the broader metro area around Washington D.C. I think we still can be on a on a metro line and that is an important amenity of the community, even if it's not in the community and it's ten blocks down the street, it's still. So that just is even more critical. That's your pick because, I mean, that's just by default.KevinThat's why people are choosing multifamily, mostly because of affordability. And builders choose multifamily primarily because, I mean, this is what I heard my entire career, pretty much as I especially pre and VR, when when you're a smaller or even a large private builder and you're just trying to find opportunities on the landside piece of land as identified, I think it's going to go one way and then, you know, eight hour in two, it's like, you know, this isn't going to work as single family.KevinWe're going to have to turn it into multifamily. Yeah, very rarely for for a builder that's focused on the suburbs, do you do you target let's go find more multifamily product. There are those who do it and you know that. And that's why the people who do multifamily exclusively, just like builders do on your lot exclusively, are typically way better on your lot.KevinIf if 90% of a builder's portfolio single family and they just kind of sort of do multifamily again that's the other reason why that can be a challenge.AndrewDo you think multifamily is going to increase? I want to say substantially, but what does that word even mean? Is that five, ten, 20, 30, 40%, Do you think it's going to have a larger increase? And do you think builders will have more multifamily products the next five years from now compared to, say, ten years ago due to affordability and maintaining the margins they want to maintain?AndrewI mean, I would thinks and this my like dumb assumption is like, well, that kind of makes sense if if they.KevinI think the reason that my answer is yes is because land prices again are the main drivers. Yeah. And those don't seem to be improving like land prices and also becoming more affordable anytime soon, even in in even in an economic downturn. So yeah, but I guess my the reason it's making me hesitate is single family for rent and even just really dense single family is all know I was just in a home yesterday and it's a single family community that was built 15 years ago and the homes are traditional, single family homes.KevinIt's not a zero lot line community, if you're familiar with that terminology. There are a lot lines, but the houses can't be more than eight feet apart. And in where I'm from, that's kind of strange, especially for homes that are probably selling in the $500,000 range.AndrewYeah, And it.KevinIs like this is close.AndrewI mean, that's us. We're we're ten feet apart, you know, five feet and inside. So we're we're cozy with our neighbors. And you could probably. Yeah, that might have been the minimum we could do with our air. But the older homes, like older homes right there across the street, like out the back yard there on Thursday, 50 to 70 foot lots.AndrewAnd so they have quite a bit of room between between them. But we're twice the size square footage. So they made it work. I mean, they sold or they sold in a heartbeat, the smaller, much smaller lot sizes.KevinWell, yeah, my story is about lag times, which that's one of those terms that I just didn't hear a lot about or really fully understand until about 10 to 12 years ago. So, I mean, like eight years into my career in homebuilding and then I was like, okay, I'm understanding. But one of the reasons why homebuilding is so hard of an industry is the amount of time that passes between something changing and the result of that change.KevinA real clear example of this is back to land. Builders have to be looking 3 to 5 years out and saying, Where do I want my communities to be in 3 to 5 years? The physical location to figure out, is this the right price I should pay for this land? Will people want to live here in five years?KevinWhat price with what products and that they're tossing the dirt five years into the future in California longer. And so this lag effect is also what we're experiencing right now with interest rates and its impact on the economy. So everyone freaked out, Oh, my gosh, interest rates changed and it's going to be a disaster. Turns out the disaster hasn't happened yet.KevinPeople are still employed. You know, wages going up for the most part, people still buying homes. And it's because interest rates short term interest rates, which is what the Federal Reserve changes, that typically takes 24, I think 36 months before the impact of wherever the rate was changed. You has a fact because that's how long companies are borrowing from the bank at a particular loan and it doesn't have to be renewed for five years.KevinAnd so they're halfway through that at the rates change. And it doesn't really matter which one of the reasons the big tech companies right now are still firing on all cylinders is they've got $1,000,000,000 or I think in Apple's case, like 20 some billion dollars in cash. And so they're like cool interest rates are higher. We don't need your stupid interest rate bank.KevinYou just keep it. We've got cash. So lag as a term is just you know the delay from making a change to seeing its impact and it's real. They're all over the place in the world, but especially in our industry. And one of the things that I had a conversation with this week with one of our builder partners was a particular struggling neighborhood that we with with them and their team have been, I'd say, squirreling away like a squirrel, attacking a bird feeder, trying everything we can to try to make things work.KevinAnd not really a shock. This is one of the things we talked about. It seems like actually I'm going to give full context here. The the head of of sales and marketing made the comment said, you know, my my father made the comment that every time you all seem to focus on a community, things get better. And the joke is like you kind of like insinuate like, can't you just do that all the time for all of them, which, you know, as a, as the marketer perspective is like, can you just make sure the product and pricing is better so that things just work more often and they don't need to, you know, But that'sKevinthat's the healthy tension in the business. So things get better. But what's interesting is one of the takeaways was that the the getting better was related to the most recent thing. So this weekend, this past week, the number of appointments like tripled or quadrupled to the community. And the connection was what must have been the thing we changed on Friday or Thursday.KevinI was like, well, we can't. We can't say that. We really can't because for the prior 30 days we had taken the average amount of traffic to that community from like 1000 visitors a month to 14,000.AndrewIt's a few.KevinAnd and the concern was, hey, the the lead in appointment volume isn't correlating to that immediately. So we're not sure if these folks are the highest quality folks. So let's actually change some of the messaging adjust spend which the spend was already very, very healthy obviously to get to that level. And then it was like that must be the change that made the difference.KevinAnd I was like, What is your average time between website visit to lead, which most people would have a hard time calculating anyway? In this case, the builder actually has. I don't want to go into that right now because it's somewhat proprietary both to us and them, but they have another way of telling some of that cycle time.KevinBut as an example, one of the other builders you work with just told us yesterday they did their latest analysis from lead to contract, which everyone in this, listen should be able to calculate. Their average cycle time right now is 150 days, 150 days from getting the lead to getting a signed contract. There are reasons why and the type of builder they are that that would be longer.KevinBut the point is that is elongating, the lag is getting wider. And so just imagine if you're that builder and you get 300 leads in a month where you typically would get 100 and everyone gets excited and then you don't get sales for I don't even know what that is for five months.AndrewYeah.KevinSo 100 days.AndrewFive months.KevinYeah. So there's, there's, there's potentially four months where everyone's like those leads were all crap. They weren't worth it. What's going on? It's just really hard. If you don't understand the lags that are in the business to make the dots. So one of the things we talked about to try to bring some practical application here besides just understanding the concept and trying to figure out what your lags are in your business is privacy changes make all this really tough.KevinNow their CRM system does a better job than most at identifying source and medium, but it's still not obviously going to be perfect. We know that in time. It's a particular campaign can be even harder. One of the best good old fashioned ways to do this is just have actual start and stop definitions. So there's two ways to kind of do this good enough, I would say.KevinOne is it'll be really scary because this community just took off. But if you turned off all the extra advertising like cold turkey it on a day and then watch the lag from when you cold turkey to it to when does that appointment volume taper off. If it correlates like if if there's correlation there, then you can at least take some of that.KevinAnd now you could do that for individual channels. Like if you're concerned that the meta traffic or the Google traffic isn't good, you could just cold turkey one. But again, you're going to have to watch the lag. It's not going to be what happens tomorrow or next week. But this this idea of stopping, I'm actually trying to resurface as a really important concept.KevinYou know, we talk about sprints like do a two or three week sprint of of spend or change in strategy, then stop and see what happens. And I feel like right now the impetus for most people is just keep piling on, Just keep doing more.AndrewMm hmm.KevinAnd there's a couple of problems with that. One, you're not even really analyzing. You're just like more and more and more and more and more. And you don't have that. You can't you can't really tell. Like if you've if you've done ten experiments on one neighborhood and then things get better, you don't know.AndrewYou're stuck doing those ten forever. Yeah, maybe only two, right? I mean if you, if you get for ten. Yeah. You don't, you don't have answers.KevinYeah. I just that, that is actually for people who aren't trained marketers, you're going to have to help them understand the lag effect and the I didn't even know really that I was doing this. But but one of the in terms of the lag concept, but I used to tell my salespeople all the time at Hartland, if you tell me the last week of the month that you're freaking out and you're not, you're falling behind or you're not going to hit your sales plan, I can't help you.KevinI didn't frame it in the sense of the lag, but I just said it's too late because it's going to take me 2 to 3 weeks to create the traffic, to then have that interest develop for them to then reach out to get scheduled in for an appointment. It's not going to happen in a week. The only the only prayer we have of turning people that quickly is basically email and the phone texting or calling, and that's for someone already in the database.AndrewI feel like this really makes the case to be much more proactive and like the marketer, we should all be like, That's kind of obvious. Everyone should be more proactive.KevinNo, you're absolutely.AndrewBut they have thresholds of traffic that you monitor per community. So you're ahead of the salesperson who's on the last weekend of the month. They're stressed about their quota on the 23rd. They're like, Oh shoot, I need two more sales this weekend on the 27th, 28th of October. But if you already knew traffic was low on the ninth because you're like projecting it based on what you're seeing in analytics, like I need to bump that, traffic it up somehow and that could prevent things from from escalating to that situation.AndrewBut you need the threshold. So you need to figure out like, well, what's my number? What are the numbers for? It's gray and I don't really have to do anything before someone talks to me about it.KevinAnd before you set those thresholds, you better be doing your coffee and analytics time to be able to understand the patterns, because if you just create random defined thresholds.AndrewYeah.KevinThat's also just going to cause tail chasing. It's like because we already see this happening where people mishear our statement of a thousand units of traffic per community to get 1 to 2 sales from that neighborhood. And they think every neighborhood has to have 1000. But you can absolutely sell four homes off of 300 website visitors. That's allowed and does happen.KevinSo you have to be spending that time to really know where those things are, are going to be set. But that's where a lot of people get caught off guard. Last year at this time was they felt so comfortable with the backlog or the sales volume of of spring and summer that even though the numbers were all going down and we were we were saying on this podcast, other places like, hey, things are 1,000% slowing and slowing pretty quickly because people weren't looking at those leading indicators of traffic because everyone was so overwhelmed with the amount of activity that had been going on for the last two years.KevinMost builders really didn't even realize it was happening until like late summer, early fall. And then they started to freak out.AndrewTo like proactive thresholds. All right.KevinOn to the news. First up from Mashable.com, Metta has some new AI personalities and they are super cool people. That's intentionally bad grammar, but we've got people who look like Jenner's and Paris Hilton. Oh, is this a Snoop dog? I did not realize I was Snoop Dogg.AndrewSnoop. I don't know who the bottom four are on the right side. I don't know whether or not they seem like great people.KevinYeah, they're not all celebrities, but I think somebody for everybody and I think about half of them are the celebrity chat bots are live and they're weird is the subheadline from the article and this is my last intro. And then I'll let you guys share. Which do you think? But they're weird that from the article yet another chat bot with a celeb twist.KevinThat's right. And more chat bots baby. We were promised flying cars and hoverboards and instead we get to talk to bots that can just barely hold a conversation akin to your single worst interaction at a cocktail party. But it looks like a famous person. What do we think here?AndrewThis is Amanda you go.AmandaFrom for the Oh.AndrewYeah. Okay.AmandaGot creeped out by the fact.AndrewIt's it's depressing. It reminds me of the movie. And if you have time this weekend, you should watch it and you'll understand the reference. The movie is called Her H.E.R. Just heard her from 2013. He falls in love with the guy. This guy?AmandaOh, no.AndrewIt's super bizarre. It's very uncomfortable. All you're like, Is this really insane what's happening here? But it's won some awards. But it's it's it's definitely in the, like, eccentric, weird movie category. But it's this. But this. He falls in love with Scarlett Johansson, who is the voice actor, who is the A.I.. So, again, that's that's reasonable. So maybe meta onto something.AndrewLet's try to use celebrities as who you're interacting with, but still read it. You're like, this is okay.KevinSo the short answer from the online sales world who, you know, we love anything that would potentially allow us to connect with more people. This doesn't hit the market. We an agreement. Yeah, this is the agreement where you know okay so I think the interesting question is, is what led them down this path also wrong? Here's what I mean by that.KevinI watch my wife in particular and she follows influencers and I just you know, everyone knows how I feel about the word and the thing and whether we are. Do you convert to influencers or not. All the all that stuff. But let's say there is a workout influencer or last night I'm watching her use flip through her stories and she's like, Oh, I love this person.KevinAnd it's just very clearly an ad for some hair serum. And she's like, Oh, I love this. She's so great. I'm like, It says by now. And she's talking strangely high energy and how much she loves this product. And I go, Of course, she says she loves the product because she's selling you the product, she's making money and she's like, Well, but she designed it.KevinShe made it like that makes even more weird because she's talking about how much she loves this product that clearly the IKEA effect, right? I made this. It must be the best thing ever because it has my name like I did it and yet it doesn't matter. She's just enamored with it. So And every once in a while I see her actually comment or talk to these people who have hundreds of thousands of followers.KevinAnd it it gives her this weird high, I think of like I just interacted with an influencer, I guess somewhat akin to, you know, if Rich Barton or somebody on on Twitter X likes a tweet. But that's like in that scenario for me. I don't expect it and I don't it's their reaction to it, not me just talking or adding them.KevinThat is the exciting part. It's just like, oh, they, they, they read it, responded. There's this weird thing, I think that younger generations are like, I just like my kids just would love the idea of interacting with Mr. Beast in the smallest way possible. So I think there's something there that is directionally right. But they they've missed the mark badly.AndrewBut I think they missed because there's no brand assigned to these people for her to be like, okay, the Kardashians have a brand and that's why people want to associate with them. That's why they buy their products. Mark at the summit, I forgot his last name. Mark from a thousand. What? You buy that apparel because it makes you feel part of the club or makes you feel a certain way.AndrewSo like who we follow also I think makes us feel a certain way or we get whatever emotion out of following that person, interacting with them, or just interacting even just engaging with our social media. And as for Metta, it's like I feel like they're trying to piggyback that experience of like, Oh, I'm interacting with this feels like Tom Brady.AndrewIt talks like Tom Brady or like, This isn't Tom Brady. Tom's on a yacht in Miami doing whatever the heck he wants. He's not this isn't a bot. So like, it's like, of course this is fake. It feels like you're like tricking me, like I'm like a child or something like. And, like, that's that's not the real Elsa at Disney World.AndrewLike, I know that's not her.AmandaRight?AndrewBut they do like. The four year old, the three year old, the five year old. Like they're like, That's Elsa. Oh, my gosh, This is amazing. So, like, they're trying to trick us, like we're like children or something. Something like that. That's why I think the cringes. Yeah, it's, it's, it's obviously fake like. And it feels Grinchy. It's a long way to get that point, I think.KevinYeah. The first message is not not having the real name. So it shows Mr. B's likeness, but his name is Zach. It's almost like right from the get go, you're looking at a fake coach purse that you know is fake and everyone else will know is fake because it doesn't even say coach. But everything about it looks like a coach.KevinPurses like once. Scott you're missing the whole better feel of the essence of the brand, right? If it was a if it's a knock off and no one knows is a knockoff, then you know that that's one thing. But this is a clear knockoff.AndrewAnd yeah.KevinIt, yeah, it just doesn't look that good. But I do think there's something to wanting to interact with these, these people that we know or feeling like there's interaction, but it's just not even close to the, to the mark it's fun.AndrewSomeone's probably going to come up with a something very similar and they'll use like deepfake technology. And so you could like video chat with Tom Brady and it's just people, thousands of people in a call center that then they could use their face and then they'll just like use Deepfake to be like, Oh, I'm actually talking to Tom Brady.AndrewCool. Like, what are you doing it with? So they take his voice and that seems more like a fun experience. It's a waste of time and it's not chat bot, but it's like, look, I talk to Tom Brady but it's not Tom Brady.KevinI mean, there are Elvis impersonators and not all of them look like Elvis. Maybe we're completely wrong.AndrewThat's true. We'll find out. That might be gone in a year. All right.KevinNext up, there is an actual article, but we're linking to a Twitter, a tweet on X. Well, I've finally crossed the chasm. I call Matamata pretty consistently, but I am having a hard time with X. I agree. A gentleman named Alexis who said big news for ADD used today, accessible dwelling, accessory dwelling units. These are essentially small homes connected or not connected, but in the yard or somehow on property.KevinThat's for another primary residence have now been able. The FHA policy now allows 82 rental income to qualify for mortgages, further cementing their role in the housing market. And in places like California, you know, if you can rent out your ADU for 3500 bucks a month and that counts, as you know, rental income, that's a big deal.AmandaYeah, that's really neat.AndrewYeah, that's neat.AmandaI actually talked about this on my coaching call today. Like, because, you know, like people are running into this of a high interest rates affordability like it's not it's a condition now that you know just an objection it's the conditions that like how could you overcome that and I thought this was like possibly thinking out of the box like a great opportunity for builders.AmandaYou know, like they build the customers house, Maybe they can build a little tiny home to like L.A. money.KevinOr I mean, it's.AmandaActually.KevinThe construction of an 80. You can be folded in to New construction financing. So now it's like, I'm going to build both these things.AmandaYeah.KevinYeah, yeah.AndrewYeah.AmandaThat's true.KevinI think lenders really may begin offering borrowed mortgages on properties that they to use on the new policies effective immediately. Mm.AndrewYeah. So Alexis builds what appears to be areas that look really nice like they're, they like they would fit in a backyard better than a tiny home looking looking thing like they're really.KevinNice $350,000, probably tiny others.AndrewThey're pricey. My first thought I think it's neat, but I'm like, okay should someone who's buying through an FHA be a landlord? And will this like what is their rate if they have to use 82 income to qualify? Like I'm like, does that hold significantly higher risk? Because if it's ever vacant or if it's vacant for x percent two months out of the year, can I make their mortgage if they don't have that income for two months or three months or four months or something?AndrewSo you qualify for it, or maybe they've been paying rent. That's actually more than what their new mortgage would be. And they're like, Please, just let me do something. I'm not even I rent that thing out there, but my rent now is 5500 a month. I'm a finance and I'll be 4400 per month and I'm saying they'll be rental income.AndrewYeah, I like that.KevinThere's certainly be unintended consequences from this. Like one of the comments on here is I have a house with a garage that I want to convert into an 80. You, you know, well this helped me and so it might Yeah. And then and it might improve your value. It might lower the value of the primary residence if you don't no longer have a garage.KevinSo but I mean people California are super excited about this. And the one I know if it's this particular change or something else that because I think call it the state of California also passed a different law related to its use. But every individual municipality has to basically opt in or say, yes, that's allowed. And so in the markets, even where this is the would be the biggest deal because a lot of aid use already exists in California is can't qualify each individual market.KevinSo L.A., San Diego, you go service each town has to say, yes, that's allowed and that's going to take time. And it won't necessarily be applied everywhere, but super interesting. Next up from TechCrunch, Google's AI powered search experience can now generate images and write drafts. So this is kind of the only lead in here from this article. Is that the trend?KevinFor sure? You've got folks like Jackie Beatty or Openai who are trying to create brand new platforms using alarms and AI powered tools. And then the other trend is just integrate those kind of tools within the already standard platforms. An example of this is Adobe. Adobe is like, I see, I see you daily and I see you, I have to say discord, use it via discord.KevinBut what's the other Netherlands?AndrewI lose, I lose track anyway.KevinThat's what I use all the time. So it's crazy. I can't think of it, but they're like cool and nice. Try trying to like, you know, integrate artificial intelligence in images. We're just going to drop it into Photoshop Illustrator and all the tools that real creatives already use. So they don't need your other little silly thing because it's going to just be built into the platform that those experts already use.KevinSo this to me is kind of big picture. What Google is doing here is let's just integrate all this right into the core product. But what else are your thoughts on this one wager.AndrewI'm a fan. I think it's super cool. The because I think all the tools you've mentioned, they are not user friendly. Like for normal people to use.KevinHaving to learn the average just how to use discord to to use what is the premiere generative visual tool, which I can't think of the name of, is they got.AndrewTo go to Discord first. So it's like, it's annoying. Yeah, it's not accessible. And that's I think that's the way to for the fastest progress is to make it accessible to everybody where there's no login, there's no credits or whatever you have to buy to get it and make it work. I know it's expensive to run these things by Google pushing it.AndrewI'm all for that because I will. I think that will push progress on this a lot faster for the robots to take over the world. Just getting the last one or not, I'm all for it. Let's let's do it. This will help with them be easier to make PowerPoints and decks and presentations. This is what I need. Yeah.KevinAnd it's it's not everything. And they're they're doing it kind of interesting where the one example in the article and I saw a video on this as well if you do a Halloween table setting search and click images in Google where you see you'll see all the normal images and then you'll just see a box that says create something new with our generative A.I. tool.KevinAnd then you click that it will create four additional images for you out of thin air. And so it's it's not like, again, that's trying to incorporate to the to the image search you're already going to. And then it's like if you're not finding exactly what you're looking for, just make it. I think it's I think a smart also, by the way, when you try some terms, that box does not appear.KevinAnd my other thought is, is there some initial scrub there that goes? Is there enough images that we believe would it be highly correlated to this? Then we don't even need to show this generative AI option because there's already.AndrewLike.Kevin10,000 really good options. It might only be appearing in less, less popular searches.AndrewYeah, let's play with that. That's fun.KevinAll right. Next up, we've got the numbers. We've got the third quarter.AmandaWe balanced.KevinIt was benchmark data.AmandaIs this.KevinIs this like a world premiere.AmandaAnd release? Yeah. Okay. Hot out the press. I yeah. So I prepare these calculations with the benchmarks every quarter they call me the nerd over here so many ways. But but good numbers So yeah I compare it to quarter two. So benchmarks for quarter three are lead to appointment. We have 40% though, that went down just by 1%.AmandaSo kind of steady appointment to sell 19%, which is down 2% from quarter to that contribution that went up, which is really neat to see. The online sales contribution went up to 48%, whereas quarter two with 46% and quarter one with 45%. So not only increasing, which is very exciting. Yeah. One thing to point out though, is that leads they did go down by around 15% last count from quarter to quarter three.AmandaSo I'm going to pick your brain off of that. So why do you think lead counts are dropping and doesn't even matter? Or tell us what you think.KevinWhat your rivals and I both saw the same tweet from Lance, formerly of Forbes. He just started his own newsletter on housing data. Now, be a good follow or a sign up if you're if you if you like, that kind of nerdy content. But he just said, hey, basically I crunched the numbers and October is the least affordable month for housing in the last get ready 100 years.AmandaOh least affordable month and.AndrewWe have no problems with affordable.KevinWe got no issues here. Oh work. In fact I think this is this is just data that I saw about an hour ago and I don't have it still pulled up, but I believe of the National Association of Realtors just came out with updated data that showed for the I think for the first time in at least like the last flying blind here 20, 30 years, there are under 4 million transactions that are that are currently like they call it annualized transactions.KevinSo they take a data point and they say if it stayed here and was and happened over 12 months, this would be the number and it was the lowest that it had been in whatever time frame they were talking about, and it was below 4,000,003.96, I think. And so there and the other end and little piece of the puzzle, Amanda, is a lot of our builders who do highly partner with local real estate professionals like were.KevinAnd these are major markets, not like top 15 markets in the country. They're calling the top two or three agents in the market that they've had great relations with. And they're like, Hey, we've got this great thing or we've got this opportunity, We've got these homes. And the response from these these are the best of the best agents and those markets are that sounds awesome.KevinI have no. One to work with. I don't have customers.AndrewWow.KevinTo work with. You know, so 15% those aren't too bad. And the other thing is the overall slope. But what we can see as well from home builder data and other data providers is that the slope of the decline this year is nowhere near as steep as last year. So last year in this and the third and fourth quarter, it just dropped almost actually almost as severely.KevinThis is all transactions used and new, almost as severely as during the Great Recession. It wasn't starting at a higher high like that chart. You look at it, it's just like, oh my goodness, down 80%. Some ridiculous number. But the steepness of the curve is severe but pretty short. This year we didn't ever get as high as last year's highs, but the decline and the slope of the decline is more steady and slow.KevinSo take your poison. Would you rather be down 15% or I bet if you went and looked at the same data last year, third quarter, second quarter. Mm. Just My quick guess would be it'd be 35. So you know that's the thing with percentages is Yeah. The higher high probably felt great. Yeah. But the ride down probably felt worse.AmandaRight. That makes sense. Mm hmm. Yeah.KevinAnd I'm most interested in the apartment to sell ratio. I got 90%. That's what you said was.AmandaFor 19%. Now.KevinThat's still freaking awesome.AmandaI agree.AndrewDown from 21%, I think. Right?AmandaYeah.AndrewSo that's shifted.AmandaAll in 2%. Yeah. Yeah, yeah. And I love these benchmarks because, you know, it's just such a good overall image because, you know, it's all market that's large builders, small builders established online program, new programs. So it's just a really great mix to have an overall view.KevinYeah.AmandaYeah.AndrewIt's real, real data.KevinOh, hey, something just happened. I think. I think somewhere in the last hour we just crossed over officially 25000 minutes of the podcast, which does means I said yesterday so you could listen to market proof marketing Monday through Friday for 8 hours a day and still be able to listen to a fresh new episode for you for over 60 days now.KevinFor over two months now, the tools.AndrewYou will see.AmandaThem catch.AndrewYour life change. It'll be like a sitcom, like an had two kids here now. Yes. Three, seven has a new house like all these things that have happened.KevinI mean, again, the IKEA effect is real. So it might just be because we made it. But if I ran a marketing department and hired someone who was brand, I would be tempted to just mandate like, Yeah, over the next three months I'll give you three months, but you need to listen to like just have it in the background.KevinYou don't need smooth jazz, you don't need rock and roll or country. Just listen. I know it happened years ago. Just listen to it. Anyway.AndrewMy like reprogram their brain. And so if they had something wrong with the brain, maybe it fixes that. There's nothing wrong with it. Maybe there might be something wrong with it, then maybe that'll be fine. Yeah.KevinOkay. So you're going to have to make sure we do favorites because we're going to end on a depressing note on the news stories here, unfortunately. But according to Redfin.com, homebuyers must earn $115,000. That's obviously household income to afford the typical U.S. home. That's $40,000 more than the typical American household actually earns. So, okay, some of you listening are like, I mean, that's that's a lot of money, but that's not terrible.KevinBut when you put it in the context of the average household brings in $75,000, that's a problem.AndrewIt's a lot of buyers that put that were previously in the market are not in the market like they are. They cannot participate. That's a better way. They are they cannot participate in home buying those people because of that.KevinYep. And the typical years homebuyers monthly mortgage payment is 20 $866 an all time high, up 20% from a year earlier.AndrewThat's a bit of a mortgage so crazy.KevinBut you know rates are just a state of mind. Just take the rate.AndrewYou know, just stay in it like it's not permanent. I mean, you still might need 28, 66 for the average average.KevinBut yes, and I do you know, some of the folks that I see posting the stuff I like, I get it when you're speaking to people within the industry, you're you're trying to motivate, put things in context. But then there's other people who are within the industry who are clearly talking to just the average person. And you're like, I don't think you come across the way.KevinYou think you come across here.AndrewYeah, I mean.KevinIt's not if you live in the Bay Area, California, by the way, you have to earn at least $400,000. Oh.AndrewNo big deal.KevinNo big deal.AndrewNo big deal.KevinRust Belt buyers, nearly CENTCOM, Detroit home buyers only have to earn $52,000. Wow. But it's still a 19% increase from last year.AndrewYeah, that's in Detroit. You could buy some houses for like nothing because.KevinYes, if yes, like $10 if you.AndrewThere are.KevinRoom and even give it away, because that sounds interesting. There's Japanese, there's homes in Japan, they're the same way. And Spain and and other parts of Asia. You buy this home for ten bucks. But before you jump out and say, I'm going to become a real estate mogul, you have to promise. In Detroit's case, I think you have three years to bring the house up to a certain level of livability or you lose it again.AndrewSo I still don't.KevinWant people buying up a bunch of land and doing nothing with it.AndrewAmanda has it's close to Detroit, so we move to Detroit.AmandaI know, but no, but actually like 3 hours. But I have your place there. But I am close. Yes.AndrewYou don't. You have no reason to go there.AmandaYou think I'm an area of Detroit.KevinI'm a bigger fan of the west side of Michigan, generally speaking. Okay. But you didn't. You don't care about that. That's not why you're listening to the show. How does affordability get fixed? I think everyone keeps saying the way to fix affordability is just to build more. But I just want to remind everyone that there are still this problem of the price of land, and that's not helping things, and it's build more of a certain type of home which zoning and or voters will not allow.KevinSo you either have the problem, not my backyard or zoning or building a bunch of stuff in a place where no one is, which is its own challenge. So not likely to to be fine is.AndrewNot in my back.KevinEven if manufactured housing takes off like a rocket.AndrewYeah.KevinMm hmm. All right, so let's end with current favorites. Yeah. Got to be a favorite this time. Amanda What do you got?AmandaYeah, well, I. I have really been loving. A favorite is the role of coaching that I have been able to kind of step into the role full time. And it's just been really neat to see the best of clients and kind of be with them through the journey of like really establishing their program. Like Candace, that whole homes, for example, we do the builder shop and she was one of the ones that made it all the way through one of the three.AmandaAnd I was like proud coach moment and thought that just really neat to see their numbers kind of come to life when when they don't have that before and then also see them grow like as they as you spend time with them. So I've been loving that and I've also been loving the fall weather, the shift in perspective, you know, like I was like, no, I don't want summer to end, but that's the best we are.AmandaAnd the the leaves are beautiful and I'm enjoying it.AndrewSo your life change color?AmandaYeah. Without changing color. So they're so prett

