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In this episode, I sit down with Kaleb Dean — founder of Studio Stendo and one of the deepest design thinkers I know — for a conversation about pricing, purpose, and building a creative business that gives you freedom without sacrificing your craft.Caleb shares how his journey from academia to agency ownership forced him to unlearn what design school taught him about value — and instead focus on becoming a business owner first and a designer second. We dig into the mindset shift that helped him move from $3K logos to $22K brand strategy packages, and how asking better questions around business outcomes completely changed the trajectory of his sales process.We also talk about autonomy — time, financial, and creative — and how his family's needs (like flying regularly between Idaho and Chicago) became the real pressure that forced him to level up. Caleb opens up about the compounding power of content, the underestimated ROI of one-on-one conversations, and why your first 100 pieces of content are really just you learning how to think clearly in public.This one's a thoughtful, honest look at what it actually takes to go from high-level creative to high-impact business owner. If you're someone who knows you're a strong designer but you're still not getting paid accordingly, you'll resonate deeply with this episode.Want help building a more profitable design business? Book a 1:1 strategy call here — https://www.profitabledesigner.com/schedule/Follow me on Instagram for daily content, marketing tips, and podcast updates — https://www.instagram.com/profitabledesigner/
Nikhil Rao is Co-Founder of Reflex, the open source framework to build and deploy web apps in python. Their project, also called reflex, has over 22K stars on GitHub and is a library to build full-stack web apps.Reflex has raised $5M from investors including Lux Capital. In this episode, we dig into:The power of deploying apps using only Python Balancing abstraction and code level access for users The challenges low code frameworks have had becoming production-gradeThe apps users are building with ReflexHow he thought about Reflex Cloud Their vision to be as big as React
Description: In this episode of HB Conversations, we sit down with the always entertaining and insightful Jacob Khan, who has just taken on the role of Hairbrained's first-ever Creative Director! Jacob shares his journey from hairdresser to social media sensation, educator, and brand ambassador—now stepping into a leadership role that will shape the future of Hairbrained's content and events. Jacob opens up about the turning point that skyrocketed his career on Instagram, his unique approach to blending humor with hair education, and the lessons he's learned about balancing creative freedom with brand partnerships. He also gives us an inside look at his vision for Hairbrained's future, working closely with the team to elevate education, empower hairdressers, and create opportunities for emerging artists. Key Topics Covered: ⏩ How a viral moment led to 22K followers overnight ⏩ The evolution of hair education & making learning fun ⏩ Navigating brand partnerships without losing authenticity ⏩ The power of social media in building a personal brand ⏩ Jacob's new role as Hairbrained's Creative Director and what's next ⏩ The future of content creation for hair professionals With his signature humor and unfiltered honesty, Jacob breaks down what it takes to thrive in today's industry—whether you're behind the chair, behind the camera, or building a brand.
From Side Hustle to Seven Figures: Tax-Saving Secrets with Barbara from Your Tax Coach™What if the key to unlocking financial freedom was as simple as restructuring your business? In this episode, we sit down with Barbara Schreihans, the CEO and founder of Your Tax Coach™, who went from a solo accountant trying to pay off $22K in student loans to running a multi-seven-figure firm with 30 employees across 16 states. She shares her game-changing tax strategies for business owners and real estate investors, breaking down complex concepts into simple, actionable steps. Learn why an S-Corp could save you thousands, the biggest tax write-offs you're probably missing, and why most accountants are giving you bad advice. Whether you're making $150K or scaling past $1M, Barbara's insights will help you keep more of your hard-earned money.Meet Barbara SchreihansBarbara Schreihans (pronounced ShREE-hands) is the Founder and CEO of Your Tax Coach, the Creator of the Write Off Your Life™ Course, and voice behind the Life-Changing Money podcast. She's a kickass tax strategist, business coach, and all-around master when it comes to wealth and finances. Barbara aids business owners and high net-worth individuals in saving tens of millions of dollars in taxes while also growing their profits. When she's not leading her team, coaching clients or dreaming up new goals for her company, you can find her drinking coffee, hanging out with her family and traveling the world.Follow Barbara on Instagram Learn more about Barbara and her services on her website If you enjoyed this episode, make sure and give us a five star rating and leave us a comment on iTunes, Podcast Addict, Podchaser and Castbox about what you'd like us to talk about that will help you realize that at any moment, any day, you too can decide, it's your turn!Have a topic you'd like discussed or a situation in your life that you're having trouble making a decision about? Leave Christina a voicemail at 501-402-0085 to be featured on the next episode!
In this episode of The Health Fix Podcast, Dr. Jannine Krause interviews, Heather Deba, the founder of HD Body Academy. Heather has helped 22K women regain control of their metabolisms and achieve ideal weight. She's helping women learn how to study their body to reset their metabolism and maintain weight loss. Heather helps her clients find value in working on the nervous system aspect of metabolism alongside sleuthing out your metabolism. What You'll Learn In This Episode: How women over 40 increase their metabolism How to gain muscle fasted while skipping endless hours at the gym How to reset metabolism and stop yoyo dieting Why Heather doesn't recommend quick jumps up in calorie intake like in reverse dieting Why prolonged caloric deficit on top of working out leads to weight gain A cost effective way to figure out your metabolic rate Why Heather sees food sensitivities as a sign of stress on the body Resources From The Show: Mind Metabolic Boost Kit - @heatherdeba on Instagram - DM her "NewYear" and she will send the kit to you. Message Heather on Instagram @heatherdeba
本期节目我们邀请了几位听众,一起来聊聊箱根现场的观赛体验和观赛tips,他们分别是:往路:@彭程 往路终点观赛体验(从小涌谷沿赛道走到箱根,9公里左右)@PV@曼仔@佳凝@南哥@小小@大素 往路5区15K芦之汤站给水、往路终点青学报告会@Leticia 往路2区7K横滨站附近(住附近酒店)复路:@PV(曼仔) 6区7区交接风祭站@Leticia 复路9区15K横滨站东口给水@佳凝@南哥@小小 复路起跑,6区18K箱根汤本,8区11K辻堂站,9区15K横滨站东口,10区22K日本桥如果要看5区或者复路起跑等山上内容,住宿选择:箱根汤本附近/小田原附近/御殿场附近如果要无脑看比赛,横滨站是好选择其他内容还请大家通过节目了解,更多精彩内容请xhs搜索"跑者日历"。� 2025箱根专题节目由阿迪达斯赞助播出=======================微博 / 小程序 / 服务号 / 小红书:@跑者日历公众号: 跑者日历RUN365各音频及播客平台:跑者日历跑者日历播客矩阵:跑者日历/装备说/PB计划/跑圈速递/首百计划商务合作请添加微信号:janicegooner加入听众群:请添加客服微信号 paozherili
For the better part of four decades, American sculptor André Harvey did much of his work in the Brandywine Valley; in Rockland. He created realistic and contemporary sculptures of all sizes, mostly depicting animals, cast in bronze using the lost wax method. Harvey also worked in granite, made collages, painted, and designed sculptural jewelry cast in 18K and 22K gold.Harvey passed away in 2018 at the age of 76 and in the new book “André Harvey Sculptor,” Bobbie Harvey, André's wife, maps out his journey as an artist and their life together.For this edition of Arts Playlist, Delaware Public Media's Kyle McKinnon sat down with Bobbie Harvey at her Rockland home to reflect on André Harvey's work and indelible legacy.
Fat Loss School - Weight loss, Wellness, and Mindset Lessons for Women Over 50
Over the past year, this show has reached some milestones that I am so proud of: ranking in the top 2.5% of global nutrition podcasts, surpassing 22K downloads with 69 episodes, and—most importantly—bringing you actionable fat loss tips, motivation, and hope. I want you to know what it takes for women over 50 to become their healthiest, most vibrant selves. This show is for YOU, and I want to make it even better as we head into year two. Please share your feedback as a review of the podcast and to me personally through one of the contact links below. ENROLL in my Jan 6-Feb 16 FASTer Way 6-week online class at https://www.fasterwaycoach.com/AMYBRYAN CONNECT with Amy Bryan any of the following ways: SCHEDULE a discovery call, VOICE MESSAGE me, JOIN my free Facebook community group, and DOWNLOAD my latest freebies at www.linktr.ee/amybryanfasterway EMAIL me at amy@fatlossschool.net.
In this episode Carl interviews Jessica Vaughan, Director of Policy for the Center of Immigration Studies about Trump's mandate for mass deportation. Topics include: 1)Why Republicans must follow through on their pledge to mass deport illegals that entered during the Biden-Harris administration despite backlash or risk defeat in the midterms; 2)how sanctuary cities are protecting over 22K criminal illegals; 3)why a moratorium is needed on all immigration; 4)how can Trump and Tom Homan rescue the over 300K missing migrant children and more Facebook: https://www.facebook.com/carljacksonradio Twitter: https://twitter.com/carljacksonshow Parler: https://parler.com/carljacksonshow Instagram: https://www.instagram.com/thecarljacksonshow http://www.TheCarlJacksonShow.com NEW!!!! THE CARL JACKSON SHOW MERCH IS HERE. SUPPORT THE PODCAST GETTING A T-SHIRT NOW! https://carljacksonmerch.itemorder.comSee omnystudio.com/listener for privacy information.
In this episode Carl interviews Jessica Vaughan, Director of Policy for the Center of Immigration Studies about Trump's mandate for mass deportation. Topics include: 1)Why Republicans must follow through on their pledge to mass deport illegals that entered during the Biden-Harris administration despite backlash or risk defeat in the midterms; 2)how sanctuary cities are protecting over 22K criminal illegals; 3)why a moratorium is needed on all immigration; 4)how can Trump and Tom Homan rescue the over 300K missing migrant children and more Facebook: https://www.facebook.com/carljacksonradio Twitter: https://twitter.com/carljacksonshow Parler: https://parler.com/carljacksonshow Instagram: https://www.instagram.com/thecarljacksonshow http://www.TheCarlJacksonShow.com NEW!!!! THE CARL JACKSON SHOW MERCH IS HERE. SUPPORT THE PODCAST GETTING A T-SHIRT NOW! https://carljacksonmerch.itemorder.comSee omnystudio.com/listener for privacy information.
