Podcasts about smartasset

Are you leaving money on the table? For families weighing their options when choosing a financial advisor, Vanguard's Advisor Alpha study has long been the go-to guide—and now, fresh research from SmartAsset echoes the sentiment that the right advisor could boost your net returns by over 2% annually. In this episode, Tyler Emrick, CFA®, CFP®, reveals why many advisors miss that extra edge and how True Wealth Design's holistic approach—integrating smart investments, proactive tax strategies, and comprehensive financial planning—ensures you capture every opportunity. Here's some of what we discuss in this episode: New study puts annual financial advisor value premium at more than 2%. The idea that your advisor should be both offensive and defensive in their approach to planning. What differentiates ourselves when someone decides to get serious about managing some aspect of their financial life. The four areas that most families come to us for help. What happens when someone reaches out to us and how does the process begin?   Need help making sure your investments and retirement plan are on track? Click to schedule a free 15-minute call with one of True Wealth's CFP® Professionals. http://bit.ly/calltruewealth

In this episode, Jordan interviews Brandon Galici who shares his unique approach to using Smart Asset for lead generation, focusing on clients with assets under $100,000 to maximize potential opportunities. He discusses his systematic follow-up strategy, which includes a seven-day email sequence and automated marketing campaigns, creating multiple touchpoints with potential clients before personal contact. Through a detailed case study, Brandon demonstrates how this approach helped transform a client's initial investment inquiry into a comprehensive financial planning relationship, addressing deeper financial needs beyond the presenting problem.

Alex Bolan, Director of Sales and Marketing at DigitalThinker, brings his expertise in enterprise asset management solutions to this insightful episode.  Digital Thinker specializes in helping manufacturing and asset-intensive industries achieve operational excellence through Hexagon's Enterprise Asset Management system. In this conversation, Alex shares how their solution transforms workplace confidence by eliminating uncertainty and enabling teams to thrive. He discusses their approach to customer acquisition and the importance of their website for digital presence and lead generation.  The episode provides valuable insights into how modern technology can revolutionize industrial operations while maintaining safety and reliability standards.  

On this week's episode of Making Cents of Money, our hosts discuss the cost of living and how many factors influence our everyday expenses—from housing and groceries, to utilities and transportation. Cost of Living Calculators - Bankrate: https://www.bankrate.com/real-estate/cost-of-living-calculator/ - Forbes: https://www.forbes.com/advisor/mortgages/real-estate/cost-of-living-calculator/ - NerdWallet: https://www.nerdwallet.com/cost-of-living-calculator - Numbeo: https://www.numbeo.com/cost-of-living/comparison.jsp - SmartAsset: https://smartasset.com/mortgage/cost-of-living-calculator Other sources for considering cost of living - FAQ: Is the Consumer Price Index (CPI) a cost-of-living index? (U.S. Department of Labor): https://webapps.dol.gov/dolfaq/go-dol-faq.asp?faqid=93&topicid=6&subtopicid=116 - Consumer Price Index, Midwest Region – August 2024 (U.S. Bureau of Labor Statistics): https://www.bls.gov/regions/mountain-plains/news-release/consumerpriceindex_midwest.htm - Post-Secondary Employment Outcomes Explorer (U.S. Census): https://lehd.ces.census.gov/applications/pseo/?type=earnings&compare=postgrad&specificity=2&state=08&institution=08°reelevel=05&gradcohort=0000-3&filter=50&program=52,45 - Recorded Webinar – Inflation: When Prices Rise: https://youtu.be/JeGD22v19xI?feature=shared Budgeting resources - Budgeting: How to create a budget and stick with it (CFPB): https://www.consumerfinance.gov/about-us/blog/budgeting-how-to-create-a-budget-and-stick-with-it/ - SMMC's Budgeting Web Page: https://www.studentmoney.uillinois.edu/learn/budgeting Other relevant podcast episodes: - Budgeting (ep. 20) - https://blogs.uofi.uillinois.edu/view/7550/804394514 - Wealth Building as a Balancing Act (ep. 55) - https://blogs.uofi.uillinois.edu/view/7550/1517205319 - Investing to Reach Financial Goals (ep. 57)- https://blogs.uofi.uillinois.edu/view/7550/1002945600 - Conscious Consumerism (ep. 59) - https://blogs.uofi.uillinois.edu/view/7550/1273369699 - Understanding Your Paycheck (ep. 69) - https://blogs.uofi.uillinois.edu/view/7550/1213480115

It's official, we moved to Chattanooga, Tennessee where my wife's family is from.  Considering this big move and the fact that I've spoken with hundreds of retirees who relocated during retirement, I thought this would be a timely topic!   I'll unpack some of the main reasons I see people relocating during retirement including; the weather lower cost of living lower taxes healthcare family politics.  The reasons I hear are good ones, but make sure you find a tight-knit community.  Every study I read on this topic points to a close social community being vital to maintaining health and happiness during your golden years.   I will also encourage listeners to be open to the possibility of change and to prioritize their physical, mental, and financial health in retirement.  Nothing has to be “set in stone” in terms of where you move initially.  You can always “try it out” and decide on the long-term plan after a year or two.   Takeaways Relocating in retirement can offer opportunities for a change in lifestyle and a lower cost of living. Factors to consider when deciding to relocate include the weather, lower taxes, healthcare options, proximity to family, and political climate. It's important to build a sense of community and find like-minded peers in the chosen location. Relocating doesn't have to be permanent, and it's okay to try out different areas before making a final decision. Prioritize your physical, mental, and financial health in retirement. Links Social Media: Facebook  LinkedIn  Instagram Referenced in Episode: AARP Article – Reasons to relocate Smart Asset article – Best states to retire for taxes Are you interested in working with me 1 on 1?  Fill out our Retirement Readiness Survey

(AURN News) - A comprehensive new study has revealed the escalating financial pressures facing American families as the cost of living continues to rise across the United States. The analysis, conducted by financial technology company SmartAsset using data from MIT's Living Wage Calculator, offers surprising news regarding the income required to meet basic needs in various states. Massachusetts emerged as the most financially demanding state for working parents. Single parents there need an annual income of more than $109,000 with one child and more than $140,000 with two children to cover basic expenses. This high cost is primarily attributed to childcare expenses. The study also found that stay-at-home parents in Massachusetts could save more than $75,000 annually on childcare costs for three children. The research also sheds light on the financial requirements in states with high Black populations. In Texas, a single adult without children needs $43,508 annually to meet basic needs. This figure jumps to $73,609 for those with one child and $90,695 for those with two children. There are similar trends in Georgia and Florida, with costs slightly higher in both states. Data from Pew Research shows that in Black U.S. households in 2022, 49% earned less than $50,000, and 51% made $50,000 or more. Only a third of Black households make $75,000 or more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Smart Asset has a new study out detailing where retirees live on the most income in the US and the results are surprising! Scott breaks down the details into what you need to know in this week's Fastest Four.

A new study done by SmartAsset, found that Massachusetts is the most expensive state to live comfortably in. Maintaining a comfortable lifestyle follows the 50/30/20 budget rule, meaning 50 percent of your income goes towards basic needs like food and housing, 30 percent towards wants, and 20 percent towards savings. What is the amount of money a single working adult needs to make to live comfortably in MA? How about a family of four? Dan went over the findings.Ask Alexa to play WBZ NewsRadio on #iHeartRadio