We caught up with Derick out in Justin at his shop Danger Zone, this is one cool place I tell you. If you guys are in the need for a good shop out there you need to contact my buddy Derick. If you love shop talk then this is the right episode for you tell us what you think!Be Sure to Support our Sponsors and Advertisers they support us so lets support them back!!!!Turnkey Print and Embroidery - 9716 Limestone, Joshua, TX 76058 https://turnkeyprintandembroidery.com/ (817) 980-3539Image 360 Graphics San Antonio - 5303 Wurzbach Rd, San Antonio, TX 78238 https://sanantoniowesttx.image360.com/                                                                                                                                     (210) 520-6699Yestedays50sdiner.com - 305 US-380, Bridgeport, TX 76426 yesterdays50sdiner.com    (940) 683-6620Www.BustedKnuckleMagazine.com, Www.Empphotos.com, Www.C10America.netDO YOU WANT TO BE ON AN EPISODE?  DO YOU WANT THE WORLD TO HEAR YOUR STORY?Www.C10Nationals.com  Www.CKTruckMag.comWww.ClassicTruckNationals.comWww.BigKidCustoms.comWww.Connorscarshow.comWww.Killerridez.comWww.mssallyscollectibles.comWww.bbledheadlights.comWww.StreetModdesigns.comWww.ReposGarage.comwww.radicalrestorationstx.comWww.Gasmonkeygarage.comDonations are greatly Appreciated  Your Donations help and go a long way in helping us offset the Travel, The Equipment,  The Podcast Hosting, every little bit helps and adds up.  Click Here: https://www.paypal.com/donate/?hosted_button_id=S5G9ZQFFH4J5G

