Podcast appearances and mentions of Mehrsa Baradaran

We're almost at the end of our season, just as the biggest sports leagues in the world come to the end of theirs (as our guest today says, it all revolves around oil, and maybe a bit of corruption and looting). Speaking of today's guest, we've got on an expert in banking and the racial wealth gap whose biography will probably surprise you at every turn: Mehrsa Baradaran, Professor of Law at the University of California Irvine School of Law, who takes us on a tour of her new book The Quiet Coup: Neoliberalism and the Looting of America. Even though Sam and David's respective views on neoliberalism are what makes this a podcast divided, Baradaran opens the podcast by telling us that neoliberalism is synonymous with corruption and looting, but also that she's a big fan of markets. Next, Baradaran gives us a brief and maybe controversial account of the post-World War Two era, placing empire and race, not economics or ideology, at the center. Sam presses Baradaran on her thesis: that conmen and grifters, big oil and big tobacco, used neoliberalism, which then gained a life of its own as law and economics. David valiantly defends law and economics (sadly, no one seems to be convinced). We end with exposing the quietest coup: maybe Baradaran, in aiming to bare everything wrong with our economic system, was the real neoliberal all along. This podcast is generously supported by Themis Bar Review. Referenced Readings The Wretched of the Earth by Franz Fanon The Color of Money: Black Banks and the Racial Wealth Gap by Mehrsa Baradaran Public Citizens: The Attack on Big Government and the Remaking of American Liberalism by Paul Sabin The End of Ideology: On the Exhaustion of Political Ideas in the Fifties by Daniel Bell The God Delusion by Richard Dawkins Racecraft: The Soul of Inequality in American Life by Karen E. Fields and Barbara J. Fields “Protestors Criticized For Looting Businesses Without Forming Private Equity Firm First” in The Onion

Over the last 50 years, an ideology known as neoliberalism has transformed the American economy — for better or worse. The concept is often associated with Ronald Reagan, free markets and deregulation. But legal scholar Mehrsa Baradaran says there’s a lot we get wrong about the origins of neoliberalism and its true impact on society. On the show today, Baradaran, author of the new book “The Quiet Coup: Neoliberalism and the Looting of America,” explains what neoliberal ideology promised to do for the American economy, what it actually did and why she believes that looking to the free market might, ironically, be the only way forward. Then, why actress Scarlett Johansson isn’t cool with OpenAI’s new chatbot. And we’ll hear the sounds of cicadas! Here’s everything we talked about today: “Opinion | The Neoliberal Looting of America” from The New York Times “What is neoliberalism? A political scientist explains the use and evolution of the term” from The Conversation “Opinion | Time is up for neoliberals” from The Washington Post “Learning how to use AI could boost your pay by 25%, study finds” from CNN Business “Scarlett Johansson says OpenAI chatbot voice ‘eerily similar’ to hers” from Reuters We love to hear from you. Send your questions and comments to makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

Over the last 50 years, an ideology known as neoliberalism has transformed the American economy — for better or worse. The concept is often associated with Ronald Reagan, free markets and deregulation. But legal scholar Mehrsa Baradaran says there’s a lot we get wrong about the origins of neoliberalism and its true impact on society. On the show today, Baradaran, author of the new book “The Quiet Coup: Neoliberalism and the Looting of America,” explains what neoliberal ideology promised to do for the American economy, what it actually did and why she believes that looking to the free market might, ironically, be the only way forward. Then, why actress Scarlett Johansson isn’t cool with OpenAI’s new chatbot. And we’ll hear the sounds of cicadas! Here’s everything we talked about today: “Opinion | The Neoliberal Looting of America” from The New York Times “What is neoliberalism? A political scientist explains the use and evolution of the term” from The Conversation “Opinion | Time is up for neoliberals” from The Washington Post “Learning how to use AI could boost your pay by 25%, study finds” from CNN Business “Scarlett Johansson says OpenAI chatbot voice ‘eerily similar’ to hers” from Reuters We love to hear from you. Send your questions and comments to makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

Over the last 50 years, an ideology known as neoliberalism has transformed the American economy — for better or worse. The concept is often associated with Ronald Reagan, free markets and deregulation. But legal scholar Mehrsa Baradaran says there’s a lot we get wrong about the origins of neoliberalism and its true impact on society. On the show today, Baradaran, author of the new book “The Quiet Coup: Neoliberalism and the Looting of America,” explains what neoliberal ideology promised to do for the American economy, what it actually did and why she believes that looking to the free market might, ironically, be the only way forward. Then, why actress Scarlett Johansson isn’t cool with OpenAI’s new chatbot. And we’ll hear the sounds of cicadas! Here’s everything we talked about today: “Opinion | The Neoliberal Looting of America” from The New York Times “What is neoliberalism? A political scientist explains the use and evolution of the term” from The Conversation “Opinion | Time is up for neoliberals” from The Washington Post “Learning how to use AI could boost your pay by 25%, study finds” from CNN Business “Scarlett Johansson says OpenAI chatbot voice ‘eerily similar’ to hers” from Reuters We love to hear from you. Send your questions and comments to makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

This week, Felix Salmon, Emily Peck, and Elizabeth Spiers are joined by legal scholar Mehrsa Baradaran, author of The Quiet Coup: Neoliberalism and the Looting of America. Mehrsa explains the roots of the neoliberalism movement and how the myth of free market made the American economy more oppressive, especially against black and brown people. Also: A misogynistic party culture has been revealed at the FDIC, and small banks are feeling the economic pinch. In the Plus segment: The California wildfires weren't caused by Jewish space lasers — but there was malfeasance behind the scenes. If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get an ad-free experience across the network and an additional segment of our regular show every week. You'll also be supporting the work we do here on Slate Money. Sign up now at slate.com/moneyplus to help support our work. Podcast production by Jared Downing and Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Felix Salmon, Emily Peck, and Elizabeth Spiers are joined by legal scholar Mehrsa Baradaran, author of The Quiet Coup: Neoliberalism and the Looting of America. Mehrsa explains the roots of the neoliberalism movement and how the myth of free market made the American economy more oppressive, especially against black and brown people. Also: A misogynistic party culture has been revealed at the FDIC, and small banks are feeling the economic pinch. In the Plus segment: The California wildfires weren't caused by Jewish space lasers — but there was malfeasance behind the scenes. If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get an ad-free experience across the network and an additional segment of our regular show every week. You'll also be supporting the work we do here on Slate Money. Sign up now at slate.com/moneyplus to help support our work. Podcast production by Jared Downing and Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Felix Salmon, Emily Peck, and Elizabeth Spiers are joined by legal scholar Mehrsa Baradaran, author of The Quiet Coup: Neoliberalism and the Looting of America. Mehrsa explains the roots of the neoliberalism movement and how the myth of free market made the American economy more oppressive, especially against black and brown people. Also: A misogynistic party culture has been revealed at the FDIC, and small banks are feeling the economic pinch. In the Plus segment: The California wildfires weren't caused by Jewish space lasers — but there was malfeasance behind the scenes. If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get an ad-free experience across the network and an additional segment of our regular show every week. You'll also be supporting the work we do here on Slate Money. Sign up now at slate.com/moneyplus to help support our work. Podcast production by Jared Downing and Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Felix Salmon, Emily Peck, and Elizabeth Spiers are joined by legal scholar Mehrsa Baradaran, author of The Quiet Coup: Neoliberalism and the Looting of America. Mehrsa explains the roots of the neoliberalism movement and how the myth of free market made the American economy more oppressive, especially against black and brown people. Also: A misogynistic party culture has been revealed at the FDIC, and small banks are feeling the economic pinch. In the Plus segment: The California wildfires weren't caused by Jewish space lasers — but there was malfeasance behind the scenes. If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get an ad-free experience across the network and an additional segment of our regular show every week. You'll also be supporting the work we do here on Slate Money. Sign up now at slate.com/moneyplus to help support our work. Podcast production by Jared Downing and Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

Celebrated author of the award-winning book, The Color of Money: Black Banks and the Racial Wealth Gap, Mehrsa Baradaran states that when the Emancipation Proclamation was signed in 1863, Blacks had 0.5% of the nation's wealth. This statistic makes sense, since Blacks weren't allowed to own capital as enslaved people — their bodies were, indeed, the capital used to develop lending in this country. Fast-forward more than 160 years to today, Black households currently have a total wealth of just over 4% - not much growth, especially when U consider that one-in-four Black households overall have no wealth or in debt, compared to about one-in-ten U.S. households.    What if our nation's financial systems were rigged — not by evil puppet masters or villains — but by law-abiding judges, lawyers, policy makers and lobbyists? In Baradaran's latest book, The Quiet Coup: Neoliberalism and The Looting of America, the acclaimed professor of law at the University of California, Irvine argues that our political and economic systems of government have shifted in recent decades to yield more complex laws and regulations designed to benefit the rich and powerful—while at the same time, proclaiming smaller government and less regulation. The result has been a large section of Americans left poor and disenfranchised. Join us as I SEE U host Eddie Robinson chats with one of our country's leading intellectuals and legal scholars, Mehrsa Baradaran. We examine how the Civil Rights movement and the push for economic justice by Black activists led to a so-called neoliberal movement. Baradaran explores this ideology of neoliberalism and explains how it infected our politics to ensure and maintain a dominant system of economic power over democracy – a movement she says is far from over, and even accelerating. 

Amy is joined by philosopher and author Mehrsa Baradaran to discuss her latest book, The Color of Money: Black Banks and the Racial Wealth Gap, and explore the history of Black banking, intersections of race, gender, and economics, as well as how we can take control of our economic future to create a more equitable world for all.Mehrsa Baradaran is a professor of law at UC Irvine Law School. She writes about banking law, financial inclusion, inequality, and the racial wealth gap. Her scholarship includes the books How The Other Half Banks and the award-winning The Color of Money: Black Banks and the Racial Wealth Gap, both published by the Harvard University Press. Baradaran and her books have received significant national and international media coverage and have been featured in The New York Times, The Atlantic, Slate, American Banker, The Wall Street Journal, and Financial Times. On NPR's Marketplace, C-SPAN's Washington Journal, and PBS's NewsHour, and as part of TEDx at the University of Georgia. She has advised US senators and congressmen on policy, testified before the US Congress, and spoken at national and international forums like the US Treasury and the World Bank.

How has the American Dream transformed in the wake of the Great Recession? Annanda & Keisha examine the impact of the Great Recession on the American Dream focusing on the rise of Bitcoin and blockchain. Through the lens of bell hooks' philosophical perspectives, they explore the deeper moral stakes. Featuring a captivating conversation with Adorable Earthangel, a web3 entrepreneur and spiritual technologist, who offers unique insights on how to navigate this new landscape. Work with our Guest Adorable Earthangel! bell hooks defines white supremacist capitalist patriarchy bell hooks shows the difference perspective makes in Black Looks: Race and Representation (1992). Some background on the history of the New Deal and the 2008 crash: How the New Deal Left Out African-Americans (Smithsonian) Codeswitch explains the history of housing discrimination and redlining  Economics Professor Richard Wolff (The New School) explains the 2008 subprime mortgage problem Investopedia breaks down on the AIG Bailout **In January 2021, the New York Times reported the Biden administration's intent to include an image of Harriet Tubman in a redesigned $20 bill. Sam Bankman-Fried, co-founder of FTX and Alameda Research, was found guilty of fraud and conspiracy after his crypto firm collapsed. He faces a lengthy prison sentence. Reuters reports (Nov 2023) The Income Gap, the US Department of Treasury marks Racial Inequality in the United States  Why the Great Recession Made Inequality Worse by Ken-Hou Lin and Megan Tobias Neely Explore more on the 53% loss of African-American Wealth During the Great Recession “The Color of Money” by Mehrsa Baradaran

Why has it always been damn near impossible for Black Americans to make ends meet - let alone build wealth? Join us with Mehrsa Baradaran, law professor and a leading expert on the racial wealth gap. She speaks the truth and helps us bust the myths we've all been fed about race, money, and the American Dream. Mehrsa also has an innovative plan to bridge the gap real fast!SHOW NOTESGuest: Mehrsa Baradaran Mehrsa Baradaran is a professor at UC Irvine Law School and a leading expert on the racial wealth gap. Her award-winning book The Color of Money is the definitive work on the subject. Mehrsa's proposed “Homestead Act for the 21st Century” lays out a bold plan to redress hundreds of years of racial discrimination and enable Black Americans to fully participate in the American Dream of homeownership.Highlights of Episode:[1:53] Racial wealth gap explained[4:46] Origin and expansion of the wealth gap[15:11] Role of U.S. government in vicious cycle of discrimination against Black people [18:35] Myths about causes of the wealth gap[22:06] Real reasons for the gap[23:40] Mehrsa's Homestead Act for the 21st Century[30:01] How reparations will uplift everyone [33:48] Ideas for making reparations personalMehrsa's plan for reparations: A Homestead Act for the 21st CenturyBooks by Mehrsa Baradaran:The Color of MoneyHow the Other Half BanksMehrsa's video testimony to the California Reparations Task Force (10/13/21)More on "redlining": Redlining maps for all U.S. cities More on the U.S. government's role in redlining  Contact Tony & AdamTranscript of this episodeSubscribe 

It takes more than one person to break generations of racial barriers. We all have to work together to empower our people and bring economic and social transformation. In this Flashback Friday Featured episode, Thomas Lopez-Pierre joins us again today to talk about how we can take action to create collective change. Supporting black businesses and black banks is key to a thriving community. He also believes that we need to learn from other groups who overcame their own struggles and have the knowledge and resources to help us close the wealth gap. Listen in for another packed episode with Thomas! ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/themicrofamilyinvestingaccelerator?month=2023-04 ________________________________   [00:01 - 17:00] Coming Together To Build Black Wealth Check out part 1 of the interview with Thomas! How to grow the business and community through strong partnerships The education versus capitalist society Learning from other groups and leveraging capitalism Black people need to be smarter in their investments [17:01 - 24:09] Closing Segment The final 2 questions Thomas on diversification: Believing in diversity and not putting all the money in one developer Connect with Thomas!   Key Quotes “If you're going to live the Gucci lifestyle, the bling-bling lifestyle, do it off passive income, don't do it off earned income.” - Thomas Lopez-Pierre “I hate to break it to you: Your home, it's not an investment. Your home is an expense. You have to pay a mortgage for that and if you stop paying the mortgage, you get foreclosed. An investment is when you have tenants paying you rent, and if they stop paying you rent, you will evict them. That's an investment of black people, food for thought.”- Thomas Lopez-Pierre “Invest in things that produce cash flow, not things that make you feel like a bourgeois, you know, feeling important because you will achieve some social status.”- Thomas Lopez-Pierre Resource Mentioned: The Color of Money by ​​Mehrsa Baradaran https://www.amazon.com/Color-Money-Bl... Connect with Thomas Lopez-Pierre through his website https://blmref.com/ and follow him on his socials at Facebook https://www.facebook.com/thomaslopezp... and Twitter https://twitter.com/votelopezpierre?l... Let's get connected! You can find Nicole on LinkedIn https://www.linkedin.com/in/nicole-pe... Instagram https://www.instagram.com/nvestornikk... or Facebook https://www.facebook.com/nvestornikki or  Visit her website https://noirvestholdings.com   LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show here. https://podcasts.apple.com/us/podcast...

