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This dish is a fresh, modern nod to a beloved classic from Central and Eastern Europe: cabbage and noodles. Chef Rebecca Peizer from The Culinary Institute of America reimagines and elevates the dish by using tagliatelle egg pasta with cuttlefish Ink for a briny, coastal twist. This pasta dish is a snapshot of European culinary traditions, blending Eastern European comfort with Mediterranean vibrancy in a way that feels both familiar and refreshingly new. Get the recipe at: https://www.ciaprochef.com/european-products/seasonal-cabbage-and-noodles/
Attention Hanover, MD! Tommy Buns is coming to The Hall At Live! Casino, Sunday, October 19. Get tickets now at https://tomsegura.com/tour Don't miss out on the chance to pick up Christina's 4 new cosmetic products! Evermore Liquid Lipstick, Lip Gloss, and Velvet Crush Blush. Available now at https://christinap.com SPONSORS: - New Customers Bet $5 Get $200 in Bonus Bets If Your Bet Wins. Sign-up using https://dkng.co/mom or through my promo code MOM Tom Segura and Christina P are back in Studio Jeans serving up another chaotic episode of Your Mom's House! Christina unveils her new “witchy” fall lipstick drop while Tom recalls getting mauled by a pro fighter. The gang debates who smells worse—Eastern Europeans or Americans under 25—before diving into wild clips featuring Frankie Fart Eyes, fart orgy requests, and some of the worst porn acting you've ever seen. Plus: Tom tells stories of hanging out ringside with BTBs like Mike Tyson and Marshawn Lynch, and Christina defends her controversial stance on “napkin pants.” It's foul, it's funny, it's YMH and it's stinky! Your Mom's House Ep. 830 https://tomsegura.com/tour https://christinap.com/ https://store.ymhstudios.com https://www.reddit.com/r/yourmomshousepodcast GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit http://gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit https://ccpg.org (CT), or visit http://www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in NH/OR/ONT. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). Fees may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $200 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Token expires 10/19/25. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: http://sportsbook.draftkings.com/promos . Ends 10/12/25 at 11:59 PM ET. Sponsored by DK. Chapters 00:00:00 - Intro 00:04:16 - Opening Clip: Fart Eyes 00:12:33 - BTB Type Shit 00:20:14 - Fartmacy 00:28:06 - Smelly M-Fers 00:33:21 - The Worst Smelling Countries List 00:46:56 - Napkin Pants 00:49:25 - Gay Stuff For Enny 00:57:32 - Clip: Fart Drive-Thru 00:58:31 - Clip: WHAT 01:01:10 - Art Update 01:02:30 - Closing Song -"*ss Liquor" by R PATTZ Learn more about your ad choices. Visit megaphone.fm/adchoices
Episode 156: Dr. Lisa M. Wisniewski & her book, Navigating Education as a Forgotten Immigrant: Perspectives from the Eastern European CommunityABOUT LISADr. Lisa Wiśniewski is Professor of Sociology at Goodwin University. Her research has focused on immigrant students, the scholarship of teaching and learning, and effective teaching practices focused on Universal Design for Learning. Dr. Wiśniewski presents regionally (New England), nationally, and internationally and has consulted on effective teaching practices (pedagogy, curriculum design, course design) at the higher education level. She also has several publications, podcasts, and blog posts featuring her work in teaching and advocacy. She is the host and producer of Community Conversations: From local to global engagement podcast. She is the author of Navigating Education as a Forgotten Immigrant: Perspectives from the Eastern European Community. The results of her research have led to the development of the website Clues for College, a college resource blog. CONVERSATION HIGHLIGHTS• A great breakdown of time management.• How everything in the past is practice for now.• Understanding yourself and what makes you come alive.• The power of mentors.• Breaking generational boundaries.• Feeling loneliness.• The student mindset.• Bringing the human element.• Living your loved ones' legacy.• "I know this is your dream. Let's go."• Navigating different identities as the child of immigrants.• Resilience, perseverance, and "Bóg, Honor, Ojczyzna"The MAIN QUESTION underlying my conversation with Lisa is, Whether related to your family's roots and culture or not, what of who you are and where you've been as been practice for what you're doing today?FIND LISA· LinkedIn: https://www.linkedin.com/in/dr-lisa-m-wisniewski-41974557/· Website: https://cluesforcollege.com/homeLinkedIn – Full Podcast Article: CHAPTERS00:00 - The Book Leads Podcast – Dr. Lisa Wisniewski00:32 - Introduction & Bio01:54 - Who are you today? Can you provide more information about your work?07:21 - How did your path into your career look like, and what did it look like up until now?18:04 - Why teaching clicked for Lisa.19:54 - Understanding and student burnout.32:57 - How does the work you're doing today reconcile to who you were as a child?35:05 - What do you consider your super power?36:13 - What does leadership mean to you?37:55 - Can you introduce us to the book we're discussing?44:02 - Can you provide a general overview of the book?53:29 - What Lisa draws from her Polish ancestry into her work.59:14 - A breakdown of the chapters in the book.59:50 - What's changed in you in the process of writing this book?01:03:50 - What's next for your writing?01:04:56 - What book has inspired you?01:07:14 - What are you up to these days? (A way for guests to share and market their projects and work.)This series has become my Masterclass In Humanity. I'd love for you to join me and see what you take away from these conversations.Learn more about The Book Leads and listen to past episodes:· Watch on YouTube· Listen on Spotify· Listen on Apple Podcasts· Read About The Book Leads – Blog PostFor more great content, subscribe to my newsletter Last Week's LeadershipLessons, if you haven't already!
This week's episode is a first for me, where we try to solve a murder live on the show. I'm joined by American politician, Mike Gatto, who served in the California State Assembly from 2010 to 2016. Mike shares the harrowing story of his father's murder in 2013, exploring the complexities of the investigation and the impact on his family. Through a chronological narrative, Mike delves into the crime scene, the various theories surrounding the murder, and the emotional toll it has taken on him and his loved ones. And believe me, there are some crazy theories here and all have holes in them. So buckle up for this one, put on your sleuth hat, and try to make sense of this with us. Comment your theories below. And remember, if you're liking the podcast please rate, follow and share with others Links Mike's Book
Deutsche Bank became Jeffrey Epstein's financial sanctuary after JPMorgan dropped him in 2013. Despite Epstein's 2008 conviction and reputation as a sex offender, Deutsche's private-banking division eagerly onboarded him, chasing the fees his wealth could generate. Over the next five years, the bank processed a staggering volume of transactions that screamed red flags: hundreds of thousands of dollars routed to women with Eastern European surnames, large cash withdrawals structured below reporting thresholds, and steady payments to co-conspirators like Ghislaine Maxwell. Internal compliance staff repeatedly raised concerns, but senior executives pushed them aside. The result was predictable: Epstein's abuse network kept running smoothly, in part because Deutsche's systems let him move money as if he were any other wealthy client. Regulators later blasted the bank for these “serious compliance failures,” and Deutsche paid $150 million in fines and a $75 million civil settlement with survivors who accused the bank of enabling Epstein's trafficking empire.Separately, Deutsche Bank has faced a string of law enforcement raids at its offices in Frankfurt, largely tied to money-laundering probes and tax-evasion scandals, not Epstein. German prosecutors stormed its headquarters in November 2018 during the Panama Papers fallout, investigating billions laundered through offshore accounts. Another raid followed in 2019 tied to Danske Bank's $200 billion money-laundering scandal. These raids hammered home Deutsche's reputation as a bank of choice for criminals, oligarchs, and shadow networks. The fact that Epstein was comfortably housed within its client roster during the same era only makes the picture darker: a bank repeatedly caught facilitating dirty money was also the place where Epstein found a financial home. The raid stories underline a systemic truth — Deutsche wasn't just careless, it was a repeat offender in global financial crime, and Epstein's presence there was symptomatic of a much larger problem.to contact me:bobbycapucci@protonmail.com
Send us a textJoin Professor Jeffrey Sachs and Yakov M. Rabkin, historian and Professor Emeritus at the University of Montreal, for a wide-ranging and fascinating discussion on the history of Zionism, Jewish thought, and the modern state of Israel. Delving into Rabkin's path-breaking work, including his newest book, Israel in Palestine: Jewish Rejection of Zionism, Rabkin and Sachs discuss the early opposition to modern Zionism from many parts of the world Jewry, and the deep theological, political, and cultural divides that Zionism has created in Jewish communities around the world. Together, Rabkin and Sachs trace the surprising origins of Zionism in 17th century British Protestantism, and its transformation into a modern political movement in 19th century Europe, led by both British evangelical Protestants and Central and Eastern European secular Jews. They delve into Herzl's Zionist movement, which faced many Jewish opponents, including rabbinical authorities, assimilated Jews in Western Europe, and socialists who viewed it as a distraction from class struggle. Rabkin and Sachs discuss the pivotal role of Britain's Balfour Declaration, the Russian revolutionary roots of Israel's political culture, and the enduring legacies of figures such as Theodor Herzl and Ze'ev Jabotinsky.The conversation then turns to the present crisis in Israel and Palestine. They discuss the ideologies of Israel's ruling parties, the rise of Israel's religious-nationalist movements since 1967, and the role of these ideologies and movements in the ongoing conflict. Rabkin's scholarship offers listeners a deeply informed narrative of history, religion, and power - shedding a powerful light on the disastrous, ongoing Israel - Palestine conflict. The Book Club with Jeffrey Sachs is brought to you by the SDG Academy, the flagship education initiative of the UN Sustainable Development Solutions Network. Learn more and get involved at bookclubwithjeffreysachs.org.Footnotes:Yakov Rabkin Books ZionismSatmar HasidimChristian ZionismIsaac Newton's religious viewsJoseph PriestleyFirst Jewish–Roman War (66–73 CE)Bar Kokhba Revolt (132–135 CE)Theodor HerzlWilliam HechlerTalmudThree Oaths (Judaism)Pale of SettlementGeneral Jewish Labour Bund⭐️ Thank you for listening!➡️ Sign up for the newsletter: https://bit.ly/subscribeBCJS➡️ Website: bookclubwithjeffreysachs.org
Deutsche Bank became Jeffrey Epstein's financial sanctuary after JPMorgan dropped him in 2013. Despite Epstein's 2008 conviction and reputation as a sex offender, Deutsche's private-banking division eagerly onboarded him, chasing the fees his wealth could generate. Over the next five years, the bank processed a staggering volume of transactions that screamed red flags: hundreds of thousands of dollars routed to women with Eastern European surnames, large cash withdrawals structured below reporting thresholds, and steady payments to co-conspirators like Ghislaine Maxwell. Internal compliance staff repeatedly raised concerns, but senior executives pushed them aside. The result was predictable: Epstein's abuse network kept running smoothly, in part because Deutsche's systems let him move money as if he were any other wealthy client. Regulators later blasted the bank for these “serious compliance failures,” and Deutsche paid $150 million in fines and a $75 million civil settlement with survivors who accused the bank of enabling Epstein's trafficking empire.Separately, Deutsche Bank has faced a string of law enforcement raids at its offices in Frankfurt, largely tied to money-laundering probes and tax-evasion scandals, not Epstein. German prosecutors stormed its headquarters in November 2018 during the Panama Papers fallout, investigating billions laundered through offshore accounts. Another raid followed in 2019 tied to Danske Bank's $200 billion money-laundering scandal. These raids hammered home Deutsche's reputation as a bank of choice for criminals, oligarchs, and shadow networks. The fact that Epstein was comfortably housed within its client roster during the same era only makes the picture darker: a bank repeatedly caught facilitating dirty money was also the place where Epstein found a financial home. The raid stories underline a systemic truth — Deutsche wasn't just careless, it was a repeat offender in global financial crime, and Epstein's presence there was symptomatic of a much larger problem.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
Mary unearths the vampire - exploring the vampire's Eastern European origins, metaphorical and economic vampirism, and two essential Gothic vampire texts: Polidori's The Vampyre and Bram Stoker's Dracula.
EPYSODE 54: "Troyka" by Troyka. Guest: Troyka guitarist Robert Edwards. Additional commentary by Uncle Herff. This week we dive deep into the self-titled 1970 album "Troyka", a rare Canadian psych-rock masterpiece that blends heavy fuzz, experimental jazz touches, and Eastern European influences. We explore the band's origins, unique sound, and legacy, with exclusive insights from guitarist Robert Edwards, who shares behind-the-scenes stories from the recording sessions and life in Edmonton's underground rock scene. Whether you're a crate-digging vinyl collector or a psych-rock enthusiast, this epysode shines a spotlight on one of Canada's most intriguing forgotten albums. I hope you dig "Troyka" as much as I do. - Farmer John ===CONNECT & SUPPORT=== Transport yourself into the realm of grooviness by supporting us on Patreon using this link --> patreon.com/FarmerJohnMusic Use this link to follow us on Facebook --> https://www.facebook.com/farmerjohnmusic/ Use this link to follow us on Instagram --> https://www.instagram.com/vinylrelics/ Use this link to follow us on TikTok --> https://www.tiktok.com/@vinylrelicspodcast Use this link to follow us on BlueSky --> https://bsky.app/profile/farmerjohnmusic.bsky.social And find us on X @VinylRelicsPod Email me @ farmerjohnmusic@gmail.com ===THE MUSIC=== Songs used in this Epysode, in order of appearance. Here's a link to a Spotify playlist for all the tracks featured ( *denotes track is not available on Spotify): https://open.spotify.com/playlist/58XTd2QcATEhOqK7c1g67Q?si=491d6e57a90041dd BLOSSOM TOES "Indian Summer" THE VENTURES “Walk Don't Run” *THE ROYAL FAMILY “I Told A Lie” *THE ROYAL FAMILY “Solitude” THE HAUNTED “1-2-5” LITTLE ANTHONY & THE IMPERIALS “Goin' Out Of My Head” THE VELVET UNDERGROUND “Sweet Jane” TROYKA "Introduction" TROYKA "Natural" TROYKA "Early Morning" TROYKA "Life's O.K." TROYKA "Burning Of The Witch" TROYKA "Rub-A-Dub Dub Troyka In A Tub" TROYKA "Troyka Lament" TROYKA "Rolling Down The Back Road" TROYKA "Berry Picking" TROYKA "Dear Margaret" TROYKA "Go East Young Man Beautiful Pink Eyes" TROYKA "Troyka Finale" *TROYKA "Wedding Song" ??MYSTERY ARTIST?? Tune in next week to find out... NEWPORT ELECTRIC "If Wishes Were Horses" ^^ That's my band. This is shameless self-promotion!! Learn more about your ad choices. Visit megaphone.fm/adchoices
In Episode 47, Lisa is joined by Beata Begeniova-Fedoriouk and Alexander Fedoriouk. They are two members of the ensemble Harmonia, which is a Cleveland-based ensemble presenting Eastern European folk music through concerts, festivals, workshops, media appearances, and recordings. Beata is the vocalist of the group and Alexander specializes in the cimbalom. In their interview, Beata and Alexander speak about the people and places central to their artistic journeys as well as reflecting on the role of musical place in their performances today. Season 7 co-host George Blake discusses the power of musical connection and provides further context on some of the instruments featured in the ensemble Harmonia..Harmonia's websiteYoutube video featuring Alexander Fedoriouk on cimbalomYoutube video featuring Beata Fedoriouk's vocalsHarmonia recordingsHarmonia Facebook page
Two Iranian dentists who took the scenic route to British dentistry, Sara Khandan and Mahan Mohaghegh's story reads like a masterclass in adaptability. From Tehran to Debrecen University in Hungary, then straight into the UK without ever having set foot in the country before, their journey showcases both the challenges and rewards of international dental careers. Now transitioning from NHS to private practice, they share candid insights about navigating visa dependencies, cultural differences between healthcare systems, and why being top of your class doesn't guarantee an easy path. Their conversation reveals how different countries approach dentistry, from Hungary's more invasive techniques to the UK's preventive focus, and why sometimes the most circuitous routes lead to the most rewarding destinations.In This Episode00:01:15 - Arriving in the UK without ever having visited before00:03:30 - Why they chose Hungary for dental education over Iran00:05:30 - First impressions of Hungary and cultural differences00:08:25 - Military service requirements forcing early departure from Iran00:10:15 - Financial challenges of studying abroad00:13:10 - Hungarian education system: oral exams and luck factors00:17:00 - Working in Hungary's NHS-equivalent system00:19:15 - Cultural differences: Eastern European "egg" vs Western "peach"00:25:15 - The decision to move to the UK post-Brexit00:29:50 - Landing NHS jobs sight unseen00:34:10 - Learning UK dentistry systems and mentorship importance00:38:30 - NHS complaint system challenges00:40:25 - The band system frustrations00:43:25 - Visa dependency limiting job opportunities00:47:00 - Transition to private practice00:52:55 - Future aspirations: cosmetics vs surgical specialisation00:59:15 - Darkest day: fear and uncertainty in early UK days01:03:25 - Blackbox thinking01:06:40 - TMJ dislocation during extraction01:10:25 - Being top of class vs visa reality check01:14:20 - Best dental lectures and mentorship value01:18:20 - Fantasy dinner party01:20:55 - Last days and legacyAbout Sara Khandan and Mahan MohagheghSara Khandan and Mahan Mohaghegh are Iranian-born dentists who graduated from the University of Debrecen in Hungary before relocating to the UK. After three years of practice in Hungary's public healthcare system, they moved to the UK and completed two and a half years in the NHS before transitioning to private practice. Sara is pursuing advanced cosmetic dentistry training, whilst Mahan is focusing on surgical procedures and implant dentistry. Both are planning to eventually open their own practice within the next five to six years.
