Podcasts about building codes

On this episode of “The Building Code,” Charley is joined by co-host, Sagar Disai, group product manager at Buildertrend. They're chatting with podcast regular, Adam Copenhaver, co-founder of CopeGrand Homes. Adaam, with his passion for creating unique living spaces, brings a hands-on approach to every project from concept to completion. Tune in to the full episode to discover how Buildertrend's new AI-generated summaries are reshaping communication for home builders – making it faster, more personalized and easier than ever to keep clients in the loop.   Learn more about Buildertrend's enhanced client experience with new Client Updates and AI summaries: https://buildertrend.com/communication/construction-client-portal/   Check out the beautiful work of CopeGrand Homes: https://www.copegrandhomes.com/     Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/268-adam-copenhaver/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware #AI

Today on “The Building Code,” Charley is joined by guest co-host Carly Ward, partnerships manager here at Buildertrend. They're chatting with Carla Merrill, Owner of Builder's GoTo. Carla is a trusted resource connecting builders with top products like QuickBooks and Buildertrend to streamline their operations and drive growth. Listen to the full episode to discover the hidden factors that drain profits – and walk away with practical strategies you can implement immediately to build smarter.   Learn more about Builder's GoTo: https://www.buildersgoto.com/     Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/267-carla-merrill/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware #AI

05/06/25 Building Code Board of Appeals by City of Lawrence

Chris Hunt forged Code of the West from the ashes of loss, burnout, and a mind that wouldn't quit. In this unvarnished talk, he digs into suicide's scars, sleepless nights, and a brain scan that flipped the script—plus a dark laugh or two. It's not motivation, it's discipline that pulls you through, he says. From rodeo plans to gear drops, he's building a lifeline for the heavy-hearted. This hits deep, but if you're lost, it might just point you home.https://thecodeofthewest.ushttps://www.youtube.com/@the_codeofthewesthttps://www.instagram.com/thecodeofthewest______Silvercore Club - https://bit.ly/2RiREb4 Online Training - https://bit.ly/3nJKx7U Other Training & Services - https://bit.ly/3vw6kSU Merchandise - https://bit.ly/3ecyvk9 Blog Page - https://bit.ly/3nEHs8W Host Instagram - @Bader.Trav https://www.instagram.com/bader.travSilvercore Instagram - @SilvercoreOutdoors https://www.instagram.com/silvercoreoutdoors____00:00:13,170 - Intro & Silvercore Club - Welcome to the Podcast00:00:40,860 - Meet Chris Hunt - Introducing Chris Hunt00:01:55,275 - Impact of Code of the West - Changing Lives00:02:23,745 - Messages from Followers - Voices of Resilience00:04:59,355 - Happiness as Process - The Pursuit of Happiness00:06:16,695 - Chris's Struggles & Origins - From Loss to Purpose00:08:02,804 - Friends' Deaths Story - Facing Mortality00:10:07,500 - Aftermath of Loss - Cascading Grief00:11:13,140 - Reframing Life & Death - Living and Dying Well00:12:17,325 - Suicide's Ripple Effect - Pain Transferred00:13:09,045 - Building Code of the West - Crafting a Philosophy00:14:24,345 - Brain Scan Revelation - Understanding the Mind00:16:46,035 - Movement Equals Life - Forward Momentum00:17:07,425 - Sleep Strategies - Mastering Sleep00:19:55,095 - Managing Data Overload - Taming the Brain00:21:50,145 - Early Career Moves - Chasing Ambiguity01:16:45,360 - Generational Reflections - Bridging Worlds01:19:20,265 - AI and Modern Change - A New Era01:20:41,174 - Thoughts on Legacy - Beyond Statues01:22:03,690 - Death as Exploration - Embracing the Inevitable01:22:35,415 - Future of Code of the West - What's Next for Code of the West01:24:06,960 - Documenting Stories - Show, Don't Tell01:25:16,245 - Rodeo Plans - Code of the West in Action01:27:01,635 - Huckberry Collaboration - Gear with Purpose01:30:12,480 - Zane Gray Influence - Roots of the West01:33:31,170 - Willingness to Fail - Authentic Grit01:34:53,310 - Wrapping Up - Leaving a Legacy01:35:29,219 - Closing & Thanks - A Lighter Farewell

So, whether you're a home inspector, builder, or just a curious homeowner, let's dig in—literally and figuratively—and learn what makes a solid foundation solid. 

On this episode of “The Building Code,” Charley is sitting down with Elias Rhett, owner of Luxe Builders. With a passion for the construction, Elias took the opportunity to learn from some of the best in the industry before setting out on his own to establish his own company. Today, his dedication to client satisfaction and attention to detail have earned him a reputation for excellence. Tune in to the full episode to hear Elias's inspiring story and how his relationships with other leading builders led to the success of his own construction business.   Learn more about Luxe Builders: https://www.luxebuilders.co/   Follow along with Luxe Builders on their Instagram: https://www.instagram.com/l.u.x.e.builders/   Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/266-elias-rhett/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware #AI