Today we're talking about the topic of the day, week, month, and maybe even year — banking. Silicon Valley Bank's tech startup-centric clientele and remarkably high amount of uninsured deposits made it different from a lot of other banks. But there's a regulatory landscape in the background of SVB's downfall story. On the show today, Mehrsa Baradaran, a banking law professor at the University of California Irvine and author of the books “The Color of Money” and “How the Other Half Banks,” explains how regulatory changes made way back in the 80's landed us where we are now, the psychological nature of bank runs, and what regulators can learn from this SVB-triggered banking episode. In the News Fix, the case for incorporating more lentils and other climate-friendly foods into the American diet. Also, we’ll give an economics crash course on “Minsky moments.” And, why commercial real estate debt could become another problem for banks. Later, one listener shares why they’re on TikTok, and another listener reminds us to remember the folks who are hit hardest by climate change. And, Kaye Wise Whitehead, president of the National Women’s Studies Association, explains why she was wrong about motherhood. Here’s everything we talked about today: “How Silicon Valley Bank & Signature Bank Lobbied to Weaken Regulations That Could Have Prevented Collapse” from Truthout “Opinion | After Silicon Valley Bank collapse, scrap the deposit insurance limit” from The Washington Post “Federal Reserve and Lawmakers Eye Bank Rules After Collapse” from The New York Times “What Is a Minsky Moment? How Do World Debt Levels Look Now?” from Bloomberg “Why Americans should eat more lentils” from The Washington Post “Commercial Property Debt Creates More Bank Worries” from The Wall Street Journal What have you been wrong about lately? We want to hear your answer to the Make Me Smart question! Leave us a voice message at 508-U-B-SMART, and your submission may be feat

Today we're talking about the topic of the day, week, month, and maybe even year — banking. Silicon Valley Bank's tech startup-centric clientele and remarkably high amount of uninsured deposits made it different from a lot of other banks. But there's a regulatory landscape in the background of SVB's downfall story. On the show today, Mehrsa Baradaran, a banking law professor at the University of California Irvine and author of the books “The Color of Money” and “How the Other Half Banks,” explains how regulatory changes made way back in the 80's landed us where we are now, the psychological nature of bank runs, and what regulators can learn from this SVB-triggered banking episode. In the News Fix, the case for incorporating more lentils and other climate-friendly foods into the American diet. Also, we’ll give an economics crash course on “Minsky moments.” And, why commercial real estate debt could become another problem for banks. Later, one listener shares why they’re on TikTok, and another listener reminds us to remember the folks who are hit hardest by climate change. And, Kaye Wise Whitehead, president of the National Women’s Studies Association, explains why she was wrong about motherhood. Here’s everything we talked about today: “How Silicon Valley Bank & Signature Bank Lobbied to Weaken Regulations That Could Have Prevented Collapse” from Truthout “Opinion | After Silicon Valley Bank collapse, scrap the deposit insurance limit” from The Washington Post “Federal Reserve and Lawmakers Eye Bank Rules After Collapse” from The New York Times “What Is a Minsky Moment? How Do World Debt Levels Look Now?” from Bloomberg “Why Americans should eat more lentils” from The Washington Post “Commercial Property Debt Creates More Bank Worries” from The Wall Street Journal What have you been wrong about lately? We want to hear your answer to the Make Me Smart question! Leave us a voice message at 508-U-B-SMART, and your submission may be feat

The fractional reserve banking system is like an upside-down pyramid with all the deposits from people and businesses at the massive base pressing down on the tiny little tip that is our trust in the banking system and the government's FDIC program that supposedly supports it. Ask yourself how an FDIC Fund with $120 billion in it can insure deposits of over $10 trillion. Obviously, it can't. So what we're really left with is TRUST in a woefully fragile system. Join me today as we examine the underlying problems with the banking system and government institutions more broadly. We'll be using Democracy Now as a backdrop for this conversation with Mehrsa Baradaran and David Sirota who bring up some interesting questions, but in my opinion, miss the greater questions. The collapse of Silicon Valley Bank and Signature Banks are the largest bank failures since the 2008 financial crisis, which prompted lawmakers to pass legislation to increase regulations on banks and other financial institutions. But during the Trump administration, a number of Democrats joined Republicans in Congress to weaken laws including Dodd-Frank, the landmark regulatory reform passed in the wake of the crisis. Executives from Silicon Valley Bank and Signature Bank were among those who successfully lobbied to weaken rules that may have prevented their collapse. The fallout from the bank failures now threatens to spread to other financial institutions, and the Biden administration has taken extraordinary steps to guarantee all deposits in the two failed banks and to shore up the rest of the sector in what many are criticizing as a bailout of rich bank customers. For more, we speak with _The Lever_'s David Sirota and banking law professor Mehrsa Baradaran, whom progressive groups at one point backed as the Biden administration's pick for comptroller of the currency, an influential regulator of banks. How Silicon Valley Bank & Signature Bank Weakened Regulations That Could Have Prevented Collapse - YouTube --- Send in a voice message: https://podcasters.spotify.com/pod/show/seth-martin0/message

It takes more than one person to break generations of racial barriers. We all have to work together to empower our people and bring economic and social transformation. Thomas Lopez-Pierre joins us again today to talk about how we can take action to create collective change. Supporting black businesses and black banks is key to a thriving community. He also believes that we need to learn from other groups who overcame their own struggles and have the knowledge and resources to help us close the wealth gap.  Listen in for another packed episode with Thomas! Do you want to build wealth for yourself and your family? You need THE LAUNCHPAD. Click here to learn more!   [00:01 - 17:00] Coming Together To Build Black Wealth  Check out part 1 of the interview with Thomas! How to grow the business and community through strong partnerships The education versus capitalist society Learning from other groups and leveraging capitalism Black people need to be smarter in their investments   [17:01 - 24:09] Closing Segment  The final 2 questions Thomas on diversification: Believing in diversity and not putting all the money in one developer Connect with Thomas! Key Quotes    “If you're going to live the Gucci lifestyle, the bling-bling lifestyle, do it off passive income, don't do it off earned income.” - Thomas Lopez-Pierre “I hate to break it to you:  Your home, it's not an investment. Your home is an expense. You have to pay a mortgage for that and if you stop paying the mortgage, you get foreclosed. An investment is when you have tenants paying you rent, and if they stop paying you rent, you will evict them. That's an investment of black people, food for thought.”- Thomas Lopez-Pierre “Invest in things that produce cash flow, not things that make you feel like a bourgeois, you know, feeling important because you will achieve some social status.”- Thomas Lopez-Pierre Resource Mentioned: The Color of Money by ​​Mehrsa Baradaran     Connect with Thomas Lopez-Pierre through his website and follow him on his socials at Facebook and Twitter. Let's get connected!  You can find Nicole on LinkedIn, Instagram, or Facebook. Visit her website https://noirvestholdings.com    LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show here.

A review of "The Color of Money" by Mehrsa Baradaran which discusses the history of economic limitations and responsibilities placed on Black banks and capitalism.   Show notes are available at http://noirehistoir.com/blog/color-of-money-book-review.

TMBS 49 aired on July 24th, 2018. Episode summary: We talk about Israel's history of apartheid and how the recent law passed in Israel enshrines its apartheid character. Shoutout to Tahirah Amatul-Wadud (@tahirahaw) a progressive candidate campaigning on Medicare for All, who is running for Massachusetts First Congressional District. Also, shoutout to Kaniela Ing (@KanielaIng) a DSA member who is running for Congress in Hawaii and challenging Mark Zuckerberg's nonsense. Author of The Color Of Money, Mehrsa Baradaran (@MehrsaBaradaran) calls in to talk about how the American financial system became wealthy from America's history of racism and slavery. For harping on the most tired talking points about socialism Megan McCain goes to the gulag. For this week's Economic Update, David Griscom investigates the upcoming yield curve inversion and how the recent economic recovery has come at the expense of an indebted working class. Michael and the crew give our thoughts on Russia and the sanctions regime against Iran. TMBS ReAirs come out every Tuesday wherever you get your podcasts or on The Michael Brooks Show YouTube Channel. This program has been put together by The Michael Brooks Legacy Project. To learn more and rewatch the postgame content visit https://www.patreon.com/TMBS

The Color of Money by Mehrsa Baradaran Review - "In 1863 black communities owned less than 1 percent of total U.S. wealth. Today that number has barely budged. Mehrsa Baradaran pursues this wealth gap by focusing on black banks. She challenges the myth that black banking is the solution to the racial wealth gap and argues that black communities can never accumulate wealth in a segregated economy."

TMBS 42 aired on May 29th, 2018. Episode summary: Michael explains why we need to abolish ICE now. Shout-out to the voters of Ireland for voting 66% to repeal the ban on abortion in the country. Mehrsa Baradaran (@MehrsaBaradaran) joins us by phone to talk about the racial wealth gap, postal banking, and a federal jobs guarantee. David Griscom debuts a new financial news segment, this week focusing on the unfolding African debt crisis. Felix Biederman of Chapo Trap House (@Byyourlogic) joins us to talk Assassin's Creed, the effects that money has on rich people's heads, and Louis Farrakhan. TMBS ReAirs come out every Tuesday wherever you get your podcasts and on The Michael Brooks Show YouTube Channel. This program has been put together by The Michael Brooks Legacy Project. To learn more and rewatch the postgame content visit https://www.patreon.com/TMBS

The average family earning $25,000 a year in the U.S. spends about $2,400 on financial transactions. Whether it's the astronomical interest rates of a payday loan or the costs that come with being unbanked, the extractive practices of the financial services industry are effectively keeping the poor in poverty. Lawyer and author Mehrsa Baradaran and economic mobility expert Cate Blackford join Nick and Steph this week to explain why banking while poor is so expensive, and what states can do to rein in the people who profit from it. This episode was originally released in February 2020. Mehrsa Baradaran is a professor of law at UC Irvine. She writes about banking law, financial inclusion, inequality, and the racial wealth gap. Her scholarship includes the books How the Other Half Banks and The Color of Money: Black Banks and the Racial Wealth Gap.  Twitter: @MehrsaBaradaran Cate Blackford was the Director of Outreach and Donor Development at the Bell Policy Center when we recorded this episode, but she is now the Public Policy Director at Maine People's Alliance. She was the Co-Chair of the 2018 Proposition 111 campaign in CO to limit the interest lenders could charge on payday loans and eliminate fees from payday lending products, which passed with 75% of the vote.  Twitter: @catetiller  Further reading:  Capitol One to end overdraft penalties as CFPB takes aim at ‘exploitative junk fees': https://www.washingtonpost.com/business/2021/12/01/capital-one-overdraft-fees/  How the Other Half Banks: https://www.hup.harvard.edu/catalog.php?isbn=9780674983960 The Color of Money: https://www.hup.harvard.edu/catalog.php?isbn=9780674237476 If the U.S. Government Treated Poor People as Well as It Treats Banks: https://www.theatlantic.com/business/archive/2015/10/if-the-us-government-treated-poor-people-as-well-as-it-treats-banks/410614/ CO's Prop 111 explained: https://coloradosun.com/2018/10/22/proposition-111-colorado-2018-explained/ Briefed by the Bell - Predatory Economy: https://www.bellpolicy.org/2018/09/10/predatory-economy/ How Do Payday Loans Work? https://www.incharge.org/debt-relief/how-payday-loans-work/ Website: http://pitchforkeconomics.com/ Twitter: @PitchforkEcon Instagram: @pitchforkeconomics Nick's twitter: @NickHanauer

#BoomBapBreakfast #JaredBall #iMiXWHATiLiKELawrence Granpre Reviews The Color of Money by Mehrsa Baradaran https://www.goodreads.com/review/show...Lawrence is a researcher focusing on public health, criminal justice, drug policy, and community economic development, using his research to aid grassroots community organizing and public policy advocacy campaigns.https://www.lbsbaltimore.com/about-us...Previous Interviews with Merhsa Baradaranhttps://imixwhatilike.org/?s=baradaranJared A. Ball, Ph.D. is a Professor of Africana and Communication at Morgan State University in Baltimore, MD. and is founder/curator of imixwhatilike.org a multimedia hub of emancipatory journalism and revolutionary beat reporting. Ball is also author of The Myth and Propaganda of Black Buying Power (Palgrave, 2020). More from Dr. Ballhttps://imixwhatilike.org ★ Support this podcast on Patreon ★

Mehrsa Baradaran is a professor of law at the University of California Irvine and author of How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy; and her most recent book The Color of Money: Black Banks and the Racial Wealth Gap. Her work focuses on the racial wealth gap in America, and how it can be tied back directly to historical policies and continued systemic issues.In this episode, Ric and Mehrsa talk about the history of the racial wealth gap, the impacts of it today, and what can be done to move the needle on this issue.This is 3 Things. See acast.com/privacy for privacy and opt-out information.

Welcome to the Half Open Door Podcast brought to you by Kindfull Creations- Where we will be bringing you informative and enlightening lectures from some interesting people around the world. Join our Instagram Kindfull.Creations https://www.instagram.com/Kindfull.Creations/ to discuss any topics from the podcast. We can only show you the door, its up to you to walk through it. Episode details: Streamed live on Oct 3, 2017 “When the Emancipation Proclamation was signed in 1863, the black community owned less than one percent of the United States' total wealth. More than 150 years later, that number has barely budged.” As Mehrsa Baradaran argues in her new book, The Color of Money, this absence of wealth isn't just a failure to atone for oppression and exclusion imposed by slavery and Jim Crow, but the product of contemporary acts to maintain their legacy. Today, the racial wealth gap is animated by policies that build the wealth of those who already have it and sowing debt among those who don't, such as fees and fines levied by municipal governments and the criminal justice system, which fall disproportionately on communities of color. This experience of exclusion is reinforced at the community level where decades of legal residential segregation create the conditions for economic insecurity to become self-reinforcing. The disappearance of mainstream banks from communities of color, for example, has left the door open for unscrupulous and predatory actors, like payday lenders, to profit from poverty. Rather than seen as an outcome constructed by law and policy, Baradaran argues, the lack of Black wealth is blamed on colorblind market forces. As such, the prevailing solutions have focused on enabling Black communities to “bootstrap” their way to wealth by invigorating local enterprise, leaving unexamined the ways in which the government is culpable for both failing to invest in building Black wealth and continuing to siphon it away. Please join New America's Family-Centered Social Policy program for a conversation with Mehrsa Baradaran and a panel of municipal leaders on the front lines of pioneering new strategies to advance economic justice by reforming how government works--and who it serves. Copies of The Color of Money will be available for purchase by credit card or check. This event will be livestreamed on this page. Be a part of the conversation online with #ColorOfMoney and @NewAmericaFCSP. Participants: Mehrsa Baradaran, @MehrsaBaradaran Author, The Color of Money Professor of Law, University of Georgia Risha Berry, @OCWB_RVA Project Management Analyst, Office of Community Wealth Building, City of Richmond, VA Tishaura Jones, @tishaura Treasurer, City of St. Louis, MO Anne Stuhldreher, @AnneStuhldreher Director of Financial Justice, City and County of San Francisco Fellow, New America CA Moderator: Gillian White, @gillianbwhite Senior Associate Editor, Business, The Atlantic ==================================== New America is dedicated to the renewal of American politics, prosperity, and purpose in the digital age through big ideas, technological innovation, next generation politics, and creative engagement with broad audiences. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/halfopendoor/support

A prehistory of critical race theory ... What CRT isn't ... Why CRT gets so much pushback ... When (possibly) well-meaning jokes go wrong ... CRT and the language of the elite ... The shifting definitions of "racist" and "white supremacist" ... Are subtle changes in race-related vocabulary worth the trouble? ...

A prehistory of critical race theory ... What CRT isn't ... Why CRT gets so much pushback ... When (possibly) well-meaning jokes go wrong ... CRT and the language of the elite ... The shifting definitions of "racist" and "white supremacist" ... Are subtle changes in race-related vocabulary worth the trouble? ...

In 2021 it’s non-negotiable: quality home internet is something we all need. Our entire economy, along with almost all other aspects of our lives, relies on access to the internet. This reality is why many argue that it should be treated as a public good and operated like a public utility instead of run by a handful of corporations that leave many people underserved. This week, Baratunde sits down with technologist Bruce Patterson to learn how the small city of Ammon, Idaho gives its residents access to high speed internet through its own state-of-the-art, public broadband infrastructure.  Guest: Bruce Patterson - Technology Director for the City of Ammon, Idaho Bio: Bruce Patterson is the mastermind behind the ‘Ammon Model,’ which focuses on the separation of broadband infrastructure from broadband service, both technically and economically. During his tenure at the City of Ammon, Bruce was responsible for the creation and management of the Ammon Fiber Network. He managed everything from strategy and implementation including legal, public process, financial, construction, and technical aspects. SHOW NOTES + LINKS Go to howtocitizen.com to sign up for show news, AND (coming soon!) to start your How to Citizen Practice. Please show your support for the show in the form of a review and rating. It makes a huge difference with the algorithmic overlords! We are grateful to Bruce Patterson for joining us! Learn more about his work at ammonfiber.com. ACTIONS PERSONALLY REFLECT  What’s publicly or municipally run in your community? Post office, water, library, etc. How do you use these services and what would change about them if they were owned exclusively by private companies? Or if they are, do you feel your community is being well-served? If you were in charge, how would you improve these services for the public? What else could you imagine working better if it was run by the people and served more of us?   BECOME INFORMED Other Public Options Basically our participation in society and our lives now rely on the internet. Bruce helped meet that essential need by having the local government operate a network, but it’s not the only way, and internet access isn’t the only service. Find out more about community efforts to own services from broadband to banking through the links below: Community broadband  Community Broadband: The Fast, Affordable Internet Option That's Flying Under the Radar Postal Banking Ted Talk by Mehrsa Baradaran or read the white paper here   PUBLICLY PARTICIPATE Municipal Broadband in YOUR Community If this topic excites you on your citizen journey, consider joining a community broadband effort near you or learning from one in order to lead an effort in your town or city. Join one of the efforts being tracked by The Institute for Local Self Reliance on their community map. (Stacy Mitchell, the Co-Director of the Institute, was our guest in Ep 5!) If you take any of these actions, share that with us - action@howtocitizen.com. Mention Life, Liberty, and the Pursuit of Broadband in the subject line. And share about your citizening on social media using #howtocitizen.  Visit the show's homepage - www.howtocitizen.com - to sign up for news about the show, to learn about upcoming guests, live tapings, and more for your citizen journey. Also sign up for Baratunde's weekly Recommentunde Newsletter and follow him on Instagram or join his Patreon. You can even text him, like right now at 202-894-8844. CREDITS How To Citizen with Baratunde is a production of iHeartRadio Podcasts and Dustlight Productions. Our Executive Producers are Baratunde Thurston, Elizabeth Stewart and Misha Euceph. Stephanie Cohn is our Senior Producer and Alie Kilts is our Producer. Kelly Prime is our Editor. Original Music by Andrew Eapen. Valentino Rivera is our Engineer. Sam Paulson is our Apprentice. This episode was produced and sound designed by Alie Kilts. Special thanks to Joelle Smith from iHeartRadio. Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

This is our last installment of our Race Hustlers series. If you haven't heard of the Freedman's Bank, you need to listen to this episode.Special thanks to Mehrsa Baradaran for writing The Color of Money.

