Join us as we celebrate this Thanksgiving season with our wonderful CMO Series community. We're lucky to be joined by some of the world's top Marketing and Business Development leaders in the legal industry. From the mentors and leadership to peers, networks, and loved ones, we hear about all the influential people who have supported our guests on their career journeys as they share their gratitude on this very special episode. Thank you to all of our illustrious guests for coming on board: Alison Swenton Arjoon, Chief Marketing and Business Development Officer at Fragomen, Alison Janzen, Director of Marketing and Business Development at Torkin Manes, Andrew Laver, Chief Marketing and Business Development Officer at Porzio, Bromberg & Newman, Courtney Beauzile, Head of Marketing, Business Development and Communications at Robins Kaplan, Courtney Carter, Director of Diversity, Equity, and Inclusion at Jenner & Block, Dawn Longfield, Chief Marketing Officer at Davis+Gilbert, Emily McKeown, Business Development Director at Godfrey & Khan, Emily Rogers, Chief Marketing and Business Development Officer at Norton Rose Fulbright, Erica Roman, Chief Marketing and Business Development Officer at Cole Schotz, Jay Linder, Director of Communications at Cadwalader, Wickersham & Taft, JeanMarie Campbell, Head of Client Development for North America at Baker McKenzie, Jessica Grayson, Director of Practice Management & Lateral Growth at Stradley Ronon, John Eix, Director of Marketing and Business Development at Crowe & Dunlevy, Julie Chodos, Chief Marketing and Business Development Officer at Axinn, Justin Portaz, Chief Marketing and Business Development Officer at Jenner & Block, Maggie Watkins, Founder of Maggie T. Watkins Consulting, Terra Davis, Chief Diversity & Talent Development Officer at Knobbe Martens, Tom Helm, Chief Marketing Officer at Smith Gambrell Russell, and Trish Lilley, Chief Marketing Officer at Thompson Coburn. From all of us here at Passle, have a very happy Thanksgiving!
The Supreme Court’s decisions in 303 Creative LLC v. Elenis and in Groff v. DeJoy posed issues about religious freedom in the workplace and religiously motivated speech in the marketplace. This panel will consider the cases and their implications for religious freedom, especially how future cases might apply the tests articulated by the Court for “substantial costs” to a business for making an accommodation in Groff, and for what counts as expressive messages protected against the application of state anti-discrimination laws under 303 Creative. The panel will also consider the broader question of if there is value in accommodating religion in the workplace despite conflicts with employer preferences, and likewise, if there is a value in accommodating businesses (especially small businesses, where this typically arises) in light of broader societal preferences (such as non-discrimination law). Observers indicate that Title VII represents statutory values and 303 Creative raises Free Exercise constitutional values, but both cases pose questions about making room for faith in public life.Featuring:Prof. William Eskridge, Alexander M. Bickel Professor of Public Law, Yale Law SchoolMr. Aaron Streett, Chairman, Supreme Court and Constitutional Law Practice, Baker Botts LLPMr. Adam Unikowsky, Partner, Jenner & Block LLPMs. Kristen K. Waggoner, General Counsel, Alliance Defending FreedomModerator: Hon. S. Kyle Duncan, United States Court of Appeals, Fifth CircuitOverflow: Cabinet & Senate Rooms
You've probably heard us say (many times) that we're not a fashion podcast, but today we had to relax that rule because Kylie Jenner's about to release a brand new label and we smell something suspicious... ‘Khy' is being called the youngest Kar-Jenner's ‘debut' into the fashion world, but is it really a debut? We look back on the ghost of Jenner's fashion past (did someone say Kylie Swim?), plus some alleged copycatting that's going on here… we're on the case. THE END BITS Subscribe to Mamamia GET IN TOUCH: Feedback? We're listening. Call the pod phone on 02 8999 9386 or email us at email@example.com WANT MORE? Follow us on Instagram...https://www.instagram.com/thespillpodcast/?hl=en Read all the latest entertainment news on Mamamia... https://mamamia.com.au/entertainment/ Subscribe to The Spill Newsletter... https://mamamia.com.au/newsletter CREDITS Hosts: Laura Brodnik & Chelsea McLaughlin Producer: Taylah Strano Audio Producer: Scott Stronach Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.
Market Proof Marketing · Ep 308: The Lag EffectIn this episode, Kevin Oakley is joined by Andrew Peek and special guest Amanda Martin, an Online Sales Coach here at DYC! Amanda gives some insight into personalization and how far an OSC should go to find an emotional connection for a lead. The team discusses “the lag effect” and the importance of marketers helping their team to understand it and their thoughts on a new Ai rollout of celebrity lookalike chat bots. Story Time (04:29)Amanda quoted Kevin during the Summit “There's never going to be enough emotional drive or urgency if they don't pink something that there's any fear of loss in.” and was inspired by it!Andrew talked with a builder whose content featured the possible objections of their townhomes instead of featuring its positives. Kevin talks about "Lag times"The News (36:15)What are Meta's AI Personas, and how do you chat with them? (https://mashable.com/article/meta-ai-personas-explained)Alexis Rivas on X: BIG news for ADUs today. (https://twitter.com/alexisxrivas/)Google's AI-powered search experience can now generate images, write drafts (https://techcrunch.com/2023/10/12/googles-ai-powered-search-experience-can-now-generate-images-write-drafts)The Q3 2023 Online Sales Benchmarks (https://www.doyouconvert.com/blog/the-q3-2023-online-sales-benchmarks/)Homebuyers Must Earn $115,000 to Afford the Typical U.S. Home. That's About $40,000 More Than the Typical American Household Earns. (https://www.redfin.com/news/homebuyer-income-afford-home-record-high/)Things We Love Things We Hate (01:01:46)Amanda is loving her role of coachingAndrew is loving his task management tool “TikTik.com”Kevin's favorite is the Pro Builder Professional Forty under 40 list! Questions? Comments? Email firstname.lastname@example.org or call 404-369-2595 and we'll address them on the next episode. More insights, discussions, and opportunities can be found at Do You Convert All Access or on the Market Proof Marketing Facebook group.Subscribe on iTunesFollow on SpotifyListen On StitcherA weekly new home marketing podcast for home builders and developers. Each week Kevin Oakley, Andrew Peek, Jackie Lipinski, Julie Jarnagin, and other team members from Do You Convert will break down the headlines, share best practices and stories from the front line, and perform a deep dive on a relevant marketing topic. We're here to help you – not to sell you!Transcript:KevinI think it's Kylie Jenner on here.AndrewOkay.KevinAs an option. Let's see.AndrewMaybe a good option Is this Mr. Beast?KevinOkay. Tom Brady.AndrewOkay.KevinI feel like Taylor Swift was supposed to be one of the options.AndrewLet me see.KevinBut there are. There's 15 and total. I think, including Alvin the alien.AndrewI like the alien. Now that I. I'll trust the alien seems trustable.KevinBob. Bob, the robot here kind of gives me vibes of short circuit, Like one of the best movies from the eighties of all time.AndrewDon't you feel bad for that robot? But you develop.KevinJohn. I mean, Johnny five is alive and you can't find him.AndrewI need to revisit this movie. I haven't seen the movie, but it's been years. It's been years, okay?KevinI mean, I would I wouldn't be surprised because you're young and. But.AndrewYoung'un, I'm an I'm in that cut off. Where? Let's see, when, like, animated movies really took off with late nineties and has before them but like Pixar was 99 I think with Toy Story I think that kind of shifts. Like what shows did you grow up as a kid? They went to Blockbuster for and it was an animated, nothing animated, at least for me.AndrewIt it's like, okay, then kid got stuck watching those for like what I playing for the kids now like, oh, I don't know. Like, did they need to watch all the James Bond movies for like the Silhouette music intro? I be like, Oh no. But I was I think we grew up with that. That was that was usual for them.KevinAmanda What was your childhood media content like?AmandaOh gosh, just some of the classics like Tom and Jerry the Road Runner, you know, like, Okay.AndrewYeah, like a weekend.AmandaLike that is classic and stuff like that. I mean, that's like gone way back.AndrewBut The Simpsons, I guess The Simpsons were on there. I mean, I grew up I remember memories of like Seinfeld was on all the time, like all the time. Seinfeld is like Seinfeld. Frasier is like the same order and just knew what it was be on.KevinApparently, there's a new Frasier show.AndrewOh, you can't because there's no family anyway. Oh, man, It's probably not the same.KevinWe should. We should go and start the show.AndrewYou should. Let's do that.KevinWelcome to episode 308. I'm Kevin Oakley. And with me today is Andrew Peek and Amanda martin.AmandaNo, no.KevinAnd Amanda claims she's never been on the podcast before. I don't know how it's possible.AmandaI don't either. But here we are.AndrewI cannot believe that. But Amanda, you would know, like, if we're out here before. So, yeah, that's right. Got to believe.KevinYou. It's your truth. How long have you been on the team now?AmandaOh, man. About four and a half years. Right at it? Yeah. Yes. That's crazy.AndrewI. I don't believe that The.KevinReason that my memory and this might have just been like a teen call that we were on, but I just remember giving you a semi hard time. But it must have just been like sea questions when you first joined anyway. Yeah, sorry. We should. We should have had you on the table. Everyone watch. What do you do here?KevinYeah. TV For those who may not know.AmandaI'm an online field coach with Jen and Jesse and I help you know, everything with online sales, coaching, new offseason and lifting with these and ramping them up for success, helping with onboarding all the good things. I love it. It's so great.KevinHelping out with Online Sales Academy. Oh yeah. Leading sessions at the at the Do you convert online sales and marketing summit doing all the things so that's why I just.AmandaKind of things Love it.KevinWell, now, sorry, Jen, you're just going to have to come on once every quarter or six months because Jesse and Amanda are.AndrewTaking over.KevinTaking this.AndrewBy. I feel like you're like an O.G., because when I started way back in the day with with the convert you were with, I believe, at Royal Oaks Home.AmandaYes. Yes.AndrewWay back in the day, y'all had amazing videos because I feel like the accents and everything are just so, so different. But also, like, you worked amazingly together. Yeah, that's. That's going way back. So, you know, it.AmandaIs way back. And you sort of.AndrewYears.AmandaYou would like, made us for us like late, late at night and they would just magically be ready the next day or.AndrewDefinitely.AmandaKevin America. Okay.AndrewThat was but yeah yeah. Those fun times. So we go way back. This is, this is good.KevinOkay, so, Amanda, story time, no pressure. First story time in four years. Yeah, I'm one of the best on the team. What do you got for us?AmandaWell, I do have a story for you and question for you. Kevin, Did you know that I quoted you in my session at the summit? Oh, no, no.KevinYou didn't go to the cloud, first of all. But only if my my head is not on the image. Like, there's just something.AmandaOkay, Images.KevinJust like, what.AmandaWas it.KevinAbout pancakes or was it actually about someone else's?AmandaI shouldn't have done pancakes. I would have been good. No, no, it wasn't, though. It just really stood out for me. And one of your Pulse episodes. I even read blog about it, so I don't know if you know you're famous. Yeah.KevinThat's a good hint.AmandaYeah, You said, Kevin, that there's never going to be enough emotional drive or urgency. If they don't pick something that there's any fear of loss, then. So that really just inspired me to talk about the like thing. One part about this, though, at the summit, my session was all about the power of personalization and part of it you talked about selecting one and I used your quote and I related that to when I got our second cat there.AmandaAnyway, that was fun. So that was my that was my story I quoted, you know?KevinOkay, now I have questions for you. Yeah.AmandaOkay. So let's here.KevinI think the perception, maybe misconception about online sales is that getting to one doesn't really matter because you're just kind of giving them general information and you want to get them as quickly as possible to the on site team. So talk to me about when when is it necessary to apply personalization. Can you get go too far in that attempt?KevinIs it is it even possible to to go too deep in personalization, do you think so?AmandaI think I think you do have to it. Well, I'm first of all, because, you know, you have to you have to learn enough about them to be able to recommend something for them. So if you don't if you don't take the time to fully qualify them and learn their story, you can't select one. But if you've done your job, then you should be able to select one, right?AmandaSo I think you have to do that.KevinDo you mean I am assuming, but I want to clarify. You're talking about community. You don't necessarily have to get them down to a particular hall. No, but you got to find something to.AmandaTo find something. Yes. Yes. They are emotionally invested in something that's going to be a good fit for them based on what they're looking for. But yeah, community is great. Sometimes you'll get down to a floor plan and if that's, you know, a big must have for them.KevinOr you're on your lot builder and there's nothing else to.AmandaOf course Yeah, yeah, yeah, yeah. You can't you can take it a little bit too far I guess if you, you know, qualify them out of thing if they don't want to get too far. But definitely a good idea to learn their story and select on and to become emotionally invested in it. So yeah. Yeah. I love your.AndrewLast makes sense.KevinThe last qualifying or and I'm just an insanely curious person so.AmandaI love it.KevinWhen you were just talking about that, it made it feel like it's okay for the online sales person to have an opinion on what's best for the customer based on what you learn about them, which I'm maybe if listening is like, Well, duh. But again, I know, I know sales managers and onsite salespeople who are like, Oh, online salesperson is just supposed to absorb and direct the customer on whatever it is they already came in on.KevinAnd I think to me that connects to this is an older number. I don't I actually don't know where we are currently, but