Podcasts about make your kid

How AI is helping catch breast cancer. Will artificial ovaries soon be a reality? ‘Baby talk' might make your kid smarter down the road. You should walk more for your sleep health. Learn More: https://radiohealthjournal.org/medical-notes-science-has-created-artificial-ovaries-ai-can-diagnose-breast-cancer-and-why-baby-talk-can-make-your-kid-smarter Learn more about your ad choices. Visit podcastchoices.com/adchoices

Financial literacy is essential for kids to develop a strong foundation for managing money effectively in the future. In the latest episode of the Quiet Wealth podcast, hosted by Camilla Jeffs, we dive deep into the topic of teaching kids about money, providing valuable insights and ten practical tips to empower young minds with financial knowledge.In this engaging conversation, Camilla discusses the importance of instilling healthy money habits early on and shares actionable strategies for parents and educators to nurture financial awareness in children. From setting up allowances and savings accounts to engaging in money conversations and encouraging budgeting, these ten tips cover a wide range of effective approaches for teaching kids about money.Discover how to turn everyday moments into valuable financial lessons, promote wise spending habits, and cultivate a lifelong understanding of money management. Join us in this episode as we delve into the world of kids and money, equipping them with the tools they need to thrive financially.Don't forget to share this episode with friends and family who would benefit from this valuable information. Make sure to subscribe to the podcast to stay up to date with future episodes on topics related to building your wealth and financial independence.In this episode, we talk about:• Teaching kids the value of money• Encouraging entrepreneurial spirit in kids• Setting financial goals for kids• Opening a savings account for kids• Educating kids on investing• Teaching kids smart spending habits• Promoting financial independence among kids• Cultivating a strong work ethic among kids• Emphasizing education to kids• Leading kids by example===Resources:Kids and Cash Course - https://camillajeffs.thinkific.com/courses/familybankFamily Bank Spreadsheet - http://camillajeffs.com/raising-money-smart-kids/Prime Time Wealth Academy - https://camillajeffs.thinkific.com/courses/prime-time-wealth-academyPrime Time Wealth Academy YouTube Channel - https://www.youtube.com/channel/UCJYjXBtQnNKeXSrhMIaRgGQ===Shout out to my podcast manager, Abby! If you're ready to take your podcast to the next level, contact her today productions@abbyguaki.com and start the conversation.===Are you ready to try passive investing in real estate? Get access to my FREE Passive Investing Masterclass! https://steadystreaminvestments.com/masterclass/ Follow us at https://www.facebook.com/steadystreaminvestments https://www.instagram.com/quietwealthcommunity/ https://www.tiktok.com/@quietwealth https://www.youtube.com/channel/UC2MFOVyPWo0XD0QVJxgDxbQ https://www.linkedin.com/company/steady-stream-investments

Year End Tax Planning with Jamie Trull - Alternate title: Make your kid a millionaire!Are your year-end tax preparations causing you sleepless nights? What if I told you there are strategies to transform this dreaded task into a source of growth for your business? Today, we are joined by the brilliant Jamie Troull, a financial literacy coach, and profit strategist who shares her journey from a corporate CPA to becoming a champion of financial education for small businesses. We navigated through the process of tax planning, not just as a compliance practice but a strategic tool for business growth. She shared her unique experience on how the pandemic led to a strategic pivot in her business, causing the exponential growth of her Facebook group from 5,000 to 30,000 members. Jamie offered practical tips on how to maximize write-offs, understanding deductions and the brilliant strategy of hiring your kids.

This week, a mom joins me in a wide-ranging conversation about the way her son can get sassy — and be difficult to parent — when his blood sugar is high. But before we ever got to that issue, we hit on a few other important topics.First of all, this brave mom talked about how dysregulated she gets when she is following diabetes all, all, all the time. She shared that she's made a practice of dis-connecting herself sometimes from the task of managing. Since this kind of self-care is an important message that I give in all my Sweet Talk programming, we spent a little time here, looking at how this practice evolved for her. She shared how the reflections of close and loving family members really helped her to see the ways that she was stretching herself too far and that she needed to find a way to take self-care breaks. Then, in thinking with her about how to address the high blood sugars that are making her son so hard to parent, we took a detour to talk about disordered eating behaviors and the risk of that with T1D. It was a great opportunity to share with listeners that my next free workshop — the ever-popular Let Them Eat Cake? — focuses on this issue and is now open for registration. Finally, we started tackling the real issue of parenting highs, talking through how you might start a conversation about this to raise your child's awareness of what is happening in their body. I name that this is a bit of a process — not something a parent can magically expect their child to be able to do right away, but something you can help them cultivate over time. We are planting seeds in their awareness.Listen to hear more about:How to think about moderate eating and teaching that to our kidsThe difficulty that some people with type 1 have in feeling fullHow to help your child pay better attention to when they feel full and creating thoughtful behaviors related to food and eatingHow to help your child gain some self-awareness about their behaviors without making them feel bad about themselves. How it can be helpful to talk to our children about hard topics in moments when their blood sugar is in range — and when we (and they) are calm and regulated How asking our kids to pay attention can help them gain insightMentioned in this episode:Need help getting your kid the right snacks?That's why I've created the Sweet Talk Snack Course. It's a free mini-course to give you 6 snack sized lessons on making sure you're giving your kid the right foods to keep them nourished and their blood sugar in check. Get it at https://diabetessweettalk.com

061223 14 Min Pesta On HOW The Schools Make Your Kid Into A Liberal by Kate Dalley

Discover how Manisha Thakor transformed from a workaholic focused only on money to an advocate for balance and emotional health. Her financial upbringing and passion for helping women made her the financial well-being guru she is today. In this episode, you'll hear Manisha's story about her unhealthy mindset towards her career, the major wake-up call that changed everything, and the actions she took to shift her perspective to one of balanced success. Listen to Manisha's story, then decide which action will most benefit you and make her a part of your success journey.Action Principles Pick one to do this week: Financial literacy provides choices. When you're educated about your personal finances, you're more likely to be successful. ACTION: Take a course or read a book on personal finance.Read more books. By educating yourself on various topics, you'll be ready for opportunities and make better choices. ACTION: Set a goal to read one educational book per month.Live a fuller life. Finding a healthy rhythm and enjoying life now will lead to a balanced, long-term success. Ask yourself, “What can I do to start making what I'm doing worth it now?” ACTION: Schedule time in your calendar to do something you enjoy this week.Know your values and source of joy. Defining your values will guide you to make the right decisions in life. Knowing what gives you joy will provide the energy to keep going forward. ACTION: Sit down and identify your top three values and top three joys. Use them as a guide for all future decisions.Guest ResourcesYou can continue to learn from Manisha Thakor at MoneyZen.com or by preordering her book, MoneyZen: The Secret to Finding Your Enough. You can also follow her on LinkedIn.Additional Resources:The Savvy Ladies OrganizationProfit First by Michael MichalowiczHow to Make Your Kid a Money Genius by Beth KoblinerSuggested LinkedIn Learning CoursesBalancing Work and LifeFree Time Management CourseThanks to Dave Crenshaw's partnership with Microsoft and LinkedIn Learning, you can get free access to his full course, Time Management Fundamentals, at DaveGift.com.Dave Crenshaw develops productive leaders in Fortune 500 companies, universities, and organizations of every size. He has appeared in Time magazine, USA Today, FastCompany, and the BBC News. His courses on LinkedIn Learning have been viewed tens of millions of times. His five books have been published in eight languages, the most popular of which is The Myth of Multitasking—a time management bestseller. As an author, speaker, and online instructor, Dave has transformed the lives and careers of hundreds of thousands around the world. DaveCrenshaw.com