Andrew Rasiulis is a defence and Eastern European affairs expert with the Canadian Global Affairs Institute. Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. Justin divides this episode into three segments. He first interviews Eddie Tettevi, Sandbox Mutual Insurance CRO and RIMS Canada Council Chair — DEI and Comms, about his risk career and his service on the RIMS Canada Council. In the second segment, Justin interviews Janiece Savien-Brown, Metro Vancouver, and Shaun Sinclair, BCIT, about the C2C Challenge and the winning student team. The third segment is a recording of "Intentional Mentorship," an improvised session from the DEI Studio, featuring Dionne Bowers, Co-Founder & Chair of the Canadian Association of Black Insurance Professionals (CABIP), Ray Chaaya, Head of talent for Zurich Canada, and Natalia Szubbocsev, Executive Vice President at Appraisals International Inc. Listen to learn about some exciting events of the RIMS Canada Conference 2025. Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. This episode was recorded live on September 15th, 16th, and 17th at the RIMS Canada Conference 2025, at the Telus Convention Center in Calgary. We had a blast! We will relive the glory of the RIMS Canada Conference in just a moment, but first: [:50] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:07] On November 11th and 12th, my good friend Chris Hansen will lead “Fundamentals of Insurance”. It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members enjoy deep discounts on virtual workshops! [1:26] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:37] Several RIMS Webinars are being hosted this Fall. On October 9th, Global Risk Consultants returns to deliver “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes”. [1:50] On October 16th, Zurich returns to deliver “Jury Dynamics: How Juries Shape Today's Legal Landscape”. On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. [2:07] On November 6th, Hub will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. Register at RIMS.org/Webinars. [2:20] On with the show! It was such a pleasure to attend the RIMS Canada Conference 2025 in Calgary. There's always electricity in the air at RIMS Canada, and I wanted to capture some of it! [2:33] We've got two interviews, and then an improvised session I recorded at the DE&I Studio. The sound came out great, and I used it here with the panelists' permission. [2:49] We've got excellent education and insight for you today on RIMScast! My first guest is Eddie Tettevi. He is the Chief Risk Officer at Sandbox Mutual. He's a very active member of the Saskatchewan RIMS Chapter and a member of the RIMS Canada Council. [3:11] We're going to talk about his risk management career, his RIMS involvement, and how his insights from one of his RIMS DE&I sessions led to this discussion. [3:24] First Interview! Eddie Tettevi, welcome to RIMScast! [3:38] Eddie is the Chief Risk and Compliance Officer at Sandbox Mutual Insurance. He's also the Corporate Secretary, which means he helps the organization navigate strategic initiatives within the boundaries of risk appetite and regulatory compliance. [4:12] Eddie has been at Sandbox for approximately two years. When he joined the company, Sandbox was going through a period of rapid growth and taking the right risks. That was something Eddie looked forward to being involved in. [4:54] The CRO role was not an independent role at Sandbox before Eddie started. It was held by the Chief Financial Officer. The CCO role was held by HR. The Corporate Secretary role was held by the CEO. Eddie fills the three roles in his new position. His background fits all three roles. [6:06] Eddie normally leads a risk group of three. Eddie was previously in cyber for 13 or 14 years. His background is in electrical engineering and computer science. He helped organizations secure their software and network. [7:02] Eddie doesn't think risk management is any different. He's helping organizations make the right decisions. The difference is that the portfolio is much larger. Cybersecurity is one aspect of Eddie's risk management work. [7:33] Eddie says cyber attacks are growing. Individuals who may not be skilled are using AI tools to perpetrate cyber attacks. The attacks are increasing exponentially in skill and sophistication. [8:09] Eddie co-hosted a session in the DE&I Studio with Aaron Lukoni and Tara Lessard-Webb, focused on understanding how mental health plays a part in risk management and how organizations should think about mental health as part of a risk management framework. [8:31] The session was “Building Resilient Workplaces, the Role of Mental Health in Risk Management.” In it, Eddie revealed he is skilled in multiple languages, but an expert in none, including English. He grew up with influences from English, French, Malay, and Creole Patois. [9:38] Eddie loves learning about new cultures. That has influenced his accent. In every language he speaks, he has an accent, which makes it interesting. He has worked in French and English organizations. He learns languages in six months. He picks them up quickly. [10:50] Eddie, Aaron, and Tara emphasized making sure we are thinking about and embedding mental health in our risk framework. [11:02] When designing any strategies and initiatives, risk professionals should consider what's happening in the organization. An organization going through a lot of change is already a stressed organization. You have to consider that as you introduce more change. [11:40] Eddie says the award-winning Saskatchewan RIMS Chapter is exciting. It's great to work with people who are interested, dedicated, and committed. He says the chapter is doing some incredible things, such as introducing risk courses into the universities in the province. [12:15] Eddie was a RIMS member before joining Sandbox. You can be a RIMS member without joining a chapter. Moving to Saskatoon created the opportunity for Eddie to join the Saskatchewan RIMS Chapter, which he had been looking forward to, to connect with people. [12:36] Justin gives shoutouts to various Saskatchewan Chapter members. [13:03] Eddie serves on the RIMS Canada Council as Chair of the Communications, External Affairs, and DEI Committee. [13:22] The committee is responsible for making sure that all RIMS communications have a DEI lens and advocate for the risk community, partnering with other advocacy groups around Canada. [13:52] Justin says it's been such a pleasure to meet you and hang out with you! I look forward to seeing you at more RIMS Canada and RIMS events. [14:02] Our next guests organized the 2025 C2C Coast to Coast Challenge. This is a competition for risk management students based in Canada. We'll learn about the case studies and what it took to produce their presentations, and also have a chance to acknowledge the winners. [14:19] We will hear from Shaun Sinclair, the Program Head of General Insurance and the Risk Management Program at British Columbia Institute of Technology, and Janiece Savien-Brown, the Manager for Risk and Claims Management at Metro Vancouver. [14:35] We're going to learn about their various roles, as well. Let's get to it! [14:39] Second Interview! Shaun Sinclair and Janiece Savien-Brown, welcome to RIMScast! [14:47] Janiece Savien-Brown is the Manager of Risk and Claims Services with Metro Vancouver by day. She has been involved with BCRIMA for 17 or 18 years. BCRIMA started the Coast 2 Coast Legacy Challenge three years ago. Last year was its first year in Vancouver. [15:07] Shaun Sinclair is the Program Head of the General Insurance and Risk Management Program at BCIT, an institute of technology in Vancouver and Burnaby, B.C. [15:17] They teach students insurance and risk management courses. Students graduate with a CRM and a Chartered Insurance Professional designation. [15:26] Shaun is also the President of BCRIMA this year. He has been a BCRIMA member for a long time. This C2C Legacy Challenge was awesome for Shaun because two teams from BCIT got into the finals. Shaun had to recuse himself. [15:51] Janiece says the RIMS Canada Conference 2025 was fantastic! Shaun was there with seven students, and it was awesome to see what they were learning. The students told Shaun they loved everything about it. [16:45] The two finalist teams were The Deductibles and Insure and Conquer. This year's submissions were highly creative and impactful. [17:10] Shaun has been involved in Risk Management Challenges for years and has been to the nationals several times with groups. Shaun stays pretty hands-off. The students get the challenge, and Shaun discusses it with them. He figures out what they need from him to do it. [17:42] In this case, a root cause analysis wasn't needed. They learned how to do a Failure Mode and Effects Analysis (FMEA), a heat map, and gather general knowledge. Then he let them go. They came up with the 10-page report. He didn't watch their presentation until they went live. [18:14] Their champion for the challenge was Ken Letander. The challenge was a procurement question. If your organization's ownership is 51% Indigenous, and you keep your staff 33% Indigenous, money comes your way for contracts. [18:48] When the contract is over and it's time to get the money, but the organization refuses to give that information, how do you make sure they have the 33% Indigenous staff and 51% Indigenous ownership? Do you need pictures, or can you use Elders to say it's enough? [19:12] The students had to read a lot about risk and the rules and regulations regarding this question. They had to read the Canadian government's language on what the rules are. It was an interesting case. [19:38] Janiece didn't envy them at all. The students came up with some solutions for Ken Letander, and he was thrilled with what came from all of the reports. [20:33] Janiece says the presentations were phenomenal from both teams, as well as the written submissions. The collaboration came through and showed they owned the essence of the project. You could see the desire of the top team to make it work. [21:12] Shaun says the cases used in C2C are pretty much real cases. Janiece says last year's case competition had to come up with an equitable access tool to use in the system. After Janiece had surgery, she was given a survey, and she recognized it from the case study. [22:26] Justin says it's great that the students collaborate. You need teamwork. [22:54] Shaun says you hear a lot about isolation. He says BCIT is sometimes called “Being Crammed Into Teams.” Shaun and the other teachers assign projects where students are forced to work with at least three or four people. [23:13] After two years of group projects, collaboration is relatively easy. Shaun also makes the students hand-write their exams. They learn how to think through a problem and put it down on paper. Afterward, they go outside and talk about what they did. [24:52] Shaun's advice to academics and students entering a C2C challenge is to follow the rules. If they say 8-point font, 10-page maximum, don't send 14 pages. The instructor should help students understand the material and then step back. Let the students do it. It's on them. [25:42] Janiece says it is key to engage at the conference. While the Challenge is the key feature, the experience at the RIMS Canada Conference is a large part of it. Be present. Don't be on your phones the whole time. Attend sessions. Come to the events, have fun, and network. [26:07] Janiece was at an event, and five people came up to her and asked if she had brought the BCIT students (Shaun had). [26:22] People were absolutely amazed at how engaging the students were, willing to put themselves out there, and setting meetings with people in BC for opportunities when they come back. That's part of the experience. [26:40] Shaun points out that a couple of the students are quite shy and have come out of their shells because they've had to talk to people. The more you do it, the better you get at it. [27:01] Janiece reports that at one of the events, the students who were in Vancouver from Calgary came out and met with her students. RIMS, RIMS Canada, and the local chapter promote engagement. [27:31] The 2025 C2C Challenge Calgary winner is The Deductibles, 1.95 points ahead of Insure and Conquer. Insure and Conquer did an awesome job as well. [28:11] The Deductibles team is: Rabia Thind, Triston Nelson, and Ryan Qiu. [28:32] Parting advice for risk students as they step into their careers: Shaun says, if you're going to be an accountant or finance student, think about insurance risk management. Amazing career opportunities in fields that cover everything are all within your grasp. Put it on your radar. [29:26] Janiece says she is living proof of that. She was going to be an accountant. After a car accident, she switched to insurance and risk. It's a lifestyle. She has gained many friends, colleagues, and mentors. She started as an adjustor and after 31 years, she's still in the industry. [29:54] Shaun says you can swap jobs from broker to underwriter, to claims, to risk manager, to education, and not start again at the bottom. It's an amazing career. [30:26] Justin says Thank you so much, it's been such a pleasure to reconnect with you here at the Telus Convention Center in Calgary, for RIMS Canada Conference 2025. Shaun and Janiece are already thinking about the C2C Challenge in 2026. We'll see you there! [30:51] As I said at the top, we're going to close things out with an improvised session called “Intentional Mentorship,” which was produced at the DE&I Studio. [31:19] Improvised Session, “Intentional Mentorship,” at the DE&I Studio! With the insights of Dionne Bowers, the Cofounder and Chair of CABIP, Ray Chaaya, the Head of Talent at Zurich Canada, and Natalia Szubbocsev of Appraisals, International. Please enjoy! [31:40] Natalia Szubbocsev introduces the panel. Natalia is the Executive Vice President at Appraisals, International, an insurance appraisal company, global but small, with a diverse, inclusive team. Natalia has been a mentee and a mentor and is glad to contribute her insights. [32:38] Dionne Bowers is the Co-founder and Chair of the Canadian Association of Black Insurance Professionals, a nonprofit organization, and has recently joined Markel Canada as one of their business development Colleagues. [32:57] Ray Chaaya is head of talent for Zurich Canada. Ray oversees talent acquisition, talent development, and talent management, as well as the culture portfolio for the company, DEIB, and community impact. [33:15] Natalia asks What does mentorship, particularly inclusive or intentional mentorship, mean for you? Dionne says that it is a strong commitment by both the mentor and the mentee to work together for growth opportunities. [33:38] Intentional mentorship is the dedication that each party has to bring to the table, and fulfilling any sort of mandates that have been asked by both. Depending on the program, it's making sure that everyone is on the same page in terms of what they want from each other. [34:04] Ray agrees with Dionne. There has to be a mutual benefit. Ray has been a mentee and a mentor, and finds that the most valuable mentorship relationships are where the mentor and the mentee walk away feeling like they're learning something every day, having a conversation. [34:30] Ray says it's a two-way street and a relationship that can often last for years, because it is a relationship where the value is long-term. Ray talks to young people, and they ask, You're my mentor, what do I do? It doesn't work that way. It's a long-term investment. [34:56] Natalia says that traditional mentorship, besides being one of the best ways of professional development, is also to transfer knowledge from someone who has the experience to someone junior in his or her role. What other purpose does mentorship serve? [35:19] Dionne says it's also recognizing that it's an opportunity for learning from one another. A mentor is a seasoned insurance professional who is working with someone who is a new entrant to the industry. [35:37] It's recognizing that a mentor and a mentee are learning from each other. Strength in development is making sure that you are taking away something from each other, each time you meet, connecting and learning trends and thoughts, and diversity of thought. [36:10] Dionne asks, How can we do things differently? She has learned a lot from young people. Dionne thought she was cool, but apparently, she's not. And she's just taking away a lot of that into her own world, professionally and personally. [36:23] Natalia says her experiences are not just intergenerational, but in Canada and beyond, intercultural. She says what needs to be respected and adapted to, both by the mentor and the mentee, is that you're coming from different backgrounds. [36:45] In a global setting, that will affect communication, that will affect the thought processes, that will affect everything; the way we do things. Because Natalia leads a global team, she has to be adaptable, sensible, and respectful of the cultural nuances. [37:07] At the same time, she asks her mentees or team to do the same for her, because she comes from a very specific background. She has an Eastern European background. It doesn't matter that she's lived in Canada for 25 years. [37:25] Her background defines the way she communicates, thinks, and handles things. Every culture communicates differently. That's an overall mutual understanding, knowing that we all come from different backgrounds. [37:47] Dionne says there has to be a willingness to learn. There's no point in having a mentor-mentee relationship where it's just going to be closed off, and this is what we're going to talk about. There has to be a willingness to learn. [38:07] Ray says there's a learning agility piece. You have to be flexible in how the relationship is going to go. Every mentorship relationship is different, too. There are no steps on how to be a good mentor or a good mentee. [38:25] It's the chemistry between the two, the value that you bring to each other, and the conversations. The maturity of a mentorship can also go into sponsorship. [38:37] When Ray has a conversation with somebody, and they get to know each other, and feel what they want to get out of this, he can be a voice for that person. It goes back to the conversation of lifting others when you can. [38:54] When Ray thinks back to his mentors who stick out in his mind. He has a lot of respect for them. They are the people who spoke about him when he was not in the room, and had his back in that room when he was not there. [39:15] Those are the people, as Ray matures in his career, he doesn't know that he would be here today if it weren't for those mentors. And that is what he hopes he can bring to somebody else as a mentor. [39:29] Natalia says, in a global setting where she works, boosting confidence is very important. In a multicultural global setting, it's important to encourage someone in a different country, who communicates differently, that it doesn't matter, they can do it. [39:50] We are working on a common goal. That's part of the sponsorship/mentorship/training. [40:08] Ray says you have to be honest as a mentor. The toughest times for Ray were when he realized he was trying to make this work for a person, but to be honest with himself, as a mentor, he should be encouraging this person to look somewhere else, at what their passions are. [40:33] He went into it thinking he wanted this person to be the best they could be at this job. And he realized that's not his job as a mentor. [40:43] His job is to understand what they want out of their career, where they bring value, where their passion is, and guide them to make sure that they ultimately are happy with their career, and they're bringing value to society, and they're contributing to the community. [41:06] One specific person Ray was mentoring, he was desperate to fit them into the insurance industry, because that's how he was programmed. He was thinking, Why is this not working? And he realized it's not working because they don't want to do this. [41:25] And as a mentor, Ray's job now is to say, What do you want to do, and let's help you get there. And when he made that mind shift, it just clicked. That was a little bit of a learning opportunity. Now he's a better mentor for learning that. [41:42] Dionne agrees with that. She had one mentor who told her, If you plan to give back as a mentor, don't have any expectations, or you're setting yourself up for failure. [42:05] A lot of mentors have a similar approach, because we don't know. We want it so badly. We want to be able to say, I did that. I helped them get to wherever. If you have a mentee who is not in the mindset, and you're not sure that this is for them, have that conversation. [42:38] It's important to recognize that you're going to impact their lives differently. Even though you have that mentor-mentee relationship, you may be asking them to reconsider dipping their foot into the industry. [42:55] Natalia says not making assumptions about the other person and having that curiosity, openness, and mutual communication is very important. [43:05] How do you build in mentorship or inclusive or intentional mentorship into your organization? Ray says mentorship programs should be part of any industry, any corporation, or any organization. If you expect people to learn and grow, they need mentors. [43:30] Ray says Zurich has baked in mentorship programs into a lot of its development programs. Your development means you get a mentor, and you learn from that mentor. They bake it into the development strategy that's already there, and don't make it an off-site thing. [43:57] It shouldn't be another thing; it should just be part of your growth and development. And so, whenever they can bake it in, that's what Zurich does. [44:04] Zurich also has amazing employee resource groups that champion a lot of its programs, and the Zurich African and Caribbean Alliance, ZACA, which has worked with KBIP, is a massive champion of its mentorship program. [44:19] Just two or three months ago, Zurich held a mentorship day and increased the mentors on its mentorship platform by 48%. It was just another thing that was out there that nobody was talking about, and another thing people had to sign up for. [44:39] Zurich's employee resource group put a spotlight on it, and they showed the value, and they made it part of the ERG's culture to participate in mentorship. Then all of those ERG participants signed up to be mentors, and now are actively mentoring. [45:00] You really need to look at it from a strategy perspective. It can't just be an extracurricular activity that you add on. [45:08] Dionne agrees. KBIP works with organizations like Zurich, and with the ZACA program and the team, but also does the work for organizations that are not there yet or not willing to put the extra effort in to embed it into the DNA of the organization. [45:33] Part of KBIP's mandate is to create a mentorship program specific to Black insurance professionals. It doesn't matter where you're from, international or domestic student, or anyone who wants to be part of the organization and get extra support to build on their career trajectory. [46:02] What do mentors get out of mentorship? Dionne says as a mentor, she gets satisfaction from seeing someone excel, not necessarily from start to finish. You could be at the tail end of their journey, you could be at the beginning, or you could be in the middle. [46:36] If there is a desired outcome for both parties, and there's success, when someone calls you or texts you and says, You know what, I got that job, or I was recognized for doing XYZ, that is satisfaction. That is success. [47:00] Ray says his passion is helping people grow and develop. He started his HR career in learning and development, because he used to be intrinsically rewarded when he saw somebody learn something he taught them, or he trained them on. That felt like a superpower. [47:21] When Ray can do that with the programs Zurich runs, and he interviews people and watches their growth, and they are so grateful; to Ray, that is worth it all. You don't even have to pay him for that. He will volunteer and do that his entire life because of what he gets out of it. [47:47] Natalia agrees. There are obvious advantages from an organizational point of view, but from an individual point of view, Natalia feels that she has arrived at a point where there's no ego anymore. She wants to transfer her knowledge to someone. [48:04] Natalia wants to tell someone that they can do it. Because she did it, they can do it as well. And that's a very important aspect of mentorship. [48:15] How do you make mentorship intentional and inclusive? Ray says it means they have to see the value. It has to be part of the business strategy. Anything that is not intentional, people think, Why do I have to do this, on top of everything else that I need to do? [48:36] The second we are making it intentional, it has to make sense. This is why I'm doing this, because it's going to benefit me, it's going to benefit the company, and it's going to benefit the people I'm impacting. [48:47] They have to see the strategic business value, and with mentorship, it's easy. Because there's massive value for the organization, there is a massive competitive edge if you're doing it properly, and there is massive learning and development for your workforce. [49:05] You just need to sit down with professionals like KBIP, with people who have thought through it, and understand how to help you bake it into the strategy. Just do the work. Anything intentional has to make sense. If it does not make sense, it can't really be that intentional. [49:28] Dionne says that in every organization, when you are constructing your missions and your value statements, it's sitting down as an executive team, and asking, How can we execute on this? What does that mean? Mentorship is something that bleeds into your brand. [49:57] The brand recognition from a competitive edge standpoint is huge. Dionne says she can walk into a school for outreach programs and say, Zurich is a market of choice. You would want to work with Zurich because of this, this, and this. [50:14] If you can tell them that they're going to be supported along the way with their career, that's added value. That is something that will definitely differentiate Zurich in the marketplace. [50:26] Dionne adds that being intentional is huge because when you are not, people can see right through that. That is where you create toxic cultures. [50:39] It's not in a company's best interest to ignore the opportunities that stem from mentorship programs. [50:47] Natalia says she's not an HR professional, but she imagines that mentorship has a great role in not just attracting the right talent, but in retention as well. [50:58] Ray affirms, 100%. It's part of your growth and development. Sure, you can use it as a competitive edge to attract people, but if you're not doing it right, then they're not going to develop and grow, and that competitive edge is really just smoke and mirrors. It's not real. [51:15] So, if you're going to do it right, you have to develop people and grow people through your mentorship programs, and you have to show the results for it. [51:26] Dionne adds, That speaks to the inclusivity part of diversity, equity, and inclusion. If you can build a strategy that equates to inclusion, it equates to retention. It's not rocket science. [51:49] Ray says Zurich is really good at that. [51:52] Final thoughts on intentional mentorship. Dionne says, “Just do it. I'm a Nike gal. Just do it.” [51:59] Ray says, “I wouldn't be where I am in my career if it weren't for my mentors and my sponsors. And so, if you see potential, mentor the heck out of that potential, because they will thrive.” [52:15] Dionne says, “And acknowledge it. I think that's a big part of that strategy.” [52:21] Natalia thanks Ray, Dionne, and the RIMS DE&I Studio for picking up this topic, a very important topic, and she hopes you enjoyed the session. [52:38] Justin says special thanks again to all of our guests here at the RIMS Canada Conference 2025. Be sure to mark your calendars for October 18th through the 21st, 2026, for RIMS Canada, which will be held in Quebec City. [52:55] Shout out to the RIMS Canada Council for producing another fantastic conference and to the RIMS Events Team and all my RIMS colleagues who worked tirelessly to make the last three days so smooth. It's such a pleasure to work with you all. I look forward to seeing you next year. [53:14] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [53:43] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [54:02] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [54:19] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [54:35] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [54:50] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [55:02] Practice good risk management, stay safe, and thank you again for your continuous support! Links: From RIMS Canada: “RIMS Ontario Chapter Honours Bombardier's Daniel Desjardins with the 2025 Donald M. Stuart Award” RIMS ERM Conference 2025 — Nov. 17‒18 Spencer Internship Program — Registration Open Through Oct. 15. RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Next bi-weekly course begins Oct 9. 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RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guests: Eddie Tettevi, Sandbox Mutual Insurance CRO RIMS Canada Council Chair — DEI and Comms Janiece Savien-Brown, Metro Vancouver Shaun Sinclair, BCIT "Intentional Mentorship" improvised session from the DE&I Studio, featuring: Dionne Bowers, Co-Founder & Chair of the Canadian Association of Black Insurance Professionals (CABIP); Ray Chaaya, Head of talent for Zurich Canada; Natalia Szubbocsev, Executive Vice President at Appraisals International Inc. Production and engineering provided by Podfly.
Bryan McDermand is an American beach volleyball coach and is currently the program director at "Progression Beach Volleyball Club" in Illinois. He is one of the beautiful minds of the sport and the work put he in, as well as the cleverness in how it was done, reflects well on him, his club, and the sport of beach volleyball. This is a treat. 03:30 - Does your beach program go year-round, or is it seasonal? Plus, players that have other sports and other activities, and how deep is their love? 14:36 - The distinction between girls and boys and what makes them gel on the indoor and beach scene, the luxury of not having playing time drama, the trap of "typecasting" players at a young age 30:00 - No, you cannot just teach a taller person to do what short players can do(?), mistakes, and understanding the "why" and the correction 36:00 - Consequence drill, the debate, the good, bad and ugly 59:35 - Making glorious mistakes, psychological and physical shelf life for young players, adversity and different ways to deal with it 1:09:01 - Not a lot of positive reinforcement in Eastern European successful players, but it has a huge drawback 1:14:39 - A mind/body/spirit exercise that is useful in preparation and process, self-evaluation, 1:25:50 - Do NCAA rule changes affect the way club coaches teach technique? 1:31:03 - Recognizing life events that spark the need for change 1:46:28 - Sports movies that inspired you
Perched on our family bookshelf is a remarkable relic of Jewish history: a rare edition of "Nidchei Yisrael" (The Dispersed of Israel) by the revered Chafetz Chaim. Its significance transcends its age and content, primarily due to a profound personal connection etched within its pages. My great-grandfather's name is listed among the patrons who financed its publication, forging a tangible link to our family's Eastern European heritage.Authored by the Chafetz Chaim, this practical guide was intended for Jews immigrating to America during the massive early 20th-century exodus. Despite his initial reservations about leaving Europe, he acknowledged the realities confronting many Jewish families. Consequently, he crafted this indispensable handbook to help them uphold religious observance in their new homeland. The book addresses fundamental aspects of Jewish life—Sabbath observance, kosher dietary laws, family purity, and Torah study—all presented with clarity and accessibility.What truly captivates me is how this single volume illuminates the struggles faced by immigrant Jews. Men often arrived in America alone, sometimes never reuniting with their wives. Kosher food certification, as we know it today, was nonexistent. The powerful allure of assimilation constantly threatened traditional observance. Through this book, we gain a poignant glimpse into an entire world in transition—Jewish communities grappling with centuries of tradition amidst the uncertain promise of American life.Adding another layer of intrigue are the mysteries concealed within our copy. An original donation envelope remains tucked inside, prompting questions about whether my great-grandfather ultimately fulfilled his promised contribution. The Russian script on the cover serves as a stark reminder of its Eastern European provenance. Moreover, a dedication reveals names of ancestors previously unknown to me, extending our family lineage back generations to Dvinsk, now part of Latvia.Graphics DesignedBringing your vision to reality.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showJoin The Motivation Congregation WhatsApp community for daily motivational Torah content!---------------- SUBSCRIBE to The Weekly Parsha for an insightful weekly talk on the week's Parsha. Listen on Spotify or 24six! Access all Torah talks and listen to featured episodes on our website, themotivationcongregation.org ----------------Questions or Comments? Please email me @ michaelbrooke97@gmail.com
Dani Belo's Russian Warfare in the 21st Century: An Incentive-Opportunity Intervention Model (Routledge, 2025) provides a comprehensive analysis of Russia's foreign policy in gray zone conflicts, with a particular focus on its interventions in Ukraine. Challenging conventional views, the book contends that Russia's use of varied gray zone tactics is influenced by both system-level incentives and domestic-level opportunities, which are integrated here into the Incentive-Opportunity Intervention (IOI) Model. The book examines case studies including Abkhazia, Crimea, Odesa, Kharkiv, and the Donbas, demonstrating how local ethnic-based movements and perceptions of regional retreat shape Moscow's coercive strategies. It highlights the reactive nature of Russia's tactics, driven by perceived threats to its protector role, and the significant role of ethnic and political dynamics in the region. The study underscores the importance of understanding these motivations for effective conflict resolution and suggests that protecting minority rights could mitigate such interventions. Policy recommendations emphasize the need for nuanced approaches that address both geopolitical and local dynamics. Ultimately, the book calls for future research to apply the IOI Model to other great powers, enhance the generalizability and applicability of the findings, and highlight the potential for multilateral coordination in promoting minority rights as a strategy for conflict prevention. This book will be of much interest to students and policy practitioners working on Russian foreign policy, international security, Eastern European politics, and International Relations. Dani Belo is an Assistant Professor of International Relations and Security and Director of the Global Policy Horizons Research Lab, Webster University in St. Louis, USA. Stephen Satkiewicz is an independent scholar with research areas spanning Civilizational Sciences, Social Complexity, Big History, Historical Sociology, Military History, War Studies, International Relations, Geopolitics, and Russian and East European history. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
Dani Belo's Russian Warfare in the 21st Century: An Incentive-Opportunity Intervention Model (Routledge, 2025) provides a comprehensive analysis of Russia's foreign policy in gray zone conflicts, with a particular focus on its interventions in Ukraine. Challenging conventional views, the book contends that Russia's use of varied gray zone tactics is influenced by both system-level incentives and domestic-level opportunities, which are integrated here into the Incentive-Opportunity Intervention (IOI) Model. The book examines case studies including Abkhazia, Crimea, Odesa, Kharkiv, and the Donbas, demonstrating how local ethnic-based movements and perceptions of regional retreat shape Moscow's coercive strategies. It highlights the reactive nature of Russia's tactics, driven by perceived threats to its protector role, and the significant role of ethnic and political dynamics in the region. The study underscores the importance of understanding these motivations for effective conflict resolution and suggests that protecting minority rights could mitigate such interventions. Policy recommendations emphasize the need for nuanced approaches that address both geopolitical and local dynamics. Ultimately, the book calls for future research to apply the IOI Model to other great powers, enhance the generalizability and applicability of the findings, and highlight the potential for multilateral coordination in promoting minority rights as a strategy for conflict prevention. This book will be of much interest to students and policy practitioners working on Russian foreign policy, international security, Eastern European politics, and International Relations. Dani Belo is an Assistant Professor of International Relations and Security and Director of the Global Policy Horizons Research Lab, Webster University in St. Louis, USA. Stephen Satkiewicz is an independent scholar with research areas spanning Civilizational Sciences, Social Complexity, Big History, Historical Sociology, Military History, War Studies, International Relations, Geopolitics, and Russian and East European history. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/military-history
Dani Belo's Russian Warfare in the 21st Century: An Incentive-Opportunity Intervention Model (Routledge, 2025) provides a comprehensive analysis of Russia's foreign policy in gray zone conflicts, with a particular focus on its interventions in Ukraine. Challenging conventional views, the book contends that Russia's use of varied gray zone tactics is influenced by both system-level incentives and domestic-level opportunities, which are integrated here into the Incentive-Opportunity Intervention (IOI) Model. The book examines case studies including Abkhazia, Crimea, Odesa, Kharkiv, and the Donbas, demonstrating how local ethnic-based movements and perceptions of regional retreat shape Moscow's coercive strategies. It highlights the reactive nature of Russia's tactics, driven by perceived threats to its protector role, and the significant role of ethnic and political dynamics in the region. The study underscores the importance of understanding these motivations for effective conflict resolution and suggests that protecting minority rights could mitigate such interventions. Policy recommendations emphasize the need for nuanced approaches that address both geopolitical and local dynamics. Ultimately, the book calls for future research to apply the IOI Model to other great powers, enhance the generalizability and applicability of the findings, and highlight the potential for multilateral coordination in promoting minority rights as a strategy for conflict prevention. This book will be of much interest to students and policy practitioners working on Russian foreign policy, international security, Eastern European politics, and International Relations. Dani Belo is an Assistant Professor of International Relations and Security and Director of the Global Policy Horizons Research Lab, Webster University in St. Louis, USA. Stephen Satkiewicz is an independent scholar with research areas spanning Civilizational Sciences, Social Complexity, Big History, Historical Sociology, Military History, War Studies, International Relations, Geopolitics, and Russian and East European history. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/world-affairs
Dani Belo's Russian Warfare in the 21st Century: An Incentive-Opportunity Intervention Model (Routledge, 2025) provides a comprehensive analysis of Russia's foreign policy in gray zone conflicts, with a particular focus on its interventions in Ukraine. Challenging conventional views, the book contends that Russia's use of varied gray zone tactics is influenced by both system-level incentives and domestic-level opportunities, which are integrated here into the Incentive-Opportunity Intervention (IOI) Model. The book examines case studies including Abkhazia, Crimea, Odesa, Kharkiv, and the Donbas, demonstrating how local ethnic-based movements and perceptions of regional retreat shape Moscow's coercive strategies. It highlights the reactive nature of Russia's tactics, driven by perceived threats to its protector role, and the significant role of ethnic and political dynamics in the region. The study underscores the importance of understanding these motivations for effective conflict resolution and suggests that protecting minority rights could mitigate such interventions. Policy recommendations emphasize the need for nuanced approaches that address both geopolitical and local dynamics. Ultimately, the book calls for future research to apply the IOI Model to other great powers, enhance the generalizability and applicability of the findings, and highlight the potential for multilateral coordination in promoting minority rights as a strategy for conflict prevention. This book will be of much interest to students and policy practitioners working on Russian foreign policy, international security, Eastern European politics, and International Relations. Dani Belo is an Assistant Professor of International Relations and Security and Director of the Global Policy Horizons Research Lab, Webster University in St. Louis, USA. Stephen Satkiewicz is an independent scholar with research areas spanning Civilizational Sciences, Social Complexity, Big History, Historical Sociology, Military History, War Studies, International Relations, Geopolitics, and Russian and East European history. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/russian-studies
Dani Belo's Russian Warfare in the 21st Century: An Incentive-Opportunity Intervention Model (Routledge, 2025) provides a comprehensive analysis of Russia's foreign policy in gray zone conflicts, with a particular focus on its interventions in Ukraine. Challenging conventional views, the book contends that Russia's use of varied gray zone tactics is influenced by both system-level incentives and domestic-level opportunities, which are integrated here into the Incentive-Opportunity Intervention (IOI) Model. The book examines case studies including Abkhazia, Crimea, Odesa, Kharkiv, and the Donbas, demonstrating how local ethnic-based movements and perceptions of regional retreat shape Moscow's coercive strategies. It highlights the reactive nature of Russia's tactics, driven by perceived threats to its protector role, and the significant role of ethnic and political dynamics in the region. The study underscores the importance of understanding these motivations for effective conflict resolution and suggests that protecting minority rights could mitigate such interventions. Policy recommendations emphasize the need for nuanced approaches that address both geopolitical and local dynamics. Ultimately, the book calls for future research to apply the IOI Model to other great powers, enhance the generalizability and applicability of the findings, and highlight the potential for multilateral coordination in promoting minority rights as a strategy for conflict prevention. This book will be of much interest to students and policy practitioners working on Russian foreign policy, international security, Eastern European politics, and International Relations. Dani Belo is an Assistant Professor of International Relations and Security and Director of the Global Policy Horizons Research Lab, Webster University in St. Louis, USA. Stephen Satkiewicz is an independent scholar with research areas spanning Civilizational Sciences, Social Complexity, Big History, Historical Sociology, Military History, War Studies, International Relations, Geopolitics, and Russian and East European history. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/eastern-european-studies
Dani Belo's Russian Warfare in the 21st Century: An Incentive-Opportunity Intervention Model (Routledge, 2025) provides a comprehensive analysis of Russia's foreign policy in gray zone conflicts, with a particular focus on its interventions in Ukraine. Challenging conventional views, the book contends that Russia's use of varied gray zone tactics is influenced by both system-level incentives and domestic-level opportunities, which are integrated here into the Incentive-Opportunity Intervention (IOI) Model. The book examines case studies including Abkhazia, Crimea, Odesa, Kharkiv, and the Donbas, demonstrating how local ethnic-based movements and perceptions of regional retreat shape Moscow's coercive strategies. It highlights the reactive nature of Russia's tactics, driven by perceived threats to its protector role, and the significant role of ethnic and political dynamics in the region. The study underscores the importance of understanding these motivations for effective conflict resolution and suggests that protecting minority rights could mitigate such interventions. Policy recommendations emphasize the need for nuanced approaches that address both geopolitical and local dynamics. Ultimately, the book calls for future research to apply the IOI Model to other great powers, enhance the generalizability and applicability of the findings, and highlight the potential for multilateral coordination in promoting minority rights as a strategy for conflict prevention. This book will be of much interest to students and policy practitioners working on Russian foreign policy, international security, Eastern European politics, and International Relations. Dani Belo is an Assistant Professor of International Relations and Security and Director of the Global Policy Horizons Research Lab, Webster University in St. Louis, USA. Stephen Satkiewicz is an independent scholar with research areas spanning Civilizational Sciences, Social Complexity, Big History, Historical Sociology, Military History, War Studies, International Relations, Geopolitics, and Russian and East European history. Learn more about your ad choices. Visit megaphone.fm/adchoices
Our adventures with futuristic Eastern European cartoon felines continue with our look at the overlooked Cat City, the beloved (in Hungary) classic from 1986. Is this musical animal adventure any more entertaining than the oft-discussed Hugo the Hippo? We'll determine it once and for all. Additionally: the match-up of a life-time: Audio Tracks versus Video Tracks - which are more important to an enjoyable viewing experience? Also! We do one of those famous Good/Bad/Weird segments: but with cinematic cats! So #DonloydNow and enjoy this bite-sized Junk Food Supper. We got all this plus whether or not calling Kevin's buttocks is a good idea, is Little Jimmy talking about Billy again?, the latest in Japanimation news, the Hamilton report, the 90210 recap, yet another longing reference to the heyday of Scholastic Book Fairs, sneezes, blank stares, gleeks and so much more!! Direct Donloyd Here Got a movie suggestion for the show, or better yet an opinion on next week's movies? Drop us a line at JFDPodcast@gmail.com. Or leave us a voicemail: 347-746-JUNK (5865). Add it to your telephone now! JOIN THE CONVERSATION! Also, if you like the show, please take a minute and subscribe and/or comment on us on iTunes, Stitcher, Blubrry or Podfeed.net. Check us out on Facebook and Twitter! We'd love to see some of your love on Patreon - it's super easy and fun to sign up for the extra bonus content. We'll look at trees for your love and support. With picks like these, you GOTTA #DonloydNow and listen in!
00:04:21 – Trump Defends Google Empire Trump threatens Europe with tariffs after the EU fined Google $3.5 billion, proving his administration shields Silicon Valley monopolies at taxpayers' expense. 00:07:39 – France's Government Collapses Macron's prime minister resigns after another failed vote of confidence—France's fourth PM in 20 months—amid war debt, green policies, and migrant unrest. 00:16:43 – AI Piracy & Billion-Dollar Fund Anthropic admits to training AI on pirated books, forced to create a $1.5 billion compensation fund. Critics argue “fines” are just the cost of theft for elites. 00:23:32 – NYC Socialist's Radical Agenda New York mayoral candidate Zoran Mamdani pushes $30 minimum wage, rent freezes, higher taxes, and city-owned grocery stores—policies critics call Soviet-style economics. 00:52:43 – Media Silence on Train Murder A Ukrainian refugee is brutally stabbed on a Charlotte train by a repeat offender with 14 prior arrests. Outrage grows as mainstream outlets refuse to cover the story. 01:00:24 – Crime as Excuse for Martial Law Commentary warns Trump backers will exploit urban crime to justify military policing, but judges and DAs still enable killers to walk free. 01:36:25 – Melania's AI “Children” Agenda Melania Trump champions AI in schools, saying it must be raised “like our own children.” Critics blast it as technocratic indoctrination for corporate control. 02:30:42 – Trump's Epstein Letter Exposed A birthday note Trump denied writing to Epstein resurfaces, referencing “wonderful secrets.” Critics say it proves years of lies and GOP cover-ups. 02:36:07 – Dershowitz Defends Trump & Epstein Alan Dershowitz vows to sue Trump critics like Rosie O'Donnell, while openly admitting he was Epstein's lawyer. Commentary frames him as shielding elites. 02:39:29 – JP Morgan's Epstein Pipeline JP Morgan processed over $1B in transactions for Epstein, helping him pay Russian banks and Eastern European women. Netanyahu and Gates were drawn into his orbit. 02:46:20 – Epstein Protected by Intelligence Epstein's 2008 plea deal is tied to intelligence protection. Trump later hired prosecutor Alex Acosta, fueling claims both parties shielded Epstein. Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHTFind out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.
00:04:21 – Trump Defends Google Empire Trump threatens Europe with tariffs after the EU fined Google $3.5 billion, proving his administration shields Silicon Valley monopolies at taxpayers' expense. 00:07:39 – France's Government Collapses Macron's prime minister resigns after another failed vote of confidence—France's fourth PM in 20 months—amid war debt, green policies, and migrant unrest. 00:16:43 – AI Piracy & Billion-Dollar Fund Anthropic admits to training AI on pirated books, forced to create a $1.5 billion compensation fund. Critics argue “fines” are just the cost of theft for elites. 00:23:32 – NYC Socialist's Radical Agenda New York mayoral candidate Zoran Mamdani pushes $30 minimum wage, rent freezes, higher taxes, and city-owned grocery stores—policies critics call Soviet-style economics. 00:52:43 – Media Silence on Train Murder A Ukrainian refugee is brutally stabbed on a Charlotte train by a repeat offender with 14 prior arrests. Outrage grows as mainstream outlets refuse to cover the story. 01:00:24 – Crime as Excuse for Martial Law Commentary warns Trump backers will exploit urban crime to justify military policing, but judges and DAs still enable killers to walk free. 01:36:25 – Melania's AI “Children” Agenda Melania Trump champions AI in schools, saying it must be raised “like our own children.” Critics blast it as technocratic indoctrination for corporate control. 02:30:42 – Trump's Epstein Letter Exposed A birthday note Trump denied writing to Epstein resurfaces, referencing “wonderful secrets.” Critics say it proves years of lies and GOP cover-ups. 02:36:07 – Dershowitz Defends Trump & Epstein Alan Dershowitz vows to sue Trump critics like Rosie O'Donnell, while openly admitting he was Epstein's lawyer. Commentary frames him as shielding elites. 02:39:29 – JP Morgan's Epstein Pipeline JP Morgan processed over $1B in transactions for Epstein, helping him pay Russian banks and Eastern European women. Netanyahu and Gates were drawn into his orbit. 02:46:20 – Epstein Protected by Intelligence Epstein's 2008 plea deal is tied to intelligence protection. Trump later hired prosecutor Alex Acosta, fueling claims both parties shielded Epstein. Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHTFind out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.
This is a free preview of a paid episode. To hear more, visit www.louiseperry.co.ukMy guest today is Alex Kaschuta, creator of The Garden of Earthly Delights Substack. We spoke about why modern urbanites are so attracted to tradlife, but why (what I call ) unilateral tradlife is so difficult. We also spoke about the peculiarity of Anglo culture from an Eastern European perspective, whether the Right is really capable of good governanc…
Title: The Unconventional Investor: Why Following the Crowd is Costing You Millions With M.C. Laubscher Summary: In this episode of the Passive Income Attorney Podcast, host Seth Bradley welcomes back MC Lobster, a cashflow investor and entrepreneur. They discuss the importance of diversification in income streams, exploring various investment vehicles beyond traditional methods. MC shares insights from his journey from South Africa to the U.S., emphasizing the opportunities available for those willing to take action. The conversation covers innovative cashflow niches, including agriculture, energy, life settlements, and music royalties, as well as strategies for achieving financial freedom. MC highlights the mindset necessary for successful investing and the importance of accountability in personal and financial growth. Links to watch and subscribe: https://www.youtube.com/watch?v=II3UR8G3eWU Bullet Point Highlights: Mikkel Thorpe helps people relocate overseas and navigate tax issues. The expat lifestyle offers freedom and adventure beyond traditional living. Second residencies provide legal rights to live and work in another country. Tax benefits for U.S. citizens living abroad include the foreign earned income exclusion. Investing in real estate can provide both residency benefits and financial returns. Personal responsibility is crucial for achieving financial independence. Mikkel emphasizes the importance of emotional support during relocation. Countries like Panama offer favorable tax situations for expats. Understanding the legal obligations of living abroad is essential for compliance. Exploring different cultures can lead to personal growth and new opportunities. Transcript: Seth Bradley (00:10.572) What's going on y'all. Welcome back to a new episode of the Passive Income Attorney Podcast. Of course, your favorite place for learning about the world of alternative passive investing so that you can have more freedom, flexibility, and fun. Now, if you're ready to kick that billable out of the curb, start by going to attorneybydesign.com and download the Freedom Blueprint, which will also get you access to partner with us on one of our next passive real estate deals, which we'd love to have you on board for. to help you on your journey to financial freedom. All right, today, let's talk about diversification in a particular way though. Let's talk about the different ways that you can make money. There are so many different ways. Unfortunately, for most of us, we have it in our heads that there's only one way. For my attorneys out there, well, We just do our attorney thing and that's how we get paid. We have one stream of income, one active stream. Maybe we save for retirement through a 401k or we buy some stocks and bonds or play around on Robinhood or something like that. But we don't think about all the other ways that we can make money. If you've listened to my show before, I've had so many attorneys on here that have leveraged their knowledge, their background, their experience, their education as an attorney. to catapult them in other aspects of life, in other avenues of business so that they can create multiple streams of income, whether that's through starting a side business, a side hustle, which eventually might become their full-time hustle or investing in real estate, both passively and or actively. There are so many different ways to make money, but there's more ways than just the things that we've talked about so far. There are so many different ways and there's no magic pill. Right now we talk about syndications a lot on this show, but it's not a magic pill. I'm not preaching to you and telling you if you don't invest in a syndication or invest in syndications, then you're not going to become wealthy or that investing in real estate is the only way to become wealthy. It's not, it's a tried and proven way to become wealthy. And it's my favorite way and a lot of my guests favorite way, but it's not the only way. Seth Bradley (02:30.814) And our guest today, MC Lobster, who is no stranger to this show. He's been on here before. He's actually our first repeat guest. but I love chatting with him. He's such a great guy. So knowledgeable. he is a true expert at this idea of diversification across so many different types of income that you can create for yourself. And he's on here on the show today, especially to talk about his new book, the 21 best cashflow niches, where we'll jump into what some of those are. Some of these things you've probably never even heard about. We'll talk about life insurance contracts. We'll talk about agriculture, energy, of course, real estate and all of those things. But inside you, you'll get some new ideas about things that you never even thought you could invest in. MC Lobster is a cashflow investor and a serial entrepreneur. He's the creator and host of the top rated business and investing podcast, the cashflow Ninja. which has been downloaded over 3 million times in over 180 countries. He's also the president and CEO of Producers Wealth, a virtual wealth creation firm that assists investors and business owners to set up and implement infinite banking. All right, without further ado, the one, the only MC Lobster, let's go. This is the Passive Income Attorney Podcast. where you'll discover the secrets and strategies of the ultra wealthy on how they build streams of passive income to give them the freedom we all want. Attorney Seth Bradley will help you end the cycle of trading your time for money so you can make money while you sleep. Start living the good life on your own terms. Now, here's your host, Seth Bradley. MC Lobster, what's going on, brother? Welcome to the show. Great to be back. Great to connect. Looking forward to our conversation. Seth Bradley (04:25.71) Absolutely, man. You are my first repeat guest. So you have that honor. Awesome, man. Well, for our listeners that haven't heard you on the first episode, maybe just give a quick rundown of a little bit about your background and who you are and, you know, where you come from and all that kind of stuff, Definitely honored. M.C Laubscher (04:46.542) Yeah, originally from South Africa, came to the US in 2001 and just blown away with the opportunity in this in this country. I mean, there's literally no place with the upward mobility like the US. You can literally start here with absolutely nothing, which is what I did. Basically a backpack, a suitcase, five hundred bucks, sense of humor, sense of adventure. And I'm an entrepreneur investor. I've started several companies. failed at a lot of them, they had a lot of success in some of them. I've been an investor since 2001 in real estate. And I have a couple of companies, people know me for the Cash Loan Ninja, which is a podcast that I started six years ago, which has turned into a full blown financial education company. We have podcasts, tools, resources, programs, and now books. And then also, know, I have a company called Producers Wealth. We help folks all across the United States. In 49 states, set up infinite banking, a cashflow management strategy utilizing an insurance product. And then I also have a company where we do a lot of syndications in the resort and multifamily space called Producers Capital Partners. But I love cashflow. I love talking about cashflow, creating it. positioning it efficiently and managing it and then multiplying it. So everything cashflow gets me excited. Is that all you got going on, man? M.C Laubscher (06:20.8) You know, throw throw throw a family that's very active and love to do stuff in there. I've got a beautiful wife and two young kids to all one for an off and three boy and a girl. So you can just imagine the energy there. So a full time job almost by itself, right? That's All right. Yeah. So many hours in the day, man. I don't know how you do it. I know how you do it. I love what you said about upward mobility, man. And I think we take that for granted in the US. So how is that different in other countries for us? don't even think about that sort of thing. Yeah, so I grew up in South Africa and then I was fortunate enough, I traveled to a number of African countries and then I also traveled to a number of European countries, Latin American countries and Asian countries. And I don't think people realize, like if you're born in the United States, you literally won a lottery ticket. I it's I don't know how else to say it. When I got here, I looked at this and I'm like, wait a second. So there's not really like you could, mean, You just bring your game, you start where you're at and the sky's the limit where, you know, it's very tough in certain countries. Let's just use Africa as an example, you know, in South Africa, the lack of infrastructure, supportive infrastructure for somebody starting there and maybe folks from other countries can relate like in Brazil is probably the same, a of Latin American countries that don't have the same infrastructure that's in the States. So let's just say you are, M.C Laubscher (07:53.614) you're born on the lowest economic rung. That happens to folks, right? If you're born in the United States, well, you still have access to stuff. You could go to a library, jump on a computer, learn skills, there's public schools. When you're born in a shanty town in South Africa or in a favela in Brazil, you don't have the same access. And also when you come here, literally, I mean, you look at all the rags to reach the stories and, funnily enough, a lot of it is immigrants. You see it, a lot of immigrants rise to the top because most of them, whether they're from Africa, the Middle East, Eastern European countries, Latin America, that's kind of what they experienced too. And I've had conversations with them too where they're like, man, you could do anything you want to here. There's nothing holding you back. and the sky is limit. It's not even the limit. You could go to space if you want like Elon. no, it's an incredible place. It still is. We live in an incredible time in the US is an incredible country, where, you know, it's all what you make of it, and all how you approach it, right? Yeah, for sure. mean, it's kind of like, the access to information, the access to technology, the access to education. I know that's kind of a, you know, we fight about that all the time, but we have access to those things up to a certain point for free. Whereas other places do not have that access to information, technology, education. And that in itself gives you power. Knowledge is power. It's not just a saying. Yeah, think think about the time that we live in. Who is it? Who is in Star Trek? Was it like Buck Rogers or Captain Kirk? Was Captain Kirk the guy? So, I mean, I still remember and we had very little TV. I grew up inside everywhere. We had like two TV channels, but one of them had like Star Trek episodes on. And I still remember like he would press a button and talk to someone on the telly on like a like a television screen. M.C Laubscher (10:01.082) and I always saw, man, that's, that's, it's so cool. They're not even the same galaxy at that stage, but they're talking to one another. I like they're in the same room. We have access to that. And for most part, it's free. We have like access to star Trek technology in the time that we live in for base, for, most, for the most part, it's free. So you have a smartphone and. you have some service or an internet connection, you're good to go. yeah, and again, the technology, which, you know, it's the frenemy. It's your friend and it's the enemy. It's a frenemy. But for the most part, if you approach it right and utilize it right, now a lot of the opportunities, when I came here in about 2001, It was just around the internet kind of boom. So most people didn't really know what was happening there yet, but now everybody's in it. and all over the world. So a lot of the opportunity that only existed in the U.S. then too, are now available in other areas for folks to start online businesses and that kind of stuff globally. You know, to bring it back with Africa, I see on my last visit, and it's been a while ago, but I just remember seeing folks walking around with smartphones and that's all they transected bank. They do everything on their smartphones. They have SIM cards and they buy like airtime. And I'm like, man, what you could do with a smartphone these days. It's quite incredible. So it's starting to open up in other places. yeah, you know, it's quite, we live in remarkable times and sometimes I don't think we appreciate it because we're so used to it. It's like, man, why is my internet taking so long to get on? I'm like, does anybody remember dial-up? You know, it's like. Yeah, it will dial up, man. It's like, yeah, if we click on a link on our phone or click on a link on our computer and it takes more than like, you know, a snap, we're just like, what is going on? This is ridiculous. I can't get anything done. like, well, what did you get done when you didn't have that? M.C Laubscher (12:09.986) Yeah. Yeah. Yeah. As like I said, before I came to the States, I remember we had dial up and I would add to download emails. So you would start at dial up and you would basically hit start for your emails to download and you would go and grab a cup of coffee and do whatever you have to do. And like 20, 30 minutes later, your emails would have been downloaded. That's so now it's, it's like this and everything moves quicker, right? So you can, you can disrupt slow, archaic, markets in any asset class really, really quickly with technology and boy, there's some dinosaurs, especially in the markets that we were operating, real estate being one of them. And I'm in insurance too, mean, both very, very big dinosaurs that's ready for disruption. Yeah. Yeah. So let's talk about some of those things that you invest in. know you're pretty famous for infinite banking and also in commercial real estate. mean, what are some of the things that, are some of the best vehicles to invest in that you're seeing today and how has that maybe changed recently? I, and I asked that because there's a lot of people out there, you know, they'll listen to one podcast, right? And it'll just be like, you have to do this. If you don't do this one thing, if you don't take this one magic pill, You're never going to be able to retire, achieve financial freedom, but we all know that that's not true. Hopefully we all know that, but what are, what are some of the investment vehicles that you love and why? Yeah, I love what you just said. It's the maximalist approach, right? It's because I made my money in single family real estate that that's the only way to do it or multifamily or so. And that's why my show is to just get as many different ideas in business and real estate and commodities, paper assets. We covered crypto and blockchain since 2016, as I thought was was pretty exciting then. Now it's like out of control. But M.C Laubscher (14:07.562) Actually, this ties into one of the reasons why I wrote my latest book, because most people would say, MC, you've interviewed like the best minds of business and investing and all these different opinions on your show, which was very funny in the beginning because we're so used to echo chambers. You know, I didn't want an echo chamber. So I would have someone on, for example, that hates Bitcoin. And then was someone on that loves it. And that's the only thing. And people are like, I don't understand. I'm like, yeah, you have to you're both sides of the argument. and then to make a decision. But yeah, I wrote the 21 base cashflow niches, the book where I share, you know, the top 21 that's been shared on my show and I threw in five bonus ones there, but you know, as a marketer, 26 doesn't set as well as 21, right? It's funny how psychology works. Seven's good, 10, 20, 21. And then you gotta go to 50, I guess, or 100 off to that, right? But anyway, 21 is what I used for the name of the book. Yeah, I mean, there's incredible niches that I don't think people think about. When you invest too, you know, this is just what I've done and I just share what I do. I eat my own cooking without throwing up. But what I initially did when I built the cashflow portfolio is I was very clear on what I was trying to accomplish with each investment. So what do I mean by that? So some investments you're going to buy, that's going to be tax favorable, right? A little bit of light on the cash flow maybe, good on appreciation or a little bit light there, but really good on taxes. Then there's certain investments that's very strong on cash flow, okay on the taxes and good on appreciation. And then there's some that's purely on appreciation, okay on taxes and okay on cash flow, but it's really driven by the appreciation. And then there's some that that's really good on all three. Knocks out a ton of taxes, great cash flow and appreciation like real estate is one of those assets that does that. So you have to be very clear when you build out a portfolio and I would advise just this is what I'm doing in the time that we're living in today that you have diversified income streams within a cashflow portfolio because we're living, mean, again, during times of great change M.C Laubscher (16:29.25) There's going to be disruption. There's going to be chaos. You don't want to be in one. You don't want to put all of your eggs just in one basket. And that's you know, that's the horse that's going to win you the Kentucky Derby. You got to have a stable of horses and have many access to many different income streams. So what are some of the what are some of the coolest ones that I've seen? There are some some, know, if you're looking for taxes, there's some great plays and energy, great plays. Disclaimer, not a tax accountant or CPA, but when you invest oil and gas, different energy projects, there's a very, very, very good tax incentives from a strong cash flow and so forth. So that's a great tax strategy, by the way, to offset active income, not just only passive income. If you do it properly and you're investing in it. And by the way, in case anybody hasn't checked energy prices. It's just skyrocket. Try and put gas in wherever you are right now. So energy prices has a great appreciation with inflation, great cash flow and great taxes. the tax play is really good with that one. Then, of course, mean, different types of real estate. But one thing that I would share that was very interesting when I was writing this book is kind of reflecting on the years of and I've done this six years and all the people that I've interviewed. But one thing was very interesting. So agricultural, the market is big. There's many different things in agriculture. And that's where a lot of folks obviously invest farmland, livestock, produce, that kind of stuff. What I found just fascinating was the portfolio allocations of some of the wealthiest people on this planet in timber, more specifically tea. And I'm like, wait a second, because I've some friends that work in family offices, too. So when I came across this, I reached out to them and I'm like, I see like, is there a lot of like the some of the families that are working with you invested in this asset class? And they're like, yeah, it's in all of our portfolios. And I'm like, that is fascinating. So teak, which is in the timber category is is there. And then I started looking into this. And it's like institutional companies are buying this hedge funds. M.C Laubscher (18:58.594) family offices, like Ted Turner is one of the largest investors. And I looked into this and I'm like, why? And then of course, you reach the conclusion that what happens in agriculture, trees grow, they grew five years ago, they're gonna grow five years from now, they're gonna grow 20 to 25 years from now, they're just gonna do what they do if they're in the right climate, in the right country. And so forth, so it provides stability to a portfolio. So it's a long term play. It's not a get rich quick scheme. Anybody that's in agriculture that has ever invested in that space knows that this is not a Bitcoin where you buy something and the next day it doubles. It's I mean, it's literally you have to hand it over to God. It's nature. It's going to take time to grow before you harvest. And when you harvest, obviously. you're going to generate some cash flow from it. But I thought that was fascinating that how they build their portfolio there, they have to have things in there that stabilize it. Obviously, it's very big on real estate. There's a lot of energy plays on there. There's a lot of that in there. Another great asset class that can stabilize the portfolio, which I'm personally an investor in too, is life settlements. And a lot of folks that say, is what is life settlement? So you can actually sell life insurance contracts just like you would sell real estate notes. So why would somebody sell a life insurance contract? Well, there are some folks that, like most Americans, have all their wealth in their homes and in a 401k. And that's it. No diversification. what happened in 2008, 2009? Well. They were in retirement already and maybe lost the majority of the equity of the value of their house. They got clobbered in their stock portfolio and their retirement accounts. And now they're out of money basically. So what do you do? And now because of the stress, there's an illness too. So you can sell and you realize, I have a life insurance policy that I could sell to an investor. And then obviously the investor can, and this is being underwritten of course, an agent and so forth. M.C Laubscher (21:21.804) But they have a life insurance policy that they can sell and live out the remainder of their life comfortably. So there's a win-win on both sides of it. I'll give an example. Let's just say you have a million dollar death benefit and a life insurance policy, and you have like $50,000 in cash value. And you're in a very bad situation like these folks are that I just told you. Well, you could go. to a live settlement company at that stage, if you qualify, not all of them of course qualify, it has to be under underwritten to make sense for an investor to buy that. But let's just say you could get four to five times the amount that you have some, even if you're getting $200,000, $250,000 in cash, the investor would then pay for that. And then now they own the life insurance policy. So eventually when when the seller then passes away, then obviously the proceeds gets paid out to the investor. So they got money to live out the remainder of their life comfortably. The other folks then obviously got a return on the investment that they made. And there's pools of this, there's funds, it's a security. So there's a lot of undesirable, just disclaimer and I was warned about all this stuff is there's undesirable. characters in every industry. And as you can imagine, there's probably a lot in that space. Just be aware that if it's in a fund, which is the best way to do it, because you can diversify over a large number of policies and utilize the law of large numbers like insurance companies, it is a security. So there are security laws that apply to all those things. it's essentially for accredited investors that have access to this. Institutions, they just buy tons of policies on their own. Life insurance companies buy policies from other. They buy policies from other insurers to have on their books as a hedge. Folks like Warren Buffett, Bill Gates, shocker, he's a big investor in that kind of stuff, too. But yeah, it's a very interesting asset class. And again, with the teak, what does it provide? M.C Laubscher (23:37.87) Well, it provides stability because you're essentially buying your equity upfront. So the only factor is time, which will impact your return, obviously, right? So you could get a very nice return on that, which you kind of know when you buy it, sort of the equity that you have in that policy. And then with Teak, I mean, it stabilizes a portfolio. So between the two of those great plays, settlements, not as much cash flow heavy, but great upside potential appreciation. So that was the main driver of that, but it stabilizes portfolios. So there's some interesting stuff that I've seen, but those are, you know, I figured I wanted to share some of the stuff that can stabilize a portfolio too, especially during times of craziness where it's not just speculative kind of place. Yeah, that's fascinating, man. There's so many different things that you've invested in and that there are just to invest in in general and people just don't know about it, right? They get stuck in that, that 401k stocks and bonds bubble. And they think that that's just the only way to invest. And that's why sometimes I'll say, just get into a passive real estate deal, right? Not just because that's the only way to invest, but once you do it once you kind of surround yourself with those types of people that are looking at alternative investments. And then you start your mind just kind of opens up to all these different things in agriculture, in energy, in, you know, all of those things that you just mentioned that are out there to invest in. And you just start seeing all these opportunities just around you. And then you can kind of start diversifying away from that. Yeah, you know what another one is, and I cover this in the book too, which would be interesting for your folks at the time that we live in. You know, we had the whole Joe Rogan thing, the Joe Rogan experience controversy, and we had these folks that wanted to pull their music off Spotify. So some folks, if they actually read the story, might have grasped how that side of the business works. But essentially, you can invest in music royalties. And that's another niche on the book, which someone shared on my show. M.C Laubscher (25:39.118) a couple of years ago, which I found was fascinating. Now, a musician can sell a portion or all of the royalties on their music to an investor. And that's essentially what happened to a lot of those folks that wanted to leave Spotify. They don't even own their royalties or all of it, maybe a small portion or a part of it, but corporations do. They own their music royalties. So every single time a song gets played somewhere or is used in a movie or something, royalties are paid on that and the investor collects cashflow. Now, do we listen to music when markets crash? Yeah. Do we listen to music when markets boom? Yeah. We always listen to music, you know, whether it's good or bad times. So it's another, it's another interesting aspect of, of that. Now, why would a musician sell their royalties? And this is fascinating because that side of the business and my brother, my brother is a musician too. So I learned a little bit of that, that side of it and had an insight of that, but why would they sell a portion or all of it? So maybe they need to fund the next album and they don't have a record label backing that. And maybe they just want to do it themselves or, you know, for them to raise money for the next project would be, would be one example of that. So, and of course, if there's partial ownership of royalties. It's actually the best way to do that because otherwise the musician doesn't have incentives to keep promoting those songs. Right. So you almost want to go like 50 50 with someone to make sure like they've got skin in the game to still promote their albums and the songs and play them at concerts and all that kind of stuff. Otherwise, they're not really going to care because they don't own the rights or the royalties to that music anymore. So it's fascinating. There's a whole exchange, as you can invest like an investor, but there's so many ways to do it. There's so many ways. see to your point, I see people argue all the time. This one's better, this one's better, this one. I'm like, you can make, it's incredible to see the ways that people can make money and become successful. There's so many ways to do it. Seth Bradley (27:53.698) Yeah. Are there any, I know you went through quite a few there and I want to give the entire book away, but are there, is there another like really surprising one that kind of stands out in that book where somebody's going to read and they're like, what? That's crazy. Yeah, I throw in there a different angle on crypto. So I share a strategy in there. I share a crypto strategy and then I share an angle of how to look at it as an investor because most people think cryptocurrency and blockchain and they go, oh, I just buy Bitcoin and it goes up 20 fold and now I'm a millionaire or a doggy coin and I'll be fine. But there's actually that's very speculative, obviously, and you're a speculator. What the folks, the absolute cash flow ninjas have done is they have approached this as investors in the space. So they have followed what I call the California gold rush strategy. So they looked at this and said, wow, all right, there's gold found in California and San Francisco in that area. Instead of going to mine or dig or pan for gold, I'm going to be the person selling the shovels, the picks, the equipment. I'm going to be the person selling the clothes like Levi Strauss. I'm going to be the person there that has provides housing, hotels, bars, restaurants, entertainment, brothels, whatever floats your boat. And I'm going to be the person that offers financial services like Wells Fargo. You take a different strategic approach of investing. So you actually go in as an investor and say, like in the crypto and blockchain space, I'll give you some examples. The folks that have absolutely made a fortune in this space. Yeah, they had some Bitcoin. Yeah, they were early investors in Bitcoin and Ethereum. But guess what? They were early investors in exchanges. You know, I actually was in the Bauschman group of one of the first investors in Coinbase, which is now M.C Laubscher (29:59.714) They went public. I think he did pretty well. The same with Kraken. He's also one of the earliest investors in Kraken. So he's on exchange. So the same with music. Do you think a lot of people trade crypto when the markets are going up? Absolutely. A lot of people are chasing the pump. Do you think there's a lot of activity on an exchange when crypto wets the bed and corrects? Absolutely. There's a panic selling going on. Markets go up, down and sideways. They make money regardless. So that's one way of doing it. But think of other things, right? You know, in the cannabis space, everything was like, if you're a lawyer, I mean, you would never run out of work. If you are a tax accountant, you would never run out of work in that space. The same with crypto. So there's so many legal things happening there. And think about estate plans. You have coins. How are you planning on transferring that to your children or your grandchildren? How does that work? Nobody's figured that out. There's companies that have been started in that space to address that problem. And you could be an investor in that company. How about taxes? You think they're coming off the taxes in crypto? You think if you're investing in a very, very good tax firm globally or locally and so forth that specializes in crypto, you're going to lose money? going to be busier than ever. So it's a different kind of angle that you're coming in as an investor in the space, less sexy. I prefer it that way, cash flow, taxes, you're a business owner, that kind of stuff. But it's not the Elon Musk doggy coin kind of style that you're investing in the space. It's a little bit more strategic. Right. Yeah, I love that, man. And you can use that, you know, that strategy across different industries. Like you said, you know, you're, selling, you're selling the picks and the, and the pans for the gold rushers. You're, selling the tools rather than actually going and trying to find the gold. And those are the people that actually got rich during the gold rush, right? People that sold the tool. So just think about, you know, any hot industry that way, like, what can I do? That's kind of that ancillary angle rather than the direct angle. And that could be the Seth Bradley (32:18.03) the better investment. Yeah, it's almost like I interviewed Jim Rogers a couple of times on my show and he's very comical, legendary investor. And he always said to me, know, when I asked him about how, how we like some of the big hits that he had and some of his best investments, he said, MC, it's quite simple. All I do is I sit and I just wait until people, the money is just lying on the floor. And then I go and pick up the money. That's all I do. So and then I asked him about, all right, what is that? What is how does that relate to it? And it's like when you see something that's a no brainer that everybody else is seeing. I mean, like, for example, the legal side and the taxes and crypto kind of a no brainer. Not a lot of people are thinking about it. It was the same way in cannabis, too, where everybody wanted to invest in a farm or a farmer or dispensary or a distribution and all this stuff. and deal with all the headaches of the federal government and the local government, you could have been the lawyer starting a legal firm dealing with those headaches for them. You would never run out of work and you could probably charge much, much more. And it's the same thing with the tax thing. So that, in my opinion, was it's just that money lying on the floor waiting to be picked up as an investor. Yeah, perfect man. Nailed it. one last gold nugget before we jump into the freedom for M.C Laubscher (33:48.362) Absolutely. Yeah, so I would say the big thing is you have to be very, very specific, obviously, why you're doing what you're doing, what you have and why you have it and what it's doing for you from a strategy. And then that's how you build your cashflow portfolio. But don't forget about the other stuff in your economy. There's a way to make your money as efficiently as possible. There's a way to position it. And then there's a way to invest in this portfolio. And then there's a way to protect all of us with proper asset protection, with proper estate planning and with proper tax strategy. So most folks don't even think about the estate planning, the asset protection and the tax strategy. You're going to wish you have in five years. This will be a sound bite that that you can keep. You're going to wish you have thought about these things and not just on the shiny stuff. I know because I've made all of those mistakes. I became a much better business owner investor when I started to put it all together and just didn't chase shiny stuff or had tunnel vision. Yeah. Awesome, man. All right. Let's jump into the freedom for we're to mix it up a little bit because you've already been on the show once. It's time for the Freedom Four. Seth Bradley (35:09.422) So what does your morning routine look like? You know, it varies since I have two very young kids, but there's one, but there's two things that are consistent. So I make sure that I go for a walk 45 minutes to an hour. And I do spend an hour thinking. It's a habit that I've developed over time and that I learned from Keith Cunningham. So he just calls it thinking time. We don't think because it's the hardest thing to do as Andrew Ford would always say, So I make sure that I block everything off. No computers, no smartphones, nothing, just me and a pad. And I write down, I have certain frameworks I use to analyze things and help me think through things, looking at the dangers that are out there, the opportunities and how I can capitalize on a lot of the stuff. that's, I mean, that's definitely, that's in my morning. The other stuff, it varies because they got two young ones, but those two things are consistent. So. clear my mind with a walk, get some exercise in, and then thinking for an hour. Yeah. Yeah. Sometimes we, have these ideal morning routines put together, but it, know, especially when you have kids and you have all these different variables, that's not always possible, but you know, there are a couple of things that you definitely need to carve out and just make sure you do every single day. All right. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it? M.C Laubscher (36:40.63) I do it every day and limiting beliefs in the sense of, people talk about the mindset of abundance, you know, and having an abundant mindset, you know, and I intentionally move every single day when I get up, there are some certain elements of scarcity and I transform that into abundance and I do it intentionally. It's actually part of thinking time. You know, I've listened to all the gurus, I get all that. But I don't wake up in the morning and go, yeah, this is going to be great. Every every person wakes up. This is just how we were built. If we weren't built this way, we wouldn't have survived. So we get up and we scan our environment and we start kind of not in a fearful fear isn't the right word, but it's kind of like fight or flight situation. Like I said, if you're not built that if you weren't built that way, you wouldn't be alive right now. We wouldn't be as a specie. because otherwise we would have probably the saber-toothed tiger would have probably gotten us. So we were built that way. So I do it intentionally to transform from whatever elements it is of scarcity into abundance. And by doing that and doing that every single day intentionally, it changes your whole day. then you don't have any bad days. So I don't get up drumming my chest saying everything is perfect and rosy and rainbows and unicorns. I understand that there are certain things that I've got to work out kinks and I have frameworks to do that. And I just make sure that I do it every single day. So overcoming limiting beliefs, we all have some of them. think like the, mean, the biggest one, there are some things like, the biggest one that I've ever came lightly and this is probably over the last three years is, You know, Dan Sullivan, which is one of my coaches, a strategic coach said, you need to work less and make more money. And I'm like, I don't know how to do I know what's what's the catch here? Yeah. So that was a limiting belief. then I'm like, wait a second, does he have a superpower that I don't have? But then I started to realize that you could structure your day and then have proper systems and processes in place. And that I work four days a week now when I started as an entrepreneur, it was M.C Laubscher (39:05.866) seven days a week, 10 to 12 hours. Now I work four days a week and it's probably seven to eight hours at most because I have those systems and processes in place. it was, mean, yeah, talk about a limiting belief right there. It was something that I to work out and figure out. Yeah. Yeah. And it's counterintuitive, right? It's like, wait, work less and make more. That's not how it works. That's not how I was taught growing up. That's not how it works. It's everything, everything against what you were have been taught in school, right? So it's almost like you have to break down core foundational beliefs and a mindset. You have to double down on that. It's like when Labeque Saki said he makes more money every year and pays less in taxes. When you first hear that and you read the book, you're like, well, how does that, how does that work? So again, beliefs that have to change and then your mindset and then you learn the game of money and you're like, yeah, that is that's what they do. This is what the castle and then just do they make more money every year, they pay less in taxes, actually get money back from the government, legally, and they work less and then and they make more money. Yeah, exactly. I had Tom Willwright on the show last month and he said the same thing. That was the his big quote was, you know, the wealthier you get, the less taxes you pay. It's like what? Yeah, but it's 100 percent true, 100 percent true. What do you believe separates successful people like yourself who have taken action and taken control of their life and their own economy from those who get stuck in the nine to five, never take action and maybe never get started with cash flow? M.C Laubscher (40:50.57) I own all of my outcomes. And I think that's the biggest difference between a lot of folks and people that achieve certain levels of success. I don't blame anyone. Everything that happens is because of me. So even if there is something nefarious done to you, I shouldn't have put myself in that position and I should have seen it coming. So it's my responsibility, not anybody else's. So I take responsibility for everything that I've done in my past, my present, my future. I own everything. So I was stuck for a while in a deep dark place. We're talking now like 10, 12 years ago and I wasn't going anywhere at that stage. And that was the one switch that I made and I've never looked back since, you know? So I own everything. The good, the bad and the ugly. Yeah, I love that more than you know, man. Accountability is my number one principle in everything in business and life. Even again, if you if you know inside that maybe it was somebody else's fault, it still doesn't matter. You say, well, what could I have done to change it and to make it better? What could I have done differently? Take accountability for it. Don't blame other people. Yeah, there's a person that I follow that I was very honored to meet in person, Tim Grover. And he's the guy behind Michael Jordan. mean, he's Michael Jordan's coach, Kobe's coach, know, Dwayne Wade. And he was actually, it's funny that I just saw that he actually worked with the Rams over the past month too, during that. And he's just, I mean, quite incredible because he literally gets you into This is how a champion thinks. This is what's going in their mind. This is how they're wired. And those folks, mean, it's just so interesting to see. Even if folks don't win, listen to what Tom Brady said, by the way, in his playoff loss before he retired. Where they're like, you you didn't get the ball back and you didn't have another shot. basically you thought you were going into overtime, but then that final play that the Rams got you and he's like, M.C Laubscher (43:12.386) I shouldn't we shouldn't have been in that situation. I shouldn't have put my team in that situation in the first place. So that's all they think. That's all those folks think. And I know it's sports, but there's so much between sports, obviously, and and business and investing. So you look at the mind of a champion in any industry in any part of part of life. And that's all those folks think, whether it's a whether it's sports, it's a business, a marriage, investments, you know, they own it. That on the outcomes. Yeah, for sure. I'm listening to Winning right now, his book on Audible. it's great so far. All right. Last but not least, what does financial freedom mean to you? You know, freedom is is a is it's it's we're living during interesting times. It's funny how freedom is is being spun. You know, I'm one of those folks that. Nobody grants you freedom, no one. You just you just take it, you're born free and you take it. You know, you can't you can't negotiate it, you can't vote for it, you can't beg for it, you can't plead for it, you just take it. And you do that by taking action. So financial freedom and the same thing is no one no one's going to give it to you. And you're just going to have to go out and take it. And in the sense is what freedom means to me is having freedom of time, how I spend my time, what I do, having freedom of money. I do things and I spend my time how money no longer becomes a reason why and why I'm not doing something. M.C Laubscher (44:55.126) relationships, having freedom of relationships. doing cool things with people that I like to do things with and hanging out with people that I want to hang out with. So I don't have to hang out with someone just to hang out with someone. That's what freedom means. then obviously purpose, know, purpose is, yeah, the freedom to pursue what you want to pursue, the stuff that you want to work on, the stuff that you're passionate about. So you don't do things just to do things and you have to get there by the way, you know, if you if you see all the things that I've had to do to get to the part where I just do stuff that I want to do. It's been a long road. It didn't start with that, but that should be the goal in the end. So we all have to do things that we don't like to do and some way or shape or form. But essentially, when you get to financial freedom, you can just focus on the things that you want to do that you're passionate about, whatever they are. If it's doing cool things with cool people and cool places. If it's spending time supporting your charities and your church and so forth and being actively involved with that. There's folks that I know that are very wealthy that, mean, they just, and a lot of them, by the way, right now, they're just buying ranches and farms and just living off the land in the middle of nowhere, you know, in different states. Yeah, I mean, and that's that's it. That's it. That's what they that's what they want to do right now. Get away from all the craziness. They kind of see that things are going to get wilder and crazier in the in coming months and the next couple of years. And they're like, I don't want to participate in this. I'm just going to buy a piece of land in the middle of nowhere and come back when this so when the dust settles. So, yeah, that's that's that's what that's what it means to me. It's it's something that I talk about a lot, too, that I'm pretty passionate about. Because we are in a fight for it now too. You know, all over the world in many, many, many different ways. So my own little way, I try to, you know, help as many people as I can to get the financial park right. Because if you are financially independent and free, you know, you're not going to be forced into a corner or have your back to the wall and be forced to make decisions that are against your principles, your values, and what you believe in. You're going to tell M.C Laubscher (47:18.466) people to go pound sand. So I want as many people to be in that position as possible. man, that was an awesome answer, dude. Let's wrap it up, man. It's been awesome having you on the show. Where can our listeners find out more about you? Where can they get that new book? 21 Best Cash Flow Niches. Tell us all about it. So cashflowninja.com is everything Cashflow Ninja and the book is called the 21 Best Cashflow Ninjas, Creating Wealth and the Best Alternative Cashflow Investments. It's available on Amazon or cashflowninja.com. And when your listeners purchase a copy of the book, just screenshot a proof of your purchase to my team at info at cashflowninja.com and I'll throw in some bonus goodies. I'll give you a digital version of the book if you wanna read it on Kindle. A audio version of the book, if you just want to listen to it, driving in your car, working out or hanging out. I've actually curated a library of interviews specifically where people talk about these niches. You'll get access to that and more bonus goodies. So it's available on Amazon dot com, but also at cash learning dot com, you'll be able to buy the book. The twenty one best cash flow and it just creating wealth in the best alternative cash flow investments. Awesome brother. Well, congratulations on the book launch and it's been awesome having you on the show again. I MC let's catch up soon. M.C Laubscher (48:37.962) Absolutely. Thank you so much for having me. All right kiddos, MC Lobster, the cash flow ninja, drop in bombs. As always, he always comes up with all these new ideas, all these new ways to create cash flow and income outside of the box. We're not just talking about real estate. We're not just talking about stocks, bonds and mutual funds. We're talking about agriculture, life insurance contracts, all these different ways that you can create income for yourself. There's more than one way. to create income that does not involve just lawyering, just doctoring, just engineering, just doing your, just creating your active daily, trading your time for money income. So at the end of the day, look, this is the major key. The major key is to get started. Again, I always say start out with a real estate syndication on the passive side because... that will open your eyes to opportunities. That's what it did for me. When I started investing in commercial real estate to begin with, it was through a passive investment. And then I invested more and then I invested more. And then my network expanded and to people like MC who exposed my mind to ideas about other types of ways to get started in multiple streams of income. Then I bought into franchises, then I bought into crypto, then I bought into all these different things. But until you get started, and you get this cashflow train moving, you're gonna be stuck. You're gonna be stuck at your day job with one stream of income, putting yourself and your family's financial future at risk. So I encourage you to just get started. So if you're ready to take action and partner with us on one of our next passive real estate deals, go to passiveincomeattorney.com, join our Esquire passive investor club and get started today. All right, kids, until next time, enjoy the journey. M.C Laubscher (50:34.616) Thank you for listening to the Passive Income Attorney Podcast with Seth Bradley. Do you want more ideas on how to generate multiple streams of passive income? Then jump over to passiveincomeattorney.com for show notes and resources. Then apply for the private Facebook community by searching for the Passive Income Attorney on Facebook. And we'll see you on the next episode. Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en M.C Laubscher's Link: https://cashflowninja.com/ https://www.amazon.com/Best-Cashflow-NichesTM-Alternative-Investments/dp/1737883414
One of the underreported casualties of any war is culinary culture. It's not just family recipes that might get lost; when you recognize the importance of food to our essential humanity, you can quickly see how the loss of culinary traditions can lead to an erasure of cultural and identity. This is the terrain author and human rights investigator Michael Shaikh explores in his new book The Last Sweet Bite: Stories and Recipes of Culinary Heritage Lost and Found.rnrnRaised in Cleveland and Karachi, Shaikh has worked for nearly two decades in the field of human rights, spending extensive time in conflict zones mostly in Asia and the Middle East. Shaikh's book explores the impact of conflict on the most essential of human traditions--what we cook and how we nourish ourselves and our souls. From a refugee camp in Bangladesh to the legacy of Nazism and Soviet rule on Eastern European traditions, Shaikh unpacks what might have been lost if not for the resilience of diasporic communities and the amazing activists, home cooks, and chefs who have kept traditions alive.rnrnJoin us for a conversation moderated by chef and Marine Corps veteran Ben Bebenroth of the nonprofit Spice Field Kitchen.
How did Clio Snacks evolve from a homemade Greek yogurt bar created in a New Jersey garage into a national brand generating $90 million in annual sales? In this episode, company CEO John McGuckin shares the strategic blueprint behind the brand's explosive growth, from prototype to distribution in nearly every major grocery and mass retail chain across the U.S. On location at Clio's 80,000-square-foot facility in New Jersey, John dives into how the brand is riding the wave of health-conscious snacking trends. He discusses the complexities of managing a vertically integrated business, where Clio controls both manufacturing and marketing, and how that structure has been key to their agility and innovation. John also highlights the critical role of transparency and emotional investment from Clio's board in driving the brand's remarkable rise. Show notes: 0:25: Interview: John McGuckin, CEO, Clio Snacks – Ray details a behind-the-scenes tour of the Clio bar production process, highlighting its proprietary methods and high-quality ingredients. John shares how Clio evolved from founder Sergey Kowsky's homemade snack for his kids, inspired by traditional Eastern European cheesecake bars. He discusses Clio's growth – $90 million expected for 2025, from $28 million four years ago - is fueled by widespread consumer loyalty, strong repeat purchases, expanded distribution, including a jump from 250 to 1,200 Target stores. He emphasizes the importance of consistent manufacturing, supported by a vertically integrated model and a highly experienced leadership team and how the brand leverages sales and operations planning (SNOP) to manage demand forecasting. John highlights a HelloFresh campaign that distributed 500,000 bars and talks about how innovation remains central to Clio's strategy, with plans to reintroduce its parfait line, enhance protein content, and explore kid-friendly options. John also credits Clio's board, which includes early supporter and investor John Bush, with enabling the company's agility, transparency, and long-term vision. Brands in this episode: Clio Snacks, Perfect Snacks
Třetí epizoda! TTFC hits up PRG as we venture into the far-flung past to get more than our fill of slapstick shenanigans, infernal devices and zany twin magic with 1977 Czech sci-fi comedy TOMORROW I WILL WAKE UP AND SCALD MYSELF WITH TEA.If for no other reason than to commend us for having such impeccable taste in Soviet era Eastern European film, please do get in touch (we also gladly accept any and all recommendations, opinions, insights, complaints and predictions for a future as gleaming as 1996 could have been) by emailing timetravelfilmclub@gmail.com Hosted on Acast. See acast.com/privacy for more information.
A Wisconsin judge sentences a husband and father to twice the amount of time recommended after he duped authorities and his family into believing he drowned while kayaking at a lake, all so he could make a new life overseas with an Eastern European woman. Amy and T.J. go over the bizarre, yet fascinating details of the story and how authorities were finally able to track him down and pay for his crime.See omnystudio.com/listener for privacy information.
A Wisconsin judge sentences a husband and father to twice the amount of time recommended after he duped authorities and his family into believing he drowned while kayaking at a lake, all so he could make a new life overseas with an Eastern European woman. Amy and T.J. go over the bizarre, yet fascinating details of the story and how authorities were finally able to track him down and pay for his crime.See omnystudio.com/listener for privacy information.
A Wisconsin judge sentences a husband and father to twice the amount of time recommended after he duped authorities and his family into believing he drowned while kayaking at a lake, all so he could make a new life overseas with an Eastern European woman. Amy and T.J. go over the bizarre, yet fascinating details of the story and how authorities were finally able to track him down and pay for his crime.See omnystudio.com/listener for privacy information.
Shane Whaley and author I.S. Berry (The Peacock and the Sparrow) welcome spy thriller author Dan Fesperman to talk about his latest novel, Pariah. What happens when a disgraced stand-up comedian becomes a CIA asset in a fictional Eastern European country? Listen/Watch On. Topics covered include: The real-world politics that inspired Pariah How cancel culture shapes protagonist Hal Knight Building a believable fictional Eastern/Central European setting (Bolrovia!) Why did Dan Fesperman choose to create a fictional country rather than base Pariah in a real country? Humour in serious spy fiction Do spy novels need to have a geopolitical canvas? Food in spy novels. Chimney cake anyone? Why Dan Fesperman's audiobook producer stopped him from singing one of the songs referenced in Pariah. Dan Fesperman also reveals that his next novel will feature Winter Work's Emil Grimm; he also shares his thoughts on what makes a spy novel and the guests give a shoutout to the unsung real-life spies. Dan Fesperman's Pariah is perfect for fans of le Carré, McCloskey, Paul Vidich and for readers craving spy fiction with depth, nuance and laughs. Grab your copy of Pariah now and join the conversation in t
A Wisconsin judge sentences a husband and father to twice the amount of time recommended after he duped authorities and his family into believing he drowned while kayaking at a lake, all so he could make a new life overseas with an Eastern European woman. Amy and T.J. go over the bizarre, yet fascinating details of the story and how authorities were finally able to track him down and pay for his crime.See omnystudio.com/listener for privacy information.
May 22nd is the National Day of Prayer and Remembrance for Mariners and Seafarers. Bishop Brendan Cahill discusses the ministry of the church to seafarers through the work of Stella Maris. The day is intended to remember the men and women seafarers. Many seafarers are Catholic Christians and largely a migrant population in the world. Because of the nature of their work, they are not always a visible community presence. In over 50 ports, there are more than 100 Stella Maris chaplains, maritime deacons, and lay ecclesial ministers who minister to seafarers. They welcome, network, and reach out to seafarers, fishermen and women, their families, and all who work or travel on the seas. Through the celebration of the Eucharist and the Word of God, the chaplaincy team helps seafarers discover the loving presence of God in an often-challenging world. Their continued presence is a clear indication of their dedication to this vital pastoral ministry and love for the people of the sea. https://www.usccb.org/committees/pastoral-care-migrants-refugees-travelers/stella-maris-who-we-are On Wednesday, May 10, a panel of advisors to the U.S. Food and Drug Administration (FDA) voted unanimously to make the birth-control drug, Opill, available to consumers over-the-counter in the United States. The FDA is reportedly poised to make a final decision this summer. In response to the FDA panel's recommendation, Bishop Robert E. Barron of Winona-Rochester, and chairman of the U.S. Conference of Catholic Bishops' (USCCB) Committee on Laity, Marriage, Family Life and Youth, urged the government agency to reject this advice as “not good medicine” and continue their efforts to protect women's health. Read the full statement. https://www.usccb.org/news/2023/fda-acknowledges-harm-oral-contraceptives-while-its-own-panel-advisors-push-make-drug After literally hundreds of public prayers for peace in Ukraine and 443 days after Russia launched an all-out war on the Eastern European country, Pope Francis welcomed Ukrainian President Volodymyr Zelenskyy to the Vatican. This was their first face-to-face meeting since the war began. Read the Catholic News Service Rome story. https://www.usccb.org/news/2023/pope-ukrainian-leader-talk-about-humanitarian-situation-provoked-war
It's Tuesday, August 26th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com. I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson Women in India raped, murdered, and secretly buried A temple maintenance man in India is under arrest, after he testified of hundreds of women who were allegedly raped, murdered, and secretly buried around the small religious town of Dharmasthala. The BBC reports that nearly 100 bone fragments of human remains have already been found at two spots the man identified. The employee says he worked for the temple administration between 1995 and 2014, when he was allegedly coerced into burying the bodies. In 2025, 950 attacks on Christians in India For the first five months of 2025, Open Doors reports 950 attacks on Christians in India, which accounts for a rate of 2,300 per year. According to this reliable source, “These incidents included attacks, threats to abandon the Christian faith, excommunication, social boycotts, halting prayer services and church closures. Throughout India, 200 cases have been filed against pastors and believers based on fabricated conversion allegations.” India rated as the worst in The Worldview's international morality index -- or the Evil Index -- released last month. India rated high in persecuting Christians, corruption perceptions, as well as supporting abortion and homosexuality. Most evil nations vs. Best behaved nations The highest rated nations for immorality were India, North Korea, Mexico, Columbia, Vietnam, Pakistan, Nepal, Myanmar, Somalia, Nicaragua, China, and Nigeria. Best nations on the list were Armenia, Eastern European nations, Israel, Japan, and Singapore. Among European nations, Russia, Greenland, and Belgium were rated poorly. Switzerland and Ireland rated best on this International Morality Index. The nation of Chile lost the most ground over the last eight years. The country was rated at the top of the morality index eight years ago, and has dropped to the 66th position, due largely to approving abortion in 2017, and adopting homosexual faux-marriage in 2022. The International Morality Index considers nations on the basis of the sixth, seventh, and eighth commandments of God's law as well as the persecution of Christians. John 1:29 says, “But let us remember, this is why Jesus came. . . John saw Jesus coming toward him, and said, ‘Behold! The Lamb of God who takes away the sin of the world!'” Kenyan pro-lifers object to Bill Gates' abortion kill pills Kenyan pro-lifers have issued a petition addressed to Kenya's Ministry of Health, complaining of IPAS Africa Alliance's distribution of abortion kill pills throughout the country. The petition accuses IPAS of breaking Kenya's laws, and flooding schools and pharmacies with the kill pill. The Citizen Go petition notes that “Kenya's laws protect unborn life, but IPAS is exploiting loopholes. They hand out abortion pills without scans, prescriptions, or medical supervision.” IPAS Africa Alliance is reportedly funded by the Bill and Melinda Gates Foundation. Mexican drug cartel leader pled guilty “Be sure your sins will find you out.” That's what Number 32:23 warns. The founder of the largest drug cartel in the world, Mexican cartel kingpin Isamel “El Mayo” Zambada, pled guilty to federal charges yesterday, reports the Associated Press. He is charged with organizing a drug smuggling operation into the US, called the Sinaloa cartel. His partner Joaquin “El Chapo” Guzman was found guilty of similar charges in 2019. The Mexican Sinoloa cartel is known for assassinations, tortures, and kidnappings — terrorizing parts of the southern border areas of Mexico and Texas. Today, first time home purchase costs double rent For the first time in almost 20 years, the price of buying an entry-level home is double the expense of renting. Austin, Denver, Las Vegas, and Phoenix are some of the worst places for unaffordable properties for first-time buyers. 5% of Canadian deaths due to euthanasia Canada's Doctor Assisted Deaths now account for 5% of total deaths for the nation — more than the deaths attributed to diabetes and Alzheimer's combined. Persons suffering solely from some sort of mental illness will be able to gain state medical help to kill themselves on March 17, 2027. In related news, the United Kingdom Bill on euthanasia has passed the House of Commons, and now has been presented to the House of Lords. United Kingdom legislature to dismiss jail time for violent offenders And finally, the United Kingdom government has come up with a plan to reduce prison overcrowding by dismissing jail time altogether for thousands of sex offenders, drug dealers, and violent criminals. The Sentencing Bill will be considered next month by parliament, reports The Times. Exodus 22:1 provides God's wisdom in such matters. “If a man steals an ox or a sheep, and slaughters it or sells it, he shall restore five oxen for an ox and four sheep for a sheep.” Close And that's The Worldview on this Tuesday, August 26th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.
