Podcasts about seventeen

Expanding your Spirit's purpose with Mark Anthony Discover the keys to expanding your Spirit's purpose and unleashing your true potential with Mark Anthony on The Afterlight podcast with Lauren Grace.  In this episode, we explore the power of Thetahealing, overcoming limiting beliefs, and tapping into your inner guidance system. Don't miss out on this eye-opening conversation. This is an excerpt from our full-length episode: Rising above consciousness, mastering the physical body and using Thetahealing to heal and step into your Spirit's purpose with Mark Anthony Listen here: https://www.podbean.com/eas/pb-5q3qq-13d2430 ----more---- This episode is sponsored by Lauren Grace Inspirations "I started The Afterlight Podcast after a significant change in my life and felt ready to return to my spiritual journey. This podcast focuses on creating a safe space where listeners can feel motivated and inspired to look at the world from new and different perspectives. This podcast aims to remind you, my dear listener, that you are never alone and that help and support are only a thought away." I am an Evidential Medium and Seer. I work with professionals to help them make empowered decisions to help them get to where they want to go by connecting intuitively and clairvoyantly with their Spirit Guides and Angels and their passed-over loved ones. I am a channel of the light and work with Spirit Guides, Angels, the Higher-self, and passed-over loves ones to provide you with support, clarity and encouragement. Using Oracle cards, mediumship and clairvoyance, my readings will leave you feeling comforted and empowered. I have various reading options available, ranging from 30-minute readings to 60-minute readings to group sessions. I also work with professionals to help them clarify business and life purposes.   Book a reading here: https://laurengraceinspirations.com/soul-deep-session/ I also work as a workshop facilitator and business and life mentor. I also support small to medium-sized business owners and service providers. Over the years (20+), I have worked in radio, online, events, management, marketing, sales, and more, and I can provide guidance and training around these topics. Find more information here: https://laurengraceinspirations.com/support-for-business/   Additionally, you can find out more about Lauren here. Book a reading here: https://laurengraceinspirations.com/soul-deep-session Website: https://laurengraceinspirations.com Portfolio: https://laurengraceinspirations.com/portfolio Email: Lauren@LaurenGraceInspirations.com    To be a guest on The Afterlight Podcast. The Afterlight is a Spiritual podcast on Divination, Angels, Mediumship, Magick and more.  Contact The Afterlight To be a guest, apply here: https://theafterlightinstitute.com/apply-to-be-our-guest/ Facebook: https://www.facebook.com/WelcometoTheAfterlight Instagram: https://www.instagram.com/the.afterlight/ Meet Mark Mark Anthony is an International Teacher and Speaker and is the founder of CoCreation. CoCreation is one of the worlds leading Thetahealing training organisation.  Seventeen years ago he was diagnosed with an incurable infection - Osteomyelitis, he was then introduced to Thetahealing and it transformed his life.  As a teacher and speaker he empowers people to heal and transform their lives and create lives they love.  He has been invited to speak and train in more then 20 countries and has the ability to bridge the gap between science and spirituality. Thetahealing is a simple technique and meditation that allows you to create incredible changes in your life quickly and effortlessly. Mark has helped people heal from chronic stress, limiting beliefs, fears, anxieties, to improving and attracting loving relationships, creating success, financial abundance,  and  finding their life purpose Connect http://www.facebook.com/thetahealingaustralia https://www.youtube.com/channel/UCFe5Ny141nuNgKKtIsmU15A http://www.thetahealing.net.au https://www.instagram.com/thetahealingoz/?hl=en mark@thetahealing.net.au

How can travel serve as a path to healing and self-discovery? Today, I'm joined by C.D. Seventeen, a techno music artist, DJ, painter, and poet, to talk about what it was like growing up in the Yunnan Province of China and how a bike-packing trip through the Scottish Highlands and the Orkney Islands helped her reclaim her power. In this episode, Seventeen opens up about her challenges coming out of that environment to pursue an unconventional path and what she had to overcome to follow her dreams. We also explore her book The Weight We Carry, which contains poems from her solo bike-packing journey. She shares how this transformative trip contributed to her healing, what the adventure was like, and how it continues to impact her to this day. This story just might inspire you to, as Seventeen wrote on the back of her book, “jump on a bike, go on a journey, dive deep into the self, and let the weight of your human identity dissolve into the wind.”  Trigger Warning: This episode discusses suicide and suicidal ideation. How has travel brought about a transformation in you? I'd love to hear your story and hope you'll share it by sending me an audio message. Premium Passport: Want access to the private Zero To Travel podcast feed, a monthly bonus episode (decided on by YOU), exclusive content, direct access to me to answer your questions, and more? Click here to try Premium Passport for only $1. Tune In To Learn: How DJing helped Seventeen overcome her social anxiety Why she chose to move to the UK and study psychology instead of following her passions Why speaking out about the Chinese education system and cultural expectations is important to her The beauty of Seventeen's culture and village life in the Yunnan Province How writing in a foreign language taught her to embrace flaws and new possibilities The pivotal moment that led her to take a solo bike-packing trip around Scotland Seventeen's quest for individuation and how her book reflects her transformation during the journey What she's learned from breaking free of the rules Her advice for bike-packing Scotland and meeting others on the road And so much more Resources: Join Zero To Travel Premium Passport Subscribe to our FREE newsletter Today's Sponsor - US Bank Check out Seventeen's website Stay at the Orkney Island BNB and Rua Reidh Lighthouse Milk & Honey by Rupi Kaur Want More? Hiking The West Highland Way In Scotland w/ Lynne Nieman Lessons From Caring for the Dying and Bike Packing 18 Countries With Jerry Kopack How to Design Your Bike Trip & The Future of Adventure Cycle Touring: Epic Bike Rides w/ Casey Greene Thanks To Our Sponsors This episode is sponsored by US Bank's Altitude Connect Visa Signature Card, with the ability to earn up to 5x the points on travel-related expenses like hotels, and rental cars, this card will get you the most return on your next trip.  Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on The Exit: We have a very special returning guest, who was in the first ever episode of the show. Lara Morgan needs no introduction – she's an exceptional investor in the health and wellness sectors and a seasoned entrepreneur. We're catching up on her journey, discussing the gender gap in entrepreneurship, and diving into her most recent exit. Her entrepreneurial journey began in 1991, and after 17 years, she successfully exited her first company for a staggering £20 million. Lara now boasts an impressive portfolio of brands, and in this episode, she delves into the motivations behind her acquisitions, her decision-making process, strategies for nurturing and growing successful businesses, and much more. Plus, she imparts invaluable wisdom for female entrepreneurs seeking to bridge the gender gap in entrepreneurship. Lara Morgan is a British entrepreneur with a track record of delivering exceptional accelerated growth. Her investment strategy in wellbeing products primarily is pinned to improving life's journey. Investing as a family office she has a portfolio of seven consumer services businesses which she works to drive sales, leadership and innovation. Lara founded her first business, Pacific Direct, in 1991 at the age of just 23. She quickly grew Pacific Direct into a specialist global supplier of luxury high end brands for five-star hotels. Seventeen years later, she sold Pacific Direct for £20 million. At Pacific Direct she was involved in multiple disciplines from luxury brand licensing, marketing, retail operations to commercial and private label development. She is actively engaged with various global non-profits as a board member or advisor. LinkedIn: https://www.linkedin.com/in/laramorgan/ Twitter @iamlaramorgan: https://twitter.com/iamlaramorgan Website: www.laramorgan.co.uk Lara's First Appearance on The Exit: https://flippa.com/blog/the-exit-podcast-solo-act-to-booming-business-with-lara-morgan/ Scentered: https://scentered.com/ Flippa's First Access: https://flippa.com/exit For a Free Flippa Business Valuation: flippa.com/freevaluation -- The Exit—Presented By Flippa: A 30-minute podcast featuring expert entrepreneurs who have been there and done it. The Exit talks to operators who have bought and sold a business. You'll learn how they did it, why they did it, and get exposure to the world of exits, a world occupied by a small few, but accessible to many. To listen to the podcast or get daily listing updates, click on flippa.com/the-exit-podcast/

Revelation Part Seventeen: The Lion & The Lamb. Today we spend some more time in chapter 5 of Revelation, focusing on the imagery around the Lamb who sits on the throne. What language is parodied language of the time? Whose blood is on the lamb? How has that been co opted to support religious violence? What is it actually advocating for? What does this show us about old testament violence and the stumbling block of God supporting and purporting said violence? How do we reconcile victory through defeat and how does it inform our faith and daily lives? As always, we encourage and would love discussion as we pursue. Always feel free to email in questions to hello@voxpodcast.com, and to engage the conversation on Facebook and Instagram. We're on YouTube (if you're into that kinda thing): VOXOLOGY TV. Learn more about the Voxology Podcast Subscribe on iTunes or Spotify Support the Voxology Podcast on Patreon The Voxology Spotify channel can be found here: Voxology Radio Follow us on Instagram: @voxologypodcast and "like" us on Facebook Follow Mike on Twitter: www.twitter.com/mikeerre Music in this episode by Timothy John Stafford Instagram & Twitter: @GoneTimothy

Join Warren as he catches up with Kiss of Life via Twitch for the SojuTalk Summer Special 2!!!  Links ◆Email - sojutalkpodcast@gmail.com ◆Discord - discord.gg/3rb74x4 ◆Patreon - patreon.com/sojutalk

Join Doug and Warren as they catch up with XG via Twitch for the SojuTalk Summer Special 1!!!  Links ◆Email - sojutalkpodcast@gmail.com ◆Discord - discord.gg/3rb74x4 ◆Patreon - patreon.com/sojutalk

While I understand why Marvel would want to "age up" Cassie Lang in the form of Kathryn Newton, there's a chemistry between Rudd & Abby Ryder Fortson was amazing. With that said, she's moved onto a new franchise with Are You There God, It's Me Margaret starring the aforementioned Abby Ryder Fortson and Rachel McAdams, has Ryder as the titular character navigating everything from a new town, to boys, and growing up. Directed by Kelly Fremon Craig, the director of my favorite film of 2016 in The Edge of Seventeen, does this film recapture that level of quality? Check out my review of Are You There God, It's Me Margaret! The Reel Pineapple is your one-stop shop for the latest movie reviews, trailer breakdowns, social commentary, and everything in between. Shoot us an email at jhunter@thereelpineapple.com Subscribe to us wherever you listen to podcasts at The Reel Pineapple! Rate, Like, Share, & Subscribe! Follow us on all of our socials! linktr.ee/jhunterreelpineapple

Meet a new way of connecting with your clients with Shannon Erley, co-founder of Pomp Beauty. Join us as we talk about the rise of virtual Estheticians and the revolutionary platform Pomp Beauty has developed. Learn how this innovative program connects professionals with clients through personalized skincare routines, exclusive product access, and a lasting community. Take a look at the different tiers of Pomp Beauty's offerings and get insights into the upcoming plans to bridge the gap between virtual and in-person connections. Connect with us here Special Guest  Shannon Erley Instagram @pomp_beauty Website https://www.pompbeauty.com/ Host Kirsten Goetzelman Instagram- ⁠@tampawaxer⁠⁠ Enso Wax- ⁠@ensowax⁠ Check out The Waxing Podcast on Youtube- ⁠The Waxing Podcast⁠ Facebook Group- ⁠The Waxing Podcast VIP (password - wax on wax off) ⁠The Waxing Podcast⁠⁠ Wax smarter, not harder- learn 15 minute brazilian waxes and make more money with The Waxing Guide. Click below to learn more.  ⁠The Waxing Guide⁠ SAVE $100 ON THE COMPLETE WAXING GUIDE USING EXCLUSIVE CODE ⁠PODCAST100⁠ Introducing Enso Duo - A first of its kind self- stirring wax warmer! Elevate your waxing experience with self-stirring, and an antimicrobial copper inserts, all in one innovative wax warmer. Find out more at ⁠Ensowax.com --- Support this podcast: https://podcasters.spotify.com/pod/show/kirsten-goetzelman/support

PTOUnlimited Podcast Episode #348 "TENNNNN... Seventeen." This episode's topics: Indy PopCon 2023, Bray Wyatt, The Barbie Movie, Playing/Watching, Nerd News, and more! This week's PTO Movie Club: The Machine (2023) ***NEW PTO MERCH!*** https://the-pto-crew.creator-spring.com Thank you to all who have supported the podcast/streams! We really appreciate it! Join our Discord: https://discord.gg/nAPZWde7Xm Social Media: https://linktr.ee/ptounlimited_podcast YouTube: https://www.youtube.com/ptounlimitedpodcast Follow our podcast and see how we can argue, reminisce, and chat about interesting topics! Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/moire/space-ranger License code: IFNBKHJ9C6COBEIZ