Mehrsa Baradaran is a law professor specializing in banking law at the University of California, Irvine, and her conversation with Deval focuses on the American dream. Our scrappy country was organized against old powers of aristocracy on behalf of the common people, but now counts itself as a world power. How do we move forward with that dichotomy? How do we ensure a communal — and not a selfish — kind of freedom? How do we rebuild ladders of success, no matter the zip code?

In today's episode, we're digging into the Good Food Zone Policy that will be implemented in Los Angeles, California. The goal is to expand access to healthy food in neighborhoods considered food deserts and to create economic opportunity and jobs for residents living on low incomes. If you follow food policy work, you'll be interested in the Good Food Zone, food entrepreneurship and Community Development Framework. Guests in this podcast include three people deeply engaged in developing this place based policy strategy: Ronnell Hampton, of the Los Angeles Food Policy Council, Samantha Salmon, of the Local Initiatives Support Corporation, and Community Organizer and Media Specialist, Matt Sanderson. Interview Summary Matt, let's start with you. Could you explain the Good Food Zone Policy to the listeners? Matt: Overall, we want to: increase access and demand for healthy food in food desert communities, which is increasing options for healthy food, especially in areas like South Los Angeles; as well as build demand for healthy food through culturally relevant practices. This also promotes economic development through food entrepreneurship, which is helping healthy food business owners develop strong business acumen, and scale micro and small healthy food business operations. The Los Angeles city council approved this policy earlier this year and we're working to get it implemented. This will be a three-year program that will provide targeted services to overcome challenges and barriers that micro and small businesses in LA, would experience when formalizing or growing their business. And this is in partnership with the city, private, nonprofit and community service providers. And business owner can get the specialized help they need. Receive help with filing permits, referral to funding programs, discounts on equipment and utilities, and assistance with business training, as well as resources for marketing and financial management. The program ambassador, would facilitate communication with these business owners. Do they need help with business training, or help navigating governmental departments or need help with management or leadership training, product development or even technology adoption? Those who buy into this program, in this pilot, are asked to provide evidence of their commitment to developing and growing a healthy food business through annual reporting, surveys, on-site visits, evaluation of business practices, and more. The Good Foods Zone, sits at this intersection of racial health and economic justice.   That's a very impressive suite of activities that I'd like to ask Samantha a question that came to mind as you were talking about that Matt. So is this program for businesses that are owned and staffed by people in the affected communities only, or could outside people who wish to run businesses in the community receive these services? Samantha: That's a brilliant question. I love it so much because the community that gathered to put this policy together, really were interested in the economic development peace within their community. So, the policy brief as it outlines right now, the business has to be in operation for at least three years, in order to qualify for this pilot. So, the business is already a part of that community. And within the pilot, the goal is to hire people from within that community. So it doesn't necessarily block someone from outside of that community from opening a business, but they would have had to been in operation for three years. That makes sense because then the wealth that might occur from this would remain in the community and not just be outside. So thanks for that answer. So Ronnell, let me turn to you. How did all this come about and what challenges were faced in researching and developing and ultimately getting this policy approve? Ronnell: The Los Angeles Food Policy Council uses the collective impact approach to developing policy, which makes sure that impacted people are leaders and collaborators in the policy changes that happen in the Los Angeles regional area. So through our working group spaces we're able to facilitate that collective impact. And the work around the Good Foods Zone, was developed by our Good Food Economy Working Group. And so they have been working on this policy and how to organize to get a champion who is Current Price Council District 9 who introduced the good foods on policy and with the organizing of the Good Food Economy Working Group, we were able to get the policy recommended from the Economic Workforce Development Subcommittee for approval to get approved at council. Which happened March 3rd, 2020. We celebrate a policy passing, but the hard work happens when you're trying to get the policy implemented and making sure that the intended demographic actually receives the resources of that policy and making sure that the programmatic framework for that policy actually has the intended outcome that we had from the beginning. You make an outstanding point about the importance of follow through. And I imagine when the history of this will be written, there'll be a lot to be said about what happens after the policy was passed. So I'm happy that you brought that point up. Samantha, I'd like to hear your thought on some other key issues. So the Good Foods Zone Policy, is a place-based strategy and recognizes that historic divestment in specific neighborhoods, now requires targeted investment in those same neighborhoods. Can you explain a little bit more about this and who is intended to benefit from the policy? Samantha: This policy benefits healthy food entrepreneurs throughout the entire food chain, and the community members who are looking for jobs and healthy foods in their neighborhoods. Folks like Celia and Joe Ward, who started South LA cafe because after decades of living a food desert, they wanted fresh affordable and healthy food options for themselves and their neighbors. So instead of waiting for it to arrive, they decided to take a leap of faith and provided themselves. Then you have women like Olympia, who started supermarket, which is a low cost organic pop-up grocers servicing low-income communities in LA. It operates weekly providing a hundred percent organic produce to make great health and healing available to the communities that need it most. And supermarket believes everyone deserves to eat well. Olympia, the founder believes fresh food access is not simply a nice idea. It's a right and a necessity. She said leaving our neighborhoods to get healthy ingredients and healthy meals is a challenge millions of Angelenos have to face. And so when she started supermarket, she felt like this subtle form of discrimination which leads to millions of deaths each year in the country, will hopefully cease to exist. And I wholeheartedly agree. That's the whole purpose of this policy. You're talking about some very admirable and inspiring stories of people that have started food businesses. Can you explain Samantha just a little bit about why this is necessary and the food place? I mean, we know about what food deserts are but not so much about how they came about and what are some of the divestment that have occurred. Samantha: Yes. And if I can, I would recommend everyone listening to read two very great books, that go into the details on it, because it definitely deserves more time than we have available on this podcast. The Color of Money by Mehrsa Baradaran, and the Color of Law, I forgot the name of the author, but they basically go into detail on the historic red lining and the holding of investment that was not available for black entrepreneurs and black landlords being able to buy a home and build equity. That way is also part of the piece and being able to get a loan to start a business, you know, have equity, to get appropriate financing. So, it's really intricate and those two books really go into that. Thanks for those resources. So let's get into some more specific. Ronnell what are you actually asking the city to do in this, and how will you measure success at the end of the day? Ronnell: In regards to the historic divestment, we have to be able to acknowledge how that looks in the landscape that our communities are living in. In South LA for example, there are more liquor stores than there are grocery stores. We're asking them to acknowledge the historic divestment that created the food deserts that community are dealing with right now. In regards to the Good Food Zone, we're asking our local government to take action by identifying a timeline, for the feasibility report, and pilot implementation, that reflects the urgency of the public health issues related to food insecurity. We're also asking them to identify budget line items to fund the proposed $3.6 million three year pilot program. We're asking them to prioritize the implementation of the Good Food Zone as a tactic for community and business resilience modeling during and post-COVID. Like we're saying, the Good Food Zone is to address historic impact of food divestment but COVID has exacerbated a lot of those realities. So it's important that we leverage policies like the Good Food Zone, as a way to address resiliency and recovery. And we're also hoping that they consider expanding the pilot to help more healthy food businesses during the pandemic. Thank you Ronnell. It's really inspiring to hear about these efforts and the passion behind them. Let me ask one final question of you Matt. What does it take to spread awareness of this community and those from there? Matt: Sure Kelly, thank you so much. I really have to pause first and give a ton of credit to Samantha Ronnell and our team on the working group or hitting the ground running earlier this year to identify potential businesses affected by the lack of investment in these communities in these target pilot zones, which are Council Districts in Los Angeles that we would like to get the Pilot Program off and running. And we began cold calling and cold emailing of business owners who we identified in these zones. And South LA Cafe, is one of the more prominent ones. And really had to just start off with surveys with these business owners and hear their story. And what became markedly clear from the start of our effort, which did begin after the pandemic started. But as the months went on from May to June, June to July, and making these calls and getting the interviews became abundantly clear that yes, these business owners already were having a tough time navigating say government systems, no city systems for just say permitting. Then, the interviews turned into: “I haven't heard back on my PPP loan.” “Or, one question a couple of months ago could have been how many employees do you have?” And this is a small market we're calling in South LA ‘they' might just be the business owner, they've been there for 20 plus years, might be family owned. A lot of them are, Mom-and-Pop. And they might just have a few other employees but as the calls kept going, and we were finding out that the business owner could only afford to be their own boss. They were there from open to close, and the questions were they were interested in the incentives that the Good Food Zone and a lot of them wanted to get involved with the awareness campaign. Some were on the fence. They wanted to engage in the interview and I still had some questions and a lot of them were just so busy, you know at the height of COVID-19 where they could only just focus on the day-to-day and it said, you know please keep in touch and that sort of thing. Through these interviews, we created awareness graphics of the business owners who we did interview. And when you scroll our Instagram page, you will see them. We told their story based on their interviews. And leading from the social media campaign, into the fall, we pivoted to media outreach. And media campaign as well as ask City Council and the Economic Development Workforce to reconvene, to finally implement this Pilot Program. And we've been doing, you know social media activism, getting all the social media posts out there. And I've created our media lists and targeted media outreach. And the efforts are ongoing. We're reaching out to the LA Area Media but also nationally and the Trade Media. Bios Ronnell Hampton is the Policy Manager for the Los Angeles Food Policy Council (LAFPC). He serves as the staff liaison to the Food Waste Rescue & Prevention, Good Food Economy, and Urban Agriculture Workgroups. He facilitates these efforts by using a collective impact approach to manage community organizing by cultivating relationships with people, community organizations, and government agencies at the local, state, and federal levels. By leveraging strategic approaches to policy development and implementation that centers racial, social, economic, and environmental justice, Ronnell moves the Good Food For All Agenda forward. Samantha Salmon is passionate about equitable food-oriented development in communities experiencing food apartheid. She supports the Local Initiatives Support Corporation's (LISC) economic development, health and housing initiatives alongside communications and public relations as a Program Assistant. Prior to LISC, she managed commercial property, owned and managed a raw vegan organic restaurant, and wrote a book on cultivating a healthy lifestyle on a budget. She holds a Bachelor's Degree from New York University in Economics and Africana Studies, which is the study of the diaspora of African people. Matt Sanderson is a communications specialist, media consultant and journalist. His passion for real food justice began when volunteering with Southern California fruit harvesting organization Food Forward in 2019 and the groundbreaking Food Leaders Lab of the Los Angeles Food Policy Council. From there, Matt joined the Good Food Economy Working Group of the L.A. Food Policy Council, spearheading social media marketing and media outreach for the Good Food Zones policy implementation. He also volunteers his time with L.A. Compost and grassroots non-profit Farm2People, which formed in 2020 in response to the COVID-19 disruption of the local food supply chain.   

Auch 150 Jahre nach dem Ende der Sklaverei halten Schwarze Haushalte nur einen Bruchteil des Vermögens in den USA. Dies hat sich über die letzten Jahrzehnte kaum verändert. Woher kommt diese Entwicklung? Und was haben Banken und der Häusermarkt damit zu tun? Dazu diskutieren wir das Buch "The Color of Money: Black Banks and the Racial Wealth Gap" von Mehrsa Baradaran. In der Folge nicht diskutiert, aber wichtig zu erwähnen: Wir sind uns bewusst, dass wir das Thema als weiße Menschen und aus einer weißen Perspektive analysieren und hoffen dabei die richtigen Worte gefunden zu haben. Für kritische Hinweise, Kommentare, Rückmeldungen sind wir jederzeit unter: wirtschaftswundern@web.de erreichbar.

This week on Getting Curious, we’re following the money to better understand banking in America and the history of the country’s racial wealth gap. Professor Mehrsa Baradaran joins Jonathan to discuss banking deserts, overdraft fees, home loans, and more. (Like, what are capital gains, even?!)   Mehrsa Baradaran is a professor of law and associate dean at UC Irvine School of Law specializing in banking law and financial inequality. She is the author of How the Other Half Banks and The Color of Money.   Follow Professor Baradaran on Twitter and Instagram @mehrsabaradaran.    Find out what today’s guest and former guests are up to by following us on Instagram and Twitter @CuriousWithJVN.   Check out all new Getting Curious merch at PodSwag.com.   Listen to more music from Quiñ by heading over to TheQuinCat.com.   Jonathan is on Instagram and Twitter @JVN and @Jonathan.Vanness on Facebook.

With analysts looking towards new all-time highs for BTC and newly mined bitcoins finding their way onto the Ethereum blockchain, CoinDesk’s Markets Daily is back for your latest crypto news roundup!This episode is sponsored by Crypto.com and Nexo.io.Today's stories:Bitcoin Likely to Consolidate Before December Rise Toward $20K, Say Analysts The bitcoin market is likely to take a breather before continuing its rise toward $20,000 the end of the year, analysts told CoinDesk. Nearly $360M in Bitcoin Moved to Ethereum in October Despite DeFi Cool Off October’s growth is less than half of September’s 68,000 newly tokenized bitcoins.Ethereum Service Providers Experience Issues After Reported Blockchain SplitPlatforms using an older version of the Ethereum client Geth experienced an accidental split of the chain Wednesday morning. Biden Confirms Gensler Will Lead Financial Policy Transition Team Gary Gensler, Simon Johnson and Mehrsa Baradaran are among the policy experts versed in crypto and blockchain issues named to Biden’s transition team.

Today is November 3, 2020....do you know why this book is important to this day? Check out what spoke to my soul in the latest episode. What did you do today? That's if you're in the U.S. --- Support this podcast: https://anchor.fm/wftsbookclub/support

Growing awareness among real estate professionals has resulted in a clearer understanding that fair housing in America is still an issue. Bryan Greene is the Director of Fair Housing Policy at NAR, and he’s on the show today to talk to Monica about the Fair Housing situation in America. He talks about the history behind the situation in our country, as well as what tools NAR is using to help their agents start making a change as we move forward to a more fair and equitable industry.   Bryan worked in government for 29 years before making the transition to NAR. He shares his background, and how his desire to make a difference is what led him to work within the real estate industry. Housing is one of the biggest issues, but also one of the avenues where the industry can have the biggest impact.   Along with some recommended reading, Bryan shares some of the history around segregation in housing. It started out as a private practice but was adopted as official government policy. These policies created patterns — such as generational wealth — that continue to show up today, even though the laws have changed over time.   Bryan was hired in a new position as the Director of Fair Housing Policy at NAR. After reading and viewing some footage of agents, the disparity was apparent. He talks about his role to respond, accept responsibility, and explain to the public how they would address these issues. The two things that stuck out were the need for accountability and a culture change.   They are triangulating the issue from all sides: mind, heart, and body. Their acronym is ACT!: accountability, culture change, and training. They are doing more immersive training where agents can practice and react to different simulated situations. One of the best ways to learn in any business is from your peers — one of the initiatives they have is to highlight those agents that are just as successful practicing fair and equitable real estate.   Moving from education into action is one of the most important ways things can start to change. In addition to these videos and profiling different agents and companies, they are also looking at what effects this issue of segregation has on the economy. There is data that shows if some of the larger metro cities were less segregated, their GDP would be higher. School districts are also another avenue where they are working on ways to make things fairer. There’s more to consider than just a district’s test scores.   The many tragic events in 2020 have highlighted the thread of injustice and housing segregation. But 2020 has also been an opportunity for many people to learn, and begin to change. REALTORS® have a responsibility to make things fairer, but other parties like lenders, insurance companies, and other parties can also contribute to the disparities we see.   The law prohibits discrimination on the basis of race, national origin, and religion, which are often viewed as social constructs, rather than what it is. It shouldn’t have anything to do with housing, but historically (and even still) it has. As more awareness has come up around these issues, there are action steps you can start taking today. There are many communities around the country that recognize what has happened in the past and are taking steps to change things now. The real estate industry can engage with some of these same politicians and strategies, especially at the local level, to make things right.   Tweetables:   “I believe that right now NAR is the most effective place to make a difference on civil rights issues.” — Bryan   “It immediately thrust me into the role of responding, making sure that we accept responsibility for what we see, and explain to the public and the Hill how we were addressing these issues.” — Bryan   “If we could make real progress on some of these issues regarding segregation, we could start to turn the corner so that the next time we have something tragic, maybe we won’t fare as poorly.” — Bryan   Guest Links:   Nar.realtor/fair-housing/fair-housing-book-recommendations Nar.realtor/fair-housing/fair-housing-podcast-recommendations Realtorparty.realtor/state-local-issues/issues/fair-housing.html Nar.realtor/fair-housing/fair-housing-makes-us-stronger-commemo… Projects.newsday.com/long-island/real-estate-agents-investigation/   Reading: The Color of Law: A Forgotten History of How Our Government Segregated America, by Richard Rothstein American Apartheid: Segregation and the Making of the Underclass, by Douglas Massey and Nancy Denton Sundown Towns: A Hidden Dimension of American Racism, by James Loewen The Color of Money: Black Banks and the Racial Wealth Gap, by Mehrsa Baradaran   Additional Links:   Crdpodcast.com   Online learning.REALTOR for NAR Online Education Training4RE.com — List of Classroom Courses from NAR and its affiliates   CRD@REALTORS.org   Host Information: Monica Neubauer Speaker/Podcaster/REALTOR® Monica@MonicaNeubauer.com FuntentionalLiving.com FranklinTNBlog.com   Monica’s Facebook Page Facebook.com/FranklinMonica   Additional Bio:   Bryan Greene, Director, Fair Housing Policy, at the National Association of REALTORS® Bryan Greene is the Director of Fair Housing Policy at the National Association of REALTORS®. Bryan is responsible for representing NAR on all fair-housing-related federal regulatory and legislative matters to ensure the interests of consumers and the real estate industry interests are protected. He also manages NAR’s new 45-member Fair Housing Policy Committee which allows NAR to focus more attention on the public policy issues surrounding fair housing and equal opportunity while better supporting its strategic priority of enhancing housing equality.   Before joining NAR, Bryan served for ten years as the highest-ranking career official in HUD’s Office of Fair Housing and Equal Opportunity (FHEO), where he oversaw the policy direction and operational management of the 600-person office enforcing the nation’s housing anti-discrimination laws. Under Bryan’s leadership as FHEO General Deputy Assistant Secretary, HUD pursued large-scale, high-profile cases that addressed systemic discrimination and provided widespread relief. Bryan also managed HUD’s Fair Housing Assistance Program (FHAP) and HUD’s Fair Housing Initiatives Program (FHIP), which together provided over $70 million to state and local government agencies and nonprofit organizations fighting discrimination in local communities.  Bryan held several senior positions at HUD over three decades at the agency, including a stint as the Associate Deputy Assistant Secretary for Economic Affairs in HUD’s Office of Policy Development and Research (PD&R), where he worked to reduce regulatory barriers to affordable housing. Bryan was the 2007 recipient of the Presidential Rank Award, the highest federal honor bestowed upon federal senior executives for outstanding service.   Bryan earned his degree in Government from Harvard University.

