POPULARITY
www.iotusecase.com#PredictiveMaintenance #EdgeComputing #CloudTransformationIn Episode 177 of the IoT Use Case Podcast, host Ing. Madeleine Mickeleit speaks with Soroush Khandouzi, Cloud Solution Engineer at KNF, and Florian Stein, Domain Lead for Cloud Transformation and Data Infrastructure at b.telligent. The focus is on a joint IIoT project for pump lifetime monitoring, showing how traditional mechanical engineering companies are using intelligent data to future-proof their products – from edge integration to a scalable cloud setup.Podcast SummaryLifetime monitoring, predictive maintenance, and edge integration – how KNF is driving digitalization in mechanical engineering This episode explores a real-world digitalization project by pump manufacturer KNF, developed together with IoT partner b.telligent. The goal: replace manual testing and documentation with an automated system for long-term pump monitoring – powered by an edge-to-cloud architecture based on Azure IoT and custom-built Data Acquisition Controllers (DAC). The challenge: Until now, key parameters like pressure, temperature, and current were recorded manually – sometimes daily, and over several years. With four production sites worldwide, fragmented systems made consistent evaluation nearly impossible. The solution: A scalable IoT infrastructure built on Azure IoT Edge, near-real-time data transmission, a burst mode for high-frequency measurements (up to 10 kHz), and visualization in Grafana. In addition to automating centralized testing for more than 1,500 pumps, the system enables cross-site monitoring, AI-driven analysis, and predictive maintenance. The key insight: Data is not just collected – it's made actionable in real time, enabling faster development cycles, higher product quality, and entirely new service offerings. This episode is a must-listen for anyone looking to scale IIoT projects – from R&D to testing and production.
What happens when you bring Silicon Valley tech thinking into an “unsexy” industry? Alex Jekowsky, Co-founder and CEO of Cents, shares how his vertically integrated platform is quietly transforming garment care—starting with laundromats. In this conversation, Alex breaks down what it takes to digitize an analog industry, earn operator trust, and build deep value with a lean team. If you've ever wondered what it really means to build vertical SaaS for SMBs, this is a masterclass.Key TakeawaysStart with digitization, not disruption—operators don't need revolution, they need visibility and options.Building for SMBs means listening first, innovating later. Reliability beats cleverness early on.A lean team can deliver better quality by being more deliberate, but it comes with execution risk.Cents' growth isn't about horizontal expansion—it's about going deeper with each customer.Clear alignment on mission—“garment care”—enables scale without complexity.Timestamped Highlights[01:50] – Why laundromats? The overlooked opportunity in an “unsexy” industry[06:30] – Digitize first, then provide optionality: Cents' real value proposition[09:40] – Why innovation is an earned right in SMB SaaS[12:50] – The tradeoffs and benefits of building vertically with a small team[16:40] – How Cents plans to grow deeper in garment care without chasing new verticals[21:50] – Culture, clarity, and staying anchored to the mission—how Cents keeps its edgeQuote of the Episode"Nobody works with you because you're innovative—they work with you because you work."Resources MentionedCents: https://www.trycents.comCall to ActionIf this episode changed how you think about vertical SaaS or SMB tech, share it with a founder or product leader who needs to hear it. And don't forget to follow The Tech Trek for more behind-the-scenes stories on building products that actually move industries forward.