I remember doing analysis of Heartland of about one third of the people who came in as a lead for one community ended up becoming an appointment for a different community after verification and personalization was made.AmandaSo of that. Yeah. So the leads, they don't know everything that you have to offer and that's why the OSD is there to really be able to give that easy button. And that's also why it's great to have signage numbers go to that. With me though, like a story, you know, I had someone going out that was driving out path.AmandaThe community they call, they were interested in that, but it completely did not fit what they were looking for at all. And I was able to reroute them to a different community that was a great fit. So, you know, just because they have to show up somewhere that you think they're interested in something doesn't mean that that's the best fit for them.AmandaAnd you're able to provide them with that knowledge because you know all the products, you know. So it's all about uncovering what they're looking for and giving them that easy button and directing them to the right place. So.KevinMM Yeah. The place that people are headed with over the automated systems, we're saying, well if Amanda asks for information about Happy Acres, this is easy. I just load up information about Happy Acres and I send it to her in little bursts over multiple different channels. And and I think that's dangerous because, again, just the reason that someone reaches out is not a clear connection to what it is they ultimately will purchase or even what they're most interested in.KevinYeah. So I think I think that's interesting thought, too, is that at the end of the day, no matter what else is checked off in the CRM, no matter what pages said they came from there. A prospect for a home above and beyond any particular community or floorplan. It's not that it can't inform or shouldn't inform.AmandaMhm.KevinBut you can't just say oh well they asked for Happy Acres, I will schedule you an appointment via text in 30 seconds at Happy Acres because I can, I can make that happen.AmandaYeah. That's exactly right. That's why I exists.AndrewRight. I just, I can't imagine any automated solution I could build like the emotional momentum to then that increases the appointment kept ratio. That increases like it just gets you along the funnel quicker. Like imagine you hear Amanda close your eyes and Amanda's like, you call. It's like, you know, I think that communities like selected, that might be good for you but we have this other one and then you and your great voice, you're talking, talking and you're like, Yeah, yeah, yeah, let's go, let's go.AndrewI want that versus reading something on the screen. And it's a robot and that has no emotional like it doesn't create any emotion within Yeah.KevinI mean any attempt at fake emotion oftentimes comes off worse than no emotion. Honestly.AndrewHappy, awkward, like this. Yeah.KevinYou I don't know what story you would both use as my example. For me, it's typically like Home Depot or Lowe's.AndrewI like Home Depot. Don't like Lowe's.KevinThe same Lowe's I only looking for their they have seem to have a better power tool selection generally than Home Depot does or a larger one. But other than that, I agree with Abraham. Yeah, but you know, when someone offers you assistance, you have kind of this built in thing of I mean, I really do want as is internal talk now.KevinKevin Internal talk, Yeah. I definitely want assistance finding this one size particular special fastener that I need to replace on something in my home. And all I have is the broken one and I have to go line up the right side. And this is obviously a real world example that have a salad go. But someone's like, Hey, can I help you?KevinAnd everything inside of you is like, Yes, I want help, but I really doubt you're going to be able to offer the help that I need or just be an expert that I need versus just taking up my time. Like we've all had those experiences where someone's like, Oh yeah, I'll try to help you, and then they lead you to like the plumbing section.KevinYou're like, No, but like even I know that fasteners are aisle five, so that's where we should go. And so I think there's always this thing that online salespeople and salespeople and even marketers with some of our messaging has to get through is like the relief that you have as a consumer. When you finally talk to an expert, it truly is just the feeling of exhaling.KevinIt's like, Oh, okay, Amanda knows her stuff. And that's what I'm saying. It's this fine line between overconfidence, oversimplification. You want this, therefore you go there as soon as you can become an actual expert and the consumer trust that everything changes, no matter what the emotional state of either party is beforehand. It's like, okay, okay, I could totally be convinced that I don't even need the fastener.KevinI thought I came in with that as a replacement. Maybe there's something better, but that person's first can have to prove to me that they're not just making stuff up.AmandaAnd they also have to understand your story. What you're going to use it for on the right. How can they make that recommendation?KevinYeah.AmandaMm hmm.KevinYeah. So it's this weird. It's the same thing talking about interest rates right now. You know, interest rates at 8%. I don't know if that's I think we've talked about that enough on other places. We're not going to talk about that in this news. But interest rates, mortgage rates going to 8%. There's a whole bunch people saying don't talk about interest rates.KevinIt's not a big deal, just end. And it's kind of like, well, if everyone knows it, I, I don't think you can completely avoid it.AndrewYeah. Yeah. You're crazy not talking about it.AmandaMm hmm.KevinLike not talking about it or having at least some planned responses for the, like, common objection or statement. Because, again, as a consumer, I would feel it's my job to to be a good customer and to protect myself in this engagement, I would have to be like, you know, we're just a little bit concerned with how high interest rates are right now.KevinYeah, if a customer didn't say that, that would be weird, unless they just know they're paying cash. It's the same the same thing as again, you go to a retail store, do you need any help? The default reaction to protect yourself is no, I'm just looking. It's just what our job is as consumers. That's great.AndrewAndrew Yeah, I had one. I think I'm to shift that over to favorite things. I had him because like literally right before we started, I'm like, I just use this in the example of why I like this piece of software, so I'll save it for favorite things as it's more appropriate. Okay. Townhomes. I love townhomes. They're my favorite.KevinThey're that's I don't is that is that true?AndrewThat's not true. That's not true. I'm not true at all. Because I think that's like my first if I had to be like, what did I first learn coming to to do? I see. And like, I was like, Kevin, why are townhomes always like the issue? Like it was almost like a bat in my head. Like, all right, about this is about a townhome for something struggling and like 2017, 2018 it was townhomes, but two weeks ago, two weeks to three weeks ago, I had to call the builder and is about a townhome product and I was looking through their photos.AndrewIt's a coming soon. The price is really nice. You're like, really that price like, but it's a little farther out. So there's all these challenges with it. And at the end of the call it really didn't go the direction I thought it would, but we really uncover that a lot of their content highlighted the objectives as and they like made the objectives valid against townhomes.AndrewLike unintentional.KevinYou mean objective objections? Objectives.AndrewOkay, This my back. The objections? Yeah. The objections were they were like featuring the objections. Like what do you hate about townhomes? They didn't because their photography is so standardized that the way they photograph townhomes is the way they photographed single family homes. There is no intentionality as far as like, okay, cool, this is a I only how the product here, maybe it's 25 feet wide.AndrewMaybe. I mean, our home is sprint. It's 30 feet. We're on a foot, 40 foot lot. So we're at a 30 foot home.KevinIt's pretty decent for them.AndrewSo it's 20, 25, eight. But all the photography, the angles were not featuring like depth. And so in town, home is more like, what do you hate about it? Or why would you not choose this townhome? They're small and cramped. Okay, so the photography should feature mostly images that feature like the length of the home, right? That's going to be it.KevinYou don't have to document the entire crime scene.AndrewCorrect. Like, let's make sure it is showing like it feels big and spacious. What he also not like phantom asylum's privacy. These include a fence in the backyard that are like it cuts off the backyard where I think it's like a 12 foot fence. You could barely see it. And the photos, as far as like separating you, your back patio from the neighbors, you could barely see it.AndrewSo I'm like, hey, if they feature at every it's like they only needed these big shots of the whole building. This I think there were six units per person, per little per building. And so I saw all six. So like me and Alex, really small, it didn't focus in on like, hey, here's like the living area of your outdoor living area and it says example after example after example, in the order of the images, I'm like, if you showed number three versus number one, you might be able to hook them and create like we talked about with Amanda, like enough emotional excitement, like, oh, you know, that actually does look more spacious.AndrewAnd I'd expect and then you tie in to the fact that like more for all rural area where this townhome project is being built, I think there's as you go farther away from like downtown, there's an expectation of land and space. So a townhome close to downtown to like that's perfect for me. You put that 25 miles outside a city center.AndrewPeople were like, I could get a double wide on 45 acres for 250. Okay, And you're trying to give me 3000 square feet of yard space if that even. Yeah. And why would I do that? Like so your everything they did was the opposite content wise and like, Oh that's really interesting. I've never looked at photos of townhomes.KevinSo instead of I guess I want to clarify that like his clarify and what instead of instead of knowing that those are the objections, is your point and then creating content that speaks to them as No, that's not really a valid objection. You just have a misperception about townhomes are are different. You're saying all of the content just affirmed the likely objections?KevinYes, It didn't because didn't always talk about Smucker's is one of my favorite Smucker's. But the name like Smucker's, it has to be good. It's they know the objection would have been when that first became a brand. This is a weird sounding company. It sounds like just smacking saying I mean, it's just bizarre.AndrewIt is.KevinSo there's there's definitely a technique or approach of saying, I know what the objection is going to be. I'm going to hit it head on with answers or solutions or or different viewpoints. You're just saying that was the big miss.AndrewIs big mistake. Yet it made it made you go like, well, this is why I don't like townhomes. It's what I gathered from it. And it's like this builder. They're very process driven. Everything standardize. You've got to recognize their photos with even at least I can without their name on it. So but they're all great. Like they're they're doing an amazing job.AndrewBut the townhomes are photographed the same way as a single families. The buildings are the same way. And I think that's like the not the issue, but it's like, oh, they could probably like I'm like in one here. There's it's a three, three floors and there's four units in the building. And you go like, well, we're I park like it never feels like where's my home within this.AndrewAnd I think they should like just focus on the unit versus the entire building. As far as the big exterior, they only the kitchens and it's like, well, this kitchen's actually pretty spacious, but the way they took the photo, you can't see all of the kitchen and the shape. And so it looks like there's one countertop to cut something on.AndrewAnd then once something like cooking, you're like, This looks miserable to cook in, it's tiny. And so they should have just had different angles on it. And you keep going to go and you're like, Oh, everything I do, it makes us feel like it's a small, cramped townhome they really don't want to live in. But you'll have to settle for versus like, Oh, it actually looks like a nice place to live.AndrewLike there's ten foot ceilings, you have your private outdoor space on there. And so it could be, I guess if you're struggling with townhomes, which is probably everybody, if you have townhomes, maybe like I look at it in that context, like am I reinforcing why people don't actually prefer townhomes first? For the most part if they're not actually like downtown or a walkable location?AndrewYeah, so we'll see if there's new content. Yeah, that.KevinAnd this is true for every community. Page One of my pet peeves is certainly community pages, where 95% of the images and the photo gallery for the community page are the model home. Yeah, I'm like, Oh, that's not the community, but it's even more so true in multifamily scenarios, settings where if you just had photos of the model versus the community, the walkability, the amenities and again, the area around it is the amenities.KevinThat's, that's why even in.AndrewI agree.KevinMarkets like you know, the broader metro area around Washington D.C. I think we still can be on a on a metro line and that is an important amenity of the community, even if it's not in the community and it's ten blocks down the street, it's still. So that just is even more critical. That's your pick because, I mean, that's just by default.KevinThat's why people are choosing multifamily, mostly because of affordability. And builders choose multifamily primarily because, I mean, this is what I heard my entire career, pretty much as I especially pre and VR, when when you're a smaller or even a large private builder and you're just trying to find opportunities on the landside piece of land as identified, I think it's going to go one way and then, you know, eight hour in two, it's like, you know, this isn't going to work as single family.KevinWe're going to have to turn it into multifamily. Yeah, very rarely for for a builder that's focused on the suburbs, do you do you target let's go find more multifamily product. There are those who do it and you know that. And that's why the people who do multifamily exclusively, just like builders do on your lot exclusively, are typically