You got to listen to JW if you haven't heard of him, he is one of our writers here at the Magazine. Mr. Morish is the real deal here folks so pull up a chair and take. a listen.Be Sure to Support our Sponsors and Advertisers they support us so lets support them back!!!!Turnkey Print and Embroidery - 9716 Limestone, Joshua, TX 76058 https://turnkeyprintandembroidery.com/ (817) 980-3539Image 360 Graphics San Antonio - 5303 Wurzbach Rd, San Antonio, TX 78238 https://sanantoniowesttx.image360.com/                                                                                                                                     (210) 520-6699Yestedays50sdiner.com - 305 US-380, Bridgeport, TX 76426 yesterdays50sdiner.com    (940) 683-6620Www.BustedKnuckleMagazine.com, Www.Empphotos.com, Www.C10America.netDO YOU WANT TO BE ON AN EPISODE?  DO YOU WANT THE WORLD TO HEAR YOUR STORY?Www.C10Nationals.com  Www.CKTruckMag.comWww.ClassicTruckNationals.comWww.BigKidCustoms.comWww.Connorscarshow.comWww.Killerridez.comWww.mssallyscollectibles.comWww.bbledheadlights.comWww.StreetModdesigns.comWww.ReposGarage.comwww.radicalrestorationstx.comDonations are greatly Appreciated  Your Donations help and go a long way in helping us offset the Travel, The Equipment,  The Podcast Hosting, every little bit helps and adds up.  Click Here: https://www.paypal.com/donate/?hosted_button_id=S5G9ZQFFH4J5G