The Note-Taking Revolution: Why College Students Should Embrace Hybrid SystemsAfter helping students get organized for over a decade, I've discovered that the most successful approach to note-taking isn't choosing between handwritten or digital—it's combining both.Here's why this hybrid system is transforming academic success:
Tedd Huff, Founder of Voalyre and Host of Fintech Confidential Leaders One on One Series, teams up with Israel Mazin, CEO and Co-Founder of Memcyco, to break down what really matters for protecting sensitive data and customer trust in finance. This episode uncovers how real-time security, AI-powered defense, and practical compliance can set you apart in a fast-changing world. Learn how to take immediate action against cyber threats, show proof of safety to your users, and build long-term growth through real trust. Get clear steps to boost your security and keep your business ahead with real solutions for fintech, banking, and online businesses.The Rest of the StoryTakeaways: 1️⃣ Question Every Access Point Review all customer-facing sites and login pages right now. Remove anything not used and confirm all security checks are active.2️⃣ Set Up Instant Threat Alerts Get notified the moment something suspicious happens. Don't wait for a report—flag real risks in real time.3️⃣ Test AI Defenses Against Real Threats Run real-world attack scenarios with your team and tune your AI filters to block the latest tactics.4️⃣ Make Trust Part of Onboarding Show new customers exactly how their info is protected. Give them clear proof your security works.5️⃣ Document Compliance For Every Update Keep a simple log of every regulatory step and system change. This saves time at audit and keeps you covered.LinksIsrael Mazin: LinkedIn: https://www.linkedin.com/in/israelmazin/ Memcyco Team Profile: https://www.memcyco.com/team/israel-mazin/Memcyco:Website: https://www.memcyco.com/ LinkedIn: https://www.linkedin.com/company/memcyco/Fintech Confidential:YouTube: https://youtube.com/@fintechconfidential Podcast: https://fintechconfidential.com/listen Newsletter: https://fintechconfidential.com/access LinkedIn: https://www.linkedin.com/company/fintechconfidential X: https://x.com/FTconfidential Instagram: https://www.instagram.com/fintechconfidential Facebook: https://www.facebook.com/fintechconfidentialSupportersUnder.io – Digitize underwriting and signatures for faster, secure workflows. https://under.io/ftc Skyflow – Zero-trust data vault to secure, tokenize, and govern data with ease. https://skyflowsecure.com CheckAlt Clearingworks – Automate receivables and treasury management for banks and businesses. https://checkalt.com Hawk:AI – Real-time fraud prevention with smarter compliance tools. https://getHawkai.comAbout:Israel Mazin is CEO and Co-Founder of Memcyco, recognized for building, scaling, and exiting cybersecurity companies with a focus on teamwork, execution, and directly solving industry challenges. Memcyco delivers real-time detection and protection against website impersonation and account takeovers, helping banks, retailers, and online businesses secure customer interactions and stay compliant.Tedd Huff is Founder of Voalyre, a professional services and advisory firm focused on global payments and banking. With over 25 years in fintech, payments, and financial services, Tedd has launched and led startups and advised enterprise firms on digital strategy, user experience, and innovation. As host and executive producer of Fintech Confidential, he delivers direct conversations that highlight practical leadership and new ideas shaping fintech.Fintech Confidential features trusted insights, actionable strategies, and interviews with leaders shaping the future of finance.DD3 Media produces engaging
Join Nataraj as he interviews Rish, the co-founder and CEO of Greyparrot, a company leveraging AI to revolutionize the recycling industry. Rish shares his journey from augmented reality to AI-powered waste management, detailing the challenges and opportunities in this space. Discover how Greyparrot's innovative technology brings transparency and efficiency to recycling, impacting the circular economy and creating a more sustainable future. Learn how AI can transform waste into a valuable resource.What you'll learnUnderstand how AI-powered waste analytics are bringing transparency and efficiency to the recycling industry.Discover the challenges and opportunities in building AI solutions for large-scale waste management.Learn how Greyparrot is using computer vision to analyze and sort waste more effectively than traditional methods.Explore the impact of AI technologies on promoting and advancing the circular economy on a global scale.Gain insights into the architectural and structural issues specific to deploying AI in the waste management sector.Discover how strategic partnerships can help scale a business in the waste management and recycling industry.Understand the roles of manufacturers, governments, waste management, and consumers in creating a circular economy.About the Guest and Host:Rish: Co-founder and CEO of Greyparrot, using AI-powered waste analytics to revolutionize the recycling industry.Connect with Rish:→ LinkedIn: https://www.linkedin.com/in/ambarishmitra/→ Website: https://www.greyparrot.ai/Nataraj: Host of the Startup Project podcast, Senior PM at Azure & Investor.