“To pull oneself up by one’s bootstraps” was originally a metaphor for the impossible. It’s now one of the most American of American idioms — encapsulating a belief that one’s fortunes and failures hinge on individual responsibility alone. It simultaneously obscures the systemic economic theft of Black people and other people of color in the US by state and commercial interests, as well as the systemic economic enrichment of white populations by those same forces. In this episode, Carvell Wallace and Jeffery Robinson explore how Black wealth has been routinely destroyed, using the example of a 1919 massacre in Elaine, Arkansas, where Black sharecroppers organizing for better financial conditions were killed by a white mob. We’ll also hear from law professor and scholar of banking history Dr. Mehrsa Baradaran on how discriminatory housing policies, unequal access to credit, and predatory banking continue to hinder attempts at wealth-building, even among the Black middle class.   Additional information and resources related to this episode are available on our show page.

This week, Nick Maroutsos, head of global bonds at Janus Henderson, offered his outlook ahead of the Federal Reserve's rate decision. Nick told us why he thinks the Fed is "the only game in town" as investors are looking past grim economic data and driving up the market knowing the Fed if there to backstop it. Win Thin, global head of currency strategy at Brown Brothers Harriman, joined to talk about why he thinks "all the stars are aligned against the dollar right now." Mehrsa Baradaran, Associate Dean for Diversity, Equity and Inclusion at the University of California Irvine Law School and the author of "The Color of Money" came on to talk about Joe Biden joining calls for the Federal Reserve to expand their dual mandate to factor in racial economic equity and how much impact the central bank can have on income inequality. Then Dina Srinivasan, a fellow at Yale's Thurman Arnold Project, who has authored the papers “The Antitrust Case Against Facebook” and "Why Google Dominates Advertising Markets" joined after the tech hearings on Capitol Hill to talk about whether the four CEOs really walked away from Congress relatively unscathed like the market reaction implied.

Mayors Giuseppe Sala and LaToya Cantrell, of Milan and New Orleans respectively, join Christiane Amanpour to discuss how their cities are dealing with coronavirus pandemic. They reveal their agenda for a green and just recovery after covid. Groups like Republican Voters Against Trump are trying to convince party members to abandon the president. The co-founder Sarah Longwell talks candidly about her hopes for the November election. Then our Michel Martin speaks to Mehrsa Baradaran, law professor and author of “The Color of Money”, about how black communities have been systemically shut out of the banking system causing a vast racial wealth gap. And finally, since slave trader Edward Colston’s statue was toppled in Bristol, his plinth has stood empty. We explain how an artist has now replaced it with a symbol of the black lives matter movement.To learn more about how CNN protects listener privacy, visit cnn.com/privacy

Mehrsa Baradaran is J. Alton Hosch Associate Professor of Law at the University of Georgia School of Law and author of How the Other Half Banks. Learn more about your ad choices. Visit megaphone.fm/adchoices

UCI Law Board of Visitors member Michelle Jordan interviews Professor of Law Mehrsa Baradaran on the CARES Act, banking for all in the time of COVID-19, and the racial wealth gap. Introductions by UCI Law Dean L. Song Richardson. Recorded on June 16, 2020 via Zoom virtual presentation. Part of the UCI Law COVID-19 & the Law lecture series.

This week DeRay, Brittany, Clint, and Sam discuss Ohio's hacker protest, prisoner connectivity apps, Africa's coronavirus response, and the stats on how Black Democratic voters are changing. Then, DeRay sits down with Mehrsa Baradaran to evaluate all of the ethnic groups that were ignored in the first round of stimulus promotion, and what we need to make sure we include in the second round. Show Notes  Ohio and their efforts to eliminate workers receiving unemployment thwarted by a hacker  Connections with incarcerated parents is easier with a new app developed by a teen What African nations are teaching everyone about fighting COVID 5 facts about black Democrats

John Gibson of Crowell & Moring LLP interviews Prof. Mehrsa Baradaran about her latest book analyzing the racial wealth gap and the history of financial inequity in the United States. Introductions by UCI Law Dean L. Song Richardson. Recorded on April 21, 2020 via Zoom virtual presentation.

Mehrsa Baradaran is a professor of law at the University of California Irvine and researches banking law, financial inclusion, inequality, and the racial wealth gap. Her scholarship includes the books, *How the Other Half Banks* and *The Color of Money: Black Banks and the Racial Wealth Gap.* Mehrsa joins Macro Musings to talk about the impact of COVID-19 and how existing wealth conditions and financial access challenges are exacerbating the crisis. David and Mehrsa also discuss the historical context for the racial wealth gap, why banking deserts are so consequential, and how a postal savings system may be a solution to the financial inclusion problem.   Transcripts for the episode can be found here: https://www.mercatus.org/bridge/tags/macro-musings   Mehrsa’s Twitter: @MehrsaBaradaran Mehrsa’s UCI profile: https://www.law.uci.edu/faculty/full-time/baradaran/   Related Links:   Link to bonus segment with Mehrsa: https://youtu.be/AcH3c89ZtKY   *How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy* by Mehrsa Baradaran https://www.hup.harvard.edu/catalog.php?isbn=9780674983960   *The Color of Money: Black Banks and the Racial Wealth Gap* by Mehrsa Baradaran https://www.hup.harvard.edu/catalog.php?isbn=9780674237476   *The U.S. Should Just Send Checks – But Won’t* by Mehrsa Baradaran https://www.theatlantic.com/ideas/archive/2020/04/the-us-should-just-write-checksbut-wont/609637/   *Rethinking Financial Inclusion: Designing an Equitable Financial System with Public Policy* by Mehrsa Baradaran https://rooseveltinstitute.org/rethinking-financial-inclusion-equitable-financial-system-public-policy/   *The Coronavirus Will Be a Catastrophe for the Poor* by Derek Thompson https://www.theatlantic.com/ideas/archive/2020/03/coronavirus-will-supercharge-american-inequality/608419/   Link to Aaron Klein Macro Musings episode: https://macromusings.libsyn.com/aaron-klein-on-real-time-payments-and-financial-regulation   Link to *Mapping Inequality* from the Digital Scholar Lab at the University of Richmond: https://dsl.richmond.edu/panorama/redlining/#loc=5/40.464/-94.592   JPMorgan Research: *Racial Gaps in Financial Outcomes* https://institute.jpmorganchase.com/institute/research/household-income-spending/report-racial-gaps-in-financial-outcomes#finding-1   David’s blog: macromarketmusings.blogspot.com David’s Twitter: @DavidBeckworth

Devastation for American small businesses. Federal relief funds ran out almost instantaneously. More may be on the way, but what can be done to save small business? Mehrsa Baradaran, Diana Ransom, Jonny Liu and Derek Peebles join Meghna Chakrabarti.

The average family earning $25,000 a year in the U.S. spends about $2,400 on financial transactions. Whether it’s the astronomical interest rates of a payday loan or the costs that come with being unbanked, the extractive practices of the financial services industry are effectively keeping the poor in poverty. Lawyer and author Mehrsa Baradaran and economic mobility expert Cate Blackford join Nick and Steph this week to explain why banking while poor is so expensive, and what states can do to rein in the people who profit from it.  Mehrsa Baradaran is a professor of law at UC Irvine. She writes about banking law, financial inclusion, inequality, and the racial wealth gap. Her scholarship includes the books How the Other Half Banks and The Color of Money: Black Banks and the Racial Wealth Gap.  Twitter: @MehrsaBaradaran Cate Blackford is the Director of Outreach and Donor Development at the Bell Policy Center, where she leads the Financial Equity Coalition to eradicate systemic discrimination and hold financial predators accountable. She was the Co-Chair of the 2018 Proposition 111 campaign in CO to limit the interest lenders could charge on payday loans and eliminate fees from payday lending products, which passed with 75% of the vote.  Twitter: @catetiller @BellPolicy Further reading:  How the Other Half Banks: https://www.hup.harvard.edu/catalog.php?isbn=9780674983960 The Color of Money: https://www.hup.harvard.edu/catalog.php?isbn=9780674237476 If the U.S. Government Treated Poor People as Well as It Treats Banks: https://www.theatlantic.com/business/archive/2015/10/if-the-us-government-treated-poor-people-as-well-as-it-treats-banks/410614/ CO’s Prop 111 explained: https://coloradosun.com/2018/10/22/proposition-111-colorado-2018-explained/ Briefed by the Bell - Predatory Economy: https://www.bellpolicy.org/2018/09/10/predatory-economy/ How Do Payday Loans Work? https://www.incharge.org/debt-relief/how-payday-loans-work/ Make sure you check out Majority.FM’s AM Quickie, the morning news podcast for progressives in the know: amquickie.com Website: http://pitchforkeconomics.com/ Twitter: @PitchforkEcon Instagram: @pitchforkeconomics Nick’s twitter: @NickHanauer Learn more about your ad choices. Visit megaphone.fm/adchoices

Rep. Rashida Tlaib introduced legislation to repeal Trump's Qualified Opportunity Zones bill, citing opportunity zones as a “scam” that really benefit billionaires. But this isn't a scam Trump started. Jacqueline Luqman talks with Mehrsa Baradaran to explain why.

In the second Spotlight on Race and Wealth episode Dedrick speaks with Mehrsa Baradaran, Professor of law at UCI Law about race and wealth inequality. Mehrsa discusses Postal Banking and The Homestead Act, policies that can lead to bridging the racial wealth divide.Episode Highlights:Mehrsa: When you have a natural system where a few people are going to hold a lot of capital or one raise doesn't have capital was not allowed to own homes and their property was not protected. Can you disrupt that? What you see in history is that the only way you build wealth in new communities is a capital shift. Mehrsa: This is where wealth vs income comes in to play. Wealth inequality is much stickier and much less dependent on individual decisions. Yes, a person could increase their income within a certain range, even that is pretty sticky. It is very difficult to go from a very low wealth family or environment into a high wealth one and vice versa. The passed down nature of wealth really creates these intergenerational disparities. Mehrsa: This is why this idea of individual decision is this false promise of equality. I don't think any class has a monopoly on good decision making.Dedrick: The problem is if you look at Black or Latino wealth, it is mostly in-home ownership while white wealth is more in stocks and these types of things. The issue is that blacks need to be more in stock but it's not looking at the reality of if you have a median wealth of 3 or 4 thousand dollars you are not running around trying to figure out what stocks to invest in. You're lucky to be a homeowner and you're trying to pay off that mortgage.Mehrsa: 60% of Americans have their main asset in a home. It's cross racial, but with black and brown homes they don't increase in value as much as do white homes because of embedded natures of segregation and racism. The market is racist because it embeds people's preferences. People would rather move in to an all-white community than a black one and those market rates reflect that. Mehrsa: Poor people pay 10% of their income just to use their money because banks are no longer serving these clients. And then you have payday lending and high interest rate other forms of lending: pawn, title. So how do you fix this? A lot of people respond with community banks, small banks, credit unions. My research and history show that these banks either are not or are not doing it. Credit unions are not offering accounts to the unbanked. They're just as big, their clients are more wealthy than bank clients even. Mehrsa: One of the most effective, in American history, of financial inclusion was through the postal bank. It is not a radical idea, but it has been approached as one. The idea is the Post Office already exists everywhere. It already has that transmission mechanism of it already gives money orders, already has its own network. You could transfer money; you could deposit money in a little saving account there. You could link up and get a digital account. You could even get loans at the Post Office. Dedrick: There is much more mainstream conversations about big policy ideas that could help address some of these issues. Even though postal banking wouldn't bridge the racial wealth divide. It would disproportionately help the under banked which are African Americans, Latinos and large numbers of Whites as well.Mehrsa: This is where the Homestead Act comes in. Over the last 30 years, and I have spoken a lot against this, we have these tax incentive programs like opportunity zones or enterprise zones. The idea is we are going to give businesses goodies like tax cuts and the business investment in this community is going to benefit everybody. And that just doesn't work, one, because of the capital idea. The person getting the capital is that business. The person getting the tax cut is the outside business.

The racial wealth gap in the US is directly linked to the ways in which Blacks were prevented from home and property ownership, while the government gave whites many opportunities for such ownership. We discuss the issue with Mehrsa Baradaran, author of "The Color of Money"

If you’re a Parks and Rec fan, you’ll remember Ron Swanson’s Pyramid of Greatness. Right there at the base sits “Capitalism: God’s way of determining who is smart and who is poor.” It’s a joke, but not really. Few want to justify the existence of poverty, but when they do, that's how they do it. People in poverty just aren’t smart enough, or hard-working enough, or they’re not making good enough decisions. There’s a moral void in that logic to begin with — but it also gets the reality largely backward. “The poor do have lower effective capacity than those who are well off,” write Sendhil Mullainathan and Eldar Shafir in their book Scarcity. "This is not because they are less capable, but rather because part of their mind is captured by scarcity.” They show, across continents and contexts, that the more economic pressure you place on people, the worse their cognitive performance becomes. Mullainathan is a genius. A literal, MacArthur-certified genius. He’s an economist at the Chicago Booth School of Business who has published foundational work on a truly dizzying array of topics, but his most important research is around what scarcity does to the brain. This is work with radical implications for how we think about inequality and social policy. One thing I appreciated about Mullainathan in this conversation is that he doesn’t shy away from that. This is one of those conversations I wanted to have because the ideas are so important and persuasive. I didn’t expect Mullainathan to be such a delight to talk to. But since he was, we also discussed the economics of our AI-soaked future, the power of rigid rules, the reason conversation is so much better in person, why cigarette taxes make smokers happier, what Star Trek got wrong, and how he’s managed to do so much important work in such a vast array of disciplines. We could’ve gone for three more hours, easily. If you liked this episode, you should also check out the Robert Sapolsky and Mehrsa Baradaran podcasts. Book recommendations: One Hundred Years of Solitudeby Gabriel García Márquez Where Good Ideas Come From: The Natural History of Innovation by Steven Johnson Man's Search for Meaning by Viktor E. Frankl Learn more about your ad choices. Visit megaphone.fm/adchoices

The Color of Money: Black Banks and the Racial Wealth Gap with Mehrsa Baradaran. A discussion on the history of black banks and how housing segregation, racism, and Jim Crow credit policies worsened the wealth gap. Also, if you enjoy the Electorette, please subscribe and leave a 5-star review on iTunes. Also, please spread the word by telling your friends, family and colleagues about The Electorette! WANT MORE ELECTORETTE? Follow the Electorette on social media. Electorette Facebook Electorette Instagram Electorette Twitter Learn more about your ad choices. Visit megaphone.fm/adchoices

This month Mehrsa Baradaran, author of The Color of Money: Black Banks and the Racial Wealth Gap and associate dean of strategic initiatives at the University of Georgia School of Law, joined Maurice A. Jones and Imani Darden from our Knowledge Management team to discuss the history of the racial wealth gap and its impact on economic prosperity for communities of color. The conversation explores the viability of entrepreneurship and business ownership in the context of this history and the role of the industry at large in pushing for economic justice. And you can take a look at Mehrsa’s feature in the PBS documentary “Blacks in Business” here. Support the show (https://secure.givelively.org/donate/local-initiatives-support-corp)

Philadelphia has become the first major U.S. city to ban “cashless” stores. The city is making this move, in part, to protect those "unbanked" consumers who may not have credit cards and only use cash. The law, which goes into effect on July 1st, exempts some businesses including parking structures, rentals requiring a security deposit, and those with a membership model. Amazon, for example, was informed they could work around the law, as long as membership is required. So are restrictions on cashless businesses ultimately good for consumers and for the municipalities and will other metropolitan areas follow Philly's lead? To discuss more on this complex issue, host Dan Loney is joined by William Greenlee, Democratic Philadelphia City Councilman-at-large and co-sponsor of the bill, Mehrsa Baradaran, Associate Dean for Strategic Initiatives and the Robert Cotten Alston Associate Chair in Corporate Law at the University of Georgia School of Law and author of The Color of Money: Black Banks and the Racial Wealth Gap, and Jay Zagorsky, Economist and Senior Lecturer of Markets, Public Policy and Law at Boston University’s School of Management on Knowledge@Wharton. See acast.com/privacy for privacy and opt-out information.