way better on your lot.KevinIf if 90% of a builder's portfolio single family and they just kind of sort of do multifamily again that's the other reason why that can be a challenge.AndrewDo you think multifamily is going to increase? I want to say substantially, but what does that word even mean? Is that five, ten, 20, 30, 40%, Do you think it's going to have a larger increase? And do you think builders will have more multifamily products the next five years from now compared to, say, ten years ago due to affordability and maintaining the margins they want to maintain?AndrewI mean, I would thinks and this my like dumb assumption is like, well, that kind of makes sense if if they.KevinI think the reason that my answer is yes is because land prices again are the main drivers. Yeah. And those don't seem to be improving like land prices and also becoming more affordable anytime soon, even in in even in an economic downturn. So yeah, but I guess my the reason it's making me hesitate is single family for rent and even just really dense single family is all know I was just in a home yesterday and it's a single family community that was built 15 years ago and the homes are traditional, single family homes.KevinIt's not a zero lot line community, if you're familiar with that terminology. There are a lot lines, but the houses can't be more than eight feet apart. And in where I'm from, that's kind of strange, especially for homes that are probably selling in the $500,000 range.AndrewYeah, And it.KevinIs like this is close.AndrewI mean, that's us. We're we're ten feet apart, you know, five feet and inside. So we're we're cozy with our neighbors. And you could probably. Yeah, that might have been the minimum we could do with our air. But the older homes, like older homes right there across the street, like out the back yard there on Thursday, 50 to 70 foot lots.AndrewAnd so they have quite a bit of room between between them. But we're twice the size square footage. So they made it work. I mean, they sold or they sold in a heartbeat, the smaller, much smaller lot sizes.KevinWell, yeah, my story is about lag times, which that's one of those terms that I just didn't hear a lot about or really fully understand until about 10 to 12 years ago. So, I mean, like eight years into my career in homebuilding and then I was like, okay, I'm understanding. But one of the reasons why homebuilding is so hard of an industry is the amount of time that passes between something changing and the result of that change.KevinA real clear example of this is back to land. Builders have to be looking 3 to 5 years out and saying, Where do I want my communities to be in 3 to 5 years? The physical location to figure out, is this the right price I should pay for this land? Will people want to live here in five years?KevinWhat price with what products and that they're tossing the dirt five years into the future in California longer. And so this lag effect is also what we're experiencing right now with interest rates and its impact on the economy. So everyone freaked out, Oh, my gosh, interest rates changed and it's going to be a disaster. Turns out the disaster hasn't happened yet.KevinPeople are still employed. You know, wages going up for the most part, people still buying homes. And it's because interest rates short term interest rates, which is what the Federal Reserve changes, that typically takes 24, I think 36 months before the impact of wherever the rate was changed. You has a fact because that's how long companies are borrowing from the bank at a particular loan and it doesn't have to be renewed for five years.KevinAnd so they're halfway through that at the rates change. And it doesn't really matter which one of the reasons the big tech companies right now are still firing on all cylinders is they've got $1,000,000,000 or I think in Apple's case, like 20 some billion dollars in cash. And so they're like cool interest rates are higher. We don't need your stupid interest rate bank.KevinYou just keep it. We've got cash. So lag as a term is just you know the delay from making a change to seeing its impact and it's real. They're all over the place in the world, but especially in our industry. And one of the things that I had a conversation with this week with one of our builder partners was a particular struggling neighborhood that we with with them and their team have been, I'd say, squirreling away like a squirrel, attacking a bird feeder, trying everything we can to try to make things work.KevinAnd not really a shock. This is one of the things we talked about. It seems like actually I'm going to give full context here. The the head of of sales and marketing made the comment said, you know, my my father made the comment that every time you all seem to focus on a community, things get better. And the joke is like you kind of like insinuate like, can't you just do that all the time for all of them, which, you know, as a, as the marketer perspective is like, can you just make sure the product and pricing is better so that things just work more often and they don't need to, you know, But that'sKevinthat's the healthy tension in the business. So things get better. But what's interesting is one of the takeaways was that the the getting better was related to the most recent thing. So this weekend, this past week, the number of appointments like tripled or quadrupled to the community. And the connection was what must have been the thing we changed on Friday or Thursday.KevinI was like, well, we can't. We can't say that. We really can't because for the prior 30 days we had taken the average amount of traffic to that community from like 1000 visitors a month to 14,000.AndrewIt's a few.KevinAnd and the concern was, hey, the the lead in appointment volume isn't correlating to that immediately. So we're not sure if these folks are the highest quality folks. So let's actually change some of the messaging adjust spend which the spend was already very, very healthy obviously to get to that level. And then it was like that must be the change that made the difference.KevinAnd I was like, What is your average time between website visit to lead, which most people would have a hard time calculating anyway? In this case, the builder actually has. I don't want to go into that right now because it's somewhat proprietary both to us and them, but they have another way of telling some of that cycle time.KevinBut as an example, one of the other builders you work with just told us yesterday they did their latest analysis from lead to contract, which everyone in this, listen should be able to calculate. Their average cycle time right now is 150 days, 150 days from getting the lead to getting a signed contract. There are reasons why and the type of builder they are that that would be longer.KevinBut the point is that is elongating, the lag is getting wider. And so just imagine if you're that builder and you get 300 leads in a month where you typically would get 100 and everyone gets excited and then you don't get sales for I don't even know what that is for five months.AndrewYeah.KevinSo 100 days.AndrewFive months.KevinYeah. So there's, there's, there's potentially four months where everyone's like those leads were all crap. They weren't worth it. What's going on? It's just really hard. If you don't understand the lags that are in the business to make the dots. So one of the things we talked about to try to bring some practical application here besides just understanding the concept and trying to figure out what your lags are in your business is privacy changes make all this really tough.KevinNow their CRM system does a better job than most at identifying source and medium, but it's still not obviously going to be perfect. We know that in time. It's a particular campaign can be even harder. One of the best good old fashioned ways to do this is just have actual start and stop definitions. So there's two ways to kind of do this good enough, I would say.KevinOne is it'll be really scary because this community just took off. But if you turned off all the extra advertising like cold turkey it on a day and then watch the lag from when you cold turkey to it to when does that appointment volume taper off. If it correlates like if if there's correlation there, then you can at least take some of that.KevinAnd now you could do that for individual channels. Like if you're concerned that the meta traffic or the Google traffic isn't good, you could just cold turkey one. But again, you're going to have to watch the lag. It's not going to be what happens tomorrow or next week. But this this idea of stopping, I'm actually trying to resurface as a really important concept.KevinYou know, we talk about sprints like do a two or three week sprint of of spend or change in strategy, then stop and see what happens. And I feel like right now the impetus for most people is just keep piling on, Just keep doing more.AndrewMm hmm.KevinAnd there's a couple of problems with that. One, you're not even really analyzing. You're just like more and more and more and more and more. And you don't have that. You can't you can't really tell. Like if you've if you've done ten experiments on one neighborhood and then things get better, you don't know.AndrewYou're stuck doing those ten forever. Yeah, maybe only two, right? I mean if you, if you get for ten. Yeah. You don't, you don't have answers.KevinYeah. I just that, that is actually for people who aren't trained marketers, you're going to have to help them understand the lag effect and the I didn't even know really that I was doing this. But but one of the in terms of the lag concept, but I used to tell my salespeople all the time at Hartland, if you tell me the last week of the month that you're freaking out and you're not, you're falling behind or you're not going to hit your sales plan, I can't help you.KevinI didn't frame it in the sense of the lag, but I just said it's too late because it's going to take me 2 to 3 weeks to create the traffic, to then have that interest develop for them to then reach out to get scheduled in for an appointment. It's not going to happen in a week. The only the only prayer we have of turning people that quickly is basically email and the phone texting or calling, and that's for someone already in the database.AndrewI feel like this really makes the case to be much more proactive and like the marketer, we should all be like, That's kind of obvious. Everyone should be more proactive.KevinNo, you're absolutely.AndrewBut they have thresholds of traffic that you monitor per community. So you're ahead of the salesperson who's on the last weekend of the month. They're stressed about their quota on the 23rd. They're like, Oh shoot, I need two more sales this weekend on the 27th, 28th of October. But if you already knew traffic was low on the ninth because you're like projecting it based on what you're seeing in analytics, like I need to bump that, traffic it up somehow and that could prevent things from from escalating to that situation.AndrewBut you need the threshold. So you need to figure out like, well, what's my number? What are the numbers for? It's gray and I don't really have to do anything before someone talks to me about it.KevinAnd before you set those thresholds, you better be doing your coffee and analytics time to be able to understand the patterns, because if you just create random defined thresholds.AndrewYeah.KevinThat's also just going to cause tail chasing. It's like because we already see this happening where people mishear our statement of a thousand units of traffic per community to get 1 to 2 sales from that neighborhood. And they think every neighborhood has to have 1000. But you can absolutely sell four homes off of 300 website visitors. That's allowed and does happen.KevinSo you have to be spending that time to really know where those things are, are going to be set. But that's where a lot of people get caught off guard. Last year at this time was they felt so comfortable with the backlog or the sales volume of of spring and summer that even though the numbers were all going down and we were we were saying on this podcast, other places like, hey, things are 1,000% slowing and slowing pretty quickly because people weren't looking at those leading indicators of traffic because everyone was so overwhelmed with the amount of activity that had been going on for the last two years.KevinMost builders really didn't even realize it was happening until like late summer, early fall. And then they started to freak out.AndrewTo like proactive thresholds. All right.KevinOn to the news. First up from Mashable.com, Metta has some new AI personalities and they are super cool people. That's intentionally bad grammar, but we've got people who look like Jenner's and Paris Hilton. Oh, is this a Snoop dog? I did not realize I was Snoop Dogg.AndrewSnoop. I don't know who the bottom four are on the right side. I don't know whether or not they seem like great people.KevinYeah, they're not all celebrities, but I think somebody for everybody and I think about half of them are the celebrity chat bots are live and they're weird is the subheadline from the article and this is my last intro. And then I'll let you guys share. Which do you think? But they're weird that from the article yet another chat bot with a celeb twist.KevinThat's right. And more chat bots baby. We were promised flying cars and hoverboards and instead we get to talk to bots that can just barely hold a conversation akin to your single worst interaction at a cocktail party. But it looks like a famous person. What do we think here?AndrewThis is Amanda you go.AmandaFrom for the Oh.AndrewYeah. Okay.AmandaGot creeped out by the fact.AndrewIt's it's depressing. It reminds me of the movie. And if you have time this weekend, you should watch it and you'll understand the reference. The movie is called Her H.E.R. Just heard her from 2013. He falls in love with the guy. This guy?AmandaOh, no.AndrewIt's super bizarre. It's very uncomfortable. All you're like, Is this really insane what's happening here? But it's won some awards. But it's it's it's definitely in the, like, eccentric, weird movie category. But it's this. But this. He falls in love with Scarlett Johansson, who is the voice actor, who is the A.I.. So, again, that's that's reasonable. So maybe meta onto something.AndrewLet's try to use celebrities as who you're interacting with, but still read it. You're like, this is okay.KevinSo the short answer from the online sales world who, you know, we love anything that would potentially allow us to connect with more people. This doesn't hit the market. We an agreement. Yeah, this is the agreement where you know okay so I think the interesting question is, is what led them down this path also wrong? Here's what I mean by that.KevinI watch my wife in particular and she follows influencers and I just you know, everyone knows how I feel about the word and the