EP309 - Instacart IPO Filing  Warning: Given the complexity and breadth of topics, this is a longer than usual episode with a runtime of 90 minutes (if we had more time, we'd produce a shorter podcast). Update: In this episode Jason mentioned that he didn't think Instacart accepted SNAP payments. It turns out that Instacart did start accepting SNAP earlier this month. On Friday, August 25th 2023 Instacart filled its S-1 IPO form with the SEC, in advance of its intention to make an initial public offering. The complete filing is almost 400 pages. In this episode we summarize all the key points, including a number of surprises, in the filing. If you want to follow along with the actual S-1, you can download it here. Scot suggests you focus on pages 101-124. Topics Covered: Cover Page and Entry Level Items Overall Growth Trends 25:50 Unit economics 42:90 Cohort Analysis 48:10 Instacart Ads 56:30 The Big Risk/Concern 1:00:11 Other observations (Instacart+, Carrot Services, Generative AI) 1:22:50 Other episodes mentioned: Episode 255 - Instacart Chief Revenue Officer Seth Dallaire and Episode 224 Customer Cohort Analysis and CLV with Dr. Daniel McCarthy. Don't forget to like our facebook page, and if you enjoyed this episode please write us a review on itunes. Episode 309 of the Jason & Scot show was recorded on Tuesday, August 29, 2023. http://jasonandscot.com Join your hosts Jason "Retailgeek" Goldberg, Chief Commerce Strategy Officer at Publicis, and Scot Wingo, CEO of GetSpiffy and Co-Founder of ChannelAdvisor as they discuss the latest news and trends in the world of e-commerce and digital shopper marketing. Jason: [0:23] Welcome to the Jason and Scot show this is episode 309 being recorded on Tuesday August 29th I'm your host Jason retailgeek Goldberg and as usual I'm here with your co-host Scot Wingo. Scot: [0:38] Hey Jason and welcome back Jason and Scot show listeners. We are going to jump into the talk tonight because one of our most popular shows as you know Jason the format is a deep dive and we have got a great Deep dive for you guys this episode. Last Friday August 25th there was a very big event not only in our favorite world's grocery which is Jason's favorite world and my favorite world of e-commerce and then Jason's favorite world of. But also in my favorite world of startups so this is this is a pretty big event and we wanted to dedicate a complete episode to it. I mean it is the filing of the S14 instacart. [1:24] And just to set it up the you know in my world of start-up land it has been very hard to get an IPO done so there's been a couple post coated and like late 2020. And then summon 21 and then there's been a dry spell there's been something called a dese back so you have this spec which is this. [1:44] Special-purpose acquisition thing and you can kind of go public through this kind of complicated convoluted thing. Tends not to go very well so there's been some of that like in My World Mobility there is one called get around and there's been a couple others and those typically have not. Gone so well they're down like 95% bird the scooter company did this as well. So it's been a very dry IPO market for startups and thus of interior backed investors. So there has been a lot of anticipation around when is that a PO when they're going to open who's going to be brave enough to kind of stick their foot out there first. And you know a lot of people have been rooming that instacart would be out there there's a couple other companies in this kind of unicorn Stratosphere stripe is another one that we cover a lot on the show from the payments world. There's also the others you can think of Jason there's this one. There's a software one that is just doing really well in AI that's been mentioned a lot not not open AI it'll come to me in a minute. So you know so this is kind of the real. Bang the Big Bang of here's a company that is being brave enough they're gonna go first and we're going to see what happens so it's going to be really interesting and we thought because it hits this Venn diagram of all of our favorite things that we would spend a fair amount of time on. [3:10] So first of all this is a 400 page document so our value add to the listeners is we have distilled it down into what we think are the most interesting little tidbits and some of the things we've learned from instacart it is nice because there's been a lot of rumors about how instacart Economics work and Jason has been tracking their ad piece which is you know cpgs have really seen some really nice results from that so we know that's been active and the areas we picked apart we thought we would cover tonight is I wanted to kind of give you a quick and dirty Scott's guide to reading an s-1 and we'll start at the cover page that's there's actually a lot that happens on the cover page so I want to spend a little time there and kind of give you a little I haven't taken a company poet behind the scenes of what's going on on there and then we're going to talk about some of the overall growth things that just kind of help you understand. [4:07] How to think about instacart how they're growing and what they do and what role they play and then unit economics one of the things that is happening more and more in these s1's is they're doing a more comprehensive cohort analysis and this is basically showing hey if if I car to a customer in a certain period how are they doing now and what are those Trends so that this this had a lot going on there of course we want to talk about the ad business and then little bit of a catch-all for other observations, Jason anything I missed before we jump into the cover page. Jason: [4:42] No I think you mostly covered it just one slight correction it's four of our five favorite things for those listeners that tuned in to hear us talk about Ahsoka we're going to do that on an upcoming episode so that Star Wars would be our fifth. Scot: [4:56] Yes sadly there was no Star Wars in this one so it's that one little part of the over the Venn diagram was left is its own little circle out in space. Jason: [5:06] That's a we call that a teaser for a future episode. Scot: [5:09] Yeah yeah we're we're Pros were 300-plus episodes into this thing and this is the kind of you know Pro level that we deliver on the pod. So you guys missed it Jason forgot to plug in his microphone earlier so that's a yeah we're still still learning every day, so when you open an s-1 the first thing you see is the cover page and it you know a lot of people just Breeze by it because it's a cover page but it has a lot of really valuable information so first of all the first thing that I noticed is I was searching for this on Edgar and I kept typing in instacart and it wouldn't show up and I was like WTH I know this s1's out there why can I not find it and then I saw an article and it said oh the company's real name is maple bear so that's the first thing you see on the cover is the company we all refer to as instacart its actual Corporation name is maple bear and it does business as instacart so I thought I did not know that prior so that was the first thing I learned right there on the cover so that's interesting so if you do go to the will put a link to the s-1 in the show notes but if you do Brave the Edgar SEC database yourself throwing a little Maple bear there and not instacart. Jason: [6:22] Not to be confused with Amazon's house brand Mama Bear. Scot: [6:26] Yeah yeah and I'm sure there's a honey bear and brown bears there's a there's a lot of a lot of bear things going on. The other thing that I was like to see is what symbol are they using I think it's fun to kind of you know as an entrepreneur to kind of think about what symbol you're going to use that best personifies your brand Channel Bowser we had ecom's so that was an exciting one so we captured e-commerce Shopify go. Jason: [6:52] The best ticker symbol of all times by the way. Scot: [6:55] Thank you thanks thanks I appreciate it. Shopify head shop and that was a good one and instacart / Maple bear is going with cart so I think that's a that's a that's a pretty nice one you know it kind of there a multi grocer chart cart and we all think about instacart I'm sure they hate being called Instagram so this kind of like really punches on the cart so maybe they get away from everyone mistakenly calm Instagram. Jason: [7:19] I think it's solid. Scot: [7:20] Yeah A-Plus on the symbol and then in the you'll notice that a lot of the evaluations and how many shares they're selling are blank and that's you know in this draft of this one which is the first kind of public one that they're dropping out there they'll they'll iterate a couple more times they'll do their Roadshow and then write one that, it prices they'll update the S12 include all that information so they'll make kind of literally a game day decision the night before IPO of how much based on the order book how much they want to sell and at what price so that, that's going to be blank through probably several more iterations as we go on then this is did you want to do something in. Jason: [8:04] No I was just I was just thinking that they I assume they left it blank because the underwriters were out of practice. Scot: [8:10] Yeah no no they they are there waiting and that's a good point because when you go public the the companies that take you public in this context they're all investment banks on Wall Street. But they they filled this role of Underwriters and basically what they're doing is they're acting as market makers they're going to cover your stock when it's public and they're also going to be basically pounding the pavement to sell your stock to buy side by side analysts and firms on Wall Street. Which there's two buckets of there's mutual funds and hedge funds there's also retail that I guess there's three buckets, retail would be you log into Schwab or Robin Hood and the diet of the IPO you try to buy some chairs that's retail and they all allocate a little bit of that for the IPO so they like retail to come in and get a little taste. [9:04] A lot of folks that if you're an accredited investor at an institution and you have a wealth manager, sometimes you can get a little bit of access to an IPO before it prices you don't get a special price or anything but you can if you're really excited and you're a retail customer you and you're in this kind of wealthy bucket then you can you can get some allocated shares I think is what they call it these call this friends and family they don't call that, that anymore that's called a allocated shares but what's important about the underwriters is there's actually a signal there several signals here and I didn't know this time went through the process. First of all they have lined up a who's who of investors so even before you get to Underwriters they have this really interesting note right before right underneath before they get in the underwriters and they say oh by the way we have lined up these investors already that have committed to buying and they have committed Asterix and then they kind of like take away the committed but. [10:05] I think that's a legality I think I think it's a pretty hard commitment is my reading of them and they basically say these guys are already these guys have lined up to buy at least 400 million in this offering. Regardless of the price and there's some big names in there there what I would call. Public-private so they have invested in instacart already as a private entity and then they have another side of there. Firm that invest in public entities and they have said that side is going to support the private side and that's nor just Bank tcv. [10:38] Sequoia and a couple others this is very unusual but I think it's an interesting play because it basically says to the market. Hey you don't have to worry about this thing you know taking on the first day because we're going to were signaling to you we're going to place a chunk of this with these folks that are long-term holders and they're going to backstop this thing I think of it as a adding a floor to the IPO basically saying we know it's been a while we know there's risk out there we're going to have a floor on this so so there's built-in demand for this IPO so that's quite unusual and this is the first time I've ever seen anything like that sometimes you'll see tiro price is a big one a big mutual fund that likes to do this or they'll have a private-public and they'll say you know they'll kind of suggests that, they're interested in buying more and they'll come out and say they don't plan to sell or they've accepted a lock up for a year or something like that I've never seen such a strong message as this one so I thought that was interesting. Okay then we move to the bottom of the cover and that's where you have the list of the underwriters and what's really interesting is the way this works is the bigger your font the bigger a role you play in the IPO so on this one the biggest font is Goldman Sachs and JP Morgan and you know they have I don't know what would you say Jason like a 40 Point font. Your. Jason: [12:03] Yeah I had to read it with my my PDF zoomed way up so I feel like I yeah but it was a big font. Scot: [12:11] Yeah yeah so those guys get like a you know they're kind of really big and then what's also interesting is where you show up on the page is important so your importance starts at the left and goes down to the right so the most important what we would call the vernacular is the lead left which is the biggest font on the left side of the cover is the lead Investment Bank and as Goldman Sachs and they're they're The Bluest of Blue Chips everyone wants Goldman Sachs if they come out. [12:37] And then usually you want either JP Morgan or Morgan Stanley now JPMorgan has increased greatly and stature over the last three years because they have weathered coded and they have basically absorbed most of Silicon Valley Bank's deposits and a lot of these other riskier Banks and their CEO is pretty famous Jamie dimon so they've this is kind of you know two blue tips on the top of the book here which is pretty interesting and then, then you kind of go down a bit and you end up with 18 more Underwriters and there's like three levels of them there's like the font gets smaller so you go from 40 point to 20 point then you go to like kind of like 15 point and you go to seven point and you know what's interesting is I have never seen this many Underwriters either so they basically have said we want everyone on Wall Street lined to go and help us sell this we will turn no Rock no Rock will be unturned looking for buyers of instacart stock with the institutional investors. There's some International Players so they've basically if you kind of said if you if you. [13:53] Few War Room doubt what are some things a company could do 2D risk an IPO they have done things I've never seen before times like three and then the last thing that's interesting is the economics each of these Banks gets kind of depends on where they are on the page so you know if it all this gets him to like, there's all this Machinery but these guys do it because they make money so Goldman will make their kind of highest percentage and then JPMorgan and so on and so on based on how much they contribute to the book and all this kind of calculus that goes on behind the scenes so I thought that was kind of a really interesting just on the cover some things that were very unusual from other IPOs I've seen Jason anything that you found on the cover that was riveting. Jason: [14:43] We'll know I did. I have a question for you though I got I guess I when I saw all of those Underwriters I kind of and perhaps erroneously assumed that part of what was going on here is, it's been a while since there were in any IPOs that went through an underwriter and that all of the underwriters are out there. Desperate for four deals and that therefore. Instacart had more more leverage to get more Underwriters like is it. Is it literally instacart just agreed to pay more for these two more Underwriters 2D risk the IPO is that. Scot: [15:23] Yeah I think. So human nature is that the lead laughed and Lead right want to absorb a lot of the deal and don't want to share too much so so typically there's some friction there right so they'll be like yeah you could add a couple and they use this tearing language I don't you know this is just kind of how I don't know who how they know what who's what dear, but tier one is Goldman Morgan and JP Morgan Morgan Stanley and then tier 2 is you get kind of Stiefel, a couple others in there then you go tier 3 and then you kind of have like an international kind of tearing as well so usually you get like two from Tier 1 Maybe two or three from tier 2 and then that's kind of it and then if you've if the company feels strongly like another consideration is when you go public one of the things that helps you long term is to have analysts that follow your stock and we've had many of these analysts on our show Mark mahaney Collin Sebastian these are and then Scott Devitt he was at stifel and he's moved on to another shop these are these are famous people in the internet marketing world so you want take Mark sets, I wasn't even as Fern was he ever green but that's not it. [16:40] Ever Quorum so so you as the company can say the Goldman hey I know you guys want to keep a lot of Economics but I want mahaney on this and we got to get ever Cora so some of those on the bottom are probably International distribution retail or something the company wanted kind of specific to add them on and you know that was all pre-negotiated with Goldman getting lead left they had they kind of had to acquiesce to having a bit of a large number of Underwriters on there so I don't yeah I don't think I'm sure they all wanted to be to your point like there certainly wasn't even saying no to being invited to this and they probably you know you just bake off in this was I came to imagine if they ended up with 18 like, mr. started with 80 I don't know it's crazy that was probably like a. Six week bake off just to hear from all the bankers so yes I think there's more around the analyst going on with with the large number on some of those. Jason: [17:39] Got it and then I want to hear your speculation about where the price might come in but I'm trying to remember the details there's been a lot of interesting things going on with the private placements before we got to this point right so I think the some of the valuations of the private placements were at some point disclosed and then I want to say instacart reset there. Their valuation at a lower number while they were still private like presumably to make the equity appealing for employees. Scot: [18:17] Yeah the sequence of events and this is all you know they don't disclose all this in this one because it's kind of like. Jason: [18:25] Sure I'm just trying to get the the Run. Scot: [18:27] The Whispers And if you read some of these you know I subscribe to a lot of things that talk about some of this kind of rumors and so take it with a grain of salt but there was some sequins like they were chugging along and then Covent hit and it was like Off to the Races vertical and I think the wheels kind of came off the bus and they started to lose money because the unit economics weren't weren't ready for for like a surge like that and then right around 21 they replace the CEO and they had to kind of emergency raise some Capital which is kind of like one of the worst times to do it because even though their revenue was surging the rest of the market was in the toilet basically so I think they had to do a Down Round And what I've heard is their bed raised money as high as 39 billion and then they took this haircut at with this new CEO in this kind of re leaning down the company at about 13 billion so. [19:19] So I think that's kind of like the watermark is kind of where they've last raised money and if you look at their revenue that's actually not that's a very reasonable Place given where you know they've grown since then but now what's the revenue like four billion ish yeah so they're like 3 billion and 22 in revs so that's like a four times Revenue which is pretty reasonable for a company growing the way they are with with good profitability so I would be I would not be surprised we don't we won't know this per share price until we see the denominator and they didn't have the denominator which is market cap divided by number of shares equals share price we don't know the number of shares so I would I would suspect. I'll guess, four billion I'm gonna guess 20 billion would be a low like I think it will price they're on the low end and it could go as high as 25 30 depends on you know. Retail and how much momentum it gets with with buyers. Jason: [20:26] And part of the art here is you don't you don't want to price it too low because that means you you have money on the table when you sold your Equity but you also don't want to price too high and have the, the stock like go down from the offering price and get below water right away right so. Scot: [20:49] Yeah it's very common we kind of had this situation at Channel visor we went public right after you know cortical right after in a longer time window of 08 09 and you know they strongly we had golden lead left and they strongly encouraged us to think long-term and not get obsessed about that pricing and leave a little bit of money on the table and yeah and then over time you could do a secondary at a higher price and you really want to you don't want to tank especially in a tepid market so I'm sure this was all part of the um you know Goldman would counter negotiate this to be lead left and say look we we need your commitment that your yep part of the pitch is they give you what they think it's worth and how it's going to price and they also discuss the strategy and that's part of the selection processes and you would think it would be. Okay whoever says they're gonna give me the highest price but you actually kind of they really stand out a lot because the Goldman people can talk about Dave, they've got like a lot of data to back up their strategy and you know there's like Watson there that that are. It would make your head spin and so they do a really good job of talking about why it makes sense to price the way they think and how how they see it over a longer Arc of time. Jason: [22:12] Gotcha so the guys with all the money have really good justification for why you shouldn't worry so much about the money. Scot: [22:18] And then the other thing to know though is what typically happens is you are not sharing you're not selling any one shares so the company so as part of this IPO the company will issue new shares so so you as the founder and the other investors you still have your shares you're not actually selling them at this moment so you know in a way now you get diluted right so the flip of that is your percent ownership goes down but you know it's kind of the would you take a little bit smaller. Of that and long term when you can sell your shares as the investor and the founder and the team and the people that bet on you now you know can you execute and deliver and then earn your way into a higher price and then that's when you can kind of like get some equipment sir. Jason: [23:08] Do you want a little bit of a grapefruit or all of a grape. Scot: [23:11] Yes exactly yep that is a good description. [23:17] Okay so here's here's the other part of the quick and dirty guide to reading the S1 you can take so that's cover is really good and then you take the literally the next let's see what is it. 100 pages and you can toss them so this is where the lawyers come in and they love to make sure you understand all the risk factors you know a meteor could hit the Earth people could stop needing groceries cybersecurity I could be no one wants to shop for them it could be they'll compete with a bunch of people Amazon is always a risk factor Google Microsoft. So all that really doesn't add value and then there's a little bit of financial stuff but it's it's pretty dry and it's kind of like from the Auditors almost so it's like super drive so it always do is you skip to the part of this one we're finally the lawyers have earned their large fees and they vomited forth 100 pages of risk you know stuff. And then you get to write your story and that's called the Management's discussion and Analysis in the industry it's called the md&a. [24:27] It's confusing I thought for a long time it was md&a because Aaron says mdna really fast and they're saying the word A and D and it sounds like an end to me and I kept saying what the heck does md&a stand for they're like what do you mean what's up what are you saying. It's like a who's I first got a thing but it's md&a so Management's discussion and Analysis and this is where you. Jason: [24:49] Because I read all 100 pages and and I'm super depressed and one of the risk factors is the way I could become sentient and take over the Earth. Scot: [25:00] Mmm yep that is a risk factor and then it will bring our groceries to us I guess as we are batteries for its consumption. Jason: [25:08] The computers won't eat. Scot: [25:10] So if you really want you know so what you can do is you can get the gist of 95% of this by printing out the s-1 pages 1012 124 that's it's only 23 pages and it's really dense but it is actually this is actually a very good read they did a very good job of making this so you know. It's very approachable and they go into a level of detail that's really handy into problem so we're going to give you some of the highlights from that but if you want to go deep on your own we will give you all you need to go to the next level just by looking at those 23 pages. Okay so what did you see and them DNA and that got your attention. Jason: [25:55] Well I mean a number of things so maybe just super high level what's exciting to me like obviously a lot of this information about the business was not, publicly available so in the process of going public in issuing S1 they suddenly reveal a lot of things and they reveal things about. Their own business but they also have to paint a pretty good picture of what they think is happening and could happen in the digital grocery business so it's kind of like getting a whole class of really smart people to sort of, write a thesis about the the digital grocery business that we get to read and interpret and you know we they reveal things that we didn't know like how valuable customers are over time and how much consumers spend on a given order at instacart and what percent share of wallet they think digital gets versus brick and mortar and all these sorts of things and we'll get into a bunch of them in the in the individual sessions but my my takeaway from the beginning of that management discussion was that it's a. [27:08] A pretty robust business that the aggregate amount of. GTV that they that they have is pretty significant its twenty eight point eight billion dollars in groceries that they sold in 2022. Scot: [27:27] Yeah and GTV is gross transaction volume so instacart it's basically a Marketplace like eBay or Amazon where parts of parts of Amazon all of you back where you have in the marketplace of product Marketplace use GMB a lot of payment systems like PayPal use tpv gross merchandising value total payment volume they have chosen to use this term for the gross figure of GTV and at first I thought it was going to be groceries to do but it's gross transaction value I thought for sure it was like grocery, I was trying to decode it without looking it up and I was like that can't be grocery because then I don't know what a TV is doing there and you know so then their revenue is a derivative of that meaning of some percentage then of that big number Falls to them as Revenue after they pay the grocer The Shopper and then instacart the business has the leftovers and which ends up, we'll go through the unique and I'll mix it ends up being being pretty small because the grocery business does not have huge merchants. Jason: [28:26] Yeah so kind of looking at those business fundamentals that you know in 2022 they sold 28.8, billion dollars worth of stuff which for them generated 2.5 billion dollars in revenue and they were profitable on that Revenue they they net 428. Million dollars which like back in the a couple years ago when there were more IPOs happening there were there were IPOs in the space they were happening with companies that still weren't profitable so so that was interesting that they they were meaningfully profitable and then the, you know you're super interested in what the growth trajectory is and. [29:13] 20:19 was a very small year so going from 2019 to 2020 you know and then the pandemic app in the middle 2020 and urban was ordering groceries from, from instacart so the growth in 2020 was astronomical like 300% or something like that. But then the growth in 2021 over 2020 was 24%. On revenue and the growth in 2022 over 2021 was 39% in Revenue so. The revenue growth is Meaningful and accelerating. Which would be exciting they were not profitable in 2020 or 2021 so 2022 is the First full year that they were profitable. The GTD is a little different though they had significant growth three hundred percent in 2020 20 percent in 20 21 and 16 percent in 2022 so, well they have a track record of growth it's the top on GTV growth is decelerating. And then of course we're halfway through 2023 so they have to disclose. [30:23] How the well they've done in the first six months of this year and they compared to that to last year and the revenue and GTV are both essentially flat in the first six months of this year. Versus last year so I don't know you'll have to tell me but I look at that and you go man there's some robust stuff here there's a great growth story. I should have mentioned that that's on an annual basis on a quarterly basis they have five consecutive quarters of profitability which also seems. Impressive him pretty favorable but it's probably a slight worry that the. A lot of that growth seems like it's it's leveling off in 2023 I don't know if. That the most recent performance gets gets over weighted or underweighted and sort of evaluating the the prospects for the company. Scot: [31:19] Yeah the buyers will you know what every everyone has a different way they value things and they they're going to build their own models and the company will give them some guidance that's some of the stuff we did it we're not going to go over and but you have to be careful because you don't want to make forward-looking statements so this is this weird dance you do of you. You try to get people excited by not saying anything about the future which is which is a little tricky so you know what I imagine instacart s' just reading the tea leaves again they talked a lot about how they don't really do much sales and marketing which I kind of read to say, look we really hunkered down on our unique economic sand we've got it dialed in right now and spoiler will get to adds a lot of a lot of that has come from this ad piece. And I think now. [32:07] Because investor and I was the bullish scenario is you know they're going to raise at least 400 million they'll probably raise a lot of money from this they could start doing some advertising and you pick up some new customers that again I'm going to kind of hope they look at the cohorts those cohorts look like with what this in the here and they have at least the same unique anomic so if not better and I'm going to look at this growth accelerating wow what Wall Street loves their favorite favorite favorite kind of the top quadrant is accelerating Revenue growth an accelerating profitability and you know I could see a scenario the light has to go their way but I could see a scenario where that works here you know if they could if they could start spending some really careful sales and marketing dollars building the brand where they've been kind of under the radar for the most part and then. That works those cohorts stick and then they can work on the economics because that's gonna bring more advertisers per order because the more average more orders and more. GTV is going to bring more cpgs in that want to advertise against that then you could argue accelerating Revenue growth accelerating profitable unit economics. So I think that's the bull case the bear case is they've hit saturation they've got all the stores. 