Podcasts about consumer commission accc

Gina is the General Manager of People and Culture at the Australian Competition and Consumer Commission (ACCC), and she joins us in this episode to share her experiences of grit and the ability to persist and lead others through uncertainty. Together, we break down the stigma attached to making mistakes and how courageous leaders can pause and reflect when the emotions are running high and admit to their workforce that they don't always have all the answers.

The latest report from the Australian Competition and Consumer Commission (ACCC) shows up to four in five households could save on their electricity bills by shopping around or negotiating better deals with their providers. Listen to this report to learn about other steps consumers can take to reduce energy costs. - एक नयाँ रिपोर्टले बजारमा उपलब्ध बिजुली प्रदायकहरूको विकल्प वा नयाँ किसिमको योजना र सम्झौताको खोजी गर्दा पाँच मध्ये चार घरपरिवारले बिजुलीको लागि कम रकम तिर्न सक्ने देखाएको छ। बिजुलीको महसुल कसरी कम गर्ने त? अन्य केही टिप्सहरू बारे यो रिपोर्टमा सुन्नुहोस्।

The Australian Competition and Consumer Commission ((ACCC)) is leading the inquiry, with supermarket giants Woolworths and Coles expected to appear. The inquiry has heard from consumer advocates who raised concerns around pricing, food insecurity, and a loss of trust in pricing.Listen to SBS Sinhala explainer for more information. - ඕස්ට්‍රේලියාවේ ප්‍රධාන සුපිරි වෙළඳසැල් වල මිල ගනන් වල පැවැත්ම සහ ලාභ ආන්තිකය වැනි ගැටළු පරීක්ෂා කිරීම මගින් මෙරට ප්‍රදාන සුපිරි වෙළඳසැල් විමර්ශනය සඳහා මහජන අදහස් විමසුම් පැවැත්වෙන බව පැවසෙනවා. ACCC හෙවත් ඕස්ට්‍රේලියානු පාරිභෝගික කොමිසම මෙම පරීක්ෂණයට නායකත්වය ලබා දෙන අතර මෙරට සුපිරි වෙළඳසැල් දැවැන්තයින් වන Woolworths සහ Coles වෙලදසැල් මේ සදහා පෙනී සිටිනු ඇතැයි අපේක්ෂා කරනවා. මේ පිලිබඳ තොරතුරු අද කාලීන තොරතුරු විග්‍රහයෙන්.

A report by consumer advocacy group Choice names Aldi as the most affordable supermarket in Australia, while Woolworths and Coles are being investigated by the Australian Competition and Consumer Commission (ACCC) for potential breaches of consumer law.

There are hundreds of angry posts on X, TikTok and Reddit from citizen journalists archiving Coles and Woolworths' published prices and noticing some strange patterns. The posters complain that the two supermarket giants have misled their customers with their “Down Down” and “Prices Dropped” promotions. Now, the Australian Competition and Consumer Commission (ACCC) has launched legal action, alleging the big two presented discounted promotions that were actually higher, or the same, as the price that had been charged for the same items just weeks beforehand. Today, economist and contributor to The Saturday Paper Peter Martin, on the “illusory” discounts and how a Cadbury Caramello Koala helped fuel the outrage. Socials: Stay in touch with us on Twitter and Instagram Guest: Economist and contributor to The Saturday Paper, Peter Martin.

The Australian Competition and Consumer Commission (ACCC) is suing Coles and Woolworths over allegations they misled shoppers by offering ‘illusory' discounts on hundreds of products. It's a practice that helps them make huge profits in an already overheated economy. Guardian columnist Greg Jericho tells Matilda Boseley why he thinks corporations, not consumers, should be made to pay for the cost-of-living crisis. • You can support the Guardian at theguardian.com/fullstorysupport

The Australian Competition and Consumer Commission (ACCC) is taking Coles and Woolworths to the Federal Court in two separate Cases. The consumer watchdog has alleged that the two supermarket giants misled customers with “discount pricing claims”. This legal action comes amid a string of inquiries into supermarkets and price gouging, as well as the Federal Government's plans to release a draft Food and Grocery Code of Conduct. In today's deep dive, we'll look into the legal proceedings against Coles and Woolworths, how they've responded, and what could this mean for consumers. Hosts: Nandini Dhir and Emma GillespieProducer: Orla MaherSee omnystudio.com/listener for privacy information.

In this episode of Inside IR, Drew Pearson and Shivchand Jhinku are joined by competition partner Patrick Gay to discuss the Australian Government Competition Task Force's review into the use of non-compete and non-solicit provisions in employment contracts. They explore the potential impacts of proposed reforms on employee mobility and the dynamics of the Australian job market, and also delve into the global trends in this area, particularly in the US and UK. The conversation further touches on the role of the Australian Competition and Consumer Commission (ACCC) and the potential changes in its jurisdiction over employment-related matters.

Qantas hat sich mit der Australian Competition and Consumer Commission (ACCC) darauf geeinigt, 20 Millionen Australische Dollar an über 86.000 Passagiere zu zahlen, die von sogenannten „Geisterflügen“ betroffen waren – Flügen, die verkauft wurden, obwohl sie bereits gestrichen waren. Zusätzlich wird die Fluggesellschaft eine Strafe von 100 Millionen Australische Dollar für Verstöße gegen das australische Verbraucherrecht zahlen. Die betroffenen Passagiere erhalten Entschädigungen zwischen 225 Australischen Dollar für Inlandsflüge und 450 Australischen Dollar für internationale Flüge, zusätzlich zu bereits erhaltenen Kompensationen. Diese Einigung steht noch unter dem Vorbehalt der Genehmigung durch das Bundesgericht, wobei Qantas plant, das Entschädigungsprogramm vor der Entscheidung des Gerichts zu beginnen.Frage des Tages: Sollten wir in Deutschland auch Fluggesellschaften so zur Kasse bitten bei Verstössen? Welche Praxis ärgert euch bei Fluggesellschaften?00:00 Intro01:45 Hamburg Flughafen Gepäckanlage funktioniert wieder03:14 Boeing 787 “Dreamliner” wieder neue Ermittlungen07:00 Lufthansa bekommt neuen Finanzchef08:08 Emirates A350 ein Schritt in die Zukunft11:34 Qantas einigt sich und zahlt ca. 74 Millionen StrafeFragen des TagesTake-OFF 06.05.2024 – Folge 105-2024 Kanalmitglied werden und exklusive Vorteile erhalten:https://www.youtube.com/channel/UCQyWcZxP3MpuQ54foJ_IsgQ/joinHier geht es zu eurem kostenlosen Consulting Link - https://FTCircle.as.me/Damit Du von unserem Wissen profitieren kannst, kannst du ein mindestens 60 minütiges und vor allem auf dich zugeschnittenes Punkte, Meilen, Status Coaching buchen. Nach dem Call bekommst du ein Jahr Zugang zu dieser Gruppe und zahlst so nur 10 Euro pro Monat und kannst sofort profitieren. Hier ist nun der Link zu deinem neuen Punkte, Meilen und Status Deals.MY SOCIALSWhatsApp - https://wa.me/message/H4VQT6XX7L6WJ1FACEBOOK | Lars F Corsten - https://www.facebook.com/LFCorsten/FACEBOOK | FQT.TV - https://www.facebook.com/FQTTVFACEBOOK | FTCircle - https://www.facebook.com/FTCircleTWITTER | Lars F Corsten - https://twitter.com/LFCorstenINSTAGRAM | Lars F Corsten - https://www.instagram.com/lfcorsten/LINKEDIN - https://www.linkedin.com/in/lfcorsten/Clubhouse - @LFCorsten