thing and whether we are. Do you convert to influencers or not. All the all that stuff. But let's say there is a workout influencer or last night I'm watching her use flip through her stories and she's like, Oh, I love this person.KevinAnd it's just very clearly an ad for some hair serum. And she's like, Oh, I love this. She's so great. I'm like, It says by now. And she's talking strangely high energy and how much she loves this product. And I go, Of course, she says she loves the product because she's selling you the product, she's making money and she's like, Well, but she designed it.KevinShe made it like that makes even more weird because she's talking about how much she loves this product that clearly the IKEA effect, right? I made this. It must be the best thing ever because it has my name like I did it and yet it doesn't matter. She's just enamored with it. So And every once in a while I see her actually comment or talk to these people who have hundreds of thousands of followers.KevinAnd it it gives her this weird high, I think of like I just interacted with an influencer, I guess somewhat akin to, you know, if Rich Barton or somebody on on Twitter X likes a tweet. But that's like in that scenario for me. I don't expect it and I don't it's their reaction to it, not me just talking or adding them.KevinThat is the exciting part. It's just like, oh, they, they, they read it, responded. There's this weird thing, I think that younger generations are like, I just like my kids just would love the idea of interacting with Mr. Beast in the smallest way possible. So I think there's something there that is directionally right. But they they've missed the mark badly.AndrewBut I think they missed because there's no brand assigned to these people for her to be like, okay, the Kardashians have a brand and that's why people want to associate with them. That's why they buy their products. Mark at the summit, I forgot his last name. Mark from a thousand. What? You buy that apparel because it makes you feel part of the club or makes you feel a certain way.AndrewSo like who we follow also I think makes us feel a certain way or we get whatever emotion out of following that person, interacting with them, or just interacting even just engaging with our social media. And as for Metta, it's like I feel like they're trying to piggyback that experience of like, Oh, I'm interacting with this feels like Tom Brady.AndrewIt talks like Tom Brady or like, This isn't Tom Brady. Tom's on a yacht in Miami doing whatever the heck he wants. He's not this isn't a bot. So like, it's like, of course this is fake. It feels like you're like tricking me, like I'm like a child or something like. And, like, that's that's not the real Elsa at Disney World.AndrewLike, I know that's not her.AmandaRight?AndrewBut they do like. The four year old, the three year old, the five year old. Like they're like, That's Elsa. Oh, my gosh, This is amazing. So, like, they're trying to trick us, like we're like children or something. Something like that. That's why I think the cringes. Yeah, it's, it's, it's obviously fake like. And it feels Grinchy. It's a long way to get that point, I think.KevinYeah. The first message is not not having the real name. So it shows Mr. B's likeness, but his name is Zach. It's almost like right from the get go, you're looking at a fake coach purse that you know is fake and everyone else will know is fake because it doesn't even say coach. But everything about it looks like a coach.KevinPurses like once. Scott you're missing the whole better feel of the essence of the brand, right? If it was a if it's a knock off and no one knows is a knockoff, then you know that that's one thing. But this is a clear knockoff.AndrewAnd yeah.KevinIt, yeah, it just doesn't look that good. But I do think there's something to wanting to interact with these, these people that we know or feeling like there's interaction, but it's just not even close to the, to the mark it's fun.AndrewSomeone's probably going to come up with a something very similar and they'll use like deepfake technology. And so you could like video chat with Tom Brady and it's just people, thousands of people in a call center that then they could use their face and then they'll just like use Deepfake to be like, Oh, I'm actually talking to Tom Brady.AndrewCool. Like, what are you doing it with? So they take his voice and that seems more like a fun experience. It's a waste of time and it's not chat bot, but it's like, look, I talk to Tom Brady but it's not Tom Brady.KevinI mean, there are Elvis impersonators and not all of them look like Elvis. Maybe we're completely wrong.AndrewThat's true. We'll find out. That might be gone in a year. All right.KevinNext up, there is an actual article, but we're linking to a Twitter, a tweet on X. Well, I've finally crossed the chasm. I call Matamata pretty consistently, but I am having a hard time with X. I agree. A gentleman named Alexis who said big news for ADD used today, accessible dwelling, accessory dwelling units. These are essentially small homes connected or not connected, but in the yard or somehow on property.KevinThat's for another primary residence have now been able. The FHA policy now allows 82 rental income to qualify for mortgages, further cementing their role in the housing market. And in places like California, you know, if you can rent out your ADU for 3500 bucks a month and that counts, as you know, rental income, that's a big deal.AmandaYeah, that's really neat.AndrewYeah, that's neat.AmandaI actually talked about this on my coaching call today. Like, because, you know, like people are running into this of a high interest rates affordability like it's not it's a condition now that you know just an objection it's the conditions that like how could you overcome that and I thought this was like possibly thinking out of the box like a great opportunity for builders.AmandaYou know, like they build the customers house, Maybe they can build a little tiny home to like L.A. money.KevinOr I mean, it's.AmandaActually.KevinThe construction of an 80. You can be folded in to New construction financing. So now it's like, I'm going to build both these things.AmandaYeah.KevinYeah, yeah.AndrewYeah.AmandaThat's true.KevinI think lenders really may begin offering borrowed mortgages on properties that they to use on the new policies effective immediately. Mm.AndrewYeah. So Alexis builds what appears to be areas that look really nice like they're, they like they would fit in a backyard better than a tiny home looking looking thing like they're really.KevinNice $350,000, probably tiny others.AndrewThey're pricey. My first thought I think it's neat, but I'm like, okay should someone who's buying through an FHA be a landlord? And will this like what is their rate if they have to use 82 income to qualify? Like I'm like, does that hold significantly higher risk? Because if it's ever vacant or if it's vacant for x percent two months out of the year, can I make their mortgage if they don't have that income for two months or three months or four months or something?AndrewSo you qualify for it, or maybe they've been paying rent. That's actually more than what their new mortgage would be. And they're like, Please, just let me do something. I'm not even I rent that thing out there, but my rent now is 5500 a month. I'm a finance and I'll be 4400 per month and I'm saying they'll be rental income.AndrewYeah, I like that.KevinThere's certainly be unintended consequences from this. Like one of the comments on here is I have a house with a garage that I want to convert into an 80. You, you know, well this helped me and so it might Yeah. And then and it might improve your value. It might lower the value of the primary residence if you don't no longer have a garage.KevinSo but I mean people California are super excited about this. And the one I know if it's this particular change or something else that because I think call it the state of California also passed a different law related to its use. But every individual municipality has to basically opt in or say, yes, that's allowed. And so in the markets, even where this is the would be the biggest deal because a lot of aid use already exists in California is can't qualify each individual market.KevinSo L.A., San Diego, you go service each town has to say, yes, that's allowed and that's going to take time. And it won't necessarily be applied everywhere, but super interesting. Next up from TechCrunch, Google's AI powered search experience can now generate images and write drafts. So this is kind of the only lead in here from this article. Is that the trend?KevinFor sure? You've got folks like Jackie Beatty or Openai who are trying to create brand new platforms using alarms and AI powered tools. And then the other trend is just integrate those kind of tools within the already standard platforms. An example of this is Adobe. Adobe is like, I see, I see you daily and I see you, I have to say discord, use it via discord.KevinBut what's the other Netherlands?AndrewI lose, I lose track anyway.KevinThat's what I use all the time. So it's crazy. I can't think of it, but they're like cool and nice. Try trying to like, you know, integrate artificial intelligence in images. We're just going to drop it into Photoshop Illustrator and all the tools that real creatives already use. So they don't need your other little silly thing because it's going to just be built into the platform that those experts already use.KevinSo this to me is kind of big picture. What Google is doing here is let's just integrate all this right into the core product. But what else are your thoughts on this one wager.AndrewI'm a fan. I think it's super cool. The because I think all the tools you've mentioned, they are not user friendly. Like for normal people to use.KevinHaving to learn the average just how to use discord to to use what is the premiere generative visual tool, which I can't think of the name of, is they got.AndrewTo go to Discord first. So it's like, it's annoying. Yeah, it's not accessible. And that's I think that's the way to for the fastest progress is to make it accessible to everybody where there's no login, there's no credits or whatever you have to buy to get it and make it work. I know it's expensive to run these things by Google pushing it.AndrewI'm all for that because I will. I think that will push progress on this a lot faster for the robots to take over the world. Just getting the last one or not, I'm all for it. Let's let's do it. This will help with them be easier to make PowerPoints and decks and presentations. This is what I need. Yeah.KevinAnd it's it's not everything. And they're they're doing it kind of interesting where the one example in the article and I saw a video on this as well if you do a Halloween table setting search and click images in Google where you see you'll see all the normal images and then you'll just see a box that says create something new with our generative A.I. tool.KevinAnd then you click that it will create four additional images for you out of thin air. And so it's it's not like, again, that's trying to incorporate to the to the image search you're already going to. And then it's like if you're not finding exactly what you're looking for, just make it. I think it's I think a smart also, by the way, when you try some terms, that box does not appear.KevinAnd my other thought is, is there some initial scrub there that goes? Is there enough images that we believe would it be highly correlated to this? Then we don't even need to show this generative AI option because there's already.AndrewLike.Kevin10,000 really good options. It might only be appearing in less, less popular searches.AndrewYeah, let's play with that. That's fun.KevinAll right. Next up, we've got the numbers. We've got the third quarter.AmandaWe balanced.KevinIt was benchmark data.AmandaIs this.KevinIs this like a world premiere.AmandaAnd release? Yeah. Okay. Hot out the press. I yeah. So I prepare these calculations with the benchmarks every quarter they call me the nerd over here so many ways. But but good numbers So yeah I compare it to quarter two. So benchmarks for quarter three are lead to appointment. We have 40% though, that went down just by 1%.AmandaSo kind of steady appointment to sell 19%, which is down 2% from quarter to that contribution that went up, which is really neat to see. The online sales contribution went up to 48%, whereas quarter two with 46% and quarter one with 45%. So not only increasing, which is very exciting. Yeah. One thing to point out though, is that leads they did go down by around 15% last count from quarter to quarter three.AmandaSo I'm going to pick your brain off of that. So why do you think lead counts are dropping and doesn't even matter? Or tell us what you think.KevinWhat your rivals and I both saw the same tweet from Lance, formerly of Forbes. He just started his own newsletter on housing data. Now, be a good follow or a sign up if you're if you if you like, that kind of nerdy content. But he just said, hey, basically I crunched the numbers and October is the least affordable month for housing in the last get ready 100 years.AmandaOh least affordable month and.AndrewWe have no problems with affordable.KevinWe got no issues here. Oh work. In fact I think this is this is just data that I saw about an hour ago and I don't have it still pulled up, but I believe of the National Association of Realtors just came out with updated data that showed for the I think for the first time in at least like the last flying blind here 20, 30 years, there are under 4 million transactions that are that are currently like they call it annualized transactions.KevinSo they take a data point and they say if it stayed here and was and happened over 12 months, this would be the number and it was the lowest that it had been in whatever time frame they were talking about, and it was below 4,000,003.96, I think. And so there and the other end and little piece of the puzzle, Amanda, is a lot of our builders who do highly partner with local real estate professionals like were.KevinAnd these are major markets, not like top 15 markets in the country. They're calling the top two or three agents in the market that they've had great relations with. And they're like, Hey, we've got this great thing or we've got this opportunity, We've got these homes. And the response from these these are the best of the best agents and those markets are that sounds awesome.KevinI have no. One to work with. I don't have customers.AndrewWow.KevinTo work with. You know, so 15% those aren't too bad. And the other thing is the overall slope. But what we can see as well from home builder data and other data providers is that the slope of the decline this year is nowhere near as steep as last year. So last year in this and the third and fourth quarter, it just dropped almost actually almost as severely.KevinThis is all transactions