On this week’s episode, Mehrsa Baradaran joins Anna, Emily, and Felix to discuss black banks and the racial wealth gap. In the Slate Plus segment: Mehrsa’s talks about the Push Coalition Wall Street Project and the conversations she’s had with the Reverend Jesse Jackson about the racial wealth gap. Email: slatemoney@slate.com Twitter: @felixsalmon, @Three_Guineas,@EmilyRPeck, @MehrsaBaradaran Podcast production by Max Jacobs. Listen to Slate Money via Apple Podcasts, Overcast, Spotify, Stitcher, or Google Play. This episode is brought to you by Transferwise. Check them out today at transferwise.com/money Learn more about your ad choices. Visit megaphone.fm/adchoices

The 2017 tax cut in the US included a provision that would forgive capital gains taxes, if invested for ten years in an "opportunity zone" — a low-income area designated by a state governor. But the idea of encouraging investments in poor and mostly black areas has a long history. We talk to Mehrsa Baradaran, a law professor at the University of Georgia and Andrew Schrank, a sociologist at Brown University. See acast.com/privacy for privacy and opt-out information.

In this episode, Mehrsa Baradaran, Associate Dean for Strategic Initiatives & Robert Cotten Alston Associate Chair in Corporate Law at the University of Georgia School of Law, discusses her book, "The Color of Money: Black Banks and the Racial Wealth Gap," which was published by Harvard University Press. Baradaran begins by describing both the conventional wisdom on the history of African-American banks and the very different reality. She explains how discrimination and lack of access to capital have hamstrung African-American banks time and time again, focusing on particular examples of how white economic power undermined the viability of black institutions. And she reflect on the co-optation of black nationalism by the concept of black capitalism. She closes by arguing that structural inequality can be remedied only by redistribution. Baradaran is on Twitter at @MehrsaBaradaran. See acast.com/privacy for privacy and opt-out information.

