Podcasts about 12b

सत्संग_12B (स्वामी श्रीशरणानंदजी की वाणी में)

Paul Saganey's 2016 decision to leave Lincoln Financial, build a multi-custodial hybrid RIA with LPL Financial and develop a CPA referral network has propelled the firm from $3.5B to $12B in 5 years. He shares how they achieved such growth and more.

जीवन विवेचन 12B (श्रीदेवकी माँ की वाणी में)

Grace is Greater than SinSunday, July 11, 20212 Samuel 6: 1-5, 12B-19

00:00 - 10:36/Sohbet Muhabbet/10:37 - 26:40/Bel Bükülmesi Tehlikeli Midir?/26:41 - 34:00/Text Neck/34:01 - 43:40/NBA Playoffları/KaynaklarHow do we stand? Variations during repeated standing phases of asymptomatic subjects and low back pain patients (https://pubmed.ncbi.nlm.nih.gov/28683929/)Thoracic and lumbar posture behaviour in sitting tasks and standing: Progressing the biomechanics from observations to measurements (https://pubmed.ncbi.nlm.nih.gov/26476893/)Posture and time spent using a smartphone are not correlated with neck pain and disability in young adults: A cross-sectional study (https://www.sciencedirect.com/science/article/abs/pii/S1360859220301789)Does Lumbar Flexion Actually Increase Shear Forces During Lifting? (https://www.physio-network.com/blog/lumbar-flexion-during-lifting/)https://twitter.com/adammeakins/status/1366847883690061828?s=12Bölümde Bahsettiğimiz Diziler ve FilmlerTed Lasso12 Maymun - Twelve MonkeysHırsızlar Şehri - The TownEx Machina Bir Konuşabilse... - Lost in TranslationOslo, 31 Ağustos 

Not all joint rolling machines are created equal! Some twist the tops, others fold them. Some offer different sizes, a tamper, or build in check-weigh system. Others have an accuracy of .01g and can work continuously as long as it's supplied with enough ground cannabis. One of them sucks! The convenience of pre-rolled ready-to-smoke joints is so irresistible to many cannabis consumers that pre-roll sales grew 59% last year, from $704 million in 2019 to $1.12 billion in 2020. The growth in pre-roll sales even outpaced the already explosive cannabis market, which grew by only 54.2% over the same period. According to a survey, the top pre-roll product has been "Hybrid - Single Strain" every year since Headset began tracking sales data. However, a segment to watch is pre-rolls infused with cannabis concentrates, which have risen from 12.7% of all pre-roll sales in 2018 to 31.9% of all pre-roll sales in 2021 so far. Another trend is that consumers are buying multi-pack products rather than single pre-rolls. Sales of multipack pre-rolls grew by 69.4% from February 2020 to February 2021, while single pre-roll sales only grew by 18.1% over the same time period, according to the survey. Episode 752 looks at 15 different machines that make joints, pre-rolls and blunts for the hemp and cannabis industry. These machines are for commercial use and most on the list are fully automated with a price tag of as much as $400,000, but can spit out as many as 60 per minute: DESCRIPTION..............PRICE.................STYLE (SHAPE) Blunt Machine............ $300,000............Blunt (cylindrical)~ not readily avail. Evans Mactavish........ $225,000............Joint (cylindrical)~ hemp only RollPro.........................$225,000............Joint (cylindrical) Auotcone.....................$335,000............Pre-Roll (cone) Hefestus......................$400,000............Pre-Roll (cone)~ lease only Canna-Auto..................$350,000...........Pre-Roll (cone) Procepack....................$350,000...........Pre-Roll (cone)~ no longer avail. Paxiom.........................$300,000...........Pre-Roll (cone) Apehex.........................$95,000.............Pre-Roll (cone) EZJ AutoRoller.............$85,000.............Pre-Roll (cone) Green Broz....................TBA...................Pre-Roll (cone) CougarCann.................$225,000 ..........Pre-Roll (cone) Rocketbox....................$16,750.............Pre-Roll (cone)~ not fully automated STM's Mini...................$6,000...............Pre-Roll (cone)~ not fully automated KnockBox.....................$4,500...............Pre-Roll (cone)~ not automated, not recommended Show Notes: Popularity of pre-rolls leads to $1.12B sales boom in 2020 https://www.metrotimes.com/detroit/popularity-of-pre-rolls-leads-to-112b-sales-boom-in-2020/Content?oid=27395873 Pre-Rolled Sales Are Rising Where Is the Demand for Pre-Rolls In Today's Economy? https://harasupply.com/blogs/news/pre-rolled-sales-are-rising Host: Josh Kincaid, Capital Markets Analyst & host of your cannabis business podcast. https://www.linkedin.com/in/joshkincaid/ The Talking Hedge: Your Cannabis Business Podcast. ​Covering cannabis products, reviews, business news, interviews, investments, events, and more. https://www.theTalkingHedgepodcast.com Music Info: Song: Beat | Keep On | 2020 Artist: Milochromatic Beats & Song: Dark Trap Beats Hard Rap Instrumental | Gang | 2018 Artist: LuxrayBeats Keywords: Hemp News, Weed News, Cannabis News, Marijuana News, Cannabis Business, Marijuana Business, Cannabis Industry News, Marijuana Industry News, Weed News 420, Talking Hedge Podcast, Cannabis Podcast, Marijuana Podcast, Business Podcast, CBD podcast, THC podcast, Cannabis Pitch Deck, Marijuana Pitch Deck, Marijuana Investment Deck, Cannabis Investment Deck, Cannabis Compliance, Cannabis Data, Cannabis Banking, Cannabis Investment, Pot Stocks, Cannabis Stocks, Weed Stocks, Marijuana Stocks, Cannabis Data, Marijuana Data, Cannabis Analytics, Marijuana Analytics, Cannabis Sales Data, Marijuana Sales Data Josh is not an investment adviser. The Talking Hedge is long gold and silver. Listeners should always speak to their personal financial advisers.

Join Profs. Rolf Jacobson, Karoline Lewis, and Matt Skinner for a conversation on the Revised Common Lectionary texts for the Fourth Sunday after Pentecost (Ord. 12B), June 20, 2021. Recorded via Zoom on June 1, 2021, for Working Preacher. Watch video version at https://youtu.be/N0eTFCV2BUA  

Quick-hitting news bits from around the globe and inside your community to keep you up to speed with the world! LOCAL NEWS:  - Exciting announcement coming out yesterday on the entertainment front – we talked about this a few episodes ago that with Douglas County opening up to 100% on the NV side, perhaps it would mean things like events and concerts could start to come back and we got not only the announcement that the summer concert series was going to be a go, we also got an initial glimpse at the lineup, which got pretty roasted on social media  - Pretty cool story about the efforts to reduce plastic waste around the basin features students from environmental clubs from 4 high schools around the region (North Tahoe, Truckee, Incline & South Tahoe) – as they learned abut the effects microplastics had on the lake they surveyed their local Raley’s stores and brought their findings to the Raley’s executive team on Earth Day – highlighting areas for improvement which Raley’s will be committing to improving  - As more and more drought talk happens, more and more fallout is likely to occur – one of them being the boat ramp at El Dorado Beach will not open this year due to the low water levels from the dry winter. As of now this is the only boat ramp that we’ve heard of, but if you were planning on launching their on the south shore, you will need to find a different point of entry – you can hit up TahoeBoatInspections.com for locations. - Governor Newsom is proposing a $5.1 billion drought response package that will expand drought emergency actions to 41 counties – should have more on this as more details become available  - As the summer starts to creep in a few notes on some road trip routes – Highway 108 over Sonora Pass has reopened for the season – Tioga pass over to Yosemite is still closed at time of this recording but chance that gets opened I’ve heard maybe even by this weekend, but we’ll wait to hear officially, and Ebbetts Pass still closed but still on track to be opened by Memorial Day weekend.  NATIONAL NEWS:  - “Coin Crowding" has arrived — and it's not just a Bitcoin trend. Crypto "mainstreamification" has reached a level that goes far beyond just Bitcoin. 14% of the US population now invests in cryptocurrency, and American crypto owners could double in 2021. This year, Bitcoin has nearly 2X'd in value – and altcoins have seen even bigger rallies: Ethereum is up ~400%, and Dogecoin has soared 13,000%. According to a Gemini survey: two-thirds of US adults who don't own crypto are "crypto curious.” - Officials from California’s Sequoia National Park made a disturbing discovery while conducting a survey to determine the effects of the 2020 Castle Fire…a giant sequoia in the area known as Board Camp Grove was found still smoldering and emitting smoke months after historic wildfires devastated the region last August. The Castle Fire, which was ignited by a lightning strike last summer ended up burning down 270+ square miles of land before it was contained in December. - CA Gov. Newsom, who is facing a recall election later this year, announced a plan to send almost $12B dollars back to taxpayers. If approved, California would give $600 checks to workers who earn up to $75,000 annually, with $500 bonuses for tax filers with dependents and undocumented families.  That’s about 80% of the state's workers and two-thirds of all residents would benefit from the plan. He also unrolled a slew of other funding proposals:  • $5.2 billion in federal funding to help low-income renters stay housed.  • $2 billion to help Californians pay overdue water and utility bills.  • $1 billion in college grants to help employees whose jobs have been decimated by the pandemic find better work. - The COVID-19 pandemic has done what more than a century of past plagues, recessions, crime waves, droughts and earthquakes couldn’t. It shrank California’s population by 182,083 people in 2020. That’s the first time that annual statistic has come with a minus sign since data collection started in 1900. Just 0.4% in case you are trying to do the math in your head. - After falling for nearly 12 months straight, the US unemployment rate unexpectedly jumped to 6.1% in April. 266K jobs were added last month — economists were expecting 1M (womp). Millions of Americans are unemployed, but companies in industries like construction, manufacturing, and restaurants still can't find enough people to hire. Potentially holding workers back: child-care burdens, Covid fears, and boosted unemployment benefits - Just 4% of iPhone users in the U.S. and 12% overall have opted in to app tracking after updating their phones to Apple’s new iOS 14.5, which introduced new privacy features. That is exactly what companies like Facebook were worried about. - Colonial Pipeline, a major system that delivers roughly 45% of fuel consumed on the East Coast was hit with a ransomware attack and halted all operations to deal with the threat. This breach underscores the vulnerabilities of crucial infrastructure, not just banks and IT. Biden is expected to issue an executive order to bolster security of federal and private systems in the next few week.

In this week's episode of Reformed Millennials, Broc and Joel start out discussing how to properly think about investing and the competing market participants. After the Market update they also dive into best investments ever, Onlyfans most recent venture round and whether Substack can handle their great expectations.Listen on Apple, Spotify, or Google Podcasts.If you aren’t in the Reformed Millennials Facebook Group join us for daily updates, discussions, and deep dives into the investable trends Millennials should be paying attention to.👉 For specific investment questions or advice contact Joel @ Gold Investment Management.📈📊Market Update💵📉To start todays episode we want to talk about something that we think is important to understand as market participants. When we were first starting out, time horizons were difficult to conceptualize. We pitching ideas to get them into portfolios you can’t possibly run money without also first understanding why you own something. Why someone else owns something and how that affects prices. Investing isn’t binary. 101010There isn’t always a right and wrong when it comes to stocks, and investing. It’s missing the point. With the RM podcast we make an effort to point listeners in the direction of global trends to make more informed business and life decisions. We feel like were pretty damn good at that. But that job requires a certain time horizon... And that horizon isn’t a short one. It’s quite the opposite. It’s much longer... So tune in for 2 stories: First one is from my favorite writer in the world. Morgan HouselKnowing what game you’re playingAn idea that’s obvious but overlooked is that investors on the same field play different games. We buy the same companies, read the same news, talk to the same people, are quoted the same market prices – but we’re everything from day traders to endowments with century-long time horizons. Even investors who think they’re playing the same game – say, stock pickers – have wildly different goals and risk tolerances. My view is that most investing debates do not reflect genuine disagreement; they reflect investors playing different games talking over each other, upset that people who don’t want what you want can’t see what you see. Understanding your game, without being swayed by people playing different games, is a rare investing power.Second is a story/lesson from Peter Lynch “Invest In What You Know”Peter Lynch on the biggest mistake investors make: "They don't know what they own. They do more research on a microwave oven and buy based on a tip they heard on the bus. They buy into the potential of something. They hear a terrific story." "I find when you hear that [story], you just have to black out. You have to think of a movie you went to recently because the stories are very appealing." “The public is very careful with their money when they buy a dishwasher or a TV set, when they rent an apartment. When it comes to the stock market, for some reason they just don't do any work." What would they find out with 30 minutes of research?"They would first of all see if the company has sales and profits. A lot of times they buy companies and there's nothing there. There's literally nothing there." "There are people that own electronic stocks that don't know the difference between an EPROM and the senior prom. And they're trying to buy stocks."EPROM = erasable programmable read-only memory, had to google that one. "Wal-Mart started as a public company with 37 stores in October of 1970. 10 years later you can tune into Wal-Mart. Their profits are up 20x. And the stock was up 20x. It still had another 10 years left. Profits went up 25x in the last 10 years. You can make 25x your money again" "You have plenty of time. My best stocks have been the third year, the fourth year, the fifth year. Not the third week the fourth week. People want to make the money very rapidly." Wal-Mart's first annual report:💯Unofficial List of The 16 Greatest Investments Ever🍄Naspers - Tencent (2001): $32m -> $250B (7800x) Softbank - Alibaba (2000): $20m -> $100B (5000x)Saverin - FB (2004): $15k --> $14B (866,666x)Peter Theil - FB (2004): $500k --> $1B (2000x)Sequoia/Kleiner - GOOGL (1999): $13m --> $20B (1500x)Jeff Bezos - Google (1998): $250k --> $5B (20,000x)Andy Bechrolsheim - Google (1998): $100k --> $1.5B (15,000x)Jackie & Mike Bezos - Amazon (1995): $250k --> $20B - $60B (80,000x to 240,000x)Bruce McKean (Tobi's father-in-law) - Shopify (2007): ~$200k --> $7B (35,000x)John & Cathy Phillips - Shopify (2007-09): $750k --> $4.4B (6000x)SIG-Bytedance (2012): $5m --> $15B (3000x) Steve Jobs - Pixar (1986): $5m --> $7.4B (1480x) Ruby Lu - Kuaishou: $40m --> $12B (300x) FB - IG (2012): $1B -> $250B (250x) GOOGL - YT: $1.6B --> $300B (200x)eBay - Paypal (2002): $1.5B --> $100B (70x)Worst sale ever candidate: Goldman sold its position in Alibaba in 2004 for $22m. That stake would be worth $200B now. Goldman's current market cap is $110B 🤯The Tale of Two Creator PlatformsOnlyfans:The business of only fans - set to do $4B in GMV in 2021.They take a 20% cut of the GMV as their “rake”. OF is closing in on doing $1B in revenue this year (growing 400% y/y). As of late 2020, it had ~75% EBITDA margins. 550 employees.Substack:Substack raises $65m series B @ $650m valuation.Someone on twitter deduced that from credit card data the average paying user, of which they have 500,000, is paying for about 2 subs or on average $18/month.That 18 puts their gross revs at about $18mm per month ($216mm per year) or said another way, their net revenues are somewhere between $1.8 -$2.7 mm per month ($32mm net revenue).Substack has 95 employees and their current valuation at 30X net revs or 3X gross revenue.🌊Best Links of The Week☔Chips with everything - Following last week's Intel strategy reset, with $20bn or more of new investment in fabrication plants announced, TSMC has announced a $100bn (!) building program over the next 3 years. I wrote about this last week: chip production becomes a step harder and more expensive with each generation and that's now reached the point that real money is involved, and that only a handful of companies can do this, with TSMC dominating. Meanwhile, for context, apparently Amazon is designing its own new networking chips, presumably to be made by TSMC, or Intel if its foundry business takes off. This isn't just about PCs anymore - more and more devices need chips, more and more companies want to go deeper into the stack, and so more and more companies (Apple, Google, Amazon) want their own. Links: TSMC, Amazon ($)US stimulus/infrastructure proposal has a lot of tech (and chips)- The new US president has unveiled a big stimulus and infrastructure investment proposal, and a large part of it involves investment in tech, including migrating US government vehicles to electric and building chargers, expanding broadband access, $120bn of R&D and science spending, $35bn on climate tech - and $50bn on semiconductors. China is mentioned, a lot. LinkUS online gambling - The US allowed states to license online sports gambling in 2018, and that has been slowly rolling out state by state. Draftkings is now a $20bn company and did two big deals in the last week (WWE partnership and content acquisition), while NYC will probably legalise it this year. Links: New York regulation, DraftKings/WE🥊 UFC 260: Who's next for Francis Ngannou, Stipe Miocic and Sean O'Malley🥩 How Much Do We Age in a Day?All information provided is for educational purposes only and does not constitute investment, legal or tax advice, or an offer to buy or sell any security. For our full disclosures and disclaimer, visit our website: https://gold-im.com/disclaimer/ Get on the email list at www.reformedmillennials.com

Jon talks with Colin McIntosh, Founder and CEO of Sheets and Giggles, about how you can build your business from scratch - starting from a business model and plugging in your product. Colin McIntosh is the founder and CEO of Sheets and Giggles. Sheets and Giggles is a eCommerce company in the $12B bedding space. They make their sheets from Eucalyptus, which uses 96% less water than cotton, and makes a more durable product. The Eucalyptus is sustainably harvested on farms, Colin is not depleting natural Eucalyptus with his sheets. Colin came to us to promote his company's emphasis on environmental stewardship and corporate social responsibility. He donated 20k to Corona Virus relief funds last week, and plans to donate much more. Colin also has a great founder story, he started the company by raising 285k with a crowdfunding campaign, and has since attracted 2M+ in venture backing.   Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon’s Book: The Think Big Movement: Grow your business big. Very Big! Connect with Colin McIntosh:   Website: https://sheetsgiggles.com/  LinkedIn: https://www.linkedin.com/in/colindmcintosh/ 

CEO Leon Black quits Apollo over Jeffrey Epstein scandal Wall Street billionaire Leon Black has quit his leadership positions at Apollo Global Management, the investment giant he co-founded. Black's departure comes amid scrutiny over his ties to disgraced financier Jeffrey Epstein, who killed himself while facing federal sex trafficking charges. Apollo co-founder Marc Rowan has taken over as CEO Canadian Pacific to buy Kansas City Southern for $25B Railway group, Canadian Pacific, has agreed to buy Kansas City Southern for 25-billion dollars, marking the largest takeover deal so far this year. The transaction values the US freight group at 275-dollars per share, accounting for a 23-percent premium on Friday's closing price. The acquisition will create a 32-thousand kilometre railway network linking the US, Mexico and Canada. Deliveroo targets valuation of up to $12B in London IPO Online food delivery start-up, Deliveroo, is seeking a valuation of up to 12 -billion dollars in its planned initial public offering in London. The deal could mark Britain's largest stock market debut since commodities giant Glencore went public nearly a decade ago. The plans come at a time when lockdowns have forced restaurants to close, leading to a surge in online orders.