4% is anemic and nowhere to go but down. So that's the end of it is it is going to be interesting to see there's a little bit of A Tale of Two Cities in those possible outcomes. Jason: [33:36] Yeah what else jumped out at you in the management discussion. Scot: [33:43] They made a big point of talking about they have 7.7 million monthly active users which is a good number but they point out that in the u.s. there's 330 million consumers or I guess population so they use that and this is kind of one of those hints I was talking about the basically said hey we're. We've done good to get here but these are like the early adopters we still have a long way to go there's a lot of people you know I don't think they'll get all of them and I'll talk about that in a second but there's a lot more people that you should be using our service that aren't is so they kind of paint that 7.7 million and say that's teeny tiny compared to where we should be. And then you know the other thing they talked about that I thought was interesting I wanted to get your opinion on is they talk about, per user per month they get three hundred and Seventeen dollars and I was wondering I know you probably know this off the top of your head. What is if you look at the average US consumer and you probably look at the. Population of the convenience store that's like a kind of probably like that 100K and up household you know what is their monthly and is this like half of it a quarter what is your spidey sense tells you on that. Jason: [35:00] Yeah so real rough numbers the average American family and you know people shop for groceries in households versus people so it's almost better to talk in household so there's like 131 million households in the US and sin they've got. Seven million of them as customers the average household shops for groceries 1.6 times a week and they spend a hundred dollars per visit so you kind of you know rough that up and you get. Get what is that I'll have the intern do in turn do the math one point six times. 100 times, 4.5 is 720 total grocery spin which I don't have the census numbers in front of me but but that passes the smell test that so. Households are spending six seven hundred bucks a month and instacart saying that they're getting less than half of that. Scot: [36:12] Yeah and I saw some people speculate on this that, what their inferring is Davin they have an average order of 110 so this is like 2.6 instacart some month instacart orders per user per month that's another kind of interesting metric and then people are speculating in the saying the pattern is probably people are doing a big shop once a month and they're kind of going and getting you know, a lot of like maybe canned goods and things like that and then they supplement it with two or three instacart has to bring maybe a refresh of the the replenishable is like the cheese the milk the veggies and the fruits kind of thing. Again this is everyone just kind of like taking data and kind of going out for data point so the cone of uncertainty is pretty big out there but it kind of passed my sniff test that's how we've used it before, at our house with exception of wizard a lot at work to fill our snack area at work and we're probably like we're probably like top one quartile of this whole thing that's the number of snacks we get from Instagram. There's a deep does that that analysis of the one big shop yourself and then supplement does that. Jason: [37:26] No exact yeah I mean I think the Grocer's talk and I hesitate to bring this up because I don't think I remember I'll for off the top my head but there's like four typical types of shopping missions right so there is that like Pantry stocking shop there's like a weekly shop there's a. Occasion Bay shop where your your it's date night or it's Christmas or whatever and you make a special shop and then there's those, top off shops and I think it's generally agreed like there's not a big cohort of consumers that have just said I'm never using a grocery store again then I'm exclusive we gonna, I have all of my my calories show up at my doorstep so digital grocery ends up being one of the tools in the family's tool kit for, procuring their their calories and so it makes. Total sense that they would have a share that one of the ways they could grow is to increase that share presumably by. Being the best choice for more of those different kinds of missions. Scot: [38:34] Yeah and then the md&a they talk a lot about how they have these new offerings where you can get a weekly Monday thing and they're definitely poking around at this experimenting on how to grow the sand again they're kind of signaling we think we've got some room to go on this we can get that. [38:51] Bridge order up and we can get the ma use way up the second thing I noticed was you know they use this they use this phrase, several times you can tell it's kind of like must be tied to company values and they talk about we believe people want selection quality value and convenience if that sounds familiar to you the this is infamously brought up in the Amazon Jeff Bezos first shareholder letter in 1997 where he talks about the mark you know what Amazon believes and they believe that a multi-decade trend is people will not get tired of selection quality value and when value he uses kind of free shipping like versus product value is pretty specific on it and then convenience and then what got me thinking about this is. [39:38] Value inconvenience her you know they're often in conflict and this is the whole point of we've had, Casey on the show from the Lloyd there bifurcation kind of model which shows this was this I think a lot about this because this is the whole one of the whole reasons I started spiffy and we decided early on if we're going to be convenient we can't be the cheapest and I don't think people look at instacart as the cheapest you know whenever we use it it's kind of like, holy cow this is this is a pretty expensive treat in you know I really kind of need to be able to justify this to myself that I can't just pop over the grocery store and do this myself it needs to be yeah some some reason I'm going to miss a kid event or something that I'm getting a really good bang for the buck here so I thought that was interesting that at some point I wonder do they value part kind of struggle with you know how. Jason: [40:31] I think they have to have a. A more liberal definition of value because I think you're exactly right right and obviously you know value means different things to different people like they disclosed later in the S1 that they not surprisingly that they skew disproportionately to households that make over 100,000 a year compared to a traditional retail and particularly a traditional grocer like give I've no idea what it looked like when they actually did it but when Kroger went public or certainly when Walmart went public they would have talked about the top of their tree that we think the consumer really values price and and Walmart probably said price not value and you know they built a business around very aggressively maintaining those low prices because they thought that was the beginning of their flywheel and and you know Amazon talked about value but they when they said value a lot of what they meant was and we're going to you know have the very competitive or the lowest price on a lot of these goods and, the the business model of instacart makes it unlikely that that can be their positioning so they have to kind of, find a a valid but alternative definition of value to hang their hat on. Scot: [41:50] Yeah and I thought was interesting they put convenience a lot you know last you may say oh you're reading too much into it but you know I've been in rooms you spend so much time on every word there's a purpose to this order of selection quality value and convenience and and they mentioned this exact phrase like several times so this is a this seems to be an yeah a pretty important phrase in their their world to I just thought that was I want to get your take on you know at some point they may cross this road where they have to pick a lane and it'll be if it ain't going to be the value late you know I don't see a path there but you know maybe they think they can and you know they also talked about selling to the grocer some software so maybe that's kind of like how they're squeaking that in I don't know. Jason: [42:36] Yeah yeah and there's I think we'll talk about this and in our final conclusion but the there's multiple ways you could see this going over time and depending on which path it took like value could mean something different. So what will come back to that. I heard you like dissected all of the the disclose data and put together unit economic model for for instacart. Scot: [43:07] Yeah so it starts at the top so the GTV per order so every order that comes in they get the GTV as $110 and then there here's how they slice the onion so the biggest chunk goes to the grocer for the groceries and they get 83 percent which is $91 so right off the top we're left with $19 but now the grocer they have to go make all their money so instacart is that's what you would basically get I think if you and I went to the grocery store you know maybe they're getting a little bit of a discount but they're they're taking that $91 and they're adding $19 on top of it and this is all X tip there's a there's there is a delivery fee and what not so then the Shopper gets 8.2% or nine dollars in order and that's in that delivery fee and then they get the tips. Jason: [43:58] Clarification on shopper because like in most contact Shopper would mean the consumer that's buying the goods The Shopper in this case is is a instacart gig worker that goes to the store and gets Aggregates the order for the customer. Scot: [44:14] Exactly the gig worker is the Shopper so they get nine dollars and they get 100% of the tip so whenever you you know whenever you what what they don't say some of these gay places in this bothers me because we fell out on this they say the gig worker gets 100% but then they take a transaction fee of 3%, now I can't find they say 100% I can't see any little asterisks that says there's going to skim 3% or something so. [44:44] So to the hopefully they're being super up front and they the gig worker does get 100% of the tips but the tips aren't in the economic the kind of sit over on the side to go to kind of bypass instacart all together and they go straight to the shopper. Who also gets nine dollars from instacart so if you gave a 20 dollar tip the the Shoppers going to get 20 plus 9 or 22, then at this point we are finally at instacart Revenue which is ten dollars and that's into pieces seven dollars is the transaction revenue and three is ads. So almost half their margin you know so 30% I guess yeah. I say half because the line is going so fast it will become half probably by 2024 you know half the. Profit the margin the revenue that they get and probably disproportionate part of margin is from the ad piece which we're going to talk about in detail so that is. That's pretty important to this whole enchilada and until they figure that out this didn't really work I do. [45:48] So they get so 110 dollar order $91 goes the grocer that leaves us with 19 Shopper gets nine we're left with 10 7 of that, is the transaction Revenue three is ADS then their costs come out they have three dollars of cost per order. And this is this is things like you know their entire some allocation of all their website hosting the engineering team developed the app. I don't know if they would put sales and marketing in there and they weren't very specific about what they do and don't put in cogs so that was a question mark. And they're left with seven dollars of gross profit for that order. My bet is marketing is not in there and they kind of take that up later but again the didn't really. Disclose that I saw what all was and not in Cox so basically that 110 boils down to seven dollars a profit from them and if we looked at it you know. I bet that three of that seven is basically from the ads and you know because there's almost no cost to serve an ad and so so I thought that was pretty interesting that like you know around half of the Prophet basically is from the ad system. Jason: [47:00] Yeah I think I think it's for sure interesting and like you know two possibilities there there there, average value of an order is 110 bucks traditional brick-and-mortar grocer is a hundred bucks and so one question like did instacart wasn't totally clear I mean they tried to take credit for having a higher order value but it wasn't clear like do we think. There's something unique about our experience that causes people to spend more or. Is our service just more expensive and so therefore you know if I got the same 60 items from from Walmart it would cost me $100 but if I got it from instacart Cassandra and ten dollars. But if it's the latter and I'm sure the real answer somewhere in between but but if it's the latter then you go you know all of the, The Profit that instacart is potentially taking is kind of from the. The convenient spread where they're you know getting consumers to pay more for the extra convenience of this grocery delivery. Scot: [48:08] So that was the unique nanak's what did you discover from the cohorts. Jason: [48:12] Yeah well I think we both we both noticed that they had a pretty detailed cohort analysis in the s-1 and by cohort analysis what we mean is they. They break down all the revenue they get from every. Group of customers on the first year they acquire those customers and then they track the spending for that group of customers in each, subsequent year and so you have a cohort that you acquired in 2017 you have a cohort you acquired in 2018, so on and so forth through this 20:22 cohort and there's. Other dimensions you could do Court analysis on but this this tenure cohort is most common and loyal listeners of the show will know we've certainly talked about it before no most notably with a guest Professor Dan McCarthy. From Emory University who spends a lot of time. [49:13] Talking about and thinking about cohort analysis so I my first thought when I saw this cohort analysis is I'll bet you Dan McCarthy's really happy right now and is probably. Deep deep into these numbers and he has a phrase that he calls a super annuities which is for the circumstances. The older cohorts get more valuable over time and keep contributing more Revenue to your business which is, you know that if you think about it that's that's the ideal state right you want those kind of six-year-old cohorts to be. [49:51] Growing and be your most valuable and if they're you know significantly tailing off over time then like you know you start to question the core value proposition of the business like maybe customers get fatigued with your business or decide it's not a good value in the long run or something else so um the the big takeaway for me of the cohort analysis is the cohorts grow over time the if you look at like the year one value of this cohort it averages $226 and then it goes up 33 percent in year two to three hundred dollars and then up 16%, to 350 dollars in year three and then another up another 16% to 4:00 in your for and then up 10% $445 in year 5 and up another 8% to 480 dollars in year 6 and so like fundamentally. That is a very good picture of. The value of the cohorts and I'm certain why they chose to include the cohort analysis in there as one because I don't believe there's any. Any filing requirement to do that and certainly lots of companies don't include any cohort cohort analysis but then my kind of secondary take is. [51:12] You know not every year is the same and so some of those cohorts like started before Cove it and then they're their behavior, was slightly impacted by their maturity but also impacted by covet and some of these cohorts started after Cove ID and so one of the things you would look for in that cohort analysis is did these guys just get a big spike from Cova da, when people are afraid to go to grocery stores and you know has that worn off right and that's kind of a comment common narrative out there like I argue. [51:45] It's mostly misunderstood when people give that narrative about digital but it's. It's even more likely that is misunderstood if you have that narrative and grocery because grocery appears like on the surface to be the one category where hey we're at three percent e-commerce penetration before covet and now we're 12% e-commerce penetration and so this, these cohort analysis if if there was a spike that dip back down you would expect to see some of the later cohorts underperforming versus the the precoded cohorts and we don't see that right that like all the cohorts grow and they grow over time the rate of growth slows down over time which is like I think pretty pretty typical and not surprising um so all that was super favorable the one thing and one will have to have Dan on the show but the one thing that I think wasn't in here that you'd really want to understand how valuable the customer bases and and again guys like Dan kind of pioneered this idea of how you value a company based on their customer base. [52:53] And kind of set the price based on on this type of data but I think they would also want to see some churn data and understand. How many people are each in each of these cohorts and whether there's the same people or lots of defectors and new people coming and all those sorts of things and none of that was was disclosed and assess. Scot: [53:22] Yeah you're right the I think they're making the argument that the swamps turn but because they don't disclose it you kind of. You have to trust him and he would he would want that data because you know the whole Begin Again the the bull case here is all right if you got super annuities than spending ad dollars to bring super annuities in this smart right because everyone you bring in the door is going to follow this cohort and start of it you know you and I looking at a table that the says you're one they start at 2:26 and then by year 60 at 500 bucks so they they double over their life cycle in their GTV so over six years so if you know if you can go buy them for a hundred bucks a pop then you would just go and, and spend all that money in it should be we have a super annuity on one side you can spend a lot of money acquiring customers on the other. Jason: [54:15] For sure true what. Scot: [54:17] You turn there's something that they could hide in there. Jason: [54:19] Yeah so you have to worry about that you also side note like a thing that drives CFOs crazy about marketers is you also have to have this argument about correlation and causation right that like if I went out and bought a bunch of customers would they maintain this the same level of performance or with those those. Purchase customers through higher advertising and through greater sales and marketing a activities be less oil less valuable customers by. The answer varies depending on the business. Scot: [54:53] Yeah that's where I this kind of come back to that bifurcation thinks I think would you say 120 million households. Jason: [54:59] Yeah 131. Scot: [55:00] Yeah so there's probably I think it's probably a pretty evenly split between convenience and value so call it 60 and they've got 7.7 so there's actually good I think they've got a 10% share of, what does the actual dress for Market because I don't think they're going to get any of the value or in a consumers because yeah the valuing consumer does not pay for convenience they'll just go to grocery store. Jason: [55:23] Yeah and again in the bottom quartile a lot of people are shopping for for groceries with government assistance and I don't actually think instacart should double-check this but I don't believe instacart has a way to accept Snap payments. Scot: [55:36] Yeah I don't think the government is going to subsidize the food delivered. Jason: [55:39] Well they just you know they do in other great white white guy like you can order groceries online from Walmart and pay with SNAP but I don't think you can with instacart. Scot: [55:49] Yes that's another factor and then at some point yeah I'm sure you'll bring this up but the. The if you're if you're a grocer you know a lot of ours opt out of the sand to themselves and they like we have a Harris Teeter that they don't accept instacart yeah they're not on there and they want to do their own they want to own the customer themselves. Jason: [56:12] Yeah I save that discussion for other but I think that's a super important one. Scot: [56:16] Forget I said that that's a teaser that's it's a teaser was what we call a tease. Jason: [56:19] Excellent teaser yeah because I feel like we've gone to the add segment of the breakdown of is there anything else you wanted to cover before that Scott. Scot: [56:28] No I'm on the edge of my seat to hear what you thought about that specific. Jason: [56:31] Yeah so it turns out instacart sanad Essence and probably shouldn't surprise anyone you know Scott you alluded to the change in CEO the the current CEO for this IPO is fidge Asuma Seema who formerly was VP of advertising at Facebook so they brought in a Facebook. Exact to run this business and shoot I should have looked up what episode he was on but Seth Dallaire was a past guest on this show when he was the chief Revenue officer. For instacart which was right around the time that that fidget joined. [57:19] Instacart so we actually had a discussion about their aspirations to become an advertising business and spoiler alert, it worked at instacart which we're going to break into and that guess set the layer subsequently was hired as the chief Revenue officer at Walmart where he's. Building Walmart connect which is also working so turns out ads are becoming an increasingly important part of the ecosystem for retailers but the basic ad math at instacart is that in 2022 the last full year of data instacart generated 470 million dollars in ads so 470 million on 28 billion in GTV, means that that's about 2.6 percent of the spin. That went to ads it's thirty percent of their revenue today and. [58:20] It's growing at 29 percent so it went up 29% from 2022 to from 21 to 20 22. Um it's grown another twenty four percent in the first months of six months of 2023 so, a lot of the unit economics of their transactions have kind of stabilized and are flat the one thing that's still growing at a very fast double-digit pace, is the ad business and at seven and twenty million dollars it's already reasonably robust and they don't. Ads are not a line item on the income statement that they included like you know and presumably like it's not. You could argue it's not Material against the three billion in in Revenue. But the so we don't we don't really know exactly how profitable, Those ads are but in general we would call these ads or retail media Network and the you know people argue about how profitable these retail media networks are people particularly argue about Amazon's but kind of the middle of the range when people estimate how what how profitable these things are is that they're about 75 percent gross right so in theory they should be near 99% gross margin because like you don't have to make anything to sell an ad. [59:46] You know you do need some technology you need an ad server you need Administration and salespeople you need brand safety people you know there is. Some infrastructure some of which has to scale with the ad business and so the the kind of. Most common estimate that that I see out there is like 75% of that revenue from ad business is profit. So that implies that the ad business contributed seven 555 million to the. To the income statement for 2022. Um and they were only profitable 428 million in 2022 so that the ad business contribute like by that sort of slice the ad business contributed. [1:00:33] You know covered all of their losses and and was essentially all of their their profit. In in 2022 and it's growing faster than anything else so it's very clear that the ad business is a key. Tenant of this instacart model and they in the management can section they it was kind of funny working for a big, advertising agency because they had to spend a fair amount of time like justifying that ads are valuable good thing and that people are spending money on ads so they kind of you know paint paint this picture that consumer packaged Goods companies which are you know most of the goods that instacart cells that. [1:01:20] Cpgs in the u.s. spend about 200 billion dollars a year on advertising and currently about a quarter of that is digital. And so the. The you know a typical cpg spends like about thirty percent of their gross sales on advertising and you know at the moment instacart is collecting about less than three percent of its sales in advertising so I think they're saying like hey. Advertising is super effective it's an important part of our economic model and there's a ton of. Of potential growth for us in this market and that cpgs need us and they amongst their claims about the size of their business, there are 50 500 brands that are advertising on instacart today and those are. At the moment all brands that sell. [1:02:18] Whose Goods get sold on instacart so we call that endemic advertisers right so it's it's Mondelez selling cookies and folks like that a lot of advertising companies. Sell ads to people that aren't necessarily selling through the. The the platform we call those non-endemic advertisers and we I don't think there are any non-endemic advertisers on instacart as of yet. But so at the Top Line like these are these are solid fundamentals for an ad business you like. [1:02:54] From my perspective retail media networks are super important evolution in the space they are very important I actually think for a lot of smaller retailers they get overhyped and that there's a problem with scale with a lot of these but instacart appears to be one of the companies. That has enough scale to build a real. A real business around this there is a unique problem that instacart has with ads that you know I think they've only been partially able to remediate so far who's paying for the ads. [1:03:25] Right so they talked about the brands paying for the ad right it's Procter & Gamble about the ad but there's a lot of stakeholders with budgets at Procter & Gamble, there's Mark Pritchard that buys Super Bowl ads and tries to build the brand and make people love tied but there are also account teams, that are trying to Goose the sales at their account so there's a Walmart account team and a Kroger account team and an Albertsons account team and all of those guys have an ad budget, that they want to use to sell more stuff at Walmart Kroger and Albertsons respectively. And so the big problem you have with instacart is you spend that ad dollar with instacart and you don't actually know. Which retailer it's going to impact. Right and so it's kind of like it has to come out of the top of funnel ad budget but it's bottom of the funnel Performance Marketing, type ads mostly search ads and so not saying that model can't work but it's. [1:04:33] The the guys with budgets that are used to buying ads are used to a slightly different structure so I will say that at the moment instacart causes a lot of consternation because it's a it's an unusual Beast that people don't exactly know how to budget for or how to spend their money on and you know I would assume if instacart wants to grow a lot they have to make that, easier for for the brands to do. Scot: [1:05:00] Yeah so what do you think. They're so this is a relatively good chunk of Revenue where do you think they're getting it from is it online going offline I mean offline going online are they taking it from Google are they taking it from couponing or. Two Brands even do like newspaper inserts are still a thing like I know that back in the day. Jason: [1:05:22] So I know I yeah I think. Brands are pretty pretty rapidly shifting their their dollars to digital vehicles and so two things like there's you know traditional kind of, newspaper magazine advertising that's atrophying and and the brands are replacing that with digital there's a slight misnomer the whole privacy thing and Facebook is a real thing but you know who wasn't buying a huge amounts of Facebook ads are like National cpgs with huge brand recall so so you know those tended to be smaller Brands and longer tail things so it's less like oh. [1:06:05] The these guys are shifting from Facebook it's more they're shifting from old-school marketing and over are television to to these digital vehicles but a big chunk of it is still coming out of these trade budgets right and so there may have been a pool of money that was allocated to spend at Kroger and it used to get spend on newspaper circulars that were like Kroger ads that fell out of the newspaper and that's an increasingly ineffective vehicle or maybe they even got spent on floor decals in the aisle at Kroger right you know like Shopper marketing tactics or trade tactics and so increasingly the retail media networks are getting a chunk of those trade dollars and I do think instacart is getting some of those even though it's trickier to do because you know it's not allocated exactly 21 specific retailer at the moment. Scot: [1:07:07] Yeah the so what did the ad formats I've seen is I always get this one that's like you through some Quaker Oats granola bars in there if you add these six things will give you a five bucks or something I've seen a coupon and I've seen a you know an upsell hey you've previously bought this or you may like this are there those are the three main add units or am I missing something. Jason: [1:07:33] Yeah so I am not going to speak specifically about the variation in ad units but as a general rule like probably I'm assuming the most predominant ads on the platform are search ads right so people search for products like always and you know above all the organic results are a bunch of sponsored ads right and so off very often those don't have a special offer in them they're just premium. [1:08:00] And so a big chunk is probably those those search ads you know then they're there are like Banner type ads that that land either on like the homepage of a particular retailer or on a category page or subcategory page and more often those are likely to have some call-to-action offer in them so they might have a promotion or a discount of some kind and then in the digital space um there's a lot of what we call like top off and impulse ads which are what you were just talking about right and you know one of the big problems we have with digital grocery is when you go shopping at the grocery store your wife sends you to the store with a list of 10 items and you buy all those 10 items but then you walk by the ice cream aisle on your way to the cash wrap and you add ice cream even though you didn't plan to buy ice cream and then when you're standing in the cash wrap, you're sneering at that Snickers bar or that Wrigley gum and you add that to the car and maybe a cold Coke to drink on the way home from the grocery store so a big chunk of a traditional grocer sales are all these unplanned impulse purchases and that. [1:09:16] By default happens a lot less in digital Grocery and so a lot of these ad formats are kind of are, our Industries early efforts to try to reinvent digital impulse and I would I would call it pretty imperfect at the moment. Scot: [1:09:35] Don't you get a nursing inside about gum or something like because self-checkout smelled the gum that serendipity. Jason: [1:09:42] Yeah the the that that cash wrap used to be the most valuable real estate in a grocery store like the most Revenue per square foot was that what we call the cash wrap which is the. The conveyor belt that you stand in line and actually the first thing that killed the cash wrap was not any of this digital shopping or any of these things it was. Facebook and the mobile phone and simply because you now had something else to do when you are standing