Keith discusses strategies for building wealth in real estate, emphasizing efficient property operations and leveraging. He suggests setting tenant occupancy limits, sub-metering utilities, and increasing rentable space. He explains the leverage ratio, which measures the relationship between debt and equity, and advises maintaining a high ratio for better returns.  Hear his take on the Florida's real estate market, including falling property values, oversupply, and rising insurance premiums. Despite these issues, Keith remains optimistic about Florida's long-term potential due to its population growth and low taxes. Free Resources: Connect with a free GRE Investment Coach at GREinvestmentcoach.com Show Notes: GetRichEducation.com/551 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:00   Welcome to GRE I'm your host. Keith Weinhold, today, the two things you've got to focus on if you're ever going to build wealth as a real estate investor, why Trump wants to fire Fed Chair Jerome Powell, then, is Florida real estate doomed with falling property values, a housing oversupply, spiking insurance premiums and slowing population growth. It's episode 551, of get rich education.    Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being the flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:16   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:32   Welcome to GRE from Manhattan, Kansas to the finance capital of Manhattan in New York City, and across 188 nations worldwide, you are back inside get rich Education. I'm your host, and my name is Keith Weinhold. I think you know that by now, because we deliver weekly shows more steadily and predictably than a new tariff policy. I've got more on tariffs in a funny clip on Trump wanting to fire Jerome Powell in stories on that level soon. But first, you know one thing that I've made you mindful of lately is that a successful real estate investor needs to pay attention to two big things if you want to build wealth First, keep your property operations efficient. This is your cash flow function. And second look at your net worth statement, and be mindful that you are leveraging as many dollars as you responsibly can. Let me break down both of these for you so that you can see what I really mean here the first one, keeping your property operations efficient. That means that right up front, with a new tenant in the application, find out how many tenants are going to live there, and firmly let them know that they cannot exceed this or that they're in violation of the lease. Can you get 20% more rent, or even 50% more rent by furnishing your unit and marketing it not as a long term rental, but as a midterm rental, and targets, say health professionals that are traveling if you're in a hot rental market. Can you simply keep the rent the same, but have new incoming tenants pay a utility bill for you that you had previously been paying by sub metering your utilities. Other examples of taking the rental property you already have and making it more efficient, you know, there are more classic items, like increasing your rentable space, renting out separate on site, storage space, adding a carport, charging pet rent or just boosting the curb appeal. Can you build an adu on your property? How about appealing your property taxes or automating your rent collection. Why don't you take a look at your insurance policies? You know, a lot of them have $1,000 deductibles. Well, if you're an economically resilient investor, consider raising your deductibles to 5k that way you lower your insurance premium and increase your cash flow that way. I mean really, putting in insurance claims can be somewhat of a pain anyway. Okay, well, right. There were maybe, I don't know, 10 or 15 quick ideas for streamlining your property's operations and increasing your cash flow. Now, don't try to do every one of them, but if there's at least one or two that you can think of as low hanging fruit to go ahead and harvest with the nature of what you've got going in your portfolio. And you know, ideas like I just shared there, you can hear about that on some other real estate investing platforms. But you know what the bigger gain. Is that you can actually make they take less work and fewer people talk about these things all right, and that's the second thing I'm talking about. Yes, it is typically more profitable for you and less work for you. If, instead of all those things, you increase your leverage ratio. Now, doing this does not help your cash flow, it helps your net worth. And net worth is something that you can later convert to cash flow. And this second one increasing your leverage that's a strategy that you just don't hear about on very many real estate investing platforms. So I haven't discussed leverage ratio in a long time. So let's talk about what it is, how you can improve yours, and then what it does for building your wealth. Okay, it's the relationship between your debt and your equity, and here's how to determine yours, and then I'll tell you how you're performing. Once you've determined yours, you might even be able to do it roughly in your head. All you do is take the total value of all the real estate that you own and divide it by your loan balances. That's it. Say you own a million dollars worth of real estate and you've got 500k of total debt on all that real estate. Well, it's really simple. Just divide your value a million bucks, buy your debt, 500k and your leverage ratio is two to one. Let's just call that two. If you're looking to build wealth, that number of two is kind of low. It should be higher. It means that you've got 50% equity in your property. Now say that instead, on the day that you bought that million dollars in real estate, you only made a 200k down payment. That's awesome. A million bucks divided by 200k your leverage ratio is five. All right. Well, what are these numbers really mean? Like this two and this five? All right, it's important because it is what you use to multiply your real estate's rate of appreciation by in order to find your rate of return. So just say that your real estate appreciates 4% this year. If your leverage ratio is just two, that's only an 8% return on your skin in the game. But if you've got more debt and your leverage ratio is five, then a 4% return means you've got a 20% return on your skin in the game. Do that keep your leverage ratio high? Now, what if your leverage ratio falls all the way down to a one. What does that mean? Oh, dear, you're not really doing much to build wealth because all of your properties are paid off. You don't have any mortgages on them. So if you're down to a one, all you've got working for you, from an appreciation standpoint, is compound interest. That's the point at which you've fallen from a compound leverage instrument down to a compound interest instrument. And as we know here at GRE which is counter to the mainstream world. And yeah, the mainstream world is where you have to work all of your life at a job you hate. And that's what you'll do if all you have is unlevered compound interest, all right, and if all you have is unlevered compound interest, well, don't book your Blue Origin flight quite yet. You're not going to go on one you can count on sitting behind a desk for decades instead.   All right. Well, how do you determine your leverage ratio? Again, it's your total real estate value divided by your equity. All right. Now, how do you keep your number high? By making new purchases with 20 to 25% down payments, and by not making new purchases is another way, and instead performing cash out refinances or doing both, you know another way to increase your leverage ratio, and you might not have thought about this, it's when real estate values fall. Now, that's surely not a desirable way to do it, and it doesn't happen often, but when real estate values fall, that drops both your real estate's value and your equity value by the same amount. And interestingly, with some of the ways that I described that you can add value to a property earlier, like a carport, that makes your cash flow better, but it does make your leverage ratio worse at the same time, a way to decrease your leverage ratio fast and lower your wealth building potential fast is to make an extra principal payment of a few 1000 bucks. I mean that one act alone might drop it from, say, a 3.14 to a three point. One Two over night. But look, I don't know what real estate markets you're invested in, and if you tell me what your number is, I'm gonna know how much your future wealth building power is, because you're keeping dollars not merely compounding, but leveraged. And if your number falls below about two and a half, which means 40% equity, that's typically when I begin looking to refinance or sell an equity heavy property, to do a 1031 into a bigger one. So two and a half, that's the number where you often want to take action. And really this is all just a fresh way of approaching an enduring mantra here at GRE Oh yeah, financially free beats debt free, and this sure can make you a mutineer among the masses. And I've been talking about these mutineers sort of things a lot lately, even with a tinge of irreverence. Perhaps you might remember that three weeks ago here on the show, I discussed how, depending on your circumstance, you can even make a car loan good debt, and how a seven figure income is the new six figures and then, yes, perhaps more irreverence. Last week in your free audio course, it was pretty iconoclastic to break down in detail how a 38% rate of return from just everyday buy and hold real estate is not risky at all. And last week's episode 550 the free course, that's probably the most important episode we've done in a long time. For a beginning real estate investor, if you've got any relative or friend in your life that you know, do you have someone around you that just doesn't get it about real estate investing, that really doesn't understand why you do this, please go ahead and share last week's episode with him. Episode 550 now on to the actual person of one, Donald John Trump. And why do I always say his name that way? I don't know. I'm not sure how that ever got started, but I don't say that as often as I call myself a remorseless slack jaw. In any case, the President wants to fire the Fed Chair Jerome Powell. This is nothing new. It just flared up again. I mean, here's the latest flare up. Listen to how Trump says he's never been fond of Powell. Okay, key in on that. This is Tom llamas on NBC, nightly news. You'll also hear the voices of Trump, Powell and Elizabeth Warren in Washington.    Unknown Speaker  8:38   There's a mounting standoff between President Trump and the Chairman of the Federal Reserve. The President blasting Jerome Powell for not lowering interest rates, accusing him of playing politics. Gabe Gutierrez is at the White House with markets on edge and his trade war escalating. President Trump is lashing out at the Federal Reserve Chairman he once appointed, writing on social media that Jerome Powell's termination cannot come fast enough. I don't think he's doing the job. He's too late, always too late. Slow. And I'm not happy with him. I let him know it, and if I want him out, he'll be out of there real fast, believe me, the rebuke coming after this warning from Powell Wednesday, tariffs are highly likely to generate at least a temporary rise in inflation, the President now slamming him for not cutting interest rates to help the economy. We have a Federal Reserve Chairman that is playing politics, somebody that I've never been very fond of, actually, but he's playing politics. Powell says the Fed needs more clarity before making a move. We're never going to be influenced by any political pressure. People can say whatever they want. That's fine. Trump had previously said he would not try to replace Powell, and earlier this week, the Treasury Secretary stressed the importance of an independent federal reserve. I believe that monetary policy is a jewel box that's got to be preserved. Democrats warning of chaos if Powell is ousted, if Chairman Powell can be fired by the President of the United States, it will crash the markets in the United States. Powell, whose term as Fed Chair ends next year, has said the President does not have the legal authority to fire him. If he asked you to leave, would you go? No.   Keith Weinhold  14:38    In that clip, Trump said he's never been very fond of pow dude. You appointed him, you You appointed him as Fed Chair in your first term, where you must have liked him more than any of the other candidates. Geez. Now you may or may not like Powell, but I don't see how. He's playing politics before lowering interest rates, it's completely sensible for him to see how the tariffs play out first. The Fed has long been independent of the executive branch, so they're supposed to be Trump wants Powell to lower interest rates. And remember, Powell already cut rates a full 1% late last year, and I really don't even agree with that cut when inflation was still elevated. Trump says Powell is always too late. Well, everyone agrees that Powell was too late to raise rates back in 2022 I mean, that had to do with the whole gaff where he said that inflation is just transitory, and no one will let Powell forget that. But do you give pal credit for a soft landing? I mean, he since brought down inflation while keeping us out of a recession, that's the definition of a soft landing. You know, I don't fully give pal credit there, just a little but remember, by that point, the inflation damage has already been done. It's already hurt a lot of people, and that's not changing. Now, of course, the inflation enriched you and it enriched me, because we're the real estate investors, and inflation is always going to do that for us. What happened is that Trump is frustrated because he saw the European Central Bank just lower their rates. So that's why he wants to see that happen here too. Because of course, lower rates can help the economy, at least in the short term. So I wondered about what you think. So what I did is I asked you in our latest Instagram poll, the question I asked was simply, should Jerome Powell be retained or fired? I was a little surprised at the result. 38% of GRE Instagram poll respondents said pal should be retained, and 62% said fired. I didn't think as many as 62% would say fire Powell. My best guess is that it's because you want lower interest rates on mortgages, and my next best guess is that you want to fire Powell, not because you dislike him, but more because you want to abolish the Fed completely, which I guess means that Powell would be fired that way. Did you hear about what happened when Donald Trump called tech support? Yeah. He told them, my tariffs aren't working. Tech Support responded with, did you try turning them off and back on again.    Hey, coming up shortly is Florida real estate doomed. If you'd like to reach out to us here at the show, you can do so at get rich education.com/contact, that's whether you have a comment or a question or a concern or a content suggestion you can communicate either through voice or email on our contact page, there one thing that we don't need, respectfully, are booking agents for shows reaching out to us. You know, I used to say that we have 50 times as many guest requests to be on the show with me here as we do available spots, but now it is more than 50x and I'm really grateful to host a platform where I guess a lot of people want to join in and contribute here, but the reality is that we only have one show a week, and a lot of weeks like this one I don't have any guests at all on the Show. That page is monitored by my terrific executive assistant, Brenda, just like most everyone here at GRE She's an active real estate investor too, and again, comments, questions or concerns about the show, please contact us at the contact page and get rich education.com/contact. More. Next you're listening to get rich education.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom family investments, liquidity fund again. Text family to 66866    Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridge lendinggroup.com, that's ridgelendinggroup.com.   T. Harv Ecker  20:45   This is the millionaire minds. T. Harv Ecker, you're listening to the powerful Get rich education with Keith Weinhold. Don't quit your day dream.   Keith Weinhold  21:10   Welcome back to get rich Education. I'm your host. Keith Weinhold is Florida real estate doomed. Most anyone that pays attention has probably noticed that the Sunshine State has some areas, well, really, a number of them where property values have actually fallen. This is tied to the fact that there's an inventory over supply. There have been spiking insurance premiums tied to hurricanes. And what about the slowing population growth, and since the pandemic, Florida has had some of the fastest growing, highest appreciating markets in the entire nation. But today, in fact, there's a giant home builder there KB Homes that finds Florida's housing market. In their words, it's weak enough that they are cutting prices this spring. And KB Homes is ranked number 545 on the fortune 1000 so they're pretty sizable. And then an even larger home builder, Lennar, they basically said the same thing. The CEO of KB Homes said, quote, demand at the start of this spring selling season was more muted than what we have seen historically, despite a healthy level of traffic in our communities. So we took steps to reposition our communities to offer the most compelling value, and buyers responded favorably to those adjustments. End of the quote, yes, that is a genteel way of saying that we had to cut prices to get buyers like I mentioned to you, starting, gosh, probably a year ago or more, that other home builders have, instead of cutting prices, offered mortgage rate buy downs to buyers, be mindful though of how much your home builder is paying for those buy downs and how much you are at the closing table. Now, as we know, nationally, there's still a housing supply shortage, but KB, who does business in other states, says that Florida is the weakest, and that's due to over supply. Now let's forget about in migration for a second. Okay, that weakness is because a lot of communities are overbuilt to the point that the in migration rate cannot keep up with the over building. And of course, it's hard to generalize. Florida is a big, populous state of 23 million people. Southwest Florida has been hit the hardest that's pretty well documented. Punta Gorda, home values are down 9% year over year. Cape Coral down 7% let's go to the opposite end of the state, and Jacksonville, up in Northeast Florida that has about seven months of housing supply. It's actually pretty close to a balanced market between buyers and sellers, and then in the center of the state, Orlando, there's six months of supply that is a balanced market where there is normalcy in negotiation between buyers and sellers and a smattering of offers on one property And no one rushing and doing things like waving their inspection and then Miami Fort Lauderdale, you know, I really don't talk about them much on the show, because their prices are too high to work well as long term cash flowing rentals, both KB and Lennar say that they're keeping an eye on tariffs and that the changes to immigration have not changed their operations very much yet, because, remember, a lot of construction laborers are immigrants, and if they get deported, and then you need to hire native born US labor. Well, home prices go up, all right. Well, what about the Florida insure? Crisis. You know, over the past few years in Florida, a bunch of carriers have just withdrawn. They have pulled out of the state, farmers, insurance, bankers, insurance, Lexington insurance, all pulled out. Farmers told The New York Times that this business decision was necessary to effectively manage risk exposure. Similarly, AAA is another carrier, and they said that they're not going to renew some policies. They said the markets become challenging. 2022 catastrophic hurricane season that really contributed to an unprecedented rise in reinsurance rates, and that made it more costly for insurance companies to operate there at all. And prior to that, the market was already strained and had increased claims costs due to inflation and excessive litigation. That's what triple A said. All right, so where does this leave homeowners? Well, some are already relying on state and federal insurance programs, like the National Flood Insurance Program. There's a state carrier called citizens now, flood insurance is not required outside of a special hazard flood area, but that doesn't mean that a home is going to escape flooding if a hurricane passes through, but having insurance it does help along and accelerate the recovery process. Florida has some of the best Building Code adoption and enforcement in the country, and that fact alone has saved 1000s of homes and billions of dollars. But modern building codes are not necessarily applied retroactively to older homes. So it's those homes and properties that really have more exposure to hurricanes, those older properties, and a lot of Floridians are just skipping insurance coverage altogether so that they don't have to pay the premiums. They don't have any coverage. If you don't have a lien holder, you can do that. You can skip it, right? Well, like, How bad is it? Exactly? Just, how much have Florida insurance premiums been jacked up at this point. They've increased 60% on average between 2019, and 2023, and while homeowners and investors are primarily bearing that rising cost burden, I mean, insurers are feeling that squeeze as well. It's not just that the incidence of hurricane events is up, but premiums rise, of course, when the cost of labor in materials that it takes to replace and rebuild a damaged home have gone up as well things like concrete and structural steel and now, of course, as real estate investors, we can eventually pass on the cost of our higher insurance premiums to the tenant in the form of a rent increase, But when it goes up 60% in just four years. It's really hard to keep up with that. Florida's infrastructure is under some strain, too, and I see this when I drive the Tampa area. Every few years, I see more and more traffic. It takes me longer to get places like it takes me two or three cycles to go through a traffic light, where it only took me one cycle a few years ago. So roads and schools and utilities are under some duress to keep up with the population growth over the past decade, statewide commute times are up 11% you know, really that shouldn't be a surprise. I mean, that is common in any high growth area. Now, when it comes to insurance rate increases, there is a good chance that the worst is now over. Yes, Florida, insurance rate increases have been slowing down. The average rate increases have dropped quite a bit from 21% back in 2023 to a projected just two tenths of 1% for 2025 okay. I mean, that's basically no change expected for this year. Citizens, property insurance, that state option that I mentioned earlier, their rates are also shrinking, with some policyholders experiencing rate decreases of 5% or more. Now, I told you on a previous show that if you're looking to add rental property in Florida, go with new build properties for low insurance rates. But now I actually got a hold of some real policies between some of my properties and some of my friends properties. I've got them right in front of me here on a 1970s build single family home. I mean, the premiums can be high. We're basically paying 1% or more of the property's value in insurance premiums each year. So a 250k A valued single family rental that was built 50 years ago has a premium of $3,000 in some cases. I mean, that's a lot, but a close friend of mine recently went to GRE marketplace, got connected with one of our Florida providers. There, he bought a new construction duplex for I forget it was either 400k or 420k it's in Ocala, Florida, which is the central part of the state, and his 12 month insurance premium is $694. Wow. What a low premium for a duplex. That's why you go new build in Florida. Newer properties were built to today's construction and wind mitigation codes, and they have low insurance rates. And his duplex also appraised for 10k more than the purchase price. He has both sides already rented. And in fact, he closes on the property today, and yeah, I recommended that he go to GRE marketplace and get into Florida property, because that is indeed what he was interested in, and I sure wasn't going to stop him. So suffice to say, I clearly do not believe that Florida real estate is doomed. Florida has long been the antidote to high tax, high cost states, it has attracted snowbirds and retirees and hourly workers and increasingly younger professionals unable to crack housing markets elsewhere. Since the pandemic, millions of people have flocked to the state. I mean, when you look at a list of the fastest growing metro areas of the United States. I mean, Florida domination continues. You've still got big ones up there, like Lakeland of Florida is actually at the top of the population growth leaderboard nationally for metros with 500,000 or more people, Port St Lucie is also up there. It's third nationally, and Orlando is fourth. Three of the top four population growth metros are still in Florida, but this promise of sunshine and opportunity that has been replaced by something just a little less Sunny. I mean, you've got the rising home prices like Florida's not that cheap anymore, this diminishing affordability and this growing pressure on infrastructure, but Florida has definitely not completely lost its shine. People across the country are still moving to Florida, but not at the same rate that they did a few years ago, and the state is still seeing more people arrive then depart, besides the weather and the beaches that people love, of course, there's zero state income tax, and Governor Ron DeSantis has even proposed eliminating the property tax, like I mentioned to you on the show a while ago, although we can't count on eliminating the property tax anytime soon, if it ever happens. But wow, what a real estate boom that property tax elimination would create. So for the long term, which is what real estate investing is, I still like Florida. One thing that I don't like is trying to catch a falling knife, and that is analogous to say, investing in an area that is going down and has no future. Florida's got a future. It's got some challenges, just like anywhere in the US, but the reason it has a future is because more population growth is almost a guarantee. You don't get many guarantees in investing. Just look at the decennial census figures. Okay, this is the population of Florida every 10 years, starting in the year 1900 that's when they had 528,000 people, yeah, only about a half million people in the entire state, and I'll do some rounding here every 10 years after that. So in 1910 it was up to 750,000 people, then a million, 1,000,005 1,000,009 now we're up to 1950 where it grew to 2.8 million people, and then 5,000,006 point 8,000,009.7, 1316, 18.8 and then 21 and a half million in 2020, and it's 23 and a half million today. Now I only went as far back as 1900 there, but their census data goes back to at least 1830 and the growth has always been torrid, just uninterrupted. Every 10 years. There has been substantial to massive growth for at least 200 years, and Florida has still. Grown more than 2% per year each of the past couple years. In fact, it is still first place of all 50 states for population growth. So areas that are over supplied with housing in Florida are going to be absorbed. So Florida real estate is definitely not doomed. And in fact, adding more Florida real estate at this time, you know, that could very well be the type of thing where 10 years from now, or even five years from now, when their population is substantially bigger and there's less housing available. I mean, it could potentially look like a wise buy that you're able to get property at this time with less competition and maybe even a small discount here in the mid 2020s, and today, you can find three Florida markets listed at GRE marketplace. What else is happening at GRE marketplace? We've added two new markets, and they are also in the South. They are Jackson, Mississippi and Montgomery, Alabama. Yes, these areas are investor advantaged, and they have prices lower than most Florida markets. Though, I don't know that you'll see the net migration inflows into Jackson and Montgomery that you will in a lot of Florida markets. Jackson has a metro population of 600,000 and Montgomery 400,000 they both have really low property taxes. And there's something else that these two new GRE marketplace cities have in common. Any guess both Jackson and Montgomery are state capitals, yes, so they do have a base of government jobs. So check out gremarketplace.com read more about those cities. And of course, we even connect you with free investment coaching there to help you get matched up with some good property. Thanks for listening. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  37:10    Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  37:34   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter. You also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to 66866, while it's on your mind, take a moment to do it right now. Text, GRE to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com.   