JonJon is the owner of this masterpeice called "JUDADDY" his truck is  like the cool kid at school lol. We caught up to JonJon out here over the weekend at C10 Nationals here in Texas. Not only did we get to see this cool Ride but I think it is safe to say I felt like a kid in a candy store,  this weekend out at the show. JonJon doesn't know yet but we will be doing a full blown photo shoot of JUDADDY for issue #30  for our magazine Busted Knuckle Rod and Truck coming up! Take some time, relax and turn up the volume......    Be Sure to Support our Sponsors and Advertisers they support us so lets support them back!!!!Turnkey Print and Embroidery - 9716 Limestone, Joshua, TX 76058 https://turnkeyprintandembroidery.com/ (817) 980-3539Image 360 Graphics San Antonio - 5303 Wurzbach Rd, San Antonio, TX 78238 https://sanantoniowesttx.image360.com/                                                                                                                                     (210) 520-6699Yestedays50sdiner.com - 305 US-380, Bridgeport, TX 76426 yesterdays50sdiner.com    (940) 683-6620Www.BustedKnuckleMagazine.com, Www.Empphotos.com, Www.C10America.netDO YOU WANT TO BE ON AN EPISODE?  DO YOU WANT THE WORLD TO HEAR YOUR STORY?Donations are greatly Appreciated  Your Donations help and go a long way in helping us offset the Travel, The Equipment,  The Podcast Hosting, every little bit helps and adds up.  Click Here: https://www.paypal.com/donate/?hosted_button_id=S5G9ZQFFH4J5G 

Vice President-Finance & CFO Tasha Gardner, Human Resources Manager Heather Hutchinson, and Benefits Manager Amy Somes, introduce us to Sargent's new Vice President-HR Amanda Martin. The crew talks  about recent HR efforts and we get to find out what Amanda's favorite color is. Afterward, stay tuned for shout-outs and announcements.

Hi, Spring fans! In this installment, Josh Long (@starbuxman) talks with Gradle developer advocate Dr. Amanda Martin (@DrAmandaLMartin)

I can say what type of puppets because this show would get flagged but trust me, it's not what you think. Amanda and I are discussing her new venture via vending machines and other hilarious subjects too numerous to count.

In this episode, hear from Marcia about how she not only stopped gambling, but also made changes to how she and her partner handle money.  Almost two-years in, she tell us "It feels amazing to not be worried about money.  Having that security also helps my gambling recovery." Amanda Martin, from the Credit Counselling Society, also returns to Fold em and offers tips for taking charge of your money. Listen now and learn about: Three reasons why taking charge of your money is an important part of addressing compulsive gambling How to track where your money is going How to have more control over spending and saving How to keep going with budgeting and reach your financial goals Tools, apps and free help with money management For more information on taking charge of your money, read the blog for this episode at www.gamblingproblemhelp.ca For more information on credit counselling and to find a credit counselling service in Canada, visit this federal government website.  In the United States, visit the National Foundation for Credit Counseling.  If you live outside of these areas, search for accredited credit counselling services in your country. If you live in British Columbia and would like to access our free, confidential counselling and outreach services, connect with us online at Gambling Support BC or call 1-888-795-6111. For a list of free gambling help services in Canada, click here.  To access free help in the United States, visit the National Council on Problem Gambling website.  If you like what you hear on Fold em and haven't yet followed us on your podcast app, make sure you do.  You'll be notified when a new episode is released and help our visibility.  If you're not sure how to follow or subscribe to this podcast, read our blog for instructions.  Fold em is funded by Gambling Support BC.

You've been waiting, and the eJPT V2 is almost here! We'll sit down with the lead eJPT V2 exam creators and facilitators who are in charge of seeing this product through from beginning to end. Alexis Ahmed and Dr. Amanda Martin were in charge of constructing the exam and its content, conducting both the alpha and beta for the eJPT V2, performing extensive data analysis rounds, reviewing client feedback, and more! As always, bring your questions!

You've been waiting, and the eJPT V2 is almost here! We'll sit down with the lead eJPT V2 exam creators and facilitators who are in charge of seeing this product through from beginning to end. Alexis Ahmed and Dr. Amanda Martin were in charge of constructing the exam and its content, conducting both the alpha and beta for the eJPT V2, performing extensive data analysis rounds, reviewing client feedback, and more! As always, bring your questions!

With gambling debt, it can feel like you're backed into a corner.  But, there are options for moving forward besides hoping for a big win. In this episode, hear Adrian share his story of stopping gambling and getting out of a tough cycle with payday loan companies and living pay cheque to pay cheque.  Amanda Martin, a Financial Educator with the Credit Counselling Society, shares essential tips for dealing with creditors and collection agencies as well three options for addressing unmanageable debt. Listen now to this episode and learn about: Adrian's story of breaking out of the cycle of gambling and debt What creditors can do to collect debt and your rights in this situation Tips for dealing with collection agencies Options for addressing unmanageable debt, including debt management programs, consumer proposals and personal bankruptcy   If you would like more information to help you tackle money problems due to gambling, read the blog for thie episode at www.gamblingproblemhelp.ca. If you live in British Columbia and would like to access our free, confidential counselling and outreach services, connect with us online at Gambling Support BC or call 1-888-795-6111. For a list of free gambling help services in Canada, click here.  To access free help in the United States, visit the National Council on Problem Gambling website.  If you would like to connect with Fold em through Facebook or Instagram, find us at Foldem Podcast.  We welcome feedback and topics for upcoming episodes. Fold em is funded by Gambling Support BC.

Join INE's Director of Cyber Security Content, Jack Reedy, and Instructional Designer, Amanda Martin to ask questions and discuss the latest updates regarding the upcoming certification for eJPT.

Join INE's Director of Cyber Security Content, Jack Reedy, and Instructional Designer, Amanda Martin to ask questions and discuss the latest updates regarding the upcoming certification for eJPT.

An interview about the restoration of taro-feeding streams in East Maui with Jerome Kekiwi, Jr. and Amanda Martin of Nā Moku Aupuni o Koʻolau Hui. Nā Mokuʻs mission is to perpetuate the Kanaka Maoli traditional and customary lifestyle of Keʻanae-Wailuanui. Encompassing nearly 400 acres of loʻi, it was renowned for taro farming until commercial stream diversions completely dewatered the area. In 2018, the community's 30-year legal struggle resulted in the largest stream restoration in Hawaiʻiʻs history. This enabled families to return to farming and mālama the watershed and the network of streams, tributaries and springs that are part of a vast ʻauwai system. Website: namoku.net Tags: Hawaiʻi, Hawai'i, Hawaii

https://www.surveymonkey.com/r/CZ3LM5N (Ask me anything, suggest a topic, or a guest!) My guest today is Amanda Martin, a specialist tax adviser and this is part two of 'Tax-Efficient Investing'. If you'd like to read more of what she puts out there, check out ww.taxadvisory.co.nz Remember not only is this podcast 'not financial advice', this isn't tax advice either. Performance, risk, and fees: How well has an investment has performed in the past and will those conditions be present off into the future? With wild swings in prices, is the timeframe we're investing for appropriate for our chosen wealth building tools? Who's wetting their beak off my hard earned cash – are they adding value? Sound like some typical questions you have too when you invest? The great news about questions relating to performance risk and fees I think, is that it's easier than ever before to get the answers. Tax though, is often not in the top three of questions we mull over though. _______________________ Hey! Like what you've heard today? I'm on a mission to help improve levels of wealth for everyday Kiwi's. After all, it's good to build wealth...right? Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer: Use the following referral/affiliate links Hatch: https://app.hatchinvest.nz/share/uqhcj8y8. $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: https://sharesies.com/r/RRPR6X. $10 for you, and $10 for me, if you sign up for the first time with them. Easy Crypto: easycrypto.com/nz?ref=19599. One of NZ's most trusted places to buy/sell your digital assets.  Share this Spotify link with your friends: https://open.spotify.com/show/0MA6EGur387YT1ENKIffMx?si=b1C28fV7TmWib8qXnZLDoA _________________________________________________________ So what's next for you? Well, you may want to consider the following... 1 - Write a review on https://www.facebook.com/TheNZEverydayInvestor/ (Facebook), or your favorite podcast player 2 - https://www.surveymonkey.com/r/CZ3LM5N (Ask me anything, suggest a topic!) 3 - To catch the live episodes, please ensure https://ungaro.co.nz/nzeverydayinvestor/ (you have subscribed to us on Youtube):  4- https://ungaro.co.nz/nzeverydayinvestor/ (Sign up to our newsletter here) Please ensure that you act independently from any of the content provided in these episodes - it should not be considered personalised financial advice for you. This means, you should either do your own research, taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives. If you would like to enquire around working with Darcy (financial adviser), you can schedule in a free 15 min conversation just https://calendly.com/ungaro/15min (click on this link)

