Podcasts about expenditures

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Best podcasts about expenditures

Latest podcast episodes about expenditures

The Agribusiness Update
Little Relief for Beef Prices and Drop in USDA Survey Responses

The Agribusiness Update

Play Episode Listen Later Aug 5, 2025


The July Cattle on Feed Report offered little relief to customers paying higher prices for beef, and decreasing responses to USDA's farmer surveys are beginning to put the integrity of the data at risk.

WTAQ Ag on Demand
Report: Central U.S. Avoiding Crop Impacts from Heat, Humidity | Finding Out about Farm Expenditures for 2024

WTAQ Ag on Demand

Play Episode Listen Later Jul 31, 2025 3:01


See omnystudio.com/listener for privacy information.

Growing Harvest Ag Network
Afternoon Ag News, July 29, 2025: A slight decline in farm expenditures in 2024

Growing Harvest Ag Network

Play Episode Listen Later Jul 29, 2025 2:36


What producers paid for inputs and services in 2024 was slightly down year over year, per USDA’s annual Farm Production Expenditure Report. Rod Bain with USDA has the story. USDA Radio NewslineSee omnystudio.com/listener for privacy information.

On The Right Side Radio
Peace In The Mideast? Don’t Count On It!….A Pile Of SCOTUS Decisions–Many Good, Some Great, One Not So Much….The Supremes Slap The District Courts…Personal Income Down, Personal Expenditures Down, 6 Million In 90 Day Default

On The Right Side Radio

Play Episode Listen Later Jun 30, 2025 30:55


NEW PAGE: Trump Assassination Attempt The Cowboy's Take Most Recent Video(s): March 8, 2025 Video The Cowboy's Take Rumble Channel CRITICAL, CURRENT ARTICLES RAT-A-TAT-TAT TRUMP RESISTANCE TAKE ACTION NOW: PRESIDENTIAL 2024 ALT LEFT CHINA OUR ENEMY CLIMATE CHANGE CONSTITUTION CORRUPTION COVID/COVID LITIGATION ECONOMY ELECTION FRAUD FAMILY SAFETY FINANCIAL & PHYSICAL […] The post Peace In The Mideast? Don't Count On It!….A Pile Of SCOTUS Decisions–Many Good, Some Great, One Not So Much….The Supremes Slap The District Courts…Personal Income Down, Personal Expenditures Down, 6 Million In 90 Day Default On Student Loans–What Does It Mean? appeared first on On the Right Side Radio.

Annals On Call Podcast
Health Expenditures of Patients With Diabetes After Bariatric Surgery

Annals On Call Podcast

Play Episode Listen Later Apr 14, 2025 21:28


Dr. Centor discusses health expenditures for patients with diabetes after bariatric surgery with Drs. Matthew Maciejewski and Caroline Sloan.

EconoFact Chats
Long Run Fiscal Solvency and Its Consequences

EconoFact Chats

Play Episode Listen Later Apr 6, 2025 31:52


US federal debt is currently almost as large as annual national income, something not seen before the pandemic. Expenditures like interest payments on the debt, military spending, and Social Security cannot be easily trimmed, and the provisions of the Tax Cuts and Jobs act are likely to be extended, adding an estimated $5 trillion to the debt over the next decade. What are the likely consequences for the economy of rising debt? And how will this affect people's retirement, especially if there are cuts to Social Security? Wendy Edelberg and Ben Harris join EconoFact Chats to discuss these issues. Wendy is the director of the Hamilton Project and a Senior Fellow in Economic Studies at The Brookings Institution. She previously served as Chief Economist at the Congressional Budget Office. Ben is the Vice President and Director of Economic Studies at Brookings. He was Assistant Secretary for Economic Policy and Chief Economist at the Treasury Department in the Biden administration.

Rich Zeoli
USAID's CRAZIEST Expenditures

Rich Zeoli

Play Episode Listen Later Feb 6, 2025 46:52


The Rich Zeoli Show- Hour 3: 5:05pm- As the Trump Administration begins to reconstruct USAID, Congressman Brian Mast posted a video to social media highlighting some of USAID's most outrageous expenditures. Rep. Mast's list includes: $15 million for contraceptives to the Taliban, $20k for drag shows in Venezuela, $450k to promote atheism in Nepal, $1 million to unionize gig workers in Brazil, $55k for a climate change presentation in Argentina, $350 million to build pier in Gaza, and $450k to help Indonesian coffee companies become more climate and gender friendly. 5:20pm- On Thursday, President Donald Trump signed an executive order protecting women's sports—preventing biological males from competing in women's sports. During the White House event announcing the decision, Trump was surrounded by female athletes and women in sports including Paula Scanlan, Riley Gaines, Jennifer Sey, and Sage Steele. 5:40pm- Speaking from the House floor, Congressman Al Green (D-TX) announced “the movement to impeach the president has begun”—baselessly claiming that President Donald Trump is guilty of “dastardly deeds done.” 5:50pm- During a Senate hearing on Wednesday, Senator Josh Hawley (R-MO) announced he will soon be introducing legislation that would allow parents to sue social media companies over posted content that is deemed emotionally harmful to children.

The Divorce Course Podcast
Divorce & Cars: Who Gets the Keys in the SHORT & LONG TERM?

The Divorce Course Podcast

Play Episode Listen Later Jan 14, 2025 40:12


What happens to the car during a divorce in the short and long term? Laura and Lynette a Family Law Specialist breaks down the practical and legal considerations for handling your cars during separation in the short term and in property settlement for the long term. From ensuring your safety to avoiding dirty tricks, they offer tips and education to help you stay in control of this often-overlooked asset and issue. Disclaimer: This podcast provides general legal education for Australians and is not a substitute for independent legal advice. Always consult a qualified lawyer for guidance tailored to your situation. Listen to This Episode If You:

La Plata Ward 4 Update
La Plata Fiscal Year (FY) 2025 Adopted Budget Performance Indicators

La Plata Ward 4 Update

Play Episode Listen Later Jan 7, 2025 23:36


The first episode in this series about La Plata's budget was posted on December 16, 2024, and talked about the preparation of the FY 2026, including the calendar of Town Council meetings, basic budget definitions, the different funds, revenue sources, and expenditures (how money is spent), and the Captial Improvement Plan (CIP).  This and later episodes provide information and transparency as the Town Council prepares the FY 26 budget. This episode provides additional information and performance indicators about the current and adopted FY 2025 Town Budget. These include budgeted positions (FY 23-FY25, Workload, and Performance Indicators. An important metric is Expenditures per Capita. This can then be compared to other towns/municipalities, seeing how we do.  YouTube Link to this episodeFiscal Year (FY) 2025 Adopted Budget 

Health Affairs This Week
Holly Jolly Health Expenditures

Health Affairs This Week

Play Episode Listen Later Dec 20, 2024 13:50


Health Affairs' Jeff Byers welcomes Senior Editor Leslie Erdelack back to the program to discuss the recently released 2023 health care spending report from the Centers for Medicare and Medicaid Services (CMS).Learn more about the report from our ahead-of-print article from Anne B. Martin and colleagues from CMS.Last week, Health Affairs announced that Editor-in-Chief Alan Weil will leave his role at the end of the year. Read about Weil's achievements during his tenure at Health Affairs.Related Articles:National Health Expenditures In 2023: Faster Growth As Insurance Coverage And Utilization Increased (Health Affairs)Beyond National Health Expenditure Data: Three Things I Wish Were Better Measured (Health Affairs Forefront)National Health Expenditure Projections, 2023–32: Payer Trends Diverge As Pandemic-Related Policies Fade (Health Affairs)

Black Talk Radio News w/ Scotty Reid
The Hidden Variable in Inflation: Foreign Expenditures and the Cost of Endless Conflict

Black Talk Radio News w/ Scotty Reid

Play Episode Listen Later Dec 14, 2024 4:02


By Scotty Reid – BTR News In a recent segment titled “Eggs, Car Insurance SKYROCKET Inflation Numbers Ahead Of Trump,” Breaking Points contributors Ryan and…

Black Talk Radio Network
The Hidden Variable in Inflation: Foreign Expenditures and the Cost of Endless Conflict

