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11 episodes with UBT
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2 episodes with UBT
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3 episodes with UBT
En Capital Intereconomía, Mónica Arnau, Senior Sales Iberia & Latam Institutional Business UBP Asset Management, habla sobre las estrategias alternativas líquidas, una categoría de inversión que vuelve a cobrar protagonismo en un contexto marcado por la alta inflación, los tipos de interés elevados y una creciente correlación entre los activos tradicionales. UBT es una entidad pionera en este ámbito. El banco fue fundado en 1969 y en 1972 ya invirtió en alternativas líquidas. Desde entonces, su enfoque ha sido claro, no actuar como gestores directos, sino como selectores expertos. Tal y como indica la invitada, “analizamos la oferta del mercado global para identificar a los mejores gestores en cada categoría”. Hoy, UBP cuenta con 26 profesionales dedicados a esta área y gestiona 16.000 millones de francos suizos en este segmento. Según Mónica Arnau, “desde 2020 hemos entrado en un nuevo paradigma de mercado que requiere repensar la composición de las carteras tradicionales”. Las estrategias alternativas líquidas permiten precisamente descorrelacionar las carteras de los movimientos de la renta fija y la renta variable, proporcionando una mayor resiliencia en momentos de volatilidad e incertidumbre.
The Brethren's bogus sanitizer scam. How the saints sold 80 tons of tap water as disinfectant in the pandemic!When the world experienced the tragedy and suffering of Covid, the Exclusive Brethren saw a golden opportunity to make quick and massive profits. Under the guise of “Caring for all men” and “Helping out in this time of crisis” they actually made matters much, much worse by flooding the market with useless and ineffective illegal disinfectants - all promoted by intensive UBT inspired advertising just overflowing with the most egregious lies and patently false claims. Specifically, this podcast tells the extraordinary story of the Ramsol disinfectant, a Quin Global brand marketed in the USA by Matthew Petersen, and in the UK by Carl Fowler. Dean Hales'Ox Tools then relabeled it as their own brand as did Zappshelter's Craig Michel, who marketed it as Zapptizer.This brazen dishonesty and calculated evil greatly enriched numerous prominent Plymouth Brethren family businesses across the USA, Canada and the UK – and of course, the Hales family of Sydney Australia, who dip their greedy fingers into any form corruption that they can find.We name and shame them all, in this raw and uncensored podcast that dips deep into the fetid cesspool that is the PBCC businessman's moral code of conduct.Link for insiders- https://www.dropbox.com/scl/fi/f224ty6dzpyhx4btp59v8/Get-A-Life-Podcast-Ep-138-Evil-Incarnate.mp4?rlkey=2mv512nd4miikxvxgzrwx3vhn&st=682nobug&dl=0Link to articles discussed in podcast- https://www.dropbox.com/scl/fo/zktizvqo91eya841av5n1/AGsX3BRNhcTYO8cQnNGeZ30?rlkey=vhw06yt0rtf9gfwlutyk4fcp4&st=rxo888gt&dl=0UK Biocidal Products databasehttps://www.hse.gov.uk/biocides/assets/docs/uk-authorised-biocidal-products.xlsxEU Biocidal Products databasehttps://echa.europa.eu/information-on-chemicals/biocidal-productsCraig Michel 110mph in a blizzard article:http://news.bbc.co.uk/2/hi/uk_news/scotland/tayside_and_central/6518119.stmQuin Global “Introducing Ramsol” Articlehttps://web.archive.org/web/20200409063203/http://www.quinglobal.com/news.php/Introducing-Ramsol-Actively-helping-the-current-situation-in-any-way-we-can.