https://www.surveymonkey.com/r/CZ3LM5N (Ask me anything, suggest a topic, or a guest!) My guest today was Amanda Martin, a specialist tax adviser and she'll be joining us again for part two. If you'd like to read more of what she puts out there, check out www.taxadvisory.co.nz Want to check out https://www.sharesight.com/nz/ (Sharesight)? https://www.sharesight.com/nz/ Performance, risk, and fees: How well has an investment has performed in the past and will those conditions be present off into the future? With wild swings in prices, is the timeframe we're investing for appropriate for our chosen wealth building tools? Who's wetting their beak off my hard earned cash – are they adding value? Sound like some typical questions you have too when you invest? The great news about questions relating to performance risk and fees I think, is that it's easier than ever before to get the answers. Tax though, is often not in the top three of questions we mull over though. _______________________ Hey! Like what you've heard today? I'm on a mission to help improve levels of wealth for everyday Kiwi's. After all, it's good to build wealth...right? Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer: Use the following referral/affiliate links Hatch: https://app.hatchinvest.nz/share/uqhcj8y8. $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: https://sharesies.com/r/RRPR6X. $10 for you, and $10 for me, if you sign up for the first time with them. Easy Crypto: easycrypto.com/nz?ref=19599. One of NZ's most trusted places to buy/sell your digital assets.  Share this Spotify link with your friends: https://open.spotify.com/show/0MA6EGur387YT1ENKIffMx?si=b1C28fV7TmWib8qXnZLDoA _________________________________________________________ So what's next for you? Well, you may want to consider the following... 1 - Write a review on https://www.facebook.com/TheNZEverydayInvestor/ (Facebook), or your favorite podcast player 2 - https://www.surveymonkey.com/r/CZ3LM5N (Ask me anything, suggest a topic!) 3 - To catch the live episodes, please ensure https://ungaro.co.nz/nzeverydayinvestor/ (you have subscribed to us on Youtube):  4- https://ungaro.co.nz/nzeverydayinvestor/ (Sign up to our newsletter here) Please ensure that you act independently from any of the content provided in these episodes - it should not be considered personalised financial advice for you. This means, you should either do your own research, taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives. If you would like to enquire around working with Darcy (financial adviser), you can schedule in a free 15 min conversation just https://calendly.com/ungaro/15min (click on this link)

Ian & Simon invite newly elected Councillors Russell Simpson (PIP - Hilsea), Yinka Adeniran (Lab - Charles Dickens), Ben Swann (Con - Copnor), Steve Pitt (Lib Dem - Milton) along with George Madgwick - Portsmouth Independents Party Group Leader, Amanda Martin, Labour Constituency Party Chair & Simon Bosher, Conservative Group Leader. We ask them about the election just fought, and what the future holds for Portsmouth Politics with the Lib Dems now with the largest number of councillors, but no party seemingly able to win an overall majority. They then compare their predictions last week to the results declared early Friday morning.

Be prepared to laugh until it hurts with this hilarious conversation. You never know where we are going to go or how far down the rabbit hole is too far...

This week Lou and John got to talking with Joe and Amanda Martin of Iron Resurrection.

How many topics can we cover in an hour? Waaaay more than I thought we ever could. Take a ride with us on our hilarious crazy streaming train of consciousness.

There's also a dash of vodka, exorcisms and random bits of trivia.

Our guest today is Amanda Martin. Amanda is a native of Nashville, Tennessee. She played Division 1 soccer at Saint Louis University and is a member of the St Louis Athletics Hall of Fame. From there she spent 8 years as a Division 1 soccer coach before transitioning into the corporate space with Deloitte. From the time that she joined Deloitte until now, Amanda has had a tremendous impact on the lives of so many that have been lucky enough to cross her path. Currently Amanda is a Diversity, Equity and Inclusion Recruiting Manager for Deloitte and is calling Philadelphia, Pennsylvania home.Please find the following links to connect with Amanda:https://www.instagram.com/amandamart10/https://www.linkedin.com/in/martinamanda1/If you like what we are doing on Steps, please head over to either Apple podcasts or Spotify Podcasts and Rate, Follow and Subscribe.Be sure to let us know who you would like to have on as a guest, someone who's story needs to be told to the world.

If you know you know. If you don't then this is the perfect introduction to the craziness that is our conversations. Amanda and I always end up laughing our way through new breakthroughs in technology, philosophy and food. Not sure how it happens but thank you all for a great year!

I have no idea where we were going but we ended up somewhere between philosophy and introspection...then we took a left and a right....and then accelerated.

In the Sensei's corner, our host and Founder Helene Parker share key takeaways from the Programmatic IO conference in NYC hosted by AdExchanger. Check out YouTube for some fun visuals! Connect with: Programmatic Digest: Shownotes | YouTube | LinkedIn | Instagram Helene Parker: Website | LinkedIn | Twitter | Programmatic Meetup   Timestamp: 00:00 - Podcast Topic Introduction 01:30 - Shoutout to Adexchanger for hosting The Programmatic IO 02:26 -  The Importance Of Attending Industry's Conferences/Networking Group 05:10 - What To Expect In Today's Conversation 05:40 - AdTech isn't dead by Ari Paparo 07:10 - Marketing is the Skyscraper by Rachel Mervis 07:45 - 3 Top Keypoints About #Progio 10:15 - Meme by IG account 300by250  10:40 - Taxonomy With Jonathan Havorson from Mondelez  14:00 - Investment in Taxonomy and Measurement  16:15 - Ryan Brickmeyer Tweet on Identity Solutions Cost 17:01 -  Contextual As Part Of The Strategy 18:08 - Amanda Martin's Tweet on Identity Solution Challenges 19:30 - IPOMWEB Tells Us To Test 10-20 Identity Solution  20:10 - Lauren Fisher from Advertiser Perception Presentation 23:41 - Amanda Martin's Tweet on Buy-Side and Sell-Side Collaboration 24:50 - Million Dollar Question Awards 25:15 - Angelina Eng Session 26:00 - Cuteness Interruption From Home - Ya Welcome 26:20 - Test, Test, Test 27: 45 - Catherine Dale & Chris Kane Killed the CTV Presentation 28:40 - Traditionally Sold, CTV? Ari Paparo  30:22 - Throwback To Third-Party Data 32:20 - Shoutout to StackAdapt for a bomb Presentation on Contextual Targeting 34:09 - Gavin Dunaway's Tweet On CTV Panel Measurements 37:56 -  Shannon Harris From Jellyfish on Diversity & Inclusion 42:00 - The Great Resignation Explained 45:01 - Programmatic Media Training 47:10 - Brian Chap From The Tech Recipes  49:45 - Six Pillars On In-Housing 55:05 - Thank You's 58: 17 - The Programmatically Correct Show Details 59:10 - November is Live Podcast Panels 01:00:01 - Programmatic Meetup Details —> Sign Up Today!

Please prepare for sore cheeks because this one will keep you laughing all night long. Amanda returns to announce her new book series endeavor. Wet weather, coastal towns, lost umbrellas and a desire to share a story. Listen and reserve your copy now before it hits the Bestseller list.