Black Talk Radio Network

Play Episode Listen Later Dec 14, 2024 4:02


By Scotty Reid - BTR News In a recent segment titled "Eggs, Car Insurance SKYROCKET Inflation Numbers Ahead Of Trump," Breaking Points contributors Ryan and Saagar delved into the troubling rise in car insurance rates and its connection to broader inflationary trends reporting that in the month of November 2024 inflation rose 2.7%. While the segment offered valuable insights, it failed to address a crucial yet often overlooked factor contributing to inflation: the United States' extensive foreign expenditures and perpetual state of military conflict. The Cost of Constant Conflict For decades, the U.S. has maintained a policy of global military engagement, spending vast sums on wars, military aid, and clandestine operations. This pattern is not only a moral and political issue but also an economic one with direct implications for inflation. Consider recent events: Military Aid to Israel and Ukraine: In November alone, the Biden administration announced multi-billion-dollar aid packages to support Israel's military actions and Ukraine's ongoing war with Russia. New Pledges in Syria: Amid escalating tensions and the reported overthrow of the Syrian government, the U.S. pledged additional billions to opposition forces. Clandestine Operations: Beyond the publicized aid, a significant portion of U.S. foreign expenditures is hidden under classified budgets, funding covert activities that never make headlines. These expenditures are financed largely through borrowing, adding to the national debt and putting upward pressure on inflation. Yet, discussions of inflation in mainstream media rarely connect these dots, focusing instead on domestic variables like supply chain disruptions or corporate price gouging. The Dollar's Diminishing Dominance Foreign expenditures also weaken the dollar's position as the world's reserve currency, another driver of inflation. The U.S. uses its financial dominance to impose economic sanctions, a form of economic warfare that has pushed nations like Russia, China, and others to seek alternatives to the dollar in global trade. This shift has manifested in the growing influence of BRICS (Brazil, Russia, India, China, and South Africa), which aims to establish a trade system independent of the dollar. As more countries move away from the dollar, the U.S. faces reduced demand for its currency, weakening its value. A weaker dollar makes imports more expensive for American consumers, fueling inflation. The ripple effects of U.S. military and economic policies abroad thus reach right into the pockets of everyday Americans, driving up prices not just for car insurance but also for food, fuel, and housing. The Missing Discussion in Media Breaking Points' omission of these foreign expenditures reflects a broader trend in mainstream and alternative media alike: a failure to connect the economic impact of America's global military footprint to domestic inflation. While analysts dissect the price of eggs or car insurance, the elephant in the room—the cost of endless war—goes largely unmentioned. This oversight does a disservice to the public. Understanding inflation requires looking beyond consumer trends to the structural forces at play. Military spending consumes a significant portion of the federal budget, funded through borrowing that increases the national debt and weakens the dollar. When this dynamic is ignored, the public is left with an incomplete picture of why their cost of living continues to rise. A Call for Deeper Analysis As inflation remains a top concern for Americans, it is imperative that media outlets expand their analysis to include the role of foreign expenditures. The cost of endless war and global dominance is not just a geopolitical issue; it's an economic one that affects everyone. Breaking Points and other outlets have a responsibility to explore these connections and offer the public a more comprehensive understanding of the forces driving inflation.

Wednesdays with Wade
Episode 54: It's Budget Season in Toledo! Let's talk about expenditures.

Wednesdays with Wade

Play Episode Listen Later Nov 20, 2024 11:28


City Council President Carrie Hartman and Finance Director Melanie Campbell join Mayor Wade to continue the discussion on the City of Toledo's budget and how it works. Budget hearings began yesterday with the Committee of the Whole and will run through the middle of December. This episode asks, "How can we stretch our dollars further?"

Hillsboro School District Weekly Hot News Podcast
Hillsboro School District Weekly Hot News, October 14, 2024 - Budget Situation and Legislative Advocacy

Hillsboro School District Weekly Hot News Podcast

Play Episode Listen Later Oct 11, 2024 9:30


In mid-May of this year, school districts across the state received the final State School Fund reconciliation for the 2022-23 school year and revised assumptions for the 2023-24 school year.  For context, and to simplify a system that is quite complex, public schools in Oregon build their budgets on two primary things:  Revenue - money they project to receive from the Oregon Department of Education for the Average Daily Membership, or ADM, of enrolled students, as well as a variety of other calculations that take into account teacher experience, students requiring additional services, transportation reimbursement, timber funds, local property tax collections, and so on.  Expenditures - money they expect to spend on staffing, benefits, supplies, utilities, administration, service provision, etc.  ODE adjusts the ADM allocation multiple times each year as actual information is received from each of Oregon's 197 school districts, with a final reconciliation completed the May following the completion of any given school year.  What HSD learned with the most recent reconciliation was that, due to a decline in enrollment and revisions to the ADM allocation, we received a negative State School Fund adjustment for the 2022-23 school year of more than $4 million, as well as revised assumptions for the 2023-24 school year of nearly $3 million. After running the June payroll, which is when approximately 25 percent of the District's expenditures are made each year, it also became clear that expenditures in 2023-24 were higher than anticipated in some areas, due in large part to factors outside of our control and the unknown impact of new legislation and associated costs. Because school districts are required to have balanced budgets each year, this burden was shifted to the 2024-25 school year.  The full impact of these prior-year revenue and expenditure changes on the 2024-25 budget was not clear until after September payroll was completed and October 1 enrollment numbers were in. We now know that HSD is facing a shortfall of $9.5 million this school year. Administration has come up with a list of strategies for closing the budget gap in ways that do not directly affect students; however, there are some unknowns as we are still in the midst of bargaining with our licensed and classified employee unions.  Aside from our diligence in managing the budget shortfall we are experiencing this year, a very important task for us is to advocate the Legislature for stable and adequate K-12 school funding in the 2025-27 biennium, a reduction in carve-outs from the State School Fund, and a correction to/avoidance of new unfunded mandates. Visit our website to learn more.  Our Featured Students are our 2024-25 Student Representatives to the School Board: Gwen Kondor, junior at Century High School; Kal Sibbel, senior at Liberty High School; and Abraham Staffa, junior at Hillsboro Online Academy. They were sworn in at the Board's regular session meeting on Tuesday, September 24. Student Representatives are non-voting members of the Board and serve in an advisory capacity, providing an invaluable experience to both the students and Board members. The opportunity to serve as a Student Representative rotates between our high schools each year. Next year, students from Glencoe, Hilhi, and Oak Street Campus can apply. Learn more on the Get Involved page of our website. Hot News is produced and emailed to HSD families and staff each week school is in session. Please add the address to your “safe sender” list to make sure you always receive the latest issue. Please also bookmark our district website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hsd.k12.or.us⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to stay informed about what's happening in our district and schools.

JAMA Health Forum Editors' Summary
Health Care–Related Savings Accounts, Health Care Expenditures, and Tax Expenditures

JAMA Health Forum Editors' Summary

Play Episode Listen Later Sep 20, 2024 14:27


JAMA Health Forum Editor John Ayanian, MD, MPP, and Deputy Editor Melinda Buntin, PhD, spoke with Sherry Glied, PhD, and Dong Ding, MA, MPA, of New York University, about the effects of participation in health care savings accounts. Participation in flexible spending accounts is linked to higher health care and tax expenditures, while health care savings accounts do not reduce expenditures. Related Content: Health Care–Related Savings Accounts, Health Care Expenditures, and Tax Expenditures

Highlights from The Hard Shoulder
David Culinane on HSE walking aid expenditures

Highlights from The Hard Shoulder

Play Episode Listen Later Sep 18, 2024 11:30


Following Newstalk Reporter Josh Crosbie's report regarding HSE spending on walking aids, including the reveal of figures, David Cullinane, Sinn Féin's Health Spokesperson joins Kieran to discuss further.

AstroVed's Astrology Podcast
Virgo September 2024 Horoscope Predictions

AstroVed's Astrology Podcast

Play Episode Listen Later Aug 30, 2024 4:53


Your focus will be on reducing expenses and self-improvement this month. There could be authority and control in your career. Expenditures could go up in the first half of the month. Spiritual inclination will increase. Long-distance travel for work is likely. Gains through Governmental norms and rules are possible. There could be more harmony in the family. There might be some unwanted emotional issues in the middle of September. Children's progress might slow down. Marital life may see mixed results. There may be some difficulty in enjoying conjugal bliss. New love could blossom. This is a favorable time for romance. There may be short trips and picnics with the beloved. Finances will be moderate, and there may be increased expenses for children and hospitals. However, luck and fortune may bring gains. You may spend more money on travel, career, and self-development. Your debts might increase this month. Investments may bring good profits/yields. Sudden gains through trading and speculation activities are likely. Better performance and independent working are possible in the second half of the month. You may achieve victory over enemies in the workplace. The boss and superiors will support you. There could be support in accumulating wealth and increasing earnings. Businesses will do well. You may go for expansion despite some hurdles. Health will be moderate, with some setbacks. There may be higher hospitalization expenditures for the self and family members. Body heat may increase. Education will be good for Virgo students despite some initial troubles. Students may achieve success in competitive exams.

CQ Morning Briefing
Lobbying expenditures are up, and expected to stay there

CQ Morning Briefing

Play Episode Listen Later Aug 14, 2024 2:39


Lobbying expenditures this year are up and expected to continue. The next Congress will be without three energy and environment leaders. And a GOP lawsuit over congressional subpoenas related to the Hunter Biden criminal case will drag into the fall. David Higgins has your CQ Morning Briefing for Wednesday, Aug. 14, 2024.

Growing Harvest Ag Network
Morning Ag News, July 31, 2024: Farm expenditures top $480 billion in 2023

Growing Harvest Ag Network

Play Episode Listen Later Jul 31, 2024 3:02


The USDA estimates 2023 farm production expenditures in the U.S. at $481.9 billion, up from $452.5 billion the previous year.  See omnystudio.com/listener for privacy information.

The Mike Broomhead Show Audio
Hour 2: Does Arizona need to adjust its Medicaid expenditures due to the southern border crisis?

The Mike Broomhead Show Audio

Play Episode Listen Later Jun 24, 2024 33:40


Mike takes a look at another state that has improved its Medicaid expenditure spending due to a new law impacting migrants.