used and new, almost as severely as during the Great Recession. It wasn't starting at a higher high like that chart. You look at it, it's just like, oh my goodness, down 80%. Some ridiculous number. But the steepness of the curve is severe but pretty short. This year we didn't ever get as high as last year's highs, but the decline and the slope of the decline is more steady and slow.KevinSo take your poison. Would you rather be down 15% or I bet if you went and looked at the same data last year, third quarter, second quarter. Mm. Just My quick guess would be it'd be 35. So you know that's the thing with percentages is Yeah. The higher high probably felt great. Yeah. But the ride down probably felt worse.AmandaRight. That makes sense. Mm hmm. Yeah.KevinAnd I'm most interested in the apartment to sell ratio. I got 90%. That's what you said was.AmandaFor 19%. Now.KevinThat's still freaking awesome.AmandaI agree.AndrewDown from 21%, I think. Right?AmandaYeah.AndrewSo that's shifted.AmandaAll in 2%. Yeah. Yeah, yeah. And I love these benchmarks because, you know, it's just such a good overall image because, you know, it's all market that's large builders, small builders established online program, new programs. So it's just a really great mix to have an overall view.KevinYeah.AmandaYeah.AndrewIt's real, real data.KevinOh, hey, something just happened. I think. I think somewhere in the last hour we just crossed over officially 25000 minutes of the podcast, which does means I said yesterday so you could listen to market proof marketing Monday through Friday for 8 hours a day and still be able to listen to a fresh new episode for you for over 60 days now.KevinFor over two months now, the tools.AndrewYou will see.AmandaThem catch.AndrewYour life change. It'll be like a sitcom, like an had two kids here now. Yes. Three, seven has a new house like all these things that have happened.KevinI mean, again, the IKEA effect is real. So it might just be because we made it. But if I ran a marketing department and hired someone who was brand, I would be tempted to just mandate like, Yeah, over the next three months I'll give you three months, but you need to listen to like just have it in the background.KevinYou don't need smooth jazz, you don't need rock and roll or country. Just listen. I know it happened years ago. Just listen to it. Anyway.AndrewMy like reprogram their brain. And so if they had something wrong with the brain, maybe it fixes that. There's nothing wrong with it. Maybe there might be something wrong with it, then maybe that'll be fine. Yeah.KevinOkay. So you're going to have to make sure we do favorites because we're going to end on a depressing note on the news stories here, unfortunately. But according to Redfin.com, homebuyers must earn $115,000. That's obviously household income to afford the typical U.S. home. That's $40,000 more than the typical American household actually earns. So, okay, some of you listening are like, I mean, that's that's a lot of money, but that's not terrible.KevinBut when you put it in the context of the average household brings in $75,000, that's a problem.AndrewIt's a lot of buyers that put that were previously in the market are not in the market like they are. They cannot participate. That's a better way. They are they cannot participate in home buying those people because of that.KevinYep. And the typical years homebuyers monthly mortgage payment is 20 $866 an all time high, up 20% from a year earlier.AndrewThat's a bit of a mortgage so crazy.KevinBut you know rates are just a state of mind. Just take the rate.AndrewYou know, just stay in it like it's not permanent. I mean, you still might need 28, 66 for the average average.KevinBut yes, and I do you know, some of the folks that I see posting the stuff I like, I get it when you're speaking to people within the industry, you're you're trying to motivate, put things in context. But then there's other people who are within the industry who are clearly talking to just the average person. And you're like, I don't think you come across the way.KevinYou think you come across here.AndrewYeah, I mean.KevinIt's not if you live in the Bay Area, California, by the way, you have to earn at least $400,000. Oh.AndrewNo big deal.KevinNo big deal.AndrewNo big deal.KevinRust Belt buyers, nearly CENTCOM, Detroit home buyers only have to earn $52,000. Wow. But it's still a 19% increase from last year.AndrewYeah, that's in Detroit. You could buy some houses for like nothing because.KevinYes, if yes, like $10 if you.AndrewThere are.KevinRoom and even give it away, because that sounds interesting. There's Japanese, there's homes in Japan, they're the same way. And Spain and and other parts of Asia. You buy this home for ten bucks. But before you jump out and say, I'm going to become a real estate mogul, you have to promise. In Detroit's case, I think you have three years to bring the house up to a certain level of livability or you lose it again.AndrewSo I still don't.KevinWant people buying up a bunch of land and doing nothing with it.AndrewAmanda has it's close to Detroit, so we move to Detroit.AmandaI know, but no, but actually like 3 hours. But I have your place there. But I am close. Yes.AndrewYou don't. You have no reason to go there.AmandaYou think I'm an area of Detroit.KevinI'm a bigger fan of the west side of Michigan, generally speaking. Okay. But you didn't. You don't care about that. That's not why you're listening to the show. How does affordability get fixed? I think everyone keeps saying the way to fix affordability is just to build more. But I just want to remind everyone that there are still this problem of the price of land, and that's not helping things, and it's build more of a certain type of home which zoning and or voters will not allow.KevinSo you either have the problem, not my backyard or zoning or building a bunch of stuff in a place where no one is, which is its own challenge. So not likely to to be fine is.AndrewNot in my back.KevinEven if manufactured housing takes off like a rocket.AndrewYeah.KevinMm hmm. All right, so let's end with current favorites. Yeah. Got to be a favorite this time. Amanda What do you got?AmandaYeah, well, I. I have really been loving. A favorite is the role of coaching that I have been able to kind of step into the role full time. And it's just been really neat to see the best of clients and kind of be with them through the journey of like really establishing their program. Like Candace, that whole homes, for example, we do the builder shop and she was one of the ones that made it all the way through one of the three.AmandaAnd I was like proud coach moment and thought that just really neat to see their numbers kind of come to life when when they don't have that before and then also see them grow like as they as you spend time with them. So I've been loving that and I've also been loving the fall weather, the shift in perspective, you know, like I was like, no, I don't want summer to end, but that's the best we are.AmandaAnd the the leaves are beautiful and I'm enjoying it.AndrewSo your life change color?AmandaYeah. Without changing color. So they're so prett
Welcome back for a brand new episode of the Locked On Fantasy Hockey Podcast! Another Monday waiver wire target special where I suggest FIVE players you need to go pick up right now! Columbus Blue Jackets have looked refreshed and rejuvenated thanks to their captain Boone Jenner who is dominating all categories right now. Evan Rodrigues is looking happy down south with the Florida panthers and Jesper Kotkaniemi is making the most of his opportunity in the absence of Sebastian Aho. If you want to win then grab a piece of the Vegas Golden Knights, specifically William Karlsson who is only rostered at 20% and is lightning it up to start the year. Of course we end the show with Big Time Bets but only one game on for Monday night! Thanks for making Locked On Fantasy Hockey your 1st listen, every day. We are free and available on all platforms and make sure to subscribe and follow us for the latest episodes every day! Timestamps 0:00 Intro Waiver Wire targets 2:00 Boone Jenner 4:07 Evan Rodrigues 9:15 Jesper Kotkaniemi 11:20 Trevor Moore 13:15 William karlsson 18:15 Big Time Bets Follow & Subscribe on all Podcast platforms…
Evie Jenner's instagram: https://instagram.com/thetypeguide?igshid=MzRlODBiNWFlZA==Eneagram coaching: https://www.lifeandlemons.clinic/evie-enneagram-coaching-sheffield/
Keskiympyrä-podcastin seitsemäs jakso sukeltaa ensimmäisen NHL-viikon syövereihin. Carolina Hurricanesin suomalaishyökkääjät ovat aloittaneet räväkästi, ja Colorado Avalanche on tarjonnut juhlan aihetta. Käsittelyyn pääsevät myös viikon yllättäjät ja pettymykset. Lopuksi kasataan viikon tähdistökentälliset sekä veikataan Stanley Cup-mestaria. *** Alkupuheet (00:00) *** Uutiset: Makar, Toews, Avalanche (01:40) Draisaitlin ylivoimamaaliennätys (04:38) Loukkaantumiset (07:07) *** Viikon nostot: Matthews, Jenner, Vatrano (08:50) Onko 70 maalin NHL-kausi mahdollinen? (09:45) Vegasin mestaruuskrapula (11:05) Oilersin kylmäkäynnistys, McDavid, Woodcroft (16:11) Pelastaako Leo Carlsson Ducksin? (23:21) *** Suomalaiskatsaus: Onko Laineesta sentteriksi (25:36) Sahaako Teräväinen omaa oksaansa? (29:23) Saros, Nashville, Pärssinen (33:59) *** Avausviikon yllättäjät ja pettymykset (36:35) Avausviikon tähdistökentät (49:09) Keskiympyrän Hockey GM-nostot (59:18) Mestariveikkaukset (60:30)
Diversity Equity and Inclusion are top of the agenda for many law firms, but there's no silver bullet to effectively implementing programs and strategies that drive meaningful change. Today on CMO Series REPRESENTS, Yasmin Zand is fortunate to sit down with Courtney Carter, Director of DEI at Jenner & Block, to unpack her remarkable journey and the profound impact she's making across her firm. Courtney discusses the firm's cornerstone DEI initiatives that have proven to develop and advance diverse lawyers, the common missteps and misconceptions that have historically hindered law firms in their DEI journey as well as practical takeaways for law firm leaders, marketing and business development professionals and clients, alike, to take the industry forward.
Establishing a culture of trust within a marketing function, and across the wider firm, is arguably one of the most important roles of a legal CMO. Today on the Passle CMO Series Podcast, Ed Lovatt is lucky to welcome Justin Portaz, Chief Marketing Officer at Jenner & Block who has curated a powerhouse marketing team over the past three years. Justin joins the series to share his journey so far and how he's building an agile marketing team that thrives in today's landscape. Justin and Ed discuss: How Justin approached team building during the uncertain times of COVID-19 The role that trust from firm management plays in the team-building process How to ensure you bring the right people in to the team How to foster collaboration between marketing and other departments across the firm The importance of partnering with the COO during the process and why that was pivotal to building trust across the firm How collaborative efforts drive overall business success Advice for Marketing leaders looking to build trust within their team and the wider firm
Ep.68 Empowering Children Living with Medical Conditions Through Play ||Mary Jenner RN BSN OCN Helping kids with conditions such as cancer through play is a wonderful way to support them. Playtime is not just fun but a powerful way for these brave kids to feel better emotionally and forget about their illnesses for a while. Giving them toys to play with lets them be creative and strong and have some normal fun, even though they are sick. These toys are like little sparks of happiness in their tough journey and a reminder to them that they are strong and can still be kids and have big dreams, even when things are hard. Join this conversation with Mary Jenner RN, former Pediatric oncology nurse who has dedicated her life to developing medical devices and toys for kids living with cancer. Mary Jenner wears many hats with passion and purpose. As a loving mother, dedicated nurse, and accomplished author of "The Butterfly Pig," she is also the driving force behind the innovative kid's medical device toys. Mary's mission is to create a world where children can gain confidence and understanding through play, particularly those with medical conditions. Her journey began in the challenging realm of Pediatric Oncology, where she recognized the need for medically inclusive toys. Years later, after nearly eight years of service as a care coordinator and clinic nurse in an adult oncology unit, Mary decided to take her commitment a step further. In April 2023, she bravely left her clinical role to fully devote herself to her thriving business, offering children a brighter, more inclusive future through the power of play. Tune in! Key Highlights from the Episode: [00:30] Episode intro and a quick bio of the guest, Mary Jenner [01:44] Meet and greet Mary Jenner and know what her value to the world [05:43] Mary's experiences in hospice and palliative [09:31] Mary's current projects [12:43] Who Mary works with to design the toys from a picture to a real toy [16:14] Success stories of how Mary's toys have helped children [19:09] Other toys available besides the kid's devices [20:07] How you can get Mary's baby products [20:40] Her best medical products [21:46] Who a child life specialist is and their invaluable services [24:16] Golden nuggets and words of wisdom from Mary [26:25] Ending show and calls to action Notable Quotes ● Though hospice empowers some people, it can be disempowering to others because they feel as if accepting hospice is like giving up. And that is a tough mindset to change in oncology. [08:00] ● The way a child learns is through play. [17:56] ● The understanding of kids is based on them touching things. That is why kids' toys are so important to them. Kids learn and grow when they interact with them. [18:54] Let's Connect Mary Jenner Website: https://thebutterflypig.com/ LinkedIn: https://www.linkedin.com/company/thebutterflypig/ Instagram: https://instagram.com/TheButterflyPig Facebook: https://facebook.com/The-Butterfly-Pig-114229727028293 TikTok: https://www.tiktok.com/@thebutterflypig Mary's Book: https://thebutterflypig.com/book/ Marie's Contact: Marie@HospiceExplained.com www.hospiceexplained.com http://buymeacoffee.com/hospice Marie@HospiceEncounters.com Leave a Voicemail: 206-705-3080
Featuring Peter Rosenbaum, partner at Jenner & Block, focusing on strategic transactions, and Joan Stearns Johnsen, Professor of Law, University of Florida Levin College of Law, arbitrator and mediator, and former Chair of the ABA Dispute Resolution Services Section. Peter led a team developing a dispute prevention program engaging third-party neutrals, and Joan has assisted in developing the curriculum for training third-party neutrals as dispute prevention business facilitators.