→ LinkedIn: https://www.linkedin.com/in/natarajsindam/→ Substack: https://startupproject.substack.com/In this episode, we cover(00:00) Introduction and Guest Introduction(00:49) The Origin Story of Greyparrot and its mission(02:23) From Visual Search to Waste Intelligence: The Pivotal Moment(04:58) Defining Greyparrot as a Material Asset Recovery Company(05:15) How Greyparrot's Analyzers Optimize Waste Sorting at Material Recovery Facilities (MRFs)(07:44) Integrating AI Brains into Mechanical Waste Management Plants(09:28) Architectural Challenges of Deploying AI in Waste Management(12:46) Building a Scalable AI Solution for Diverse Waste Management Plants(15:39) Deep Dive into Processing Images and Data Locally with On-Camera Computing(20:02) Brands leveraging waste data for packaging R&D and sustainability(21:52) Customer Acquisition strategies(28:07) Scale of business(30:01) Contrasting Waste Management in Developed vs. Developing Economies(35:13) China's role in global waste management(37:03) Diverting waste streams(39:57) The key components responsible for circular economyDon't forget to subscribe and leave us a review/comment on YouTube Apple Spotify or wherever you listen to podcasts.#StartupProject #GreyParrot #AI #WasteManagement #Recycling #CircularEconomy #Sustainability #Innovation #DeepLearning #ComputerVision #MaterialRecovery #Tech #Environment #Podcast #Entrepreneurship #Startup #RecyclingTech #WasteAnalytics #AIforGood #GreenTech
How did Iowa become the home to one of the largest publicly held Haitian art collections in the world?
Imagine having a personal wardrobe butler—someone who stores your clothes in pristine condition, catalogs each item digitally, and lets you browse your closet from your phone. Need a dress delivered for dinner or want to resell that designer piece you’ve only worn once? Done. Barbara Yu Larsson, Founder and CEO of PAKT joins the Breakfast Show to share how she’s helping people extend the life of their garments, reduce waste, and reconnect with the value of their wardrobe through smarter and more conscious living.See omnystudio.com/listener for privacy information.
Professional photo organizer Casey von Stein (aka Miss Freddy) is BACK and this time she's helping us handle all those old, sentimental photos we all have stuffed in boxes in a closet somewhere.Miss Freddy is answering my questions on how to make the physical photos into digital files and then how to organize and back them up online so we never have to worry they'll be lost or damaged in the future. She also says something to me about the 30,000 photos I have stored on my phone that might have just changed my life. Follow Miss Freddy on IG Learn more about Miss Freddy's BACKUP BOOTCAMPListen to past episodes with Miss Freddy:Ep. 41: 10 Tips to Organize Your Photos with Miss FreddyEp. 82: Create a Family Yearbook (10 Tips from Miss Freddy)MENTIONED in this episode:Epson FastFoto ScannerScanSnap portable scannerAura digital photo frameMiss Freddy's blog post: How to Convert DVDs to Digital FilesFULL SHOW NOTES HERE SUBSCRIBE to 10 Things To Tell You so you never miss an episode!CLICK HERE for episode show notesFOLLOW @10ThingsToTellYou on InstagramFOLLOW @10ThingsToTellYou on FacebookSIGN UP for episode emails, links, and show notesJOIN Laura Tremaine's SECRET SUBSTACKBUY THE BOOK: Share Your Stuff. I'll Go First. by Laura TremaineBUY THE BOOK: The Life Council: 10 Friends Every Woman Needs by Laura Tremaine Hosted on Acast. See acast.com/privacy for more information.
Is your work life feeling cluttered and overwhelming? It might be time for some Spring Cleaning—but not the kind that involves your desk. In this episode, we're tackling career clutter—those tasks, commitments, and habits that drain your energy and hold you back from doing your best work. + Discover why career clutter silently saps your creativity and productivity + Learn to identify time-stealing tasks that no longer serve you + Master the 4D framework (Decide, Delegate, Digitize, Drop) to declutter and refocus + Take on the 7-day ‘Clear the Career Clutter' challenge for immediate impact Tune in and start making space for what matters most!