Health Affairs This Week
Diving into the New CMS' National Health Expenditures Projections w/ Michael Chernew

Health Affairs This Week

Play Episode Listen Later Jun 14, 2024 16:18


Join Health Affairs Insider today!Health Affairs' Jeff Byers is joined by Michael Chernew to discuss the recently released National Health Expenditures Projections for 2023–32 from the Office of the Actuary (OACT) at the Centers for Medicare and Medicaid Services (CMS).Join us for these upcoming events:6/18/24 - Journal Club: “Community Power-Building Groups And Public Health NGOs: Reimagining Public Health Advocacy”7/10/24 - Lunch and Learn: Supreme Court Wrap-UpRelated Articles:National Health Expenditure Projections, 2023–32: Payer Trends Diverge As Pandemic-Related Policies Fade (Health Affairs)National Health Expenditure Data from CMS

1080 KYMN Radio - Northfield Minnesota
City's 2023 Financial Report brings no surprises; becker talks about new role as State Economist; Mrs. Moxie returning to the Grand with ‘A Very Moxie Brunch'

1080 KYMN Radio - Northfield Minnesota

Play Episode Listen Later Jun 13, 2024


The city's budgeting season unofficially began on Tuesday night when the Northfield City Council heard a presentation from the Abdo Financial Group regarding the city's final, comprehensive financial report for 2023.  Northfield City Administrator Ben Martig said, overall, the city is in good financial shape. Expenditures in 2023 were within 2% of what had been […]

AstroVed's Astrology Podcast
Gemini June 2024 Horoscope Predictions

AstroVed's Astrology Podcast

Play Episode Listen Later Jun 4, 2024 7:43


For Gemini natives, prosperity and overall improvement seem likely. Your mother may be supportive, and her health could improve. Gains through real estate and siblings are possible. Health issues may vanish in the days ahead. You may learn new skills and explore other opportunities. Disagreements or misunderstandings with the elders or the father are possible. There will be an increased interest in religion, spirituality, and self-realization. Your relationship with the spouse/partner will be good. Your family members would be supportive. Married couples may attend social gatherings with friends and relatives. This is a good period for those seeking new relationships. You may embark on long-distance travel, including foreign trips with loved ones. The financial position could be good. You may get some money through the father. Luck and fortune could be on your side. Expenditures towards unusual health issues are possible. It is a good time to invest in stock markets and commodities. Expenses related to foreign trips are likely. Gemini natives will want to start their own business, as they wish to be independent. Those seeking a turnaround may find the right strategy and people to help them. Business-related travel could be crucial. You need to work hard to retain your current position. Enemies at the workplace may try to create problems. New opportunities in career are likely, even some from abroad. Women colleagues will be beneficial. Students taking competitive exams may do well. Some may witness an increase in blood sugar levels and body heat.

Contractor Success Map with Randal DeHart | Contractor Bookkeeping And Accounting Services
577: Mastering Construction Business Finances Through QuickBooks Desktop

Contractor Success Map with Randal DeHart | Contractor Bookkeeping And Accounting Services

Play Episode Listen Later May 24, 2024 13:11


This Podcast Is Episode 577, And It's About  Mastering Construction Business Finances Through QuickBooks Desktop The power of effective bookkeeping using QuickBooks Desktop - plus an Important Update from Intuit. Keeping track of sales, earnings, expenses, and purchases is fundamental to your construction business's overall health and sustainability. Effective bookkeeping produces the data you need to evaluate your current practices, anticipate challenges, and set attainable future goals. Many business owners dread bookkeeping and accounting tasks despite their proven importance. In fact, 40% of surveyed entrepreneurs claim that bookkeeping is one of the worst parts of running a business! Is it worth the aggravation? Here are three reminders of how effective bookkeeping is the cornerstone of small business success: Keeping track of reimbursable expenses A reliable system for tracking reimbursable expenses ensures you reap all the benefits you're entitled to when filing your taxes. Expenditures sorted into categories, such as "food," "travel," and "office supplies," can be cataloged quite simply with online bookkeeping software. Using a dedicated credit card for business expenses and updating your records every month will put money back in your pocket come tax time. Measuring profitability and planning for the future To grow your business, you must be able to track and compare its finances from one year to the next. In addition to reconciling the books and bank statements every month, effective bookkeeping generates records you can use to gain a comprehensive overview of your business. This data can help you: Measure year-over-year profits; Identify opportunities to cut costs; Plan for major expenses (such as new office space, equipment, or staff) and develop data-based strategies for expansion. Preparing for tax season Few things are more stressful for business owners than scrambling to prepare poorly maintained financial records for tax season. In addition to the panic of last-minute filing, inaccurate or incomplete documentation can lead to severe penalties, fines, and an audit. In the United States alone, 40% of small businesses pay an average penalty of $845 per year for late or incorrect filings! Sound bookkeeping can save you money and give you peace of mind. You'll be assured of compliance with regulations and receive a reliable estimate of amounts owing long before your tax bill is due. If you've been following us over the years, you know that we are raving fans of Intuit, the makers of QuickBooks, and have used QuickBooks since the first version was released in 1992. In fact, in 2005, we moved our entire client base, including our own accounting firm's QuickBooks files, to an Intuit-approved commercial hosting environment so we could offer our clients all of the benefits of the full desktop version of QuickBooks accessible online 24/7, and it has been a huge success! We've always encouraged our contractor clients to use QuickBooks Desktop as QuickBooks Online does not offer the full features of QuickBooks. We know that QB Desktop in the Cloud is one area where you can reduce your overhead and increase productivity quickly and easily.  It is a powerful tool that can streamline your accounting processes and provide valuable insights into your company's financial health. Here are some reasons why using QuickBooks Desktop is crucial for your construction business:  1. Industry-Specific Features: QB Desktop offers industry-specific features tailored to the needs of construction businesses. You can track job costs, create estimates, and manage progress invoicing, which is essential for staying on top of your projects' financial aspects.  2. Robust Reporting: QB Desktop provides robust reporting capabilities, allowing you to generate customized reports to analyze your business's performance. You can track profitability by project, compare actual costs to estimated costs, and monitor cash flow to make informed financial decisions.  3. Integration with Third-Party Applications: QBDesktop integrates with various third-party applications commonly used in the construction industry, such as project management software and time-tracking tools. This integration can help you streamline your workflows and eliminate the need for manual data entry.  4. Job Costing: Job costing is a critical aspect of construction accounting, and QB Desktop offers comprehensive job costing features. You can allocate expenses to specific projects, track labor costs, and monitor overhead expenses to ensure that each project remains profitable.  5. Compliance and Security: QB Desktop is designed to help you maintain compliance with industry regulations and ensure the security of your financial data. You can set user permissions to control access to sensitive information and generate audit trails to track changes made to your financial records.  Using QuickBooks Desktop for your construction business can significantly improve your financial management processes and give you the tools to make informed business decisions. However, change is inevitable, and as someone with responsibilities, I have little time to waste; I have learned that sometimes I have to deliver challenging news. (In case you missed our Tuesday email): For those using QuickBooks Desktop 2021 software, it will be discontinued after May 31, 2024. (You may have received this notice from Intuit through your email). This includes all 2021 versions of QuickBooks Desktop Pro, QuickBooks Desktop Premier, QuickBooks Desktop for Mac, and QuickBooks Enterprise Solutions v21. Other Intuit products are affected by the software discontinuation. If you don't upgrade your QuickBooks Desktop 2021 by May 31, 2024, you won't have access to live technical support if you run into problems or any other Intuit services that can be integrated with QB Desktop. This includes QB Desktop Payroll, QB Desktop Payments, and online bank feeds. Discontinued versions won't receive the latest critical security patches and updates. (More info from Intuit) Final tip: This is the time to ask for help There's a good reason why most small businesses outsource at least one accounting function to help manage tasks like payroll, closing the books each month, and managing accounts receivable. With all the changes coming to QuickBooks software, it would be best and all the more reason to ask for support.  Most entrepreneurs are passionate about developing new business ideas – not crunching numbers. Employing or outsourcing a professional construction bookkeeper, even part-time or as-needed, can help optimize your accounting and increase profitability. It's well worth it. Invest in effective bookkeeping and build a solid foundation for a resilient, forward-moving construction business. Feel free to contact me if you need specific guidance on using QuickBooks Desktop for your construction bookkeeping and accounting needs. And, of course, subscribe to our newsletter so you won't miss out on important industry news, events, and updates. PS  We offer free resources to help you save time and money that you can download and print now.  About The Author: Sharie DeHart, QPA, co-founded Business Consulting And Accounting in Lynnwood, Washington. She is the leading expert in managing outsourced construction bookkeeping and accounting services companies and cash management accounting for small construction companies across the USA. She encourages Contractors and Construction Company Owners to stay current on their tax obligations. She offers insights on managing the remaining cash flow to operate and grow their construction company sales and profits so they can put more money in the bank. Call 1-800-361-1770 or sharie@fasteasyaccounting.com

#FactsMatter, the Citizens Research Council of Michigan podcast
Historic Levels of Road Funding Undercut by Spiking Construction Costs