-64Zapptizer website:https://web.archive.org/web/20220921103338/https://www.zapptizer.com/Ez-Stak (Mike Lawrenson) webpagehttps://web.archive.org/web/20200804110955/https://ezstak-ppe.com/collections/disinfectant-spray-accessoriesCanada Proud 3rd party election campaign featuring Mile Lawrenson & Mark Bondhttps://www.elections.ca/fin/oth/thi/advert/tpdec1222/TP-0002.pdfOmaha man pleads guilty news article:https://archive.ph/WgcrZ#selection-2309.38-2893.7Nebraska Examiner article:https://nebraskaexaminer.com/briefs/omaha-businessman-pleads-guilty-to-selling-unregistered-anti-microbial-falsely-marketed-as-effective-against-covid-19/Omaha World-herald article:https://archive.ph/kIBbQKETV article:https://www.ketv.com/article/omaha-company-president-sentenced-covid-19-related-crimes/62021869DOJ Press Release 1 Quin Global:https://www.justice.gov/usao-ne/pr/omaha-company-and-company-president-sentenced-covid-related-crimesDOJ Press Release 2 Quin Global:https://www.justice.gov/usao-ne/pr/omaha-company-and-company-president-plead-guilty-covid-related-crimesUSA v Quin Global https://www.pacermonitor.com/public/case/52296830/USA_v_Quin_GlobalUSA v Petersenhttps://www.pacermonitor.com/public/case/52296828/USA_v_PetersenTo share your story or be a guest on the show, email info.getalife@proton.meGet a Life Paypal donations -https://www.paypal.me/getalifepodcastGet a Life GoFundMe-https://gofund.me/614bcd06PayPal link for USA- https://www.paypal.com/pools/c/8Tz4n35OJ8Admin/Legal email address:stouffvillelegal-gal@protonmail.comOffice address:22 Braid BendStouffville ONL4A 1R7#PBCC #plymouthbrethrenchristianchurch #exclusivebrethren #cult #oneschoolglobal #rapidreliefteam #ubt
As many as 87 former corporators of Brihanmumbai Municipal Corporation are said to have joined Shinde-led Shiv Sena, most are from UBT faction, followed by Congress and NCP (SP).
DISCUSSION ON DEATH AND SUICIDE. VIEWER DISCRETION IS ADVISED “To err is human, but to really f#@k things up you need the Plymouth Brethren” – and in the case we report today, they come in the person of Simon Filleul, a Plymouth Brethren elder and Rapid Relief team spokesman from Whanganui, New Zealand. Simon's business, Playground Centre Limited took on a talented and enthusiastic 19-year old, exploited his energy and loyalty to the utmost extreme for 7 years, lured him to Australia with false and unfulfilled promises of training, promotion and financial assistance, then finally, having extracted everything of value from him, left him to die alone, hanging from his forklift truck. Yes, we are angry, and sickened by the greed, cruelty and hypocrisy of the Plymouth Brethren Christian Church and its fake Rapid Relief Team Charity – and yes , it's a bloody long podcast – but if you are, like the Filleuls, one of those smug, self-important callous money-grubbing UBT trained PBCC businessmen you need to sit yourself down and watch this podcast again, and again and again…because if YOU f#@k up, it will be your proud, respectable Brethren name on the next episode of Get-a-Life Podcast. Link for insiders- https://docsend.dropbox.com/view/it7jfnbp9ny3k98g Sam Keast folder link- https://www.dropbox.com/scl/fo/snihhd7ut2i1qtf95vccf/AK1H1PBsNP8Cf1mcyhwenP4?rlkey=end0nxzozb8tb4igq7hgh2292&st=0afn03pl&dl=0 Link to articles referred in podcast- https://www.urbaneffects.co.nz/take-a-seat-whanganui-lets-chat-about-big-things/ https://www.worksafe.vic.gov.au/victorias-new-workplace-manslaughter-offences?fbclid=IwY2xjawHtb7ZleHRuA2FlbQIxMAABHRoiy-s2y0x-y8th-9WPmNfOv-JB7F853A8018FuD3ztVRivCm6woC0a3A_aem_VoBzcgFcTxnx2ev_ohRmKA