Episode 577: Sam Parr ( https://twitter.com/theSamParr ) and Shaan Puri ( https://twitter.com/ShaanVP ) talk about mysterious billionaire Thomas Tull.  Want to see Sam and Shaan's smiling faces? Head to the MFM YouTube Channel and subscribe - http://tinyurl.com/5n7ftsy5 — Show Notes: (0:00) Blue Collar Billy of The Week: Thomas Tull (2:29) Moneyball strategy for movies (5:20) Formula for box office hits: Bigger is better (7:25) International appeal (specifically China) (8:22) Data analytics for movie marketing (13:15) Flywheels at the highest level (24:31) Moneyball for X (26:42) Business lessons from the UFC (31:03) We give Zuck PR advice (33:02) What Dana White taught me about marketing (34:06) Level 1: Sell a product (34:46) Level 2: Sell a solution not a product (35:20) Level 3: Sell a Lifestyle (36:55) Level 4: Sell a feeling (39:18) Level 5: Identity in a box (46:49) Why Sam's new project will fail (52:38) Shaan workshops Sam's idea — Links: • The Information article - https://tinyurl.com/4csvs9ab • Legendary - https://www.legendary.com/ • “We Don't Sell Saddles Here” - https://tinyurl.com/2s39sjzf • SmartAsset - https://smartasset.com/ • Sam's List - https://samslist.co/ — Check Out Sam's Stuff: • Hampton - https://www.joinhampton.com/ • Ideation Bootcamp - https://www.ideationbootcamp.co/ • Copy That - https://copythat.com • Hampton Wealth Survey - https://joinhampton.com/wealth — Check Out Shaan's Stuff: Need to hire? You should use the same service Shaan uses to hire developers, designers, & Virtual Assistants → it's called Shepherd (tell ‘em Shaan sent you): https://bit.ly/SupportShepherd My First Million is a HubSpot Original Podcast // Brought to you by The HubSpot Podcast Network // Production by Arie Desormeaux // Editing by Ezra Bakker Trupiano Past guests on My First Million include Rob Dyrdek, Hasan Minhaj, Balaji Srinivasan, Jake Paul, Dr. Andrew Huberman, Gary Vee, Lance Armstrong, Sophia Amoruso, Ariel Helwani, Ramit Sethi, Stanley Druckenmiller, Peter Diamandis, Dharmesh Shah, Brian Halligan, Marc Lore, Jason Calacanis, Andrew Wilkinson, Julian Shapiro, Kat Cole, Codie Sanchez, Nader Al-Naji, Steph Smith, Trung Phan, Nick Huber, Anthony Pompliano, Ben Askren, Ramon Van Meer, Brianne Kimmel, Andrew Gazdecki, Scott Belsky, Moiz Ali, Dan Held, Elaine Zelby, Michael Saylor, Ryan Begelman, Jack Butcher, Reed Duchscher, Tai Lopez, Harley Finkelstein, Alexa von Tobel, Noah Kagan, Nick Bare, Greg Isenberg, James Altucher, Randy Hetrick and more. — Other episodes you might enjoy: • #224 Rob Dyrdek - How Tracking Every Second of His Life Took Rob Drydek from 0 to $405M in Exits • #209 Gary Vaynerchuk - Why NFTS Are the Future • #178 Balaji Srinivasan - Balaji on How to Fix the Media, Cloud Cities & Crypto • #169 - How One Man Started 5, Billion Dollar Companies, Dan Gilbert's Empire, & Talking With Warren Buffett • ​​​​#218 - Why You Should Take a Think Week Like Bill Gates • Dave Portnoy vs The World, Extreme Body Monitoring, The Future of Apparel Retail, "How Much is Anthony Pompliano Worth?", and More • How Mr Beast Got 100M Views in Less Than 4 Days, The $25M Chrome Extension, and More

Michael Collins is the CEO and Founder of WinCap Financial, an RIA based out of Boston that oversees $80 million in assets under management for 70 client households. Since 2021, Michael has distinguished himself by growing his firm by over $10 million in assets under management annually, utilizing leads purchased through SmartAsset and investing $5,000 per month, which has allowed him to achieve a return of $10,000 in recurring revenue within less than 100 days. Listen in as Michael shares insights into his marketing and content creation strategies, including maintaining a $5,000 per month marketing budget with a 95% failure rate by focusing on the financial ROI from successful prospects, and enhancing his SmartAsset lead conversion with a time-efficient blog writing process involving ChatGPT. He also opens up about the transition's challenges and rewards, as well as the value of persistence, innovation, and the strategic use of technology in achieving business growth and client engagement. For show notes and more visit: https://www.kitces.com/378

Broke in CA, How much does a single person in California need to make to live comfortably? A new study from Smart Asset determined that a person must make at least $ 89,190 to get by comfortably. The law breakers, the law makers and the gumps like me who say there oughta be a law. After State Farm announced it will not renew more than 70,000 insurance policies in California over the next year, the state's insurance commissioner is speaking out. Madness is everywhere.  From buzzer beaters to drunk skiers, sports are sending fans to the ER.

Retiring Out of State - What to Consider, Ep #57When it comes to retirement for citizens in the U-S-of-A, you have 50 different states to choose where you would like to spend your retirement. It's not a decision to take lightly as there are advantages and disadvantages that every state offers. There are a host of factors to consider when retiring to another state and I'll go over a few of them here.In this episode...United States Retirement Migration trends [03:35]Factors to Consider when retiring out of State [05:47]How to save on taxes for those with residences in two states [12:57]More than a few Americans decide to relocate to another state. Smart Asset examined U.S. Census Bureau migration data to uncover where retirees are moving. They noted, unsurprisingly, that a lot of seniors are moving out of expensive northeastern cities and into other parts of the country. Here are some of the key findings of their analysis of the census data:The most popular city for retirees to move to was Mesa, Arizona which topped the list for the nation's highest net gain of seniors for the third consecutive year. In fact, the influx of retirees more than doubled that of the second place city.The most popular state is Florida which sees a massive influx of seniors. Florida netted more than 78,000 senior residents from other states in 2021 – three times as many as the second-ranked state. Miami, Jacksonville, St. Petersburg, and Tampa all placed among the top 20 cities gaining the most seniors.Smart Asset noted that Taxes and climate appear to influence retirees.The most obvious factors to consider when moving to another state in retirement. Proximity to Family - As you get older, you want to cherish your time with family. Obviously, you'll get more of that when you live closer to one another. Additionally, you may need some assistance as you get older so you will want to have family close to help you. Clearly, being geographically close to family is a compelling reason to retire to another state but maybe not too close to your family, as the comedian George Burns put it “Happiness is having a large, loving, caring, close-knit family in another city”. But it should be noted that he didn't say in another state.Cost of Living —The next most important factor when considering retiring in another state is the cost of living. This has more to do with just taxes as things can be significantly more or less expensive. Climate — There's a reason why more retirees are moving to sunnier climes such as Florida, Arizona, Texas and the like. Taxes — Are a huge consideration when deciding to retire in another state. Some states tax income at higher rates, some don't tax income at all. Some tax social security benefits and some don't at all. Others have no to low income rates but have higher property tax rates to make up for it. Some have high sales tax and a few have none.In short, if you are looking to retire to another state some of the factors you will want to consider is proximity to family, the climate, the cost of living and of course taxes. Because if you live close to family near the border of two different states, it might make a big difference in which of the fifty nifty United states you decide to retire to. There is a tax saving strategy for those who have residences in two different states. We'll call it the 183 rule. Why that number, because there are 365 days in a year and 183 days is just over half. If a person has residences in two different states, say California and Nevada, they would want to become a resident in Nevada and spend 183 days or more in their Nevada residence. This would ensure that their income would be taxed at Nevada rates and not Californias, because...

Does a solo mom with limited means need asset protection strategies?The only answer is, yes!In this conversation, Scherrie Prince, an attorney, coach, and speaker, discusses the importance of asset protection for entrepreneurs, particularly solo moms and mompreneurs. She explains how protecting personal and business assets can create a secure foundation for the future. Sherrie shares her personal experiences and what motivated her to become an asset protection coach. Scherrie provides three tips for solo moms to protect their assets and emphasizes the need to regularly do an asset checkup and update important documents. Scherrie also explains her role as an asset protection coach and how she helps clients create a unified plan. She concludes by encouraging listeners to start their asset protection plan today.TakeawaysProtecting personal and business assets is important to protect your interests and ensure a smooth transition in case of unforeseen circumstances such as death or incapacitationOne way for solo moms to protect their assets is to regularly review and update their beneficiary designations and important documents to protect their assets. (e.g. is your ex still a beneficiary on your life insurance?)An asset protection coach can help individuals create a unified plan and work with their existing team of professionals to optimize their asset protection strategies.Asset protection is not limited to those with significant wealth; everyone can benefit from having a plan in place to protect their assets.Recognize that you already may have a financial team (bank, insurance agent, tax preparer, etc.)05:00 Three Tips for Solo Moms to Protect Their AssetsConnect with Scherrie: Website | LinkedIn | FacebookBio: Scherrie L. Prince is an attorney and asset protection coach who teaches entrepreneurs how to merge their business plans with their estate plans to create a moat around their assets. For over a decade she has taught, led, and counseled entrepreneurs at every phase of their business. Scherrie has the keen ability to deliver uncommonly original and useful tools in a dynamic and engaging way. She brings to your audience experience in asset protection, estate planning, and business planning.Don't parent alone. Our stories are similar it's just the details that are different. I'm here for you if you want to talk. Book a chat and let's see how we can help each other: http://tinyurl.com/yc5t8bwchttps://solomomstalk.mysites.io/podcast-2-copy/smart-asset-protection-strategies-to-transform-your-legacy-w-scherrie-prince This podcast is hosted by Captivate, try it yourself for free.#SoloMomAssetProtection #ProtectYourBusinessandFamily #EssentialAssetProtectionTipsforSoloMomsandEntrepreneurs #SecureYourFinancialFuture #AssetProtectionStrategies #FinancialPlanningandAssetProtection #FinancialPeaceofMind #Leavealegacy #LegalandFinancialPlanning #SafeguardYourLegacy #AssetProtectionEssentialsforMompreneurs #EmpoweringSoloMomswithFinancialKnowledge #singleparentresources #estateplanning #lifeinsurancetips #wealthprotectionformompreneurs...