#FactsMatter, the Citizens Research Council of Michigan podcast

Play Episode Listen Later May 10, 2024 21:53


Lauren Gibbons of Bridge Michigan chats with Eric Paul Dennis, research analyst specializing in infrastructure policy. While Michigan is working to ‘fix the damn roads,' with historic levels of state and federal road funding, this effort has been undermined by unprecedented inflation in the cost of construction. And road construction inflation is not uniform: using 2015 as a baseline year, cost increases range from 34 percent in the Upper Peninsula to 63 percent in the Detroit Metro region. Michigan's highway construction costs have increased 12 percent above expected historical rates, resulting in the purchasing power of Michigan's road agencies dropping by over $700 million in 2023 alone. Following the enactment of a 2015 road funding package to increase Michigan's annual transportation revenue by an estimated $1.2 billion by 2021, subsequent gains in state and federal funding increased Michigan's transportation budget from $3.7 billion in 2015 to $6.1 billion in 2023. Expenditures on road and bridge programs, specifically, increased from $2.9 billion in 2015 to $5.7 billion in 2023. In nominal dollars, this represents a healthy 99 percent increase over these eight years. But when adjusting for inflation, the purchasing power of this funding is much lower. Michigan's road agencies generally have significantly more funding than any time in the past. However, this funding is not going as far as would have been expected only a few years ago. Agencies remain challenged to utilize existing funding levels to catch up with historical maintenance backlogs and bring Michigan's roads and bridges into a state of good repair.

The Our Take Podcast
Episode 143. Drummer boys served a real purpose? Spencer reveals his DoorDash expenditures.

The Our Take Podcast

Play Episode Listen Later May 8, 2024 103:55


Episode 143. Drummer boys served a real purpose? Spencer reveals his DoorDash expenditures. by Scary Parrot Media

The Rundown with Kansas Legislative Division of Post Audit
Reviewing the Louisburg School District's Expenditures [April 2024]

The Rundown with Kansas Legislative Division of Post Audit

Play Episode Listen Later Apr 24, 2024 8:59


In the 2022-23 school year, the Louisburg school district spent a little more than $31 million. Generally, state law allows districts broad discretion in how they spend their state and local funding, but there are some exceptions. We selected 57 expenditures (representing $1.2 million) across 6 funds to determine whether the district spent them in accordance with state law.  We selected funds that have a mix of broad and specific spending rules sets in state law.  We chose expenditures that represented a good cross-section of different types of expenditures.  Because we did not choose the sample randomly, we cannot project the results to all expenditures. Of the 57 expenditures we reviewed, we identified 12 (about $63,000) related to at-risk and capital outlay that did not comply with state laws related to those funds.  This included expenditures such as seating, salaries for interpreters, and a contract to operate light and sound equipment.

The KE Report
Kenorland Minerals - 2024 Exploration Update, Forecasting $24million In Exploration Expenditures With $19million Financed By Partners

The KE Report

Play Episode Listen Later Apr 19, 2024 12:44


Zach Flood, CEO and President of Kenorland Minerals ("Kenorland" or the "Company") (TSX.V:KLD - OTCQX:KLDCF - FSE:3WQ0) joins me to provide an overview of the 2024 exploration programs across the Company's portfolio of projects. $24million is foretasted in exploration expenditures with an estimated $19million being financed by partners. The partners include Sumitomo Metal Mining Canada Ltd. (“Sumitomo”), Newmont Corporation (“Newmont”) and Centerra Gold Inc. (“Centerra”). The projects are located in Quebec, Ontario, Manitoba, Saskatchewan, British Columbia, and Alaska.   I have Zach outline the larger work programs at the more advanced projects first. We then discuss some of the recent results and the projects that have been build up by Kenorland that could be next in line for JV or partners. There are a lot of projects held by Kenorland.   For a more detailed overview of the work ongoing and planned at the projects click here to read over the April 17th news release.   Please send me any follow up questions for Zach to Fleck@kereport.com.

Mining Stock Daily
$24M in Exploration Expenditures this Year for Kenorland Minerals

Mining Stock Daily

Play Episode Listen Later Apr 18, 2024 14:45


Kenorland Minerals CEO, Zach Flood, provides updates on the company's exploration projects. The conversation covers the Frotet drilling campaign, the O'Sullivan project partnership with Sumitomo, the Chebistuan project, and the Eeyou Istchee and Opinaca projects in Quebec. Flood discusses the size of Kenorland's team and the need for external contractors for till sampling. He also mentions the company's high level of exploration spending and the anticipation of finding new gold systems.

Kentucky Edition
March 29, 2024 - Lawmakers Approve Almost $3 Billion in One-Time Expenditures from Budget Reserve Fund

Kentucky Edition

Play Episode Listen Later Apr 1, 2024 27:01


Lawmakers approve almost $3 billion in one-time expenditures from budget reserve fund, bill moves charitable gaming under independent horse racing and gaming corporation, Renee Shaw takes us Inside Kentucky Politics for a quick review of what passed, what's dead and what could be resurrected when lawmakers return in two weeks. 

Heart Forward Conversations from the Heart
Beyond Treatment. How Clubhouses for People Living with Serious Mental Illness Transform Lives and Save Money: A Conversation with Fountain House

Heart Forward Conversations from the Heart

Play Episode Listen Later Mar 29, 2024 56:35


In this episode, we visit with two representatives from Fountain House in New York.  Our primary intent was to provide a platform to share the results of a recent research report issued by Fountain House:  Beyond Treatment: How Clubhouses for People Living with Serious Mental Illness Transform Lives and Save Money.  This first of its kind analysis not only offers a fuller accounting of the fiscal and societal costs of untreated mental illness — looking beyond health care spending to include lost wages and productivity, disability benefits, repeated emergency room visits, and criminal justice impacts — but demonstrates how clubhouses are uniquely positioned to drive down spending across the board.  The report finds that if clubhouses were appropriately resourced and expanded to serve even just five percent of the 15.4 million adults in the U.S. who live with serious mental illness, the net societal benefit would exceed $8.5 billion and offer a dramatic improvement in quality of life for countless individuals, their families, and their communities. The report notes that the U.S. has historically spent most of its mental health care dollars on clinical treatment, such as medication and therapy, with a fraction allocated to fund the community-based social supports people also need to manage their mental illness. These are policy decisions that can and should be changed. Fountain House is knitting together a national network of clubhouses to help amplify voices throughout the country to underscore the importance of the clubhouse model as a compelling mental health intervention that should be more robustly funded. The bios for our two guests are linked on the Fountain House website. Rev. Dr. Phillip Fleming wears many hats, including member, certified peer specialist and member of the Fountain House board of directors. Dr. Joshua Seidman is the Chief Research and Knowledge Officer.   Other resources and reports mentioned in this interview: Community as Therapy: The Theory of Social Practice. Psychiatric Rehabilitation Journal.  12/23.   Mental Health During the Covid-19 Pandemic. National Institute of Health. Impact of COVID-19 pandemic on mental health in the general population: A systematic review  PubMed Central.  2020. Project to Evaluate the Impact of Fountain House Programs on Medicaid Utilization and Expenditures. NYU. 2017. UCLA loneliness scaleQuality of life measureBrief inventory of thriving  Clubhouse International:  Mental Illness Recovery - Clubhouse International (clubhouse-intl.org)

Family Life News
Issues in Education – Fewer students, Higher expenditures – 2/12/24

Family Life News

Play Episode Listen Later Feb 12, 2024 5:58


Enrollments at public schools continues to drop, drastically in some districts. The causes are numerous: population declines, lower birth rates, and the move to charter, private and home schooling. Dr. Ralph Kerr of the Teaching and Learning Institute discusses the weighty issues in the news as they pertain to public education in this ongoing Family Life series. This week on “Issues in Education”: Rethinking Education Aid in NY The 3 Greatest Challenges Facing PA Schools Why Run as a candidate for your local School Board    

Midjourney
Corporate Dollars Speak: AI Takes Center Stage in Company Expenditures

Midjourney

Play Episode Listen Later Feb 10, 2024 13:01


In this episode, I analyze the data revealing that AI has become the top spending priority for fifty percent of companies, shedding light on the evolving landscape of corporate investments. Tune in for a solo exploration of the strategic shifts and considerations in the era of artificial intelligence dominance. Invest in AI Box: ⁠https://Republic.com/ai-box⁠ Get on the AI Box Waitlist: ⁠https://AIBox.ai/⁠ ⁠AI Facebook Community Learn About ChatGPT Learn About AI at Tesla

The Alan Sanders Show
Why the Epstein lists are important, Iran expenditures, which Nikki Haley and Vivek crushes Burns