Death. Taxes. Should we add rising global temperatures to the list of the inevitable, or is there something that can be done? Is that thing adaptation? A massive behavioural shift? These are the questions that come to mind as we begin this September 10, 2021 edition of Charlottesville Community Engagement. In today’s Patreon-fueled shout-out: Help support black-owned business in the Charlottesville area. Check out the Charlottesville Black Business Directory at cvilleblackbiz.com and choose between a variety of goods and services, ranging from beauty supplies, professional services, and e-commerce. Visit cvilleblackbiz.com as soon as you can to get started!On today’s show: The Albemarle Board of Supervisors is briefed on the county’s efforts to reduce greenhouse gas emissions to address climate changeLessons in adaptation from officials across the mid-Atlantic from the recent Resilient Virginia conferenceIt has been about a month since the Intergovernmental Panel on Climate Changes issued an update on progress toward efforts to keep the average global temperatures from rising above 1.5 degrees. Achieving that ambitious goal will take coordinated action at all levels of government, including the county-level in Virginia. Earlier this month, the Albemarle Board of Supervisors learned the county is not currently on track to meet a goal to reduce greenhouse gas emissions by 45 percent of 2008 levels by the year 2030. A second goal is to become at net-zero by the year 2050. To get there, the county has a Climate Action Plan that Supervisors adopted in October 2020. (read the plan)“This report increases certainty in what we’ve already known,” said Gabe Dayley, Albemarle’s climate program coordinator. “Greenhouse gas emissions from human activities like burning fossil fuels, deforestation, and other sources of greenhouse gas emissions are causing climate change.”Dayley said the IPCC report also links increased instance of extreme weather with climate change. He said there is a sense of urgency in the report and the Climate Action Plan is intended to document the various ways emissions can be reduced. “The climate action plan has 135 actions,” Dayley said. “They run across five chapters on transportation, buildings, renewable energy, waste management, and landscape/agricultural/natural resources.”The plan will help guide investment in various programs. So far, Albemarle has provided funding to the Albemarle Home Improvement Program and LEAP to install energy-efficient improvements in homes of people with lower incomes. “That program has gone really well in the first six months of this year,” Dayley said. “We’ve had 15 homes that were retrofitted with better insulation, with improved appliances to help reduce homeowners energy bills and then of course the weatherization to help folks who are losing a lot of heat.”Dayley said the county is working on an assessment to determine who and where in Albemarle is most vulnerable. That work has been funded by the Piedmont Environmental Council and a report is due in mid-November. But about those emissions targets? To get a sense of where Albemarle currently is, a greenhouse gas inventory was conducted based on data from 2018. “We calculated that in 2018 the community wide emissions for the county where 1,419,367 metric tons of carbon dioxide equivalent,” Dayley said. “We calculate that we saw a ten percent decrease in community-wide emissions between our last inventory in 2008 which is the baseline for the county’s targets.”Dayley said that happened despite an increase in population, which generally leads to an increase in emission. He said explanations include greater fuel efficiency, the increase of carbon-neutral or lower-carbon energy sources, and more efficient heating and cooling systems. However, to hit the 2030 target, Dayley said the community needs to cut reductions by another 40 percent. The next inventory will come out in two years based on data from 2020. The University of Virginia, Charlottesville, and Albemarle County are working together to implement various action plans. Supervisor Diantha McKeel wanted to know how that work would influence various policies, such as how to move transit fleets away from fossil fuels.“We have five transportation systems in this community of somewhere around 150,000 people using diesel buses right now,” McKeel said. “And I understand that there’s a change in Albemarle County Public Schools towards electric school buses and that’s all great. But what is our outreach to [Charlottesville Area Transit] and the University of Virginia all working together? Where is that connection happening?”McKeel referred to a statement made earlier this summer that CAT is continuing to study the right way forward and is pursuing a study of compressed natural gas. Dayley said that transportation is the largest sector of emissions and there is a high priority to address the issues. He hoped that further program development of the climate action plan will help to facilitate those conversations. “One of my next steps is to reach out to them and hear in a little bit more detail about how that’s going and how the climate program team can help advance that effort,” Dayley said. Lance Stewart, the county’s director of facilities and environmental services, said a closed door group consisting of UVA, Albemarle, and Charlottesville staff have “touched upon climate” at their meetings. The Land Use and Environmental Planning Committee (LUEPC) last met on July 23 and discussed the University of Virginia’s plans to comply with an executive order from Governor Ralph Northam to reduce single-use plastics. (disclaimer: Both PEC is one of my sponsors and LEAP contributes through a $25 a month Patreon contribution. I am not involved with either organization beyond these transactions and the occasional copy)*In today’s second Substack-supported public service announcement: The Charlottesville Jazz Society at cvillejazz.org is dedicated to the promotion, preservation, and perpetuation of all that  jazz, and there’s no time like now to find a time to get out and watch people love to play. The Charlottesville Jazz Society keeps a running list of what’s coming up at cvillejazz.org. * Let’s go back in time a bit to last month’s conference on adaptation from Resilient Virginia. The nonprofit organization seeks to build awareness of available resources to plan and build for a world where the weather has warped. All over the country, scientists and planners are turning resilience from an abstract concept into policies Amanda Martin is the Chief Resilience Officer for the state of North Carolina, which is based within their Department of Public Safety. “We were created in 2018 after Hurricane Florence when this additional massive infusion of federal recovery funding and I say additional because we had just Hurricane Matthew in 2016,” Martin said. “It became clear that the state needed some new administrative capacity to handle disaster recovery funds.”One result of the department’s formation has been the creation with the North Carolina Department of Environmental Quality of a North Carolina Resilience Plan. Part of its purpose is to coordinate activity across multiple state agencies, and to define working regions. (read the document) “The scale of community and the scale of region is really important to address resilience challenges,” Martin said. “That’s both because of the legal and regulatory authority that local government has but also because of the regional nature of our climate impacts. A lot of them are bigger than a municipality but smaller than a state.”Martin said in North Carolina, cities are taking on the resilience work in regions and one concern is that rural areas may be left behind. The plan seeks to address that balance. In Virginia, much of the focus has been on coastal resilience where Rear Admiral Ann Phillips is the special assistant to Governor Ralph Northam for coastal adaptation. Phillips said Virginia is not as far along as North Carolina in terms of preparing.“We are just starting down this path,” Phillips said. “We have taken some substantial steps through the course of a number of gubernatorial administrations but have been kind of challenged to get over the hump to actually get started and get moving because there was no direct funding focused in this area within the Commonwealth’s budget or fiscal plan.”Phillips said Virginia has been fortunate to not have received a direct hit from a major hurricane in recent years, but preparations are underway to know how to respond.  In Virginia, the Secretary of Natural Resources is the chief resilience officer and that’s been Matthew Strickler since action by the General Assembly in 2020. (HB1313)“My position was created by the 2018 General Assembly,” Phillips said. “I do not effectively have a direct staff or a budget. That is still the case. However, with Virginia joining the Regional Greenhouse Gas Initiative (RGGI) and creating in 2020 a Commonwealth-wide flood resilience fund, we now have capacity to do statewide studies of significance.”A master plan for coastal adaptation is underway and is expected to be ready for review in November.  (learn more)So far, Virginia has received over $89 million from proceeds from auctions of carbon credits for companies likely to exceed their emissions limits. (RGGI auction results)“I should note that of the RGGI funds, 50 percent go to a Department of Housing and Urban Community development energy efficiency fund, 45 percent go into this community flood preparedness fund,” Phillips said.The rest goes for the administrative costs. The Department of Conservation and Recreation administers that flood preparedness fund. Phillips said around 6 million of Virginia’s population of 8.5 million live within eight coastal planning district commissions. The Regional Greenhouse Gas Initiative covers most of the mid-Atlantic. Shaun O’Rourke serves two roles in the the managing director of the Rhode Island Infrastructure Bank and the chief resilience officer for the state. He’s held that position since September 2017 and helped create the Ocean State’s first resilience plan called Resilient Rhody. “We were looking at all of the natural hazards and impacts the state was facing with regard to climate change and to be able to propose solutions across a number of themes — critical infrastructure, natural systems, emergency preparedness and so on — that could better Rhode Island,” O’Rourke said.Resilient Rhody suggested 61 actions for state government to take including what the municipal role would be. “One of the things that I say all of the time is that better prepared municipalities are going to equal a better prepared Rhode Island,” O’Rourke said. “And that’s exactly why we established a municipal resilience program as an outcome of our Resilient Rhody strategy.”O’Rourke said the infrastructure bank is lined up to fund projects to support adaptation efforts, prioritized by a number of factors. The bank has funded over $2.5 million of action grants in its first two years for stormwater management projects and infrastructure upgrades. “They are often times very targeted specific projects that they know they need to get done now and stormwater management very much falls into that category,” O’Rourke said. “We’re seeing roads and bridges and parking lots flooded all the time. We’re addressing those issues, that low-hanging fruit that demonstrates progress and momentum, and then working with these  municipalities on the larger more complicated projects that may not have permitting and design as a technical assistance follow-up.”Since O’Rourke and the others spoke, Hurricane Ida caused dozens of deaths across New England, and some parts of Rhode Island received up to ten inches of rain. We’ve heard from North Carolina and Rhode Island. The major difference in Virginia is that cities and counties are independent of each other.  Here’s Rear Admiral Ann Phillps with an explanation. “We have 38 independent cities in the Commonwealth of Virginia and then 95 counties, and the independent city moniker is quite unique,” Phillips said. “There are 41 in the country, and 38 in Virginia, ten in Hampton Roads. So what that means is that cities are responsible for their own destiny.” Phillips said regional cooperation will be crucial in Virginia’s efforts to adapt. “The state’s role is to try to align efforts so that we can move forward collectively to try to make progress,” Phillips said. How much coordination is occurring at this local level? This is a question that Charlottesville Community Engagement seeks to answer. Your homework, should you choose to accept it, is to visit the Climate Action Together website to see what Albemarle, Charlottesville, and the University of Virginia have done and might do. And then, let me know what questions you have? What steps have you taken? Or, is climate change something you don’t think will affect your life? I’m curious to know. Leave a comment below or drop me a line. You can just reply to the newsletter. This is a public episode. Get access to private episodes at communityengagement.substack.com/subscribe

On this episode, we're joined by our friend and fellow film nerd Amanda Martin, to talk all about the 2001 musical/drama "Moulin Rouge!" Directed by Baz Luhrmann, "Moulin Rouge!" has been a staple in the musical film community for years, a winner of numerous awards, and still a movie people continue to bring up throughout conversations today.  Film Summary: A poet falls for a beautiful courtesan whom a jealous duke covets.

The US Raw Nats Women's Division gets a division by division full recap, including all storylines, side stories, and info you may have missed! Plus who the US Champs may face at Worlds. 6 Pack Lapadat, Arian "Messy" Khamesi & "Wild" Bill McCarthy host.

Her royal highness of high class in a pioneer world returns to the bunker. Amanda and I discuss baby corn, it's place on a buffet and new alcohol trends. Then the man, the myth...the absolute legend himself, Henry Hagen of The Henry Hagen Band brings some music and his thoughts while camping in the rain under the tall redwoods of northern California. You can't make this stuff up.

Tonight was phenomenal as Althea turned some cards for Amanda and we discussed wine choice for a reading because you should.

Join us this week as we talk to Amanda Martin, Soil Lab Supervisor at UK's Research and Education Center in Princeton.Follow us on facebook at Dirt to Dollars Podcast.Intro/Outro music is Parker Hastings rendition of Blue Moon of Kentucky, learn more about his music here: www.parkerhastingsguitar.com.  

Check out the following for more opinion pieces by Darcy Ungaro recently on this topicIn the HeraldOn The Department of Conversation PodcastIn addition to changing capital gains tax rules, further proposed legislation if passed, will cease the ability of those in the business of providing accommodation to others, to claim interest as a deductible expense. What used to be referred to as a standard accounting principal, is now being called a loophole. Amanda Martin – specialist tax adviser, is my guest today and we’re talking about what these changes actually mean, and how they could have a much larger impact than what everyday people may initially appreciate. In my conversation with everyday property investors in the last two weeks, I'm stunned how even they don't fully appreciate what these changes mean for them. If this is how those that are affected think, I can only guess the bulk of NZ hasn't a clue around what just happened, and what some of the outcomes could be.If you’re trying to grow wealth through property this is an important episode yes, but even for those without property, if you’re trying to achieve more than the average in any area, this tax move could be more symptomatic of a larger trend we all need to wise up to. It’s raining down cheap money all over the world right now, but property investors are the ones currently being targeting for getting wet – will any of these moves achieve good outcomes? Will cutting down tall poppies cull big bubbles? Will this really stop with property investors only? I’m not sure it will.  Today’s show is a mix of fact and opinion - so I would ask a favour from you if you don't mind: Consider not if these changes affect you alone – try to think of some of the broader, secondary impacts this could have on rents, private ownership in NZ, our ability to create choices in our future – think about what other honey pots could be targeted and what that means for your lifeNow as I've been mentioning recently around Clubhouse, make sure you follow me at @darcyungaro and follow the NZ Everyday Investor. Last week I chatted with Amanda from today, Dean from last week, and another guest from a future episode – it’s an awesome opportunity to hear other perspectives and get a chance to ask some questions you may have of your own – if you have an iphone and you want an invite, simply hit me up and I’ll fire one through to you. _______________________________________________________________The NZ Everyday Investor is brought to you in partnership with Hatch. Hatch, let's you become a shareholder in the world's biggest companies and funds. We're talking about Apple and Zoom, Vanguard and Blackrock.So, if you're listening in right now and have thought about investing in the US share markets, well, Hatch has given us a special offer just for you... they'll give you a $20 NZD top-up when you make an initial deposit into your Hatch account of $100NZD or more. Just go to https://hatch.as/NZEverydayInvestor to grab your top up. __________________________________________________________________Like what you’ve heard?You can really help with the success of the NZ Everyday Investor by doing the following:1- Follow the NZ Everyday Investor on Clubhouse by clicking on this link.2- Write a review on Facebook, or your favourite podcast player3- Help support the mission of our show on Patreon by contributing here4- To catch the live episodes, please ensure you have subscribed to us on Youtube: 5- Sign up to our newsletter here6-Tell your friends!NZ Everyday Investor is on a mission to increase financial literacy and make investing more accessible for the everyday person!Please ensure that you act independently from any of the content provided in these episodes - it should not be considered personalised financial advice for you. This means, you should either do your own research taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives.If you would like to enquire around working with Darcy (financial adviser), you can schedule in a free 15 min conversation just click on this link_____________________________________________________________________________ 

