Podcasts about 17b

Boeing (#BA) reported what some to believe to have been a "surprise" Q2. The airplane manufacturer announced Q2 Non-GAAP EPS of $0.40 (beats by $1.12) and revenue of $17B (+43.9% Y/Y). The #Boeing surprise is that the company made a profit last quarter. But is it really a surprise? In March, Southwest Airlines (LUV) announced that they were buying 100 Boeing made planes. Then last month, they announced that they're adding an additional 34 planes to the order. And it's not just Southwest. Late last month United Airlines (UAL) also announced that they need more planes as travel demand picks up. As commercial travel increases, it only makes sense that Boeing revenues increase with it. So were Boeing earnings really a surprise? Or better yet, is now the time to buy Boeing stock before they "surprise" investors when they report a second profit?

Join Profs. Rolf Jacobson, Karoline Lewis, and Matt Skinner for a conversation on the Revised Common Lectionary texts for the Ninth Sunday after Pentecost (Ord. 17B), July 25, 2021. Recorded via Zoom on June 4, 2021, for Working Preacher.

Repeat customers are the heart and soul of just about every business. But when your product is something that you purchase maybe two or three times throughout your life, how do you create a repeat experience that will sustain your company long-term? That was one of the questions that Chip Malt had to answer when he co-founded Made In Cookware, a digitally-native kitchenware company that launched in September 2017 and is disrupting this $17B cookware industry.And the solution he came up with was a good one: produce the highest quality products possible, have a deep understanding of the industry you’re entering into, deliver an all-around experience that goes beyond those products, then keep scaling to bring more must-haves to market.This episode was such a fun one because we dove into the history of the cookware industry, long term partnerships they’ve set up in France (their knives are made from the great-great-great-granddaughter of a French knife maker who invented the modern chef knife in the middle of Central France), secret recipes for their cookware ingredients, the best cooking tip he ever learned, and more. Enjoy this episode.Main Takeaways:Make It Memorable: Customers today are looking for experiences. In order to secure a sale or differentiate your brand, bringing a next-level experience to the table is a proven tactic. Partner with the people you are connected to in your industry — influencers, celebrities, etc. — who are fans of your brand and create something special for potential customers.A Living Legacy: Connections are made constantly in personal and professional life. Smart business owners use those connections to their advantage. When you can tap into a reservoir of friends, friends of friends, family connections or business relationships of the past who can speak on your behalf or join you in a new venture, you immediately start to create a sense of legitimacy that can spread more easily to those you have yet to connect with.First Time, Best Time: There are many examples of brands that have launched products quickly because they thought it was better to get a product to market than wait for perfection. But the opposite approach is also worth consideration. Rushing a product to market that isn’t up to your brand standards might be what dooms you with new customers who find you for the first time through this subpar product and then judge the entire brand based solely on that experience.For an in-depth look at this episode, check out the full transcript below. Quotes have been edited for clarity and length.---Up Next in Commerce is brought to you by Salesforce Commerce Cloud. Respond quickly to changing customer needs with flexible Ecommerce connected to marketing, sales, and service. Deliver intelligent commerce experiences your customers can trust, across every channel. Together, we’re ready for what’s next in commerce. Learn more at salesforce.com/commerce---Transcript:Stephanie:Welcome back to Up Next in Commerce. I'm your host, Stephanie Postles, CEO and Mission.org. Today on the show, we have Chip Malt, the co-founder and CEO at Made In Cookware. Chip, welcome to the show.Chip:Awesome. Thanks for having me, Stephanie.Stephanie:Yeah. I'm really excited to have you here. I might not be the biggest chef, but I feel like I'm still down to talk all things cookware and maybe you can train me up on what I should be doing, and I need all the help I can get. That's my caveat to start this show.Chip:Awesome. We're happy to do so.Stephanie:Yeah. I like that. So, I want to dive into the background of Made In Cookware because I think you have super interesting story where, correct me if I'm wrong, you started and co-founded the company with a childhood best friend and you guys have a lot of history in the industry with your family and family's family, and I would love to dive deep into all that background before we get into the actual company of where it is today.Chip:Absolutely. Yeah. So, we started the company, or officially launched it, in 2017. So, we're just over three years old, now entering our fourth year. But really, the story began a long time before that, as you mentioned. My co-founder, Jake Kalick, he comes from a hundred year old family that has experience with cookware. So, his great-grandfather in Boston where he grew up started a business that outfitted restaurants and hotels, their kitchens with everything from walk-in refrigerators to knives to cookware to a lot of stuff that we're selling today. So, he comes from almost 10 decades of experience in the cookware space, or his family does. Then Jake and I grew up together. We actually went to preschool together.Stephanie:Wow.Chip:We were in the yellow and blue room together, then we went to pre-kindergarten and went to a school that was the same all the way from pre-kindergarten through 12th grade when we left for college. So, our history goes back 28 years and we're 33. So, almost to the beginning of when you can even start to remember, and we've been best friends ever since. So, it's been a pretty incredible journey. We've been able to mesh his background, his family's background, his family's history into our childhood friendship into a business and have fun doing it. So, it's been a pretty cool journey so far.Stephanie:Yeah. Were there ever points when you guys veered apart, came back together? When did you know or even think, oh, we should do something together?Chip:Yeah. To be honest, and it's nice that he's not on this podcast because he can't defend himself, but I don't think growing up I would ever start a business with him. I was more of the studious one.Stephanie:I know too much about you.Chip:Yeah, exactly. I was more of the studious one. I would say he would copy off me in high school if we had to simplify it, and also that I remember me in the space, in the cookware space as well. That's his background and his journey. So, it's been really cool. To be honest, the startup world and starting a business, I feel like the public only gets to see the glamorous side of things. But it's a lot of hard work. It's a lot of ups and downs. For just as many amazing days and successful days we have, you have a really tough day as well. So, going through that with someone you're close with that at the end of the day, you can just have a beer and destress is a pretty incredible experience.Stephanie:Yeah. So, when taking best practices and lessons from maybe his family history and how they've been doing things, what did that feel like, taking this company and maybe bringing in new practices and new ideas? Was there any bit of a struggle behind that where they're like, "No, no, no. We've done this for a hundred years. We know what we're doing. Come on, Chip. Just follow the lead"?Chip:No, we get that a lot. At some point or at some level, we are cutting out his family business. His family is a distributor. They take some of the incumbents who we're competing with now and then they sell them to restaurants and act as the middle man. Ecommerce and direct to consumer in general is a cut out the middle man strategy, and so we get that question a lot. Are they mad we're displacing that to some degree? No, his family's been nothing but supportive. They're super happy we're maintaining the history into something new and just evolving it into the way that the world is moving. So, they've been awesome.Chip:His family and his knowledge of just the product and the industry has been absolutely crucial [inaudible] starting a business. When we walk into a kitchen and we're talking to a Grant Achatz, who is one of the best chefs in the world, he's able to talk about BTUs of the burner that Grant's using and the oven and why it's better, and he's able to talk the talk. It really gives us an air of authenticity and an air of just immediate warmth when we have ... Food in general is a very relationship driven business. It has a lot of credibility when we're approaching partners.Stephanie:Yeah. I saw that you're in crazy restaurants, really big ones. Top chefs use you guys. How did you even get in the door of those people? Because to me, I think you can be really smart around the product stuff and why you need it, like you're talking about the BTUs of the burner and all this stuff. You can have that, but if you can't even get your foot in the door or get in front of those people, you can't really go anywhere. So, how did you guys make those relationships and get in there?Chip:Yeah. I would love to tell you that we sat in a boardroom and whiteboarded out the perfect strategy and absolutely nailed it off the bat, but that was clearly not the case and that's not how it played out. The way the company came about, and taking a step back, what we do is we sell kitchen goods. So, knives, cookware, multiclad stainless steel, carbon steel frying pans, down to wine glasses and table top items, and really anything to outfit a new kitchen you're walking into, Made In will provide that.Chip:Our ethos to start and our launching hypothesis was that food is so emotional and people are spending so much money going to a Whole Foods or a farmer's market and getting super excited about a marvelous grass fed steak from a local rancher who is 30 miles away and it's beautiful cut and then they're coming home and they're cooking it on a frying pan that's a hand-me-down that they couldn't even name the brand of, and it's ruining that steak. So, there is this behavioral disconnect of the beginning part of a process and all the care that went into it with the actual cooking at the end of the day, which was delivering the final product.Chip:So, we wanted to make people care about their cookware in an emotional way as much as they did the ingredient they were grabbing at the farmer's market. For us, that was meshing Jake's family history, that a hundred year old family history, with the craftsmanship approach of the manufacturers and partners that we work with. So, a good example of that is our knives are made from the great-great-great-granddaughter of a French knife maker who invented the modern chef knife in the middle of Central France. This area is the birthplace of cutlery, has so much deep history.Chip:You walk through and everything about this town is dedicated around knives. There's still the old factories with the old windmills that would power the old forges and it's just pure and center all knives. What we wanted to do was make a product and go back to that source and resource and tell that story so that when you pull the knife out to cut the steak that you just fell in love with, you also know all the craftsmanship and all the story that went into that knives.Chip:So, it was this approach of blending love and care on both side, a product to ingredient. So, that was in launch approach, and we carry that ethos through all our product lines. Our bakeware we just launched is from a proprietary recipe that's over 200 years old from the center of France as well, and that's what carries through every single product we make. That actually attracted all these partners. So, most stuff in our industry comes off of a boat oversees in Asia and is nameless and faceless and has a name printed on it, all looks the same, and no one was putting this time and attention and care into the supply chain portion.Chip:As soon as that happened, Tom Colicchio approached us and he said, "Honestly, I've been working in this industry for decades waiting for a company like you guys to come along. I want to partner with you guys," and he invested in us. From there, it was a snowball effect. Tom is just an incredible human being. Everyone respects him. He was able to be the first stamp of approval, along with our supply chain store being the second stamp, that started to attract a lot of amazing shops from around the world to be part of our brand.Chip:I'd say the last point in that, these aren't traditional influencer or endorsement deals. So, every chef we work with, they're authentic customers of ours. They're buying for their restaurants. It's not a pay to play deal. This is a real authentic relationship.Stephanie:That's awesome. Yeah. That's a theme I always hear and I think even for our company as well, that first customer is like the stamp of approval. Once you get the one big whale, then you can just be like, "Well, look. So-and-so is using it," and you can find their network. Yeah. Once you get that first one, I think everything gets easier. How did Tom hear about you? Were you guys doing some marketing tactics to get in front of him?Chip:No, through the grapevine. We approached Danny Meyer's fund as an investment proposal and we were too small. It was too early for them. They write 20 and $30 million checks for growth stage businesses and we hadn't even launched really yet. So, he introduced us. He was like, "Would you like to meet our friend, Tom Colicchio? He writes angel checks, and would that be okay to make the intro?" Obviously, we were trying to play it cool. We were like, "Yeah. I think we'd be okay with that." But obviously, we were ecstatic and super excited.Chip:We emailed Tom and didn't hear back from him for months were like, "All right. That clearly is not going to happen." All of a sudden, we got an email from him two months later out of the blue that was just, "Hey, guys. Landed back from filming Top Chef for two months. So sorry for the delay. Can you meet in New York tomorrow?" I don't know if he thought we were in New York as well. But obviously, we're in Austin, Texas and we were like, "Sure," and booked an immediate flight and more or less had a handshake deal to partner with him and get an investment from him that day. He was just a super awesome guy, super genuine, and believed in what we were doing, most importantly.Stephanie:That's amazing. So, what did that initial startup look like? You have an infusion of cash. What were your next steps? Was it already mapped out, or now you're like, "Whoa. This is really getting us to that next level. We need to change how we were thinking about it"?Chip:I had come from the apparel space, which I was working at a company called Rhone, helping them with digital marketing. So, if you were saying, "Hey, Chip. I need to go buy some stuff right now. I don't even know where to start," is generally the refrain we hear, and that was different from the apparel space because no one is looking at a T-shirt and saying, "I don't know how to use that. I don't know what to use that T-shirt." I put it on my body. We know that, right?Chip:So, the first year is all about learning what people really cared about, how to market our product. Our product is a performance based product. It will fundamentally make the food you cook better tasting, but how to deliver that in a way that makes sense to the normal consumer and it's not too chef-y, especially when we have all the chefs behind us. That was a huge learning process.Stephanie:Yeah. Someone once gave me a really big cast iron skillet and I remember being like, "Thank you so much. What do I do with this? How do I clean it?" And she's telling me, do salt and this and that. I'm like, "Oh, my gosh. Can I cook my engineering in here?" I tried a couple times and it just was burning and, okay, education is key around stuff like that. The one thing I was reading that I thought was really interesting too was your post-purchase engagement of basically using that as a training funnel, because you were maybe having people come in and complaining because they didn't really know how to use the cookware, and so you used that as a channel to start training them right after they purchased and maybe were checking in on the shipping and trying to see where their product was, that instead you would guide them to the website to train them. I'd love to hear how you thought about that, and do you still do that today?Chip:Yeah. I think we're very lucky in the sense that we have some of the best chefs in the world that are, again, our authentic partners and using our cookware. So, we thought a lot about and we sat back and we're lucky enough that because we work with these people, we're able to go into a restaurant and then the chefs generally come out and explain exactly how they made the dish they're serving us and there's very personal experience that heightens the entire enjoyment of going to that restaurant.Chip:So, we're sitting there and we actually kind of have a duty as a company, we have this entire group of chef partners and this entire group of home consumers to be the bridge between those so everyone else can have that experience and heighten their enjoyment of the use of the products. So, we work with these chefs. Grant Achatz taught us how to make an omelet, and he's known for this crazy molecular gastronomy. But actually, Grant Achatz grew up cooking in his parents' diner making eggs, and now he can do it the best in the world.Chip:We talk a lot about what can Made In do that no one else can, and we have this two-sided relationship that no one else does. So, how can we bridge that gap between the consumer and the chef in a way that really values and adds value to the consumer's