            Why should we talk about money in recovery? More specifically, how does it further a person's spiritual, mental, emotional, relational development to bring awareness and insight to finances?             Further, what is Stewardship? And what can we learn about it from Lord of the Rings?             Dino Biaggi is a self-identified fan about being deliberate about life. He is a husband, father, Christian man, and the Financial Literacy Manager at Birch Community Services, a Sustainable Families Program, in Portland, OR. He supports families pursuing fiscal and financial health. Paired with donated household items and food, his team at Birch aims to "Teach a person how to fish," and in this way support families in becoming the answers to their own challenges.                                         Rhys and Dino talk about what financial health is, beyond merely having a good budgeting app. We talk about family vision, core values, and wise practices to keep in mind as we navigate 60-100 financial choices per day.             Along the way, we muse on how one's relationships with work and money closely interact with our experiences of stress and trauma, and thus can eerily mirror a person's addictive, compulsive, and obsessive relationships with alcohol, drugs, and pornography. Turns out that our insecurities and inner narratives have a huge impact on what we do with our finances.             Embedded in our conversation about finances, is a discussion about Stewardship - that notion of seeing one's self as entrusted with resources, and managing them well. We make overt references to Denethor, the Steward of Gondor, as a really BAD example of a Steward.             Dino also points us to several Biblical passages, most notably the famous Gospel "Parable of the Talents," which offers a model of stewardship done well.               We discern that financial health cannot be reduced to a simple checklist of Do's-and-Don't's, nor is it as simple as having a well-formatted budgeting form. And yet, Dino still offers a few bits of initial advice on how to begin becoming intentional about your finances and family values, in a practical way.   This podcast relies on the partnership of listeners - especially with dollars! Please visit www.patreon.com/outercircle to learn how to partner with the vision of this show!   Rhys Pasimio can be found through www.patreon.com/outercircle and on instagram at @newpattrencounseling and is always happy to dialogue with listeners bringing honest questions!   Dino Biaggi and Birch Community Services can be found at  - www.birchcommunitservices.org.     Dino references the following authors: David L. Bach, author of the "Finish Rich" book series. Beth Kobliner, author of "How to Make Your Kid a Money Genius, Even If You're Not."   Rhys further recommends the book, "For Love and Money: Exploring Sexual & Financial Betrayal in Relationship," by Debra L. Kaplan   #sobriety #sobrietywork #recovery #addiction #compulsion #trauma #narrative #innernarrative #money #finances #fiscal #stewardship #work #debt #savings #spirituality #spiritualdiscipline #gospel #bible #newtestament #parableofthetalents #jesus #christian #christianity #orthodoxy #orthodox #orthodoxchristianity #birchcommunityservices #bcs #family #familyvision #familyvalues

Here's how you can get the most out of your kid's bedtime routine!   What we do for ours: hygiene, prayer, affirmations, stretching, hawaiian I AMs I AM proud of me because TMRW I will work on   tips for yours: integrate a few things that can be done within 5-10 min how would you want your kid's night to end? what habits do you want to instill? Let everyone participate (even guests)     aloha, Kawai     Let's be Friends! -> https://www.instagram.com/kawai_ahquin Website -> http://www.homeschoolingentrepreneurmom.com

For the last 4 years, her son has had a meltdown when he sat on Santa's lap. Now, her mother in law is getting in her husband's ear saying this is cruel. Is it? Listen and decide with this week's GROUP THERAPY. 

We're breaking the ice again and revisiting this cool episode covering the argument that every parent has with their kids, including...Can you get sick from not wearing enough clothes? (Yikes!)Will you catch a cold if you go outside in the cold without a coat or with wet hair? (Or are parents crazy for saying this?)Does wearing a coat prevent colds?Is it OK not to wear a coat in winter?Can you catch a cold from being wet or cold?& MORE on this POPULAR Parent Busters podcast episodeGetting a cold is snow laughing matter, but you may be surprised what you'll learn in this chilling ENCORE episode.Support the showGrab your free Buster Deduction sheet for kids!Check out how your can support our LISTEN FOR CAUSE to help us give back to others! INSTAGRAM FACEBOOK

From air ballons to space, Ethics test, and a gay Disney protagonist. I let you know what's happening this week in the world news and give some takes and my thoughts on wtf is going on. If you like what you hear, go ahead and follow me to keep up with anything new, you can never expect what might pop up. TT: @TheDailyOpinionPodcast Instagram: TheDailyOpinionPodcast All love and stay safe out there. --- Support this podcast: https://anchor.fm/thedailyopinion/support

President Biden delivers another passionate address, warning Americans again about threats to democracy. The president urged people less than a week away from Election Day to reject who he calls "ultra MAGA" Republicans. But is the president's messaging to voters all wrong right now? Are people really voting because of an existential threat to democracy? We go In Depth. Republicans are hinting that if they take control of Congress they'll work on cuts to Social Security and Medicare. The U.K. could face a long recession which might end up impacting the U.S.  Benjamin Netanyahu looks to be back. He's set to take over as prime minister of Israel again but he doesn't exactly think highly of President Biden. We go In Depth into the impact on U.S./Israel relations. We're going to look into Prop 29 today which has to do with kidney dialysis centers. The Sierra Nevada seems to be losing its forests. Drinking coffee while pregnant might have a long-term impact on your child. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

President Biden delivers another passionate address, warning Americans again about threats to democracy. The president urged people less than a week away from Election Day to reject who he calls "ultra MAGA" Republicans. But is the president's messaging to voters all wrong right now? Are people really voting because of an existential threat to democracy? We go In Depth.  Republicans are hinting that if they take control of Congress they'll work on cuts to Social Security and Medicare.  The U.K. could face a long recession which might end up impacting the U.S.   Benjamin Netanyahu looks to be back. He's set to take over as prime minister of Israel again but he doesn't exactly think highly of President Biden. We go In Depth into the impact on U.S./Israel relations.  We're going to look into Prop 29 today which has to do with kidney dialysis centers.  The Sierra Nevada seems to be losing its forests.  Drinking coffee while pregnant might have a long-term impact on your child. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In which we learn a valuable life skill.Support the show

This is how you take your kid, get them to work in your business, and help them become a millionaire by age 60 without them even knowing about it. And we also talk about: * how we employ our 8-year old * why you might not want to save it all up for a huge inheritance * the most important things we should be leaving our kids with.   Links Mentioned: Investing Calculator Our 10X Investing Course   Find out more at SeedTime.com/podcast

Every parent wants their children to be successful in life. What if we told you your kids can not only all become millionaires, but that it won't even take an extraordinary amount of money? Watch more exclusive content only on YouTube! Visit our website - Get our FREE financial resources - Sign up for our Financial Order of Operations course - Get easy to understand answers to your financial questions Follow us on social media! -Instagram -Twitter -Facebook -TikTok

A study has found that a healthy diet can affect your kid's reading ability.

In this episode Christy breaks down how to invest for your kids, the different types of investment accounts you can open.  The formula for how to make your newborn baby a millionaire and the steps you need to take to make that happen.   Want to learn more about investing for your kids?   Grab instant access to the 90 minute training Rich Kids!    https://ambitioussoulco.vipmembervault.com/products/courses/view/1131328

1:00: Stuff Rachel Missed 6:38: What's something that never bothered you as a kid but scares you now? 11:37: When did you make you kid finish an activity- even though they hated it? 17:15: Good Idea/Bad Idea- New 007 reality show & School photos in front of a green screen on St. Patrick's Day! 22:03: GAME- People Not Named Dierks for Rock the Park tickets!    

Sex education is nothing without an education about sex, and Morning Host Nikki Medoro explores a new app aiding this process with their "First Time Sex Starter" kit, taking sex education to a new level, attempting to remove the stigma surrounding sex. Would your child appreciate advice on how to be good at sex? Would you have appreciated support like this from your parents? See omnystudio.com/listener for privacy information.

Mama Lola is a hero in her daughter's eyes!

Ryan discusses the strategies you can use to raise kids who aren't dependent on material things, on today's Daily Dad podcast. Ritual is a multivitamin that delivers high quality nutrients, including Vitamin D3, in just 2 daily pills. Your multivitamins are delivered to your door every month with free shipping, always. You can start, snooze, or cancel your subscription anytime. Get key nutrients without the B.S. - Ritual is offering listeners 10% off during your first 3 months. Visit ritual.com/DAILYDAD to start your Ritual today.Sign up for the Daily Dad email: DailyDad.com Follow Daily Dad: Twitter, Instagram, FacebookSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The following is a Feed Play Love highlight episode, back due to popular demand.When kids are growing it can feel like they are going to eat you out of house and home. Making sure that you're filling that hunger with the right kinds of foods can make a real difference to their ability to concentrate and learn. Child psychologist Michael Carr-Gregg has teamed up with passionate foodie Flip Shelton to create a snacking guide called Smart Snacks. Michael explains how to choose the best foods for a growing brain.

Racoons sound like aliens • The boring Jake Paul vs Tyron Woodley fight • New movie: Stowaway (7/10) • Avoiding the neighbourhood skinhead • Ravens and wolves are besties Yasin & Syed are the hosts of the weekly Crash & Flow podcast. They talk about stand-up comedy, movies, TV shows, animals, relationships, travel, life, MMA, and whatever rabbit hole they recently fell into. Special guests often stop by the Toronto studio to chat as well.