The midterms are over (though the recounts and runoffs may not be). So we make sense of what happened—and what’s next—with Jenn Taylor-Skinner, the host of our fave new feminist political podcast, The Electorette. Jenn tells us all about why she’s feeling pretty good about the midterms, how she plans to keep up the momentum into 2020, and why having a bilateral pulmonary embolism—yep, the same thing Serena Williams had—made her take a hard pivot into podcasting in 2017. Now she’s the full-time host of The Electorette—one of Teen Vogue’s picks for political podcasts, and a show you’ve gotta add to your rotation. > I just really wanted a space where women could speak without being interrupted. And I had no idea how much I had a hunger for that myself. > —Jenn Taylor-Skinner, host, The Electorette Follow Jenn | Follow The Electorette On the agenda More than 100 women are headed to Congress—including the first Native women, the first Muslim women, and the youngest women ever Florida voted to re-enfranchise more than a million people with felony convictions—and this is really freaking important Protecting voter rights and making sure no one ever has to wait six hours at the polls should be top priority (Jenn recommends Ari Berman’s book, Give Us the Ballot) White women gotta do better Maxine Waters remains iconic Plus: we fucking love all your “I Voted” sticker selfies (here’s Sara’s!), your lil baby voter pics, and…you. Sponsors This episode of NYG is brought to you by: Shopify, a leading global commerce platform that’s building a world-class team to define the future of entrepreneurship. Visit shopify.com/careers for more. Harvest, makers of awesome software to help you track your time, manage your projects, and get paid. Try it free, then use code NOYOUGO to get 50% off your first paid month.  Care/of, a monthly subscription vitamin service that delivers completely personalized vitamin and supplement packs right to your door. Save 25% off your first month using promo code NYG.   Transcript Sara Wachter-Boettcher Harvest is the time tracking and project planning software I rely on to keep my business running smoothly. And you can rely on it too! With awesome features like Harvest Forecast, which helps you figure out who’s assigned to what and keep track of workload, and tons of reports that shine a light on the health of your projects, Harvest makes it easier to focus on getting things done, not busywork. Try it free at getharvest.com, and when you sign up for a paid account, use the code “noyougo” to save 50% off your first month. That’s getharvest.com, code “noyougo.” [intro music plays for 12 seconds] Katel LeDû Hey everyone, I’m Katel. SWB And I’m Sara! KL And you’re listening to No, You Go, the show about building satisfying careers and businesses— SWB —getting free of toxic bullshit— KL —and living your best, feminist life at work. SWB And as I’m sure all of you know, last week was a big week here in the US. We finally had the midterm elections, which I was on pins and needles about. So, we’re going to talk a little bit about that today—we’re going to talk about what happened, and what’s next. And to help us out, we invited Jenn Taylor-Skinner onto the show. Jenn’s the host of The Electorette, an intersectional, feminist podcast about politics. And she is going to tell us more about her perspective on the midterms, as well as what it was like to trade a career in tech for running a political podcast and how she keeps it all together even when she’s talking about heavy stuff all day like voter suppression and reproductive justice. So, first up, Katel, how was your election day? KL It was good, I actually went in the middle of the day, which is a little uncharacteristic for me. I usually go first thing, I think you like to do that too. But I was lucky because there were no lines and it was pretty easy. I definitely was thinking about how that was absolutely not everyone’s experience, but I was extremely anxious the entire day and I think I had my shoulders up around my ears all night. SWB Ugh, yes. I was also feeling very anxious. And I was so upset, you know, watching on Twitter when people were reporting six hour lines at their polling place and broken machines and I mean, it’s not that I think that Philadelphia’s polling locations run super smoothly. [KL laughs] You know, my husband was actually working the polls and he was like, “oh boy, these voting machines,” but we didn’t have those kinds of lines. And I think, I mean obviously that’s just a travesty, right? Voting should not take six hours. You should not have to be waiting through all of this mayhem, it’s just ridiculous. But, luckily that was not my personal experience, so I do like to go early. I meant to get there right at seven when they opened, but I was writing an email or something, so I got there at 7:25 and there was already a good line. And so as I’m shuffling up there, I see none other than Lizz Fiedler, who you might remember. She was a guest back in season one running for the PA legislature in my district, right? And she was out there welcoming voters at my polling location, which was rad. [2:51] KL That’s so awesome. SWB Yeah, so I got to chat with Lizz and even though her candidacy at that point was a pretty sure thing, she was running unopposed because her district is 90% democrat [KL laughs]—for her the primary was the big deal. But even so, she was still feeling pretty nervous because she told me she had spent, you know, fifteen months putting everything she had into this campaign and she just—it’s not real until it’s real. KL That is so cool, I remember going to the party she had when she won the nomination, which was amazing. And this is definitely the first time that I’ve been this close to folks who are actually running in these races. It’s very exciting. SWB Yes. It was really awesome also that I ran into her outside of the polling place and then I got to literally walk inside and vote for her. KL [laughing] Yeah. SWB It was great. And so also like I said, my husband was working the polls and he was there at 6:15 in the morning— KL Ugh. SWB —wrapped up around 9pm and, you know, it was definitely quite a day. [KL laughs] But he noted that turnout was really high in Philly, which was also—that was encouraging to hear. So yeah, I mean it was a stressful day and a lot of—a lot of ups and downs, but you know, here we are. KL So, obviously we didn’t win back the Senate and there were some awesome people running who didn’t win, but it’s been a few days and I think it’s important to talk about some of the bright spots. Like here in Pennsylvania, we are finally going to send some women to Washington. We mentioned before on the show that right now Pennsylvania has 18 reps in the house and none are women, which is changing in January, which is amazing. Four women will join the delegation: Mary Gay Scanlon, Madeleine Dean, Susan Wild and Chrissy Houlahan. SWB That is so reassuring and even though four out of eighteen is [coughs] not enough [KL laughs], it’s still okay—that is so crucial, right? We need those voices. So, we don’t have the representation we need, but there are a lot of really great wins for women and I just want to recap a few of the ones that are so exciting because I know it can get lost a little bit as we are still facing all of the same problems we were facing before, as our political landscape is still a freaking nightmare. It can get a little lost, so let’s just remember some stuff. Ilhan Omar and Rashida Tlaib from Minnesota and Michigan, they are going to be the first Muslim women to serve in Congress. And then you’ve got Sharice Davids from Kansas and Deb Haaland from New Mexico, who are going to become the first Native American women to serve in Congress. Veronica Escobar and Sylvia Garcia are the first Latinas that Texas has ever sent to Congress. Which like, come on, Texas? KL I mean, seriously. [5:20] SWB And then in Massachusetts you’ve got them sending their very first Black woman to the House, that is Ayanna Pressley. And then also the youngest women ever were elected in to the House, so New York’s Alexandria Ocasio-Cortez, who obviously everybody was excited about during her primary upset, you know, she was a shoo-in during the election, her district was so strongly Democratic, so of course she won. But now, at 29 years old—she just turned 29—she’s the youngest women who has ever been elected to Congress. KL That’s so rad. SWB Yes! And then it’s not just her. Abby Finkenauer of Iowa is also 29, although she’s going to turn 30 in December, [KL laughs] so she’ll be 30 when she actually goes there. KL That’s a pretty good birthday. SWB Gosh, I know. Can you imagine? We didn’t quite hit this goal. KL [laughing] Yeah. SWB And then finally, one other person I wanted to mention—not a woman, but Jared Polis of Colorado will be the first openly gay governor, which I think is also pretty rad. KL That is also amazing. So, this is all so encouraging and it’s really nice to pause and get excited about all the good news and, of course, we need to know that there is still so much to do. SWB Yes, and I think that’s one of the reasons I was so excited to talk to Jenn from The Electorette because she’s just immersed in this stuff every single day and when we talked to her, she was feeling really positive. She was feeling good. You know, I thought it was so interesting to hear her talk about why she’s feeling positive because there’s a lot of reasons you could point to to not feel good, but she’s choosing to look at all of these encouraging signs and to focus in on, well, what are we going to do next and where do we focus our energy? And so I felt like we had a really good and nuanced discussion about that that I think you all are going to love. [music fades in, plays for five seconds, and fades out] Sponsor: Care/of SWB Care/of is a monthly subscription vitamin service that delivers completely personalized vitamin and supplement packs right to your door. Or I should say to my door because I just got my first Care/of shipment the other day and, Katel, I have to tell you it is pretty cool. KL Ooh, wait, so how do you figure out what you get? SWB Okay, so this is pretty neat. So, you go to takecareof.com and you do this online quiz thing and what it does is it asks you all about your habits and your goals. So, for example, you know I go to the gym a lot, so they’ll ask you about exercise, and if they—if you want vitamins that are going to help you with workout recovery. Or they’ll ask you if you want to sleep better or focus better. And so I took it and I was like “oh yeah, give me some of that good brain stuff.” [laughs] [7:32] KL Ughh. I could use that too. SWB Seriously. So, okay, so then once you decide what you want, Care/of is going to ship your vitamins to you in these awesome, daily pill packs, so you have this personalized mix of stuff that is already organized for you. You don’t have to fuss with a bunch of bottles, I just grab a pack while I’m making coffee. Oh and there are vegetarian options and vegan options if that’s your jam and speciality items like prenatal and postnatal vitamins for all of you mommas-to-be out there. So, for 25% off your first month of personalized Care/of vitamins, visit takecareof.com and enter the promo code “nyg.” That’s 25% off your first month of vitamins, only at takecareof.com, promo code “nyg.” [music fades in, plays for five seconds, and fades out] Interview: Jenn Taylor-Skinner SWB Jenn Taylor-Skinner is the creator and host of The Electorette, a podcast about politics, feminism and intersectionality where she interviews women who are leading causes and making change—from Black Lives Matter organizers to reproductive rights experts. And we invited Jenn here today to give us some expert perspective on the election and tell us a little bit more about her show and her story. Jenn, welcome to No, You Go. Jenn Taylor-Skinner Thank you, I’m excited to be here. SWB First off, can you tell us a little bit about The Electorette? JTS Yes. So, I started The Electorette probably a little over a year ago, so I guess at the end of the summer in 2017 or early fall in 2017. And it was actually somewhat of a long time coming because after Trump’s election and after Hillary Clinton’s loss in 2016, I felt that I needed to do something. And if I look back in my history, I think that I registered The Electorette domain one week after the election. And so it wasn’t until later after, I think the spring of 2017 where I—after I’d gone to The Women’s March in DC and I met a lot of brilliant, brilliant, passionate women there and I thought, “You know what? I just want to talk to women.” I—being in technology had spent most of my time around engineers and lots of male heavy teams, but after being at The Women’s March, there was so much energy there in DC and around the world basically that I just felt that I wanted more of that all of the time. SWB And so now you’re doing that pretty much full time, right? What was that decision like to kind of jump in wholeheartedly? [9:45] JTS So, like I said, I registered the domain right after the election, but I wasn’t quite sure, you know, how we make these kind of big decisions in our head and in our heart, but we don’t quite jump in? [laughs] And sometimes it takes something big to push us? Well so my big thing—and like I said, I’ve never told this story—so my big thing was sometime around late spring in 2017, I had a bilateral pulmonary embolism, right? The same thing that Serena Williams had, you know, a clot in both lungs. And so long story as to how that happened and how that was diagnosed, but basically, it was pretty serious. And I realized that life was precious and it could end at any moment, you know. I am and I was a really healthy person, it was just kind of this medical fluke that this happened to me. I realized that I really needed to stop wasting my time in spaces where my voice wasn’t being elevated and it wasn’t being heard, and I really wanted to do this. So, I just made a hard pivot. I mean, I think after I got—I was released from the hospital, I think I went back to work and I resigned. SWB Wow, that’s amazing. KL Wow. SWB So, what’s it been like this kind of first year, little over a year of the show, both for you personally and then also, you know, as you’ve been running this hyper political show focused on feminist issues in the run up to the midterms in the midst of a truly wild year? JTS So, as soon as I started asking women to come on the show and to be interviewed, I had no idea how much energy there was to do something like this and how much hunger there was for women’s voices to be elevated. So, one of the goals that I had with The Electorette was to kind of counter the incorrect messaging out there around lots of things, around reproductive health, around gun violence and all of these things—but hear it from women. You know, again, this kind of goes back to my experience spending most of my career in technology and, you know, what happens when you work in technology when you’re on male-heavy teams, often women’s voices and their opinions aren’t heard. You get talked over—your ideas aren’t listened to. And I just really wanted a space where women could speak without being interrupted. And I had no idea how much I had a hunger for that myself. SWB Yes! I think that’s something that me and Katel can definitely relate to on this show because I feel like every time we interview people, we’re just like, “how do we friend her?” KL Yeah, we always want to hang out with [laughing] the people we talk to way more. [12:01] SWB Okay, so in addition to talking about making friends on podcasts, I also want to talk to you about the midterms themselves because a lot has happened and, you know, when our listeners are hearing this, it will be just about a week after election day and so, of course, everybody will know we didn’t take the Senate, we did gain control of the House, and we have a ton more women who are heading to Washington and also winning local elections. So, lots of cool stuff, but we also did see some really great progressive candidates get defeated and I’m wondering, how are you feeling now, kind of coming down from that? JTS Maybe I’m being naive, but I feel really, really good. You know, I hadn’t really thought about or talked about The Women’s March in a little while now, but just talking to you now, I’m starting to remember in my heart and in my body what that felt like. And you know, that felt like it was 20 years ago, even though it’s only been two years ago. And I think when we were all together and we were marching and we were doing all of those things, I think that we had no idea what direction we were going to go. And [laughs]—I think that this was the first goalpost, right? This midterm election. Over 100 women are headed to Congress, and that’s a historic number. I think the total is 111 at this point, but 100 women—that has never happened in the history of Congress in over 200 years. I think it’s—Congress, it was 229 years ago I think, it was started. But yeah, I just feel really good about that. Just that number alone. SWB Yeah, and I love that—that pausing to celebrate that, to celebrate those numbers and to celebrate a lot of the individual victories. Katel and I have been talking about things like—we’ve got Native American women who are going to be in Congress for the first time, we’ve got Muslim women going to be in Congress for the first time. And there’s a lot of fucking awesome stuff happening. But the other thing I really noticed and I think everyone really noticed about this particular election cycle was just how messed up the voting process itself is—like how many people were reporting six-hour waits in line and broken polling machines, how many polling places were being closed, often in particular communities, aka Black and Brown neighborhoods. Still dealing with all these issues around disenfranchisement and gerrymandering. And so one of the bright spots that I found in the midterms was the law in Florida that was restoring voting rights to people who have been convicted of a felony, which is like this one, small bright spot in a lot of examples of ways people are being disenfranchised to see an effort towards re-enfranchisement. [14:29] JTS That change in Florida is huge. It’s huge, right? So, if you think about that governmental race between Gillum and DeSantis there, just think about how that would have turned out had these people been able to vote, right? I mean, that’s just incredible. It’s an incredible change. SWB Absolutely. It was over a million people who are going to regain eligibility and the margin between candidates in Florida was like—I don’t know—60 or 70 thousand votes, something like that. It was very small. I mean, you have to really think that a million potential new voters is a dramatic change to the landscape in Florida, and I think about that a lot. Like, you know, how do we start to make progress on ending voter suppression and protecting voting rights when it often can feel like such a self perpetuating cycle, right? Like we can’t get the people who need voting rights to have the voting rights that it would take for them to be able to vote to change the laws. [laughs] JTS Well, it’s been a really terrible time in terms of voter suppression, but the thing that I’ve noticed from, you know, just within the past two years, is that voter suppression used to be an issue for the experts. You know, people who wrote wonky research papers, you know, people who kind of crunched the data and write books about it, but now it’s mainstream. You know, even when I started this podcast, like in 2017, I was reading the book by Ari Berman and I was reading, you know, some other books and I would talk to people and people weren’t really—the average person just wasn’t really aware of the bigness of voter suppression. And I think the fact that we had these really big superstars running for office like Stacey Abrams in Georgia and the governor’s race in Florida—the fact that we really had these people that we wanted to win and the fact that the possibility that they wouldn’t win due to voter suppression was really good for highlighting this as an issue. Now, everyone’s thinking about it and everyone’s talking about it. The only caveat that I have there is that—and it’s something that I need to research and I need to read about—but obviously, Brian Kemp, [laughs] Brian Kemp in Georgia is really good at voter suppression. He’s an expert. He’s a voter suppression expert, right? [laughs] He’s the Secretary of State and the only thing that I’m curious about is why there hasn’t been more focus on the Secretary of State races? I mean, to my understanding, I think that there were 27 seats open—Secretary of State seats open—that we could—could push for. And I don’t understand why that isn’t happening, but I guess overall, I’m just happy that we’re going in this direction where, you know, the whole country is watching what’s happening with voter suppression. [16:58] SWB And I think that this is the kind of conversation that we have to have a lot more of and—another conversation that I think we have to have a lot more of is the conversation about white women. [laughs] So, NBC news exit poll was finding that 50% of white women voted for Ted Cruz, which ughh can you imagine voting for Ted Cruz? [JTS laughs] But people keep doing it! And then in Georgia I know that there was a pretty similar story there and I’m a white woman and I was pretty sad to see that, but I also wasn’t really surprised. It’s well documented the way that a large percentage of White women will vote to uphold patriarchy and white supremacy. But I’m curious—you’re a Black woman, right? So, from your perspective—how do you make sense of the way that the other women that you want to speak to and whose voices you want to hear aren’t necessarily having your back? JTS Yeah… well, I mean, I think you’re talking just generally, right? Like [laughs] I don’t know anyone— SWB Hopefully not specifically! [laughs] JTS I don’t know anyone personally, Black or White, who—who would have voted for Cruz. I mean [laughs & SWB laughs] that would be an instant unfriend. [all three laugh] I mean just—so you’re right about the numbers, and—you know—it makes me sad too. And I’m looking at them right now and you’re right that it was like 60% I think of White women who voted for Cruz and 72% of White men voted for Cruz. We shouldn’t let the white men off the hook, right? But yeah. So, those are the numbers and Black women, I think it stands at around 94 or 95% went for O’Rourke. So, obviously the thing is that for the party, for the Democratic Party, and I think that they are realizing this—where their base lies, right? You know, with Black women and let’s see—I don’t know what the number was for Latina women, I think it was around 65%. But people of color, right? They need to focus on the—on the needs and the issues that affect these communities and put effort and resources into getting out the vote there. I had one of my very first guests, Laura Briggs—she wrote a book about reproductive justice—and I asked that question too because I’m just really baffled and just trying to figure it out. And she had a really good analysis. And I think that as we’ve matured as an electorate, we’ve begun to better understand the psychology behind women who would vote for someone like Cruz or someone who would vote for—for Trump. So, the scare mongering on the right about the caravans and about MS–13 and about immigrants who rape and all this kind of stuff, that’s very intentional, right? So, they’re running on this fear narrative. And so the theory that she has is that White women have a lifestyle that they want to protect. You know, they want to protect their children, they want to protect their homes, they want to protect their safety and you can kind of see that I think mirrored in those viral videos like the ones with Barbecue Becky, where lots of women around the country are kind of trying to police the world of people they think are nefarious. And so, by the fact that conservatives are kind of scaring them to say “hey, there’s a lot more scary people out there and we’re going to help police them for you,” they’ve made this bargain that says “hey, you know what? If you protect me and you keep my environment safe from these nonexistent threats, I will in turn make the bargain to weaken my reproductive rights or all the other things that you want to take away from women generally.” And that was my question to her since she’s an expert on reproductive rights was reproductive rights benefit all women—Black women, White women, Latina women—they benefit all women, so why would they bargain that away? And so I thought her answer was really good and that was that they made this calculation—they made a calculation that it is worth it for us to give up a few rights so that you could protect me and my family and life essentially. [20:32] SWB You know, me and Katel were just talking earlier today about White feminism and probably not the people who would have voted for Ted Cruz, but the people who don’t necessarily want to question the role of race in their feminism or don’t necessarily want to think about what work they need to do to dismantle some of their own assumptions. And I think that often times it’s like that challenge feels really big. And I know you care a lot about intersectionality and touch on that constantly in your show. Is there anything that you’ve learned along the way or that you’ve found really helpful in sort of being able to reach across that—that chasm and get people to understand that we can’t really talk about feminism without talking about race? JTS I think there’s a lot of guilt there. I think that people don’t like to confront their own complicity. I think one thing that happened to me personally was just a personal anecdote. There are two distant relatives that are having a conversation and people always ask me about politics and they were talking about some of the—the race issues that we’ve seen in the country. And actually, I should—I should give you a little more background because they weren’t Americans, right? But they were just talking about the race relations in America. And one was talking about, “well, you know, you have all of these people who come into your country and you know, they want handouts and whatever.” And then the other person wanting to bond with me or I guess take the side—the correct side—said, “no, that’s just racist, you’re racist.” [laughs] And so I noticed that the other person just shut down and so I said “well, you know”—and I lied—I actually said, “well, no, you’re not racist.” [laughs] And then I explained to them why that position was wrong and I gave them some books and then I gave them some facts and then they were open, so in that moment I kind of flipped someone to show empathy for the people that they were kind of demonizing, but by I guess lying a bit and just showing some empathy and seeing that moment when they were shutting down. Because I think that guilt shuts a lot of people down. SWB Gosh, I mean that’s—I think that’s a great story and I think you’re right. Guilt shuts a lot of people down, but that’s also a lot of freaking work to put on you, right? To have to do that for them. And so I guess I think a lot of it too that I would hope that some of our listeners really hear, particularly our White listeners, which I suspect is probably the majority of them, they need to figure out how to get over some of those feelings of defensiveness themselves, right? That talking about race and saying the ways that we have learned to think about race and the beliefs that we have deeply embedded in ourselves about race as White people are not neutral. And sure, you don’t want to be racist, but that doesn’t mean that you are—your desire to not be racist or not be called a racist does not [laughing] absolve you from this and it’s—it’s okay to have difficult conversations about race and it’s not about being a bad person or a good person, it’s about saying, “I’m willing to do some work to talk about this problem.” And I would like to see more White women being able to do that without the labour of women of color coaxing them along, you know? So, obviously there’s been all this talk for months and months and months about a blue wave and then we had progressive candidates like Beto O’Rourke getting a lot of national attention. And when he didn’t win, you know, we had some of these major races not go the way we wanted. I’ve heard a lot of people in my feed or in my social circles expressing feelings of defeat. Now, you said earlier in our conversation that you were actually feeling really good, that you had a lot of positivity and you have a lot of reasons for that, you have a lot of bright spots you’re looking at. But I’m wondering, what would you tell somebody who is feeling that sense of defeat right now? [23:58] JTS Anyone who may be feeling a sense of defeat may have wanted to look closer at the—more closely at the numbers [laughs] before the midterms because the margins for those big races with—you know—Gillum in Florida and Beto O’Rourke in Texas and for Stacey Abrams—they were always really, really close, right? They didn’t have a lock on those races. So, I was always hoping that the media would highlight some of those other races that didn’t have celebrity candidates in front of them, right? And so, I’m not really sure. I think that it’s really hard to feel those big losses because these are superstars. Beto O’Rourke is a really big superstar and he’s not going anywhere. So, the thing is I think that I would tell those people to look at the amount of mobilization and energy that Beto O’Rourke was able to garner in Texas, right? That was a seat that was not supposed to be in play. And the fact that he had—that he was so close is—is really a positive, right? And Congress, winning back the House, which was just something we were supposed to win, which we were predicted to win—we only needed to flip 23 seats and I think as it stands, we’ve flipped—I mean, I think maybe 30 to 31 seats. So, that’s huge. I think that’s really huge. So, one of the other things I wanted to highlight—I wanted to go back to the number of women of color who—who won their seats. You talked that there were two Native American women making history going to Congress and there are two Muslim women going, Rashida Tlaib is one of them. You know, I actually heard Rashida Tlaib talk at the She the People Conference and that was in San Francisco a couple of months ago. You know and she is a firebrand. She is passionate. And if you—if you listen to all of these women who—who won last night, these aren’t just any women in politics, right? These women are fired up, they are passionate and they are—they’re running out of their outrage, they’re running out of frustration and anger. This is a different crop of women. I think you’re going to see a different Congress with these women seated. SWB Well, so speaking of that, now we’ll have a majority of Democrats in the House in 2019. So, what are you hoping that they can focus on? Or what do you think should be the priority? JTS First of all, we’re going to be running some really great committees. For instance, Maxine Waters, she’s going to head the Financial Services Committee. And you know what that means? [laughs] That means that she can subpoena Trump’s taxes. So, she can subpoena Trump’s taxes. SWB Mmm! She has been waiting for this day. JTS So, that’s the thing that’s foremost on my mind, I’m thinking about that, you know? And all of the committees, the investigative committees that we’re going to head. [26:33] SWB And what about for you personally? So, now that the midterms are over, what are you kind of planning to spend more of your political energy on and what’s on your 2019 agenda? JTS You know, first of all, we’ve got a couple of runoffs possibly, right? I think before we started this conversation, there was a possibility that there would be a runoff in Georgia. And then also there is definitely going to be a runoff in Mississippi in the senate race with Mike Espy and Cindy Hyde-Smith. So, Mike Espy is the Democratic candidate and that’s a really important Senate seat. And also, there is an automatic recount being—being kicked off. So, there are a few really important seats that aren’t completely 100% lost and I guess my point is is that I have a feeling that Democrats might do what they have a tendency to do and have done in the past, which is to kind of quickly move on or to fill this sense of complacency or we need to keep this energy up and it needs to ratcheted up on into 2020. So, I’m hoping that if these runoffs happen, if the recounts happen, all of that energy that went into the races before midterms stays there to support these candidates, to get them over the finish line. The work isn’t done. So, for me, between now and 2019 and between now and 2020, I’m going to be focusing on doing my part to keep the energy up. KL I actually wanted to ask you a couple more questions about going back to Electorette. You said you started the show because you wanted to build on a sense of community and strength and I just—I think that’s such an important idea and concept to carry through as we sort of move on from—from this very poignant moment. How has that piece of it evolved for you in context of the show? JTS I wanted to elevate the voices of women without necessarily saying it, right? Because I don’t want to limit my audience to just women. So, what I was hoping to do was to get listeners generally—men, women, non-binary people—to get used to hearing expertise from women, right? Because so often—and I think there’s a study about this—so often, media outlets, they call on men more often as experts in comparison to how often they call on women. Right, so what I wanted to do was get the audience, my listeners, used to hearing facts and expertise from women. And it’s funny, just the other day, there was a list of top political podcasts to listen to from Teen Vogue and Electorette was number one, [laughs] so I was really happy about that. But the—the person who wrote the list was a man and I was really proud of that—that Electorette was at the top of his list for political podcasts to listen to. And that’s kind of what my goal has been. So, it isn’t—it is about elevating the voices of women and bringing women together, but it’s also about kind of nudging, gently nudging our allies to support us as well. [29:16] SWB Yeah, totally! I think about that a lot in the context of our show too. We obviously, you know, we talk to women, we also talk to non-binary folks, but we haven’t really had any men on the show and we’re very comfortable with that. But we do know that men listen, we get emails from them pretty regularly. We hear from men who are like “I didn’t know what I was missing in terms of having access to kind of deep conversations between women.” And for some men, they really crave that. Once they got that, they were like, “oh! This is a perspective that I just wasn’t hearing.” JTS So one of the things I also try to do, not with just men but also with white women, because I do know that there are white women out there—all you have to do is look at the exit polls—who aren’t necessarily on board with the things that would kind of help us all, right? That issue of intersectionality, is that, like I said, I bring on experts because I figured if you hear the voice of an expert and they’re talking about facts and not necessarily opinion, people are more open. So I do have lots of people who come on to talk about race in this kind of factual historical context. One of the ones that is my favorite, is my conversation with Mehrsa Baradaran—she wrote the book The Color of Money, which talks about the history of black banks and you know, talks about the history of black wealth, and why blacks have less wealth than white Americans. And she goes on—and this book is really great, everyone should read it—and she talks about this from a factual point of view and from a historical point of view—everything that’s happened to get us to this point. So that’s one of the roles the podcast, is to talk about things that are really difficult for people to hear and kind of remove that personal finger-pointing element. KL Makes a ton of sense and I feel like—I feel like that is—that is very true. One of my favorite parts of your Twitter bio is “kid embarrasser.” [JTS laughs & KL joins in] Can you tell us a little bit more about that first and basically what it’s like to be a parent while running Electorette, running this podcast and doing this full time. JTS So, [laughs] dancing will do it. You know, calling him silly names like buttercup, that will do it. [laughs & KL laughs] KL Oh gosh. JTS But what is it like? So another thing that embarrasses him is when I play Electorette on the speakers—on the loudspeakers in the house. [laughs] Yeah, but you know, it’s fine and actually he is old enough to—to be able to be there in the room or be in the house when I’m doing a recording or you know. KL So, when you took this full time and started doing a podcast full time, I mean that’s pretty different from having I guess a quote, unquote traditional jobby-job, as we like to say. What has been the difference there and what has been harder or easier? JTS Well, you know, obviously managing your own schedule is—is a good part of it. Although, if you’ve worked in technology, the good thing about that is you do have a little bit more control of your schedule than you do if you were, you know, worked at some place where you have a retail job and you had to go specifically from 9 – 5 or like 8 – 4. So—but I did gain a lot of flexibility in that, right? Which is helpful with having a family. So, I do miss going to the office, I do miss being around a lot of other people, so I always try to get out when I’m not actually recording, get out—go to coffee shops or go to cafes and work. So, one of the things is that if you work by yourself or you work for yourself is that it can be easy to get pretty lonely and spend a day without talking to people. SWB Jenn, we are getting close to being out of time, and so before we let you go, I want to hear a little bit about what’s next for The Electorette. What kinds of topics are you looking to explore next on the show, and what are you excited about? JTS Yeah, you know. So, one of the—a couple of other episodes that I have coming up, which I’m really excited about: I talked to someone who did a long-term, maybe a year or so, research study on women in porn. And that one is going to be really interesting. So, [laughs] that one is coming up. And I’m doing one, I have one in the works, on street harassment and public harassment, and that’s going to be really great. And one of the things that I’ve started to do recently is to have multi-part episodes or episodes where there are more than one expert who are there to give a different perspective on a single topic. And I’m thinking about some other things—you know, how to bring in voices, not necessarily experts—people who write books or people who write podcasts or journalists or politicians—but women who do other things, everyday women. I think that their voices are important too—mothers and people who work and who aren’t necessarily in the business and getting their side of things. So, that’s something that I kind of have in the works as well. And I’m also going to do—try some solo episodes too, we’ll see how that goes. SWB Well, based off of everything you said today, I think they’re going to go really well. So, thank you so much for telling us all about your story and helping us make sense of the midterms a little bit more. So, our last question for you—where can folks get more Jenn in their lives? JTS You can go to electorette.com and I am all over Twitter, of course. [laughs] “JTaylorSkinner”—that’s my Twitter handle and I am obsessed with Twitter, so if you want Jenn, you can get a saturation of Jenn on Twitter. SWB Well, awesome. Thank you so much for being here and everyone, go check out The Electorette. [music fades in, plays for five seconds, and fades out] Sponsor: Shopify KL Time for a break from politics to talk about jobs! This week, Shopify’s director of talent acquisition, Anna Lambert, brings us some much needed advice for anyone looking to hire. Let’s here what Anna has got to say. Anna Lambert Don’t fall into the “done it before” trap. So many employers look for people who have “done it before.” For example, I want a developer who has built an commerce product using Ruby on Rails. I mean, sometimes you’ll want that specific experience, but that shouldn’t be your default. You will miss out on amazing people who bring diverse experiences that may make them great in the role. So, learn how to assess talent without relying on them having done the specific job. The magic comes when teams are made up of people with varying experiences. They may be self taught or come from a completely different industry. Job seekers—learn how to translate what you’ve done to other industries, disciplines, and problems. You don’t have to have done it before, but you’ll need to show how you’ll learn and what you’ll bring to a new team. KL I love Anna’s advice because it’s one way that more diverse candidates can make it through the process. So, if that sounds good to you, you should talk to Shopify. Visit shopify.com/careers to see all their open positions. [music fades in, plays for five seconds, and fades out] [35:35] Fuck Yeah of the Week SWB Okay, so I feel like we already had a bunch of fuck yeahs earlier in this episode. We said fuck yeah to so many awesome candidates who are breaking boundaries and making waves—all these people who are firsts and onlys. But do we have any other fuck yeahs before we go today? KL I definitely think I have one and that is babies wearing “I Voted” stickers. [laughing] Something that made me smile a lot on election day was flipping through Instagram, and I think I was scrolling through and actually saw three photos in a row of babies I know—and I know some cute-ass babies—and they were all wearing their parents’—I presume their parents’—“I Voted” stickers, and it was just so sweet. There were also a few photos of dogs wearing stickers on their floofy heads and butts and that was also great. SWB I also love baby photos in general on Instagram, but I especially love the baby voters. I mean, I don’t think the babies were making the voting decisions, but—I don’t know—babies would probably make better decisions than what a lot of America seems to be making. [laughs] Okay, so I love the voter stickers in general because I feel like they just really normalize voting and they kind of just show you how many people in your community are out there voting. You know, I saw somebody complain about them online saying they felt performative and that taking a photo of yourself after having voted was like wanting to be perceived as doing good without necessarily being very politically engaged. And I get that—maybe some people literally don’t do anything except go vote once a year and put a sticker on and take a selfie, but still I think that’s still—it’s still nice to see those pictures because I think it’s great to normalize voting as a part of people’s lives and a thing that we do and participate in and that everybody—all of your friends, all of your family, everybody is doing it. And so it’s—it’s nice to visually see that, it’s nice to see everyone voting. The other thing I loved was just all of the different voting stickers. KL I know! That was really cool, seeing which ones were different from state to state. SWB And which ones I was jealous of— KL Yes. SWB —we need some better designed ones in Pennsylvania. KL New York has a really cool one. SWB They’re super cool, yeah! Okay, so fuck yeah to everyone who is out there celebrating their vote and then also fuck yeah to doing everything we can to make sure everyone actually has the right and the ability and the access to be able to vote in the future because that needs to change. KL Fuck yeah! SWB And that’s it for this week’s episode of No, You Go. NYG is recorded in our home city of Philadelphia and it is produced by Steph Colbourn. Our theme music is by The Diaphone. Thank you so much to Jenn Taylor-Skinner for being our guest today and thank you to everybody for listening. If you like the show, please don’t forget to rate us wherever you listen to podcasts because that really helps us spread the word. And we will see you again next week! [music fades in, plays alone for 32 seconds, and fades out]