process, and to us, that's education. So, you buy a carbon steel frying pan or you buy a piece of bakeware. Nancy Silverton, the best baker in the world, is going to give you a recipe to enjoy that product. If you buy carbon steel, as you said, carbon steel to us is a better cast iron, but there's a learning curve. The chef [inaudible] in New York is going to teach you how to season it, teaching you how to ... Wait. What the hell is that salt thing that that person was talking about, what that is, and how to use it, and that's coming from a real expert in the space.Stephanie:Oh, that's a really unique and interesting strategy. You're using the chefs as your influencers to train, and I feel like a lot of these chefs know how to speak in a language that'll connect with me so you don't really have to be like, "Wait, wait, wait. You're going too intense here. Let's dumb it down a bit." It seems like a lot of the best chefs have learned how to be the, what's the one, the Chef Ramsays of the world. Or there's another one I follow that's really good too on Instagram. Anyways, he does things in a way where I'm like, "I can do that," and it's just like, it's only five steps, it looks beautiful, but here's the two things that'll really take it to the next level.Chip:Yeah. Tom Colicchio and my co-founder, Jake, they both have the same philosophy, which is that you really get to enjoy cooking once you can just do the fundamentals. As soon as you break free of the recipe, you can actually start to enjoy the creative process [inaudible]. We talked about that a lot too, right? It's like, it's never been easier to order Uber Eats and have any meal you want delivered to your door within 40 minutes at a pretty good price. But people are cooking more and more, and why is that? It's because people actually love the process of the creativity behind it, of the expression behind it, of just the sense of accomplishment, or people do it to destress, or they're doing it for a specific diet.Chip:People are doing it for a very personal reason, and if we can give them the fundamentals of, hey, this is just a technique of how to sear a steak correctly, we don't need to give you, okay, add salt at the end or add a [inaudible] on it. That becomes your personal sense of creativity and your enjoyment for it. So, I'm just taking that to heart as well. If we can give you technique and how-tos as opposed to step by step by step recipes with the chefs who have gone to culinary school, who have done all this technique work for you, then it'll be a really powerful experience for the home consumer.Stephanie:Yeah, that's cool. What are a few of the top maybe cooking tips or tricks where you're like, "Once I learn this one thing, it changed my whole worldview on cooking"?Chip:Yeah. Definitely heat control. I think that is where most home cooks get in trouble. You talked a lot about just burning your eggs, or something like that, and it's not a hard concept, but there's everything flying around the internet of you need high heat to sear, and that's just not true, and low and slow is the best way to cook, etc. It really becomes down to your personal preference and style. You can sear a steak on low heat if you just do it correctly and give it its proper time and you can still have the exact reaction you want.Chip:Tom Colicchio is a low and slow guy and Grant Achatz tends to cook on higher heat. Everyone is doing it in their own way. So, I think for me, and even in my personal journey, understanding heat control and learning it correctly was the biggest unlock because that applies to the most amount of dishes that you cook. I think a good example of that is Tom Colicchio talks a lot about listening to your meal. So, when you have a pan and you heat it up, no oil, because most people will heat it with oil and burn the oil on and have a lot of dishes to do. So, you put a stainless clad piece of cookware on the burner, heat it up to temperature, dumping cold oil, let that heat up quickly, and then put on a cold steak.Chip:What is that cold steak going to do? It's going to drop the temperature in the pan. So, at that point, you need to have more heat into the pan to get that sear. But once everything gets up to rise, if you leave that high heat on, it's going to overcook everything and burn that oil again. So, then lowering it down. Everything on that is done to just paying attention to heat control.Stephanie:Is there any pushback that you guys have felt? You're in an industry that, to me, feels like an older one where people are like, "Oh, I've always used nonstick and it's fine." Now, it does feel like thing are changing where people are like, "These pans are toxic. They're not the best for the environment. There's a lot of things that you should think about." What kind of education around just using the products, but what else are you encountering right now when you're trying to push into this industry?Chip:Yeah. People do have a preference towards nonstick. It's the biggest objective business market to attack, and I think that's why you get the most amount of entrance into the nonstick space. It's also the most just Wild West of marketing as well, which we try and stay out of. The big push right now is "ceramic". I put it in air quotes or visual quotes because it's not actually ceramic. It's a Sol-Gel coating that looks like ceramic, and so the GreenPans of the world a decade ago dubbed it ceramic because it sounded nicer and sounded more premium. But really, it's a Sol-Gel coating.Chip:This was back in the day when DuPont was dumping stuff in water and all this stuff. So, they created this decade long fearmonger marketing tactic that a lot of companies have latched onto over the decades, and now GreenPan's actually in a class action lawsuit about all their face claims.Stephanie:I used to have a GreenPan.Chip:Yeah, exactly.Stephanie:I had to throw it away because I'm like, "I don't this is good to cook on."Chip:The problem with those too is Sol-Gel and "ceramic", which is how the normal person listening to this would hear it as, it doesn't last long. By definition, it's called a self-sacrificing surface. Every time you use it, it removes some surface. It scores four out of 10 on a durability score.Stephanie:That goes in your food, doesn't it?Chip:It does. But it's made out of what makes hair conditioner. So, you can eat your hair conditioner [inaudible]. But whatever. But just in terms of business, we're making performance based tools. We're not making a marketing gimmick company. Our gold standard is would this hold up in a commercial kitchen and would Grant Achatz or Tom Colicchio or Mashama Bailey, would they want to use this piece of cookware in their restaurant? You will never see a ceramic pan, a GreenPan pan in kitchen because that would last one week in a commercial kitchen.Chip:So, then they're making all these claims about better for you, better for the environment. If that thing's ending up in a landfill a week later, two weeks later, a month later, whatever it is, it's up to you to determine if that's actually better for the environment. [crosstalk] Yeah. Exactly. So, we're not in that game. We don't play in that game. We're here to make great tools that the best chefs in the world and the best home cooks and people who love to cook can use.Stephanie:Yeah. So, what kind of marketing are you guys finding most effective right now? When you said a lot of the other cookware brands are maybe using the fearmongering and just making claims that maybe aren't always the most accurate, what are you guys finding success in?Chip:Yeah. So, we love to tell the manufacturing story and the craftsmanship story. So, I'm just talking a lot about bakeware right now because we just launched on April 8th, and we went out to the factory in France and watched ... It goes through 50 people's hands who touch and inspect this and have been doing it for 30 or 40 years and it's such a beautiful process and it's pouring this clay and porcelain that is proprietary to them. I think there's one person who actually only knows the recipe and we're sitting there being like, this seems like a single point of failure as a business owner. You should make sure this person doesn't [crosstalk]-Stephanie:Oh, you're good.Chip:... [crosstalk] something. Like put it on Google Drive with a password protect or something. I don't know. But it's such a intimate, unique process and our customers love to see that, and the customer that appreciates that is our customer. Everything we make in the bakeware space is hand painted, and so we have these white porcelain with blue rims and red rims and every single piece is literally hand painted by brush. That's just so different than a lot of our competitors and what they do where the coolness comes from applying some coating that's powder blue or something like that. It's just totally different.Chip:So, we want to express that and for us on the marketing side, showing that is really beneficial because one, it is all the work we're doing, like scaling and working with these artisans and craftsman, is tough. It's tough business. But it's also really rewarding and our customers see how much care and attention and time goes into each one of their pieces.Stephanie:Yeah. That's great. When I think about, it feels very exclusive, like you have direct access to the person doing this who know the recipe. How do you put a moat around that so maybe other brands can't just come in and be like, "Oh, we know this one style of copper cookware," which is beautiful. I was looking at that like, "Ooh, that would match my one Moscow mule I have." But how do you put a moat around it to make sure that other brands don't just come in and steal your one single person who has the recipe?Chip:Yeah, yeah. It just goes back to Jake's family history and being so authentic in the space. He was working with a lot of people who were friends of friends who connected us to the right people and really, the only reason why we got a foot in the door was because of being in the space for 100 years. Most of our, or all of our competitors do not have any family history or any reason to be in it, other than seeing a white space and a market to go attack kind of thing.Chip:We don't talk too much about moats. To be honest, we have a very familiar relationship with all of our manufacturers, craftsmanship partners, and everything. Go out, spend multiple weeks. Our knife manufacturer told us she loved us and felt like we were her children and kids and sons at the end of it. So, these are real relationships and it's less about, hey, can we sign and exclusive for 10 years to lock out competitors and more how can we treat them like family, how can they treat us like family, and so they wouldn't want to do exactly what you're talking about.Stephanie:Yeah. How do you go about doing that? How do you instill that trust and relationship, and other than just being a nice, friendly person, which obviously you are, what else do you do so they really feel that relationship and you're like, "Yep, I'm not even worried about it because we got that"?Chip:Yeah. Some of them have invested in us. Internally, we have a mantra of hospitality first, and that goes towards everything from treating every customer who walks through our door or walks through our website door, whether they're spent $19 or $900, like we are a three Michelin star restaurant. So, what can we do to make you feel better, to enjoy the experience better, to, if you're having a problem, fix it, to do service recovery if you've had an issue? If UPS failed to deliver, how can we help you get to the answer that you need? All that stuff.Chip:That extends from customers as well as buyers, vendors, and manufacturing partners as well. So, what does that mean? It's treating them fairly on terms. It's treating them fairly on our business growth and practices and being an open book for them and sharing information and in negotiations, dealing with them in a friendly manner, and getting to a result that [inaudible] zero sum game, but it's beneficial for both sides. For us, that is the name of the game because it gets out of a let's solve for the six month term, and this is going to be a business that'll be around for two decades, three decades, forever, we need to make sure that we're treating people correctly.Stephanie:Yeah. I love that. So, when thinking about your customer, like you said, they can come in and buy a $1,200 cookware set and it's going to last a long time. It's not something where it's like you'll be back in a month. I'll see you when you need a replacement. How do you think about garnering that passionate customer base where it's like you have a good LTV on them? You're like, "They're going to be around for 10 years," because I've seen that you also are able to get wait lists of 10,000+ people who sign up for new products that you're launching. So, I want to hear how you think about that and keep your customer engaged, even if they ... life cycle of when they need a new product might be a long time from when they buy their first one.Chip:Yeah. So, we've been fortunate enough to have really strong cohort and repeat customer behavior. We're only three years old at this point. Our earliest cohorts have repeated over, on blended average, over 100%. So, industry average is 20%. [inaudible] 5x industry average. It's, again, in a product category that, as you mentioned, our product should last you your entire life. So, that's something we had to solve for and think about. Our first belief is that product quality is the biggest driver of longevity and happiness in cohort behavior.Chip:So, if your product stinks and you're the best marketer in the world, that's a short term gain. [inaudible] you can have actually a subpar experience with an amazing product and that's actually the better trade. Again, we try to solve for a great experience with a great product. But if we have only one chip to put it in, we would always put it into the product category because we believe that is what drives behavior. So, when we're going out, and one of our early investors and main investors had a really great point, which was you don't know how someone's going to find you. It could be a blog article about some tail skew that you just launched or cutting board.Chip:It's not, of course, you, but if that is their first experience with Made In, they are going to believe that everything else is like that cutting board. Right? So, everything you launch needs to be okay in a great experience. Or sorry. No. Everything you launch needs to be a great experience if that is their first product they've ever bought. So, don't launch tail skews that aren't up to the quality standards that you want, that don't have the manufacturer and craftsmanship story that you want, that don't have a good unboxing experience.Chip:So, we've taken that to heart because I think you see a lot of ecommerce companies just launch a whole bunch of stuff really quickly without that thought and attention behind it. Again, you don't know how people are going to find you. You're going to Parachute Home and you need a candle. If that candle doesn't come in an amazing box that represents the Parachute Home brand well, then you're probably not going to come back and buy their sheets. So, when we think about a product line and our offerings and cohort behavior and [inaudible] to answer your question, it all starts with product experience and product quality, and then again, that hospitality first mantra, treating our customers correctly, giving them customer service if they need it, and that will drive longterm behavior.Stephanie:Yeah. Oh, that's great because I think, like you said, a lot of brands do think about what are the loss leaders that you can put out there and just get people in the door, the quick hits? Like you said, I've bought many things for the first time, starting off with smaller price points, just to see, dabble in it a bit, see what it's like, and then be like, "Nope. I'm so glad I didn't buy that expensive $100 item because I just bought a bracelet for $10 and it was horrible. And yes, it was $10, but I'm still mad about it."Chip:Yeah. When I was at the apparel company and I was running analytics for them, we did a lot of basket cart analysis on which product ... taking everyone's first cart and basing out the SKUs that made up that first cart and then which of those SKUs led to [inaudible] second carts. Then we found an interesting mantra, which we've taken to heart, which was the lowest price point product of the most premium category was included in the most baskets that drove the highest repeat. To your point exactly on that, it was people who were trying to figure out, hey, is this material worth this extra amount of money I'm about to spend on it? I'm going to test that out, buy the cheapest one in that category.Chip:So, it was that product that we hadn't spent a lot of time and attention on, and all of a sudden, you're like, "Wow. This actually is the most important product of our entire company," because it's everyone's gateway and it's showing the material, but it's not a tough price point to hit on a first basket, and if we can show well on this first basket with this product, then they'll be great customers over the longterm. So, I think exactly what you mentioned is interesting.Stephanie:That's a good one. It makes you think about maybe adjusting margins on that first lower priced item, give it higher quality, lower your margins if you need to to keep that price lower, get them in the door, and then they'll probably go up from there when they have a really good experience with that cheaper item. I don't know if all brands do that, though. We will find out. Interesting. So, when developing new product lines, you're talking about the quality piece of it. But how quickly can you guys develop products, or are you more slow paced, like we just want to make sure it's perfect and it could take us a year to come up with a new product line because we're working with these artisans in France or knife makers or whatever you're doing?Chip:Yeah. It's been a mixture of both. We've had products that came together very quickly and was a match made in heaven with