Parentpreneurs, have you wondered what would happen to your legacy when you pass on? Have you ever wondered, "How will my family survive when I'm gone?" Well, parents, I had these questions for years. Although I still wonder at times, it gave me peace of mind knowing that I have a plan and implemented core money values to my children which gave them the the ability to manage their wealth properly. This episode will give you my epiphany and my “why I became a Parentpreneur” expertise. I hope you enjoy! Here's some of my books I reference to in this episode: "Make Your Kid a Money Genius (Even if you're Not): A Parent's Guide for Kids”. Get it here: https://amzn.to/2Vsv6qC "Rich Dad Poor Dad: What the Rich Teach Their Kids About Money that the Poor and Middle Class Do Not!" Get it here: https://amzn.to/2W5oM8w "Workparent: The Complete Guide to Succeeding on the Job, Staying True to Yourself, and Raising Happy Kids”. Get it here: https://amzn.to/37VcuT6 "Entrepreneurship: The Practice and Mindset 2nd Edition”. Get it here: https://amzn.to/3sAkkef To join our community of parents and to stay tuned for the launch of the course, follow me here: https://www.instagram.com/thelegacybuildertribe1/.

Welcome to another audio version of Burnt Toast! This is a newsletter where we explore questions and some answers around fatphobia, diet culture, parenting and health. I’m Virginia Sole-Smith. I’m a journalist who covers weight stigma and diet culture, and the author of The Eating Instinct and the forthcoming Fat Kid Phobia. Today I am chatting with my good friend and neighbor, Melinda Wenner Moyer. Melinda, welcome.MelindaThank you so much. I’m so excited to be here.VirginiaFor folks who don’t know Melinda, she is a science journalist and author of a brand new book coming out a couple days after you listen to this, called How To Raise Kids Who Aren’t A******s. And she writes a really fantastic Substack called “Is My Kid the A*****e?”—much like the subreddit, Am I the A*****e?—where she helps us navigate these really tricky parenting questions.I wanted to bring her on today because a) her book is wonderful, and you should all go preorder it. But also because Melinda does a really great job breaking down the science on parenting to help us understand why our kids do the things they do and how the choices we make influence their behavior. And I found as I was reading the book that I kept thinking, oh, this is also about food. Oh, this is also about food.Melinda is actually the first person I’ve had on the newsletter who’s not fully in the diet culture space—not that she’s a pro-diet culture person!—but it’s cool to see someone else’s work in a different genre overlapping so much with the conversations we have here.So the book is really doing two things. I’m sure you’re getting all kinds of reactions to the title—it was a great opportunity to teach my own seven-year-old the word ‘a*****e,’ so thank you for that. But really, what you’re saying is: Parents need to understand that sometimes kids have to be a******s. It’s a part of growing up. They don’t have the skills that we think that they have. And they’re just going to be a******s sometimes. But at the same time you’re helping parents raise kids who don’t grow up to be permanent a******s in the sense of Donald Trump or Brett Kavanaugh. So can you explain that distinction a little bit?MelindaThere has been understandable confusion about the title and what I actually mean by ‘how to raise kids who aren’t a******s.’ What I’m really saying is ‘how to raise kids who don’t grow up to be a******s.’ Because as parents, it’s important for us to manage our expectations, and to realize that there is no such thing as a perfectly behaved kid.There are so many reasons for this. Kids’ brains and bodies are so very different from ours. The part of the brain that is responsible for planning and self regulation, and rational thinking, in general, is just not developed yet. And it doesn’t fully develop until kids are in their mid-20s, actually. So kids just don’t have the skills, like you said, to do adult-like things, like follow directions, or stay calm when they’re sad or angry. They also don’t have the muscle tone to do things like sit still at the dinner table for 30 minutes, which I learned when I was reporting my newsletter a few weeks ago. So they’re going to be doing things all the time that are out of line with what we would expect of adults and what we consider “good behavior.” And that’s because they really just don’t have the capacity for those things yet. So yes, kids are going to be a******s. Another part of that, too, is that a lot of what we consider good behavior is learned. It’s not innate, and it’s based on customs and traditions. These are cultural expectations that we have to teach. And it takes a long time. So, for instance, what could be more unnatural than using a fork? Our kids are not born knowing how to use a fork or napkins, that’s kind of a weird concept. Why not use your hands?These are customs we have to remember that are not natural and the way that kids learn about these kinds of customs is in a way by breaking them. They have to break the rules in order for us to know that we need to teach these things to them. They’re opportunities for us as parents to learn about what we need to work on with our kids. My parents live in this very posh community. And my son, I think he was going to like a tennis clinic or something, and the tennis pro came over and held out his hand to shake my son’s hand. And I had not taught my kid, he was like six, at that point, what handshakes were. And so he looked at this tennis pro’s hand and made a face and ran away. And of course, to the tennis pro, my kid is a total a*****e, right? Like, what could be more a*****e-ish than that? But I mean, I hadn’t taught this to him. How would he know what to do in that situation? They need practice. And of course, in situations like that temperament matters and other traits and differences that kids have, circumstances matter. Kids not being polite to adults in social situations, not looking them in the eye, not answering their questions—so much of that can stem from fear and anxiety, even if they know what to do, even if we’ve talked to them about what we expect. They just don’t have the capacity to function in the way we want them to. Shy kids are going to struggle more with those kinds of skills. We also have to remember, there’s so much variation among kids that make them excel in certain areas and be deficient in others. And they all have different starting points.So when we see two different seven-year-olds behaving very differently in a situation, we shouldn’t necessarily jump to the conclusion that ‘oh, s**t, my kid was more of an a*****e than that other kid. And therefore I’m failing as a parent.’ We just have to remember where our kids are coming from.There was a very salient example of this, actually, yesterday, my daughter’s turning seven on Saturday, and we had a really small gathering with just four of her friends yesterday in the backyard. And some of the friends were from one school and some of the friends were from another school. They didn’t all know each other really well. And there was a moment where one of the kids was feeling left out. And I was really hoping my daughter would step up and go out of her way to be extra kind to this girl who was feeling left out. And what happened was another girl stepped up and did this wonderful thing and helped this girl feel included. And it was not my daughter. And I was like, Oh my God. I felt like I failed as a parent. Why isn’t my daughter the one doing this? But then I realized, okay, this is her birthday party. She’s been so anxious about it for like two weeks. She hates being in the spotlight. She’s got so much on her emotional plate that day. I shouldn’t feel bad that she couldn’t step up and do this.VirginiaShe’s probably not even noticing the other kid’s struggle, she’s dealing with her own thing.MelindaAll these circumstances matters. What I’m getting at is there’s so much that shapes the day-to-day choices that our kids make that we have to keep in mind when we’re thinking about our kids and how they’re behaving. But with the book, what I’m really trying to do is thinking bigger and broader than these little bloopers. How can we instill values, and virtues in our kids that will shape their choices and behaviors for the rest of their lives? They can make plenty of mistakes now, but how do we help them learn from them? How do we instill the kinds of priorities that we want them to have?It’s not so much, how do I make sure that my five year old doesn’t have tantrums? It’s how do I make sure that my five-year-old doesn’t grow up to be a 75-year-old man who throws tantrums like Donald Trump? How do I give them the skills to develop the emotional regulation and all of these other things so that over time, they become adults who are kind, good people who are fighting injustice instead of contributing to it. So that’s the bigger picture thing that I’m working on with the book.VirginiaIt’s reassuring, because I think anyone who is parenting young children has moments or days or weeks where you think, I am raising a legitimate sociopath. They have no compassion or awareness of other people. And you get into this in your chapters on racism and sexism, but: Kids say really awful things. This comes up a lot when we talk about bodies: kids call other kids fat, or use that word as an insult. Sometimes they don’t even understand they’re using it as an insult. So I think it’s helpful to understand that this is part of learning, and this is where the work is.Your book does a great job of giving parents tools to navigate those conversations. One area I found especially fascinating that intersects with questions my readers often have is the part about rewards. You explain that rewards can often be short-term fixes for behavior problems, but can hinder some of our bigger goals as parents. I get this question often because food is so commonly used as a reward. You know, we’re giving M&Ms for potty training, or teachers give out Starburst or other candy in class for good behavior. And from where I’m sitting as someone who’s concerned about kids overly fixating on different foods or giving too much value to foods, there’s a reason to be worried about rewards. Why don’t you tell us how you initially used rewards with your own kids? And how your thinking evolved on that question?MelindaIt’s such a big issue. And it’s gnarly. When my now 10-year-old was maybe six or something, we were struggling with some of his behavior. We went to see a psychologist who was firmly in the behavioral psychology camp, which is essentially to say, he really liked to use rewards. He suggested that we set up this point system with our son, and anytime our son did something that we thought was good or pro social, like he said, ‘Please,’ or ‘Thank you,’ or he helped his sister or cleaned his room, really anything. In that moment that he did it, right afterwards, we would say, two points for picking up that piece of trash and putting it in the trash can. And every point that he would get, we would keep track of it on a spreadsheet, and every point equalled one cent or one minute of screen time. And every week, if you’d gotten 100 points, you’d have 100 minutes of screen time, I can’t remember exactly how many points you would get over a week. But it helped us control his allowance, his screen time, and was supposed to be a behavior management system.At first, it was great. It did seem to solve these problems that we had: We didn’t know how to deal with allowance, we didn’t know how to deal with screen time. And it was this really nice system for organizing all this stuff. And his behavior started to improve immediately. We saw him doing stuff that he hadn’t been doing that was, you know, pro social and great and kind.I can’t remember how long we used it for, at least a year, maybe longer. But we started to see some ickiness surrounding it. You could see the wheels turning in his head. He would think about doing something good or kind or something, and then he would stop and say, “Will I get points for doing this?” And it became like this contingency thing where he’s only going to do it if he would get points. So I started digging into the research more.Originally, when I read some of the research on rewards, and I wrote a Slate column about it, and I was really under the impression that it’s not generally a good idea to reward kids for doing things they already like, but that it was really fine to use rewards to motivate them to do things they didn’t like. But I started reading all of the studies done on rewards back from the 1970s, even. And that’s when I was like, hmm, I think we need to stop this point system.There are a ton of studies that suggest that when kids are given rewards for doing things, it makes them feel controlled and manipulated. I mean, that’s essentially what we’re doing. They know they’re being controlled, and they don’t like it. Just like we don’t like being controlled or manipulated, they don’t like it. It removes the intrinsic value of the thing that we have rewarded them for doing so that it is inextricably tied to the feeling of being controlled so that they don’t really like it anymore, for itself. If they got joy out of being generous to someone and making them feel better, they couldn’t get that kind of intrinsic satisfaction out of doing good things anymore, because it’s tied up with the reward they were getting.In one study, researchers put drawing paper and markers in a preschool classroom and watched all the kids in the preschool classroom to see whether they drew with the markers. Then they took the kids who seemed to really liked drawing, and the next week they pulled those particular students out one by one and brought them into another room. For some of them, they offered the kids a reward for drawing. For the other kids, they just said, here’s some drawing materials, if you want to draw, you can, if you don’t want to, you don’t have to. And so half of them were given rewards, half of them weren’t. And then in the third week of the study, they repeated the first part, they just had all the kids in a room with drawing paper and markers out. And they saw that the kids who had been offered rewards for drawing in the second part of the study were much less likely to want to draw in that third week compared to the kids who hadn’t been offered any rewards. So, once they had been rewarded for it, they were much less interested in doing it when they were given the opportunity. And there’s been research in adults that has shown this same pattern. So for whatever reason, it sucks out whatever sort of value that behavior had to the child inside, like deep inside of them, whatever value they got out of doing that thing, and just took it away, which is, of course, the exact opposite of the outcome we want.VirginiaThere’s a great food study I feel like I reference in practically every article I write, but I’ll recap here. It’s the “Finish Your Soup” study by Leann Birch, where they told some kids, if you finish your soup, you get dessert, and then they had other kids who were told they can have as much soup as you want, and you can have as much dessert as you want. The kids who had to finish the soup liked the soup less, they ate less of the soup, they really just cared about getting the dessert, whereas the kids who were freely choosing between the soup and the dessert actually liked the soup better and ate more of it.So it’s cutting off kids ability to find intrinsic motivation, or intrinsic pleasure in activities or in foods. And you know, parents might say like, well, they’ll never like Brussels sprouts, or whatever. But the truth is, you aren’t even giving them the option to like them, when you’re setting them up as just currency, or just this thing you do to get to the better thing.MelindaRight. In a different Leann Birch study, or it might have been the same one, if there was a second part, they just had adults pressure the kids to eat soup. And again, that’s a controlling impulse. And the kids feel controlled, and the kids who were pressured to eat a particular soup ate less of it than the ones who were just left alone. And that was really interesting, too.VirginiaPositive pressure, is still, pressure and rewards are positive, but as you said, it’s still a form of trying to control kids. And especially around food, we know, they do so much better when they can listen to themselves versus following these external rules. I also liked that you highlight in the book that even these sort of chores can be intrinsically satisfying, like, it can feel good to set the table or it can feel good to clean your room, and realize, oh, I like my room better when it’s not covered in all of my clothes or whatever. But we’re not giving kids that opportunity to experience that if we’re saying clean your room in order to earn your points or whatever. You also talked about this concern about making the rewards too valuable. And again, we see this happen so much with food, where kids are much more interested in the treat food and don’t want the other food. I’m curious if you saw that happening with screen time, as well, since that was sort of the primary thing you were using. I often feel like there’s a lot of parallel conversation happening around sugar and screen time.MelindaI mean, it’s tricky. I do feel like my kids have never not been obsessed with screens. Can I say there’s been a vast improvement since we stopped using the point system, especially because you have the pandemic in the mix? There’s so much conflation, right? We relied on screens so much this past year.But, when we used screen time as reward, it certainly led to a focus on screens. Every time my son did anything good, and we gave him a point, that that made him think of screens, so it just highlighted screens so much more at times when it was unnecessary to be highlighting screens. I feel like that probably does fuel the obsession with screens, if you’re constantly making this connection in your head. There’s also a lot of research showing that kids look to the world around them, to adults in power, to figure out how to behave, what to care about, what’s important, what matters in the world. I talk about this a lot in my chapters on sexism and racism, but they’re constantly making these observations. We are making choices for them that communicate that there are certain things that everybody likes, whether that’s screens or dessert, if we’re choosing that as the reward. That’s a really powerful way of telling our kids what matters and what they they should care about, too. And so it’s confirmation, again, to our kids, that sweets and desserts are the things that they should be obsessed with, because that’s what everybody cares about.VirginiaAnd if you’re then pairing this thing everybody cares about with lots of restrictions on how and when you access it, and what you have to do to access it, that is a perfect storm to set up a scarcity mindset. Which is going to make a kid more fixated on the sugar, more fixated on the screen, because they think of it as this thing that they have to be manipulated to acquire or they have to manipulate circumstances to acquire. I do feel like the pandemic threw a wrench in this, because a lot of us had pretty much like no limitations on screen time this year, and our kids still have lots of screen time. So there are obviously some nuances here. But I will say, when my older daughter spent several months in the hospital and had a Peppa Pig free for all—like we were watching Peppa Pig at three in the morning for weeks on end because she couldn’t sleep in the hospital. And it was like, what else do you do with a two-year-old in the hospital at three in the morning? We were convinced we had completely broken her and she would be screen addicted forever. But when she got back to her normal routine at home when she was healthier, she could play again. She could do other things, and the screen thing really worked itself out without us having to detox her or anything. She was just like, Oh, we don’t watch Peppa Pig breakfast, lunch and dinner anymore? This is fine.I’m hoping we’ll see a similar thing as people come out of lockdown and kids get back to school and camp and normal routines and we can replace screen time with the other things that they love.MelindaI agree. We went on vacation last week and and we just created a whole new normal surrounding screens, totally different from what the kids had had. And they were completely fine with it. They’re so adaptable. We put them in a new situation. And they recognize not everything is going to be the same. We’re not going to be able to use screens all the time, we’re going to be swimming more. And they were perfectly fine with it. It was really interesting.VirginiaI think if you had been like, this is going to be a completely screen free vacation, you might have gotten some pushback, because that would have fueled more of the scarcity mindset. But if it’s like, we are adjusting our relationship with this thing, they can handle that. The other thing I think about a lot is physical activity. I think we tend to use more pressure around wanting kids to play certain sports, wanting kids to be physically active. I’m reporting my chapter on doctors at the moment for the next book, and this comes up a lot in the way doctors push physical activity, this sort of very prescriptive, is your kid getting an hour of exercise a day? And it’s like, you just made exercise sound like the least fun thing in the world, when you’re like, is it 30 to 60 minutes.On the other hand, we want our kids to challenge themselves, we want them to learn new skills. One of my children loves rock climbing, and when she’s trying something, she’ll say, it hurts. And I’ll be quick to say, Oh, you don’t have to do it, don’t hurt yourself, don’t hurt your body. And she’ll be like, No, no, I want to push through and learn, and now I can do this cool trick. And I’m like, oh, right, there’s also something satisfying in pushing yourself physically, and I want you to enjoy that as well. So, how do you think about physical activity? How can we encourage kids to push themselves but not block the intrinsic motivation that feels really key to them finding movement joyful?MelindaThat’s a really good question. I feel like I have a lot of weird childhood memories that make it hard for me to be totally unbiased answering this too, I mean, don't we all. My parents made me play soccer when I was a kid, and I hated it. Like, I hated it so much. I felt so I was terrible at it. And I just remember being so ashamed that I kept not being good at it and letting down my team and my coach.Five years ago, I got my eyes checked by a developmental optometrist—my eyes were crossed when I was a kid—and he said, you know, you don’t have any depth perception. Then he asked, ‘Did you find that you weren’t very good at ball sports when you were a kid?’ I was like, Oh, my God, that’s why I was so bad. And that’s why I hated it so much. I literally could not see the ball the way other kids did. And it was so validating.Forcing kids to do activities that they just don’t like, or they know that they don’t have the aptitude for, is not necessarily constructive. But I will say, it depends on why they don’t like the activity. I think a lot of kids sometimes don’t want to do an activity because they’re scared, they’ve never done it before. It’s new, it’s scary. And sometimes, when kids have phobias or fears, you do want to expose them to the thing they’re afraid of, slowly, carefully, to help them get over that fear. Figuring out what their dislike is rooted in—fear of novelty, or just fear in general—sometimes it is good to push them out of their comfort zone and to help them learn that they don’t need to be afraid of it. If an activity isn’t rooted in fear, but lack of interest, or they just don’t enjoy it, then, I think that’s not necessarily constructive.I’m thinking about Angela Duckworth’s advice, she wrote a book called Grit. It’s a really interesting book, I talk a lot about it in one of my chapters, and she talks about the importance of pushing—not pushing—of encouraging your kids to try something that’s fun and hard, but they get to choose what it is. So they have some autonomy of choice there. And having them stick with something for like a semester or a year before they can quit, so that they have to get over any hurdles, but but the key thing is letting them choose it. There are so many kinds of physical activities, and our kids only need to find one or two that’s going to give them joy and provide the physical movement that their bodies need.I think as parents, sometimes we have expectations of what we want our kids to do, we want our kids to play a particular sport, because we did or, or because we think that they’re good at running, and therefore they should do cross country or something. And I think we have to realize that our kids might be different from what we were expecting and what we’re hoping and that we should let them have the choice. I remember really wanting my son to play music forever. Like I was really into music, and he started playing cello. And he was good at it. But he hated it. And it was so hard for me to let him quit when he did want to quit. We kept him in it for a year or so, but then when he wanted to quit, we let him quit. Because I didn’t want to force him and I think it was the right decision. It’s so hard for us sometimes because we have these ideas about what we want our kids to be doing. But it’s important to let them have that autonomy.VirginiaIt is a fine line but I like the idea of having them choose the activity and not privileging certain types of activity. Especially with physical activity, not privileging team sports. I mean, I say that as someone who never played team sports and hates team sports, and is possibly denying her children the experience of team sports, because they haven’t seemed interested and we haven’t volunteered it, it’s just not happening in our house.It might not be soccer for every kid. And that’s really okay. It might be just playing out in the backyard a lot, that might be the thing that they love, and maybe that turns into hiking or that turns into birdwatching, or who knows what. I’ve talked before about how we often privilege outdoorsiness over being an indoor kid. And there are lots of ways that these other sort of cultural beliefs around what’s a “healthy” way to live impact this conversation. I like the idea that it’s very child led, but if they do choose it, understanding that there’s value to them working through not liking it every week, and sticking out the semester, or sticking out the six weeks.MelindaWe have so many hang ups that shape what we think our kids are going to be good at and what we expect of them. My son wanted to play soccer, and he also doesn’t have depth perception. And I was like, Oh no, I don’t want him to play soccer, because he’ll be bad at it and he’ll feel ashamed, and it’ll be tough. But we let him do it and he loves it like, and he’s not as bad, he’s certainly not as bad as I was. I was totally wrong. This is now his joy. He loves soccer. I’m not going to tell him that he shouldn’t be good at it. But it’s so interesting, right? All the ways that our own experiences bias our choices and our thoughts about our kids and what they should do.VirginiaYes, definitely.So, steering away a little bit from food and movement, but definitely still about bodies, I wanted to talk about your gender chapter, which is excellent. You talk a lot about the importance of de-emphasizing how we talk about gender with kids. There are some really mind blowing statistics about how often teachers reference gender in the course of a school day, how often parents reference gender. I remember when I was reading an earlier draft of the chapter, we had this conversation, because I thought, I’m a really good feminist mom, and I’m raising two girls, and I’m raising them to be feminists. So I talk about gender, but in a very empowering way. You know, I’ll say, you’re a strong girl, when my kids do something physical. I certainly reference their gender, but never in a pretty little girl way, but what I thought was an empowering way. Reading your work, and then talking to you about it, I recognized that is a bit of a trap, that first, I’m assuming that I know what their gender is, which is not necessarily the case, and also, that I’m still over emphasizing gender. So let’s talk a little bit about why gender neutral language is so important with kids of all genders in terms of fighting this discrimination. And how that plays into how they develop a healthy relationship with their body.MelindaI’ll start off by saying, I definitely think it’s important to talk to kids about sexism and gender stereotypes. We should be talking to our girls about how unfair it is that girls are treated differently from boys. [Virginia Note: Melinda also writes extensively about the importance of having these conversations with boys!] We want to do this because they are seeing this already. To give you an example that still makes me angry. A couple years ago at the end of the school year, my son’s teacher gave out awards for each child, individualized awards at the end of the year. And I looked at the list, and it was awful how sexist they were. Almost all of the girls got awards for things like looking nice, being kind, or being a good listener. Four of the boys got rewards for being smart. It was just so disturbing. Kids are noticing things like that. The reality is these sexist stereotypes exist in their world too. And they’re being communicated to our kids through teachers, the media, sometimes us, inadvertently. So we need to talk about those things so kids recognize what they are and challenge them. We want the girls in that class to realize that when the teacher chose to give out those awards the way she did, that was reflecting her bias and not reflecting any kind of actual innate difference, because that’s really important for them to be able to ascertain. If we don’t make that clear to our kids, the easiest conclusion is, oh, gosh, I guess I’m just not as smart or girls aren’t as smart. And girls should look nice.VirginiaAnd it matters that I’m a good listener, because I’m a girl. The relationship implications of that are horrifying. Anyway.MelindaThere’s research, too, that shows that when kids are taught that the reason there are fewer female scientists in the world is because of sexism and discrimination, not because girls are less good at science, that those girls who were taught that become much more interested in science than girls who are not taught the reasons for this discrepancy. It gives them the confidence, they realize, oh, these differences are because our culture is screwed up not because of me or whatever innate ability I have. So screw that. I can do this, and screw our culture. It gives them more of a fighting instinct.So it is good to talk about discrimination, to talk about sexism, and gender stereotypes, to make our kids aware of it, but: When you look into the roots of these gender stereotypes, a lot of it has to do with this innocuous language that we use all the time surrounding gender. As I was saying earlier, kids are always paying attention to what matters in the world. And that includes what kinds of social categories matter, they’re like little detectives walking around making observations. And so if you think about it: What is something that we communicate about a person almost every time we refer to them? We don’t refer to their hair color, or their height or their skin color, but we almost always highlight their gender, because it’s built into our pronouns. Every time we refer to a person, we’re saying, he or she, or the lady or the man, and when we do this day in and day out, our kids notice it. Their inference is, well, gosh, gender must be a really important distinction, if my parents are referring to it 800 times a day, it must be that boys and girls are different in important ways. Why else would you do this?Add into that the fact that there are different bathrooms for different genders, different sports teams, different aisles in the toy store, different clothes, different toys in a happy meal, all of these things are emphasizing to kids that the two genders are different, and they’re very different. Where the problems begin is this idea that we are communicating day in and day out, that boys and girls are different in important ways. Then they take that inference, and, again, being these little detectives, look around the world. And they see that there’s a gender hierarchy, that’s very obvious. They see that there’s never been a woman president, that there are fewer women who are CEOs and senators and all the ways in which there is gender hierarchy in our society. And they see that and combine that with this idea that boys and girls are different. And they make this inference that well, maybe men are just better, and smarter. Maybe boys, and men, are just better and smarter. Both boys and girls make these come to these conclusions.There’s one study that breaks my heart whenever I describe it, involving five to seven year old girls and boys, illustrating that girls start internalizing that girls aren’t as good as boys when they’re about six or seven, which I noticed with my daughter. Researchers read a story to these boys and girls, about a very, very smart protagonist, like the story had a very, very smart protagonist. And it was described that way. Very, very smart. And then the researchers, after reading the story, said, okay, well, do you think that that really, really smart protagonist was a boy, or was it a girl? And when they asked the five year olds, all the girls said, Oh, it’s a girl. And all the boys said, Oh, it’s a boy. And that’s exactly what you would expect with in-group, out-group psychology, the group that you belong to, you think they’re better. That’s what you would expect. But around the age of six to seven, the girls started switching over and they would say, oh, the really, really smart protagonist is a boy. The boys just always said boys, of course, but the girls switched over. And that’s so heartbreaking, age six.VirginiaThat’s what makes me want to say things like you’re a strong girl, right? Because I think I’m subverting that stereotype that my daughter may have already internalized. But it sounds like I’m also reinforcing it, because it could be interpreted as, you’re strong for a girl or you are a girl who happens to be strong, unlike other girls.MelindaThe way I think about this distinction is that I try to not call attention to gender when gender is not part of the conversation I’m having with my child. If we’re talking about people doing something and it happens to be a girl, I try to de-emphasize gender and not refer to it when it’s not relevant.But I have plenty of conversations, especially with my daughter, about sexism and when I’m doing that, I certainly am talking about gender and I’m certainly saying you can do anything you want even though the world might tell you otherwise. And things like that.VirginiaYou can say you’re a strong kid. You’re a tough kid. The more I think about it, there’s no reason to use girl there. If your kid falls down on the playground, and is getting over a scraped knee or something, I can just say you’re a tough kid instead of, you’re a tough girl. It’s so weird that I do that now that we’ve had this conversation.MelindaBut if you’re in the middle of a conversation about sexism, then it’s different. You might be referring to the fact that she’s a girl, because sexism is gonna affect her. And she’s got to, you know, recognize it and see what see it for what it is.VirginiaIt’s also just reinforcing the binary. When I do that, it’s assuming that my three year old is a girl. As it happens, she has identified to us as a girl, but. It’s not creating a lot of air in the room for other genders who are not represented at all in these binaries. So, there’s that piece of it, too, as a reason to sort of like ease off the girl power rhetoric. It was a really helpful chapter and made me rethink this language.Well, this was a great conversation. Where can listeners find your work? Of course, everybody needs to go preorder the book right now, I am linking to it in the transcript. And it is out on Tuesday. So you don’t have a lot of time. But you should get your pre-order in!Melinda Pre-orders are awesome, they really make a difference. What might be easiest if I just give my website because if you want to subscribe to my newsletter, which is on Substack, there is a signup link on my website, MelindaWennerMoyer.com. It also has links to information about the book and pre-order links and all of those things. This is a public episode. If you’d like to discuss this with other subscribers or get access to bonus episodes, visit virginiasolesmith.substack.com/subscribe

Welcome to This Glorious Mess Big Kids. A twice-weekly look at parenting as it really is. Confusing, exhausting, inspiring, funny, and full of surprises. So many surprises. If you aren't a First Nations person how can you help your kids become good allies?  Mitch Tambo is a performer, presenter, proud Gamilaraay Man, stepfather, UNICEF ambassador. And he thinks the answer to healing our country is through music. Through the power of performance, Mitch hopes our kids embrace not only his culture but their own. So what can we learn from him and his music this NAIDOC week?  Plus on parenting mentors, what if you have the perfect child in every way, but you still get a little disappointed when they don't get outstanding grades?  LINKS You can find out more about Mitch's empowerment initiative, Walanbaa online at: www.walanbaa.com CREDITS Hosts:Holly Wainwright & Andrew Daddo Guest: Mitch Tambo Producer: Mikayla Floriano  CONTACT US Send your parenting dilemmas to tgm@mamamia.com.au Looking for a community of like-minded parents? Join our Mamamia Parents Facebook Page... https://www.facebook.com/groups/1047713658714395/   Want a weekly parenting newsletter from Holly Wainwright? Sign up here... https://www.mamamia.com.au/newsletter/ Looking for other podcasts to listen to?  You'll find all our Mamamia shows at https://mamamia.com.au/podcasts/ Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures.   See omnystudio.com/listener for privacy information.

All parents want their kids to succeed and live good lives, and part of accomplishing that is raising them to understand the value of a dollar. It's can be easier than ever before for young children to see something online and feel like they need it, or waste money through an in-app game purchase. We speak with Beth Kobliner, a financial expert and author of the book Make Your Kid A Money Genius (Even if you're not) about tips and tricks to help our children learn the value of each dollar.

The one question challenge- Ask your kids this one question today and let us know if they answer it like you hope they would. Their answer and reasoning why may be telling See omnystudio.com/listener for privacy information.

What You’ll Get Out Of Today’s Show Do you want to give your children the tools they need to guarantee their path to financial independence? If you give them the right skills, becoming a millionaire can be a mathematical certainty. Achieving the objective of becoming a millionaire isn’t nearly as important as the process of getting there. Success is in the journey. For many of us, we made a lot of mistakes before finding the right information and learning that there is a better way. When you understand the power of compounding, you know how plausible it is to become a millionaire, and what you need to put away each month to get there. Much of the journey comes down to mindset, empowerment, and believing that you can make changes to better your life. It starts with the little changes that make your life 1% better. It’s time to stretch the tactics we use and apply them to a different age bracket. We generally talk about investing timelines starting around the age of 20. But how early could you really get started and why would you want to get started at an earlier age? For Brad, the reason is dual-pronged. He thinks the concept of saving for retirement is misdirected and he would frame it differently. Retirement is so far in the future, it’s harder to get behind during your younger years. However, the concept of financial independence is something people are more willing to take action on. Financial independence means you can control your time and have the autonomy to make decisions and you can take advantage of retirement vehicles such as 401Ks and Roth IRAs to reach FI. Financial independence is a better framework for talking about and planning what it is you want to do with your life as well as giving yourself options. The Make Your Kid a Millionaire article emphasizes Roth IRAs. Bradd says there has never been a great explanation of how people can take advantage of a Roth IRA for children who have earned income. Most children don’t have jobs that allow them to contribute to a 401K, 403b, or 457. A source of earned income does allow them to make after-tax contributions to a Roth IRA where that money can grow tax-free forever. A 12-year-old will have 47 years of compound growth before making withdrawals. All of the growth, dividends, and capital gains distributions will be tax-free compared to an investment account where they would be taxed. The current limit for Roth IRAs is $6,000, but you may only put as much of that limit in as you have earned. A child earning $5,000 in a year would only be able to contribute $5,000, not the $6,000 limit. Although ChooseFI doesn’t generally suggest the Roth IRA as the first investment vehicle to use, the strategy is different for children. For adults, some financial independence strategies help to control your marginal tax rate using specific pre-tax retirement accounts. When adults are in a low marginal tax bracket, an argument can be made for locking in the low tax rate with Roth contributions. However, children with much lower incomes, already have low marginal tax rates. Since they can generally only choose from traditional or Roth IRAs, it’s likely in their best interest to pay the small amount of tax and then shelter that income from taxes for the rest of their lives. Although allowance and pay for chores around the house don’t count for earned income, there are some categories of work kids may do that do count but you’ll want to be careful documenting, such as newspaper routes, babysitting, mowing lawns at other people’s homes, acting, photography, acting, modeling, or working for a parental-owned business. Regular jobs at private or public companies that comply with your state’s child labor laws definitely count as earned income. In the article, an example used discusses a child who mows lawns and earns $4,000. His parents decide to contribute $3,000 to a Roth IRA. The contribution does not need to be made with the exact same money the child earns. Parents or grandparents could make the contribution as long as it does not exceed the earned income or IRA contribution limits. Matching programs are a great way to teach financial lessons. Similar to a company 401K match, parents or grandparents could incentivize a child to contribute to their Roth IRA by agreeing to match contributions dollar for dollar, or two dollars for every one. If a 9-year-old were to put $3,000 into a Roth IRA once, never contribute again, and not touch it until the traditional retirement age of 64, that child would have almost $124,000. With the power of compounding, a child needs to contribute just $1,500 each year of their lives to ensure a million dollars at a retirement age of 64. In contrast, someone waiting until the age of 31 to begin investing and maxes out their Roth IRA with $6,000 each year until age 64 will only have $764,000. The difference between the two net worths is the result of the powers of compounding and time. The Rule of 72 is a way to predict how many years will take your money to double based on an interest rate. You take the number 72 and divide it by your interest rate. 72 divided by an interest rate of 7% results in money doubling roughly every 10 years. Compounding on a big number adds up quickly. A child could theoretically put in a large amount for just a few years, never contribute again, and end up with a higher net worth than with the $1,500 each example. The article contains different scenarios to help foster the conversations parents can have with their children about the impact time can have. Break through the initial resistance to get started and set up a system to reinforce good financial habits so that your child can build their own trust fund. It’s hard to put a price tag on the psychology of teaching your kids about investing early. They will have a better foundation and desire to learn and get even better. It’s good to teach them the time value of money while they aren’t relying on it to pay for their survival needs. Resources Mentioned In Today’s Conversation ChooseFI’s article Make Your Kid a Millionaire: Roth IRA for KidsSuze Orman’s $199 9 Steps to Financial Independence Online Course ChooseFI’s FREE Financial Independence 101 Course ChooseFI Episode 318 All the Hacks | Chris Hutchins Raising Your Money-Savvy Family for Next Generation Financial Independence by Carol Pittner and Doug Nordman If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI’s 3-card credit card strategy.  Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence.      

Endurance coaches Tom Walker and Rob Jones welcome you to The Run Strong Podcast. A show to discuss topics to educate and inspire runners. From couch-to-5k'rs, triathletes, up to multi-stage ultra runners this podcast will interest you.Matt Dewhurst is our new junior and performance coach at InnerFight Endurance. Listen in to hear how Matt helps to develop children in fitness and life. To find out more about our jam packed IFE Junior program email Matt now on md@innerfight.com.To reach the lads you can email endurance@innerfight.com.To reach out to Rob Jones email rj@innerfight.comTo reach out to Tom Walker email tw@innerfight.comPlease also rate and review the podcast! Below is the link to our iTunes pagehttps://podcasts.apple.com/ie/podcast/the-run-strong-podcast/id1483567507

There is a big benefit later in being a Pitcher Only although we acknowledge the long patient path it takes to be a PO parent.  We breakdown the life of a “PO parent” and tell you why it’s not a bad thing.   We also break down "what are college coaches looking for in a Pitcher at each level". Follow Baseball Dadz on Twitter @baseballdadz1 Follow Baseball Dadz on Facebook    Email: baseballdadz@yahoo.com   See omnystudio.com/listener for privacy information.

Beth Kobliner - So To Speak The Not Old Better Show, Author Interview Series Welcome to The Not Old Better Show. I'm Paul Vogelzang, and this is episode #519.  Today's episode is brought to you by the fine folks at Hello Fresh. Join me and writer, Beth Kobliner, as Beth presents her late parents, Shirley & Harold Kobliner's, new book So To Speak: 11,000 Expressions To Knock Your Socks Off.   SHIRLEY AND HAROLD KOBLINER developed their own passion project over the last decade of their 65 years of marriage: gathering and talking about the expressions that make the language so vibrant. Both career educators, they spent more than a half-century nurturing and teaching children.  Whether you're feeling Over the Moon, Under the Weather, In Over Your Head, or Have Ants In Your Pants, there's are well-known phrases and figures of speech to express how you feel, and often family-specific, generational, and geographic. What are some of the most amusing expressions we use to describe the colorful situations of our lives?  Beth Kobliner and I discuss the new book, SO TO SPEAK: 11,000 Expressions That'll Knock Your Socks Off which is an entertaining look at the expressions that have helped make our lives more fun. We talk about how the book is divided into sixty-seven categories so there is something for everyone, and we chat about the book also has more than twenty-five original games you can play with friends.  Beth even plays a couple of the games with me, which is humbling and fun!   It is sure to spark conversation, laughter, and memories as we all remember where we first heard things like, “Mind Your Beeswax!” BETH KOBLINER has been reporting and writing about personal finance for decades, and is the author of two New York Times bestsellers: Make Your Kid a Money Genius (Even If You're Not) and Get a Financial Life: Personal Finance in Your Twenties and Thirties. She has contributed to the New York Times and the Wall Street Journal and has appeared on ABC's Good Morning America, PBS NewsHour, CNN, and NPR. Her favorite gig was teaching Elmo the basics of saving, spending, and sharing on Sesame Street. Please join me in welcoming to The Not Old Better Show via internet phone, Beth Kobliner. Thank you to sponsor Hello Fresh for sponsoring the show today.  My special thanks to Beth Kobliner for her generous time today, and my thanks to you my dear Not Old Better Show audience for your company today, and I hope you'll join me next time.  Be safe, be healthy, and please practice smart social distancing, and remember, Let's talk about better. The Not Old Better Show. Thanks, everybody. URL: hellofresh.com/notoldbetter12 Promo: notoldbetter12

https://medium.com/@cgorale111/kidpreneur-make-your-kid-an-entrepreneur-407128b227a6 1. Help them understand their own value 2. Help them develop skills 3. Help them create a vision and create the success path accordingly 4. Help them learn about the career quadrants The career quadrant journey goes like: Job: Practicing skills and getting better Self-employment: Creating side-hustle while you are doing a job to learn about business Business: Creating multiple incomes stream, with a vision to convert your side-hustle into a business empire Investor: Once you are at a stage where you have created many successful income streams, now you are ready to understand and invest in other business 5. Help them understand the terms like business, money, goal, vision, and related terms --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/chanchala-gorale/message Support this podcast: https://anchor.fm/chanchala-gorale/support

If anyone understands why children behave the way they do, it's our guest today - an internationally known psychologist and New York Times bestselling author. Hear him share the 7 principles of reality discipline, as he teaches us how to develop an action-oriented game plan to get kids to listen to parents, encourage healthy attitudes and two-way communication, turn off temper tantrums, minimize sibling rivalries, and foil finicky eaters.

Welcome to Money and the Mind! On today’s episode, Andy and Aaron discuss:-Andy’s poker night-Aaron’s (inadvertent) theft attempt-Why it’s easy to accumulate credit card debt-What happens when children see us use credit cards, discussing money with our children-The stress of credit card debt-A ‘Homeward Bound’ reference-Practical and therapeutic ways to help(Note: The Dave Ramsey discussion around minute 16:00 referenced an article written by Rachel Cruze, mistakenly implied as written by Dave.)Resources/links:Jordan Harbinger 6 Minute Networking course (free)Make Your Kid a Money Genius (Art of Manliness #297)Always Leave Home Without It: A Further Investigation of the Credit-Card Effect on Willingness to PayThe Dave Ramsey ShowJournal of Financial Therapy article

93ATP – How to make your kid into a good leader

93ATP – How to make your kid into a good leader

What's up with all the Childless Millennial nonsense?  We make sense of that particular rant, as well as rage about meatless meats and missing jackfruit, and dish about where the absolute best damn nachos you'll get in your life are (hint: it's not the lobster nachos from Lamplight Lounge, although they'll always hold a special place in our bellies).  Hosts Kristen Henley & Catherine Law are just here to get spoopy & make your kid cry. 

Logan Allec shares how we can help our kids become future millionaires by investing in a Roth IRA early in their lives. There are certain rules he reviews to ensure we're helping our children become rich correctly.

Beth Kobliner is a celebrity in my nerd world: One of the first journalists covering personal finances for the masses for 30 years, Kobliner wrote the New York Times bestseller, Get a Financial Life: Personal Finance In Your Twenties and Thirties that changed the way that we think and deal with our finances. In 2014, she was appointed by President Obama to the President's Advisory Council on Financial Capability for Young Americans. Fast forward to today, and Kobliner's Make Your Kid a Money Genius (Even If You're Not), is out on Amazon and in your local bookstore. This is not a boring book. Reading like a quippy magazine, yet loaded with deep research and illustrated with relevant stories from Kobliner's life, as well as others, there really is nothing else as comprehensive out there. In this interview, Beth Kobliner and I talk about: Why the 'genius' title is not a sales gimmick — master a few basic money habits and skills and you will beat out the vast majority of Americans. Why you should not tell your kids your salary. Allowance? Doesn't matter! Studies show conflicting evidence as to whether this helps or hurts kids. Do what you want! Chores? YES! Top mistakes parents make when it comes to paying — and applying for — their kids' college. How Kobliner's parents thrifty ways shaped her financial future. Can you really teach a preschooler how to save and budget (spoiler alert: YES!). How to let your college grad move back home without promoting co-dependence or entitlement, and save the relationship with your kid! Full episode transcript and resources: https://www.wealthysinglemommy.com/beth-kobliner-make-kid-money-genius/ 

If you've been wondering how much you should give your kids for an allowance, or when you should open their own bank account, hey, us too! Get the answers and a whole lot more on this episode featuring Beth Kobliner, a New York Times bestselling author, financial expert, and mom-of-3, who's tackling all the kids and money questions we could squeeze into 40-minutes. || Questions? Comments? Hit up up at spawned@coolmompicks.com or find us on Facebook and Twitter @coolmompicks. And find all the links from today's show on the podcast page on Cool Mom Picks. And hey! Don't forget to subscribe so you never miss an episode. Thanks for listening!

On today's episode of The His & Her Money Show, our guest is a champion of childhood financial education. New York Times bestselling author Beth Kobliner is a mom and journalist who's passionate about teaching kids early on about money, how to manage it, and what it's all about. Now she's been writing about personal finances for 30 years, from debt to investing to saving. The aspect she's most involved today in is parents. She teaches us how we can build smart money habits for ourselves and our families. Moreover, how we can educate our kids to keep that ball rolling as money-smart adults! WHAT YOU WILL LEARN IN THIS EPISODE Beth's "5 C's" for allowances The best financial lesson Beth ever learned Ways to NOT teaching your kids financial lessons The importance of learning the "good with money" basics Simplifying the great allowance debate RESOURCES Make Your Kid A Money Genius by Beth Kobliner  Beth's Website - BethKobliner.com

We hear it ALL THE TIME "Will Social Security go away?" Well, chances are it won't be the best financial security blanket for our kids. So, as a parent you can help them plan for retirement now with a Child IRA. Yup, from the day they are first born start building their wealth and feel some relief that they will be just fine in the future. We cash in with expert award winning financial writer Chris Carosa From Cradle to Retirement-The Child IRA: How to start a newborn on the road to comfortable retirement while still in a cozy cradle. Chris explains why and how to open a Child IRA To order the book: https://www.amazon.com/Cradle-Retirement-newborn-comfortable-retirement/... See omnystudio.com/policies/listener for privacy information. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Beth Kobliner, the author of Make Your Kid a Money Genius (Even if You’re Not), joins us to talk about ways to get your kids to save more money, no matter how old they are. We’ll also answer your question about the nitty gritty of determining your savings rate for retirement, and share the stories of our favorite kid entrepreneurs.

The guys talk top video games for Todays Top 3. Tony and Dan gives us 4 bets like always. Dan 2/2, Tony 0/2. Dan explains his technique of using a helmet when partying real hard. Tony wants you to stretch before exercise. The guys talk about working out, eating better and losing weight. The guys advise a listener on her "famous" boyfriend and another listener on what type of haircut they should be after. Keep up to the minute on our blog at www.lifesagamble.org and send us YOUR questions to lifesagamble727@gmail.com

- William Baldwin, Forbes Contributor - Please call 1-800-388-9700 for a free review of your financial portfolio

Good personal finance habits start young. Our children don’t get much personal finance education in school so it’s up to parents to provide that education. There are things we can do throughout their childhood to turn our kid into a money master. Today we take to Eva Baker from Teens Got Cents. She started Teens Got Cents as a home school project when she began to get interested in personal finance. She started doing some research but found that most information was geared toward adults and there wasn't much to help kids. Eva saw a gap and decided to fill it and that's how her site started when she was just 16. Eva blogs about how teens can shop smart, get a great part time job, go to college debt free, save money, and start their own business. In 2015 she founded The Teenpreneur Conference. This annual conference brings together teen business owners as well as teens who want to start their own business in a community that truly is by teens, for teens. Full Article Here  Show Notes Vanilla Porter Breckenridge Brewery: A porter brewed with real vanilla. LMM Tools: All the best stuff we use to manage our money. LMM Pro:Research, evaluate, and track rental properties. Learn more about your ad choices. Visit megaphone.fm/adchoices

My guest today is Beth Kobliner, and we discuss her latest book, "Make Your Kid a Money Genius." Beth shares the research on the age at which most kids develop the money habits they’ll have for the rest of their life (it’s surprisingly young) and provides some basic guidelines on what you should and should not talk about with your children when it comes to money. We then dig into specific tactics on teaching your kids -- whether they’re in preschool or college -- about saving, work, insurance, and debt. Even if you don’t have kids, you’re going to find some useful reminders in this podcast about getting your financial life in order. For those of you thinking about getting married soon, Beth shares some fascinating research on how the amount you spend on the engagement ring and wedding ceremony correlates with marital success and happiness. It will definitely provide some conversation fodder to discuss with your significant other.

How kids can understand the value of a dollar, when we rarely touch one. Financial literacy expert and best-selling author Beth Kobliner discusses her new book, Make Your Kid A Money Genius (Even If You’re Not). In Mailbag, when to take Social Security, when to start a college savings plan for a newborn and how to get the family back on track after a job loss.

Interviews with Beth Kobliner, author of Make Your Kid a Money Genius, about why talking to your kids about money may be the most important thing you’ll do as a parent; and with Isaac Lidsky, author of Eyes Wide Open, about overcoming obstacles and recognizing opportunities in a world that doesn’t see clearly. The post Make Your Kid a Money Genius + Eyes Wide Open appeared first on Mr. Dad.

Many of you write in to Ask Farnoosh and ask questions about how to set your children up for their financial futures or how to best teach them about money. I'm right there with you. Evan is almost 3 and I have him hand the cashier the cash when we check out at the grocery store. Maybe he's understanding that in order to go home with stuff we need to give something in exchange and that money is currency. Time will tell. Beth Kobliner is a leading personal finance authority whose first book, Get a Financial Life: Personal Finance in Your Twenties and Thirties, became a New York Times bestseller. For years and STILL it was THE money book you gave to all your friends, kids, grandkids graduating from college. Years later, Bethis out with a new book Make Your Kid a Money Genius (Even If You're Not).  In it, she shares practical advice for teaching toddlers to young adults how to be smart with money. Some more about Beth... . In 2010, she was elected by Obama to be a member of the President's Advisory Council on Financial Capability, where she created MoneyAsYouGrow.org, a resource to help kids develop some money skills. Beth has some fresh and relevant advice to share on the show about how to raise money conscious children...and why bribing your kids to do well in school or do their chores with money is a wasted effort. For more information visit www.somoneypodcast.com.

Activision Blizzard scores. Twitter tumbles. And Hasbro soars. Plus, best-selling author Beth Kobliner talks about her new book, Make Your Kid a Money Genius. Thanks to Audible for supporting our podcast. Get a free audiobook with a free 30-day trial at audible.com/fool.    

It can be tough to know where and when to start when it comes to kids and money. And don't even get started about the allowance question. How much? And for what? Well, we've got ALL the answers thanks to our special guest Beth Kobliner, who's a financial expert, and NYT bestselling author. We're chatting about her new book "Make Your Kid a Money Genius" and tackling our questions and yours, too. Plus, she tells us what we're doing right and wrong with our own kids. You won't want to miss this! You can find all the links from this episode on our Cool Mom Picks podcast page. And feel free to reach out to us on Twitter #SpawnedShow, Facebook, and email: spawned@coolmompicks.com. 

This week hosts Rebecca Levey, Amy Oztan, and Nancy Friedman are in the studio with cellist, composer, and now game inventor Philip Sheppard.

Ever wonder about how kids get discovered and wind up on the silver screen? And whether Hollywood messes with their heads? Today's guest, Susie Mains, co-owner of Trilogy Talent, the expert on child stars and young Hollywood, will take you behind the scenes.

Ever wonder about how kids get discovered and wind up on the silver screen? And whether Hollywood messes with their heads? Today's guest, Susie Mains, co-owner of Trilogy Talent, the expert on child stars and young Hollywood, will take you behind the scenes.