Jimmy Peoples has no holds barred unadulterated convo with some amazing up and coming comedians --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/thepeoplesmic/support

If you’ve been listening to this podcast, you know I’ve been visiting with people who are the process of transforming the property they own. I want to see what others are doing to restore biodiversity and ecological function. Some of the people I visit have been at this for years. Their experience becomes a valuable resource for all of us. Others are newer to the process. Their questions can sometimes be just as valuable as the information the more experienced landowners provide. In the previous episode I was visiting with Julia Field in Australia. Julia lives in a dry climate where water conservation is a must. In this episode we are zipping around the planet to a very different climate. I’m visiting with Amanda Martin. Amanda lives in Scotland, not far from Glasgow. Even in normal times Scotland is a wet climate, but the past year Amanda shared with me the rains never seemed to stop. There was barely a day when she wasn’t soaked to the bone taking care of her horses. Her pastures are bogged down with too much water. We’ve had years like that here. You wonder how anyone is going to manage to make hay. Fields that would normally be dry enough to cut in June or July are still wet enough to bog down a tractor in August. Amanda has owned her property for three years, so she is just in the beginning stages of transforming her very windy, very wet fields into manageable pastures. Our conversation highlights the importance of research and networking. In training our horses always tell us what they need to work on next. The same thing holds true for land. Amanda has been letting the land tell her what it needs. Amanda has been taking her time, letting her land tell her what needs to be done to create a viable horse farm, a working business, a beautiful landscape, and a wildlife sanctuary. Good management lets you have all of this and more. With good care of the land, horse people can make a difference. Together we are learning how.

Follow us on this harrowing journey through music and time!!!

Cajun Catholics ft. Amanda Martin 11-23-20 (85) by Cajun Catholics

Our last podcast kicked off our Women in Medicine series with Dr. Amanda Martin, orthopedic surgeon. Today, Amy and Megan explore the research into how physical therapy focuses on preventative management, post operative rehabilitation, and return to sport play after ACL injuries. They discuss how and why females are more susceptible to non-contact ACL injuries. To learn more about physical therapy and how Results can help you live without pain, visit resultspt.com or follow us on Facebook, Instagram, and Twitter. Click the link below to learn more about the content from today's episode!https://www.resultspt.com/physical-therapy-uncensored

In today’s episode we are beginning part one of a four part series highlighting women in medicine. Our featured expert today is Dr. Amanda Martin, orthopedic surgeon with Elite Sports Medicine. Together, we delve into the complexities of sports injury prevention, post-surgical rehab, and return to sports in female athletes. To learn more about physical therapy and how Results can help you live without pain, visit resultspt.com or follow us on Facebook, Instagram, and Twitter. You can also find Dr. Martin on Instagram at @drsoccerofficial https://www.resultspt.com/physical-therapy-uncensored

Also, learn how the Raven stole the light and jam to some beautiful tunes...Cheers

Division D of the 15th JDC has three candidates. Here's Amanda Martin.

Astrology, music and more...only on Night Cap

Some music and happiness to soothe your weary souls as always...keep on keepin on!

Today we will hear from Amanda Martin, director of inpatient services at Piedmont hospital in Athens, GA. She will tell us about how she led her team through the difficulties the COVID crisis brought, and how she pulled her staff through.

Programmatic transparency has come a long way in recent years, with many supply-side platforms (SSPs) now offering an interface for buyers to get log-level data. Amanda Martin, vice president of enterprise partnerships at Goodway Group, joins eMarketer principal analyst at Insider Intelligence Nicole Perrin to discuss why buyers are interested in this information, what is still making it difficult to understand and execute on, and her hopes for the future of transparency.

In this episode, you get to meet Oregon-based comedian and good friend of mine, Amanda Martin-Tully. Join us in a conversation about life, entertainment & comedy. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/joseph-guzman-ma/support

Amanda and I talk about embarassing shopping purchases, spending way to much at the dollar store and how to effectively attend the annual bridal show to get all the freebies with no intention of marriage. We get updates on the PNW fires and Brandon Jordan gets us prepped for the weekend with his amazing music.

Join us for this bonus episode - Solo heads to Texas to visit Jeff and Amanda Martin, the winners of the "Ford Era" give away.  Solomon and Ford Era were able to donate over $15K to the CHESED foundation of South Florida, feeding the less fortunate during the Covid Pandemic.  CHESED is a 501c3, non profit organization.  www.fordera.com Enjoy the Episode, we look forward to what the Martins' do with this Classic '61 Unibody F100. You can follow Jeff at  @munsseyspeed on Social media and hear his passion  - Carbon Fiber on C10 Talk, episode https://traffic.libsyn.com/secure/c10talk/165MunsseySpeedFinal.mp3    

Classic music and remembering this special day, cheers brother and sisters.

Amanda and I discuss the finer points of life with bacon and all the salty pancake merchandise opportunities. Also...as a spoiler alert, I lose it at the end of the broadcast playing a very special song...just sayin.

Originally recorded May 17, 2020. Episode One kicks off with recent graduates and all former Club Presidents Amanda Martin, Danielle Drews, and Molly Schlamp! Who was a wrestler before they started in taekwondo? Who went from meek and mild to beast mode? What is the universal emoji response to anything?! Find out! Growing up as an "Army Brat", Amanda Martin started training in taekwondo when she joined Texas Taekwondo as a freshman in 2016. Amanda was the coordinator for Kicks for Kids from 2017-2019 and was the club president from 2018-2019. After graduating in Spring 2020, Amanda's plans are to teach high school English in Central Texas. From Denton, Texas, Danielle Drews started training in taekwondo when she joined Texas Taekwondo as a sophomore in 2017. Danielle was the events/outreach coordinator from 2018-2019 and club president from 2019-2020. After graduating in Spring 2020, Danielle's plans are to take a sabbatical before she moves onto her next big plans. From Southlake, Texas, Molly Schlamp started training in taekwondo at ProTaekwondo in Roanoke, North Carolina. She continued her training at NTA Taekwondo in the Dallas/Fort Worth region before coming to Texas Taekwondo as a freshman in 2016. Molly was club president and coordinator for Kicks for Kids from 2017-2018 and was club vice president from 2018-2019. After graduating in Spring 2020, Molly will attend UT Southwestern Medical School & UT Health School of Public Health in Dallas, Texas. --- Send in a voice message: https://anchor.fm/texastaekwondo/message

En este programa hablamos con Amanda Martin (Docente, Secretaria Gremail de Ademys) sobre la marcha de docentes realizada a la Legislatura porteña.

Season 4 of Iron Resurrection saw many changes for builds and personnel. We will be asking Joe and Amanda about those changes and how they felt it went. Do they feel having a project going two episodes worked better for the team. Plus, we heard that production of season 5 has been delayed due to COVID. How does that affect the shop and the staff?

Amanda Martin returns to the show accompanied by one of her current collaborators, Taylor Dakake. Amanda met Taylor after bidding to edit the autobiography that he had written detailing the story of his life as an orphan in Russia. Darin and Mike speak with Taylor about his life story, the book's journey towards publication, and the challenges of converting a true story to a fictional narrative.

In this Art of the Entrepreneur episode, Darin and Mike are pleased to welcome San Diego novelist, ghostwriter, and developmental editor, Dr. Amanda Martin. Amanda works with inexperienced authors to guide them through the publication process and help give their works the structure and direction needed to appeal to wide audiences. She shares how her love of reading during her youth morphed into a career as a professional editor and writer before discussing the pros and cons between of self-publishing.

Work/life balance is a myth, especially in the age of coronavirus. “I don’t call it work/life balance, I call it work/life integration,” says Amanda Martin, VP of enterprise partnerships at Goodway Group. As a mom to two small boys, she splits her time between being a busy executive and a teaching assistant. Top billing on the teaching front goes to Amanda’s husband Keith, an IT network administrator, who’s working full time and spearheading the homeschooling situation.

Amanda Martin is the new co-host of a podcast called "Snapbacks and Sports Bras." Seth and Amanda have a bit in common given that they are both gay but definitely hold different perspectives on a plethora of topics. However, in this episode, Seth and Amanda discuss friendship and Amanda unpacks a recent relationship in her life. Through this conversation, Amanda and Seth evaluate the importance of friendship and discuss steps one can take to make the most of their situation. You can find Amanda's podcast on Spotify. https://open.spotify.com/show/5RqpgYQgVIiAwcNYeFY49m?si=EvyHjCqwRtuUHtBTeHf81g

We will be calling Joe and Amanda Martin who wanted to talk about the new season of Iron Resurrection. This season the Martin Brothers team will have new builds for us to watch them create. In addition, they have new team members that will be working alongside Joe, Mike, Shag and Amanda.