https://youtu.be/Ih8CEvq1ZnA?si=2dgqj-PgD1N5bVRv https://www.leightonassociates.co.nz/post/ducking-and-weaving-on-both-sides-of-the-ditch https://www.nzherald.co.nz/nz/family-of-kiwi-tradie-samuel-keast-fights-for-answers-after-suspected-suicide-overseas-uncovers-toxic-workplace/C5IYGW6Q7VEDVKQRGNADDHN25A/ https://www.news.com.au/finance/work/at-work/tradies-haunting-google-search-on-final-call/news-story/11ac2bb3e3ec3de9cefdda5670911a31?amp https://www.nzherald.co.nz/whanganui-chronicle/news/whanganuis-playground-centre-builds-play-equipment-for-countries-around-world/VJV5MMNP67TTABQVZLJUKWOHLU/ other Workplace death- https://www.watoday.com.au/national/western-australia/wa-regulator-investigates-separate-workplace-deaths-on-horror-wednesday-20240404-p5fhjt.html https://archive.ph/vs2y7 https://www.worksafe.vic.gov.au/report-incident-criteria-notifiable-incidents https://www.justice.vic.gov.au/saynotobullying?fbclid=IwY2xjawH43kNleHRuA2FlbQIxMAABHed7TOuhYeLgj-WSyNB9j3pmBug4hiJWhqyWd0Hqa12oa7eAO45A4mhvBQ_aem_7qKqMJH-J3YZrQm1zJv2SA To share your story or be a guest on the show, email info.getalife@proton.me Get a Life Paypal donations - https://www.paypal.me/getalifepodcast Get a Life GoFundMe- https://gofund.me/614bcd06 PayPal link for USA- https://www.paypal.com/pools/c/8Tz4n35OJ8 Olive Leaf Network- https://oliveleaf.network/ Thinking of Leaving Pamphlet and resources - https://oliveleaf.network/resources/ Link to Anchor/Spotify- https://spotifyanchor-web.app.link/e/G6sjHA2xHwb Preston Down Trust Decision- http://www.charitycommission.gov.uk/media/591398/preston_down_trust_full_decision.pdf Aberdeen incident- https://drive.google.com/file/d/1riImgAqwaqGwjYq6vRQIr4_jscJA0eQN/view?usp=sharing If we walk in the light letters- https://drive.google.com/file/d/14WlgJladl1r95YGxW0FbZ0prYfjlg7FU/view?usp=sharing Admin/Legal email address: stouffvillelegal-gal@protonmail.com Office address: 22 Braid Bend Stouffville ON L4A 1R7 #plymouthbrethrenchristianchurch #pbcc #abuse #church #cult #mindcontrol #brainwashing #conversation #exmembers #exposingtruth #expose #exposure #whistleblower #getalifepodcast #getalife #podcast #rules #strict #exclusivebrethren #brucehales #BruceHales #BDH #BruceDHales #UniversalBusinessTeam #UBT #RRT #RapidReliefTeam #Aberdeen #OneSchoolGlobal
Under the guise of funding OneSchool Global, the PBCC's leaders have quietly bilked $0.65 billion from their unsuspecting members since 2017. Rather than being used for education, this tax free bullion is stashed in multiple obscure private investment funds around the globe, and used by the tiny elite of ultra-rich PBCC church leaders to fund their own businesses ventures. Every year, the Plymouth Brethren Christian Church's “Global Funding Team” holds a “Strive” fundraiser to collect a further $250 million to add to the pot. Attendance at this Zoom fundraising event, while dressed in church attire, is compulsory for 100% of members, and they must keep their cameras on so that local brethren priests can see that they are attending, and monitor their reactions. The 54,000 assembled victims of this fraud are told a carefully crafted pack of outright lies to the effect that the Brethren's OneSchool Global desperately needs funds, that Vision Foundation is an endowment fund for this purpose, and that it generates an astonishing 20% return on investment. Get-a-Life exposes for he first time the shocking truth that Vision Foundation has actually been losing millions of dollars per year, and far from being an endowment fund, is just a handy source of ready cash for the