Please consider supporting Fresh Economic Thinking — Australia's newest one-man think-tank—by upgrading to a paid subscription. Thank you to all my existing paid FET subscribers. You will get the audiobook of The Great Housing Hijack starting later this month via the FET podcast. Your support helps me do things like a recent debate with Kevin Erdmann about “What makes housing more affordable? Public Investment vs. Market Liberalization”. You can watch it here. Right now there is a Senate Inquiry into supermarket prices as well as a much more extensive and detailed inquiry by the Australian Competition and Consumer Commission (ACCC). Supermarkets aren't my highest priority in terms of the cost to consumers from their conduct (superannuation is far more costly - see here and here). But supermarkets nevertheless comprise a large share of household budgets and directly affect choices in our daily lives.One dimension of supermarket competition revolves around location choices. Rules around these choices usually involve town planning regulations that seek to cluster retail activities in a hierarchy of locations.This article is about how town planning rules are used as the basis for often frivolous anti-competitive legal cases, with some detail on a recent case in Brisbane.But the bigger puzzle is this: Why have supermarkets for so long behaved so anti-competitively compared to other retailers or commercial and industrial businesses?It might simply be the case that when there are few ways to innovate your product, you innovate on other regulatory margins to outcompete your rivals (see last week's FET #29 podcast about the electricity pseudo-market). What else is a supermarket to do to make more money? A history of taming supermarket behaviourLook at what has already come out of the initial testimony to the current Senate Inquiry on the topic of preventing competition through location choices.The questions being put to Metcash CEO Grant Ramage during his session were mostly about land banking by Coles and Woolworths.In the context of the supermarkets, land banking is a strategy  where they buy up large areas of land across the country even if they don't have plans (or permission) to build a store there, therefore reducing competition.Mr Ramage was asked about this behaviour by Coles and Woolworths throughout his appearance before the committee, and he agrees that they are engaging in land banking.Senator Ross Cadell gave an example about land banking in the Hunter Valley in NSW, and Mr Ramage agreed that it was an example, where supermarkets can buy a proxy through a developer, gain the centre, and remove the independence.Senator Dean Smith followed up with more questions about land banking by the supermarket giants, and Mr Ramage responded that he didn't think it was "overt or obvious"."It happens under the radar, there is no obligation for the majors to divulge when they acquire property, it's not illegal," Mr Ramage says, adding they notify the ACCC and councils when they see it happening.But this is not the first time that supermarkets have been in the firing line for their anti-competitive conduct. It seems to be the nature of this industry. Brisbane-based property analyst Ross Elliot notes that a senior Westfield executive told him in the 1990s that “we would object to a competitor moving a plant pot if we thought it was in our interests to do so.”In that 1990s era, we were equally concerned about such behaviour. Here's a 1999 review of retail trade practices by supermarkets. It took the view that although there was a lot of consolidation in the sector, there were benefits from economies of scale to consumers. What is interesting to note from a quarter of a century in the future is that the market share of Coles and Woolworths hasn't changed as much as you would think, up from around 55% to 65% (depending on how you count). But there is now no Franklins supermarket chain and we have ALDI doing more than a third of the revenue of Coles today. There was then a 2002 Grocery Inquiry dealing with the behaviour of supermarkets in their contractual arrangements with suppliers. Strangely, in 2003 there was a headline about the Trolley Wars. People were upset that Woolworths and Aldi were outcompeting other grocery stores. This demonstrates that we don't know what we mean by competition. One company comes and outcompetes another and that is uncompetitive. You can't have competition without winners and losers! In that same year, the ACCC took action because of Woolworth's conduct around preventing liquor licences from potential competitors. In 2004, Westfield's Frank Lowy tried to stop a supermarket on Brisbane Airport land near his Westfield Toombul shopping centre, as well as challenging a new shopping centre in Homebush in Sydney. This is a good line from that article:The executive director of the Shopping Centre Council of Australia, Milton Cockburn, disputes the allegations of anti-competitive tactics (Westfield is a prominent member of the council). "Lodging legal action is not anti-competitive. What law says you can't defend the interests of your investors and retailers?" Perhaps Cockburn should have a look at the National Com­petition Council's report on planning and construction laws, which begins: "The major competition restriction in planning legislation is its potential to restrict the entry of new competitors into a market. This may result from ... manipulation of the process by commercial objectors to create delays in decision-making and significant additional costs for potential market entrants."In 2005 the ACCC intervened to stop attempts by Coles and Woolworths leveraging their power to influence the sales of independent grocery stores. Then in 2008, the ACCC conducted an inquiry into the competitiveness of grocery retailers, out of which came an undertaking with Coles and Woolworths to phase out restrictive leases that prevented other supermarkets from leasing within the same shopping centre. During its Grocery Inquiry in 2008, the ACCC identified a practice where supermarket operators would include tenancy terms which may have prevented shopping centre managers leasing space to any competing supermarkets.  This had the potential to impose restrictions on the number of supermarket outlets in centres and consequently fewer options for consumers."Over 700 supermarket leases were identified through the ACCC investigation as potentially restrictive, and this agreement addresses all those existing leases involving Coles and Woolworths, as well as dealing with all future arrangements.  I welcome the cooperation of Coles and Woolworths in the development of this arrangement."The agreement is in the form of a court enforceable undertaking that has been voluntarily provided by Coles and Woolworths.More interesting for me is this 2010 report by SGS Economics for the Commonwealth Treasury about the planning system as a barrier to entry for supermarkets, and its comments that competition dimensions should not be a factor in planning decisions.Yet courts were still busy with supermarkets trying to delay competition using planning appeals with frivolous legal cases even in 2012, as reported here.Retail analysts say the result is that councils are lumbered with massive legal bills and shoppers face less choice and higher prices. More than 20 appeals against shopping centre and retail plans have been lodged in the Planning and Environment court in the past two years.A 2009 voluntary undertaking by the supermarkets to remove restrictive lease clauses was a positive move for competition. Still, supermarkets were getting similarly effective outcomes with covenants on property when shopping centres were first developed. Here's how that works:"There are a large amount of centres where we are restricted from entering because of covenants," said Aldi's managing director for Victoria, Tom Daunt."It can be an outright restriction on the use of land by a previous owner who might be a developer for a major supermarket. The other case is clauses in leases of major supermarkets which effectively restrict competitors with quite dramatic rent reductions (if a rival becomes a tenant in the same centre)."Covenants on available land and clauses in leases, they are all similar. They are all restrictions of trade."It's honestly quite something to see the frequency of these inquiries. I suspect this behaviour is economically motived in the same way that confusopolies emerge in undifferentiated industries like telephone, electricity, insurance, etc. Because there are no technology margins to innovate, you push hard on regulatory margins instead. Of course, outside of the big two supermarkets, Aldi plays its own game, copying the colours and styles of food brands. The supermarkets have been upset about this. He pointed to similarities between some of Aldi's exclusive brands and national brands such as Bundaberg ­ginger beer, Procter & Gamble's Pantene shampoo, General Mills's Old El Paso taco kits and Kellogg's Special K.To wrap up this whirlwind history, supermarkets use their buying power to influence the actions of both suppliers and shopping centre owners to prevent competition. Fine. But there are also some puzzles. Supermarkets defend their suppliers when it comes to protecting food brands from imitation. But then they also apparently squeeze these suppliers too. How do we reconcile this?Shopping centre owners interfere with new supermarket locations on behalf of supermarkets. But I think this makes more sense because new venues compete with all tenancies and it is common to have turnover-based leases where landlords share in the turnover gains of tenants. Also puzzling is that despite decades of concern about supermarket conduct, and what appear to be fairly aggressive tactics, grocery margins aren't super high and the composition of players in the grocery market has changed quite a bit. There seem to be concerns when supermarkets are very competitive, squeezing down prices from suppliers, and also when they are anti-competitive. I think a lot of the games we are playing here could benefit from clearer economic thinking on what competition really looks like. The point I want to make today is to look at a recent case I'm aware of in Brisbane where the landlord of Woolworth's at Newstead, is challenging a planning approval for a nearby shopping centre. A Brisbane case of supermarket conductA new trend in Brisbane is the mixed-use retail, residential and commercial precinct. One of the more successful, and still yet-to-be-completed projects of this type is in my neighbourhood called West Village, a cluster of eight towers (seven residential and one commercial) above a retail precinct with medical facilities and other uses. The model seems to work commercially and with many large sites with existing low-density retail and industrial uses in Brisbane suburbs, there are now planning strategies and rules that accommodate this type (such as the Suburban Industrial Strategy etc). Another example of this type of project is called Buranda Village, on the site of a dated single-storey shopping centre, which is approved for seven towers (four being residential with around 700 apartments) over a 10,000 sqm retail centre. The flood-ravaged and now under demolition Toombul shopping centre is likely to get a similar treatment when redeveloped. But the project I want to talk about today is called Newstead Green, on the site of a car yard in the booming inner-city suburb of Newstead. It is approved for nearly 800 apartments, a major retail, commercial, showroom and lifestyle centre, the owner of the existing nearby shopping centre with Woolworths as the anchor tenant (AMP Capital, now owned by Dexus) is appealing the decision. You can see the locations of the two sites below.Notice also that on this map the purple, blue, and green shading are all new towers that have been proposed, and the grey are recently completed towers. This area is seriously developing. Thousands of apartments are already approved (including in this project). This seems enough local population to support an extra full-sized supermarket, which normally needs a catchment of about 5,000 people. To be clear, the Brisbane City Council is now defending its planning decision to approve the project. The grounds of the appeal are of course many, but this part jumps out (pages 8-9).i. The economic impact of the proposed development upon Gasworks Plaza will be significant due to the scale of the proposed retail component, its proximity to Gasworks Plaza and the extent of the proposed development's trade area.ii. The retail component of the proposed development seeks to replicate Gasworks Plaza which, given its close proximity to the proposed development, will provide no community benefit in terms of convenience or choice.iii. These impacts will seriously erode the viability and vitality of the retail tenancies at Gasworks Plaza, thereby compromising the function of Gasworks Plaza.iv. Centres provide a focus for public and private investment and community activity. Considerable investment has been made to provide infrastructure, buildings and businesses both within Gasworks Plaza and the adjoining area. This creates a vitality which is central to its function. By diluting economic activity to another location, direct economic impacts will be significant and the benefits intended by City Plan will be eroded to the detriment of the public interest.v. The impact of the proposed development on Gasworks Plaza would exceed 15% of sales.The last point gets to the heart of it. I doubt there will be a 15% effect from today, especially considering the growth of the neighbourhood that will go along with a project of this scale. They are literally saying that the new centre will compete for customers and that they don't like it. Since we know that competition is not a valid argument in planning, this probably won't fly — it will just cost time, money and the resources of the courts.But now to the original question of supermarket bad boys. If there was no supermarket here, but still plenty of retail space, the owner of a nearby shopping centre is unlikely to engage in this type of anti-competitive legal strategy. If it was a new commercial building, owners of nearby buildings wouldn't take these anti-competitive actions. If it was a new industrial project, again, the same. Only supermarkets seem to be this actively engaged in anti-competitive behaviour in all domains, especially around real estate, lease conditions (stamped out by the ACCC), planning and zoning, contract conditions with suppliers, and other regulations.Why?Maybe it happens in the shadows more so in other sectors. But does it? Or are supermarkets just the bad boy because they have no other innovation to offer to increase their profits? This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.fresheconomicthinking.com/subscribe

Small Biz Matters: People, Policy, Purpose ~ Episode #231 Broadcast date: 30 April 2024 Host: Alexi Boyd, Small Business Advocate & Policy Advisor Guest: Gina Cass-Gottlieb, Chair, Australian Competition Consumer Commission Competition is a major part of law reform which affects all small businesses. Whether it's a small grocer in a regional town or a newsagent in a major city's shopping centre, having a level playing field is paramount to small business community survival. And without it, there is a serious impact on communities themselves. A reduction in foot traffic as a new shopping mall is built nearby, changes to infrastructure which bypasses a regional town's city centre in an effort to improve traffic, a big box retailer moving into the middle of town... these changes not only affect small businesses but their ability to grow, hire more people and continue to support their community. So, who's thinking of small businesses when these laws are being designed? It's the ACCC. The Australian Competition Consumer Commission's role has unique powers to administer and enforce the 2010 Competition and Consumer Act and other legislation promoting competition. Whether it's a big giant company gobbling up the competition with view for a bigger market share or a multinational company buying land to lock out their smaller competitors, or a large shareholder led conglomerate sidestepping competition laws by moving into a different segment the ACCC is keeping an eye on them to level the playing field. Today we welcome Gina Cass-Gottlieb, Chair of the ACCC to tell us about the important work they are conducting to ensure small business voice and perspective is heard in these complex negotiations.   PEOPLE –  Can you explain the unique powers of the ACCC? What are the benefits to small business to have a strong, vigorous competition in their sector? POLICY - Often the public reads about multiple enquiries into aspects of competition (in this instance the grocery sector); ACCC, Treasury, sometimes ACTU. Is it necessary? Isn't this a duplication? How do ACCC enquiries differ? the franchising code of conduct is administered by the accc and was recently reviewed by a former deputy chair of the ACCC, Dr Michael Schaper. It's endorsed the ACCC's suggestion to move to a licensing system. Where are we up to with that proposal? PURPOSE -  The law regarding unfair contract terms has recently been amended to improve protections for SB. How's that working out? Should small businesses fear the ACCC? After all, many see the sale of the business as succession planning and don't want any limitations placed on this as a possibility for their business. Can you explain the merger reform and this will benefit small business? How will increased regulation not mean more red tape? Gina Cass-Gottlieb commenced her 5-year appointment as Chair of the Australian Competition and Consumer Commission (ACCC) on 21 March 2022. Before she joined the ACCC Gina was a senior and founding partner of Gilbert and Tobin's competition and regulation team. Gina has over 25 years' experience advising on a large number of merger, competition and regulatory matters in Australia and New Zealand. She is widely recognised as one of Australia's leading competition and regulatory experts. Gina was appointed by the Commonwealth Treasurer to the RBA's Payments System Board in 2013 and again inin 2018. Gina was appointed to the Financial Regulator Assessment Authority in September 2021 and for 10 years Gina was a director on the board of the Sydney Children's Hospitals Foundation. Gina chairs the Digital Platforms Board and Financials Service Inquiry Board, and is a member of the Consumer Data Right Committee, Enforcement Committee, Infrastructure Committee and Communication Committee, Mergers Review Committee and the East Coast Gas Market Board, Electricity Markets Inquiry Board and Supermarkets Inquiry Board. Gina is also a member of the Bureau of the OECD Competition Committee. Gina holds Bachelor of Economics and Laws degrees from the University of Sydney and was a Fulbright Scholar at UC Berkeley from 1986 to 1987, obtaining a Master of Laws degree, majoring in US competition law, comparative constitutional law, financial institutions regulation and securities regulation. Gina is the first female Chair of the ACCC since it was established as an independent statutory authority in 1995.

Former ACCC Chief, Professor Allan Fels AO joins Zoe Daniel MP to dissect the scrutiny facing Australia's supermarket giants. Together they explore strategies to strengthen competition policy, how to tackle market power imbalances, and contemplate what may be in store for the future of the food economy.Professor Allan Fels AO is a distinguished figure in Australian regulatory affairs, renowned for his influential role as Chair of the Australian Competition and Consumer Commission (ACCC) from 1989 to 2003. Throughout his tenure, he spearheaded pivotal reforms in competition and consumer law, solidifying his reputation as one of the nation's most effective regulators. Professor Fels continues to be an influential voice in Australian economic affairs, advocating for measures to address market imbalances and ensure the well-being of consumers and businesses alike. Hosted on Acast. See acast.com/privacy for more information.