Michael Wara is a lawyer and an expert in wildfire policy who says that solutions are out there, but face financial, political, and cultural resistance. What's needed, he says, are “whole-of-society” approaches that raise wildfire risk to the community level. In this regard, the devastation in Los Angeles in 2025 could provide the spark needed for smarter communication, better policies, and renewed urgency on wildfires, Wara tells host Russ Altman on this episode of Stanford Engineering's The Future of Everything podcast.Have a question for Russ? Send it our way in writing or via voice memo, and it might be featured on an upcoming episode. Please introduce yourself, let us know where you're listening from, and share your question. You can send questions to thefutureofeverything@stanford.edu.Episode Reference Links:Stanford Profile: Michael WaraConnect With Us:Episode Transcripts >>> The Future of Everything WebsiteConnect with Russ >>> Threads / Bluesky / MastodonConnect with School of Engineering >>> Twitter/X / Instagram / LinkedIn / FacebookChapters:(00:00:00) IntroductionRuss Altman introduces guest Michael Wara, a wildfire expert and professor of law at Stanford University.(00:03:17) Journey to Wildfire ResearchHow Michael's clean energy work led to wildfire research.(00:04:48) Communities at the FrontlinesThe community-level challenges and responsibilities in fire prevention.(00:07:05) Shifting Community PerspectivesHow awareness is rising but state efforts remain misaligned.(00:09:28) Legacy Homes, Modern RiskWhy older homes pose a major risk and retrofitting is crucial.(00:11:06) The Limits of Utility-Led Safety EffortsThe significant but insufficient progress utilities have made.(00:14:35) Targeting High-Risk AreasHow utilities now prioritize high-risk areas for safety upgrades.(00:15:42) Insurance Industry RealitiesWhy insurers can't price risk without crashing markets.(00:18:24) Urban WildfiresHow today's major fires in suburbs are mostly fueled by homes.(00:23:24) The Climate Change MultiplierThe impact of atmospheric dryness and fuel moisture on fire risk.(00:25:57) New Fire RegulationsRecent mandates that have been implemented to decrease fire risk.(00:30:58) Hollywood's Role in Culture ChangeMichael's suggestion to showcase fire-safe landscaping.(00:33:04) Conclusion Connect With Us:Episode Transcripts >>> The Future of Everything WebsiteConnect with Russ >>> Threads / Bluesky / MastodonConnect with School of Engineering >>>Twitter/X / Instagram / LinkedIn / Facebook

Today on “The Building Code,” Charley is chatting with Jana Brost, chief operating officer at myCOI, a market leader in certificate of insurance compliance, where she oversees customer delivery and operational excellence. She is a seasoned software operator with a proven track record of founding, leading and scaling businesses from inception to acquisition. Listen to the full episode to hear how AI is helping construction businesses streamline insurance compliance and risk management.   Learn more about myCOI: https://mycoitracking.com/   Follow myCOI on LinkedIn: https://www.linkedin.com/company/mycoi/   Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/265-jana-brost/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware #AI

Season 7 of the ICC Pulse Podcast is here, and to kick things off we're exploring the ins and outs of the International Code Council's code development process – just in time for the 2025 Committee Action Hearings (April 27 - May 6, 2025)! Learn what the process entails, how it shapes the building safety codes we rely on and discover how you can get directly involved.   Our expert guests, including our very own Russ Manning and Beth Tubbs from the Code Council's Technical Services team, discuss the structure of a typical code cycle, where to access proposed code changes and why your participation in this process is so important. Guests on the show:   Russ Manning, PhD, LEED AP, CRL, CEFP, Senior Vice President (SVP), Technical Services, International Code Council  Beth Tubbs, PE, FSFPE, Vice President of Codes, Technical Services, International Code Council  Jeffrey M. Shapiro, P.E., FSFPE, President of International Code Consultants, Executive Director of the Texas Fire Protection Association and works with Lake Travis Fire Rescue  John Terry, Retired, Assistant Director of Codes and Standards, State of New Jersey Links to related and referenced topics in this episode:   Learn more and register for the 2025 Committee Action Hearings.   Learn more about Code Council's code development process.  Read about the benefits of participating in the code development process.   Learn about the current code development cycle.   View the Code Council's codes and standards.  

Send us a text and chime in!The Fain Signature Group is pleased to bring the next Signature Series event to the Prescott Valley area business community on Tuesday, May 20, 2025. This speaker event is part of a series of FREE events for those in the business community to stay ahead of the curve and expand their expertise on the most pressing topics impacting businesses today. Join in for the next discussion, The Cause & Effect of Building Codes, where industry experts will explore the advantages and challenges of building codes and their impact on every phase of a construction project. Register for the May 20, 2025, Event... For the written story, read here >> https://www.signalsaz.com/articles/lets-talk-about-the-cause-effect-of-building-codes-signature-series/Check out the CAST11.com Website at: https://CAST11.com Follow the CAST11 Podcast Network on Facebook at: https://Facebook.com/CAST11AZFollow Cast11 Instagram at: https://www.instagram.com/cast11_podcast_network

On this episode of “The Building Code,” Charley is sitting down with Sean Supple, president of Supple Homes. Sean leads the company with a commitment to quality craftsmanship and innovative design. With a hands-on approach, he works closely with clients and trades to build homes that are both functional and timeless. Tune in to the full episode to hear how the Supple Homes team maximized the power of project management software with Buildertrend Onsite Consulting.   Learn more about Supple Homes: https://www.supplehomesinc.com/   Read Sean's case study to learn more about his story and success with Onsite Consulting: https://buildertrend.com/case-study/supple-homes/   Explore Buildertrend Onsite Consulting: https://buildertrend.com/onsite-consulting/   Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/264-sean-supple/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware #ADUs

Today on “The Building Code,” Charley is chatting with Allyson Case Anderson, founder and CEO of Integro Builders. As a builder, developer and advocate for better construction practices, Allyson is committed to reshaping the industry through collaboration, cutting-edge technology and a relentless focus on quality. Listen to the full episode to learn strategies for setting boundaries, improving communication and staying professional under pressure.     Check out Integro Builders: https://www.integrobuilders.com/ Learn more about Allyson's speaking engagements: https://www.integrobuilders.com/speaking-engagements   Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/263-allyson-anderson/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware #ADUs

On this episode of “The Building Code,” Charley is sitting down with returning guest Estie Briggs, emotional intelligence coach and consultant at Briggs Performance Consulting. Estie helps professionals develop self-awareness, resilience and leadership skills to navigate high-pressure situations with confidence. Tune in to the full episode to hear more about imposter syndrome, why it's so common in construction (especially for women) and strategies to overcome it with confidence.     Learn more about Briggs Performance Consulting: https://www.briggsperformanceconsulting.com/   Get Estie's free guide: Flip the Script – The Power of Reframing Negative Self-Talk: https://estiebriggs.notion.site/Flip-the-Script-1c1997b256e380ca8ea3e66845850b93   Access the recording for Estie's latest webinar on imposter syndrome: https://agilechangemanagement.co.uk/event/imposter-syndrome-with-estie-briggs/   Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/262-estie-briggs/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware #ADUs

Today on “The Building Code,” Courtney flying solo with Alexandra Martinez-Villarroel, founder of AMV Business Solutions. Alex is a distinguished human resources expert with over 25 years of experience in organizational development, regulatory compliance, risk mitigation, talent management, employee relations, workers' compensation and policy development. Listen to the full episode to hear about how AI-powered human resources is changing the game for safety and compliance in construction.     Learn more about AMV Business Solutions: https://www.amvbusinesssolutions.com/   Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/261-alexandra-martinez-villarroel/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware #ADUs

In today's episode of Lexicon, we're joined by Scott Reynolds, co-founder of UpCodes, to discuss the fight against building code paywalls, the Pro Codes Act, and how technology is reshaping compliance. Stay tuned for an eye-opening conversation on accessibility, transparency, and the future of construction regulations. Also, don't forget to subscribe to IE+ for premium insights and exclusive content!

The best part about home inspection conferences is getting to hang out with people from parts of the country. And with Double Scope Inspections from Melbourne, FL, we get to compare notes about how last Fall's hurricanes affected the Gulf and Atlantic coasts and business in the aftermath of the storms. Takeaways Building science encompasses durability, comfort, health, and efficiency. Improving energy efficiency can reduce the need for solar panels. Air sealing is crucial for maintaining indoor air quality. Solar energy may not be cost-effective in Texas due to low energy prices. A well-ventilated home is essential for preventing mold and maintaining comfort. Homeowners can easily tackle air sealing projects themselves. The roof is the first line of defense against water damage. Controlled ventilation is necessary for modern energy-efficient homes. Identifying and addressing energy leaks can significantly improve comfort. A holistic approach to home performance leads to better outcomes. Humidity is often misunderstood as the main culprit in home issues. Controlled ventilation is crucial for managing indoor air quality. Building codes can create unintended consequences in home performance. Air tightness can improve energy efficiency but may introduce new problems. Consumer demand drives builders to adopt new practices and materials. The roofing industry lacks regulation, leading to varied quality. Educating consumers is essential for improving construction standards. Collaboration among contractors can elevate industry practices. Innovative products can address long-standing issues in construction. Continuous learning is vital for adapting to new building challenges.

The Law of Rebuilding LA Episode 23: Should California's building code be overhauled after the fires? by

On this episode of “The Building Code,” Charley and Courtney are connecting with Cameron Meredith, partner and director at ADU West Coast. With over 18 years of experience as a licensed general contractor, he leads a team dedicated to creating affordable housing solutions through expert design and construction. Tune in to the full episode to hear about the growing demand for ADUs and the financial and lifestyle benefits they offer.   Learn more about ADU West Coast: https://aduwestcoast.com/   Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/260-cameron-meredith/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware #ADUs

Solar has gotten popular in Texas, and it's long been popular in FL. But before dropping tens of thousands on it, you should know that there are WAY EASIER and more cost effective ways to improve your home's efficiency. So join us and Travis Jones of Smart Roof & Home Performance as we discuss various aspects of building science, energy efficiency, and solar energy, particularly in the context of Texas. They explore the importance of improving home durability, the role of air sealing and ventilation, and the challenges of solar energy adoption in the region. Travis Jones shares his expertise in roofing and home performance, emphasizing the need for a holistic approach to home improvement that prioritizes energy efficiency before considering solar solutions. In this conversation, the speakers delve into the complexities of modern building practices, focusing on issues such as humidity control, ventilation, and the impact of building codes on home performance. They discuss the trade-offs of energy efficiency versus traditional building methods, the challenges faced by contractors in the roofing industry, and the importance of educating consumers about quality construction. The conversation also highlights innovative products showcased at a recent builders conference, emphasizing the need for continuous learning and adaptation in the construction field. TLDR: Building science encompasses durability, comfort, health, and efficiency. Improving energy efficiency can reduce the need for solar panels.  Air sealing is crucial for maintaining indoor air quality. Solar energy may not be cost-effective in Texas due to low energy prices. A well-ventilated home is essential for preventing mold and maintaining comfort. Homeowners can easily tackle air sealing projects themselves. The roof is the first line of defense against water damage. Controlled ventilation is necessary for modern energy-efficient homes. Identifying and addressing energy leaks can significantly improve comfort. A holistic approach to home performance leads to better outcomes. Humidity is often misunderstood as the main culprit in home issues. Controlled ventilation is crucial for managing indoor air quality. Building codes can create unintended consequences in home performance. Air tightness can improve energy efficiency but may introduce new problems. Consumer demand drives builders to adopt new practices and materials. The roofing industry lacks regulation, leading to varied quality. Educating consumers is essential for improving construction standards. Collaboration among contractors can elevate industry practices. Innovative products can address long-standing issues in construction. Continuous learning is vital for adapting to new building challenges.