corrupt Brethren elite. We also expose for the first time the “Campus Modernization Program” and the “Hall Standardization Program” further financial scams perpetrated by PBCC leadership to launder $100s of millions of tax-free dollars into their own bank accounts. Join us as we light up for the first time the Affinity Fraud of the Century, as the perpetrators desperately scramble to pull the maximum value from the scam before the Australian Tax Office's ongoing investigation closes it down for good. Link for insiders- https://docsend.dropbox.com/view/wckqr4wiceas25ga Link for attachments discussed in podcast- https://www.dropbox.com/scl/fo/mfcbv65ago9seigve50n3/AC2kvJMl_9cEcfRCQpdFB-k?rlkey=x7zlieiatvcavcpzdm1ukrgud&st=ic7hxose&dl=0 Link to Damian Hastie's website- https://www.brethrenexposed.com/investigations.html Article/website links- Grace Trust on Charity Commission website https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/257516 NAF on Charity Commission website https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/5101784 Wikipedia article on Affinity Fraud https://en.wikipedia.org/wiki/Affinity_fraud Affinity Fraud news article https://www.cnbc.com/2018/09/06/religious-based-financial-fraud-is-rampant-heres-how-to-fight-it.html GAL Tax Fraud and Embezzlement podcast https://www.youtube.com/watch?v=gn8X-REFPSQ GAL OneSchool/Unispace Money Laundering podcast https://www.youtube.com/watch?v=HNnkaDA2BZ8&t=3034s GAL Australian Tax Office raid UBT podcast https://www.youtube.com/watch?v=Sl8WmlBGonI Vision Income Fund- NZ past ROI- https://www.oneinvestment.com.au/wp-content/uploads/2024/03/Vision-Income-Fund-year-end-Financial-Statements-31.12.2023.pdf To share your story or be a guest on the show, email info.getalife@proton.me Get a Life Paypal donations - https://www.paypal.me/getalifepodcast Get a Life GoFundMe- https://gofund.me/614bcd06 PayPal link for USA- https://www.paypal.com/pools/c/8Tz4n35OJ8 Olive Leaf Network- https://oliveleaf.network/ Thinking of Leaving Pamphlet and resources - https://oliveleaf.network/resources/ Preston Down Trust Decision- http://www.charitycommission.gov.uk/media/591398/preston_down_trust_full_decision.pdf Admin/Legal email address: stouffvillelegal-gal@protonmail.com Office address: 22 Braid Bend Stouffville ON L4A 1R7 #plymouthbrethrenchristianchurch #pbcc #abuse #church #cult #religion #trauma #religioustrauma #sexualabuse #mindcontrol #brainwashing #whistleblower #getalifepodcast #getalife #exclusivebrethren #BruceHales #BDH #BruceDHales #UniversalBusinessTeam #UBT #RRT #RapidReliefTeam #Aberdeen #OneSchoolGlobal #OSG
शिवसेना (UBT) सांसद अरविंद सावंत ने शिवसेना शिंदे गुट की नेता शाइना एनसी पर दिए अपने बयान पर माफी मांगी, महाराष्ट्र CM एकनाथ शिंदे ने फ्रीबीज के मुद्दे को लेकर राहुल गांधी और कांग्रेस अध्यक्ष मल्लिकार्जुन खड़गे पर निशाना साधा, झारखंड में इंडिया ब्लॉक ने आधिकारिक तौर पर अपने सहयोगियों के बीच की सीट बंटवारे की घोषणा, जम्मू-कश्मीर के अनंतनाग में सेना ने 2 आतंकियों को किया ढेर, एयर इंडिया की दुबई-दिल्ली फ्लाइट में एक कारतूस रखा हुआ मिला और भारतीय टीम न्यूजीलैंड के खिलाफ मुंबई 263 रन पर ऑलआउट. सुनिए शाम 4 बजे तक की बड़ी खबरें सिर्फ 5 मिनट में
जम्मू कश्मीर को पूर्ण राज्य का दर्जा देने पर माना केंद्र, नई गठित हुई पार्लियामेंट्री कमेटीज में किसी पद से लोकसभा में नेता प्रतिपक्ष राहुल गांधी रहे महरूम, महाराष्ट्र विधानसभा चुनाव के मद्देनजर कांग्रेस, शिवसेना UBT, NCP (SP) और बीजेपी के जारी की उम्मीदवारों की लिस्ट, हवाई जहाज में बम धमाके को लेकर केंद्र सरकार की कड़ी एडवाइजरी, इजरायल के बाद ईरान ने किया एक और हमले का सामना. सुनिए सुबह 10 बजे तक की बड़ी खबरें सिर्फ 5 मिनट में.