Collier County is a wealthy county. According to data from the financial technology company SmartAsset, Collier County is the second wealthiest county in Florida. But, alongside that wealth many country residents are struggling. According to the Collier County Community and Human Services Division nearly 53,000 people commute to work every day from outside the county, and 35% of jobs in the county pay less than $35k a year. We talk with the Collier Community Foundation's President & CEO to go over the highlights of a new community assessment that identifies the challenges county residents are facing, and the challenges the community foundation faces in trying to support them.

Suzanne Powell is a Senior Financial Advisor that oversees approximately $110 million in assets under management for nearly 150 households at Meridian Wealth Management, an RIA based out of Kentucky. Suzanne stands out for her strategic scheduling, amassing over $100M in AUM by concentrating client and prospect meetings into two 3-month periods each year, enabling her to dedicate the rest of the year to family. She minimizes time on prospecting by efficiently managing a continuous stream of SmartAsset leads with a highly automated response system. Listen in as Suzanne shares her expertise on driving client growth by managing SmartAsset's lead-generation service, setting up effective communication automations, and strategically targeting leads to amass nearly $70M in new assets. We also discuss how she balances a packed schedule of client meetings with preparation and follow-up tasks, using technology to efficiently present financial plans to save time, her method for nurturing long-term client relationships, and her philosophy on integrating work with quality family life now, rather than waiting for retirement. For show notes and more visit: https://www.kitces.com/360

Daniel Erickson is the Founder and CEO of Viable, an AI analytics tool that enables businesses to instantly access and act on valuable insights from customer feedback, saving them hundreds of hours spent analyzing feedback. They launched in 2020, and have already raised $8.9M from high-profile investors such as Craft Ventures, whose notable exits include Tesla, Bird, and Airbnb, and Javelin Venture Partners, whose portfolio includes Mythical Games and SmartAsset—both of which have recently joined the unicorn club. As you know, many businesses collect data from a variety of sources, including help desk tickets, surveys, product reviews, internal customer notes, call transcripts, etc., and store it in various databases and formats. As a result, much of it goes unused. Viable changes this by allowing businesses to automatically aggregate, structure, and analyze all of their data, so they can understand what their customers are telling them and use this to better serve them. Daniel, an engineer by trade, co-founded Viable with his identical twin brother Jeff, who is a designer. They took a different path than most, skipping college entirely and starting a consulting firm in Portland straight out of high school to help early-stage companies build their very first products, create MVPs, get their first users, and/or get their first investment. Prior to founding Viable, Daniel was VP Engineering at Eaze. Before that he spent time as CTO at Getable and also had a front-row seat to Yammer's rapid growth during a 3-year stint as a Senior Engineer at the company.” Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Daniel Erickson: Website: https://www.askviable.com/ Twitter: https://www.twitter.com/techwraith LinkedIn: https://www.linkedin.com/in/danielerickson/

What are the trends in the market today? Are there real estate deals out there? In this episode, Brock Mogensen, a principal at Smart Asset Capital, offers his expertise to answer your questions in today's market, and he breaks down trends in the real estate space today. The interest rate is around 7% today, and he still sees good deals in the market, but it's tough to find them. Brock also shares what he sees in the market, which made him pivot into the industrial space. Tune in to this episode to learn more about what's in today's real estate space.Love the show? Subscribe, rate, review, and share! https://7einvestments.com/podcast

For high-earners raking in between $150,000 and $650,000 annually, a move from New York City to Miami provides the opportunity to save thousands through a reduced effective tax rate and a decrease in the cost of living, according to a SmartAsset study. San Francisco residents can realize similar savings by relocating to Miami.  It's not that Miami is cheap—the cost of living is 22.8% higher than the national average, and the median sale price for homes in Miami is about 34% higher than the national median, according to data from Redfin. But it's still cheaper to buy a home, rent an apartment, or even go to a restaurant or grocery store in Miami than in notoriously expensive cities like NYC.  But that could all change as more New Yorkers migrate to Miami in hopes of getting more out of their income. Miami residents began taking notice of their new neighbors from New York last year, blaming the skyrocketing rents in the city on heightened demand created by movers. The savings potential is likely to shrink as Miami home values and rents increase amid constricted supply. Furthermore, homeowners insurance rates in Florida are increasing dramatically due to climate change, with premium hikes outpacing every other state. And a surge in property taxes for newly acquired homes is taking new residents by surprise.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Airline News: Pilot retirement age 67!!! Maybe... https://www.usnews.com/news/us/articles/2023-06-14/u-s-house-panel-votes-to-raise-commercial-pilot-retirement-age-to-67#:~:text=%22While%20commercial%20airline%20pilots%20are,help%20address%20a%20pilot%20shortage The pilot age proposal faces opposition from unions and an uncertain fate by a U.S. Senate committee, which will consider its version of the FAA measure on Thursday and does not currently include the pilot age hike. The Air Line Pilots Association (ALPA) opposed raising the retirement age and says it could cause airline scheduling and pilot training issues and require reopening pilot contracts. Even if the proposal is approved, the union noted that international rules would still prevent pilots older than 65 from flying in most countries outside the U.S. ALPA called the proposal a "politically driven choice that betrays a fundamental understanding of airline industry operations, the pilot profession, and safety." American Airlines pilot sues over ESG funds in his 401k. “The complaint by American Airlines pilot Bryan Spence was filed on June 2, 2023, in federal court in Fort Worth, Texas, against American Airlines, its employee benefits committee, Fidelity Investments Institutional, and Financial Engines Advisors.” “...the suit is significant because it concerns one of America's largest pensions, takes aim at new federal guidance involving retirement plans, and may affect the plan's self- directed brokerage account option, also known as the brokerage window. The brokerage window is the part of a plan that lets participants invest in funds and publicly traded securities outside the limited menu on offer. In 2021, the American Airlines plan brokerage window reportedly had 12% of the plan value.” “What's concerning about this lawsuit if it goes anywhere, is it suggests there is some sort of fiduciary obligation to vet individual funds and individual securities available through a brokerage window,” Hadley says. Attorneys for the plaintiff didn't respond to requests for comment.”   Questions From The Flight Deck: What are the best wealth building habits we've seen and learned in our experience working with clients? I've stopped investing...tired of throwing good money after bad.   Meat of the Mission: How to think about LTC...mindset. Hard to plan for your 85-year-old self... Four options/basis types: Standard LTC insurance – pay monthly, forever Premiums increase, strict medical screening. Use or lose...not totally true, always. Annuity – increased payouts Do you need an annuity? Payout doubles for a few years... Hybrid Life Insurance – 2nd to die...or individual policy. Life insurance or LTC insurance. Self-Funding... Plan for it... Set aside the funds and name it! Tax Considerations VA Benefits https://www.va.gov/health-care/about-va-health-benefits/long-term-care/ Private Pay: Even though VA, Medicare, Medicaid and other funding sources cover the costs of some long-term care services and settings, depending on eligibility, many people need to use their own income or savings to pay part of the costs for long term care services or settings they need or prefer. For example, people often use their own resources to pay for: Residing in an Assisted Living Facility or Adult Family Home Paid caregiver assistance with personal care needs, chores, or meals in their home Medicaid Trusts? Medicaid trusts are designed to help people qualify for Medicaid, the government health insurance program. Unlike Medicare, which is not means-tested, Medicaid is only available to people of limited financial means. The program is administered by states, which determine their own Medicaid eligibility requirements in a variety of ways. In most, the annual income limit is $29,160 or less. This cap includes Social Security and pension benefits as well as wages and investment income. Financial resources such as bank accounts, investments, revocable trusts and real estate typically can't total more than $2,000. People who have more income and more assets may have to spend their own assets to pay for nursing home care until their assets have declined to the point, they meet the Medicaid caps. An irrevocable Medicaid trust is designed to help someone qualify for Medicaid without having to deplete their own assets. After creating the trust, they can transfer in enough assets to bring them below Medicaid's caps. Once they have done that, assuming they have followed the rules, Medicaid will pay some or all of their nursing home costs. In this way, an irrevocable trust can protect assets from nursing home costs.   Sources https://www.morningstar.com/sustainable-investing/pilot-sues-american-airlines-others-over-esg-funds-his-401k https://www.morningstar.com/personal-finance/100-must-know-statistics-about-long-term-care-2023-edition  Yahoo Finance on Irrevocable Trusts for LTC Is Long-Term Care Insurance Tax-Deductible? - SmartAsset Do You Have to Pay a Long-Term Care Tax? - SmartAsset https://www.va.gov/health-care/about-va-health-benefits/long-term-care/  https://www.aaltci.org/long-term-care-insurance/learning-center/long-term-care-insurance-partnership-plans.php 

Jaclyn DeJohn, Managing Editor of Economic Analysis at SmartAsset, speaks about a new study that shows the impact that NYC has on high-income earners on Newsline with Brigitte Quinn.