Dr. Fred Mirarchi is working to create personalized, specific advance care plans for patients, accommodating every stage of life and end of life wish. After seeing clinicians in the hospital struggle to determine exactly what patients' wishes were, Fred realized documentation of advance directives didn't truly communicate clearly. He and the team at Mideo Health have developed a best-practice model for documenting health care directives. Using a video format allows patients to customize their plan. For older adults who might struggle with technology, the team provides concierge service to guide them through every step of the process. There's space available on the Mideo platform for creating a personal message to family members, and to document disease-specific directives based on the person's health history. When completed, Mideo is accessible by QR code so it can be accessed quickly by first responders and hospital staff. If you're younger and in good health, there's a “do-it-yourself” version of Mideo that's easy to complete on your own. Advance care planning is a great way of preventing unwanted care that's out of alignment with personal beliefs and wishes. The best time to start the ACP conversation is now. Website: mideohealth.com Socials for Mideo: LinkedIn Facebook Twitter (X) Socials for Dr. Mirarchi: Twitter (X) Information for Jennifer O'Brien Website: jenniferaobrien.com Read more about Jennifer O'Brien here. Purchase your copy of Care Boss by Jennifer O'Brien here. Buy your copy of The Hospice Doctor's Widow: An Art Journal of Caregiving and Grief here. Hospice Navigation Services is here for you. If you have questions about hospice care or need to troubleshoot the care you're already receiving, book a session with an expert Hospice Navigator at theheartofhospice.com. Connect with The Heart of Hospice Podcast and host Helen Bauer Website: theheartofhospice.com Email: helen@theheartofhospice.com More podcast episodes: The Heart of Hospice Podcast Book podcast host Helen Bauer to speak at your event or conference by sending an email to helen@theheartofhospice.com.
Subscriber-only episodeSend us a textPodcast episodes are fully available to paid subscribers on the M&M Substack and on YouTube. Partial versions are available elsewhere.About the guest: Alex Wiltschko, PhD is the founder and CEO of Osmo, a startup using AI, neuroscience, and chemistry to digitize the sense of smell.Episode summary: Nick talks to Dr. Wiltschko about: the sense of smell & olfactory perception; aroma and why certain molecules are smelled but not others; how the brain encodes odors; using AI and machine learning to create “odor maps”; designing novel scents for the fragrance industry; Osmo and its goal of digitizing the sense of smell.Related episodes:M&M #114: Marijuana, Plant Chemistry, Terpenes, Volatile Sulfur Compounds, Cannabis Industry, What Pungent Weed Smells Like & Why | Iain OswaldM&M #22: Machine Learning, Artificial Intelligence, Animal Behavior & Giving Computers a Sense of Smell | Alex Wiltschko*Not medical adviceAll episodes (audio & video), show notes, transcripts, and more at the M&M Substack Affiliates: MASA Chips—delicious tortilla chips made from organic corn and grass-fed beef tallow. No seed oils or artificial ingredients. Use code MIND for 20% off. Lumen device to optimize your metabolism for weight loss or athletic performance. Use code MIND for 10% off. Athletic Greens: Comprehensive & convenient daily nutrition. Free 1-year supply of vitamin D with purchase. KetoCitra—Ketone body BHB + potassium, calcium & magnesium, formulated with kidney health in mind. Use code MIND20 for 20% off any subscription. Learn all the ways you can support my efforts
Send us a textPodcast episodes are fully available to paid subscribers on the M&M Substack and on YouTube. Partial versions are available elsewhere.About the guest: Alex Wiltschko, PhD is the founder and CEO of Osmo, a startup using AI, neuroscience, and chemistry to digitize the sense of smell.Episode summary: Nick talks to Dr. Wiltschko about: the sense of smell & olfactory perception; aroma and why certain molecules are smelled but not others; how the brain encodes odors; using AI and machine learning to create “odor maps”; designing novel scents for the fragrance industry; Osmo and its goal of digitizing the sense of smell.Related episodes:M&M #114: Marijuana, Plant Chemistry, Terpenes, Volatile Sulfur Compounds, Cannabis Industry, What Pungent Weed Smells Like & Why | Iain OswaldM&M #22: Machine Learning, Artificial Intelligence, Animal Behavior & Giving Computers a Sense of Smell | Alex WiltschkoSpecial offer: Use MINDMATTERSPECIAL2 for a free 1-year premium subscription to Consensus, an AI-powered research tool that helps you find the best science, faster. ($150 value, limited-time offer).