In this episode, we are joined by Dave Perrin, FMA client and founder of Seven Movement based in Stockport, UK. A defunct industrial mill was transformed into a state-of-the-art gym for Dave to build his business. But Dave was struggling, poor footfall wasn't bringing in new customers and his business model was killing his profits. Improving his marketing, sales and business operations with FMA has changed David's life for the better. Now he is able to step out of the business, spend more time with his family and expand his business with confidence after tripling monthly recurring revenue to £22K and making 80% sales conversions. Make sure you listen/watch this episode to find out exactly how Dave transformed his fitness business. Key Highlights: How Dave tripled his monthly recurring revenue from 7k to over 21K Learn how Dave increased his pricing package from £5 sessions to £240 per month Start working 3 day weeks whilst growing and scaling your business like never before Transforming sales conversion rates instantly from under 50% to over 80% with one simple strategy To find out how Fitness Marketing Agency can help your Fitness Business, book a demo call using the link below: https://fitnessmarketing.agency/high-... Connect with Fitness Marketing Agency on Instagram: fitnessmarketingagency Connect with Seven Movement on Instagram: https://www.instagram.com/seven_movement_gym/ This episode is sponsored by Harbiz, Grow your business with the #1 app for fitness professionals, personal trainers, yoga, pilates, physiotherapists, studios and nutritionists. Click the link to find out more. https://www.harbiz.io/en
Tracee is a versatile actress, writer, and journalist based in New York. She's created a one-woman show, 'Black History Baddies,' which has garnered 1.5M views across social media platforms, and she has 22K followers on TikTok. She was invited to join the writer's room during her first acting role. Initially, she missed out on a job with ESPN but secured it a few weeks later by not taking no for an answer and fighting for the opportunity to show her true talent. Tracee's wide-ranging experience and engaging storytelling and more. Tune in. It's another must watch episode. More Info: - Website: https://traceeloran.com/the-work/?fbclid=IwZXh0bgNhZW0CMTEAAR1VmDYif215TY8OzPs1r5T0wJ3CAdnACOlNfemc7ZhUiVIVjbewS6zOcOM_aem_vFdhZC192WQ9YioDtELvOw - YouTube Channel: https://youtube.com/@traceeloran?si=o9tuNPiVuwLno0RW - Instagram: https://www.instagram.com/traceeloran?igsh=MW11ZzRrNHl5Y2c2bQ== - Tiktok: https://www.tiktok.com/@traceeloran?_t=8pDp0USTuuM&_r=1 - Link Tree: https://linktr.ee/TraceeLoran Follow Us on Instagram: - @mr.dreaminspireobtain https://www.instagram.com/mr.dreaminspireobtain/ - @dreaminspireobtain: https://www.instagram.com/dreaminspireobtain?igsh=c2RxbDI3N2U1eGdi - @diotalkpodcast: https://www.instagram.com/diotalkpodcast?igsh=cXk2dnBydmFpdHhl Facebook: https://www.facebook.com/DiomarkKingDiaz?mibextid=ZbWKwL More info: - Link Tree: https://linktr.ee/dreaminspireobtain - Apple podcast: https://podcasts.apple.com/us/podcast/d-i-o-talk-podcast/id1562933810?uo=4 - Spotify: https://open.spotify.com/show/54SDtx0CFJ58FfpDoSg4Bz Store: https://spreadshop-admin.spreadshirt.com/DIOTALKSHOP/
Hello Abundant Souls! Join me on today's episode for transformative insights into growing your business and life. In this episode, I address a key question from my "5 Weeks to 5 Figures" program: How can you make your high-ticket offers a no-brainer for clients? We'll explore: - Overcoming overthinking and trusting your intuition - Creating a clear path for clients to say yes to your offers - Balancing self-perception and expertise - Practical steps for guiding clients from initial engagement to high-value commitments Tune in to discover how to turn your offers into irresistible opportunities! _________ Special Offers and Free Resources: 1. Daily 5 Things for 5-Figure Months (Freebie): Get your hands on this free checklist to discover the exact daily actions to create consistent 5-figure months without endless hustling! https://bit.ly/Daily5Figures 2. Attract - Free 3-Day Telegram Training: Learn how my client generated $22K in two weeks by attracting clients effortlessly. Join the Telegram training starting Wednesday 8.28.2024 to bring more ease and joy into your business. https://bit.ly/AttractTraining 3. 5 Weeks to 5 Figures: Ready to step into abundant 5-figure months with ease? This course helps you release fears, boost confidence, and align your business for significant income growth. bit.ly/5weeks5FiguresCourse 4. Abundantly Aligned Biz (1:1 Voice Message Reading): Struggling to see growth despite your efforts? This voice message reading will guide you on how to align your business strategy with your unique strengths. https://bit.ly/AbundantlyAlignedBiz _________ If this episode resonated with you, shout it from the rooftops! Share on Instagram, tag me, and spread the word. Remember to leave a review on Apple Podcasts to help more women discover and empower themselves through our content. Thank you for being here, and I'll see you in the next episode love!
大學畢業碰上22K政策上路,面對迷惘又氣怫怫(khì-phut-phut)的社會氛圍,三個從中南部北上求學的大男生決定追尋內心聲音,繼續玩音樂,而這一玩就是20年。 他們從少年變中年,20年前偷用其他社團的練團室練「早場」、在頂樓加蓋公寓共同創作、到處投DEMO爭取演出機會,第一次上台還是跨年夜排在安溥(當時藝名張懸)的下一組,在觀眾鳥獸散時登台的無名小團;參加「春吶」音樂季時,更是3人騎兩台車,載著樂器一路從高雄騎到墾丁開唱。直到近年走上金音獎、金曲獎殿堂,他們熱愛音樂、把創作擺在第一位的初衷仍未變——他們是「拍謝少年」。 拍謝少年的歌曲含括對人權、轉型正義等社會議題的關心,也將搖滾現場帶到台灣各角落,早餐店、書店、熱炒店、小漁村,都是他們的音樂場景,希望歌迷聽表演的路上,也能更認識自己生長的土地。這集,跟著拍謝少年回到18歲時夢想的起點,聽他們如何感受社會脈動、堅定走獨立創作的路,又有什麼想對歌迷及20年前的自己說的話?
John Viega is Co-Founder & CEO of Crash Override, the open source monitoring platform based on the Chalk project which has 22K stars on GitHub. Crash Override has raised $14M from investors including SYN Ventures, BVP & Firestreak Ventures. In this episode, we dig into what being "dev friendly" means, what their best performing content has been, standing out in the incredibly crowded security landscape & more!
A €9,000 frame, a €27k build, and €22K spent on developing the bottle alone… Wilier has a new TT bike.Escape Collective had exclusive access to the development of this new bike in a seemingly impossible time frame. Leading the design project was Marco Genovese, Head of Design at Wilier Triestina. With 14 years of experience in developing over 100 frames, Genovese knows a thing or two about carbon frame design. Escape Tech Editor Ronan Mc Laughlin sat down with Genovese to deep dive on all things frame design to discuss everything from brainwaves in the shower to initial concepts and from modern design tools to made-up UCI rules.The Supersonica may be a time trial bike, but this bonus episode of the Geek Warning podcast is for anyone who has ever wondered how bikes are designed.Escape Collective's podcasts are made possible by our members. Head on over to escapecollective.com/member to support this show and everything else on our podcast network.Also, we'd love to get your feedback on this show and our other shows. Share your thoughts at escapecollective.com/podcast-survey.
A €9,000 frame, a €27k build, and €22K spent on developing the bottle alone… Wilier has a new TT bike.Escape Collective had exclusive access to the development of this new bike in a seemingly impossible time frame. Leading the design project was Marco Genovese, Head of Design at Wilier Triestina. With 14 years of experience in developing over 100 frames, Genovese knows a thing or two about carbon frame design. Escape Tech Editor Ronan Mc Laughlin sat down with Genovese to deep dive on all things frame design to discuss everything from brainwaves in the shower to initial concepts and from modern design tools to made-up UCI rules.The Supersonica may be a time trial bike, but this bonus episode of the Geek Warning podcast is for anyone who has ever wondered how bikes are designed.Escape Collective's podcasts are made possible by our members. Head on over to escapecollective.com/member to support this show and everything else on our podcast network.Also, we'd love to get your feedback on this show and our other shows. Share your thoughts at escapecollective.com/podcast-survey.
What are the chances Ethereum makes it to $22K? According to Van Eck - pretty high! As for Bitcoin - the price ranges from $80K in a few weeks to $100K closer to the US elections, doubling to $200K in 2025. Are these numbers realistic? Alex Tapscott, Managing Director of the Digital Assets Group at Ninepoint Partners, and author of the best-seller, Blockchain Revolution, is coming to my show to discuss it. In the second part of the show, Dan from The Chart Guys will share his market analysis and some trades. Alex Tapscott: https://twitter.com/alextapscott The Chart Guys: https://www.youtube.com/@ChartGuys ►► Comment and discuss here:
Send us a Text Message.Today's episode must be one of the busiest of the year so far, with things heating up across the board and not just in terms of prices. In today's episode, we bring you the latest news and analysis on Bitcoin and Ethereum, a look at Coinbase's new smart wallet, and one of the most interesting stories of the year so far: the tokenization of a $9 million violin, which was then used as collateral for a loan.Further reading:Bitcoin price at $72K is the ‘fuse' to reach new ATH — AnalystFranklin Templeton CEO says Bitcoin investment still in early phaseLargest Bitcoin mining firm sold 63% of mined BTC in MayBitcoin bull run's ‘most important chart' hits new $94T all-time highETH ecosystem users 9x since 2020 as VanEck tips $22K by 2030Coinbase rolls out smart wallet with no gas fees and easy onboardingGalaxy Digital uses historic violin NFT to secure loanReferences:Why we need wide adoption of social recovery wallets So, grab yourself a coffee, and let's get into it!Rise'n'Crypto is brought to you by Cointelegraph and is hosted and produced by Robert Baggs. You can follow Robert on Twitter and LinkedIn. Cointelegraph's Twitter: @CointelegraphCointelegraph's website: cointelegraph.comThe views, thoughts and opinions expressed in this podcast are its participants' alone and do not necessarily reflect or represent the views and opinions of Cointelegraph. This podcast (and any related content) is for entertainment purposes only and does not constitute financial advice, nor should it be taken as such. Everyone must do their own research and make their own decisions. The podcast's participants may or may not own any of the assets mentioned.