Lub koom haum Australian Competition and Consumer Commission (ACCC) cov kev mus txheeb Australia tej supermarket tau taw qhia kom tsim ib co cai los yuam kom tej tuam txhab no ua raws tsis txhob cia lawv tsim lawv cai los siv ntxiv lawm.

The The Australian Competition and Consumer Commission (ACCC) has issued a warning to Aussies after it revealed that over $135,000 had been lost to Taylor Swift ticket scams ahead of her Eras tour this year. 273 people are reported to have fallen victim to scams. The ACCC's warnings have come via its Scamwatch website, which raises awareness about Scams in Australia Scammers are getting crafty: The National Anti-Scam Centre said the scammers were using hacked social media accounts to put up posts or send messages to friend lists which include a story about how they can no longer attend the concert and are wanting to sell their tickets at cost price. These posts are sometimes posted in community groups or among friends and appear to be from a trusted source. After the ticket is paid for, the contact disappears and the ticket never arrives. Remember Aus and NSW law states that tickets to an event cannot be resold for more than 10 per cent more than the original purchase price . Tips from the ACCC: As a general rule, the ACCC doesn't advise buying resale tickets through social media. But if you are, it says you should independently contact the friend who is selling the tickets via a different channel to check it is legitimate. Don't feel pressured by a scammers's false sense of urgency to buy immediately Try to use platforms like Apple Pay, Google Pay and PayPal over a bank transfer Contact your bank ASAP and report to Scamwatch if you do fall victim to a scam Share your scam experience with friends and family Thanks for listening! Be sure to subscribe for more content. Like Homebrewed on ⁠Facebook⁠ Follow Homebrewed on ⁠Instagram⁠ Watch our content on ⁠YouTube⁠ Check out our Spotify Playlists ⁠here⁠ Catch up on everything ⁠Homebrewed⁠ Homebrewed is a radio program and podcast dedicated to supporting the Australian Music Industry. Cameron Smith and Eamonn Snow have been presenting Homebrewed since November 2017 and have received excellence awards and the admiration of local bands for their presentation of Homebrewed and their continued support of the Australian music scene. This podcast is designed so you can enjoy conversations with musicians, industry representatives and music media personalities.

Australia's consumer watchdog has released a report revealing the enormous burden of childcare fees on households. The Australian Competition and Consumer Commission (ACCC) report is the second in a series of drafting recommendations to the government to improve outcomes in the sector.

This is a special cybersecurity awareness month edition of With Interest. Governments, businesses large and small, and individuals – no-one is safe from man in the middle attacks. Just ask Google, Facebook or Puerto Rico. Also known as payment redirection or invoice fraud, these schemes are devasting, highly profitable, growing and evolving. Join our cyber and consumer experts to find out what it takes to defeat these money mules. Tune in now.   Host: Jacqueline Blondell, Editor, CPA Australia Guests: Alastair MacGibbon is Chief Strategy Officer at CyberCX. He's has spent 20 years in the cyber security space, including as a former special advisor to the Australian Prime Minister on cyber security. Delia Rickard is a former Deputy Chair at the Australian Competition and Consumer Commission (ACCC) and has spent a decade fighting scammers. Show notes The ACCC's Scamwatch website includes fraud prevention advice, case studies and up-to-date data on what different types of frauds are costing the Australian people. If you'd like to read more about invoice fraud, including the schemes discussed in this episode, these links have information through press releases, documents and news articles.  ·        Puerto Rican fraud  https://www.nytimes.com/2020/02/13/us/puerto-rico-phishing.html ·        https://www.trendmicro.com/vinfo/hk-en/security/news/cybercrime-and-digital-threats/puerto-rico-loses-millions-in-email-scam ·        https://www.nbcnews.com/news/latino/puerto-rico-says-it-was-scammed-out-2-6-million-n1136191 ·        Toyota fraud Toyota Parts Supplier Hit By $37 Million Email Scam (forbes.com) ·        https://www.cpomagazine.com/cyber-security/toyota-subsidiary-loses-37-million-due-to-bec-scam/ ·        Facebook, Google fraud Lithuanian pleads guilty in U.S. to massive fraud against Google, Facebook | Reuters ·        Barbara Corcoran fraud How Barbara Corcoran almost lost $400,000 to an email scam (cnbc.com) ·        Phishing in Australia Phishing - scam emails | Cyber.gov.au CPA Australia publishes four podcasts, providing commentary and thought leadership across business, finance, and accounting:  With Interest INTHEBLACK INTHEBLACK Out Loud Excel Tips Search for them in your podcast app.  You can email the podcast team at podcasts@cpaaustralia.com.au

Governments, businesses large and small, and individuals – no one is safe from man in the middle attacks. Just ask Google, Facebook or Puerto Rico. Also known as payment redirection or invoice fraud, these schemes are devasting, highly profitable, growing and evolving. Join our cyber and consumer experts to find out what it takes to defeat these money mules. Tune in now.   Host: Jacqueline Blondell, Editor, CPA Australia Guests: Alastair MacGibbon is Chief Strategy Officer at CyberCX. He's has spent 20 years in the cyber security space, including as a former special advisor to the Australian Prime Minister on cyber security. Former Deputy Chair at the Australian Competition and Consumer Commission (ACCC), Delia Rickard spent a decade fighting scammers. Research, scripting and editing: Susan Muldowney Studio production and sound editing: Garreth Hanley Additional research and scripting: Jacqueline Blondell The ACCC's Scamwatch website includes fraud prevention advice, case studies and up-to-date data on what different types of frauds are costing the Australian people. If you'd like to read more about invoice fraud, including the schemes discussed in this episode, these links have information through press releases, documents and news articles.  Puerto Rican fraud  https://www.nytimes.com/2020/02/13/us/puerto-rico-phishing.html https://www.trendmicro.com/vinfo/hk-en/security/news/cybercrime-and-digital-threats/puerto-rico-loses-millions-in-email-scam https://www.nbcnews.com/news/latino/puerto-rico-says-it-was-scammed-out-2-6-million-n1136191 Toyota fraud Toyota Parts Supplier Hit By $37 Million Email Scam (forbes.com) https://www.cpomagazine.com/cyber-security/toyota-subsidiary-loses-37-million-due-to-bec-scam/ Facebook, Google fraud Lithuanian pleads guilty in U.S. to massive fraud against Google, Facebook | Reuters Barbara Corcoran fraud How Barbara Corcoran almost lost $400,000 to an email scam (cnbc.com) Phishing in Australia Phishing - scam emails | Cyber.gov.au CPA Australia publishes three podcasts, providing commentary and thought leadership across business, finance and accounting:  With Interest INTHEBLACK Excel Tips Search for them in your podcast app.  You can email the podcast team at podcasts@cpaaustralia.com.au

On this day in legal history, July 26th, in 1990, President George H.W. Bush signed into law the Americans with Disabilities Act, a comprehensive civil rights law that prohibits discrimination based on disability. It covers five main areas, including employment, public services, public accommodations and commercial facilities and telecommunications. The act mandates that employers, public services, and businesses provide reasonable accommodations for people with disabilities, ensuring equal opportunities in all facets of society. It represents a significant advancement in guaranteeing the rights of individuals with disabilities, protecting them from exclusion, segregation, and unequal treatment. In employment, the ADA makes it unlawful for any employer to discriminate against qualified individuals with disabilities in job application procedures, hiring, advancement, compensation, training, and other terms, conditions, and privileges of employment. Public entities are required under the ADA to provide equal opportunity for individuals with disabilities to benefit from all of their programs, services, and activities. Commercial businesses that provide public accommodations must remove barriers in existing buildings where it is easy to do so without much difficulty or expense, given the businesses' resources. Finally, any violation of these requirements can lead to legal sanctions, compensations, and penalties.TBL Licensing LLC, owner of brands like The North Face and Wrangler, is appealing against a $505 million tax bill upheld by the US Tax Court in 2022. The tax dispute stems from TBL Licensing's transfer of its property, including intangible assets, to a foreign subsidiary as part of a Section 361 corporate reorganization. This process involves one company transferring all of its assets to another company in exchange for stock, which is then distributed to its shareholders.At the heart of the dispute is whether a lump-sum tax should be applied immediately after the transfer of assets, as argued by the IRS, or whether the income should be recognized and taxed annually, as contended by TBL Licensing. The company argues that the Tax Court's interpretation of Section 367(d) would make every Section 361 exchange subject to the immediate-gain-recognition rule, thereby eliminating the role of the annual-payments rule. TBL Licensing also asserts that Congress favored annual payments to promote accuracy and avoid disputes over valuation.The IRS argues that all outbound reorganizations should be subject to the disposition-payment rule, with exceptions carved out by the Treasury for instances where the annual-payments rule could apply without risking tax avoidance. The case, which could impact many multinationals, is currently being heard by the US Court of Appeals for the First Circuit.North Face Maker, IRS Test $505 Million Multinational Tax RulingThe Australian Federal Court has imposed a $14 million (A$20 million) fine on Meta Platforms, Facebook's parent company, for undisclosed data collection using the now-defunct Onavo app. Between 2016 and 2017, Meta promoted Onavo as a virtual private network (VPN) service for safeguarding personal information. VPNs function by providing a different online address to mask a user's identity. However, the court found that Meta leveraged Onavo to collect users' location data, usage patterns of other apps, and visited websites for its own advertising goals. Judge Wendy Abraham stated this lack of sufficient disclosure could have prevented thousands of Australian consumers from making an informed decision about their data's usage prior to downloading and using Onavo Protect. This ruling, including A$400,000 in legal fees owed to the Australian Competition and Consumer Commission (ACCC), forms part of Meta's ongoing legal issues regarding its handling of user data in Australia. Despite this, the company still faces another legal challenge related to its dealings with data analytics firm Cambridge Analytica.Australia fines Facebook owner Meta $14 mln for undisclosed data collection | ReutersElon Musk, the CEO of Tesla and SpaceX, and owner of Twitter, or X, or whatever he's calling it today, plans to appeal to the U.S. Supreme Court a decision regarding a consent decree issued by the Securities and Exchange Commission (SEC). The consent decree was implemented following Musk's tweet in August 2018 claiming he had "funding secured" to take Tesla private, an action the SEC claimed defrauded investors. This decree has been upheld by the 2nd U.S. Circuit of Appeals in Manhattan. Musk's legal team argues that the SEC overstepped its authority, alleging that the decree infringes upon Musk's free speech. The decree was part of a settlement in which Musk and Tesla each paid $20 million in fines, and Musk agreed to have some tweets pre-approved by a Tesla lawyer. Musk's legal team insists that the SEC had no right to impose an "unconstitutional gag rule" as part of the settlement.Elon Musk to appeal loss in SEC case to Supreme Court | Reuters Get full access to Minimum Competence - Daily Legal News Podcast at www.minimumcomp.com/subscribe

Australia's competition regulator says a lack of competition in the aviation industry is leading to high airfares and poor service. The Australian Competition and Consumer Commission (ACCC) says more than 90 per cent of domestic passengers are flying with Virgin or the Qantas group. - De Australische mededingingsautoriteit zegt dat een gebrek aan concurrentie in de luchtvaartindustrie leidt tot hoge vliegtarieven en slechte service. De Australian Competition and Consumer Commission - de ACCC - zegt dat meer dan 90% van de binnenlandse passagiers met Virgin of de Qantas-groep vliegt.