*This content is never meant to serve as medical adviceSupport the showAll episodes (audio & video), show notes, transcripts, and more at the M&M Substack Affiliates: Consensus: AI-powered academic research tool. Find & understand the best science, faster. Free 1-year premium sub with code MINDMATTERSPECIAL2 (exp 12.23.24) MASA Chips—delicious tortilla chips made from organic corn and grass-fed beef tallow. No seed oils or artificial ingredients. Use code MIND for 20% off. Lumen device to optimize your metabolism for weight loss or athletic performance. Use code MIND for 10% off. Athletic Greens: Comprehensive & convenient daily nutrition. Free 1-year supply of vitamin D with purchase. KetoCitra—Ketone body BHB + potassium, calcium & magnesium, formulated with kidney health in mind. Use code MIND20 for 20% off any subscription. Learn all the ways you can support my efforts...
Queer Activist and Cultural Advisor Chris Cabrera joins Greg and Damon to unpack the fallout from the November election. They discuss what this means for queer people and undocumented immigrants in the service industry, and Chris points toward resources people can use to fight back. We're getting into our feels on this one y'all.Plus, are you a bro, but not a total dick? Here's what you can do to help the people you care about.Follow Chris on instagram at @chrscabHere are some resources for those in need:Checklist for Queer Married CouplesLegal DocumentationCreate wills listing your spouse as your beneficiary.Obtain a medical power of attorney and provide a copy to your insurance provider.Set up a financial power of attorney.Ensure you have copies of your child's adoption papers (if applicable).Organize and Store DocumentsCompile all critical documents in a file.Digitize the file and save it securely on your phone for easy access.HRT (Hormone Replacement Therapy) PrecautionsIf you are on HRT (Estrogen or Testosterone) and travel frequently, request a letter from your endocrinologist or doctor approving the medication.Keep the letter with your medication while traveling.Mutual Aid and community networks (links to stay current with changing laws and bills)https://anotherroundanotherrally.org/ (Grants, relief funds, mental health care)https://safebars.org/ https://www.aclu.org/issues/lgbtq-rights (keep up with bills and laws being changed for LGBTQ+, Immigrants and people of color)https://www.folxhealth.com/- (Gender affirming care, mental health care, therapy, primary care, sexual and reproductive healthhttps://lgbtlifecenter.org/wellness/support-groups/ https://www.globalgiving.org/learn/lgbtq-mutual-aid/https://glaad.org/resourcelist/Legal support services (some offer advice and others offer inexpensive or pro bono legal services)http://lambdalegal.org/https://www.nclrights.org/https://www.lgbtbarny.org/https://avp.org/ (Anti Violence Project)https://nylag.org/lgbtq-law/https://srlp.org/ - Sylvia Rivera Law Project Mental Health Servcies (inexpensive and accessible programs and therapists) Humantold.comhttps://mhanational.org/lgbtqhttps://www.ihitherapy.org/feeshttps://thrivelifeline.org/ https://www.callblackline.com/ (For Black folx)https://www.deqh.org/ (For South Asians) https://www.themasgd.org/innara-helpline (For Muslims)https://strongheartshelpline.org/ (For Native folx)Immigrationhttps://citizenpath.com/trump-immigration-policy/https://www.mmhpc.com/practical-tips-for-what-you-can-do-to-prepare-for-trump-2-0/https://www.americanimmigrationcouncil.org/https://www.nyc.gov/site/immigrants/legal-resources/immigration-legal-services.pagehttps://camba.org/https://immigrantjustice.org/Love The Speakeasy but wish there was more? Check out Bottled in Bond, our new Patreon podcast exclusively for you, our best regulars! Join now for sponsor-free listening, video podcasts, access to pre-sales and drink recipes from all our guests. Higher proof and aged to perfection, check it out now at patreon.com/BottledinBondCheck out Quiote Imports at quioteimports.com and use promo code “Speakeasy” to get free shipping at checkout. Don't forget to click SUBSCRIBE and RATE the show if you can.