092 It's rare to see an adult chase a title and work full-time as a chess content creator. With passion and confidence, that's exactly what this week's guest, Elaynah, is doing with her chess life. It's an inspiring journey because, only two years ago, she was an absolute beginner who was beaten easily by her cousin at a Christmas party.Now?She's rated 1800 Chess.com Rapid and has 22K followers for her chess Twitch channel - with both of those numbers quickly rising!In this episode, we chat:Her interest in getting chess media to focus more on adult improvers.What it's like having IM Kostya Kavutskiy, of the Chess Dojo, as her coach.Why she expanded her chess content beyond streaming and into podcasting.Her plans to reach 2000 Chess.com Rapid this year. More From Elaynah: TwitchTwitterInstagramPodcast>> Join my official FREE club for The Chess Experience on Chess.com
Join me for a deep dive into my 1:1 NWM Coaching & NWM Bootcamp clients 7 week run from $7-$22K in commissions in her wellness based network marketing company. To grab yourself a replay copy of the 'AUTOMATE' masterclass send @britforrester a DM with "REPLAY'
Listen to all the podcast we are at 21.7K let's reach 22K soon --- Send in a voice message: https://podcasters.spotify.com/pod/show/l1vel1fe100/message Support this podcast: https://podcasters.spotify.com/pod/show/l1vel1fe100/support
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Share and listen to all these podcast let's reach 22K soon --- Send in a voice message: https://podcasters.spotify.com/pod/show/l1vel1fe100/message Support this podcast: https://podcasters.spotify.com/pod/show/l1vel1fe100/support
以巴戰爭番外篇:美國大學爆發反戰示威潮 anti-semitism 反猶太主義 哪種軍人比較丟臉,拍 AV 還是跪舔敵軍? feature 以某事物作為賣點 試用期新規定:僅 80%薪水,比 22K 還低! hit the jackpot 壓對寶 喜歡這樣學英文嗎? 歡迎贊助賓狗和 Leo 繼續做節目,並解鎖逐字稿及解析! https://open.firstory.me/join/bingobilingual
The biggest barrier to earning $100,000 per engagement is simply your belief that it's possible.Are there consultants who are really earning $100,000 per engagement? Believe it or not, that is one of the most frequently asked questions that I get from pretty much everyone. And the answer is 100 percent YES. In fact, most of my clients earn a hundred thousand dollars per engagement.Today I'll share what they're doing, what you're not doing, and what you need to do in order to earn $100K per client engagement. In this episode, we'll cover how to showcase the value of the work so the client dives in with both feet, how one of my clients transformed a $22K offer she couldn't sell into a hugely successful $200K engagement. Plus, I'll reveal the number one barrier preventing you from landing the perfect client—and it's not your pitch.Key Takeaways: 00:41 Why do people ask that question?01:22 Is it actually possible for you?02:15 How to find those clients04:41 From $100k to 1Million08:39 The biggest barrier to $100KDiscover more ways to uplevel your business by bringing in $100K engagements on this episode of Profitable Joyful Consulting on YouTube: https://youtu.be/PFp6A765RMo or your favorite podcast app: www.samanthaspodcast.com.-------------------------
彰化銀行「馬偕認同卡」,申辦即享國內1%、海外3%、指定藥妝/藥局最高6%現金回饋。 刷卡同時,彰化銀行將回饋0.25%予馬偕醫療財團法人。 快來申辦一起做愛心! 了解更多:https://bankchb.pse.is/5qja3c 謹慎理財 信用至上 -- 即日起,開啟將來銀行APP,基金申購手續費0元,信管費0元! 財管會員符合條件,月月抽10萬N點,季度加碼再抽5萬旅遊金! 打造易富體質,成為將來富1代,活動詳情:https://nxb.tw/5pglmn/ 投資一定有風險,基金投資有賺有賠,申購前應詳閱公開說明書 ----以上訊息由 SoundOn 動態廣告贊助商提供---- 還記得10年前的太陽花運動嗎?當年的運動領袖如何看待太陽花的成果和新世代深化民主的困境?太陽花最直接的影響是擋下服貿,擋住台灣經濟被鎖入中國,而這場爆發性運動的政治能量,最後卻被少數人收割,現在藍白竟然還要重啟服貿、貨貿,那麼太陽花運動也需要重啟嗎?重新走公民社會路線,能制衡國會裡那些中國代理人嗎?遭指背棄太陽花的黃國昌,說要提兩岸協議監督條例,民進黨會反對嗎?!精彩訪談內容,請鎖定@華視三國演議! 本集來賓:#林飛帆 #矢板明夫 主持人:#汪浩 以上言論不代表本台立場 #太陽花 #服貿 #小草 #兩岸協議監督條例 電視播出時間
A number of high end credit cards give you Priority Pass membership. Full Priority Pass offers access to airport lounges, restaurants, and experiences (e.g. Be Relax Spa, Minute suites, Game Space etc), which can be pretty useful. But which of the current pathways to this membership is the best, (especially if you'd still like access to those restaurants)? (01:52) - More feedback on the pronunciation of Qatar. (Mail Bag) (03:45) - Hilton Honors Business Card, which will be increasing its annual fee from $95 to $195, along with some other changes. (Card Talk) (14:03) - United Pooling appeared Friday, then disappeared hours later, then re-appeared (Crazy Thing) (19:19) - You can't use pooled United miles for partner redemptions, only United & United Express (Crazy Thing) (25:55) - National Car Rental double credit for registered users' weekend rentals between April 4 through June 8, 2024 (Mattress Running the Numbers) Read more about this National Car Rental deal here. (29:36) - Regional first class awards for 12.5K, 16.5K, 22K points thanks to Qatar Avios (Award Talk) (32:00) - Read more about this regional sweet spot here. (35:58) - Preferred Hotels bookable online Check out the Preferred Hotels Coffee Break episode here. (40:31) - Choice Privileges Experiences might be worth a look Main Event: The Best Path to Priority Pass (45:08) - Full Priority Pass offers access to airport lounges, restaurants, and experiences (e.g. Be Relax Spa, Minute suites, Game Space etc.) (47:43) - Chase Sapphire Reserve & Ritz lose restaurants (49:06) - Check out our Card Talk segment of last week's podcast episode 247 where we talked about the Ritz Card and its access to Priority Pass. (51:38) - Wack-a-mole Alternatives to still get restaurant access with your Priority Pass (52:48) - Venture X Biz (Read more about the Venture X Business card here. (53:55) - US Bank Altitude Reserve (8 visits) (Read more about the US Bank Altitude Reserve card here.) (55:43) - Business Altitude Connect (4 visits) (Read more about the Business Altitude Connect card here.) (56:16) - Bank Of America Premium Rewards Elite (4 memberships) (Read more about the Bank of America Premium Rewards Elite card here.) (1:00:15) - UBS Visa Infinite Business (Read more about the UBS Visa Infinite Business card here.) (1:00:54) - UBS Visa Infinite (Read more about the UBS Visa Infinite card here.) (1:01:25) - Citi Prestige (no longer available if you don't already have it) (1:02:09) - Barclays Emirates Skywards Premium World Elite Mastercard (Read more about the Barclays Emirates Skywards Premium World Elite Mastercard here.) (1:07:06) - Deciding between two hotels, one with cash (and therefore a Hilton points-earning opportunity) or paying Hyatt points. How do you make the choice? (Question of the Week) isit https://frequentmiler.com/subscribe/
We know Republicans exercise minority rule in the states, the House, and the Supreme Court. Now Biden is arming Israel without meaningful or effective demands for humanitarian treatment of innocent civilians. Is it time for civil disobedience? Here's my 2013 conversation with Tim DeChristopher. In a disputed auction of oil leases on pubic lands, Tim bid and won the rights to 22K acres, which he had no plan to pay for or exploit. He was tried on federal felony charges and served 21 months in prison. I offer this example to remind us of the personal courage it may take to offer real resistance to policies and actions being done in our names.
Anna Runyan with Classy Career Girl® Certified Career Coach Caitie Barber Social Media Strategy Success: Caitlin switched focus to organic Instagram growth, leading to significant success including a viral reel that brought her follower count from 200 to 22K. She emphasized consistency and value provision. Technology & Job Market: The discussion highlighted the impact of technology on job opportunities, the value of specialized job boards, and proactive networking in the remote work era. Coaching Success: Caitlin shared a client success story where persistence and strategic branding led to a job offer with a 35K salary increase and excellent benefits. Applications are now open for Certification at www.classycareergirl.com/apply
Dive into a conversation that reveals how shifting away from the hourly grind can pave the way to a thriving, scalable business with transformative impact. Samantha Hartley shares game-changing insights from her journey of empowering consultants towards financial stability and success.Key Takeaways:Embrace Complementary Skills: Learn why a successful business isn't just about individual expertise but also about creating synergistic partnerships that can drive growth and innovation.Leverage Your IP: Understand the power of intellectual property conversions, from e-courses to signature systems that allow you to scale your business beyond billable hours.Shifting Billing Paradigms: Transitioning from hourly billing to value-based engagements can catapult both client satisfaction and business profitability. The conversation underscored the need to align pricing with the impact and outcomes delivered, rather than the hours expended, to create a more stable and predictable financial model.Don't miss out on this enlightening episode—perfect for consultants ready to revolutionize their business model and build a legacy.
Owning raw land, timberland, and farmland is often the domain of the wealthy. This is partly because it is difficult to obtain loans for this property. Today, we discuss an income-producing timberland that also tends to increase in value. For under $7,000 you can own quarter-acre parcels of producing teak trees in Panama and Nicaragua. You can invest yourself. All at once, this provides diversification with a hard asset in a foreign nation and a different product type. Over a twenty-five year period, each $7K quarter-acre teak parcel is projected to return $94K. You get title to the property. Learn more at: www.GREmarketplace.com/Teak With ownership of two quarter-acre parcels, you can qualify for a second residency in Panama for under $22K with legal fees, etc. A SFR does not grow into a duplex. But teak trees grow in volume while its unit price typically appreciates. Teak price growth is historically 5.5% annually. I've met the company CEO and Chairman in-person. This provider has offered this opportunity for 24+ years. They've recently added a sawmill, increasing profits. What are the risks of teak tree investing? Disease, pests, fire, geopolitics and more. They are proven mitigation plans. In-person teak tours for prospective investors are offered. Trees grow through recessions, COVID, market cycles, and Fed rate decisions. Learn more about teak tree investing at: GREmarketplace.com/Teak Timestamps: Welcome to Get Rich Education (00:00:01) Keith Weinhold introduces the podcast and emphasizes the importance of real estate and financial information. The US economy and land ownership (00:01:44) Keith discusses the strength of the US economy and the importance of diverse and resilient real estate portfolios. America's top 100 landowners (00:02:29) Keith talks about the largest landowners in America and the reasons why land ownership is often associated with the wealthy. Investing like a billionaire (00:05:32) Keith introduces the topic of investing in producing land and the benefits of owning producing land. Introduction to ECI Development (00:06:21) Keith introduces Michael Cobb and discusses the company's projects in Latin America. Marriott resort project in Belize (00:07:08) Mike talks about the construction of a Marriott resort in Ambergris Key, Belize, and the challenges of financing such projects. Development and tourism in Belize (00:08:37) Michael Cobb discusses the development and popularity of Ambergris Key, Belize, and the involvement of major hotel brands. Teak tree parcels investment (00:11:30) Michael Cobb explains the investment opportunity in quarter-acre teak tree parcels and the generational wealth stewardship associated with it. Reasons for teak investing (00:14:05) Michael Cobb discusses the reasons why people are interested in teak investing, including hard asset diversification and international residency opportunities. Cash flow cycles and teak investment (00:16:42) Michael Cobb explains the 25-year cash flow cycle associated with teak investments and the generational income potential. Optimal growing conditions for teak (00:19:26) Michael Cobb discusses the optimal growing conditions for teak and the physical growth of the trees. [End of segment] Teak Plantation Locations and Growth (00:19:42) Discussion on the optimal locations for teak growth and the historical track record of teak price growth. Teak Price Growth and Business Plan (00:20:44) The historical 55% annual increase in the value of teak and the business plan's conservative approach to teak price growth. Physical Properties and Residency Opportunities (00:21:33) The value of teak and the opportunities for achieving residency in Panama by owning teak. Residency and Citizenship (00:24:33) Differentiating between residency and citizenship in Panama and the process and benefits of obtaining permanent residency. Sawmill and Value-Added Component (00:27:56) The integration of a sawmill into the investment proposition and the value-added potential of processing teak into lumber. Sawmill Investment Opportunity (00:30:07) Details of the investment opportunity in the sawmill, including the expected return and investment structure. Risks and Mitigation (00:32:41) Discussion on the risks associated with teak plantation investment abroad and the mitigation strategies in place. Property Management and Tours (00:35:25) Outsourcing property management and the availability of tours to visit the teak plantations in Panama. Long-Term Investment Perspective (00:37:43) The long-term growth potential of teak investments and the comparison to the investment strategies of wealthy families and institutions. Earth's Highest Real Estate (00:38:11) Discussion about Earth's highest point, the equatorial bulge, and the location of teak plantations in Panama and Nicaragua. Investing in Teak Parcels (00:38:11) Information about purchasing teak parcels, the absence of loans, and the potential for building wealth through teak investments. Consultation Disclaimer (00:39:34) Disclaimer about seeking professional advice and the potential for profit or loss in investment strategies. Resources mentioned: Show Page: GetRichEducation.com/490 Learn more about teak investing: GREmarketplace.com/Teak For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold Complete episode transcript: Keith Weinhold (00:00:01) - Welcome to gray. I'm your host, Keith Reinhold. An affordable way to simultaneously invest like a billionaire. Get diversified in multiple ways with real estate. Help the earth. And if you prefer, even achieve residency in a second nation today and get rich education. When you want the best real estate and finance info, the modern internet experience limits your free articles access, and it's replete with paywalls. And you've got pop ups and push notifications and cookies. Disclaimers are. At no other time in history has it been more vital to place nice, clean, free content into your hands that actually adds no hype value to your life? See, this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor and it's to the point to get the letter. It couldn't be more simple text gray to 66866. And when you start the free newsletter, you'll also get my one hour fast real estate course completely free. It's called the Don't Quit Your Daydream letter and it wires your mind for wealth. Keith Weinhold (00:01:16) - Make sure you read it. Text gray to 66866. Text gray 266866. Corey Coates (00:01:28) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold (00:01:44) - What category? From Sorrento, Italy to Sacramento, California, and across 188 nations worldwide. I'm Keith Reinhold, and you're listening to get Rich education the Voice of Real Estate since 2014. As we're two months into the year now and the US economy has continued to stay strong. Let me ask, how's your portfolio doing and how resilient is your real estate? How diverse is it? How would you grade yourself on those criteria? Donald Trump (00:02:17) - I would give myself, I would look, I hate to do it, but I will do it. I would give myself an A-plus. Is that enough? Can I go higher than that? Keith Weinhold (00:02:29) - Well, well, whether your, I guess, straight A's or not. Consider this land report.com. They recently published a report about America's top 100 Las donors. Now, Lynn could be vacant and nonresidential, yet have active ranching or agriculture or forestry taking place. Keith Weinhold (00:02:52) - That way the land produces something while it might increase in value at the same time. But the reason that often land is the domain of the wealthy is that it's harder to get loans for land, and therefore one must often pay all cash. Well, by the time they were done. Today, you'll learn about producing land that's actually available at such a low price point that alone typically is not required for you to buy it. In 2024, America's largest land owner is Red Emerson, and that's what the report found. Read and his family owned 2.4 million acres in California, Oregon and Washington through their Timber products company and the number since they became America's largest landowners in 2021, when they acquired 175,000 acres in Oregon from another timber company. Well, with that acquisition, the Emerson surpassed Liberty Media chairman John Malone's 2.2 million acres. And then in third place is CNN founder Ted Turner. Yeah, he's America's third largest landowner, with 2 million acres in the southeast on the Great Plains and across the West. And it was a few years ago now. Keith Weinhold (00:04:05) - It was 2020 when news broke that Microsoft co-founder Bill gates was America's largest farm land owner, with more than 260,000 acres. So the wealthy are attracted to real assets that can produce yield in something like land, which they aren't making more of. That's the backdrop for today. Surely we'll talk about income producing land, although most years it won't pay out and it's available to any investor, big or small. But before we do, let me share that. About ten days ago, I climbed up the highest point on Earth here while we're talking about non-residential real estate. Well, where was it? Where was I? Yes, I was on Earth's highest piece of real estate. Kind of a trivia question here, and I used to think that that must mean Mount Everest, but it's not. So there's a clue for you there. Where is Earth's highest point is you ponder that. I'll give you the answer later. Let's talk about investing like a billionaire with the opportunity to own producing land did it to you? We've discussed this topic before, but it's been quite some time and there have been some important updates, including a sawmill for the production timber. Keith Weinhold (00:05:32) - After success in the computer industry, today's guest formed ECI development in 1996. I suppose going on nearly 30 years now. He served on advisory boards for the Na as a resort community developer. They have projects in Belize, Nicaragua, Costa Rica, El Salvador, Honduras and Panama, and neighborhoods include homes, condominiums, golf courses and over five miles of beachfront. So they got some really beautiful properties. He and I first met in person in 2016. He and his family lived in Central America from 2002 to 2016. It's always fantastic to have back on grea, and I guess I must button up here because it is the chairman and CEO, Michael Cobb. It's good to be with you. Thanks for having me. Michael Cobb (00:06:21) - Back on the show. It's fun to have these conversations. I didn't realize we met in 2016. That's a little while ago. Keith Weinhold (00:06:27) - Yeah, it has been eight years. Yes, we met in the region then down there and Mike's about the most relatable and down to earth guy that you can find and literally down to earth is. Keith Weinhold (00:06:41) - Besides the resort development, you've made it easy and inexpensive for investors worldwide to buy producing teak tree parcels. But before we discuss that, you've got a project that's drawn a lot of interest on Ambergris Key, Belize, which many of our listeners already know, that's Belize's largest island and its top tourist destination. I have visited and owned property there, and it's coming online next year. It's pretty exciting. Tell us about it. Michael Cobb (00:07:08) - It is exciting. It's been in the works for goodness, eight years. I think we signed our contract with Marriott maybe 7 or 8 years ago. We started construction just about a year ago last January. So almost exactly a year. Yeah, it's a marriott resort, 202 room oceanfront resort. It's fantastic. It will be done in August of 2025. Soft opening heart opening October 25th. So yeah, about 1618 months from now have this project finally finished. You know, the big challenging thing in this part of the world is financing. But it's really hard to get financing or affordable financing. Michael Cobb (00:07:42) - Let me say it that way. Yeah. And so we took our time and we would not start a project until it was fully funded. I think a lot of challenges are people start these projects are kind of betting on the. Com. Right. Oh well we'll figure it out later. And we don't operate that way. We've been around for yeah 28 years. And so we're very very conservative. And until we had all the money to build the hotel, the resort, we did not start. And so we kicked it off last January. It was just down there last week. Steel is arriving. The superstructure is already going up. Yeah, man. It's just so nice to see it really coming to fruition. But you know, it's prudence and patience to take our time, make sure we have all the funding and then launch so that what we start finishes. And that's really been our mantra for almost three decades now. Keith Weinhold (00:08:27) - Make it up, make it real, make it happen. In the largest town there on Ambergris Key, Belize, just a few decades ago, it was still this sleepy fishing village. Keith Weinhold (00:08:37) - And with the setting that that island has and all the great snorkeling and everything else, it's really become popular and is boutique hotels grew into larger hotels. Yeah, it was probably, what, ten years ago perhaps, that you saw some of these big brands start to take more of an interest, like Hilton and Marriott, in branding the buildings what is. Michael Cobb (00:09:00) - And, you know, I give a presentation called Why Belize, Why Right Now? And you nailed it there when you talked about the timelines. Right. And how a country or a region, it's not even a country in this case. Ambergris key. It's very specific. Right. How ambergris Key Belize has moved through this timeline, this path of progress. And at some point it goes from being a niche market or a no name market to a niche market, to a boutique market. And then all of a sudden, you're right, at some point the brand start to pay attention and then you move into popular acceptance and really mainstream tourism. And so, right. Michael Cobb (00:09:31) - The cruise ships started going to Belize about 15 years ago, which put Belize as a country into the mind of a more mainstream traveler. And then you're right, about eight, ten years ago, the brand started to pay attention. And we do. We have a Hilton, we have a curio by Hilton, we have an autograph by Marriott, our company, ECI. We picked up the best Western franchise, and so we operate a Best Western on the island for that middle class market. And then Marriott, obviously, for the very high end traveler who wants an oceanfront 4 or 5 star kind of property. So yeah, but the brands are paying attention. And by the way, we're just seeing the beginning of that happening. This popularity curve Belize has entered what I would call the fast growth period. And over the next five, maybe eight years, we're going to see incredible growth in the tourism industry. Airlift is up. JetBlue just started flying down. So we're starting to WestJet. So we've got Canadian Air. Michael Cobb (00:10:22) - We've got a discount carrier southwest. So when those things start to happen what you see is a market dynamism that's you know really it's exciting and it's going to change. Very, very rapidly. The pace of change is going to grow rapidly as well. So great time to look at Belize. If folks are interested in sort of that positioning in the path of progress in the marketplace. Keith Weinhold (00:10:43) - Each time I visit Ambergris Key, Belize, the level of development increase is palpable. And, you know, this is an opportunity for a US or Canadian buyer or a buyer from outside that nation to come in. And it's just a very easy step with the English language and the common law in Belize, where you can invest yourself in this Marriott project that Mike discussed. Now, Mike, a while ago, to change topics, you recognize that the world has been really deforested and losing its valuable teak hardwood forests so continuously since 1999, you've offered a program so that individual investors at a really affordable price. We'll get to that price later. Keith Weinhold (00:11:30) - They can own quarter acre parcels with the property deeded in their name, and reap the benefits and returns from the growth of the teakwood on top of the land. And now this is pretty novel, because for hundreds of years, only the hedge funds and super wealthy had access to an investment like this. So get us up to date with what you're doing on the teak hardwoods, because I know that so many of our listeners and viewers have already gotten involved. Michael Cobb (00:11:56) - They haven't really. Thank you for being one of the people who put the word out there. Right? Because most people don't even know you can own teak or let's just back it up and you say, own timber, right? You start there. You're right. Only the super rich land barons, hedge funds. Those are the people that have always owned timber for centuries. Right. And so I think in most people's minds it's like, oh, I can't even get there. How would I even do that? Right. Well, then you take it overseas and you take it into something very, very specific, like teak timber. Michael Cobb (00:12:25) - That's just not on anyone's radar. So. So you have done a great job. Thank you for getting the word out to just let folks know that this is something that they can do. So quarter acre teak parcels. We are now on our third plantation in Panama. We have one in Nicaragua as well. And so we're in our third plantation in Panama. Just because of the incredible number of folks, well over a thousand folks now who have decided they want to invest in own teak. You said something really interesting, Keith. You said you get to own the land, you get title to land and you get the harvest of the trees. That's absolutely correct. But it gets better because when the trees are harvested, they get replanted. And then the next generation of people your children, your grandchildren, whoever that might be, get the next harvest. But because you still own the land and the trees are replanted, a third harvest, you know, and a fourth harvest. So what you've really created with teak ownership is generational wealth stewardship. Michael Cobb (00:13:24) - And that is something that's just so far beyond the comprehension of so many people that it can be so easy and so affordable to do. Keith Weinhold (00:13:32) - I'm an investor myself in producing land like this in Latin America, so I know what some of my reasons are for being interested in this. And yes, it's more than the fact that I'm just a geography guy. It's the fact that I know I'm diversifying in multiple ways at the same time, a different product type in residential real estate. And I'm getting international diversification in a different nation, for starters. So are those some of the reasons that you see for why so many people are interested in teak investing like this? What are their reasons? Michael Cobb (00:14:05) - Yeah, I think you've nailed a big part of it, which is the hard asset. A lot of folks, your listeners, readers in the news that are right, I mean, hard assets are important. I hope more people recognize that. Right. And more and more people are, thank goodness. So hard. Asset real estate being this particular hard asset. Michael Cobb (00:14:22) - Right. And then the international diversification, one of the challenges we have is us, especially in Canadians to some degree, is that we kind of locked into the US system like we can own, say, Toyota stock, right? Japanese company, we can own Nestlé, a Swiss company, but generally we're doing it on the New York Stock Exchange. And so even if we own an international stock, it's still the US basket are still the Canadian basket that we hold it in. Right. And so when you physically own a titled property outside your home country, you have now truly diversified internationally. And there's a lot of prudence in that. And even just tiny little percentages of your portfolio, 5% of your portfolio, 10% of your portfolio outside your home country and hard assets is prudent because you want some other baskets for those nest eggs. Antiqued because it's such a low price point of entry with a huge yield, by the way, that it has become very, very popular for folks who want that international diversification in a hard asset. Michael Cobb (00:15:23) - But to have the true international diversification because it's a physical asset outside your home country. And then I. Just say this and we can pick up on the theme or not. The other reason that people are looking at teak in Panama and Nicaragua, by the way, both countries, is because of the availability or the qualification for a visa for a second residency. And a lot of times people look at that as a plan B, if we kind of think maybe the US is going off the rails or Canada or wherever your home country is at, or it could go off the rails. Doesn't have to be now. It could be going off the rails in the future. You sort of that Boy Scout mentality of, you know what, I want a plan B, and if we have a second residency outside our home country, we now have an option. If we don't like the way things are going or where they get to, we can actually pick up and we can move and we have the right legal right, because we have a residency to live in another country. Michael Cobb (00:16:17) - That's another reason that a lot of people have picked up the teak because it qualifies you for that residency. But I think the bigger reason is the international hard asset diversification. I think that's the leading reason people do it. Keith Weinhold (00:16:31) - I want to ask you more about the residency shortly, but tell us more about the investment. We're thinking about maybe capital growth as the trees grow. And then what about the income? Michael Cobb (00:16:42) - Sure. And so I think let me back it up. A lot of people think in cash flow cycles, right? If we have a job, we get paid every two weeks. You know, you have a lot of folks that have invested in properties. We get a monthly rent check, right? Or if we have stocks, maybe we get a quarterly or annual dividend. Right. So those are the what I would call the common time frames that we think about in cash flow. But what the Uber wealthy, what the hedge funds, what the family offices, what the endowment for places like Harvard, Yale, these big institution or big institutional thinkers have known for centuries is that there are actually other cash flow cycles that are largely ignored by the what I would say, the average investor. Michael Cobb (00:17:21) - And those cash flow cycles are much longer. Teak, for example, is a 25 year cash flow cycle, right? You plant the trees and in 25 years you harvest them. You plant them again, not them. You plant new ones, right? In 25 years you harvest those and then so on and so on. So what you're creating is this 25 year cash flow machine. Now the kinds of returns are truly outsized. I mean you're talking about double digit ers. Now a lot of people say, well Mike, that's great. But what happens if I need the money in year 15? You can't have it because there is no money in year 15. Your trees are still growing, right? So it's this weird investment timeline. It's almost flatlined until the very end. And then it jumps way up and then it drops back down to a flatline again. And so it'd be silly to put tons of money into teak unless you had thousand times tons of money, right? But for some small piece of your investment portfolio where you have enough cash flow coming in from your maybe your job, your rent, your dividends, whatever, that a small piece that moves into this 25 year cash flow cycle with the thought process that this is how I steward wealth into the future, to children, grandchildren, great grandchildren, because the 25 year cycle is almost generational, right? In fact, in the US, it probably is generational because we're having children in the ages of, you know, 25 to 30. Michael Cobb (00:18:44) - So it kind of starts to line up with generational income as opposed to, you know, sort of that whatever biweekly, monthly, yearly income. So it's just a different cash flow cycle. Keith Weinhold (00:18:56) - That's right. And I brought up before that, when you think about the growth of one of your investments, you now get to think about it in two ways. If you own a duplex, it might have growth in its price. However, it doesn't grow into a fourplex and have growth in its price. However, with teak, you might have an increase in the value of the wood, perhaps on a board foot unit basis, and at the same time it is growing in height and volume. Michael Cobb (00:19:26) - Absolutely no. That's a cute way to say it. I never really thought about a duplex growing into a fourplex, right? That's good. Exactly. And so what you do, you're right. You have the physical growth of the trees. And we have located our plantations in the optimal growing conditions, fatigue. And they are very known. Michael Cobb (00:19:42) - Right? I mean, the British started plantation growing teak 350 almost 400 years ago in Southeast Asia. And so the Brits have just meticulously kept statistical records of every plantation that they were involved with the altitude, soil type, rainfall, temperature, on and on and on. And so it's really well known exactly where teak will grow well, and both where we have our plantations, it does Nicaragua and Panama, and we'll stick on Panama today, but the locations are dead center bull's eye locations for the best optimal growing of teak. So you have this growth of a physical thing, right. But you mentioned the board foot price. And by the way, the track record on teak being grown in plantations is 350 years. So what a track record, right? But since 1970. Two. The average price of teak over 5152 years has been 5.5% a year. That's the growth in the price of teak, right? And so you know who knows the future, right? I mean, the future is the future, right. Michael Cobb (00:20:44) - But if a 50 year track record on a 5.5% increase in the value of the teak itself is pretty powerful, right? That's the long track record of nice growth. And when we factor in our teak into our business plan, we take that 5.5 and we make it zero. We just say, what if there is no increase in the price of teak over 25 years? How much will the tree grow? And if that tree is cut down and is sold as lumber? When we'll talk about our Solomon in a minute. If that tree is sold as lumber, what's the value of that lumber today? And what will the tree be worth in that value 25 years from now? And so if things do continue to increase at 5.5% a year, that's just all gravy. And that just starts to take that rate of return and just ratcheted up even further. Keith Weinhold (00:21:33) - Teak has a number of physical properties that make it valuable, from its beauty to its fire resistance and more. Mike has now touched on a few interesting things. Keith Weinhold (00:21:44) - We'll come back and talk about that soon, including how you can achieve residency in Panama by owning teak, what the risks are, and more about their sawmill that he just mentioned, adding value to the operation there. And then we're going to talk about what the prices are. We're talking with ECI Development Chairman and CEO Michael Cobb more when we come back. I'm your host, Keith Wynn. You know, I'll just tell you, for the most passive part of my real estate investing, personally, I put my own dollars with Freedom Family Investments because their funds pay me a stream of regular cash flow in returns, or better than a bank savings account, up to 12%. Their minimums are as low as 25 K. You don't even need to be accredited for some of them. It's all backed by real estate and that kind of love. How the tax benefit of doing this can offset capital gains and your W-2 jobs income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. Keith Weinhold (00:22:52) - For a little insider tip, I've invested in their power fund to get going on that text family to 66866. Oh, and this isn't a solicitation. If you want to invest where I do, just go ahead and text family to six, 686, six. Role under this specific expert with income property, you need Ridge Lending Group and MLS for 256 injury history from beginners to veterans. They provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four Plex's. Start your pre-qualification and chat with President Charlie Ridge personally. They'll even customize a plan tailored to you for growing your portfolio. Start at Ridge Lending group.com Ridge lending group.com. Speaker 5 (00:23:49) - This is the Real World Network's Cathy Fekete, and you are listening to the always valuable get Rich education with Keith Reinhold. Keith Weinhold (00:24:06) - You're listening to the SOS created more financial freedom for busy people just like you than nearly any show in the world. This is guitarist education. I'm your host, Keith Whitehill. We're talking with ECI development chairman and CEO Mike Cobb about teak hardwood investing in Panama and Nicaragua. Keith Weinhold (00:24:22) - Like, tell us more about how one can achieve residency, for example, in Panama if they own teak there maybe just how residency varies from citizenship? Michael Cobb (00:24:33) - Sure. Well, why don't we start with the second part, how residency differs from citizenship. And there's a good place to start. You know, citizenship is you become a citizen of the country. You have a passport, you can vote. You have every legal right of that country. Right. The decision would have residency to use a US term is like a green card, right? It's the legal permission to live in that country for some period of time. Many of them are permanent. In fact, Panama's is permanent. So once you have a Panama permanent residency, you could literally pick up, you could move there tomorrow, and you could live for the rest of your life in Panama. And so it gives you the legal right to live there. But you don't have a passport. You can't vote. I guess that's the main difference, right? You don't have a passport, you can't vote. Michael Cobb (00:25:18) - But for most people, in fact, the overwhelming majority of people, a residency delivers exactly what somebody wants, which is the ability to live somewhere. Right? And we don't care if we vote or not. I mean, right, we'd still be citizens of our home country, US, Canada, or wherever we can vote back home or citizen. We have our passport from those countries, but the right to live somewhere else is powerful. And so the teak in Panama qualifies you in two ways for two quarter acre parcels, and then the legal fees and stuff like that. It's just under 22,000. A little less gives you permanent residency in Panama. Right? That's such an affordable way to be able to I call it the back pocket. Right. The insurance policy or the plan B in the sense that, like, I think a lot of folks are worried about the direction things are headed. And, you know, you have the teak parcels, which are going to produce a tremendous return. And then this byproduct that you qualify for and you have to go, you have to get down there a couple times. Michael Cobb (00:26:16) - I mean, there's a little bit of administrative stuff, some legal fees, that's all included in that 22,000. Right. So that's all included. You have to go there a couple times. So there's a little bit of friction I would say. But when you get finished with that friction, you are a permanent resident of Panama and you only have to go there one day every two years. So you fly down every other year, whatever. Go, go talk to your trees, maybe sing to your trees a little bit, whatever you want to do and fly. All right. And you have a permanent residency. So it's a very easy, fast way to get that plan B now in the future, if you ever said, well, I really love Panama, I'd like to live here. Panama is beautiful. The city itself, it's got skyscrapers, apartments on the 50th floor of use or killer. You can be out on the beach or somewhere. You can be up in the mountains. So there are a lot of different climates and geographies in Panama where you might say to yourself, yeah, I think I want to come down here and live someday. Michael Cobb (00:27:09) - Well, you already have your residency. You already have the legal right to do that. Keith Weinhold (00:27:14) - Yeah, I mean, 100%. Now, Panama isn't predominantly English speaking like Belize is, but Panama just has a lot of inherent familiarity and feel to a lot of Americans. Since the canal is there and there is that strong American presence, and they've even dollarization their economy there, for example, in Panama. So it might be that nice plan B for you. And tell us more about the residency and the investment into the sawmill and how that works. So it sounds like there's now a value added component is you essentially vertically integrated and now have this sawmill with the teeth. Tell us more about that. Michael Cobb (00:27:56) - So we've always factored in the sawmill into the investment proposition. Because if we were to just take the logs for example, 25 years, you cut down the trees, you stick the logs in the container and send them off to China or India, which is where most of the logs go. The return on investments. Michael Cobb (00:28:13) - It's not great, it's okay, but it's not great. The way you actually get a phenomenal return on investment is you take those logs and you turn them into lumber, which has about a 3 to 4 x differential, or what we call first stage end product or simple end product, which would be something like flooring, which is basically lumber that's been finished one more level rooted and bulldozed so that you can put them together right on a wood floor. So those two modifications from the log all the way to the first degree of finished product, the returns start to really jack it up into that double digit IRR right over 25 years, which again is phenomenal. So we talked about price. But just to give an idea, a $7,000 quarter acre parcel at harvest turned into lumber and first level finished. Product turns into about $94,000, right? So 7000 turns into $90,000, which is a tremendous return. But the way you get that return is to deliver to the marketplace lumber and first grade finished product. And so Soma has always been part of our business plan. Michael Cobb (00:29:19) - Well, we are now two years away from our harvest on our first plantation, the one I planted back in 1999. Right? I mean, it's incredible thinking that, you know, 20, gosh, 24 years ago planted a teak plantation. So we're two years from harvest. We have one more set of kind of odds and end thinning of just trees that didn't quite grow. Right. We're going to use those thinning over the next couple of years to practice in our sawmill. Because you know what? We are going to make mistakes. I mean, you don't ever get it right the first time. So we're going to make mistakes. We're going to learn from them. And by the time we actually do the real harvest of that first plantation, 100 acres of teak, two years from now, we will be up to speed with our sawmill will size up, we'll capacity up to do that. But yeah, so folks can actually we have a $2 million opening in the sawmill. And it's a real simple formula. Michael Cobb (00:30:07) - It's two times your money and then a proportionate 10% interest in the sawmill. So for example, just rough numbers off the top of my head. You put in $100,000, you get twice your money back in about a 3 to 4 year period. As a sawmill really becomes operational. We take the first harvest, like the thinning, aren't going to produce much. In fact, we hope to just basically kind of break even over the next two years while we practice. Then we cut down 100 acres of teak. We start putting that through the sawmill, right? So you get two extra money, you invest 100 to get back to 100, and then your return would be about 13 or $14,000 a year. On going after that, because you get a 10% carried interest in the sawmill into the future as well. So that's the investment opportunity that produces a shorter cash flow, much tighter on the cash flow. But then a nice trailer for many years. But the investment is 100,000. So it's a more significant investment than, say, somebody wanting a little bite sized piece of a quarter acre parcel or two quarter acre type parcels paired with the residency that gets you that. Michael Cobb (00:31:13) - So a couple different levels of investment depending on what your goals are, but also what your timelines are. Keith Weinhold (00:31:19) - We described the sawmill investment numbers there. And then just to clarify, on the quarter acre parcels, they cost $7,000 each with an expected value or return of $94,000 after 25 years. Michael Cobb (00:31:37) - That's correct. 6880. I'm using round numbers, but 6880 is the quarter acre teak and right at harvest when it processes through the sawmill. A little over that, but $94,000 is returned to the investor along the way. I'll mention this. There are maintenance fees. It's about $150 a year. We just take a credit card. We just tap it once a year. That takes care of property taxes, thinning, cleaning, anything that they have to do with the plantation. So $150 a year, your maintenance fee. But yeah, 6880 turns into 94,025 years. If teak continues to go up at 5.5% a year, the return would be better than that. Keith Weinhold (00:32:16) - You probably have investors that come in oftentimes from North America, maybe some from Europe, and they see this as a really low cost of entry, $6,880 for one quarter acre parcel. Keith Weinhold (00:32:29) - So are there any risks that one should consider? Therefore, if they're a first time investor abroad, maybe something they're not thinking about if they buy a rental single family home in their own hometown? Michael Cobb (00:32:41) - Yeah. Very different. I mean, in some ways it's very different. In other ways it's pretty similar. Right. You're going to get title to the property. The process of getting title will be a little different. You're going to have to send in copies of your passport, a notarized utility bill. Just some things that you wouldn't have to do if you were buying a property in the States. But at the end of the day, you will get what's called Escritorio Publica public title. So it's a registered land deed. And so that part of it's all pretty similar risk factors. Absolutely. The business plan has them in there. But the big ones are any kind of disease. It's monoculture. So I mean a disease could come through and kill all the trees. Right. The good thing there is, again, teak has a 350 year track record of being managed and grown in plantations. Michael Cobb (00:33:24) - So it has a long track record where they've kind of figured out, well, if this happens, then do this or if this pest comes along. This is how we, you know, we mitigate that, but nothing can mitigate all risk. That fire is an interesting one. Fire is a risk in the first three years of teak. So we call it baby teak. But once the tea trees are 3 to 4 years old, they're really above any kind of fire. Because you clean the plantation and the guys are in there with the machetes chopping to keep the, you know, the brushed and grass down in the dry season, which, by the way, you mention the qualities of teak, the hardness of teak is actually the most. Prized quality. And so the hardest of the teak that we get will actually be taken and sold as marine lumber, which is an unbelievable differential in price. But only 5 to 10% of your teak would qualify as marine lumber. So it's a small percentage, but the value of that is very, very high because it's set to hardwood. Michael Cobb (00:34:20) - But the rest of the tree is also likewise very hard. The dry season is what cures the teak. And so in the dry season teak drops its leaves. And so it's very resistant to fire. If you do good maintenance on the plantation, we do so fires only a risk really in the first three years. And we actually warranty the trees of a fire comes through. In the first three years. We replant the plantation for any parts that are burned. So there's sort of a warranty that comes with the first three years. I mean, the other risks are political risk. What if Panama goes off the rails? The good thing about Panama, it's got the canal. And that is a major, vital strategic US interest. I just don't see the US letting Panama kind of go off the rails. But it could. But those I think are the three what I would call main risk factors. And we mitigate those to the best way possible. Keith Weinhold (00:35:13) - You heard Mike mention about the thinning and cleaning. Yes, there is ongoing management, but that is already handled and taken care of in any of the prices that you already mentioned. Keith Weinhold (00:35:24) - Is that right, Mike? Michael Cobb (00:35:25) - Yeah, correct. And we outsource to a company called Geo Forest. All Geo Forest, all. They've been our plantation manager from since 1999. And and they're phenomenal. What they do, their world class. They've been doing it for longer than 25 years, maybe 30 years at this point. But we outsource what we have to outsource because we're not management plantation managers. So we can find folks that are. Keith Weinhold (00:35:47) - The same property manager for a quarter century, a property manager that actually doesn't get fired. Hey, that's a novel concept. Two times two is what some investors back here in the U.S. are thinking with their residential real estate investments. If you want to learn more about this investment, I encourage you to check it out. You can do that through Gray Marketplace at Gray marketplace.com/teak. Mike, do you still offer tours. Michael Cobb (00:36:16) - Oh my goodness yes. And I hope that you will take us up on the opportunity to come down and see the dairy and province. But yes, we do. Michael Cobb (00:36:24) - And I don't know the dates off the top of my head, but for folks who are interested, uh, two things. One, we actually run a tour that's fun because it's a group of people and it's just, you know, you come down and you do it. But if somebody says, hey, I can't make those dates, but I want to come see the trees. Yeah, it's very reasonable. I think it's a couple hundred bucks. They pick you up at your hotel, they'll run you out to the plantation, bring you back. But it's a whole day. I mean, it's four hours outside of Panama City and four hours back, so it's a long day. And if it's a couple, it's still 200. It's basically for the vehicle out and back. Right? The driver and the vehicle. So you can come anytime or you can come with a group. And if you come with a group there is no charge. I mean, we get the van or the bus and we pay for it all. Michael Cobb (00:37:03) - And yeah, we make peanut butter and jelly sandwiches and we have fun. Keith Weinhold (00:37:07) - All right. Well, I think people have probably covered for the tea more than the sandwiches, but that is a nice touch that you do for people because you do that whether someone is a great investor or not, whether they haven't invested at all yet, and they just want to go ahead and check it out. And you can learn more about those dates at GR marketplace.com/teague Mike, it's always such a fun chat to discuss something so exotic. It's been great having you back on the show. Michael Cobb (00:37:34) - Nice to be back with you. I look forward to seeing you in Panama one of these days. Keith Weinhold (00:37:43) - Trees grow through recessions, they grow through market cycles, they grow through Covid, and trees just keep growing through every single fed rate decision. The wealthiest families on the planet, the top 1%. They have locked up vast portions of their wealth for timeframes even longer than the 25 year peak harvest cycle. In fact, Harvard has fully 10% of its endowment, specifically in timber. Keith Weinhold (00:38:11) - To follow up on what I asked earlier, as we're discussing non-residential real estate today, Earth's highest point above sea level is Mount Everest. The highest from base to peak is Monica. But Earth's highest piece of land, uh, the highest point is measured from the center of the Earth is Chimborazo Volcano, Ecuador. That's because Earth is not a perfect sphere. But there's an equatorial bulge. That's what I was climbing ten days ago. Earth's highest real estate, Chimborazo, was also there for the closest real estate to the sun and moon. But back down here at a lower elevation where the teak plantations are in Panama and Nicaragua, there are no loans for teak. But at prices under seven K, many GRI listeners have found that they don't need a loan and they have bought ten or more parcels. But you can buy as few as 1 or 2 a quarter acre teak parcels and then later cash it out for yourself or build that wealth legacy for your family. Kind of like the top 1%. If it sounds interesting to you, learn more. Keith Weinhold (00:39:22) - Get started at GR marketplace.com/t. Until next week. I'm your host, Keith Wild. Don't quit your day dream. Speaker 6 (00:39:34) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get Rich education LLC exclusively. The. Keith Weinhold (00:40:02) - The preceding program was brought to you by your home for wealth building. Get rich education.com.
MDJ Script/ Top Stories for Feb 23rd Publish Date: Feb 22nd From the Drake Realty Studio, Welcome to the Marietta Daily Journal Podcast. Today is Friday, February 23rd, and Happy 81st Birthday to NFL HOF Fred Biletnikoff. ***02.23.24 – BIRTHDAY – FRED BILETNIKOFF*** I'm Dan Radcliffe and here are the stories Cobb is talking about, presented by Credit Union of Georgia. S. Supreme Court Rules Cobb Man Cannot Be Retried for 2012 Killing Uncertainty Surrounds Cobb Commission's District Map: An Update on the Situation Initial Hearing to Begin in City of Mableton Lawsuit Challenge All of this and more is coming up on the Marietta Daily Journal Podcast, and if you are looking for community news, we encourage you to listen and subscribe! BREAK: CUofGA STORY 1: U.S. Supreme Court Rules Cobb Man Cannot Be Retried for 2012 Killing In a landmark ruling, the U.S. Supreme Court has overturned a Georgia Supreme Court opinion, ruling that Damian McElrath, who was tried for the 2012 stabbing death of his mother, cannot be retried for malice murder. McElrath, diagnosed with schizophrenia, stabbed his mother over 50 times in their west Cobb home, believing she was trying to poison him. He was found guilty, but mentally ill, of felony murder and not guilty by reason of insanity of malice murder. However, in 2020, the Georgia Supreme Court dismissed both verdicts. The U.S. Supreme Court's ruling asserts that the jury's verdict constituted an acquittal for malice murder, thus protecting McElrath from retrial under double jeopardy standards. This decision emphasizes that "an acquittal is an acquittal" regardless of its consistency with other verdicts. This ruling marks a significant moment for McElrath's defense team, who expressed their honor in representing "the forgotten mentally ill who get into serious trouble." STORY 2: Uncertainty Surrounds Cobb Commission's District Map: An Update on the Situation The future of the Cobb Board of Commissioners District 2 seat, currently occupied by Jerica Richardson, hangs in the balance due to an ongoing legal dispute surrounding redistricting. The validity of the county's self-drawn district map is under scrutiny, with a decision from the Georgia Supreme Court eagerly anticipated. If the court confirms the General Assembly's alternate map, which doesn't include Richardson's residence in District 2, her position could be jeopardized. The situation is further complicated by contradictory legislation regarding her seat and Richardson's refusal to step down. This may necessitate a special election, causing further disruption to the commission's operations and leaving residents uncertain about their representation. Amidst this uncertainty, Richardson has announced her run for the U.S. House of Representatives, attracting several candidates for her potentially vacant commission seat. STORY 3: Initial Hearings to Begin in City of Mableton Lawsuit Challenge The city of Mableton, Georgia, is facing a legal challenge that questions the constitutionality of its creation. The lawsuit, brought forward by five residents, will have its first hearing in Cobb Superior Court on March 6. The plaintiffs argue that House Bill 839, which allowed for Mableton's establishment and was passed by the Georgia General Assembly in 2022, is unconstitutional. They claim the bill violates the state constitution's single subject rule by creating both the city and community improvement districts in a single act. The suit seeks a declaratory judgment ruling that HB 839, and thus, the city, is void. Despite the ongoing legal battle, Mableton's Mayor, Michael Owens, stated that the city would continue with its operations and work on establishing commissions, authorities, and boards to assist in city development. We have opportunities for sponsors to get great engagement on these shows. Call 770.799.6810 for more info. We'll be right back. Break: HENRY COUNTY SHERIF STORY 4: Pope Girls Basketball Team wins First State Playoff Win Since 2018 In a thrilling and long-awaited victory, the Pope High School girls basketball team clinched their first state playoff win since 2018, defeating Etowah 53-44 in the opening round of the Class 6A state playoffs. Standout player Abbey Bensman led the Greyhounds to victory with an impressive 18 points and seven rebounds. "Abbey is a special player," praised Pope coach Bill Blythe. "She does just about everything out on that court." The game saw Pope leading 32-29 in the third quarter. However, a successful 7-0 run gave them a comfortable lead going into the final quarter. Despite Etowah's best efforts, Pope managed to maintain control and secure the win. Sarah Gentry also made significant contributions, scoring nine points and six rebounds, including a crucial 3-pointer at the end of the first quarter, which put the Greyhounds ahead. The win propels the Greyhounds into Round 2 where they will host South Paulding on Saturday. STORY 5: Over $22K Donation for Literacy Made at Marietta Town Hall Meeting A significant donation of over $22K was recently made to promote literacy at a town hall meeting in Marietta. The meeting, hosted by Ward 5 Marietta City Councilman M. Carlyle Kent, saw Cobb Collaborative Executive Director Irene Barton receive a check for $22,100. This contribution will be utilized for two early literacy projects. $20,000 will assist Zion Academy in constructing a playground designed around an early literacy theme. The remaining $2,100 will fund 25 ‘Marietta Reads' packets per month for a year, intended to benefit pre-K age children throughout Councilman Kent's ward. We'll be back in a moment. Break: DRAKE STORY 6: McEachern reaches century mark in win over Westlake McEachern High School's basketball team achieved a stunning victory over Westlake, ending with an impressive 105-72 score in the first round of the Class 7A playoffs. Ace Bailey led the charge, scoring a game-high 32 points, with 24 of those earned in the first half alone. This win marks the first time McEachern has reached the century mark since the 2019-20 season. The team now looks ahead to their next challenge against Newton on Saturday. Despite the victory, Coach Tremayne Anchrum insists there's still room for improvement as they progress in the playoffs. Break: INGLES 4 Signoff- Thanks again for hanging out with us on today's Marietta Daily Journal podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Gwinnett Daily Post, the Community Podcast for Rockdale Newton and Morgan Counties, or the Paulding County News Podcast. Read more about all our stories and get other great content at MDJonline.com. Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. 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新鮮事、新奇事、新故事《一銀陪你聊“新”事》 第一銀行打造公股銀行首創ESG Podcast頻道上線啦 由知名主持人阿Ken與多位名人來賓進行對談 邀請您一起落實永續發展 讓永續未來不再只是想像 各大收聽平台搜尋:ㄧ銀陪你聊新事 https://bit.ly/411QCjw ----以上訊息由 SoundOn 動態廣告贊助商提供---- 小心木馬屠城!開放大量中生來台就學就業有何風險?與中國重啟服貿談判有必要嗎?近年全球都在與中國脫鉤、去中化,尤其是西方對中國經濟de-risking降風險,而藍白兩位總統候選人卻說要重啟服貿,無疑是逆世界潮流而動,是何居心?國台辦說,「在一個中國原則與九二共識的基礎上,重啟服貿」,台灣為了經貿利益應該接受「一個中國,九二共識」為兩岸重啟服貿談判前提嗎?! 精彩訪談內容,請鎖定@華視三國演議! 本集來賓:#林飛帆 #矢板明夫 主持人:#汪浩 以上言論不代表本台立場 #反服貿 #太陽花學運 #開放中生 #去中化 電視播出時間
Welcome to the Reality Water Cooler recap of Jeff Lewis Live and reality TV gossip. Big topic is Mary Cosby's bizarre behavior on RHOSLC and WWHL - she was extremely rude to guests. On RHOSLC, Angie K's husband gay rumors seem fake and Meredith Marks' car accident story seems staged. Jeff updated on the messy custody mediation with Gage - after 9 hours and $22K they only agreed on one thing, likely counseling for Monroe. No custody schedule resolved. Debated if Jeff was joking about Monroe, age 7, watching Mean Girls on repeat. Criticism of Paige Davis being intentionally controversial on the Jeff Lewis aftershow. Plans for a Jeff Lewis fan meetup at BravoCon in October. Thanks for listening ! Please give me a 5 star rating & review and follow me on all social Jeff Lewis Obsessed
Welcome to the show! If you want to be on the path to 2 million in your revenue then you do not want to miss today's episode. With me on today's podcast is Samantha Hartley and all you have to do is read her bio below to see that you do not want to miss hearing from here. In this conversation Samantha shares plenty of gold nuggets on what it takes to get to the revenue goals you long for and what it takes to get off the revenue rollercoaster which so many people are on. In this episode, Samantha and I talk about voice and how it can affect your sales, including mindset and how it definitely affects your sales, what it takes to reach your financial goals, roadblocks, barriers and successes. Guest Bio Samantha Hartley works with B2B consultants who are stuck on the revenue roller coaster or drowning in client work. She helps them multiply revenues without exhaustion by working with perfect clients on transformational engagements so they can have profitable, joyful consultancies. Client results include adding $150,000-$600,000 in a year, crossing the million-dollar mark, and turning $22K offers into $200K engagements. Samantha is the host of the Profitable Joyful Consulting podcast and the creator of “6-Figure Engagements “and “The Path to $2 Million™” training and coaching programs. Before starting her business, Samantha worked in international marketing for The Coca-Cola Company in Moscow, Russia, and its Atlanta headquarters. She lives on Martha's Vineyard with her husband and their fur kids. Connect here: https://samanthahartley.com http://www.linkedin.com/in/samanthahartley Free gift: https://samanthahartley.com/definitive-guide/
1. Oil is gaining after the Israel war. 2. Markets are lower this morning, burt they did have a big rally on Friday. The bond market is closed today due to the old Columbus Day holiday now called indigenous peoples day. In the past, when the bond market was closed the stock market would often rally. Remember the old saying, when the cats away the mice will play. 3. Gold is catching a strong bid trading higher by 1.0%. Gold rallied on friday as the US dollar pulled back and is seeing some interest today. Gold will often do well in times of uncertainty. Silver is also positive today, but gold is stronger right now. 4. Bitcoin is trading lower today by 1.4% to 27,500. Remember, there is a bearish weekly chart pattern on bitcoin that signals a move down to 22K.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/4295686/advertisement
I learned a new and really effective way to make your product (or biz opportunity) stand out compared to everything else. Definitely listen to this episode if you're an affiliate marketer, social seller, influencer, in network marketing or in direct sales. Feel free to share this with your team if it's helpful. _____________________________
Why Zelensky is their boy and the apparent satanist he has hired to remake their schools.The woman tasked with helping to rebuild Ukraine's schools has done all she can to communicate she is a satanist. The traitor, General Miley, exclaims “Glory to Ukraine” during a speech, and an American man pretending to be a woman was a spokesperson for Ukraine until he was fired for threatening to kill journalists. Do you see what is going on here? Zelensky is their boy because he gets their script. He has canceled next year's elections in Ukraine, prompting Rand Paul to ask, “why would we support a country that is not a democracy?”What does God's Word say? Matthew 5:15-20True and False Prophets15 “Watch out for false prophets. They come to you in sheep's clothing, but inwardly they are ferocious wolves. 16 By their fruit you will recognize them. Do people pick grapes from thornbushes, or figs from thistles? 17 Likewise, every good tree bears good fruit, but a bad tree bears bad fruit. 18 A good tree cannot bear bad fruit, and a bad tree cannot bear good fruit. 19 Every tree that does not bear good fruit is cut down and thrown into the fire. 20 Thus, by their fruit you will recognize them.Episode Links:The Criminalization of Dissent (continued)Zelensky asks Marina Abramovic to be ambassador for Ukraine; Artist will lend her voice to help rebuild schools in the countryUpdate on Biden's disgraced cross-dressing official: things just got worse for Sam Brinton…Yesterday at a classified briefing over Ukraine, it became clear that America is being asked to fund an indefinite conflict with unlimited resources. Enough is enough. To these and future requests, my colleagues and I say: NO.Rand Paul (@RandPaul) says, Ukraine is corrupt: "They've canceled the elections ..They banned the political parties, they've invaded churches, they've arrested priests, so no, it isn't a democracy, it's a corrupt regime."Slava Ukrani means Glory to Ukraine. Not only is this slogan wildly inappropriate for an American general to endorse, It was most popular as the rallying cry of Nazi-allied henchmen in Ukraine during WWII.Joe Biden is demanding $24 billion MORE for Ukraine but just came out and said he will veto the Defense bill because it gives a pay raise to junior troops (E1-E6) from $22K per year to $31K. Joe Biden even hates his own troops."Somebody needs to remind [Lindsey Graham] that we don't have any money ... We have to borrow the money from China to send to Ukraine ... I think it's irresponsible to think about their country before I think about my country."Zelensky is supposedly leading his Country in a war with Russia, but he's promoting the lie of catastrophic Climate Change at the UN General Assembly today4Patriots https://4patriots.com Protect your family with Food kits, solar generators and more at 4Patriots. Use code TODD for 10% off your first purchase. Alan's Soaps https://alanssoaps.com/TODD Use coupon code ‘TODD' to save an additional 10% off the bundle price. American Financing https://americanfinancing.net Visit to see what American Financing can do for you or call 866-887-2275 BiOptimizers https://bioptimizers.com/todd Use promo code TODD for 10% off your order. Bonefrog https://bonefrog.us Enter promo code TODD at checkout to receive 10% off your subscription. Bulwark Capital http://KnowYourRiskRadio.com Find out how Bulwark Capital Actively Manages risk. Call 866-779-RISK or visit KnowYourRiskRadio.com Patriot Mobile https://patriotmobile.com/herman Get free activation today with offer code HERMAN. Visit or call 878-PATRIOT. RuffGreens https://ruffgreens.com/todd Get your FREE Jumpstart Trial Bag of Ruff Greens, simply cover shipping. Visit or call 877-MYDOG-64. SOTA Weight Loss https://sotaweightloss.com SOTA Weight Loss is, say it with me now, STATE OF THE ART! Sound of Freedom https://angel.com/freedom Join the two million and see Sound of Freedom in theaters July 4th. GreenHaven Interactive https://greenhaveninteractive.com Digital Marketing including search engine optimization and website design.
We chat with Neel about the success of his show Comedy Untamed, test out some of his iconic character impressions and watch a story about a man who spent 22K to look like a dog... Buy merch at our new store www.tomandfrenchy.com JOIN OUR PATREON: https://www.patreon.com/tomandfrenchy Subscribe to our weekly podcast! We also have incredible social media accounts Frenchy's: Facebook: https://www.facebook.com/SungaAttack Insta: http://instagram.com/sungaattack Twitter: https://twitter.com/sungaattack Snapchat: SungaAttack Tom's stuff: Insta: @roundaboutcrew and @tomoarmstrong Twitter: @tomoarmstrong https://www.facebook.com/roundaboutcrew Learn more about your ad choices. Visit megaphone.fm/adchoices
In episode 113 of the Wealth in Christ Show, we sat down with Charlene Tilbanie. Charlene is a faith-based money coach who paid off $22K in 15 months. She is on a mission to help Christian women around the world build wealth and experience financial freedom.Charlene Wealth Guide:www.bit.ly/2023wealthguideLink to join Pray and Invest Group:https://www.facebook.com/groups/216144613257783/Link to investing guide:https://wealthinchristbrand.com/products/investing-guideWealth in Christ Instagram:https://www.instagram.com/Wealthinchrist/Dami on IG:https://www.instagram.com/damilola_oguntoyinbo/Wealth in christ store: wealthinchristbrand.comUSE promo code: WEALTH for 10% off any products#money #financialfreedom #financialeducation #debtfree #personalfinance
The enviro-news you need to know for Friday April 14, 2023:[00:30] From 7% to 67%: The EPA's proposed new EV standards[3:30] The dirty electricity turning point is here[5:30] Buh-bye, lithium? The rise of sodium batteries[12:00] 22K gallons for your swimming pool Resources mentioned:Episode #260: The White Gold RushEpisode #131: 5 Fact About The Global Water CrisisJoin our (free!) community here.Find your tribe. Sustainable Minimalists are on Facebook, Instagram + Youtube.Email me and say hello! MamaMinimalistBoston@gmail.com. Support this podcast at — https://redcircle.com/sustainable-minimalists/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
A roundup of the week's most valuable crypto stories for Saturday, March 11, 2023. Missed any episodes of “The Hash” this week? Today's recap episode will get you caught up.“Hash Headlines” rounds up this week's headline stories, including:Voyager Denies SEC Claims VGX Token Is a SecurityBitcoin Briefly Dips Below $22K on Powell's Inflation CommentsBitcoin Hovers Around $22K as Fed's Powell Softens ToneCrypto Industry's Banking CrisisLinks to the headlines: Voyager Denies SEC Claims VGX Token Is a Security as Binance.US Decision LoomsVoyager Digital's Reward Program Lost $58M in 2022: Court FilingVoyager Bankruptcy Judge Says He Is ‘Absolutely Shocked' by SEC Objection to Binance.US DealBitcoin Price Slides to $22K as Powell Warns on InflationFederal Reserve's Powell: We Don't Want to Strangle Crypto Innovation, but Sector Is a MessFed Chair Powell's Comments Shift Rate Projections; Bitcoin Holds WarilyCrypto.com Struggles to Maintain Fiat On-Ramps in the Face of Crypto Banking Crisis-This episode has been edited by Michele Musso. Our executive producer is Jared Schwartz. Our theme song is “Neon Beach.”Are you building the next big thing in Web3? Apply to pitch your project live on stage at the CoinDesk Pitchfest Powered by Google Cloud at Consensus, the industry's most influential event happening April 26-28 in Austin, Texas. Apply by March 31 for a chance to be among the twelve finalists selected to pitch. Visit consensus.coindesk.com/pitchfest for more information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The most valuable crypto stories for Tuesday, March 7, 2023. "The Hash" team discusses the biggest headlines shaping the crypto markets today, including Federal Reserve Chairman Jerome Powell, in prepared remarks before the U.S. Senate Banking Committee, stating that inflationary pressures are running higher than expected. Separately, Punchbowl reports that U.S. lawmakers are planning on reintroducing a bill that will reform the way crypto is treated for tax purposes.See also:Bitcoin Price Slides to $22K as Powell Warns on InflationUS Senate Banking Committee to Hold ‘Crypto Crash' Hearing This MonthU.S. Lawmakers to Reintroduce Crypto Tax Reform Bill: Report-This episode has been edited by Ryan Huntington. The senior producer is Michele Musso and the executive producer is Jared Schwartz. Our theme song is “Neon Beach.”-Are you building the next big thing in Web3? Apply to pitch your project live on stage at the CoinDesk Pitchfest Powered by Google Cloud at Consensus, the industry's most influential event happening April 26-28 in Austin, Texas. Apply by March 31 for a chance to be among the twelve finalists selected to pitch. Visit consensus.coindesk.com/pitchfest for more information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Moscow police on the defensive as more and more questions are asked about the leadership and experience in the investigation. That, as we come closer and closer to week seven with no answers and a killer on the loose. We hear Moscow Police James Fry defending the strength of “his” investigation. Investigators say they are aware of a Hyundai Elantra located in Eugene, Oregon. That appears to have been involved in a crash and abandoned. Saying they are working with the local jurisdiction to determine if the vehicle is related to our case. Eugene tell Court TV that a Hyundai Elantra reported w/ damage and no plates in Eugene Ore., does NOT appear related. "We have no information to indicate it is related to the Moscow, Idaho, case." -Eugene Police This as Another video, believed to be taken on the night of the murders at a local downtown business, is known to investigators. Investigators have identified an individual called “Adam” in the video and he is cooperating with detectives. The rest of todays release goes on the state again, as it has in every release, how POLICE are going through thousands of pieces of evidence and looking through 22K vehicles. And continue to ask the public for help as No suspect(s) has been identified and only vetted information that does not hinder the investigation will be released to the public. We encourage referencing official releases for accurate and updated progress. All press releases and related information is available at: https://www.ci.moscow.id.us/1064/King-Street-Homicide. Guest Information: Anne Bremner – Trial Attorney and Legal Analyst https://freybuck.com/attorneys/anne-m-bremner/
Rod and Karen are joined by Keith and Chemda of The Keith and the Girl Podcast to discuss keeping their show together after they broke up, Keith's new stand up album, Keith catfishing his dad and writing a book about it, The Rehearsal, science fiction, robber gets $22K in $1 dollar bills, London is burning, Texas solves school shootings with clear backpacks, sharks are mistaking feet for fish, Bill Gates giving his money up, a RI Dunkin Donuts makes a mistake, Marjorie Taylor Greene headlines a white supremacist conference, White People News and Sword Ratchetness. Twitter: @rodimusprime @SayDatAgain @TBGWT Instagram: @TheBlackGuyWhoTips Email: theblackguywhotips@gmail.com Blog: www.theblackguywhotips.com Teepublic Store Amazon Wishlist Crowdcast Voice Mail: 704-557-0186