the craftsman who we reached out to and it just got to market in the way we wanted very quickly. We had a product, cast iron product that we were trying to launch in 2019 that got to the one yard line and we had spent a year and a half on it. We invested $50,000 of tooling and a ton of research and time and effort and all this stuff. It just wasn't up to the quality that we felt represented the brand and we scrapped that project at the one yard line, and now it's been a three year project.Chip:So, I'd say it's very variable. We are very aware that once we put that product out, it reflects on the rest of the products. So, if we put out a bad line and it doesn't carry the same quality and care and attention that the rest of our line does, it could reflect on ... Are they doing everything else half-assed as well? So, I would it's been a mixture.Stephanie:Yeah. How do you ensure that you're going to have enough inventory, especially when it's being handcrafted? We've had quite a few people on this show who have similar stories around ... We had Yellow Leaf Hammocks on in the early days and the women in the villages there were the ones making the hammocks, and of course, that can cause maybe sometimes supply issues. How do you even plan for that when it's like, well, this is one person's recipe and there's 50 people who are touching this product to get it out there, and maybe Joe got sick, so there goes his recipe for a week, we don't know how to create it anymore? Even plan when it's so, yeah, custom, I guess?Chip:Yeah. To be honest, that's been one of the biggest challenges of this business is our unique moat and value prop and everything is also the biggest challenge in the business. I think those naturally go hand in hand together. But you hit the nail on the head. It's about finding these craftsmen that make these amazing products, and they've never seen a company scale 5x year over year. They've never seen a company go this fast and just attack the market in this way.Chip:So, it's about, again, going back to being good partners with them, sharing multiyear forecasts, helping them invest in new tooling and new lines and things like that and working with them directly. It's a huge, huge challenge. But we've seen companies who get to this point and then take it and move everything to an automation facility and hurt everything that they built in the first place. So, we're not doing that. It's more about being great partners and figuring out the challenges with those partners.Stephanie:Yeah. Cool. So, when it comes to an ecommerce perspective, I like your example earlier about how to think about certain metrics and what you use to analyze. What are some other things maybe you pulled in from your past marketing experience into this business where you're like, "We've always relied on these principles, or I always look at these metrics every day to make sure everything's going okay"?Chip:Yeah. We look at star ratings by product line. Those are obviously very important for us. It's what is the benefit of ecommerce? In the early days, it was the cut out the middle man story. That's gone away now. It's, okay, direct relationship with our customer, one to one management of that relationship, and we believe more of that mantra, right? So, it's, at the end of the day, we always say at the end of the day when you buy something from Williams-Sonoma and you walk out of that store, you're never going to hear from that salesperson ever again. Your relationship with Williams-Sonoma and that salesperson who just spent a half hour with you is over.Chip:For us, it always begins at the time of purchase. They've bought from us. We now have a direct line to them, we can provide them content, we can provide them customer service. Our relationship is just beginning, and a lot of that goes into product reviews, a lot of that goes into monitoring return rates and how many customers exchange or return products. For us, that's a proxy for product quality. Then cohort behavior is a huge one as well and those three together give us an idea of how the product into customers viewing the company full circle is behaving and is trending. Those are probably the three we focused on most.Stephanie:Yeah. What are some of the behaviors that you're looking for when you say the cohort behavior is one of the biggest ones? What are you guys looking for and how would you adjust it if it's not going the way that you want?Chip:Yeah. So, cohort behavior, you're looking for trends up and to the right, and home space. When we launched in the home space, what we tend to see in this space is a diminishing marginal curve on cohort behavior. So, after they've bought all the things from you, then they don't ever come back again. So, you see cohort behavior one to six months kicking up to the right and then six to 12, a little bit less, and then flat from 12 on, or whatever it is. Right?Chip:So, we wanted to make sure that we didn't follow that trend because that meant, all right, we no longer have a relationship after 12 months, just out of an example, with that customer. So, what can we do to maintain that customer within our relationship and what can we do to provide value to them, whether that's content and recipes and how to use things better, whether that's new products? So, again, we started with just stainless clad cookware, we've launched carbon steel cookware, knives, wine glasses, plates, silverware, copper bakeware, all from these amazing facilities and stories. If we can treat them right in the beginning, then obviously they'll continue to support us throughout that journey.Stephanie:Yeah. What's some of the most engaging content? Is it the educational stuff? Is it the stories around the artisans making the product? What really pulls people in and then keeps them coming, not just a one off hit of, "Oh, that was heartwarming. I like that," and then you don't see them anymore? What keeps them there longterm?Chip:Definitely the manufacturing and craftsmanship stories. Those get the highest feedback and results from us. To your point on inventory being an issue for companies like ours, have that be a portion of it and then have that portion go through a pandemic where demand is increasing and manufacturers are closed in Europe for months because of COVID outbreaks. It creates a tough dynamic, and with and around those stories, we've generally heard the refrain of, "I don't care when this stuff comes to me. Just make it in the right way," and I think what these videos and this content does is show you that were making it in the right way.Chip:It's not like we're delivering medication that needs to be ... If you don't have your oval baker on Monday, you're not going to be too upset about it. Obviously, we're striving for best in class delivery and fulfillment and have a great team who does so. But we're not delivering life needed items. We are delivering craft products that are going to last you a lifetime, and if that takes an extra week, by showing people that, the care and attention that goes into it, they generally have that refrain of, "Do it the right way and get it to me when you can."Stephanie:Yep. Yep. I definitely feel that. How do you feel about being shown up in marketplaces or Amazon? I know there's a couple artisan marketplaces where they highlight some of the best products. To me, letting someone else tell your story, or even on Amazon, you can only tell it in a certain way. How are you guys approaching that?Chip:Yeah. Amazon's interesting because I think the mentality on Amazon has shifted a bunch over the last five years. The ecommerce space in general five years ago, I think, would have said, "No way. Amazon dilutes my brand. Amazon doesn't let me tell my story. It's going to cannibalize all the marketing efforts I'm doing over here." [inaudible] we're seeing a shift away from that mentality and people and brands racing towards displaying on Amazon. I don't think it means Amazon is still doing a great job of letting brands tell their story. To me, it's still a search engine and people tend to not get to the brand page ever.Chip:So, I don't think it's necessarily an Amazon win and that they're helping perpetuate all this effort and craft that we're going towards. It's more, I think it's becoming just such a necessary evil in terms of [inaudible] and people are growing these brands to get scale and need to find the incremental sales, and where else to go but wholesale and Amazon? So, Amazon's been interesting. We're not on Amazon. Almost 100% of our sales come through our own dotcom. So, we're not really on marketplaces either.Chip:In general, we have a kind of anti view on all of those. I'm not saying that will be forever. Again, each channel has diminishing returns at some sort of scale. Fortunately, we're not at that point. But yeah. We tend to like to tell our own stories and craft a message and own the relationship and provide the value to the customer.Stephanie:So, what's on the radar for you guys for the next couple years? Where are you headed? What are you hoping to do in maybe one to two years?Chip:Yeah. So, we're at the point, and when we launched this, we wanted to "own the kitchen". I realize that's an overused, cheesy phrase and hopefully, all the listeners didn't just roll their eyeballs. I swear-Stephanie:I didn't. [crosstalk] Own it, Chip. They're going to own it, everyone. Come on.Chip:Exactly. But for us, everything comes down to the why and it's not just to sell more things. It's, okay, a kitchen is part of the home and people like aesthetic congruency within their home. So, it doesn't make sense to have a different bakeware company vs. different knives vs. different cookware and pull those all out and now you're serving them all on a table to a dinner party and they all look different and it's not a reflection of what you're trying to do for your home, which again, is very personal to you.Chip:So, with the launch of bakeware, we're actually at the point right now where if you're moving into a new home you can buy almost every main vertical you need off of madeincookware.com. It can all show up in one box and it can look the same and it can feel like part of the same system and you know that everything comes from an amazing backstory with amazing craftsmen.Chip:You don't have to go research do I want [inaudible] vs. Henko vs. Made In knives, then All-Clad vs. Made In Cookware. You don't have to do 500 different pieces of research. It's a seamless process for you to do so. So, that was our main brand goal, and we got there a little bit quicker than we thought we would with the launch of bakeware now. So, we're super excited about this being the first year where you can literally pull out a butcher block and cut a knife and prep your food and then cook it on Made In and then serve it on a Made In dish and serve it with wine and all that stuff and never touch anything but Made In, which is pretty cool.Stephanie:That's cool.Stephanie:Cool. Well, let's move over to the lightning round. The lightning round's brought to you by Salesforce Commerce Cloud. This is where I ask a question and you have [inaudible] or less to answer. Are you ready, Chip?Chip:Yes.Stephanie:All right. So, I'd say you're probably an adventurous guy, from what I've read about you. What's one thing that you would never do?Chip:One thing I would never do. Good question. As of interest, I am, I'm not a huge water lover in terms of ... I do scuba dive, but I would never kite surf [inaudible].Stephanie:No kite surfing?Chip:Yeah.Stephanie:Wow. Okay. But don't you fly planes?Chip:Yes. [crosstalk] I'd rather go up than down, and climb mountains ever.Stephanie:Okay. Okay. What's a crazy story from flying a plane where you're like, "I almost died this one time, but here I am"?Chip:Yeah. My 14th hour, so about a third of the way through the private pilot's license, we had an engine out failure. It was right outside DC and we were descending beneath the DCA airspace, the Reagan airspace to sail out of it. It was with my instructor. It's the first time in the training process that you go and land at a separate airport and come back. The first 10 to 12 hours are just all at your local home base airport doing takeoffs and landings. So, we had just crossed the Potomac. He asked me to descend below the airspace, pulled back the throttle, and the engine just quit.Chip:He said, "Give it more gas. Don't throttle back that much," and I [inaudible] and it didn't kick back in. We declared an emergency, to make a long story short. When you declare an emergency, this is the Reagan now, they give you a dedicated person to help monitor your situation and he told us, "Okay, there's an airport two miles to your left. Can you make it?" "No." We declared a mayday situation. It had just had snowed two feet in the DC area at that time, which was pretty rare and lucky for us, and ended up crashing in a snowbank in someone's backyard.Stephanie:Oh, my gosh. I heard about this. I lived in DC.Chip:Did you?Stephanie:I heard about this. Yeah.Chip:It was probably 9:00 AM maybe. This lady came out in her robe with a coffee cup and just was so confused that there was a plane in her backyard, and we were sitting there kind of dancing-Stephanie:[inaudible].Chip:... because [crosstalk] yeah, we did this. We were safe.Stephanie:Oh, my gosh.Chip:She took us in and gave us hot cocoa. I was in school. I was at Georgetown at the time and I was missing, I had an 11:00 AM exam and emailed the instructor and said, "Hey. I know you said no excuses for missing exams, but here's the story." I ended up making it back around 12:30, three hour exam, walked in the classroom, and he stood up, stopped everyone, and said, "I will never accept any other excuses ever again for missing a thing," except for I was in a plane crash and landed in someone's backyard two hours away from the city.Stephanie:Oh, god.Chip:Which was pretty crazy. He ended up being a former Navy pilot. So, kind of, I think-Stephanie:Felt that.Chip:... touched a good nerve with it. But it was definitely one of the crazier experiences in my life.Stephanie:Wow. What year was that?Chip:2009 or '10.Stephanie:Okay. Yeah. I remember when I lived in Potomac area and I remember hearing about this. I don't know if it was you or not, but I remember a plane landing in someone's backyard and it was in the newspaper for a week.Chip:Yeah.Stephanie:[crosstalk] was you. That's cool. So, you've done four or the seven summits. Which one's been your favorite and why?Chip:Denali in Alaska was by far the most wild experience. That's the only one that's totally unassisted, no porters, no mules, not anything. You take a plane that lands on a glacier with your backpack and a sled and they say, "See you in 14 to 21 days." It was also the toughest. That is 120 pound packs over 14 to 20 days. We got stuck. So, we actually were making amazing time. We got up to the 14,000 foot camp. The mountain's about 21,000. So, it's the last major camp before doing your ascent, and about 10 days of -40 degree weather came in. So, we were stuck there.Chip:It was kind of a weird experience because the days were sunny and nice, but it was absolutely freezing and anyone who left the camp, 100% of them got frostbite and had to be evacuated. So, we sat there. We were running out of food. If we got through the last day of food and things opened back up, then we did a rapid ascent and summited on the last day we were able to. But you're out there in the wilderness. It's absolutely stunning and beautiful. You're kind of with yourself for ... It's quite a different experience than some of the others, which are a lot of tour groups, a lot of assistants, a lot quicker. So, it was a wild experience.Stephanie:That's cool. I mean, below 40. Wow. No, thanks.Chip:Funny story is the kid who actually had a [inaudible] job, he was a friend from earlier, but he was working at Walmart ecommerce at the time. We actually received our first investment via satellite on that climb for Made In.Stephanie:Wow.Chip:He was like, "What is that?" Then two years later, he joined us as our head of logistics. So-Stephanie:Oh, that's cool.Chip:... a lot of things came from that journey.Stephanie:That's a fun story.Chip:Yeah.Stephanie:Man. So many things all coming together. Cool.Chip:Yeah.Stephanie:What's one thing that you don't understand that you wish you did?Chip:All this stuff that's happening with physics right now and how molecules can go through walls and power all that stuff. I don't know. It seems very cool and I wish I got it, and I've had a lot of conversations around it. Every time, I feel like I'm high or something and I don't quite get it. But other people seem to get it and I wish I did.Stephanie:I haven't even really heard about this, or maybe I just don't know what this even is. So, I guess I'm in that same camp of I don't understand and now I'm going to start looking into that.Chip:Yeah.Stephanie:The last thing, what one thing will have the biggest impact on ecommerce in the next year?Chip:Probably the mass move to 5G. Everyone is, I would say, still in the camp of mobile as the first touchpoint and then convert on desktop or desktop conversion rates and AOV are still [inaudible] out of mobile, development still is mobile, second in most cases, and even though [inaudible] about mobile first development for the last decade. I think obviously as the more widespread 5G world gets out there, the focus on mobile maybe finally will get through to people. That's the most important meeting of ecommerce.Stephanie:Yep. Cool. Well, thanks so much for joining the show. It's been fun learning about the world of cookware and seeing where you guys are headed. That's, yeah, amazing. Where can people find out more about you and Made In Cookware?Chip:Yeah. Everything is sold through madeincookware.com. That's M-A-D-E-I-N cookware.com. We have everything from full kits if you're moving and need to outfit a full kitchen down to everything is also sold a la carte if you just need to fill around an existing group of cookware. So, we're excited and we have a full team ready to help you out if you have any issues as well.Stephanie:How amazing. Thanks so much, Chip.Chip:Cool. Thank you for having me on.