Businesses of all stripes must adjust to the evolving economic and environmental landscape, especially with the competition regulator ramping up its focus on key areas, argues one BigLaw partner. On this episode of The Lawyers Weekly Show, host Jerome Doraisamy is joined by Maddocks partner Shaun Temby to discuss how and why he enjoys his work in competition and consumer law, how and why there have been so many more prosecutions pertaining to cartel activity in recent times, what such prosecutions mean for lawyers working in this space, and how best to advise clients with regard to such a regulatory focus. Mr Temby also unpacks the state of affairs around greenwashing activity and how the Australian Competition and Consumer Commission (ACCC) is viewing this (alongside other regulators), how best to liaise with in-house legal teams about such greenwashing and broader environmental, social and governance (ESG) concerns, the other headline regulatory enforcement priorities that the competition regulator is engaged in, how lawyers can perceive these, and his guidance for practitioners in this space moving forward. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts (The Lawyers Weekly Show) and by following Lawyers Weekly on social media: Facebook, Twitter and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend your voice to the show, email editor@lawyersweekly.com.au for more insights!

It's EV News Briefly for Monday 6th March. I'll be back as usual at 5pm UK time, that's Midday Eastern, for the full podcast.  Patreon supporters get the episodes as soon as they're ready AND ad free. You can be like them by clicking here. France's plugin electric vehicle (EV) market share reached 23.8% in February, with full electrics driving the growth, while traditional combustion-only powertrains declined to 49%. The Dacia Spring remains the best-selling full electric, followed by Tesla's Model Y and Peugeot e208. Mazda North American Operations reported its best-ever February sales in the US, while the newly introduced Mazda MX-30 electric vehicle (EV) is not selling well in the US with only two sales in February. A minority German political party, the Free Democratic Party (FDP), is attempting to block the EU regulation to ban internal combustion light vehicles by 2035. The FDP wants biofuel-powered vehicles to be exempt, hoping to support the German car industry, but the EU regulation is necessary to ensure the transition to fully electric vehicles. General Motors (GM) has announced its partnership with Samsung SDI to build a joint venture plant in Michigan, USA, marking the company's second partnership with an automaker in North America. The plant will have an annual production capacity of 50 GWh. Li Auto is building an 800 V high-voltage supercharging station in China, indicating preparations for a transition to pure electric vehicles. The company plans to accumulate 3,000 supercharging stations by 2025. Tesla has reduced the price of new inventory Model 3 and Model Y vehicles in Europe by 1.5% to 7%, with savings varying across different countries. This likely comes as Tesla looks to increase its market share in the competitive European market, following similar strategies it has implemented in China. Tesla will start selling the Carbon Ceramic Brake Kit for the Model S Plaid, enabling the sporty sedan to reach its advertised top speed of 200 mph. The kit will cost $20,000 and is expected to be released in limited quantities. Tesla is recalling 3,470 Model Y cars due to an issue with seat bolts that could affect the seat belt system in a collision. Unlike previous recalls that could be resolved via over-the-air software updates, this recall requires a physical fix. Our Next Energy has been selected by BHE Renewables to provide energy storage units to a solar-powered manufacturing hub in West Virginia worth $500 million. The EV battery startup will also build a factory on the site to assemble more battery storage systems. EverCharge and PassKey are collaborating to develop a Battery Energy Storage System (BESS) to supplement EverCharge's EV charging stations. The BESS will be used to consolidate power during off-peak hours and deploy the energy via EV charging stations during periods of high demand. Lithium iron phosphate (LFP) battery technology, which is prevalent in China, is gaining ground in the US electric vehicle market as manufacturers look to embrace its cheaper cost and safety, despite holding less energy per pound than nickel-rich batteries. Our Next Energy will begin producing LFP batteries in Michigan this month, expanding next year after opening a new $1.6bn plant, and by 2027, it intends to supply enough LFP batteries for 200,000 EVs. Incoming Toyota CEO Koji Sato is calling for big changes in the way Toyota does business after the company acknowledged that Tesla has leapfrogged them in battery-powered cars, inspiring Toyota to regroup and find better solutions. Toyota is already working on a new EV platform to go into production in 2026. Greenpeace has lodged a complaint with the Australian Competition and Consumer Commission (ACCC) accusing Toyota Australia of greenwashing, claiming the car manufacturer's claims about its environmental credentials are misleading. The complaint comes after an ACCC review found that 57% of 247 Australian companies reviewed had made "concerning" claims about their environmental credentials. Xcel Energy's plan to install approximately 730 EV fast chargers in Minnesota, which would make it the largest utility-owned charging system in the country, has sparked opposition from various stakeholders, including the gas station and EV charging industries, the Minnesota Department of Commerce, and consumers. While Xcel hopes to jump-start the slow EV market in Minnesota, critics argue that Xcel's market power as a monopoly utility would crowd out private investment, ultimately slowing EV growth. Over two-thirds of planned lithium-ion battery production in Europe is at risk of being delayed, scaled down or cancelled, due to American subsidies and slow permitting processes, warns a report by Transport & Environment. Without EU-wide financial support to scale up battery production, Europe will not be able to satisfy its battery demand in 2030 and will need to import from foreign rivals. Electric vehicle charging infrastructure is vulnerable to cyberattacks, according to cybersecurity experts. There are concerns that the rush to create a comprehensive charging infrastructure could come at the expense of cybersecurity.

The government has flirted with, and now ruled out, changing the Stage 3 tax cut in the October 25 budget, which appears set to be dominated by some deep spending cuts. In the longer term, however, debate will continue over the need to reform Australia's tax system, as the calls on revenue to finance big programs increase.  Meanwhile, the government is locked in a battle to get high domestic gas prices down, with its light touch policy towards the gas producers not having much impact. In this podcast, Michelle Grattan talks with Rod Sims, former chair of the Australian Competition and Consumer Commission (ACCC), and now a professor at the Australian National University's Crawford School for Public Policy, on tax, gas and privatisation.

The Federal Government has announced a year long inquiry, kicking off in January, into the rising cost of child care. The Australian Competition and Consumer Commission (ACCC) has been asked to investigate and provide recommendations in their report, in hope of finding ways to make the system more affordable. Thrive by Five Director, Jay Weatherill told Mark Gibson in some cases it would cost more in childcare fees than not going back to work. See omnystudio.com/listener for privacy information.

Sign up for my Daily Fintech or Daily Digital Banking Newsletters here. Check out my latest podcast episode below: Welcome to another episode of our Daily Fintech Podcast. This podcast episode is sponsored by Sokin. Sokin is the trusted global FX payment provider for some of the world's leading brands. With Sokin Premium you can send and receive unlimited international payments for one fixed monthly fee. Market beating rates, no commission, hassle-free. THE NEWS HIGHLIGHT OF THE DAY IS Mastercard CEO, Michael Miebach, said that he does not expect SWIFT , one of the most widely used cross-border payments services, to exist after five years. His comment was part of a panel discussion held on Tuesday at the Global Blockchain Business Council's (GBBC) Blockchain Central Davos Conference in Switzerland. JUST IN: Barclays Bank is adding to a wave of branch closures across the UK, announcing plans to shut an additional 27 sites this year. ALSO: The Australian Competition and Consumer Commission (ACCC) has started legal proceedings in the Federal Court against Mastercard Asia Pacific and Mastercard Australia for alleged anti-competitive conduct that substantially lessened competition in the supply of debit card acceptance services. WHAT ABOUT FUNDING ROUNDS AND INVESTMENTS? Indian fintech Jar is engaging with several investors to raise about $50 million at a $350 million valuation. Indonesia-based digital investment app Bibit.id announced that it has raised more than US$80 million in a round led by Singapore state investor GIC. Hong Kong-based crypto lender and asset manager Babel Finance has secured $80m in a Series B round — double the amount it raised a year ago in its Series A.

In this episode, Mandy is joined by Mike Costello and William Stopford, with Tony Crawford chiming in to run through the latest in automotive news and what's happening at CarExpert's offices around Australia. In car news, BP is planning a local network of electric vehicle charging stations, the Australian Competition and Consumer Commission (ACCC) is taking Honda Australia to court, the 2023 Hyundai Palisade update has been revealed and will be here this year, and Lexus has revealed the RZ450e, its first ground-up electric vehicle. Tony Crawford dials in to chat about the Volkswagen Golf R and Tiguan R, while Mike Costello discusses our 12-car off-road mega test of mid-sized SUVs. Where to find the CarExpert Podcast You can find the CarExpert Podcast on your favourite podcast platform. If in doubt, simply click on the RSS feed below, or follow the links to the Apple Podcasts or Google Podcasts applications to subscribe. CarExpert Podcast RSS Feed CarExpert Podcast on Apple Podcasts CarExpert Podcast on Google Podcasts CarExpert Podcast on Spotify CarExpert Podcast on Podbean

Worldwide and in Australia, cartels eradicate fair competition in the marketplace to steal billions of hard-earned dollars from consumers, harming businesses and our economy. From poaching customers, rigging tenders to price-fixing – how does our system work to detect and prosecute the corporate giants muscling in on everyday consumers? Ever heard of cartel immunity? Find out how the ACCC protects those that spill the beans on cartel activity.    Hear it all directly from our host, KPMG's Dean Mitchell and Rod Sims, outgoing Chair of the Australian Competition and Consumer Commission (ACCC). Listen as they share how cartel cases are investigated, discuss the shady deals behind closed doors, and reveal what it takes to keep corporations honest to protect consumer and business rights.

The social media behemoth is facing serious allegations about its cryptocurrency practises. Facebook has once again found itself at the centre of a controversy. It's as if the social media behemoth, which changed its name to Meta Platforms (FB) - Get Meta Platforms Inc. Class A Report last October, was struggling to manage its practises. The Australian Competition and Consumer Commission (ACCC) has decided to sue Meta for allegedly "aiding and abetting" celebrity scam advertisements on Facebook, which have cost some Australians hundreds of thousands of dollars." In a press release, the regulator claimed that Meta "engaged in false, misleading, or deceptive conduct by publishing scam advertisements featuring prominent Australian public figures." The ACCC claims that this behaviour violated the Australian Consumer Law (ACL) and the Australian Securities and Investments Commission Act (ASIC Act). False Advertisements Associated with Celebrities It is also claimed that Meta aided and abetted or was knowingly involved in the advertisers' false or misleading conduct and representations. "The ads, which promoted cryptocurrency investment or money-making schemes, were likely to mislead Facebook users into believing the advertised schemes were associated with well-known people featured in the ads, such as businessman Dick Smith, TV presenter David Koch, and former NSW Premier Mike Baird," the ACCC said. Including: "The schemes were actually scams, and the people featured in the advertisements had never approved or endorsed them" The ads, according to the regulator, contained links that directed Facebook users to a fake media article that included quotes attributed to the public figure featured in the ad endorsing a cryptocurrency or money-making scheme. "Users were then invited to sign up and were contacted by scammers who used high-pressure tactics, such as repeated phone calls, to convince users to deposit funds into the bogus schemes." "The essence of our case is that Meta is responsible for the advertisements that it publishes on its platform," said ACCC Chair Rod Sims. "Using Facebook algorithms, it is a critical part of Meta's business to enable advertisers to target users who are most likely to click on a link in an ad and visit the ad's landing page." These ad-generated landing page visits generate significant revenue for Facebook." "In one shocking case, we are aware of a consumer who lost more than $650,000 as a result of one of these scams being falsely advertised on Facebook as an investment opportunity." "It's a disgrace," Mr Sims said. Meta is said to have been aware that celebrity endorsement cryptocurrency scam ads were being displayed on Facebook but did not take adequate steps to address the problem. Even after public figures all over the world complained that their names and images had been used in similar ads without their permission, the celebrity endorsement cryptocurrency scam ads were still being displayed on Facebook. Penalties, costs, and other orders are sought by the regulator. Meta did not respond when contacted by TheStreet. However, according to other news outlets, Meta has stated that it will defend the proceedings. Facebook is accused of using a'malicious technique.' "We don't want ads on Facebook that try to scam people out of money or mislead people – they violate our policies and are bad for our community." We use technology to detect and block scam ads, and we work hard to stay ahead of scammers' attempts to circumvent our detection systems "According to a spokesperson for The Guardian. "To date, we have cooperated with the ACCC's investigation into this matter." Between October and December of last year, Meta removed 1.7 billion fake accounts and 1.2 billion pieces of spam content – more than 99.9 percent and 99.6 percent of each were disconnected before they were reported. In 2020, Mark Zuckerberg's company filed a lawsuit against Basant Gajjar in California. "Under the alias 'LeadCloak,' Gajjar violated Facebook terms and policies by providing cloaking software and services designed to circumvent automated ad review systems, ultimately running deceptive ads on Facebook and Instagram," Facebook said in April 2020. Cloaking, according to the company, is a malicious technique that impedes ad review systems by concealing the nature of the website linked to an ad. When ads are cloaked, a company's ad review system may see a website displaying a seemingly innocuous product, such as a sweater, but a user will see a different website promoting deceptive products and services, which are often prohibited. "Leadcloak's software was used in this case to conceal websites containing scams related to COVID-19, cryptocurrency, pharmaceuticals, diet pills, and fake news pages. Some of these cloaked websites also included celebrity images "In a blog post at the time, Jessica Romero, Facebook's director of platform enforcement and litigation, stated.   Support us!