*) President Erdogan to visit Russia 'soon', raising hopes over the grain deal Turkish President Recep Tayyip Erdogan will visit Russia's coastal city of Sochi "soon", raising hopes of revival of the Black Sea grain deal. Currently, Türkiye is continuing its efforts to revive the grain deal, and says that there is no alternative to the initiative, seen as crucial to ensuring global food security. Turkish Foreign Minister Hakan Fidan is also expected to visit Russia soon to hold face-to-face talks for resumption of the deal. *) Judge rejects Trump plea for delay, sets March 2024 trial in poll case US District Judge Tanya Chutkan has set a March 4, 2024, trial date for Donald Trump in the federal case in Washington, where the former president is charged with trying to overturn the results of the 2020 election. Trump's attorneys had requested to push back the trial by years, claiming that it is necessary to account for the huge volume of evidence they say they are reviewing and to prepare for what they contend is a novel and unprecedented prosecution. However, the judge rejected their request saying, “The public has a right to a prompt and efficient resolution of this matter”. *) Germany reports over 250 anti-Muslim crimes in first half of this year German police have recorded 258 anti-Muslim crimes in the first half of 2023, according to figures by the parliament. According to the information provided by the ministry, the cases include hate crimes, threatening letters, verbal and physical assaults, vandalism or property damage. More than a dozen mosques were attacked between January and June, and dozens of Muslims were physically assaulted or verbally harassed on the street or in public places. Seventeen people were injured in these attacks. Most of the crimes were committed in the eastern German states, the traditional stronghold of far-right parties, according to the figures. But scores of these hate crimes were also registered in the capital Berlin, and the western cities of Cologne, Frankfurt and Munich. *) Sudan army chief promises 'decisive victory', rejects talks with 'traitors' Sudan's army chief General Abdel Fattah al Burhan has quashed hopes of a negotiated settlement to the protracted conflict, terming his rival general a “traitor” and vowing to crush the paramilitary RSF. Burhan's speech came one day after the head of the RSF expressed openness to talks and a long-term ceasefire. An estimated 4,000 people have died and millions have been driven from their homes since the conflict between the army and the RSF began in April. Burhan has embarked on a tour of bases in army-controlled regions and is expected to travel to Saudi Arabia and Egypt, prompting some to speculate that a deal was imminent. *) From the Moon to the Sun: India announces next space mission India's space agency says it will launch a satellite to survey the Sun, just days after becoming the first nation to land a craft near the Moon's largely unexplored south pole. "The launch of Aditya-L1, the first space-based Indian observatory to study the Sun, is scheduled for September 2," the Indian Space Research Organisation (ISRO) said on Monday on X.