As an advisor-growth solution, SmartAdvisor™ continuously focuses on helping advisors grow their practices. Last month, in April 2023, it acquired DeftSales, a leading prospect engagement company for financial professionals. DeftSales and SmartAsset™ will combine to offer a robust user interface that is fully compliant, including automated campaigns and analytics, which allow advisors to spend more time honing their communications and improving their skills. - Here is a link for more information about SmartAsset: SmartAsset's website - https://smartasset.com/ A message from Advisor Perspectives and Vetta Fi: To learn more on this and other topics, check out our full schedule of upcoming CE-approved virtual events.”

You will likely enter retirement having saved in a number of different places.  An article in Smart Asset says if you want to be smart with taxes you should pull the money out in this order:  Tax-deferred accounts (IRAs and 401ks), then taxable accounts, then Roth accounts.  Hear if Kevin agrees with this strategy and how he advises his clients during the withdrawal phase of retirement. Then, after 20 years, Kelsey Grammer is reprising his famous Frazier character in a sequel that'll air on Paramount+.  Maybe here's one reason the 67-year-old is going back to work, as he told Fox News - he has seven kids, ranging in age from 6 to 39 and he is going to take care of each and everyone of them, leaving inheritance and more.  Hear how Kevin helps his clients create a successful income in retirement, plus generational wealth for your loved ones and more!   Call Kevin today for your complimentary Income and Legacy Review!   

In this Real Estate News Brief for the week ending April 8th, 2023... reports show a slowly weakening job market, what could be a great year for single-family rentals, and a list of the top metros for home value growth and stability.    Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.   Economic News   We begin with economic news from this past week. Although the job market remains strong, the latest reports show it is softening. For the week of March 25th, jobless claims hit 228,000. It's the ninth week in a row that they've topped 200,000. They had bottomed out last fall when they dropped to a 53-year low of 182,000. They continued around the 200,000 level for several months and have been slowly rising since February. Government revisions also show that claims during the first part of the year were higher than previously reported. MarketWatch economists say that's probably due to corporate layoffs that are just now showing up in the jobless data. (1)   Job openings are also declining. They fell to a 21-month low in February, which is another sign that the job market is softening. Listings dropped from 10.6 million in January to 9.9 million in February. Openings are now down to about 1.7 openings for each unemployed worker. They were at 1.9 openings or each unemployed worker previously. Bill Adams of Comerica told MarketWatch: “The labor market is still very hot but the big drop in job openings is a sign the labor market is cooling in general.” (2)   A third report on job growth shows that U.S. companies added 236,000 new jobs in March. That's a sign of strength and resiliency, and probably not what the Fed would like to hear. Those new jobs helped lower the unemployment rate from 3.6% to 3.5%. Wage growth was slower however. It's come down from 4.6% in February to 4.2% in March. (3)   A report on construction spending shows it was down slightly in February. The Commerce Department says it fell .1% to $1.844 trillion. Single-family construction spending was down 1.8% while multi-family spending was up 1.4%. Year-over-year, multifamily is up 22.2%. Single-family is up 21.4%. (4)   Mortgage Rates   Mortgage rates dipped slightly this last week. Freddie Mac says the average 30-year fixed-rate mortgage was down 4 basis points to 6.28%. The 15-year was down 8 points to 5.64%. (5)   In other news making headlines…   Single-Family Rental Market Remains Strong   Some parts of the housing market may be in for a rough ride this year, but the single-family rental market isn't one of them. A new report from Attom projected single-family rental yields for 212 counties with a population of at least 100,000. Rental yields are calculated by dividing the annualized gross rent by the purchase price. According to Attom, rentals in those 212 counties will see a 7.5% yield this year. That's up from 6.7% last year. (6)   Attom says that SFR rents are growing in over 90 of the counties analyzed, so those counties will be the most desirable. Three of the top five counties for the biggest upside in rent yields are in Florida including counties for Miami, Fort Lauderdale, and West Palm Beach. California's Orange and Santa Clara counties are the other two. There's a lot of data in this report so it's worth digging deeper if you're deciding where to buy a rental property this year. You'll find a link to the report in the show notes.   Texas Shows Strength for Overall Housing Market   Another report on the U.S. housing market lists the top 20 cities for growth and stability, and 12 of them are in Texas. The Smart Asset study compared home value data for 400 metros between 1998 and 2022. It then calculated the growth rate from that data. (7)   The Austin, Texas, area was In the number one spot for growth and stability followed by Midland, Texas, in the Western part of the state. Boulder and Fort Collins, Colorado, took the third and fourth spots. The Kennewick-Richland part of Washington State was fifth. Rapid City South Dakota took the sixth position. Then it's back to Texas with the Odessa area in West Texas as seventh and the Dallas area as eighth. San Antonio was in the ninth spot, and Houston right after that. Texas also dominated the next ten top cities as well with six more metros showing the strongest growth and stability.   The report also shows the worst cities for growth and stability with Flint Michigan topping that list. I won't list those cities, but you'll find a link to the report in the show notes.   Will Commercial Real Estate Go Belly Up?   While there has been a lot of concern that commercial real estate is going to implode because of maturing debt and the inability to refinance at high interest rate, CNBC published a story with the title: “The coming commercial real estate crash that may never happen.” This story argues that only a quarter of office-building loans will need to be refinanced in the next year.  A quarter of office-buildings? That sounds like a LOT to me.  CNBC also reports that industrial, retail, and hotels are on solid ground. (8) Kevin Fagan of Moody's Analytics says: “There likely will be issues but it's more of a typical down cycle.” Whether it's a typical down cycle or a rare one, losing money is never good for investors and is usually a result of aggressive underwriting in a bull market. According to The RealDeal, distress has started to rear its ugly head in the Houston market. Arbor Realty Trust just foreclosed last week on four low-income multifamily properties in Houston, valued at $229 million. The portfolio includes Heights at Post Oak, Redford Apartments, Reserve at Westwood and Timber Ridge Apartments, all of which were purchased between August 2021 and April 2022. (10) The RealDeal says Arbor's foreclosure is "indicative of the current state of the market, where higher interest rates, regional banking turmoil, and slowing rent growth continue to negatively impact multifamily operators. Investors decreased their purchase of apartment buildings by about $40 billion in the first quarter of 2023, representing a 74% decline in sales from the first quarter of last year, according to CoStar Group.   That's it for today. Check the show notes for links at newsforinvestors.com. As always, I ask that you sign up as a RealWealth member. It's free and will give you complete access to our market data and resources. And please remember to hit the subscribe button, and leave a review!   Thanks for listening. I'm Kathy Fettke.   Links:   1 - https://www.marketwatch.com/story/jobless-claims-top-200-000-after-changes-to-formula-for-seasonal-adjustments-877bfe37?mod=home-page   2 - https://www.marketwatch.com/story/job-openings-in-the-u-s-fall-to-21-month-low-of-9-9-million-cd1fc5ee?mod=home-page   3 - https://www.marketwatch.com/story/jobs-report-shows-236-000-increase-in-employment-in-march-9656b5fc   4 - https://www.marketwatch.com/story/construction-spending-falls-in-february-90188a02?mod=economic-report   5 - https://www.freddiemac.com/pmms   6 - https://www.attomdata.com/news/market-trends/attom-2023-single-family-rental-market-report/   7 - https://smartasset.com/data-studies/best-housing-markets-for-growth-and-stability-2023   8 - https://www.cnbc.com/2023/04/09/the-coming-commercial-real-estate-crash-that-may-never-happen.html 10 - https://therealdeal.com/texas/houston/2023/04/10/arbor-realty-forecloses-on-229-million-multifamily-portfolio-in-houston/?fbclid=IwAR3yZwTh9jylfQsZQp4HjpOLNPqSE_BiXjlQSGWkE6T42lyeTN3WawP1ZMc

雖然最近科技行業的大規模裁員，佔據了新聞頭條，但勞動力市場仍然強勁。 2023年1月，全美增加了51.7萬個工作崗位，失業率降至半個多世紀以來的最低點。 然而，哈裡斯民調和商業雜誌Fast Company，近期對1，000名美國人的調查發現，人們對經濟衰退的擔憂仍然揮之不去，大約四分之三的人，對2023年的經濟有焦慮情緒。 為了瞭解哪些地區的人們對潛在失業最焦慮，金融技術公司SmartAsset，分析了94個大都市地區的谷歌趨勢數據，並根據六個與裁員有關的關鍵詞搜索進行排名，這些關鍵詞包括：裁員、遣散費、經濟衰退、縮減規模/人員、失業福利和休假。 對於每個都市區，谷歌趨勢會根據那裡每個關鍵字的受歡迎程度，賦予0到100之間的數值。 數值越高，意味著該關鍵字在所有搜索字中，所佔的比例越高。 “經濟衰退”關鍵詞，在谷歌上引起了最多的興趣，在用來衡量裁員焦慮的六個關鍵詞中，該詞的平均搜索興趣得分最高。 在94個大都市中，「遣散費」是第二受歡迎的關鍵詞，其次是「縮減規模/人員」、“失業福利”、“裁員”和“休假”。 對裁員的焦慮方面，三藩市排名第一，但加州的其它城市，以及德州的都市區，也表現出了高度的裁員焦慮。 在對六個關鍵詞搜索量最高的10個都市區中，有8個位於加州和德州。 佛蒙特州的伯靈頓，在研究中平均得分最低（22.17），這意味著這六個關鍵詞，在該地區的谷歌搜索總量中所佔比例，比其它都市區都要小。 在三藩市-奧克蘭-伯克利地區，六個關鍵詞的平均搜索興趣為57.83，是研究中的最高值。 該地區對其中三個詞（裁員、遣散費和經濟衰退）的搜索比例，高於其它任何地區。 根據谷歌趨勢數據，聖地牙哥對裁員的焦慮排名第二。 六個關鍵詞的平均搜索量為44.17。 在這些搜索詞中，「遣散費」和「經濟衰退」搜索量最高，而「失業福利」則最低。

You will likely enter retirement having saved in a number of different places.  An article in Smart Asset says if you want to be smart with taxes you should pull the money out in this order:  Tax-deferred accounts (IRAs and 401ks), then taxable accounts, then Roth accounts.  David and Travis explain how they take this approach and help YOU be tax efficient in retirement!  Call today for your Complimentary Tax Lab! 

Henrico, Virginia has been named one of the Best Places for Black Entrepreneurs, according to Smart Asset. The Richmond metro area, which includes the locality, placed eighth out of 57 of the largest metro areas in the country. Metrics included number of Black-owned businesses, start-up survival rate, median Black household income, percentage of businesses with sales exceeding 0,000, and more. The recognition by SmartAsset comes two years after the Henrico Economic Development Authority announced a revamped approach to assisting its small, women- and minority-owned (SWaM) businesses. New methods to facilitate supplier diversity included conducting one-on-one meetings with companies to discuss...Article LinkSupport the show

If you work remotely, you may be part of something that is going to make housing cheaper for all. Clark explains how Covid migration drove housing prices up, but longer term, is having the opposite effect. Also, something new - again - CD ladders. Clark explains how this saving technique can work for you in the current and foreseeable rate environment.  Remote Work & Housing: Segment 1 Ask Clark: Segment 2 CD Laddering: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The rise of 'Zoomtowns' is going to make home prices and rents cheaper for everyone What Is a Lifestyle Spending Account (LSA)? - SmartAsset.com Cheapest Way to Rent a Car: Expert Tips Auto Europe® Car Rentals - Official Site SavingForCollege:Section 126: Rolling Over 529 Plan Funds Into a Roth IRA What Is a CD Ladder and When Is It a Good Idea? Best CD Rates for January 2023 - Bankrate.com Clark.com - Vehicle Purchase Should I Get Pet Insurance? Clark.com Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Real Estate News Brief updated to December 14, 2022… the Fed hikes short-term rates once again, two inflation reports show signs of improvement, and a video game called “The Tenants” showcases the job of a landlord.   Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.    Economic News   We begin economic news with another rate hike by the Fed as it tries to control inflation. Fed officials decided on a half point rate hike, as most economists expected. That's lower than the last four three-quarter point rate hikes, and puts the Federal Funds rate between 4.25% and 4.5%. Fed officials also indicated that they would keep rates high throughout 2023, so any reduction in the overnight lending rate wouldn't happen until 2024. (1)   Fed officials had just received the latest report on the consumer price growth the day before. The Labor Department reported that the Consumer Price Index or CPI was only up .1% in November to an annual rate of 7.1%. That's down from an annual rate of 7.7% in October, and 9.1% in June. So it's come down a full two points in four months. The core rate, which omits food and fuel, has also fallen from 6.3% to 6% over the last year.   A report on wholesale prices came out the week before showing a higher than expected monthly increase in the Producer Price Index or PPI. It was up .3% in November which puts the annual rate at 7.4%. Despite the monthly increase, the yearly rate has come down from a peak of 11.7% in March to 7.4% today. (3)   The job market is slowly cooling off in response to the Fed's rate hikes. There were 4,000 more initial claims this last week for a total of 230,000 new claims. Last spring, initial claims were as low as 166,000 when the economy was still roaring back to life. The Fed's rate hikes are forcing companies to trim their workforce a bit. There are now a total of 1.67 million people collecting benefits. (4)    The stock market's response to economic conditions, including rate hikes, have resulted in a steep loss of individual net worth. The Federal Reserve reports that nominal net worth was down almost $7 trillion during the first three quarters of the year. It dropped 4.6% to a total of  $143.3 trillion. If you include the loss of purchasing power because of inflation, you get real net worth which has suffered about twice the loss. Total real net worth is about $13.5 trillion. (5)   Despite the resort on net worth, consumers are feeling a little less worried about inflation. The University of Michigan says its consumer sentiment index rose almost three points in December, to a reading of 59.1. Economists didn't expect such a positive response. They think lower gas prices have helped make consumers feel more at ease about inflation. (6)   Mortgage Rates   Mortgage rates are down for a fourth week in a row. Freddie Mac says the average 30-year fixed-rate mortgage was down 16 points to 6.33%. The 15-year dropped 9 points to 5.67%. Rates breached the 7% mark in early November. The rapid decline since then is the fastest since 2008. (7) And some of our Real Wealth members are getting investor loans in the 5% range, because sellers have been willing to pay points to bring down the rate. With builder's discounting property and offering rates in the 5's, cash flow is back to 2019 levels on new homes. Find out at RealWealth.com.    In other news making headlines...   Big Decline in Listing Volume   More and more home sellers are sitting on the sidelines. According to House Canary, the volume of new listings has declined for seven months in a row, and is now down 25.1% year-over-year. Listing removals have climbed even higher, to 64.3% compared with November of last year.    Many buyers and sellers have put their plans on hold because of high interest rates, and other economic factors. Economists expect to see more of the same as we head into the new year.   Top State for Homebuyers   Millennials who aren't postponing their homebuying plans are ditching New York, Los Angeles and Chicago for other hot metros in Texas and Florida. A new study by SmartAsset shows four of the top ten millennial destinations are in Texas and Florida. Austin moved up from fourth place last year to the top spot this year. Denver is second on the list followed by Dallas. Raleigh, North Carolina is fourth, and Jacksonville, Florida is fifth. The other top five cities are Henderson, Nevada; Salt Lake City; Virginia Beach; Tampa; and Nashville. (8)   The cities that are seeing the biggest outflow of millennials are New York, Chicago, Washington, D.C., Boston, and Los Angeles. San Francisco is also among those losing a lot of millennials.    A study by Redfin on cities getting the highest number of searches also includes Tampa and Dallas, but Sacramento, California was at the top of that list. Several other Florida cities are also on the Redfin list including Orlando, Miami, Cape Coral, and North Port-Sarasota. (9)   “The Tenants” Video Game   A new video game could teach players to be a little more understanding about the job of a landlord. The game is called “The Tenants” with the players taking on the role of the landlords. I haven't tried it yet, but Bisnow says the game “carries the potential to add a little nuance to the public perception of the business – and asks the question, can this often-maligned profession get a little love?” (10)   Players are faced with making choices that have consequences for their rental business and the well-being of their tenants. If they blow off a tenant request to save money, the tenant might revolt in some way. If a tenant causes a problem, they will have to decide how to respond. The co-creators say it's great for property management training, because the players deal with all aspects of the business, including renovations, maintenance, bill-paying, and emergencies that need to be taken care of in the middle of the night.   You'll find the game on the Steam platform.   That's it for today. Check the show notes for links. And please remember to hit the subscribe button, and leave a review!   You can also join RealWealth for free at newsforinvestors.com to find out how to become a real-life landlord! It's free to join and free to access our data on hot rental markets. You also get access to our experienced investment counselors and other real estate professionals that can help you reach your real estate goals.   Thanks for listening. I'm Kathy Fettke.   Links:   1 - https://www.cnbc.com/2022/12/14/fed-rate-decision-december-2022.html   2 - https://www.marketwatch.com/story/coming-up-cpi-inflation-report-11670937380?mod=mw_latestnews   3 - https://www.marketwatch.com/story/coming-up-producer-inflation-for-november-11670590979?mod=economic-report   4 - https://www.marketwatch.com/story/u-s-jobless-claims-climb-to-230-000-in-sign-labor-market-is-slowly-cooling-off-11670506623   5 - https://www.marketwatch.com/story/household-wealth-down-by-13-5-trillion-in-2022-second-worst-destruction-on-record-11670623787?mod=rex-nutting   6 - https://www.marketwatch.com/story/consumer-sentiment-improves-in-december-as-inflation-worries-ease-11670598779?mod=economic-report   7 - https://www.freddiemac.com/pmms   8 - https://smartasset.com/data-studies/where-millennials-are-moving-2022   9 - https://www.cnbc.com/2022/12/10/nearly-25percent-of-us-homebuyers-want-to-relocate-to-a-new-city.html   10 - https://www.bisnow.com/national/news/commercial-real-estate/meet-the-tenants-the-game-that-could-change-perceptions-about-landlords-116394

Summary:This week on How To Win: Brian Bourque, SVP of Marketing at SmartAsset, where they've grown a lead generation business from $0 to $100M+ in revenue primarily through paid acquisition marketing and SEO. Brian has a ton of experience leading profitable paid acquisition teams in quantitative, direct-response marketing businesses. He's an advocate of using behavioral psychology, tech, data, and creativity to find exciting, new approaches to business. In this episode, Brian breaks down six important lessons he's learned throughout his career. We discuss why tactics aren't strategy, why the internet is bigger than you think, and, for lesson one, why scaling is about realizing where the leverage lies in each part of your company. I give my thoughts on what a good strategy looks like, the concept of pattern interrupt, and why if they 'zig', you should 'zag'.Key Points: Lesson One - Scaling is about realizing where the leverage lies in each part of your company (01:17) How do you find out which points of leverage are the best? (02:51) I weigh in on the overuse of the term 'scaling' (05:15) Lesson Two - Tactics are not the same as strategy (05:53) I talk about the differences between tactics and strategy with a quote from author Richard P. Rumelt (08:15) Lesson Three - There is value in asking, "What would need to be true to achieve X?" (09:42) I give my thoughts on finding your way to 'X' with a quote from author Roger Martin (12:08) I recall a story from Matt Epstein, former VP of Marketing at Zenefits, about impossible goals with a quote from Matt (14:07) Lesson Four - The internet is larger than you think (15:44) Lesson Five - At scale, everyone is a competitor (18:09) I discuss the concept of pattern interrupt with a quote from Mutiny's Jaleh Rezaei (20:41) Lesson Six - When they 'zig', you 'zag' (22:11) I explain why you should always 'zag' with a quote from author Marty Neumeier (22:55) Wrap up (24:40) Mentioned:Brian Bourque LinkedInBrian Bourque TwitterBrian Bourque's NewsletterRichard P. Rumelt 's Good Strategy Bad Strategy - The Difference and Why It MattersRoger Martin's A New Way To ThinkMatt Epstein LinkedInContent, community, and customer acquisition with Mutiny's Jaleh RezaeiMarty Neumeier's ZAGMy Links:TwitterLinkedInWebsiteWynterSpeeroCXL

Susannah Snider, CFP and managing editor of Financial Education at SmartAsset, joins Lisa Dent to discuss a new report that revealed how much income is needed to afford rent in each major city. Follow The Lisa Dent Show on Twitter:Follow @LisaDentSpeaksFollow @SteveBertrand Follow @kpowell720 Follow @maryvandeveldeFollow @LaurenLapka

Americans are trying to stretch their dollars amid high inflation, but they might be overlooking money they already have – gift cards!  A new survey (by CreditCards.com) found the average person has $175 in unused gift cards. (Check your wallets!) And if you don't remember to cash them in, you're leaving money on the table. You DONT want to leave money on the table in retirement and Steve can help you avoid this!  Then, an article in Smart Asset asks an interesting question: “Do you actually need a lawyer, not a financial advisor?”  Their point is the advisor helps you protect your money with management, tax planning and insurance, while the attorney helps you protect your money with wills, trusts and estate planning.  If you picked one over the other, what could you be missing? Hear Steve explain how he can help you create an income plan with income for life!   

Tom Huebner has been described in many ways throughout his career, an energetic instructor, an inspiring professor, a trusted mentor, and a visionary leader. A native of Kansas City, Missouri Huebner earned a bachelor's degree in communication and English from Southwest Baptist University in Bolivar, Missouri, a master's degree in speech communication from the University of Georgia and a doctorate in communication from the University of Southern Mississippi. He also graduated from The University of Alabama's Community College Leadership Academy. An educator for more than 30 years, Huebner began his professional career in 1990 at Southwest Baptist University as an instructor and assistant director of speech and debate. His first experience in Mississippi began in 1994 where he became an instructor of communication and director of speech and debate at William Carey University in Hattiesburg. At Carey, Huebner progressed from instructor to assistant professor to director of admissions and recruiting. Huebner's ascent into higher education administration really began at Carson-Newman University in Jefferson City, Tennessee in the early 2000's as he moved consecutively from assistant professor and director of speech and debate to become dean of admissions, vice president of enrollment management, and vice president of student affairs. Moving to Shelton State Community College in Tuscaloosa, Alabama in 2010, Huebner was responsible for all student services of the College and began the pursuit of a presidency. Just five years later, he was named president of East Mississippi Community College. During his tenure at EMCC, the community college was twice named an Aspen Top 150 community college and was listed as the nation's 3rd best community college by SmartAsset. The community college was also one of only four nationwide selected by the Bill and Melinda Gates Foundation to receive an InsideTrack grant. Huebner was also instrumental in the production of the Netflix documentary, Last Chance U, an Emmy nominated documentary series based on the redemption of disadvantaged students through the college's football program. Dr. Thomas Huebner became the third president of Meridian Community College on July 1, 2018. Since arriving at Meridian Community College Huebner has hit the ground running. In addition to leading efforts to tell the MCC story and elevate the presence of the institution, he has worked to secure multiple grants, including substantial awards for advanced manufacturing, has developed relationships with industry and educational partners, moved the College to develop a number of new industry-relevant programs, renovated campus facilities, implemented a new strategic planning process, and received the Phi Theta KappaPresident's Paragon Award. He was recently named top 10 over 50 for Meridian and Lauderdale County by the Meridian Star and was recently recognized by the Mississippi Business Journal as one of Mississippi's top CEOs.

My time with Brock Morgensen was epic and he stayed after for a little FAQ Time! Let's get into some of the hottest questions we unpacked in our time together. Brock Morgensen started his journey about 3 years ago with one duplex and had has eyes opened to cash flow and the power of real estate to build wealth and help others. He is now the founder of Smart Asset Capital, a vertically integrated real estate private equity investment firm in Milwaukee, Wisconsin. After leaving his job he is now a full-time real estate investor and we're going to dive into : - How to classify a good return in the syndication real estate space : why Brock was able to pool together multiple investors to get deals done and how he classifies a "SMART ASSET."- Underwriting Models & Analyzing Spreadsheets : what he would tell ANYONE looking at a deal and how to unlock the power of its cash flow. -  Networking and Authenticity : How to position yourself as a deal maker and value bringer without over-embellishing your skillset and making long-lasting, lucrative connections. - Overcoming the fear of success : Why going from one fourplex to 89 has been the ride of his business life and the lessons he's learned in the process. and so much more!Connect with Brock : https://www.instagram.com/brockmogensenConnect with me : https://www.instagram.com/theoliverperryshow/Thank you to THE MORNING MEETUP for being our sponsor : The Morning MeetupSupport the show (https://www.buymeacoffee.com/theoliverperry)Support the showSupport the show

In this episode, I'll unpack my 5 key takeaways from my time with Brock Morgensen . What a great time we had together! Brock Morgensen started his journey about 3 years ago with one duplex and had has eyes opened to cash flow and the power of real estate to build wealth and help others. He is now the founder of Smart Asset Capital, a vertically integrated real estate private equity investment firm in Milwaukee, Wisconsin. After leaving his job he is now a full-time real estate investor and we're going to dive into : - How to classify a good return in the syndication real estate space : why Brock was able to pool together multiple investors to get deals done and how he classifies a "SMART ASSET."- Underwriting Models & Analyzing Spreadsheets : what he would tell ANYONE looking at a deal and how to unlock the power of its cash flow. -  Networking and Authenticity : How to position yourself as a deal maker and value bringer without over-embellishing your skillset and making long-lasting, lucrative connections. - Overcoming the fear of success : Why going from one fourplex to 89 has been the ride of his business life and the lessons he's learned in the process. and so much more!Connect with Brock : https://www.instagram.com/brockmogensenConnect with me : https://www.instagram.com/theoliverperryshow/Thank you to THE MORNING MEETUP for being our sponsor : The Morning MeetupSupport the show (https://www.buymeacoffee.com/theoliverperry)Support the show

Brock Morgensen started his journey about 3 years ago with one duplex and had has eyes opened to cash flow and the power of real estate to build wealth and help others. He is now the founder of Smart Asset Capital, a vertically integrated real estate private equity investment firm in Milwaukee, Wisconsin. After leaving his job he is now a full-time real estate investor and we're going to dive into : - How to classify a good return in the syndication real estate space : why Brock was able to pool together multiple investors to get deals done and how he classifies a "SMART ASSET."- Underwriting Models & Analyzing Spreadsheets : what he would tell ANYONE looking at a deal and how to unlock the power of its cash flow. -  Networking and Authenticity : How to position yourself as a deal maker and value bringer without over-embellishing your skillset and making long-lasting, lucrative connections. - Overcoming the fear of success : Why going from one fourplex to 89 has been the ride of his business life and the lessons he's learned in the process. and so much more!Connect with Brock : https://www.instagram.com/brockmogensenConnect with me : https://www.instagram.com/theoliverperryshow/Thank you to THE MORNING MEETUP for being our sponsor : The Morning MeetupSupport the show (https://www.buymeacoffee.com/theoliverperry)Support the show

On this episode of The Financial Advisor's Edge Podcast, a podcast for Financial Advisors and Financial Planners, the guys talk about the SmartAsset lead program and how to make the most of the digital marketing leads that come your way. Visit our website at:  www.thefinancialadvisorsedge.com

FTX took revenue from $90 million in 2020 to more than $1 billion last year as cryptocurrencies hit an all-time high. The Federal Deposit Insurance Corp. (FDIC) issued Cease and Desist Letters demanding Cryptonews.com, Cryptoytosec.info, SmartAsset.com, FTX.US and FDIC Crypto.com stop making misleading statements about FDIC deposit insurance and implement corrective measures. Terraform Labs co-founder Do Kwon has reportedly hired a lawyer from a domestic law firm in South Korea just days after claiming the South Korean authorities are yet to reach out to him or file any charges against him.

On this episode, Sea Will & Karla talk about her company Crypto Smart, an asset management company in #Nigeria. She talks about her favorite artist, J.Cole, Kendrick Lamar and Lauren Hill. For more information find Karla at https://twitter.com/_karlagod?s=21&t=3-nU9PJnRAiz5NZucunBiQor visit https://www.cryptosmartnow.io/  make a lot of content related to passive income and wealth building. If you're interested, watch this video: https://youtu.be/_AW009WY8xUWHATS GOOD YALL!  Welcome to the Passive Income Network. On this channel we talk about creating assets that produce passive income. We'll discuss building passive income in three ways; through the stock market, online business, and cryptocurrency. If you like making money hit the like button and subscribe to this channel.

Local developments on guns: Travis County Commissioners unanimously approved a resolution asking Governor Greg Abbott to call a special legislative session aimed at preventing future mass shootings yesterday, while Texas Democratic House members hosted town halls on gun violence prevention in both Round Rock and San Marcos. And, the Austin City Council is set to vote on Thursday on raising the minimum age for the purchase of semiautomatic firearms from 18 to 21 locally. The Austin City Council has unanimously approved a proposal from a Dallas real estate developer to execute significant changes in the East 6th Street bar district, including raising the maximum building height along the street. An updated design for the Project Connect transit plan calls for removing vehicle traffic from Guadalupe Street along the western edge of University of Texas campus, making the area open only to people who are walking, biking, riding a bus or using the street's planned light rail system. Trouble continues for the Austin Animal Center as it has significantly exceeded its housing capacity for dogs - an urgent plea for fosters and adopters has been issued. Texas Baseball's opening College World Series game against Notre Dame has been set for Friday night at 6pm - catch it on ESPN. NFL ex's in local business: former Longhorn Kenny Vaccaro is launching a new boutique fashion outlet called Konnect from his South Congress social performance club The Kollective, and former NFL QB Tim Tebow has been named chief mission officer for Austin-based snack bar company NuSkool Snacks. Travis County has been named the second-wealthiest county in Texas by SmartAsset, ranking only behind oil-rich Midland County.

A federal investigation into the police response to the Uvalde mass shooting has been launched, but it does not carry the threat of criminal charges. Federal officials also warn of more gun violence in coming months, connected to the impending Supreme Court ruling on abortion and the November mid-term elections. As the Texas power grid continues (so far) to hold up under historic heat, an interesting stat emerges: almost half of the power consumed lately in the Lone Star State is coming from wind and solar sources. After being publicly shamed and having its scooters threatened with seizure by Travis County Tax Assessor-Collector Bruce Elfant, Bird has paid its outstanding tax bill of almost $150,000. Nearly a dozen high-value-breed dogs were stolen from a kennel in Cedar Creek by a team of masked thieves last Friday morning. "LivePD" - the reality TV series that was canceled after it recorded and then deleted footage of the police-involved death of Javier Ambler in 2019 - is returning to production under the new name "On Patrol: Live". A SmartAsset study shows that, at current average wages in Austin, it takes 57.4 hours of work per week to afford the average rent of Austin apartments - currently $1,346 per month. Texas Softball were trounced by OU in the opening game of the WCWS yesterday, 16-1. Game 2 starts at 6:30 Thursday night in the best-of-three series. Austin's Major League Rugby team, the Gilgronis, have been suspended from post-season play this year, reportedly due to salary cap violations. The title of "world's largest convenience store" - or, world's largest Buc-ee's - will soon be lost in New Braunfels, but is then set to return to Central Texas as the chain plans to replace its Luling location with a 75,000 square foot store. Live music for the weekend: Friday shows include the Camp Nowhere EDM festival at Germania Insurance Amphitheater, Dishwalla at the Haute Spot, KOOP Radio's 27th Birthday Party at Antone's with Kalu James and the Electric Joint, and an A. Sinclair record release at Hotel Vegas. Saturday, Jimmy Buffet plays the Moody Center, Amos Lee is at ACL Live at the Moody Center, Earthgang plays Emo's, Belle and Sebastian play Stubbs, and HeartByrne is at the Far Out Lounge. UMI plays the Scoot Inn on Sunday. And the June heat wave remains relentless, with high temperatures reaching 106 expected over the upcoming weekend.

Andrew Lerner is Managing Partner of IA Capital Group, having launched IA Capital's venture capital business which is now the firm's core activity. Andy is a Director of Credit Sesame, SmartAsset, Matic, and Marble. Andy notes the VC industry has matured from being the Wild West to become a founder-friendly industry. IA's sweet spot is Series A or five years before the potential sale of a company versus the seed stage where you have to wait ten years or more. The right time to reach out is when your company has $1M revenue or more, are headed towards $2M revenue and are ready to raise a Series A. Once the company's valuation is $100M or more IA feels the fastest growth has already happened.  Andy relates that full-stack insurers valuations are not what they once were, so partnering with innovative insurtechs help them get farther than their own ideas/tech labs. The majority of insurtechs today either serve or distribute products for insurers and generate the bulk of the innovation being seen across the industry. Areas of Insurtech investment focus right now include cyber, cannabis and crypto insurance, new market segments where startups have an edge over established companies to gain a foothold in new markets. Andy notes that Fintech is five times as large as Insurtech, so they focus on specific strength areas like payments where they invest din Marqueta, and wealth management like NextCapital and SmartAsset. Andy also talks about culture: what makes a good fit with the co-founders and overall management team, reviewing how equity is divided and motivation for the founding team. He also talks about a VC can successfully act as a Board member, whether hiring new team members, getting new customers but avoiding the operational side of the business. Andy holds a B.S.E. in Electrical Engineering and Computer Science from Princeton University and an M.B.A. in Finance from The Wharton School, University of Pennsylvania. He serves as a director of Transportation Alternatives and Chess In The Schools. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Abortion rights remain top of mind in Texas - where care for women suffering from ectopic pregnancies and miscarriages is now thrown into doubt. Meanwhile, this Saturday will see a Donald Trump rally at the Austin Convention Center and a Planned Parenthood abortion rights protest at the Texas State Capitol - at the same time. This May has been the hottest for Austin on record, by a long shot - the unseasonably hot weather lately has led Travis County to issue a burn ban. Energy prices have been spiking along with high power demand, in the same effect that was seen during the February 2021 winter freeze. Texas gas prices have spiked again, reaching a record average price in Austin of $4.06 per gallon. Negotiations over pay for Austin EMS workers continue - the city is now offering $22 per hour, but the EMS union is insisting on $24.70. Not deja vu here - it's time to vote again, and you CAN vote in the primary runoff election even if you didn't vote in the primary last March. Early voting is underway now through May 20 and Election Day is May 24. The Austin City Limits Music Festival unveils its lineup for 2022, including the Red Hot Chili Peppers, P!nk, the Chicks, Kacey Musgraves, SZA, Paramore, and Lil Nas X as headliners. Tickets went on sale Tuesday at noon, and as of this morning are still available in all price levels. Last year's ACL Fest brought $369 million into the local economy. New research illustrates that yes, most newcomers to Texas are coming from California. A Dallas developer has submitted a plan to clean up and revitalize East Sixth Street. Cedar Park and Georgetown are among SmartAsset's new ranking of the best small cities in America. A space travel-themed brewery is opening soon in south Austin - its motif and beer names lead to speculation it may be tied to Elon Musk and SpaceX.