The Australian Competition and Consumer Commission (ACCC) has approved a $175 million takeover of Rivalea Holdings, including Victoria's largest pig abattoir Diamond Valley Pork in Melbourne

At a time when many small businesses are already struggling, a global energy crisis is promising to spark an electricity price shock. To make matters worse, it appears a large proportion of Australian SMEs are spending more than they need to on electricity. A study by the Australian Competition and Consumer Commission (ACCC) has shown 16 per cent of Australian small businesses are missing out on cutting their power bills by more than a third. The ACCC Chairman, Rod Sims, says saving hundreds of dollars can be as easy as making one phone call. Business Essentials Daily is produced by: SoundCartel soundcartel.com.au +61 3 9882 8333 See omnystudio.com/listener for privacy information.

As scams are costing Australian consumers, businesses, and the economy hundreds of millions of dollars annually, Scams Awareness Week is being observed from 8-12 November. The Australian Competition and Consumer Commission (ACCC) is urging people to start a conversation about scams that may help others identify a scam or prevent them from falling victim.   

This week, the Australian Competition and Consumer Commission (ACCC) report into ad tech highlighted concerns and likely harms to publishers, advertisers and consumers, as a result of Google's overwhelming dominance in the space.Another new business popped up this week, with local holding company, Ryancap launching its latest business, Tightrope, collaborating with old Konrad Spilva's Shadowboxer.TikTok also went live with its first TikTok World, a showcase of products it hopes to push brands and marketers towards, in order to get value from its vast and growing audience.Lastly, Mumbrella's Olivia Kruimel speaks to ANZ's senior manager, customer centricity and capability, Kate Young about the financial institutions marketing function transformation, why scaling personalisation has developed into a central mission for the bank, and how ANZ is future-proofing marketing staff into becoming top marketers.

Google was taken to court by the Australian Competition and Consumer Commission (ACCC) over misleading Australian mobile and tablet users about how it collects location data. The ACCC won and now Google could face fines of millions of dollars. The ACCC says this case is the first in the world on location data collection so how significant is this win and what does it mean for our location data? And there's more frenzy in the world of digital tokens this week as the value of Dogecoin skyrocketed, now up 18,000 per cent from a year ago. But what exactly is it? Plus, Charles Geschke, co-founder of Adobe and co-inventor of the PDF, has died at age 81… we look back at our most beloved memories of the PDF. Guests: Natasha Gillezeau, Technology, marketing and media journalist at the Australian Financial Review & Daniel Van Boom, News Editor at CNET

Google was taken to court by the Australian Competition and Consumer Commission (ACCC) over misleading Australian mobile and tablet users about how it collects location data. The ACCC won and now Google could face fines of millions of dollars. The ACCC says this case is the first in the world on location data collection so how significant is this win and what does it mean for our location data? And there’s more frenzy in the world of digital tokens this week as the value of Dogecoin skyrocketed, now up 18,000 per cent from a year ago. But what exactly is it? Plus, Charles Geschke, co-founder of Adobe and co-inventor of the PDF, has died at age 81… we look back at our most beloved memories of the PDF. Guests: Natasha Gillezeau, Technology, marketing and media journalist at the Australian Financial Review & Daniel Van Boom, News Editor at CNET

Australia extends tech giant probe to Google and Apple browser dominationZDnet: With the News Media Bargaining Code out of the way, the Australian government has moved its tech giant battle to the browser scene, keeping Google in its crosshairs while putting Apple under the microscope.Led by the Australian Competition and Consumer Commission (ACCC), the new battle is focused on "choice and competition in internet search and web browsers".The consumer watchdog on Thursday put out a call for submissions, with a number of questions posed in a discussion paper [PDF], centred on internet browser defaults.It claimed Apple's Safari is the most common browser used in Australia for smartphones and tablets, accounting for 51% of use. This is followed by Chrome with 39%, Samsung Internet with 7%, and with less than 1%, Mozilla Firefox.Microsoft and newspapers join forces to fight GoogleGoogle accuses Microsoft of 'naked corporate opportunism'Google repeated how its against “proposals that would disrupt access to the open web,” believing that link taxes “hurt consumers, small businesses, and publishers.”The company then makes the case that Microsoft's participation in the discussion is not being done in good faith, with “self-serving claims” that are “just plain wrong.”They have paid out a much smaller amount to the news industry than we have. And given the chance to support or fund their own journalists, Microsoft replaced them with AI bots.Split Screen: How Different Are Americans' Facebook Feeds? – The MarkupApple sues former employee for stealing trade secrets, leaking information to the mediaApple is taking legal action against its former materials lead, Simon Lancaster, over allegedly leaking trade secrets to the media. The lawsuit accuses Lancaster of abusing his “position and trust within the company to systematically disseminate Apple's sensitive trade secret information in an effort to obtain personal benefits.” See acast.com/privacy for privacy and opt-out information.

The world watched as the Australian government passed a new law in February 2021 requiring Facebook and Google to pay news businesses for linking to their work. In the lead-up to its passing, Facebook followed through on its threat to remove news from its platform. But many viewed Facebook’s move as only reinforcing the government’s position that big tech had market dominance. In this episode of Big Tech, Taylor Owen speaks with Rod Sims, the chairman of the Australian Competition and Consumer Commission (ACCC). The ACCC conducted a market study to determine if there was a market failure in the journalism sector. It found that Facebook and Google were benefiting from the local news industry’s content and that these businesses were unable to seek appropriate compensation. The ACCC’s recommendation, the News Media and Digital Platforms Mandatory Bargaining Code, creates a code of conduct that Australian news businesses can use to bargain with Facebook and Google, using the negotiate-arbitrate model. Taylor and Rod discuss how the ACCC came to the decision that a negotiate-arbitrate model needed to be applied, how the new code will function, why journalism’s role in democratic society is more essential than ever, and what these issues mean for the average citizen and social media user. 

CyberArk and InnovationAus have partnered to present the Bridging the Cyber Divide: CyberSecurity - The Digital Backbone podcast series. This series will examine how cybersecurity underpins our growing digital economy. In episode one, “Securing a Digital Economy”, InnovationAus editorial director James Riley talks with the director of cyber security for the Australian Competition and Consumer Commission (ACCC), Robert Deakin and CyberArk Regional Director ANZ Thomas Fikentscher, on how Australian governments are accelerating plans to expand the way to develop our digital economies and how hyper-connectivity, mobile technology and the internet of things impacts our understanding of data, identity and cybersecurity.

Ticket reseller Viagogo has been fined $7 million for misleading Australian consumers with Google advertisements, added fees and claims about the scarcity of tickets. The Australian Competition and Consumer Commission (ACCC) took Viagogo to court over its practices when reselling tickets for entertainment, music and live sport events. Last year, a Federal Court judge found the Swiss-based company had breached Australian Consumer Law and made false or misleading representations. Justice Stephen Burley on Friday ordered Viagogo to pay a penalty of $7 million, saying some of the misrepresentations were "on an industrial scale". The judge issued an injunction which prevents the company from continuing the offending conduct and ordered Viagogo to take part in a compliance program. Costs were also awarded against Viagogo. Thanks for listening! Be sure to subscribe for more content. Like Homebrewed on Facebook Follow Homebrewed on Instagram Check out Homebrewed Selects on Spotify Catch up on everything Homebrewed Homebrewed is a radio program and podcast dedicated to supporting the Australian Music Industry. Cameron Smith and Eamonn Snow have been presenting Homebrewed since November 2017 and have received excellence awards and the admiration of local bands for their presentation of Homebrewed and their continued support of the Australian music scene. This podcast is designed so you can enjoy conversations with musicians, industry representatives and music media personalities.

A proposed code of conduct in Australia will require tech giants Facebook and Google to pay media outlets in the country for news content. The proposal, which was developed by the Australian Competition and Consumer Commission (ACCC), is set to be adopted this year. According to Josh Frydenberg, Treasurer of Australia, it will be the first legislation of its kind in the world. The proposal came after Facebook and Google failed to come up with a voluntary deal with Australian media outlets regarding the use of news content. Both tech companies have allegedly disregarded previous similar requests from other countries. Under the proposed regulation, Australian media companies and the tech companies will be given three months to negotiate the amount to be paid for news content. If no agreement is reached within the given timeframe, an independent legal party will step in and choose the most reasonable offer. Noncompliance may result in monetary penalties of $10 million or more. In an interview, Frydenberg said that the proposed law will ensure the sustainability of Australian news media companies and increase competition. According to Google, the proposed regulation overlooks the fact that the company helps Australian news publishers get billions of clicks each year. Facebook has not given any statement about the proposed regulation yet. The company said that it is still reviewing how the proposal could affect its services and investment in the media landscape in Australia.

Australians' online behaviour has changed dramatically, due to having lived through a lock-down period.This means people can become more vulnerable to fraudsters.The Australian Competition and Consumer Commission ((ACCC)) warns scammers are cashing in and taking advantage of COVID-19The ACCC estimates Australians have lost $91 million to scams in 2020. People around the nation have seen lockdown as a perfect opportunity to find a new pet to help ease feelings of loneliness and isolation, but scammers have preyed on their vulnerabilities leaving victims thousands of dollars out of pocket. They each handed over thousands of dollars to who they thought were breeders, only to find out all they paid for was a digital image, which even ended up being a fake.

