Podcasts about financial iq

In this episode of Owned and Operated, we shift focus to a critical yet often overlooked pillar of business success: leadership development and management training. With insights from Amir of Snowball Industries, we dig into how identifying and nurturing potential leaders is foundational to scaling tier two and tier three service businesses.The discussion explores the evolution from technical expertise to soft skills as the driving force behind effective leadership. We unpack the core values that matter most—empathy, urgency, financial intelligence, and humility—and how they shape team culture, performance, and long-term growth. John and Amir also examine structured training programs, peer learning opportunities, and practical management tools that enable owners and operators to build sustainable, high-performance teams.For anyone acquiring or operating in remote and niche sectors like HVAC or turf installation, this conversation delivers actionable insight into creating a leadership framework that fuels operational excellence and employee retention.

Watch & Subscribe on YouTubeAre you struggling to build wealth despite a high income? Discover why your relationship with money might be holding you back.In this episode of Wealthy Wellthy podcast, host Laura Alamery and Liz Klingseisen welcomes Krisstina Wise, a successful real estate investor and money expert, shared her journey from financial struggles to mastering wealth creation.The main focus of this episode is understanding the crucial difference between income and wealth. Krisstina explained how high earners can still find themselves trapped in a month-to-month financial cycle, and reveals the mindset shifts necessary to build true wealth.Throughout the conversation, Krisstina delve into her five categories for mastering money, including developing a positive money mindset and cultivating a healthy relationship with finances. She also touches on the importance of financial literacy and how it relates to successful real estate investing.Ready to transform your financial future? Listen now to gain invaluable insights on breaking free from limiting money beliefs and learn how to leverage real estate investing to create lasting wealth.Key Takeaways5:50 From high income to financial despair11:07 The journey from duplex to portfolio15:25 Five categories for mastering money24:31 Overcoming limiting beliefs about money31:00 Financial IQ quiz to assess literacyMemorable Quotes"I learned that there's something different between income and wealth. People in the income game are in the month-to-month game regardless of how much they're making. Wealth is through assets and building a portfolio and a balance sheet.""Real estate investing is one option. The idea is to ask ourselves: Do I want to master money? Do I want to understand it? Do I want to grow with it?""Most people have a dysfunctional relationship with money. If we want to be in the wealth game and build financial independence, we need a positive money mindset and a relationship where we enjoy spending time with it."Resources MentionedReal Estate Investing Women Podcast - https://realestateinvestingwomen.com/Connect with KrisstinaWebsite - https://wealthywellthy.life/Instagram - https://www.instagram.com/krisstinawiseYouTube - https://www.youtube.com/@krisstinawiseKrisstina's Book, Falling For Money - https://www.amazon.com/dp/0692560904/

Watch & Subscribe on YouTubeAre you struggling to balance your financial success with your physical well-being? I've been there, and I know how challenging it can be.In this episode of Wealthy Wellthy, we shared the journey from financial success to a health crisis and back again. As a real estate mogul, millionaire coach, and creator of multimillion-dollar businesses, Krisstina reveals how she discovered the crucial link between health and wealth after nearly losing her life in 2013.We delves into the importance of self-love and prioritizing health as the foundation for true wealth. She explains how our childhood experiences shape our relationship with money and offers insights on overcoming financial fears and misconceptions.The conversation also touches on the need for financial awareness, the value of understanding your "enough" number, and the importance of maintaining healthy habits in both finance and wellness. Krisstina shares her Wise Money Method quiz, designed to help listeners assess their financial IQ and take steps towards financial wellness.Ready to transform your approach to health and wealth? Listen now to gain valuable insights from someone who's mastered both worlds and learn how you can achieve true balance in your life.Upcoming WorkshopMake 2025 the year of you! A goal without a plan is just a wish. Get these resources from Krisstina's planning workshop to stop wishing and start planning in 2025.wisemoneyplanningworkshop.com Key Takeaways2:49 Deathbed discovery: Awareness and balance5:04 Chasing external rewards vs internal gratification10:32 Health and wealth are interconnected16:36 Prioritizing self-care and body appreciation24:10 Financial IQ quiz reveals low average scores26:30 Determining "how much money is enough"Memorable Quotes"I realized full on right there that I was chasing the wrong things. I was chasing external reward versus internal gratification, satisfaction and joy and happiness.""Health and wealth are like the same thing. They actually share the same lineage of narrative - when you say health is wealth, that was the beginning. Health really was wealth.""When we can learn to love ourselves and love and appreciate our bodies, knowing how important our health is, it starts there."Resources MentionedWise Money Method Quiz - https://wisemoneymethod.com/quiz/Falling for Money: How to Have a Lifetime Love Affair with your Finances - https://www.amazon.com/Falling-Money-Lifetime-Affair-Finances/dp/0692560904Connect with KrisstinaWebsite - https://wealthywellthy.life/Instagram - https://www.instagram.com/krisstinawiseYouTube - https://www.youtube.com/@krisstinawiseKrisstina's Book, Falling For Money - https://www.amazon.com/dp/0692560904/

Send us a textMaster business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/In this episode of Boosting Your Financial IQ, Steve shares a game-changing opportunity to master your finances—all for free.He walks you through the first steps to improving your financial skills, no matter your background. Curious how learning the right financial strategies can elevate your career or business?Tune in to discover how you can get started today and unlock the power of financial literacy!Disclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Support the show

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Tim Tebow, LIVE and in-person at Clay Clark's December 5th & 6th 2024 Thrivetime Show  Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Watch & Subscribe on YouTubeAre you making good money but still struggling to build wealth? You're not alone.In this eye-opening episode, David Richter sits down with Krisstina, as she shares her journey from rags to riches to rags and back again, offering invaluable insights on personal finance and wealth creation.The main focus of this conversation is debunking the biggest money myth: that making more money is the answer to all financial problems. Krisstina explains why wealth is built at home, not in business, and provides practical steps to calculate your "good enough" number for financial satisfaction.Throughout the episode, they discuss common money problems, the importance of profit in both business and personal finance, and how to break free from the earn-spend trap. Krisstina also shares details about her Financial IQ quiz and the valuable resources she offers to help people on their journey to financial freedom.If you're ready to transform your relationship with money and learn how to build true wealth, this episode is a must-listen. Tune in now to gain the knowledge and tools you need to secure your financial future.Upcoming WorkshopIf you're looking for more ways to elevate your life and business, join me for my FREE annual Goal Setting & Business Planning Workshop, a half-day, hands-on session where you'll learn the exact system I use to design a life and business that truly align. This is not just a learning experience—it's a doing workshop, where you'll leave with a clear plan and actionable steps for a business that produces profits that fully support the life you want. Register HERE: https://fullcast.co/ww-gsw Key Takeaways2:09 Kristtina's Background5:28 Financial Wake-Up Call8:01 Building Wealth vs. Making Money11:09 Learning Money Fundamentals14:21 Childhood Influence on Money Habits18:25 Money Mindsets and Beliefs23:02 The Earn-Spend Trap28:01 Profit First in Business and Household31:35 Determining How Much Money is Enough36:10 Steps to Financial Satisfaction38:09 Resources and Next StepsMemorable Quotes"Money is math. Money's black and white. Money has very specific rules and laws and metrics that if you follow them, you can be rich.""We build wealth in the household. Not through your business, not through your corporate job, not through your side hustle.""The answer to all my money problems is to make more money. That's the number one money myth, the biggest money lie out there.""How much money is enough? It's an equally philosophical question as it is practical.""Money will evaporate. Money loves to move. So it was just moving into the wrong pockets is ultimately what we're allowing it to do."Resources MentionedWise Money Method Quiz: wisemoneymethod.com/quizSimple CFO: simplecfo.comThe Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas J. Stanley and William D. Danko - https://amzn.to/3BDjMNIThink and Grow Rich by Napoleon Hill - https://amzn.to/3Dl3FF0The Greatest Salesman in the World by Og Mandino -

Send us a textIn this episode of Boosting Your Financial IQ, Steve dives deep into the three critical types of profit every business leader must understand. Gross profit, operating profit, and net profit each hold the key to uncovering your business's financial health—and mastering them can set you apart in the boardroom and beyond. Discover how to decode these metrics, avoid common mistakes, and leverage the most powerful levers to improve profitability.Ready to transform your financial know-how? Tune in and take your career—and business—to the next level. Disclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Register for the free Financial Fundamentals for Entrepreneurs Webinar here: https://www.coltivar.com/register-for-ffe-jan-8 Support the show

In this episode of "Your Business, Greatness," host Simone Sloan interviews Scott Jarred, CEO of INVST, who shares his inspiring journey from poverty to financial freedom. The conversation covers various aspects of financial management, personal growth, and entrepreneurial strategies. Scott discusses the importance of having a purpose and taking control of one's financial destiny by understanding personal goals and motivations. Aiming to reshape financial futures, Scott highlights the value of education in attaining financial independence and the principles of achieving financial freedom. Key Takeaways Personal growth and success stem from taking control of one's financial future through self-belief and resilience.Money should be viewed as a tool for achieving one's life goals, not the ultimate objective A clear understanding of personal goals and financial priorities is crucial in achieving financial freedom Entrepreneurs shoul balance focusing on building enterprise value and maintaining personal financial discipline Connect to Simone Sloan: Website | LinkedIn | Facebook | Connect to Scott Jarred: www.invst.com |⁠scott@invst.com| Access The First Chapter of Accelerate: https://scottjarred.com

Robert Kiyosaki ''Increase your Financial IQ'' --- Support this podcast: https://podcasters.spotify.com/pod/show/getu-chandler/support

Send us a textDiscover how Steve turned early struggles into a roadmap for financial mastery. From building multimillion-dollar businesses to creating over $1 billion in value, Steve shares the seven steps that transformed his financial IQ.Packed with personal stories, surprising lessons (including a hilarious twist involving a Spanish class), and practical insights, this episode will inspire you to take charge of your financial future.Your financial journey starts here—listen now and take the leap today!Disclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Register for the free Measure What Matters Webinar here: https://www.coltivar.com/measure-what-matters-webinar Support the show

Send us a textIn this episode of Boosting Your Financial IQ, Steve dives into an engaging Q&A session fueled by real questions from listeners who took the Financial IQ Assessment at BYFIQ.com.From bootstrapping your business and mastering financial strategies to overcoming setbacks and seizing opportunities, Steve shares his personal journey, practical tips, and inspiring insights to help you level up your financial acumen, business savvy, and life strategies.Tune in to learn how to make smarter decisions and unlock your full potential in business and life.Disclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Register for the free Measure What Matters Webinar here: https://www.coltivar.com/measure-what-matters-webinar Support the show

We're back and in this episode, Dave Wolcott shares the significance of having a mindset that promotes holistic wealth, exploring both mental and financial health. Dave also talks about strategic investment tactics to reduce tax burdens and build passive incomes. His background and career journey add valuable context to his strategies, making them relatable and actionable for our listeners. Dave Wolcott's Morning and Evening Routines Dave advises having an automatic pilot-like morning routine that includes exercise, meditation, and journaling. He strongly encourages investing in oneself, particularly in health, mindset, and financial IQ. According to Dave, consistent habits help in focusing and achieving life goals effectively. Dave says, “Over time, I understood that health and fitness are two distinct things. Now, at 54, I focus more on health than ever before.” He also highlights his precise evening routine, which includes foam rolling and stretching to enhance the parasympathetic nervous system and improve sleep quality. He states that a good evening routine is crucial for better sleep and overall well-being. Mindset and Financial IQ Dave discusses the importance of overcoming limiting beliefs and making educated decisions regarding financial investments. His book outlines five phases, starting with mindset. He says, “Your net worth is directly proportional to your financial IQ.” This means understanding how money works and making smart financial decisions can significantly impact your wealth. Dave's Philosophy on Wealth Dave's approach to wealth is unique, emphasizing a combination of holistic aspects. Financial freedom goes beyond monetary wealth to include the freedom of purpose, time, and relationships. Dave points out the multiple forms of capital the ultra-wealthy understand: financial, intellectual, physical, emotional, and spiritual. Career Shift and Wealth-Building Strategies Dave shares his journey from a middle-class upbringing in Connecticut to joining the Marine Corps. His dissatisfaction with traditional financial advice led him to seek alternative wealth-building strategies. He founded Pantheon to assist others in building wealth outside traditional methods like stocks and bonds. Entrepreneurial Tax Strategies Dave dives into various tax strategies and the benefits of investing in oil and gas funds, which offer significant tax deductions. He emphasizes the importance of finding the right CPA for tax planning rather than just tax preparation. Using cash whole life insurance policies, he explains how to leverage capital effectively. Virtual Family Office Solutions Dave realized the gap in finding knowledgeable advisors and created a virtual family office offering curated, best-in-breed advisors. This solution aims to reduce taxes, increase wealth, and provide risk management for high-net-worth individuals. According to Dave, even those with a net worth of $3-4 million can significantly benefit from such a resource. Critique of Traditional Financial Systems Dave criticizes traditional financial systems like 401ks and IRAs for their lack of control and potential future tax burdens. He shares how he exited his 401k, paid penalties, and reinvested in real estate and energy, resulting in significant growth. Dave's 401k exit calculator illustrates how reinvesting can outperform traditional returns over 20 years. Personal Vision and Consistency Dave emphasizes the importance of creating a personal vision, similar to a business vision statement. He advises entrepreneurs to align their personal and family goals, ensuring better decision-making. Consistent daily habits, including exercise and personal development, contribute to maintaining calmness and effectiveness amidst numerous responsibilities. External Resources Dave's Book: Holistic Wealth Strategy Recommended Book: Tax-Free Wealth by Tom Wheelwright Conclusion Dave Wolcott offers a treasure trove of practical advice that redefines financial and personal development. From daily routines to tax strategies and beyond, his insights aim to provide holistic wealth and well-being. If you're looking to improve not just your financial IQ, but your overall approach to life, this episode is a must-listen. Thanks for tuning in! Stay curious, stay healthy, and keep hustling. Two Other Episodes You Should Check Out From Military To Millionaire with David Joseph Pere Unlocking Passive Income Through Real Estate with Tom Burns Resources From Episode What if you could have a FREE personal mentor on-demand?! With Joe's Hustle & Flowchart AI clone, you can tap into the knowledge from over 600 episodes any time! Whether you need advice on scaling, marketing, or productivity, my AI clone is here to help. Accelerate growth with HubSpot's Sales Hub Check out other podcasts on the HubSpot Podcast Network Grab a 30-Day Trial of Kartra We want to hear from you. Send us the One Thing you want to hear on the show. Connect with Joe on LinkedIn and Instagram Subscribe to the YouTube Channel Contact Joe: joe@hustleandflowchart.com Thanks for tuning into this episode of the Hustle & Flowchart Podcast! If the information in these conversations and interviews have helped you in your business journey, please head over to iTunes (or wherever you listen), subscribe to the show, and leave me an honest review. Your reviews and feedback will not only help me continue to deliver great, helpful content, but it will also help me reach even more amazing entrepreneurs just like you!

Uncover surprising insights from over 1,000 Financial IQ assessments and learn why many struggle with financial decision-making. Explore how enhancing your financial literacy can drive business success and personal growth. Discover key strategies for creating value, boosting financial skills, and achieving financial freedom. Tune in for actionable tips to elevate your financial IQ and transform your approach to finance. Here's how to get started with Boosting Your Financial IQ:Step 1:  Test your financial IQ for FREEStep 2: Download the FREE appStep 3:  Take the Fundamentals of Finance courseDisclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Get the free BYFIQ app and Starter Course here: https://www.byfiq.com/app Support the Show.

In this episode of BYFIQ, I dive into a fascinating analogy between overconfidence in the kitchen and financial literacy in business. It all started while watching an episode of MasterChef, one of my favorite shows. I was struck by the overconfidence of a contestant named Mark, who presented a lackluster breakfast to the judges, thinking he had the competition in the bag. This led me to reflect on my early days in business when I, too, was dangerously overconfident in my financial skills.I share a personal story of running a multi-million dollar company without knowing how to read a financial statement, which resulted in costly mistakes and lost opportunities. This lack of awareness is similar to the infamous Dunning-Kruger effect, where people with little ability in a field overestimate their competence. I recount the unbelievable tale of two bank robbers who thought rubbing lemon juice on their faces would make them invisible to cameras—a clear example of the Dunning-Kruger effect in action.Through these stories, I emphasize the importance of financial literacy and understanding your financial IQ. I invite you to take the financial IQ assessment at BYFIQ to identify areas where you might need improvement, whether it's the balance sheet, the statement of cash flows, or another aspect of finance. By applying financial principles to real-world situations, you can build critical skills that will significantly impact your career and business success.Join me as I explore how recognizing our limitations and continuously learning can prevent us from making costly mistakes and help us grow more profitable businesses. And remember, confidence without competence can be dangerous—just like thinking lemon juice can make you invisible. Until next time, take care of yourself and keep learning. Cheers!Support the Show.

This is a really important episode you should listen to with your significant other, partner, and probably your kids, too. Chalene and Bret Johnson will be answering questions about money, investing, getting out of debt, and whether you should buy a house or keep renting. Have we all been brainwashed into thinking homeownership is the ultimate measure of success? They will dive into how to get started, the best apps to use, which stocks to invest in, and the first steps to take if you're trying to get out of debt. All these questions and more will be answered today with Bret Johnson, who, for the record, is not a financial advisor, so remember, this episode is for entertainment purposes only! Links from Episode: Wealthfront.com Etrade Sofi DataRoma Check out Bret's Course Money Matters 101 at Chalene.com/moneymatters DM Bret your Financial question on Instagram at @bretjohnson11 Past Money Episodes: Decisions That Will Make You More Money | with Bret Johnson - 913 Raising your Financial IQ | with, Bret Johnson - 872  Investing Money 101 | with, Bret Johnson - 826  How to Empower Your Kids to Make Some Extra Money with Bret Johnson - 646 Minding Your Money with Bret Johnson - 618   Join the all-new Phase It!! A Personalized Plan to Fit Your Life

In today's episode, Jenn Foster interviews Robert Scranton, the mastermind behind the Financial IQ training system. Robert shares his journey from a conventional finance career to discovering the revolutionary concept of infinite banking. He breaks down how this system can help you build and control your wealth like never before, transforming your financial future by turning the tables on traditional banking. Learn More: https://yourfinancialiq.org/

In this episode of the Tactical Empire, Jeff Smith is joined by Shawn Rider to discuss strategies for acquiring real estate faster. They explore Asset-Backed Lending, particularly DSCR (Debt Service Coverage Ratio) loans, and explain how these lending options can enable buyers to purchase multiple properties without relying solely on W-2 income. Jeff and Shawn also share insights on navigating potential hiccups, finding the right lenders, and the importance of credit scores and capital reserves. They emphasize the role of financial IQ in achieving high performance and financial freedom.Chapters:00:00 Introduction: The Quest for High Achievement00:36 Catching Up: Disney Trips and Solo Episodes01:43 The Power of Co-Hosting and Guest Insights02:52 Networking and Celebrating Success04:57 Diving Deep into Real Estate Strategies05:05 Exploring Asset Backed Lending05:22 Navigating the World of DSCR Loans07:46 Expanding Real Estate Portfolios Beyond Personal Lending18:53 The Path to Financial Freedom and Closing ThoughtYou can connect with Shawn Rider on Facebook and Instagram.  If what you heard resonated with you, you can find Jeff on Instagram, Facebook. If you're interested you can visit The Tactical Empire's website https://www.thetacticalempire.com/home-4169. And don't forget to visit us on Apple Podcasts to leave a review and let us know what you think! Your feedback keeps us going. Thanks for helping us spread the word!

What is Financial Literacy and how good would you be with the "Sniff Test"? In this podcast we explore the importance of the "Sniff Test" in making financial decisions. We discuss the upcoming interview with Wealth by Design expert Jeff Bowman. What is your level of Financial Literacy? Your Financial IQ? Find out what Jeff Bowman recommends and what your next steps should be in making solid financial plans. Ready to Transform Your Business and Your Life Performance Results? Let's Connect! Contact us for Free downloads and resources to help you with your business and leading your best life. Apply for a Free 1-on-1 'Lead Your Best Life Breakthrough Session' and Begin Your Journey to Success. Visit www.leighfarnell.com for More Details and Book Your Exploratory Meeting Now! Want to find out more or discuss the content of this podcast with me? How to apply the content of this podcast to you, your business, your career and your life? Apply for a free 1 on 1 “Lead Your Best Life Breakthrough Session” with me and we'll discuss your struggles and goals with business, teams, relationships and life. We'll also create an actionable roadmap to get you to those goals in the quickest, easiest way possible. Find out more at our websites www.leighfarnell.com  and www.pdc-growth.com Download our FREE A to Z Business and Personal Growth Guide here Link here -https://calendly.com/lfbb/exploratory-meeting-15mins #success #empowerment #coaching #podcast #useful #practical #easy #proven #life #business  

Welcome back to Boosting Your Financial IQ, I'm your host Steve Coughran. Today, we're delving into "What You Need to Know About Working Capital." Understanding this financial metric is essential for maintaining the health of your business. We'll define what working capital is and unravel the distinction between operating and working capital, providing clarity on their respective roles. Drawing from my experiences with various companies, we'll examine real-world examples showcasing the impact of mismanaging working capital. From inventory management to accounts receivable, every aspect requires meticulous attention. Because here's the truth: neglecting working capital can spell disaster for your business. Stay tuned as we equip you with the knowledge you need to navigate this critical aspect of financial management, setting the stage for our upcoming discussion on free cash flow.Access the free course "The Million Dollar Blueprint" here > Email Steve your thoughts at steve@byfiq.comHelpful links:Join the Strategic Financial Mastery programJoin Our Free CommunityTrain your team with an on-site workshopDisclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Support the Show.

Financial IQ is a measure of how well you manage and use money. Having a high financial IQ doesn't mean that your investments can predict the flow of the market or determine if you will get rich in the long run, but you tend to make money decisions, spend, and save money by managing it wisely. Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire

In this episode of Money Grows On Trees: The Podcast, host Lloyd Ross delves into the importance of establishing personal money rules to effectively manage finances. By sharing his own money rules and how they have shaped his financial decisions, Lloyd emphasizes the value of setting guidelines to achieve financial goals and avoid costly mistakes. He encourages listeners to create their own money rules to establish a financial culture in their households and secure a prosperous future. Join Lloyd as he shares his insights and principles for building wealth and financial independence. Tune in to learn how implementing money rules can guide you toward financial success and stability.

In this episode, Brian Bowen and Brett Sharp talki about Jeff Bezos' tax savings after moving to Miami. They then discuss the tax benefits of moving to Florida and other states with no income tax. The conversation shifts to the recent market drop and indicators of a possible recession. They also emphasize the importance of knowing one's retirement savings and share a story about the challenges of managing finances after a spouse's death. There's much more so please listen to har what else the guys are talking about.nt.   01:50 Tax Benefits of Moving to Florida 02:44 Market Drop and Recession Indicators 05:03 Importance of Knowing Retirement Savings 06:23 Challenges of Managing Finances After Spouse's Death 13:13 Increasing Financial IQ for Retirement 19:43 Building a Comprehensive Retirement Blueprint 20:10 Finding Purpose and Activities in Retirement

Welcome back to the show! In this episode, Steve discusses financial IQ and how people miss many opportunities to invest in real estate because of mistaken beliefs. Many believe that the only way to purchase an investment home is to use conventional lending methods, and when they start crunching the numbers for that method, they get discouraged. That is why Steve brought Darel Daik onto the show today, and they will discuss how people with a high financial IQ can invest in rental properties for much less! Please remember that Steve is always available to share your questions and concerns. The inbox at AskSteve@TotalWealthAcademy.com is linked directly to Steve, and any message you send there will only be responded to by Steve himself! 

Welcome to another episode of the Boosting Your Financial IQ podcast with your host, Steve Coughran. In today's insightful discussion, we have a special guest, Bob Elliott, Co-Founder and CEO of Unlimited, here to shed light on the topic of "Investing in Any Market." Bob shares valuable insights on why trying to time the market is not a sound strategy and why day trading rarely yields profitable results. Instead, he emphasizes the importance of portfolio diversification as a key principle for successful investing. Join us as we delve into the world of investing, where Bob shares his wisdom on navigating through periods of inflation, market volatility, and economic downturns. Get ready to enhance your investing knowledge and discover strategies that focus on long-term value creation.Helpful links:Join the Strategic Financial Mastery programJoin Our Free CommunityTrain your team with an on-site workshopDisclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Support the show

Register for our upcoming events: https://drespen.com/upcoming/ Tweetable quote from Ken “If you want to go fast, you should go alone. If you want to go further distance, you should go with your friends.” Summary In this insightful episode, we explore the realms of financial mastery and the art of maintaining a happy, conscious relationship with money. Our esteemed guest, Ken Honda from Japan, brings his extensive expertise to the table, discussing insights from his best-selling book, "Happy Money: The Japanese Art of Making Peace with Your Money." With over 8 million copies sold worldwide, Ken's influence in the field of self-development and financial well-being is undeniable. Whether discussing the opportunities that arise from economic crises or the importance of honing one's skills and talents, Ken's message is clear: financial prosperity and personal growth go hand in hand. Join us for this engaging conversation and discover how you can cultivate a healthier, happier relationship with your finances. Episode Highlights: [00:02:48] Happy Money Concept. [00:04:37] Attitude Toward Money. [00:09:43] Myth of scarcity. [00:10:10] Money mindset and economy [00:14:48] Wealthy mindset and passive income. [00:18:28] Financial market turmoil. [00:21:07] Financial IQ importance. [00:24:19] Market Psychology Dynamics. [00:26:16] Invisible Assets Importance [00:31:34] Preparing for Economic Downturns [00:35:57] Precious Metals Investment. [00:37:01] Gold investment risks. [00:41:02] Money's diminishing significance. [00:46:31] Discovering your money type. About our guest: Money and happiness expert Ken Honda is a best-selling self-development author in Japan, with book sales surpassing eight million copies since 2001. His latest book is called “Happy Money: The Japanese Art of Making Peace With Your Money” (June 4, 2019, Simon & Schuster). Ken studied law at Waseda University in Tokyo and entered the Japanese workforce as a business consultant and investor. Ken's financial expertise comes from owning and managing several businesses, including an accounting company, a management consulting firm, and a venture capital corporation. His writings bridge the topics of finance and self-help, focusing on creating and generating personal wealth and happiness through deeper self-honesty. Ken provides ongoing support through mentoring programs, business seminars, therapeutic workshops, and correspondence courses. Ken is the first person from Japan to be voted into the Transformational Leadership Council, a group of personal and professional development leaders. He is fluent in Japanese, English, and Spanish; lived in Boston, Massachusetts for two years; and currently resides in Tokyo, Japan. Learn more at KenHonda.com. Find out more about Ken Facebook: https://www.facebook.com/kenhondahappymoney/ Instagram: https://www.instagram.com/happykenhonda/ Twitter: https://twitter.com/KenHondaHappy Website: https://kenhonda.com/ Find out more about Dr Espen Website: https://drespen.com/ Facebook: https://www.facebook.com/drespenhjalmby Instagram: https://www.instagram.com/dr_espen/ YouTube: https://www.youtube.com/@dr_espen

Mia and Dinah interview certified money coach, Marion Mays, to discover how to improve your financial IQ and EQ, build wealth, finding the right financial professional advice and managing your finances systematically.Resources Thalia Stanley Group Money SmartFor the full shownotes, head to Life Admin Life Hacks. Subscribe to our Momentum newsletterFollow the latest tips and hacks on: Instagram Facebook LInkedIn

Welcome to the Boosting Your Financial IQ podcast with host Steve Coughran. In today's episode, we have a special guest, Elizabeth Rosenberg, Founder of Grow My Piggy, as we explore the topic of "Empowering Parents to Raise Money-Smart Kids." We address important questions about when parents should start discussing money with their kids, how to teach financial skills amidst financial challenges, the effectiveness of giving kids allowances, and the conversations that shape children's views on money. Elizabeth provides valuable insights on age-appropriate conversations, guidance for parents facing financial struggles, and the significance of discussing budgeting, saving, investing, and charitable giving. We also emphasize the importance of teaching kids lessons beyond saving, such as understanding hard work and delayed gratification. Join us as we provide practical advice and strategies for helping parents raise money-smart kids.Helpful links:Join the Strategic Financial Mastery programJoin Our Free CommunityTrain your team with an on-site workshopDisclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Support the show

Does your teen feel entitled to have whatever they want? How would you rate your teen's financial IQ? In other words, does your teen understand and manage financial matters effectively? Our featured guest, Nancy Tengler a seasoned investor and mother, shares her unique approach to improving the financial IQ of children. Drawing from personal experiences, she turned every shopping trip into an investment research exercise for her son and daughter. While some moments were embarrassing, the lasting impact is evident as her adult children manage investments with the acumen of professionals. Tune in as our guest underscores the importance of leveraging everyday experiences to build financial knowledge. Practical tips for listeners include incorporating investment research into daily activities, discussing brands and trends with friends and teens, and fostering financial literacy through opening brokerage accounts for teens. Nancy Tengler's career as a portfolio manager spans 40 years; she is currently the CEO and Chief Investment Officer of Laffer Tengler Investments. Nancy is a passionate advocate for women's financial literacy and she leads the firm's Women & Wealth initiative. Nancy is a sought-after TV and print financial commentator on local and national media outlets. She lives in Incline Village, NV with her 2 labs and hikes the Tahoe Trail daily.   In this podcast episode, we delve into the empowering rise of female investors, exploring the estimate that women now control over 50% of global wealth and the transformative impact on financial decision-making. With 95% of women poised to become primary financial decision-makers, we uncover key insights to empower them with essential financial knowledge Follow and learn more about Nancy Tengler on Linkedin and on her Websites https://www.linkedin.com/company/laffertengler/  https://laffertengler.com/nancy-tengler/  https://nancytengler.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In the Boosting Your Financial IQ podcast, hosted by Steve Coughran, listeners are taken on a journey to expand their financial knowledge and make informed decisions. One important concept discussed is the DuPont analysis. This analytical tool, named after the DuPont Corporation, helps investors and business owners understand the factors that contribute to a company's return on equity (ROE). By breaking down ROE into its key components, such as profit margin, asset turnover, and financial leverage, the DuPont analysis provides a comprehensive view of a company's financial health and performance. Steve Coughran explains why the DuPont analysis matters, highlighting its ability to uncover strengths and weaknesses, identify areas for improvement, and guide investment and business decisions. By implementing this analysis, listeners gain valuable insights into the financial aspects of their investments or businesses, enabling them to make more strategic choices for long-term success.Helpful links:Join the Strategic Financial Mastery programJoin Our Free CommunityTrain your team with an on-site workshopDisclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Support the show

In the Boosting Your Financial IQ podcast, hosted by Steve Coughran, listeners are taken on a journey to understand the fundamentals of finance. Steve Coughran, with his wealth of experience as a business owner, management consultant, and CFO, provides valuable insights and knowledge to empower individuals in their financial lives. One of the highlights of the podcast is the BYFIQ Financial Assessment, a free tool that allows you to gauge your financial literacy. By reviewing the answers to this assessment, Steve Coughran guides listeners towards a deeper understanding of personal finance and helps them improve their financial IQ. It's an invaluable resource for anyone looking to strengthen their financial knowledge and make informed decisions for long-term success. Take the assessment today and embark on your journey towards financial empowerment. Take the assessment here BEFORE this episode: https://www.byfiq.com/my-financial-iqHelpful links:Join the Strategic Financial Mastery programJoin Our Free CommunityTrain your team with an on-site workshopDisclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Support the show

Welcome to the Boosting Your Financial IQ podcast. I'm Steve Coughran, your host, and today we're joined by Spencer Sherman, CEO of Abacus Wealth Partners. Our conversation, "Creating a Healthy Relationship with Money", will dissect the complexities of successful stock investing and address how fears and fixed beliefs can influence financial judgment. We'll delve into the inspiration behind Spencer's book, "The Cure for Money Madness", and extract its central message. We'll identify common money fears and their consequent impact on financial decisions. Considering what 'enough' means financially? We'll illuminate this concept and suggest strategies for cultivating an 'Enough Mindset'. Hear firsthand from Spencer as he shares cases of individuals who have successfully transformed their money mindset. We'll discuss the role of shame in financial behaviors and provide solutions to combat it. Our focus will be on the importance of a healthy money relationship for long-term financial stability and success. Looking ahead, we'll discuss the future of conversations around money and emotional intelligence. Join us on this journey towards financial literacy and arm yourself with the knowledge required for prudent financial decisions that yield long-term value. Are you prepared to elevate your financial IQ? Let's begin.Helpful links:Join the Strategic Financial Mastery programJoin Our Free CommunityTrain your team with an on-site workshopDisclaimer:This podcast is for informational purposes only. The opinions expressed are not the opinions of Abacus Wealth Partners, the firm that Spencer founded. BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Support the show

In this episode of the Invest Like A Billionaire podcast, join your host, Ben Fraser, as interviews Steve Coughran, founder of Coltivar and Boosting Your Financial IQ. Steve was formerly a CFO of several venture backed businesses and mastered the art of scaling with a financial edge. He now takes the things he learned and applies them in his consulting practice helping business owners maximize value, as well as with individuals through his Boosting Your Financial IQ brand. Learn the strategic secrets used by successful entrepreneurs & investors to build thriving businesses and achieve remarkable results. Connect with Steve Coughran on LinkedIn https://www.linkedin.com/in/stevecoughran/ Connect with Ben Fraser on LinkedIn ⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/benwfraser/⁠⁠⁠⁠⁠⁠⁠ Invest Like a Billionaire podcast is sponsored by Aspen Funds which focuses on macro-driven alternative investments for accredited investors. Get started and download your free economic report today at ⁠⁠⁠⁠⁠⁠⁠https://aspenfunds.us/report⁠⁠⁠⁠⁠⁠⁠  Join the Investor Club to get early access to exclusive deals. ⁠⁠⁠⁠⁠⁠⁠https://www.aspenfunds.us/investorclub⁠⁠⁠⁠⁠⁠⁠  Subscribe on your favorite podcast app, so you never miss an episode. ⁠⁠⁠⁠⁠⁠⁠https://www.thebillionairepodcast.com/subscribe

On this episode, I am so excited to be sitting down with WFG Financial Planner, Shannon Mortson. Shannon is committed to helping people become financially independent and confident.  Shannon is also one of my very best friends and I am overjoyed to share her heart with you today! Never forget you are safe, loved and welcome in the There She Glows community exactly as you are. What we cover:Shannons journey that led her to pivoting her career What does a financial planner do?Modern day financial problems and solutions explained Shannons favourite piece of financial advice to set anyone up for successHow Shannon told me she was in a relationship with her now fiancé A message for anyone in the LGBTIQ+ community who is struggling with a lack of support for their sexuality or relationshipWhat it means to be a truly supportive and loyal friendWhat Shannons relationship with her fiancé has taught her about herself Connect with Shannon:Instagram: @shannonmortsonConnect with me:Instagram: @beccnichollsTikTok: @betterwithbeccaYouTube: BECCA It would mean the world to me if you would subscribe, rate and review this podcast to help support the show. If you enjoy this podcast, share it on your stories and tag me or share it with  a friend. Let's build this community, together! ⚡️

In this Book Review episode, Dawn shares one of her favorite books about building wealth. While "lost at sea" this month, she had in depth conversations with past podcast guest Cliff Holmes. He reminded Dawn of a lovely timeless book on building wealth: The Richest Man in Babylon by George S. Clason It all starts with increasing your Financial IQ.  The book is nearly 100 years old but its 7 timeless wealth principles are still valid today. The book is a simple roadmap fro anyone wanting to build a sound financial future - especially young people. Applying them helps you create a life without wrries about money.  Some other wealth resources Dawn recommends:Guide to Investing in Gold & SilverThe Great Gold & Silver Rush of the 21st CenturyThe Creature from Jekyll Island: A Second Look at the Federal ReserveHidden Secrets of Money Video Series on YouTubeDid you get your Free Copy of Dawn's book yet?Other episodes you'll enjoy:How to Protect Your Financial Future: Book Review EpisodeEmbracing an Economic Satisfaction LifestylePaying the Price: How to Take Control of Your Cash FlowConnect with me:Instagram: https://www.instagram.com/midlifeinparadise/Facebook: https://www.facebook.com/dawndfleming/LinkedIn: https://www.linkedin.com/in/dawnfleming/Website: https://www.lifeinparadisepodcast.comSupport the show

In this episode of the Million Dollar Mastermind podcast, Host Larry Weidel is joined by Sharon Lechter, Co-Founder and CEO at Pay Your Family First. In their discussion, Sharon shares her experience as one of the few women in her accounting classes, and sheds light on the challenges and triumphs of breaking gender barriers in the accounting industry. She explains the importance of being in control of her career progression, the significance of financial education, and the power of income-producing assets.

In this Book Review episode, Dawn share some of her best resources to build wealth. It all starts with increasing your Financial IQ.  She provides an overview of Mike Maloney's first book about investing in precious metals. That book covers some material explained in The Creature from Jekyll Island, another of Dawn's favorites. The information contained in those two books completing changed her perspective on money, debt and economics.  In the US and globally, we're in uncharted economic waters.  Understanding the history of money and economics is key to creating and maintaining wealth. Knowledge is power. Applying that knowledge will help you make better choices about what to do financially and perhaps more importantly, who to trust. Guide to Investing in Gold & SilverThe Great Gold & Silver Rush of the 21st CenturyThe Creature from Jekyll Island: A Second Look at the Federal ReserveHidden Secrets of Money Video Series on YouTubeDid you get your Free Copy of Dawn's book yet?Other episodes you'll enjoy:Embracing an Economic Satisfaction LifestylePaying the Price: How to Take Control of Your Cash FlowConnect with me:Instagram: https://www.instagram.com/midlifeinparadise/Facebook: https://www.facebook.com/dawndfleming/LinkedIn: https://www.linkedin.com/in/dawnfleming/Website: https://www.lifeinparadisepodcast.comSupport the show