हरियाणा विधानसभा चुनाव की तारीखों में हो सकता है बदलाव, मायावती का गठबंधन से इंकार, प्रधानमंत्री ने की मन की बात, पाकिस्तान ने क्यों भेजा मोदी को न्यौता, कोलकाता रेप मर्डर केस में आरोपी का पॉलीग्राफ टेस्ट हुआ शुरू, विधानसभा चुनाव को लेकर हो रहे हैं जम्मू कश्मीर में सुरक्षा के कड़े बंदोबस्त, शिवसेना UBT नेता संजय राउत ने साधा मनसे चीफ राज ठाकरे पर निशाना और शिखर धवन के रिटायरमेंट पर दी विराट कोहली ने प्रतिक्रिया. सिर्फ 5 मिनट में दोपहर 1 बजे तक की अहम ख़बरें
Your vote is your secret so what happens when a visually impaired person wants to cast his or her vote & doesn't have a companion? This is where the Universal Ballot Template comes in, developed in collaboration with the IEC & South African National Council for the Blind to assist persons with disabilities and special needs to have an independent and secret vote during elections.The UBT was printed by Braille Services from BlindSA in JHB & they were also involved in testing the UBT prior to this year's voting. Jace Nair CEO of Blind SA joins us on the line for moreSee omnystudio.com/listener for privacy information.
TRIGGER WARNING- Listen in as 4 Plymouth Brethren “priests” subject a lone teenager to a vicious and humiliating hour-long Gestapo-style interrogation. Never before in the 200 year history of the PBCC has the brutality of the Brethren priests been recorded and made public. For former members, this will be a highly triggering yet deeply familiar experience – for the public, this will come as a visceral shock – as the raw cruelty and arrogance of Bruce Hales' inner circle of “enforcers” is loudly and clearly exposed. The PBCC ‘s expensive PR spin doctors have made great claims of “compassion in action” and that “family is at the heart of who we are”. Listen to this merciless assault on both the teenager and his family and judge for yourself how much compassion is shown to a young person who crosses the path of the PBCC elites. Lead interrogators, Mick Strange and Rod Diplock, multi-millionaire directors of Allfasteners USA and Controltek USA respectively, are also 2 of the 3 directors of “Plymouth Brethren Christian Church” incorporated in Ohio, USA – placing them at the very top of the Church hierarchy. Strange is a co-director with Gregory Hales in the fixings business, while Diplock has a joint venture in the international property market with Gareth Hales – Shavano Consulting. As always in the cult, connections with the Hales family, and huge amounts of money equate to absolute power, and the ability to instill deep rooted fear and unquestioning obedience on the long-suffering Brethren congregations. As the interrogation proceeds, the priests in their anger let slip a closely guarded secret – the name of the man who owns UBT – the vaunted billion dollar “financial wing” of the cult. The story has a bittersweet conclusion – the victim leaves the cult and builds a new and very successful life for himself – but is now estranged from his family who remain under Bruce Hales' regime of brainwashing and blind obedience. Following the recording of the “priestly” former PBCC members Cheryl and Richard review the 4 ingredients that make up a “Bruce Hales” priestly interrogation, and welcome guest, Shanelle, who gives an therapist's view on the catalogue of religious, emotional and psychological abuse and harm that Brethren victims are subjected to by their leaders. *EDIT- At 3:31 it says Greg Marham and it should say Greg Baldwin Link for insiders- https://docsend.dropbox.com/view/qvyb5tq2r6iew7s8 Link to Reddit post on Mick and Rod's involvement in the kidnapping attempt of Richard Marsh- https://www.reddit.com/r/cults/comments/1ce9skw/pbcc_abduction_foiled_by_ontario_private/ AllFasteners- https://allfasteners.com/about-us ControlTek- https://controltekusa.com/our-team Shavano Consulting Group- https://www.shavano-group.com/our-team Link to PBCC directors- https://web.archive.org/web/20230319192045/https://opencorporates.com/companies/us_oh/2369562 The Body keeps the Score by Bessel