Podcasts about deposit solutions

Send us a textNicolas Francony, International Business Developer at Swikly, is the special guest on today's show.Learn about Swikly's deposit solution for short-term rentals, including its discreet process for guests and robust claims procedure.Nicolas named Avantio as his favourite brand in the industry and gave a special shout-out to the Kennedys of SuperControl fame.The episode includes sponsor mentions for HCH Financial Services, Hosthub, Smiling House Luxury, and Beyond.3:23 Nicolas's journey in the short-term rentals industry4:07 Swikly is built for self-caterers who want to secure a deposit5:52 The Swikly process to discreetly obtain a deposit7:09 What happens if the damage costs more than the deposit?8:59 The limitations of AirCover from Airbnb11:14 The Swikly claims process12:43 Reminding hosts to be careful14:28 How many stays result in a claim?15:28 The cost of using Swikly17:40 The growth plans for Swikly18:38 The average Swikly customer19:32 Head to www.swikly.com for further details20:10 Trends to look out for21:04 Top tips for hosts and property managers23:54: Favourite brand: Avantio 24:47: Individual shout-out: The Kennedys of SuperControlLinks:James Varley: https://www.linkedin.com/in/jdsvarley/Holiday Cottage Handbook: https://www.holidaycottagehandbook.com/Free ticket for STR Zone on 4-5 October: https://www.holidaycottagehandbook.com/str-zoneFree ticket for Your Air Success on 8 November: https://www.holidaycottagehandbook.com/yourairhostPriority list for new e-book: https://www.holidaycottagehandbook.com/e-bookProperty Management Masterclass podcast series: https://www.holidaycottagehandbook.com/property-management-masterclassNicolas Francony: https://www.linkedin.com/in/nicolas-francony-6a48a226/Swikly: https://www.swikly.com/Mentions:Avantio: https://www.avantio.com/SuperControl: https://www.supercontrol.co.uk/Sponsor links:HCH Financial Services: https://www.hchfs.com/ Call: 0333 1234 536 Email: advice@hchfs.comHosthub: https://www.hosthub.com/?utm_source=affiliate&utm_medium=banner&utm_campaign=HCHSmiling House Luxury: https://smilinghouse.ch/Beyond: https://www.beyondpricing.com/products/why-beyond?utm_medium=seo&utm_source=partner-2024&utm_campaign=holiday_cottage_handbook_2024Enjoy the show?Please subscribe, rate, and review! Email the show: james@holidaycottagehandbook.com

Who's been naughty (aside from Sam Bankman-Fried)? And perhaps you have been nice, yes? No matter your holiday state of being, we're here with four fabulous guests to talk holiday ho-ho-ho, financial services style. What have been the highlights? The buzzkills? And what's the best gift the industry can hope for in the new year, aside from a limitless supply of fruitcakes? Our Holiday Merry Makers: Matt Wood, Head of Fintech Services, Tavant Sarah Martin, CEO, Pulsate Gary Lewis, Managing Director - Lending & Deposit Solutions, Jack Henry Danielle Sesko, Director of Product Management and Innovation, TruStage

What if your bank balance no longer determined whether you owned a home or paid endless rent?Welcome to the Australian Property Investment Podcast. In each episode, we ask guest experts to share their key insights for aspiring investors to make confident property choices.In this week's episode, James Bowe, Co-founder of OwnHome, a homeownership hero armed with an innovative system designed to catapult renting Aussies from financial frustration into first-time homebuying bliss.Timestamps:00:00 - Intro01:21 - James' 3Ps03:38 - From Personal Plight to Property Solution05:44 - Regulations and Scaling Impact07:35 - What is ‘OwnHome'11:43 - Income Restrictive vs Purchase Price Restrictive17:54 - Compound Effect24:17 - FAQs29:33 - Final Thoughts and OutroIf you want to learn the insider tips to unlock homebuying happiness, then make sure to tune in to this episode!About Our Host:Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron's focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.Connect with Aaron:Visit the website: https://atelierwealth.com.au/   Follow the Australian Investment Property Podcast's Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/  Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid    Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaron-christie-david-a7482a21/   Subscribe to Atelier Wealth's YouTube Channel: https://www.youtube.com/channel/UCKdm2ssEHel1kyQLAHGvNPQ Connect with James:Visit OwnHome's website: https://ownhome.com/ Follow OwnHome on Facebook: https://www.facebook.com/OwnHome.co/ Follow OwnHome on LinkedIn: https://www.linkedin.com/company/ownhomeco/ Follow OwnHome on Twitter (X): https://twitter.com/ownhomeco Have you got questions from an episode of our podcast? We'd love to chat, and if you have the motivation, we can help with the execution of your property aspirations. Ready to level up? Click this link to make an appointment: https://bit.ly/3ZKq1XP

The Berlin-based fintech unicorn Raisin has written quite a success story of organic and inorganic growth since it was founded in 2012. Starting with a “savings-as-a-service” offering, it has massively expanded over the years both in functionality and in markets. Most recently, it merged with its former competitor Deposit Solutions to grow even stronger. Listen in to this episode to learn about Raisin's evolution and the challenges they've overcome—both technical and operational—and hear about what lies ahead on their journey to become one of the biggest European open banking fintechs.

Caroline McDonald who is the Chairwoman of Progressive Investment Management Group that houses BBX, Bconnect, Zipett, Deposit Solutions and Your Agent Real Estate.The Group is a global organisation that offers multiple digital platforms and solutions which allows its B2B, B2c, P2P members to better manage cash flow, connect with new suppliers, gain new customers and forge networks.After the unexpected death of her Father and pregnant, Caroline started her life as the business' leader and forged a massive organisation with over 110,000 membership.Caroline speaks of the 3 guiding principles of Systems, People and Culture.Caroline has also offered to assist you with a complimentary conversation with her team on how you might benefit from being connected. BBX Group and Caroline McDonald connectionsLinkedIn Caroline McDonald  BBX WorldBBX World Website  Stephen Sandor CEO Inspiring BusinessInspiring Business website - www.inspiringbusiness.netBook an Exploration Call here - https://inspiringbusiness.net/exploration-call-booking/The Scale to Success System - https://inspiringbusiness.net/deep-dive-program/Stephen Sandor LinkedIn https://www.linkedin.com/in/stephen-sandor/Inspiring Business LinkedIn https://www.linkedin.com/company/inspiring-businessFacebook https://www.facebook.com/inspiringbusinessaustraliaWe record on Riverside FM If you are interested in a quality recording platform click here Riverside Subscription

Heute wieder ein ausührlicheres Einzelinterview - und zwar zu einer der aufsehenerregendsten Fusionen der jüngeren deutschen Startup-Geschichte. Bei uns zu Gast ist Dr. Tamaz Georgadze, Co-CEO von Raisin DS. Das Fintech hat sich vor ca. einem Monat mit seinem deutschen Wettbewerber Deposit Solutions verbündet und agiert künftig unter der gemeinsamen Marke Raisin DS. Beide Unternehmen haben bisher etwas gleich viel Venture Capital aufgenommen: Raisin ca. 206 Millionen US$ (u.a. von Thrive, Paypal, Goldman Sachs, Index Ventures, Ribbit Capital, Orange Capital und btov Partners) und Deposit Solutions ca. 198 Millionen US$ (u.a. von Deutsche Bank, Kinnevik, Headline, Valar & Founders Fund (Peter Thiel), Greycroft und Finlab). Marktbeobachter taxieren den Wert des neuen Unternehmens bei über 2 Milliarden US$. Diese Schätzung wollte Raisin DS nicht bestätigen. Auch wenn beide Unternehmen von einer “Fusion zweier Innovationsführer auf Augenhöhe” sprechen, birgt eine derartige Konstellation neben unbestrittenen Chancen auch viele Herausforderungen und Risiken. Über die Hintergründe, die Strategie, den Status Quo und den Ausblick hat Tamaz ausführlich Auskunft gegeben. Sehr spannend.

Zinsen sind aktuell so niedrig, dass es sich fast lohnt, das eigene Geld unter der Matratze aufzubewahren. Deshalb bieten Internetplattformen wie WeltSparen einen Vergleich zwischen den Angeboten von Banken aus ganz Europa. Die Plattform, betrieben vom Unternehmen Raisin, tut sich nun mit dem Konkurrenten Deposit Solutions zusammen. Mitgründer und CEO Tamaz Georgadze spricht in dieser Folge über die historischen Ersparnisse der Deutschen in den letzten Monaten und die Zukunft des Unternehmens nach der Fusion. // Weiteres Thema: Börsenupdate mit n-tv-Expertin Katja DofelUnsere allgemeinen Datenschutzrichtlinien finden Sie unter https://art19.com/privacy. Die Datenschutzrichtlinien für Kalifornien sind unter https://art19.com/privacy#do-not-sell-my-info abrufbar.

Tre notizie di giugno dal mondo FinTech selezionate e commentate: l'acquisizione di Tink da parte di Visa; la fusione tra Deposit Solutions e Raisin; il report di EBA su rischi e opportunità del RegTech.

Die Themen: Raisin-Deposit Solutions - Gorillas - Vectornator - Valyria - Hashtag You - Voila - Cavalry Ventures - Dapper Labs - Outdoor-Rush +++ Raisin-Deposit Solutions-Fusion: Bewertung liegt bei 2,5 Milliarden #EXKLUSIV +++ Softbank sagt Gorillas ab - Fundraising nun mit neuer Bewertung (3 Milliarden) #EXKLUSIV +++ EQT Ventures investiert Millionen in Vectornator #EXKLUSIV +++ Picus Capital investiert in Valyria #EXKLUSIV +++ Tengelmann Ventures und Henkel investieren in Hashtag You #EXKLUSIV +++ Atlantic Food Labs investiert in Voila #EXKLUSIV +++ Ein Blick aufs Portfolio von Cavalry Ventures #EXKLUSIV +++ So profitiert June vom Dapper Labs-Hype #EXKLUSIV +++ Outdoor-Rush - Gegenwind im Markt #ANALYSE Unser Sponsor Der heutige Podcast wird gesponsert von AMZSCALE. Das Unternehmen baut bereits seit 2016 Amazon FBA Brands auf. Seit 2019 bietet AMZSCALE diesen Service auch für Dritte an. AMZSCALE übernimmt dabei die notwendigen operativen Aufgaben im Bereich Product Development, Analyse, Sourcing, Launch und Markeitng. Dadurch ist der Aufbau für die Kooperationspartner ohne große Zeitaufwendungen und ohne benötigtes Experten Know How möglich. Mit AMZSCALE kann somit jeder mir einer Investition ab 50.000 Euro ins Segment Amazon FBA und E-Commerce einsteigen und vom E-Commerce Boom profitieren. Hörer:innen unseres Podcasts können sich nun 10 % Rabatt sichern, wenn sie über die folgende Landigpage gehen und im Erstgespräch angeben, dass sich AMZSCALE über deutsche-startups.de entdeckt haben. Ales weitere unter www.amzscale.net/ds Vor dem Mikro Alexander Hüsing, deutsche-startups.de - www.linkedin.com/in/alexander-huesing/ & twitter.com/azrael74 Sven Schmidt, Maschinensucher - www.linkedin.com/in/sven-schmidt-maschinensucher/ Hintergrund Der deutsche-startups.de-Podcast besteht aus den Formaten #Insider, #News, #StartupRadar und #Interview. Mehr unter: www.deutsche-startups.de/tag/Podcast/ Anregungen bitte an podcast@deutsche-startups.de. Unseren anonymen Briefkasten findet ihr hier: www.deutsche-startups.de/stille-post/

Statt Plaid nun halt Tink: Visa hat den Wert von Open Banking erkannt und wird nun im Zuge dessen das schwedische Fintech-Startup für 1,8 Milliarden Euro kaufen - sofern Wettbewerbsbehörden diesmal nicht einschreiten. Weitere Fintech-Schlagzeilen liefert Solarisbank, die nach einer großen Finanzierungsrunde nun vor dem Unicorn-Status stehen. Mit einem vielversprechenden Blick sieht man bei Raisin und Deposit Solutions in die Zukunft, denn mit einer Fusion wurden hier Kräfte gebündelt und Ambitionen für den US-Markt gestärkt. Zudem: Trade Republic mit neuen bedenklichen Optionen, der globale Investment Boom und die Ausläufer in Südkorea bei Viva Republica, verschwundene Bitcoin bei der Handelsplattform Africrypt, der Verkauf von Amazons Logistik-Bereich, die Partnerschaft von Flink und Rewe, Google und die Einführung einer neuen Gesundheitsapp, die gemeinsame Mediathek von ARD und ZDF sowie die Quartalszahlen von Nike nach dem chinesischen Embargo. --- Die Themen der Folge 125: --- • Visa kauft schwedisches Fintech-Startup Tink https://www.cnbc.com/amp/2021/06/24/visa-to-buy-swedish-fintech-start-up-tink.html https://www.creativeconstruction.de/blog/2021/06/28/webinar-embedded-finance-die-potenziale-von-fintech-fuer-nicht-banken/ • Solarisbank wird mit neuer Finanzierungsrunde zum Unicorn https://financefwd.com/de/solarisbank-unicorn-funding/ • Raisin und Deposit Solution fusionieren https://www.fintechfutures.com/2021/06/raisin-and-deposit-solutions-merge-to-create-pan-european-fintech-giant/ https://www.femalefuturefinance.creativeconstruction.de/podcast/12-die-zukunft-des-sparens-und-anlegens-mit-verena-thaler-vp-strategy-business-development-bei-raisin/ • Mehr Derivate und Real-Time-Einzahlungen bei Trade Republic https://assets.traderepublic.com/assets/files/Kundenvereinbarung.pdf https://www.creativeconstruction.de/blog/lp/trends-2021/enabling-financial-health/ • Viva Republica und der Trading-Boom in Südkorea https://www.wsj.com/amp/articles/south-koreas-answer-to-robinhood-and-venmo-lands-a-7-billion-valuation-11624416070 • Krypto-Boom in Indien https://www.bloomberg.com/news/articles/2021-06-28/even-gold-obsessed-indians-are-now-pouring-billions-into-crypto • Britische Finanzaufsicht geht gegen Kryptobörse Binance vor https://www.manager-magazin.de/finanzen/boerse/binance-britische-finanzaufsicht-fca-geht-gegen-boerse-fuer-kryptowaehrungen-vor-a-056c306f-721c-4a33-9ca7-820a6b2a89ed • Krypto-Handelsplattform Africrypt und verschwundene 2 Milliarden Dollar in Bitcoin https://finance.yahoo.com/news/3-6-billion-bitcoin-disappears-060549648.html? • Amazon könnte zum Verkauf seines Logistikbereichs gezwungen werden https://www.bloomberg.com/news/articles/2021-06-22/amazon-could-be-forced-to-sell-logistics-business-under-bill • Rewe wird Vertriebspartner von Schnelllieferdienst Flink https://www.faz.net/aktuell/wirtschaft/unternehmen/rewe-verbuendet-sich-mit-schnell-lieferdienst-flink-17372687.html • Leichtere Zulassung: Google bringt neue Health-App zuerst nach Europa https://www.wired.com/story/google-launches-medical-app-outside-us/ • ARD und ZDF starten Streaming-Offensive https://www.tagesschau.de/inland/ard-zdf-mediathek-101.html • China, Uiguren und Nike https://purpose.nike.com/statement-on-xinjiang https://www.bbc.com/news/business-57606588 • YouTube entfernt Videodokus über chinesischen Menschenrechtsverletzungen https://www.theverge.com/2021/6/27/22552714/youtube-google-took-down-videos-human-rights-abuses-china-xinjiang-uyghur • Mit Windows 11 ist der Internet Explorer Geschichte https://www.theverge.com/2021/6/25/22550714/microsoft-windows-11-internet-explorer-disabled --- » Die Buchempfehlung der Woche – von Sören: Colin Bryar, Bill Carr: „Working Backwards: Insights, Stories, and Secrets from Inside Amazon“ --- » Weitere Infos, Kontakt und alle Podcasts: https://zurueckzurzukunft.creativeconstruction.de/ --- » Feedback, Anregungen und Wünsche an: podcast@zurueckzurzukunft.de

Investment & FundingEuropean digital investment platform Bitpanda has closed a $52 million series A funding round led by Valar Ventures. The large-scale investment will drive Bitpanda's expansion, as well as ‘position the company as a leader in transforming Europe's financial industry'. In addition, it will be used to recruit ‘some of the world's leading talent'. Following the investment, Valar Ventures founding partner, Andrew McCormack will join the Bitpanda board.Regtech data company Acin says it will ‘rapidly accelerate its proposition' after securing $12 million in series A funding with Fitch and Notion Capital. Acin was advised by independent investment bank Zelig, with further support from international law firm Withers.PayCargo, the payments network for the global supply chain industry, is excited to announce a $35million investment led by private equity firm Insight Partners. It says it will use the capital to expand global adoption of its electronic payments network, as well as accelerate investments in its technology.Commercial lines insurtech platform Insurwave has raised £5 million to drive continued growth. Led by existing shareholders, the funds will be invested in expanding the features of the platform.Finally, fintech SME lending platform Capify has closed an £8 million equity round. In addition, Capify is actively seeking partnerships with companies with large SME customer bases to provide financing.LaunchesPPRO, the local payments platform-as-a-service, expands global offering with top Indonesian payment methods DOKU and OVO. According to PPRO, the development marks a significant milestone in its expansion across the Asia Pacific region. PPRO's integrations feature a total of four payment types: e-wallet, internet banking, bank transfers, and cash.Lender Distribution Finance Capital Holdings – the niche lender focusing on manufacturers – has secured a licence by Prudential Regulation Authority (PRA). As well as proposing a new name – DF Capital Bank Ltd, the company will offer ‘competitive online savings accounts'.German fintech Deposit Solutions will launch a savings marketplace in the US. The SaveBetter portal offers US banks national reach for distribution of their retail deposit products. While, consumers can deposit money in all products listed on SaveBetter.com without having to open a new account with every bank.Marqeta says it is the first modern card issuing platform to open its technology to any legacy card issuer looking to instantly provision existing cards into mobile wallets. The card issuing platform has unveiled its new tokenisation-as-a-service product, which it says opens up huge new possibilities for companies who are looking to innovate quickly, but don't have access to modern technology.iQSTEL, the US cloud-based telco solution provider, has unveiled a new fintech division. It says the expansion will help it widen its product and digital financial services offerings for global markets.For the first time, European customers of cryptocurrency exchange bitFlyer can access the Japanese Bitcoin market. bitFlyer says it is the first cryptocurrency exchange that is licensed to operate in Japan, the EU, and the US combined. In addition, it is the first to facilitate cross-border access to ‘prized Japanese Yen liquidity'.PartnershipsHuawei offers contactless digital payment with the launch of Mondia Pay on its Huawei Mobile Services (HMS) ecosystem. The partnership will increase Huawei's reach in countries across Africa and the Middle East. In addition, Mondia Pay will also market Huawei's games content in Egypt.Spanish neobank Bnext enlists global fintech as a service company Rapyd for Latin American expansion. As well as allowing Bnext customers to make cash deposits to their accounts in 30,000 locations in Mexico, the partnership will expand to interbank deposits later via Rapyd's global payments network.Business lender White Oak has chosen Provenir Cloud technology to support its digitisation and innovation strategy. It said the partnership will enable it to make real-time risk decisions with a fully automated lending experience.Meanwhile, Standard Chartered Bank Indonesia has forged a partnership with Sociolla, Indonesia's leading beauty e-commerce platform through its banking-as-a-service solution nexus. The bank intends to further roll out nexus to markets in Asia, Africa and the Middle East.Kuwait Islamic bank Boubyan Bank signs a cooperation agreement with FinFirst to offer its digital products and services. The bank says the partnership will help it cope with the latest fintech developments to enhance business environments, as well as support startups seeking digital banking services.And, Ghanaian fintech ZEEPAY has hooked up with Visa to simplify cross border remittances. Through the partnership, ZEEPAY will integrate Visa's real-time push payments solution with its money transfer platformAppointmentsJames Wilson has joined insolvency fintech firm Red Flag Alert as its new chief technology officer. In his new role, James will be responsible for building out sales enablement and digital risk functions, as well as incorporating identity proofing and corroboration technology into Red Flag Alert products.Six graduates and an intern have signed up to a development programme with Oxbury, the UK food and farming bank. In addition to its graduate intake, Oxbury has recruited 10 new team members across its various core business functions.Cavendish Corporate Finance says the appointment of Karri Vuori as partner will further strengthens the firm's mid-market M&A advisory expertise. Cavendish advised on the sale in August of legal software-as-a-service firm CaseLines to Thomson Reuters.Finally, FintechOS, a global technology provider for financial institutions, has hired Dan Brătășanu as business analysis & solution architecture director for Central and Eastern Europe. He will be tasked with creating customised and integrated turnkey solutions for the end-to-end transformation of financial organisations.

Part of our Without Borders podcast unicorn series, in this episode we speak to CEO and founder of Deposit Solutions (https://www.deposit-solutions.com/) , Dr. Tim Sievers. The pioneering open banking platform recently reached unicorn status after receiving significant investment from Deutsche Bank.  Currently operating in 20 European countries, we ask if expansion into the USA is on the cards, how challenging the COVID-19 pandemic has been and what was the primary focus for the business was in the early years. In this enlightening interview, Dr. Tim Sievers provides clarity as to what he thinks the future holds for banking and how Deposit Solutions got its big break. The interview, as ever, was co-hosted with Russell Goldsmith of the csuite podcast (http://www.csuitepodcast.com/) .

Russell Goldsmith and Brendon Craigie were joined online by Dr. Tim Sievers, CEO & Founder of Deposit Solutions, an open banking platform that, as reported in the Financial Times, reached unicorn status in September 2019 after securing a $55 million investment for a 4.9% stake from Deutsche Bank. This is the sixth episode in our special series being produced in partnership with the European PR agency Tyto and their own ‘Without Borders' podcast, where we are interviewing leaders of companies that have reached, or are close to reaching, Unicorn status, to find out about the key issues, pain points and challenges that startups face and how they can address them with a strategic approach to marketing and communications. As we continue to record these through lockdown, due to the coronavirus pandemic, we also look at how companies are adapting to working through the Covid-19 crisis. Tim founded Deposit Solutions in 2011. The company is building a new infrastructure for the global deposit business and already connects over 150 banks in 20 countries that want to offer their customers deposit products from third party banks or collect retail funding through its open banking platform. Tim is a pioneer of the FinTech industry and remains an active contributor to the community, through his membership of the FinTech Committee of the Federal Ministry of Finance and the Digital Banking Project Committee of the Association of German Banks. Prior to Deposit Solutions, Tim worked for 10 years in private equity and technology companies.

Welcome to the Tearsheet Podcast. I’m Zack Miller. Deposit Solutions has an open banking solution that connects customers and banks. Working in 20 European countries, the company has 30 million depositors on the platform with €25 billion in deposits. Now, Deposit Solutions is active in the U.S. We have Phillipp von Girsewald, Deposit Solution’s CEO in the US. on the podcast to talk about what challenges banks are most looking to solve. We talk about the US adoption of open architecture and how COVID-19 has generated a new perspective on how banks view and work with fintech partners. Philipp von Girsewald is my guest today on the Tearsheet Podcast.

Im April war viel los. Nicht nur Mediziner sprechen angesichts der Corona-Pandemie von einer „historischen Zeit“, auch die Wirtschaft steht vor Herausforderungen von bislang unbekanntem Ausmaß. Es wird die traditionelle Wirtschaft ebenso treffen, wie Digitalunternehmen und auch die Fintechs. Die aktuelle Lage fordert uns allen viel ab. Zumindest gab es viele News rund um das allgegenwärtige Thema. Jochen und André haben sich demnach wieder zum Kommentieren verabredet und sind die News des letzten Monats durchgegangen. Und darüber haben sie gesprochen: - Pleo liefert DATEV-Anbindung - Honey testet den deutschen Markt - InsurTech xbAV sammelt 25 Mio. Euro ein - N26: Digitale Karten können sofort nach Kontoeröffnung genutzt werden - Rocket Internet mutiert zur Kreditbank für Startups - Finanzguru plant eine Karte für alle Konten - Getsafe beantragt Lizenz für Versicherungen - Schufa partnert mit Fino - Finleap und Deutsche Börse kooperieren - Smartsteuer launcht Ableger für türkischstämmige Community - Solarisbank legitimiert Händler auf Otto-Marktplatz - Krypto-Startup Bitpanda mit neuem Investor - Trade Republic sammelt 40 Mio Euro bei Investoren ein - Taxfix erhält 59 Millionen Euro - DEVK und Sparda-Bank West rollen vorzeitig Online-Beratung aus - Kooperation zwischen Deposit Solutions und der Deutschen Bank wird ausgeweitet - Georgische TBC Bank will „Space" nach Deutschland bringen - Revolut gründet wegen Brexit Unternehmen in Litauen - Yapily sammelt zwölf Millionen Euro - Wirex erreicht Marke von 3 Millionen Nutzern - Google arbeitet an eigener Debitkarte - Bank Cler arbeitet an Krypto-Wallet - Schweizer FinTech Loanboox in Deutschland lizensiert - Numbrs verwirft Geschäftsmodell - Fitbit Pay startet für Commerzbank-Kunden

Im April war viel los. Nicht nur Mediziner sprechen angesichts der Corona-Pandemie von einer „historischen Zeit“, auch die Wirtschaft steht vor Herausforderungen von bislang unbekanntem Ausmaß. Es wird die traditionelle Wirtschaft ebenso treffen, wie Digitalunternehmen und auch die Fintechs. Die aktuelle Lage fordert uns allen viel ab. Zumindest gab es viele News rund um das allgegenwärtige Thema. Jochen und André haben sich demnach wieder zum Kommentieren verabredet und sind die News des letzten Monats durchgegangen. Und darüber haben sie gesprochen: - Pleo liefert DATEV-Anbindung - Honey testet den deutschen Markt - InsurTech xbAV sammelt 25 Mio. Euro ein - N26: Digitale Karten können sofort nach Kontoeröffnung genutzt werden - Rocket Internet mutiert zur Kreditbank für Startups - Finanzguru plant eine Karte für alle Konten - Getsafe beantragt Lizenz für Versicherungen - Schufa partnert mit Fino - Finleap und Deutsche Börse kooperieren - Smartsteuer launcht Ableger für türkischstämmige Community - Solarisbank legitimiert Händler auf Otto-Marktplatz - Krypto-Startup Bitpanda mit neuem Investor - Trade Republic sammelt 40 Mio Euro bei Investoren ein - Taxfix erhält 59 Millionen Euro - DEVK und Sparda-Bank West rollen vorzeitig Online-Beratung aus - Kooperation zwischen Deposit Solutions und der Deutschen Bank wird ausgeweitet - Georgische TBC Bank will „Space" nach Deutschland bringen - Revolut gründet wegen Brexit Unternehmen in Litauen - Yapily sammelt zwölf Millionen Euro - Wirex erreicht Marke von 3 Millionen Nutzern - Google arbeitet an eigener Debitkarte - Bank Cler arbeitet an Krypto-Wallet - Schweizer FinTech Loanboox in Deutschland lizensiert - Numbrs verwirft Geschäftsmodell - Fitbit Pay startet für Commerzbank-Kunden

Er hatte etwas Geld gespart, fand dafür keine passende Anlagemöglichkeit - und kam so auf die Geschäftsidee seines Lebens. Tim Sievers gründete Deposition Solutions, eine Firma, die inzwischen 20 Milliarden Euro von mehr als 30 Millionen Kunden angelegt hat - und die selbst mehr als eine Milliarde Euro wert ist. Was das alles mit der Deutschen Bank und Investorenlegende Peter Thiel zu hat, erzählt Tim Sievers in der neuen Episode von Entscheider treffen Haider.

This is the audio track of a Google Hangout. You can find the video on our YouTube channel www.youtube.com/startupradio Welcome to the 2018 Fintech Review Germany by Startuprad.io. In the stream you will hear: Paolo Sironi – Crunchbase – LinkedIn – Website – Twitter – InstagramYassin Hankir - Crunchbase – LinkedIn – Website – TwitterJörn “Joe” Menninger Crunchbase – LinkedIn – Website – TwitterHere you can find the 2017 fintech review: https://www.startuprad.io/news/2017-fintech-review-germany-2018-outlook/ here is the 2016 interview with DWINS, the company behind Finanz Guru: https://www.startuprad.io/interviews/dwins-db-hackathon-winner/ Yassin talks about co-branding, for example, Finanz Guru (co-branded with Deutsche Bank, who owns 25% in the startup) https://finanzguru.de/ Paolo talks about regulations (referring to the last year). "The regulatory storm hitting 2018 PRIIPs – A regulation, forcing asset managers to disclose more of the content of their products in a more simplified way.GDPR – A regulation on the usage of customer dataMifid II – A regulation on the transparency of investments.PSD2 – A regulation, which forces banks to open up via API to other companies, including fintechs" Joe refers to the dot-com company Pets.com https://en.wikipedia.org/wiki/Pets.com Cost of capital for banks https://www.investopedia.com/terms/c/costofcapital.asp Wealth Management https://www.investopedia.com/terms/w/wealthmanagement.asp Interview with CreditShelf, which is Germany’s only listed pure-play: https://www.startuprad.io/exclusive/do-you-know-creditshelf-it-is-germanys-only-listed-pure-play-fintech/ As Paolo said, we have been to the Christmas Market and celebrated 10 years of fintech in Frankfurt: https://www.instagram.com/p/BrVqaH4HsXl/ Below you will find all the news we have been discussing, touching fintech in 2018, as well as a transcript. “It will be really tough to bring Crypto to the masses” Yassin Hankir – at Startuprad.io’s 2018 fintech review “When central banks use the technology behind Crypto to transform fiat money, that will be truly revolutionary” Paolo Siroin – at Startuprad.io’s 2018 fintech review DecemberPan-European Leader: Moneyfarm acquires #Frankfurt-based #roboadvisor vaamo to accelerate growth https://buff.ly/2AaeANC #Germany #startup #fintech #investment #investments #startups #tech #frmstartupscene #rheinmainrocks Study of Comdirect shows, that #Berlin, #Munich and #Frankfurt are the leading #fintech hubs in Germany | heise online http://ow.ly/12AG30mXhDh Keep in mind all the international fintechs active in Frankfurt, who want to work with German banks. Also notice, that there is only an access to international capital markets in Frankfurt. Serious financial situation at Germany’s formerly most valuable #fintech, #Hamburg-based Kreditech. In the last financing round the valuation went from 230 mn Euros down to the 14 mn Euros #VentureCapital just invested reports Gründerszene http://ow.ly/x9wt30mWhnb #Valuation #Berlin based #fintech RatePay gets 83 mn Euro #VentureCapital as #VentureDebt from NIBC Bank https://buff.ly/2AyGZwR #Berlin #startup #startups #payments #Berlin based #fintech RatePay gets 83 mn Euro #VentureCapital as #VentureDebt from NIBC Bank https://buff.ly/2AyGZwR #Berlin #startup #startups #payments IPO: Deutsche Familienversicherung a direct insurance company (think online), which sees itself as an #insurtech just sucessfully IPOed in #Frankfurt, raising more than 50 mn Euros http://ow.ly/CKSp30mTbOf #Fintech #Insurtech #Startup #Startups #IPO #VentureCapital #RheinMainRocks The Most Active Investors In Banking Automation - CB Insights Research http://ow.ly/RgRT30mVmZC #CustomerService #chatbot #bots #CRM #fintech #automation #startup #startups #banking #processautomation #processing #VentureCapital NovemberEuropean early stage technology investment increases four-fold to 3.6 bn Euro in H1 2018 (4.1 bn US$). Investors like fintech and medtech startups. Germany scores No 2 in #Fintech investments with 402.2 mn Euros http://ow.ly/lBHq30mvOyj Meet The 100 Most Innovative Startups Of Germany In 2018 - Forbes https://buff.ly/2SimfAZ Frankfurt is present fintech heavy including @ginmon @ClarkGermany and #blockchain #accelerator @iconiqlab You find the interview with the CEO and founder of Clark Germany here: https://www.startuprad.io/interviews/clark-de-startup-germany-bloombergs-list-50-promising-startups/ Berlin-based incubator Finleap has raised €41.5 million to build more fintech startups https://buff.ly/2Biv87E Copycat behaviour is punished faster than ever before Klarna sues German fintech Sofortpay, which was founded by former employees of Sofortueberweisung. Sofortueberweisung was bought by Klarna | Gründerszene https://buff.ly/2FMJVvX #fintech #payments And even fintechs are conservative with their growth and risk #Berlin-based #banking startup Solarisbank can only show 1,9 m Euros in revenue in B2B, where it works with #fintechs. The bank raised 95 m Euros #VentureCapital and invested 24,5 m Euros already to build up the banking platform http://ow.ly/HMbl30mpmz3 The incumbents awake: "Patent Analysis: Top US Banks Prioritize Payments" - CB Insights Research http://ow.ly/KbCU30mLmJt #fintech #banking #payments #patents #strategy OctoberBerlin based fintech Penta raises 7 mn Euros venture capital. The fintech offers its services to German small and medium enterprises https://buff.ly/2EmyyKk Related: Interview Penta, also noted in “How 60+ Startups Are Disrupting Retail And Commercial Banking Around The World” by CB Insights https://buff.ly/2RKGJCJ including n26 and Penta Related: Our interview with Lav, CEO and Co-Founder of Penta https://youtu.be/M1ExxaijmfQ The twins from #Frankfurt-based #fintech dwins appeared in the German Version of #SharkTank - called Lion's den. They presented their app to manage your contracts https://buff.ly/2O1Gg0T Deutsche Bank is already a shareholder and Startuprad.io interviewed them in the past: https://buff.ly/2PaAKWp German billionaire and business angel Carsten Maschmeyer is a judge at Germany's version of #SharkTank. Now he invests 1 million Euros, a record amount for this TV format in #Frankfurt-based fintech Dwins, which pitched there. http://ow.ly/tgmG30m90lp https://www.handelsblatt.com/finanzen/banken-versicherungen/gruendershow-hoehle-der-loewen-carsten-maschmeyer-investiert-rekordsumme-in-das-fintech-dwins/23140920.html Mailbox @SocieteGenerale - opens Global Markets Incubator for #fintech #startups, working on capital markets https://buff.ly/2NHFJMu Startup News Germany Summer 2018 (July, August, September)This is a first! For the first time in Germany a German fintech listed successfully on a stock exchange! Frankfurt-based fintech Creditshelf listed successfully at the Frankfurt Stock Exchange. This is the first IPO of a pure play fintech in Germany. The company raised 16.5 m Euros (almost 20 m US$) http://ow.ly/IpTg30l1tUz We have an exclusive interview for you! The recording is done. It will be published mid of October. #Frankfurt-based government-owned bank KfW and Frankfurt-based #FinTech CrowdDesk start pilot program for municipal crowdfunding http://ow.ly/8vOM30l1zn5 Deutsche Bank Pushes Digital With Second Fintech Deal This Year - Bloomberg Quint http://ow.ly/yFDn30lz35DB German fintech Wirecard to push Commerzbank out of DAX 30 https://buff.ly/2Q9B3Sc Finanzcheck.de a comparison portal for financial services is sold for almost 300 mn Euros to M-Dax listed Scout24 group. This is Germany's 2nd largest #fintech exit after 360T transaction, worth approx 750 mn US$ http://ow.ly/daW730l0jOL related https://www.deutsche-startups.de/2018/07/18/finanzcheck-exit/ Hamburg-based fintech Naga group gets a bad wrap from Finanz-Szene.de, since their ICO was not for themselves, but for a company, which will provide services to Naga. The money actually went to Naga Development Association Ltd. (NDAL) which is domiziled in Belize http://finanz-szene.de/exklusiv-wo-sind-die-50-millionen-aus-dem-ico-des-hamburger-fintechs-naga-gelandet/ #Hamburg-based #Fintech Deposit Solution raises 100 m US$ Venture Capital, valued at 500 m US$ - deutsche-startups.de http://ow.ly/uHk930lqr8p He used to be a Tesla manager, than he lead the German energy startup Sonnen to international successes, now he has his own #fintech #startup CapInside - a network were members can search investment opportunities http://ow.ly/wkG930lKwc5 German fintech Auxmoney is eyeing an IPO reports Reuters. The credit platform broke even (according to their own statement) in Q4 2017 http://ow.ly/No7430lD7ZJ #Fintech BBVA and ABN Amro invested almost 57 m Euros #VentureCapital in #Berlin-based Solarisbank. Now they published their annual results and generated only approx 2 mn Euros in revenue. This is for a 225 m Euro postmoney company | Gründerszene http://ow.ly/Mni630loIbq Finanz-szene.de calculates the number of customers, which really have their primary bank account with hyped N26. N26 claims 1 m customers, but FZ calculates only 250k - 300k have their primary account with them #Berlin #Fintech http://ow.ly/G17b30laSGs US #insurtech Lemonade sued German competitor WeFox. Now they seem to have an out-of-court settlement. Lemonade will withdraw the lawsuit, as soon as WeFox made changes. Yet the extend and nature of changes remain unclear | Gründerszene http://ow.ly/DKEE30liNga The fintech Deposit Solutions (a platform for fixed deposits) and the comparison portal Check24 cooperate. According to Finanz-Szene, parts of the "investment service" of Check24 is white labeled from DS http://ow.ly/AdMG30kXXb7 This is surprising, since Check24 originally wanted to take market share away from fintechs. Now they are cooperating. orderbird, the #Berlin-based #cashier system #startup stopped expansion - They have generated 9 m Euros revenue and 8.8 m Euros loss according to their 2016/17 balance sheet http://ow.ly/3aC330lduDZ Startup News Germany June 2018We talked to some of the winners of the “Golden Garage”, Germany’s investor side fintech award: https://youtu.be/KgRzjIi-Kr0 The 10 hottest fintechs in Germany. To the list made it the Frankfurt based insurtech Clark and microsavings app Savedroid, which recently completed it's ICO - Horizont.net http://ow.ly/NuK830kvL0Q Finanz-Szene sheds some lights on the Lendico ING transaction, where the bank bought the fintech. According to FZ calculations Rocket Internet burned almost 27 mn Euros with the startup. ING may have made a bargain in the transaction they conclude http://ow.ly/9puq30kClNZ ING Ventures invests in Berlin-based fintech FinCompare, as part of a series A financing round http://ow.ly/l9BL30kkgSK Startup News Germany May 2018We have two winners of the Benzinga Global Fintech Awards in the exclusive video interview, including one which wants to list 2019. According to calculations by consultancy Oliver Wyman - Fintechs already cut 1,5 bn Euros profits out of the bank business in Germany writes Gruenderszene.de, although 900 mn thereof are from retail banking https://buff.ly/2rt6pbq #fintech #germany #profit #Banking Startup News Germany April 2018Fist one was Savedroid, who pretended to be an ICO Scam for 24 hours just to draw attention to their ICO advisory business, which they wanted to launch with this PR stunt. So far we can say it fired back. They have been getting a beating in the national and international press, including CEO Yassin Hankir, who received multiple death threats. You remember savedroid, Yassin and the ICO from the video interview we had shortly before christmas last year: https://youtu.be/oEfX6knd-1o Here are some of the links to the national and international press coverage: German: Deutsche-Startups.de https://www.deutsche-startups.de/2018/04/19/savedroid-verkauft-yassin-hankir-den-miesen-pr-gag/Gründerszene https://www.gruenderszene.de/fintech/savedroid-pr-stunt-hack-exit-scam-aktion-werbungEnglish: Rhein-Main Startups https://rhein-main-startups.com/2018/04/19/and-its-not-gone-savedroid-is-safe/TechCrunch https://techcrunch.com/2018/04/18/another-day-another-50-million-ico-exit-scam/Hallo Frankfurt https://hallofrankfurt.de/savedroid-rekt-or-pr-stunt-a60d19e35eceWe have yet to see a positive coverage of the stunt and I personally wrote Yassin, that I am sure he will get a few less invites to parties this year. Yassin’s direkt statement: https://youtu.be/o5_bwFf_byo Germany's 2nd largest bank Commerzbank holds shares in more fintechs than the other top 10 combined reports the blog Finanzsene https://buff.ly/2HDZDKp this should not suprise anyone. Commerzbank was with its Main Incubator the pioneer of the large german banks to invest in fintechs. Related: Former CEO of Main incubator Christian Hoppe will be the CEO of the Frankfurt branch of the Silicon Valley Bank, which just announced plans to launch in Frankfurt, Germany https://buff.ly/2KyFvXD Kreditech, new CEO and one of the top managers leaves https://www.gruenderszene.de/fintech/kreditech-vorstandswechsel?ref=nl_b Still no fintech unicorn in Germany and some investors did not like the valuation of N26 or Number26, the Berlin-based fintech. Deutsche-Startups.de writes about the valuation of N26 of approx. 750 mn US$. It appears the valuation was too high for some investors and they dropped out http://ow.ly/myHL30jkhgF #Berlin-based #fintech savendo has brokered fixed deposit to Versobank in Estonia. Now the bank is closed for money laundry and terrorism financing. The money of savendo clients should not be in danger .... http://ow.ly/zqeM30jb4JL Finanzcheck.de, is the first German fintech to open a brick and mortar branch reports Finanz-Szene.de exclusively https://buff.ly/2ILrqo Startup News Germany March 2018Frankfurt-based #fintech Giroxx raises 900.000 Euro #VentureCapital writes deutsche-startups.de http://ow.ly/vdkC30j9wU0 The company offers transfers in foreign currencies. Frankfurt-based startup Acomodeo, a market place for serviced apartments, raises "mid seven digit" #VentureCapital reports @RMStartups http://ow.ly/wiLQ30iLdZ1 Meet the Frankfurt-based fintech FastBill, which sees opportunities in the US market and may look for another #VentureCapital round. Learn more here http://ow.ly/W4cy30iOv4v via RMStartups You may remember that we also talked to savdroid about their ICO? They are under scrutiny for their ICO since one of their advisors was blogging in favour of the ICO but did not disclose the connection. None the less the ICO raised somewhere between 35 and 40mn Euros https://www.gruenderszene.de/allgemein/savedroid-ico-krypto-roland-klaus Rocket Internet again Innolend - financed by Rocket Internet - the fintech for financing SMEs is in liquidation. The phone number on the website is already dead writes deutsche-startups.de https://buff.ly/2HEQ49B Startup News Germany February 2018Frankfurt-based online bank INGDiba (German arm of ING) buys Rocket Internet’s P2P SME lending platform Lendico writes Finanzszene.de exclusively. This is the first fintech acquisiton of a large Germany based bank http://finanz-szene.de/exklusiv-ing-diba-kauft-lendico-und-macht-als-erste-grosse-deutsche-bank-wirklich-ernst-mit-fintech/ Deutsche Startups has a more critical view of this - They quote ARD - ING only buys software it does not have and is not taking on the risk of its own software development. Lendico on the other hand never took off. What is your take? https://www.deutsche-startups.de/2018/02/20/ing-diba-kauft-lendico-soll-der-jubel/ Startup News Germany January 2018German fintech startups raised 716 mn Euros in 2017 reports FINANCE https://buff.ly/2EssWcI #German #fintech #wunderkind Naga buys shares in #Frankfurt based easyfolio writes deutsche-startups.de. Naga will own 25% with an option of up to 49%, buying shares from current owner, Frankfurt based bank Hauck & Aufhäuser https://buff.ly/2ncVC2X Kreditech, with an assumed valuation of 300+ mn Euros, Germany's most valuable fintech is not doing well reports Gruenderszene. According to press reports they collected the startup generated losses of 114 mn Euros in just 24 months. Also the CFO is about to leave. Gruenderszene writes that the revenue growth is pretty small compared to the invested sums they deduce from the losses http://ow.ly/970V30hQT6g We will keep an eye on the fintech for you guys Berlin-based FinTech startup Penta accuses TransferWise to have stolen its debit card branding writes EU Startups http://ow.ly/Z6n030hNYYP Learn more about Get Penta here on our interview: http://www.startuprad.io/exclusive/exclusive-berlin-based-fintech-penta-goes-live-open-beta-re-thinking-banking/ Folge direkt herunterladen

Open Banking: Where We are at and What Will it Take to Reach Full Adoption   Shefali Roy, TrueLayer  Tim Sievers, Deposit Solutions  Imran Gulamhuseinwala, EY   Moderator: Helene Panzarino, SBC Colab FinTech

Jochen und Andre besprechen in diesem Podcast, nach dem alten Format, wieder die News der Woche. Aufgrund der großen Nachfrage haben wir uns entschieden dies wieder regelmäßig alle paar Wochen zu machen. Heute wieder einmal Jochen und André mit den kommentierten Einschätzungen und wichtigsten Entwicklungen der letzten Wochen Links: Google Pay DKB https://www.dkb.de/info/google-pay/ Apple Pay bei den Sparkassen http://finanz-szene.de/analyse-fuenf-gruende-warum-sich-die-sparkassen-so-schwer-mit-apple-tun/ Deposit Solutions in die USA https://www.presseportal.de/pm/115628/4120532 Symbioticon SFG https://www.it-finanzmagazin.de/symbioticon-2018-beim-sparkassen-hackathon-von-der-idee-zum-prototyp-in-33-stunden-81357/ Handelsblatt Story Ende des Bargelds https://www.handelsblatt.com/finanzen/banken-versicherungen/devisen-das-ende-des-bargelds-wie-bezahldienste-unsere-welt-veraendern/23669174.html?ticket=ST-13225736-1Rreqv7Of0kpgjSbs6QH-ap3 kwitt Zahlen http://finanz-szene.de/analyse-sind-die-nutzerzahlen-von-kwitt-wirklich-ein-erfolg/ Clarke http://finanz-szene.de/tag/clark/ Instant Payment als Apple-Pay-Ersatz http://finanz-szene.de/gaesteblog-girocard-oder-apple-pay-die-antwort-lautet-instant-payment/ Fundings Finleap: http://finanz-szene.de/tag/finleap/ Dept-Finanzierung RatePAY: http://finanz-szene.de/exklusiv-83-mio-euro-debt-finanzierung-fuer-berliner-payment-fintech-ratepay/ Orderbird: http://finanz-szene.de/exklusiv-50-wertberichtigung-was-ist-los-beim-vorzeige-fintech-orderbird/ Cashlink: https://www.gruenderszene.de/fintech/maschmeyer-finlab-investment-cashlink Vaamo Übernahme: https://www.handelsblatt.com/finanzen/banken-versicherungen/digitale-vermoegensverwalter-moneyfarm-uebernimmt-vaamo-online-vermoegensverwalter-planen-europaweites-angebot/23653208.html Santander und Bonify https://www.eu-startups.com/2018/11/bonify-raises-funding/ Lendstar lebt weiter https://www.capital.de/wirtschaft-politik/finanz-start-up-lendstar-gelingt-doch-noch-ein-verkauf Klarna – Fintecsystems: https://www.gruenderszene.de/fintech/klarna-fintecsystems Tomorrow Bank (launch) https://boerse.ard.de/anlagestrategie/geldanlage/smartphone-bank-fuer-oekos100.html Kontist und Sibylle Strack: https://www.gruenderszene.de/fintech/kontist-neue-ceo-sibylle-strack-sparkasse

Im neuen ds-Podcast kommentieren OMR-Podcast-Legende Sven Schmidt und ds-Chefredakteur Alexander Hüsing wieder die wichtigsten Startup- und Digital-News aus Deutschland. Wir versprechen über den Freeletics-Exit, die Mega-Runde bei Deposit Solutions, den Rückzug von Deliveroo aus zehn Städten, den Niedergang der Matratzen-Startups und die katastrophale Lage bei windeln.de.

Kann es sein, dass 2018 das Jahr ist, in dem Deutschlands Fintechs so richtig durch die Decke gehen? Erst kürzlich konnte auxmoney nach Jahren mit mäßigem Wachstum seine erste Kredit-Milliarde feiern, und nun konnte Deposit Solutions seine Bewertung mal eben mehr als verdoppeln. Aus diesem Grund wollen wir Euch eines der wenigen Interviews, die Gründer Tim Sievers gegeben hat, mit OMR-Gründer Philipp Westermeyer nicht vorenthalten.

Als Tim Sievers 2010 die Idee für Open Banking im Einlagengeschäft hat, ahnt er noch nicht, wie gut sein Plan später einmal funktionieren wird. Acht Jahre später beschäftigt sein Unternehmen Deposit Solutions 200 Mitarbeiter, hat bisher 43,6 Millionen US-Dollar unter anderem von Peter Thiel und der VC-Firma Greycroft eingesammelt und wird dieses Jahr in der Schweiz und Großbritannien starten. Im OMR Podcast erklärt der Gründer das digitale Geschäft mit Sparprodukten, wie die verschiedenen Plattformen über Online Marketing Kunden gewinnen und was ein Brief an den CEO der Deutschen Bank für Auswirkungen hatte. Alle Themen des Podcasts mit Deposit Solutions-Gründer Tim Sievers im Überblick: Das macht das von Tim Sievers gegründete Fintech-Unternehmen Deposit Solutions genau (ab 01:30) Was ändert sich für Partnerbanken von Deposit Solutions in der Beziehung zum Kunden? Und für welche Ziele eignet sich die Plattform eigentlich nicht? (ab 05:00) Was sind sogenannte „Challenger Banks“ und warum sind sie ein Problem für etabliertere Banken? (ab 06:55) Marketing für Banken: Sind Zinsen und Preisvorteile die einzigen Hebel oder geht noch mehr, um eine starke Brand aufzubauen? (ab 08:00) Welche Online-Marketing-Kanäle nutzt Deposit Solutions für die eigene B2C-Plattformen zinspilot.de und savedo.de? (ab 10:15) Wie schwierig war der Weg von der ersten Idee 2010 bis zum fertigen Produkt? (ab 13:40) Insgesamt konnte Deposit Solutions bisher 43,6 Millionen US-Dollar einsammeln – unter anderem von Greycroft und Peter Thiel (ab 17:45) Das hat die Investition von Peter Thiel außer großem Medienecho noch gebracht (ab 19:30) Mit welcher Strategie überzeugt Tim Sievers Banken davon, Deposit Solutions zu nutzen? (ab 21:10) So bewertet der Gründer den Presserummel um das Hype-Thema Fintech (ab 23:40) Wie läuft der B2B-Vertrieb, wenn Deposit Solutions einen neuen Markt erschließen will? (ab 28:50) Das Geschäftsmodell: So verdient das Unternehmen von Tim Sievers Geld (ab 30:40) Deshalb fallen bei Deposit Solutions keine B2C-Vermarktungskosten an – außer bei den eigenen Plattformen zinspilot.de und savedo.de (ab 34:20) Wie beurteilt Tim Sievers Kryptowährungen und Blockchain? (ab 37:10) Hat er selber in Kryptowährungen investiert? (ab 39:45) Das sind die nächsten Schritte für Deposit Solutions (ab 40:40)

Tim Sievers is CEO and Founder of Deposit Solutions, an Open Banking platform for deposits, connecting banks and depositors across Europe.   The platform allows banks to offer attractive third party deposit products to their own customers through their existing accounts.   Deposit Solutions works with banks across Europe, has mediated deposits in excess of €2bn, and employs more than 110 people across Hamburg, London and Zurich.   As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com.   If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review.