Starting today a Catholic synod will take place throughout October in the Vatican to discuss the direction of the Church. Delegates will consider the way in which all members participate and decide the future direction of key issues such as the role of women. Emma Barnett talks to the former Irish president Mary McAleese about the issues facing the Church. Rishi Sunak will today give his first Conservative Party conference as Prime Minister – but his moment in the spotlight is under threat from the women in his party. Home Secretary Suella Braverman has been called the “front-runner” for next leader after her speech, while Liz Truss became the surprise breakout star of conference. So is the future of the Conservative Party now female? Kitty Donaldson, UK Political Editor at Bloomberg News, and Isabel Hardman, Assistant Editor of The Spectator, join us from the Conservative Party conference in Manchester. And what can ordinary women learn from Liz Truss about bouncing back from a public failure? Writer Viv Groskop and Psychotherapist and podcaster Emma Reed Turrell discuss the lessons women can learn from Liz Truss's return to the spotlight. The UK's first and biggest study into pre-eclampsia which can affect the kidneys, liver and brain can cause seizures in women has been launched. The study will monitor women before pregnancy, during and after birth to find out why some women develop the conditions and the long term health implications. Presenter: Emma Barnett Producer: Lisa Jenkinson Studio Manager: Bob Nettles
The high-stakes trial of Sam Bankman-Fried is set to begin on October 3, and the FTX founder and former CEO will have to answer for his role in the cryptocurrency exchange's downfall, which led to billions in losses. Both the prosecution and defense are currently preparing for what is set to be a significant milestone for the crypto industry. Kayvan Sadeghi, partner at Jenner & Block and Sam Enzer, partner at Cahill Gordon & Reindel, discuss the differences between a civil and criminal trial, what the jury selection process might look like, and what arguments the prosecution and defense might use to support their cases. Listen to the episode on Apple Podcasts, Spotify, Overcast, Podcast Addict, Pocket Casts, Stitcher, Castbox, Google Podcasts, Amazon Music, or on your favorite podcast platform. Show highlights: The difference between a civil and criminal trial and why it's difficult for the defense to prepare while Sam Bankman-Fried is in jail Whether SBF was offered a plea deal and if so, why he didn't take it What the process of vetting jurors looks like and what both sides are looking for What a pre-opening jury charge is and why Judge Lewis A. Kaplan might choose to use it The importance of intent when it comes to SBF's charges The pros and cons of the defense using the argument that the FTX founder was receiving poor legal advice What charges SBF is facing and whether the defense or prosecution has the upper hand How the opening statements of both the prosecution and the defense might play out Whether SBF will be put on the stand and why that could be a "dangerous" move, according to Sam How the defense could respond to testimony from key witnesses like Caroline Ellison or Gary Wang How Judge Kaplan being a "tough sentencer" could impact SBF's jail sentence, according to Sam Thank you to our sponsors! Crypto.com LayerZero Popcorn Network Guests: Kayvan Sadeghi, partner and co-chair of Fintech & Crypto Assets at Jenner & Block Previous appearance on Unchained: Why the SEC vs. Ripple Order Is Now About 2 Things: Coinbase and Congress Samson Enzer, partner at Cahill Gordon & Reindel. Links Previous coverage from Unchained on Sam Bankman-Fried and FTX: Here's How Sam Bankman-Fried's High-Stakes Trial Could Play Out Why FTX Might Try to Claw Back Funds From Retail Customers How Much Prison Time Is FTX's Sam Bankman-Fried Facing? Why the Legal Process for FTX and Sam Bankman-Fried Could Take Years The Chopping Block: SBF Wants to Win in the Court of Public Opinion. Will He? Jesse Powell and Kevin Zhou on How FTX and Alameda Lost $10 Billion Sam Bankman-Fried on How to Prevent the Next Terra and 3AC Details of the trial: Unchained: FTX: The Exchange That Brought Down the Industry CoinDesk: Here's the Sam Bankman-Fried Trial Schedule The SBF Trial: How Did We Get Here? Here's How FTX Founder Sam Bankman-Fried's Trial May Play Out Forbes: Sam Bankman-Fried Could Face 'Very Long Sentence,' Judge Says Before Denying Release SBF's defense team: Unchained: Sam-Bankman-Fried Files New Request for Temporary Release Before Trial CoinDesk: U.S. Department of Justice Opposes Sam Bankman-Fried's Latest Move for 'Temporary Release' Key witnesses: Unchained: SBF's Expert Witnesses Barred From Testifying at Trial Reuters: Who is Caroline Ellison, a key witness set to testify against Sam Bankman-Fried? NYT: Prosecutors Detail Evidence Against Sam Bankman-Fried - The New York Times CoinDesk: All of Sam Bankman-Fried's Proposed Expert Witnesses Should Be Barred From Testifying: DOJ Judge Blocks Sam Bankman-Fried's Proposed Witnesses From Testifying Business Insider: Sam Bankman-Fried is being sent to jail after a judge revoked his bail over alleged witness tampering Jury selection: CoinDesk: Sam Bankman-Fried Can Ask DOJ Witnesses About Drug Use Cointelegraph: Sam Bankman-Fried's political donations can be surfaced in trial, rules judge Learn more about your ad choices. Visit megaphone.fm/adchoices
Taylor Swift went out to dinner in NYC with a lot of celebs and then Travis Kelce was caught leaving her place on Saturday am. Micheal Orr and the Tuey family conservatorship is over thanks to a judge in Tennessee. Kylie Jenner and Travis Scott have changed there sons name a year and half later.Make sure to also keep up to date with ALL of our podcasts we do below that have new episodes every week:The Thought ShowerLet's Get WeirdCrisis on Infinite Podcasts
Bad Bunny y Kendall Jenner, la pareja del momento, protagonizan la nueva campaña de una prestigiosa marca de moda. Sin embargo los fanáticos los están criticando fuertemente por sus decisiones ¿De qué se trata? Aquí te contamos.Y además en El Gordo y La Flaca: Canelo obtuvo una nueva victoria en Las Vegas y contó con la compañía de varios artistas no solo en su salida, sino como espectadores de la pelea.Crecen los rumores entre una relación amorosa entre Geraldine Bazan y el ex de Ninel Conde.No solo Gabriel Soto opinó sobre el supuesto romance de su ex, esto dijo Niurka Marcos sobre los rumores entre Giovanni Medina y Geraldine.Le preguntamos a Lupillo Rivera sobre los nuevos problemas legales que rodean a su familia y esto nos contó. ¿Cómo le fue a Pique este fin de semana con sus hijos en Miami? ¿Con quién colaborará Chiquis Rivera? ¿Meghan Markle irá a la política? Esto y mucho más en los Chismes Gordos.
Does Kylie Minogue deserve her gay icon status? From Pride48's final livestreaming weekend, Mike and Kyle talk about the worldwide pop sensation herself, Kylie (Minogue, not Jenner). In this episode: Main Topic (Kylie Minogue)- 4:54 || Gayest & Straightest- 53:03 Come see us live in Houston! Visit www.gayishpodcast.com/live for tour dates, details and tickets. We can't wait to see you! On the Patreon bonus segment, Mike share more LGBTQ firsts from soap operas around the world. If you want to support our show while getting ad-free episodes a day early, go to www.patreon.com/gayishpodcast.
We joked last week that Mike Babcock and Johnny Gaudreau wouldn't last...we didn't expect one of them wouldn't make it to the opening of their first training camp together. As the other camps open, the Leafs are trying Nylander at centre and the Oilers are just hoping Jack Campbell can get close to his past form. The PWHL has its first draft. Listen Here: iTunes Google Play Stitcher Direct MP3 iHeart Radio Banter Title Player Mark Streit - connect to Paul Bissonnette Streit 08-09 Islanders Bill Guerin -> 08-09 Penguins Paul Bissonnette Feedback News Babcock Firing -chronology of events - Bissonnette and Whitney discuss on Spittin' Chiclets - Babcock, Blue Jackets and Jenner release statement saying mischaracterization - Bissonnette doubles and triples down - Commodore says it's true - NHLPA investigates - NHLPA / NHL meet - Fridge reports that PA / Bluejackets meetings were intense. PA found some young players uncomfortable - meeting away from team facilities, Babcock had phone for several minutes - Babcock resigns Davidson - “This is what we had to do, and the resignation process had to start at that point.” - why not fire him? Josh Bailey -Ottawa PTO PWHL Draft - Teams had a 10 day window to sign 3 free agents and then there was a 15 round draft after that. Boston, New York, Minnesota, Toronto, Montreal, Ottawa $35,000 minimum salary, $55,000 Average, $80,000 max. Must sign 6 players to 3 year, $80,000 deals Bruins - Marchand captain 100th season sweaters are interesting Guess the 5th Training Camps open!! What are things we're watching? Leafs - Nylander moving to Centre Reaves talking big - going to change the locker room - how will that be received? Bertuzzi, Domi, Reaves - extra grit good for team? Klingberg - return to form? Oilers - questions Lavoie makes it? Broberg - where will he play? (RHD with Nurse?) Gagner, Sutter or Erne make team from PTO? Campbell bounce back? Connor Bedard goals at Rookie camp - release is weird and lethal Penguins wear warm ups at rookie camp because Dubas makes players earn the jersey Athletic article on rule changes players would like to see https://theathletic.com/4879265/2023/09/20/nhl-rule-changes-player-poll/ Stamkos disappointed that no extension talks have happened. Crazy Stat
The hottest TEA right now. Er það Kylie x Timothée rómantíkin eða eitt annað risa surprise?!?!!? TUNE IN RIGHT NOW!!! Þátturinn er í boði: Real Techniques Laugar Spa - https://worldclass.is/organic-skincare/ Beautyklúbburinn
Show Open – CFB 30 for 30s are always a win. Kyle McCord is Ohio State's starting QB. Ryan Day wants better play in the trenches. Babcock and Jenner respond to weird story. Higher or Lower- ESPN NFL Power Rankings. Browns perception problem. Stephen Brooks (247Sports) joined for insight on what's going on with Michigan State. Hey Guys: hip hop draft, opening a restaurant, Winning Time longevity and more. Can you parlay the entire top 25? Nate Davis (USA Today) joined for more NFL talk.