**please note - audio file updated** The second of what we hope will be six interviews with the major party candidates in Portsmouth's two constituencies. This episode, Amanda Martin, Labour Party candidate in Portsmouth North. All guests will be presented with two introductory questions plus three they choose at random from the Pompey Politics Pot Of Pondering. • Each guest is invited to introduce themselves and give an insight into why they got involved in politics. • We’ll invite guests to provide a brief description of where they stand on Brexit. Guest will then select three questions at random from the Pompey Politics Pot of Pondering. The full question list is: 1. Turnout in 2017 GE was 69%. How do we increase voter participation in our democracy. 2. If cost wasn’t an object what physical changes would you make to parliament. 3. FPTP – protector of our democratic institutions, or a burden. 4. If tomorrow you were Chancellor of the Exchequer - what would be your first act. 5. Name the policy of your political opponents you like the most – and why. 6. Which one of your Parties Policies are you most proud of (no Brexit answers) 7. If you could change anything about the 2016 referendum (excluding the result() what would it be? 8. What do you admire most about one of the other main party candidates standing against you? 9. Do you think the NHS will always remain free at point of use?

Amanda is the 2019 #PIW: Education Award Recipient which recognised her inspirational work as the National Vice President of the National Education Union. Here she talks about her passion for empowering women as part of the NEU values, her love for Portsmouth & the ever-demanding balancing act of being a working mother.

Amanda Martin, Senior Rural Policy Advisor for TNECD, works to support rural communities across the state of Tennessee. She discusses why rural communities matter, why she's drawn to this career path, and her current rural strategies, including promoting tourism, restoring commercial facades, building infrastructure, and marrying economic development with quality of life.

Ep 16: How to Market Your Small Business with Amanda Martin Guest: Amanda Martin, Director of Business Development, The Real Estate Shoppe Connect with Amanda: www.realestateshoppefl.com www.instagram.com/theplantationrealtor Connect with Laine: www.laineschmidt.com www.instagram.com/laineschmidtcoaching Laine@laineschmidt.com Special thank you to Stone Circle Media and Heather Holt Photo

On Episode 34 of MH Business Exchange, co-chair of McDonald Hopkins' national Data Privacy and Cybersecurity Practice Group Jim Giszczak joins host Mike Witzke to offer some tips for parents to help students of all ages protect their information online during the new school year. For even more information on the topic, read Giszczak and Amanda Martin's "12 Back to School Cybersecurity tips for parents" at McDonald Hopkins.com at the following link: https://mcdonaldhopkins.com/Insights/Alerts/2019/08/27/12-back-to-school-cybersecurity-tips-for-parents

Amanda Martin is an entrepreneur, gym owner, and aspiring stand up comic who grew up in the purity culture of the church. In this episode she discusses coming out as gay to her family, what it is like using dating apps, engaging in embarrassing hook ups, and going on bad dates. Amanda posits that, in their gay agenda, the LGBTQ community doesn't want equality, but privilege. Head over to https://www.fadetogray.com and join our patreon to talk with Amanda and tell her if you agree with her or not.

Shout out Amanda Martin for the podcast intro! Today's episode is a mashup on accountability and winning. Tweet me @garyvee if you want to intro an episode, we're trying to get VaynerNation involved ;) Timestamps: 3:10 - You have to persevere    9 - If you’re good enough you will win   14:15 - Successful people work   20:10 - I’ve made so many calculated risks that failed   27:10 - The honey empire

One on One with Amanda Martin (GDPR) by DMN One-on-One

Amanda Martin is a Tax Principal at tax specialist firm, nsaTax Limited. Amanda advises on a wide range of taxation law and provides practical and plain English solutions for her clients. Amanda has a particular interest in the taxation of land and the recent legislative reforms to the taxation of residential land. Amanda has a Bachelor of Commerce and Bachelor of Laws and is a CA member of Chartered Accountants Australia and New Zealand with over 20 years’ tax advisory experience. Capital Gains Tax. As our country matures, is it time to not only tax the fruit of our labour and the leaves but now the tree itself? Please take the time to read the actual report and form your own opinions - https://taxworkinggroup.govt.nz/resources/future-tax-final-report 1 - What is 'Capital Gains Tax'. Simply put, it's taxing the tree. Currently in NZ you pay tax on income derived from physical exertion (labour) ie the fruit, you pay tax on earnings that come from capital (leaves), but you do not normally pay tax on the tree itself (the increase in the value of the capital itself). Under the proposed legislation the gain in the value of your capital whether held in property or shares (in Australasia) would be payable in addition to the income tax you paid in order to acquire that asset (as well as the dividend, interest or rental income also received.) a - Bright Line Test. Extended from 2 years to 5 years around this time last year, the gains made on residential property (outside of the primary residence) is already going to be taxed at your marginal tax rate. The proposed CGT may render this rule redundant. b- Ring-fencing of tax losses. This rule change is almost guaranteed to go through with an effective date being 1/4/19. If you make a 'loss' on a rental property traditionally you've been able to offset that against your personal income tax liability. These losses will soon be 'contained' and whilst it may offset future taxable income there may soon be no immediate tax relief that we currently enjoy. In an episode with accountant Karl Moreton, we delve deeper into these two issues separately (check it out) 2 - What's the likelihood that the proposed CGT will go ahead as proposed? Well, most would suggest it's a certainty that it will only proceed after some fine-tuning. Originally it was discussed the changes in tax around capital gains would be tax neutral, having the effect of redistributing wealth from the 'haves' to the 'have-nots'. This is where politics and the safety net of our democratic system come into play - assuming most Kiwi's understand the impact of the proposed CGT and express their opinion not just on facebook but at the polls - ultimately what's best for NZ is what the majority think it should be...right? 3 - How will the proposed tax changes affect the NZ Everyday Investor? This will impact every Kiwi - for richer or for poorer. Hopefully out of this there's going to be some healthy debate around the following questions: Will this be perceived to be 'punishing' those who take a risk, innovate, build wealth and employ Kiwi's? Even if it's not punitive, will it be perceived like that? Will the 'middle' or those aspiring to build wealth, pay the bulk of the cost for the upper 1% who will likely find ways still to avoid paying this tax? Will those with wealth move to another country? Will this remedy in any part the housing crisis? Some would suggest that the value of lower-priced homes (typically homes that are acquired by property investors) will fall at a greater rate relative to larger owner-occupied style homes (the 'mansion effect') Fair Dividend Rate (FDR) taxation rules applied to overseas shares will be more appealing now in light of a new CGT on the gains on shares held in Australia and NZ. Is this something that the NZX really needs right now and if seeking capital, would a startup or SME be able to resist a growing temptation to move off-shore? Covering a topic like Capital Gains Tax can be challenging to say the least - inevitably it gets clouded by our own political bias and pre-conceived notions around equality. To ensure a rational debate here we really should be looking primarily at the problem that the CGT attempts to solve, then after that ask this very important question - is this going to be an effective tool in solving that problem? NZ Everyday Investor Podcast: https://www.facebook.com/NZ-Everyday-Investor-338969376637717/ We’re keeping it real on NZ Everyday investor – we’re not journalists and this isn’t an interview – it’s a discussion, hosted by someone who’s genuinely into this sort of thing. If you like what we do, remember to subscribe to our show and share it with others – we’d really appreciate it! Do you know what else would make us rather pleased with ourselves? Write a review on facebook too! Where to find Darcy Ungaro: Ungaro &Co (registered) financial advisers https://www.ungaro.co.nz Facebook: https://www.facebook.com/UFinServ/?ref=bookmarks Instagram: https://www.instagram.com/ungaro.co.nz/ Help support the mission of our show on Patreon by contributing here: NZ Everyday Investor is on a mission to increase financial literacy and make investing more accessible for the everyday person!

Here are two more interviews we did at the 2018 SEMA show. Joe and Amanda Martin from Motortrend’s Iron Resurrection - We talked about the crew at the shop, what projects are coming up and what they thought about this year’s 2018 SEMA show. Then, Chris Slack from Gandrud’s Parts Center. He brought his high performance parts to this year’s 2018 SEMA show.

The show had on Dr. Amanda Martin.

Special guest and comedian, Amanda Martin-Tully, talks about her experience as a pen-pal with a death row inmate. Also, Hannah and Allyson discuss assault by biscuit and their own true crime confessions. Sponsor: www.markcharlesworth.com

Guests: Joe and Amanda Martin from Velocity’s Iron Resurrection and Mary Hoehne from the Granville Business Area. Southeast Wisconsin is very excited that the Granville BID people are bringing Joe and Amanda Martin to their 2018 car show spectacular!

This episode is about driving traffic – butts in barstools. Specifically, the use of events in creating a compelling reason to come and visit. We are getting the perspective on this from two different breweries. Amanda Zivkovic is the Associate Brand Manager at Heavy Seas in Baltimore, MD. She assists in consumer promotion, tap room events and charity initiatives among other things. Our other guest is Amanda Martin with Walking Tree Brewery in Vero Beach, FL. Amanda is the Event Coordinator & Tasting Room Manager and one of the original team members of the Walking Tree Crew. She has been an integral part of developing the brewery as a highly sought-after event venue.

Host Ben Rice travels to Portland, Oregon, to sit down with Coalition Brewing's Elan Walsky and Portland comedians Molly Smithson and Amanda Martin-Tully to discuss CBD-infused beers. While helping you learn how to mellow out over a pint of beer, we also delve into helpful hints on street drinking, drinking at work, proper keg stand etiquette, and a thorough breakdown of Jello Shots. Amongst these tips and tricks are conversations about tip-snipping, making salad dressing with beer (or just using beer as salad dressing), plus putting the finishing touches on a dessert with Whipahol, which is a real thing. But it's not all booze and loose morals, no! We also tak about sealife suicides, spent grain donations, and figuring out how you're related to people when you have a large extended family. Plus Coalition has some exciting news for 4/19 (and yes, 4/20) and their taproom opening on March 3. All this and so, so much more, on Episode 66 of Barley & Me. Enjoy! Find out more about Coalition Brewing at www.coalitionbrewing.com Follow Molly Smithson at @molligolightly Follow Amanda Martin-Tully @amartintully Follow Barley & Me @barleyandmepod Intro music: "JamRoc" by Breez (@breeztheartist) Logo by Jessica DiMesio (@alivingclicheart) You can now buy Barley & Me t-shirts at Zen Threads: www.bit.ly/BarleyZen Thank you so much for listening.

This episode was recorded months ago during a cottage weekend getaway with friends. We thought it had accidently been erased but luckily it was found just recently! So Have a listen to this really interesting group chat, featuring cool animation folks like; Ben Thomas, Kyu Bum Lee, Wayne Michael Lee, Allison Neil, Eric Gauthier and Amanda Martin! Enjoy! 

Amanda Martin, the first UK approved The Click That Teaches Instructor, trained by Alexandra Kurland, has been training horses since the early 2000s and has been teaching since the mid 2000s. Shortly after buying her first stallion Amanda came across ...