How did we get here? Professors Karen Salt, Mehrsa Baradaran, and Lynn Itagaki explain histories of debt in America, the racial / gender wealth gap, and the new political reality of the “debtor-citizen.”

Jesse and Brittany discuss their most recent raccoon encounter, listener emails and voicemails related to John McCain's legacy and battle with cancer, support for another listener and anger with the Catholic Church, our interview with Mehrsa Baradaran, white nationalist friendly staffers in the Trump administration, and #MeToo and Louis CK's return to comedy, and A$$hole... The post #443 – “Raccoon Survival, John McCain, Catholic Church, Mehrsa Baradaran Interview, #MeToo and Louis CK's Return, and A$$hole of Today featuring Alex Jones.” appeared first on I Doubt It Podcast.

Jesse and Brittany invite Mehrsa Baradaran to discuss her latest book, “The Color of Money: Black Banks and the Racial Wealth Gap.” During the discussion, they cover the racial wealth gap and the historical causes and contributing factors including racism, credit policies, and housing segregation. Mehrsa is also an advocate for postal banking, which she... The post BONUS #067 – “Mehrsa Baradaran, author of – The Color of Money: Black Banks and the Racial Wealth Gap.” appeared first on I Doubt It Podcast.

Welcome to the radio magazine that brings you news, commentary and analysis from a Black Left perspective. I’m Glen Ford, along with my co-host Nellie Bailey. Coming up: The Black economic condition has dramatically worsened in the 21st Century, with median Black household wealth on a track to disappearing entirely in the next few decades. However, the author of a new book says there’s not much that Black-owned banks can do to head of the disaster. And, the nation’s best known political prisoner has been behind bars for 35 years, but his supporters are stepping up the Campaign to Bring Mumia Home. Donald Trump’s presidency has seen U.S. prestige in the world hit new lows. But the U.S. had long been regarded as having little respect for international law. Black Agenda Report contributor Danny Haiphong has teamed up with Roberto Sirvent to author an upcoming book, titled, “American Exceptionalism and American Innocence: The Fake News of Wall Street, White Supremacy and the U.S. War Machine.” Haiphong says Barack Obama and Hillary Clinton were champions of American exceptionalism. Danny Haiphong’s co-author, Roberto Sirvent, is the editor of the Black Agenda Book Forum. Last week, the BAR Book Forum featured Mehrsa BaRAdaran, author of “The Color of Money: Black Banks and the Racial Wealth Gap.” BaRAdaran is a law professor at the University of Georgia, specializing in banking law. She says Black banks are useful and should be supported, but they are not the solution to Black economic precariousness and the drastic decline of household Black wealth This month is known as “Black August” among many Black activists, a month to remember political prisoners and those that have died in service to the Liberation Movement. Mumia Abu Jamal has spent the last 35 years behind bars in the death of a Philadelphia policeman. Hearings resume on his contention that judicial bias led to his wrongful conviction. And, Dr. Johanna Fernandez, of the Campaign to Bring Mumia Home, says there is photographic evidence of police tampering with evidence. Dr. Fernandez was part of the group that produced the 2010 film, “Justice on Trial,” which is being screened on August 23rd at the Maysles Cinema, In Harlem. She was interviewed by Black Agenda Radio producer Kyle Fraser.

There is arguably no racial disparity more striking than the wealth gap. While the median white household earns just 65 percent more income than its black counterpart, its net worth is fully ten times as high. And, unlike income, which individuals earn in their own lifetimes, wealth accrues over generations, and whites are more than three times as likely as blacks to inherit money from their families. In the public debate on racial inequality, the wealth gap is among the sharpest arrows in the progressive quiver. When conservative commentators argue that America is a meritocracy, or that blacks lag due to cultural factors, progressives can retaliate with a single statistic that seems to prove the reality of white privilege beyond the possibility of doubt. But statistics don’t interpret themselves, and the wealth gap is no exception. A recent wave of scholarship—including Mehrsa Baradaran’s The Color of Money, Richard Rothstein’s The Color of Law, and Ta-Nehisi Coates’s “The Case for Reparations”—has converged on the interpretation that the wealth gap is caused by two factors: slavery and … The post Black American Culture and the Racial Wealth Gap appeared first on Quillette.

Today Mike and I discuss a weird array of topics from Taye Diggs's dating life to white people's weird porn fixations, including the genre known as "pussy pump" porn: Mentioned in this episode Event page for live interview at Starr Bar between NYS Senate candidate Julia Salazar and Virgil Texas from Chapo Trap House https://salazarforsenate.com/events/virgil-texas-interview "Taye Diggs Says No One Told Him the Entertainment Biz Was Racist" http://atlantablackstar.com/2018/06/22/taye-diggs-says-no-one-told-him-the-entertainment-biz-was-racist/ "Taye Diggs Says It's Hard To Date White Women Again Because Black Women Caused Him Trauma" https://www.essence.com/celebrity/taye-diggs-dating-white-women-resents-black-women "Taye Diggs denies comments slandering black women" http://blackyouthproject.com/taye-diggs-denies-comments-slandering-black-women/ Film Daily article: "WTF is “blavity black” and why are Issa Rae and Donald Glover accused of it?" The book When Affirmative Action Was White: An Untold History of Racial Inequality in Twentieth-Century America by Ira Katznelson https://amzn.to/2NluMS1 The book The Color of Law: A Forgotten History of How Our Government Segregated America by Richard Rothstein https://amzn.to/2u2JuUR The book The Color of Money: Black Banks and the Racial Wealth Gap by Mehrsa Baradaran https://amzn.to/2u1VbeK Intercept article on NY State Senate candidate Julia Salazar https://theintercept.com/2018/07/03/julia-salazar-state-senate-new-york-dsa/; Julia Salazar's campaign site: https://salazarforsenate.com/ Support the show and get double the episodes by subscribing to bonus episodes for $5/month at patreon.com/champagnesharks.  If you can’t subscribe right now for whatever reason, do the next best thing and tell as many people as you know about the show. Co-produced & edited by Aaron C. Schroeder / Pierced Ears Recording Co, Seattle WA (piercedearsmusic@gmail.com) Opening theme composed by T. Beaulieu. Closing theme composed by Dustfingaz (https://www.youtube.com/user/TheRazhu)_

The racial wealth gap is where past injustice compounds into present inequality. When I asked Ta-Nehisi Coates, on this show, what would prove to him that white supremacy was over in this country, he pointed to the closing of the racial wealth gap. The numbers here are startling. In 2016, the median white family in America had $171,000 in wealth. The median black family had just $17,400. Put differently, for every dollar in wealth the average white family has, the average black family has a dime. And the chasm is growing. One of the first episodes of Vox’s new Netflix show, Explained, explores the roots, realities, and future of America’s racial wealth gap. This conversation continues the discussion with one of the key voices in that episode: Mehrsa Baradaran, a law professor at the University of Georgia and author of the extraordinary book The Color of Money: Black Banks and the Racial Wealth Gap. Baradaran focuses on a part of the American story that’s often ignored: the way African Americans were locked out of the financial engines that create wealth in America, and the way the rhetoric of equal treatment under the law was weaponized, as soon as slavery ended, against efforts to achieve economic equality. But Baradaran’s view isn’t just historical: she’s also studied the way African Americans are disproportionately unbanked and underbanked today, and has been advising Sen. Kirsten Gillibrand’s efforts to do something big and surprising to solve it: building a nationwide postal banking system. The issues discussed in this episode are, I think, some of the most important facing America right now, and Baradaran’s perspective is unusual in its marriage of analytical rigor, historical analysis, real solutions, and deep compassion. This is worth listening to. Recommended books: The Human Instinct by Kenneth R. Miller Master of the Senate by Robert Caro Feel Free by Zadie Smith Learn more about your ad choices. Visit megaphone.fm/adchoices

The racial wealth gap is among the most dire problems in contemporary society. As of 2014, Black households had fewer than seven cents for every dollar owned by white households. This situation of racial wealth inequity is disturbingly similar to the one that existed at the end of slavery. Today, we welcome back to the show Mehrsa Baradaran, our guest from episode 30. We speak to Mehrsa about her recent book about the history of the racial wealth gap and how Black banks—a solution that is often suggested—have instead operated as a decoy, and distracted from more far-reaching solutions. Mehrsa Baradaran is author of The Color of Money: Black Banks and the Racial Wealth Gap. She is Associate Dean for Strategic Initiatives & J. Alton Hosch Associate Professor of Law at the University of Georgia School of Law.

In my conversation with University of Georgia Law Professor and author, Mehrsa Baradaran, we explore the history and origins of today''s racial wealth gap. We discuss the history of segregated industries and black economies that were created in an effort to overcome the financial effects of slavery. We also discuss attempts be recent administrations to close the racial wealth gap as well as what incoming administrations can do to tackle the problem. Learn more about your ad choices. Visit megaphone.fm/adchoices

Audiobooks, capital, banks, slavery, regulation, choice, racism, and the racial wealth gap. Mehrsa Baradaran joins the show for the fourth time to talk about her latest book. Recorded in front of a live audience at the University of Georgia School of Law. This show’s links: Mehrsa Baradaran’s faculty profile (http://www.law.uga.edu/profile/mehrsa-baradaran) and academic writing (https://papers.ssrn.com/sol3/cf_dev/AbsByAuth.cfm?per_id=1178148) Mehrsa Baradaran, The Color of Money: Black Banks and the Racial Wealth Gap (https://www.amazon.com/Color-Money-Black-Racial-Wealth/dp/0674970950) Barack Obama, The President's Role in Advancing Criminal Justice Reform (http://harvardlawreview.org/wp-content/uploads/2017/01/811-866-Online-Rev-vf.pdf) Ta-Nehisi Coates, We Were Eight Years in Power: An American Tragedy (https://www.amazon.com/We-Were-Eight-Years-Power/dp/0399590560) Eric Foner, Reconstruction Updated Edition: America's Unfinished Revolution, 1863-1877 (https://www.amazon.com/Reconstruction-Updated-Unfinished-Revolution-1863-1877/dp/0062354515) (see also Eric Foner, Why Reconstruction Matters (https://www.nytimes.com/2015/03/29/opinion/sunday/why-reconstruction-matters.html) (a brief but informative opinion essay)) Oral Argument 76: Brutality (http://oralargument.org/76) (guest Al Brophy) Sendhil Mullainathan and Eldar Shafir, Scarcity: Why Having Too Little Means So Much (https://scholar.harvard.edu/sendhil/scarcity) Mehrsa Baradaran, How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy (https://www.amazon.com/How-Other-Half-Banks-Exploitation/dp/B01MQZYGE8/) Alfred Brophy, Reparations: Pro and Con (https://www.amazon.com/Reparations-Pro-Alfred-L-Brophy/dp/0195304071/) William Darity, Jr. and Dania Frank, The Economics of Reparations (http://www.jstor.org/stable/3132248) Jamelle Bouie and Rebecca Onion, Reconstruction (http://www.slate.com/articles/slate_plus/reconstruction.html) (a podcast from Slate) Special Guest: Mehrsa Baradaran.

Ep 108 Summer Jam Screen: Boston's Black residents have a median networth of $8 damn dollars not even a roll of quarters: http://apps.bostonglobe.com/spotlight/boston-racism-image-reality/series/image/?p1=Spotlight_Race_FooterNav Article where I reference the book, "The Color of Money" by Mehrsa Baradaran: https://www.theatlantic.com/business/archive/2017/09/black-capitalism-baradaran/540522/ Top Golf Means more taxes for Omahans: http://www.omaha.com/news/metro/topgolf-s-enhanced-employment-district-status-means-diners-will-pay/article_11684f64-df50-11e7-ba47-cb37f0d4efb8.html Selling Hope Like Dope, of course its Kimberly Jones mother of bullied child Keaton Jones: http://www.tmz.com/2017/12/11/keaton-jones-gofundme-page-on-hold-mom-kimberly/ http://www.tmz.com/2017/12/13/keaton-jones-father-racist-white-supremacist/ Roy Moore and White Women voters of Alabama have to Hold This L: https://www.washingtonpost.com/graphics/2017/politics/alabama-exit-polls/?utm_term=.336480d24e09 Not All Heroes Wear Capes some are Black folks that exercise their right to vote. And In Health Over Wealth I Speak on the importance of not embarrassing someone that has put in a position to be successful. Questions/Comments/Feedback: DuragsAndBoatshoes@gmail.com

Univ of Georgia's Mehrsa Baradaran talks America's racial wealth gap. Julie Rose moderates a debate about the limits of copyright in the digital age. Debaters include Natl Press Photographers Assn's Mickey Osterreicher, Attorney Ned Rosenthal, Univ of Colorado's Blake Reid, and Electronic Frontier Foundation's Mitch Stoltz.

In response to recent news stories involving Harvey Weinstein, Al Franken, Roy Moore, etc. - on the topics of sexual harassment, assault, rape, groping, etc., University of Georgia law professor Mehrsa Baradaran shares her perspectives on all of these subjects, along with the MeToo movement. We also discuss these issues in a Mormon context.

When the Emancipation Proclamation was signed in 1863, the black community owned less than one percent of the United States’ total wealth. More than 150 years later, that number has barely budged. According to a new book by Mehrsa Baradaran, The Color of Money, this absence of wealth isn't just a failure to atone for oppression imposed by slavery and Jim Crow — it's the product of contemporary acts to maintain their legacies. Today, the racial wealth gap persists in building wealth for those who already have it and sowing debt among those who don't. Many policies animated by this trend — fees and fines levied my municipal governments and the criminal justice system; residential segregation; the rise of predatory payday lenders — disappear mainstream banks from communities of color, pass off responsibility of investment in their wealth, and enforce conditions that disproportionately push them from profit to poverty. Join New America NYC and the NYU McSilver Institute for Poverty Policy and Research for a conversation with legal, business, and racial equity leaders on the fight for economic justice and how to pioneer strategies that reform how government works — and who it serves. OPENING REMARKS Scott M. Stringer @NYCComptroller Comptroller, City of New York PARTICIPANTS Mehrsa Baradaran @MehrsaBaradaran J. Alton Hosch Associate Professor of Law, University of Georgia School of Law Author, The Color of Money: Black Banks and the Racial Wealth Gap   Blondel Pinnock @blondelSenior Vice President and Chief Lending Officer, Carver Federal Savings Bank Anne Stuhldreher @AnneStuhldreher Director of Financial Justice, City and County of San Francisco Fellow, New America CA Clyde Vanel @clydevanelAssembly Member (D-33), State of New York Michael Lindsey @DrMikeLindseyDirector, McSilver Institute for Poverty Policy and Research, New York University

The news crew gathers to discuss defense attorneys in immigration court, the impact of non-profits in low-income communities, and more and a surprise guest joins for Brittany’s birthday. Author and law professor Mehrsa Baradaran joins DeRay to talk about the racial wealth gap, and tax law professor and former OMB staffer David Kamin briefs us on the latest tax bills.

Trump sent Mike Pence on a mission to protest black protesters at an NFL game. Acclaimed author and journalist Ta-Nehisi Coates talks about Trump, Obama, Bernie Sanders, Hillary Clinton, the NFL and much more. Mehrsa Baradaran breaks down the roots of economic apartheid in the US, the ongoing impact of slavery on black communities and offers a provocative history of black banks. And the lead singer of Mashrou Leila, Hamed Sinno, talks about being queer and Arab in the Middle East and Trump’s America.

In this episode of Mormon Stories Podcast we interview the incredibly successful Mehrsa Baradaran. Mehrsa and her family immigrated from Iran to the United States when she was 9. After joining the Mormon church, Mehrsa graduated from BYU and New York University law school, became law school faculty at both BYU and University of Georgia (where she now works). She is the author of two books: - How the other half banks: Exclusion, Exploitation, and the Threat to Democracy - The Color of Money: Black Banking and the Racial Wealth Gap In addition to her successful career, she is the mother of three children, and identifies as an Immigrant, liberal, Mormon, Muslim, feminist, lawyer, mother who generally dislikes labels. Topics of focus for today's episode include: Race and Mormonism, Mormons and Social Justice, and Tribalism and Mormon Identity.

In this episode of Mormon Stories Podcast we interview the incredibly successful Mehrsa Baradaran. Mehrsa and her family immigrated from Iran to the United States when she was 9. After joining the Mormon church, Mehrsa graduated from BYU and New York University law school, became law school faculty at both BYU and University of Georgia (where she now works). She is the author of two books: - How the other half banks: Exclusion, Exploitation, and the Threat to Democracy - The Color of Money: Black Banking and the Racial Wealth Gap In addition to her successful career, she is the mother of three children, and identifies as an Immigrant, liberal, Mormon, Muslim, feminist, lawyer, mother who generally dislikes labels. Topics of focus for today's episode include: Race and Mormonism, Mormons and Social Justice, and Tribalism and Mormon Identity.

How does the fact that banks do not have to make their services accessible for all of us impact ordinary people? Why should we see banks as institutions that must be accountable to the public, and what would change in American life if we did? Listen to find out!

A conversation with Mormon political commentators Brad Kramer, Joshua Madson, Mehrsa Baradaran about the US Presidential elections.  They tackle the question 'What happened to America?'  & 'What happened to the Mormons?'

Dakota Pipeline is uniting US Indians, says BYU's Michalyn Steele. Voice of the Cougars Greg Wrubell in studio on calling live sports. Texas A&M's Brian Anderson explains why the brain is wired for addiction. Mehrsa Baradaran, University of Georgia, and the crackdown on payday lenders. Pokemon GO is paving the way for future tech, according to BYU's Derek Hansen. Jonathan Plucker researches age-based curriculum at John Hopkins University.

Author and academic Mehrsa Baradaran joins me to discuss her unique Mormon upbringing, her work on Wall Street, and the Christian ethics of the financial system.

Ralph's Harvard Law School classmate and corporate governance expert, Robert A.G. Monks, explains how CEOs enrich themselves at the expense of productive investment.  And law professor, Mehrsa Baradaran proposes an alternative to puttingyour money into the big bad banks. 

On this episode of Slate Money, Mehrsa Baradaran, author of How the Other Half Banks,  joins Felix Salmon of Fusion, Cathy O’Neil of mathbabe.org, and Slate’s Moneybox columnist Jordan Weissmann, to discuss unbanking in America. Topics discussed on today’s show include: How banks are failing poor and working class Americans How postal banking could be a solution The debate over prepaid debit cards   Check out other Panoply podcasts at itunes.com/panoply. Slate Money is brought to you by Goldman Sachs. Get information about developments currently shaping markets, industries, and the global economy on the firm’s podcast, ‘Exchanges at Goldman Sachs,’ available on iTunes. And by SAP HANA. SAP HANA helps the world’s best companies get the answers they need to become more agile, develop new streams of revenue, and predict the future. Run SAP. And Run Simple. Visit sap.com/reimagine to learn more.  And by MileIQ. If you’re one of the 60 million Americans who drive for work then you know that your miles are your dollars. Every mile you don’t log is money that you are losing. MileIQ is the only mileage-tracker app that detects, logs, and calculates your miles for you, ensuring that every mile is accounted for and no dollar is lost. Try MileIQ for free today by texting SLATEMONEY to 31996. Learn more about your ad choices. Visit megaphone.fm/adchoices

Feedback on “the Cyberloquium,” theme music, affirmative action, oral arguments, podcast apps, Scalia’s opinion announcement in Glossip, the parliamentary system and complexity, postal banking, killer robots, villains and angels in history, and whether philosophy matters much in law. This show’s links: Oral Argument 0: Who Is Your Hero? Amicus podcast: 2015 Term Preview SCOTUSblog’s page for Fisher v. UT Austin Oral Argument 27: My Favorite Case The Oyez page for Glossip v. Gross, containing Breyer’s announcement and Scalia’s response (linked at Part 4) Overcast Oral Argument 56: Cracking and Packing (guest Lori Ringhand) Mehrsa Baradaran, How the Other Half Banks; Nancy Folbre’s review for the NY Times; Oral Argument 9: Torches and Pitchforks Oral Argument 75: Air Gap (guest Mary Ellen O’Connell) Oral Argument 76: Brutality (guest Al Brophy) Oral Argument 77: Jackasses Are People Too (guest Adam Kolber)

The Serial podcast, about the 1999 murder of Hae Min Lee and subsequent conviction of Adnan Syed, has become the most popular podcast ever. In our first anniversary show — which, sure, we could have broken into two parts but consider this super-sized show our gift to you for the holidays — we talk with listeners and past guests about their own reactions to the show and to the case. We discuss reasonable doubt, race, procedure, evidence, voyeurism, what we think, what others think, and the inherent (but vastly improvable) tragedy of criminal justice. Guests: Hunt Wofford, Nathan, Anthony Kreis, Jasmine Guillory, Mehrsa Baradaran, and Dahlia Lithwick. (Several of our guests responded to a call to listeners that we posted on our Facebook and Twitter feeds. Follow us to be in on such things in the future.) This show’s links: Serial, the most popular podcast ever Willa Paskin, Totally Obsessed Christian Turner, Bet Your Life Before You Impose Death About Hunt Wofford Mythbusters Links to some Serial parodies Murder on a Sunday Morning About procedural justice About Anthony Kreis and his last appearance on our show Debra Cassens Weiss, Posner Questions Basis for ‘Archaic’ Hearsay Rule The Scottish “not proven” verdict About Mehrsa Baradaran and her first and second appearances on our show Susan Simpson, Serial: Why the Nisha Call Shows that Hae Was Murdered at 3:32 p.m. About Dahlia Lithwick and her appearance on the show Dahlia’s new podcast, Amicus, and her video interviews on SCOTUSblog Dahlia Lithwick, A Horrifying Miscarriage of Justice in North Carolina Justice Scalia’s concurrence in Callins v. Collins (criticizing Justice Blackmun for not using the McCollum case, with its brutal facts, for dissenting from the imposition of the death penalty) Justice Blackmun’s subsequent dissent in McCollum v. North Carolina, addressing Scalia’s concurrence Brandon Garrett’s page, featuring his recent books Special Guests: Anthony Kreis, Dahlia Lithwick, and Mehrsa Baradaran.

It’s our back to school episode. We pick up in the middle of a conversation about the order of the months of the calendar and then turn to our main topic: how to teach law. With Mehrsa Baradaran we delve into why classes might turn on you, how to manage the awkward student-teacher relationship, and presumptions of competence and incompetence. We dig into Mehrsa’s Teaching While Woman blog post and all our experiences with privileges, failures, and successes. First names, last names, cold-calling? Authenticity, professionalism, and, obviously, nudist colonies. Also: Mehrsa’s aspiration to be the Postmaster General and Joe’s to be, somehow, a “Lord High Chancellor." This show’s links: Mehrsa Baradaran’s faculty profile and last appearance on Oral Argument The Solar Hijra calendar and the Islamic calendar Mehrsa Baradaran, Teaching While Woman Lyrissa Lidsky, Ten (okay, Nineteen) Tips for New Law Professors Jodi Kantor, Harvard Business School Case Study: Gender Equity Wikipedia on Implicit association testing Project Implicit Paul Ford, How to Be Polite Christian’s imagined monocle-based approach to formality in the classroom: The Postmaster General and Executive Leadership Team (note: The current Postmaster General is Patrick Donahoe.) About the office of the Postmaster General (including information concerning the first Postmaster General, no spoilers, but…) Special Guest: Mehrsa Baradaran.

Law and banking in one podcast. Take deep breaths lest your racing heart burst in your chest. You think I'm joking. Probably because you don't know Mehrsa Baradaran. But then, you probably do, because everyone does. We talk about, among other things, how one should say “Mehrsa,” what banking is, It’s a Wonderful Life, how banks are subsidized and regulated, how 40 percent of the country doesn’t really bank or at least “underbanks,” and payday lenders. Christian does not call Joe “Adam Smith.” Mehrsa defends banking at the post office (dubbed by one banking industry exec “the worst idea since the Ford Edsel”). From the bank bailouts to moral hazard to the the precarious financial position of the working poor, we cover a lot of ground. And, naturally, speed traps. (Update 11/24/2018: Christian here. A listener got in touch with some very thoughtful criticism of our discussion during the intro. Talking about a gendered list, I casually raised switching genders to get on this list, in a way that the listener perceived as making a joke of transgender people. It pains me that this discussion would hurt anyone. I’m very sorry. Although it has been a long time since this conversation, I know my intent was to poke a little fun at the gendered nature of the list, though I winced at my ham-fisted mention of reassignment surgery. I hope it’s a sign of progress that I don’t believe the conversation would be the same today as it was then. But we feel strongly that retroactively editing the show should be reserved for truly exceptional situations, not to save face.) This show’s links: Mehrsa Baradaran's faculty profile (http://www.law.uga.edu/profile/mehrsa-baradaran) and writings (http://papers.ssrn.com/sol3/cf_dev/AbsByAuth.cfm?per_id=1178148) The 100 Coolest Mormon Women Alive Today (http://utahvalley360.com/2014/01/23/100-coolest-lds-women-alive-today/2014/01/23/100-coolest-lds-women-alive-today/) Mehrsa Baradaran, The Post Office Banks on the Poor (http://www.nytimes.com/2014/02/08/opinion/the-post-office-banks-on-the-poor.html) (New York Times Op-Ed) Mehrsa Baradaran, Banking and the Social Contract (http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2227060) The bank run (http://www.youtube.com/watch?v=EOzMdEwYmDU) in It’s a Wonderful Life About the FDIC (http://en.wikipedia.org/wiki/Federal_Deposit_Insurance_Corporation) Angelo Young, It’s Bankers vs. Wal-Mart in Push to Force Financial Regulation upon the World’s Largest Retailer (http://www.ibtimes.com/its-bankers-vs-wal-mart-wmt-push-force-financial-regulation-upon-worlds-largest-retailer-1248361) Jefferson and Madison’s opposition to centralized banking (http://en.wikipedia.org/wiki/First_Bank_of_the_United_States#Opposition) Louis Brandeis, Other People’s Money (http://www.law.louisville.edu/library/collections/brandeis/node/191) Andrew G Haldane, The Dog and the Frisbee (http://www.bis.org/review/r120905a.pdf) Mehrsa Baradaran, It's Time for Postal Banking (http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2393621) Stephen Wexler, Practicing Law for Poor People (http://www.jstor.org/stable/795211) Oral Argument Episode 8: Party All Over the World (http://oralargument.org/8) [City of Warrensville Heights v. Wason][wason] [wason]: http://scholar.google.com/scholar_case?case=469408788857827534 Special Guest: Mehrsa Baradaran.

Michael Farber is the cofounder of Breakout, a community that champions changemakers all over the United States. He’s here today to share what honest dialogue looks like around racial injustice, what it means to check your own power, how to work against injustice and truly be an ally. Gain tools and resources to start unpacking privilege and learn why educating yourself is a critical piece in taking action. In this episode of Activate: * How Breakout came to be & its mission, vision, and initiatives * Michael’s perspective of what’s going on in the world * How white entrepreneurs can do their part * What honest dialogue looks like around racial injustice * Why we need to be supporting smaller organizations * How to work against racial injustice & be a better ally * Gain resources to start unpacking privilege Resources + Tools from Michael: * IG: @breakout ( https://www.instagram.com/breakout/?hl=en ) ; @michaelxfarber ( https://www.instagram.com/michaelxfarber/?hl=en ) * Breakout: breakout.today/frontline-support-fund-page ( https://www.breakout.today/frontline-support-fund-page ) * Leon Ford’s Self-Care Handbook From Surviving to Thriving ( https://static1.squarespace.com/static/55da865ee4b0dd59bc9bd4ea/t/5ed06337b8dc7749a17d6190/1590715195106/LEON_ToolKit_2.pdf ) 1. Favorite Writers / Journalists + their work are must-reads * Nikole Hannah Jones @nhannahjones ( https://twitter.com/nhannahjones?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor ) (Creator of the 1619 project) * Mehrsa Baradaran @mehrsabaradaran ( https://twitter.com/MehrsaBaradaran?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor ) (Author of The Color of Money) * Ibram Kendi @ibramxk ( https://www.instagram.com/ibramxk/?hl=en ) (Author of Stamped from the Beginning) * Anand Giridharadas @AnandWrites ( https://www.instagram.com/anandwrites/?hl=en ) (author of Winner Takes All) 2. Favorite Activists/Advocate voices to follow * Brittany Packnett Cunningham, @MsPackyetti ( https://twitter.com/MsPackyetti?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor ) * Leon Ford, @LeonFordSpeaks ( https://www.instagram.com/leonfordspeaks/?hl=en ) * Nathalie Molina Nino, @NathalieMolina ( https://twitter.com/NathalieMolina?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor ) 3. Additional Books by members of our community that are must-reads * Chris Wilson, The Master Plan * Jim St. Germain, A Stone of Hope * D. Watkins, We Speak for Ourselves 4. Favorite Community Orgs * Laundi Germaine Keepesagle, ED, SaveMoneySaveLife @savemoneysavelife ( https://www.instagram.com/savemoneysavelife/?hl=en ) * Sinikiwe Dhilwayo, Founder, Naaya Wellness @naaya.wellness ( https://www.instagram.com/naaya.wellness/?hl=en ) * Wil Toms, Co-Founder,Rec Philly @recphilly ( https://www.instagram.com/recphilly/ ) * Noelle Santos, Founder, Lit Bar @1st.noelle ( https://www.instagram.com/1st.noelle/?hl=en ) This show is produced by Soulfire Productions ( http://soulfireproductionsco.com/ )