Disrupt or Digitize? The Art of Breaking the Status Quo Why do some startups revolutionize entire industries while others just digitize legacy processes? Disruption isn't just a buzzword; it's a mindset and one that too many founders shy away from. Are you pre-compromising your vision before you even start? In this episode, Chris Saad and Yaniv Bernstein break down the essence of first-principles thinking and how startups can challenge legacy constraints to create truly disruptive solutions. Drawing on examples from Uber, Netflix, and DocuSign, they discuss how to identify and creatively navigate constraints without sacrificing vision. In this episode, you will: Understand the difference between incrementalism and true disruption. Learn how to apply first-principles thinking to reimagine industries from scratch. Explore real-world examples of companies like Uber and Netflix that rewrote the rules. Identify which constraints are real, imagined, or worth challenging. Master the art of balancing bold vision with practical constraints. Uncover strategies to creatively layer in constraints while staying true to your goals. Apply an iterative approach to move incrementally toward your ideal outcome without compromising vision. The Pact Honour The Startup Podcast Pact! If you have listened to TSP and gotten value from it, please: Follow, rate, and review us in your listening app Subscribe to the TSP Mailing List at https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us on YouTube at https://www.youtube.com/@startup-podcast Give us a public shout-out on LinkedIn or anywhere you have a social media following. Key links The Startup Podcast is sponsored by Vanta. Vanta helps businesses get and stay compliant by automating up to 90% of the work for the most in demand compliance frameworks. With over 200 integrations, you can easily monitor and secure the tools your business relies on. For a limited-time offer of US$1,000 off, go to www.vanta.com/tsp. Get your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://tsp.show Learn more about Chris and Yaniv Work 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/ Credits Editor: Justin McArthur Content Strategist: Carolina Franco https://www.linkedin.com/in/francocarolina/ Intro Voice: Jeremiah Owyang
This show has been flagged as Clean by the host. Today I want to talk about why digitizing analog photos. Three years ago, I wrote a chapter in the annual book for a home village association. The chapter was about life in a small village in the 1930's. In addition to the text I had a couple of black and white photo prints from those days. I said black and white. But honestly, an eighty year old black and white print is not only black and white. Because of aging, type of paper and development method, the black and white print has colours. Should the photos in the book chapter be of best black and white photo quality, or should they reflect the prints as they are at the time of the book release? There is no right or wrong answer into that question. But it relates to the topic, why digitize? I have found the web site "Preserving history. How to Digitally Archive and Share Historical Photographs, Documents, and Audio Recordings". The main focus is photographs, but as the title states it is also about documents and audio. The web site is written and organized as a book and is a very comprehensive and useful resource. It is a few years old but is still to a large extent accurate and relevant. The exact details, which equipment, formats, settings and so on can be discussed. And as technology has evolved, what the book describes as best has to some extent changed so the best practise can now in some cases be seen as good practise. The book has a chapter titled "Historical Archive Versus Personal Photograph Collection". The historical archive is about to preserve the object in every detail, e.g. colours, scratches, borders and dimensions. It is applicable for true archives, like museums and other public archives. The other reason to digitize is of personal and family reasons. In this scope, the focus is to have good photos. This approach gives better flexibility in method, equipment and settings, and in general the work will probably be less time consuming. So the take away from this episode is that I recommend you to give the purpose of why you digitize photos a thought before you start a big digitizing project. And that you need to balance any desire to make the best possible archival copy with the best possible equipment and all time in the world with what is realistic for you, and what is good enough. And at the other end, the happiness to have and share a digital photo copy of any quality is better than none at all, but considering a bit more of work and attention may improve the quality significantly. Finally, I also want to give a few remarks to my own episode number 4244. I talked about placing the negative or positive in direct contact to glass under or above it. Be observant, there is a risk this will create Newton rings which can affect the result in a not acceptable way. The problem that the object is not totally flat in a flat bed scanner should in most cases not be a problem because the scanners are normally designed to manage a bit of focus depth. Remarks on my repro setup: My digital camera is mounted on a repro stand. The stand is similar to the stand used in an analog darkroom. The "duplication direction" is opposite to the analog darkroom: The camera is mounted on the stand, while the object to be duplicated is placed on the base plate. I have a light table on the base plate when a negative or positive is duplicated. Mounted on the camera, depending on lens, may an extension tube be needed to achieve the macro distance to duplicate a small object. References: Preserving history. How to Digitally Archive and Share Historical Photographs, Documents, and Audio Recordings. https://archivehistory.jeksite.com Two methods of digitizing photos. https://hackerpublicradio.org/eps/hpr4244/index.html Provide feedback on this episode.