With the school year drawing to a close, members of the Findlay High School Key Club are stepping up to help some of their fellow students graduate (at 15:23) --- Ohio Supreme Court Justice Sharon Kennedy discusses the importance of programs such as 'Welcome to a New Life' in reducing the overall drug and crime rate... often even more so than the criminal justice system itself can (at 22:06) --- The same 'American Rescue Plan' that funded the last round of direct stimulus payments and other virus-related spending also included $17B in benefits for veterans (at 32:57) --- What's Happening: Christian Clearing House will not be holding their Garage Sale fundraiser again this year... we have details on the event that will take its place (at 50:01)

ಮುತ್ತಿನ ಹಾರಗಳು, 17B.

Through the course of this podcast, we have heard from many players in the healthcare ecosystem – payors, providers, technology companies and even the voice of the consumer.  Today we will hear another important perspective and that is the view of the investor.  Venture Capital and other firms fund healthcare startups with long term potential.  In 2020 $17B was raised in healthcare venture capital alone. Today we are going to hear from a gentleman that knows this space well.  Devin Carty is the CEO of Martin Ventures, a Nashville Based Family-owned venture capital firm that currently invests in several healthcare companies including Contessa, Ovia, Wellvana, Cedar, and Trilliant Health to name a few.  He has not only served as an investor, he is also a co-founder of several companies which gives him a unique perspective as to what it takes to be successful.  Show notes:  Books that Devin has read: Shoe Dog by Phil Knight; How the Mighty Fall & Built to Last by Jim Collins; Outliers & David & Goliath by Malcolm Gladwell; The Art of War by Sun Tzu; The Age of Surveillance Capitalism by Shosana Zuboff; Good Economics For Hard Times by Abhijit Banerjee & Esther Duflo; Trillion Dollar Coach by Bill Campbell; The Power of Habit by Charles Duhigg

Facebook (#FB) reported Q1 earnings and crushed analyst expectations! The tech giant announced (GAAP EPS of $3.30 beats by $0.96) and revenue of $26.17B (+47.5% Y/Y). Despite more people coming out of lockdown, #Facebook was able do increase Daily Active Users (DAU) to 1.88B and Monthly Active Users (MAU) to 2.85B. CEO and founder Mark Zuckerbergh also announced that the company is taking steps to increase its marketplace presence in Instagram, which could help drive revenue further.

Today's guest is Bret Greenstein, SVP and Global Head of AI at Cognizant, one of the top 5 largest tech consulting companies globally, with 2019 revenue at nearly $17B. Bret speaks to us today about forecasting and predictive for critical business metrics and decisions. A big meta trend around AI adoption that he sees takes place across many industries since the Coronavirus. When it comes to businesses going from historical dashboards to more predictive decision-making, there is a general trend and opportunity that is beginning to arise, and Brett does a great job of putting the finger on it. Interested in more of his thoughts? Be sure to check out his other show and subscribe to our new AI Consulting Podcast at: emerj.com/pod2

This episode starts off with a great "on brand" with Cyrus Vatandoost, the Executive VP at Nossi College of Art. He talks about the new Culinary Program, and why Nossi is a Nashville Original. Rich Wolowski talks about his experience at the helm of a $17B company during a global pandemic. He goes into detail about the first moments, mistakes made, and what is truly unique about his company. If you don't know much about Gordon Foodservice (GFS) then you will love to learn about their family environment, and why they never plan on going public. --- Send in a voice message: https://anchor.fm/brandon-styll/message Support this podcast: https://anchor.fm/brandon-styll/support

This week on HEDx, Karl and Martin speak with the leaders from one of Australia’s leading technology companies REA Group: Henry Ruiz and Mary Lemonis. They explore the relationship between REA Group and the higher education sector and what progressive organisations need from universities as the world moves on from COVID-19. Going from $500M to $17B in 15 years only happens through brilliant strategy and cultural excellence. The mandate for culture to evolve in universities has never been greater.

Take one step closer to sovereignty every single week, join the DeFi Slate community below:YouTube | Spotify | iTunes | R.S.S. FeedDeFi Slate Fam:DeFi TVL just crossed $15B TVL and is now above $17B. Seventeen billion dollars.And if the trend is any indicator of what’s to come $100B TVL is simply just a matter of time.However being in a nascent industry led by coding genius’ and TradFi traders, the risks are aplenty.So, we sat down with Roxana Danila, CTO of Nexus Mutual, to discuss securing the DeFi space with Nexus Mutual Insurance Cover.Enjoy!!-Andy🙏 Big Ups To Our Great Sponsor Aave: Earn Interest & Leverage Your Assets with Aave, a non-custodial money market protocol leading the #DeFi charge.ALPHA LEAK: Deposit LINK tokens into Aave to get aLINK, then head over to Yearn to put your aLINK into the yaLINK vault for extra yield. It all starts here with Aave!📈 Shoutout to DeversiFi! Trade at lightning speed, with deep liquidity, directly from your privately-owned cryptocurrency wallet on DeversiFi’s L2 gasless exchange!🚨Their new roadmap is LIVE with liquidity mining on Beehive 1.0 coming soon🚨🎙DeFi By Design EP #17: Securing Billions With Nexus Mutual CoverSome recent tweets from Nexus Mutual:⚠️ DISCLAIMER: Investing into cryptocurrency and DeFi platforms comes with inherent risk including technical risk, human error, platform failure and more. At certain points throughout this post, we might get commission for promoting certain projects, if this is the case we will always make sure it is clear. We are strictly an educational content platform, nothing we offer is financial advice. We are not professionals or licensed advisors.Liked this post? Share with a friend :)Subscribe to the DeFi Slate Newsletter & join thousands of other crypto enthusiasts:🌐Check Us Out On Twitter!🚀Join the community on Telegram Channel to get our free V.1. yield farming guide!🎤Subscribe to our YouTube channel!Last week in review:Full Send Friday: WILD Week In Review 11/13Warmth In The DeFi Winter? Full Market OverviewWiretap Wednesday: Going risk-on using DeFi ProtocolsMaster It Monday: Hedging and Protecting Your Downside Risk using DeFi ToolsCheck out some previous interviews:DeFi Slate x Nate Hindman: AMMs & Bancor V2DeFi Slate x TheEther: A social governance experience for EthereumDeFi Slate x Jeff Jihoz: Web 3.0 Gaming Axie InfinityDeFi Slate x Nick Fett: Oracles, Tellor, and the future of DeFiDeFi Slate x Szymon  Sypniewicz: Onboarding Retail with RampRecent tweets: Get on the email list at defislate.substack.com

Wszystkie dobre podcasty o kryptowalutach https://darmowekrypto.org.pl/podcasty-----------------------------------------Krypto Newsy Lite #102 | 05.11.2020 | Pompa! Bitcoin utrzymał $15k, Alty powoli zaczynają pompować! Binance DeFi Index w dół o 60%Pompa na rynku! Bitcoin utrzymał poziom $15k, a alty powoli zaczynają pompować. Czy to początek bull marketu i czeka na rajd na kolejne ATH jeszcze w tym roku? A może korekta?Binance DeFi Index spadł o 60% od września. Czy to koniec DeFi manii? Czy DeFi zaliczył zdrową korektę i teraz zacznie się normalny rozwój?Zapraszam na wiadomości ze świata kryptowalut i technologii blockchain, czyli Krypto-Newsy Lite. Jak Wam się podoba nowa końcówka? Prowadzi Mike Satoshi!W dzisiejszym odcinku:[]Wstęp[]Sygnum Bank i staking Tezos - https://bitcoinpl.org/sygnum-bank-uruchomi-usluge-stakingu-dla-kryptowaluty-tezos/[]QuadringaCX nie wypłaci - https://comparic.pl/quadrigacx-roszczenia-bylych-klietnow-upadlej-gieldy-kryptowalut-wynosza-170-mln-usd-syndyk-posiada-tylko-30-mln-usd/[]Korea Południowa zabroni giełdom privacy coins - https://news.bitcoin.com/south-korea-to-ban-crypto-exchanges-from-handling-privacy-coins/[]Ripple skupiło XRP - https://www.newsbtc.com/news/ripple/r...[]Layer 2 Uniswap ruszył - https://beincrypto.com/layer-2-uniswa...[]Rosja, COVID-19 i CBDC - https://cointelegraph.com/news/russia...[]Regulacje kryptowalut będą rosły - https://cointelegraph.com/news/more-c...[]Binance DeFi Index spadł 0 60% - https://cointelegraph.com/news/binanc...[]Market cap Tethera przekroczył $17B - https://cointelegraph.com/news/tether...[]Fed chce kolejnego stimulus - https://cointelegraph.com/news/fed-ca...[]Fidelity Digital Assets zatrudnia - https://www.coindesk.com/fidelity-dig...[]Hive Blockchain kupił koparki MicroBT - https://www.coindesk.com/hive-blockch...[]Sygnum Bank i Taurus Group - https://www.coindesk.com/sygnum-bank-...[]Czy rząd USA zniszczy Bitcoina? - https://dailyhodl.com/2020/11/06/will...[]Tether wchodzi do Turcji - https://en.cryptonomist.ch/2020/11/06...[]Raport od Coingecko - https://en.cryptonomist.ch/2020/11/06...[]7 publiczny firm, które posiadają BTC - https://decrypt.co/47061/the-7-public...[]1.1M XRP utracone w phishingu - https://thedailychain.com/1-1-million...[]Ktoś zapłacił 9500 USD za przelew 120$ w ETH - https://beincrypto.pl/ktos-zaplacil-9500-dolarow-oplaty-za-przelew-120-dolarow-w-eth/[]Bitbay wspiera aidrop spark - https://www.facebook.com/groups/bitba...[]Podsumowanie-----------------------------------------Listy Twitter:Krypto-Naród: https://twitter.com/i/lists/1310182514137407502Krypto/blockchain Polska: https://twitter.com/i/lists/1320830727488000006KRYPTO-NARÓD POLSKA SPOŁECZNOŚĆ KRYPTOWALUT: https://krypto-narod.pl/Na tej stronie znajdziecie linki do wszystkich najlepszych, polskich twórców w tematyce kryptowalut i technologii blockchain.OFICJALNY SKLEP Z GADŻETAMI KANAŁU MIKE SATOSHI http://kryptonarod.store/ZOSTAŃ PATRONEM KANAŁU MIKE SATOSHI https://patronite.pl/mike-satoshi-----------------------------------------Jeżeli chciałbyś wesprzeć rozwój i działania kanału, możesz przekazać dotację: https://tipanddonation.com/mikesatoshi lub PayPal: paypal.me/mikesatoshi Portfele do dotacji krypto są tutaj: https://cryptokoks.wixsite.com/mikesatoshi/dotacje ----------------------------------------- Mój kanał na YouTube: https://www.youtube.com/channel/UCEX4iDKLfxtIJY6IVgMSqCQE-mail do kontaktu: cryptokoks@gmail.com Oficjalny Twitter: https://twitter.com/Mikey_Satoshi Kanał na DTube: https://d.tube/#!/c/mikesatoshi Grupa KryptoNaród na FB: https://www.facebook.com/groups/230649241027530/ Grupa KryptoNaród na Discord: https://discord.gg/CPTSa43 Airdropy i inne sposoby na darmowe kryptowaluty: https://darmowekrypto.org.pl -----------------------------------------

In this week's episode, we're talking about the 2020 US Presidential Election and how it’s going to affect investors. We dive into the tax implications, the monetary and fiscal policy future, and what to do about it. Additionally, we discuss the hot IPO market (Snowflake, Palantir & UNITY). The episode is investing heavy and if you’re at all interested in more information on the new stock issues such as Airbnb, Unity, Palantir, etc, you need to check out our Reformed Millennials Facebook Group for daily updates, discussions, and deep dives into these trends.Listen on Apple, Spotify, or Google Podcasts. For specific investment questions or advice contact Joel @ Gold Investment Management.2020 US Federal Election: 🤴Imagine being an investor in 2015/2016 and pulling all your US equity exposure because you felt like a Trump presidency signaled the end of the world… Imagine pulling all your money and sitting in Gold or Bonds at exactly that moment…Imagine missing this: 📈📈😍Nasdaq is up ~180% since the end of 2015… You’re never getting those gains back. They’re baked in.Fast forward to today and you’re probably feeling the same way because uncertainty in markets makes us all feel scared but that feeling we have is the exact feeling you need to embrace to make money. When things get volatile, you need to take risk. That doesn’t mean go all in, but it does mean that you need to understand where and when to take that risk. Volatility is an opportunity. 🤯What if he doesn’t leave? 🐘If Donald Trump loses the election does anyone see him actually conceding? Biden may not be so fast to concede either, especially given the nature of a pandemic at the polls. Contested elections have been rare in recent history, but not unheard of. How might the market react, before, during, and after? In 2000 it took Gore 6 weeks to concede the election to Bush Jr. after the mess in Florida. And during that time the market fell by 8.5%. Investors don’t like uncertainty but if you have a long term horizon, its an opportunity.Trump Win: 🐘More of the same - artificially low taxes for longer (2025) when the tax and jobs act sunsetsRule of law continues to deterioratecontinued ZIRP monetary policyBig continues to win while the small loseBiden Win: 🐐Increased corporate tax rate from 21% up to 28%try and repeal the tax and jobs act (unlikely to have enough support to so)Increase top marginal tax rate from 37-39 for people making 400k+Capital gains tax for people making >1,000,000 in income/year from 23.8 to 37-40% (not based on wealth but income) Eliminate the step-up basis for inherited wealth/ “death tax”Choose your fighter… SnowFlake ❄️Everything you need to know from crunchbasePopped 110% on its first day of trading! In short, Snowflake is a cloud data platform. Customers can store data, exchange it, use it for data applications, and data engineering, among other things. Interesting stats:Berkshire took at ~600m stake at a 30-35b valuationBigger than Goldman Sachs, John Deer, and CVS1,400 employees (CVS has 300,000)Lost ~500m LTM🎥 Unity IPO 🕹️”The @unity3d S-1 is more than a filing. It's the roadmap for manifesting a Metaverse.”Founded in 2004 as a game studio, Unity has risen to become a foundational piece of infrastructure in the space. The company's engine — which makes it easier to develop a new game — is used by 53% of the top 1,000 mobile games. Though unprofitable, Unity brought in $541M in revenue in 2019, an annual growth rate of 42%. Big winners of this IPO include Sequoia Capital and Silver Lake Partners.Important Take-Aways for Investors:The game studio, founded in a Danish basement, now serves 53% of the top 1,000 mobile games, 50% of games across platforms, and 93 of the 100 largest game studios by revenue. Every month, 1.5M creators use their tool, and 1.5B devices download content built with Unity. From the Oculus to the Hololens, Android to iOS, Xbox to PC to Mac, Unity has developers coveredThe revenue from customers that Unity acquired in 2018 increased from $21.4M as of December 31, 2018, to $57.0M a year later. That represented an overall expansion of 266%.The average expansion for public SaaS companies is around 117%. With Unity's DBNER increasing from 122% to 142% over the past several quarters, they sit comfortably above several public software peersUnity's revenue grew an impressive 42% in 2019 and has maintained this pace through the first half of 2020could be the tool used to design cars, buildings, and bridgesNext, investors are expecting Unity to expand the market itself. The company cites its addressable segment of the gaming market at $12B, rising to $16B by 2025. Gaming is assumed to be the fastest-growing media sector, with 2.5B gamers already. Unity is in a position to power and benefits from this market expansionFortune and Global 500 companies in industries such as architecture, engineering, construction, automotive, transportation, manufacturing, film, television, and retail are using Unity across many new use cases, including automobile and building design, online and augmented reality product configurators, autonomous driving simulation, and augmented reality workplace safety training. These new forms of content are emerging parts of our business and represent a significant opportunity for growthUnity estimates the market size for their Create and Operate solutions to be approximately $17B, giving a current TAM of $29B between gaming and other industries.p.s. If you have been forwarded this newsletter, click the button below to subscribe! Get on the email list at reformedmillennials.substack.com

Remove the splinter from your eye is a way of saying see yourself foe who you truly are, see yourself and your companion as God sees you 1 COR 9:16-19, 22B-27 Brothers and sisters: If I preach the Gospel, this is no reason for me to boast, for an obligation has been imposed on me, and woe to me if I do not preach it! If I do so willingly, I have a recompense, but if unwillingly, then I have been entrusted with a stewardship. What then is my recompense? That, when I preach, I offer the Gospel free of charge so as not to make full use of my right in the Gospel. Although I am free in regard to all, I have made myself a slave to all so as to win over as many as possible. I have become all things to all, to save at least some. All this I do for the sake of the Gospel, so that I too may have a share in it. Do you not know that the runners in the stadium all run in the race, but only one wins the prize? Run so as to win. Every athlete exercises discipline in every way. They do it to win a perishable crown, but we an imperishable one. Thus I do not run aimlessly; I do not fight as if I were shadowboxing. No, I drive my body and train it, for fear that, after having preached to others, I myself should be disqualified. Responsorial Psalm PS 84:3, 4, 5-6, 12 R. (2) How lovely is your dwelling place, Lord, mighty God! My soul yearns and pines for the courts of the LORD. My heart and my flesh cry out for the living God. R. How lovely is your dwelling place, Lord, mighty God! Even the sparrow finds a home, and the swallow a nest in which she puts her young— Your altars, O LORD of hosts, my king and my God! R. How lovely is your dwelling place, Lord, mighty God! Blessed they who dwell in your house! continually they praise you. Blessed the men whose strength you are! their hearts are set upon the pilgrimage. R. How lovely is your dwelling place, Lord, mighty God! For a sun and a shield is the LORD God; grace and glory he bestows; The LORD withholds no good thing from those who walk in sincerity. R. How lovely is your dwelling place, Lord, mighty God! Alleluia JN 17:17B, 17A R. Alleluia, alleluia. Your word, O Lord, is truth; consecrate us in the truth. R. Alleluia, alleluia. Gospel LK 6:39-42 Jesus told his disciples a parable: “Can a blind person guide a blind person? Will not both fall into a pit? No disciple is superior to the teacher; but when fully trained, every disciple will be like his teacher. Why do you notice the splinter in your brother's eye, but do not perceive the wooden beam in your own? How can you say to your brother, ‘Brother, let me remove that splinter in your eye,' when you do not even notice the wooden beam in your own eye? You hypocrite! Remove the wooden beam from your eye first; then you will see clearly to remove the splinter in your brother's eye.” --- Send in a voice message: https://anchor.fm/sofia-fonseca7/message Support this podcast: https://anchor.fm/sofia-fonseca7/support

In this episode of ACE Behind the Scenes, ACE editors Jeffrey K. Lu, MD, and Christopher Lace, MD, MBA, discuss content from the 17B issue with the ACE co-editors-in chief, Stacy L. Jones, MD, MHA, FASA, and Joel O. Johnson, MD, PhD. The editors reveal instances where ACE content had a direct impact on their practice, and discuss some interesting topics from the issue, including the impacts of postpolio syndrome on anesthetic care, predictors of uneventful extubation, and the differences between functional and organic mitral regurgitation. The editors also discuss an item from the 2019 16A issue that generated a lot of email correspondence from ACE learners.

I hope no one's falling for Epic's epic BS. 0:35 - I'm not getting in the middle of a slap fight between billionaires 21:37 - Free upgrade to the next-gen version of Control if you buy a new copy of the game! Wait, what? 46:43 - I rather liked the 3rd season of Castlevania! Even if it didn't have an ending. 53:39 - Trails In the Sky is a very fun RPG and I'm going to stream it. No matter how long it takes me. If you missed Saturday’s live broadcast of Molehill Mountain, you can watch the video replay on YouTube.  Alternatively, you can catch audio versions of the show on iTunes. Molehill Mountain streams live at 7p PST every Saturday night on RandomTower! Credits: Molehill Mountain is hosted by Andrew Eisen.  Music in the show includes “Albino” by Brian Boyko. It is in the public domain and free to use. Molehill Mountain logo by Scott Hepting. Chat Transcript: 7:02 PMjordan thompson​I downloaded another game for my switch and suprisingly it didnt take 2 days to download, wonder why??? 7:04 PMASAP ANIME​R.I.P. KA 🕊️ 7:06 PMmatthew wilson​its 2 megacorps fighting each other. I will sit back and eat my popcorn 7:07 PMmatthew wilson​I did laugh at the comercail parady 7:08 PMmatthew wilson​17B to be exact 7:08 PMjordan thompson​i must be too much of a old curmudgeon i have no intrest in fortnight, ive seen enough gameplay to safely say I still think it looks like a fad with no real substance, maybe its just me??? 7:09 PMmatthew wilson​I dont like having to jailbreack my phone if ?I want to put my own apps on the phone on ios 7:10 PMmatthew wilson​but like I said, I am just siting back eating my popcorn 7:13 PMaddictedtochaos​Hey all 7:15 PMjordan thompson​key word there is "more" billions, its not like their rising in the ranks, theyve been there for a while 7:16 PMmatthew wilson​no epic is worth 17b 7:16 PMjordan thompson​but Andrew they need to make ALL THE MONEYIES 7:22 PMAndrew Eisen​Andrew and Keleigh's "All the Money!!!" video: https://www.youtube.com/watch?v=uxlVX... 7:23 PMmatthew wilson​I blame 505 games over remady here, and btw it didnt sell well it tanked as all remady games tend to do 7:26 PMjordan thompson​as I grow older I find myself keeping up to date with gaming but not buying into it straight away. ive come to realize I can survive off the ps2 library for longer and cheaper. 7:28 PMSusanne Christ​'ello ^-^ 7:32 PMjordan thompson​I'm curtain that the 505 CEO is watching right now thinking "wow I need to reevaluate my business ethics, cause this nerd is disappointed" 7:32 PMmatthew wilson​I dont buy most games at launch, but there are exceptions for me cyberpunk is one such exeption 7:33 PMSusanne Christ​I love TLOU buuut....imma wait for the extra edition for a lower price lol 7:36 PMmatthew wilson​cant get numbers, but control never made sales charts like npd ect also remady confirmed the game didnt sell great 7:36 PMjordan thompson​I'm gonna guess to some extent corprate heads set release dates and game devs are forced to make some content DLC 7:37 PMmatthew wilson​honestly while remady games tend to revew well, they never ever sell well. if your gunna publish a remedy game, know its a prestige game 7:43 PMjordan thompson​so whats gonna be the next game that is expected to do gangbusters and the company ends up making more copies of the game than consoles it plays on were produced 7:45 PMjordan thompson​just imagine if cyberpunk brings upon the gaming industry collapse of the 21st century 7:45 PMmatthew wilson​take this data point for what its worth, but in last years e3 cyberpunk was by far and away the most searched game by a wide margine 7:46 PMmatthew wilson​cyberpunk to me feels like cd project reds magnume opus regardless of how it sells, this is clearly a project they wanted to do for awhile 7:47 PMjordan thompson​whats next, cyberpunk the movie the game the soundtrack

Bakes’ Takes Podcast Show Notes –Saturday June 27, 2020 :24 1) President Biden?:29 2) Energy prices wild ride, respond to question from new XOM employee:41 3) And now for something completely different! Led Zep and Pink Floyd financed Holy Grail! You’re welcome! Bakes’ Take—Reporters of the Week! 1:27 After Stocks’ Huge Quarter, It’s Time to Hedge the MarketBy Randall W. ForsythUpdated June 26, 2020 5:00 pm ET / Original June 26, 2020 12:12 pm ET randall.forsyth@barron’s.com Through Thursday, the S&P 500 index had recovered 38% from its March 23 lows, Nasdaq Composite up 46% and set record this past week, and the RU2K index of small-cap stocks 43%. 3:00 SPY -4.5% YTD, doubt many bought at the low! 3:20 The Dow Just Had a Very Bad Week. Why It Could Get Worse.By Ben Levisohn Ben.Levisohn@barrons.comJune 26, 2020 8:19 pm ETThe Fed, future payouts would depend on bank earnings—and bank earnings will start to look worse as pre-coronavirus quarters drop out and are replaced by Covid-impaired results. Florida’s seven-day average of cases grew 7.8%, previous day’s 4.1%. Arizona’s 5.4%, from 2.9%. In Texas, the positivity rate hit 11.8%. Texas Gov. Greg Abbott issued an executive order rolling back parts of the state’s reopening, too little, too late. Florida, for its part, is banning alcohol in bars. Huh?5:00 “We’re at a challenging point,” says Clifton Hill, a PM at Acadian Asset Management. “The market is worried about a second outbreak.”5:27 Biden’s lead in the polls over Donald Trump has been widening over the past month, now holding a 10-point advantage over the president, RealClearPolitics’ average of about a dozen national polls. Trump’s approval rating has fallen back near the lowest levels of his presidency. Betting markets like PredictIt, which until early June had Trump well ahead, now give an average 21-point lead to Biden.5:53 “If the election were held today, we believe Vice President Joe Biden would win as part of a Democratic sweep,” Sara Bianchi, head of U.S. public policy and political strategy research at Evercore ISI, told clients earlier in June.6:15 FDR GOAT. Trump market positive for now. All the Presidents with down markets, one term. vs. Reagan, Clinton, Obama etc. Stock market picks the president.220 Trump Election, March low, stocks down for his term, he’s toast.8:55 Andy Laperriere, head of U.S. policy research at Cornerstone Macro, so-called Biden portfolio.Bakes’ Take—Hillary ’94, Healthcare then, Long infrastructure, short big tech, now likely not going to work.9:57 If there is a Democratic sweep, Laperriere expects higher volatility driven by concerns over increased taxes and regulation. He recommends using the iPath Series B S&P 500 VIX Short-Term Futures exchange-traded note (VXX), which tracks the Cboe Volatility Index, or VIX.I still think VIXM, VIXY, VXX going to work by year end.It’s month, Q end, researching all 1700+ charts now. Will report back next weekBulls factors in their favor: The Fed is highly supportive; Congress looks ready to add more stimulus; and treatments are slowly starting to lead to better health outcomes. uncertainty about those outcomes is causing volatility to spike, VIX, rising to the mid-30s on Friday, above its long-term average of 19. 11:18 “Right now, volatility in the stock market is heightened, because there is friction between the past, present, and future,” John Petrides, portfolio manager at Tocqueville Asset Management, tells Barron’s. “The future is looking past Covid. The present is dealing with Covid. The past is explaining what Covid has done.”The volatility is likely to continue.11:59 India, HK, South China Sea, Taiwan13:28 No cartoon but NK vs. SK escalating toohttps://www.economist.com/leaders/2020/06/18/how-to-end-the-perilous-indo-chinese-border-spatbrutal clash on June 15th. Details remain sketchy. At least 20 Indian soldiers died, many after tumbling into an icy river. India says the Chinese also suffered casualties. China says little (see article). death toll worst in any clash between the two since 1967, first loss of life since 1975.I wish The Economist attributed the authors, well-turned phrases!14:26 reckless way to fix problems between two rising nuclear powers that are home to a third of humanity. the last thing the wider world needs is an escalating slugfest between a dragon and an elephant over a lofty patch of frozen earth.15:43 https://www.economist.com/finance-and-economics/2020/06/25/is-investors-love-affair-with-commercial-property-endingMany banks report losses with a lag and with limited detail, but delinquency rates on commercial-mortgage-backed securities (cmbs)—bundles of loans sold on capital markets—provide a barometer. In America this month they exceeded levels seen during the financial crisis (see chart 4). A fifth of debt payments on shopping properties are late; a quarter of those due on “lodgings”—including student housing, vacant since universities closed—have also been skipped. Again, going through charts for ETF’s to profit from these trends. More next week. https://www.oaktreecapital.com/docs/default-source/memos/the-anatomy-of-a-rally.pdf18:12 Howard MarksPositives:                                    Negatives:Fed                                               Political, financial restraints                                                      Defaults, bankruptcies                                                      Inflation, reserve status of                                                       Dollar, U.S. credit                                                      downgrade, increase cost                                                      of deficitsCurve flattened mostly             Second waveHealth system not swamped   Stress/fatalitiesVaccines, treatments, tests      Vaccine not as soonLook through COVID-19Positive economic news           GDP-30% 2q, 10% unemp.                                                      Return to work slow                                                      Never re-open, jobs lost                                                      State and city finances                                                      Retail, travel, ofc. Buildings 2022 earnings>2019 Good and news on these fronts will create wide swings I believe 22:45 Coronavirus Erases Guidance From 40% of S&P 500Companies that have pulled their outlook have collectively underperformed the broader market; ‘there are still many unknown factors’https://www.wsj.com/articles/coronavirus-erases-guidance-from-40-of-s-p-500-11593363659?mod=searchresults&page=1&pos=2by Alison PrangAll lead to increased volatility23:47 Bakes’ Take—Fan questions of the week!Text from Harry in Houston!...Geopolitical—see China, South China Sea, Middle East has been quietCovid-demand hit still unfolding—six-month chart coming upSaudis/Russia game of chicken seems to be overRegulation-have heard little, President Biden’s platform?https://www.wsj.com/articles/exxon-mobil-resists-write-downs-as-oil-gas-prices-plummet-11593521685?mod=searchresults&page=1&pos=1Exxon Mobil Resists Write-Downs as Oil, Gas Prices PlummetSome accountants have filed an SEC complaint saying the company should write down the value of shale driller XTO Energy. Exxon says it is in compliance with standards.By 25:34 Christopher M. Matthews Vs. Shell $22B, BP, Hess, OXY, CHV, too. Ex-accounting analyst Franklin Bennett accuses XOM of fraud, SEC whistleblower. He is security laws atty. , chmn. Prof society of O&G accountants. He says XTO acq. Should be written down by $17B and at least $20B other. Shale co’s wrote down $450B since 2010.  26:55 Oil $10 ‘86--$164 6/08, XOM might have a point, little time spent under $30 27:43 Nat Gas--$18 ’05 peak,

A judge rules the government can require hospitals to disclose negotiated prices with insurers. The nation’s top infectious disease official is optimistic about a coronavirus vaccine. And Avalere estimates COVID-19 hospitalizations could end up costing $17B this year.

So Fortnite is worth a lot of money. According to a report from Bloomberg, Epic Games is set to close a $750M funding round at a valuation of $17B. Here's why the company has become, and stayed, so valuable. If you enjoyed the podcast, please rate and subscribe! New episodes Monday through Friday. For more in-depth news check out our bi-weekly podcast The Esports Network Podcast (https://www.esportznetworkpodcast.com/). Follow Mitch on Twitter @Mitch_Reames (https://twitter.com/Mitch_Reames) Follow Esportz Network on Twitter (https://twitter.com/EsportzNetwork), Instagram (https://www.instagram.com/esportznetwork/), and Facebook (https://www.facebook.com/EsportzNetwork) @EsportzNetwork Or visit our website esportznetwork.com (https://www.esportznetwork.com/) for updates on what's to come!

The post E1064: News Roundtable! Sam Parr & Zach Coelius on Barstool Sports vs. Call Her Daddy, SoftBank’s $17B loss, TikTok poaches former Disney exec as CEO, Facebook launches Shops & more! appeared first on This Week In Startups.

The post E1064: News Roundtable! Sam Parr & Zach Coelius on Barstool Sports vs. Call Her Daddy, SoftBank’s $17B loss, TikTok poaches former Disney exec as CEO, Facebook launches Shops & more! appeared first on This Week In Startups.

Teaching by: Pastor Shawn StoneWHY WE NEED TO REMEMBERA. Peter said, For me to write the same things to you is not tedious, but it is safe. - Philippians 3:1B. So I will remind you of these things, even though you know them and are firmly established in the truth you now have. - 2 Peter 1:12II. WHERE WE NEED TO REMEMBERA. Why are you cast down, O my soul, and why are you in turmoil within me? Hope in God; for I shall again praise him, my salvation and my God. - Psalm 42:5III. HOW WE CAN REMEMBERA. How precious are your thoughts to me O God, how great is the sum of them. If I would count them, they would be more in number than the sand. When awake, I am still with you.” - Psalm 139:17B. Can a mother forget the baby at her breast and have no compassion on the child she has borne? Though she may forget, I will not forget you! - Isaiah 49:15

17B الرحمٰن تفسیر 4-2

Sima joins some of her peers on a panel discussion as it relates to M&A trends, what’s going on in the industry, and some insights for founders, as they consider their alternatives for the future. In light of the recent acquisitions for staggering amounts of money, such as SAP acquiring Qualtrics for $8B, Tableau being acquired by Salesforce for $17B, and Bain Capital acquiring 60% of Kantar, today’s show will focus on key drivers of investment and M&A activity in market research. Listen in to this mashup, as they help to de-mystify the big questions and considerations that founders often have. Global Market Report from Esomar Congress The GMR is a wonderful market trend report that Esomar Congress publishes each year. It is free for members and can be purchased on their website for non-members.  The first place Kristin Luck, Advisor at Oberon Securities and host of this panel, flips to is the helpful chart that shows where industry growth is coming from. This chart is always located around pages 32 or 33, and this year you can find it on page 33. Kristin finds it especially interesting this year because, for the first time ever, traditionally-defined market research is in decline globally by .3% over the last year.  The growth of the industry is coming from verticals like surveys software, social media monitoring, consulting firm research, IT telecom research, and syndicated research.  Investments and incoming money are going more towards these tech-centric verticals. What Does This Growth and Monetization Ability  Mean for Traditional, Full-Service Research Firms? Panel Member Sima Vasa, Founder of Paradigm Sample and Advisor of M&A services at Oberon Securities, takes the lead on addressing the answer to this question. It will be challenging for traditional market research companies because of new methodology. As a founder, you must know what you want. You can’t be reactive. It’s imperative to understand your goals and put together a plan for proactive implementation.  Although it may be tough, Sima feels there are still opportunities to stay in the game and partner with other companies to specialize. She provides some examples of companies that are doing very well providing vertical specialization and suggests other options for traditional, full-service companies.  Is There Space for Research Generalists? Lisa Courtade, Executive Director and Global Consumer Insights  at Merck and new Chairperson for the Insights Association, tackles this question. Lisa thinks that the answer lies in understanding the needs and the problems that you have today that you’re trying to solve. Traditional research generalists are a shrinking pool. You’re looking for that full complement, that missing piece. Often that missing piece is a new start-up or an agency that specializes in an emerging area.  Industry Trends and the Impact of M&A Activity Sören Haefcke, Vice President of Bain Capital, addresses this topic. What the traditional players need to do is to adopt some of the methodologies out there in order to be able to compete fully in the marketplace, which is his perspective. One of the great things about technology is that it’s very accessible to anybody. Great customer access, great customer understanding, and a great understanding of what the data means are things that are very hard to replicate in many cases. Sören predicts that bringing together a traditional approach with a more tech-driven approach is the way the industry will go in the long run. Advice for Founders Around Positioning Your Firm for Funding Kristof De Wulf, Co-Founder & CEO of InSites Consulting, provides direction on this matter. First and foremost, it is important to make sure that you are ready. As Kristof explains, “ready” involves many considerations: being mentally ready, making sure that everyone is aligned to do this, that it is the best model going forward,

Always With You - Duckwood; Theory - What Is The Load; Twist The Knife - Velvet Acid Christ, Time Away - penny, You're Still Alright - Saidtheanimals, Rover - Jenn Vix; Geeknotes: 08/21 - Is War with Iran Imminent - The Current Situation Explained, Manny's, SF, 08/22 - Buy Back The Block, Climb Real Estate, Oakland; Practice - Tank Circuit Baby Steps; Blue Daniel Vocalise - Shookriya

The Lukewarm Useless ChurchRev 3:14-22 July 28, 2019I. Introduction:A. The struggle that the church in Laodicea had is probably the biggest struggle thatsuburban churches in North America face. The temptation to be self-sufficientbecause of our many resources rather than relying upon the All Sufficient One –Jesus!B. Laodicea was known for three things: it was a wealthy city with many bankingcenters, the soft black wool they produced and the eye salve that was producedthere to treat medical conditions for the eye.1. This city was so wealthy and self-sufficient that when a major earthquakedestroyed the city about 34 years before and Rome offered them money torebuild that they wrote a letter back to Nero telling him that they werewealthy and in need of nothing and that, they could rebuild it themselves.C. But they did have one glaring weakness: their water supply!1. Twelve miles to its east was Colossae. There refreshing cold water camedown from melted snow and rain from the mount that towered above it.These waters were valued for their ability to refresh and reinvigorate people2. Seven miles to its north was Hierapolis. It was famous for its hot springs,which were used, cure ailments.3. In Laodicea, the cold streams from the east and the hot water from the northmet which created a lukewarm water that was not either good for refreshmentor healing. It tasted awful and could make the people sick!• As I read this letter from Jesus to this church, note how he used their cultural realitiesto connect with them with what was going on in their church. Note how theirmaterial self-sufficiency had deceived them regardingII. Their spiritual condition!A. Read Revelation 3:14-17B. In v16 we see their problem was lukewarmness1. Many without considering the cultural context of their water situation wouldinterpret this something like this: I wish that you were either very passionateand on fire for Jesus or apathetic and cold toward Jesus rather than just beinga middle of the road Christian!2. In light of their cultural context, it appears to be referring to their usefulnessrather than passion level for Jesus. Like the lukewarm water in Laodicea, itwas not useful for healing and it was not useful for refreshment.3. The next verse tells us why they were useless! Note “because” at start of theverse explains the cause of their lukewarmness and uselessness. As I readnote there are two reasons – their self-sufficiency and their self-deceptionregarding their true spiritual condition.4. Read v17C. One of the great temptations for churches, for individuals, for countries that arewealthy or can easily get resources in their hands is to think that they really do notneed anything, they can pull it off, and they are self-sufficient.1. In Deuteronomy 8 God warns Israel that when they come into the land ofmilk and honey, the place where they will not lack anything, a place wherethey will be satisfied listen to his warning.a) Read Deut. 8:11-14 “Beware that you do not forget the Lord your God… when you have eaten and are satisfied… then your heart will becomeproud and you will forget the lord”2. In 1 Timothy 6:17-18 what Paul instructs wealthy believers to do• So the great temptation to wealthy churches, wealthy nations and even wealthyChristians is to be self-sufficient and deceived as to how that condition has put themin a dangerous place spiritually. Next Jesus tells them ofIII. The cureA. Read v18B. To buy is a figure here that means to acquire these things from Jesus. You do notget things from Jesus with money but rather by faith. You buy from Jesus withoutmoney but through faith and probably even more specifically through believingprayer.C. In v17 Jesus said you were materially rich but spiritually poor – therefore get thetrue spiritual riches from Me Read v18aD. In v17, they said they needed nothing, this city that made some of their wealthfrom the sale of black wool and wore luxurious clothes, but Jesus said you werenaked – therefore get spiritual garments to cover your shameful life. Read 18bE. In v17, Jesus refers to their spiritual blindness, right in the middle of the city thatwas known for their eye medication and v18 tells them they need to get the eyemedication He has so they can see clearly regarding their spiritual lives! Read18c• Then finally Jesus makes aIV. Call to the ChurchA. Listen to this call to the Church. I say church for three reasons1. We see in v14 it is written to the Church. The Church is made up ofbelievers gathered together and we learned earlier that the Church was Jesus’lampstand to bring light to the world. Unfortunately rather than bringinglight to the world, the world has permeating the Church!2. Secondly, I say this is written to a church of believers and not to a group ofunsaved religious people going to church is because of what verse 19 says.Reada) Daniel Wallace, a Greek scholar, says this about this Greek word love inthis verse “phileo” this word is never used in the New Testament of Godor Jesus loving unbelievers! Only the word “agape” is used in the NewTestament of God’s love for unbelievers!3. The third reason is that many people take v20 to refer to Jesus coming intothe life of an unsaved person to save them.a) Watch closely as I read “will come in to him” not “come into him”b) Again Dan Wallace says the author could have used the Greek word forinto so as to indicate the penetration into a person’s life but instead heused the Greek word that means coming towards or before someoneB. So all of that goes to say that Jesus here is making an invitation to this church tocome back into fellowship with Him, not to lost religious churchgoers to besaved!1. Read v202. So Jesus is simply summing up what He has said and wants them to turn fromtheir self-sufficiency and turn to Jesus and they will be back in a place offellowship and usefulness to Him.C. To those who respond to that invitation listen to what Jesus says to them! Readv21-22V. Let me finish with anVI. ApplicationA. I personally believe that the greatest expression that MVC can have that we arenot trusting in the many resources and wealth that are available to us here in thesouth suburbs of Chicago is prayer that comes from the heart of those who havethe very first character trait that Jesus said is true of a kingdom person – poor inspirit! A church who recognizes their spiritual poverty apart from Jesus!1. If you are one of those persons I would encourage you to join us atWednesday mornings as we, as a church together, declare to Jesus that whatwe are doing here at MVC is not about us or from us but about and fromHim!2. If we want to fulfil our function as a light to the suburban culture, we willdesperately need to call upon Jesus to move in and through us. Because welive among a people who think they are doing fine and need nothing when itcomes to spiritual things. But the reality is that they are poor, naked and blinddeeply in need of new life from Jesus Christ.

Till sist, ni skall alla leva i endräkt och inbördes förståelse, i broderskärlek, barmhärtighet och ödmjukhet. 9Löna inte ont med ont eller skymf med skymf, utan tvärtom: välsigna. Ty ni är själva kallade att få välsignelse.10 Den som älskar livet och vill ha goda dagar,han skall avhålla sin tunga från det som är ontoch sina läppar från svekfulla ord.11 Han skall undvika det onda och göra det goda,han skall sträva efter att hålla fred.12 Ty Herrens ögon ser de rättfärdiga,och hans öron hör deras bön.Men han vänder sig mot dem som gör det onda.Lidandet leder till liv13Vem kan göra er något ont om ni arbetar för det goda? 14Om ni också får lida för rättfärdighetens skull är ni saliga. Var inte rädda, låt dem inte skrämma er. 15Men Herren, Kristus, skall ni hålla helig i era hjärtan. Var alltid beredda att svara var och en som kräver besked om ert hopp. 16Men gör det ödmjukt och respektfullt i medvetande om er goda sak, så att de som talar illa om ert fromma liv i Kristus får skämmas för sitt förtal. 17Bättre lida för goda gärningar, om det är Guds vilja, än för onda.1 Pet 3:8-17 (Bibel 2000)

Another tech unicorn is going public -- Slack! We break down how the SaaS communication company works, its financials and its $17B valuation. We also explain the company's curious name, and why it has an eerie resemblance to Fool favorite Shopify. Stocks: WORK, SHOP

Hädaren ogillar klander,han söker sig ej till de visa.13Glatt hjärta ger ljus uppsyn,sorg skapar modlöshet.14En klok man söker kunskap,dåren ägnar sig åt dumt prat.15Den fattige har det alltid svårt,men gott lynne ger ständig fest.16Bättre knapphet och gudsfruktanän överflöd och oro.17Bättre en tallrik kål med kärlekän en mör oxstek med hat.18En hetlevrad man vållar gräl,den tålmodige stillar trätan.19Den lates väg är spärrad av törne,den redbare färdas på banad väg.20En klok son är sin fars glädje,men dåren föraktar sin mor.21Den vettlöse har sin glädje i dårskap,den insiktsfulle håller rak kurs.Ords 15:12-21 (Bibel 2000)

17B الجمعة تفسیر 5

Jeremy started his first business at 6 years old. His corporate career spanned 16 years as the Global VP of Marketing & Communications for a $17B/year US/Chinese conglomerate. In 2014, Jeremy rang the opening bell at NASDAQ and helped build one of the fastest growing stocks in Illinois. He has executed and integrated 4 mergers and acquisitions in tech and manufacturing and sold 2 of his own ventures in tech and healthcare. Today Jeremy is the founder of Payment Brokers a fintech company, irevu an online reputation management company and OriginalClick a digital advertising, application development and consulting agency. Business Building InsightsOne of the things you can’t “game” is what people say about you online. It’s important to be active and manage your online reputation. Be in tune with what your customers are saying online and truly listen. We lost the art of asking. It’s okay to ask for people’s help to write a review. Strong social proof is valuable. Shift your focus towards attracting reviews – recent, frequent and relevant reviews. Engage with customers and listen to what they have to say. You can’t please everybody. There will be negative reviews. When they appear, respond promptly so they know you’re listening, you care and you want a resolution. Reviews build your search ranking too. Think of it as new approach to SEO. Once you’ve gotten good reviews, market them on your social media platforms, in emails and on your website. Resources Mentioned Raving Fans (https://www.amazon.com/Raving-Fans-Revolutionary-Approach-Customer/dp/0688123163/ref=sr_1_2?keywords=raving+fans&qid=1552095870&s=gateway&sr=8-2) by Ken Blanchard and Sheldon Bowles Hug Your Haters (https://www.amazon.com/Hug-Your-Haters-Complaints-Customers/dp/1101980672/ref=sr_1_1?keywords=hug+your+haters&qid=1552096013&s=gateway&sr=8-1) by Jay Baer Contact Links Website (http://www.irevu.com) Facebook (https://www.facebook.com/irevucom) Instagram (https://www.instagram.com/irevucom/) LinkedIn (https://www.linkedin.com/company/irevu/about/) Gift Biz ResourcesJoin our FREE Gift Biz Breeze Facebook Community (https://www.facebook.com/groups/GiftBizBreeze/)   Google Podcasts (http://www.giftbizunwrapped.com/GooglePodcasts) . That helps us spread the word to more makers just like you. Thanks! Sue

17B الجن تفسیر 19-11

Our latest experiment! Become an Acquired Limited Partner and get access to LP-only bonus content: http://kimberlite.fm/acquired ———— Ben & David are joined by special guest and Venmo cofounder Andrew Kortina for our first-ever SF live show! In front of a packed house we chronicle the journey of how two freshman-year roommates from Penn turned a healthy obsession with Craigslist and a fake podcast into an app that facilitated $17B of payments last quarter alone, producing not one but two landmark acquisitions along the way! Note: the audio quality is a little rough due to some A/V issues at the live show. We apologize!   Links: Fin Promo Code, good for $100 of credit and a waived subscription fee (normally $20): http://fin.com/acquired    Carve Outs: Kortina: The Myth Of Sisyphus by Albert Camus David: Startup by Jerry Kaplan Ben: Halide on the new iPhone XS camera and computational photography   Sponsor: Thanks to Silicon Valley Bank for sponsoring all of Acquired Season 3. You can get in touch with Reetika Grewal, who you heard at the beginning of this podcast, here.

Theseus has had a long and storied life, but now he faces his greatest challenge: after you've accomplished everything you set out to do and your name will live on for generations, what comes next?   The creature is the, impundulu environmentally-conscience bird who only uses alternative fuels for its tiny plane. Unfortunately, the alternative fuel is human blood.   ---   Sponsors: Blue Apron! Go to http://www.blueapron.com/legends to check out this week’s menu and get your first 3 meals free.   Empty Faces: an amazing new mystery box that you can solve. Check out http://emptyfaces.com/legends for 10% off your first box.   Don't forget to catch season 2 of Lore on Amazon Prime on October 19th   ---   Theseus episodes: 17A: https://www.mythpodcast.com/3329/17a-theseus-its-dangerous-to-go-alone/ 17B: https://www.mythpodcast.com/3339/17b-icarus-and-daedalus-a-portrait-of-the-artificer-as-a-young-man/ 17C: https://www.mythpodcast.com/3390/17c-theseus-i-volunteer-as-tribute/ 46A-D (Argonauts): https://www.mythpodcast.com/4228/46a-argonauts-assembly-required/ 76 (Atalanta): https://www.mythpodcast.com/12714/76-greek-myths-lioness/ 93A: https://www.mythpodcast.com/12938/93a-amazons-wonder-women/ 93B: https://www.mythpodcast.com/12945/93b-theseus-love-and-war/   ---   Music: "A Rush of Clear Water" by Blue Dot Sessions "Baroque" by Blue Dot Sessions "Curio" by Blue Dot Sessions "Dirty Wallpaper" by Blue Dot Sessions "Myrian" by Blue Dot Sessions "Celadon" by Podington Bear "Tweetstorm Gathering" by Podington Bear "Telltale" by Podington Bear "SuzyB" by Blue Dot Sessions "John Stockton Slow Drag" by Chris Zabriskie "There's Probably No Time" by Chris Zabriskie "Trap" by Jahzzar

17B الجن تفسیر 28-24

***Spoiler warning***It's a bittersweet episode with Seth and Robert as we give real time coverage for the last Dragon Ball Super Episode, 131. It's been a long run but we think this is just Season 1, they did say they'd see us again! For the 1st half of this bonus episode we engage in general DB Super chat and theorize... about 16 minutes in, we get serious and turn on the episode. So get your popcorn and join us for this the last episode of Super... for this year anyway. Thanks you dudes!Click here to play episode 17BNamekianPublicRadio.com/Twitter @NamekianPodcastFacebookEmail- NamekianPublicRadio@gmail.comPatreon.com/NamekianPublicRadioAll music created and given by Urizen, urizenonline.com/

Ep. #009 - Digital Marketing News - 17th December 2017 • People have held 17B video chats on Messenger so far in 2017 • Facebook ads can now link to brands’ WhatsApp accounts • Twitter officially adds support for tweetstorms • Reddit now lets brands publish to subreddits through Sprinklr • Instagram’s standalone Direct app can be its version of Snapchat’s friend’s only • Digital Marketing News - 17th December 2017 - Thank you

  In this Episode of Oil & Gas This Week – Lower oil prices slash Saudi’s deficit, Saudi Crown Prince favors NYSE for Aramco IPO, Oil & Gas producers grapple over returns vs growth, Nabors acquires Tesco for $215m, Brazil plans $17B in new investments by Q4, Norway’s $65B missed opportunity. Have a question? Click […] The post Saudi Aramco eyes NYSE | Growth vs Returns for Producers | Nabors Acquires Tesco – OGTW122 appeared first on Oil and Gas This Week Podcast.

Part 27 Acts Ch.17B

Maron e Luciana respondem aos comentários da semana e dão dicas de cultura pop relacionadas aos assuntos.Esta semana, o assunto é a discussão sobre a impermanência do digital. E nossos ouvintes fizeram comentários muito legais.Ouça e comente!!Zing! é um podcast que discute cultura pop a sério. São conversas profundas sobre assuntos aparentemente banais.Música tema by: www.bensound.com

動漫萬歲 - 17B by Denka Team

Trading Block: Embrace options in the TWTR stock fire sale. Intel to buy Altera in nearly $17B cash deal. Euronext to launch volatility contracts. Odd Block: Calls and puts trade in CSX Corp (CSX), puts trade in IAMGOLD Corp (IAG), and calls trade in EV Energy Partners LP (EVEP) Strategy Block: Anything you can do with stock, I can do with options. Around the Block: June kicks off the close of earnings season.

This is the second episode of a two-part special edition. The first episode contained pop remixes, radio-friendly progressive house, and electro bombs; similar to what you would ordinarily hear in the first half of most shows. This second episode contains both vocal and non-vocal progressive house, as well as a couple of trance songs and remixes at the end; similar to what you would ordinarily hear in the second half of most shows . Enjoy! Track List: 01. David Guetta feat. Sia - Titanium (Original Mix)02. Etienne Ozborne and Zoltan Kontes feat. Polina Griffith - I Really Want To Say (Big Room Mix)03. Aron Scott - Korea Other Side Of The Word feat. Rico Caruso (Club Mix)04. The 808s - Lights Out Feat Alexandra (Nick Galea Remix)05. Goodwill, Hook N Sling - Take You Higher (Club Mix)06. Danny Freakazoid & Strobe - The Horizon (Vocal Version)07. Gregori Klosman & Promise Land - Endless (Original Mix)08. Chris Reece feat. Jennifer Needles - Never Let Me Go (Extended Mix)09. Tom Fall feat. Jwaydan - Untouchable (Original Mix)10. Angel & Jozhy K - New Start (Julian Wess and Mike Carey Vocal Mix)11. Mikael Weermets & Audible feat Max C - Free (Extended Mix)12. Moby - Lie Down In Darkness (Arno Cost Remix)13. In The Screen vs Rony Seikaly feat. Craig David - Fly Away (Erick Morillo, Harry Choo Choo Romero & Jose Nunez Mix)14. Kaskade feat. Mindy Gledhill - Eyes (Original Mix)15. Fabian Gray & Emanuele - When U Fall (Pierce Fulton Remix)16. Arty and Mat Zo vs. GTA feat. Zashanell - U & I Rebound (Ken Loi Mashup)17. Alex Kunnari feat. Emma Lock - You & Me (Original Mix)18. Triple A - Winter Stayed (Armin Van Buuren On The Beach Mix)19. Dash Berlin feat. Jonathan Mendelsohn - Better Half Of Me (Club Mix)20. Matt Bukovski feat. Tiff Lacey - Swept Away (Alexander Popov Remix)21. Dinka - The Sleeping Beauty (Original Mix)22. Chris Girard & Simon Sheppard - Perfect Days (Original Mix)23. Sied Van Riel - Bubble Blower (Original Mix)24. Ben Gold & Jonas Stenberg - Avalanche (Original Mix)25. Mark Otten - Libertine (Original Mix) 17B