POPULARITY
Louis Thannberger est le numéro 1 mondial des IPO (Initial Public Offering). Au cours de sa carrière, il a introduit en bourse plus de 450 entreprises sur le marché boursier. Aujourd'hui, il nous parle de son dernier succès : l'IPO de STIF, quelles sont les perspectives en 2024 et pourquoi il y a eu très peu d'IPO en 2023 en France. ► Linkedin - https://www.linkedin.com/in/louis-thannberger-198575b8/ Tu peux nous suivre sur : ► Instagram : https://www.instagram.com/finfluencem... ► Tiktok : https://www.tiktok.com/@finfluencemedia ► Joe (Boursogram) : https://www.youtube.com/@boursogram Plan de la vidéo : 00:00 : Introduction 00:58 : Présentation 01:36 : IPO de STIF 05:50 : Pourquoi il y a eu moins d'IPO en 2023 ? 14:41 : Les étapes de l'accompagnement de STIF 16:36 : Ce que l'AMF pourrait mieux faire 17:35 : Présentation de STIF 21:40 : Pourquoi les IPO s'effondrent généralement après leur introduction ? 24:49 : Les perspectives de STIF en bourse dans les prochaines années 26:25 : Perspective 2024 des IPO 29:42 : Le groupe Morlot 30:39 : Le groupe Promy 33:12 : Les risques des medias qui communiquent sur les IPO 36:00 : Comment analyser une IPO en tant que particulier ? 38:30 : Les leçons à retenir Donne ton avis en commentaire ! ▬▬ ⚠️ Avertissement : Investir comporte des risques de perte en capital.
Louis Thannberger est le numéro 1 mondial des IPO (Initial Public Offering). Au cours de sa carrière, il a introduit en bourse plus de 450 entreprises sur le marché boursier. Aujourd'hui, il nous révèle les secrets de son succès, comment se préparer à une IPO du point de vue du chef d'entreprise et du particulier, et surtout, le conflit caché entre les banques et les conseillers en IPO. ► Linkedin - https://www.linkedin.com/in/louis-thannberger-198575b8/ Tu peux nous suivre sur : ► Instagram : https://www.instagram.com/finfluencem... ► Tiktok : https://www.tiktok.com/@finfluencemedia ► Joe (Boursogram) : https://www.instagram.com/boursogram/ Plan de l'audio : 00:00 : Intro 01:05 : Début 01:33 : Présentations 03:17 : Le parcours de Louis Thannberger 06:36 : Pourquoi les banques n'aiment pas les IPO ? 09:52 : Qu'est-ce qu'une IPO ? 17:35 : Quels sont les avantages cachés des IPO ? 20:32 : Les inconvénients d'une IPO 22:28 : Les règles derrière les IPO 24:35 : Comment réussir une IPO ? 25:58 : Comment fonctionne la valorisation des parts ? 31:48 : Les IPO et les banques, est-ce une arnaque ? 33:15 : Comment les banques sont-elles rémunérées ? 37:03 : Les IPO pour les investisseurs particuliers 40:38 : La spécialité de Louis Thannberger 43:52 : Des statistiques intéressantes 47:55 : Quelles sont les raisons d'une IPO échouée ? 50:56 : Les IPO d'aujourd'hui et d'hier 53:46 : Les IPO du futur 57:19 : Conseils pour chefs d'entreprises et particulier 59:48 : Ressources à partager 1:00:06 : Où retrouver Louis Thannberger ? Donne ton avis en commentaire ! ▬▬ ⚠ Avertissement : Investir comporte des risques de perte en capital.
Bu bölümde, halka arz ve BİST'te şahit olduğumuz arz çılgınlığından bahsediyorum. Halka arzın ne olduğuna, nasıl katılabileceğinize ve bundan, olağanüstü riskli olsa da fayda elde etme yollarına "eğitim amacıyla" değiniyorum.
LA EMPRESA:Por primera vez en la historia de la República Dominicana una empresa se abre a colocar parte de sus acciones en oferta pública, algo que marca un hito gigantesco en la madurez de la economía del país. La valiente empresa en cuestión es César Iglesias, empresa 100% dominicana, líder en el sector de consumo masivo con más de 100 años de trayectoria y un legado del que ahora todos los dominicanos podremos ser parte.Acompáñanos a conocer la historia, crecimiento y visión a futuro de César Iglesias en esta serie especial por motivo del primer IPO (Initial Public Offering) de RD. Sumérgete con nosotros en todos los detalles de LA EMPRESA para entender a profundidad todo lo que la hace una de las empresas mas emblemáticas de nuestro país.Recuerda que puedes ver más detalle de la empresa antes de invertir en: https://cesariglesias.com/accionistas/https://simv.gob.do/
Serba Serbi IPO (Initial Public Offering)
After an initial set-back to its IPO (Initial Public Offering) launch in 2021, fintech company PayTM has finally achieved operating profitability of Rs 31 crore, the company said in its Q3 results posted last Friday. While this doesn't mean that the company overall is in profit, it does mean that its day-to-day operations are becoming profitable, a healthy sign.
Hai, Sobat Cuan.. Pernah ga mendengar kebijakan lock up saham IPO (Initial Public Offering)? Dalam istilah pasar modal, lock up saham berarti pemegang saham tidak dapat menjual sahamnya untuk jangka waktu tertentu.Lantas, apakah kebijakan ini menguntungkan unutk investor ritel atau tidak? dan berapa lama masa lock up sahamnya? serta bagaimana strateginya ketika periode lock up sahamnya berakhir? Berikut ini adalah obrolan medetail mengenai informasi lock up saham, jadi langsung aja dengerin podcastnya Cuap Cuap Cuan di segmen PAHAM (Pantauan Saham) bersama Maria Katarina dan Tri Putra Wijaya selaku Tim Riset CNBC Indonesia. Enjoy!! Sobat Cuan, jangan lupa ya untuk follow IG @cuap_cuan, dan juga subscribe youtube channel Cuap Cuap Cuan, kemudian di like, comment dan share ya. Salam cuan!
Hosts Gianna Whitver and Maria Velasquez sit down with Christopher Mitchell from Google's Chronicle Security and discuss how he went from working at a series of startups to working at one of the largest corporations in the world. Christopher shares stories on his work experience through many company acquisitions and shares what it's like to go from 160 to 160,000 employees. He dives into how he has found success working on marketing teams and what has led to healthy work environments and relationships. Christopher also shares what has made his teams run efficiently and how he has found success in launching unique cybersecurity marketing events. Timecoded Guide: [01:46] Adjusting through acquisitions and onboarding at Google [11:17] Days at Simplify and Soc Stock—cybersecurity marketing Woodstock [19:26] Goals at Simplify—more than lead generation [20:32] Key signs of business acquisition and founder aspirations [28:32] Digital marketing strategy at Google and pros/cons What it's like adjusting through acquisitions from 2,000 to 30,000 Employees Christopher details his journey in cybersecurity marketing, moving from different types of startups, small companies, large companies, and everything in between. During this time, Christopher worked for companies during IPOs and eventually transitioned to Google. He describes what it was like to start at Google's security business unit and details the breadth and depth of the onboarding process at the company. During this time, his marketing team tripled and Christopher talks about the adjustment period that followed. “It's been awesome. I joined when we were 80-ish people. And so through the pandemic, we doubled in size, we 10x our revenue over that span, the marketing team tripled in size—we went from five to 15. So it was awesome to be part of that growth. And it's awesome now seeing all of us thrive at Chronicle and at Google as well. We're still high functioning, we're still kicking butt and taking names.” What it's like working on a marketing dream team Working at Simplify, Christopher picked up early examples of excellent operation and teamwork within a marketing unit. Christopher discusses the culture of the Simplify marketing team while working there and highlights what made it run smoothly. He emphasizes his team's goals and how they consisted of much more than just high-level lead generation. Christopher also explains how to make yourself available as a resource to your co-workers and why doing so is important in a team. He emphasizes how team culture is integral to success and then dives into his experience with launching a cybersecurity marketing conference. Christopher also explains to Gianna and Maria what “Soc Stock” is and how it became a major success. “That's actually one of the biggest words of advice I can have is always help your co-workers as much as possible—even if they're co-workers you don't like. Just help them.” How to see tell-tale signs of acquisition and set companies apart Christopher shares some key things that he has noticed when a company is on the path towards acquisition. He highlights product universality and accessibility while diving into what sets companies apart in the cybersecurity space. Christopher also mentions his aspirations in the SaaS space and some possible business plans that he has for the future. Gianna and Maria stress how not everyone gets to say that they are a part of a smooth process between sales and marketing but Christopher shares his experience with the dynamic. He explains what it's like to have a healthy dynamic between sales and marketing departments—and what has made him excited to go into work every day. Christopher also talks about being a part of a mature and sophisticated team and what it's like to be responsible for MQL pipeline and revenue targets. “We did have an extremely positive relationship with sales, maybe the only positive relationship with sales I've ever experienced in my life. But it was awesome . . . It is so nice.” Google Adwords, digital marketing strategy, and the pros/cons of working at a large enterprise Chris talks on digital marketing strategy at Google and goes into a few pros and cons of working at a large enterprise like Google. He hashes out the big working differences between working on projects at a small company and working at Google. Moving from startups to Google is no small adjustment and Christopher dives more into his adjustment period moving from smaller and mid-size companies to one of the largest in the world. He also relays the importance of marketing teams in building a strong community throughout big changes. “It's just a completely different world. I think if I was joining this company without my Simplify peers, I think I would have struggled even more than I did.” ---------- Definitions: MQL Pipeline: MQL stands for ‘marketing qualified lead.' This is the term that marketers use for prospects interacting with brand content. ‘MQL Pipeline' is the process in which marketers mover prospects through the marketing funnel, exposing them to the brand and turning them into possible customers. CMO: ‘Chief Marketing Officer'—the chief executive responsible for marketing in an organization. IPO: ‘Initial Public Offering'—The public launch of a private company onto the stock market. _________ Links: Spend some time with Christopher on LinkedIn. Check out Chronicle Security on LinkedIn. Learn more about Google's Chronicle Security on their website. Follow Gianna on LinkedIn. Catch up with Maria on LinkedIn. Join the Cybersecurity Marketing Society on our website, and keep up with us on Twitter.
Fallon Painter es la CEO de Mediatree, empresa que acompaña a las grandes corporaciones en sus procesos de IPO (Initial Public Offering) gestionando la logística de los road shows y apoyando en el proceso de comunicación a inversores. Su empresa tiene una consciencia medio ambiental muy afianzada, y por ello lleva ya tiempo descarbonizando estos eventos, lo cual cogió a su empresa ya bastante avanzada en la digitalización de sus servicios cuando el COVID impactó a los mercados de capitales. Pero Fallon no siempre fue CEO y su camino a este rol no es el tradicional, ya que inició su carrera como PA (Personal Assitant) del Fundador y CEO de la consultora Daemon Quest, así que nos dará su perspectiva de cómo se ve la cima cuando empezaste abajo. Créditos Musicales: Jahzzar https://freemusicarchive.org/music/Jahzzar
Today's guest on the Fortune Teller Podcast is Jay Fraser, Head of Strategy for BSTX. The goal of BSTX, a regulated exchange, is to make a way for a public exchange that is less tangled and with less resistance. BSTX is powered by tZERO technology and is jointly owned by BOX Digital Markets and tZERO. At the moment, the way to take a company public is complex and the benefits for small businesses does not always surpass the expenses that are involved with taking the business public. While the technological advancements have brought a lot of progression, it has overlooked the chance to improve on the process. Current technology companies are still following the procedures to go public in a near congruent method that the old rail and industrial companies have used for decades, which is a complicated and ineffective process. BSTX will use blockchain for making an easy exchange with price discovery to potentially encourage more firms to go public, allowing them to reach new investors. In return, investors profit in gaining admittance to previously closely held assets. A regulated exchange, like BSTX, allows for the future to better the current incumbent options and permit the offering of price discovery, corporate governance and investor protection, and a simpler path to an IPO. A securities exchange is open to all individuals and not limited to merely accredited and institutional investors. This provides issuers exposure to a larger number and a more diverse amount of investors. BSTX will operate as a facility of BOX Exchange LLC, a national securities exchange that is registered with the Securities Exchange Commission. BSTX shall be a fully automated, price/time priority execution system for the trading of select equity securities, such as exchange traded products (“ETPs”). The current system for companies to take their firms public, like via IPO (Initial Public Offering) is way too complicated to navigate and often too expensive for the average small to medium business owner to use. The entire process does not lend itself to smaller firms seeking investors. BSTX will make a way for them to publicly list their shares that is less complicate and with less resistance. Securities traded on BSTX will usually be obligatory in being registered with the SEC under both Section 12 of the Exchange Act and Section 6 of the Securities Act of 1933. To become a BSTX Participant, the applicant will complete a BSTX Participant Application to be approved by BOX Exchange. Upon approval, the participant will start the onboarding process with the technical team. For more: https://bstx.com/ https://twitter.com/bstxllc https://www.linkedin.com/company/bstx-llc/ -- The Fortune Teller podcast is a discussion between industry leaders in blockchain and financial technologies. The podcast focuses on the development of blockchain-based financial services and outlines the current state of the industry and future predictions for the adoption of decentralized finance. Go to www.teller.finance/
Ini adalah cerita saya soal IPO - Initial Public Offering. IPO adalah sebuah cara untuk mendapatkan pendanaan (untuk perusahaan kita), tetapi dia dapat juga dijadikan sebuah mekanisme untuk exit (keluar) bagi pendirinya.
Have you heard about privately-held companies being strong enough to be listed on a public stock exchange? That's called doing an IPO, an Initial Public Offering, or “going public.” Well, the whole staging of a company like that is fascinating. Join Kevin as he walks through this amazing world that can build real wealth for the ordinary person—and how Jesus did that for us even more so at the Cross! // Download this episode's Application & Action questions and PDF transcript at whitestone.org.
In this episode of Money Tales, our guest is Janet Gregory. Janet is a successful Silicon Valley tech maven and the breadwinner of her family. She was an early employee at a start-up in the late 90s and wasn't sure if the business plan would take off. Much to her delight—it did—the company IPO'd and the stock price went through the roof … and then the dot-com bubble burst followed. As the stock went from its highest highs to its lowest lows, Janet and her husband watched their funds dwindle. Their nest egg was now, jokingly, only enough to buy a latte at Starbucks. This expensive lesson made Janet and her husband realize that they needed a trusted financial advisor to help them make better decisions and get out of the “buy and ignore” mindset they were in. Today, Janet is mostly out of the paid work world, but still does some select workshop facilitation, speaking engagements and consulting. She ran the sales practice for KickStart Alliance for more than 15 years, providing strategy in business development and sales planning for clients expanding existing markets or entering new ones. Janet has over 25 years of corporate experience in Silicon Valley, including two successful start-ups. ShoreTel (now Mitel) where Janet was part of a turnaround executive team that helped the company achieve profitability, rise from anonymity to top 10 market share. As Vice President of Sales, Janet positioned ShoreTel for a successful IPO (Initial Public Offering) and rise to #3 in the US market. Latitude Communication (now Cisco Systems), Janet was part of the founding executive team. As Vice President of Sales, Janet took Latitude Communications from zero revenue to profitability and a successful IPO. Octel Communications (now Alcatel / Lucent), Janet held multiple management roles in business development, sales, marketing and customer service. ROLM/IBM (now Siemens), Janet held multiple positions in sales and product marketing, rising from individual contributor to manager, and attending IBM management training. Janet is co-founder and principal of Kickstart Alliance (www.kickstartall.com/), a consulting firm dedicated to connecting clients with customers. Author: “Built for Global: Navigating International Business and Entering New Markets” (2017), “Hanna's Story: Perseverance and Love Escaping Nazi Germany and Homesteading Wyoming” (2018), “Eat Happily” (2018), and “Age of Freedom: Women at the Crossroads of Career and Change” (2021). Learn more about Money Tale$ > Subscribe to the podcast Recent episodes See all episodes > Form CRS Form ADV Terms of Use Privacy Rights and Policies
In this episode of Money Tales, our guest is Janet Gregory. Janet is a successful Silicon Valley tech maven and the breadwinner of her family. She was an early employee at a start-up in the late 90s and wasn't sure if the business plan would take off. Much to her delight—it did—the company IPO'd and the stock price went through the roof … and then the dot-com bubble burst followed. As the stock went from its highest highs to its lowest lows, Janet and her husband watched their funds dwindle. Their nest egg was now, jokingly, only enough to buy a latte at Starbucks. This expensive lesson made Janet and her husband realize that they needed a trusted financial advisor to help them make better decisions and get out of the “buy and ignore” mindset they were in. Today, Janet is mostly out of the paid work world, but still does some select workshop facilitation, speaking engagements and consulting. She ran the sales practice for KickStart Alliance for more than 15 years, providing strategy in business development and sales planning for clients expanding existing markets or entering new ones. Janet has over 25 years of corporate experience in Silicon Valley, including two successful start-ups. ShoreTel (now Mitel) where Janet was part of a turnaround executive team that helped the company achieve profitability, rise from anonymity to top 10 market share. As Vice President of Sales, Janet positioned ShoreTel for a successful IPO (Initial Public Offering) and rise to #3 in the US market. Latitude Communication (now Cisco Systems), Janet was part of the founding executive team. As Vice President of Sales, Janet took Latitude Communications from zero revenue to profitability and a successful IPO. Octel Communications (now Alcatel / Lucent), Janet held multiple management roles in business development, sales, marketing and customer service. ROLM/IBM (now Siemens), Janet held multiple positions in sales and product marketing, rising from individual contributor to manager, and attending IBM management training. Janet is co-founder and principal of Kickstart Alliance (www.kickstartall.com/), a consulting firm dedicated to connecting clients with customers. Author: “Built for Global: Navigating International Business and Entering New Markets” (2017), “Hanna's Story: Perseverance and Love Escaping Nazi Germany and Homesteading Wyoming” (2018), “Eat Happily” (2018), and “Age of Freedom: Women at the Crossroads of Career and Change” (2021). See all episodes >
In this episode Joanna and I talk about the three major methods that companies go public. We cover the IPO (Initial Public Offering), SPAC (Special Purpose Acquisition Company), and Direct Listing (DPO, Direct Public Offering). Please excuse some of the background noises in the audio and also my allergies. Any corrections or further information can be viewed here: https://docs.google.com/document/d/1vEVfY7AABmffxDdkk2ifClY8PFuohfisQSHj8uidz5g/edit?usp=sharing Tweet me! @kerrikozol For more information on the show or for inquires, please visit: www.unpackfinance.com Please read our disclaimer here: https://docs.google.com/document/d/1DnT_H4wlaobbh0Cm58GkS4PR5AtuUMYH89gxg_xBuIU/edit?usp=sharing --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/unpackfinance/message
Welcome to the Danso Pitch Podcast. In Episode 40, we are joined by the hosts of the Danso Pitch Charles and Daniel, as these gentlemen discuss the different ways to invest in the stock market by going over terminology and thus understanding how to track different companies' performance. One of the key discussions involved in this week's episode is the discussion around the three things to look for when elevating a company, along with what to look for in a dividend stock. Furthermore, Charles and Daniel also give the audience tuning in an in-depth knowledge of the right brokerage to invest your money into, in the market by giving pros and cons and some real-world examples. The guy's also breakdown the difference between Crypto Tokens vs. Coins and how to differentiate the two based on their uses in the market. These topics and many others are discussed in this week's episode. Interested in being a guest on our show? Email: info@dansosolutions.com Breakdown of Episode 40:Terms to know (15 minutes)- Why should you know these terms? If you are investing in the stock market or any market, it is important to understand the glossary of the game- Breakdown of Key terms - ETF (Exchange Traded Fund) vs Mutual Fund vs Hedge Fund (example) Market research and evaluating a company (10 Minutes)- The key things to look for when evaluating a company- Fundamental analysis vs Technical analysis Crypto Currency (10 minutes)- Coins (alt coins) versus Tokens- Common types of Crypto Currency- Where to buy Crypto Currency The right brokerage (10 minutes)- Listing of the top ones (With some pros & cons)- Types of accounts you can make- The importance of Diversification in your portfolio Key Terms in Episode 40:Stock – is a type of investment that represents an ownership share in a company. Investors buy stocks that they think will go up in value over time. When an investor purchases a company's stock, they are purchasing a small piece of that company , known as a share.IPO (Initial Public Offering) – what happens when a private company becomes a publicly traded company, to raise money.Hedge Funds/Mutual Funds – are two different types of investment accounts that you buy into. They turn around and invest your money into dozens, hundreds and even thousands of stocks.Bull Market – is a stock market condition which means the stocks prices are expected to rise .Bear Market – is one in which investors expect stock prices to fall.Volatility – is how fast a stock moves up and down.Portfolio – A collection of investments owned by an investor.ETF (Exchange traded fund) – a collection of stocks part of the same sector grouped into one stock.Sector – a group of stocks that are in the same business. An example would be the “technology” sector, including companies like Apple and Microsoft.Dividend – this is the portion of a company's earnings that is paid to shareholders the people that own the company's stock on a quarterly (3 months) or annual (yearly basis) Follow us:Ø Instagram - @dansopitchØ Hosts IG handles: charlesincharge__1 (Charles)/ valencio_valentino (Daniel)
Interesting and positive conversation with Jonathan Medved, in this podcast we focus on his tech for good investment vehicle and his support for long term sustainability related startup investments. Jonathan Medved is a serial entrepreneur and according to the Washington Post (Dec 5, 2007) “one of Israel's leading high tech venture capitalists”. September 2008, the NY Times Supplement “Israel at 60” Medved was named one of the “top 10 most influential Americans who have impacted Israel”. In May 22, 2015 Edition of the Jerusalem Post, Medved was named one of the World's “50 most influential Jews”. Medved has been both an entrepreneur and investor: He has been part of the founding teams at several successful Israeli startups, and as a venture and angel investor over the past two decades he invested in almost 250 startup companies, helping to bring 25 of them to values in excess of $100Million. Between 2006-2012, Medved was the co-founder and CEO of Vringo, a leader in the innovation, development and monetization of mobile technologies and intellectual property. Medved led Vringo to a successful completion of its IPO (Initial Public Offering) on the NYSE:AMEX in June, 2010 and it trades today on the NASDAQ under the symbol FH. About OurCrowd: OurCrowd is a global venture investment platform that empowers institutions and individuals to invest and engage in emerging companies. With $1.5 billion of committed funding, and investments in more than 240 portfolio companies and 25 venture funds, OurCrowd offers access to its membership of 80,000 individual accredited and institutional investors, family offices, and venture capital partners from over 195 countries to invest alongside, at the same terms. Rated by PitchBook as the most active venture investor in Israel, OurCrowd portfolio companies have been acquired by some of the most prestigious brands in the world, including Microsoft, Uber, Canon, Oracle, Nike, and Intel. To register visit www.ourcrowd.com.
Here's another Quick Tip from Julian McCormack from Platinum Asset Management.This Quick Tip is in response to a question from a listener who wanted to find out more about investing in an IPO (Initial Public Offering).Portfolio tracker Sharesight tracks your trades, shows your true performance, and saves you time and money at tax time. Get 4 months free at https://www.sharesight.com/au/sharesforbeginnersDisclosure: The links provided are affiliate links. I will be paid a commission if you use these link to make a purchase. You will also usually receive a discount by using these links/coupon codes. I only recommend products and services that I use and trust myself or where I have interviewed and/or met the founders and have assured myself that they're offering something of value. Shares for Beginners is for information and educational purposes only. It isn't financial advice, and you shouldn't buy or sell any investments based on what you've heard here. Any opinion or commentary is the view of the speaker only not Shares for Beginners. This podcast doesn't replace professional advice regarding your personal financial needs, circumstances or current situation. See acast.com/privacy for privacy and opt-out information.
Closet Conversations - Consignment, Reselling and Styling with Jennie Walker
Jennie Walker, owner of JennieGirl's Closet, a styling and resale business and co-owner of Walker/Viden Luxury Conignment in Pasadena, CA gives her opinion on the upcoming Poshmark stock offering.
Bitcoin is on the rise, again, and Blockchain Dame has been on the roller coaster ride for years. As a bitcoin investor and trader, he shares his understanding and stories of all things bitcoin and its path to mainstream usage; along with, how bots are disrupting online shopping.You'll hear and learn words like: Crypto, Blockchain, Pump and Dump, Bots, Sneaker Botting, Stop Loss, Penny Stock, ICO - Initial Coin Offering, IPO - Initial Public Offering, Coin Mining, Miners, Bags, Wallet, Bitcoin ATM, Cooking
ALGUNOS TEMAS A DISCUTIR:Junta de Supervisión Fiscal asigna $1.3 millones para arreglar el caos de las primarias.Una tercera parte de los casos confirmados de COVID-19 en la Isla se registraron en los pasados 14 días.Puerto Rico supera los 10,000 casos confirmados de COVID-19 con 403 nuevos infectados.PPD divulgará resultados preliminares de sus primarias.El FBI arresta al séptimo acusado en el caso de Julia Keleher.La CEE fue advertida sobre traspiés para imprimir a tiempo las papeletas para las primarias.La depresión tropical 11 se convertiría en tormenta mañana, miércoles.Mantener mayoría republicana en el Senado es clave para evitar la estadidad para Puerto Rico y Washington D.C., según senadora.McSally: Senadora Republicana de Arizona usando a Puerto Rico para politiquear. Nos niega representación ante el Congreso.Escuelas en Italia reciben estudiantes el mes que viene, sin embargo, aun necesitan millones de pupitres.AirBnb hará un IPO (Initial Public Offering) en agosto de este año.Tesla aumenta de valor y van a hacer un “split” 5 a 1 a las acciones de la compañía. ----El objetivo principal de este canal es proveerte información práctica para que tomes acción y desarrolles al máximo tu potencial. El Lcdo. Alejandro Herryman provee temas de mejoramiento personal, política, sexo, religión, análisis legal utilizando su experiencia, investigación previa sobre el tema a discutir y trayendo expertos a su programa para profundizar en diversos temas que en su gran mayoría NO te enseñaron en la escuela y que son indispensables para una mejor calidad de vida. Suscríbete a HerrymanTV Podcast a través de Youtube, Facebook, Instagram y en tu plataforma de podcast favorita para recibir contenido a diario. Aprenderás a enfocarte en tus talentos y descubrirás tu PROPÓSITO de vida. #HerrymanTV #Herryman #TV #HerrymanTVPodcast #HTVPodcast
For All Abilities – The Podcast Episode Nine - Davis Graham - Dyslexia - Thriving After Failure In this episode, I interview Davis Graham, Customer Implementation Coordinator at Qure4u. On the podcast, Davis talks about his life with dyslexia. He describes his struggle through school with vulnerability and honesty. He also discusses how he uses technology to minimize the negative effects of dyslexia on his life. To connect with Davis, please follow him on LinkedIn (Davis Graham) or email him at daviswgraham@gmail.com. Go to our website www.forallabilities.com for information on our software that enables employers to support their employees with ADHD, Dyslexia, Learning Differences and Autism. Thanks for listening! Betsy Thanks for listening to For All Abilities today! Share the podcast with your friends, they’ll thank you for it! Get our newsletter and stay up to date! The newsletter link is on our website www.forallabilities.com Follow me Twitter: @betsyfurler Instagram: @forallabilities Facebook: @forallabilites LinkedIn: @BetsyFurler Website: www.forallabilities.com Full Transcription from Otter.ai Betsy Furler 0:05 Welcome to for all abilities the podcast. This is your host, Betsy Furler. The aim of this podcast is to highlight the amazing things people with ADHD, dyslexia, learning differences and autism are doing to improve our world. Have a listen to for all abilities, the podcast and please subscribe on whatever podcast app you're listening to us on. Davis Graham 0:33 Hi, Betsy Furler 0:33 welcome to for all abilities, the podcast. This is your host, Betsy Furler. I'm so excited for you to be here and hear another guest who has gone through your trials and tribulations with severe dyslexia and has landed on a really successful career. My guest today is Davis Graham. So let's take a listen to my interview with him. Davis Graham 0:58 My name is Davis last name is Graham like graham cracker, and I was recently interviewed by Jay bez libretti, who is a writer and contributor for Forbes magazine. So if you want to see the latest article, just type in Google and in Google Davis, Graham comma, Forbes and the article pop up. I work at a medical software company. its eventual venture capital startup is called cure for you with a que and I recently received my masters at Brandeis University in health and medical informatics. I did that. I completed it in 2016. It was an intensive course took it over three years. Prior to that I was in radiology. I started off as a as an administrator and then move Up to the Chief Financial Officer. I was quite the bean counter. We had a 95 employees at the top of the of the size of the company. And we're seeing at the end, we were seeing about 290 patients a day with several different sites. Single physician practice that, yep. Prior to that I was in. Yeah, that was 22 years. Betsy Furler 2:29 Yeah. And talk about different brains, my brain would not be able to do that. Davis Graham 2:35 So prior to that, I was in Washington DC, where I worked for. For seven years I worked for Rhea child's she's passed away as has her husband. He was the senator of Florida and then also the governor of florida and in the he died, actually while he was in office, and then prior to that was school, and so just kind of get back to the beginning. My father was a pediatrician. My mother was a nurse. We had they had two children, my brother and I, and then my sister, rosemary. And then I have two other sisters, Bonnie and Megan. So my brother was born first and then I was born second, then my sister was born. I was born at Fort Benning, and then moved to Bradenton, Florida, which is where I am now. And we moved over to Saudi Arabia. My dad worked for him cool company, and the frustration of my learning surface over there when I was probably six or seven. And it was pretty dramatic. I knew I felt his frustration and and so when we got back To the stapes. They took me to a psychologist at University of Miami. And that's when I was originally diagnosed with dyslexia now, this is 1967. So it it just came out they put me into a school that was, I call it the One Flew Over the Cuckoo's Nest school because the new would line up for pills. The pill line was longer than the lunch line, and they blast them out and there's little, there's little cups like One Flew Over the Cuckoo's like and it was just, it was a crazy time at it. So I, I eventually, my parents didn't like the way that was happening. And they also became a little bit more less reactive with my learning techniques, and so was mainstreamed into private school system. And had remedial you know, reading classes and things along those lines, but I never really did well in school. And so whenever you're dyslexic, and you don't have an outlet, in education, you create other outlets and so, you know, the class clown or social shaping. So I was quite the ham, the class clown or the hambone. And But anyways, I worked through there in Miami, and then we moved back to Bradenton and I went to several different schools got kicked out of one for stealing and, and transferred to another one and the headmaster, this the seventh grade, said, Does he have dyslexia and was the first time my parents ran into the fact that some other educator actually knew about dyslexia, and I think went to high school. Got my pilot's license in high school, which was really interesting. And I then went to apply first of all took the LSAT score test scored 650 on the essay t as a total. Some teacher told me it's not true but that she gets 300 points just for signing. But it was pretty low score and then I took on the LSAT untimed and got an 800 and then and that was it. I applied to several universities and Betsy Furler 6:38 I want to interrupt you real quick, just to ask about that. Did you were you given the option of taking the sat? Was someone reading it to you or did you read all the questions? Davis Graham 6:49 Yes, I did. And that a little bit of the side that that a lot of people don't talk about but the counselor, the guidance counselor who have been Came good friends with later on. He said, I don't know why you're doing this. You're never gonna make it through school. Betsy Furler 7:08 Wow, that's terrible. Yeah. Okay. So you went so Davis Graham 7:15 incredible. Betsy Furler 7:17 You ended up going on to school even perseverance? Davis Graham 7:23 Well, I you know, I'll talk about that. But I got I got my pilot's license I got accepted into three schools, one was Embry riddle, which had a medical engineering with and then I got into University of Montana. And that was in I think, kuleana are up there in and then also got into Westminster. And so, I, I, I, I went with Westminster because it was a liberal arts I didn't want to put myself into the aeronautical engineering, or you know, some side of that that kind of pigeon holed me. So I went with Westminster College and Fulton, Missouri, I met Hank oranger, who's now retired, excellent LD director. And we started out I was introduced to books on tape through Rfb D, which is what it was called back then now it's called reading ally, and or learn Learning Ally. And then and I, for the first time, you know, I started feeling a little bit of the freedom of technology. I had my books Betsy Furler 8:44 that you went that long without having any audio books now. Davis Graham 8:51 Yeah. I mean, so I'm probably on the edge of discovery on that side. But today You know, is completely different, and I'll get to that. But I do want to state at the beginning that any I had anybody that has a child with dyslexia. Number one, they're living in a technical dream world come true. And, and that our education system is based off for reading and writing, not off of how well a person consumes tech information and is able to express the information they've consumed. So, so anyway, so I was at Westminster. I had a 2.5 I, I cheated a lot in high school, but college, that was my own deal. And one time I cheated. The professor caught me. I told her, you know, I'll never do that again. And I never did. Betsy Furler 9:53 And when you think about we're so hard on kids for cheating, but I'm sure you felt like it was your own. Davis Graham 10:01 Yeah, it's it's one of the only options and there's a and there's a problem even, even once you stop cheating, there's a pseudo competence, which is a false idea of being competent. And you know it. And I and that's, you know, from watching TV or giving an article to somebody and saying, you got to read this article. It's a great article, and all you read was The headline, you know, in duping and so that that's kind of the foundation that really chips away at the dyslexic and so what I have a son that's dyslexic, and I started having him hook up with Bookshare. And the Voice Dream Reader is what we use. And he he has read every Nancy Drew. He's now into john, the attorney that Gus Oh yeah, I think of it in a minute but It's, I mean, it reads you know, so there's nobody in that has dyslexia and I'm severely dyslexic, I was again diagnosed. Before I went into Brandeis University up in Waltham, to be able to get my accommodations and I am in the I'm supposed to say I'm in the top, I'm in the top 1% reading with, which is not good reading with my eyes. But I'm in the 98 percentile when reading with text to speech with comprehension and the ability to, you know, produce knowledge from it from what I listened Betsy Furler 11:40 to. What a difference that makes. Davis Graham 11:44 It's huge in in so there's an I read approximately 25 books a year. But anyway, so that's a little bit down rabbit. So I went to Westminster from Westminster. I felt like they were holding me back A 2.5 I transferred to the University of the South at Swanee, Tennessee. Betsy Furler 12:06 I kind of grew up there. My dad got his doctorate. audiences. My dad was an Episcopal minister and yes, worked on his doctorate in summer in the summer. And so for many, many years, every summer, our family, went back to class and then moved back to Houston. And then yeah, I attended there to me, which is the reason I didn't go there because I didn't want to get someplace with my sister. Davis Graham 12:38 So that's where my mistakes from is Roy Benton Davis was one of the was was a chemistry professor there that my dad became a mentor for my dad. And so that's where I got my first name. He died in 56. Betsy Furler 12:56 That's incredible. What a world. So what am I What a small world suwannee I want to go on with your story now. Davis Graham 13:03 So at Swanee, I want to tell you something about any any, any person that has dyslexia has this unbelievable thirst to learn. I mean, we we just taken things, you know, orthogonal thinkers, which means and, you know, we connect multiple sources to one another and, and I want to tell you, I remember we're walking through the DuPont library. And I'm thinking one day, I'd love to read every single book in this in this library, but but you can't. And so, at Swanee, I didn't have the found the the support, tech and technical support like I did at Westminster, where Hank, you know, really arranged for note takers he arranged for test givers. He arranged my books to be read if they weren't on our fbd. And so it was a little bit of a struggle. And I actually, but I, I took tutoring, you know, for this and the, the Spanish teacher was so nice. But the tutor was like, What high school did you go to? How did you ever make it to college? I mean, those are things that that you hear, yeah, that that you keep in the, in the you put that that is the biggest voice and so if you know, the voice of truth by Mark hall with casting crowns, you know, it's, it's you feel this failure, they're constantly will the Voice of Truth is one voice but the voice you hear most of the time is is the false voice and that's one constantly tapping on your shoulder that you're a failure. And, and I remember I i Dr. Clarkson there who was the English teacher, awesome guy. He said Davis He brought me into his office. He said Davis you know this point but this paper is an F he says once you know is not on this paper and then I had a professor there that that taught me that you know you can record your I want you to record your paper for me he was an awesome I think was Dr. Richardson he was religion and he said everybody write down the books and then I don't want to see another pencil raised in this classroom for the rest of the semester and I was like oh my gosh I'm because he can't keep up with notes you don't know words you don't know how to spell words you get lost. I mean it's it's the worst experience you feel like you're you're in an industry that is so technical and you're not given any tools and you're just you are completely lost. Betsy Furler 15:49 And I bet then you're all your energy is then going to trying to write it trying to read it. What I did ness and not on your strength Davis Graham 15:58 I recorded Every I recorded classes and I would go back and verbatim transcribe what I listened to. Wow. And I'm telling you I put in a lot of time studying it Swanee and it created a a, a study at edik. That wasn't is not efficient, but right but, but I was doing everything I could but but I, I could feel the grade slipping. And this is the first time I ever had to deal with suicide. It's hard to talk about Betsy Furler 16:44 I can imagine I know that. I bet. Thank you for mentioning it because I think my listeners need to know the ramifications of all of this. Davis Graham 16:57 I wanted to I wanted to catch up on Studies and so, so I took two weeks off. And the first one the spring break came. So it took two weeks. I took the first week and i i geared it towards studying and I just knew I was never going to make it up. And I started thinking about hanging myself in the house that my friend loaned me for the spring break. And, and I you know, the other side of it is is a the psychologist who tested me for Brandeis University. She goes, how come you never white? What stops you? And I said, you know, that's a great question. Nobody's ever asked me that question. I said that what stopped me was the love my parents had for me, and acceptance that they had. And I realized that you know what, I wasn't going to go to home to shame. The only same I would have would be at the school. But but Betsy Furler 18:04 but parents loved you and right when accepting no matter what, right? Davis Graham 18:10 And they said, Davis, you just do your hardest and as long as you've done your hardest, you will never be disappointed. And so I knew it would create more questions then then create solutions. And so, so I, I, I just pushed through and I remember I got in a car with a Rhodes Scholar to get a ride to Westminster, which is where I was headed for spring break, you know for the second week and to for dyslexic to ride in a in a car with a Rhodes Scholar from Swanee to to Jefferson City, Missouri. I went he he didn't want it. He had like some Oldsmobile that he loved. And he kept kind of falling asleep at the wheel and I was like, Don't You want me to drive? And it you know, so I got to Jeff. So I went from trying, thinking about taking my life to try to save my life in this Oldsmobile. And I got up to Jeff city in God's providence. His sister lived in Jeff City, Missouri, and his, his sister's husband was a psychologist. And I remember with suicide, what you do is you put a little stone in your pocket natcher out. And so if you ever start feeling the failure, you know, you can drink you can drug you can do all that to numb the pain, but the ultimate is to just take your life. And, and so, and you feel it. It's like waves of emotions. And so, I I remember, Johnny Carson was on and and I got down and here comes the guy the house. We just finished dinner. And he goes, Hey, how did he end up at Westminster? And I said, Well, he goes, Do you know anybody that goes there? And I said, No. And he says, Well, I had and I said, I'm dyslexic. And I had to, I had to find a school that had a learning disability program. And he said, I'm dyslexic. He says, Son, you got a long, hard road to hoe. But you'll make it. Wow. Yeah. I mean, Betsy Furler 20:28 God sends the right people exactly at the right time. Davis Graham 20:32 Right. And so so I, so I got back to Swanee. I transferred to USF I couldn't, which is University, South Florida. My folks were moving out of the country. I wanted to be closer to my brother Plus, I could feel the shark of failure, you know, circling around me at school. And so I tried to transfer into USF University, South Florida here in Tampa and they said they wrote me a letter and they said, you can't you You that they sent to my parents. And so my parents came home, my mom says we need to talk. And so she sat me down. I remember exactly where we were. She handed me two letters, one from the University of the South. That said, You're academically suspended and he can't come. And she handed me the other letter that said, you can't get in. Because you are. You are your grade point was too low. And so I was like, so I said, Well, I will. I'll, they gave me the opportunity to petition my way and of which I did. And when I and they accepted me, and then a year and a half later, I, I was academically suspended from USF. And they put me in the special services for the handicapped program, which is, you know, like any disability, you are standardized You know and and so it's it melts down the the attention that I think you need and I want to make you make you aware of one point that my mom didn't Hand me those two letters. Actually that came on my when I failed out of academically was suspended from USF. She handed me that letter as well as the Swanee letter. The the letter that I received, I did not know about the failure. So she so what so let me just step back. So when I transferred to USF, they said you need to petition to get in we're not accepting you on the credentials that you that you produced. Would you be willing to if you want to appeal the denial of acceptance, then please do so. And I did. I did. I went and I presented it and auditorily In front of a panel of professors, they let me in, and a year and a half later I failed out and that's when my mom handed me the two the two letters of academic suspension so so I so so now you're in my I'm a lead is I'm a second semester junior and I receive my academic suspension from USF and and I took two years off and I worked for a nightclub organization and I was pushed up to regional trainer so I was traveling around the country because they did an IPO Initial Public Offering made a lot of cash and but the night club life is is terrible. And, and so I said, You know what, I don't want to do this rest of my life, and I couldn't get a job, you know, at any place that I wanted to. So I thought okay, I'm gonna Go back to school. So I reapplied to USF after my academic suspension was over. So I, so I, I then went to USF I applied, I showed up, the Dean of social behavior services came up to me says, Davis, what are you doing here? And I said, I'm going back to schooling goes, What are you going to major and I said, I'm going to major in psychology and he goes, you should change your major, you're not going to make it unless you can make a be average. And I said, if that's what I need to make, that's what I'm going to make. And so they put me in touch with Chris Martin, who was in charge of sheet of special services for the handicapped, she knew nothing. And then she said, Davis, I don't know anything about dyslexia. You got to tell me everything you can. I did. I took the help. I took note takers, books on tape, read, you know, the the classes, the exams were done outside the classroom, and I graduated with a with a three point I am not a 3.1 not a 3.05 a 3.0. And, and then I graduated with a BA in psychology from USF. Wow. That was that was a long road Long, long route. And I made it and I went to you went to got a job with Rhea child's up in Washington DC I ran the Florida house for seven years. The first thing I did is called our fbd. And I said I want to thank you all so much. And you know, those reception is picking up the phone because I don't know what you're talking. But that's just how I felt. But the first the last 10 minutes of this I want to talk about I want to talk about about technology today. Yeah. So I did the first time I ever found so I told you I was the CFO of Radiology center and they kept giving me contracts, six figure seven figure contracts that I was signing, and I needed to read them and I thought there's got to be something online and so I wrote in text reading software up jumped a program called read please which is still available for Windows but free download. And I was like it's a OCR the contract in and I read them and I would send them back to the manufacturer with footnotes you know as to and I say read them. People say oh, you really were you reading that? I said, Well, actually I was listening to them but I call it consuming the printed word and so yeah, and and I can do it at a high rate contracts I'm right around 650 to 700 words a minute. And and because you're looking for something that's not in there, or something that's in there like a word may you don't want that in a contract, you know, right and right and so so that started my ability to read and then I did a a article for talking books. And Pat Schubert who is actually like 100 blocks by 100 feet from me. She doesn't work there anymore. From the The library she said would you do an article and and I said sure. And she she then said you should become a member of Bookshare and this is 2007 and I'm married. I have my beautiful wife Trish and our we have four kids now. And and I said what's book Sharon? She said it's an online library for or digital library for the print disabled. And then book started company. So I became a member USF they found my that I was looking I needed proof of disability. I talked, picked up the phone of special services. He goes, Oh, I know you Davis. I got your file right here. It's been 20 years by the way. And he says I've got your file, I'll sign them and i sin and I started reading and as I stated earlier, I read about 25 books a year, and Ron Chernow, some of my is one of my favorite authors. Well, I started to tutoring kids how to use this technology with Bookshare. I use Voice Dream Reader, or you can use the TTS on any Apple device across all platforms. And you can read anything today or consume anything today more efficiently than a normal reader. Betsy Furler 28:17 Yeah, and so amazing. Davis Graham 28:19 Absolutely amazing. And so that then allowed me to when I was offered the, to go to graduate school for masters. I was like, Am I going to walk the talk of these kids that I'm telling they can make it in college? And so I, I, it's scary. And so I, it's, you're reading 350 to 500 pages a week. And so, but I said, Yes, I got re credentialed. So I had to take all the battery of psychology tests and Brenda mcalary who was the psychologist I said, you know, Brittany, the funny thing is, is now that I'm reading with text to speech, so often I don't feel like I have dyslexia and she goes, Oh, that's not it, you have dyslexia. And she said, You are actually on price list you can be. And so it was it was crazy. But I got into Brandeis and Daniel, I never pronounce his name. He was my I'll send it to you. And then Gwynn's Maxwell, were my advocates there, they would get me the information. What I needed was the book, the ESPN number, I would contact the, the, the publisher, I would ask for a book and alternative format, they would send it a paper to me I would send I would fill it out and send that to Gwyn, she would sign it and then send it back to the publisher and I had the book, you know, usually within a week and sometimes within days, and and I would read, I would line up all my readings and I'd put A Voice Dream Reader and I'd read them and then I have time to read extra books, because I read through, you know, so quickly. So I read, you know, the Immortal Life of Henrietta Lacks and blah, blah, blah and, and so I, I got to close to graduation, and I made an 86 on a test and I turned to my wife Trish and I said, sweetie, I don't think I'm gonna make it. And that's how, that's how close failure just follows you around. Your I am being and she goes deaconess. You're making straight A's. And, and I was like, Betsy Furler 30:36 yeah, it's actually sad. Like, almost, you know, that. That feeling of Davis Graham 30:42 post dyslexic syndrome. So, um, but anyways, I February. I was on I graduated may of 2016. They called me up and they said, Davis, this is Brandeis University. They said you receive you The you've been nominated for one of two academic honors. Yeah, wow. And we want you to lead the 2016 class for the graduate Professional Studies into the commencement ceremony. And it was amazing. It's amazing what we have a technology if I'm reading something, and I don't know where it is, I can click on the word, and I can go to it and see it or hear or read about it. I can make notes in my in my text, and then export those notes that I've made with speech to text out to a Word document and then post it, you know, I I use now you can use voice typing with Google Docs. The V the VC place that I'm at cure for you, you know, I'm reading all the time all the time with with Apple's text to speech, and it's it's we're living in a technical dream. world come true and to hear Dyslexics get on interviews and say I haven't read one book of my whole life is is not doing where we are justice. The education system needs to change. This should be made available for everybody. I'd say, you know, start a third grade level people don't get that will do. You don't want a child that's afraid of the printed word. Betsy Furler 32:22 Now that's my that's been one of my missions to I had a previous podcast called your app lady. I love technology and I love apps and I love what it can do for us and I do a lot of consulting in both the education world and lawyers on just I mean, it's so easy now it's these accommodations are so easy, but people have to know that it's out there and the kids have to be allowed to use it and and adults in the workplace. They have to like it's not cheating. It's not what we asked not doing the work. It's actually A different skill and harder some to listen versus to read it yourself. So it's not, it's not giving someone an advantage over the other kids it is or the other employer employees. But the tech we have now it is amazing. I'm so glad that you are benefiting so much from it and are such an advocate for it. Davis Graham 33:24 So just worked with MIT match nets on a voluntary basis. First of all, readings only been commonplace for 200 years. So we've based our whole system off of a skill that's one of the toughest skills to teach. And we we, we, the human brain didn't evolve to read when you actually teach somebody to read, you repurpose the part of the brain was made for something completely different. This is john Gabrielli at MIT and, and then you just go on, they say there's no backup plan, but there is a bad A plan we just talked about it. Right? And then Matthew schnepp says our current methods of reading is based on ancient engineering constraints no longer relevant in today's society. It's so true we are we are at a crossroads. Where if if and I would love to introduce I've talked to are sent resumes to Ohio State, any college that's ready to implement this technology into the core curriculum will find you you've read purpose, the YouTube generation, right right to what they are used to how many people listen to your podcast at two times, because you can actually understand up to 600 words a minute. Betsy Furler 34:48 Right. And a lot of people do I know that. That's it's becoming, it's becoming common among people who know that it exists, but there I still think there So many people that don't know, they don't know that they have this option and I run into it on a daily basis. Davis Graham 35:06 Yeah. Well, it's it you know, to be an advocate for a child with a disability is one thing because you have a purpose and a reason. But to introduce this technology that is, is just innovative thinking for any educational institution, what's good bring it in. I'm an expert in it. I showed you you know, on LinkedIn, you can't read it doesn't allow for the accessibility about you know, when it goes to the about person, I've reached out to LinkedIn and I sent it to the person I never heard good, but but you it doesn't read but I showed you how you can take a picture of it and then Voice Dream Reader as well as Microsoft wouldn't lens you can OCR it into a text rich format. So yeah, anyways, Betsy Furler 35:51 so I know people are going to want to keep in touch with you or or get in touch with you. So how can they do that? What's the best way to reach you. Davis Graham 36:00 So if you go to the Forbes article, Jay bez labret put in their lifelong or life lifelong, I, my LinkedIn has my phone number right on it. But my, my LinkedIn, My phone number is is 9142120 to nine, nine, and then or you can email me and it's a, it's Davis w gram, all one word@gmail.com Betsy Furler 36:29 awesome. And I will post a link to that article in the show notes as well as to your LinkedIn and your email. Davis Graham 36:37 Any advocacy you can create for me, I would love to come speak to educators. You know, of course for a fee. I would I it's it's a dream come true if we can. And you know, the cool thing is it's language agnostic. I was at a school here and in Korean, I showed the guy on his phone a good turn this Simon turn that on. He goes, Oh, you know, like to see those faces change creates hope in a new a new future for everybody to step out. Betsy Furler 37:11 Absolutely. Well, thank you so much for thank you for sharing your story and being on the podcast. I know this is going to help so many people. So thank you so much for for being here with us. Okay, Davis Graham 37:26 I will bless you. Betsy Furler 37:27 Thank you Same to you. I will talk to you soon. Thanks so much for listening to the for all abilities podcast. This is Betsy Furler, your host and I really appreciate your time listening to the podcast. And please subscribe on any podcast app that you're listening to us on. If you'd like to know more about what we do and our software that helps employers support their employees with ADHD, dyslexia, learning differences and autism. Please go to WWW dot for all abilities. com. You can also Follow us on Instagram. And you can follow me on LinkedIn at Betsy Furler. Have a great day and we will see you soon.
Resiko membeli saham IPO (Initial Public Offering)
IPO (Initial Public Offering ou Oferta Pública Inicial) é o momento quando uma empresa abre seu capital e passa a ser listada na Bolsa de Valores. Como isso tem rolado para as maiores empresas de tecnologia atualmente e qual o impacto no mercado é a pauta para o retorno do nosso Prodcast. Batemos um papo sobre isso com o Victor Lima, nosso Head de Mobile, e Rodrigo Batini, da nossa área comercial. Vamos aprender juntos. Dica do episódio: "Secrets of Sand Hill Road: Venture Capital and How to Get It" por Scott Kupor (https://www.amazon.com.br/Secrets-Sand-Hill-Road-Venture-ebook/dp/B07MQT97PV )
We discuss the state of “plant-based meat alternatives” then taste seven different burgers, beef and not-beef, to see if we like (or can even identify!) the plant-based ones from Impossible Food and Beyond Burger. These are definitely not your old-school alternatives like Boca Burger or Gardenburger. Do these lab-engineered foods actually taste like beef? Can a self-described carnivore and a non-beef eater find common ground in these patties, or will we be left asking “Where’s the beef?!” We start off talking about the explosion in the public consciousness about “plant based meat alternatives”, driven in part by Burger King, Carl’s Jr., White Castle and other fast food places including them on their menu (and the generally positive reviews they’ve gotten). Then we dive into the healthiness of eating plant-based burgers compared to beef burgers, talk a bit about the general squickiness we feel about eating foods engineered in a lab, and briefly explore their environmental impact. Then we get to eating! Producer Jason, a self-professed burger lover, joins us in the taste test, where poke, prod and closely examine each burger to figure out which is which, while debating the definition of “burger” and “meat”. We wrap up this episode with a philosophical discussion on knowing vs. not knowing what we’re eating, if beef will always be our first choice, and whether the next generation will consider animal flesh to be the weird thing to eat. Links and Show Notes What we tried: Beyond Meat’s Beyond Burger patty Version 1 Beyond Meat’s Beyond Burger patty Version 2 (“now even meatier” (https://www.beyondmeat.com/products/the-beyond-burger/) Carl’s Jr. Famous Star with Cheese (https://www.carlsjr.com/menu/nutritional_calculator) Carl’s Jr. Beyond Famous Star with Cheese (https://www.carlsjr.com/menu/nutritional_calculator) Burger King Whopper (https://www.bk.com/menu-item/whopper) Burger King Impossible Whopper (https://www.bk.com/menu-item/impossible-whopper) Jack’s Prime Classic with Impossible Patty (https://www.jacksprime.com/menus/#main-menu) Meatless burgers vs. beef: How Beyond Meat’s environmental impact stacks up (https://www.fastcompany.com/90241836/meatless-burgers-vs-beef-how-beyond-meats-environmental-impact-stacks-up) Great Veggie Burgers are Here, But Are They Any Healthier? - Men’s Journal (https://www.mensjournal.com/food-drink/great-veggie-burgers-are-here-but-are-they-any-healthier-w449490/) Impossible Food (https://impossiblefoods.com) Beyond Meat (https://www.beyondmeat.com) Carl’s Jr. (https://www.carlsjr.com) Carl’s Jr. Beyond Famous Star with Cheese (https://www.carlsjr.com/beyondburger) Burger King (https://www.bk.com) Burger King Impossible Whopper (https://www.bk.com/menu-item/impossible-whopper) Jack’s Prime Burgers & Shakes (https://www.jacksprime.com) Mouthfeel (https://en.m.wikipedia.org/wiki/Mouthfeel) Highway 5 (https://en.m.wikipedia.org/wiki/Interstate_5) Boca Burger (https://www.bocaburger.com) Gardenburger (http://www.gardenburger.com) San Francisco Zoo (http://www.sfzoo.org) Red meat (https://en.m.wikipedia.org/wiki/Red_meat) vs. White meat (https://en.m.wikipedia.org/wiki/White_meat) IPO (Initial Public Offering) (https://www.investopedia.com/terms/i/ipo.asp) BYND (https://www.nasdaq.com/market-activity/stocks/bynd): Beyond Meats stock ticker Impossible Foods raises $300 million with investors eager for bite of meatless burgers (https://www.reuters.com/article/us-impossible-foods-fundraising-exclusiv-idUSKCN1SJ0YK) JUST (https://www.ju.st/en-us) (scrambled “egg” made from plants) GMO (Genetically modified organism) (https://en.m.wikipedia.org/wiki/Genetically_modified_organism)—“any organism whose genetic material has been altered using genetic engineering techniques.” The Barn (https://www.thebarnhmb.com) Dad’s Luncheonette (https://www.dadsluncheonette.com) Our thanks to Producer Jason for joining us. You can find him on Twitter @jasonanthonyguy (https://twitter.com/jasonanthonyguy). Thank you for listening. You can follow us on Twitter and Instagram: Lettuce Wrap: @lettucewrappod (https://twitter.com/lettucewrappod) / @lettucewrappod (https://instagram.com/lettucewrappod) Christine Doerr: @christinedoerr (https://twitter.com/christinedoerr) / @neococoaconfections (https://www.instagram.com/neococoaconfections/) Tammy Tan: @spicehound (http://twitter.com/spicehound) / @spicehound (https://www.instagram.com/spicehound/) or email us at lettucerwrappod@gmail.com (mailto:lettucerwrappod@gmail.com). That’s a wrap! Amazon (https://amzn.to/2DBzg5j) and other links may be affiliates. Purchases help support the show. Special Guest: Jason Anthony Guy.
In this episode, we discuss our approach to Initial Public Offerings, IPO; when to avoid them and when to consider their purchase.
In this episode, we discuss our approach to Initial Public Offerings, IPO; when to avoid them and when to consider their purchase. The post 020 – IPO, Initial Public Offering appeared first on Investing From The Beach.
A short parable of a Mexican fisherman and American businessman has a few truths for us as we seek to cultivate an attitude of contentment in our lives. [su_button url="https://itunes.apple.com/us/podcast/our-daily-rest/id1209722194" target="blank" style="flat" background="#717c6b" size="6" radius="0"]Subscribe on iTunes[/su_button] [su_button url="/renewing-library-signup/" target="blank" style="flat" background="#717c6b" size="6" radius="0"]Subscribe by Email[/su_button] The short parable... An American businessman was taking a much-needed vacation in a small coastal Mexican village when a small boat with just one fisherman docked. The boat had several large, fresh fish in it. The American complimented the Mexican on the quality of his fish. “How long it took you to catch them?” The American asked. “Only a little while.” The Mexican replied. “Why don’t you stay out longer and catch more fish?” The American then asked. “I have enough to support my family’s immediate needs.” The Mexican said. “But,” The American then asked, “What do you do with the rest of your time?” The Mexican fisherman said, “I sleep late, fish a little, play with my children, take a siesta with my wife, Maria, stroll into the village each evening where I sip wine and play guitar with my amigos, I have a full and busy life, senor.” The American scoffed, “I am a Harvard MBA and could help you. You should spend more time fishing and with the proceeds you buy a bigger boat, and with the proceeds from the bigger boat you could buy several boats, eventually you would have a fleet of fishing boats.” “Instead of selling your catch to a middleman you would sell directly to the consumers, eventually opening your own can factory. You would control the product, processing and distribution. You would need to leave this small coastal fishing village and move to Mexico City, then LA and eventually NYC where you will run your expanding enterprise.” The Mexican fisherman asked, “But senor, how long will this all take?” To which the American replied, “15-20 years.” “But what then, senor?” The American laughed and said, “That’s the best part. When the time is right you would announce an IPO (Initial Public Offering) and sell your company stock to the public and become very rich, you would make millions.” “Millions, senor? Then what?” The American said slowly, “Then you would retire. Move to a small coastal fishing village where you would sleep late, fish a little, play with your kids, take a siesta with your wife, stroll to the village in the evenings where you could sip wine and play your guitar with your amigos…” Most believe this was originally written by Heinrich Boll. This Episode is Brought to You By _ Audible _ For listeners of the Our Daily Rest podcast, Audible is offering a FREE audiobook download along with a free 30-day trial of their service. They have a selection of more than 180,000 titles to choose from. To learn more and download your free audio book visit audibletrial.com/ODR. _ Red Oak Collective _ This episode is also brought to you by the Red Oak Collective shop. A collection of goods designed to be encouragement for your soul. You can learn more here. Be sure to use code ODR5OFF for $5 off your first order of $25 or more. How to Listen to the Podcast Here's a short guide on how to easily listen to the podcast each week or how to leave a review on iTunes (very much appreciated!).
Learn are a few of the important terms you need to know as an investor. 1. What is a stock? Shares in a company. A way to raise capital. It creates wealth. Increases in value if growing earnings. Risk is limited to amount invested. Example of Tory Burch - wants to open boutiques worldwide and sells stock in an IPO - Initial Public Offering - to do it and raise capital for boutiques, inventory, etc. 2. What is a bond? An IOU; debt from a corporation, government or municipality. Supposed to be less risky than stocks. Considered more conservative investments. Moves inversely to interest rates. Cycles in interest rates run about 30 years. 3. What is asset allocation? The percentage allocated to stocks and bonds, a virtual pie chart. The most important factor in Modern Portfolio Theory; a finding by Henry Markowitz, Nobel Prize Winner. Asset allocation is where the majority of returns come from. A rising tide lifts all boats. It’s not from stock picking or timing the market. It’s from the choices you make about where to invest. In theory, should have more stocks when younger and more bonds when older Used to be 100 - (your age) = % in stocks, ex. 100 - 20 = 80% stocks. That’s harder to do today since bonds may have a headwind of rising rates, which means lower bond valuations. Asset allocation today requires some creativity how you receive income and reduce risk in your portfolio. 4. What is a dividend? Net profits paid on stock shares or can be kept as retained earnings. The yield on a stock. Usually paid quarterly, but can be a one-time dividend or a regular dividend. It's not guaranteed. Check the track record. Can reinvest dividends or take in cash. High growth companies typically reinvest rather than pay dividends, so dividend paying companies tend to be large, established companies. 5. What is the S & P 500 Index? Standard and Poor’s 500 largest companies in US. Many people don’t realize it’s a market-value-weighted index - a stock market index whose components are weighted according to the total market value of their outstanding shares. The larger the company, the more weight it has in the index. If you want all the companies to be equally weighted, that’s a different index fund, but they do exist. An index is a form of measurement - compare competing large cap funds to it’s performance. Every manager is paid to outperform an index. Large cap US funds are typically measured against the S & P and how it’s performed. 6. What is the Dow Jones Industrial Average? Also called “the Dow”, it is an index made up of 30 industrial companies. Invented by Charles Dow back in 1896. An industrial company used to be more steel, railroads, cotton, tobacco, oil, etc. now includes technology companies like Microsoft. It also has companies like Walt Disney, Exxon, GE, Coca Cola, Proctor & Gamble and Apple. Here’s some trivia for you: what is the only company in the Dow that is original to the index? General Electric. When people say “the market is up today” they typically mean the Dow. Small number of companies, not as indicative of the broad market. It also is market weighted, so the largest companies carry more weight in the performance of the Dow. 7. What is Nasdaq? Nasdaq stands for the National Association of Securities Dealers automated quotes. Started out as an electronic market in 1971 vs. an open outcry, auction market that the NYSE is. That is humans vs. computers for trading. It began with smaller companies, but now is better known as a technology index because companies like Microsoft and Intel went public there then rather than migrating to NYSE, they stayed in NASDAQ, probably due to electronic nature and seeing the future being more electronic than with human specialists. The term "Nasdaq" is used to refer to the Nasdaq Composite, which has over 3,000 companies that are part of the Nasdaq and includes the world’s foremost technology and biotech giants such as Apple, Google, Microsoft, Oracle, Amazon, Intel and Amgen. 8. What is MSCI EAFE Index? The index founded in 1969 includes a selection of stocks from 21 developed markets, but excludes those from the U.S. and Canada. MSCI EAFE stands for Morgan Stanley Capital Index, Europe Australia Far East. Ranks the largest companies outside of the US and Canada. Outside of US only - international or foreign stocks. 9. What are Emerging Markets? Emerging markets are developing economies, many of which are experiencing rapid growth and industrialization. These countries possess securities markets that are progressing toward, but have not yet reached, the standards of developed nations. They are international stock markets that are not as well developed or mature as developed countries. They are loosely defined as having completed certain reforms and economic development programs to open up their economies and emerge onto the global scene and are considered to be fast growing. You tend to hear about the BRICS - Brazil, Russia, India, China, South Africa. 10. What are REITs? Real Estate Investment Trusts A company that owns or finances income producing real estate. A diversified group of real estate and mortgage companies. Commercial real estate, apartment complexes, retail buildings, hospitals, hotels, shopping malls, timber land, etc. Provide income streams in a dividend Must pay out all taxable income as dividends to shareholders. These are a few of the important terms you need to know as an investor. Don’t let jargon get between you and your wealth building. Your action step is to research one of these terms even more and find out all the details about it. Whether that’s the S & P 500, REITs or dividend paying stocks, take some time to do your own research.