We read the news so you don't have to! Welcome to your October roundup of retirement headlines—a month bursting with insights and strategies that could redefine your retirement planning. Whether you're a retiree navigating the nuances of financial security, or an investor seeking to fortify your portfolio against market fluctuations, this month's compilation offers a wealth of information. We've meticulously curated topics ranging from savvy investment options like ETFs to essential cost-of-living adjustments and innovative estate planning strategies. Our goal? To provide you with the tools and knowledge necessary to make informed decisions and bolster your financial well-being in retirement. Let's explore how October's biggest headlines might just be your key to a more secure future. https://youtu.be/VrMpMIACxLk Articles Discussed in this Episode Is This ETF Your Knight in Shining Armor? There is no free lunch Consider opportunity costs Cost-Of-Living Adjustments 2024 - 2.5 Looking at historical COLA this is actually good. Why Anybody Over 18 Should Have an Estate Plan Estate planning can be important at any age Why Everyone Needs a ‘Digital Death-Cleaning' Plan Create a plan for your digital assets Label your files Leave a guide And a farewell? Consider an AI alter ego? Digitize physical memories How Undiagnosed Cognitive Decline Eats Into Seniors' Retirement Savings Since current retirees are living longer than previous generations, they are more likely to suffer memory loss Typically unaware of memory loss Those who experienced a severe memory-loss event over the prior two-year period and were unaware of it saw their wealth decrease by about $31,000 on average. Those who were aware of their memory loss likely avoided large financial hits by delegating decisions to family members or financial advisers or by choosing safer investments, the researchers said. A large percentage of the losses that we measure are coming from stocks,” Peracchi says. “People participating in the stock market often start with high cognitive abilities, so after losing some memory, they may be overconfident in their abilities. They're not aware that they've lost memory, so they're more susceptible to financial losses.” In Retirement, It's Time to Put Our Costs Under the Microscope Update from the Yoders Decided to review credit card transactions and bank debits of the past year Surprised by how many things they found that weren't needed Good idea to start looking at your budget a year before retirement How to find lost or forgotten pensions, 401(k)s, and retirement money One estimate indicates that about 29 million 401(k) accounts remained forgotten in 2023, amounting to nearly $1.65 trillion in unclaimed retirement benefits nationwide, according to a report by Capitalize, How to search US Department of Labor - Abandoned plan search - https://www.askebsa.dol.gov/AbandonedPlanSearch/ Unclaimed property search by state - MI https://unclaimedproperty.michigan.gov/ Pension Benefit Guaranty Corp - find unclaimed pension benefits - https://www.pbgc.gov/wr/find-unclaimed-retirement-benefits Pension Rights Center - Nonprofit - www.pensionhelp.org Washington State Voters Keep Public Long-Term Care Insurance Washington State's Public LTC was on the ballot and easily voted to reject a ballot initiative that would have killed the law First of its kind of law that provides $36,500 in LTC benefits to all residents funded through a payroll tax surcharge of .58. Other states are looking at similar laws California, Illinois, Minnesota & Massachusetts 5 Financial To-Dos Before the End of 2024 Rebalance Take RMD Contribute to employer plans Review insurance Consider charitable donations Conclusion October's retirement headlines have underscored the evolving landscape of f...
