Podcasts about Kred

À Madagascar, des prêts sans cash, sans agence, accessibles depuis le téléphone le plus basique, c'est la promesse faite par Kred, le service de microfinance de la BNI, l'une des principales banques du pays. Lancé en 2019, le modèle digital et nomade de Kred a su se faire une place auprès de micro et petits entrepreneurs. Les appels de clients fidèles se succèdent dans ce magasin de vente de provende. À Iavoloha, en banlieue sud de la capitale, le local est devenu le repère des éleveurs de la zone, dépendants de ces graines pour nourrir leurs bêtes. Une réputation que sa gérante doit en partie au microcrédit. « Avant, j'avais des difficultés puisque dans le coin, il y a beaucoup de demandes, et je n'arrivais pas à toutes les honorer, se souvient Sandrah. Grâce aux prêts, j'ai pu étendre mon activité, ouvrir un second point de vente, acheter une voiture de fonction et une maison ! »Une procédure soupleÀ Ivato, tout au nord de la capitale, « Hobi le tireur de charrette », comme il est surnommé dans le quartier, remplit ses bidons jaunes. Ce livreur d'eau potable a, lui aussi, donné une autre dimension à son affaire. L'entrepreneur en est à son cinquième crédit : 2 500 euros (12 millions d'ariarys) remboursables sur 18 mois. Autrefois locataire d'une modeste charrette, il a pu en acheter deux aujourd'hui, se professionnaliser et gagner des clients fixes. « J'étais conscient des risques et j'ai même eu peur d'aller en prison si je n'arrivais pas à rembourser, confie-t-il. Mais je me suis dit qu'il fallait vraiment que j'investisse dans l'activité, il fallait que ça marche. Le problème des gens ici à Madagascar, c'est qu'ils peuvent utiliser le prêt à des fins personnelles. »Son expérience réussie avec le micro-crédit, Hobi l'attribue aussi à la souplesse du modèle Kred : plus besoin de déplacements coûteux jusqu'aux agences, le contrat est signé sur tablette, au domicile du client. Plus besoin non plus de paperasse souvent impossible à réunir pour les entrepreneurs informels. « Je fais le dépôt d'argent sur mon téléphone, je tape un code, je suis les instructions, et mon remboursement passe directement, souligne-t-il. C'est facile, je ne perds pas de temps, je peux faire le remboursement de n'importe où, même la nuit, sans frais. »À lire aussiPierrette Kouakou, l'Ivoirienne qui forme les entrepreneuses africaines de demainTaux d'intérêt raisonnablesSitués entre 20 et 33 %, les taux d'intérêt annuels pratiqués par Kred restent lourds à supporter, mais sont jugés raisonnables dans un marché où ils peuvent encore dépasser les 100 % dans d'autres organismes de microfinance. Pour éviter le piège du surendettement, l'un des effets pervers connu du micro-crédit, la BNI assume à Madagascar un ciblage sélectif. « Notre cible, ce sont les entreprises génératrices de revenus, en majorité des micro et petits entrepreneurs, des entrepreneurs semi-formels, que nous essayons de formaliser, explique Adrian Chindris, directeur général adjoint de la BNI et premier responsable de Kred. Avec une collecte d'informations qui est très bien ciblée, nous sommes capables de dire si le client est surendetté ou s'il est forcé de prendre un crédit chez nous pour résoudre d'autres problèmes de dettes. »Dans un pays où l'appropriation de la technologie reste une barrière, ce modèle digital et nomade a profité à ceux qui étaient prêts à l'adopter. Sans évincer le modèle classique de l'agence statique, Kred a poussé l'industrie bancaire à suivre la voie de la digitalisation.À lire aussiComment aider les petites et moyennes entreprises africaines à se financer?

Ebû Nuaym (r.âleyh)'in naklettiğine göre, Ka'bü'l-Ahbâr (r.a.), yahûdî hahamını ağlar görür ve ona niçin ağladığını sorar. Haham: “Bazı şeyler hatırladım da ondan” der. Ka'b (r.a.); “Niçin ağladığını sana söylersem beni tasdik eder misin?” der. Haham: “Evet” deyince, Ka'b (r.a.) şöyle der: “Allâh aşkına doğru söyle, Mûsâ (a.s.) Tevrat'a baktığı zaman: “Ey Rabbim, ben Tevrat'ta iyiliği emreden, kötülükten nehyeden, önceki ve sonraki kitaplara inanan, dalâlet ehliyle savaşan ve en sonunda bir gözü kör deccâli öldürecek olan ve bütün ümmetlerin en hayırlısı bulunan bir ümmet görüyorum! Yâ Rabbi, bu ümmeti bana ümmet kıl” diye niyazda bulunmadı mı?” Haham da bunu “Evet” diyerek tasdik etmiştir.” Yine Ka'b (r.a.) dedi: “Allâh aşkına doğru söyle! Okuduğun Tevrat'ta, Mûsâ (a.s.)'ın Tevrat'a baktığı zaman; “Yâ Rabbi, ben Tevrat'ta öyle bir ümmet görüyorum ki, her hâlükârda Allâh'ı tekbîr eder, tahmîd eder; temiz topraktan teyemmüm ederler, yeryüzü onlar için mesciddir, suyu bulamadıkları zaman teyemmüm ederek abdest de alırlar, gusül de ederler; abdest azâları âhirette nûr gibi parlar! “Yâ Rabbi, onları bana ümmet kıl!” diye taleb ettiğini de okuyorsun, değil mi?” Haham da, “Evet” diyerek tasdik etti. (Celaleddin es-Suyuti, Peygamberimizin Mucizeleri ve Büyük Özellikleri, s.28) SORU: Üzerinde dirhem miktarından az necaset bulunan kişi, onu temizlemekle meşgul olduğunda cemaati kaçıracak olsa ne yapmalıdır? CEVAP: Üzerinde dirhem miktarından az necaset bulunan bir kimse temizlemeyle uğraşması durumunda cemaati kaçırma korkusu taşıyorsa, temizlemeksizin o haliyle kılması müstehabdır. Çünkü o miktar necaseti temizlemek farz değil müstehabdır. Hâlbuki cemaate iştirak ettiğinde farzı edâ etmiş olacaktır. (Sualli-Cevaplı İslâm Fıkhı, c.1, s.24)

Studijā “Indexo bankas” valdes priekšsēdētājs Valdis Siksnis un LU rektors, profesors Gundars Bērziņš.

Anders har sett adrenalinstinna danskar som inte hade klarat sig i djupet. Johan är småkränkt och kräver respekt efter den allsvenska premiärhelgen. Dessutom: Ballacks GOAT, Ancelottis lugn, självspelande pianon, dåliga affärsidéer, mytiska lag, BP:s spöklag, historielöshet och ett kraftfullt bildspråk i Trondheim.

Endelig hadde Sivert Høyem tid til å stikke innom podkasten! Han har spilt inn ny musikk i havgapet i nord, elsker å øve, men elsker ikke å bli filmet. Hosted on Acast. See acast.com/privacy for more information.

Tottiler Messiler yeni bölümüyle yayında! Ekibimiz STSL'nin yoğun haftasını değerlendirdi, menümüz için buyrunuz: (3.00) Sıcağı sıcağına BJK-ADS, BJK'de kimler kalmalı? (15.00) TS-GS, GS'den görkemli dönüş, Okan Buruk, Zaha, Avcı sezonu tamamlar mı? (59.00) FB-Samsun, yol kazası, Kartal'ın değişiklikleri, Fred'in yokluğu, fikstüre bakış, (1.20.00) Haftanın fikstürüne bakış, (1.28.00) Soru-cevap-kapanış. İlginize teşekkürler, iyi dinlemeler!

Malumunuz olduğu üzere bir süreden bu yana Türkiye Cumhuriyet Merkez Bankası (TCMB) Para Politikası Kurulu (PPK) politika faizi olan bir hafta vadeli repo ihale faiz oranını artırıyor. Öyle ki son 7 PPK toplantısında toplamda 3400 baz puanlık faiz artışı yapılarak politika faizi %8,5'ten %42,5'e yükseltildi. Hatta 2024 yılının ilk toplantısında da 250 baz puanlık bir artış daha bekliyoruz. Böylelikle politika faizi %45'e yükselmiş olacak. Yapılan her faiz artışı da doğal olarak hem mevduat hem de kredi faizlerini artırdı. Ancak bir süreden bu yana mevduat faizlerinde “sıkılaştırma programı” ile uyumlu olmayan seviyeler gözleniyor. Yani Türk Lirası mevduat faizleri istenilen seviyelere çıkartılamıyor. Hal böyle olunca da mevduat faizlerinin görece düşük seviyede kalması tasarruf sahiplerinin ilgisini dövizden tam anlamı ile uzaklaştırmaya yetmiyor. Bu durum yavaş yavaş verilere de yansımaya başladı. BDDK'nın son verilerine göre pariteden arındırılmış döviz tevdiat hesaplarında (DTH) 723 milyon dolarlık bir artış var. Ayrıca algısal olarak da kurdaki artışın süreceğine ilişkin beklentiler henüz kırılabilmiş değil. Merkez Bankası'nın rezerv biriktirmek istediğini biliyoruz. Bunun için de ağırlıklı olarak swap işlemlerini kullanıyor. Ancak TCMB yerel swapları düşürmek isterken bu defa piyasadaki TL likiditesini artırıyor. Her ne kadar TL Depo alım ihaleleri ile bu fazla likiditeyi sterilize etmeye çalışsa da atılan adımlar henüz istenilen sonucu vermiş görünmüyor. Bankalar mevduat faizlerini yükseltmiyor. Daha önce de bankalardaki fazla TL likiditesinin sterilize edilmesindeki gecikmenin olası olumsuz etkilerini yazmıştım. Ancak o günden bugüne yukarıda da bahsettiğim üzere DTH'lardaki artışın belirginleşmesi konuyu yeniden gündeme getirme gerekliliğini ortaya çıkardı. Bir yandan kredi maliyetlerindeki artış devam ederken diğer yandan mevduat faizleri ona yeterince eşlik etmiyor. Yani faiz artışlarının bir diğer amacı olan TL'ye dönüşün tesisi zorlaşıyor. Dahası bunu yaparken ticari kredi faizlerinde reel sektörü zorlayan seviyelere çıkıyoruz. Dolayısıyla atılan taş ürkütülen kurbağaya değmemiş oluyor. Elbette konunun bir de maliye politikası ayağı var. Ancak orada olan biteni konuşmadan önce enflasyonla mücadele saikiyle katlanmak zorunda kaldığımız para politikasındaki acı reçetenin daha işlevsel hale neden gelmediğini sorgulamamız gerekiyor. Zira piyasadaki bu kadar çok TL likiditesi katlanmak zorunda kalınan yüksek faiz politikası ile uyumlu görünmüyor.

Studijā Saeimas budžeta un finanšu komisijas deputāti Andris Šuvajevs (P) un Artūrs Butāns (NA).

İstifade Ettiren Fikirler'e konuk olan Gürkan bey'in finans şirketlerine sunduğu alt yapı çözümleri ile bir çok işletmeye 30 Milyar TL finansman desteği sağlattığı projesi oldukça heyecan verici. Bu projenin tüm detaylarını videomuzda izleyebilirsiniz.

Raidījumā Pievienotā vērtība par procentiem un par darba efektivitāti. Par bankām un kredītiem. Saeima atbalstījusi otrajā lasījumā ieceri noteikt bankām nodevu, no kuras hipotekāro kredītu ņēmējiem tiktu daļēji segts procentu maksājumu pieaugums, bet daļa nonāktu budžetā.  Bankas turpina cīnīties pretī – peļ nodevu kredītņēmēju atbalstam, jo būtu grūti administrējama, bet ir pieļāvīgākas pret lielāku peļņas nodokli, kā tas ir Lietuvā un tad pēc tam lai politiķi lemj, kam sniegt atbalstu, cik lielu atbalstu un tā tālāk. Vēl jau trešais lasījums Saeimā, un tad redzēsim, kas beigās no tā visa būs sanācis, jo šis ir tas likums, kurš brīžiem šķiet mainās pa stundām un no lasījuma uz lasījumu visai būtiski.  Bet kredītņēmējiem laikam nav ko gaidīt uz nezināmiem labumiem un atbalstu. Lielā mērā šis ir loģisks laiks, kad ar kritisku aci apskatīt savu kredītu un budžetu un runāt par to, ko varētu mainīt. Ne vienmēr apskatīties uz iespējām kaut ko mainīt vajag tikai tad, kad ūdens smeļas mutē. Iespējams, var tikt pie izdevīgākiem un piemērotākiem nosacījumiem kredītam arī tad, ja nav problēmas samaksāt esošo. Par kredītņēmēju attiecībām ar bankām šobrīd saruna ar Ievu Teteri no SEB Bankas. Viņu mājokļu kredītu portfelis ir ap miljardu eiro un kopā bankai ir ap 24 tūkstošiem aizņēmēju. Viņi atcēluši maksu par izmaiņām līgumos un aicinājuši klientus nākt un runāt par iespējamajām izmaiņām. 

Cik sašķelta šodien bija Saeima, debatējot par partnerības institūta ieviešanu, tik vienoti deputāti atbalstīja ieceri lielai daļai hipotekāro kredītu ņēmēju ievērojami mazināt pēdējā gada laikā strauji pieaugušos procentu maksājumus. Balsojumā atturējās vien daži “Apvienotā saraksta” deputāti, un teju vienīgie iebildumi no Saeimas tribīnes nevis piebalsoja banku brīdinājumiem par šāda lēmuma sekām, bet pauda – atbalstam vajadzētu būt vēl plašākam. Kādas izmaiņas gaidāmas pirms pēdējā lasījuma, un vai visi kredītiestāžu iebildumi tiešām ir nepamatoti? Par to šovakar raidījumā “Šodienas jautājums" runājām ar diviem Saeimas budžeta komisijas deputātiem – Andri Šuvajevu (P) un Artūru Butānu (NA), kā arī ar Finanšu nozares asociācijas vecāko juridisko padomnieku Edgaru Pastaru.

Kā augstās kredītu procentlikmes ietekmē nekustamo īpašumu tirgu Latvijā un kad tās varētu sākt kristies? Pēdējās pāris nedēļas visi, kam ir kādi kredīti, nu neteikšu, ka gluži var uzelpot, bet iespējams, jūtas mazliet labāk, redzot, ka Eiropas Centrālā banka ir pārstājusi no sēdes uz sēdi paaugstināt procentlikmes. No ekspertiem izskan frāzes par to, ka pīķis ir sasniegts. Optimistiskākie jau sāk uzdot jautājumus – kad tad procentlikmes kritīs? Procentlikmju kāpums, to turēšana augstos līmeņos ir rūgtas zāles, bet bez tām labāk nebūtu, nekustamo īpašumu attīstītāja „Bonava” organizētā diskusijā saka Latvijas Bankas Monetārās politikas analīzes daļas vecākais ekonomists Erlands Krongorns. Bet kā pati slimība, ko ārstē ar rūgtajām zālēm un arī, protams, pašas rūgtās zāles ietekmē nekustamo īpašumu nozari? Cenu kāpums ir bijis straujš un nekas neliecina, ka situācija tuvākajā laikā varētu būtiski mainīties, saka mājokļu attīstītāja "Bonava Latvija" Pārdošanas un mārketinga nodaļas vadītājs Kaspars Ekša. Ja būvniecības cenas kāpj un īsti pamata cerēt uz kādu būtisku kritumu nav, tad pašu īpašumu, jauno dzīvokļu, cenas neaug tik strauji. Un, kombinācijā ar pieaugošajām kredītu izmaksām sarūk arī pieprasījums jeb cilvēku daudzums, kas to var atļauties, situāciju skaidro nekustamo īpašumu konsultāciju kompānija "Colliers" Izpētes un konsultāciju departamenta asociētā direktore Agija Vērdiņa. Pēc viņas aprēķiniem – šobrīd būvniecībā ir par 30-40% mazāk dzīvokļu nekā pērn.  To, ka līdzīgi rēķina arī attīstītāji, apliecina fakts, ka kopš pagājušā gada gandrīz nav reģistrēti attīstītāju veikti jaunu zemesgabalu iegādes darījumi, kuros varētu notikt jaunu projektu būvniecība, piebilst Vērdiņa.  Loģika saka, ja situācija stabilizēsies, būs mierīgāki un prognozējamāki laiki, kredītu procentlikmes atgriezīsies veselīgos līmeņos, pieprasījums kāps, bet nebūs piedāvājuma un tas neizbēgami nozīmēs cenu kāpumu. Bet šobrīd, krītot pieprasījumam, saskaroties ar grūtībām pārdot sabūvēto, tirgū sāk parādīties arī dažādi īpašie piedāvājumi – piemēram, par jauno dzīvokli divus gadus nav jāmaksā komunālie maksājumi, virtuves iekārta un stāvvieta bonusā. Šādi, savā ziņā uz sava rēķina attīstītāji cenšas pārliecināt pircējus nebaidīties no augstajām procentlikmēm un vienlaikus tās kompensēt. Attīstītāja „Bonava” pārstāvis skaidro, cik daudz naudas par eirobor kāpumu pārmaksā viņu klienti.  Šobrīd saprast, vai lēmums pirkt vai nepirkt nekustamo īpašumu ir prātīgs vai nē,  ir ļoti sarežģīti, teju tik pat neatbildam,  kā jautājums – kad kredītu procentlikmes kritīs? Uz to grūtības atbildēt ir arī Latvijas Bankas ekonomistam Erlandam Krongornam.

İbn-i Asâkir (r.âleyh) Muhammed bin Hamza (r.âleyh) tarikından “Târîh-i Dımaşk” adlı kitabında şöyle rivâyet eder: O demiştir ki: “Büyük dedem Abdullah bin Selâm (r.a.), Peygamber (s.a.v.)'in Mekke'de çıktığını duyduğu zaman, O (s.a.v.) ile karşılaşmak istemiş, O (s.a.v.)'in yanına gitmiştir. Peygamberimiz (s.a.v.) kendisine: “Sen, Abdullah bin Selâm'sın ve Yesrib (Medine) halkının âlimisin!” buyurmuştur. Dedem de “Evet” demiştir. Peygamberimiz (s.a.v.) ona “Ey Abdullah, Allâh aşkına doğru söyle, Allâh (c.c.)'un Musa'ya indirdiği Tevrat'ta benim vasfım yok mudur?” demiş. O, bu soru karşısında demiş ki: “Yâ Muhammed! Bana Râbbinden bahset!” Tam bu sırada Cebrail (a.s.) gelip: “De ki: Allâh ehâddir, Allâh samed'dir! Doğurmamış ve de doğurulmamıştır! Hiçbir şey O'nun dengi olmamıştır” mealindeki İhlâs Sûresinin âyetleriyle cevâp vermesini söylemiştir. Peygamberimiz de bu âyetleri okuyarak cevâplamıştır. İşte bunun üzerine büyük dedem Abdullah bin Selâm (r.a.): “Şehâdet ederim ki sen, Allâh (c.c.)'un resûlüsün! Gerçekten Allâh (c.c.) sana yardım edecek ve senin elinle İslâm'ı diğer dinlerin üzerine çıkaracaktır. Ben senin sıfatını Tevrat'ta: “Ey Peygamber, biz seni şâhid, müjdeci ve uyarıcı olarak gönderdik! Sen benim kulum, resûlümsün! Sana el-Mütevekkil adını verdim, sen sert ve şiddetli değilsin, sokaklarda bağırır değilsin, kötülüğe iyilikle karşılık verirsin, affeder bağışlarsın. Allâh, eğri milleti O'nunla doğrultmadıkça, onlar: “Lâ ilâhe illallâh!” Kelime-i Tevhidi ile doğru yolu bulmadıkça; O'nun vâsıtası ile kör gözleri açmadıkça, işitmeyen kulakları işitir hâle getirip kapalı kalbleri açmadıkça, O'nu dünyadan âhirete göçürmeyecek, O'nu vefât ettirmeyecektir!” şeklinde bulup okumuşumdur” demiştir. (Celaleddin es-Suyuti, Nebî (s.a.v.)'in Mucizeleri ve Büyük Özellikleri, s.28)

Raidījumā šoreiz sīkāk par aktuālo tematu – bankām, kredītiem, kredītu procentiem un to ierobežošanu. Par to, kāda ir situācija ar naudas pieejamību, kredītu cenām un vai plāns ierobežot procentus mums nesīs kādu labumu ilgtermiņā?  Kredīti un kapitāls ir vēsturiski sāpīgs temats, kur gadiem krājušās problēmas līdz ar eiro procentlikmju kāpumu tagad lien ārā kā īlens no maisa. Nedaudz abstrahējoties no visām runām par likumiem, kuri liek bankām samazināt aizdevumu procentus, vai diskusijām par banku virspeļņas nodokli, mazliet par to, kāda ir situācija. Vienkāršojot, dažādu objektīvu un neobjektīvu iemeslu dēļ, paskatoties pagātnē mēs Latvijā par kredītiem esam maksājuši un joprojām maksājam vairāk nekā citi Eiropas Savienībā. Ja skatāmies uz statistiku, kredītu pieejamības ziņā gadiem esam vilkušies eirozonas astē, toties kredītu izmaksas, respektīvi gan procentu maksājumi, gan ķīlas prasības ir bijušas augstākās. Latvijas Bankas rīkotā ekspertu diskusijā par tautsaimniecības finansēšanas problēmām skaidro Latvijas bankas pētnieks Kārlis Vilerts. 

Tottiler Messiler tam kadro yayında! Hüseyin Kıyıcı, Fritz Fassbender ve Koray Gök, TSL'de 8. haftayı değerlendirdi, sorularınızın hepsi de yanıtlandı. Menümüz için buyrunuz: (2.00) FB rahat kazandı, İsmail Yüksek & İsmail Kartal (19.00) Kartal'da ayrılık, Güneş dönemi, Burak Yılmaz ne vaat ediyor? (43.00) GS'nin Manchester zaferi, Davinson, Icardi, Ndombele, Antalya galibiyeti, (1.12.00) ADS-TS, Kluivert'ın tercihi, TS'de ayrılık, Avcı ihtimali, (1.20.00) Anadolu'dan notlar, Emre Belözoğlu, Rize 10 kişi kazandı, Pendik-Tekke başlamadan bitti (1.27.00) Soru-cevap-kapanış. İlginize teşekkürler, iyi dinlemeler!

Viens no šonedēļ visvairāk apspriestajiem jautājumiem ir saistīti ar bankām un to izsniegto kredītu procentiem. Saeimā jau pavisam nopietni tiek virzīts projekts, kas uz pusi samazinātu hipotekāro kredītu procentus un ar ko bankas, protams, nav mierā. Tomēr netrūkst arī citu aktualitāšu. Tā Saeima vakar Augstākās tiesas tiesneša amatā tomēr apstiprināja bijušos Satversmes tiesas priekšsēdētāju Sanitu Osipovu, kuras kandidatūru pirmajā reizē noraidīja, kā nenoliedza viņas kritiķi – saistībā ar tiesas lēmumu par viendzimuma pāru tiesībām. Aktualitātes analizē Nellija Ločmele, žurnāla "IR" galvenā redaktore, Mārtiņš Pričins, Latvijas Universitātes Sociālo zinātņu fakultātes lektors, pētnieks, un Ansis Bogustovs no TV24.  

Studijā Saeimas Budžeta un finanšu komisijas priekšsēdētājs Jānis Reirs (JV) un Saeimas Budžeta un finanšu komisijas deputāte Aiva Vīksna (AS).

  Valdība un Saeima meklē iespējas, kā palīdzēt tiem iedzīvotājiem, kuri cieš no kredītprocentu likmju kāpuma, ko izraisa Eiropas Centrālās bankas vairākkārtējie lēmumi paaugstināt starpbanku procentu likmi, lai ierobežotu inflāciju. Tiek apsvērtas gan iespējas meklēt līdzekļus budžetā, lai palīdzētu kredītņēmējiem, gan arī diskutēts par veidiem, kā piespiest šajā procesā piedalīties komercbankas, kuru peļņa pirmajā pusgadā ir krietni pieaugusi. Saeimas Budžeta komisija grib panākt, lai bankas divus gadus uz pusi samazina procentlikmes. Kredītiestādes jau brīdinājušas, ja šādu lēmumu pieņems, varētu pārtraukt kreditēšanu.  Krustpunktā analizējam, kādi būtu ieguvumi un zaudējumi, iejaucoties un ar likumu ierobežojot likmju kāpumu? Diskutē deputāts, Saiemas Budžeta un finanšu komisijas vadītāja vietnieks Andris Šuvajevs (Progresīvie), Finanšu nozares asociācijas vecākais juridiskais padomnieks Edgars Pastars, Latvijas Bankas Monetārās politikas pārvaldes vadītājs Uldis Rutkaste un Patērētāju tiesību aizsardzības centra vadītāja Baiba Vītoliņa.  

Cenu pieaugums un inflācija skar katru no mums, tāpēc par to šķendējamies. Kredītu sadārdzinājums ir mazāk pamanāms, jo daļa sabiedrības kredītus neņem. Tie savukārt ir ļoti svarīgi mūsu attīstības nodrošinājuma instrumenti, uz tiem balstās bizness, no tiem atkarīga mūsdienu mājokļu pieejamība. Par to, ka kredīti kļūs dārgāki, protams, brīdināja sen. Bet pandēmija un karš radījis krietni lielākas problēmas, nekā sākotnēji šķita. Īpaši maksājumi par hipotēku daudziem jau kļūst par grūtu nastu. Negribam taču piedzīvot 2008. gadu, kad, nespējot samaksāt, tūkstošiem bija spiesti braukt prom no Latvijas, lai pasludinātu maksātnespēju. Tāpēc arī pēdējās dienās publiskajā telpā parādās arvien jauni aicinājumi, arī priekšlikumi kaut ko lietas labā darīt. Ko var izdarīt, lai šo kredītu sadārdzinājumu apturētu un vai tiešām kaut ko no tā, par ko runā, varētu arī īstenot, Krustpunktā analizē Saeimas budžeta un finanšu (nodokļu) komisijas priekšsēdētāja biedrs Artūrs Butāns, Saeimas budžeta un finanšu (nodokļu) komisijas deputāts Andris Šuvajevs, Latvijas Banka Monetārās politikas pārvaldes vadītājs Uldis Rutkaste un Latvijas Universitātes Biznesa, vadības un ekonomikas fakultāte lektore Līga Leitāne.  

Our returning guest is Bobby Umar, an inspirational speaker and storyteller. Bobby has delivered 1,000+ keynotes and workshops across 4 continents in the past two decades. Inc Magazine named Bobby one of the Top 100 Leadership Speakers, alongside such noteworthy giants as Sir Richard Branson, Brene Brown, and John Maxwell. Bobby is a 5x TEDx speaker, and one of the top digital influencers in the world, with over 650,000 global followers. You can check out Bobby's previous appearance on the HRchat show here.Questions For Bobby Include:You love to talk about thought leadership and one of the trends you talk about is Multi-Platform content strategy. Why is that so important?What are the benefits or outcomes of building thought leadership?Are companies scared to hire thought leaders because of their reach and the potential for negative consequences? Obviously, you are on Twitter, what is your take on the recent Elon Musk changes and shifts?Given the clients you work with, what are the biggest challenges they have to build their brands and how do you help them overcome them?More About BobbyTo date, his social media influence has garnered over 2 billion impressions. He's been named the 2nd best business coach to follow on Twitter and the 4th best leadership influencer according to Kred. Bobby is an international author of three books, including a #1 bestseller and most recently, he was named a Top 7 Networking Guru to follow. A dad and a board game nerd who champions authentic connection and heart-based leadership, Bobby has appeared on hundreds of podcasts, TV & radio shows. With a background in brand marketing (Kraft & Unilever), engineering (Bombardier) and the performing arts (Second City), Bobby has led Raeallan for two decades, and runs two other companies. He is now a recognized thought leader in Digital Marketing, Personal Branding and Building Meaningful Relationships.We do our best to ensure editorial objectivity. The views and ideas shared by our guests and sponsors are entirely independent of The HR Gazette, HRchat Podcast and Iceni Media Inc.   

Denne uken har vi Frank Haugseth fra Kåfjord kommune, UKM og KRED forteller om sin reise med å bygge opp spillkultur først i Kåfjord kommune, og nå på landsbasis. Vi får høre om hvordan coronapandemien fikk han til å tenke nytt, og hvordan han skapte Kåfjord Meta som er en discord server for ungdom i Kåfjord kommune. Hosted on Acast. See acast.com/privacy for more information.

When Greg Jenkins, Nirupa Netram, and Elinor Stutz, three colleagues and members of the Inclusion Allies Coalition, come together to discuss the importance of talking about race, they are confronted with their own diverse backgrounds, a goal to support those impacted by racism, and a central conflict between silence and open dialogue.   "It is important for us to understand that race is a very Western idea, but in the context of those parts of the world where race is an understood terminology to understand the effects of race and racism is important for us to, in the case of the IAC, help us understand people that are suffering because of the negative impacts of racism." - Greg Jenkins Greg Jenkins is an older, white, straight male of Catholic upbringing who spent 28 years in the US Army and has been a diversity, equity, and inclusion consultant for the last 17 years. Nirupa Netram is an attorney and consultant of Indian descent and Hindu faith. Elinor Stutz is a Jewish woman, a best selling author, and the founder of Smooth Sale, Greg, Nirupa, and Elinor, along with Simma, are colleagues and members of the Inclusion Allies Coalition. Each of them has a different cultural background and provides their own perspective on the importance of talking about race and the value of the Inclusion Allies Coalition. Elinor shares the story of her family's experience and her own experience in corporate. They explain why it is important to have conversations about race, speak out against racism and stand together with people who are different. The Inclusion Allies Coalition provides a safe space for entry into conversations about diversity, equity, and inclusion, and a way to connect with people from all around the world.   The Inclusion Allies Coalition brought together three colleagues and friends with a variety of cultural backgrounds. They discussed the importance of having conversations about race and the value of those conversations. In this episode, you will learn the answers to the following: How does being a member of the Inclusion Allies Coalition promote diversity, equity, and inclusion? What challenges have been experienced by those who have been negatively impacted by racism? How can people become more open to learning from those who are different?   Key Topics: [00:45] Three members of the Inclusion Allies Coalition appear on this week's podcast. Each person will give you two minutes, two sentences about themselves. They will give their name, their cultural background. [03:09] “Why do you think it's important to talk about race today?”  We can't have silence now because you're going to call on us. Why is it an important conversation? Well, these are discussions that are happening globally in response to so many issues.   [04:48] Elinor Stutz was raised not to talk about being Jewish because her family were holocaust surivors. She says antisemitism is on the rise and so is racism. It's important for groups to stand together and to really speak out together.   [09:02] The Inclusion Allies Coalition brings together people from all over the world. They are  advocates for people that may be suffering, or negatively impacted by the topics that we're referring to here. Greg finds value in networking with other colleagues that are trying to do good things in their world. [11:09] Being an IAC member allows you to gain access to global practitioners who support and take action to build inclusion. Elinor shares what it means to her to meet so many people who diverse in so many ways. [19:24] When Elinor was growing up, her grammar was half English and half Yiddish. She felt weird all the time. People always told her she was weird. [22:23] Nirupa: “I was very lucky growing up. It wasn't until I moved to the US that I began to experience the negative aspects of race and racism.” She says she would walk into stores and be ignored or looked at a certain way. Nirupa believes people are fundamentally good and capable of change. [27:07] Simma ask Nirupa, “Do you think younger generations are more accepting of Diversity, Equity and Inclusion, or it's still the same?” Nirupa “I would like to see the future in upcoming generations, that they are more inclusive. I again believe people are well intended and capable of change.” [31:13] Nirupa: “Inclusion Allies Coalition is an important place in that we can have conversations that we don't have normally. For some folks, like maybe the ones that you're referring to in Charlottesville, that frightens them. We have to create spaces to have the conversations.” [33:35] Simma: What would you like your friends to do to show support for you? Nirupa: I think just maybe us openly talking about it, and sharing ways that they can be an ally to me. I find talking through scenarios that negatively impact us really help. [36:41] Gregory: “We need to acknowledge what has happened so that it's not glossed over". Elinor: I hope that we will become more united and this crime wave based on race and antisemitism as well as toward other groups will end. [42:17] Greg: “For your listeners there's the 4D Tool. The four DS are delay, distract, delegate and direct. Research showed that oftentimes when people see something happening, they don't know what to do. We do have to stand up, which is why we have inclusion allies.” [45:39] Simma: “Share either a movie. film or TV show, or a song that reflects what's going on today around race and differences or allyship. For each of you, I want to know, do you have any?   Guests Bio   Greg Jenkins is a dedicated and passionate leader, facilitator, coach, and mentor dedicated to helping people and teams achieve higher levels of performance.  Greg completed a successful 28+ year US Army career that ranged from overseas duties in Germany, South Korea, and combat duty in Iraq to include several stateside assignments culminating in Washington D.C.  While serving at the Pentagon, Greg teamed up with the Army's Diversity Task Force, and worked directly with the Secretary of the Army and Army Chief of Staff to help establish the Army's Diversity program, policies, and marketing.    Now spanning over three decades from military service to professional corporate consulting, Greg has trained, facilitated, mentored, and coached countless military service members, corporate employees and executive leaders of various industries including the Federal Government, US military, finance, insurance, communications, logistics and retail services.  Greg is a passionate veteran volunteer who enjoys actively mentoring and coaching business professionals, US military service members, veterans.   Social Media Links LinkedIn Twitter   Nirupa Netram is an Indian female immigrant attorney and certified diversity, equity, and inclusion (DEI) in the workplace professional with more than two decades of experience in multiple sectors, including the corporate, nonprofit, government, and legal sectors, in the areas of DEI, human resources, program management, strategic planning, operations, compliance, and more. Nirupa earned her bachelor's degree in business administration from Stetson University and her juris doctorate from Stetson University College of Law. She is the founder of Lotus Solutions LLC, a Florida-certified woman and minority-owned enterprise that helps local, national, and international organizations build and sustain DEI to ensure a fair and just workplace.   Elinor Stutz, CEO of Smooth Sale, delivers inspirational keynotes at conferences and authored three books: The International Best-Selling book, “Nice Girls DO Get the Sale: Relationship Building That Gets Results”, and her second best-selling book is “HIRED!” The third book, The Wish: A 360 Business Development Process to Fuel Sales provides a comprehensive plan for building a global audience. Kred ranks Stutz as a Top 1% influencer; CEO World Magazine named Stutz as one of “The brightest sales minds to follow on Twitter” and she was featured on the cover of the March 2015 Sales and Service Excellence e-Magazine. Stutz' blog is distributed among corporations and entrepreneurs alike. Both Bizhumm and NowISeeIt named the Smooth Sale Blog as one of the “Top 100 Most Innovative Sales Bloggers.” Her sales seminar was filmed for Eduson.TV. Stutz consults and speaks worldwide.   Host Bio Simma Lieberman, The Inclusionist helps leaders create inclusive cultures. She is a consultant, speaker and facilitator and the host of the podcast, “Everyday Conversations on Race for Everyday People.” Contact Simma@SimmaLieberman.com Go to www.simmalieberman.com and www.raceconvo.com for more information Simma is a member of and inspired by the global organization IAC (Inclusion Allies Coalition)   Resources: IAC (Inclusion Allies Coalition)   Other episodes you'll enjoy: Black Fatigue with Mary Frances Winters Kamau Bell and Kate Schatz; Do the Anti-Racist Work How to End Racial Bias in Media with Karen Hunter and Daniel Stedman   Connect with SIMMA: Instagram Facebook YouTube Twitter LinkedIn Website Loved this episode? Leave us a review and rating   

Izdarīt labu darbu un par to saņemt samaksu! Šādi varētu raksturot atmosfēras oglekļa piesaistīšanas programmu, kurā aicināti iesaistīties Latvijas lauksaimnieki. Oglekļa lauksaimniecība. Pagaidām vēl salīdzinoši svešs termins, bet iespējams, ka tikai šādi mums lauksaimniecībā sanāks kaut cik "vilkpaēdis" pasākums, kas varētu apmierināt visas ieinteresētās un ne tik puses. Kas ir oglekļa lauksaimniecība, cik un kam šie oglekļa kredīti ir pieejami un izdevīgi, kādu peļņu no tā var iegūt un kā tas varētu ietekmēt mežu izciršanu Latvijā, interesējamies raidījumā Kā labāk dzīvot. Skaidro un pieredzē dalās "eAgronom" agronome Diāna Līva, "eAgronom" tirdzniecības vadītājs Latvijā Nauris Liberts, Igaunijas uzņēmuma "Arbonics" mežsaimniecības eksperts Jānis Ruks, Latvijas Agroresursu un ekonomikas institūts, agronome vadošā pētniece Līvija Zariņa un "Swedbank" lauksaimniecības eksperts Raimonds Miltiņš.   Par atmosfēras oglekļa piesaistīšanas augsnē programmu esam stāstījuši arī iepriekš:  

Vai, sadārdzinot kredītus, mazināsies inflācija? Raidījumā "Šodienas jautājums" diskutē Latvijas Bankas Monetārās politikas pārvaldes vadītājs Uldis Rutkaste un Fiskālās disciplīnas padomes priekšsēdētāja Inna Šteinbuka.

Raidījumā Pievienotā vērtība šoreiz par to, kā restorānu bizness izjūt energoresursu cenu krīzi. Vakariņas sveču gaismā varētu būt šīs ziemas populārākais piedāvājums. Krīzes nāk un iet, bet to sekas jūtamas vēl ilgi pēc tam, stāstām arī par tiem, kuri vēl joprojām nav tikuši galā ar 2008.gada krīzes sekām. Savā ziņā ir pēdējais brīdis šos problēmu atrisināt.  Iepriekšējās krīzes parādu dzēšana Šai krīzei Latvijas valsts un sabiedrība ir labāk gatava nekā 2008.gada krīzei, un cauri tiksim vieglāk – šķiet, šo mantru esam dzirdējuši jau visai daudz. Un gan jau ka vidēji, makroekonomiski – tā arī būs. Individuālā līmenī tas jau ir pavisam cits stāsts – joprojām ir cilvēki, kurus vajā 2008.gada krīzes sekas – nenokārtoti parādi. Noteikti esam labākā situācijā, jo, piemēram, 2008.gadā cilvēkiem Latvijā pat nebija iespējas legāli bankrotēt. Turklāt pret šādu iespēju pārliecinoši turējās tā laika Latvijas Bankas prezidents Ilmārs Rimšēvičs.  Viņš draudēja, ka bankas vairs nekreditēs neko, pametīs Latvijas tirgu, kā banku advokāts gadus septiņus pēc krīzes skraidīja uz Saeimu, iebilstot pret “nolikto atslēgu” principu un cenšoties panākt, ka privātpersonu maksātnespējas process ir izdevīgāks bankām.  Rezultāts bija tāds, ka bija cilvēki, kuri pat pēc tam, kad bija zaudējuši savu kredītā pirkto māju, tāpat palika parādā iespaidīgas naudas summas, nespēja un arī negribēja tās maksāt, un muka vai nu ēnu ekonomikā vai arī  prom uz valstīm, kur maksātnespēja cilvēcīgāka. Lielbritānija šajā ziņā bija ļoti iecienīta. Situācija mainījās 2020.gadā līdz ar jaunu Latvijas Bankas prezidentu Mārtiņu Kazāku, kurš aicināja ļaut šiem cilvēkiem atgriezties ekonomiskajā apritē legāli – parādus norakstīt un, lai bankas to arī varētu izdarīt, tika veiktas izmaiņas Kredītiestāžu likumā. Ir pagājuši divi gadi, cik tad daudz kredītu ir dzēsts?  Kā restorānu bizness izjūt energoresursu cenu krīzi? Samazina darba laiku, nomaina plītis uz tādām, kas patērē mazāk elektrību, cep picas tikai noteiktā laikā, kad ir lielāks pieprasījums – šie ir tikai daži no praktiskiem soļiem, kurus sper ēdināšanas uzņēmumi, lai spētu izdzīvot šajā energokrīzē. Vairāk par ēdinātāju taupības pasākumiem interesējās Linda Zalāne. Situācija ir skarba – tā īsumā apmēram trīskārtēju elektrības rēķina pieaugumu raksturo Latvijas Radio aptaujātie ēdināšanas uzņēmuma pārstāvji, sakot, ka par spīti realitātei, labā ziņa ir tā, ka nav liegts strādāt kā tas bija pandēmijas laikā.

Variert kost også i denne ukens episode av Grand Prix podkasten som du ser.Takk for at du hører på.

CLB is a free-spirited Conscious Creative who is extremely passionate about living life at its creative best and inspiring others to enjoy the same.  CLB has over 30 years of combined experience in the areas of Visual Communication, Professional Networking, and Mass Media.  In 2007, she walked away from Corporate America to resume her career as a Creative Entrepreneur, and also branched into the arenas of Professional Networking, and Media Broadcasting. She has been recognized by Mashable, LinkedIn, Klout, and Kred as a top 0.1% global social influencer in her areas of expertise, with her WebTV show – #CLBLive – with live viewers in over 135 countries. CLB currently resides in Washington DC and is pursuing her PhD in Metaphysics, specializing in Conscious-Centered Living.  CLB is the co-founder of The #Firestarter Book Project You can connect with her online @ http://iamclb.online/ (iamclb.online). In this episode we discuss: CLB's journey from Jamaica to USA and into entrepreneurship How to navigate chaos How to create positive change How to embrace change How to move through resistance How to take change and use it for our advantage Watch on Youtube: https://www.youtube.com/watch?v=7EgL0cvEXN8CLBWebsite: https://www.christinelbowen.com/ (https://www.christinelbowen.com/) LinkedIn: https://www.linkedin.com/in/iamclbonline/ Instagram: https://www.instagram.com/iamclbonline/ Clubhouse: https://www.clubhouse.com/@iamclbonline #Firestarter Book: https://www.firestartersbookproject.com/moussa-mikhail I want to welcome you to The Conqueror Approach. A podcast on a Journey of Self-Mastery! My mission that I am dedicating the rest of my life to is to spread the principles of self-mastery, helping others improve their quality of life, achieve their highest potential, and let their gifts be received by the world, while combating mental health issues and suicide This journey is not about me teaching you how to master yourself necessarily because I am on this life-long journey of mastery as well. I want to invite you to take this journey with me to develop our mind, body, spirit, financial literacy, and to allow our gifts to be received by the world. It is not about the destination of conquering a given aspect of our lives, it is about who we become on this journey of life that we are all on. We all have a voice that will make an impact on this world if we let it and I want to empower others to find their voice and achieve what is planted in their heart. Join me on the Journey of self-mastery to cultivate all aspects of our life to allow us to be the highest expression of ourselves and to let our light shine on this world! Let's connect and CONQUER! Download! Subscribe to this Podcast Leave a Review! Check me out on ALL Platforms: https://flow.page/moussamikhail Follow me on IG: @MoussaMikhail https://www.instagram.com/moussamikhail/

BANKALARIN VE KREDİ KULLANANLARIN KEYFİ GICIR | Bidebunuizle 30/03/2022 by Yavuz Oğhan

Christine L Bowen (CLB) is a free-spirited Conscious Creative who lives presently, loves wholeheartedly, laughs regularly, and is extremely passionate about living life at its creative best and inspiring others to enjoy the same. CLB has over 30 years of combined experience in the areas of Visual Communication, Professional Networking, and Mass Media. She has studied under the tutelage of industry leaders including Les Brown, Marshall Sylver, Lisa Nicole Cloud, Simon T. Bailey, and Kute Blackson, to name a few. She has been recognized by Mashable, LinkedIn, Klout, and Kred as a top 0.1% global social influencer in her areas of expertise, with her groundbreaking WebTV show – #CLBLive – averaging 500+ live viewers in over 135 countries. Currently, CLB runs a private practice in Washington DC serving as a Creative Consultant to her fellow heart-centered entrepreneurs. She is also pursuing her PhD in Metaphysics, specializing in Conscious-Centered Living. You are invited to connect with her on her website at www.iamclb.online

Med dunder och brak kommer avsnitt 11! Olämpligt med krigstema? Kanske, men en lightning round måste vi ju ha. Det blir gubbigt så det förslår när vi pratar favoritkrig. Jonas leverar en djupt efterlängtad och osannolik anekdot. Skräckfilmscirkeln är tillbaka med en film som ingen har sett. Dessutom, utöver sedvanligt mys: Irland! Kevin Costner! Niall Quinn! Kwai? Ni lyssnar väl? Finns där poddar finns.

Carina Dahl er en veldig kul dame med allsidig bakgrunn, men holdet hun sårbarheten tilbake? Hvor går veien videre og hvordan opplevde hun å bli omfavnet i Stjernekamp? See acast.com/privacy for privacy and opt-out information.

Bobby Umar is an inspirational speaker, coach, and one of the most prolific, heart-based leaders in North America. Inc Magazine named him one of the Top 100 Leadership Speakers, alongside such noteworthy giants as Richard Branson, Brene Brown, John Maxwell and Robin Sharma. Bobby is a 5x TEDx speaker, and one of the top influencers in the world, with over 500,000 social media followers. He has been named the 2nd best business coach to follow on Twitter and the 5th best leadership influencer according to Kred. Bobby is an international author of three books, including a #1 best seller, and is a Huffington Post contributor. He hosts a weekly tweetchat called “The Power of Connection” that has reached over 65 million impressions weekly. To date, his social media influence has garnered over 1 billion impressions. Bobby was also named a “2015 Speaker to Watch” and most recently, he was named a Top 7 Networking Guru to follow.   Bobby has appeared on dozens of podcasts, TV & radio shows, a social media advocate who champions authentic connection and heart-based leadership. With a background in brand marketing (Kraft & Unilever), engineering (Bombardier) and the performing arts (Second City), Bobby has led Raeallan for over a decade and is now a recognized thought leader in Networking, Social Media and Personal Branding. He founded the DYPB – Discover Your Personal Brand conference, the largest event in North America dedicated solely to personal branding, featuring 60 experts and over 300 delegates. 500,000+ people from across the world have experienced Bobby's high-energy keynotes, interactive teambuilding activities, and engaging workshops.   Episode Summary - You need strong personal branding if you want to be seen, heard, and known in today's social media era. In today's episode, Bobby Umar talks about the importance of building a strong personal branding to take your business to the next level. With strong personal branding, you get the opportunity to appear as a guest on podcasts, you get speaking engagements, people start reaching out to you, and you build long-lasting relationships & trust.   "It is important to get established on one platform, build that up, and then layer on."   Snapshot of the Key Points from the Episode: What is Thought Leadership and why is it important? The importance of Personal Branding for your business. Bobby shares some strategies on how he grew his social followers to over 500,000. Bobby talks about Social Audio - The importance, how he uses it to leverage his business, and how to attract people on different social platforms. Bobby talks about some of the misconceptions people are having about Clubhouse. Three tips for building a strong personal brand.   How to Connect with Bobby Umar: Website - http://www.raeallan.com Facebook Profile - https://www.facebook.com/raehanbobby/ LinkedIn Profile - https://www.linkedin.com/in/bobbyumar/ Clubhouse - https://www.joinclubhouse.com/@raehanbobby Thought Leadership Branding club - https://www.joinclubhouse.com/club/thoughtleadershipbranding Twitter - https://twitter.com/raehanbobby Facebook Business page - https://www.facebook.com/raehanbobby/ LinkedIn - https://www.linkedin.com/in/bobbyumar/ LinkedIn Company Page - https://www.linkedin.com/company/bobbyumar/ Instagram - https://www.instagram.com/raehanbobby/ YouTube - https://www.youtube.com/c/BobbyUmar Professional Speaker Profile - https://www.nsb.com/speakers/bobby-umar/   About the Host: Ann Carden is a highly sought-after Expert Business Growth Consultant, Marketing Strategist, three-time published Author, and a #1 Bestselling Author, and Professional Speaker for small businesses and entrepreneurs.   With more than forty-one years of business experience and coaching and consulting hundreds of coaches, entrepreneur's and owners in more than forty different industries to more success, Ann knows what it takes to succeed in all areas of business. After spending thirteen years in corporate business management, Ann started her journey as an entrepreneur building businesses for herself for twenty-nine years. Her first business started out of financial hardship and Ann was able to propel that business into the international market (before the internet.) After selling that business, she went on to start and build five more businesses to succeed. She has sold those businesses and today has a passion for helping small business owners and entrepreneurs build their success. She has been featured on the affiliates of ABC, NBC, CW, and FOX, among many other media outlets. Her articles have been published on Small Business Trendsetters and Business Innovators Magazine, and she has been a featured guest on multiple podcast shows such as; “Business Innovators Radio” podcast which can be heard at: BusinessInnovatorsRadio.com/Ann-Carden. She was also chosen as one of the top coaches in the world by Six-Figure Coach Magazine. Through the years Ann has educated thousands of professionals through speaking, workshops, seminars, and online platforms as a Speaker.   How to Connect with Ann Carden: Website: https://anncardencoaching.com Linkedin: http://www.linkedin.com/in/business-consultant-coach Youtube: https://www.youtube.com/anncarden Facebook: https://www.facebook.com/Ann-Carden-A-Carden-Inc-110882230558068/

Christine L Bowen (CLB) is a free-spirited Conscious Creative who lives presently, loves wholeheartedly, laughs regularly, and is extremely passionate about living life at its creative best and inspiring others to enjoy the same. CLB has over 30 years of combined experience in the areas of Visual Communication, Professional Networking, and Mass Media. She has studied under the tutelage of industry leaders including Les Brown, Marshall Sylver, Lisa Nicole Cloud, Simon T. Bailey, and Kute Blackson, to name a few. She has been recognized by Mashable, LinkedIn, Klout, and Kred as a top 0.1% global social influencer in her areas of expertise, with her groundbreaking WebTV show – #CLBLive – averaging 500+ live viewers in over 135 countries. Currently, CLB runs a private practice in Washington DC serving as a Creative Consultant to her fellow heart-centered entrepreneurs. She is also pursuing her PhD in Metaphysics, specializing in Conscious-Centered Living. You are invited to connect with her on her website at www.iamclb.online We invite you to purchase a signed copy of her book at www.firestartersbookproject.com/christine _______________________ Being a Spark of Hope in the Midst of Change is making a courageous conscious decision to respond to the adjustment of change in a positive light. The #FIRESTARTERS Book Project is a collection of creative thought leaders who are collaborating, planning, directing, organizing, and creating new ideas to navigate change. ​We understand that a single match, if left alone, will fizzle out quickly. Therefore, when one match ignites another, we build a stronger fire. We start with a tiny spark that ignites hope, creativity, curiosity, fearlessness, connection, kindness, collaboration, mindfulness, community, acceptance, purpose, contribution and love into the world. ​That single spark creates a ripple effect, then gains momentum and spreads like wildfire. ​We create a collective, positive, proactive shift in the world because we are the change we want to see. ​Together, we are #FIRESTARTERS! Join the movement today www.firestartersbookproject.com

  Welcome to Episode 373 of the Yeukai Business Show. In this episode, Ian Moyse and Trevor with special host Peggie Kirkland discuss Communication vs conversation. So if you want to know how to change the channel, tune in now! In this episode, you'll discover: ·        Personal Branding ·        Sales Metrics to focus on ·        Why conversations vs communications and changing the channel About Ian Ian Moyse is an expert in changing the channel whose accomplishments include: ·        Ian Moyse, Technology Sales Leader, for the last 15 years specialising in Cloud Computing. ·        He has sat on the boards of a number of related industry bodies; FAST (Federation Against Software Theft), CIF (Cloud Industry Forum) and Eurocloud. ·        Ian has built many new business sales teams in both small start-ups and large corporate organisations. ·        He was awarded the accolade of UK Sales Director of the year by BESMA (British Excellence in Sales Management Awards) and in 2019 & 2020 was listed in the top 50 Sales Keynote speakers by Top Sales World . ·        Ian has been a regular judge on the Women in Sales Awards (WISA), Top Sales Awards, BESMA and the UK Cloud Awards. Ian speaks on Sales Leadership, Customer Experience, Social Selling and Personal Branding. He also appeared in the global Selling from the Heart Champion's list and the global Sales Experts Channel. ·        Ian was rated #1 Cloud influencer by Researcher Onalytica and has held the same accolade from Klout, Kred and other social ratings. ·        He has been recognised as a as a leading cloud Blogger, listed in the EMEA top 50 influencers in Data Centres, Cloud & Data 2017, Top 50 Cloud Computing Blogs 2020, Top 50 Most Influential in Cloud also winning best Unified Comms Blog in 2017 from UCtoday. More Information Learn more about how you can improve your results with changing the channel with Facebook: https://www.facebook.com/ian.moyse Instagram: https://www.instagram.com/ian_moyse/ Twitter: https://twitter.com/imoyse  Linkedin: https://www.linkedin.com/in/ianmoyse/ Thanks for Tuning In! Thanks so much for being with us this week. Have some feedback you'd like to share? Please leave a note in the comments section below! If you enjoyed this episode on Communication vs conversation, please share it with your friends by using the social media buttons you see at the bottom of the post. Don't forget to subscribe to the show on iTunes to get automatic episode updates for our "Yeukai Business Show!" And, finally, please take a minute to leave us an honest review and rating on iTunes. They really help us out when it comes to the ranking of the show and I make it a point to read every single one of the reviews we get. Please leave a review right now Thanks for listening!

This week's episode is with Bobby Umar who is an inspirational speaker & coach who champions authentic connection and heart-based leadership. An Inc Magazine Top 100 Leadership Speaker, he's also spoken at TEDx 5 times. With over 650,000 social media followers, Bobby is a recognised influencer and thought leader in Networking, Personal Branding & Digital Marketing.    He has been named the 4th best leadership influencer according to Kred, a Top 7 Networking Guru and the 2nd best business coach to follow on Twitter. He founded DYPB – Discover Your Personal Brand and the Thought Leadership Branding club on Clubhouse to help thousands discover their greatness and create more meaningful impact.   5 Golden Nuggets you will learn:    How to leverage storytelling to become a thought leader and a key person of influence  How to tell a powerful story? Discover the difference between a personal story and brand story Why people care about stories How to build a framework for a compelling story  ABOUT THE GUEST Clubhouse: https://www.joinclubhouse.com/@raehanbobby Thought Leadership Branding club: https://www.joinclubhouse.com/club/thoughtleadershipbranding Twitter: https://twitter.com/raehanbobby Facebook Business page: https://www.facebook.com/raehanbobby/ LinkedIn: https://www.linkedin.com/in/bobbyumar/ Instagram: https://www.instagram.com/raehanbobby/ YouTube: https://www.youtube.com/c/BobbyUmar ABOUT THE HOST This show is hosted by Adam Strong {AKA: The Game Changer} who is a Business Strategist, Former Elite Athlete, Author, Podcast Host and International Speaker Adam Strong. He currently runs 3 different businesses and enjoys working with business owners and entrepreneurs of small to medium sized companies. Adam is a Former Elite Athlete that trained with Olympic and World Champion Sir Mo Farah for 3 years. He takes the same skill-set that he learned as an elite athlete to teach his clients on how to create high performance, increased productivity and growth. He is the author of two books ‘Move it or lose it' and ‘Fit body fit business'. Both written for business owners and teams that want their businesses to excel and to accelerate faster, quicker and become more focused. Adam is co-authoring his third book called 'Play the game' due out in October 2021.  He has been featured on the front cover of Influential People, Global Man and Steer Magazines, BBC radio, the Huffington post and in People Management magazine just to mention a few. He has interviewed influencers and thought leaders such as Jack Canfield, Dr John Demartini, Bob Burg, Marshall Goldsmith, Olympic athletes and sports personalities such Neil Fachie, Jonathan Horton and Kate Strong. He has shared the stage with celebrities such as John Travolta, Vanilla Ice, Calvin Klein, 50 cent and Dr Nido Qubein. CONTACT METHOD Take our new Business Scalability Scorecard here Adam's LinkTree: https://linktr.ee/adamstrongofficial

Kredīts ir iespēja, vai to izmantot savā labā, vai pret sevi, tā jau ir katra paša izvēle. Šodienas DIENA PĒC | FINANSES saruna ar Reini Jansonu, Swedbank Finanšu institūta vadītāju, par to, kā izmantojam kredīta iespējas, kādi ir mūsu kreditēšanas paradumi, kad kredīts ir vērtīgs, un kāda ir ekstrēmākā kreditēšanas forma. Support the show (http://www.dienapec.lv)

Bobby Umar is an inspirational speaker, coach, and best-selling author. Inc Magazine named him one of the Top 100 Leadership Speakers, alongside such noteworthy giants as Richard Branson, Brené Brown, and John Maxwell. Bobby is a 5x TEDx speaker, and also one of the top social media influencers in the world, with over half a million followers. He has been named the "2nd Best Business Coach to Follow" on Twitter and the "4th Best Leadership Influencer" according to Kred. In this episode, Bobby has shared golden tips on How to master the art of networking to become successful in your career. Show Notes: [01:18] | The Importance of Networking [04:38] | Plan Before Meeting Someone Special [08:20] | What is Authentic Networking [13:28] | Build Trust and Relationship with People [20:29] | Tactics in Networking with Important Person ]25:22] | Sharing Vulnerability Builds Strong Connection [31:25] | Caring and Communication Builds Connection [38:07] | Advice for Students in Canada [42:05] | Bobby Cares About This One Thing Today FOLLOW BOBBY UMAR: Website: https://www.raeallan.com/ Twitter: https://twitter.com/raehanbobby LinkedIn: https://www.linkedin.com/in/bobbyumar Instagram: https://www.instagram.com/raehanbobby Facebook: https://www.facebook.com/raehanbobby/ DYPB: https://www.dypb.ca/ FOLLOW HARPREET: TikTok - https://www.tiktok.com/@theharpreetsingh YouTube - https://www.youtube.com/c/HarpreetSinghLive Instagram - https://www.instagram.com/theharpreetsingh.ca/ __________ Intro Music: I Need You by LiQWYD https://soundcloud.com/liqwyd Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/3jOruYf Music promoted by Audio Library https://youtu.be/1EZZ3Z1oz4w

In this podcast I spoke with Vladimer Botsvadze. His work ethic and drive is impressive and where he is today after 15 years in his field has been only made possible by the true dedication and commitment he has put in every day. Before and after the recording I learned so much about this dynamo and he offered guidance and support to me as well. Credit where it's due, Vladimer is a "giver". Vladimer is a globally renowned digital transformation and social media influencer, thought leader, Fortune 500 consultant, professor, keynote speaker, startup advisor, and media personality. With over 15 years of international experience in marketing and innovation, with a proven track record providing guidance to executives and top brands worldwide. He is currently ranked the No. 1 Global Marketing Thought Leader and Influencer by Thinkers360 and has been recognized as an influencer by Onalytica, The Awards Magazine, Rise.Global, Kred, GlobalData, Analytics Insight, and Whizlabs. Vladimer has gained popularity and has risen to global prominence single-handedly building his Twitter, Linkedin, and Instagram. He has earned more than 130,000 followers across his social media platforms. His Twitter reaches 40 million people in 1,145 cities and 185 countries. He advises companies, start-ups, trade associations, and think tanks. He is represented as a speaker by Champions Speakers UK, A-Speakers, Motivational Speakers UK, All American Speakers, Speakers Academy International, and Pro-Motivate. He is among the world's most recognized social media experts being recognized in the top 1% of global social media influencers by Kred. Vladimer is among the sharpest and most consistently business visionaries who has been described as ''the world's best digital marketing consultant and speaker,'' ''a visionary and an early adopter in the digital realm'' and '' a wizard at social media.'' With persistence and patience, Vladimer has initiated and continued a process of self-education, which has distinguished him as an influencer. His work focuses on the intersection of storytelling, practicality, consumer behavior, and social media marketing. He has been interviewed by Thinkers360, Emerging Europe, Authority Magazine, CX Buzz, Onalytica, Billion Success, Natfluence, Kred, and Engati. Through his consulting, speaking, teaching, startup advising, and mentoring services, companies have grown from a groundbreaking idea to the fastest growing companies. He has been recommended by the professionals from London Business School, Google, KPMG, MasterCard, AC Milan, Forrester Research, PepsiCo, Dell, and other leading global brands. Vladimer is a member of the CMO Council, IoT Council, IoT Premier League, XR4ALL, Sydney Startup Hub, and Amsterdam Economic Board-Amsterdam Smart City. He is a global marketing and retail expert advisor at Wiseup Networks and OnFrontiers. He sits on the boards of companies in Europe and provides his knowledge on marketing, digital transformation, branding, AI, and retail. He empowers brands to scale, expand, and accelerate their growth, and drives change to their advantage. He has worked on billion-dollar marketing projects with Fortune 500 brands and his practical marketing strategies have inspired the top executives to quadruple their results. Website LinkedIn Twitter

On this episode of the Actionable Futurist® podcast, we spoke with Mark Schaefer, someone I've known for nearly a decade. We first met in 2012 after he published the best selling book “Return on Influence” while I was the CEO of influencer platform Kred.He's also the author of the world's best-selling book on Twitter, The Tao of Twitter, as well as a raft of other books such as The Content Code about content marketing and “KNOWN” a book on personal branding. I was also fortunate to be featured in his “book “Marketing Rebellion" - an Amazon best-seller.His new book, "Cumulative Advantage: How to Build Momentum for Your Ideas, Business, and Life Against All Odds" guides readers on a path that helps them stand out in a world of overwhelming information density -- when sometimes even being "great" is not enough.Filled with motivating ideas and fascinating case studies, Cumulative Advantage is an indispensable and practical source of inspiration for every person with a dream that's ready to take flight.We had a fascinating discussion that I know you will enjoy.Topics covered included:The  genesis of influencer marketingHow we can all gain a cumulative advantageWhy it's time for marketers to be humbleThe opportunity for TikTokHow serendipity can play a huge role in your life and careerMark's view on the demographics for each social networkHow social media will fractureHow we now live in a world of infinite mediaHarnessing the era of unintended consequences for marketersResources:Azeem Azar's Exponential view Benedict Evans NewsletterMore on MarkLinkedInTwitterBlogHis booksYour Host: Actionable Futurist® Andrew GrillFor more on Andrew - what he speaks about and replays of recent talks, please visit ActionableFuturist.com follow @AndrewGrill on Twitter or @andrew.grill on Instagram.

Welcome to Episode 302 of the Yeukai Business Show In this episode, Rebekka Grun von Jolk and I discuss how to maintain a happy relationship So, if you’re looking for ways to sustain a healthy and happy relationship, tune in now! In this episode, you'll discover: How to avoid common mistakes in a relationshipHow to recognize the signs of a healthy relationship?What are the core aspects of a happy relationship?Five must-haves in a relationship About Rebekka Rebekka Grun von Jolk is a relationship expert whose accomplishments include: A Ph.D. in economics working in international development. Her day job specializes in the intersection of love and economics, notably social protection for families and individuals. As an advocate for working mothers and child development, she has invented and is leading the Bank’s groundbreaking Mobile Childcare work. Further, as an advisor to the former World Bank president, she managed the presidential portfolio on social protection. In her previous capacity, she worked in the UK Prime Minister’s Strategy Unit and developed new policies for families and childcare. A Cusanus scholar, Rebekka has guest lectured at Stanford and Georgetown and received awards for both her research and policy design work and she has published important technical literature in her areas of work. She is a regular peer reviewer of family, childcare, and labor policies and publications. Her widely read dating column was featured in the Huffington Post and her blog www.dateconomics.com comments on recent research relevant for dating, achieving a KRED influencer score of 906/1000 in the family category.Her TED talk was released in early 2020. More Information Learn more about how to maintain a happy relationship with:  www.dateconomics.com https://medium.com/@rebekkagrunvjolk https://www.facebook.com/rebekka.grunv.jolk  https://www.linkedin.com/in/rebekka-grun-von-jolk-542a72/  Yeukai's Links: Get free resources: Yeukaicourses.com Stay in the know: Yeukaibusinessshow.com Thanks for Tuning In! Thanks so much for being with us this week. Have some feedback you'd like to share? Please leave a note in the comments section below! If you enjoyed this episode on a happy and healthy relationship, please share it with your friends by using the social media buttons you see at the bottom of the post. Don't forget to subscribe to the show on iTunes to get automatic episode updates for our "Yeukai Business Show!" And, finally, please take a minute to leave us an honest review and rating on iTunes. They really help us out when it comes to the ranking of the show and I make it a point to read every single one of the reviews we get.  Please leave a review right now. Thanks for listening!

Cameron Bale is the founder of NFT.Kred - a platform designed to create simple channels to market for Non-Fungible Tokens and Digital Assets. He talks about onboarding influencers and celebrities to the NFT market, creating events and communities for technological adoption, and enterprise onboarding. We discuss solving the three problems for NFT adoption, accounting for an emerging space for the music industry, putting on a premium blockchain events, NFT.NYC, and building the connection between the ICO community and the NFT community.

Šajā epizodē Līga padalās savā pieredzē kā abi ar vīru 5 gadu laikā atbrīvojās no 120,000 eiro lielām parādsaistībām un kā Tu vari uzsākt šo ceļu! Ja nu gadījumā Tev nav kredītu, tad arī šī epizode Tevi iedvesmos, jo finanšu pratība ir bezgalīga tēma. Līga dalās arī savā pieredzē kā audzina savus bērnus un izglīto par finansēm, ko diemžēl tādā līmenī nemāca mūsdienu skolās. Pieseko Līgai Instagram:https://www.instagram.com/smartspender_lv/Kā arī, ja vēl neesi atrodisavubalsi sekotājs spied zemāk un nāc bariņā:https://www.instagram.com/atrodisavubalsi/P.S - palīdzi veidot veiksmīgāku saturu, nopērkot  kafiju:https://www.buymeacoffee.com/atrodisavubaSupport the show (https://www.buymeacoffee.com/atrodisavuba)

Bobby Umar is a 5 x TEDx speaker, motivational speaker, and a LinkedIn panelist. In this episode, he talks about cyberbullying as it relates to adults, drawing from his personal experience of having been bullied himself. He also shares his personal journey on weight control and body image.     About Bobby: Bobby Umar is a 5x TEDx speaker and an influencer, with over half a million followers. He has been named the 2nd best business coach to follow on Twitter and the 4th best leadership influencer according to Kred. Bobby is an international author of two books, including a #1 best-seller, and is a Huffington Post contributor. He hosted a weekly tweetchat called “The Power of Connection” that reached over 65 million impressions weekly. To date, his social media influence has garnered over a billion impressions. Bobby was also named a “2015 Speaker to Watch” and one of the Top 7 Networking gurus to follow. Bobby is also a fiercely proud and committed dad and is passionate about diversity, gender equality, entrepreneurship, and youth. He has worked with thousands of professionals to become thought leaders in 2 ways – help professionals ramp up their careers or businesses with focus, clarity, and mindset and help ‘lost leaders' transition to find their authentic path of passion and purpose. He is also President of Raeallan, CEO of DYPB – Discover Your Personal Brand

14.00 - 05.04.2021 - Vk.com/WinWinNews - Прямой эфир на VK.com/VKTPP - Win-Win News № 280 Кирилл Мисник, основатель "Помощь заёмщикам | Finance Expert" Vk.com/refinansirovanie_kredit_v_banke - Как создать федеральную юридическую компанию по списанию кредитов Скачать mp3-аудиоподкаст https://disk.yandex.ru/d/JhI4tZ5g5hBVNg https://winwinnewslive.blogspot.com/2021/04/finance-expert-vkcomrefinansirovaniekre.html --- Send in a voice message: https://anchor.fm/permlive/message

Par biznesa kredītiem - Juris S.

Bobby Umar is an inspirational speaker, coach, and one of the most prolific advocates of heart-based leadership in North America. Inc Magazine named him one of the Top 100 Leadership Speakers, alongside such noteworthy giants as Richard Branson, Brené Brown and John Maxwell. Bobby is a 5x TEDx speaker, and one of the top social media influencers in the world, with over half a million followers. He has been named the "2nd Best Business Coach to Follow" on Twitter and the "4th Best Leadership Influencer" according to Kred. As he's enjoyed many successes in his career, Bobby took time to share his insights and story around the times he's encountered challenges professionally, along with what keeps him motivated as he helps 'lost, stuck, [and] unfulfilled leaders everywhere' find the power of their unique voice and identity. Follow Bobby: On LinkedIn On Twitter Raeallan.com

Welcome to Episode 251 of the Yeukai Business Show. In this episode, Rebekka Grun von Jolk and I discuss how to win when it comes to dating. So if you want to learn how to score a fine date or keep an existing relationship happy, tune in now! In this episode, you'll discover: How to find a good match?What to do to avoid feeling failure when it comes to dating?Common mistakes that most people do when datingImportance of knowing the gender ratio on your area to find a possible date of your choice About Rebekka Rebekka Grun von Jolk is a relationship expert whose accomplishments include: Her widely read dating column was featured in the Huffington Post and her blog www.dateconomics.com comments on recent research relevant for dating, achieving a KRED influencer score of 906/1000 in the family category. Her TED talk was released in early 2020.As an advocate for working mothers and child development, she has invented and is leading the Bank’s groundbreaking Mobile Childcare work. Further, as an advisor to the former World Bank president, she managed the presidential portfolio on social protection. In her previous capacity, she worked in the UK Prime Minister’s Strategy Unit and developed new policies for families and childcare.A Cusanus scholar, Rebekka has guest lectured at Stanford and Georgetown and received awards for both her research and policy design work and she has published important technical literature in her areas of work. She is a regular peer reviewer of family, childcare, and labor policies and publications.Wife, mother, economist and author. Mobilizes and manages millions for refugees and other people in need. Specializes in the intersection of love and economics.   More Information Learn more about how you can improve your results with Love Economic with www.dateconomics.comhttps://medium.com/@rebekkagrunvjolkhttps://www.facebook.com/rebekka.grunv.jolk https://www.linkedin.com/in/rebekka-grun-von-jolk-542a72/    Thanks for Tuning In! Thanks so much for being with us this week. Have some feedback you'd like to share? Please leave a note in the comments section below! If you enjoyed this episode on How to win when it comes to dating, please share it with your friends by using the social media buttons you see at the bottom of the post. Don't forget to subscribe to the show on iTunes to get automatic episode updates for our "Yeukai Business Show!" And, finally, please take a minute to leave us an honest review and rating on iTunes. They really help us out when it comes to the ranking of the show and I make it a point to read every single one of the reviews we get. Please leave a review right now. Thanks for listening!

Bobby Umar is an inspirational speaker, coach, and one of the most prolific advocates of heart-based leadership in North America. Inc Magazine named him one of the Top 100 Leadership Speakers, alongside such noteworthy giants as Richard Branson, Brené Brown, John Maxwell and Robin Sharma. Bobby is a 5x TEDx speaker, and one of the top social media influencers in the world, with over half a million followers. He has been named the ""2nd Best Business Coach to Follow"" on Twitter and the ""4th Best Leadership Influencer"" according to Kred. Bobby is an author of three books, including an international #1 Best Seller. He is also a frequent Huffington Post contributor and he is the host of a weekly tweetchat called “The Power of Connection” that has reached over 65 million impressions weekly. To date, his social media influence has garnered over 1 billion impressions. Bobby was also named a ""2015 Speaker to Watch” and most recently, he was named a ""Top 7 Networking Guru to Follow"". A social media advocate, who champions authentic connection and leadership, Bobby has appeared on dozens of podcasts, TV and radio shows. With a background in brand marketing (Kraft and Unilever), engineering (Bombardier) and the performing arts (Second City), Bobby has led Raeallan for over a decade and is now a recognized thought leader in networking, social media and personal branding. He founded the DYPB – Discover Your Personal Brand conference, the largest event in North America dedicated solely to personal branding, featuring 60 experts and over 300 delegates. 100,000+ people from across the world have experienced Bobby's high-energy keynotes, interactive team-building activities, and engaging workshops. Watch the full episode here: https://projectegg.co/the-power-of-connection About The Project EGG Show: The Project EGG Show is a video talk show that introduces you to entrepreneurs from around the world. It is broadcast from studios in Metairie, Louisiana to online platforms including YouTube, iTunes, Google Play, Spotify and Stitcher, and hosted by Ben Gothard. Our goal is to give you a fresh, unscripted and unedited look into the lives of real entrepreneurs from around the globe. From billionaires to New York Times best selling authors to Emmy Award winners to Forbes 30 Under 30 recipients to TEDx speakers – we present their real stories – uncensored and uncut. Subscribe To The Show: https://projectegg.co/podcast/ Get Access To: 1. Resources: https://projectegg.co/resources/ 2. Financing Solutions: https://projectegg.co/epoch/ 3. Payment Solutions: https://projectegg.co/sempr/ 4. Services: https://projectegg.co/resources#services 5. Courses: https://projectegg.co/resources#courses 6. Software: https://projectegg.co/resources#software 7. Book: https://projectegg.co/resources#books --- Support this podcast: https://anchor.fm/projectegg/support

Bobby Umar is one of the most prolific, heart-based leaders in North America. Inc Magazine named him one of the Top 100 Leadership Speakers, alongside such noteworthy giants as Richard Branson, Brene Brown, John Maxwell and Robin Sharma. Bobby is a 4x TEDx speaker, and one of the top tweeters in the world, with over 450,000 social media followers. He has been named the 2nd best business coach to follow on Twitter and the 4th best leadership influencer according to Kred. Bobby is an international author of three books, including a #1 best seller, and is a Huffington Post contributor. He hosts a weekly tweetchat called “The Power of Connection” that has reached over 65 million impressions weekly. To date, his social media influence has garnered over 1 billion impressions. Bobby was also named a “2015 Speaker to Watch” by the National Speakers Bureau and Global Speakers Agency. Most recently, he was named a Top 7 Networking Guru to follow.A social media advocate, who champions authentic connection and heart-based leadership, Bobby has appeared on dozens of podcasts, TV & radio shows. With a background in brand marketing (Kraft & Unilever), engineering (Bombardier) and the performing arts (Second City), Bobby has led Raeallan for over a decade and is now a recognized thought leader in Networking, Social Media and Personal Branding. He founded the DYPB – Discover Your Personal Brand conference, the largest event in North America dedicated solely to personal branding, featuring 60 experts and over 300 delegates. 100,000+ people from across the world have experienced Bobby's high-energy keynotes, interactive teambuilding activities, and engaging workshops.- http://raeallan.com/- https://www.linkedin.com/in/bobbyumar/?trk=pub-pbmapPlease do NOT hesitate to reach out to me on Instagram, Twitter or via email mark@vudream.comHumans 2.0 Twitter - https://twitter.com/Humans2PodcastTwitter - https://twitter.com/markymetryMedium - https://medium.com/@markymetryFacebook - https://www.facebook.com/mark.metry.9Instagram - https://www.instagram.com/markmetry/LinkedIn - https://www.linkedin.com/in/mark-metry/Mark Metry - https://www.markmetry.com/

Kred's CEO, Andrew Grill talks to June Stoyer about how activists can use their influence on social media to make a difference.