The Alan Sanders Show

Play Episode Listen Later Jan 5, 2024 86:01


Today's show opens with my explaining why I think the Jeffrey Epstein story is not a distraction. Maybe the way it's being presented is the distraction, but there is a much more sinister layer here that I haven't heard reflected elsewhere. While we get caught up in court transcripts, my question is, where's the black book and all the videotapes? Who's in possession of all that blackmail material and is it being employed right now? To add to this, I add a sound bite from Rep. Tim Burchett (R-TN) who says he not only believes some members of Congress are already being blackmailed to not release the Epstein flight logs, but also says the intelligence community has the power to edit legislation. That's a pretty scary prospect, to know that the IC in the Executive Branch is exerting control and influence over the Legislative Branch? With the aid, once again, of Techno Fog, we get even more documents released and it seems they only reinforce the notion that Epstein was out to blackmail people. The question is, was he doing it all by himself? On behalf of the U.S. government? Or was he being controlled by a different government? Next we move to a recurring Friday feature, TaraBull's top 10 news stories of the week. While going through that, we are able to mention a few of them that become much of the rest of the show, including the Legacy/mainstream media's coverage of the Iowa school shooter, now that we know he's part of the LGBTQ+ movement. Time to throw Pentagon spokesperson John Kirby under the bus. To set that up, we remind you what he said on September 13, 2023 after the Biden regime released another $6B dollars to Iran. After that, we play a bite from him yesterday when he says we don't know what Iran used the money for, even though he vowed we had total control over it and total transparency. When children get to use their magic-thinking as the basis for our foreign policy, this is what we can expect. And…it's going to get worse, not better, because they are still in charge and cannot accept their own incompetence is to blame. Then I find myself wondering which Nikki Haley are we getting on any given day? It makes me wonder if I was wrong about my thoughts on Gov. Gavin Newsom being groomed to replace Biden. What if the Military Industrial Complex doesn't care about party labels as long as the “winner” is a Uniparty warmonger? Even Gov. Kristi Noem isn't sure where Haley stands on anything nowadays. Vivek Ramaswamy once again shows us his mastery of dealing with an agenda driven media who cannot accept having their narratives destroyed. In an exchange with NBC News's Dasha Burns, masterfully destroys her attempts to “win” the interview and leaves her unhinged and shrill. Finally, in a strange turnabout, the actor Michael Rapaport said something astonishing. One of the true Trump haters, who has never said a positive thing about the 45th president, just revealed all candidates are on the table for his vote, including Donald Trump. Take a moment to rate and review the show and then share the episode on social media. You can find me on Facebook, X, Instagram, GETTR and TRUTH Social by searching for The Alan Sanders Show. You can also support the show by visiting my Patreon page!

Kitces and Carl - Real Talk for Real Financial Advisors
Noticing What You Spend Money On That's Actually An Investment: Kitces & Carl Ep 128

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Dec 28, 2023 33:19


In our 128th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss a key difference in perspective when it comes to spending money. For full show notes, see kitces.com and thesocietyofadvice.com.

Marietta Daily Journal Podcast
26-Year-Old Killed in Cumberland Hotel Shooting Tuesday

Marietta Daily Journal Podcast

Play Episode Listen Later Dec 1, 2023 20:10


MDJ Script/ Top Stories for Dec 1st       Publish Date:  Nov 30th    Commercial: Henssler :15   From the Henssler Financial Studio, Welcome to the Marietta Daily Journal Podcast.  Today is Friday, December 1st and Happy 77th Birthday to actress Bette Midler.  ***12.01.23 - BIRTHDAY - BETTE MILDER*** I'm Dan Radcliffe and here are the stories Cobb is talking about, presented by Engineered Solutions of Georgia 26-Year-Old Killed in Cumberland Hotel Shooting Tuesday Cobb Commission OKs $1.6 Million for 2025 MLB All-Star Game 'It's not a fee, it's a tax': Republican Commissioners Oppose Stormwater Fee Plus, Keith Ippolito's conversation with Angie Clawson Director of Communications from the Salvation Army. All of this and more is coming up on the Marietta Daily Journal Podcast, and if you are looking for community news, we encourage you to listen and subscribe!  BREAK: ESOG  STORY 1: 26-Year-Old Killed in Cumberland Hotel Shooting Tuesday A 26-year-old man, Demarcus Watson, was killed in a shooting at a Cumberland hotel in Cobb County. The incident occurred around 11:45 a.m. at the Budgetel Inns and Suites. Officers responded to reports of a person shot and found Watson with a gunshot wound. Despite attempts at lifesaving measures, he did not survive. The police suspect foul play, and no suspect has been identified yet. Watson's next of kin has been notified. Authorities urge anyone with information to contact the Cobb County Police Tip Hotline at 770-499-4111. STORY 2: Cobb Commission OKs $1.6 Million for 2025 MLB All-Star Game The Cobb Board of Commissioners voted 5-0 to approve $1.6 million for security and related expenses for hosting the 2025 MLB All-Star Game at Truist Park. The funding, part of the county's 2025 budget, includes $785,000 for overtime for police officers, firefighters, and 911 operators. The remaining $800,000 will cover security and traffic equipment, planning, training programs, and meals for staff. The decision comes two years after MLB withdrew the 2021 All-Star Game from Truist Park in response to Georgia's voting law. Cobb Chairwoman Lisa Cupid expressed appreciation for the opportunity to host the event again. STORY 3: 'It's not a fee, it's a tax': Republican Commissioners Oppose Stormwater Fee Cobb Commissioner Keli Gambrill reiterated her opposition to a proposed stormwater utility fee, characterizing it as a tax without direct benefits. Cobb Water System Director Judy Jones presented details of the proposed fee, which would fund stormwater maintenance and improvements. The fee, based on impervious surface area, would result in modest increases for most residences but substantial ones for large businesses. Gambrill argued that the fee does not address existing staffing shortages and criticized the approval of a 24-inch pipe that redirected stormwater onto another resident's property. Commissioner JoAnn Birrell also opposed the fee, linking it to ongoing revenue transfers to the county's general fund. We have opportunities for sponsors to get great engagement on these shows. Call 770.799.6810 for more info.  We'll be right back  Break: CUofGA STORY 4: Santa Takes it From the Top in Smyrna Tree-Lighting Festivities Smyrna's annual "Home for the Holidays" event in Market Village drew a large crowd to launch the 2023 holiday season. The downtown area, adorned with more colorful lights than ever, featured entertainment and the arrival of Santa Claus. Mayor Derek Norton greeted attendees and expressed satisfaction with the event's growth. The festivities included the lighting of a giant tree, Santa's arrival on an aerial platform, and group photos with Santa in a large sleigh. Multiple school choruses and musical groups contributed to the holiday spirit. The addition of a Kris Kringle Market with various vendors offering unique gifts enhanced the celebration. STORY 5: Mableton Council to Vote On Transitional Budget The Mableton City Council is set to vote on a voluntary transitional spending plan for the city, covering December 2023 to June 2024. The city, in its transitional period, anticipates revenues of $3.8 million and expenditures of $3.5 million, with a projected surplus of approximately $309,000. Motor vehicle taxes are the main income source, expected to generate $2.25 million. Expenditures include salaries, code enforcement, and legal representation. The mayor and council have a budget of $112,500 for salaries, while code enforcement has a proposed budget of about $431,500, covering personnel services and equipment. The council will also consider a resolution adopting a preliminary classification and pay plan for 13 positions. We'll be back in a moment. Break: DRAKE – CHRISTMAS PIEDMONT STORY 6: ANGIE CLAWSON SALVATION ARMY And now, here is Keith Ippolito's conversation with Angie Clawson from the Salvation Army. ***ANGIE CLAWSON*** *Episode Resources:*- The Salvation Army Donation Website- Find the Amazon Wishlist Here- Volunteer Opportunity Details- More Details on Participation and Needed Items Locations: •Publix Shamrock Plaza (Decatur): 3870 N Druid Hills Rd •Salvation Army Lawrenceville (Gwinnett): 3455 Sugarloaf Parkway •Salvation Army Marietta (Cobb): 202 Waterman Street, SE •Salvation Army Kroc Center (Fulton): 967 Dewey Street Let's make a difference together in the fight against hunger! Break: INGLES 5 STORY 7: Kennesaw State Receives $2M grant to Boost Doctoral Education Kennesaw State University's Peach State Bridges to the Doctorate Program, which supports master's students from underrepresented communities pursuing doctoral degrees in biomedical sciences, has received a new five-year training grant renewal worth $2 million from the National Institutes of Health (NIH). The program, established in 2018, boasts a success rate of 85%, with participants often moving on to doctoral programs. The renewed grant will allow the program to offer more generous stipends to trainees and cover the costs of attendance, expanding its reach to include financially disadvantaged students STORY 8: Online Bachelor's in Health Science at GHC Ranked One of the Most Affordable in the Country Georgia Highlands College's online Bachelor of Science in Health Science program has been recognized as one of the most affordable in the nation by Intelligent.com. Established in 2020, the program offers concentrations in public health, exercise science, and social and behavioral health. The school emphasizes experiential learning through internships and allows students to earn certifications while studying. With a pre-professional track, the program is not limited to pre-medical studies, providing flexibility for students to pursue various health science careers. The college has partnerships with institutions like Trinity School of Medicine, University of West Georgia, and Morehouse College. Break: Henssler :60  Signoff-   Thanks again for hanging out with us on today's Marietta Daily Journal podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Gwinnett Daily Post, the Community Podcast for Rockdale Newton and Morgan Counties, or the Paulding County News Podcast. Read more about all our stories and get other great content at MDJonline.com.   Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts.  www.henssler.com  www.ingles-markets.com  www.cuofga.org  www.drakerealty.com  www.daycosystems.com  www.powerselectricga.com  www.esogrepair.com  www.elonsalon.com  www.jrmmanagement.com  #NewsPodcast #CurrentEvents #TopHeadlines #BreakingNews #PodcastDiscussion #PodcastNews #InDepthAnalysis #NewsAnalysis #PodcastTrending #WorldNews #LocalNews #GlobalNews #PodcastInsights #NewsBrief #PodcastUpdate #NewsRoundup #WeeklyNews #DailyNews #PodcastInterviews #HotTopics #PodcastOpinions #InvestigativeJournalism #BehindTheHeadlines #PodcastMedia #NewsStories #PodcastReports #JournalismMatters #PodcastPerspectives #NewsCommentary #PodcastListeners #NewsPodcastCommunity #NewsSource #PodcastCuration #WorldAffairs #PodcastUpdates #AudioNews #PodcastJournalism #EmergingStories #NewsFlash #PodcastConversations See omnystudio.com/listener for privacy information.

Highlights from Ukraine
15 Nov: Russia killed civilians and rescuers in missile strikes, Zelenskyy against frozen conflict, because "our children will have to fight it", Ukraine needs support to cover social expenditures

Highlights from Ukraine

Play Episode Listen Later Nov 16, 2023 4:08


Latest news from 15 November 2023, as reported in the Ukrainian media. Easy ways to support us: Subscribe to our Patreon to give monthly support https://www.patreon.com/highlightsfromukraine Send us a one-time 'thank you' tip via PayPal at: highlightsfromukraine@gmail.com Out YouTube channel: https://bit.ly/3oH111z Special thanks to our top Patreon supporters - Helena Pszczolko O'Callaghan, mattg629, krissi, Jared and Dick Warner!

Landaas & Company Money Talk Podcast
Money Talk Podcast, Friday Nov. 3, 2023

Landaas & Company Money Talk Podcast

Play Episode Listen Later Nov 3, 2023 20:58


  Landaas & Company newsletter  November edition now available. Advisors on This Week's Show Kyle Tetting Adam Baley Mike Hoelzl (with Max Hoelzl, Joel Dresang, engineered by Jason Scuglik) Week in Review (Oct. 30-Nov. 3, 2023) Significant Economic Indicators & Reports Monday no significant reports Tuesday Housing prices continued gaining in August, according to the S&P CoreLogic Case-Shiller national home price index. The measure showed broad gains in prices across the country with year-to-year price increases accelerating in 19 of 20 cities studied. The national index was up 2.6% from the year before, vs. a 1% year-to-year gain in July. The index was 6.4% ahead of its recent bottom in January. A spokesman for the index explained the rising prices by saying that higher mortgage rates have been suppressing the supply of houses for sale more than the demand. The Conference Board said its consumer confidence index dipped in October for the third month in a row, suggesting expectations for an economic recession. The business research group said consumers are preoccupied with rising prices and expressed concerns about political volatility and global uncertainty, including war in the Middle East. The Conference Board repeated its prediction of a short, shallow downturn in the first half of 2024. Wednesday The manufacturing sector contracted in October for the 12th month in a row, according to the Institute for Supply Management. The trade group's index, based on surveys of industry purchasing managers, showed new orders declining at a faster rate while production grew, though slower than it had in September. Employment fell after having expanded the month before, and some companies reported considering layoffs. The group said based on past index readings, the U.S. gross domestic product is receding at an annual rate of 0.7%. The Commerce Department said construction spending rose slightly in September, aided by single-family housing. At a seasonally adjusted annual rate of nearly $2 trillion, expenditures were up 0.4% from the August pace and up almost 9% from the year before. Spending on residential construction, which accounted for 44% of the total, rose 0.6% for the month but was 2.1% lower than the year-ago pace. Expenditures on factory construction fell 0.4% from August but was up 62% from the year before. Job openings rose slightly in September, another sign of the labor market's resilience so far amid Federal Reserve Board efforts to slow the economy. Openings rose 0.6% from August to 9.6 million positions, the Bureau of Labor Statistics reported. That was 12% below the September 2022 level but still higher than the 7 million mark just before the COVID pandemic. The report showed little change in the numbers and rates of hires, separations and quits. Compared to the number of unemployed people actively seeking jobs, demand for workers outnumbered supply by about 3 million, little changed from August. Thursday The four-week moving average for initial unemployment claims rose for the second week in a row, though the level continued to reflect tight labor conditions. The measure was 43% below the all-time average, according to Labor Department data. The report said 1.6 million Americans claimed jobless benefits in the latest week, up 2% from the week before and up 28% from the year before. The Bureau of Labor Statistics said the annual rate of worker productivity rose in the third quarter by 4.7%, the most in three years. Measuring year to year, third-quarter productivity rose 2.2% for the third consecutive acceleration. Over the last four quarters, productivity rose because output, which was up 3.1%, exceeded the 0.8% increase in hours worked. Hourly compensation rose at a 3.9% annual rate in the third quarter, so labor costs fell 0.8%. Measured from the third quarter of 2022, labor costs gained 1.9%. The Commerce Department said the value of factory orders rose 4.

Minimum Competence
Tues 9/26 - Trump Attorney Sues Wessmann, Zombie Funds, CFPB Expanding Influence, and Column Tuesday on Software Development Expenditures

Minimum Competence

Play Episode Listen Later Sep 26, 2023 9:47


On this day in legal history, September 26, 1789, John Jay was made the first Chief Justice of the United States after the Senate confirmed his nomination.On this day, September 26, we commemorate a cornerstone moment for the American judicial system: the passing of the Judiciary Act of 1789. Signed by President George Washington, this landmark legislation established the Supreme Court of the United States, laying down the legal framework that would ultimately make it the most significant judicial body in the world. The Judiciary Act provided for a Supreme Court comprised of six justices, and on that very day, Washington nominated John Jay as the first Chief Justice, along with John Rutledge, William Cushing, John Blair, Robert Harrison, and James Wilson as associate justices. The U.S. Senate wasted no time in confirming all six appointments.While the U.S. Supreme Court was originally established by Article 3 of the U.S. Constitution, the Judiciary Act of 1789 fleshed out the high court's practical structure and functions. It granted the Court ultimate jurisdiction over all laws, especially those challenging their constitutionality. Additionally, the Court was tasked with handling cases involving treaties, foreign diplomats, and maritime law. The first session of the Court took place on February 1, 1790, in New York City's Royal Exchange Building, further cementing its role in American governance.Over the years, the Supreme Court has evolved both in structure and influence. While the number of justices fluctuated during the 19th century, Congress stabilized it at nine justices in 1869—a number that can still be altered by legislative action. Today, the Court stands as a pivotal institution in American society, often playing a decisive role in resolving pressing issues, especially during times of constitutional crisis. Thus, the events of September 26, 1789, mark not just the inception of the Supreme Court, but the beginning of a judicial institution critical to the shaping of American democracy.Stefan Passantino, a former lawyer for the Trump White House, has filed a defamation lawsuit against Andrew Weissmann, a former special counsel prosecutor. The lawsuit alleges that Weissmann falsely claimed that Passantino had improperly coached his client, Cassidy Hutchinson, a former White House aide, to lie in her testimony to the House Jan. 6 committee. Passantino denies having done so, labeling the accusation as an "insidious lie" in the legal complaint. The lawsuit was filed in the U.S. District Court in Washington, D.C., and asks for a jury award of an unspecified amount exceeding $75,000.This is not Passantino's first legal action related to the Jan. 6 probe. In April, he filed a similar lawsuit against the House committee, stating that members had also spread false information about him. The issue revolves around Cassidy Hutchinson's claim to the committee that Passantino advised her to say she couldn't recall specific details about an incident involving former President Donald Trump on January 6.After Hutchinson's testimony became public, Passantino's law firm, Michael Best & Friedrich, severed its relationship with him. Additionally, a group called Lawyers Defending Democracy filed a complaint to have Passantino's law license revoked over his counsel to Hutchinson. Passantino alleges that Weissmann's actions were driven by "partisan animus" and resulted in "injurious falsehood" against him. He also claims that a statement from Weissmann, made on September 15, has significantly damaged his professional reputation and caused financial losses. As of the reporting date, Weissmann has not responded to requests for comment.​​Ex-Trump Lawyer Passantino Sues Weissmann, Alleging DefamationIn the world of private equity, a phenomenon called "zombie funds" has emerged, characterized by aging firms unable to raise new capital and struggling to exit old investments. This issue has been highlighted by the case of Fenway Partners, once a booming company, now reduced to a three-man team with a lingering investment in a helmet-making company beset by lawsuits. Industry-wide, there's been a decline in new fundraising, partly due to rising interest rates and partly because pension funds have maxed out their allocations to the illiquid asset class of private equity. As a result, many older funds are finding it increasingly hard to liquidate their existing assets.Public pension funds across the U.S. are particularly stuck with such zombie funds. These include funds managed by First Reserve, an energy-sector specialist, and Yucaipa Cos, a money manager led by supermarket mogul and Democratic donor Ron Burkle. Analysts warn that when private equity firms don't raise new funds, it leads to the gradual loss of staff, leaving only a skeleton crew to manage remaining assets, which in turn deteriorates fund performance. This creates a dilemma for investors, as exiting these problematic funds typically means incurring steep discounts.Pensions and endowments can't easily exit these funds, nor replace the managers unless there is evidence of wrongdoing. Reports from 10 major public retirement systems show that they have a median 4% of their private equity portfolios locked up in funds older than 2009, amounting to around $6.8 billion across more than 900 fund investments. These often-underperforming investments can remain stuck for years, eroding returns and tying up valuable managerial time.The first wave of zombie funds emerged after the 2008 financial crisis. Now, a new wave is taking shape as pension funds are steering less cash into private equity, especially towards smaller, untested firms or those with tarnished histories. The phenomenon represents a stark counterpoint to the promise that private equity can offer reliable, long-term returns. The situation is worsened by slowdowns in the mergers and acquisitions and IPO markets, making asset sales more difficult. Therefore, while some funds may survive in a weakened state, others could face dramatic derailment, leaving investors with limited options and less-than-ideal outcomes.Wave of Zombies Is Rising From Private Equity's Slow Carnage (1)The Consumer Financial Protection Bureau (CFPB) is considering a significant overhaul of federal credit reporting rules under the Fair Credit Reporting Act of 1970. The changes could bring additional companies, including data brokers not currently covered, under these rules. Among the proposals is a potential ban on the use of medical debt in consumers' credit reports. The CFPB is also concerned about "credit header data" and may limit when such data can be sold for use by various entities like lenders and law enforcement.The proposed changes would also require major credit reporting companies like Experian, Equifax, and TransUnion to improve their data security measures and overhaul how they handle consumer disputes. They may need to investigate systemic issues based on consumer complaints and notify those affected. Legal disputes are also being revisited; the current bifurcation between legal and factual disputes may be amended to ensure consumer protections.The outline of the proposal was submitted to a small business review panel, and only after their review will a full proposal be developed. The changes are expected to have a far-reaching impact on all businesses involved in consumer data, according to law firms and consumer advocates. Critics argue that some proposals might exceed the CFPB's legal authority, particularly as the agency has faced legal setbacks in federal courts.It's worth noting that the CFPB has focused its outline mainly on the impact of these changes on small businesses, leaving room for potentially even more extensive changes that would mainly affect large credit reporting companies. The formal rule, once issued, is expected to face legal challenges. Both supporters and critics of the proposal agree that the language in the existing credit reporting law might be broad enough to make these significant changes legal, but the agency's recent losses in court cases could create hurdles.CFPB Eyes Broad Expansion of Federal Credit Reporting StandardsThe IRS's new rules, detailed in Notice 2023-63, clarify the definition of software development for tax purposes and require most related expenses to be amortized over time rather than expensed in the current year. This change poses significant challenges for bootstrap software developers—startups that lack typical streams of venture capital and often rely on expensing software development costs immediately. Prior to 2022, Section 174 of the tax code allowed businesses to expense research and development costs in the year they were incurred, which was especially beneficial for startups and small developers.Another issue arising from the new rules is the administrative burden of distinguishing between what constitutes "maintenance activities" and what is considered an "upgrade or enhancement." While maintenance activities are exceptions to the amortization requirement, the definitions are not clear-cut, leading to complications for developers and potential legal disputes.The new tax rules create ambiguity that could discourage innovation by making software acquisition less burdensome than software development from a tax standpoint. Developers have expressed disappointment that recent changes in tax law, specifically the Tax Cuts and Jobs Act (TCJA), did not revert to allowing current-year expensing or provide a narrower definition of "software development."In my colum I suggest that the simplest solution to foster innovation would be to revert to the pre-TCJA current year expensing for software development. Failure to revise these changes could potentially stifle software innovation, especially for startups and smaller companies that were previously incentivized by the ability to expense development costs in the current year.New IRS R&E Rules Risk Stifling Software Innovation for Startups Get full access to Minimum Competence - Daily Legal News Podcast at www.minimumcomp.com/subscribe

The Rundown with Kansas Legislative Division of Post Audit
Reviewing the African American Affairs Commission's Statutory Compliance and Expenditures [August 2023]

The Rundown with Kansas Legislative Division of Post Audit

Play Episode Listen Later Aug 22, 2023 11:20 Transcription Available


The Kansas African American Affairs Commission is a liaison office within the Governor's Office and its fiscal year 2022 expenditures were about $130,000. It is comprised of 7 commissioners and an executive director. In this audit, we reviewed the commission and executive director's statutory compliance and expenditure approvals. The commission and its executive director are required to meet various statutory requirements and bylaws to accomplish their mission. The commission did not comply with 2 of 6 meeting-related duties and 1 of 3 staff-related duties outlined in law or bylaws in the timeframe we reviewed. The executive director complied with her statutory duties to serve the commission in 2022 and the first half of 2023. The commissioners who responded to our survey generally had positive reviews of the executive director's performance, but some thought she wasn't as effective or responsive as she should be. With regard to its expenditures, the commission's fiscal year 2023 expenditures seemed reasonable to accomplishing its duties at a high level. However, about half of the 11 individual expenditures we reviewed in detail did not receive written approval to ensure they were appropriate. Commissioners told us they had insufficient financial awareness and oversight, in part because the executive director has not shared relevant information.

How to Money
Friday Flight - Rusty Realtors, Insurance Issues, & Home Equity Expenditures #708

How to Money

Play Episode Listen Later Aug 11, 2023 31:32 Transcription Available


Time for a Friday Flight- our sampling of the week's financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: what lengths would you go for freebies, unemployment remains near historic lows, rusty realtors, realtor fees lawsuits, homeowners insurance issues, insurers pulling from Florida & California, Roth IRA FTW, disloyal to Disney, $1T on credit cards, and home equity expenditures.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear' is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It's fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!   Best friends out!See omnystudio.com/listener for privacy information.

Growing Harvest Ag Network
The Agri-Biz Show - August 6, 2023: Farm bill listening session at Farmfest, USDA report shows rising ag expenditures, North Dakota officials seek new fertilizer facility

Growing Harvest Ag Network

Play Episode Listen Later Aug 6, 2023 16:00


On this week's episode of the Agri-Biz Show, we hear producer input from this week's farm bill listening session at Farmfest in Minnesota, USDA's latest numbers show rising farm expenditures, and North Dakota is soliciting loan applications to build a new fertilizer facility in the state. Hosted by Rusty Halvorson.See omnystudio.com/listener for privacy information.

Growing Harvest Ag Network
Morning Ag News, August 2, 2023: 2022 farm production expenditures up from 2021

Growing Harvest Ag Network

Play Episode Listen Later Aug 2, 2023 3:01


Minnesota farm production expenditures totaled $21.4 billion in 2022, according to the USDA, National Agricultural Statistics Service – Farm Production Expenditures 2022 Summary report.See omnystudio.com/listener for privacy information.

The Michael Berry Show
Do you Know What One Of America's Largest Expenditures Is?

The Michael Berry Show

Play Episode Listen Later Jul 31, 2023 8:42


The Rundown with Kansas Legislative Division of Post Audit
Evaluating At-Risk Expenditures and Statutory Compliance [July 2023]

The Rundown with Kansas Legislative Division of Post Audit

Play Episode Listen Later Jul 6, 2023 21:34


In 2021-22, the state provided $406.3 million in dedicated funding for school districts to deliver additional services to students at-risk of academic failure. State law requires that district spend money from their at-risk fund only on programs approved by the State Board of Education. Kansas Department of Education (KSDE) officials told us the State Board has delegated the task of approving at-risk programs to the department. None of the KSDE-approved programs we reviewed met the statutory criteria necessary to be included on the list. Further, most of the approved programs we reviewed had little to no evidence of effectiveness. Additionally, many KSDE-approved programs did not appear to meet the purpose of at-risk programs, which is to provide above and beyond opportunities to at-risk students. The problems we identified with KSDE's approved at-risk list are the result of several factors.  This includes things such as, KSDE's process for approving at-risk programs does not include some statutorily required criteria, the department does not follow it's own process, and the board does not provide any oversight to the department. This audit showed the same problems as in our 2019 at-risk audit, and none of our recommendations have been adequately implemented.Most of the $176 million in at-risk expenditures we reviewed for 20 districts was spent on salaries and benefits. About 30% of the $5.2 million in expenditures we reviewed did not adhere to statutory spending rules. Further, it is unclear how much of the districts' at-risk spending targets at-risk students or provides them an "above and beyond" opportunity. Problems with the at-risk spending guidance KSDE provided to school districts may contribute to some of the unallowable spending we found. Over the last 6 years, students eligible for free lunch have consistently performed worse on state assessments than students who are not eligible for free lunches. All 3 cohort groups we evaluated performed worse over time, but this trend was more pronounced for students eligible for free lunch.  Additionally, the graduation rates and ACT scores of students eligible for free lunch were also lower than other students.

Gwinnett Daily Post Podcast
Gwinnett expects more property tax revenues — but expenditures also up

Gwinnett Daily Post Podcast

Play Episode Listen Later Jun 23, 2023 13:59


GDP Script/ Top Stories for Friday June 23rd Publish Date: Thursday June 22 From the Henssler Financial Studio Welcome to the Gwinnett Daily Post Podcast Today is Friday June 23rd , and happy 66th birthday to musician/American Idol star Randy Jackson ****Jackson****   I'm Bruce Jenkins and here are your top stories presented by Mall of Georgia Chrysler Dodge Jeep Gwinnett expects more property tax revenues — but expenditures also up Gwinnett increases funding for Hooper Renwick library and museum And Former state legislator Donna McLeod will run for Gwinnett commission chair in 2024   Plus, Brian Giffin will have a Gwinnett Sports Report   Plus, All of this and more is coming up on the Gwinnett Daily Post podcast.    Break 1 :  M.O.G.          Story 1.  property   Gwinnett County is projected to receive approximately $15.8 million more in property tax revenues than initially budgeted, thanks to an increase in tax digest growth. However, due to higher expenditures, the county will still need to use about $5.3 million from reserves to balance this year's budget. The increased appropriations are primarily attributed to inflation, market costs, capital projects exceeding expectations, job market competitiveness, and higher costs for indigent defense attorneys. County officials have recommended keeping the millage rate the same to avoid forfeiting around $18.5 million in property tax revenues. Public hearings will be held to discuss the millage rate, and the adoption is scheduled for July 18th. The county plans to provide individualized assessments and tax bill explanations to help property owners understand the impact of the proposed rates.   STORY 2: library   Gwinnett County has approved a change order that adds $9.4 million to the construction management costs for the renovation of the old Hooper-Renwick School in Lawrenceville. The school, which served African-American students before desegregation, will be transformed into a historically-themed library. The additional costs are necessary to address design and construction challenges related to integrating a new building with the existing structure. The project requires installing new steel columns, concrete footings, and a new roof structure. The site will also need additional soil infill and parking due to its topography. Rising construction material and furniture costs since 2020, along with expenses for historical research, exhibit content development, cabinetry, and displays, have contributed to the increase in the construction management services contract..…………get more details at gwinnettdailypost.com Story 3:  mcleod Former state representative Donna McLeod has announced her candidacy for the position of Gwinnett County commission chairperson in 2024. McLeod, a Democrat who previously served in the Georgia House of Representatives, aims to promote inclusive and accountable leadership in the county. She plans to focus on workforce development, affordable housing, healthcare, education infrastructure, and economic growth. McLeod's decision to run stems from her belief in the need for new leadership and fresh ideas to address the challenges faced by Gwinnett County residents. Incumbent chairwoman Nicole Love Hendrickson, the first Democrat and first African American elected to the position, is also running for re-election.……..we'll be right back   Break 2:  Slappey - Tom Wages - then Obits   STORY 4: debts   Lawrenceville First United Methodist Church in Lawrenceville, Georgia, raised nearly $4,000 to pay off school lunch debts at four local schools: Jordan Middle, Lawrenceville Elementary, Winn Holt Elementary, and Central Gwinnett High School. The church is committed to putting the city of Lawrenceville first and aims to ensure that school lunch debts do not hinder students' participation in activities. Several Sunday School classes at the church contributed to the fundraising efforts. The donation received appreciation from school principals and staff, emphasizing the church's consistent support and partnership in serving the community. Additionally, Lawrenceville First United Methodist Church hosts the Summer Lunch Program to address food insecurity among students during the summer months. Story 5: duke   The Formula 24 racing team from Paul Duke STEM High School achieved an impressive second-place finish at the Greenpower Electric Vehicle National Championships held at the Talladega Superspeedway in Alabama. The competition, organized by Greenpower USA, required teams to design and build electric cars, participate in a 90-minute endurance race, and deliver a presentation on electric vehicles, sustainability, and team development. The Duke STEM team excelled by finishing third in total lap count, winning the presentation category, and securing an overall second-place finish among 30 participating schools. The team's success is a culmination of three years of dedication and progress since its establishment, with notable achievements in previous seasons and consistent top finishes throughout the current season.   ……….We'll be back after this   Break 3:  Lawrenceville – Ingles 7– GCPS   Story 7:  Sports   And now, here's Brian Giffin with your Gwinnett Sports Report   ****Sports Report****     We'll have final thoughts after this   Break 4:  Henssler 60 Thanks again for listening to today's Gwinnett Daily Post podcast. Giving you important news about our community and telling great stories are what we do. Did you know over 50% of Americans listen to podcasts weekly? Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Get more news about your community at GwinnettDailyPost.com  www.henssler.com  www.mallofgeorgiachryslerdodgejeep.com  www.psponline.com   www.wagesfuneralhome.com  www.downtownlawrencevillega.com  www.ingles-markets.com  See omnystudio.com/listener for privacy information.

Kan English
Deciphering tourists expenditures in Israel reveal surprising results

Kan English

Play Episode Listen Later Jun 14, 2023 7:35


How do tourists spend their money in Israel? Mastercard has published a comprehensive report that dissected incoming tourist expenditures over the past year and has revealed interesting and sometimes surprising revelations. For example, Dutch tourists put out about 10 percent of their spending here on bicycle rentals. The data also shows that November is the most visited month to the country, contrary to popular belief. Chen Tamir, the public sector lead for Mastercard in Israel, told reporter Arieh O'Sullivan that over half the visitors to Israel come from Europe and a third from the United States. (photo: Nati Shohat/flash90)See omnystudio.com/listener for privacy information.

Igniting Hope Ministries
Attaching Faith to Financial Expenditures

Igniting Hope Ministries

Play Episode Listen Later Apr 14, 2023 26:33


One of the biggest emotional challenges people face concerns their finances (especially unplanned financial expenses). In this practical, positive, wisdom-filled, and faith-filled message, Steve Backlund releases a key to overcome being tossed to and fro by unexpected financial expenses. 

The Howie Carr Radio Network
HARMEET DHILLON on Lavish Expenditures and Winning with Mail-Ins - 1.11.22 - Howie Carr Show Hour 2

The Howie Carr Radio Network

Play Episode Listen Later Jan 11, 2023 40:52


Howie welcomes RNC Chair candidate Harmeet Dhillon to the show to discuss her plan for the future of the Republican Party. Between losing races and lavish spending, the GOP needs a good ol' fashioned guttiing, and Dhillon is the woman to do it. Howie and Harmeet talk winning the mail-in ballot wars and draining the swamp. Dhillon is close to having the necessary votes, but with a public ballot and fear of retribution, it'll be a game-time race.

Creating Wealth Real Estate Investing with Jason Hartman
1915: Suburban Renters Increase, Apartment List Survey, Personal Consumption Expenditures, Empowered Investor LIVE

Creating Wealth Real Estate Investing with Jason Hartman

Play Episode Listen Later Oct 31, 2022 40:33


Welcome to today's episode where Jason is joined by his faithful companion Coco, as he steers clear of the ‘thought police,' talking about the Apartment List Survey happening during the nation's midterm ‘erection' and how the housing market has become a political issue for most Americans! Jason also talks about the CPI, which he calls the ‘CP LIE' vis a vis the PCE or the Personal Consumption Expenditures. Moreover, a shocking, tectonic shift in the renter market has taken place, something he predicted back in March of 2022!  He is then interviewed by James Schlimmer and John Bowens of the Building Equity Podcast where Jason talks about the current state of the economy and the housing market and how it stacks up to other commodities by using his Hartman Comparison Index. And you can also buy your tickets NOW to the Empowered Investor LIVE event this January 27-29 happening at a beautiful resort in Scottsdale, Arizona! Early bird rates are going fast. You can also get HUGE discounts on this and all of Jason's events when you become an Empowered Investor Pro member. Just go to EmpoweredInvestor.com. Once a member you can also join their MONTHLY Zoom meeting happening every first Tuesday of the month. So sign up and be part of a community of like-minded investors when you become an Empowered Investor Pro member! Key Takeaways: 0:00 Welcome to Episode 1915! Check out that beautiful animal behind Jason! 1:48 The Erection: Avoiding the ‘Thought Police' 2:33 Apartment List Survey: Rising Housing Costs A More Salient Political Issue for Renters 9:31 Institutional Investors are still a drop in the bucket 11:40 The standard measure of inflation: The CP Lie 13:07 PCE- Personal Consumption Expenditures 15:55 Renters' gradual shift toward suburban and rural areas-Just as Jason predicted back in March 2022 18:00 Empowered Investor Pro Community Monthly Zoom Meeting and the LIVE event in Scottsdale, Arizona Jason Interviewed by James Schlimmer and John Bowens, Building Equity Podcast 19:39 The current state of the US housing market 20:42 Historically, housing inventory is very, very low and cheap mortgages are not helping 22:48 Mistakes new investors make 26:06 What is your measuring stick? 26:43 Tale of 3 markets; sampling Memphis, Indianapolis & Los Angeles 29:03 A skewed housing market data 30:33 The Hartman Comparison Index 31:03 Median home price versus the price of gold 33:20 Median home price versus the price of oil 35:12 Rice and the S&P 36:15 Coaching session with Jason and the Empowered Investor LIVE event in Scottsdale, Arizona 37:25 After a catastrophe like a hurricane, there is MORE demand for housing Featured: https://www.investopedia.com/terms/p/pce.asp   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com