Welcome to Finance and Fury, the Say What Wednesday edition. This episode is a bit of a special episode –looking at some legislation in Australia that is currently underway – Has to do with the Government stepping in for the Monetisation of the news – which could ultimately mean the consolidation and control by legacy media of the information that you receive Might have, or may not have heard about this new bill that is going through parliament - likely to pass in Australia in the next week – called the News Media Bargaining Code On the 20 April 2020 - the Australian Government announced that it had directed the ACCC to develop a mandatory code of conduct to address bargaining power imbalances between Australian news media businesses and digital platforms – like Google (youtube) and Facebook What the ACCC says – “the production and dissemination of news provides broad benefits to society beyond those individuals who consume it. The proposed bargaining code is intended to address bargaining power imbalances between Australian news media businesses and digital platforms in order to ensure that commercial arrangements between these parties do not undermine the ability and incentives for news media businesses to produce news for Australians.” But is this what is really going on? If it were just about monetary arrangement in bargaining powers – why does this bill propose that the media outlets should also get backdoors into the algorithmic curation of news on these platforms and advance notification of algorithm changes – as well as potential access to users data This bargaining code is being developed by the Australian Competition and Consumer Commission (ACCC) in close consultation with the Department of the Treasury (Treasury), and the Department of Infrastructure, Transport, Regional Development and Communications (DITRDC) Digital platform services to be covered – major ones being Facebook and Google (including YouTube) – where most people get their news – but the code suggest that these platforms have become unavoidable trading partners with Australian news media businesses Hence – they see that there is an imbalance in bargaining power – Channel 9 or the ABC creates the news and it gets viewed through youtube or FB – However, the ACCC intends for the code to include mechanisms to allow the addition of other digital platform services – anywhere that news is viewed – Accelerated Mobile Pages (AMPs), Android TV, Instagram and WhatsApp (owned by Facebook) I want to be clear – when talking about these mega companies – like Google (Youtube) or Facebook – I’m not a massive fan – is a private company that already promotes what they want – they have monopoly and act as such - This bill on the surface would start playing the Smallest violin in response to googles outcries – but is there more to the story At the surface – Google and FB should be legislated for the anti-competitive behaviours – but they are the biggest donors to both sides of the political isle in the USA – so nothing will happen – They also have platform rules whilst taking publisher rights – to oversimplify these laws - Platforms – are immune for being sued as they simply Publishers – curate the content – through editors – However Don’t get me wrong – Youtube can be a great tool – waste hours watching cat videos or watching lectures on economics or history – choice is up to the individual However – they have been taking advantage of a weird grey area – which isn’t a level playing field to media companies in the first place – however media businesses have been the beneficiaries to these practices That is where the next section of the legislation states – “Value of news to digital platforms” – where the availability of news on each of Google and Facebook (as extracts of, hyperlinks to, and/or full reproductions of, news content) provides value to these platforms in the form of: direct value: revenues from advertising displayed within or adjacent to the news content on the digital platform’s services (direct revenue), and indirect value: the value of the increased use of the digital platform’s services by users attracted or retained by the availability of news content, which may include: increased advertising revenue generated by the digital platform’s services collection of additional user data that can be used to improve the digital platform’s ad targeting across all of its advertiser-facing services collection of additional user data that can be used to improve the user experience across all of the digital platform’s consumer-facing services. I would say that media and these digital platforms have been helping to fuel one another – not to act like the media is slumming it from youtube or from google which sends people to news article sites – On both media generates ad revenue – from Youtube alone they generated $10m last year in ad revenue But now in Aus – the media could potentially do so as well The major parts of the bill – 3 – additional revenues, the algorithm and the data Revenue - Looking at the ACCC draft legislation – called on internet companies such as Facebook and Google to pay for content that was published that media companies produced – would allow news companies to negotiate as a bloc with tech giants for content which appears in their news feeds and search results adopts a model based on negotiation, mediation, and arbitration to what they quote as to "best facilitate genuine commercial bargaining between parties, allowing commercially negotiated outcomes suited to different business models used by Australian news media businesses” Important to note that the terms of negotiation, mediation and arbitration all refer to the courts – legal fights for settlements – which the ACCC will likely take free of charge at the cost to these digital platforms However - ACCC believes the code is necessary to address the fundamental bargaining power imbalances between Australian news media businesses and major digital platforms Estimates show that media companies are asking for 6 times their estimated value in ad revenue – or at the early stage of this negotiation - $60m up from the $10m in their worth of ad revenue – Would be like an independent content creator going to youtube and asking for a pay rise – what would youtube say? Well nothing – but that is because the independent individuals don’t have the courts at their back Algorithm access – The code states that “the algorithms used by Google and Facebook are the intellectual property of the companies that own them, and each company maintains the right to change its algorithms as it sees fit. However – “This gives Google and Facebook a significant amount of control over the content likely to be accessed by consumers, and consequently on businesses’ ability to monetise their content through Google and Facebook services. So the ACCC seeks to rectify this imbalance through the bargaining code through having the provision of advance notice of significant algorithm changes to news media businesses, the prioritisation of original news content, and special treatment of paywalled news content. Report considered that the lack of algorithmic transparency (including the absence of notice of changes to their algorithms) is likely a manifestation of the bargaining power imbalance between the digital platforms and news media businesses – so the Code requires digital platform to give all news media businesses advance notice of algorithm changes and explain how they can minimise the effects – giving the ins and outs of the algorithmic code This legislation as it is currently drafted, requires digital platforms to give news media businesses 28 days' notice of algorithm changes that as they put “are likely to materially affect referral traffic to news” remember that these algorithms and their changes are designed to affect ranking articles So media companies will know what the substantial changes to the algorithms will be and can alter their copy to the display their content above others Google said that this 28-day advance notice is really a 28-day waiting period before they can implement the changes in their systems – this in turn affects the whole world – remember that these algorithms are world wide – but Australian media businesses will get the jump on the rest of the world – and the rest of the worlds media Begs the question – how long until this is implemented else where for media to equal the playing field? Data sharing – as part of this – tech companies have added in its statement that the code requires it to tell news media businesses what user data it collected, what data is supplied to them and how they can access the information that is not supplied to them Google has said that this goes beyond the current level of data sharing between Google and news publishers – but the ACCC said that these tech companies will not be required to share any additional user data with Australian news businesses unless it chose to However - the code requires digital platforms to tell a registered news business how it can gain access to data – so apparently companies like Google would not be required to share any additional user data with Australian news businesses unless it chooses to do so – but on the other side you have digital platforms saying that the legislation would in fact require them to do that – dare say it would be one of those situations where they technically might not have to – but it is in their best interest – like paying protection money to the mafia – but who knows – only the draft legislation is out at the moment and it is very opaque So if it is the case – and digital platforms are required to hand that user data over to news organisations – firstly - there's no way to know what controls they have in place nor how your data will be protected – and secondly - how it might be used by news businesses – as it is very valuable – This being said – don’t trust google or FB with that data either – as their major revenue streams do come from the data collection and sharing Either way - All of legislative changes gives legacy media an unfair advantage over everyone else who has a website, YouTube channel or small business Also allows the legacy media to make enormous and unreasonable demands on other companies that provide a competitive source of information – like independent news and individuals who provide this These large media businesses would be given information that would help them artificially inflate their ranking over everyone else – help to bury the competition and help to reclaim their monopoly position on providing information What I think brought this all about - This is only speculation – but Media large companies – they have massive costs – and not many people turn in – so can’t compete when compared to small independent channels – For instance – if I started only covering news topics – my only costs are hosting for the podcast – compared to the rent, salaries, ongoing bills of media companies – they wouldn’t be able to complete It isn’t like most news channels do investigative journalism these days – they write articles from their homes or offices – no different to myself So they want two thing – Get additional revenues from digital platforms to compensate them for their poor jobs of providing information to the public – beyond the same narrative that is on every channel Be able to get additional views by gaming the system – reducing the search functionality to independent media So these media companies lobbied the government – complained that they lost the narrative and wish for daddy government to solve the problem – and sent the right political donations to the right people Whilst at the corporate level, google, YT and FBs practices aren’t fair – quite unfair – they were already promoting late night talk shows over actual independent media – already had pay for plays This is a legislative way for legacy media to try and forced their own rise after their decline of the past decade The real consequences – Algorithmic curation as well as access to data – so the control of information and the monopoly held by legacy media Is trying to be legislated back into reality - Personally – I am only against this bill due to the unfair advantage it provides to the legacy media – it really shows their hand – If their sole responsibility was to provide news – information to you – would be happy that it is on youtube, FB, wherever – but remember that I have always had the view that their prime directive is for profit – hence the curation of news that they have – not to inform but to make profit – hence they have become a semi-factual outlet to drive views – that is all that they aim for – what can we tell people to get them to watch – Just like reality TV shows – you want sensation to get views – however Australia has proven to be the testing ground or a lot of legislation – wouldn’t be surprised if this same legislation is introduced in the US in the next few years – Also likely to expand on the EUs copyright directives that were passed in part last year This sets a dangerous precedent – and it is not the right legislation to reign in the large tech companies – simply transfers the balance of power between one large untruthful organisation – to a legacy company which has proved to be just as untrustworthy Just my two cents – do with it what you will – there are petitions – but given the current trend – may be too late to do anything as this is another rushed bit of legislation in the midst of a distracted news cycle – and regardless of public opinion – rarely gets paid attention to – Just bookmark or subscribe to your favourite independent media sources on youtube or google – and have to actively search. Hope you liked the episode. Thank you for listening to today's episode. If you want to get in contact you can do so here: http://financeandfury.com.au/contact/

Have you used Google lately and been greeted by a yellow warning saying that the way Australians search on Google is under threat? To understand why these messages are appearing, Media Files interviewed former chair of the Australian Competition and Consumer Commission (ACCC), Professor Allan Fels, and CEO of the Public Interest Journalism Initiative (PIJI), Anna Draffin (full recording above, recorded from home due to the pandemic). Read more: Google's 'open letter' is trying to scare Australians. The company simply doesn't want to pay for news This episode of Media Files is about world-first laws to be introduced later this year that will force Google and Facebook to pay for news on their sites to help fund public interest journalism. The yellow warning messages by Google (which also appear on its sister site, YouTube) aim to garner public support for a campaign to pressure the federal government to dump revenue-sharing laws planned for later this year. In a similar vein, Facebook’s Australian and New Zealand director of public policy, Mia Garlick, argued in the Sydney Morning Herald before the draft laws were released, that Facebook already provided top value to media outlets with billions of opportunities for publishers to monetise their stories, gain new paying subscribers, serve ads, and keep Australians on their websites. And while Allan Fels said he’s not surprised by the tech giants fighting back against the new law, the public will expect the tech giants to “suck it and see”. “I think people will ask Google and Facebook to ‘suck it and see’ to see what turns out instead of just going home with a cricket bat or baseball bat,” said Fels. “It’s normal, it’s par for the course, in ACCC matters, that parties make threats […] with jobs, investment, higher prices, leave the country. Everything!”. Fels believes the Morrison government may well respond with a new digital tax if Google or Facebook pulls some business out of Australia, like it did in Spain in 2014. Then, the Spanish government charged Google copyright fees for using news snippets, so Google shut down its news service. “Personally, I think that the government has got this huge stick in the closet if Google walks or partly walks, and that is to put on a digital tax,” Fels said, adding that A digital tax is being talked about globally, mainly at the OECD. And virtually every member of the OECD wants to put a digital tax on the platforms except the US. Certainly the US under Donald Trump […] But even if the US continue to oppose it, I think a lot of countries are just going to proceed with their own digital tax. How did we get here? Following the ACCC digital platforms inquiry report last year, the consumer watchdog recommended the two tech giants pay Australia’s major newsrooms (excluding the SBS and ABC) an annual fee to use news on their sites. Anna Draffin and the big media companies agree with the ACCC’s findings that media companies cannot fairly compete with the digital platforms to win advertising revenue, and that this revenue shortfall has led to masthead closures and journalism job cuts. Draffin said its introduction is urgent as COVID-19 has accelerated the demise of many news outlets, particularly in regional Australia. At first, the ACCC was to oversee a voluntary code with the technology companies negotiating in good faith with the big news outlets. But, unhappy with the progress of the bargaining talks, Treasurer Josh Frydenberg announced in April the code would be mandatory. The government released draft laws in July sparking Google’s fear campaign warning its users that Australians “search experience will be hurt by new regulation”. In an August 24 blog post, Google argues it helps “more than 20 million Australians” and is unlikely to shut down Australian news from its search engines. Google Australia’s blog post said the firm helps ‘more than 20 million Australians and over one million businesses in Australia.’ Google Facebook contends news is just a fraction of the information on its platform and the mandatory code is unnecessary. ACCC chair Rod Sims, on the other hand, argues that News content brings significant benefits to the digital platforms, far beyond the limited direct revenue generated from advertising shown against a news item […] News media businesses should be paid a fair amount in return for these benefits.“ The mandatory code includes transparency measures to force the digital platforms to share data and insights about how it uses algorithms to rank news content online. Draffin said while the proposed laws are welcome, at this stage, they do not include the public broadcasters nor do they include smaller newsrooms with annual turnover under A$150,000. "The code alone isn’t necessarily going to be the solution particularly for that [smaller] end of the market,” said Draffin. “New market entrants would largely sit outside of any benefit from the code. So there could be room for a loan or venture capital fund for start-ups as a separate policy setting,” she said. Read more: In a world first, Australia plans to force Facebook and Google to pay for news (but ABC and SBS miss out) The draft laws force the companies to negotiate for up to three months or face a binding binary dispute resolution where independent arbiters determine the winning bid among the bargaining parties. Breaches of the news laws would attract fines of up to $10 million or 10% of a company’s annual domestic turnover. Public consultation into the draft mandatory bargaining code closes this Friday, August 28. Additional credits Theme music: Susie Wilkins. Image Shutterstock Andrea Carson receives funding from the Australian Research Council to examine public policy decision making and the media. She also has a Facebook grant to research misinformation in the Asia Pacific. She is affiliated with the Public Interest Journalism Initiative's expert research panel.Andrew Dodd receives funding from the Australian Research Council. He is affiliated with the Public Interest Journalism Initiative as a member of its research committee.

Consumer watchdog the Australian Competition and Consumer Commission ((ACCC))) is warning that the pandemic has left Australians more vulnerable to scam and fraud activity. Thousands of Australians have had their personal details stolen this year, with fraudsters targeting COVID-19 financial relief payments and superannuation funds. - Սպառողներու իրաւունքներու պաշտպան Աւստրալիական Մրցակցութեան և Սպառողներու Յանձնախումբը՝ (ACCC) զգուշացուց որ համաճարակը աւստրալիացիները աւելի խոցելի կը դարձնէ խաբեբայութիւններու և կեղծիքներու:

Badan pengawas konsumen, Australian Competition and Consumer Commission (ACCC) memperingatkan bahwa pandemi telah membuat warga Australia lebih rentan terhadap aktivitas penipuan dan penipuan.

The Australian Competition and Consumer Commission ((ACCC)) is warning that thousands of Australians have had their personal details stolen this year, with fraudsters targeting COVID-19 financial relief payments and superannuation funds. - Η Αυστραλιανή Επιτροπή Ανταγωνισμού και Καταναλωτών προειδοποιεί ότι χιλιάδες άτομα στην Αυστραλία έχουν πέσει θύματα απάτης, με τους απατεώνες να στοχεύουν άτομα που λαμβάνουν κρατική υποστήριξη λόγω της πανδημίας.

Consumer watchdog the Australian Competition and Consumer Commission ((ACCC))) is warning that the pandemic has left Australians more vulnerable to scam and fraud activity. Thousands of Australians have had their personal details stolen this year, with fraudsters targeting COVID-19 financial relief payments and superannuation funds. - 消費者の番人、オーストラリア競争消費者委員会、略してACCCは、コロナウイルスのパンデミックで、オーストラリア人は詐欺やいかさまの被害を受けやすくなったと警告しています。今年、数千人のオーストラリア人が個人情報を盗まれており、詐欺師たちはCOVID-19の救済手当やスーパーアニュエーション口座のカネを標的にしています。

Google and Facebook have been under increasing scrutiny for their power. Australia aims to confront that power head-on with a recent code drafted by the Australian Competition and Consumer Commission (ACCC). The draft forces the tech giants to pay Australian publishers in order to share their digital content. Australia's move aims to “create a level playing field and a fair-go,” said Australian Treasurer Josh Frydenberg. Google expresses deep concern at the action, arguing that it intervenes with the free market and disincentives innovation. Facebook continues to review the proposal and how it may affect their business. Business Casual hosts Daniel Litwin and Tyler Kern explore the ethical and economic implications of such a regulatory move, posing the question “Could this happen in the US?”

De Australische toezichthouder Australian Competition and Consumer Commission (ACCC) heeft Google aangeklaagd. Het bedrijf wordt ervan beschuldigd consumenten te hebben misleid door niet duidelijk om toestemming te vragen voor het combineren van gebruikersdata.

Here's one breeder's advice on how to avoid puppy scams that have cost Australians more than $300,000 this year, according to the Australian Competition and Consumer Commission (ACCC). - May halos $300,000 ang nawala dahil sa mga online puppy scams na tinatarget sa mga nalulungkot ng magkaroon ng lockdowns.

The Australian Competition & Consumer Commission (ACCC) has ordered Bethesda parent Zenimax Media to offer refunds of Fallout 76 to Australian purchasers who contacted the company prior to June of this year. Why did the ACCC make this determination? Why did Zenimax agree to it? Why can't we read the statement as establishing that the "faults" in Fallout 76 did actually violate the Australian Consumer Law? And what (if anything) does this mean for the rest of the world? Refunds, refunds never change…in Virtual Legality. CHECK OUT THE VIDEO AT: https://youtu.be/rDIa6_XbdUk #Fallout76 #Refunds #Australia *** Discussed in this episode: "Virtual Legality #1 - Refund Fallout 76 (Hoeg Law)" YouTube - November 27, 2018 - Hoeg Law https://youtu.be/4ULiwMFEtnY "@HoegLaw" Tweet - October 31, 2019 - Old Saint Thick (@moonsbro) https://twitter.com/moonsbro/status/1190096376123650049 "ZeniMax to refund consumers for Fallout 76 in Australia" Tweet - October 31, 2019 - Wario64 (@Wario64) https://twitter.com/Wario64/status/1190083656225681408 "ZeniMax to refund consumers for the Fallout 76 game" ACCC Statement - November 1, 2019 https://www.accc.gov.au/media-release/zenimax-to-refund-consumers-for-the-fallout-76-game "The Australian Consumer Law" Legislation Summary - Australian Government Site https://consumerlaw.gov.au/australian-consumer-law/legislation Schedule 2 to the Australian Competition and Consumer Act of 2010 https://www.legislation.gov.au/Details/C2019C00264/Html/Volume_3#_Toc19109028 "ZENIMAX MEDIA TERMS OF SERVICE" Updated: June 17, 2019 https://bethesda.net/en/document/terms-of-service *** FOR MORE CHECK US OUT: On Twitter @hoeglaw At our website: https://hoeglaw.com/ On our Blog, "Rules of the Game", at https://hoeglaw.wordpress.com/

Going Fission Speaks to Dayne Eckermann, General Manager of Bright New World.  This became quite a long discussion, and I have elected to release this in two parts. Dayne has worked for several years as a Senior Policy Advisor with the South Australian Chamber of Mines and Energy (SACOME), a state based representative body for the mining and oil and gas industries, which is invaluable for Bright New World. Australians! It's time to repeal 140A, visit One Click Politics and tell your minister that you support nuclear Power for Australia! https://oneclickpolitics.global.ssl.fastly.net/messages/edit?promo_id=5550 Bright New World – www.brightnewworld.org South Australian Chamber of Mines and Energy (SACOME) - www.sacome.org.au Nuclear Fuel Cycle Royal Commission (NFCRC) - http://nuclearrc.sa.gov.au/ Independent Review into the Future Security of the National Electricity Market (Finkel Review) -www.coagenergycouncil.gov.au/council-priority/energy-security-board Council of Australian Governments (COAG) - www.coag.gov.au and the Energy Security Board - www.coagenergycouncil.gov.au/council-priority/energy-security-board Australian Energy Market Operator (AEMO) - www.aemo.com.au Australian Energy Regulator (AER) - www.aer.gov.au/ 2016 Redbook - www.iaea.org/newscenter/pressreleases/new-edition-of-red-book-uranium-report-is-published and the IAEA - www.iaea.org The international Panel on Climate Change (IPCC) - www.ipcc.ch Australian Competition and Consumer Commission (ACCC) - https://www.accc.gov.au/ and the Retail Electricity Pricing Inquiry Final Report - https://www.accc.gov.au/publications/restoring-electricity-affordability-australias-competitive-advantage A link to Pandora’s Promise is available on YouTube -  https://www.youtube.com/results?search_query=pandoras+promise Generation Atomic - https://www.generationatomic.org/ Nature Foundation SA - https://www.naturefoundation.org.au/ Social Amplification of Risk - https://www.amazon.com/Social-Amplification-Risk-Nick-Pidgeon/dp/0521520444 Dayne's Twitter handle is @danye_eckermann, and can also be contacted at www.brightnewworld.org, Going Fission's Twitter handle is @fissiongoing. Timestamps 0:00 - Intro Theme. 1:11 - 'Fair Dinkum Power!' 2:37 - Anti-Nuclear Rhetoric 4:54 -More Politics 7:02 - Missed Opportunities 8:54 - Electricity Prices and the 2019 Election 9:50 - Gas Prices is Australia 12:08 - Network Upgrades 15:39 - Market Behaviors 17:47 - Dayne at BNW and environmental NGO's 20:00 - Going Nuclear: the 60 Minutes story 26:49 - The EPBC Act and formal review 31:38 - What can I do? 34:34 - Contacting your local Member of Parliament 37:33 - Nuclear in Australia, a Politicians guide 41:43 - The SANFCRC Committee Document 44:20 - Legalise all the technologies! 45:48 - Risk and hazards 49:12 - Social amplification of risk 52:13 - Post Fukushima support for nuclear 55:52 - Construction Industry white cards and risk management 57:27 - Bright New World in 2019 1:00:42 - Connecting skills to opportunities 1:02:33 - Mining and Conservation 1:05:39 - Who to Invite? 1:07:44 - Closing 1:08:54 - Additional Information 1:09:25 - Outro theme      

Going Fission Speaks to Dayne Eckermann, General Manager of Bright New World.  This became quite a long discussion, and I have elected to release this in two parts. Dayne has worked for several years as a Senior Policy Advisor with the South Australian Chamber of Mines and Energy (SACOME), a state based representative body for the mining and oil and gas industries, which is invaluable for Bright New World. Australians! It's time to repeal 140A, visit One Click Politics and tell your minister that you support nuclear Power for Australia! https://oneclickpolitics.global.ssl.fastly.net/messages/edit?promo_id=5550 Bright New World – www.brightnewworld.org South Australian Chamber of Mines and Energy (SACOME) - www.sacome.org.au Nuclear Fuel Cycle Royal Commission (NFCRC) - http://nuclearrc.sa.gov.au/ Independent Review into the Future Security of the National Electricity Market (Finkel Review) -www.coagenergycouncil.gov.au/council-priority/energy-security-board Council of Australian Governments (COAG) - www.coag.gov.au and the Energy Security Board - www.coagenergycouncil.gov.au/council-priority/energy-security-board Australian Energy Market Operator (AEMO) - www.aemo.com.au Australian Energy Regulator (AER) - www.aer.gov.au/ 2016 Redbook - www.iaea.org/newscenter/pressreleases/new-edition-of-red-book-uranium-report-is-published and the IAEA - www.iaea.org The international Panel on Climate Change (IPCC) - www.ipcc.ch Australian Competition and Consumer Commission (ACCC) - https://www.accc.gov.au/ and the Retail Electricity Pricing Inquiry Final Report - https://www.accc.gov.au/publications/restoring-electricity-affordability-australias-competitive-advantage A link to Pandora’s Promise is available on YouTube -  https://www.youtube.com/results?search_query=pandoras+promise Generation Atomic - https://www.generationatomic.org/ Nature Foundation SA - https://www.naturefoundation.org.au/ Social Amplification of Risk - https://www.amazon.com/Social-Amplification-Risk-Nick-Pidgeon/dp/0521520444 Dayne's Twitter handle is @danye_eckermann, and can also be contacted at www.brightnewworld.org, Going Fission's Twitter handle is @fissiongoing. Timestamps 0:00 - Intro Theme. 1:00 - Introduction 1:25 - Dayne's work at SACOME 3:11 - SACOME and MCA 4:10 - The public opinion surveys 9:24 - Australia's uranium reserves 13:56 - Core sampling and orebody models 15:57 - Locality to nuclear power and community perceptions 22:40 - The Finkel Review 36:06 - Research and government policy 41:51 - Activism and advocacy 44:41 - Environmental professionals and mining 47:07 - Green libertarianism 49:04 - Environmentalists in industry 51:35 - Developing opportunities 52:44 - Mining and conservation 55:47 - Good energy policy 57:53 - Australian Competition and Consumer Commission 1:01:05 - Germany's remaining reactor fleet 1:02:13 - South Australia and ETSA 1:03:29 - Productive conversations 1:08:09 - Pandora's Promise and humanising nuclear 1:10:27 - Social media: giving everyone access to experts 1:13:09 - Farewell 1:14:17 - Outro Theme

GRC Professional Podcast speaks to Bronwyn Gallacher from CCL Consultants about the Australian Competition and Consumer Commission (ACCC) enforcement priorities for 2019 published at the end of February. Enforcement Priorities: https://www.accc.gov.au/publications/2019-compliance-and-enforcement-priorities

This week Radio COTA focuses on National Scams Awareness Week, the annual awareness-raising week run by the Australian Competition and Consumer Commission (ACCC). This year, Scams Awareness Week runs from 21 – 25 May and Australians are urged to be on the lookout for threat-based impersonation scams by taking a moment to ask ‘is this for real?’ … Threat-based impersonation scams are common and can be quite frightening and traumatic for the victim. Falling victim to an online scam, virus or other internet nasty can be frustrating and unpleasant—but help is always available. This week, with the help of Wayne Howarth from the Western Union Company, along with Kelly Charles and Georgia Conduit from the Stay Smart Online Program, we hope to be able to give you the information you need to be aware of these scams, how you can best avoid them, and where to find the resources that you can use to keep yourself safe. On the 21st of May, the ACCC will be releasing their latest report on Scams in Australia, and we’ll provide a full update here on Radio COTA when that information comes to hand. So … make yourself a cuppa, put your feet up, and enjoy all that Radio COTA brings to you ! Please keep sending us your feedback and suggestions, we love hearing from you ... Call us on the Radio COTA Feedback Line … Phone: 3316 2907 Or Email us at ... radiocota@cotaqld.org.au

The Australian Competition and Consumer Commission (ACCC) is warning mobile phone users to avoid returning unexpected calls from overseas numbers due to a rise in 'wangiri' scams, I get Aunty Fils 2 Cents on it this morning

Hola Applelianos, hoy os traemos grandes noticias de Apple, la primera, Apple que cuenta con Touch Bar y Touch ID. Todo indica que este sería solo la primera aparición de una Touch Bar en los portátiles futuros de la firma de Cupertino. O al menos eso nos hace pensar un reciente grupo de patentes, que describen la llegada de estas dos características al Magic Keyboard. La compañía de la manzana estaría pensando hacer que Siri sea más inteligente, hasta el punto en que pueda incluso reconocer la voz de los usuarios. La idea sería que, en el futuro, podamos acceder a nuestro dispositivo diciendo una frase clave (diferente a 'Hey Siri') para que el asistente nos diferencie de otras personas. Un organismo estatal de consumo de Australia, The Australian Competition and Consumer Commission (ACCC), ha anunciado que emprenderá acciones legales contra Apple por los problemas derivados del denominado Error 53. Este se produjo cuando tras una actualización de software algunos usuarios comprobaron que su iPhone o iPad había quedado bloqueado. Daniel Brunsteiner es un diseñador de Seattle que ha ha hecho realidad esta idea mediante una serie de imágenes conceptuales, y el resultado es genial. ¿Qué pasaría si todo el teclado y el trackpad fuesen una Touch Bar vitaminada?Algo similar a lo que hay en estas imágenes. información del episodio : https://m.applesfera.com/general/en-el-futuro-el-magic-keyboard-podria-tener-touch-bar-y-touch-id-segun-una-nueva-patente-de-apple https://m.applesfera.com/general/apple-podria-hacer-que-siri-sea-mas-inteligente-y-que-incluso-pueda-reconocer-tu-voz http://www.lavanguardia.com/tecnologia/20170406/421502702954/apple-iphone-demanda-error-53.html https://m.applesfera.com/portatil/en-este-concepto-el-macbook-pro-sustituye-teclado-y-trackpad-por-un-panel-tactil-y-la-idea-no-es-nada-descabellada EN DIRECTO vía http://www.applelianos.com/applelianos-radio/ Cuando acabamos cada episodio, están disponibles en nuestro perfil de SoundCloud ( https://soundcloud.com/applelianos ) y a continuación en vuestros gestores de Podcast. Grupo Oficial Applelianos Telegram : https://telegram.me/ApplelianosPodcast Donde dialogamos de todos los temas las 24 horas del día, también estamos todos los integrantes del podcast, nos podéis preguntar si tenéis alguna duda y compartir experiencias de todo tipo, no tenemos normas, solo respetar la opinan del otro y no faltarnos el respecto. Chat En Directo Telegram : https://telegram.me/ChatEnDirecto Este es el grupo de Telegram donde podéis uniros para los directos para interactuar libremente con nosotros y compartir impresiones y todo lo que os ocurra, podéis dejarnos notas de audios que siempre nos hacen mucha ilusión

Hola Applelianos, hoy os traemos grandes noticias de Apple, la primera, Apple que cuenta con Touch Bar y Touch ID. Todo indica que este sería solo la primera aparición de una Touch Bar en los portátiles futuros de la firma de Cupertino. O al menos eso nos hace pensar un reciente grupo de patentes, que describen la llegada de estas dos características al Magic Keyboard. La compañía de la manzana estaría pensando hacer que Siri sea más inteligente, hasta el punto en que pueda incluso reconocer la voz de los usuarios. La idea sería que, en el futuro, podamos acceder a nuestro dispositivo diciendo una frase clave (diferente a 'Hey Siri') para que el asistente nos diferencie de otras personas. Un organismo estatal de consumo de Australia, The Australian Competition and Consumer Commission (ACCC), ha anunciado que emprenderá acciones legales contra Apple por los problemas derivados del denominado Error 53. Este se produjo cuando tras una actualización de software algunos usuarios comprobaron que su iPhone o iPad había quedado bloqueado. Daniel Brunsteiner es un diseñador de Seattle que ha ha hecho realidad esta idea mediante una serie de imágenes conceptuales, y el resultado es genial. ¿Qué pasaría si todo el teclado y el trackpad fuesen una Touch Bar vitaminada?Algo similar a lo que hay en estas imágenes. información del episodio : https://m.applesfera.com/general/en-el-futuro-el-magic-keyboard-podria-tener-touch-bar-y-touch-id-segun-una-nueva-patente-de-apple https://m.applesfera.com/general/apple-podria-hacer-que-siri-sea-mas-inteligente-y-que-incluso-pueda-reconocer-tu-voz http://www.lavanguardia.com/tecnologia/20170406/421502702954/apple-iphone-demanda-error-53.html https://m.applesfera.com/portatil/en-este-concepto-el-macbook-pro-sustituye-teclado-y-trackpad-por-un-panel-tactil-y-la-idea-no-es-nada-descabellada EN DIRECTO vía http://www.applelianos.com/applelianos-radio/ Cuando acabamos cada episodio, están disponibles en nuestro perfil de SoundCloud ( https://soundcloud.com/applelianos ) y a continuación en vuestros gestores de Podcast. Grupo Oficial Applelianos Telegram : https://telegram.me/ApplelianosPodcast Donde dialogamos de todos los temas las 24 horas del día, también estamos todos los integrantes del podcast, nos podéis preguntar si tenéis alguna duda y compartir experiencias de todo tipo, no tenemos normas, solo respetar la opinan del otro y no faltarnos el respecto. Chat En Directo Telegram : https://telegram.me/ChatEnDirecto Este es el grupo de Telegram donde podéis uniros para los directos para interactuar libremente con nosotros y compartir impresiones y todo lo que os ocurra, podéis dejarnos notas de audios que siempre nos hacen mucha ilusión

ACCC deputy chair Delia Rickard on the Targeting Scams Report and what older people can do to protect themselves from scams

This week, The Drill Down team (including occasional co-host TechMeme editor Lidija Davis) talk about employers asking prospective new hires for their Facebook (and other social) passwords, and Facebook's reaction to that.  Also, we look at the issues and reactions that have emerged in the two weeks since the launch of Apple's new iPad. But first, this week's headlines...Apple to pay dividends, Kevin Rose to work for Google, Zynga buys OMGPOP, Facebook buys 750 patents from IBM, Nokia's Lumia 900 comes to AT&T, Obvtuse vs Svbtle, and Google shows you what you've been doing...on Google. What We're Playing With Andy: The New iPad, Journey on PSN Devindra: Locke & Key on Comixology Dwayne: Apple TV XBox360 Comcast XFinity App, Slice Chris: SXSW Show Links Apple Goes Blue Chip With New Quarterly Shareholder Dividend Apple to Pay Dividend, Buy Back Stock to Return Some of Cash Kevin Rose Will Join Google Zynga Just Bought OMGPOP for $200 Million Facebook Is Said to Buy 750 IBM Patents to Boost Defenses AT&T confirms Nokia's Lumia 900 for April 8 at $100 Obvtuse vs Svbtle: Is open source plagiarism? Svbtle Obvtse Google's New Account Activity Feature Shows Your Shocking Addiction To Google Services Audible Book of the Week The Hunger Games by Suzanne Collins Musical Interlude #1 Hot Topic The iPad Apple sells 3 million new iPads in launch weekend Amid Privacy Concerns, Apple Has Started Rejecting Apps That Access UDIDs The battery Visualized: new iPad burns 10 degrees hotter than its predecessor The LTE The Australian Competition and Consumer Commission (ACCC) is in the process of taking Apple to court Musical Interlude #2 Final Word Job seekers getting asked for Facebook passwords Facebook May Take Legal Action Over Employer Password Requests House Shoots Down Legislation That Would Have Stopped Employers From Demanding Your Facebook Password It may be so much less than the press thinks it is Subscribe The Drill Down on iTunes (Subscribe now!) Sign up here to be alerted by SMS when the podcast is live!