The Crew is back at it again as we present the SojuTalk 250th Episode Special!!! Links ◆Email - sojutalkpodcast@gmail.com ◆Discord - discord.gg/3rb74x4 ◆Patreon - patreon.com/sojutalk

This week two F1 fans and a gamer head back to the theaters on $4 movie day (& Dutch Gran Prix day) to discuss GRAN TURISMO: Based on a True Story (2023). Directed by Neill Blomkamp, written by Jason Hall, and Zach Baylin with a story credit for Alex Tse, the film stars David Harbour, Orlando Bloom, Geri Horner aka Ginger Spice, Dijon Hounsou, and Archie Madekwe as Jann Mardenbororough, the real life gamer-turned-racer who served as his own stunt double for this film! We had a lot of fun and enjoyed this while also calling out some of the formula. Take a ride with us! Dave also talked a bit about Blue Beetle. Find all of our Socials at: https://linktr.ee/theloveofcinema.  
Our phone number is 646-484-9298, it accepts texts or voice messages.  0:00 Intro/Blue Beetle mini review; WGA/Amazon/Drug Store Gripes, 12:47 Movie Discussion; 37:58 Spoilers; 59:30 What You Been Watching? Additional Cast/Crew: Jacques Jouffret, Takehiro Hira, Darren Barnet, Josha Stradowski, Daniel Puig, Maeve Courtier-Lilley, Pepe Barroso, Niall McShea, Nikhil Parmar, Thomas Kretschmann, Akit Kotabe, Saddam Ueda, Wai Wong, Lindsay Pattison, Emilia Hartford, Maximilian Mundt, Sang Hein Lee, Will Buxton Additional Tags: Australia, Formula 1, Lewis Hamilton, Max Verstappen, Pierre Gasly, Fernando Alonso, Daniel Ricciardo, Oscar Piastri, Red Bull, Le Mans, Grand Prix, Writer's Strike, WGA, Queensland, Adelaide, Melbourne, The Philippines, Tokyo, Sony, Playstation, Simulation, Blood Diamond, The Spice Girls, Christian Horner, Downton Abbey, Nissan, Spotify, residuals, classic studio system, Duane Reade, Target, CVS, Bed, Bath, & Beyond, Walgreens, Apple+, Apple TV, Netflix, Amazon Prime, TikTok, Twitch, Stranger Things, Haas, Gunther Steiner, Concord, NC, New Jersey, Upper West Side, West Village, The Notebook, It, The Edge of Seventeen, LensCrafters. 

Next week, we'll release the first episode of Season 3 of Private Equity Deals, this time focusing on deals in the middle market. As an interlude between Season 2 and 3, this week's show is a classic – it's Bain Capital and KKR's take private of Hospital Corporation of America (HCA) in 2006.  The $33 billion club deal was the largest private equity transaction in history at the time and was significantly larger than any deal since KKR's famous run at RJR Nabisco in the late 1980s. The HCA deal showed the private equity industry the scale of what was possible and set the stage for both mega buyouts and public to private deals ever since. My guest is Chris Gordon, a Partner and Co-Head of Private Equity in North America for Bain Capital. Bain Capital today is one of the world's largest private, multi-asset investing firms that oversees over $165 billion in assets. Seventeen years ago, Chris was a younger member of Bain Capital's HCA deal team. HCA is one of the nation's leading healthcare services providers, with over 182 hospitals and 2,300 sites of care in 20 states and the United Kingdom. Its origins date back to 1968 when it was one of the first hospital companies in the United States. Our conversation covers HCA's history, the private equity environment in the mid-2000s, and the impetus for the HCA buyout. We discuss the complexity of navigating a large-scale transaction, conducting due diligence discretely, navigating the financial crisis, and what happened to the company. We turn to HCA's return to the public markets through an IPO in 2011, Bain Capital's eventual exit of the investment, and the implications of the deal on the firm and industry. For full show notes, visit the episode webpage here. Learn More Follow Ted on Twitter at @tseides or LinkedIn Subscribe to the mailing list Access Transcript with Premium Membership

Trump arrested for the fourth time; Seventeen of nineteen co-defendants have surrendered 

Early, ad-free, and with bonus content for our lovely Patrons, Preston and Daniel are joined by Friggin Nerd Mike of Friggin Nerds Media to select the best semester of classes from this list of options on Seventeen dot com. Which of your drafters' schedules would you most like to have for your own semester? https://www.seventeen.com/life/school/advice/g231/ten-coolest-college-classes/ VOTE here: https://forms.gle/JgxbcQUHo9DsNgLN6 Buy Drafted merch! https://drafted-podcast-shop.fourthwa... Support Drafted on Patreon: https://www.patreon.com/draftedpod Join the Drafted Discord: https://discord.gg/cRwUJmQpXq https://linktr.ee/draftedpod

SojuTalk is back at it again as we discuss new releases from Jihyo, STAYC, Everglow, Aespa, tripleS LOVElution, and RIIZE! As always, the Crew keeps you up to date with all the recent Kpop News/Events. And you know we gonna get hype as we declare this week's Spice King and give our State of the Nation!!!  Links ◆Email - sojutalkpodcast@gmail.com ◆Discord - discord.gg/3rb74x4 ◆Patreon - patreon.com/sojutalk Timestamps ◆Intro - 0:00 ◆Big New Releases - 3:00 ◆Big New Releases Part 2 - 37:17 ◆Spice King - 1:09:39 ◆Show Winners - 1:14:00 ◆News - 1:15:42 ◆Afterhours - 

In this episode of Agents Lounge, hosts Nathan Gaylor and Francisco Bermudez Jr. interview Janet Wingrove, a successful real estate broker with Keller Williams Heritage, and Andrea Garza, owner of San Antonio Quick Dry. Janet shares her journey from being a stay-at-home mom to building a thriving real estate business. She discusses the challenges of transitioning from part-time to full-time and the importance of constantly growing her client base.Janet emphasizes the value of building relationships in the real estate industry and shares her strategies for nurturing her database. She highlights the significance of holding events for her customers, such as casino nights and pie giveaways, as a way to connect with her clients and maintain long-term relationships. Janet also talks about the benefits of working in a team-oriented brokerage like Keller Williams Heritage, where she can foster a supportive and motivating environment.Andrea, on the other hand, shares her experience as an entrepreneur in the cleaning business. She explains how she transitioned from running an escape room to starting her cleaning company, focusing on carpet cleaning, air duct cleaning, and tile and grout cleaning. Andrea emphasizes the importance of networking, especially among moms, to grow her clientele.Throughout the episode, Nathan, Francisco, Janet, and Andrea discuss the significance of delivering exceptional service and building trust with clients. They also touch on the challenges they've faced in their respective businesses and the lessons they've learned along the way. Listeners will gain valuable insights into the real estate industry and the importance of building relationships to drive success in any business.Tune in to this episode of Agents Lounge to learn from Janet and Andrea's experiences and discover powerful strategies for building relationships and growing your business in the real estate industry.https://janetwingrove.kw.com/About Janet Wingrove:Janet Wingrove is a highly experienced real estate broker with a career spanning over 17 years. She is currently affiliated with Keller Williams Heritage and is passionate about helping her clients achieve their real estate goals.Janet initially entered the real estate industry in 2007 as a part-time agent while being a stay-at-home mom. As her interest and success in the field grew, she transitioned into full-time real estate and has since built a thriving business. She has worked with various brokerages throughout her career, including Kimberly Howell Properties and Remax, before finding her home at Keller Williams Heritage.With a strong focus on client satisfaction, Janet strives to provide exceptional service to every individual she works with. She believes in building long-term relationships with her clients, starting as their agent and ultimately becoming lifelong friends and advocates for her business. Janet understands the importance of effective communication, negotiation, and attention to detail in helping her clients navigate the real estate process successfully.In addition to her dedication to her clients, Janet also values the power of networking and building connections. She actively engages in her community, attending events, and participating in local organizations. She also leverages her presence at the gym, where she goes early in the morning, as an opportunity to network and generate referrals.Janet's expertise extends beyond traditional real estate transactions. She is also well-versed in real estate investing and encourages her clients to consider real estate as a means of building wealth. By sharing her knowledge and experiences, she helps her clients make informed decisions about their investments.Overall, Janet Wingrove is an experienced, dedicated, and highly respected real estate agent who goes above and beyond to ensure her clients' success. Her commitment to building relationships, providing exceptional service, and empowering clients with knowledge sets her apart in the industry.About The Show Sponsor:The Agents Lounge Podcast is proudly sponsored by Airtegrity Comfort Solutions, your trusted HVAC experts in San Antonio, TX. With a commitment to exceptional service and top-notch comfort, Airtegrity is dedicated to keeping your home or business cool in the scorching Texas heat.Visit their website at https://airtegritycs.com to discover the range of services they offer. From professional air conditioning installations to reliable repairs and maintenance, Airtegrity has you covered. Their team of skilled technicians is equipped with the knowledge and expertise to handle all your HVAC needs efficiently and effectively.Whether you're looking for a new system installation, need repairs, or want to schedule routine maintenance to ensure your HVAC system is running smoothly, Airtegrity Comfort Solutions is just a phone call away. Reach out to them at 210-446-0105, and their friendly staff will be ready to assist you.Experience the comfort and peace of mind that comes with Airtegrity's exceptional HVAC solutions. Trust their reliable service and enjoy the benefits of a well-functioning heating and cooling system. Visit their website or call them today to schedule your next HVAC service. Airtegrity Comfort Solutions, your go-to HVAC experts in San Antonio, TX.Agents Lounge Podcasthttps://businessinnovatorsradio.com/turbopassusa-podcast/Source: https://businessinnovatorsradio.com/lessons-from-seventeen-years-in-real-estate-janet-wingroves-insights-for-aspiring-agents

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BTS, Black Pink, Psy, Seventeen, Big-bang, ces groupes de K-Pop mondialement connus ont envahi depuis de nombreuses années les magasins de disques, ont empilé les vues sur YouTube et généré des revenus colossaux pour leur pays : la Corée du Sud. Ces différents groupes sont les locomotives d'une industrie dont l'influence est culturelle car ils sont écoutés de Riyad à Mexico en passant par Londres, Bangkok ou Dakar. Les stars, surnommées des « idoles » font rêver des jeunes et de moins jeunes du monde entier, qui caressent le rêve de devenir à leur tour les porte-étendards de la K-Pop de demain. Mais, ce genre musical qui s'étend du rap à la pop est aussi caractérisé par la proéminence d'un marketing à toute épreuve et la fidélité des fans.  Plongée dans une industrie aux contours uniques, dont l'influence ne cesse de grandir et représente un atout phare pour un petit pays de 52 millions d'habitants. « K-Pop, la fabrique d'un phénomène », un Grand reportage de Nicolas Rocca.(Rediffusion)

SojuTalk is back at it again as we discuss new releases from V, Yuri, and Eric Nam! As always, the Crew keeps you up to date with all the recent Kpop News/Events. And you know we gonna get hype as we declare this week's Spice King and give our State of the Nation!!!  Links ◆Email - sojutalkpodcast@gmail.com ◆Discord - discord.gg/3rb74x4 ◆Patreon - patreon.com/sojutalk Timestamps ◆Intro - 0:00 ◆Big New Releases - 1:49 ◆Spice King - 35:15 ◆Show Winners - 41:07 ◆News - 43:08 ◆Afterhours - 1:02:48

This month on The Marjorie Radio Show, Makani takes her curse and makes magic out of it. www.minervasweeneywren.com, @megmccauleyink patreon.com/sweeneywren or @minervasweeneywren on Venmo. Thank you for joining us, friend. You are welcome in this whimsical universe. Minerva Sweeney Wren/Meg McCauley has other podcasts and stories for you to enjoy. Meet Maude, the Magic Unusual from 1921, who stumbles into a world of supernatural gangsters, true friends, and plague mask thingies in MCGILLICUDDY AND MURDER'S PAWN SHOP. Darren Curtis wrote the intro music. Please thank him! See you on the next 13th!

I'm back with my close personal friend Bjrend to discuss kpop group Seventeen's youtube series, Going Seventeen. We also take some time out of our day to talk about one of their albums, as I've learned they also make music. Before you ask - we did book them in a royal rumble type situation. Thank you for your continued support. Slap City picks: "Fighting ft. Lee Young Ji" by BSS, "Snap Shoot" by Seventeen. Listen to our playlist here Join us in 2 weeks when we'll discuss our next pick, Boygenius's The Record!

Join host Lindsay Crosby on an enlightening episode of "Locked On MLB Prospects," as he takes a deep dive into the world of promising prospects and the structural intricacies of the MLB Draft. With expert insight and a passion for unearthing talent, Lindsay presents a captivating exploration that promises to keep you engaged from start to finish. In the first segment, Lindsay unravels the mystery behind Padres catcher Ethan Salas' advanced skill set at the tender age of 17. Delve into the discussion surrounding Salas' remarkable polish and poise, and how he manages to stand out on the diamond despite his youth. Shifting gears, Lindsay guides listeners through the landscape of the 1st round of the MLB Draft, revealing where these talented players have been assigned in the minor leagues. As the episode unfolds, he tackles the structural challenges associated with the July timing of the draft, shedding light on the issues that hinder pitchers from gaining meaningful playing time in the minors during their draft year. Whether you're an avid baseball fan eager to unearth the secrets of prodigious prospects or a curious mind intrigued by the complexities of the MLB Draft, this episode offers expert analysis, insightful discussions, and a deep dive into the nuances of player development and draft timing. Tune in to "Locked On MLB Prospects" and be part of the dynamic conversation that unveils the extraordinary talents and challenges shaping the future of Major League Baseball. Join Subtext to chat with us! https://joinsubtext.com/lockedonmlbprospects Follow along with LockedOn MLB Prospects host Lindsay Crosby as we follow 120+ affiliated teams throughout the 2023 season! From prospect call-ups to impactful trades to the ever evolving battle for minor league living and working conditions, Lindsay is covering it all on five days a week. Available exclusively on the Locked On Podcast Network. Follow the show on twitter @LockedOnFarm and email your Mailbag Monday questions to LockedOnMLBProspects@gmail.com Follow Lindsay for up to the minute details on all things Minor League Baseball: On Twitter: https://twitter.com/CrosbyBaseball Support Us By Supporting Our Sponsors! BetterHelp This episode is sponsored by BetterHelp. BetterHelp connects you with a licensed therapist who can take you on that journey of self-discovery from wherever you are. Visit BetterHelp.com/lockedonmlb today to get 10% off your first month. birddogs Go to birddogs.com/LOCKEDONMLB or enter promo code LOCKEDONMLB for a free white tech hat with any order. You won't want to take your birddogs off we promise you. eBay Motors For parts that fit, head to eBay Motors and look for the green check. Stay in the game with eBay Guaranteed Fit. eBay Motors dot com. Let's ride. eBay Guaranteed Fit only available to US customers. Eligible items only. Exclusions apply. Gametime Download the Gametime app, create an account, and use code LOCKEDONMLB for $20 off your first purchase. FanDuel Make Every Moment More. Right now, when you bet on a Super Bowl Winner, you can GET BONUS BETS EVERY TIME THEY WIN IN THE REGULAR SEASON! FanDuel.com/LOCKEDON. Sleeper Download the Sleeper app and use promo code LOCKEDON and you'll get up to a $100 match on your first deposit. Terms and conditions apply. See Sleeper's Terms of Use for details. Currently operational in over 30 states. Check out Sleeper today! FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices

We might be down a beautiful baby boy, but that won't stop us from talking more Pikmin 4. Plus we chat selling off our collection, babies, and apparently a joke segment! Hosted by Perry Burkum (@PBurkum), Casey Gibson (@case_jets), Alex Culafi (@culafia) Baby: (0:00:25) Sellin: (0:02:50) Pikmin 4: (0:22:06) Discord Discuss: (0:47:26) Outie: (0:50:00) Thank you for listening! We can tell that you are a good-looking person. Peep the discord: https://discord.gg/XPByvgvByQ Please write in to the show at TNPmailbag@gmail.com Tweet us @TalkNintendoPod and Instagram us at talknintendopodcast Please consider supporting us on Patreon! For just $1 you can get access to tons of exclusive content! Check us out at www.patreon.com/nwr

Denà Brummer talks farming, gardening and building a life around food in this episode of Hobby Farms Presents: Growing Good. Hear about Denà's journey from reading the recipes in Seventeen magazine to throwing epic house parties that were all about the food to studying culinary arts and growing her own food. And now she teaches others about these things! Hear about her new On The Grow business, centered around educating folks about health, lifestyles and habits related to food, picking up where home economics and gardening classes left off.  Learn about the Garden of Hope community garden, which Denà manages for the City of Hope cancer center. She talks about the Garden of Hope community education programs,  kid-powered farmers market, Produce for Patients food distribution and the upcoming Farmacy work-trade program. Denà tells us about the Multinational Exchange for Sustainable Agriculture nonprofit and its pay-what-you-can networking, international education and fellowship programs. She acts as an Agroecology Fellows Mentor, “breathing life into people's dreams,” as she explains it.  Denà shares her personal philosophy behind producing and sharing food, no matter the scale. Hear also about her teaching in the Fundamentals of Food Communication class at the University of Southern California's Annenburg School of Communication and Journalism. At the end, Denà shares her favorite food to cook for others.  Denà Brummer's website Denà Brummer on Instagram

A sure sign that the college football season is upon us: The USA Today Coaches poll is out. The question for today: How accurate will it be? Well, last year it wasn't accurate at all. Seventeen teams that were in the 2022 preseason poll were not in the post-season poll. And many of the preseason picks went on to have losing seasons.

PTOUnlimited Podcast Episode #348 "TENNNNN... Seventeen." This episode's topics: Sleep Divorce, Call of Duty MWIII, Twitch Streamer Arrested, Playing/Watching, Nerd News, and more! This week's PTO Movie Club: Mission: Impossible Dead Reckoning Part 1 ***NEW PTO MERCH!*** https://the-pto-crew.creator-spring.com Thank you to all who have supported the podcast/streams! We really appreciate it! Join our Discord: https://discord.gg/nAPZWde7Xm Social Media: https://linktr.ee/ptounlimited_podcast YouTube: https://www.youtube.com/ptounlimitedpodcast Follow our podcast and see how we can argue, reminisce, and chat about interesting topics! Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/moire/space-ranger License code: IFNBKHJ9C6COBEIZ

Natalie and David brag about their sex life with Monica in "The One with Rachel's Inadvertent Kiss" and brag about their sex life with Barney in "Of Course."See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this interview with multiple NY Best Selling author, Christy Whitman, we define what it means to be living your best life, and how to achieve your desires and she shares a secret on that sums up all of life towards the end of this episode.Christy is a guest we wanted to have back on the podcast as she brought a wealth of knowledge that led to such quantum leaps in people's lives. If you want to catch the last time we had Christy on the show, CLICK HERE.You will learn how to create fulfillment in your life, lead and understand the power of choice when you experience a situation or circumstance in your life that brings up lower vibes.And if you enjoy the episode, make sure to do these three things:Join our FREE FB Group for episode releases, mindset hacks from Dr. Vic, and Dr. Vic's takeaways from interviews. Write a reviewMake sure to subscribe to the podcast.Who is Christy Whitman?Christy Whitman is a 2X New York Times bestselling author, transformational leader, and author of the forthcoming book The Art of Having It All. She has appeared on Coast To Coast with George Noory, The Today Show, and The Morning Show, and her work has been featured in People Magazine, Seventeen, Woman's Day, Hollywood Life, and Teen Vogue, among others. As the CEO and founder of the Quantum Success Coaching Academy, a 12-month Law of Attraction coaching certification program. Christy has helped thousands of people worldwide to achieve their goals through her empowerment seminars, speeches, and coaching sessions, and products. Christy's life-changing message reaches over 125,000 people a month, and her work has been promoted by and featured with esteemed authors and luminaries such as Marianne Williamson, Dr. Wayne Dyer, Marci Shimoff, Brian Tracy, Neale Donald Walsch, Abraham-Hicks, and Louise Hay. She currently lives in Montreal with her husband, Frederic, and their two boys, Alexander and Maxim. Connect with Christy:Website: www.ChristyWhitman.com Web#2: www.TheArtofHavingItAll.comGrab a Copy of New Book: https://thedesirefactor.com/Get Social with Christy: FB: https://www.facebook.com/christywhitmaninternationalIG: https://www.instagram.com/christywhitman1/YouTube: https://www.youtube.com/user/ChristyWhitmanVideosLinkedIN: https://www.linkedin.com/in/christywhitman1/ Hosted on Acast. See acast.com/privacy for more information.

Brew Crime is back with the series Murdered In Prison. This week JT talks of the Murder of Jeffrey Dahmer in Prison. SourcesGoldfarb, K. (2023, June 7). Jeffrey Dahmer was the world's most famous cannibal - and he paid for it with his life. All That's Interesting. https://allthatsinteresting.com/christopher-scarver-jeffrey-dahmer-deathHardiman, J. (2022, September 28). Man who killed Jeffrey Dahmer explains why he did it. LADbible. https://www.ladbible.com/news/jeffrey-dahmer-killer-christopher-scarver-20220928 Harrison, E. (2022, October 19). How did Jeffrey Dahmer die and who is his killer Christopher Scarver?. The Independent. https://www.independent.co.uk/arts-entertainment/tv/news/who-killed-jeffrey-dahmer-christopher-scarver-b2206417.htmlKaiser, E. (n.d.). Jeffrey Dahmer's murderer explains why he killed the “milwaukee cannibal.” Investigation Discovery. https://www.investigationdiscovery.com/crimefeed/serial-killer/jeffrey-dahmers-murderer-explains-why-he-killed-the-milwaukee-cannibalKnight, L. (2023, June 27). Who is Christopher Scarver and how did Jeffrey Dahmer Die?. How did Jeffrey Dahmer die and who is his killer Christopher Scarver? | Radio Times. https://www.radiotimes.com/tv/drama/christopher-scarver-jeffrey-dahmer-die-netflix-explained/Olson, S. (2022, October 3). Why did Christopher Scarver kill Jeffrey Dahmer?. Seventeen. https://www.seventeen.com/celebrity/movies-tv/a41502664/christopher-scarver-jeffrey-dahmer-monster/Schram, J. (2022, September 26). Why I killed Jeffrey Dahmer. New York Post. https://nypost.com/2015/04/28/meet-the-prisoner-who-murdered-killer-cannibal-jeffrey-dahmer/Stingl, J. (2022, September 29). Christopher Scarver, who killed Jeffrey Dahmer in prison, said in 2015 that he did it because Dahmer taunted inmates with food. Journal Sentinel. https://www.jsonline.com/story/news/2022/09/28/jeffrey-dahmer-killer-christopher-scarver-said-dahmer-taunted-inmates-food-body-parts/10449375002/ Wikimedia Foundation. (2023, July 10). Christopher Scarver.Wikipedia. https://en.wikipedia.org/wiki/Christopher_ScarverPromo – Forgotten Darkness PodcastBrew CrimeWebsite, Twitter, Instagram, Facebook, Facebook Group, Youtube, patreonThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3268019/advertisement