It's another throwback this week as we review Wolf of Wall Street from 2013! This movie is directed by Martin Scorsese and stars Leonardo DiCaprio, Jonah Hill, Margot Robbie & more! We talk about just how insane this movie is, and also spend some time reminiscing, because this was the first movie the both of us ever saw together! Before we get to our review, we talk about the death of Jimmy Buffett, Timothée Chalamet and Kylie Jenner getting together, Joe Jonas and Sophie Turner divorcing, & more! Follow the show on social media! Facebook: Twitter: Instagram: Follow us on Letterboxd Jared Katie Be sure to rate and review the show wherever you listen! --- Send in a voice message: https://podcasters.spotify.com/pod/show/thesilverscreenpodcast/message
Charlie Puth is now engaged to longtime girlfriend Brooke Sansone. Kylie Jenner and Timothée Chalamet have falling very hard for each other, and they think wedding could happen soon. Danny Masterson was sentence yesterday to 30 years to life.Make sure to also keep up to date with ALL of our podcasts we do below that have new episodes every week:
Turns out Shelby Sos might have stayed out a little TOO late last night! Join Intern John, Sos, Rose, Hoody, and Erick as we use Shelby's deepend voice to bring back "Lie Like A Guy" and talk to listeners about their secrets in a batch of John's Little Secrets! Plus DJ Dirty Elbows starts your weekend off right with an all NEW Weekend Rollout! All that and more today with Intern John & Your Morning Show!Make sure to also keep up to date with ALL of our podcasts we do below that have new episodes every week:The Thought ShowerLet's Get WeirdCrisis on Infinite Podcasts
It's official Joe Jonas filed divorced against Sophie Turner. Barbie home release date has been pushed back a week; new date is September 12th. Kylie Jenner and Timothée Chalamet have made if public at the Beyonce concert over the weekend.Make sure to also keep up to date with ALL of our podcasts we do below that have new episodes every week:The Thought ShowerLet's Get WeirdCrisis on Infinite Podcasts
In 2004 the bodies of 22 year old Lindsey Cutshall and her fiancee 26 year old Jason Allen were discovered in their sleeping bags on Jenner Beach in Sonoma County, California. Their murders would remain unsolved until 13 years later in 2017. Listen along as you sip a Murder on the Beach cocktail! Fin the cocktail recipe on our Instagram @CrimesandCocktails or our Patreon patreon.com/crimesandcocktails We hope you enjoyed our camping themed series this summer, be sure to come back for Spooky Season! =) --- Support this podcast: https://podcasters.spotify.com/pod/show/crimes-and-cocktails6/support
How are firms adopting Artificial Intelligence in the Risk Management space? Given the fast-paced and highly publicized technology trends involving AI, what are the biggest challenges organizations face today with adopting AI technologies and in particular maintaining security and compliance around client, firm, and personnel data. Questions the moderator will ask the speakers: Where do AI capabilities exist in the Risk Space? Reporting, Terms of Engagement, Conflicts Searching, Data Analytics, Records, etc. Data captured at client/matter inception is used throughout an organization, would you tell me what key factors join teams together and how organizations maintain consistency especially with AI “running in the background”? How do firms control the information and the learning? How or when does an organization begin to trust its AI? What are the fears/blocks an organization will address prior to deciding to implement AI technology? As the industry patterns dictate and pressure increases, how can organizations assess security concerns in a timely and thorough manner? How do an organizations' client(s) fit into the mix? If an organization's client(s) oppose the use of AI technologies with their data, how does the firm comply? What are the specific steps an organization can take to ensure a successful adoption of AI technologies? Confirmed Moderator: Elizabeth Suehr, Director of Legal Risk Systems and Strategy, Jenner & Block Confirmed Speakers: -Aaron Rangel, Director of Product Management, iManage -Bennett Borden, Partner, DLA Piper Recorded on 08-16-2023
This is a story about a man named Frank Jenner. Frank Jenner was a man who set a great example, following Jesus in the area of evangelism. We thought this would be a great way to conclude our conversation regarding "How to Share Your Faith". We also would like to invite anyone who lives in the Philadelphia area to worship and study God's word with us at our in-person meeting that takes place every-other Monday night at 7:30pm. Visit phillyyoungadults.com for additional information about our ministry.Feel free to message us on instagram (@phillyyoungadultscc) with any feedback, questions, or topics you want to hear about on the podcast or you can shoot an email to email@example.com Visit our website here.
Former President Trump is facing criminal charges in Florida and New York, and indictments are reportedly likely in Fulton County, Georgia, and Washington, D.C. Two of these are in federal court; two of them are in state courts. Some have facts in common; some are seemingly unrelated. Trump is also involved in multiple civil litigations. And it looks like at least parts of these proceedings will be happening all at once. How does that work? Lawfare Executive Editor Natalie Orpett sat down with Brandon Fox, a partner at the law firm Jenner & Block and former Chief of the Criminal Division in the Central District of California, to talk through how it may all play out. They talked about the challenges Special Counsel Jack Smith's office and state prosecutors will face, how Trump's lawyers will leverage those challenges, and what judges are likely to do in response.Support this show http://supporter.acast.com/lawfare. Hosted on Acast. See acast.com/privacy for more information.
Today we are talking with Evie Jenner founder of ‘The Type Guide',As ‘The Type Guide' she coaches all kinds of clients looking for breakthrough whether its career changes, relationships, friendships, teams or just personal development. But having spent most of her 20's dealing with undiagnosed and misdiagnosed health issues she is especially hopeful of the impact the enneagram can have in women's health. This lead her to develop a coaching course focused on our menstrual cycles, the only one of its kind in the UK. She's desperate to tap into the wisdom of our bodies and the enneagram to improve women's lives and their periods. connect with Evie here: https://www.thetypeguide.co.uk/ -- Thank you to this week's podcast sponsor: BETTERHELP: Our listeners get 10% off their first month at betterhelp.com/egram — Call/text your enneagram questions to (828) 338-9127 Grab a copy of my books at www.thehonestenneagram.com & www.theenneagramletters.com Check out my YouTube channel: www.youtube.com/sarajanecase Learn more about your ad choices. Visit megaphone.fm/adchoices
XRP isn't itself a security; it depends on how it's sold. So said a federal judge last Thursday in the SEC vs. Ripple case and the implications are significant. Jake Chervinsky, chief policy officer at the Blockchain Association, and lawyer Kayvan Sadeghi, partner at Jenner & Block, join the show to discuss two major ramifications. One: U.S. District Judge Analisa Torres dealt a major blow to the legal theory underpinning the SEC's case against Coinbase. Two: This order really “lights a fire” under U.S. lawmakers to act on a pair of crypto bills in Congress. Listen to the episode on Apple Podcasts, Spotify, Overcast, Podcast Addict, Pocket Casts, Stitcher, Castbox, Google Podcasts, Amazon Music, or on your favorite podcast platform. Show highlights: why this is an “extraordinary victory” for the industry, according to Jake whether Judge Torres made the right decision how the SEC could seek an interlocutory appeal to halt the case, though it's unlikely what are the pending items in the case that need to be resolved why the order that Judge Torres issued is not a final judgment why it is more important to look at the transaction, not at the nature of the asset, to determine whether something should be deemed a security whether the SEC has the authority to call digital assets securities the significance of the “major questions doctrine” how the order in the Ripple case will affect other cases like the Coinbase one whether exchanges should re-list XRP why this case could be instrumental in steering the direction of crypto regulation in the U.S. whether other crypto tokens like SOL or MATIC should feel relieved with this new ruling why Jake says that this case will speed up the chances of crypto legislation getting passed what the differences are between the current crypto bills that are being proposed whether SEC Chair Gary Gensler should recuse himself from enforcement actions in the crypto industry Thank you to our sponsors! Crypto.com Arbitrum Foundation TOKEN2049 Guests: Jake Chervinsky, chief policy officer at the Blockchain Association Previous appearances on Unchained: The Chopping Block: Jake Chervinsky on How the SEC Has Lost Credibility All Things Crypto Regulation With Jake Chervinsky Everything You Need to Know About the Looming Battle Over Privacy in Crypto Can Crypto Be a Force in the Midterms? Yes, Say Kristin Smith and Jake Chervinsky Kayvan Sadeghi, partner at Jenner & Block and co-chair of the fintech and crypto assets practice. Links: Previous coverage of Unchained on the Ripple case: New Order in SEC vs. Ripple Over XRP Is a Win for Crypto: What Happens Now? The Chopping Block: Should XRP Holders Really Be Rejoicing? The SEC's Lawsuit Against Ripple and 2 Execs: What You Need to Know Ripple's XRP: Why Its Chances of Success Are Low SEC vs Ripple: Judge Rules XRP Sold on Exchanges Is Not a Security CoinDesk: Ripple, Crypto Industry Score Partial Win in SEC Court Fight Over XRP Ripple Labs Ruling Throws U.S. Crypto-Token Regulation into Disarray The Washington Post: Ripple ruling threatens SEC's crypto regulation push Chair Gensler Must Recuse Himself From Digital Asset Enforcement Decisions - Blockchain Association Learn more about your ad choices. Visit megaphone.fm/adchoices
Following on from our discussion of the scrappy HWM Grand Prix cars, there's much more to hear: Simon and Guy discuss drivers like Stirling Moss, Lance Macklin and James Hunt; some interesting Aston Martin talk, and analysis of the 1955 Le Mans disaster and how safety was transformed in its aftermath.Enjoy this special bonus episode!BUY THE BOOK:https://www.amazon.com/John-George-HWMs-racing-Britain/dp/1910505323SEE THE NEW DB12 at HWM ASTON MARTIN LIMITED:https://www.hwmastonmartin.co.ukSUPPORT THE POD:https://www.buymeacoffee.com/hpheritageINSTAGRAM: @horsepowerheritageYOUTUBE:https://www.youtube.com/results?search_query=horsepower+heritageHORSEPOWER HERITAGE IS NOW ON TWITTER:https://twitter.com/TargaStorioSUPPORT OUR SPONSORS:http://modelcitizendiecast.comhttps://www.drivetowardacure.orgFIND US ON THE WEB:https://www.horsepowerheritage.comSupport the show
In this episode you will hear: (27:37) Mark and Susan discuss an article that appeared in, “The Chronicle of Higher Ed” entitled, “The Have's and the Have Nots: Higher Ed Is Increasingly Becoming Unequal”. It was written by Robert Kelchen and it appeared in the Chronicle on June 14th, 2023 https://www.chronicle.com/article/the-haves-and-have-nots-of-higher-education?sra=true&cid=gen_sign_in (01:03:05) Mark and Lisa will answer a Speakpipe question from Ellie from New York. She wants advice on what is the best time to take a gap year. (01:12:32) We continue our four part interview as Mark interviews Akil Bello on the topic of, “Tough Questions about SAT and ACT test scores” Preview of Part 2 v Akil gives his backstory, walking us up to what he is doing now v Akil tells us what the mission of Fairtest is and he explains why the mission appeals to him v Akil explains the new Digital SAT; he shares the pros and the cons of the new test v Akil explains his thoughts on whether it is a good thing that the Digital SAT is an adaptive test v Akil explains the problem that he has with the College Board v Akil shares his perspective on schools like MIT and Purdue and Georgetown requiring test scores (01:26:00) The recommended resource is the immediate Students For Fair Admissions Affirmative Action post-decision analysis webinar by, Jenner and Block, the leading law firm that the IVY league school's employ to help them to understand what they can and can't do. This webinar is OUTSTANDING and worth 52 minutes of your time to watch it. https://sites-jenner.vuturevx.com/66/3114/landing-pages/access-webinar-recording.asp (01:39:16) Mark and Lisa discuss her visit in June to McGill University in Montreal. McGill is our College Spotlight for the week. Part 2 of 2 You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. Speakpipe.com/YCBK is our preferred method for you to ask a question and we will be prioritizing all questions sent in via Speakpipe. If you have a question for one of our upcoming interviews with admissions professionals, here is a list of admissions professionals who we will interview in 2023 or 2024 Confirmed interviews not yet completed Bard-Mackie Siebens Rice University-Tamara Siler American University-Andrea Felder Pitzer College-Yvonne Berumen Chapman University-Marcela Meija-Martinez Connecticut College-Andy Strickler* Trinity College-Anthony Berry* College of the Atlantic-Heather Albert* Spelman College-Chelsea Holley* Scripps College-Victoria Romero* Saint Louis University-Daniel Wood-(Interview is about transfer admissions, Daniel is a transfer counselor) Colby College-Randi Arsenault* University of Georgia-David Graves* University of Minnesota-Keri Risic Cornell University-Jonathon Burdick Oberlin College-Manuel Carballo Carleton College-Art Rodriguez Swarthmore-Jim Bok Joy St. Johns-Harvard Duke-Christoph Guttentag Florida State-John Barnhill Southern Methodist University-Elena Hicks Johns Hopkins-Calvin Wise Cornell University-Shawn Felton Haverford College-Jess Lord UAspire-Brendan Williams Yale University-Moira Poe Bard College Baylor University Butler University California Institute of Technology-Ashley Pallie Colorado School of Mines Creighton University University of Puget Sound- Robin Aijian To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. Check out our new blog. We write timely and insightful articles on college admissions: Follow Mark Stucker on Twitter to get breaking college admission news, and updates about the podcast before they go live. You can ask questions on Twitter that he will answer on the podcast. Mark will also share additional hot topics in the news and breaking news on this Twitter feed. Twitter message is also the preferred way to ask questions for our podcast: https://twitter.com/YCBKpodcast 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please subscribe to our podcast. It really helps us move up in Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: Check out the college websites Mark recommends: If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: If you want a college consultation with Mark or Lisa or Lynda, just text Mark at 404-664-4340 or email Lisa at or Lynda at Lynda@schoolmatch4u.com. All they ask is that you review their services and pricing on their website before the complimentary session. Their counseling website is: https://schoolmatch4u.com/