Are you ready to get DETAILED? I mean a specific checklist of what you can do to get MORE referrals faster? Well, today's episode is exactly that. My guest, Financial Planner Extraordinaire Jeremy Kiel of Keil Financial Partners is walking us through some very specific things he has done with his marketing to TRIPLE his referrals in 12 months. Yes, you heard me correctly. 12 months. You will walk away from this episode with:What you need to do first before you do any marketingSpecific examples, costs, website… from Jeremy that have contributed to his marketing successWhat his marketing funnel looks likeHow he makes it crazy easy for his clients to share him with his ideal client avatarAnd 3 specific tactics you don't want to miss!We're diving right in! ---------Connect with Libby on LinkedIn Here!Moz.com to create consistency among online search resourcesKeilFP.com to learn more about Jeremy's practicefivestepretirementplan.com to see Jeremy's lead magnetProud Mouth - the service Jeremy uses to promote his podcast and enhance his "influencer status"Smart Asset - lead service Wiser Advisor - lead service Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

Saving up for retirement is one thing, but withdrawing money once you're retired is another.  An article on the SmartAsset financial website talks about the four worst mistakes people make in withdrawing from their accounts.  Kevin explains how he determines the best order to withdraw from clients retirement accounts and how he can help you create a customized income plan. 

Today we are joined with Brock Mogensen of Smart Asset Captial. What is real estate syndication? Not many know much about it, including our host Kiki, but Brock informs us. Including the benefits of it. You won't want to miss this one as he shares advice on getting in, and growing exponentially. Be sure to also check this episode out on YouTube!https://www.youtube.com/channel/UCIuAGdXk8jeN3EL_DsfE93BROCK MOGENSEN:Instagram: @brockmogensenWebsite: https://www.smartassetcapital.com/FOLLOW SIMPLY REAL ESTATE:Instagram: https://www.instagram.com/simplyrealestatenm/Facebook: https://www.facebook.com/SimplyRealEstateNMWebsite: https://www.simplyrealestatenm.com/PODCAST PRODUCED AND EDITED BY:Estevan CarrionInstagram: https://www.instagram.com/estevan_thebestavon/Youtube: https://www.youtube.com/channel/UChnTw9XnaokQ6_sTW9iB3HQ

This (inaugural!) bonus episode features certified financial planner David Fortosis, owner of ClearCounsel Advisors, walking us through all things money after grad school. Specifically, David dives into the current economy's likely effect on student loan interest rates, personal budgeting, weighing employment options with varying student debt obligations, income-based repayment plans, public service loan forgiveness, earning extra cash on the side—you name it, we cover it. Whatever your financial literacy level or money situation, we hope you'll find Dave's words of wisdom applicable.***And now, the standard disclaimer: Nothing in this episode should be taken as personalized financial advice. Please consult a certified financial planner or other trusted advisor for such guidance.***Books & other resources mentionedSo Good They Can't Ignore You by Cal NewportDavid's monthly budget planner (Excel file)SmartAsset.com's paycheck calculatorUS Dept. of Education's Student Aid InformationStudentLoanHero.com“Graduate Programs Have Become a Cash Cow for Struggling Colleges. What Does That Mean for Students?” by Jon Marcus (PBS.org)Where to find Dave and ClearCounsel AdvisorsClearCounselAdvisors.comEmail: David @ ClearCounselAdvisors.comCheck out more from The Work SeminarVisit theworkseminar.com or find @TheWorkSeminar on social media. Sign up for The Work Seminar newsletter to receive updates straight to your inbox.Support the show

Mari Jay take time to discuss current money management habits versus future goals, while reflecting on all the factors that led to present day. Going from overspending to over-budgeting, join us in the quest to do better, live richer, and work smarter. Topics discussed include tackling financial literacy, habitual savings, balancing debt, allocating funds, building wealth, and retirement. Few free resources: First check out your bank, credit union, loan servicer, or 401K provider for financial advisor services!! But also-- Free Credit Report, Credit Karma, NFCC.org or FCAA.org for credit counseling agencies, Money Management International, Mint, or Personal Capital (free management tools). As well as The Financial Diet, Nerd Wallet, Money under 30, Smart Asset, Green Path, and other finance related blogs, podcasts, credit repair tools, and budget trackers. NEW EPISODES BIWEEKLY ON TUESDAYS. Listen, share, & subscribe. Available on Apple, Spotify, Amazon, iHeart, Google, and more. Join us on the journey: Instagram @turnt30podcast Twitter @turnt30podcast Email turnt30podcast@gmail.com Link linktr.ee/Turnt30Podcast --- Send in a voice message: https://podcasters.spotify.com/pod/show/turnt30podcast/message

On this episode, we're talking real estate syndication, asset management, and data driven investing with Founder and General Partner at Smart Asset Capital, Brock Mogensen!Watch at YouTube.MatthewMa.com!Founder and General Partner at Smart Asset Capital, Brock Mogensen started out with one duplex and built a successful syndication company with over $10 million in current assets that include multifamily, retail, office, self storage, and industrial properties. With an MBA and background in business, Brock leverages his expertise in data analysis to find deals, raise capital, and manage company assets to cultivate profitable investments for his clients. Reach out to Brock Mogensen at brock@smartassetcapital.com.Connect:Facebook: https://www.facebook.com/SmartAssetCapital/LinkedIn: https://www.linkedin.com/company/smart-asset-capital/Website: https://www.smartassetcapital.com/Leave a review on iTunes and let me know what you think !Host: Matthew MaMatthew Ma is an Investor, Syndicator, Founder, Coach, and Podcast Host. He's a Broker Associate with eXp Realty and strives to help agents grow their business with proven, effective methods learned from experience. Through his podcast, The Truth About Real Estate, and Avant University, he educates buyers, sellers, investors, and real estate agents on the current state of the market, how to use innovations in technology, sales, and marketing to build a scalable business. As an investor and syndicator with Avant Asset Management, he's dedicated to client success by building wealth through investments in apartment building syndications. Reach out to Matthew Ma at Matt@MatthewMa.com.

In today's episode of The Andrew Haines Show, we sat down with Adam Nuse the Vice President of Business Operations. Adam Nuse spent the last five years as the Sounds' General Manager & Chief Operating Officer and oversaw all day-to-day operations related to the ballclub. Under his guidance, the Sounds were named the 2019 Triple-A winner of Baseball America's Freitas Award. The Freitas Awards have been presented by Baseball America annually since 1989 and recognize franchises for their community involvement, long-term business success and consistent operational excellence. In 2018 and 2017, the Sounds garnered back-to-back Honorable Mention awards as Minor League Baseball's Team of the Year by Ballpark Digest. Also in 2018, the City of Nashville and the Nashville Sounds were named the home of the best minor league baseball town in America by SmartAsset. Nuse came to Music City from the Bowling Green Hot Rods of the Midwest League, where he served as the General Manager and Chief Operating Officer since January 2014. The Texas native was previously with the Corpus Christi Hooks of the Texas League from 2004-2013, where he served in a variety of sales roles throughout his tenure and most recently served as Vice President of Sales beginning in 2009. Nuse began his career in professional baseball as a marketing and sales intern with the 2001 Round Rock Express and the 2002 Oklahoma City RedHawks, both in the Pacific Coast League. Connect with me on LinkedIn: https://www.linkedin.com/in/andrewghaines/ Subscribe to us on Youtube: https://www.youtube.com/channel/UCJ7cqGc9pC4L1gRaM04ViVw Thank you to our sponsors for making the Andrew Haines Show possible: Eggheadcreativestudio.com livesourceapp.com

It's an Ashcentric doozy up in here. We're covering the case of the girl in the box, aka, Colleen Stan. Colleen was twenty years old on May 19 1977 when she accepted a ride from Cameron and Janice Hooker. They looked to be about her age, and the woman was holding a baby, what could go wrong? The next seven years of Colleen's life would be an absolute nightmare. She didn't realize the man driving the car she got into was a sexual sadist and had plans to make her his sex slave. Read this book! The Perfect Victim by Christine McGuire and Carla Norton As always, thank you to our sponsors: Hellofresh: Go to HelloFresh.com/10morbid and use code 10morbid for 10 free meals, including free Shipping! Embark: Go to Embarkvet.com now to get free shipping and save $30 off your Embark Breed and Health Kit with Promo code Morbid SmartAsset: To receive your free “Personalized Retirement Planning Report,” go to SMARTASSET.com/morbid PlushCare: Go to PlushCare.com/morbid to start your FREE 30-day trial Caliper: Get 20% off your first order when you use promo code MORBID at TryCaliper.com/morbid