The digitization and curation team from the National Museum of African American History and Culture are helping families and institutions preserve Black history in the St. Louis region. Doretha Williams, director of the Digitization and Curation Center at the Smithsonian Institute and April Brown, director of Internship Management & HR Solutions at Cardinal Ritter College Prep discuss the importance of maintaining personal and community histories and how folks can participate
Lost in the Stacks: the Research Library Rock'n'Roll Radio Show
PART 1 of THE STORIES ARCHIVES TELL Guest: Katie Gentilello, Digital Projects Coordinator at the Georgia Tech Library First broadcast August 16 2024. Playlist here "One might think you have an agenda..."
Episode Summary:Discover how to adapt your marketing strategies to thrive in volatile times with our latest episode. Learn practical tips on increasing online engagement, making your products easily accessible, and becoming a valuable resource for your audience during crises.Follow Antonio Here:https://www.facebook.com/theatsjrhttps://www.amazon.com/stores/Antonio-T.-Smith-Jr/author/B00M3MPVJ8https://www.linkedin.com/in/antoniotsmithjrhttps://antoniotsmithjr.comhttps://www.instagram.com/theatsjrCore Principles and Strategies1. Audience EngagementEncourage participants to turn on cameras and interact in the chat.Emphasize the necessity of interaction and engagement during the session.2. Crisis MarketingAdapt marketing strategies to address current crises (e.g., COVID-19 pandemic).Focus on becoming a resource and addressing the immediate needs of the audience.3. Market Volatility AdaptationAcknowledge the volatility of the market and adapt strategies accordingly.Recognize that consumer behavior is unpredictable and requires flexibility.Practical Examples and Applications1. Digital AccessibilityEnsure products and services are easily accessible online.Digitize products to reach a wider audience effectively.2. Increased Online PresenceIncrease posting frequency to match the heightened online activity of consumers.Be present on multiple platforms to capture a broader audience.3. ResourcefulnessOffer valuable content that helps your audience solve their problems.Provide educational and supportive content, especially during crises.Training and Development1. Skill ImprovementLearn and utilize digital tools to maintain and enhance online presence.Improve content creation skills, including video editing and live streaming.2. Team CoordinationCollaborate with team members to ensure consistent and effective messaging.Share responsibilities and insights to maximize collective productivity.3. Customer InsightsUnderstand and address the evolving needs of your audience.Use real-time feedback to adjust strategies and improve customer satisfaction.Feedback Session Highlights1. Interactive LearningEncourage questions and discussions to ensure comprehensive understanding.Utilize real-time feedback to adapt and improve marketing strategies.2. Practical DemonstrationsShow how to make content easily accessible and increase online presence.Discuss practical applications, such as using OBS for live streaming and scheduling tools like Hootsuite.Summary of Key Insights1. Consistent Branding and MessagingMaintain consistency in branding while adapting messages to current events.Ensure all content aligns with the core message and values of the brand.2. Engagement MetricsMonitor engagement metrics to evaluate the effectiveness of marketing strategies.Use metrics to guide adjustments and improvements in content and strategy.3. Audience ConnectionBuild a strong connection through relatable and authentic content.Leverage personal stories and experiences to engage the audience.Activities and Resources1. Online Tools and PlatformsUtilize OBS for live streaming and Facebook Creator Studio for scheduling multiple videos.Use scheduling tools like Hootsuite to automate posts and maintain consistent online presence.2. Educational ContentCreate and share educational content that provides value and addresses current issues.Offer webinars, tutorials, and online courses to engage and educate the audience.3. Community SupportEngage with the community through social media and other online platforms.Provide support and resources to help the community navigate crises and challenges.Support this podcast at — https://redcircle.com/the-secret-to-success/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy