Podcasts about financial forecasting

Live from Boston on the final stop of the Advisory Amplified tour, Blake sits down with James Erving from Fathom and Chris Macksey from Prix Fixe Accounting to explore what advisory services really mean beyond bookkeeping and compliance. Chris shares how his firm requires advisory for all restaurant clients, using industry expertise and operational metrics to guide decisions on everything from menu pricing to expansion timing. The conversation covers the difference between delivering information versus being integral to decision-making, with insights on forecasting, benchmarking, and why visual KPIs help clients with low financial literacy understand their business performance.Chapters(00:22) - Welcome to the Earmark Podcast (01:15) - Prix Fixe Accounting: A Niche in Hospitality (02:25) - Advisory Services in the Restaurant Industry (06:20) - Forecasting and Budgeting for Restaurants (06:59) - Getting Started with Advisory Services (13:40) - Defining Advisory Services (17:35) - The Value of Metrics and Visuals (25:24) - Advice for Firms Starting Advisory Services (27:40) - Conclusion and Final Thoughts Sign up to get free CPE for listening to this podcasthttps://earmarkcpe.comhttps://earmark.app/Download the Earmark CPE App Apple: https://apps.apple.com/us/app/earmark-cpe/id1562599728Android: https://play.google.com/store/apps/details?id=com.earmarkcpe.appConnect with Our Guests: James ErvingLinkedIn: https://www.linkedin.com/in/jameserving/Learn more about FathomOfficial website: http://fathomhq.comChris MackseyLinkedIn: https://www.linkedin.com/in/cmacksey/Learn more about Prix Fixe AccountingOfficial website: https://prixfixe.accountants/Connect with Blake Oliver, CPALinkedIn: https://www.linkedin.com/in/blaketoliverTwitter: https://twitter.com/blaketoliver/

AI strategist Tommy Högström, who has guided giants like Spotify, H&M, and McDonald's, reveals the truth about implementing AI, scaling product teams, and the entrepreneurial journey. From founding his own AI consultancy in Sweden to leading financial forecasting at Spotify and now launching a search fund to acquire a software business, Tommy offers a rare look inside the strategic shifts that separate hype from reality. This episode explores the tough transition from services to product, the evolution of Spotify's famous agile culture, and how to build data infrastructure that actually scales. Unlock the full potential of your product team with Integral's player coaches, experts in lean, human-centered design. Visit integral.io/convergence for a free Product Success Lab workshop to gain clarity and confidence in tackling any product design or engineering challenge. In this episode: The Spotify Model, Unfiltered: Learn how Spotify's culture and priorities shifted dramatically when its focus changed from pure user growth to profitability, and what that means for agile teams at scale. Services vs. Product: Tommy breaks down the conflicting incentives between short-term consulting revenue and long-term product value, and why he ultimately sold his shares in the company he founded. AI Isn't Magic, It's Data: Discover why you might need four data engineers for every data scientist and why thinking of AI as just an "IT project" is the biggest mistake companies make. The Search Fund Path: An inside look at the search fund model, where entrepreneurs raise capital to buy an existing profitable business and scale it as the new CEO. Mentioned in this episode: Gab AI  Xego AI  1Password  Tommy's LinkedIn: https://www.linkedin.com/in/tommyhogstroom Subscribe to the Convergence podcast wherever you get podcasts including video episodes to get updated on the other crucial conversations that we'll post on YouTube at youtube.com/@convergencefmpodcast Learn something? Give us a 5 star review and like the podcast on YouTube. It's how we grow.   Follow the Pod Linkedin: https://www.linkedin.com/company/convergence-podcast/ X: https://twitter.com/podconvergence Instagram: @podconvergence  

What if the real key to economic growth lies in unlocking the entrepreneurial talents of those who have long been overlooked? In this episode of The Angel Next Door Podcast, host Marcia Dawood talks with Corinne Goble, CEO of the Association of Women's Business Centers (AWBC), about the challenges and opportunities facing women, veterans, and other emerging business owners.Corinne's journey, from growing up in her mom's trucking company to leading a national nonprofit network, gives her a rare, insider perspective on what entrepreneurs truly need to succeed. She shares how initiatives like Hope2Women.org, Biz2Grow.org and VeteranStartup.org make business resources, funding guidance, and technical assistance more accessible, while breaking down the confusing jargon that often presents a barrier.If you're looking for practical advice and inspiration, this episode delivers. With honest conversation about the hurdles of funding, the importance of confidence backed by data, and the power of strong networks, this is a must-listen for entrepreneurs and anyone eager to fuel the next wave of inclusive innovation. To get the latest from Corinne Goble, you can follow her below!https://www.linkedin.com/in/corinne-goble/Hope2Women.orgBiz2Grow.orgVeteranStartup.org Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

Welcome back to the Empower Her Business Accelerator podcast! I'm your host, Philippa Channer, and today I want to talk about something that can completely shift the way you grow your business: preparing before you're in a pinch. This episode continues our August series on essential business resources—how to identify them, use them, and in this case, build them before you desperately need them. I'm sharing how to proactively lay the foundation for future launches, new services, or growth seasons so that you're not starting from scratch every time. If you're ready to build a sustainable business that can expand with ease, you're in the right place.

Welcome to this week's episode of Magic Moments! In this instalment, I'm joined by the brilliant Mike Chamberlain - a finance wizard with a real-world approach to helping businesses not just survive, but grow sustainably. We dive into all those "oops" financial moments that businesses tend to stumble into, and more importantly, how to sidestep them. Mike breaks down why cash flow issues are usually less about a lack of money and more about poor decision-making.  We chat about how so many business owners confuse capital expenditure with day-to-day ops spend, and how that one mistake can cause massive ripple effects. Mike gives you practical advice on setting up proper financial systems, why having a cash flow forecast isn't just "nice to have," and how to actually build a financial cushion that works. Whether you're running a growing company or just trying to keep your head above water, this one is packed with golden nuggets. If finance stresses you out, this convo might just flip the script for you. Did you enjoy this Magic Moment? Click here to listen to the full episode.

In this episode of the FEI Podcast, Sam Peterson, EY's Global Innovation Leader for Financial Accounting Advisory Services, explores the transformative impact of generative AI on the finance function. From the evolution of AI since its breakout moment to real-world use cases in FP&A, treasury, and financial reporting, Sam shares insights on how finance leaders can harness AI to drive efficiency, accuracy, and strategic value. The conversation also dives into emerging trends like agentic AI and reasoning models, and how professionals can prepare their teams for the future of work. Special Guest: Sam Peterson.

Send us a textIn this episode of The Margin Method, Steve unpacks one of the biggest traps business owners fall into: growing revenue while losing margin. Through real-world stories and hard-won insights, he explains why more work doesn't always mean more profit—and how pursuing the wrong clients, underpricing jobs, and scaling without systems can erode the very thing that makes a business sustainable.Steve introduces the concept of the “margin gap,” why it happens, and what to do about it. Whether you're under a million in revenue or pushing past ten, this episode will challenge your assumptions about growth and guide you to a smarter, more profitable path. If you're ready to stop chasing volume and start building value, this one's for you.Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.Support the show

Worried about where your business is headed financially—or if you'll even break even? In this episode of The Dickie & Donny Show, BOP Business Coaches Shawn “Dickie” Stinson and Brandon “Donny” Gray dive into one of the most powerful tools in your business toolbox: financial forecasting. They'll show you how to build a clear, straightforward spreadsheet to project your revenue, costs, and profit—so you can plan ahead, avoid surprises, and lead with confidence. Whether you're thinking about growth, hiring, or just need better visibility, this episode gives you the tools to take control of your numbers. LISTEN now and start making financial decisions—on purpose. Are you working IN your business or ON your business? Do you have all of the foundational elements that will liberate you from the business chaos? Take the assessment to find out which areas you can grow and improve on. Take our Healthy Owner Business Assessment HERE➡️ http://mybusinessonpurpose.com/healthy SIGN UP for our Newsletter HERE ➡️ https://www.boproadmap.com/newsletter For blogs and updates, visit our site HERE ➡️ https://www.mybusinessonpurpose.com/blog/ LISTEN to the Business On Purpose Podcast HERE ➡️ https://podcasts.apple.com/us/podcast/my-business-on-purpose/id969222210 SUBSCRIBE to our YouTube channel HERE ➡️ https://www.youtube.com/channel/UCbPR8lTHY0ay4c0iqncOztg?sub_confirmation=1

Tune in as Pushpendra Mehta and Paul Galloway dive into the third topic in the series: Cash Forecasting. Tune in for deeper insights. You can explore the Leading Practices in Treasury eBook or its audiobook by visiting here For a visual overview, watch the video version here

In this episode, Pushpendra Mehta sits down with Paul Galloway to discuss the third topic in the series—Cash Forecasting. Tune in for deeper insights. Want to dive deeper into Leading Practices in Treasury? Download the eBook or listen to the audiobook here Alternatively, you may view the video version here

Send us a textScott Meyers takes us on a no-nonsense deep dive into the critical role of financial oversight in self-storage businesses.Whether you're a one-facility operator or managing a growing portfolio, Scott makes it clear: if you don't have a CFO, you are the CFO. Using Warren Buffett's wisdom as a launching point, he breaks down the essential monthly, quarterly, and annual financial cadences every owner must adopt. From budgeting realistically (no pie in the sky numbers!) to analyzing rolling 13-month cash flows, and from understanding why trends matter more than isolated data points to the perils of missing tax deadlines—Scott outlines how strategic financial management can make or break your business. LISTEN FOR5:52 Why Two Sets of Books (Cash vs Accrual) Matter7:25 Monthly Cadence: How to Review Your Financial Health9:05 Rolling 13-Month Cash Flow: Your Financial Crystal Ball10:43 Don't Trust REIT Benchmarks: Your KPIs Should Be Yours16:04 Mastermind P&L Showdown: What Real Operators Are Doing19:17 Three Essential Questions for Every Financial MeetingWatch For7:45 How a Missed K-1 Can Cost You Investor Trust11:00 Rolling 13-Month Cash Flow: See the Trends, Avoid the Traps14:50 What the Balance Sheet Really Tells You19:20 Financial Forecasting: 90 Days Forward22:00 The 3 Key Questions for Every C-Suite MeetingLeave a positive rating for this podcast with one clickCONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | InstagramFollow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.

Send us a textYour income statement says you're winning so why does it feel like you're broke? In this episode of Strategy. Scale. Exit. Steve unpacks one of the most common (and costly) issues business owners face: the disconnect between profit and cash. Through relatable stories and a simple four-step framework, he explains why profit is just the story and cash is the truth. If you've ever skipped a paycheck to make payroll or felt financially stuck despite growing revenue, this episode is your roadmap to clarity, control, and real cash flow confidence. Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.Want to see if you're a fit for our KPI Kickoff? Check it out here: https://www.coltivar.com/boost Support the show

Send us a textMaster business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Your company is generating real revenue, but where's the profit? In this episode of Boosting Your Financial IQ, Steve unpacks the most common (and often hidden) reasons businesses struggle to turn revenue into bottom-line results. From product-market fit to pricing, from customer experience to capital structure Steve reveals the pitfalls that drain profitability and how smart founders fix them. If you're leading a $3M–$20M company and wondering what's holding you back, this episode is for you. Disclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Register for our April 8th financial workshop here: https://www.coltivar.com/register-for-byfiq-workshop-apr-8Support the showRegister for our April 8th financial workshop here: https://www.coltivar.com/register-for-byfiq-workshop-apr-8 Support the show

Predict future cash flows effortlessly with Microsoft Excel's Forecast ETS function.Quick Tech TalkWith Steve YossCPE TodayDive into one of Excel's most powerful yet underutilized tools: the Forecast ETS function. Whether you're an accountant, financial analyst, or business owner, this function can transform the way you approach budgeting and forecasting—making predictions faster, smarter, and more accurate. MORE STEVE YOSS MORE TECH With just a few clicks, Forecast ETS allows you to project future cash flows based on historical data, helping you anticipate upcoming revenue, expenses, or trends. Need an even simpler way to visualize your forecasts? The Forecast Sheet function automates the entire process, generating an easy-to-read graph to give you instant insights.

Boost your firm's impact with financial forecasting! In this episode of the ESS BIZTOOLS Accountants' Minute Podcast, Peter Towers explores how accountants, bookkeepers, and business advisors can elevate their SME clients' success through effective business planning and predictive accounting. Learn why financial forecasting is crucial for sustainable growth, cash flow management, and strategic decision-making. Discover how to guide SMEs in developing business plans, managing key financial drivers, and leveraging capital-raising opportunities. Tune in to stay ahead in advisory services and help your clients thrive! You can also access our podcast on: Amazon Music Apple Podcasts Audible Spotify YouTube

Send us a textIs your business set up for success in 2025, or will you look back wishing you'd done things differently?Steve Coughran breaks down the five essential components every company must have in place—from a clear strategy to financial forecasting and KPIs. Without these, you're flying blind. Learn how to set your business up to drive growth, cash flow, and long-term value before it's too late.Don't wait—tune in now to get ahead. Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.Get your copy of Cash Flow today!Continental US: Claim your free copy hereWorldwide: Available on Amazon Support the show

- Brighton Broadcast News Introduction and Initial Remarks (0:00) - Global Gold Shortage and Financial Markets (3:29) - Trump's Financial Strategy and Tariffs (10:50) - Impact of Tariffs on US Treasury Debt Holders (15:52) - Nuclear War Scenario and Its Implications (26:57) - Interview with Martin Armstrong on Gold and Financial Markets (37:16) - Challenges of Implementing a Gold Standard (45:17) - Impact of Geopolitical Events on Gold Prices (48:23) - Role of AI in Financial Forecasting and Analysis (1:10:18) - Future of AI and Technology in Financial Markets (1:17:06) - NORAD and Early Career Experiences (1:19:44) - AI and Its Implications (1:25:31) - AI in Politics and Economics (1:29:14) - Central Banks and Economic Challenges (1:31:53) - Conclusion and Final Thoughts (1:35:57) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

Today on “The Building Code,” Charley is a lone host sitting down with Gene Marks, founder of The Marks Group. Gene is renowned keynote speaker and national business columnist presenting at over 70 live events each year. He's also a best-selling author, CPA, business owner, and national business columnist for “The Guardian,” “Forbes,” “Entrepreneur” and more, Gene has spent the past 25 years running a very successful business. Listen to the full episode to hear Gene's strategies for managing overhead costs and securing financing to ensure operational stability and growth.   Visit his website to connect with Gene and learn more about the partnership opportunities: https://www.genemarks.com/   Check out some of Gene's resources and his consulting services: https://genemarks.medium.com/ https://www.genemarks.com/consulting/   You can also go to The Marks Group to learn more about CRM and access resources: https://www.marksgroup.net/   Attend the 2025 International Builders' Show in Las Vegas coming up at the end of February: https://www.buildersshow.com/   Get your free IBS expo pass on us and start planning your trip: https://buildertrend.com/ibs2025/   Read the shownotes for this episode here: https://buildertrend.com/podcast/the-building-code/254-gene-marks/   Join “The Building Code” Facebook group: https://www.facebook.com/groups/thebuildingcodecrew/   FACEBOOK: https://www.facebook.com/buildertrend/ INSTAGRAM: https://www.instagram.com/buildertrend/  TWITTER: https://twitter.com/Buildertrend/ YOUTUBE:  / @buildertrend LINKEDIN: https://www.linkedin.com/company/buildertrend #Buildertrend #BuiltWithBuildertrend #ConstructionSoftware

Show Notes – Mastering Business Finance & Leadership with Salvatore Tirabassi   Guest: Salvatore Tirabassi – CFO, Business Strategist, and Founder of CFO Pro Plus Analytics   In this insightful episode, we welcome Salvatore Tirabassi, a finance expert dedicated to helping businesses grow through strategic financial planning and leadership.   Salvatore shares invaluable insights on financial forecasting, employee motivation, and leadership strategies that can transform businesses from the ground up.   What You'll Learn in This Episode:   ✅ The Power of Investing in Yourself – Why self-investment attracts opportunities and success. ✅ Lessons from Nature – How a simple mango tree illustrates the value of growth and perseverance. ✅ Financial Forecasting for Business Success – Practical steps to creating a financial roadmap for your company. ✅ Motivating Employees Effectively – Why the "right person, right seat" methodology is key to high performance. ✅ Tailored Business Solutions – How CFO Pro Plus Analytics helps businesses gain financial clarity and stability.   Salvatore's deep-rooted expertise in venture capital, private equity, and CFO services provides a game-changing perspective for entrepreneurs, family business owners, and CEOs looking to scale efficiently.   His emphasis on customized solutions and understanding business drivers makes this a must-listen episode for those serious about success.   Connect with Salvatore Tirabassi:  

In this episode, Cody and Meagan guide you through the essential steps to set your hospitality business up for success in 2025. They cover how to start building your annual budget, forecasting both revenues and expenses to ensure your financial roadmap is in place. The episode also dives into creating a powerful annual marketing plan, focusing on promotions, key marketing dates, and the best ways to align with seasonal trends.They offer expert tips on making informed adjustments based on previous years' data, setting achievable goals, and implementing flexible strategies to adapt as the year unfolds. Cody and Meagan provide actionable insights on analyzing past performance, identifying new opportunities, and keeping your team aligned on your 2025 objectives. Start the new year prepared, confident, and ready for growth with this step-by-step planning episode. Follow us on Instagram - @thevibrantteam@virtualgmpodcastCheckout our website - www.thevibrantteam.com

Election season has officially wrapped up, and with the results in, we now have a clearer picture of what the future may hold. In today's episode, Nathan and Marc dive into several important topics that could be shaped by the new administration. Listen in as they discuss the potential extension of the Tax Cuts and Jobs Act, government spending and tariffs, and how the outcome of presidential elections can influence the market. Here's some of what we discuss in this episode: The possible extension of the Tax Cuts and Jobs Act Taking advantage of Roth conversions during this time National deficit concerns and potential solutions The market's reaction to the election Resources for this episode: https://www.usatoday.com/story/money/personalfinance/2024/11/17/trump-republican-win-low-tax-economy/76296530007/ For more, visit us online: http://thefinancialanswer.com 

This week, Phil and Marc dive into the potential financial impacts of tariffs, tax cuts, and immigration policies following the 2024 election. While early speculation should be taken with caution, they'll discuss what could be in store for 2025. With changes in policy possibly affecting everything from taxes to housing, the duo breaks down what these shifts could mean for your financial future. Throughout this conversation, Phil stresses the importance of sticking to your financial plan until the dust settles. As we move forward, it's crucial to stay focused, maintain your long-term strategy, and be patient as we navigate this evolving landscape. Here's some of what we discuss in this episode: 0:00 – Intro 2:00 – A Tax Cuts and Jobs Act extension? 5:51 – Corporate tax rate and Social Security tax proposals 8:12 – Tariffs and their economic impact 13:33 – Immigration and it's economic implications 17:17 – Having a long-term vision Helpful resources for this conversation: https://time.com/7095898/donald-trump-economy-plan-2024/ https://www.npr.org/2024/11/06/nx-s1-5181327/trump-election-economy-tariffs-deportations https://wellsfargo.bluematrix.com/links2/html/5fd93977-359f-4bff-8db1-42935f3e8f45    Get our Tax-Smart Retiree book: https://www.thetaxsmartretireebook.com/welcome For more, visit us online: http://philstaxhacks.com Watch the video podcast on YouTube: Phil's Tax Hacks and Other Retirement Facts  

In this episode, I dive into the essential steps of financial forecasting—from predicting your revenue and controlling expenses to ensuring cash flow stability. Learn how to create accurate financial forecasts and use them to guide your business decisions with confidence.What You'll Learn: • What financial forecasting is and why it's critical for business success. • How to create a revenue forecast that sets you up for growth. • The importance of expense forecasting and planning ahead for costs. • How to ensure cash flow stability during growth periods. • How to use financial forecasts to make strategic decisions.Resources: • Financial Forecasting Toolkit (Free Download): https://www.annetteandco.co.uk/financial-forecasting-toolkit/Connect with Me:- Profit First UK Facebook Group: https://www.facebook.com/groups/915326342418247- Instagram: https://www.instagram.com/annettefergs/- LinkedIn: https://www.linkedin.com/in/annettefergusonuk/- Website: https://www.annetteandco.co.uk/

In this episode of Boosting Your Financial IQ, Steve reveals the top five financial skills he wishes he had when starting his business. From mastering financial statements to advanced forecasting and valuation techniques, Steve shares practical insights that can transform your business acumen. Whether you're a business leader, owner, or aspiring financial professional, this episode offers valuable tips to enhance your financial literacy and drive success. Tune in for actionable advice that will help you make informed decisions and elevate your financial strategy. Here's how to get started with Boosting Your Financial IQ:Step 1:  Test your financial IQ for FREEStep 2: Download the FREE appStep 3:  Take the Fundamentals of Finance courseDisclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Get the free BYFIQ app and Starter Course here: https://www.byfiq.com/app Support the Show.

In this episode of Boosting Your Financial IQ, Steve delves into the importance of financial skills and how mastering them can drive business success. Drawing from his experience as a CFO and his work with multi-million and billion-dollar companies, Steve highlights key concepts like building accurate forecasts, understanding LTV to CAC ratios, and combining strategy with financial acumen. Whether you're an entrepreneur, a business leader, or an aspiring financial professional, this episode offers valuable insights to help you grow your business, increase profitability, and achieve financial freedom. Tune in to learn how these essential skills can transform your financial life. Get the free BYFIQ app and Starter Course here: https://www.byfiq.com/app Support the Show.

In this episode, Ray Sclafani discusses the RIA growth illusion and the importance of creating a financial model for organic growth. He emphasizes the need for financial forecasting and modeling to make informed decisions and prepare for future outcomes. Sclafani suggests modeling three scenarios: a normal steady state, a worst-case crash and burn, and an optimistic moonshot scenario. He highlights the benefits of financial modeling, including identifying opportunities and challenges, assessing capacity needs, and enhancing the credibility of your plan. Sclafani also provides five considerations for generating reliable financial models.Key TakeawaysMany firms believe they have achieved organic growth, but it is often more smoke than substance. Financial modeling and forecasting are crucial for making informed decisions and preparing for future outcomes. Modeling three scenarios (steady state, crash and burn, moonshot) provides a foundation for a well-structured financial model. Financial modeling helps identify opportunities and challenges, assess capacity needs, and enhance the credibility of your plan. Considerations for generating reliable financial models include assumptions and input quality, model structure and design, scenario analysis, financial statement integration, and model review and testing. To find this article from The ClientWise Blog click here.Find Ray and the ClientWise Team on LinkedIn | Twitter | Instagram | Facebook |YouTubeFor more information, and to join one of the largest digital communities of financial advisors, visit exchange.clientwise.com

Welcome back to Passive Income Pilots! In this episode we delve into essential tax strategies tailored specifically for pilots. With the expertise of Toby Mathis from Anderson Advisors, we explore five key ways you can reduce your tax liability effectively. Toby brings his depth of tax knowledge directly to our pilot audience, discussing everything from maximizing deductions to strategic asset management. Additionally, we'll cover an intriguing opportunity for pilots interested in aircraft ownership—how purchasing an airplane can not only serve personal and professional needs but also offer significant tax advantages. If you're looking to navigate the complexities of taxes with ease and make informed decisions that could save you thousands, this episode is your must-listen guide.Timestamped Show Notes:(00:00) - Introduction to the episode with hosts Tait and Ryan.(01:29) - Introduction of the guest, Toby Mathis, and discussion on tax and legal workshops.(04:02) - Explanation of tax brackets and progressive tax systems.(05:13) - Discussion on aircraft ownership, benefits, and deductions related to taxes.(10:24) - Detailed analysis of leasing aircraft and tax implications.(17:15) - Strategies for pilots to utilize aircraft ownership for tax advantages.(23:46) - Overview of various tax reduction strategies and charitable giving.(28:36) - Introduction to tax and legal workshops offered by Toby's firm.(32:02) - Five top tax tips for pilots including HSA benefits.(44:58) - Discussion on solo 401k benefits and other tax-deferred accounts.(53:15) - Conclusion and thanks to guest Toby Mathis.Resources Mentioned:Tax & Asset Protection WorkshopDallas Conference June 27-29Remember to subscribe for more insights at PassiveIncomePilots.com!Join our growing community on FacebookCheck us out on Instagram @PassiveIncomePilotsFollow us on X @IncomePilotsGet our updates on LinkedInHave questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com See you on the next one!Legal DisclaimerThe content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions. The hosts, Tait Duryea and Ryan Gibson, do not necessarily endorse the views of the guests featured on the podcast, nor have the guests been comprehensively vetted by the hosts. Under no circumstances should any material presented in this podcast be used or considered as an offer to sell, or a solicitation of any offer to buy, an interest in any investment. Any potential offer or solicitation will be made exclusively through a Confidential Private Offering Memorandum related to the specific investment. Access to detailed information about the investments discussed is restricted to individuals who qualify as accredited investors under the Securities Act of 1933, as amended. Listeners are responsible for their own investment decisions and are encouraged to seek professional advice before investing.

We were all raised to believe that success follows a predictable path: excel in school, earn a degree, secure a job, and invest in a 401k. However, the pandemic has disrupted this sequence, leading some to adopt less conventional approaches like relying on unemployment benefits as a financial strategy. This isn't a sustainable path to wealth.That's why I'm inviting you to join me for this replay of my popular first installment of a two-part series where I outline my 10-step plan to becoming a millionaire within five years. It's time to build lasting wealth for yourself and your family.Loral's Takeaways:Intro: (00:00)Breaking The Cycle Of Debt (2:11)Financial Planning + Wealth Cycle For Single Parents (7:45)Organizing Finances For Business Owners + Wealth Creation (9:57)Achieving Financial Freedom Through Passive Income + Investing (15:30)Financial Forecasting, Cash Flow + Business Growth Strategies (17:50)Financial Planning, Goal Setting + Entrepreneurship (23:08)Tax Strategies For Businesses + Individuals (26:00)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment. Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast: https://integratedwealthsystems.com/podcast/Integrated Wealth Systems:

In today's episode, we're diving deep into the world of economics and financial forecasting with none other than Doug Porter, a luminary with over three decades of experience in analyzing global economies and financial markets. As the Chief Economist at BMO Financial Group and the mastermind behind the influential publication 'Talking Points', Doug not only shapes the macroeconomic and financial market forecasts but also leads a team celebrated for its precision in forecasting, clinching the #1 spot across notable awards and surveys. From starting his illustrious career at the Bank of Canada to becoming a revered voice in economic commentary, Doug's journey is nothing short of inspirational. His insights have not only earned accolades but have also made him a sought-after commentator in the press and on air. Stay tuned as we explore the mind and motivations of the man who's been at the forefront of economic forecasting, offering a rare glimpse into the intricacies of financial markets and what it takes to lead a team to the pinnacle of success in the challenging world of economic analysis.In this episode we explore the nuances of Canada's economy and its direct impact on the real estate market. Porter, with his three decades of experience, provides a comprehensive overview of the current economic landscape, noting a significant reduction in inflation from over 8% in the summer of 2022 to around 3%. He attributes this decrease to effective monetary policies that have managed to curb inflation without precipitating a recession. Despite this success, Porter forecasts modest growth for the Canadian economy, primarily due to the lingering effects of recent interest rate hikes, projecting a modest real GDP growth.Porter also delves into the future of interest rates, suggesting potential cuts in the latter half of the year, given the downward trend in inflation and the economy's modest growth. He highlights the significant influence of mortgage interest costs on inflation, suggesting that future rate cuts could alleviate some of this pressure. On the topic of the housing market and affordability, Porter discusses the resilience of Canada's real estate market amidst high interest rates and addresses concerns about the "renewal cliff" of mortgages due for renewal in 2025 and 2026. He downplays these concerns, expressing confidence in the market's ability to adjust to these challenges.The conversation also touches on global economic factors, such as supply chain disruptions in the Red Sea, and their potential impact on inflation. Porter believes these factors will not drastically alter the inflation landscape, emphasizing that the primary drivers of inflation are now services, housing, and wages rather than goods. Looking ahead to 2024, Porter identifies opportunities in the tech sector and resource industries, particularly mining, driven by the global push towards decarbonization. He acknowledges the inherent risks and uncertainties in economic forecasting, especially in the current volatile environment, but remains optimistic about Canada's economic resilience and the potential for growth in specific sectors.The interview with Doug Porter offers invaluable insights into Canada's economic prospects and the interplay between economic policies, global factors, and the real estate market.  _________________________________ Contact Us To Book Your Private Consultation:

Episode 5: Financial Forecasting: What, How, When and Why With Kendra James Anderson   Welcome to the Kendra Nicole Podcast, where we explore the realms of business, entrepreneurship, and a touch of motherhood. Hosted by Kendra James Anderson, a business veteran with over 20 years of experience.   On this episode of the Kendra Nicole podcast, host Kendra Nicole provides a clear and practical guide to financial forecasting for small businesses. Drawing on her experience as a finance firm owner, she explores the importance of forecasting for planning growth and making informed decisions. Here are some key points talked on the episode: ●      Client Success Story: Kendra shares a client success story illustrating the positive impact of strategic financial planning on business expansion. ●      Techniques Explored: Key techniques covered in the episode include historical data analysis, sales forecasting, expense projections, cash flow forecasting, and scenario planning. ●      Essential Tools: Kendra recommends crucial tools such as accounting software for efficient financial management. ●      Actionable Insights: Whether you're a startup or an established business owner, this episode provides actionable insights to enhance your financial planning skills.   Learn more about Kendra:   Kendra James-Anderson, founder of The Finance Femme, had a decade of experience working in Corporate America when she recognized a large gap in the financial management industry. She served as a Finance Manager supporting the CFO of a multi-billion dollar company in which she was involved in boardroom meetings several times a week. In these meetings, she saw firsthand how billion dollar companies had highly skilled CFOs assisting their CEOs with everyday decision-making based on facts, data, analysis and experience in business strategy.     Follow Kendra here: Email: info@TheFinanceFemme.com  Youtube: https://www.youtube.com/@thefinancefemme LinkedIn: https://www.linkedin.com/in/kendranjames/    The Finance Femme Website thefinancefemme.com The Finance Femme Instagram instagram.com/TheFinanceFemme Kendra Nicole Website kendranicole.co   Kendra Nicole Instagram instagram.com/KendraNicole.co   #FinancialPlanning #BusinessExpansion #StrategicFinance #SmallBusinessTips #FinancialForecasting #EntrepreneurshipInsights #AccountingTools #StartupSuccess #BusinessDecisionMaking    TAGS: Business Growth, Delegation Success, Effective Hiring, Leadership Tips, Work Life Balance, Strategic Onboarding, Skill Assessment, Team Empowerment, Feedback Loops, Core Tasks, Entrepreneurial Insights, Business Strategy, Scaling Operations, Management Tips, Leadership Development

In this week's Coffee Break Session, we unpack modeling and forecasting as a corporate treasurer. Listen in and learn the key differences, explore real-world examples, and see how data can help drive accurate predictions.

Run the Numbers is a weekly podcast about financial metrics and business models, designed for ambitious people operating tech startups. It's a collection of things host CJ Gustafson (CFO at Partstech and writer of Mostly Metrics) has learned and thought about in the trenches as a tech CFO. This show is meant to serve as a playbook of sorts for the stuff CJ wishes he knew earlier in his career, both from experience and from copying people smarter than himself. Topics frequently touch upon Startup SaaS Metrics, Annual Budgeting, Financial Forecasting, Headcount, Equity, Dilution, and Fundraising – and how all of these drive business performance and growth. -- RECOMMENDED PODCAST: The HR industry is at a crossroads. What will it take to construct the next generation of incredible businesses – and where can people leaders have the most business impact? Hosts Nolan Church and Kelli Dragovich have been through it all, the highs and the lows – IPOs, layoffs, executive turnover, board meetings, culture changes, and more. With a lineup of industry vets and experts, Nolan and Kelli break down the nitty-gritty details, trade offs, and dynamics of constructing high performing companies. Through unfiltered conversations that can only happen between seasoned practitioners, Kelli and Nolan dive deep into the kind of leadership-level strategy that often happens behind closed doors. Check out the first episode with the architect of Netflix's culture deck Patty McCord. https://link.chtbl.com/hrheretics -- Subscribe on YouTube: https://www.youtube.com/@Run-the-Numbers Check out our website: podpage.com/run-the-numbers Run The Numbers is a part of the Turpentine podcast network. Learn more: www.turpentine.co

Invest smarter with AI-powered forecasts of CI Markets portfolios.In this episode of The Week Ahead, Tony Nash hosts a discussion with Tony Greer, Albert Marko, and Tracy Shuchart, covering various market events and trends.Tony Greer explains the concept of a bear steepener, which is causing a necessary rotation in the market, with tech stocks and the AI bubble deflating while natural resources and energy hold their ground.The panel discusses the current market pullback, viewing it as orderly and temporary. They mention the spike in the VIX, indicating increased fear, but not impending doom. Tony Greer expresses bullishness in the oil market, citing tightening gasoline spreads and the strength of the physical oil market.Tracy Shuchart agrees with Tony Greer's assessment of the oil market, emphasizing extreme backwardation and market tightness. Tony Greer expects a continuation of the rotation out of tech stocks and a potential further pullback before finding a comfortable bottom for the S&P 500.Tony Greer discusses his bullish view on the equity market, expecting a pullback in the tech sector due to bubble sentiment. Albert agrees and believes China will act decisively to address the current situation. They mention China's potential sale of treasuries and discuss various developments in China, including domestic weakness, deflation, and Evergrande's bankruptcy filing.The episode also touches on the potential impact of selling Chinese treasuries and the belief that other countries, including the US, would buy them. They discuss China's potential sale of overseas assets and domestic political dynamics. The conversation briefly mentions the depreciated Japanese yen and its impact on China's export competitiveness.The discussion then shifts to crack spreads and refinery capacity, with Tracy explaining their significance and the underlying issues caused by underinvestment. Tony Greer expresses bullishness on energy due to strong gas demand and potential disruptions in refining capacity. Tracy mentions the potential impact of companies requiring employees to return to the office on gasoline demand. Albert adds that a potential slowdown in China could temporarily bring oil prices down.Key themes:1. Bear Steepener2. China death spiral3. Your crack(spread) is showingThis is the 76th episode of The Week Ahead, where experts talk about the week that just happened and what will most likely happen in the coming week.Follow The Week Ahead panel on Twitter:Tony: https://twitter.com/TonyNashNerdTony Greer: https://twitter.com/TgMacroAlbert: https://twitter.com/amlivemonTracy: https://twitter.com/chigrlWatch this episode on Youtube: https://youtu.be/j-rtq4xFd6U

AI-powered market forecasts with CI Markets: https://completeintel.com/marketsIn this episode of The Week Ahead, we have Joseph Wang, Tracy Shuchart, and Ralph Shoellhammer.Joseph kicks off by talking about inflation, the Fed, and banks. He looks at the recent CPI numbers and asks whether they suggest inflation or not. The conversation revolves around the Fed's plans and a survey indicating two more interest rate hikes this year. We're also examining changes in the money supply and whether it's going back to normal levels.Tracy gives us an OPEC update. The latest report forecasts oil demand growth for this year and the next. She gets into the impact of OPEC's supply cuts, particularly Saudi Arabia's extended cuts, and how they shape the supply situation this quarter.Lastly, Ralph presents the case for why Europe needs nuclear energy. He shares insights from his report on the topic. Ralph explains the importance of energy density and its link to nuclear power. Safety concerns about nuclear energy and European perspectives on restarting nuclear plants are also discussed. We're also looking at Germany's energy mix and recent shifts in energy prices.Key themes:1. CPI. Fed. Banks.2. OPEC Supply Deficit3. Why Europe Needs NuclearThis is the 75th episode of The Week Ahead, where experts talk about the week that just happened and what will most likely happen in the coming week.Follow The Week Ahead panel on Twitter:Tony: https://twitter.com/TonyNashNerdJoseph: https://twitter.com/fedguy12Tracy: https://twitter.com/chigrlRalph: https://twitter.com/RaphfelWatch this episode on Youtube: https://youtu.be/V40wnnhVRjQ

Running a successful e-commerce business continues to get more complicated - and more costly.   The old days when a web strategy was little more than a simple online shop have morphed into a complex, hyper competitive business model.Today, surging costs and few barriers to competitors have raised the stakes for e-commerce businesses.   That's requiring new tools and new skills.Meet Matt Putra is the CFO of eightx.co, which helps companies with that all important financial forecasting - so that leadership can make more strategic decisions and gain control over their cash flows.He's helped e-commerce brands around the world scale their businesses,  and has created  a financial model for a $750 million government fund concept.Today Matt joins us on A Seat at The Table to discuss:•How e-commerce businesses can gain better control over their cashflow - and preserve cash.•Insider advice about negotiating with suppliers.•Financing strategy for e-commerce businesses.SPONSOR MESSAGE:Having a strong financial plan is critical to the success of any business. However it's also essential to have the right people who can execute on that plan and keep tight controls on your finances.Finding those first rate financial managers is not that easy with the top talent being in big demand.  That's why many leadingenterprises and even medium sized businesses look to Asianet Consultants to help them recruit the right people for their finance departments.  Asianet has decades of experience and a vast network that enables them to identify and reach out to talent that might otherwise not be accessible.USEFUL LINKS:Asianet Consultants:  https://asianetconsultants.comConnect with Matt Putra:   linkedin.com/in/mattputraeightx.co website:  https://www.eightx.co/Visit A Seat at The Table's website at https://seat.fm

Are you running your farm like the financial asset that it is?  On today's episode of the Thriving Farmer Podcast, we are joined by Ryan Tansom who is the founder of Arkona and the Intentional Growth Podcast. He teaches business owners how to view and run their company like a financial asset through The Intentional Growth Framework, fractional CFO services and strategic planning. His mission is to help entrepreneurs enjoy their work, create wealth and make an impact. Tune in to hear all about Ryan's amazing entrepreneurial journey, how he accomplished what he's accomplished, and where he's growing next!   In this episode, you'll hear:  The story behind his business name Arkona 1:35 How Ryan got started in entrepreneurship 3:30 About what Arkona provides 11:47 How Ryan goes about team building 21:00 How Ryan manages to get a team to be on the same page 25:22 What Ryan's advice is for someone in a family business that is dealing with strife 30:03 What Ryan means by “equity growth” 41:23 Where you can find out more about Ryan and his work 46:54   About the Guest: Ryan Tansom started his entrepreneurial career at his family business where he was the Executive VP and responsible for the strategic, operational, and financial strategy of the $21 Million company. By the age of 27, Ryan helped turn the company around and bring intentional focus to the right strategies which enabled it to be sold for 8 figures in 2014 to a local competitor. Ryan took his experience and founded Arkona to create the Intentional Growth™ Framework which helps owners view – and run – their company like a financial asset through educational training and fractional CFO services. Ryan's mission is to help entrepreneurs enjoy work, create wealth, and make an impact to make the journey “worth it”. Ryan has personally guided over 400 entrepreneurs and leaders through the Intentional Growth™ Academy and also hosts the popular Intentional Growth™ podcast. Resources: Business Website: Arkona Podcast: Intentional Growth Podcast Ryan's LinkedIn Profile         This podcast is sponsored by Small Farm University, THE go-to resource for gardeners, homesteaders, and farmers around the world. Small Farm University delivers classes online and on demand, with training on how to grow crops AND how to grow a profitable farm business that serves you, your family, and your community well.  Applying what you learn in SFU could save you countless hours and thousands of dollars. And, it can save you the agony of costly mistakes some make, just because they “don't know what they don't know.” Delivered by real farmers with hands-on experience and expertise, it is unique in its approach, using the RIPEN method for growing and building a farm or farm business.   To learn more, visit:  GrowingFarmers.com today!  

How can agency owners leverage financial forecasting and modelling to better inform strategic planning and drive growth? Lean in as we talk to an agency owner whose secret to scaling from seven to eight figures is mastering financial forecasting. You might be at the stage of business where you're doing this with minimal support, or you might have a fractional or even full-time Chief Financial Officer.  Either way, this episode will get your gears turning on how to improve decision-making and allocate resources more effectively.Show LinksWebsite: https://ramsayinnovations.com/LinkedIn: https://www.linkedin.com/in/jonmorrisramsayinnovations/“Less is More” is how you scale a service-based businessHow do I know this? I can 100% relate to where you are now.  You feel like you're wearing too many hats and can't do it all… I know that if you create a complex business that makes you feel trapped, you will never want to grow your business. You'll do little (or big!)  things to self-sabotage growth because you don't want to scale overwhelm; nobody does. I've been there.I learned this lesson as the second in command of an agency. I could not turn off my brain and relax because I would worry about what was and wasn't being done.  It wasn't until I looked at the business from a productized service perspective. It gave us more bandwidth to double the revenue and sell and exit the business.  Since then, I've been behind the scenes of six and seven-figure service-based businesses, helping agency owners who are at capacity get out of being stuck in service delivery to scale. It all starts by looking through the lens of a productized service. Download the FREE productize your service roadmap: https://audreyjoykwan.com/roadmapHey thank for hanging out with me at the Small But Mighty Podcast. If you enjoyed this episode it would mean the world to me if you hit the follow or subscribe button in your podcast app and share it with a friend. And I'll see you on the next one. Get the full show notes and more information here: https://audreyjoykwan.com/podcast-ep65Podcast Edits by Lindsay Curtis

Do you want to feel empowered in your small business financial decisions? Are you tired of feeling unsure about your finances? Today I'm sharing an interview with Fathom, the financial forecasting software that I use.  We discuss a solution - proactive financial planning that leads to decisive and confident choices. Say goodbye to financial stress and hello to financial confidence. When you can avoid guessing, you have an opportunity to make an educated decision that you feel confident about. - Erica Goode   Learn more about Fathom here.   Connect with Erica: Instagram @erica.goode.cpa  LinkedIn: Erica Goode, CPA Newsletter sign-up: https://www.ericagoode.com/newsletter-signup ***FREE Tax Deduction Guide***    

Did you know that when it comes to building and leveraging a repeatable business budgeting process, most organizations get it wrong?  Revamping your business budgeting process is critical to the financial success of your organization. An effective budgeting process can help you identify inefficiencies, ensure accuracy, support decision-making, enable agility, and promote accountability. By evaluating and updating your current budgeting methods, you can gain a better understanding of your financial situation, make more informed decisions about resource allocation, and adapt to changing market conditions—especially when it ties back to your strategy. Join Steve Coughran for this informative episode where he walks you through the process of revamping your budgeting process to help you reduce costs, improve your bottom line, and position your business for long-term success.Helpful links:Join the Strategic Financial Mastery programJoin Our Free CommunityTrain your team with an on-site workshopDisclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Support the show

Tune in to hear:- Dave is a “financial futurist.” What in the world is this and what does it look like practically in his day-to-day work?- What “behavioral hacks” does Dave bring to bear in his own practice when he tries to look out beyond 2 years and how does he try to stay out of his own way when thinking about what the future might look like?- Can the past be used as a vehicle for better understanding the future or is there not much to learn there and we are forecasting in ineffective ways by relying so heavily on the past?- What is the place of innovation and cutting edge thinking in an industry that is often at its best when it's at its stodgiest?- In the recent past we have socialized business failure while individualizing business success. What is it going to take for this Zeitgeist to change?- Which financial innovations does Dave think hold the most promise? On the flip side – what financial innovations does he think are overrated?- Learn how Dave connects the dots between the overall lack of institutional trust, “polycrisis” and the crisis of meaning.- Things like the climate crisis can't be solved on an individual level. How do we take our institutions back and have an appropriate amount of trust in them as a way to solve some of the biggest problems we face?- What does the research say about whether or not the current flows into passive vehicles perturbs overall market functioning?https://www.etftrends.com/author/davenadighttps://twitter.com/DaveNadighttps://twitter.com/Vetta_FiCompliance Code: 0850-OAS-3/24/2023

Naked Sundays is a sunscreen brand that was founded by former TV presenter Sam Brett.  The brand focuses on creating sunscreen sprays that can be worn over makeup and are sold across beauty retailers like Mecca and Revolve in the US. Sam Brett has built a brand that strongly emphasises cash flow management and is known for her disciplined approach to business operations.See omnystudio.com/listener for privacy information.

In our SaaS Fuel™ Expert Series, Jeff is joined by The SaaS CFO Ben Murray to discuss the evolving landscape of SaaS metrics that matter in 2023 and beyond. We unpack Ben's Five Pillar SaaS Metrics Framework to scale a thriving SaaS business with respectable growth, upside, and valuation. Come explore various SaaS revenue models like subscription, processing, variable revenue, SaaS plus, and professional services. Which is best or is there a magic mix? Listen in for great insights to tune up your financials for your next raise, loan, exit, or growth stage. As a top financial expert in the SaaS world, Ben built his business based on total transparency helping B2B SaaS entrepreneurs understand and manage SaaS metrics vital for success and sustainability. He is an advisor, educator, consultant, and fractional CFO.Key Takeaways00:05:46 Simplifying SaaS Finance For Busy Entrepreneurs: Ben Murray's Journey00:07:10 Transitioning From On-Premise to SaaS Takes Time And Effort00:10:01 Founders Need To Focus On What Is Best For Their Customers00:11:59 Financial Discipline Never Goes Out of Style00:12:31 Ben's Five Pillar SaaS Metrics Framework00:15:30 Speaking the Language of Investors00:15:56 How Far in Advance to Plan For A Raise Or Exit00:18:36 Why Founders Tend to Spend More When They Shouldn't00:20:02 To COGS or Not To COGS? Where Does Customer Success Fit?00:22:43 The Valuation Bubble Burst: Impact and Fallout00:23:41 Raising Capital Through Alternative Financing Methods00:25:47 Debt Financing Impact on SaaS Company's Valuation vs Equity Financing00:27:55 Significance of Financial Forecasting in Your Revenue Growth00:30:14 Learning the Financial Basics Through “The SaaS Academy”00:33:49 CFO Perspective: The Way of Business00:35:14 This Revenue Model is the King of Valuation00:38:50 Importance of Forecasting To Prepare You in Times of Uncertainty00:40:41 Everything Starts With the FundamentalsTweetable Quotes“So I think that big piece is just translating the numbers into something operational and actionable.” - 00:33:55 Ben Murray“We always have to look around the corner, what's coming up that we don't expect. I think forecasting is so important now.” - 00:27:49 Ben Murray“Because I live and breathe numbers and spreadsheets and calculate 10, 15, 20 different SaaS metrics, but then trying to make that actionable for SaaS founders so they can understand it, so their executive teams can understand it.” - 00:33:16 Ben Murray“I think you have to have that conservative forecast just to see the impact on your business.” - 00:39:27 Ben Murray“So again, start with the fundamentals and build from there.” - 00:40:39 Ben MurraySaaS Leadership Lessons1. Be prepared. Have a conservative forecast to remain ready for unforeseen situations.2. Know where to invest your capital and what the ROI will be. Don't guess or hope.3. Get the fundamentals in place and then start pulling in SaaS metrics that are relevant to your business.4. Forecasting as often as your data is changing. There is no magic timeframe.5.. Accounting foundation is key for potential investors, having clean, accurate books that are timely. 6. Know how to read and understand P&L, balance sheet, and cash flow as a founder. 7. Contracted subscription revenue is KING. Investors prefer contracted MRR over variable revenue streams.8. Storytelling is important for raising capital. Numbers must support the...

Patrick Donohue is an entrepreneur and valuation expert who got his start with a lemonade stand at age four and buying shares of Coca-Cola at age ten. As an investor, stock analyst, and advisor to numerous entrepreneurial ventures, he offers unique insights into the dynamics of money and business.  During the show we discuss: Why You Should Focus on Building the Value of Your Business from the Beginning How to Create Substantial Value in Your Business The Things in Your Business That Give It the Most Value Why Financial Projections Matter When It Comes to Your Company's Value Why Your Vision is Important to Your Company's Value How to Find What's Most Important to Increase Your Company Value Why Competence Directly Relates to Your Company Value What 3 Factors Matter Most with Your Cash Management  What to Know About the Trifecta of Cash Management Why Getting Money Helps Increase the Value of Your Company Why Proper Capitalization of Your Business Really Matters What to Know About Financial Forecasting to Make Your Business Worth More Why to be Thoughtful About the Design of Your Business Show resources: https://www.breakoutvaluation.com/

Does money flow in and out of your business and you use the cross-your-fingers method and hope it all works out? Let's talk about how you can start to be more discerning and intentional around how money moves through your business. Quick overview of what we cover: Developing a financial forecasting model based on historical dataHow to determine if you have enough money to hire the person / make the investment / do the thingMy unofficial “3-6-12 rule” for building a cash reserveWhy the best time to start being more intentional with your business finances is TODAYRESOURCES: Click here to join Adriane's Scalable Foundations MembershipClick here to get on the waitlist for Sustainable Growth LabClick here to work with Adriane and the Soulpreneur AgencyLET'S CONNECT: Follow Soulpreneur: @soulpreneur_coFollow Sustainable Scaling: @sustainablescaling Follow Adriane @adrianegaleaVisit the website: soulpreneur.co- - - - - - - - - - - - - - - -Loved this episode? If you leave a review or share it with your friends on social, my team will send you a copy of one of our favourite business resources! Take a screenshot and email it over to us at support@soulpreneur.co or DM it to @sustainablescalingThis episode was first published at SustainableScaling.co/021

We're finishing this year strong with a mini-series on everything you need to do to get yourself ready for 2023! Today is all about financial forecasting... and our resident expert Tyler joins Emily to break it down simply.   They cover: What forecasting is exactly The simplest way to evaluate your data What this process looks like in the day to day How people use forecasting to make decisions The common mistakes people make Forecasting is one of the most powerful tools you'll have in your arsenal when it comes to maximizing your efficiency, As Tyler shares, it doesn't have to be complicated or take a ton of time, but the data it provides makes it so much easier to make decisions! If you're craving more freedom from your business, the time to join the accelerator is now! Visit clockworkaccelerator.com for more info!   Connect with us on instagram here: https://www.instagram.com/rlclockwork

Summary Ryan Watson, a partner at Upsourced Accounting, joins the discussion to highlight how financial forecasting before a crisis can actually help you avoid one. Understanding which metrics are important – and which ones are distracting – can help agency owners avoid the overwhelm and achieve forward momentum and progress. Intro In this episode of the Innovative Agency, we are looking ahead to 2023. If you're like most agency owners, you have probably been planning for the new year and thinking a lot about metrics, numbers, money, and how to improve your profitability. As talks about a possible recession heat up, many have been wondering how they can prepare for tomorrow, today. What You Will Learn in This Episode How forecasting, strategic planning, and KPI reviews can help you plan for the next 1, 3, or 5 years Why being financially responsible every day will set you up for success regardless of the economy The challenges many agency owners face when getting their finances in order What the “Million-Dollar Moment” is, and how that shifts an agency's mindset around finances The “Hierarchy of Needs,” and the questions you should be asking to assess the financial health of your agency How to overcome overwhelm by focusing on the metrics that are relevant and deciding which ones are distracting Bio Ryan Watson is an experienced operations and finance leader for creative agencies and venture-funded startups. By day, he is a partner at Upsourced. Ryan helps scaling creative agencies see the future and drive profits. By night, he runs a tech startup and helps other startup founders avoid some of the mistakes he made in his career. Previously, Ryan served as COO and CFO of Ahalogy, a venture funded influencer marketing agency, which exited to Quotient Technology, Inc (NYSE: QUOT) in June 2018. Prior to Ahalogy, he cut his teeth at Sqrl - a SaaS product incubated out of Upsourced that automated document collection for service firms. Sqrl received an Entrepreneur of the Year EDGE Award from Ernst & Young and 'Outstanding Emerging Innovation' honors from the Cincinnati Business Courier. Resources Websites:https://ryankwatson.com/ https://upsourcedaccounting.com/ LinkedIn:https://www.linkedin.com/in/ryankeithwatson/ https://www.linkedin.com/company/upsourced-accounting/ Facebook: https://www.facebook.com/upsourcedaccounting/ Twitter: https://twitter.com/Upsourced?s=20&t=x1hKhOkI_oA2Z3Lhsyc_Bg Recession diagnostic:https://upsourced.typeform.com/to/DhjP6oh8 Recession Guide: https://hubs.ly/Q01rFvjq0

Having a Financial Forecast is like having a road map for your business. The more robust that forecast is, the more confident you can be that you are headed in the right direction. But many Food Founders don't complete the process due the uncertainty around sales projections and promotional planning.  In this episode, Sarah welcomes back Felice Thorpe as they discuss forecasting, and introduce the brand new Annual Planning Workshop they have created to help founders simplify the financial forecasting process. You'll hear: What you'll need to get started with your Financial Forecast Why you should include your team in the process How to get over the fear of getting your Sales projections wrong Where to include promotions in your plan And so much more! Financial Forecasting is a valuable process for your Good Food Business. The resulting 12-month Financial Forecast is a tool you can revisit throughout the year to ensure that you are on track to reach your goals. If you are interested in the Annual Planning Workshop, visit our website. You'll find more information on this workshop, as well as our new Good Food CFO Courses as they become available.   Got a question or idea for the show? Email us at JoinTheConvo@thegoodfoodcfo.com Instagram: @The.Good.Food.CFO Join us in the Profitable Food Business Community

What happens when the economy drastically shifts? Will your business survive? We've seen this in the wake of the pandemic where companies were forced to change or close. This is where forecasting comes in. Most people think forecasting is future-proofing and predicting the future in some way, but that's not the case. Instead, forecasting is a continuous process that allows you to know when you need to change. Don't leave it up to chance. We're taking you through the six steps of intentional and purposeful forecasting and how it can help you make better business decisions, even when times are tough. If you want to learn how you can use forecasting to protect and grow your business, this episode is for you!3 reasons why you should listen to the full episode:Understand the importance of forecasting and how it can help you make decisions. Learn the 6 steps of intentional and purposeful forecasting.Find out the most important step that most business owners forget about when doing forecasting. Episode Highlights[01:04] What is Forecasting? [02:28] Step 1: What's Your Impact? [04:29] Step 2: Data Gathering [05:44] Step 3: Data Analysis   [06:33] Step 4: Make Assumptions    [07:58] Step 5: Financial Forecasting     [08:15] Step 6: Update the Forecasting  Enjoyed This Podcast?Write a review and share this with your friends.Connect With MeReady to transform your purpose into an impactful business financial story, profit, and joy? Schedule a chat with me at any time

Robert has consulted for 20+ Shark Tank companies, startups, and Fortune 500 organizations.  He has assisted in 4 exits - 2 of which were SaaS companies.  He was formerly the Head Analyst for a $2.5 billion private equity portfolio and achieved a 7-figure net worth at 26.Robert also runs two private equity funds totaling $10M in real estate assets. Outside of business, Robert is passionate about spending time with his wife and kids, and considers himself a Personal Development Junkie. We're happy you're here! Like the pod? Follow us on all socials at @amplifywithanika and @yourbrandamplified Leave a review on Apple Podcasts Visit our website Connect with us at hello@yourbrandamplified.co

About Bijan Moallemi:A graduate of UCSD, Bijan Moallemi has nearly a decade of experience building and leading finance functions at companies like Qualcomm and Palantir. He knew CFOs deserved access to better tools, so he co-founded Mosaic Finance to build the next generation of finance software for CFOs and their teams. Today, Mosaic has achieved a 3.5x increase in customer base, raised $18.5 million in funding with investors like General Catalyst and Founders Fund, and is deployed by the fastest-growing technology companies worldwide.About Mosaic Finance:Mosaic is a compass for business leaders, providing a real-time Analytics and Planning platform that helps teams get from data to decision — faster. Historically finance teams have spent the majority of their efforts in reactive mode, wrangling data to unlock basic facts about the past. A Strategic Finance Platform like Mosaic breaks that cycle by integrating data, automating analytics, and connecting teams so they can focus on the future.Show Notes:01:00 start of Bijan Moallemi's entrepreneurial journey05:00 making the move to fast-growing tech sphere in the Bay area: facing new business challenges14:00 the importance of building good financial foundations and structures25:00 the iterative process of choosing a model for financial forecasting: testing and adjusting forecasting over the first couple of years38:00 troubleshooting and dealing with the fallout of inaccurate financial models47:00 attracting first customers early on and building the product around them to make sure that what you're building matches their needs