SojuTalk is back at it again as we discuss new releases from Somi, Eunbi, and the BBGIRLS! As always, the Crew keeps you up to date with all the recent Kpop News/Events. And you know we gonna get hype as we declare this week's Spice King and give our State of the Nation!!!  Links ◆Email - sojutalkpodcast@gmail.com ◆Discord - discord.gg/3rb74x4 ◆Patreon - patreon.com/sojutalk SojuTalk vs AI Round 2 Images ◆ https://imgur.com/gallery/1D2yDva Timestamps ◆Intro - 0:00 ◆Big New Releases - 1:38 ◆Spice King - 34:12 ◆Show Winners - 38:51 ◆News - 41:09 ◆Afterhours - 1:03:55

Charlotte - What is your identity going to be?    App - Can they be better on third down offensively? Only converted on 38% of third downs last season    Wake - Depth a WR … A.T. Perry is in the NFL, redshirt junior Donovan Green out 3-5 months according to Mike Barber of the Richmond-Times Dispatch; not good for new starter at QB Mitch Griffis   ECU - Can you replicate the ball security you had last season? Only 5 INTs thrown all season in 2022 … only 2 fumbles lost! Only 7 turnovers in 13 games. That’s incredible. But a new QB, looks like Mason Garcia is the guy. Keaton Mitchell is gone, but a healthy Rahjai Harris hopefully this year … can you take care of the football like you did last year   NC State - Depth a LB … Drake Thomas and Isaiah Moore are in the NFL, Payton WIlson is back, but he’s dealt with injuries much of his career, even dating back to high school … Jaylon Scott has been around, but who fills those spots?    Duke - Can you win on the road? 9-4 overall, just 3-3 on the road … 35-27 loss at Kansas, 23-20 loss at GA Tech, 28-26 loss at Pitt … lone home loss at 38-35 to UNC   UNC - Can their defensive front generate enough pressure on a consistent basis? The Tar Heels only had 17 sacks last season. SEVENTEEN!!! Also, only 9 INTs, and 5 FRs all year … splash plays, just 31 total in 14 games, so that’s barely two per game

Fionna and Cake will soon be upon us! Also It's Always Sunny in Philadelphia! Any other shows we should talk about besides this episode? Anyone? You can support the podcast by kicking us $.99 a month at https://anchor.fm/adventureguyspodcast Check out Eric's Patreon page to hear more music! http://www.patreon.com/ericdaino Follow us! www.instagram.com/adventureguyspodcast/ www.facebook.com/AdventureGuysPodcast twitter.com/AdventureGuysNY And email us at didyouseethemail@gmail.com.  We'd love to hear from you. :) --- Support this podcast: https://podcasters.spotify.com/pod/show/adventureguyspodcast/support

The Mercury Theatre on the Air | Seventeen | Broadcast date: Sunday, October 16, 1938Adapted from the novel by Booth TarkingtonCast: Orson Welles (William Sylvanus Baxter), Betty Garde (Mrs. Baxter), Ray Collins (Mr. Parcher), Mary Wickes (Mrs. Parcher), Joseph Cotten (Genesis), Ruth Ford (Lola Pratt, the Baby Talk Girl), Marilyn Erskine (Jane), Elliott Reid (Cousin George), Pattee Chapmen (Rannie), Morgan Farley (Joe Bullitt): : : : :My other podcast channels include: MYSTERY x SUSPENSE -- DRAMA X THEATER -- SCI FI x HORROR -- COMEDY x FUNNY HA HA -- VARIETY X ARMED FORCES.Subscribing is free and you'll receive new post notifications. Also, if you have a moment, please give a 4-5 star rating and/or write a 1-2 sentence positive review on your preferred service -- that would help me a lot.Thank you for your support.https://otr.duane.media | Instagram @duane.otr

Season 6 - Episode 17 Namaste, paranormal enthusiasts! In this episode, we're embarking on a spiritual rollercoaster filled with spectral wonders, mystical creatures and... Wi-Fi?First things first, I'm proud to say that our Linda has discovered her hidden handywoman talents. She's been wielding her new tools with finesse and has even managed to get her freezer in shipshape, all thanks to the power of YouTube! Let's all give a round of applause for Linda, showing us you don't need a man to master a power drill.Unexpectedly, my phone's voicemail has turned into a hotline for the supernaturally curious. I've received a few hair-raising messages, with some people claiming to know more about my personal life than they should. There was even a mention of an advertisement in a local newspaper. Intriguing, isn't it?In the realm of mythical creatures, we're delving into the chilling tale of the Chupacabra, as told by the Daily Mail. A bloodsucking, wolf-like animal with red eyes, rumoured to drain the life out of cows, alpacas, and even chickens. First sighted in the 1990s in Puerto Rico, this creature's existence remains a mystery.Our guest, Adam Cairns, adds to the chills with his unnerving account of a haunted venue. Picture a child's laughter echoing through an empty space, and a bottle of beer sliding across the bar on its own. Quite the spectral gathering, wouldn't you say?The 'Problem Page' this week features the advice of show-off medium, Gordon Smith. He's got all kinds of solutions for afterlife quandaries, from immersing jewellery in water to lighting candles and reciting incantations. And yes, we do have a good chuckle at his dramatic antics.My Erskine Court flat welcomes its first house viewer, young Eric. A gamer with a single-minded focus on Wi-Fi bandwidth, Eric gives Ruth and me a run for our money. Speaking of Ruth, she stirs up her usual spectral storm, making the house viewing more of a ghost tour.Finally, an intriguing email from Peter Beswick takes us to a house haunted by four ghosts: Billy, Paddy, Albert and Mrs. Lawrence. His daughter DJ is their medium, but she's reluctant to share her experiences on the show. Nevertheless, these spectres have earned their place as number 2 on our ghost story leaderboard! See patreon for more (7-day free trial) Remember, keep exploring the unknown and stay spooky!Clint.xSpecial thanks to:Kathrine BoyleAdam Cairns from the Laughter House,LiverpoolSally Anne HaywoodEric RushtonPeter Beswick and his daughter DJ• Podcast producer is Laurie Peters from Peters-Fox.• Outro music was composed by David Brinkworth, with vocals by GLOWE.Email your spooky stories to clinton@clintonbaptiste.comAlso, check out our Ko-fi page at https://ko-fi.com/clintonbaptiste/shop----------------Fading now.....my Patreons....fading now--------------www.clintonbaptiste.com Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

Full Text of ReadingsMemorial of Saint Ignatius of Loyola, Priest Lectionary: 401The Saint of the day is Saint Ignatius of LoyolaSaint Ignatius of Loyola's Story The founder of the Jesuits was on his way to military fame and fortune when a cannon ball shattered his leg. Because there were no books of romance on hand during his convalescence, Ignatius whiled away the time reading a life of Christ and lives of the saints. His conscience was deeply touched, and a long, painful turning to Christ began. Having seen the Mother of God in a vision, he made a pilgrimage to her shrine at Montserrat near Barcelona. He remained for almost a year at nearby Manresa, sometimes with the Dominicans, sometimes in a pauper's hospice, often in a cave in the hills praying. After a period of great peace of mind, he went through a harrowing trial of scruples. There was no comfort in anything—prayer, fasting, sacraments, penance. At length, his peace of mind returned. It was during this year of conversion that Ignatius began to write down material that later became his greatest work, the Spiritual Exercises. He finally achieved his purpose of going to the Holy Land, but could not remain, as he planned, because of the hostility of the Turks. Ignatius spent the next 11 years in various European universities, studying with great difficulty, beginning almost as a child. Like many others, his orthodoxy was questioned; Ignatius was twice jailed for brief periods. In 1534, at the age of 43, he and six others—one of whom was Saint Francis Xavier—vowed to live in poverty and chastity and to go to the Holy Land. If this became impossible, they vowed to offer themselves to the apostolic service of the pope. The latter became the only choice. Four years later Ignatius made the association permanent. The new Society of Jesus was approved by Pope Paul III, and Ignatius was elected to serve as the first general. When companions were sent on various missions by the pope, Ignatius remained in Rome, consolidating the new venture, but still finding time to found homes for orphans, catechumens, and penitents. He founded the Roman College, intended to be the model of all other colleges of the Society. Ignatius was a true mystic. He centered his spiritual life on the essential foundations of Christianity—the Trinity, Christ, the Eucharist. His spirituality is expressed in the Jesuit motto, Ad majorem Dei gloriam—“for the greater glory of God.” In his concept, obedience was to be the prominent virtue, to assure the effectiveness and mobility of his men. All activity was to be guided by a true love of the Church and unconditional obedience to the Holy Father, for which reason all professed members took a fourth vow to go wherever the pope should send them for the salvation of souls. Reflection Luther nailed his theses to the church door at Wittenberg in 1517. Seventeen years later, Ignatius of Loyola founded the Society that was to play so prominent a part in the Catholic Reformation. He was an implacable foe of Protestantism. Yet the seeds of ecumenism may be found in his words: “Great care must be taken to show forth orthodox truth in such a way that if any heretics happen to be present they may have an example of charity and Christian moderation. No hard words should be used nor any sort of contempt for their errors be shown.” One of the greatest ecumenists was the 20th-century German Jesuit, Cardinal Augustin Bea. Saint Ignatius of Loyola is the Patron Saint of: Retreats Love the saints? Check out these seven titles on Catholic saints! Saint of the Day, Copyright Franciscan Media

SojuTalk is back at it again as we discuss new releases from ITZY and INFINITE! As always, the Crew keeps you up to date with all the recent Kpop News/Events. And you know we gonna get hype as we declare this week's Spice King and give our State of the Nation!!!  Links ◆Email - sojutalkpodcast@gmail.com ◆Discord - discord.gg/3rb74x4 ◆Patreon - patreon.com/sojutalk Timestamps ◆Intro - 0:00 ◆Big New Releases - 1:01 ◆Spice King - 26:34 ◆Show Winners - 30:58 ◆News - 32:23 ◆Afterhours - 54:55

Everyone knows that being a fan of something means you and the artist are constantly locked an eternal blood feud. This is the healthy way to enjoy media. Anyway, today we're talking about Doja Cat's Planet Her! Regardless of all that other stuff, you have to kind of agree that four times in one day is a lot right? Slap City picks: "Shy Boy" by Carly Rae Jepsen, "Frontin' (Feat. Jay-Z)" by Pharrell Williams. Listen to our playlist here Join us in 2 weeks when we'll discuss our next pick, Seventeen's Face the Sun!

All year, I've shared experts on this podcast who have helped us understand our personality better – so we can infuse it into our content… AND “do marketing” that feels easier, better, simpler, “good-er” for us! One of the most impactful personality tests I ever took was in my 30s… (Long after those Seventeen magazine ones asking, “What does your lip gloss color say about your soul”

Recounting the Anthrax Attacks: Terror, the Amerithrax Task Force, and the Evolution of Forensics in the FBI It was September 18, 2001, just seven days after al-Qaeda hijackers destroyed the Twin Towers. In the early morning darkness, a lone figure dropped several letters into a mailbox. Seventeen days later a Florida journalist died of inhalational anthrax. The death from the rare disease made world news. These anthrax attacks marked the first time a sophisticated biological weapon was released in the United States. It killed five people, disfigured at least 18 more, and launched the largest investigation in the FBI's history.Recounting the Anthrax Attacks explores the origins of the innovative forensics used in this case, while also explaining their historical context. R. Scott Decker's team pursued its first suspect with dogged determination before realizing that the evidence did not add up. With renewed energy, they turned to non-traditional forensics—scientific initiatives never before applied to an investigation—as they continued to hunt for clues. These advances formed the new science of microbial forensics, a novel discipline that produced critical leads when traditional methods failed. The new technologies helped identify a second suspect—one who possessed the knowledge and skills to unleash a living weapon of mass destruction.Decker provides the first inside look at how the investigation was conducted, highlighting dramatic turning points as the case progressed until its final solution. Join FBI agents as they race against terror and the ultimate insider threat—a decorated government scientist releasing powders of deadly anthrax. Walk in the steps of these dedicated officers while they pursue numerous forensic leads before more letters can be sent until finally they confront a psychotic killer.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/1198501/advertisement