Al Kite's murder is one of the most chilling and perplexing unsolved cases in Colorado. In 2004, the 53-year-old Aurora man rented out his basement to a tenant who turned out to be a sadistic killer operating under a fake identity. The tenant brutally tortured Kite over several hours before murdering him, then vanished without a trace, leaving behind no forensic evidence and using multiple false identities. Despite a composite sketch and nationwide investigation, the killer, described as having an Eastern European accent, remains unidentified. Theories suggest he may have been a professional assassin or serial predator, but to this day, the case remains a haunting mystery, with investigators still pursuing leads in hopes of bringing justice to Kite's family.(commercial at 7:39)to contact me:bobbycapucci@protonmail.com
At the EUVC Summit 2025, Mehmet Atici from Bek Ventures aimed a popular narrative—that Europe is underperforming as a tech region. Not because it's untrue, but because it's incomplete.“Yes, there's catching up to do. But you can't argue there's no dynamism in Europe—it's just not evenly distributed.”And once you look closer, the picture changes fast.Much of the “Europe must act” discourse comes from the continent's largest economies—France, Germany, and the UK. But productivity data tells a different story:Poland and Bulgaria are growing steadily.Ecosystems in Tallinn, Lisbon, and Barcelona are booming—fueled in part by digital nomad visas.Eastern European founders are making waves well beyond their borders—with names behind global giants like Databricks and Snowflake.“Building a business isn't a lifestyle choice for them. It's a global ambition from day one.”These founders bring international exposure, capital efficiency, and hunger—without the insular networks that often define more mature markets.Sure, improving regulation—around stock options, company formation, or funding incentives—helps. But as Mehmet put it:“That's medicine without a proper diagnosis.”The bigger issue isn't operational—it's strategic positioning.The U.S. remains the most attractive market: a single language, deeper capital markets, and cultural cohesion.Europe's software market is just 23% of global share, compared to 43% in North America.So even if we fix the mechanics, the gravitational pull of the U.S. won't go away. And in some cases, a European identity may actually slow access to that market—not speed it up.What if fragmentation wasn't our weakness—but our untapped advantage?“The most thriving tech ecosystems are the most politically cohesive—because they serve founders, not flags.”Europe doesn't need to copy the U.S. to succeed. It needs to recognize excellence wherever it emerges, connect the dots, and support founders wherever they're starting from.In Mehmet's words:“Our opportunity is to transcend borders—not erase them.”“Let's not forget: the original EU model was ‘United in Diversity.'”It wasn't a flaw. It was a feature.Europe's next wave of global founders may not come from the centers you expect—but they're already building. Our job is to back them, bridge them, and help them win on a global stage.Let's get to it.Not Just Paris, London, BerlinEurope's Problem Isn't Just PolicyFrom Fragmentation to SuperpowerThe Original European Model Still Applies
In July 2020, New York state regulators fined Deutsche Bank $150 million for its failure to properly monitor its relationship with Jeffrey Epstein, along with other high-risk clients. The New York Department of Financial Services (DFS) determined that the bank ignored clear warning signs while maintaining Epstein as a client from 2013 to 2018, years after his 2008 sex-crime conviction. Regulators found that Deutsche Bank processed millions in suspicious transactions for Epstein, including payments to women with Eastern European surnames and large cash withdrawals that should have triggered scrutiny. The DFS concluded that the bank chose profit over compliance, prioritizing Epstein's business despite internal concerns that he posed legal and reputational risks.The fine was the first major enforcement action against a financial institution for its role in facilitating Epstein's activities. Regulators detailed how Deutsche Bank repeatedly failed to file Suspicious Activity Reports (SARs) despite obvious red flags tied to Epstein's network of shell companies and payments structured to look like consulting or tuition expenses. The settlement required Deutsche Bank to improve oversight and compliance systems, but it also underscored a larger problem: financial institutions were essential enablers of Epstein's empire, allowing him to move money and maintain access to elite circles even after his conviction. The $150 million penalty was significant in size, yet critics argued it was still a slap on the wrist for a global bank that had enabled Epstein's financial maneuvering for years.To contact me:bobbycapucci@protonmail.comsource:https://www.cnbc.com/2020/07/07/jeffrey-epstein-case-deutsche-bank-fined-150-million-penalty-for-relationship.htmlBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
In this episode we explore the intertwined realms of Jewish herbalism, history, and cultural exchange with returning guests Deatra Cohen and Adam Siegel. The authors discuss their new book, 'Woven Roots,' which explores the rich and complex history of Jewish herbalism in Eastern Europe. From the significance of Valerian and Sea Buckthorn to magical healing traditions and midwifery, this episode unveils the deep connections between plants and people across centuries. Don't miss out on their personal stories, research findings, and fascinating insights into community care and mutual aid within diverse Eastern European cultures. Be sure to like, comment, and subscribe for more engaging content!00:00 Introduction and Announcements02:35 Welcoming the Guests: Deatra Cohen and Adam Siegel05:08 Discussing the New Book: Woven Roots12:10 The Pale of Settlement: A Cultural Tapestry18:36 Healing Traditions and Cross-Cultural Exchanges34:32 Magic and Medicine in the Pale39:19 Wax Divination and the Evil Eye40:23 The Significance of the Number Nine42:14 Shamanic Figures and Healing Practices44:41 Magical Healing Traditions48:08 Exploring the Plant Sanicle55:53 Sea Buckthorn and Its Uses59:53 Valerian: Uses and Effects01:03:21 Vervain and Personal Experiences01:06:34 Conclusion and Final Thoughts
Drama on a WednesdayFirst, a look at the events of the day.Then, Boston Blackie starring Dick Kollmar, originally broadcast August 20, 1946, 79 years ago, Jealous Partners and Arson. A man burns down his own building, just after allowing the fire insurance to lapse! There's a woman behind the match!Followed by The Whistler, originally broadcast August 20, 1945, 80 years ago, X Marks the Murder. A woman has a theory about a series of murders. Then, The Green Llama starring Paul Frees, originally broadcast August 20, 1949, 76 years ago, The Perfect Prisoner. The last show of the series. A talented sculptor named Frank Cobb is about to be pardoned from a "model prison." However, he's knifed to death before he can be officially told about the pardon. The Green Lama deals with a prison riot and an escape attempt by one hundred armed inmates. Followed by Top Secret starring Illona Massey, originally broadcast August 20, 1950, 75 years ago, The Church Without a Cross. An American intelligence agent investigating suspicious activity in a small Eastern European town behind the Iron Curtain. The town has a peculiar landmark: a church stripped of its cross — a symbolic absence that hints at the repression of religion under the new Communist regime.Finally, Lum and Abner, originally broadcast August 20, 1942, 83 years ago, Squires' $1100 Bill. Lum signs the Squire's promissory note for $1100, that the Squire just happens to have on him!Thanks to Laurel for supporting our podcast by using the Buy Me a Coffee function at http://classicradio.streamIf you like what we do here, visit our friend Jay at http://radio.macinmind.com for great old time radio shows 24 hours a day
In this interview, Lee Humerian shares his journey from rock star to full-time missionary in Ukraine. Lee and his wife, Katie, led mission teams to the Czech Republic and then to Ukraine, which sparked their passion for youth ministry, leading them to join Josiah Venture in 2017. They have been deeply involved in various ministries, including Exit Tours and music camps. Due to the war in Ukraine, they have also led trauma-healing retreats. Lee now leads the evangelistic ministry programs team, while Katie handles human resources. They focus on supporting local church leaders and organizing camps for youth. This summer, the camp theme across our 16 Central and Eastern European countries was "Real Life," and Lee wrote the outlines for the evening talks, which focused on the life of the apostle Paul, for over 120 evangelistic camps. "We can't have the theme 'Real Life' without having stories from our real lives. Your story is powerful. I always think of the verse in Revelation: "We will overcome the enemy by the blood of the lamb and the word of our testimony." Our stories have the power to overcome the enemy, and so that was my proclamation." -Lee Despite the ongoing war and its impact, their ministry continues to thrive with a commitment to youth and their community. Please continue to pray for an end to the war in Ukraine, and for all of the after-camp follow-up events that are happening right now across all of the JV countries. Pray that young people will come to realize that real life is life with Jesus. Connect with Us: Follow @josiahventure on Instagram Learn more about Josiah Venture at josiahventure.com Contact: social@josiahventure.com Online Prayer Room Summer Internships Subscribe & Share: If you enjoyed this episode, please subscribe, leave a review, and share it with a friend or on your social media. Thank you, friends, and have a blessed day!
As Hurricane Erin churns off the U.S. East Coast, red flag "no swimming" warnings are up at beaches. CBS News learns an Eastern European city is in the running for the next possible summit on the Russia-Ukraine war. Florida man dies by lethal injection for the 1982 kidnapping and killing a woman. CBS News Correspondent Jennifer Keiper with tonight's World News Roundup. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
This one is kind of funny as I do call him a douchebag on more than one occasion...James was in a semi-open marriage and now he's cheating on his wife with her best friend and a model and he called in to talk all about it. Tune in to hear all the details including how he got his wife to have a bunch of mff threesomes and what went down, the sex parties they would attend and what they would do there, the couple massage that turned into a threesome, how and why their sex life went downhill, how and why he wound up hooking up with his wife's best friend, the first time they hooked-up and exactly what went down, how and why he fell so hard for her, how he feels he's in love with her and why, the Eastern European model he met and starting hooking up with and what goes down between them, the medical condition he has that makes him feel okay about the extra “passion” in his life, how and why he doesn't feel like he's cheating, how and why he'll never leave his wife for anyone else plus a whole lot more. REPEAT THURSDAY, originally aired 3/24 **To see HOT pics of my female guests + hear anonymous confessions + get all the episodes early and AD FREE, join my Patreon! It's only $7 a month and you can cancel at any time. You can sign up here: https://www.patreon.com/StrictlyAnonymousPodcast and when you join, I'll throw in a complimentary link to my private Discord! MY BOOK IS NOW OUT FOR PRE-ORDER!!!! Strictly Anonymous Confessions: Secret Sex Lives of Total Strangers. A bunch of short, super sexy, TRUE stories. GET YOUR COPY NOW: https://amzn.to/4i7hBCd To join SDC and get a FREE Trial! click here: https://www.sdc.com/?ref=37712 or go to SDC.com and use my code 37712 Want to be on the show? Email me at strictlyanonymouspodcast@gmail.com or go to http://www.strictlyanonymouspodcast.com and click on "Be on the Show" Have something quick you want to confess while remaining anonymous? Call the CONFESSIONS hotline at 347-420-3579. You can call 24/7. All voices are changed. Sponsors: https://viia.co/STRICTLYANON Try VIIA and use code STRICTLYANON for great SEX and sleep https://butterwellness.com/ Use the code “STRICTLY” at checkout for 20% off your entire order https://liferx.md Start your transformation now and get $50 OFF your first month, use code: ANONYMOUS https://vb.health To get 10% off Load Boost and Drive Boost by VB Health use code: STRICTLY https://bluechew.com Get your first month of the new Blewchew Max FREE! use code: STRICTLYANON https://beducate.me/pd2520-anonymous Use code: ANONYMOUS to get 50% off your yearly pass plus get a 14-day money-back guarantee Follow me! Instagram https://www.instagram.com/strictanonymous/ Twitter https://twitter.com/strictanonymous?lang=en Website: http://www.strictlyanonymouspodcast.com/ Everything else https://linktr.ee/Strictlyanonymouspodcas Learn more about your ad choices. Visit megaphone.fm/adchoices
The media and sometimes politics make it seems as if only black and brown people immigrate to the United states. Here today we have my Albanian brother Bek Lover, He talks about his family's journey coming to the US and also the multiple wars that took place in Eastern Europe. He speaks about the different classes between whites and how his people are different from other
Comedian and host of the 2 Goons podcast, JJ Lieberman, joins the pod. Alex fills in JJ on his landlord drama, and JJ says the recording studio is nicer than his apartment. In the current political climate, Drago admits that no one is coming after the Serbians in America. As a bi man, JJ discusses the difference between Eastern European men's and women's builds. JJ shares more about his podcast, 2 Goons, where he and Che Durena interview adult film stars. It's shocking how much these creators are making, and JJ points out the similarities between comedians and adult film stars. Give JJ a follow on Instagram: https://www.instagram.com/jjlibermanlive/?hl=en JOIN THE PATREON FOR A WEEKLY BONUS EPISODE AND EARLY ACCESS TO REGULAR EPISODES: https://www.patreon.com/youreanidiot Buy tickets to Alex's upcoming shows here: https://linktr.ee/alexdrag
Join us on the Business Mission Podcast as we welcome Sebastian Vaduva, a professor and entrepreneur with a powerful story of faith and resilience. From growing up in Communist Romania and immigrating to the U.S. to founding multiple businesses and returning to his home country to lead a university, Sebastian's journey is a testament to God's grace and purpose.In this episode, we dive into:The profound role of necessity as a driver for entrepreneurship.The unique challenges and opportunities of integrating discipleship and academia.The biblical call for business professionals to see their profession as their pulpit.Why technology, including AI, presents a critical opportunity for Christians to be at the forefront of innovation.The vital role of the diaspora in global missions and rebuilding nations.Sebastian shares his advice for the next generation on finding purpose and creating jobs, emphasizing that our ultimate responsibility is to "go make disciples." This is a must-listen for anyone passionate about a new era of business as mission, where Romania and the broader Eastern European region are emerging as a sending force for the global church.Connect with Third Path InitiativeLinkedIn: linkedin.com/company/third-path-initiativeFacebook: facebook.com/thirdpathinitiativeWebsite: thirdpathinitiative.comExplore Mike Baer's Books: books.by/mike-baerLearn more about Business as Mission and access free and premium resources at thirdpathinitiative.com.You can also watch more conversations and teaching on our YouTube channel: youtube.com/@BAMwithMikeBaer.
The main show is still on holiday so here are some more questions from our excellent Patrons. Mike and Rob join Martyn for this one in February this year and the questions include: How was football consumed between 1988 and 1995? Which of Fergie's Cup Winners' Cup triumphs was the most unlikely? What were the great nearly matches in footballing history? Where did 'crack' Eastern European side come from? And a lot more! If you want weekly exclusive bonus shows, want your episodes without ads and a couple of days earlier or just want to support the podcast, then head over to patreon.com/NessunDormaPodcast where you can subscribe for only $3.99 a month. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Summer is one of the most exciting seasons across the 16 Central and Eastern European countries where Josiah Venture serves. Local churches are gearing up for camps, short-term teams are arriving, and perhaps one of the most energizing parts of the season—our summer internship program—is officially underway. This program welcomes college students and young adults passionate about spreading the gospel. Interns share their experiences, starting with their Amazing Race team-building exercise and subsequent training in the Czech Republic. In this episode, interns Rosie Kaminski and Inita Gutmane recount their journey to joining the program, experiences during the Amazing Race, training sessions, and the impactful work they are involved in. Connect with Us: Follow @josiahventure on Instagram Learn more about Josiah Venture at josiahventure.com Contact: social@josiahventure.com Online Prayer Room Summer Internships Subscribe & Share: If you enjoyed this episode, please subscribe, leave a review, and share it with a friend or on your social media. Thank you, friends, and have a blessed day!
Today as part of the Tales of a Nuffield Scholar podcast which aims to share the stories of Nuffield UK Alumni, we welcome Rob Ward — entrepreneur, innovator, and agri-tech visionary.Rob's story begins on a tenanted family farm in Shropshire where early lessons in strawberries and supermarket selling taught him resilience and strategy. From handing out pick-your-own baskets to selling tech globally, Rob's journey is a masterclass in reinvention.