To wrap up our financial literacy series, we are sharing our top 5 book recommendations to increase your financial literacy.  When you want to improve your finances, there are two areas to increase your awareness on:  Financial IQ: how to make money, how money works, how to manage money, etc. Financial EQ: how your beliefs and relationship with money impact your ability to reach your financial goals These books are the books Sione always shared with our clients or people when they found out he was a financial coach. These books helped us is building a healthy foundation in our IQ and EQ around money.  What do you don't know can hurt you, and the moment you become aware of a thing, you change it. Want to connect with Sione & Alana? Find them on Instagram or Facebook @sioneandalana Subscribe to their email list and become a Sione & Alana Insider and get updates on when new episodes drop, the behind-the-scenes scoops, and other life lessons that never make it on the podcast.  Have a life lesson to share with the world? Apply to be a guest at https://sioneandalana.com/sharealesson/    

Host:  Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky Guest: Kelly May, Senior Extension Associate for Family Finance and Resource Management Season 5, Episode 32 April is Financial Literacy Month.  Throughout this month our shows will feature topics related to finances - everything from giving to the magic of compound interest (today's topic)! Join in each week this month to raise your Financial IQ without going back to school. Compound interest let's your money work for you!  When you put your money into an account that earns compound interest, its growth is much faster than when it is earning simple interest.  Listen to today's episode to learn more about how compound interest can work for (or against) your financial goals! For more information about this topic and other MoneyWi$e topics, visit: MoneyWi$e Newsletter MoneyWi$e Website MoneyWi$e Facebook Page

Host:  Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management Season 5, Episode 31 April is Financial Literacy Month.  Throughout this month our shows will feature topics related to finances - everything from giving (today's topic) to the magic of compound interest! Join in each week this month to raise your Financial IQ without going back to school. Giving is second nature for some people. But when we give after a natural disaster occurs, it is important that we put a little thought behind what and how we give.  On this episode of Talking FACS, Dr. Nichole Huff share strategies for ensuring that the gifts we give are what is needed in times of distress. For more information about this topic and other MoneyWi$e topics, visit: MoneyWi$e Newsletter MoneyWi$e Website MoneyWi$e Facebook Page

Full Episodes and Notes are available! Click here to peruse! Check Out Snippets of the show on my YouTube Channel: https://www.youtube.com/c/FeliciaBaxter_TNFroIsReading   Subscribe monthly on Anchor.fm  Patreon ,  Podbean, or  Deezer! Don't forget to become a  Melanated Nerd Patron to listen to all Premium content, the window is closing on available Episodes!   Contact Us via LinkedIn: Dale's Angels Inc Twitter: @tvfoodwinegirl Instagram: @tnfroisreading YouTube: https://www.youtube.com/c/FeliciaBaxter_TNFroIsReading Facebook: TNFroIsReading Bookclub You know your girl is on her hustle, support the show by navigating to: Online Bookstore: Far From Beale St. Books Dale's Angel's Store...For Merch Promo Code: tnfro Writer's Block Coffee Ship A Bag of Dicks Promo Code: tnfrogotjokes Don't forget to drop me a line at tnfroisreading@gmail.com comments on the show or suggestions for Far From Beale St additions.  @_realityrecords @blacksuccessgoal #podcasthost #podcastersunite #applepodcast #podcasting #podcast #spotifypodcast #podcasters #podbean #podcastshow #podcastersofinstagram #podcaster@_realityrecords @blacksuccessgoal #podcast #tennessee #podcastersofinstagram #britonmedia #monday #blackownedbusiness #ukraine #blackexcellence #creative #1billionblackgirls #tnfroisreading #podbean #quarksbar

Being financially smart is less about intelligence and more about having a plan and being disciplined. I think being a rocket scientist verse running a marathon is a good comparison. Having a high financial IQ is more akin to preparing for a marathon than being a super intelligent person. Not everyone is going to have the intelligence necessary to be a rocket scientist, but I think just about anyone can get to the point where they can finish a marathon. It might take years to get there, but if you have the desire and discipline, almost anyone can run a marathon. Anyone with the desire and discipline can be financially smart and gain financial freedom can do it, but in almost every case it will take a good portion of your lifetime to get there. In this episode Craig and I are going to cover steps anyone can take to be financially smart and eventually gain financial freedom. What To Expect From Episode 125 One of the first books I ever read that had a big impact on my financial IQ is an older book called, "The Richest Man in Babylon" by George  S. Clason. It's a great book, that teaches simple financial principles that are easy to understand and he does it in an entertaining way. You can learn more about it by clicking here. Most of what we are going to talk about is not trucking specific, but we will try to relate some of it to owning a trucking company. Here are some of the principles we'll cover during this episode: Believe YOU control your own destiny (This is one of my own principles and I think it is the most important, listen to learn why) Increase your income Manage your expenses Reinvest your earnings Is your home an investment? (My answer to this question might surprise you.)

Bret is back to share his investing knowledge and help you make more money. Along with Chalene, they answer questions from their followers about investing and offer tips on how to make the most of your finances. They cover topics like: Is it too late to start investing? What makes a stock a "blue-chip"? Should you try day trading or is it too risky? How important is having the right mindset when it comes to investing? And they cover a bunch of other stuff too!       Check out the other episodes Bret has done on Investing: Raising your Financial IQ | with, Bret Johnson - 872 Investing Money 101 | with, Bret Johnson - 826 Minding Your Money with Bret Johnson - 618 How to Get Started Investing Money with Bret Johnson - 537   Check out Bret's Course Money Matters 101 at Chalene.com/moneymatters     Download the Patreon App and Join The Chalene Show at patreon.com/TheChaleneShow     To get the exclusive offer for my listeners go to magbreakthrough.com/chalene and enter code CHALENE to get 10% off any order plus a special gift     Try Lume the Whole Body Deodorant!  Get over 40% off your starter pack bundle with code CHALENE at lumedeodorant.com     To advertise on our podcast, please reach out to sales@advertisecast.com and mention The Chalene Show   Join our awesome PodSquad on Facebook here!      Links You May Want to Check out: Subscribe to Subscribe to Build Your Tribe!!!  Check out Bret's Course Money Matters 101 at Chalene.com/moneymatters Be sure to check out the Push Journals and Notebooks!! Go to PushJournal.com Join Phase it Up and start creating healthier habits, it isn't like other diets or programs! PhaseItUp.com Join the InstaClubHub to go deep in learning all the latest tips and strategies to Instagram growth and engagement! InstaClubHub.com Check out all the Discounts and some of Chalene's favorite things at Chalene.com/Deals Leave Chalene a message at  (619) 500-4819 Leave Chalene a Voicemail review or question  HERE Join our awesome PodSquad on Facebook here! Go to Chalene.com/MyThing and see what your passion or hidden talents are!!   Connect with me on your fav social platform: Instagram: www.Instagram.com/ChaleneJohnson    Facebook: www.Facebook.com/Chalene    TikTok: @chaleneOfficial Twitter: www.Twitter.com/ChaleneJohnson     Sign Up For MY WEEKLY NEWSLETTER and you'll get FREE tips on how to live a ridiculously amazing fun-filled life!     Be sure you are subscribed to this podcast to automatically receive your episodes!!!        Get episode show notes here: www.chalenejohnson.com/podcast      Hey! Send me a tweet & tell me what you think about the show! (Use the Hashtag) #The Chalene Show so I know you're a homie! XOXO Chalene

Sarah Nicole Nadler is a licensed financial advisor, motivational speaker & award-winning author. She helps business owners escape the worker bee lifestyle and become financially free. --- Send in a voice message: https://anchor.fm/mindfulmoneymakers/message

In this episode, I'll be having you, the listener, answer 6 questions from our Wealth Quizthat will show you exactly how efficient you are with your money. Episode LinkTake the FREE 20 Question Wealth Efficiency Quiz - https://bttr.ly/quiz #BetterWealth Free 15 Minute Clarity Call: https://bttr.ly/ytclarity The And Asset Book: https://bttr.ly/book BetterWealth Quiz: https://bttr.ly/quiz AndAsset.com: https://bttr.ly/andasset BetterWealth Youtube - https://bttr.ly/bwyoutube Financial Advisor, Agent or Coach: https://bttr.ly/advisor

As both a residential and commercial real estate investor, Dave Seymour has become one of the most recognizable experts in his field.   His unabridged passion for business and real estate put him on the radar of A&E television network as well as multiple news organizations including CBS, ABC, CNBC, FOX News, and CNN. The New York Times reported that Dave Seymour's series ‘Flipping Boston' posted the highest ratings ever for the A&E network at the time of airing.   Dave has been sought after as a ‘tell it like it is' mentor and motivator in the real estate world with a track record of unmatched success everywhere he reaches.   Dave Seymour has been investing in multifamily properties for years now, but he really started taking it seriously after attending seminars and following the advice of those who knew what they were talking about.    The first step is always education; without that there's no results-driven strategy. To make sure you're learning from both successes as well as mistakes, Dave suggests being willing to ask uncomfortable questions to educate and not speculate.     Stay tuned as Dave Seymour will share his multifamily investing expertise with you in this informative and entertaining episode!    In this episode we discuss:  Dave Seymour's background and how he started.  Dave's aspiration and advice for wealth creation.  Dave's analysis on the benefits of investing in multifamily.  Dave's philosophy to accelerate your wealth strategy.  Connect with Dave Seymour: Website: https://www.freedomventure.com/  Call: 781-922-4418 Twitter - https://twitter.com/daveseymour343?lang=en LinkedIn - https://www.linkedin.com/in/daveseymour343/ Facebook - https://www.facebook.com/DaveSeymourLive Fan Page - https://www.facebook.com/yourflippingguy Instagram - https://www.instagram.com/daveseymour343/?hl=en   Connect with Pantheon Investments:    Join the Pantheon Investor Club: https://pantheoninvest.com/investor-signup/  Website: www.pantheoninvest.com  Podcast: www.pantheoninvest.com/podcast  Facebook: https://www.facebook.com/PantheonInvest  Instagram: www.instagram.com/pantheoninvest  LinkedIn: https://www.linkedin.com/company/pantheon-invest  Twitter: https://twitter.com/Pantheon_Invest   Youtube: https://www.youtube.com/channel/UC8EsPFlwQUpMXgRMvrmbAfQ  Holistic Wealth Strategy Book:https://www.amazon.com/Holistic-Wealth-Strategy-Roadmap-Financial/dp/B089CS58F1  Email: info@pantheoninvest.com   

  Links from Today's episode: Check out Bret's Course Money Matters 101 at Chalene.com/moneymatters Wealthfront.com  Follow Bret on Instagram @bretjohnson11   Download the Patreon App and Join The Chalene Show at patreon.com/TheChaleneShow   Go to DryFarmWines.com/Chalene to receive your special offer!!!   Be sure to subscribe to Chalene's YouTube channel !!!     Join our awesome PodSquad on Facebook here!      Links You May Want to Check out: Subscribe to Subscribe to Build Your Tribe!!!  Check out Bret's ALL NEW Course Money Matters 101 at Chalene.com/moneymatters Be sure to check out the Push Journals and Notebooks!! Go to PushJournal.com Join Phase it Up and start creating healthier habits, it isn't like other diets or programs! PhaseItUp.com Join the InstaClubHub to go deep in learning all the latest tips and strategies to Instagram growth and engagement! InstaClubHub.com Check out all the Discounts and some of Chalene's favorite things at Chalene.com/Deals Leave Chalene a message at  (619) 500-4819 Leave Chalene a Voicemail review or question  HERE Join our awesome PodSquad on Facebook here! Go to Chalene.com/MyThing and see what your passion or hidden talents are!!   Connect with me on your fav social platform: Instagram: www.Instagram.com/ChaleneJohnson    Facebook: www.Facebook.com/Chalene    TikTok: @chaleneOfficial Twitter: www.Twitter.com/ChaleneJohnson     Sign Up For MY WEEKLY NEWSLETTER and you'll get FREE tips on how to live a ridiculously amazing fun-filled life!   Be sure you are subscribed to this podcast to automatically receive your episodes!!!      Get episode show notes here: www.chalenejohnson.com/podcast      Hey! Send me a tweet & tell me what you think about the show! (Use the Hashtag) #The Chalene Show so I know you're a homie! XOXO Chalene

We are not taught about moneyFinancial Intelligence and Financial IQHow to invest in your mindset as a tool to get more moneyhow to use money to build and live a life you love

New Rule of Money #1: Raise your financial IQ.Part 2 of 6 of How to THRIVE in Inflation... TrainingKey Takeaways:Ryan shares his story to Financial FreedomWhat is money?What we are taught in school about money is wrong.Why the conventional advice to SAVE is hurting you.Resources: Want to learn more about Inflation and how to THRIVE? Click here