In this engaging conversation, Catherine and Sean discuss their experiences and challenges at Premiere Outdoor Living, focusing on the changes in their roles, the dynamics of working from home, and the importance of refining their content strategy to connect more deeply with their audience. They explore the balance between personal and professional life, touching on themes of marriage, wellness trends, and the evolving landscape of social media content. In this conversation, Catherine and Sean explore various wellness trends, including mouth taping for better sleep, the benefits of sauna use, and the intriguing marketing strategies behind unusual health products. They discuss the importance of self-improvement and the challenges of implementing new strategies into daily routines, emphasizing the need for mindfulness and gradual change. The conversation is light-hearted yet insightful, touching on personal experiences and creative observations. In this conversation, Sean and Catherine discuss the complexities of homeowner and contractor responsibilities in the architectural drawing process, the absurdities of building codes, and the importance of authenticity in communication. They also engage in a fun trivia segment that highlights interesting facts about the construction industry, leading to a deeper reflection on the nature of conversations and connections in today's world.

The Law of Rebuilding LA Episode 19: What new building codes mean for rebuilding efforts by

On this episode of Inside the Firm, You're never going to believe it but the new 2024 building codes are actually set to save everyone money, don't believe us?! Tune in to find out. ! Join us as we go back Inside the Firm!

Today on “The Building Code,” Charley and Courtney are chatting with long-time podcast listener, Lucas Comstock, owner and superintendent at JC Builders. Lucas's career began at a young age, working summers during high school under his father. Since 2010, he has worked in various capacities to help guide the business into the next generation. Listen to the full episode to hear more about Lucas's story and how he's using Buildertrend's Group Purchasing feature to save with cashback and discounts.     Learn more about JC Builders: https://www.jcbuilds4u.com/   Check out the benefits of Buildertrend Group Purchasing: https://buildertrend.com/materials-builders/   Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/259-lucas-comstock/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware #GroupPurchasing

On this episode of “The Building Code,” Charley and Courtney are sitting down with the one and only Russ Stephens, co-founder of the Association of Professional Builders, a leading business coaching organization dedicated to helping builders systemize and scale their companies. With a background in data analysis and business strategy, Russ is passionate about using metrics-driven insights to improve profitability and efficiency in the construction industry. Tune in to the full episode to get an overview of key findings from the 2025 State of the Residential Construction Industry report.   Learn more about the Association of Professional Builders: https://www.associationofprofessionalbuilders.com/   Download your free copy of the 2025 State of the Residential Construction Industry report: https://buildertrend.com/ebooks/apb-report-2025/    Watch the educational sessions you may have missed at the 2025 International Builders' Show On Demand Portal: https://www.buildersshow.com/education-on-demand   Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/258-russ-stephens/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware #AssociationofProfessionalBuilders

In this episode, I sit down with Stephen Smith, founder of the Center for Building, to uncover the labyrinthine world of building codes—how they're made, who really influences them, and why they end up stifling the very innovation and affordability we need. From the peculiarities of elevator requirements to the often overlooked role of local politics and special interests, we unpack how these complex rules shape our homes, buildings, and cities more than we might realize.TAKEAWAYSWhy Building Codes Matter: Even if you're not a builder or developer, codes dictate your home's layout, the price of housing, and whether your favorite small condo project can even get off the ground.The ICC (International Code Council) Isn't Really “International”: You'll learn how this non-governmental body, which writes most U.S. building codes, can be both extremely influential and surprisingly insular.Over-Regulation's Real-World Costs: We break down how elevator mandates, fire codes, and accessibility requirements—though well-intended—sometimes create perverse incentives that drive up costs or discourage better solutions.Local Politics & Hidden Interests: Discover how “government members” and private manufacturers shape these codes, and why your mayor or city council may have little say in regulations that affect everyone.A Path Forward: Stephen shares practical ways policymakers and citizens can get involved in reforming the system, focusing on a more human-centered approach that balances safety, cost, and beautyCHAPTERS00:00 The Challenge of Building Codes in the U.S.03:06 The Role of Building Codes in Urban Development05:46 Understanding the American Way of Building09:09 The Impact of Building Codes on Housing Costs12:09 Elevator Regulations and Their Consequences14:52 Harmonization of Codes and Standards18:11 Over-Dimensioning in American Construction21:05 Labor Issues in the Construction Industry23:57 The Need for Code Review and Justification26:49 The Tyranny of Bureaucracy in Building Codes38:49 The Grenfell Fire and Its Aftermath45:05 Design Innovations in Building Codes48:25 Understanding the ICC and Code Writing58:09 The Revolving Door: Industry and Regulation01:07:26 The Role of Government in Building Codes01:15:20 Getting Involved: Supporting Change in Building CodesCONNECT WITH STEPHENCenter for Building https://www.centerforbuilding.org/BlueSky: https://bsky.app/profile/stephenjacobsmith.com Email: stephen@centerforbuilding.orgMENTIONED RESOURCESElevator research: https://admin.centerforbuilding.org/wp-content/uploads/2024/12/Elevators.pdf CONNECT WITH AUSTIN TUNNELLNewsletter: https://playbook.buildingculture.com/https://www.instagram.com/austintunnell/https://www.linkedin.com/in/austin-tunnell-2a41894a/https://twitter.com/AustinTunnellCONNECT WITH BUILDING CULTUREhttps://www.buildingculture.com/https://www.instagram.com/buildingculture/https://twitter.com/build_culturehttps://www.facebook.com/BuildCulture/SPONSORSThank you so much to the sponsors of The Building Culture Podcast!Sierra Pacific Windows: https://www.sierrapacificwindows.com/One Source Windows: https://onesourcewindows.com/

The Government Affairs Update Podcast - Where we unpack what's going on in our industry from a retailer's perspective. This month, Tim sits down with Jason Tolleson from HPBA to talk about the potential of tariffs that could affect Canadian and American industry members, the ongoing conversation with congress about maintaining essential tax credits, and the implications of a Washington State wood stove list. Catch Jason's Government Affairs Update "Tax Credits, Building Codes, and Product Certificates - Policy That Impact Your Sales" for retailers, reps, and distributers - part of the 2025 Government Affairs Leadership Academy on Friday, March 28th from 2:30-3:30pm at the upcoming HPB Expo in New Orleans! --- This episode is a production of The Hearth, Patio & Barbecue Association and The Fire Time Network. You can learn more about the HPBA—and get involved—by visiting https://www.hpba.org Get free access to The Fire Time Magazine every month by going to https://www.itsfiretime.com/subscribe

Today on “The Building Code,” Charley and Courtney are chatting with Dennis Shriver, president of Hearthside Homes. Dennis acquired Hearthside in 2010 and has helped transform it into one of the leading home building companies in the Kansas City area. In an average year, their team produces between 50 and 90 homes with an impressive annual revenue of $45 to $50 million. Listen to the full episode to hear more about Dennis's story and his experience as a new member in CBUSA's group purchasing organization.     Learn more about Hearthside Homes: https://hearthsidekc.com/   Read their case study to really get a glimpse at the value Dennis and his team are seeing after joining CBUSA: https://cbusa.us/case-studies/hearthside-homes/   Go to the CBUSA website to learn more about the benefits and how to become a member: https://cbusa.us/     Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/257-dennis-shriver/    Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware

Planning a new build in Oakland? Then, USA Spray Me's (855-566-5340) guide on how the latest updates to Title 24 could affect your choice of insulation is well worth a read! Access the guide here: https://usasprayme.com/blog/oakland-building-code-new-home-insulation-requirements-best-options.html USA Spray Me City: San Francisco Address: 800 Avenue H Website: https://usasprayme.com/

On this episode of “The Building Code,” Courtney is flying solo with returning guests, Joe Christensen and Adam Shaeffer, best friends and co-founders of Cardinal Crest Homes. Today, they've completed 150 bespoke homes, offering clients a seamless and personalized home building experience. Tune in to the full episode to explore why showing up authentically online and in real life is a huge driver for the success of your construction business.     Learn more about Cardinal Crest Homes: https://www.cardinalcrestkc.com/   Attend Joe's panel at the Builders' Show: https://www.buildersshow.com/Search/EducationSession.aspx?id=2809565   Attend the 2025 International Builders' Show in Las Vegas coming up at the end of February: https://www.buildersshow.com/   Get your free IBS expo pass on us and start planning your trip: https://buildertrend.com/ibs2025/   Read “Crushing It” by Gary Vaynerchuk: https://garyvaynerchuk.com/reading-crushingit/     Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/256-joe-christensen-adam-shaeffer/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware

Before you build a new home or start any major home upgrade projects in San Francisco, make sure you're aware of the region's building insulation requirements! USA Spray Me (855-566-5340) can walk you through them in its latest guide. Read the guide at https://usasprayme.com/blog/san-francisco-building-code-new-home-insulation-requirements-best-options.html USA Spray Me City: San Francisco Address: 800 Avenue H Website: https://usasprayme.com/

Today on “The Building Code,” Charley is flying solo with returning guest, Brad Robinson, president at Bradford Custom Homes. Brad is the driving force behind the company's strategic vision, ensuring every project reflects the highest standard of excellence. He's a seasoned entrepreneur and problem solver, bringing years of experience from high-end residential and commercial construction. Listen to the full episode for a sneak peek of Brad's panel at the International Builders' Show exploring innovative project management techniques.     Learn more about Bradford Custom Homes: https://www.bradfordremodels.com/   Attend Brad's panel at the Builders' Show: https://www.buildersshow.com/Search/EducationSession.aspx?id=2919973   Attend the 2025 International Builders' Show in Las Vegas coming up at the end of February: https://www.buildersshow.com/   Get your free IBS expo pass on us and start planning your trip: https://buildertrend.com/ibs2025/     Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/255-brad-robinson/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware

02/12/25 Building Code Board of Appeals by City of Lawrence

Today on “The Building Code,” Charley is a lone host sitting down with Gene Marks, founder of The Marks Group. Gene is renowned keynote speaker and national business columnist presenting at over 70 live events each year. He's also a best-selling author, CPA, business owner, and national business columnist for “The Guardian,” “Forbes,” “Entrepreneur” and more, Gene has spent the past 25 years running a very successful business. Listen to the full episode to hear Gene's strategies for managing overhead costs and securing financing to ensure operational stability and growth.   Visit his website to connect with Gene and learn more about the partnership opportunities: https://www.genemarks.com/   Check out some of Gene's resources and his consulting services: https://genemarks.medium.com/ https://www.genemarks.com/consulting/   You can also go to The Marks Group to learn more about CRM and access resources: https://www.marksgroup.net/   Attend the 2025 International Builders' Show in Las Vegas coming up at the end of February: https://www.buildersshow.com/   Get your free IBS expo pass on us and start planning your trip: https://buildertrend.com/ibs2025/   Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/254-gene-marks/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware

The Building Code Ep. 253:  On this episode of “The Building Code,” Charley and Courtney are chatting with Karine Woodman, founder and CEO and Michelle Vesel, process smplementation specialist, at 24hr Bookkeeper. Their team is committed to helping builders streamline financial processes, ensure compliance and improve overall profitability. Tune in to the full episode to hear their insights and best practices for how to prepare your business for the upcoming tax season.     Learn more about 24hr Bookkeeper: https://24hrbookkeeper.com/   You can also reach out to their sales team at sales@24hrbookkeeper.com or (218) 885-3100.   Listen to episode 189 where Amanda Geer, office administrator at Popularis Construction, shares her insights and strategies for using Buildertrend's Cost Inbox feature: https://buildertrend.com/podcast/the-building-code/189-amanda-geer/   Attend the 2025 International Builders' Show in Las Vegas coming up at the end of February: https://www.buildersshow.com/   Attend Scott's sessions at the Builders' Show: https://www.buildersshow.com/Search/Speaker.aspx?cadmiumSpeakerID=2130770   Get your free IBS expo pass on us and start planning your trip: https://buildertrend.com/ibs2025/     Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/253-karine-woodman-michelle-vesel   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware

Today on “The Building Code,” Charley and Courtney are sitting down with Scott Beebe, founder and head coach at My Business on Purpose. Scott and his team partner with business owners to design and implement customized systems, processes and strategies. Utilizing the proven Business on Purpose Roadmap, he empowers businesses to break free from the overwhelming cycle of constantly working in their business. Listen to the full episode to hear how Scott is helping construction business owners use efficient job costing to sustain financial success.   Learn more about My Business on Purpose: https://mybusinessonpurpose.com/   Take the My Business on Purpose business assessment test: https://www.boproadmap.com/healthy   Attend the 2025 International Builders' Show in Las Vegas coming up at the end of February: https://www.buildersshow.com/   Attend Scott's sessions at the Builders' Show: https://www.buildersshow.com/Search/Speaker.aspx?cadmiumSpeakerID=2130770   Get your free IBS expo pass on us and start planning your trip: https://buildertrend.com/ibs2025/   Read "Profit First" by Michael Michalowicz: https://mikemichalowicz.com/profit-first/   Read “Good Leaders Ask Great Questions” by John C. Maxwell: https://www.amazon.com/Good-Leaders-Ask-Great-Questions/dp/145554809X   Read “The Second Mountain: The Quest for a Moral Life” by David Brooks: https://www.amazon.com/Second-Mountain-David-Brooks/dp/0812993268     Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/252-scott-beebe/    Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware

Alex and Minkoo discuss the urban ramifications on the devastating fires that have affected LA. In addressing the the challenges of rebuilding they emphasize the need for better building codes, materials, and leadership to create safer, more resilient communities. The discussion also touches on the role of the non-tangible, including insurance, economic pressures, and the importance of collaboration in urban design to address the complexities of recovery and future planning. Keywords architecture, landscape, urban planning, urban design, wildfires, community impact, rebuilding, building codes, insurance, leadership, urban design, building culture, California, environmental policy Chapters 00:00 Introduction 01:30 Impact of the Wildfires on Community and Environment 04:28 Challenges in Rebuilding and Community Dynamics 07:32 Economic Implications and Housing Affordability 10:32 Building Codes and Materials for Future Resilience 13:31 Policy Changes and Environmental Regulations 16:17 Insurance Challenges and Market Dynamics 19:32 Leadership and Community Involvement in Recovery 22:29 Opportunities for Urban Design and Community Revitalization 25:37 Future Considerations for Building Practices 28:39 Conclusion and Hope for the Future

On this episode of “The Building Code,” Charley and Courtney are chatting with Tammie Ross, CEO and general contractor of Residence by Ross. Tammie is the architect of vision that transforms houses into homes and is proudly committed to excellence. Her leadership is the cornerstone of a minority woman-owned construction empire that continues to expand. Tune in to the full episode to hear how Tammie managed to break through a lot of barriers to build her successful company and how she's helping others do the same.   Learn more about Residence by Ross: https://residencebyross.com/   Order Tammie's book “Breaking Ground, Breaking the Glass Ceilings” being released on February 3: https://tammie-ross.com/the-book/   Attend the 2025 International Builders' Show in Las Vegas coming up at the end of February: https://www.buildersshow.com/   Attend Tammie Ross' sessions at the Builders' Show: https://www.buildersshow.com/Search/Speaker.aspx?cadmiumSpeakerID=2511685   Get your free IBS expo pass on us and start planning your trip: https://buildertrend.com/ibs2025/   Learn more about the NAHB Professional Women in Building booth: https://www.buildersshow.com/nahb-professional-women-in-building   Get involved with the National Association of Home Builders: https://www.nahb.org/     Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/251-tammie-ross/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware

The housing market needs less government intervention, both in terms of zoning and building codes that add enormously to construction costs. Emily Hamilton of the Mercatus Center comments. Hosted on Acast. See acast.com/privacy for more information.

Episode 250: On this very special episode of “The Building Code,” Charley and Courtney are celebrating a major milestone – reaching the 250 mark!

Episode 249: On this episode of “The Building Code,” Courtney is flying solo on an insightful episode with Tim Sullivan, chief advisory officer at Zonda. Tim has developed the ability to interpret diverse statistics and trends and translate them into actionable plans. He is a major influencer in the field of real estate market research and community development.  Tune in to the full episode to get Tim's thoughts on current economic trends as we start 2025 – and see what his predictions are for later in the year.       Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/249-tim-sullivan/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware

California is contending with a child care shortage, and the state has made efforts to increase options for families. But conflicting regulations from two state agencies are causing childcare centers to turn away thousands of infants and toddlers. Reporter: Daisy Nguyen, KQED Health officials are scheduled to provide an update Friday morning on Governor Newsom's declaration of a state of emergency over bird flu. Although details are scant, public health experts say it's likely a good thing.  Reporter: Kerry Klein, KVPR Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 248: Today on “The Building Code,” Charley and Courtney are chatting with returning guest Mark Williams, founder of Mark D. Williams Custom Homes and host of “The Curious Builder” podcast. Mark is a third-generation, high-end residential builder in the Twin Cities. He credits this success to his collaborative approach with trade partners and homeowners, and his nonstop quest to be a fun, trustworthy, highly skilled and creative. Listen to the full episode to hear how Mark has become an advocate for self-care and wellness to drive both professional and personal growth.   Learn more about Mark D. Williams Custom Homes: https://www.mdwilliamshomes.com/   Check out Mark's podcast, “The Curious Builder”: https://www.curiousbuilderpodcast.com/   Register for Sauna Camp: https://www.curiousbuilderpodcast.com/saunacamp   Register for Bootcamp: https://www.curiousbuilderpodcast.com/bootcamp   Connect with Mark on social. Instagram: https://www.instagram.com/markdwilliams_customhomes/  Facebook: https://www.facebook.com/MarkDWilliamsCustomHomesInc/ LinkedIn: https://www.linkedin.com/in/mark-williams-968a3420/   Read “Atomic Habits”: https://jamesclear.com/atomic-habits Read “Happiness Hypothesis”: https://www.happinesshypothesis.com/     Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/248-mark-willilams/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware

Guest: Alister Watt, Chief Product Officer, Insurance Institute for Business and Home Safety (IBHS)On LinkedIn | https://www.linkedin.com/in/alister-watt-32a60b4/recent-activity/all/Hosts: Alejandro Juárez CrawfordOn ITSPmagazine  

Episode 247: Today on “The Building Code,” Charley and Courtney are sitting down with Lyle Crownover, owner and CEO of Crownover Company, Inc. Lyle is a fifth-generation builder whose great-great-grandfather started building homes in the Twin Lakes area since 1942. Building is in his blood, and he's learned over the years that technology and trends come and go, but quality craftsmanship and solid relationships never go out of style. Listen to the full episode to hear about how the team at Crownover Company are fostering better connections with their clients and subcontractors with the help of technology.   Learn more about Crownover Company on their website: https://crownovercompany.com/   Learn how to get involved with hurricane relief: https://buildertrend.com/blog/hurricane-relief-2024/     Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/247-lyle-crownover/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware

This episode is presented by Create A Video – Frustration and fears are growing in Western North Carolina over building regulations that prohibit a lot of temporary life-saving shelters from being located in flood-ravaged areas. Help with Western NC disaster relief: Hearts With Hands Subscribe to the podcast at: https://ThePeteKalinerShow.com/  All the links to Pete's Prep are free: https://patreon.com/petekalinershow  Advertising inquiries: Pete@ThePeteKalinerShow.com    Get exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.

Segment 2: Syria is collapsing at alarming speed.  Is the stage being set for the destruction of Israel's enemies, further paving the way for Ezekiel 38 and 39 war from the north? Segment 3: NC County building departments stating that Amish-built tiny homes and sheds don't meet building code, and cannot be used to shelter Hurricane Helen victims... because their tents won't collapse and will hold up in a storm?  Segment 4: Lady Liberty presents Trump's latest strategy, return of the "impoundment" presidential power in order to stop government's out-of-control spending.

Need to speak to an insurance professional today? Call HH Insurance at (727) 498-5551 or visit their website! HH Insurance is all about changing the stereotype of insurance companies in Florida. They are focused on the customer and a commitment to serving them. The team is focused on providing a simple buying experience to you and meeting your asks. Jake Holehouse from HH Insurance discusses the complexities of insurance, particularly regarding the most recent hurricane season. They cover challenges in the insurance industry, the impact of hurricane damage in Florida and the Southeast, and the importance of understanding policy details. Jake dives into topics like building codes, flood insurance, boat insurance, and liability coverage, offering insights on how to ensure proper coverage and avoid common pitfalls. A must-listen for anyone looking to better understand their understanding of insurance. 00:00 Introduction and Sponsor Message 00:34 Guest Introduction: Jake Whole House 00:57 Impact of Recent Hurricanes on Insurance 02:22 Building Codes and Hurricane Resilience 04:57 Challenges in Insuring Older Homes 13:29 Flood Insurance and Coverage Issues 16:57 Boat Insurance and Common Mistakes 33:37 Starting an Insurance Business 38:53 Key Factors in Boat Insurance 39:09 Charter Boat Insurance Considerations 41:24 Media Exclusions and Crew Coverage 44:20 Hurricane Plans and Coverage 46:13 Travel and Coverage Territory 47:59 Lightning and Theft Coverage 53:35 Understanding Policy Endorsements 57:40 Finding the Right Insurance Agent 01:05:55 Liability and Physical Damage Coverage 01:11:02 Marine Insurance for Businesses 01:13:14 Conclusion and Contact Information All of my other socials can be found here : https://linktr.ee/TomRowlandPodcast The Tom Rowland Podcast is presented by Star brite! Clean and protect with Star brite, a leading manufacturer of appearance, maintenance, and performance chemicals and accessories, serving the marine, RV, automotive, powersports, hardware, and home care industries for over 50 years. Headquartered in Fort Lauderdale, FL, and with its manufacturing plant in Montgomery, AL, the company produces "Made In The USA" products, including its flagship ethanol fuel treatment, Star Tron Enzyme Fuel Treatment. https://bit.ly/48tNW0y Learn more about your ad choices. Visit megaphone.fm/adchoices