Podcast appearances and mentions of sebastian siemiatkowski

Today in AI is a daily recap of the latest news and developments in the AI industry. See your story and want to be featured in an upcoming episode? Reach out at tonyphoang.com Chef Robotics is addressing labor shortages in the food service industry by using AI-powered robots specialized in meal assembly. These robots are adept at managing the complexities and variability associated with food items, thereby boosting efficiency and ensuring safety in food processing environments. With substantial funding, the startup is enhancing its operations and compiling a vast training data repository through advanced AI and machine learning techniques. AI technology has proven crucial in disaster management, notably demonstrated during the 7.7 magnitude earthquake in Mandalay, Myanmar. With the aid of satellite imagery and customized AI models, rapid and precise damage assessments were possible, which enabled relief organizations to effectively prioritize aid distribution and streamline their operations. This scenario exemplifies the potent influence of AI in enhancing the responsiveness and efficiency of disaster relief efforts. Under the leadership of David Gibbs, Yum Brands has seen significant technological advancements, including a collaboration with Nvidia to bolster AI-driven operations. Despite challenges presented by the COVID-19 pandemic, Gibbs has steered the company towards digital transformation and global expansion. As he approaches retirement in early 2026, the impact of AI on Yum Brands' growth in digital sales and operational efficiencies continues to be of great importance. The AI industry is increasingly focusing on practical applications that meet real-world needs rather than just developing AI models. Leading this shift are companies like Perplexity, Replit, Sesame, and Abridge, emphasizing the importance of application-driven solutions across various fields such as healthcare, software development, and search engines. As AI models become commoditized, the value of implementing them in practical, benefit-driven applications is becoming more pronounced. Amazon's latest AI model, Nova Act, is aimed at automating web browser operations and executing complex tasks independently. Led by Swami Sivasubramanian, this innovation is crafted to elevate user experiences and boost operational efficiency. By embedding sophisticated AI functionalities within its services, Amazon positions itself as a formidable competitor in the AI market. Klarna is gearing up for a major IPO in New York under the leadership of CEO Sebastian Siemiatkowski, leveraging AI to refine operations and increase profitability. Despite facing market uncertainties and regulatory challenges, the company's collaboration with DoorDash and its strategic pivot towards AI highlight its forward-thinking approach. Nevertheless, it must address potential issues like job displacement and the rise in consumer debt associated with its advancements.

Klarna har skickat in ett preliminärt prospekt till den amerikanska finansinspektionen, SEC. Där framkommer bland annat hur grundare och vd Sebastian Siemiatkowski planerar att stärka sin makt, och hur många hundra miljoner han tjänade 2024. Di Digitals Henrik Ek och Jonas Leijonhufvud grottar också i utvecklingen inom den glödheta sektorn ”defence tech”.

Ett fåtal storspelare har helt dominerat AI-racet – fram till nu. Den nya kinesiska AI-agenten Manus är det senaste exemplet på oväntade tjänster från uppstickare som användare kastar sig över. Björn Jeffery och Sophia Sinclair målar upp hur den nya spelplanen ser ut, och hur det påverkar dig. Dessutom dissekeras det senaste offentliga it-haveriet – Skolverkets försök att digitalisera de nationella proven. Varför misslyckas upphandlingarna gång på gång – och skulle techentreprenörer kunna lösa problemet på rekordtid? Klarna-toppen Sebastian Siemiatkowski och Voi-chefen Fredrik Hjelm tror det. Plus: Tucker Carlson intervjuar kryptoprofilen Sam Bankman-Fried från fängelset. SvD Tech brief är en podd från Svenska Dagbladet. Feedback: techbrief@svd.se Signa upp dig för nyhetsbrevet: https://www.svd.se/story/tech-brief-nyhetsbrev

Klarnas vd Sebastian Siemiatkowski jämförde i hårda ordalag kryptovalutor med ett bedrägeri för bara två år sedan – men nu helvänder han och öppnar för att betaljätten ska omfamna fenomenet. Digitalpodden spekulerar i vad det kan mynna ut i. Dessutom går Di Digitals reportrar Johannes Karlsson och Henrik Ek igenom kriget om Sveriges apotekskunder på nätet. Apotea har blivit mottagna på börsen med öppna armar och Pär Svärdson släppte nyligen sin första kvartalsrapport – medan konkurrenten Meds nu närmar sig lönsamhet och också blickar mot en notering.

Drop 1: Ondo Chainhttps://blog.ondo.finance/introducing-ondo-chain/Drop 2: Email Aidropshttps://thedefiant.io/news/press-releases/email-airdrops-how-ethermail-is-improving-airdrop-claim-rates-for-web3-projectsDrop 3: AIxbt and the rise of the AI agentshttps://www.forbes.com/sites/digital-assets/2025/01/06/how-ai-agent-aixbt-is-transforming-crypto-twitter-and-trend-analysis/.. More:Coinbase obtains VASP license in the UKhttps://www.coindesk.com/policy/2025/02/03/coinbase-secures-spot-on-uk-crypto-registerMetamask embeds token bridging in the wallet interfacehttps://metamask.io/news/latest/bridge-easily-move-tokens-across-chains/Bitget announces Guilherme Prado as BR country managerhttps://blocktrends.com.br/bitget-nomeia-ex-bybit-para-country-manager-no-brasil/Fold and Visa extend partnership to accelerate Bitcoin rewards cards programhttps://www.businesswire.com/news/home/20250204978475/en/Fold-Expands-Relationship-with-Visa-to-Accelerate-Bitcoin-Rewards-Card-ProgramsKlarna's CEO Sebastian Siemiatkowski indicates the fintech will be tapping into crypto. Asks twitter for ideashttps://www.linkedin.com/feed/update/urn:li:activity:7294293934577446912/. Redes sociais / comms..Instagram.com/blockdropspodcast..Twitter.com/blockdropspod.. Blockdrops.lens..https://warpcast.com/mauriciomagaldi..youtube.com/@BlockDropsPodcast.. Meu conteúdo em inglêstwitter.com/0xmauricio.. Newsletter do linkedinhttps://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7056680685142454272..blockdropspodcast@gmail.com

Drop 1: Ondo Chainhttps://blog.ondo.finance/introducing-ondo-chain/Drop 2: Email Aidropshttps://thedefiant.io/news/press-releases/email-airdrops-how-ethermail-is-improving-airdrop-claim-rates-for-web3-projectsDrop 3: AIxbt and the rise of the AI agentshttps://www.forbes.com/sites/digital-assets/2025/01/06/how-ai-agent-aixbt-is-transforming-crypto-twitter-and-trend-analysis/.. More:Coinbase obtains VASP license in the UKhttps://www.coindesk.com/policy/2025/02/03/coinbase-secures-spot-on-uk-crypto-registerMetamask embeds token bridging in the wallet interfacehttps://metamask.io/news/latest/bridge-easily-move-tokens-across-chains/Bitget announces Guilherme Prado as BR country managerhttps://blocktrends.com.br/bitget-nomeia-ex-bybit-para-country-manager-no-brasil/Fold and Visa extend partnership to accelerate Bitcoin rewards cards programhttps://www.businesswire.com/news/home/20250204978475/en/Fold-Expands-Relationship-with-Visa-to-Accelerate-Bitcoin-Rewards-Card-ProgramsKlarna's CEO Sebastian Siemiatkowski indicates the fintech will be tapping into crypto. Asks twitter for ideashttps://www.linkedin.com/feed/update/urn:li:activity:7294293934577446912/. Redes sociais / comms.. Instagram.com/blockdropspodcast.. Twitter.com/blockdropspod.. Blockdrops.lens.. https://warpcast.com/mauriciomagaldi.. youtube.com/@BlockDropsPodcast.. Meu conteúdo em inglês twitter.com/0xmauricio.. Newsletter do linkedin https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7056680685142454272.. blockdropspodcast@gmail.com.. Spotify / iColab / Febraban Tech / Other major platforms

Plus Gen Beta, the AI Generation, Arrives Like this? Get AIDAILY, delivered to your inbox, every weekday. Subscribe to our newsletter at https://aidaily.us AI Gains Physical Intelligence Beyond Digital Realms AI is evolving to interact with the physical world, with models like MIT's liquid networks showing adaptability in new environments. This development marks 2025 as the year AI begins to handle real-world tasks, from robotic arms sorting items to drones navigating forests. 2025 Welcomes Generation Beta: The Era of AI-Native Children Generation Beta, born from 2025 onward, will grow up fully immersed in AI, virtual reality, and constant connectivity. This new generation will redefine digital interaction, education, and entertainment, living in a world where technology is seamlessly integrated into daily life. AI-Enhanced Search: The Next Internet Breakthrough Generative AI is reshaping internet search, providing more intuitive and comprehensive results. This shift, driven by models like Google's Gemini, could lead to a future where AI agents manage complex queries, potentially altering how we interact with and consume information online. Samsung's 2025 TVs Packed with Unrequested AI Features Samsung's latest TVs come with an array of AI enhancements like meal planning, smarter Bixby, and an AI search button. While innovative, these features might not be the game-changers consumers crave, potentially not justifying an upgrade for the average user. OpenAI's Altman and Ethereum's Buterin on AI's Future Sam Altman of OpenAI pushes for AGI development by 2025, emphasizing innovation, while Vitalik Buterin of Ethereum advocates for blockchain-based safety measures to control AI's potential risks. Their visions highlight the tension between rapid AI advancement and safety concerns AI's Impact on Workforce: Sentiment and Productivity A Freshworks report reveals that while AI significantly reduces busy work, freeing up to 24 business days annually, there's a mixed sentiment among employees. Many appreciate the productivity boost, but concerns about job security and the nature of work persist. Klarna CEO on AI Replacing Jobs in 2025 Klarna's CEO, Sebastian Siemiatkowski, asserts that AI can now do most human jobs, leading to a hiring freeze a year ago. This has reduced Klarna's workforce while improving productivity, highlighting a broader industry trend towards AI-driven efficiency. AI Skills Demand Soars as Programming Skills Decline: O'Reilly Report O'Reilly's report indicates a significant shift in tech job demands, with AI skills, particularly in AI programming, data analysis, and AI operations, seeing a 66% increase in need. Conversely, traditional programming skills are on a downward trend, reflecting the industry's pivot towards AI specialization. Navigating AI in Education: My Robot Teacher AI is transforming education by assisting both students and teachers. While AI can accelerate learning and provide instant feedback, there's a debate on whether it might compromise the development of creative problem-solving skills, urging a balance between tech and human teaching methods.

Shoot us a Text.8 days to Christmas, and we're covering how Biden's plans to add highway charging infrastructure will continue under President Trump. Plus, we look at GM's latest subscription add-on and ask if it will work, and examine a company that claims it has stopped hiring because AI can do all the work.Show Notes with links:The Biden administration's plan to blanket U.S. highways with federally funded EV chargers will keep moving forward – no matter who sits in the Oval Office come next year.The National Electric Vehicle Infrastructure (NEVI) program has already allocated about half its funding to states, with the rest preapproved.So far, 11 states have opened 30 federally backed sites with more than 130 ports, aimed at creating chargers every 50 miles along major highways.States manage their own programs, though 10 states have yet to submit project proposals, potentially slowing progress in certain regions.Once the initial 50-mile network is complete, funds can go toward chargers in cities, suburbs, and rural areas, with faster, high-powered stations expected to follow.Atlas Public Policy's Nick Nigro says Congress doesn't need to act: “Funding is already going out, and construction is underway.”Loren McDonald, chief analyst of Paren said it's too late to stop the momentum. “It would take almost an act of God for Trump or Congress to overturn it.”General Motors is facing a critical moment as introductory Super Cruise subscriptions start to expire, testing its long-term strategy to build a robust revenue stream from subscriptions.Super Cruise is a Level 2 autonomy system and GM aims to generate $25 billion annually from subscriptions and services by 2030.Our friend Jamie Butters wrote an op-ed about this for Automotive News and commented on the price point: ““At $10 a month, I'd consider it a no-brainer — even though I'm kind of a cheapskate and resistant to subscriptions. At $50 a month — as some Google searches indicate — it's an easy no. The price listed on Cadillac.com is temptingly in between: $25 a month or $250 a year.”Klarna's CEO, Sebastian Siemiatkowski, recently touted AI's role in reducing the company's workforce, but a closer look reveals the buy now, pay later giant hasn't fully swapped humans for machines just yet.Klarna reduced its workforce from 4,500 to 3,500 over the past year, largely due to natural attrition and a hiring freeze.Siemiatkowski claims, “AI can already do all of the jobs that we as humans do,” crediting AI with enabling efficiency gains.Klarna is still hiring, with 50+ open roles globally, primarily for essential positions like engineering and partnerships.Klarna's press lead clarified the CEO's comments,Hosts: Paul J Daly and Kyle MountsierGet the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/ Read our most recent email at: https://www.asotu.com/media/push-back-email

Der CEO des Fintech-Unternehmens Klarna spricht über die transformative Kraft der Künstlichen Intelligenz und seine Vision, den Zahlungsdienstleister in eine globale digitale Bank zu verwandeln.

Det bråkas i styrelsen, det byts produktstrategi och börsintroduktionen närmar sig. Björn Jeffery tittar närmare på dramatiken i Klarna – där grundarna Sebastian Siemiatkowski och Victor Jakobsson hamnat i strid med varandra. Och Sophia Sinclair spanar in de tidigare utskrattade AI-glasögonen som nu har blivit coola med hjälp av Ray-ban. Men kan de ersätta en smartphone, och vem blir i så fall först med en ”Iphone-dödare”: Meta, Google, Snap, Apple, Amazon eller Microsoft? Dessutom: AI-pionjären Geoffrey Hinton får Nobelpris och passar på att ge Sam Altman en knäpp på näsan. Lyssna på SvD Tech brief som nominerats till Guldörat 2024 i kategorierna ”Årets folkbildare podd” och ”Årets programpunkt”. SvD Tech brief är en podd från Svenska Dagbladet. Feedback: techbrief@svd.se Signa upp dig för nyhetsbrevet: https://www.svd.se/story/tech-brief-nyhetsbrev

Guest: Sebastian Siemiatkowski, CEO and co-founder of KlarnaLiving and working in Stockholm, Klarna CEO Sebastian Siemiatkowski thinks a lot about how he's perceived in Silicon Valley: “I feel like here I am, I am the small, country cousin from Sweden.” And on top of that, he knew that someone like Sam Altman wouldn't initially think of a European banking startup as an ideal partner for OpenAI — so, he made up an excuse to fly to San Francisco and meet with Altman. “I felt like, OK, this is going to be the busiest man in the world very soon,” Sebastian recalls. “When I first booked it with Sam, I think I got three hours in his calendar. By the time I arrived in San Francisco, it was down to 30 minutes.”Chapters:(01:02) - Workday and Salesforce (06:01) - Rolling your own (08:45) - AI-driven customer service (15:33) - Automation at scale for business (19:28) - The Toyota way (23:40) - Sam Altman (25:36) - Playing offense (28:25) - Reinventing Klarna (31:44) - The startup journey (35:37) - Common equity (39:28) - Champions League (42:24) - Hype cycles (47:35) - Sebastian's father (52:28) - Control and stability (57:23) - Comfort zone vs. stretch zone (01:02:27) - Creating resilience (01:06:23) - Why Klarna isn't hiring Mentioned in this episode: OpenAI, Seeking Alpha, Slack, Workday, ChatGPT, Stripe, CRMs, Mark Benioff, Twitter, Anthropic, Waymo, Devin AI, the Collison brothers and Stripe, Pieter van der Does and Adyen, Daniel Ek and Spotify, General Atlantic, DST Global, Anton Levy, Michael Moritz, Sequoia Capital, Niklas Adalberth, PayPal, CNBC, “Under Pressure” by Queen, Boris Johnson, Elon Musk, Google, Sam Walton, Made in America, Nina Siemiatkowski, and Snoop Dogg.Links:Connect with SebastianTwitterLinkedInConnect with JoubinTwitterLinkedInEmail: grit@kleinerperkins.com Learn more about Kleiner PerkinsThis episode was edited by Eric Johnson from LightningPod.fm

Das schwedische Milliarden-Fintech Klarna ist gerade Gesprächsthema in der Tech-Szene: Gründer Sebastian Siemiatkowski hat angekündigt, mithilfe von Künstlicher Intelligenz das Team massiv zu verkleinern, große Software-Anbieter wie Salesforce zu ersetzen und das Marketing neu anzugehen. Für Kritiker ist das vor allem PR. Doch was steckt dahinter? Was genau plant der Klarna-Gründer? Und wie motiviert er Mitarbeiterinnen und Mitarbeiter? Darüber spricht er im Podcast.

Sebastian Siemiatkowski, Klarna CEO and Co-founder discusses the company's push into retail banking by rolling out digital accounts in the US and Europe. He speaks with Bloomberg's Tom Mackenzie. See omnystudio.com/listener for privacy information.

Der CEO des Fintech-Unternehmens Klarna spricht über das Gerücht, das Klarna an die Börse gehen wolle und wie er den Zahlungsdienstleister in eine globale digitale Bank verwandeln will.

In February, Sebastian Siemiatkowski boldly announced that Klarna's new OpenAI-powered assistant handled two thirds of the Swedish fintech's customer service chats in its first month. Not only were customer satisfaction metrics better, but by replacing 700 full-time contractors the bottom line impact is projected to be $40M. Since then, every company we talk to wants to know, “How do we get the Klarna customer support thing?” Co-founder and CEO Sebastian Siemiatkowski tells us how the Klarna team shipped this new product in record time—and how embracing AI internally with an experimental mindset is transforming the company. He discusses how AI development is proliferating inside the company, from customer support to marketing to internal knowledge to customer-facing experiences.  Sebastian also reflects on the impacts of AI on employment, society, and the arts while encouraging lawmakers to be open minded about the benefits. Hosted by: Sonya Huang and Pat Grady, Sequoia Capital  Mentioned in this episode: DeepL: Language translation app that Sebastian says makes 10,000 translators in Brussels redundant The Klarna brand: The offbeat optimism that the company is now augmenting with AI Neo4j: The graph database management system that Klarna is using to build Kiki, their internal knowledge base 00:00 Introduction 01:57 Klarna's business 03:00 Pitching OpenAI 08:51 How we built this 10:46 Will Klara ever completely replace its CS team with AI? 14:22 The benefits 17:25 If you had a policy magic wand… 21:12 What jobs will be most affected by AI? 23:58 How about marketing? 27:55 How creative are LLMs? 30:11 Klarna's knowledge graph, Kiki 33:10 Reducing the number of enterprise systems 35:24 Build vs buy? 39:59 What's next for Klarna with AI? 48:48 Lightning round

Sebastian Siemiatkowski is the CEO and co-founder of Klarna. Siemiatkowski joins Big Technology Podcast to discuss the company's aggressive efforts to implement AI across its operation, including in customer service where it says the technology is now doing the work of 700 people. We also discuss how Klarna is using generative AI in marketing, and whether it can do the work of strategists or simply discreet tasks. Stay tuned for the second half where we discuss how Klarna is using ChatGPT enterprise, the company's roller coaster ride amid big market swings, and whether the company plans to continue to grow its workforce in the age of AI. --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. For weekly updates on the show, sign up for the pod newsletter on LinkedIn: https://www.linkedin.com/newsletters/6901970121829801984/ Want a discount for Big Technology on Substack? Here's 40% off for the first year: https://tinyurl.com/bigtechnology Questions? Feedback? Write to: bigtechnologypodcast@gmail.com

Klarna CEO Sebastian Siemiatkowski led the rise from a profitable business to their peak $50 billion valuation, in which they were burning $150 million a month. In my latest episode, Sebastian shares how he turned Klarna back to profitability and discusses Klarna's ongoing pursuit of creating a digital financial assistant. He also reflects on their recent boardroom drama with Sequoia and outlines the operating principles and the repaired mistakes that have made Klarna the company it is today.(00:00) Intro(01:45) Personal Reflections on Alcohol and Family(03:03) The Journey to Sobriety(05:57) Milestones and Achievements(07:59) Understanding Company Success(10:54) Challenges and Pivots in Business(16:50) Building and Maintaining Company Culture(26:16) Leadership and Motivation(32:42) What Klarna Does(41:33) Reflecting on Leadership and Self-Development(41:48) Promoting Young Talent and Internal Growth(44:52) Balancing Autonomy and Standardization(46:29) Adopting Agile and Toyota's Influence(55:05) Navigating Regulatory Challenges(01:00:11) Klarna's Financial Journey and Market Expansion(01:10:38) Handling Valuation Resets and Layoffs(01:23:57) Evaluating Individuals in Business Relationships(01:24:22) Stability of Institutions and Individuals(01:25:40) Perverse Incentives in VC Firms(01:26:50) Hands-On Leadership in VC Firms(01:28:54) The Impact of Michael Moritz(01:34:52) Leadership Evolution and Self-Reflection(01:39:11) Facing Challenges and Finding Solitude(01:42:19) AI Integration at Klarna(01:52:03) Balancing Capitalism and Societal Impact(02:00:53) Creativity and Constraints in Problem Solving(02:05:41) Conclusion and Final Thoughts Executive Producer: Rashad AssirProducer: Leah ClapperMixing and editing: Justin Hrabovsky Check out Unsupervised Learning, Redpoint's AI Podcast: https://www.youtube.com/@UCUl-s_Vp-Kkk_XVyDylNwLA

The tenacity required to build Klarna over the last 19 years is astonishing. Despite several headwinds and changes in the payments landscape since founding, Klarna is used today by 150 million consumers globally, processing two million payments a day. Founder and CEO Sebastian Siemiatkowski joins us for one of the most honest and thoughtful discussions we've ever had on the show. If you're a business strategy nerd, it's a great case study in how to leverage the strengths you have as a startup vs. incumbents, and how to compete against other startups in your space. In Klarna's case: the rapid rise of buy-now-pay-later. Sebastian also takes us into the logic of his aggressive AI strategy for cost reduction, product experience, and payments innovation.Sponsors:Vanta

Ova tvrtka se hvali kako je AI zamijenio zaposlenike. Sebastian Siemiatkowski oštro je napadnut na Twitteru. CEO Klarne, servisa za plaćanje na odgodu, hvalio se na Twitteru kako im je AI pomogao smanjenju veličine marketinškog tima, dok je istovremeno povećao produktivnost. Tvrtka je tako uštedjela 10 milijuna dolara koristeći AI za proizvodnju slika i tako smanjila troškove za fotografe, repozitorije slika i marketinške agencije. 0:00 Uvod0:45 Klarna se hvali koliko je ljudi otpustila zbog umjetne inteligencije7:15 Uštedjeli su 10 milijuna dolara na marketingu, ali se pogoršao9:33 Kako mi koristimo AI u marketingu?12:50 Alati koji pomažu u pripremama za maturu16:55 Meta želi našim podacima trenirati AI, a odbiti ih je komplicirani proces24:30 Zašto Twitter dopušta pornografski sadržaj?27:45 Kako su Onlyfans modeli prevarili Instagram?32:30 LinkedIn dobio vertikalni video!34:30 TOP i FLOP35:00 Meta uklonila 150 HDZ-ovih lažnih profila38:00 HumaneAI, nosiva tehnologija, može se zapaliti42:00 Raskrinkan kriptokriminalac _______________Poveznice

Riskkapitalbolaget Sequoias försök att avsätta sin tidigare partner Michael Moritz från ordförandeposten blev inte av. Även vd Sebastian Siemiatkowski sitter kvar i Klarnas styrelse inför börsnoteringen – som bland annat påverkar Karl-Johan Perssons techportfölj.

Während der Pandemie wird der Bezahldienst Klarna mit einer Bewertung von 45 Milliarden US-Dollar zum wertvollsten Startup Europas. Dann dreht sich der Markt und auch die Klarna-Bewertung bricht ein. Im Podcast von OMR und FinanceFWD erklärt Gründer und CEO Sebastian Siemiatkowski, warum die Phase trotz zwischenzeitlicher Verluste von 150 Millionen US-Dollar im Monat sinnvoll war – und welche Entscheidung er rückblickend bedauere.

Sebastian Siemiatkowski hat eins der wichtigsten europäischen Fintechs gegründet. Über die Anfänge von Klarna und den Bewertungsabsturz von 45,6 auf 6,7 Milliarden Dollar spricht er im Podcast. Außerdem geht es um die Frage, wie man mit Künstlicher Intelligenz Personal einzusparen kann.

Björn Jeffery har hittat vår tids “App store-moment” hos Open AI, något som många missat men som kan förändra allt. Erik Wisterberg utmanar Björn i en udda typ av bokklubb: Elon Musk vs. Sam Bankman-Fried. Dessutom, vad sa egentligen Klarna-grundaren Sebastian Siemiatkowski i Studio Ett, och kan Adam Neumann köpa tillbaka konkursade WeWork? SvD Tech brief är en podd från Svenska Dagbladet. Feedback: techbrief@svd.se Signa upp dig för nyhetsbrevet: https://www.svd.se/story/tech-brief-nyhetsbrev

Linnea Rönnqvist pratar om att en nederländsk youtuber tagit sig förbi avspärrningar i Karlatornet och klättrat ut på en kran högst upp i byggnaden.Hon berättar också om att Klarna nu tecknat kollektivavtal, och att företagets vd Sebastian Siemiatkowski fram till för några veckor sedan uppger att han inte visste något om kollektivavtal.Fanny Wijk pratar om den pojke i 15-årsåldern som nu döms för att ha planerat en skolattack mot en skola i Göteborgsområdet i maj i år. Pojken är “en skolboksbeskrivning” av radikalisering enligt en expert på FOI.Och så kommer arkeologen Else-Britt Filipsson och berättar om Sveriges äldsta skelett – den tiotusen år gamla Österödskvinnan – som nu är aktuell i SVT:s nya serie Historien om Sverige.Dessutom: Skandal på Ost-VM, Sveriges finaste biblioteksbesökare och heter det Ulricheham? Hosted on Acast. See acast.com/privacy for more information.

Kriget om konto till konto-betalningar hårdnar. Marknadsledaren Trustly och dess närmsta konkurrent Zimpler utmanas nu på allvar av uppstickaren Brite, som får in brittiska Dawn Capital som ny storägare. Vi analyserar och dissekerar jätteaffären på totalt 660 miljoner kronor. Dessutom har Ida Hansson Brusewitz träffat Klarnas vd Sebastian Siemiatkowski, som personligen övervakar att alla hans anställda använder chattverktyget Chat GPT. Han menar att finansbranschen står för ett paradigmskifte i och med den snabba utvecklingen av artificiell intelligens, AI. Lyssna på hela intervjun i veckans avsnitt av Digitalpodden.

Julia recently met a founder who was leaving his startup and wondered whether he could sell his shares, and Andreas is excited to speak about a topic someone has requested. They end up speaking about selling secondaries, everything from how it works, who typically sells and buys and how the price is set, to what potential risks there are and why Sebastian Siemiatkowski might not be a fan of secondaries. Alumni company of the week: Stiksen Hosted by Julia Delin & Andreas Johansson Edited by Victor Ganguly Responsible publisher: Lars Strannegård

Sebastian Siemiatkowski says financial uncertainty is the best thing that can happen to you. Siemiatkowski is the CEO and co-founder of Klarna, the world's biggest “buy now pay later” company, bringing consumers a low-cost and low-risk alternative to traditional high-cost credit. Sebastian came from humble beginnings and built Karna into a finance and banking industry disruptor that now has over 150 million users worldwide. Learn how he's overcome negative public perception, co-founder breakups, and market lows to sustain Klarna's influence in the industry.  Listen to Nathan and Sebastian discuss:  Starting a tech company with no coding skills Filling a gap of buy now pay for digital businesses Why profitability was their main focus early on  Why financial success ruined his co-founder relationships  What would he do differently with co-founders  Why banking is the perfect industry to disrupt  Dealing with negative public perception  Why economic uncertainty is good for entrepreneurs And much more founder advice… Who do you want to see next on the podcast? Comment and let us know! And don't forget to leave us a 5-star review if you loved this episode. Wait, there's more… If you enjoy the Foundr podcast, check out our free trainings. Get exclusive, actionable advice from some of the world's best entrepreneurs.  Speak with our friendly course experts to get clarity on the next steps for your idea, business or career. You will get tailored insights from results achieved by our proven practitioners as well as thousands of students. Book a call now...  For more Foundr content, follow us on your favorite platform:  Foundr.com Instagram YouTube Facebook Twitter LinkedIn Magazine

Klarna was once Europe's most valuable startup. It offers buy now, pay later credit for about 150 million shoppers globally looking to spread the cost of online purchases. The company has targeted expansion in the US after raising $800 million last year. That process saw its valuation slashed to $6.7 billion from about $45.6 billion as inflation and higher rates pressured its business model. CEO Sebastian Siemiatkowski joined Bloomberg's Caroline Hepker, Tom Mackenzie and Leigh-Ann Gerrans to discuss everything from the investment landscape to how AI is changing the business.See omnystudio.com/listener for privacy information.

Imagine this: you're browsing through an online store, eyeing that perfect item you've had your heart set on like the new iPhone 15 or a brand new Leather Couch to pass out on. In today's world, you can bring it home today and pay later, without the hassle of upfront payments or credit checks. It's like having a financial genie granting your wishes! It's called “Buy Now, Pay Later” or BNPL.This new form of payment, BNPL aims to disrupt traditional credit cards, by helping customers indulge in that must-have item and spread the cost over manageable installments. So this idea has spawned some billion-dollar businesses, but is it all sunshine and rainbows?Join us on "Things Have Changed Podcast" as we delve into the stories of how this new wave in finance is changing the way you shop online.Links:Klarna, a Swedish payments unicorn, wants to conquer AmericaWhat is Buy Now Pay LaterSome Buy Now Pay Later Users Face RejectionHere are some Companies in the space:Afterpay - The Rebellious TrendsetterThe trailblazer in the BNPL industry, boasting over 16 million users in 17 countries and processed over $12.7 billion in transactions in 2021Origin Story: Delve into the audacious tale of Afterpay's founding in 2014 by Nick Molnar and Anthony Eisen, who started the company with just two employees and transformed it into a global phenomenon with a market capitalization exceeding $37 billion.The Fashion Forward Movement: Explore Afterpay's success in partnering with over 86,000 global retailers, including industry giants like Sephora and Urban Outfitters, attracting millions of fashion-forward users who account for a significant portion of the company's average of 14 million monthly active users.Customers often leverage Afterpay to splurge on trendy clothing, shoes, and accessories, allowing them to stay on top of the latest fashion trends without breaking the bank. It's also popular for beauty and grooming products, allowing individuals to pamper themselves with skincare essentials, cosmetics, and hair care items.Revolutionizing the FinTech Landscape: Witness how Afterpay's unique approach to responsible spending has led to over 98% of its transactions being interest-free, providing users with a convenient and transparent payment option that challenges the conventional credit card model.Klarna - The Quirky ScandinavianKlarna serves over 250,000 retailers and has amassed more than 140 million users in 45 countries and processed over $15.8 billion in transactions in 2021Scandinavian Influence: Discover how Klarna's Scandinavian heritage, led by CEO Sebastian Siemiatkowski, has propelled the company to process an average of 1 million transactions per day, with a transaction volume surpassing $53 billion in 2022.From Frustration to Innovation: Uncover the story behind Klarna's inception in 2005, when Sebastian Siemiatkowski, Niklas Adalberth, and Victor Jacobsson set out to simplify online checkouts. Today, Klarna's innovative solutions drive customer satisfaction, resulting in a net promoter score higher than the industry average.Customers frequently utilize Klarna for purchasing electronics, gadgets, and home appliances. Klarna also appeals to those seeking furniture and home decor items, enabling them to revamp their living spaces with ease. Additionally, Klarna's "try before you buy" feature makes it popular for trying Support the show

Det har hänt en hel del i veckan. Sebastian Siemiatkowski och Hanna Wachtmeister investerade i Open AI via Flat Capital i veckan. Open AI står bakom chatbotten Chat GTP. Vi träffar dem för att höra mer om hur de ser på AI och vilken betydelse AI kan få. Cristofer Andersson har skrivit boken "Mentala modeller: för investerare som vill slå aktiemarknaden". Vi pratar med Cristofer hur mentala modeller kan hjälpa oss att bli bättre investerare. Naturligtvis blir det även en kortare uppdatering kring börs och marknad också. Podden leds av Daniel Ljungström. Följs oss gärna Banking by Daniel på Twitter, Instagram och Youtube. Disclaimer: BBD är inte finansiella rådgivare, står inte under Finansinspektionens tillsyn och ger inga råd. Investeringsbeslut baserade på information som direkt eller indirekt kommer ifrån BBD fattas alltid självständigt av investeraren. BBD frånsäger sig allt ansvar för eventuell förlust som grundar sig på användandet av information från BBD. De åsikter som framkommer är gästernas egna åsikter och skall därför inte ses som rådgivning då de inte tar hänsyn till mottagarens specifika investeringsmål, kunskapsnivå eller riskvilja. Tänk på att historisk avkastning inte är en garanti för framtida utveckling. De pengar du investerar i finansiella instrument kan både öka och minska i värde. Risken finns att du inte får tillbaka hela det investerade beloppet. Detta ska inte ses som råd eller rekommendation. Gör alltid en egen analys. Att ett bolag medverkar i BBDs podcast ska varken uppfattas som ett uttryck för att BBD rekommenderar en investering i bolaget, eller som att BBD på annat sätt uttrycker en uppfattning om bolaget. Daniel Ljungström har en anställning på Max Matthiessen.

Sarah Cardell, the Chief Executive of the Competition and Markets Authority talks to Ian King about why they blocked Microsoft's takeover of Activision Blizzard. Neil Banbury, the UK General Manager of the gambling operator, Kindred Group, discusses regulation of the gambling industry.Ian also interviews Sebastian Siemiatkowski, the chief executive of Klarna, about the company's products, plus Chief Operating Officer at Biffa, Maxine Mayhew, reveals more details about plans to convert the first ten of its 2,900-strong fleet of diesel lorries to electric

The concept of "buy now, pay later" (BNPL) is firmly embedded in the global shopping landscape. Apple is the latest to join the fray in letting consumers pay for purchases over time. Back in 2020 the sector was worth around $90 billion. That number is set to explode to nearly $4 trillion by 2030. Klarna is a leader in BNPL and is now incorporating ChatGPT functionality to improve the shopping experience. Joining Julia to discuss is Klarna CEO Sebastian Siemiatkowski. To learn more about how CNN protects listener privacy, visit cnn.com/privacy

This week we've got a special episode focusing on Swedish tech. Sifted has been visiting the Nordic Nation for our Stockholm Sessions event, where we caught up with founders working in everything from electric-powered boats to a plan to build a metaverse-powered aquarium at the bottom of a real-life fjord.We were also joined by Klarna's Sebastian Siemiatkowski, who gave an interview on what the media gets wrong about his company, and why it's sometimes ok to lose $100m a month.

Klarna sade upp 700 personer och gick back med 10 miljarder kronor under 2022. Ändå valde styrelsen att höja Sebastian Siemiatkowskis årslön, från knappt 10 till drygt 13 miljoner kronor. Digitalpodden låter Klarnas vd tala till punkt i frågan. Dessutom avhandlar vi den svenska sparappen Dreams öde, som efter att ha tagit in 330 miljoner kronor i riskkapital på tio år har styckats i tre delar – och nu sålts till andra aktörer.

This week Darrell and Becca are joined by Klarna's Co-founder and CEO Sebastian Siemiatkowski to talk about how the company is expanding beyond by now pay later space to become a neobank. Sebastian walks us through his European startup journey, breaking into the US market, how the importance of calm leadership through a market downturn, and what's next for Klarna. Subscribe to Found to hear more stories from founders each week.Connect with us:On TwitterOn InstagramVia email: found@techcrunch.com

It's clearly the season for spending, but it arrives at a difficult time for both consumers and the global economy. Last year the buy-now, pay-later market was worth $132 billion. They forecast it will grow to nearly $4 trillion by 2030. And that's certainly something industry pioneer Klarna is looking to capitalize on. Klarna CEO Sebastian Siemiatkowski cofounded the company in 2005 and joins Julia to discuss.  Also on today's show: Her Excellency Sarah Al Amiri, Minister of State for the UAE's Public Education and Future Technology.To learn more about how CNN protects listener privacy, visit cnn.com/privacy

Our anchors begin today's show with CNBC's Dom Chu breaking down the market impact of layoffs, guidance cuts and negative sentiment across tech. Then, Wall Street Journal Senior Personal Technology Columnist Joanna Stern discusses the potential for a consumer slowdown affecting PC sales, and CNBC's Eunice Yoon reports on protests at one of electronics manufacturer Foxconn's plants in China. Next, CNBC's Eamon Javers shares headlines from the first day of FTX's bankruptcy hearing in Delaware, and CNBC's Jennifer Elias covers fears of mass job cuts at Google. Wedbush Securities Managing Director Dan Ives also offers his outlook for Apple's holiday demand, and our Julia Boorstin takes a deep dive into a few social media alternatives to Twitter. Later, fintech firm Klarna Co-Founder and CEO Sebastian Siemiatkowski weighs in on what to expect from e-commerce and retail heading into the end of 2022.

Teknikfestivalen Slush i Helsingfors lockade i år över 4.600 bolagsbyggare, vid sidan om 2.600 investerare. I Digitalpodden målar vi upp en bild över det intensiva nätverkande som pågick på andra sidan Östersjön i slutet av förra veckan. Klarnas vd Sebastian Siemiatkowski och Krys vd Johannes Schildt var på plats. Deras respektive bolag har pressats rejält i år, efter personalneddragningar samt värderingsras, när marknadens aptit för förlustdrivande tillväxtbolag minskat rejält. Nu ska Klarna vara lönsamt på månadsbasis efter sommaren 2023, medan Kry ska vända till vinst om 18–24 månader. Digitalpodden analyserar grundarnas nya vinstlöften. Dessutom avhandlar vi nätapoteket Apoteas nya offensiv i Finland och Norge under ledning av profilen Pär Svärdson, samt startupbolagen Kavall och Picsmarts ambitioner om att återlansera den färdigplockade matkassen i en mer modern skrud.

Ian King is joined by Timothy Bannister, the Director of Property Science Innovation at Rightmove after a monthly fall in house prices.John Dickie, Chief Executive of Business LDN joins Ian King to speak about the UK's connectivity, and the calls for cost-neutral measures.And Klarna's Chief Executive, Sebastian Siemiatkowski talks about the site, known for its 'Buy Now, Pay Later' option, expanding into price comparison.

It has been nearly two decades since Sebastian Siemiatkowski started Klarna, based on the simple idea of enabling customers to pay how they'd like. Today, Klarna is a fintech giant on a mission to revolutionize the retail banking industry. Headquartered in Sweden, Klarna is now a fully licensed bank operating across 45 markets. The company has scaled to over 150 million active consumers and over 450,000 merchant partners. Sebastian shares why he thinks of Klarna as a digital assistant that saves people time and money, why he thinks the banking industry will shrink (making Klarna a larger player in a smaller industry), and how growing up as a Polish immigrant in Sweden gave him a hunger for entrepreneurship. 

Breakits Åsa Johansson och Stefan Lundell bjuder denna vecka på följande heta kompott (i kronologisk ordning):05.40 Därför tycker riskkapitaldrottningen Jessica Schultzs att det är drömläge att starta eget – men Åsa är skeptisk07.46 Miljonregn över saas-stjärnan Hannah Meiton – här är förklaringen09.46 Stefan underkänner Bambuser-chefen Maryam Ghahremani förklaring till chefsflykten (12 avhopp på 10 månader!)18.03 Techfross och vargavinter – då är det härliga tider för de superrika, enligt Stefan27.51 Boozt-chefen Herman Haraldssons löneklipp – ska han skämmas eller skratta hela vägen till banken?29.58 Och så klankar vi som vanligt ner på Klarna-chefen Sebastian Siemiatkowski (stackarn!)30.57 Nya tunga avhopp från Nakd – Stefan har sin take klar.31.55 Jon Olsson och Jens Byggmark – därför går de en solig framtid till mötesOch du – glöm inte att ge feedback till stefan@breakit.se eller asa.johansson@breakit.se. Hosted on Acast. See acast.com/privacy for more information.

Röda stugor och löften om hårda nypor – de politiska budskapen går inte att undvika på sociala medier. I veckans avsnitt av Digitalpodden avslöjar vi vilka partier som betalar mest, och vilka som inte lagt ned ett korvöre på partiledaren. Vi diskuterar även tillväxtlån som blir ett allt hetare alternativ eller komplement till riskkapital. För vilka typer av bolag passar lån, och utesluter man då riskkapital helt?Vi bjuder även på ett smakprov från en rykande färsk intervju med Klarnas vd Sebastian Siemiatkowski. Där får du veta varför han ibland saknar Göran Persson. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

Our anchors begin today's show covering social media platform Snap's plans to cut 20% of its staff, with insight from Verge Deputy Editor Alex Heath. Then, Bank of America analyst Jason Kupferberg shares his outlook for PayPal, and HPE CEO Antonio Neri discusses the enterprise edge-to-cloud company's latest earnings. Next, Wilmington Trust Head of Investment Strategy Meghan Shue offers her take on how to play the broader market, and Klarna Co-Founder and CEO Sebastian Siemiatkowski weighs in on the fintech company's first half losses. Later, our Jon Fortt shares highlights from his interview with cloud data management firm Rubrik Co-Founder and CEO Bipul Sinha.

Ian King speaks to Bosch's Global Chief Executive, Dr Stefan Hartung about what prompted an investment in semiconductor production.Klarna's Chief Executive, Sebastian Siemiatkowski, talks about the companies plunge in valuation. And Shadow chancellor, Rachel Reeves reacts to the Conservative Leadership contest and the candidates focus on tax cuts.

The value of the Euro has fallen to a 20-year low and was today in parity with the US dollar. Fears over Russian gas supply and the cost of living crisis are factors in the drop. Senior Market Analyst at City Index, Fiona Cincotta, gives her analysis of the news. Elsewhere, authorities in China's Henan province say they will start releasing money to customers who have had their funds frozen by several rural banks. And we speak to the co-founder and CEO of the Swedish buy-now-pay-later firm Klarna, Sebastian Siemiatkowski. The company has seen its value cut by 85% in the latest financing round.

Hanna Wachtmeister är vd för riskkapitalbolaget Flat Capital, vars grundare är Nina och Sebastian Siemiatkowski. Hanna berättar om hur det är att som ung kvinna ratta ett riskkapitalbolag och att dessutom kliva in i sin nya roll som nybliven tvillingingmamma. Hanna delar också med sig av sitt bästa karriärsbeslut, sin bästa investering och hur hon skulle investera en miljon kronor idag.Programledare för Fundamentalt är Anna Hegestrand och Jacob Liebermann på uppdrag av Fundler.Redigering: Elin SjödénMaila dina pengafrågor till: fundamentalt@fundler.seFölj Fundler på Facebook och Instagram: @fundlerappLäs mer om Fundler: www.fundler.se See acast.com/privacy for privacy and opt-out information.

Slaget om att äga transaktioner och kundernas resa genom ett köp hårdnar. Det är den växande tjänsten Apple pay som nu breddar sitt utbud och börjar erbjuda sina kunder en BNPL-modell (kort för ”buy now, pay later” eller på svenska ”köp nu, betala senare). I dagens avsnitt av Digitalpodden diskuteras vad Sebastian Siemiatkowski har att fundera på inför framtiden. Vi grottar också i den senaste tidens kritik mot Klarnas sätt att göra sig av med personal. Vi hinner också med att avhandla det senaste inom streaming, där Netflixmodellen verkar vara en avtagande trend. Vilka som blir vinnare och förlorare i en ny miljö utan lika mycket tillväxt? See acast.com/privacy for privacy and opt-out information.

Från underklassen till en av landets yngsta miljardärer. Sebastian Siemiatkowskis skapelse Klarna har anklagats för att cyniskt skuldsätta människor, något han tar djupt personligt. Varför då? I Sveriges Radios Söndagsintervjun möter du personen bakom offentlighetens mask i journalistikens mest grundläggande form intervjun.Programledare är Martin Wicklin.Producent: Hannah Engberg.Kontakt: sondagsintervjun@sr.seOm Sebastian SiemiatkowskiHan blev ekonomiskt oberoende som 30-åring och idag är Klarnas medgrundare och vd Sebastian Siemiatkowski, 40 år, en av landets yngsta miljardärer. Föräldrarna flydde kommunismens Polen till Sverige och strax därefter föddes Sebastian Siemiatkowski. Han är uppvuxen i Gottsunda utanför Uppsala och har en examen från Handelshögskolan i Stockholm.

In recent decades, the race to attract and retain customers saw dizzying amounts of money spent on clienteling — the industry term for building a 1 on 1 relationship with customers. Today, for major players of scale with the resources to invest in it, successfully digitising personalised in store service, which generates much high conversion rates through recommendations and experience, is being looked to as a key driver of future competitive advantage. Indeed, the luxury service revolution is now rooted in creating a single customer view, enabling businesses to guide an individual consumer to the products and services it offers that match their specific needs. An opportunity that stems from significant shifts in generational attitudes towards data sharing and its use. To discover what this means for the future of the luxury goods industry, BoF spoke with three global authorities to share their insights. Sebastian Siemiatkowski is the CEO and co-founder of Klarna. In 15 years, Siemiatkowski has grown Klarna into one of Europe's largest financial institutions, which provides alternative payment services to over 90 million shoppers, partnering with over 250,000 retailers globally and its own direct-to-consumer shopping app. “The whole purpose of digitalisation is utilising data to create value. It's the information that allows us to create richer experiences. If you sit down and have a [...] conversation with a consumer and you say, ‘yes, you are in control of what data is being shared and you have full transparency, and if you then would be willing to share some specific aspects of your data in order to get a better experience, a better price, a better whatever it might be,' then the answer is always going to be yes.” Holli Rogers is chair of renowned concept store Browns and chief brand officer of its parent company, Farfetch. Rogers quadrupled Browns' business while CEO between 2015 and 2021. Previously, Rogers held roles at Chanel and Neiman Marcus before joining Net-a-Porter as a founding member in 2002. “In the past as everything has been separate and disparate in terms of the different technologies. When you speak to different businesses everyone talks about, ‘yeah, I've got a client telling app. We use WhatsApp.' But actually if you break it down, none of them are connected one to the other. So you don't get a single customer view. It's this idea of how do you pull all of these pieces together in one space, collecting all of these hundreds of data points that allow you to give the customer what they want when they want.” Melissa Morris is the founder and designer of Métier, an independent leather maison best known for its logo-free handbags, travel bags and accessories. Prior to launching Métier in 2017, Morris studied sculpture and business at Emory University before working for Armani, Helmut Lang and Belstaff. “The bespoke aspect of our business is such a great way for us to deepen our relationships with our clients and also get a really clear understanding of what's missing in the assortment and gives me a clear direction on what to make next. What I've found is when I've gotten one bespoke request, what's good for one is good for everyone. So a lot of our bespoke requests that I've been brought into the line have turned out to be big successes.” Follow the series to ensure you never miss an episode and discover actionable insights into the opportunities and challenges a redefined industry will bring and how luxury's transformation will impact your business. Sign up for BoF's Daily Digest newsletter. For comments, questions, or speaker ideas, please e-mail: podcast@businessoffashion.com. For all sponsorship enquiries, it's: advertising@businessoffashion.com. Hosted on Acast. See acast.com/privacy for more information.

Klarna CEO says “maybe” of taking public Europe's most valuable fintech next year (but he's not ruling out another round, either) Yesterday, at TechCrunch Berlin, we sat down with Sebastian Siemiatkowski, the cofounder and CEO of Klarna, a 15-year-old company that's currently the most highly valued privately held fintech in Europe, following a $460 million investment that pegged the company's worth at $5.5 billion back in August.