In 1949, a determined pair of Englishmen took on the whole of Grand Prix racing with their new little cars, and they were the first British Formula team to make the scene at the dawn of a new era. John Heath and George Abecassis built precious few machines, and their efforts are largely unknown today... but the story of their HWM racing team is a fascinating and often surprising one. Simon Taylor enjoyed a long and successful career in publishing and motorsport broadcasting. His two-volume book "John, George and the HWMS" is the definitive work on this subject.Guy Jenner is the CEO of HWM Aston-Martin Limited, the world's oldest Aston Martin dealer. His career has allowed him to trade in (and enjoy) some of the most sporting automobiles ever built.BUY THE BOOK:https://www.amazon.com/John-George-HWMs-racing-Britain/dp/1910505323SEE THE NEW DB12 at HWM ASTON MARTIN LIMITED:https://www.hwmastonmartin.co.ukSUPPORT THE POD:https://www.buymeacoffee.com/hpheritageINSTAGRAM: @horsepowerheritageYOUTUBE:https://www.youtube.com/results?search_query=horsepower+heritageHORSEPOWER HERITAGE IS NOW ON TWITTER:https://twitter.com/TargaStorioSUPPORT OUR SPONSORS:http://modelcitizendiecast.comhttps://www.drivetowardacure.orgFIND US ON THE WEB:https://www.horsepowerheritage.comSupport the show
This week's episode is with my new friend, Evie Jenner. Evie is a menstrual cycle enneagram coach and let me just tell you, she's incredible! In this episode, we discuss Evie's health history, which ultimately led her to connect the enneagram and the feminine cycle after seeing it help her in so many ways. We also dive into what the enneagram is and how it can be used to understand yourself and others on a deeper level. Additionally, Evie gives an incredible overview of the feminine cycle and shares how both the enneagram and feminine cycle can be used to understand one's self on an even deeper level.You absolutely NEED to connect with Evie. She is on Instagram @thetypeguide and can also be found on Threads and TikTok at the same handle. Want to WATCH the podcast on YouTube? Now you can! Watch & listen with this link: https://www.youtube.com/channel/UCvxZW1UUEZoDhyOSKqcZqKwCHECK THIS OUT!!Podcast Facebook Community:Have you joined the podcast Facebook community yet?! If not and you are a woman that is interested in having a place to connect, inspire and support other like-minded women, this is the place for you! In the Facebook community we will share our health and wellness journeys with one another in an effort to normalize these talks we often shy away from, or feel are not welcome. They are welcome here, and I can't wait to see you in there!!Use the following link to request to join:https://www.facebook.com/groups/385487936132272/Bi-Weekly Newsletter:Join my bi-weekly email list by sending me an email to firstname.lastname@example.orgProducts I am OBSESSED with:Therasage:Use code KELLYB to save 10% on your own portable Infrared Sauna and take your healing to the next level! Click HERE to shop.Skin Essence Organics:Skin Essence Organics is an amazing company makes affordable, non-toxic skin care products that not only smell good, but feel good, too! All of their products are 100% plant-based, organic, cruelty-free, gluten-free, and non-GMO. To start supporting your body and our environment, head on over to https://www.skinessenceorganics.com/ (if you are in the US) or https://www.skinessence.ca/ (if you are in Canada) to try out these amazing products. You can get 10% off of your order when you use the code: kelly, plus free shipping on orders of $49 or more.Funk It Wellness:Funk It Wellness Seed Cycling Kits and Maca Powder can be found at: https://funkitwellness.com/Use the code: KELLY20 to save 20% on your order!!Finally, if this podcast resonates with you, it would mean the world to me if you could take a 20 seconds of your time and leave a review on Apple Podcasts or Spotify. Reviews help this podcast become more searchable and therefore allows me to impact more people, like you! Feel free to tag me on Instagram @kelly_bluth so that I can personally thank you or reach out to me via email at email@example.com. I am so grateful for you and look forward to continuing on this journey together!
This must-listen episode is for both men and women since couples who track and hack their unique monthly female cycle together tend to strategically understand one another better across the board. This allows for work, family, and relationship dynamics to thrive in a healthier system than ever before, and this issue is so big in fact, that about 90% of couples experience these shifts in their relationships across the month. Today, Christa deep dives with us in a practical and also fun conversation (we promise!) with Enneagram coach, and female cycle expert, Evie Jenner, Type 1sx (1-5 Marriage Pairing) of @thetypeguide. You definitely don't want to miss the best ways to make the most of the shifting seasons across each month together with us right here! We talk about which times of the month are best for rest, for work, for creating, for sexual intimacy, and SO much more together right here! Get Evie's freebie right here: https://www.thetypeguide.co.uk/ and follow her at @thetypeguide on Instagram, Tiktok, and Thrive! Watch the episode on YouTube Follow Evie on Instagram Here @TheTypeGuide Get Evie's freebie at her website! Head on over to enneagramandmarriage.com to check out all of our Enneagram & Marriage freebies and resources! Instagram: @enneagramandmarriage | @enneagrammarriagepod Facebook @enneagramandmarriage Love what you're learning on E + M? We would be honored if you'd leave a review so others can find us too right here at Apple or on Spotify here!
"Thank you to all whom shared their stories, passion and curiousity with TBJ. If you ever need a place to crash when traveling through Colorado, I would be honored to host you" Alex Mintling TBJ https://maps.org/about-maps/ https://www.lucid.news/report-final-round-up-from-mapss-psychedelic-science-2023/ (1.Vanessa - 0hr 10min) (2.Keven - 0hr 18min) (3.Christina - 0hr 25min) (4.Gabe – 0hr 32min) (5.Sarah – 0hr 35min) (6.Justin – 0hr 46min) (7.Terra – 0hr 52min) (8.Peter - 0hr 59min) (9.Katherine -1hr 6min) (10.Jenner – 1hr 10min) (11.Emily & Lori – 1hr 16min) (12.Megan – 1hr 21min) (13.Marc – 1hr 25min) (14.Ian -1hr 34min) (15.Ryan – 1hr 43min) (16.Doug – 1hr 49min) (17.Kavalla – 1hr 56min) (18.Karen – 2hr 10min) (19.Lynn – 2hr 33min) (20.Elise – 2hr 46min) (21.Marc – 2hr 52min) (22.Beth – 3hr 4min) (23. Sarah, Paul, Salise – 3hr 18min) (24.Chad – 3hr 29min) Fireside Project: "The psychedelic peer support line provides emotional support during and after psychedelic experiences." Call or Text 62-FIRESIDE (1-623-473-7433) Open everyday 11:00am - 11:00pm PT National Suicide Prevention Lifeline . . . 988 https://suicidepreventionlifeline.org/ Colorado Crisis Services & Peer Support 1-844-493-8255 https://coloradocrisisservices.org/ Hope Center Eagle River Valley 970-306-4673 https://www.yourhopecenter.org/ SpeakUp-ReachOut https://www.speakupreachout.org/ 970-632-3858 www.TheBuildersJourney.com Alex K. Mintling Plumb Kendall Solutions Alex@PlumbKendall.com www.RemodelVail.com Music Provided by our proud sponsor: Plumb Kendall Solutions www.RemodelVail.com Music Sourced from www.Pond5.com
This week Jen's guest is Adam Benforado, author of the compelling new book A Minor Revolution: How Prioritizing Kids Benefits Us All. The Atlantic said A Minor Revolution is “An extremely sympathetic and worthy attempt to protect kids…. [this is] a book that reads like a manifesto. His ideas are bold, to the point, and ambitious.” Salon praised Adam's work as “Ambitious . . . His unifying argument is anti-inertial. . . . The book blew my mind.” And friend of the podcast, Heather McGhee (author of The Sum of Us), said Adam “weaves compelling real-life stories with legal and economic analysis to deliver a bracing indictment of our society's self-sabotage. He doesn't end there, however; his final recommendations for how to change course are both revolutionary and accessible.” Adam is a professor of law at Drexel University. A graduate of Yale College and Harvard Law School, he served as a federal appellate law clerk and an attorney at Jenner & Block. He is also the author of the award-winning New York Times bestseller Unfair and is also the author of numerous scholarly articles and popular essays. Contact Booked Up: You can email Jen & the Booked Up team at: BOOKEDUP@POLITICON.COM or by writing to: BOOKED UP P.O. BOX 147 NORTHAMPTON, MA 01061 Get More from Adam Benforado Twitter | Website| Author of A MINOR REVOLUTION Get More from Jen Taub: Twitter | Follow the Money Substack | Author of BIG DIRTY MONEY
Today we welcome into the Kancelled kourtroom momager and alleged kriminal Kris Jenner. From a talk show that flopped, to being behind almost every controversial kar-jenner decision this episode we charge Kris with being too much of a yes woman. But is Kris kriminally responsible of the questionable choices of her children? And is there a fit punishment for the woman who works harder than the devil? THE END BITSSubscribe to Mamamia GET IN TOUCH: Feedback? We're listening! Call the pod phone on 02 8999 9386 or email us at firstname.lastname@example.org CREDITS:Hosts: Clare and Jessie Stephens Producer: Talissa Bazaz Audio Producer: Madeline Joannou Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures. Just by reading our articles or listening to our podcasts, you're helping to fund girls in schools in some of the most disadvantaged countries in the world - through our partnership with Room to Read. We're currently funding 300 girls in school every day and our aim is to get to 1,000. Find out more about Mamamia at mamamia.com.au.Support the show: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.
Happy birthday to Princess Lilibet, who turned two—and celebrated with a “celeb-packed all-American bash.” Internet sleuths are in an uproar as it seems that Kylie Jenner and Kendall Jenner skipped their grandmother's funeral to attend Beyonce's concert. Taylor Swift nearly made a young fan dreams come true by bringing her onstage during an “Eras Tour” show, but she said she immediately changed her mind when she thought about the child's safety. Rob's best pal Delaina Dixon from DivaGalsDaily's joins him today. Don't forget to vote in today's poll on Twitter at @naughtynicerob or in our Facebook group. See omnystudio.com/listener for privacy information.
Influencer Jaci Marie Smith is with us in the O.R! She explains long-running joke that she's Kendall Jenner's social media “muse”, and why it might actually be real! Jaci shares the results of her Instagram detox and what she learned about her relationship with social media. And, Jaci opens up to Tanya and Becca about her journey after stepping away from Mormonism, and discovering new parts of her identity and her faith.See omnystudio.com/listener for privacy information.
Adam talks about the Jenner family including the time Brody Jenner crashed at the Toyota Grand Prix, how Caitlyn Jenner sometimes calls him up to agree with something he said, and how he predicted her transition back in 1998. Chris reports the news about an Australian advertising her OnlyFans account on a billboard and a puppy getting thrown from a car during a police chase before Adam hears about updated lyrics for the new 'Little Mermaid' movie. Next, actor and comedian Jim Belushi returns to the show to talk to Adam about the new season of ‘Growing Belushi'. They discuss cannabis laws in Europe, Jim's family dynamics, how he built his home in Oregon, his friendship with Dan Aykroyd, the pressure of working on SNL, and his roles in ‘Salvador' and ‘About Last Night'. PLUGS: Watch Jim Belushi's series, ‘Growing Belushi' on Discovery Channel & streaming on Discovery+ Learn more about Jim at BelushisFarm.com And follow him on Twitter, @JimBelushi THANKS FOR SUPPORTING TODAY'S SPONSORS: SimpliSafe.com/ADAM FastGrowingTrees.com/ADAM OReillyAuto.com