US stocks rose Monday. Plus, Saudi Aramco profit sank 44%, Deliveroo is eying a $12B valuation, and Canadian Pacific is acquiring Kansas City Southern for $25B.

Welcome to the Veteran Artist Highlight, brought to you by The Painted Buffalo Traveling Studio. Featuring interviews of veterans who have served their country and who also happen to be incredible artists. These conversations create a space for understanding, healing, and support for our veterans around the world, telling their own stories through art. This episode highlights Jason Rumbaugh and his ink drawings. His drawings find inspiration from movies and he specializes in drawing people. Rumbaugh served as an Army Combat Engineer, 12B for 6 years. After transitioning Jason found an escape through drawing and listening to rock music. You can absolutely see the music influence in his work, may even a little Jackson Pollock! Please Enjoy Jason's episode, and be sure to support this veteran artist! Find Jason here: Instagram: @Jason_inx Website: Jason's Etsy Shop Special Thank you to Arbour Season for providing the Veteran Artist Highlight with Intro music. You can find other music and bus adventures of Arbour season on instagram @ArbourSeason and @ArbourSeasonExpress. | Painted Buffalo Traveling studio | @paintedbuffalotravelingstudio | Veteran Artist Highlight Podcast --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

adding a bit on episode 12B!! its big to live small! Rogue Valley housing solutions org has weekly zoom meets! icon 3-D printed homes has tech for building! we need to make calls to planning commissions and city Council's to request immediate change land-use permits permissions etc. to allow small sustainable affordable new types of creative housing solutions for our communities. Dan Bryant of square one villages has 2. accessible tiny homes - needing to be finished - Are you a builder? Lets help support him getting this done and change pls lives! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

MasterCard (MA) reported Q4 earnings this morning and announced Non-GAAP EPS of $1.64 and revenue of $4.12B (-6.6% Y/Y). Overall the earnings beat analyst expectations and the stock is up +3.60% today. All of the card companies have been facing the same problem and that is decease in revenue. The reason is lower revenue from the international transaction front, but investors expect that revenue to eventually come back. Shares of #Mastercard are trading at $326, which is well off from their all time high at $367. Should investors be buying the dip?

With BTC breaking below $30K and the tether (USDT) saga gaining fresh attention, CoinDesk’s Market’s Daily is back with the latest news roundup.Add Markets Daily to your Alexa Flash Briefing here.This episode is sponsored by Nexo.io.Today's stories:First Mover: Risks Nobody’s Ever Seen, From the Fed to Tether (and GameStop) Risks surrounding the stablecoin tether (USDT) have been known for years, but they're commanding fresh attention as the amount outstanding swells to $25B.Silver Lake’s Glenn Hutchins (until recently a New York Fed board member) says it’s “fundamentally wrong to say that Bitcoin is most used for crime” (Finextra) Social networks turn to blockchain technology amid concerns over power wielded by centralized tech giants like Facebook, Google and Twitter (NYT) Bitcoin is an incredibly dirty business, with a carbon footprint comparable to New Zealand’s (Bloomberg Opinion) ARK’s Cathie Wood says bitcoin ETF approval unlikely until market cap rises to about $2T (CoinDesk) Former Goldman Sachs CEO Lloyd Blankfein says in interview re bitcoin: “If I were a regulator I would be kind of hyperventilating at the success of it at the moment, and I’d be arming myself to deal with it” (CNBC via Twitter) Colombia, Estonia upload Bitcoin white paper to their governmental websites (CoinDesk) “Price bubbles accelerate the growth of the bitcoin user base, the expectation of which then fuels the price bubble,” writes University of Southern California marketing professor in op-ed (CoinDesk Opinion) Retail traders are piling into viral options calls at all-time high levels, with massive buying of bullish contracts helping to fuel GameStop price pump (Bloomberg) China’s asset-bubble warning – and $12B drained from financial system on Tuesday via open-market operations – threatens stock frenzy in Hong Kong (Bloomberg) Blank-check companies are the talk of Reddit and TikTok as retail investors pour money into SPACs (Bloomberg Businessweek)Amid aviation-industry crisis, world’s biggest jet-leasing companies have issued $15B in bonds this month at yields from 2% to 3%, versus about 5% last summer (WSJ) Consumer confidence in U.S. improves more than expected on outlook for economy (Bloomberg) IMF estimates that close to 90M people are likely to fall below the extreme poverty threshold during 2020-21, with the pandemic wiping out some $22T in projected output through 2025 (Reuters) Earn up to 12% APY on Bitcoin, Ethereum, USD, EUR, GBP, Stablecoins & more. Get started at nexo.io.

The Dow Jones Industrial Average closed above 30,000 for the first time ever, putting the index up 62% from its pandemic lows in March. The MTA, the biggest public transportation network in the country, is asking the federal government for $12 billion in aid as it struggles to recuperate from low ridership amid the pandemic. Chairman and CEO Patrick Foye explains why the $12B isn’t just for NYC, but for the entire U.S. economy. Plus, first time cooking a turkey this holiday? The Butterball Turkey Talk Line has you covered; in CNBC’s holiday tradition, a supervisor of the home cook hotline shares tips for cooking your holiday turkey, however and wherever you’re cooking.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Full Circle with Garland!On Episode 008, Garland interviews Collete English Dixon, Executive Director of Roosevelt University’s Marshall Bennett Institute of Real Estate, and as real estate chair of the school’s Heller College of Business. Highlights of Episode 008:Introduction: 0:43Collete’s story - 3:24Values learned early on - 6:22Step one: finance - 8:58An unconventional career path - 11:28Superpowers in hindsight - 15:52Growth and pivot through a unique opportunity - 20:08Advice for business & real estate schools 27:06Collete’s favorite books - 31:47Leadership in the community 38:02What’s next for Collete - 44:17Inclusion in my industry looks like - 45:37Life coming full circle - 46:15About Collete:Collete English Dixon is the executive director of Roosevelt University’s Marshall Bennett Institute of Real Estate, and as real estate chair of the school’s Heller College of Business. Prior to joining Roosevelt University last June, English Dixon had a storied 37-year career at PGIM Real Estate, formerly Prudential Real Estate Investors. As vice president of transactions, English Dixon led the firm’s Midwest acquisition strategy, including the purchases of Chicago's 120 North LaSalle and Left Bank at Kinzie Station with Fifield Cos. English Dixon later co-led PGIM’s national investment dispositions strategy, and has been involved in nearly $12B in transactional volume in her career. (Source: Bisnow)Connect with Collete:LinkedIn: https://www.linkedin.com/in/colleteenglishdixon/Roosevelt University: http://www.roosevelt.edu/realestateChi AACRE: http://www.chiaacre.org/Collete Featured in:Roosevelt Press Release:Bisnow Feb 2018:Bisnow November 2018CREWREIT.com BooksCaste by Isabel WilkersonTears We Cannot Stop by Michael Eric Dyson We Were Eight Years in Power by Ta-Nehisi Coates South Side by Natalie Y. Moore Unapologetically Ambitious by Shellye Archambeau https://amzn.to/35kcYkU Netflix Girlfriends: https://www.netflix.com/title/70157416// Connect with and learn more about your host, Garland Fuller:Web: garlandfuller.comInstagram: @FullCircleWithGarlandLinkedIn: LinkedIn.com/in/garlandfuller

In this episode of The EdUp Experience, Joe and Liz talk with Bracken Darrell, CEO and President of global, multi-billion dollar, industry and market leader in the design and innovation of computer peripherals and software, Logitech. Currently, Logitech is valued at over 12B dollars with a global reach so impactful that its products are sold in nearly every country in the world. Bracken is consistently ranked as one of the world's top CEOs. Bracken explains how Logitech was able to ramp up their production of hardware to meet the needs of K-12 and higher education institutions to support online learning and will continue to innovate in the education sector. He also shares his goal to use his public platform as a change engine to drive diversity, equity, and inclusion within his organization, while emphasizing transparency to ensure accountability. As a believer in constant reinvention, he also explains why every leader should be prepared to fire themselves. And as the leader of one of the biggest technology companies in the world, Bracken describes why higher education is so important in developing critical thinking skills and creativity. Thanks so much for tuning in. Join us again next time for another episode! Contact Us! Connect with the hosts - Elvin Freytes, Elizabeth Leiba, and Dr. Joe Sallustio ● If you want to get involved, leave us a comment or rate us! ● Join the EdUp community at The EdUp Experience! ● Follow us on Instagram | LinkedIn | Twitter | YouTube Thanks for listening! We make education your business!

In this week's episode, we're talking about the 2020 US Presidential Election and how it’s going to affect investors. We dive into the tax implications, the monetary and fiscal policy future, and what to do about it. Additionally, we discuss the hot IPO market (Snowflake, Palantir & UNITY). The episode is investing heavy and if you’re at all interested in more information on the new stock issues such as Airbnb, Unity, Palantir, etc, you need to check out our Reformed Millennials Facebook Group for daily updates, discussions, and deep dives into these trends.Listen on Apple, Spotify, or Google Podcasts. For specific investment questions or advice contact Joel @ Gold Investment Management.2020 US Federal Election: 🤴Imagine being an investor in 2015/2016 and pulling all your US equity exposure because you felt like a Trump presidency signaled the end of the world… Imagine pulling all your money and sitting in Gold or Bonds at exactly that moment…Imagine missing this: 📈📈😍Nasdaq is up ~180% since the end of 2015… You’re never getting those gains back. They’re baked in.Fast forward to today and you’re probably feeling the same way because uncertainty in markets makes us all feel scared but that feeling we have is the exact feeling you need to embrace to make money. When things get volatile, you need to take risk. That doesn’t mean go all in, but it does mean that you need to understand where and when to take that risk. Volatility is an opportunity. 🤯What if he doesn’t leave? 🐘If Donald Trump loses the election does anyone see him actually conceding? Biden may not be so fast to concede either, especially given the nature of a pandemic at the polls. Contested elections have been rare in recent history, but not unheard of. How might the market react, before, during, and after? In 2000 it took Gore 6 weeks to concede the election to Bush Jr. after the mess in Florida. And during that time the market fell by 8.5%. Investors don’t like uncertainty but if you have a long term horizon, its an opportunity.Trump Win: 🐘More of the same - artificially low taxes for longer (2025) when the tax and jobs act sunsetsRule of law continues to deterioratecontinued ZIRP monetary policyBig continues to win while the small loseBiden Win: 🐐Increased corporate tax rate from 21% up to 28%try and repeal the tax and jobs act (unlikely to have enough support to so)Increase top marginal tax rate from 37-39 for people making 400k+Capital gains tax for people making >1,000,000 in income/year from 23.8 to 37-40% (not based on wealth but income) Eliminate the step-up basis for inherited wealth/ “death tax”Choose your fighter… SnowFlake ❄️Everything you need to know from crunchbasePopped 110% on its first day of trading! In short, Snowflake is a cloud data platform. Customers can store data, exchange it, use it for data applications, and data engineering, among other things. Interesting stats:Berkshire took at ~600m stake at a 30-35b valuationBigger than Goldman Sachs, John Deer, and CVS1,400 employees (CVS has 300,000)Lost ~500m LTM🎥 Unity IPO 🕹️”The @unity3d S-1 is more than a filing. It's the roadmap for manifesting a Metaverse.”Founded in 2004 as a game studio, Unity has risen to become a foundational piece of infrastructure in the space. The company's engine — which makes it easier to develop a new game — is used by 53% of the top 1,000 mobile games. Though unprofitable, Unity brought in $541M in revenue in 2019, an annual growth rate of 42%. Big winners of this IPO include Sequoia Capital and Silver Lake Partners.Important Take-Aways for Investors:The game studio, founded in a Danish basement, now serves 53% of the top 1,000 mobile games, 50% of games across platforms, and 93 of the 100 largest game studios by revenue. Every month, 1.5M creators use their tool, and 1.5B devices download content built with Unity. From the Oculus to the Hololens, Android to iOS, Xbox to PC to Mac, Unity has developers coveredThe revenue from customers that Unity acquired in 2018 increased from $21.4M as of December 31, 2018, to $57.0M a year later. That represented an overall expansion of 266%.The average expansion for public SaaS companies is around 117%. With Unity's DBNER increasing from 122% to 142% over the past several quarters, they sit comfortably above several public software peersUnity's revenue grew an impressive 42% in 2019 and has maintained this pace through the first half of 2020could be the tool used to design cars, buildings, and bridgesNext, investors are expecting Unity to expand the market itself. The company cites its addressable segment of the gaming market at $12B, rising to $16B by 2025. Gaming is assumed to be the fastest-growing media sector, with 2.5B gamers already. Unity is in a position to power and benefits from this market expansionFortune and Global 500 companies in industries such as architecture, engineering, construction, automotive, transportation, manufacturing, film, television, and retail are using Unity across many new use cases, including automobile and building design, online and augmented reality product configurators, autonomous driving simulation, and augmented reality workplace safety training. These new forms of content are emerging parts of our business and represent a significant opportunity for growthUnity estimates the market size for their Create and Operate solutions to be approximately $17B, giving a current TAM of $29B between gaming and other industries.p.s. If you have been forwarded this newsletter, click the button below to subscribe! Get on the email list at reformedmillennials.substack.com

Nikola founder Trevor Milton steps down as chairperson The founder of US electric truck start-up, Nikola, has stepped down as executive chairperson. Trevor Milton's resignation comes after short-selling firm, Hindenburg Research, accused the automaker of misleading investors and overstating the value of a business deal. The US Securities and Exchange Commission and Justice Department are reportedly investigating the allegations. Microsoft to buy gaming firm ZeniMax Media for $7.5B Microsoft has agreed to buy ZeniMax Media for 7-and-a-half billion dollars, marking its biggest video game acquisition to date. The deal will bring some of the industry's highest profile titles including Fallout and Doom under the Microsoft banner. The move comes amid rising demand for video games as lockdowns force people to stay home. Swedish government promises $12B to boost economy in 2021 The Swedish government has promised to pump around 12-billion- dollars into the economy in its 2021 budget. That's to revive growth following the COVID-19 pandemic. The measures include tax cuts for individuals and companies, as well as financial aid for the welfare sector. Sweden's economy is expected to shrink around 4-point-6 percent this year.

Welcome to the 100 Million Academy podcast. Every Sunday morning, you will get highlights from our exclusive daily live calls combining the best clips of the top entrepreneurs and business minds in the world. These are world-class individuals who have hit 100 million in sales, advertising spend, or impressions on social media. ---- I'm your host, Dan Fleyshman, and in this week's episode you will learn from Entrepreneur, Investor, and Online Strategic Business Coach Braydon Ross. Braydon is the CEO and Founder of multiple start-ups in the tech and real estate space where he works to benefit the trend of a sharing economy by partnering, leveraging and innovating on the ever-growing space of SAAS based services and Airbnb real estate.   Jon is the creator of the Video Sales Letter (VSL) responsible for over $12B in sales annually for marketers all over the world. Jon is the CEO of Digital Publisher, Inc., which houses all of Jon’s Internet marketing products, services, and free materials, as well as the CEO of Fitology LLC, which controls Jon’s fitness and diet empire.   Then you will hear from one of the best kept secrets in the event planner world Katrina “Kat” Gaines. Kat uses her network to execute the most memorable and exclusive experiences for Elevator Studio and her own clients. From producing the nations top masterminds, to celebrity charity events, to high-profile weddings across the country; Kat has seen it all in the Entrepreneurial event industry.   After that, you will learn from serial entrepreneur and marketer Justin Black. Justin is the owner of 3+ six-figure e-commerce stores including Justin Black Fitness: a 1-on-1 physical transformation business largely for company leaders and celebrities. Morning Master: A best selling energy supplement company and Yellow the Label: clothing boutique. He also has a full time salaried marketing position for multiple Paul Mitchell cosmetology schools across the country.   Lastly, you will learn from travel influencer Zach Benson. Zach is the CEO of the Instagram Marketing Agency Assistagram, and has been featured in Forbes, Buzzfeed and Inc.   Get ready, it’s time to level up!   ----   Thank you for watching this episode — What lesson resonated with you the most? Comment below!   ----   Learn more and connect with our instructors: 100MillionAcademy.com   Every Sunday, join the 100 Million Academy podcast to get highlights from our daily live calls combining the best clips of the top entrepreneurs and business minds in the world. Learn actionable lessons, skills, and strategies from these experts in real estate, marketing, sales, investing, and more that you can apply to your own business.   100 Million Academy is an online educational platform featuring over 20+ entrepreneurs who have sold over $100 million in revenue, spent over $100 million on advertising, or have been seen by over 100 million people.   Co-founders Joel Marion, Dan Fleyshman, and Cody Sperber are on a mission to give you access to world-class entrepreneurs.    ----  

Most real estate agents look down on rentals, preferring to work solely with clients looking to buy in the next three to six months. What they don’t realize is that there are $12B in leasing commissions available to those agents who are willing to work with renters. And they’re missing out on the opportunity to build relationships with the homebuyers of tomorrow. But how do you find out what rentals are available in your market—when only a small percentage are listed on the MLS?   Ishay Grinberg [pronounced ee-shy] is the Founder and President of Rental Beast, the MLS for rentals. The platform helps tenants and landlords navigate the rental experience and levels the playing field for agents and brokers, giving them access to a comprehensive database of rental listings. Ishay has 20-plus years of experience in the real estate industry, working as an agent and managing broker for firms in New York City and Boston before creating Rental Beast.   On this episode of Listing Bits, Ishay introduces us to the Rental Beast platform and describes the opportunity available to real estate agents who are open to working with renters. He explains how the platform facilitates a fully virtualized transaction that is driven by the agent, exploring what the sales side of our industry can learn about virtualization from rentals. Listen in for Ishay’s insight on integrating Rental Beast with existing MLSs and learn how the platform helps agents earn more by generating transactions on the rental side.   What’s Discussed:    Why Ishay describes Rental Beast as the MLS for rentals The 50 unique data points Rental Beast collects for each property Ishay’s experience in the NYC market where there is no MLS The $12B in leasing commissions available to agents who are willing to work with renters How working with renters helps agents build relationships with the homebuyers of tomorrow What JCHS research reveals about the growing affluence of renters in the US How Rental Beast facilitates a fully virtualized transaction driven by the agent How agents can leverage Rental Beast’s AVM for rentals What the sales side of real estate can learn about virtualization from the rental industry --Streamline and digitize the closing process --Touchless showings Reading the local market to decide whether to hold or flip an investment property Rental Beast’s vision for embedding themselves in the MLS universe via integration The positive results brokers are seeing from the use of Rental Beast   Resources: RESO Harvard’s JCHS Research FBS Invitation Homes MRED MRED’s Partnership with Rental Beast Connect with Ishay: Rental Beast Sponsor: Cloud CMA Live

Are you smarter than your accountant, especially when they tell you there’s nothing they can do? Toby Mathis and Toni Covey of Anderson Advisors answer your tax questions to provide clarity and understanding. Do you have a tax question? Submit it to taxtuesday@andersonadvisors.   Highlights/Topics:  I have an empty plot of land. If I sell it and have a loss, am I able to write-off the loss on my taxes? If treated as a capital loss because it’s a capital asset, the loss is deductible against any other capital gains or up to $3,000 of ordinary income Can you set up a hedge fund or other entity where you can trade your stocks, so you’re not taxed as long as the proceeds stay in the fund you created until they are reinvested? Hedge funds are usually operating in an LLC taxed to a partnership or limited partnership, which flows through owner’s tax return  Are there any strategies to reduce paying taxes on benefit or pension income and Social Security benefits? Distributions from a retirement plan are taxable income most of the time; Social Security benefits may/may not be taxable, depending on other income What are the tax benefits of setting up a charity? Charity doesn’t pay any tax and you can give it assets Can I use my self-directed IRA as a hard money lender? Yes, but you’re personally responsible for excess liabilities with an IRA  I was a passive real estate investor and I have passive activity losses (PALs). Now, I’m a real estate professional. Can I use those PALs against my ordinary income, if I’m a real estate professional? No, they’re suspended until you substantially dispose all the activity I’ve noticed that taxes on new construction properties are generally lower for a year or two before increasing. Why? Property taxes are based on assessed value of the home What are the limits for bonus depreciation? There are none; you can create $1 million worth of loss and not pay tax for a long time Does getting a disaster loan and PPP affect taxes? No   For all questions/answers discussed, sign up to be a Platinum member to view the replay!   Go to iTunes to leave a review of the Tax Tuesday podcast.    Resources:   New Opportunities in Real Estate Accounting with Aaron Adams https://andersonadvisors.com/new-opportunities-real-estate-accounting Tax-Wise Business Ownership by Toby Mathis https://andersonadvisors.com/shop/ Infinity Investing Workshop http://aba.link/iiw 1-day Online Tax-Wise Class https://andersonadvisors.com/tax-wise-workshop/ Individual Retirement Arrangements (IRAs)  https://www.irs.gov/retirement-plans/individual-retirement-arrangements-iras Traditional and Roth IRAs https://www.irs.gov/retirement-plans/traditional-and-roth-iras 1031 Exchange https://www.irs.gov/businesses/small-businesses-self-employed/like-kind-exchanges-real-estate-tax-tips CARES Act https://home.treasury.gov/policy-issues/top-priorities/cares-act Economic Injury Disaster Loan (EIDL) https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/economic-injury-disaster-loan-emergency-advance Paycheck Protection Program (PPP) https://home.treasury.gov/system/files/136/PPP--Fact-Sheet.pdf Paycheck Protection Program (PPP) Flexibility Act https://www.investopedia.com/paycheck-protection-program-flexibility-act-of-2020-an-overview-4846944 Small Business Administration (SBA) https://www.sba.gov/ 457 Plan https://www.investopedia.com/terms/1/457plan.asp Cost Segregation https://andersonadvisors.com/podcast/cost-segregation-with-brett-hansen-replay/ Real Estate Professional Requirements https://www.irs.gov/pub/irs-utl/33-Real%20Estate%20Professionals.pdf 469(c)(7) https://www.law.cornell.edu/uscode/text/26/469 Self-Employment Tax https://www.irs.gov/taxtopics/tc554 Form 1065: Schedule K-1 https://www.irs.gov/pub/irs-pdf/f1065sk1.pdf Capital Gains Exclusion/Section 121 https://www.irs.gov/taxtopics/tc701 403(b) Plan https://www.investopedia.com/terms/1/403bplan.asp Charitable Organizations https://www.irs.gov/charities-non-profits/charitable-organizations Bonus Depreciation https://www.irs.gov/newsroom/new-rules-and-limitations-for-depreciation-and-expensing-under-the-tax-cuts-and-jobs-act Depreciation Recapture https://www.investopedia.com/terms/d/depreciationrecapture.asp Camp YouCan https://www.midwestyoucan.org/camp-youcan Internal Revenue Service (IRS) https://www.irs.gov/ Schedule C https://www.irs.gov/forms-pubs/about-schedule-c-form-1040 Schedule D https://www.irs.gov/forms-pubs/about-schedule-d-form-1040 Schedule E https://www.irs.gov/forms-pubs/about-schedule-e-form-1040 Form 3115 https://www.irs.gov/forms-pubs/about-form-3115 Statute 12B-4.014 https://www.flrules.org/gateway/RuleNo.asp?id=12B-4.014 UCC-1 Statement https://www.investopedia.com/terms/u/ucc-1-statement.asp Wills and Trusts https://andersonadvisors.com/living_trusts/ Rollover as a Business Start-up (ROBS) https://www.irs.gov/retirement-plans/rollovers-as-business-start-ups-compliance-project Form 941 https://www.irs.gov/pub/irs-pdf/f941.pdf Form 1040-EZ https://www.irs.gov/forms-pubs/about-form-1040-ez Traders in Securities https://www.irs.gov/taxtopics/tc429 Section 199A Deduction https://www.irs.gov/newsroom/qualified-business-income-deduction Toby Mathis http://tobymathis.com/ Anderson Advisors https://andersonadvisors.com/ Anderson Advisors Events https://andersonadvisors.com/all-events/ Events@andersonadvisors.com Events@andersonadvisors.com Anderson Advisors Tax and Asset Protection Event https://andersonadvisors.com/asset-protection/ Tax-Wise Workshop https://andersonadvisors.com/tax-wise-workshop/ Anderson Advisors on YouTube https://www.youtube.com/channel/UCX5nh607M8hSBLiMB9MgbIQ Anderson Advisors on Facebook https://www.facebook.com/AndersonBusinessAdvisors/ Anderson Advisors Podcast https://andersonadvisors.com/podcast/

Colin McIntosh, Founder and CEO of Sheets & Giggles, joins Karen Rands on the Compassionate Capitalist Podcast show to share his journey to identify a way to address a cause he was passionate about with a clear material need in the market, make a profit each step of the way as the company scaled and have some fun doing it.   S&G is a luxury brand in the $12B US Bedding space that offers a sustainable alternative with eucalyptus bedding.  Softer and more breathable for body temperature fluctuations, eucalyptus derived bedding uses up to 96% less water to make than cotton, and requires no insecticides or pesticides to grow and harvest.  S&G validated their market with a successful Indiegogo reward crowdfunding campaign raising $284,000 in 2018 and went on to raise nearly $2M in venture capital, leading to a record $1M in revenue in its first 12 months of sales.  This is a case study in an entrepreneur journey to use crowd funding to validate a market, get to market, attract venture capital, and scale to $1M in sales the first year and a story that you will want to hear.    Learn more about Sheets & Giggles at http://sheetsgiggles.com  Listeners get a discount on a purchase with the discount code Karen Rands.  Like this info and want more tips on creating wealth through entrepreneurism and investing in entrepreneurs?  Sign up for the Compassionate Capitalist Coffee Break - short video tips sent about once a week.  http://bit.ly/CCCB-signup You can learn more about the services Karen offers entrepreneurs and investors, and get a free excerpt "12 Inside Secrets" from her best selling book "Inside Secrets to Angel Investing" at http://karenrands.co under the Resources tab

Deep dive into Nikola Motors, the hydrogen/electric truck startup that recently completed a reverse merger to list on the NASDAQ, and trades for a valuation of ~$12B ($35.97 per share). I'm joined by Matt Joyce to break down the company's strategy & CEO Trevor Milton's ambitious vision. The company's claims to have breakthrough battery and hydrogen fuel cell technology, seem too good to be true. And a valuation of ~$12B+ for a company with less than $1M in revenue last year and an operating loss of $88M? Only time will tell if Nikola is the real deal. For now, I'm very skeptical.

Singapore announces fourth stimulus package worth $23.2B Singapore has announced a fourth economic stimulus package worth 23-point-2 billion dollars, to mitigate the impact of the coronavirus outbreak. In total, the government has set aside more than 65 billion dollars to support businesses and individuals affected by COVID 19. Meanwhile, the city-state has also cut its GDP forecast for the third time. It's now expecting the economy to shrink by up to 7 percent this year. Nissan, Renault reportedly shelve merger plans Renault and Nissan have reportedly scrapped plans to push toward a full merger. According to Reuters, senior sources say the carmakers will instead focus on repairing their troubled partnership to weather the impact of the pandemic to their businesses. Nissan has long resisted Renault's attempts to engage talks for a full merger. France's Sanofi to sell $12B stake in biotech firm Regeneron And French pharmaceutical company Sanofi is selling 12 billion dollars' worth of shares in US biotech firm Regeneron. If approved, it would be the largest ever public equity offering in the healthcare industry. Sanofi says it will use the funds for scientific research and acquisitions. Regeneron has agreed to buy back 5 billion dollars of its stock from Sanofi.

Lauren Harrell Website: https://www.chathamfinancial.com/ Lauren currently serves as a Head of Commodities for the Financial Institution Group at Chatham Financial, an independent global leader in debt and derivatives advisory. Known for her strategic thinking and vision, she has built and scaled an innovative commodity derivative hedging business line for regional and community banks who lend to oil and gas producers. She brings together people, process, and technology to develop and deliver on strategy, business development, operations, marketing, client relations, and implementation. Throughout her career, Lauren has had roles in finance, banking, credit, Treasury, auditing, internal controls, risk management and lending. She has been recognized as an industry leader and is a faculty member at the ABA Stonier Graduate School of Banking hosted by Wharton at the University of Pennsylvania, creating their Derivatives elective course for industry professionals. Lauren has been interviewed by American Banker and Risk Management Association for her subject matter expertise in the areas of risk, derivatives, and energy. She has also been a guest speaker at Villanova, Gordon College, and West Chester University. Recently, Lauren was named to VISTA.Today’s Millennial Superstar 40 Under 40 List for Chester County. She has also served on over a dozen not for profit and for profit boards. Currently, she serves on the Advisory Board of WSFS Bank (NASDAQ: WSFS), a $12B bank that serves the Delaware Valley region. Additionally, she serves as Chair of the Chester County Food Bank, was appointed to the Chester County Women’s Commission serving as their Vice President, is a Trustee for the Chester County Hospital Foundation serving as their Audit Chair, and serves on the Board of Historic Kennett Square as their Vice Chair. Lauren holds a CPA license and is also a Chartered Financial Analyst. She received her undergraduate degree in Criminal Justice at the University of North Carolina Wilmington and a master’s degree with a concentration in Finance from Gonzaga University. She is also a graduate of the ABA Stonier Graduate School of Banking and holds a Certificate in Leadership from The Wharton School of Business at the University of Pennsylvania. She is a member of the CFA Institute, American Institute of Certified Public Accountants (AICPA) and the National Association of Corporate Directors (NACD). Lauren lives in Landenberg, PA with her husband and daughter. In this episode, we discuss: How to keep your options open in your career The importance of mentorship, networking, and building relationships to career advancement Investing in yourself to achieve career goals The value of having someone advocate for you How to reduce or eliminate reactivity in business The need for more women in leadership roles How women approach decision-making from collaboration The future of women in the workplace

siman 467:12B in Chelek Hey- Hilchos Pesach by Rabbi Tzvi Thaler

12B النجم الوقفات التدبریۃ 10-4

Turkey's trade deficit widens in February as imports surge Turkey's trade deficit widened to 3-billion- dollars in February as rising domestic demand continued to boost imports. Shipments to the country rose nearly 10-percent to 17-and- a-half billion dollars.. while exports were also up around 2-and- a-half percent. The top destination for Turkish goods was Germany, followed by Iraq, the UK and Italy. American Airlines seeks $12B in government aid American Airlines is seeking 12-billion dollars of financial support from the US government as the coronavirus pandemic pummels the aviation industry. The carrier says the aid will ensure that no layoffs or pay cuts will happen in the next six months. A 2-trillion dollar stimulus package passed by the US Congress last week includes 50-billion in aid for struggling US airlines. Huawei posts slowing profit growth in 2019 as US ban looms Huawei says the Trump administration's decision to blacklist the company led to a 12- billion- dollar revenue shortfall in 2019. Net income at the Chinese tech giant rose around 5-and- a-half percent to 9-billion- dollars, well below the 25-percent growth reported in the previous year. Washington blacklisted Huawei last May, citing national security concerns.

*)US says it is willing to provide ammunition to Turkey The US has pledged to give Turkey ammunition and humanitarian assistance to help Ankara's efforts in northwest Syria. The announcement came during a visit to the Turkey-Syria border by US special envoy for Syria James Jeffrey. Jeffery was speaking as the fighting intensified in Idlib province, where the Turkish military is pushing back Syrian regime forces. *)Biden emerges as frontrunner for Democrat nomination Joe Biden is emerging as a Democratic frontrunner as first polls close in Super Tuesday vote but still faces stiff competition from Bernie Sanders. Sanders seized victory in California, while a resurgent Biden scored wins in the upper Midwest and African-American strongholds in the South. Fourteen states are casting their ballots, making it the largest day of voting in the primary season. *)World Bank unveils $12B aid package to combat coronavirus In the latest effort to tackle the worldwide outbreak of the coronavirus, the World Bank has pledged an emergency fund of $12 billion. The announcement comes as the global death toll crosses 3,100. *)At least 25 people killed in Tennessee, crews search for missing At least 25 people have been killed after a string of tornadoes struck the US state of Tennessee. The tornadoes caused significant damage to towns surrounding Nashville. Emergency services say at least 40 buildings have collapsed across the central and eastern parts of the city – with power lines torn down, and trees uprooted. And finally, *)Researchers discover DNA in 75M-year-old dinosaur fossils Scientists from the US and China have discovered DNA inside 75 million-year-old dinosaur fossils. Scientists made this discovery, while investigating skull fragments of Hypacrosaurus nestlings. These dinosaurs were herbivores believed to have lived during the late Cretaceous period in what is now North America

Brad Johnson is VP of Advisor Development at Advisors Excel. Advisor Excel employs 530 employees and gathered over $12B of assets last year.   Brought to you by Haberland Group (HaberlandGroup.com) and Hardy Haberland's Programs (HardyHaberland.com).   This podcast is brought to you by Haberland Group. Haberland Group is a global provider of marketing solutions. With multidisciplinary teams in major world markets, our holding companies specialize in advertising, branding, communications planning, digital marketing, media, podcasting, public relations, as well as specialty marketing. If you are looking for a world-class partner to work on marketing programs, go to HaberlandGroup.com and contact us.   This podcast is also brought to you by Hardy Haberland's Programs. Hardy provides educational programs for high performers who want world-class achievement, true fulfillment, and lasting transformation in their lives. He also provides consulting for established brands and businesses that have generated a minimum of $3 million in annual sales. If you need a catalyst for transformation and a strategist for success at the highest level, go to HardyHaberland.com and apply.   If you enjoyed this episode, please consider to rate, review, and subscribe on Apple Podcasts/iTunes. It takes less than 60 seconds and it really makes a difference. Rate, review, and subscribe at HardyHaberland.com/iTunes.

Netanyahu indicted on corruption charges Israeli Prime Minister Benjamin Netanyahu has been formally indicted on corruption charges after he withdrew his request for parliamentary immunity. Netanyahu has been charged with bribery, fraud and breach of trust in three separate corruption cases. The indictment came just hours before US President Donald Trump was due to announce his long-awaited Middle East peace plan. Boeing reportedly secures $12B in financing Boeing has reportedly secured 12-billion dollars in financing commitments from over a dozen lenders. CNBC says the US planemaker has acquired the loans, as financial pressures mount due to a production halt on its 737 MAX. Meanwhile, rival Airbus has reached a deal with French, British and US authorities to settle a longstanding probe into bribery and corruption. Reports: Venezuela looks to sell stake in state oil firm Venezuela is reportedly considering the privatisation of its state-owned oil company, Petroleos de Venezuela. According to Bloomberg, President Nicolas Maduro has proposed offering majority shares and control of its oil industry. The South American country is in the grips of an economic crisis made worse by US sanctions.

#BoxOfficeBreakdown #TheRiseofSkywalker #BoxOfficeReport Frank Moran breaks down Rise Of Skywalker's 3rd week at #1 at the Box Office! Disney/Lucasfilm’s Star Wars: The Rise Of Skywalkercontinued its global domination in the third weekend, now with a worldwide cume of $918.8M. It will soon become the Mouse’s 7th release of 2019 to cross the $1B mark. The current split is $450.8M domestic and $468M at the international box office. This weekend was good for $50.5M in 53 offshore markets and $84.2M global when including domestic. Last week, Disney reported a record estimated $11.12B global haul in 2019($13.15B when Fox titles are included). The studio today hit another milestone with its Frozen 2 becoming the highest-grossing animated film of all time at $1.325B and as it heads into Golden Globes contention tonight. Although The Lion King at $1.657B global is higher, it officially falls under Disney’s Live Action umbrella. Frozen 2’s offshore cume is now $875.3M with a final likely above $950M. Also making waves overseas this session, Sony’s Jumanji: The Next Leveltopped the $600M mark globally. Its $610M worldwide includes $374M from 64 international markets where the ensemble sequel saw just a 28% drop from last weekend to bring in an extra $42.4M. Brazil is still on deck later this month. As expected, Sony’s Golden Globe nominee Little Women has marched past $20M offshore for $80.4M worldwide after adding $9.5M this weekend. Another Golden Globe contender, Lionsgate/Media Rights Capital’s Knives Out, continues to cut a fine figure with soft drops (including a 152% increase in Russia) and an added $8.8M in 70 territories to cume $117.2M abroad and $247.5M worldwide. Turning back to Star Wars, the movie has become IMAX’s 2nd biggest global release of 2019 with $82M to date. IMAX had its highest-grossing year ever at the global box office, climbing to $1.107B through December 31 and with 27 countries breaking their own records for the format. Make sure to subscribe to Popcorn Talk! - http://youtube.com/popcorntalknetwork Popcorn Talk Network is the online broadcast network with programming dedicated exclusively to movie discussion, news, interviews and commentary. Popcorn Talk Network is comprised of the leading members and personalities of the film press and community including E!’s Maria Menounos. Current Roster or Shows: -Anatomy of a Movie -Box Office Breakdown -Meet the Movie Press -Guilty Movie Pleasures -Marvel Movie News -DC Movie News -Action Movie Anatomy -Watchalong Series! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

What is the plan? Well, here it goes. The idea is to leave Harpers Ferry the morning of April 24th, hiking to Waynesboro, VA at the bottom of the Shenandoah National Park by May 3rd. There are 34 established camp sites and if I'm able to put my preparation into practice I will be able to make my mark and stay at some of them while camping in dispersed backpacking camping locations on other days. we are sponsored today by the Committee to Restore America's National Parks. An advocacy group dedicated to eliminating the $12B maintenance backlog of our Nations National Parks. Check them out at http://www.restoreamericasnationalparks.org. Check out The Trek's 2019 AT hiker survey -- https://thetrek.co/appalachian-trail/2019-hiker-survey-general-information/?ref=slider We also talked about some of the ways to make sure you are able to find a good campsite. Andrew Skurka, backcountry hiker extraordinaire, has definite opinions about this topic. Find them at: https://andrewskurka.com/five-star-campsites-part-1-introduction/ (part 1 of a 4 part series) Thanks very much and we'll see you next time! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

This episode we sit down with Kaya Thomas to explore the origins of her life as one of the tech industries most forward thinking and progressive developers.  From customising her MySpace page, to creating apps to help underrepresented groups find diverse books, to working at a $12B company, Kaya has always been at the forefront of progressive tech. Relevant Links: We Read Too Thank you to Moderation for sponsoring this episode. Get a radically simple food diary for free.

Thomas Cook disaster is worse than we thought, as, according to a recent UK Insolvency Service’s report, the company is insolvent for at least $12B…

The fourth episode of Alpha Trader features hosts Aaron Task and Stephen Alpher talking to Jim Grant, the founder and editor of Grant's Interest Rate Observer. The business of modern-day central banking, says Grant, is the business of manipulating the most sensitive price in capitalism - the rate of interest. If Jay Powell can't seem to get anything right, it's because the very nature of his job assures he'll be wrong. At least, notes Grant, Powell hasn't taken the U.S. down the path of negative interest rates (yet). Of the pressure Powell is getting from the man who appointed him to the role, Grant reminds this sort of criticism goes back to the days of Andrew Jackson, but Jackson - with Twitter unavailable - was perhaps a bit more tasteful about it. Turning to the credit cycle, Grant believes we're at a precarious stage. Exhibit A is Uber, which at the Grant's offices is known as "interest rates on wheels." The company has about $12B in losses over the past few years, and today sits no closer to profitability (or even a path to it). WeWork is a similar story that at least got sniffed out before being sold to the public. Over the course of a few weeks, it went from a $50B valuation to needing a bailout to stay afloat. Efficient Markets Theory anyone? Grant then brings up a unicorn maybe you haven't heard about, and that's German fintech player N26. Its co-founder over the summer told the FT, "In all honesty, profitability is not one of our core metrics." This, says an incredulous Grant, "is the kind of thing that causes the market gods to hurl down thunderbolts at us mortals." Moving to long ideas, Grant is a fan of Altria. Yes, it's in the business of selling a product many don't approve of, but the inelasticity of demand for cigarettes over the years has been nothing short of remarkable. Altria continues to generate an enormous amount of cash, allowing for a current dividend yield of 7.5% - positively mountainous in these days of microscopic interest rates. Prior to chatting with Grant, Task and Alpher discuss the latest Fed rate cut and employment report. The Fed on Wednesday gave off the vibe that it's done with the "mid-cycle adjustment," and the strong jobs number on Friday, for now, is making the central bank look good in that assessment.

Denny Mathew speaks on Working Out Your Salvation from Luke 13:23-27 & Philippians 2:12B-14

Ann Cuiellette Marr is currently Executive Vice President, Global Human Resources and a member of the Executive Team for World Wide Technology. WWT is a $12B systems integrations, value added reseller and software development company. WWT is on Fortune’s 100 Best Companies to Work For (8 years in a row) and Best Places to Work for Glassdoor. In her role, Ann oversees all global human resources functions which include talent acquisition, strategic staffing, policy development, benefits and compensation, government compliance, training, leadership development, immigration, communications and employee relations. WWT’s global expansion has included offices in Brazil, Mexico, Singapore, Hong Kong, China, England, India, Poland, Germany and the Netherlands. As a strategic partner, Ann also manages the company’s Corporate Development Program which includes Diversity and Inclusion, Supplier Diversity and Small Business Enterprise and manages the company’s communication efforts. Ann has successfully spearheaded the company’s submission for the 100 Best Companies to Work For and founded the WWT Women’s Leadership Forum. Ann is President of the WWT Charitable Foundation and is very active in the St. Louis community. Ann has managed tremendous growth at WWT continues to focus on making WWT a great place to work. Ann has over 30 years of human resources experience and has held HR positions with Enterprise Rent-A-Car and Anheuser-Busch Companies.

Harmonic mixing challenge: alternating parallel/relative major/minor modulation. Techno & tech house mix. Pattern: 6B -> 3A -> 3B -> 12A -> 12B -> 9A -> 9B -> 6A -> 9B -> 9A -> 12B -> 12A -> 3B -> 3A -> 6B Tracklist: 1. Secret Cinema, Egbert - I Can Feel It Rising 2. Hatzler - Curved 3. Oliver Koletzki - They Can't Hold Me Back (Sian's Opiodemic Remix) 4. Hidden Empire - Transcending Time 5. Oliver Huntemann, Dubfire - Fuego (Julian Jeweil Remix) 6. No Mana - Millenium Bug 7. Raito - Believe In Me 8. Argy (UK), DMCK - The Funky Sound (T78 Remix) 9. Armin van Buuren - This Is A Test (Arkham Knights Remix) 10. Acti - Krayver 11. Boys Noize - Mayday 12. Alex Stein - Maelstrom 13. DJ Hell - Wir reiten durch die Nacht (Coyu Remix) 14. Alan Fitzpatrick - Trance, Init? 15. Thomas Schumacher - Unconfused

Today we're talking Meek Mill's charges dropped, Popeyes employees are exhausted, Johnson & Johnson to pay $572M, Purdue Pharma offers $10-12B, Brazilian president demands apology, Netflix, Ninja collabs with Adidas, Amazon, Peloton files for IPO, Ex-Google engineer arrested and KFC Beyond Meat Chicken Nuggets Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re like most entrepreneurs, you probably double-down on your personal skill set, pursuing those pieces of your business(es) that you’re most passionate about. The other areas of the business, whether it be HR, legal, or financial, may not get the attention they need. That’s where entrepreneur Marc Alloul found himself. He’s a physicist engineer who left a $12B enterprise in 2000 to start his own company. He quickly found there was no real user-friendly budgeting platform built for high-level, fast-moving entrepreneurs who don’t necessarily have a background in finance or accounting. So, he started Budgeto. In a nutshell, it’s a budgeting software program developed for entrepreneurs to get a budget up and running with just a few clicks. Currently, 35 thousand budgets are on the platform. This episode explores Budgeto’s features, why it was started, and who’s using the platform.

In our first podcast of the 116th Congress, we hear from the Vice Chair of the Joint Economic Committee, Congresswoman Carolyn Maloney, about her Credit CARD Act (AKA Credit Card Holder's Bill of Rights). Then, JEC staff speaks with Dr. Neale Mahoney, whose 2013 study shows that the Credit CARD Act saved American consumers more than $12B/year. Coming soon on iTunes, Google Play, Stitcher or wherever you get your podcasts. Follow the Joint Economic Committee Democrats on Twitter and Facebook at @JECDems, and check the show notes at https://www.jec.senate.gov/public/index.cfm/democrats/podcast for more information on what we’ve covered today.  

12B الممتحنة نظر ثانی 9-5

Another unicorn is going public! We take a look at Pinterest's prospectus and explain how the social media company has turned DIY pics into a $12B business. Stocks: PINS, FB, GOOG, GOOGL Check out more of our content here: TMF's podcast portal YouTube Twitter Join Our Motley Fool Podcast Facebook Group LinkedIn StockUp, The Motley Fool's weekly email newsletter

Hey, it’s Stiles from Brand Content Studios and here’s your Content Marketing Quickie for the week of March 11, 2019   -Time for another chapter in the continuing story of “how do you get some kind of control over lunatics on Twitter who leave nasty replies to your tweets”? If you’re waiting for a good answer, you won’t find it here and you won’t find it at Twitter. Bless their hearts, they’ve tried. They want to fix the problem. But every fix creates a new problem. CEO Jack Dorsey himself said a year ago, the platform’s just not that great at keeping conversations productive or meaningful. You probably have people in real life who can’t keep their conversations productive or meaningful. You’re thinking of a name right now aren’t you?! Here’s what you find, too often, on Twitter, good ol’ abuse, harassment, lies, definitely echo chambers. I think this, you’re welcome to agree with me all you want. The initial thought was well, we can ban the worst offenders and kick them off Twitter. That wasn’t working so hot. So Twitter’s thoughts turned toward promoting “conversational health.” My insurance plan does not cover conversational health. After promoting conversational health a year, not much has changed. The fake accounts didn’t care. So here comes another new thing, a feature that lets you hide replies to your tweets so no one will see replies you don’t like. You already see the problem with that don’t you? That doubles down on the echo chamber. If users can’t win a debate, they can just hide the opposing viewpoints. Twitter product manager Michelle Haq is among those who hope the community will police itself against that. You can’t see the hidden reply, but you’ll see a reply was hidden. So if I do an enormous amount of hiding, you’ll know I can only handle my own opinion and my feed will be boring. Anyway, Twitter’s confirmed the hide the reply feature will be tested here in the next few months. https://www.wired.com/story/twitter-let-users-hide-replies-fight-toxic-comments/   -I’ve started a Mike’s Boiled Pineapple business, and I want to sell them using that coolio ecommerce thing on Pinterest. Now when I start this, I notice, stop the fruit, other, bigger brands can do things on Pinterest that I can’t, and that’s not fair. So it should come as good news that Pinterest is expanding these capabilities to rank and file merchants. We now have access to Catalogs, which will let me upload and convert my whole boiled pineapple catalog into shoppable Pins. Tim Weingarten, their head of shopping product, says a Related Products feature will start showing up under product Pins so I can show off boiled pineapple products I think shoppers might be interested in based on what they’ve looked at. You’ll also have expanded Personalized shopping recommendations that shows you products that resemble your saved pins based on available inventory from merchants who have shoppable Pins. If you’ve saved pins on spikey fruit and on boiling water tips, you’ll probably see one of my products. I also get access to Pinterest Shopping Ads that used to only be available to certain brands. You can have that if you’re in the US, Canada, the UK, Australia, New Zealand, and Ireland. Hey, speaking of Pinterest, and we were weren’t we, rumor has it they’re getting ready for an IPO and they might seek a $12B valuation. Pretty pictures can make you rich. https://venturebeat.com/2019/03/04/pinterest-expands-personalized-shopping-recommendations/   -Poor B2B decision makers. You know they get content just like everybody else, but for some reason, the image of a B2B decision maker is someone in a cold, impersonal office with a computer chip in their brain, a kitchen sweeping device firmly lodged in their nether regions and dressed in attire that’s perfect for stock photography sessions. That’s why they keep getting content that’s completely unimaginative and skull crushingly boring. You can almost see the thinking on the brand marketer side…ooo we’ll send them this website that’s so dense with info it could choke a horse, and we’ll give them this gated whitepaper that’s got enough graphs in it to permanently cross their eyes. Then they’ll think we’re super intellectual and buy us because we’re so over their heads. This isn’t just me thinking that’s a silly way to go, the B2B decision makers think that too. Propeller Insights, which never spins their results, see what I did there, says 82% of them wish they were getting the same creative care and thought that goes into B2C content. I mean, how would you like to read or watch the stuff you’re sending out if you weren’t you? 48% find B2B content boring. 49% think websites aren’t nearly as creative or engaging as websites meant for consumers. So, does creative B2B content really matter? No, not if you actually want to sell anything. Only 22% think the B2B content they’re getting motivates them to take another step in the buyer journey. Cause here’s the drill, maybe you have something they do need and would want, but because you’re leading with a thick mass of information presented as dry as you can dry it, they’re not going to dive in and abuse themselves to find your diamond in the rough. They want to make good decisions for their companies but 81% think they could do a much better job of that if B2B content was better and, I never have a problem saying it, entertaining. Audrey Merritt, she’s a partner at WHM, says two things I say a lot. “So much B2B marketing falls flat because it doesn’t make the audience feel something." And, “We understand tech companies get excited about pushing the features of their product. But most buying decisions are emotional.” But hey, if you’re selling only to Vulcans, stick with cold, impersonal and logical. https://www.mediapost.com/publications/article/332226/b2b-advertising-is-boring-prospects-study-finds.html   -Do you listen to podcasts? Yes you do, you’re listening to this one. But don’t worry, you’re hardly weird or the only one doing it. In fact, Edison and Triton Digital’s annual Infinite Dial study, which it seems like that happens every year, says 70% of Americans 12 and up now know what a podcast is. Which makes you wonder how many people age 12 and up know what a cassette tape is. By the way if you don’t know, it’s like brown string in a plastic box and the machines you put it in pulls out and chews up that string. It’s fun. Okay so 70% know about podcasts, that’s up 6 points from a year ago and the biggest year-to-year increase in 3 years. Larry Rosin, the president of Edison, also released new data from their Share of Ear study late last year. And that showed the time people spend with podcasts has more than doubled in 4 years, in fact the 122% increase was the biggest percentage change of anything Edison’s tracked. So now let’s just look at ad-supported audio. For that, podcasting’s 3.9% share of listening goes up to 6%. Now that might not seem like news worth putting in this podcast at first since streaming audio gets 18% and my old industry of AM/FM radio still gets a whopping 73%. But podcasts get twice the 3% of listening that satellite radio gets. And President Larry says once someone becomes a podcast listener, they get addicted to it, spending 28% of their audio time with it. So with all this going for it, you’d think advertisers are all over podcasting and podcasters like me are making a good living at it. Oh hell no. Most podcasters make nothing and are burning out, that’s what’s happening. Advertisers spend billions on audio advertising every year, but podcasting only gets a sliver of love, despite the listenership trends and targeted topics you’d think would be very attractive. Well Edison’s wondering what’s going on too. They say podcasting is being enormously “undersold” right now and the upside is huge IF ad buyers wake up and read what’s going on in their industry. Still, beyond ad buying, there’s the opportunity for brands to be doing their own podcasts and building their own audiences. And of course, many are doing just that, some much, much better than others. But they’re at least in there swinging. With no podcast, you’re not even at the plate. You’re not in the ball park. You’re watching your competition play from a bar somewhere on the other side of town.    http://www.insideradio.com/podcast-familiarity-hits-thanks-to-significant-spike-during-past-year/article_0db16f92-3fe7-11e9-9103-8702d76c8e8c.html   That’s the Content Marketing Quickie for this week. If you thought it was worth the time you gave it and it made you think about stuff after you listened, it’d be great if you subscribed. I promise, you will not make me rich. We’ll see what happens next week.

In MACROECONOMICS:THE FED in the body of JEROME POWELL says the Financial System is safer than before the great recession because of countermeasures instituted during the crisis. Are they to be believed?In BUSINESSES:KRAFT HEINZ drives off a cliff in 1st gear, writing down the value of Kraft & Oscar Mayer by $15B, disclosing an SEC investigation into accounting fraud & slashed its dividend. It became clear that the 20th century hot dog slathering titan was distorting EBIDTA growth by savaging costs in unsustainable fashion.As a matter of investor relations, does this actually show wisdom on the part of management to expose the dumpster fire all at once?Separately, are we finally prepared to throw out the orthodoxy that consolidation is the answer to secular declines in antiquated companies?The tech unicorn IPO filing bonanza reaches a fever pitch as PINTEREST and LYFT join the fray, joining SLACK and UBER as the angels of new equity in 2019.What is a PINTEREST and why is it valued at $12B when LYFT is a mere $15B?And broadly speaking, is ride-sharing a long investment or the long con?THIS WEEK'S DEGENERATE CHAMPION: ROBERT KRAFTIn a normal week, this would be an effortless pick. But this was no normal week. It was revealed that KEVIN PLANK, the CEO of Under Armour, was harnessing company assets to carry on an open affair with Stephanie Ruhle, an MSNBC anchor, under the banner of "corporate advisory."Not to be outdone, however, ROBERT KRAFT was charged with solicitation of prostitution after being video taped at a strip mall massage parlor in Palm Beach County.On ROBERT'S DEGENERATE STOCK TIP CORNER, Robert maintains his undefeated status, going 3-0 on P&G, CISCO & AURORA Cannibas.

What films beat the box office?! Who's in the lead and who's heading out!? Find out on Box Office Breakdown. Popcorn Talk proudly presents a weekly vodcast series that breaks down the US domestic numbers for the three day weekend and gives you Cineplex’s winners and losers. It’s Popcorn Talk’s Box Office Breakdown. In this episode the new Box Office Breakdown Crew discuss numbers for February 10th, 2019! Also the panel goes over their weekly rewind for a specific actor who's movie will be hitting theaters next week. Frank Moran @HappyGoJackie Kari Lane @KariDLane Amy Cassandra @AmyCassandraTV INTERNATIONAL NUMBERS Fox got Alita: Battle Angel out early and strongly in Asia with $32M while Warner Bros began offshore rollout on The Lego Movie 2: The Second Part, for $18.1M. Fox took advantage of the Chinese New Year to push Alita into South East Asia. This one doesn’t open in North America until next weekend, and so far reviews on the James Cameron- produced pic are mixed. But the play here is international, particularly Asia given the manga source material. Fox is happy with the results which are from just 11 markets, especially in Korea where the film came in at No. 2 amid strong local competition. Overall, Alita is outpacing Maze Runner (+23%) and Ready Player One (+5%) in like for like markets and at today’s rates. Lego blocked together $18.1M in 63 markets, including majors the UK, Brazil and Spain. Somewhat surprisingly, Lego is not as well-known a brand overseas, but has certainly lifted its profile through the four movies WB has released in the past few years. Fox also hit a new milestone in Japan this weekend as Bohemian Rhapsody crossed $100M. This is the first of the studio’s titles to hit the mark since Avatar and the first foreign pic since 2017’s Beauty And The Beast. Bo Rhap is up for seven BAFTAs here in London tonight and star Rami Malek has been putting in appearances at pre-ceremony soirées around town this weekend. In other milestones, Sony’s Escape Room topped $100M overseas. Universal/DreamWorks Animation’s How To Train Your Dragon: The Hidden World was the overall leader at the international box office — not counting the China movies. The weekend was good for $38.2M to lift the overseas cume to $138.7. Also, Aquaman got his fins wet in Japan, the final market for the Warner Bros/DC hero. With $6M, it opened No. 1 to cume $792M offshore. The global tally is $1.12B. Make sure to subscribe to Popcorn Talk! - http://youtube.com/popcorntalknetwork HELPFUL LINKS: Website - http://popcorntalk.com Follow us on Twitter - https://twitter.com/thepopcorntalk Merch - http://shop.spreadshirt.com/PopcornTalk/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Amy, Kari and Frank and joined by Mina Wahab from Popcorn Talk’s Anatomy of a Movie to look at this week’s box office results on Box Office Breakdown. We talk about Lego’s not awesome opening, why Amy isn’t seeing romantic comedies and look at Rebel Wilson’s box office track record. PLus we do a new Box Office Bet. Join us! What films beat the box office?! Who's in the lead and who's heading out!? Find out on Box Office Breakdown. Popcorn Talk proudly presents a weekly vodcast series that breaks down the US domestic numbers for the three day weekend and gives you Cineplex’s winners and losers. It’s Popcorn Talk’s Box Office Breakdown. In this episode the new Box Office Breakdown Crew discuss numbers for February 10th, 2019! Also the panel goes over their weekly rewind for a specific actor who's movie will be hitting theaters next week. Frank Moran @HappyGoJackie Kari Lane @KariDLane Amy Cassandra @AmyCassandraTV INTERNATIONAL NUMBERS Fox got Alita: Battle Angel out early and strongly in Asia with $32M while Warner Bros began offshore rollout on The Lego Movie 2: The Second Part, for $18.1M. Fox took advantage of the Chinese New Year to push Alita into South East Asia. This one doesn’t open in North America until next weekend, and so far reviews on the James Cameron- produced pic are mixed. But the play here is international, particularly Asia given the manga source material. Fox is happy with the results which are from just 11 markets, especially in Korea where the film came in at No. 2 amid strong local competition. Overall, Alita is outpacing Maze Runner (+23%) and Ready Player One (+5%) in like for like markets and at today’s rates. Lego blocked together $18.1M in 63 markets, including majors the UK, Brazil and Spain. Somewhat surprisingly, Lego is not as well-known a brand overseas, but has certainly lifted its profile through the four movies WB has released in the past few years. Fox also hit a new milestone in Japan this weekend as Bohemian Rhapsody crossed $100M. This is the first of the studio’s titles to hit the mark since Avatar and the first foreign pic since 2017’s Beauty And The Beast. Bo Rhap is up for seven BAFTAs here in London tonight and star Rami Malek has been putting in appearances at pre-ceremony soirées around town this weekend. In other milestones, Sony’s Escape Room topped $100M overseas. Universal/DreamWorks Animation’s How To Train Your Dragon: The Hidden World was the overall leader at the international box office — not counting the China movies. The weekend was good for $38.2M to lift the overseas cume to $138.7. Also, Aquaman got his fins wet in Japan, the final market for the Warner Bros/DC hero. With $6M, it opened No. 1 to cume $792M offshore. The global tally is $1.12B. Make sure to subscribe to Popcorn Talk! - http://youtube.com/popcorntalknetwork HELPFUL LINKS: Website - http://popcorntalk.com Follow us on Twitter - https://twitter.com/thepopcorntalk Merch - http://shop.spreadshirt.com/PopcornTalk/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

12B المعارج تفسیر 18-7

Do you have a product or service to sell? Did you know you’ll need good copy to sell it? Do you get stuck staring at a blinking cursor every time you sit down to write? Well gear up as today we get to know Jon Benson, the man who can take all your copywriting anxiety away (well, most of it) and give you the intuitive tools to have confidence with your words. Now the CEO of Digital Publisher, Inc. and JBF Health, Jon Benson started his online empire in 2004 with the release of his first book, Fit Over 40 which propelled him into the online marketing spotlight. In 2007, Jon began experimenting with a new way to get products online. He combined his training in Neuro-Linguistic Programming and psychology with what became the world’s first “ugly” Video Sales Letter, or VSL. This creation propelled Jon to internet marketing fame, doing well over $12B annually for marketers in virtually every online industry. He then turned his focus to copywriting and created Sellerator, the world’s first software-driven VSL copywriting system. Sellerator became the #1 copywriting course online. Today, Jon’s focus is narrowed down to the recent release of Email CopyPro. Email CopyPro is doing for email what Sellerator has done for the Video Sales Letter, allowing marketers without copywriting experience to generate A-List caliber promotional content and emails with a few clicks of the mouse. Today, Jon is authoring Epic Love, a book on his experiences and study of love, sexuality and relationships. He is still heavily involved in fitness and bodybuilding training, martial arts, authoring poetry, and gigs as a bassist on the side. Here’s What We’ll Cover in Today’s Episode: Video Sales Letters: What are they and why are they so effective? How reading and listening simultaneously causes people to absorb 60% more and increased their probability of buying How to use hypnotic suggestion in your marketing Why selling the unique mechanism is so effective How creating trademarked terms and solutions can improve your conversion How to discover your “primary solution” and be seen as the best choice for your prospect The 4 Most Effective Types of Emails - EPIC Read more about Jon and get the full shownotes here: https://baconwrappedbusiness.com/jonbenson/ Love the show? Subscribe, rate, review, and share! Here’s How » Join the Bacon Wrapped Business Community today: Bacon Wrapped Business on Facebook Brad Costanzo on Facebook Brad Costanzo on LinkedIn Brad Costanzo on YouTube Brad Costanzo on Twitter

Happy Birthday, to Jason's wife, Leila! Scot Wingo is contributing the Forbes Digital Council, and writing about his new Vehicle 2.0 Framework.  Introducing Vehicle 2.0.  Jason Goldberg is also contributing to a regular retail column on Forbes, starting with his first article: What Competitors Are Missing About Amazon's New 4-Star Retail Concept. Scot is appearing in a national TV spot promoting his alma mater, North Carolina State, "Think and Do!" Jason is leading several sessions at GroceryShop October 28-31 in Las Vegas, including a keynote interview with Sam's Club Chief Merchant Ashley Buchanan. Amazon Earnings: Amazon's third-quarter earnings beat Street estimates, but its revenue and fourth-quarter outlook fell short of expectations. Revenue: Revenue increased +29% Y/Y (+30% ex-FX) to $56.58B, 1% below the Street's $57.11B. 29% Revenue growth was below consensus expectations as Int’l revenue disappointed with a ~$1B shortfall. North America revenue (ex-AWS and ex-WF) of $30.10B was up 25%, in line with 2Q18 growth. International revenue of $15.55B was up 13% (+15% ex-FX), a notable deceleration from 27% growth in Q2 (+21% ex-FX). AWS revenue of $6.68B was up 46%, down from +49% growth in Q2 but in line with expectations. Physical Stores revenue of $4.25B was slightly ahead of consensus expectations. Amazon's "other" category, aka advertising, jumped 123% to $2.5 billion in revenue AWS revenue: $6.68 billion vs. $6.71 billion estimated, according to FactSet Net income, meanwhile, grew more than 10-times from the year-ago period, to a record-high $2.8 billion, marking the fourth straight quarter of topping $1 billion in profits. The $3.7 billion in operating income far-exceeded Street estimates of $2.1 billion GAAP Operating Income of $3.72B was higher than the Street's $2.12B. Gross margin of 41.7% came in above the Street's 40.5%. GAAP Operating Income margin of 6.6% was higher than the Street's 3.7%. Profitability, once again, was a positive surprise with Op Inc ~$1.5B ahead of consensus expectations, Other News: Implications of the US pulling out of UPU Treaty Implications of Sears bankruptcy Don't forget to like our facebook page, and if you enjoyed this episode please write us a review on itunes. Episode 149 of the Jason & Scot show was recorded on Thursday, October 25th, 2018. http://jasonandscot.com Join your hosts Jason "retailgeek" Goldberg, SVP Commerce & Content at SapientRazorfish, and Scot Wingo, Founder and Executive Chairman of Channel Advisor as they discuss the latest news and trends in the world of e-commerce and digital shopper marketing. Transcript Transcript Jason: [0:25] Welcome to the Jason and Scott show this is episode 149 being recorded on Monday October 25th 2018 I'm your host Jason retailgeek Goldberg and as usual I'm here with your co-host and television spokesmodel Scott Wingo. Scot: [0:46] Hey Jason welcome back Jason Scott show us nurse yeah yeah yeah. So if you're at the front should I guess we'll will preface it's been a couple weeks but a show out so apologies to everybody we have been just crazy busy and what Jason's referencing there is I did a small video for this NC State thing and then end up being in a promotion that they are nationally a lot of people have seen it so that's been fun we'll put a link to it in the show notes so NC state has the motto which is thinking do, I am and I'm featured in there talking about they can do. Jason: [1:26] And they are airing at like on ESPN during the games. Scot: [1:30] Yeah when the when the college's nobody watch college football UIC usually during halftime they get two spots that they can kind of do a promotional video about University each University gifts and this is one they've been running for. Jason: [1:45] That's it's totally awesome I'm just saying it's my animated screensaver now so just so you know. Scot: [1:50] It's a little creepy but whatever floats your boat Jason. Jason: [1:56] Not even the weirdest thing about me. Scot: [1:58] Another fun fact is we are both contribute to Forbes you had a really good article where you you went through your Amazon go store the force Star Story. Jason: [2:13] Yeah and you are like some fancier CIO contributor if I'm not mistaken. Scot: [2:21] Yeah if you have the tech Advisory board or some such and I am writing about vehicle 2.0 which is a framework we've developed its if he for thinking about the future of cars which seems like it wouldn't have anything to do about e-commerce but it's kind of interesting. The first of all you have a. Perspective on how fast or how slow this vehicle stops going to go in and then second of all there are overlaps there so for example imagine autonomous vehicles delivering packages. Jason: [2:54] Yep for sure and I suspect in the not-too-distant future will be ordering a lot of packages from our vehicles and in many cases getting delivered to our vehicles. Scot: [3:05] Yes sir that's good and then the in exciting car news so Tesla's new operating system came out so that that has been fun to play with and a lot of the folks that are in the same demographic issue and I the most exciting part about the parade this is the Tesla West Nine is they have an Atari simulator in there as one of the new Easter eggs so that you can't do this while you're driving so full disclosure there. Sadly but I guess safely but it is a lot of fun to play on the touch-screen the various old Atari games, most fun one probably is Missile Command because he was always super frustrating to have to deal with that track ball and you can never get faster left right it in your little basis would get destroyed so now you can kind of do a two-finger thing and it makes it a lot easier to save your bases file. Jason: [3:57] I am always jealous when you get a new upgrade because I just think that's the coolest thing that you're you go to bed and wake up in your car has been upgraded it makes me want to like go out and get a fancy new cup holder or something for my car. Scot: [4:10] Yes you could. You could get a Tesla you should. Jason: [4:14] Yep despite the fact that my wife and I have no commute in the car is almost exclusively used by a three-year-old shirt. Scot: [4:21] Call Anna Jason you got a lot of stuff you can be doing here either this week or next week. Jason: [4:31] Yeah the the these next two weeks are super busy for me on the personal front this is the busiest week of the year for me tonight is my wife's birthday, inside of a side-note shout out to you honey happy birthday she most wanted to celebrate it by having me catch up. With the podcast cuz she knew the listeners were frustrated with the, the Gap we've had and her main request for her birthday is she wants to go to the Star Wars experience in Orlando on a joint vacation with the windows so we're going to have to. I think we're gonna have to find a way to make that happen. Scot: [5:13] Absolutely that is one birthday gift I'll be happy to help make happen. Jason: [5:17] Exactly and then it's a crazy fertility week apparently in my family because in addition to my wife's birthday. Tomorrow is like my mother's birthday my mother-in-law's birthday and my father-in-law's birthday. So so we're doing a lot of birthday celebrations this week and then Sunday I shoot out to grocery shop which is this new trade show in Las Vegas this will be the first year. Mainly focused on digital disruption of the grocery category. It's put on by the same folks that started money 20/20 and Shop talk. And I think they were hoping to get like a thousand attendees in this first year and they actually sold out capacity of the venue at 2200 people. So it's it's shaping up to be a really good event and I'm dramatically Overexposed at the event so Sunday night I'll actually be doing the keynote interview with Ashley Buchanan who's the chief Merchant at Sam's Club. So I get to talk to him about digital at Sam's and we'll talk about scan and go and some of their partnership with instacart and some of the other things they're doing hopefully I'll have some. Samara tough questions I'm doing a piano on. [6:36] Brands using product content help build a brand since we got. Folks from the Boston beer company which is like Sam's Sam Adams we've got Chobani what unit or disrupted the the yogurt space and we've got the wonderful company with the almonds and pom wonderful Fiji Water and all that stuff. And then I'm doing a panel on the evolution of the cpg retail relationship we've got constellation Brands which is. A big house of brands in alcohol space I think has Corona amongst others you have a elf Beauty and then a Fairway Market which is a great bespoke grocery retailer in the New York City area so. Some topics that are near and dear to my house heart and I'm looking forward to seeing everyone at grocery shop and the. I do have plan I know you're not going to go to join us so that always makes me sad but I do think we're going to get the opportunity to record a couple shows from there with some of the the grocery industry makers. Scot: [7:38] Next year they're going to Rebrand the sink to Jason talk or something like that cuz it seems like you're just doing everything there. Jason: [7:45] Yeah I think that was actually there original premise and then they found out like that the only for family members I could possibly get to attend we're all celebrating their birthday and so they decided to scrap. Scot: [7:56] Expanded to smother people in the loss of that that looks good I look forward to seeing all the social media that comes out of that and and he ran to the interviews any trip reports. Jason: [8:11] I do so, we've talked about Amazon go on the store on the show we did talk after they open the first go store in Chicago they have open to other go stores in Chicago so now we have a. A fleet of ghost tours and then this week or last Thursday Google opened a pop-up shop shop here in in Chicago for the holidays. So Google has done pop ups for several years but they've always been in New York this is their first year in Chicago so I was eager to see. What that look like and I I went and visited it this week so I'll talk about that in just a minute and then. They have announced their first permanent retail store in the US and that is going to be in Chicago there's no official date on when that's opening yet so we're continuing. To watch for updates on that but I'll be interesting to see what a permanent Google Store looks like but the pop-up is really sort of. [9:12] Very similar to pass Google pop-ups it's it's focused on the Google Hardware products so the pixel 3 phone their new home hub which is there a voice assistant that has a screen built-in so it sort of. Competing with Amazon Alexa show. [9:32] They you don't have a a couple cool accessories I've never really smart a wireless charger for the pixel phone. So you know you go to the pop-up they have all the products they had them on launch day. Which would which is kind of cool as the first place outside of Verizon you can get the pixel 3 phone. And they set up a couple of fun vignettes to sort of demo the capability so they have sort of a. A fake record store you can go into and play music using the the Alexa assistance in there that their new high-end audio Fidelity speaker. You can go into a tree house and do a bunch of home automation stuff so you can you know give commands to Google and you know see the shades in the tree house go up and down or change the lighting in a few different things. And they have a kitchen vignette and in the kitchen vignette you can have a bunch of Easter eggs you can give commands and it'll like pop open a drawer with candy in it and some stuff like that so. Some some fun little vignettes to kind of get you experimenting with a Google product but sorta in typical. [10:44] Pop-up shop fashion you know it it really felt more like some sort of Museum exhibits where you could go in and try products rather than a working retail store. [10:57] And you know the it was very sales assisted experience you know there more Google employees in the store then there were customers. [11:06] You know if if you are specifically looking to get Hands-On a Google product it was great opportunity to do that but I'm not sure as a pure retail store. [11:15] It was all that that interesting or or Works particularly well and in my mind the big change from previous Google pop-ups was just sort of the. The visual treatment so in the past they've done he's really kind of techno treatments with a lot of like. Animated light things and fiber optics and you kind of got a very sort of Tron feel from the the Google pop-ups in this Google pop-up was a much more. Sort of the Vintage organic feel so you know instead of a house they had a tree house and they they don't sell these other they should they they're like merchandising all of the. The the phones and he's cool Google tool boxes that they made for the store and so is very white. Sort of organic store with a fake tree in the middle of it and it was two stories and so if you live in Chicago you're interested in some Google products totally worth we're checking it out there are a couple features in the pixel 3 that I'm super jealous up as a. IPhone user they have dramatically improve new spam telephone spam filters which. I feel like I'm getting a lot more telephone spam so that seem cool and they have a great new visual search built into the the camera and incredible new will light features for the camera that seem to be class weaving. Scot: [12:40] Awesome I don't want to. Get you an agitated but I am ambidextrous and my pixel 3 actually just arrived today and I'm going to crack it open after this podcast so I'll do it boxing next week and tell you about all the awesome teacher missing. Jason: [12:57] Exciting I I probably will add one of the beat to I think it is going to be fun and if you have already gotten one spot I do suggest you get the the Google pixel. Wireless charger. It's really smart and clever like unlike traditional wireless chargers it recognizes each individual phone and you can have different settings for each phone it basically turns the phone into a mini Google home hub when you put the phone on the charger it has a bunch of unique features that I feel like everyone else should have thought of but give always the first ones to implement. Scot: [13:31] Awesome I didn't know about that so I appreciate that cool wall decals caught up on outside and it wouldn't be a Jason and Scott show without. Amazon news your margin is there a opportunity. [13:59] Yes Jason said at the top of the show it's Thursday October 25th and. After the market closes today Amazon announced their third quarter earnings and just kind of position awareness if you listen to podcast setting up for Holiday 18 and I like good stuff going on in a little while kind of shaky here in the last couple weeks the stock market's gyrating a bit tariff kind of stuff is accelerating were to talk about some things there later than the show around China impacts so for me this is a really important set up cuz this is kind of the one the last data points work it going into holiday 18. Add a reminder for everybody we tend to think of e-commerce as Baseline going about 15% 1/5 overall retail tubilee grows low-single-digit so 4% so with that being said Amazon did announce their ornax and it's kind of a mixed bag so he was a little light and and I'll go into why but then profitability exceeded expectations so as of the recording of that show the stock is down a tad and a smoke so. [15:20] When you peel the onion on on the top line revenue came in at. 30% year-over-year growth is 56 billion and that was about 1% will at the street was looking for so that one person. Turns out to be about a billion dollars so what's a billion dollars between friends who was largely on the international side Amazon doesn't really give any details about things but reading the tea leaves their you know it feels like there's there's some stuff going on they did annualize some things like suck exertion of some changes they made in India but then also you know I think a lot of the Wall Street analysts are or feeling like this is Felix of tariffs and packed so when item is sold from China and us that counts as it's where the seller is that that counts is international Judy and Skip Bayless so so that could be Amazon on the little bit of that passes Air Force they're going on Ding and revenue little bit more when you look at North America and you take out just when you just get the retail North America that snow cloud computing. [16:33] Whole Foods is a 25% begin to put this in perspective Amazon overall grew about 30% even that it's amazing you know huge 800 lb scale North America grew at 25% and then International only grew about 15% which is a pretty steep deceleration from last quarter is 27% of us continue to do really well that 46% and a physical stores came in right at expectations one of the stupidest things we like to talk about on the show is the advertising that continues to grow triple digits that grew a hundred 23% and is now 2.5 billion dollars and yeah that that just kind of looking at the trend overtime book with this the show notes so you'll get you one of 18 at 132% U2 under 29% you 323% so little bit of a slow down but really just continues to be white hot that eternity Jason for some other highlights. Jason: [17:42] Yep it's always hard to talk about a Slowdown in growth when it's still over 100%. That's a first world problem for sure but it's it was sort of a bifurcated story you I got the, the revenue was a slight Miss for the quarter but earnings for the quarter were really strong so they were. 2.8 billion for the quarter which is the their highest earnings ever that means that's four straight quarters that they've earned over a billion dollars in profit hopefully that. Scot: [18:18] Jason. Jason: [18:20] I was just going to say I hope I hope that finally puts to bed the the silly myths that they're not profitable. That is wildin more profitable than they were just a short time ago so that is like 10 x their profit from a year ago and that earnings was a pretty solid beat on the market expectation so on the one hand you go man they say we miss Revenue but they blew away earnings that should be a great story but then you know they gave their guidance for Q4 which was a little soft and disappointing to the market and the ramifications of that is this after hours trading their stock took a meaningful dipso their stock was down 9% tonight, if that holds tomorrow it is conceivable that Microsoft which had a good earnings report yesterday well at least briefly pass Amazon is the second most valuable company so I'm not sure that says anything particular negative about Amazon but that's a pretty impressive run for Microsoft will get themselves on the mixer. Scot: [19:31] There's a little bit of overlap so one of the reasons Microsoft doing well is azure which is their competitor to AWS it seems to be really doing well and and kind of sticking out of a definite second position and nudging out IBM in Google that were trying to get that that second position by the Amazon seems like seems like it's pretty quickly becoming a two-horse race between Microsoft and Amazon. Jason: [19:56] An in general Microsoft is still way behind in Cloud but. As a result able to grow much more quickly and of course in our category of retail what are the one category where you know Amazon faces some headwinds and their major retailers that obviously don't want to use AWS and there's some big powerful retailers like Wal-Mart they really discourage their vendors from using AWS so retail is one one particularly lucrative category for Microsoft azure. Scot: [20:26] Yeah on the. On the marketplace side one of the metrics than Amazon does discloses 2% of orders are units that came from Marketplace sellers last quarter it was 53% and it held steady at 53% again. Don't spend picking up about 1% every quarter so stabilize here at 53%. Jason: [20:53] Yeah and then there you know there after their names there's always the Q&A with a couple of the Business Leaders and, I'm always looking for tidbits there and one question that that Amazon got asked is about ads on the Alexa platform and I was. Happy to see there the guy that weaves investor relations for Amazon say that that they have no plans to, put in the ads on the Alexa platform in the day exclusively want to focus on it being a good customer experience so. Not shocking but but good to affirm that that they're not going there. [21:40] The and then you know kind of following up on the analysis of of the quarter I think you know people are definitely looking at that International softness and you called out like that they laugh their suit. Acquisition so that that probably had a material impact on International growth and then there's this big. Indian holiday it's right on the cusp of a shopping holiday that's right on the cusp of Q3 and Q4 so. Last year it was in Q4 this year it's in Q3 and so they're cute their comps. Mirror over a year are challenge cuz the holiday was in in one year and not the other. One piece of speculation is another report out there estimating the size of the Prime Membership. And that they are reporting that that growth in frying is dramatically slowing down which is, not a huge surprise you know the Amazon themselves they said they have over a hundred million Prime households and that's a global number but in North America there's only like 120 or 240 million households depend on how you count so it and it has to be getting harder for Amazon acquire more. Prime households and if it is in fact true that they're requiring us households than that certainly would have an effect on on future quarters growth so that's going to be an interesting thing to what. Scot: [23:09] Yeah yeah once you've kind of have every household on Prime then it becomes a saturation game to see the one thing on the fourth-quarter guides that you mentioned is it was a little soft on Revenue but but about 8% off on the prophet side and Amazon's not being specific about it but one thing they did announce that we haven't heard on the stove is there increasing everyone's wage for warehouse workers to $50 there's a lot of controversy around this so so this was a reaction to a lot of politics going on Bernie Sanders has been kind of lighting them up these ladies kind of but I think as an ox we're kind of silly things where they'll take Jeff bezos's net worth in / 365 and don't say that that's how much he makes a day or so. [24:05] Forgets the 20 years where he you know took tons of building Amazon but whatever I do dress and there is a point there that there is a large disparity between his of the top echelons of Amazon warehouse workers to Amazon straighten that out by $50 an hour doing so they get rid of stock options and some other things that they don't like that I can't win so that in the lot of people trash come over getting rid of those things so that being said it is a prematurely and talk to literally hundreds of thousands of employees so a lot of speculation that. Big head wind on the bottom line going in the fourth quarter is going to be that that wage increase Warehouse her. Jason: [24:52] Yep and I I think they were specifically asked if that it was going to have a material impact and Amazon didn't comment on the exact impact of the wage increase but that that wasn't pretty like from my view a pretty Savvy move you know there's been this trend in retail for a while you don't return a really competing for talent you know unemployment is low so it it's hard to get people and we've seen both Target and Walmart you like dramatically increase there starting wages in an effort to improve the quality of the workforce and then you know Amazon came in and LeapFrog them in and Amazon is competing for four people at this point to fill those Protomen centers in so that like I'm sure there was some political advantage in doing that like that you know I do think in a lot of ways it's the right thing to do I was here for the employees. [25:48] But it also just is a capitalistic thing to do in terms of making sure that you get the input the workforce that you need in this competitive environment so be interesting to see even what economic impact it has but the other question that they got about the financial impact in this going to happen thank you for is the u.s. postal rate increase that is coming and am I was pretty clear that they did not feel that the postal increase was going to materially affect them into me this is another one of these sort of funny ironies where. [26:28] You know that the president that appears to have some animosity towards Jeff Bezos adopts an issue and then some some which situation gets past like the sales tax Supreme Court ruling or now this postal rate and you know that you like him superficially is tweeting that this is going to have some negative impact on Amazon Amazon. [26:52] Has more ways to deliver packages than everyone else they have more of their own package delivery and so the operations folks and Amazon or like no we're just going to be smarter about which of our delivery vehicles we use only think we're going to be able to absorb that rate increase and of course no other retailer has those levers to pull in so like the postal rates going up actually is a competitive Advantage for Amazon versus the rest of the market that doesn't deliver 15% of their own packages like Amazon does. Scot: [27:24] Yeah to that vein couple of tidbits so there's a lot of video surfacing of Amazon order to something like 20 to 40,000 Prime delivery dance these are really nice there these Mercedes sprinters and I don't know about you in Chicago but in the Research Triangle the Raleigh-Durham area I probably see four or five of those a day right now and it started where they were going to large corporations so where were there a lot with my stuffy and your folks are reporting to Neo at Cisco and Citrix and MetLife. All these large employers there seeing the Amazon big ants go there a couple times a day and then now it seems, large Prime neighborhoods deserve this kind of replicating the FedEx Ground model to FedEx ground not realize this but the next error is W-2 employees FedEx Ground as a 1099 network of local stores that are given license to FedEx brand and they operate ground on behalf of their local businesses so, Amazon your kind of started. [28:35] This mix of some fulfillment center employees are driving these things and I talked to several of them and the ones I've talked to her are full on Amazon employees but a lot of them also are these 1099s ramazan will set you up in your own little 1099 delivery to you certain number of packages and effectively a dollar per package so your point pretty fast meeting at Amazon that really wrapping that up. Jason: [29:05] Yep. A couple of other pieces of Amazon news not necessary related to earnings but Amazon did launch a new credit card in partnership with Amex this I think maybe you last week that was targeted at small businesses and it has some interesting features it's a no fee Amex or if the first time you can get a free MX and. They sort of have variable terms for each purchase that you can select at the time of purchase in Amazon so that so there's a unique user interface in Amazon for purchases better. Completed with this credit card and so you can say for example that I want to use my Amazon reward points to pay for this purchase or you can say I'm going to, pay back this credit card charge in the next 30 days and you get 5% back for doing that or you can select these 90-day terms. You know take 90 days to pay for the purchase so kind of an interesting tighter integration between Amazon and Amex. You know what I'm always interested in those kinds of tie-ins because you know payment is such a. A potential competitive advantage in the e-commerce pay so it's interesting to see Amazon doing that. [30:26] I mentioned earlier that we now have 3 ghost tours in Chicago we also had the the first go store open in San Francisco this week so these things are rapidly opening. Side note kudos to the Amazon real estate team they've actually done a phenomenal job of hiding a lot of these stores from the media which is you know. Carefully carefully watching property managers to figure out where all these stores are and I I know it's Amazon's been a pretty good job of surprising us all with some of these openings. I had an interesting little debate with some folks on Twitter this week. [31:01] You know as as it seems clear that they're opening a network of these stores and there is that Bloomberg report that they're going to have it three thousand of these go stores buy. 2022. Doug Stevens a retail author and and subject matter expert me to tweet saying. You know that 7-Eleven is now on the clock. They're going to get dramatically disrupted by Amazon and they're really not ready for it and I sort of made a smart alec or reply. You know while I've never would tell anyone not to worry about Amazon I'm not sure that first and foremost Amazon go is likely to affect 7-Eleven I said that. You know probably print amazed year or hobo pie. Are at much more risk from the Amazon go store then 7-Eleven is and my contention is the ghost or is really a restaurant. You know whose main mission is to get you lunch when you only have a half hour lunch break and that it's it's not really a competitor to a traditional convenience store in so some folks on Twitter jumped in and we had a we had a good healthy debate about that then. Obviously the Ender Wintergreen I'm right. Scot: [32:11] Or they got blocked. Jason: [32:14] Yeah alright I just scream them exactly a side-note top three categories at 7-Eleven. 7-Eleven sells a ton of gas which Amazon go stores don't sell yet 7-Eleven sells a lot of tobacco which Amazon doesn't sell at all and then they sell a lot of alcohol which Amazon go only sells in one store in Seattle so you know where food is in a growing part of 7-Elevens business it's not even a top 3 category and it's it's like 95% of the skews in this this ghost or so that's why I think Joe is much more of a restaurant than a traditional convenience store. Scot: [32:53] When one last reminder is it's been a little over a year since it was on announce their hunt for hq2 so Alaska chelation is that we should be hearing about that here in the fourth quarter. Amazon said it would take about a year now it's firm you this involves a lot of details and local governments and stuff so I. Adders reversing a ramp up of speculation around hq2 stuff I'm kind of interested. You know there's a lot going on in Chicago not pick on Chicago's great City. For all the other stuff they've done the kind of event Seattle York and Chicago but now they're just really pouring it on in Chicago I wonder if that so I could slide indication that maybe Chicago's kind of pulling into one of the top. Possible locations for hq2. Jason: [33:50] Yeah it would be interesting with my wife and I were driving around town today and there's a ton of trains building conda commented like do the the condo developers know something about Amazon that we don't know. That. Why do you think Chicago is a interesting market for Amazon and you know it's a good test Market because it is it does. I have a broad representative demographic I personally would be a little surprised if it's here but that being said I suspect we're all going to know pretty soon. Scot: [34:28] And then you use it surfaced at nursing little spot between Amazon and eBay. Jason: [34:34] Oh yeah so you may actually filed a lawsuit against Amazon and it related to Amazon potentially trying to steal top Marketplace Sellers from eBay and the reason I was a lawsuit is the allegation is that the way Amazon was doing this is they very systematically infiltrated a private chat board for these eBay sellers and created a bunch of fake personas and you know what we're reaching out in Contin privately contacting sellers, through like a pretty sophisticated alleged hacking of this this site eBay communication platform and you like it it seems like they have a fair amount of evidence it is true it's a little surprising to me that there's someone in Amazon's position would do, you know I would certainly presume that wasn't a corporate directed to do this but that you know someone had enough autonomy to do this and can put off of that scale it would be interesting so I don't know what the real story is there but it's going to be fun to watch the lawsuit play out as a an interested Observer. Scot: [35:55] Cool so that that kind of wraps up our Amazon part of the show and then we had a lot of listeners that were sad that we we took a little break there so apologies for that and then two other topics that it looks really wanting this hit on IR Sears and then this really big change to the u p u which is squarely in your. [36:18] Your wheelhouse Jason saw the Sears side there was kind of two buckets of questions we got from listeners one was really you know some folks selling on the Sears Marketplace or are you in this would apply a guest to vendors yo what what should I do to Sears in her chapter 11 bankruptcy what percentage of the time companies come out of bankruptcy other times they don't and when they don't they're they leave creditors sitting there kind of holding the bag and a lot of times adders even a Marketplace seller would be considered under their left holding the bag and then the other thing so I'll tackle that one in the other one Jason was over all kind of Redan what's this really mean for retail my guidance would be you know it's all a risk tolerance question and Anna scale question so if you're you know if if you did have a speed bump and you lost you know usually is inside of trailing 30-day payment type cycle skiers of material enough that you did lose 30 days of that cash because of a bankruptcy if that is you know pretty. [37:32] Material to your business to be getting packs it out of 10 percentage I would start trimming my sales for selling on Sears and reduced to a tryst September set yes it was I think that's the prudent thing from a risk management perspective when a company goes into bankruptcy to start limiting your risk, now if you're someone that that is super risk intolerant and it is going to bother you make me time to phase out that Marketplace because and and see what happens with the chapter 11 you can always come back and it when the risk is diminished so I would kind of you know. Figure out your risk tolerance a spectrum of hey I go bungee jumping off Bridges as a super sweet. Each risk for breakfast all the way to I don't own stocks I keep cash under my mattress and level and then apply that to to your. Your strategy for selling on Sears and also put it through a filter of materiality is is this more than 10% of your business or not. Jason: [38:38] Yeah that seems like totally Sound Advice I can't believe you you gave out my mattress strategy online though. Scot: [38:47] Yeah they will talk about inflation some other time. Jason: [38:51] Okay. Scot: [38:53] It's actually. Jason: [38:55] You know every time one of these is a significant retailer goes under there's always this question like who's going to benefit from them going under or what what's the impact going to be on the rest of retail you know Sears is still like a 10 billion dollar a year retailer in so that you know it today. Assuming they don't emerge from the realreal organization and and retain a significant portion of their. There are 10 million dollar Revenue run rate a bunch of other retailers are going to benefit. [39:31] The thing I like to point out is Sears has already donated most of its market share to the rest of the market so you know. There there was a time when they were 40 billion dollar retailer and they've been slowly a roading since 2006 and they probably have donated. Over a hundred million a billion dollars in in share to other retailers. Over these last 12 years or so and so you know the the bulk of. [40:03] The benefit of them going out of business like has already paid off two other retailers. And you know there's a lot of analysis that goes in a who's going to benefit most from these stores closing and you know who has favorable, merchandising categories that are similar to Sears who has similar geography to Sears to benefit from the. The specific store closures. But in general I think if you look at the macro Trends I I sort of have this premise that were really seeing a bifurcation of retail and where were essentially seeing. A few huge aggregators that focus on selling every product that's available in doing so at a really low price and super efficiently. And if that sounds familiar to you in North America and that's because I just described Amazon. There would be a good argument that Walmart is also one of those aggregators that that's going to continue to do well and in the future we might have a duopoly if he's too big. Big aggregators and then everyone else is in a really focused on selling curated assortments to specific. Target audiences and really selling exclusive products that you can't get from the big aggregators in so those big aggregators are. In the best position to benefit when. [41:24] You know someone else that used to win based on assortment and scale goes away so like obviously Amazon Walmart or. Going to take a significant percent of that share that Sears losses in Sears specific case because of a big portion of the revenue is soft goods at a low price point poles is particularly well positioned to. To get a nice benefit from the Sears stores going away and because appliances what a big chunk. Of Sears Revenue Best Buy is also in a position to get. A nice lift from the the the Sears market share lost so I think those are the retailers. Will see benefit the most but you know. At this point we're not losing the big one of the biggest retailers in America we're losing eyeshadow up there once was one of the biggest retards in North America so I don't think this is going to be a title change in the Retail Landscape by any means I think you know it's more sad because of. The history of Sears and what a dominant position they want had and how important they were to the evolution of retail in North America and frankly in many ways how important they were to the actual development of North America. Scot: [42:41] Anderson so you can take off the mattress all the money from of your mattress and put it. It sounds like. Jason: [42:48] That probably would be far from the worst investment I ever made. Scot: [42:53] What will save that story for a future ship so that's that's good perspective now tell us about this whole Universal Postal Union treaty and what's going on. Jason: [43:07] So this is a very little known thing that suddenly is getting a lot of ink so you know back in 1874 at the treaties burn the world establish this thing called the universal Postal Union later got rolled into the to be sort of a subsidiary of the United Nations and then the idea of this poster 3D was that every country you would agree to uniform rates for postal delivery so when you're in France and you want to mail something to Germany you could know in advance what the cost would be to mail that and the cost ought to be, the same for mailing between every country and each because that mail requires the, cooperation of at least two Postal Services the one that picked up the package from you and hands it to that that foreign country and then that terminal country that the country that gets it and has to deliver it. [44:11] They ate their handling of that package the treaty agreed on how those two postal entities would share the the rates for that shipment and they agreed that that the international shipments would get equal trip treatment with domestic shipment so if the. Is the terminating country you know couldn't for example deliver International Post much slower or less reliably or with West tracking are these kinds of things. [44:44] And so it sort of made it very easy and possible for 4 people all over the world to mail things to each other and know in advance how how much it was going to cost and have pretty good confidence that it was going to get delivered and then overtime this treaty added some other useful things they added some standards like a big stamp should be they added electronic data interchange so that the the Post Oak interchanges could be more efficient and they added some you know things to catch fraud and crime and and share databases and things like that so so we've all had benefited for a long time from the Disposable 3D it's got a hundred and ninety-three member countries in it now. [45:26] So if I feel like that's that's good for the world it's super important in a lot of e-commerce. Pretty good cross-border e-commerce still gets delivered via the post office so there's a lot of artists that make beautiful art here in the US and they sell it to people in Europe in the primary way they deliver that is. They mail it via post a post so the one sort of real challenge is, did there was a clause built into this postal treaty that essentially said developing nations, would get charged less terminal fees. And so what that essentially said is more developing poor or countries would not have to pay as much to have their their post delivered by richer countries and so if you're in one of these more developed countries you are obliged to accept packages at a lower cost from a developing country and if you lost money delivering that the way you would have to make up that money is by charging the people in your home Market. More for postage and like there's probably a good argument that that. [46:43] That mechanism for developing countries was probably fair and had some benefits and made it easier for more countries to participate in the treaty, one of those countries that was flagged as a developing country was China. And the treaty is super slow and it takes a long time to change like I think there's not a good argument that China should still be considered a developing economy for purposes of this treaty but but they were and so what that essentially meant is that a seller in China could sell something on Amazon to it to a buyer in the US and they could very cost-effectively, male that that good via post and frankly it was much cheaper to send something from Shanghai to San Francisco then it was to send something from Chicago to San Francisco and ironically that that seller in Chicago selling the San Francisco was having to pay a higher postal rate to subsidize that cheap delivery from that Chinese seller so treated this really unfair situation where Chinese sellers had a much lower cost of postal delivery for cross-border trade then did for example American companies and so a lot of people felt that was unfair and so now the Trump Administration is threatening to pull out of the treaty, because of that that fundamental unfairness which frankly totally agree is unfair the problem is. [48:13] If we do in fact pull out of the treaty. What that also means is that all those sellers in the US that want to ship via post anywhere else in the world can only do it if the United States negotiates a individual treaty with a country you want to ship your goods to sew. [48:30] That that potentially would mean we need a hundred and ninety-three postal trees that we have to negotiate one and one with each of these countries, many of those countries we don't have an ambassador with right now so I guess it would be a big Challenge and so while I think pulling out of the upu fixes this this. Fairness imbalance with China it's going to create a bunch of new headaches for people in the US that do cross-border trade and so what you know frankly the best out come here and what what I think a lot of his hope is the case is Milli by threatening to pull out of the upu we could put. Pressure on the the governing bodies of the upu to sort of fix this this China Gap to keep us in the treaty and so hopefully this is just some sabre-rattling it causes them to rethink the developing nation clause and we stay in the treaty but if we do pull out that'll be you no good news for some people that are competing with China but it'll be bad news for a bunch of other US base sellers. Scot: [49:32] One of the companies that seems potentially most impacted is wish so Bocas wishes Marketplace are Chinese sellers Supervalu oriented so they're not using FedEx or anything like that they are using the postal system and the wish founder was actually kind of saying to you earlier point about it is kind of ironic that. By raising the postal rates it actually kind of helps Amazon versus other retailers that this is another interesting kind of example actually oddly benefit Amazon because you know now there won't be the goods from wish that you're competing with Amazon isn't the middle sister where they bring products are from China on boats called Dragon Boat so it'll have to get a lot of their goods they skirt this this this just don't understand how that works correctly. Jason: [50:25] Yeah. You're exactly right and this is again the biggest sellers I actually have more options right and so even and I don't know how true this actually is Betty wish claims that hey this isn't going to be you know to join material to us because we are selling enough stuff from China to the US that we can be a cost-effective freight forwarder so we can put all those small packages on our on boats bring containers over here and then dump them in the US Postal System to be delivered domestically and not have international right and because we're a big seller we have enough volume to aggregate to do that where as you know smaller sellers wouldn't wouldn't have that option so remains to be seen whether which will be able to follow through on that if we pull out of the upu treaty but like certainly it's your point Amazon. [51:16] Already doing that and there was a I think Jason Delray did an interview with the CEO of wish and he had a funny comment like when the the Diplomat talk about pulling out of the UVU one of the reasons they say it is it's totally unfair the US Post Office is losing three hundred million dollars on. On postage as a result of this deal and the wish CEO offered to pay it and obviously like that's not the the total cost that's lost from from this this imbalance but it I thought it was a funny snide remark. Scot: [51:57] Hearing you describe it almost could be an eBay proxy on eBay benefits from a lot of this stuff too so it'll be interesting to watch that and then in the world that talk a lot about ePacket do you know what that is and if it's a fact about us. Jason: [52:12] Yep like so that is a specific postal product and it if I'm remembering right it's indexed to the upu rates but it's not actually governed by the upu rate so it would be possible for us to change the ePacket rates without pulling out of upu but it would require the US Post Office to change some of their their pricing policies and I think that might require a vote of Congress if I'm if I'm not mistaken so it's a a slightly special case but it basically is indexed to the rest of this problem. I'm so it's all it's all going to be interesting to watch like I never thought I would get a chance to talk so much about the nuances of international postage systems. I think my my father-in-law the stamp collector would really enjoy it. [53:09] And that's going to be a great place to wrap it because it's happen again we've used up all our a lot of time as always if we got anything wrong or are you have further questions or want to discuss anything from Today Show would love it if you jump on Facebook and leave us a comment will try to reply right away as always if you benefited from the show now would be a great time to jump over to iTunes and give us that 5-star review if you hate it today show Scott's a personal cell phone number will be in the show note so you can give him a call and let him know. Scot: [53:44] Absolutely look forward to hearing from everybody thanks for joining us everyone have a great week. Jason: [53:49] And until next time happy commercing.

On this episode of Making Elephants Fly, Terry sits down with Michael Robison. Michael is the CEO of d5 Group. He is a strategic business consultant and brand development innovator with a diverse background in finance, sales, development, marketing, communications, and staffing. Entrepreneur Magazine has just named him one of their Top Leaders of 2018 and you have may have seen his appearances on Nasdaq, CNN, BBC. Working with Fortune 500 companies ranging in revenue from $0 to over $12B annually, from Virgin, Coca-Cola, BP, Wynn Resorts, Caesars Entertainment, A16Z, TechStars and more. His book "Alignment: Overcoming the Illusion of Balance" will be releasing in 2019. Join Terry as he talks with Michael about Failure and setting yourself up for a comeback. Rather than allowing failure to become a destination, this episode will help you chart a course to discover success on the other side. Find out more at http://terryweaver.com/ and http://thethinglive.com    

A the Message v1-12Once upon a time: God’s judgement put everything right v3-6What? The Judge of all th e earth does right v7-8So What ? Run to him, and he will never forget you v9-10Now What? Sing and tell of this judge v11-12B. The Prayer v13-20Three unavoidable truths:1. The judge is on the throne- Remember that God is God2. The nations are in the dock- Remember that Man is dust3. The king is by our side- Remember his wonderful deeds

This week we explore the world of becoming like the foe we are trying to fight. With recent vandalism of public property bearing Donald Trump's name as well as an increase in public unrest against the administration, one must ask if those on the left are beginning to act like those on the right did when Obama was in office. Is the left becoming too unhinged because of the disdain for the president? Barack Obama once said to not boo, but just vote. In this segment we will be discussing the history of successful non-violent revolutions and victory through elections and legislation. This week The Trump Admin announced that is offering around $12B in subsidies to aid American farmers hurt by the large tariffs that have been brought about because of the Trade wars. Although subsidies are seen as a good thing generally on the left, many are criticizing the administration for using a government bailout to fix a problem Trump started in the first place. Why is it that when Republicans adopt Democratic policies, such as government help, the right embraces it? Is this socialism? Why is it that Trump can help out farmers but not those struggling to keep their Medicare in Kentucky?We also update you on the latest with the Trade War and the EU as well as discuss WTF happened with Facebook and why they took such a big loss this week!! Join the talk live on www.theUSApodcast.com by going to our chatroom in the media player and call in by dialing 310-910-9113

In today's economy, employees switch jobs at a much faster rate than their parents and grandparents. For companies to retain their employees, they have to get creative. In this episode of The ROI Podcast, Mike Petrie breaks down how Merchants Bank of Indiana has kept a 90%+ employee retention rate. ---- Do you have a question? Looking to get help on a business decision? Know a great guest for our show? Email roipod@iupui.edu so we can help your organization make better business decisions. ---- Ready to take your next step? Check out if a Kelley MBA is right for you: https://bit.ly/35aeAfZ ---- Show Notes: Shane: Hello all of you ROI Podcast listeners! Let me ask you something, how many jobs have you had in your lifetime? If you're a college graduate, how many jobs have you held since graduating college? Well, especially for us millennials and gen z'ers, the data shows that we change jobs much more frequently than say the baby boomer generation… And we've talked about this in previous episodes of the podcast. So if you're a manager in a company – or you're aspiring to take-on a leadership role – keeping your employees is going to be a real challenge for you. And today, you're going to hear from someone who's mastered this – and we'll reveal what his secret is to keeping his employee retention rate above 90 percent! Let's start the show! (ROI Podcast Intro Music) Shane: Alright everyone – welcome back. I'm Shane Simmons and we are pumped that you are here listening to The ROI Podcast presented by the Kelley School of Business on the IUPUI Campus in downtown Indianapolis. So, as you picked up from our introduction, we're talking about employee retention, especially as you begin to see major growth in a company and your human capital suddenly becomes a huge expense when you have to find replacements for those who may have moved on. We talked about this issue before with one of our previous guests, Val Grubb, who put it like this. Val Grubb: As a manager, you've got to be better at your game. You've got to be much more about goal setting, you're really got to coach and provide that feedback, and really allow flexibility at the office. Shane: We've learned through these 50+ interviews we've done that people are so valuable – the best asset to the company. For you longtime ROI listeners, you may remember Randy Stocklin, the CEO of an e-commerce business in Greenwood, Indiana talk about the value of people. Randy Stocklin: We quickly learned that people make or break a business. For us, our business has always been very people-centric, one of our core values is our people matter most. Shane: People are switching jobs quickly. How do you keep them in your organization and avoid losing them to other businesses? Mike Petrie The biggest thing is providing a vision for people to follow because people need to know where they're going. Shane: That was Mike Petrie, Director, Chairman, and CEO of Merchants Bank of Indiana, which holds more than $3.7 Billion in assets and is consistently listed as one of Indiana's best places to work. To receive that kind of recognition, you have to be doing something right – while still growing at a fast clip with more than 200 employees. So, we asked Mike, how do they do it? What's the secret to keeping your employees at the company in this day in age when people switch jobs faster than ever? Mike Petrie: One of the things about our culture, my partner and I are pretty fortunate in what's allowed us to be successful - ever since we've been in business, we've made well over $12B in multi-family loans. That's been over a period of 28-29 years and we've had one $2M loan go bad over that course of time, just one. IN the industry, we're known as people who really underwrite good loans, so then that helps you when you want to sell a loan. That's the culture that we wanted our employees to embrace -don't chase bad loans or just do one, make sure it's good so that we're around for 20 years. Shane: So that's the first piece of insight Mike wants us to remember – so write this down: you need to have a great product. Mike Petrie: First, your customer has to be successful using your tool in order for you to be successful. That's kind of the same thing we had, our goal is to lend people money so that they can be successful and grow their businesses - if they're successful, we are too. It's the same thought process. When you go to work, you want your employees to be successful so that you can be successful. Everyone has to succeed in order for you to succeed. It's got to be a win-win. Shane: That's first and foremost. If the product stinks, your employees will know it stinks, and they aren't going to be passionate about it. And we know from various studies that passionate, engaged employees are more loyal to the company. So that's tip number one. Mike Petrie: The other thing is, part of our culture was to educate everybody. I can't tell you how many MBAs I've bought here at IU that we've trained - I trained my people just like I was, I got my undergrad here and my MBA here while I was working at Merchant's National Bank. I've done the same for my employees, [because] if we invest in them, they know we want them to stick around, and we have a very high retention rate, 90%. We have a lot of people that have been around, been educated, we moved them up, there's a lot of opportunity for them, and for the last three years, we've been one of the top places in Indiana to work, according to that [Indy] Chamber of Commerce survey. We invest in our employees so that they improve their careers, which benefit us as they develop these products and sell loans off. Shane: There's tip number two from Mike – develop your employees. Offer incentives for them to further their skill set and education. This again shows them that you care about their development, but it's also benefiting the company in a major way by creating a better product or service. (Closing Music) Shane: And finally: communicate. Talk with your teams, make sure their managers are having discussions with them… At the end of the day, help improve your employees. Make them better at everything they do – and show you truly care about their future. If you do this, it will pass down to the customer, which will feed into results – and that's a winning formula for keeping employees and a thriving business. (ROI Podcast Music) Shane: Closing comments

12B المعارج معانی الکلمات، الوقفات التدبریۃ 1-9

In this episode: - CFTC goes after crypto Pump-and-Dump schemes - Madison Group Holdings buy 51% of Bitcoin mining operation - wi-Q Technologies adds support for BitPay - Report predicts Blockchain technology market to reach $12B by 2025 - Top 20 cryptocurrencies record 16% increase on average in the past week

Today's guest on I Am Refocused Podcast Special Edition is Isaac Belden Founder of 12B Capital!About 12B Capital: Our Roots: It All Starts with Service12B Capital is a Veteran owned and operated company based in Boise, Idaho. The 12B in our name was inspired by the founder’s MOS while serving in the United States Army. His 12 years of service helped shape our core values.I have a client first mentality and believe in forming long-term business relationships built on trust. I want to provide you with an experience that will keep you with 12B Capital for as long as you’re in business! We offer a range of solutions for businesses, all designed to help your company reach its potential. Whether you’re looking for working capital or just a way to accept payment, we have you covered. We work closely with each business owner to ensure they are provided with exactly what they need both quickly and at a reasonable cost. I take each relationship very seriously and encourage anyone to contact me directly at any time if they are not satisfied with their level of service.Isaac Belden, Founder.https://12bcapital.com/https://www.facebook.com/12bcapital/https://www.linkedin.com/company/12b-capitalhttps://www.instagram.com/12bcapital/Hear this podcast on Googleplay, TuneinRadio, iTunes, Spreaker, Youtube, and iHeartradioPodcast weekly broadcast location:Rockafellas Barber Shop (Owner: Rico Rodriguez)1733 Babcock Rd. San Antonio, TX 78229Sponsors:I Am Refocused Podcast Sponsored by River City Donuts San Ant1723 Babock Rd. San Antonio, TX 78229I Am Refocused Podcast Sponsored by Bay Bay McClinton of All Sports Speed and Conditioninghttp://www.allsportsfitness.net/All Sports Speed and Conditioning is the top sports performance training gyms in San Antonio, and has produce many collegiate and professional athletes since opening. All Sports was founded in 1997 by Bremond “Bay Bay” McClinton. All Sports is based out of the beautiful city of San Antonio, TX. Having accomplished his own career in professional sports; starting a company like All Sports was a natural transition for him. Bay Bay is a native of San Antonio, TX. His 100 meter dash in High School at Roosevelt High in San Antonio was not broken until recently. In college Bay Bay played opposite the great future hall of famer, Darrell Green. He went on to sign a professional career with the Houston Oilers, Dallas Cowboys and played 7 years in the European Leagues before returning to his home town to finish his career “San Antonio Texans”. In 2006, his company, All Sports administered the strength and conditioning program for the East vs West Shriners’s college senior bowl. In 2008-09, All Sports administered the strength and conditioning program for the Division II college Senior Cactus Bowl All Star game in Kingsville. Today All Sports Speed and Conditioning continues to train athletes to elevate their athletic performance to the next level in all sports.I Am Refocused Podcast Sponsored by D.W. Brooks Funeral Home2950 E. Houston St.San Antonio, TX 78202Email: info@dwbrooksfh.comPhone: 210-223-2045Website: dwbrooksfuneralhome.comI Am Refocused Podcast Sponsored by Overflowcafe.com Does your website need more traffic? Well visit Overflowcafe.com today! They make websites popular and over 41,000 people use their service to gain more customers. They are winning at business. What about you? Visit Overflowcafe.com Shemaiah is a proud supporter of beyondbeanie.comFor every item purchased we help a child in need. Rock a beyond beanie. Change a life.Use Shemaiah's code for a 25% discount = REED25

Today's guest on I Am Refocused Podcast Special Edition is Isaac Belden Founder of 12B Capital!About 12B Capital: Our Roots: It All Starts with Service12B Capital is a Veteran owned and operated company based in Boise, Idaho. The 12B in our name was inspired by the founder’s MOS while serving in the United States Army. His 12 years of service helped shape our core values.I have a client first mentality and believe in forming long-term business relationships built on trust. I want to provide you with an experience that will keep you with 12B Capital for as long as you’re in business! We offer a range of solutions for businesses, all designed to help your company reach its potential. Whether you’re looking for working capital or just a way to accept payment, we have you covered. We work closely with each business owner to ensure they are provided with exactly what they need both quickly and at a reasonable cost. I take each relationship very seriously and encourage anyone to contact me directly at any time if they are not satisfied with their level of service.Isaac Belden, Founder.https://12bcapital.com/https://www.facebook.com/12bcapital/https://www.linkedin.com/company/12b-capitalhttps://www.instagram.com/12bcapital/Hear this podcast on Googleplay, TuneinRadio, iTunes, Spreaker, Youtube, and iHeartradioPodcast weekly broadcast location:Rockafellas Barber Shop (Owner: Rico Rodriguez)1733 Babcock Rd. San Antonio, TX 78229Sponsors:I Am Refocused Podcast Sponsored by River City Donuts San Ant1723 Babock Rd. San Antonio, TX 78229I Am Refocused Podcast Sponsored by Bay Bay McClinton of All Sports Speed and Conditioninghttp://www.allsportsfitness.net/All Sports Speed and Conditioning is the top sports performance training gyms in San Antonio, and has produce many collegiate and professional athletes since opening. All Sports was founded in 1997 by Bremond “Bay Bay” McClinton. All Sports is based out of the beautiful city of San Antonio, TX. Having accomplished his own career in professional sports; starting a company like All Sports was a natural transition for him. Bay Bay is a native of San Antonio, TX. His 100 meter dash in High School at Roosevelt High in San Antonio was not broken until recently. In college Bay Bay played opposite the great future hall of famer, Darrell Green. He went on to sign a professional career with the Houston Oilers, Dallas Cowboys and played 7 years in the European Leagues before returning to his home town to finish his career “San Antonio Texans”. In 2006, his company, All Sports administered the strength and conditioning program for the East vs West Shriners’s college senior bowl. In 2008-09, All Sports administered the strength and conditioning program for the Division II college Senior Cactus Bowl All Star game in Kingsville. Today All Sports Speed and Conditioning continues to train athletes to elevate their athletic performance to the next level in all sports.I Am Refocused Podcast Sponsored by D.W. Brooks Funeral Home2950 E. Houston St.San Antonio, TX 78202Email: info@dwbrooksfh.comPhone: 210-223-2045Website: dwbrooksfuneralhome.comI Am Refocused Podcast Sponsored by Overflowcafe.com Does your website need more traffic? Well visit Overflowcafe.com today! They make websites popular and over 41,000 people use their service to gain more customers. They are winning at business. What about you? Visit Overflowcafe.com Shemaiah is a proud supporter of beyondbeanie.comFor every item purchased we help a child in need. Rock a beyond beanie. Change a life.Use Shemaiah's code for a 25% discount = REED25

– Volkswagen announces $12B investment in China for electric vehicles (Link) – Rolling Stone interviews Elon Musk (Link) – New supercharging location opens with a Tesla cafe & lounge – Model 3 VIN sightings – The Tesla Show drives a Model 3 Links: Email > tesladailypodcast@gmail.com Twitter > @teslapodcast Patreon > patreon.com/tesladailypodcast Music by Evan Schaeffer The post 11.16.17 – VW Invests in EVs in China, Rolling Stone Interviews Elon Musk, Supercharging Cafe/Lounge, Model 3 Updates appeared first on TechCast Daily.

Jeff Glueck. He became the CEO of Foursquare in January of 2016 after 18 months as the COO of the company. Prior to that, he was the CEO of Skyfire Labs, co-founder of Site59.com and CMO of Travelocity. Previously, he was a strategy consultant at Monitor Company and served as a White House Fellow in the Clinton Administration. He holds a master’s degree from Oxford as a Marshall Scholar and a bachelor’s degree from Harvard College.   Famous Five: Favorite Book? – Good to Great What CEO do you follow? – Adam Neumann Favorite online tool? — Stitcher How many hours of sleep do you get?— 7 If you could let your 20-year old self, know one thing, what would it be? – “It’s going to be okay when you take a risk”   Time Stamped Show Notes: 01:46 – Nathan introduces Jeff to the show 02:53 – Jeff has been with Foursquare for 3 years 02:55 – Jeff joined the company while it was evolving into a hot social network in 2012 03:10 – Foursquare developed the technology of Pilgrim that turned it into a powerful enterprise business 03:19 – Foursquare’s early valuation was based on the fact that it would be the next big social media network 03:51 – The valuation was only made up because it wasn’t based on revenue 03:57 – When Jeff entered, they raised a round and they’re now growing over 60% in the past 3 years 04:13 – Foursquare is now more rationally valued 04:55 – Foursquare has a powerful community of people mapping the world 06:05 – Pilgrim is based on Foursquare’s nearly 12B check-ins 06:13 – Foursquare is having more check-ins today than it did 2 years ago 06:30 – The check-ins are called explicit ground trips 06:55 – Everytime someone check-in, they’re mapping the business for Foursquare 07:15 – The explicit ground trip makes the program powerful 08:06 – Foursquare launched the Pilgrim SDK which is a white label way for their developers to add in background content and give users a better experience 08:24 – Using the Pilgrim technology, Capital One can ask its user if they want to opt-in for being informed about how to receive rewards points 08:36 – People overwhelmingly opting-in 09:08 – The notification from Capital One encourages people to actually use their mobile wallet 09:18 – TouchTunes uses the Pilgrim technology 09:25 – TouchTunes runs 65K jukeboxes through mobile app 10:37 – Pilgrim technology has learned when to send notifications 10:47 – Pilgrim technology also informs their developers of the best time to send notifications 12:08 – When Jeff joined, he saw how everyone, including Fortune 500 companies, was using them for free 12:15 – Jeff told their CEO that they’re actually losing money and that they needed to start charging customers 12:42 – Foursquare didn’t lose even a single developer after putting up a paywall 12:49 – The model was licensed-based depending on the usage 14:15 – Three of the largest headphones in the world are Foursquare’s customers 14:40 – Jeff understands how the market changes 14:55 – 92% of the consumer spending is far from the 8% they spend on e-commerce like amazon 15:10 – Foursquare has predicted how Chipotle’s sales will go down by 30% 15:20 – “We’re not investors, we’re technologists” 16:16 – Jeff believes that Foursquare’s mission is to be a location intelligence company 16:34 – Jeff is proud of Foursquare’s technology; they can build tools that help companies 17:07 – Foursquare started out as a consumer company but now, more and more apps are using them for their applications 17:51 – Jeff believes that in the future, they can also make real estate better 18:45 – 90% of Foursquare’s revenue is from B2B 19:34 – Foursquare’s paying customers are some of the biggest brands in the world who want a company that is as good as Google Maps 19:58 – People don’t want to be dependent on Google in the future 20:18 – “A lot of smart companies want to build differentiated mobile experiences in the future and we’re helping them do that, that is our business” 21:48 – The Famous Five   3 Key Points: Even if your company can go IPO, it doesn’t mean that it should. Offering your services or products for free may work for the short-term, but if your service adds value to your customers, they WILL pay. Focus on what your company is good at.   Resources Mentioned: Simplero – The easiest way to launch your own membership course like the big influencers do but at 1/10th the cost. The Top Inbox – The site Nathan uses to schedule emails to be sent later, set reminders in inbox, track opens, and follow-up with email sequences GetLatka - Database of all B2B SaaS companies who have been on my show including their revenue, CAC, churn, ARPU and more Klipfolio – Track your business performance across all departments for FREE Hotjar – Nathan uses Hotjar to track what you’re doing on this site. He gets a video of each user visit like where they clicked and scrolled to make the site a better experience Acuity Scheduling – Nathan uses Acuity to schedule his podcast interviews and appointments Host Gator– The site Nathan uses to buy his domain names and hosting for the cheapest price possible Audible– Nathan uses Audible when he’s driving from Austin to San Antonio (1.5-hour drive) to listen to audio books Show Notes provided by Mallard Creatives

Rangeley Capital's Portfolio Managers, Chris DeMuth and Andrew Walker, discuss a few billionaires who are turning bearish as the Trump administration advances its agenda. One billionaire who's decidedly not bearish? Berkshire's (BRK) Warren Buffett, who has bought $12B of stock since the election.

Hi everyone, Alex with the Show Notes for Travel First Episode 13...or for the superstitious traveler, 12B. In this episode, we take you to wonderful, wonderful Copenhagen (as the song by Danny Kaye goes) in Denmark. Copenhagen, Denmark’s capital, sits on the coastal islands of Zealand and Amager, linked to Malmo in southern Sweden by the Öresund Bridge. Indre By, the central district, contains 18th-century, rococo Frederiksstaden, home to the royal family’s Amalienborg Palace. The city's center also has the Christiansborg parliament building and the Renaissance Rosenborg Castle, which has a museum of royal artifacts and a popular garden. (google) A beautiful city that we recommend every one visits at least once. Subscribe, rate and review Travel First at audioBoom, iTunes, Stitcher, Pocketcasts, Podbean, Podcast Addict or any good podcatcher app. Stream episodes from www.bitesz.com Email: hello@bitesz.com For more, follow us on Facebook, twitter, Instagram and Google+: Facebook: www.facebook.com/travelfirstpodcast twitter: @travelfirstpod Instagram: www.instagram.com/travelfirstpodcast Google+: https://plus.google.com/u/2/collection/wi0YaB If you're enjoying the podcast, please help us out by sharing and telling your friends. That would be very much appreciated...thank you. #travel #Europe #Scandinavia #Denmark #bucketlist Learn more about your ad choices. Visit megaphone.fm/adchoices See acast.com/privacy for privacy and opt-out information.

Parshat Shoftim – JudgesDeuteronomy 16:18–21:9Haftarah: Isaiah 51:12–52:12B’rit haChadasha: John 1

Parshat Shoftim – JudgesDeuteronomy 16:18–21:9Haftarah: Isaiah 51:12–52:12B’rit haChadasha: John 1

Hello Renegade Nation On Friday June 26, 2015 Americans whined or celebrated the Confederate or rainbow flag, completely distracted from the imminent national security threats perpetrated by their government. The American government sent $12B to Iran, Congress fast-tracked the TPP, which will destroy America's sovereignty, and the Black flag waved throughout the globe called Muslims during Ramadan (6/17-7/17) to "be keen to conquer in this holy month to become exposed to martyrdom." On Black Friday, widespread and simultaneous murders occurred in France, Tunisia, Kuwait, and Syria: - 146 people were massacred in Kobani, Syria - A man was beheaded at work, his head posted on the company's fence in France with flag and sign with Arabic writings - Tourists on Tunisian beach killed and wounded by gunman using automatic rifle - Hundreds wounded at a mosque in Kuwait City, more than 25 killed by suicide bomber All murderers declaring, Alluah Akbar-- the peace of Islam-- waving the Black flag. Wake up America. The rainbow and Confederate flag are completely irrelevant. Bethany Blankley http://www.renegadetalkradio.com http://www.bethanyblankley.com

Click on the link below for FREE access to all the resources discussed in this episode: robertsztar.com/episode51 THIS EPISODE FEATURES: - Interview with Allan Sheffield (Managing Director) & Sam Mostafa (Pharmacist Consultant) - GenesFx - Pharmacogenomics and Precision Medicine - Gear up for APP 2015 - Event Planning for Flu Vaccination Clinics N.B Correction - Key Learning No.1 The total health budget savings estimated by Deloitte in 2008 is up to $12B (not $20B as quoted)

Every large city on earth is gripped with limits to growth. Especially cars in gridlock and clogging motorways and roads. We witness it every day at rush hour as we sit frustrated in traffic, wondering when will this increasing problem ever be solved?Enter A New Idea:The concept of affordable personal rapid transport pods, travelling above ground that whisk you across the city along an environmentally benign 2-directional elevated guide-way to your destination, in comfort, safely, swiftly and cheaply.Is this possible? What would be the cost? Is it environmentally benign?The system is called the Metropolitan Individual System of Transportation on Elevated Rail (MISTER).With over $3 Billion allocated for a tunnel from Britomart in Auckland to Epsom, are the rate payers willing to dig further into their pockets for an outdated transport system, when that amount of money would cover the totality of suburban Auckland with a Personal Rapid Transport System?The fact that even today the NZ Government is balking at such extravagance, gives us time to pause and look at other options. The MISTER system, will remove all of the Britomart and other interchange requirements which would be necessary with city rail using Britomart as a hub. Its AVERAGE speed (50 to 70 km/h) is by far higher than any current transit system, including metro (30 to 35 km/h), let alone buses and city rail. It provides high grade boarding and alighting: many, small stops, located anywhere, including inside of buildings and off the streets etc. No need to mess up traffic (as is an issue with light rail and with expansion of traditional bus services). Costs under $10M/km for a 2-directional guideway, including all infrastructure, vehicles and other costs. This is 10 to 50 times less than for city rail or metro. It will cause decongestion of all surface usage, both footpath and roads, while taking no much more space than lamp posts. And the whole of Auckland wide, not just the CBD, public transport can be served by this 'Personal Rapid Transport System' far better and without any taxes or public funding, instead of a heavily subsidised rail network, light rail and buses ($400 M/year, and $12B over 25 years, this is what we heard from Mayor Brown, right ?!) Yes:The PRT system, is a city-wide network linking all of the suburbs with each other and to the Central Business District and would transport people faster than rail or even car and directly to their destinations, without any need for transfers or parking space.It would eliminate entirely the need for railway, light rail and buses in Auckland, while providing much more convenient, faster, safer and cheaper service, including it being available 24/7, all of the time without waiting and with no more than 2 minutes of waiting at peak times.How does this compare with current 'solutions' ? At the same time, for the cost of building just this one underground tunnel system ($3B+) the PRT system would cover the entire Auckland area with over 300km of network, replacing all subsidised trains and all buses in the CBD and being capable of carrying 1 million plus rides per DAY, when current rail carries 10 million per YEAR !PRT - Personal Rapid Transit  See the video www.mist-er.com Is a 50 year old concept, and as a result of inexpensive computing technology is now a feasible mode of mass transport.It consists of : Elevated Guide-ways with small off-line Stops Automated Vehicles Automation  and computers. Extensive literature is available on the internet:http://faculty.washington.edu/jbs/itrans/ Infrastructure consists of a light guide-ways suspended 10-15 meters above the ground, over city streets or along the curb side or in the central reservation of the freeways or wide streets. Small and frequent off-line stops. Automatic, small car sized vehicles transport one or a few passengers who know each other (family or friends) in luxury and comfort.Travel is on demand and always available (24 x 7) Travel directly from start to destination with no stopping and no interchanges. High average speed of 50 km/hr or better. Reduced traffic congestion Safety - personal and from accidents (safer than air travel) Comfort – as a private car, but a far less stressfull journey Infrastructure development : Low cost Fast Non-invasive Profitable operation Easy access for young, old and disabled More Ecological than any current systems Resistant to earthquakes, storms, snow and flooding Let Auckland Rate Payers have a discussion here in Auckland and also across New Zealand.Have Auckland be the Leading Livable City within the Pacific Basin.http://mist-er.com