van der Kolk- https://www.besselvanderkolk.com/resources/the-body-keeps-the-score Healing the Shame that binds you by John Bradshaw- https://www.johnbradshaw.com/books/healing-the-shame-that-binds-you Link to Steven Hassan website- https://freedomofmind.com/ Link to article " The Body Comes to Therapy too" - https://docsend.dropbox.com/view/pyu2mewgfwau7yig Link to Priestly visit recording for therapists - https://docsend.dropbox.com/view/2mezj949cdt928gd Link to Bruce Thompson Freedom Blues song- https://youtube.com/@bruceybonus7091?si=c455fPvVOCHy19Xz Freedom Blues link for insiders- https://docsend.dropbox.com/view/mfig6nncxw3gz4mq Links to follow Bruce Thompson- Instagram- https://www.instagram.com/brucey_bonus87?igsh=cHJrZTY4bWlrbXAx TikTok- https://www.tiktok.com/@brucethompson719?_t=8lyWxbh8feX&_r=1 Admin/Legal email address: Stouffville-GAL@protonmail.com Office address: 22 Braid Bend Stouffville ON L4A 1R7 #plymouthbrethrenchristianchurch #exclusivebrethren #BruceDHales #UBT #RapidReliefTeam #OneSchoolGlobal #unispace
प्रधानमंत्री नरेन्द्र मोदी ने राजस्थान के टोंक में कांग्रेस पर फिर साधा निशाना, दिल्ली सीएम अरविंद केजरीवाल की न्यायिक हिरासत 7 मई तक बढ़ी, पतंजलि भ्रामक विज्ञापन केस में सुप्रीम कोर्ट में फिर हुई सुनवाई, शिवसेना (UBT) के नेता संजय राउत ने देवेंद्र फडणवीस पर लगाया ये आरोप और जलवायु परिवर्तन से भारत समेत एशियाई देशों में बढ़ा आपदाओं का खतरा, सुनिए सिर्फ 5 मिनट में आज शाम 4 बजे की बड़ी ख़बरें.
Welcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: The Cognitive-Theoretic Model of the Universe: A Partial Summary and Review, published by jessicata on March 27, 2024 on LessWrong. About 15 years ago, I read Malcolm Gladwell's Outliers. He profiled Chris Langan, an extremely high-IQ person, claiming that he had only mediocre accomplishments despite his high IQ. Chris Langan's theory of everything, the Cognitive Theoretic Model of the Universe, was mentioned. I considered that it might be worth checking out someday. Well, someday has happened, and I looked into CTMU, prompted by Alex Zhu (who also paid me for reviewing the work). The main CTMU paper is "The Cognitive-Theoretic Model of the Universe: A New Kind of Reality Theory". CTMU has a high-IQ mystique about it: if you don't get it, maybe it's because your IQ is too low. The paper itself is dense with insights, especially the first part. It uses quite a lot of nonstandard terminology (partially because the author is outside the normal academic system), having few citations relative to most academic works. The work is incredibly ambitious, attempting to rebase philosophical metaphysics on a new unified foundation. As a short work, it can't fully deliver on this ambition; it can provide a "seed" of a philosophical research program aimed at understanding the world, but few implications are drawn out. In reading the work, there is a repeated sense of "what?", staring and looking at terms, and then "ohhh" as something clicks. These insights may actually be the main value of the work; at the end I still don't quite see how everything fits together in a coherent system, but there were a lot of clicks along the way nonetheless. Many of the ideas are similar to other intellectual ideas such as "anthropics" and "acausal interaction", but with less apparent mathematical precision, such that it's harder to see exactly what is being said, and easier to round off to something imprecise and implausible. There is repeated discussion of "intelligent design", and Langan claims that CTMU proves the existence of God (albeit with a very different conceptualization than traditional religions). From the perspective of someone who witnessed the evolution / intelligent design debate of the 90s-00s, siding with the "intelligent design" branch seems erroneous, although the version presented here differs quite a lot from more standard intelligent design argumentation. On the other hand, the "evolutionists" have gone on to develop complex and underspecified theories of anthropics, multiverses, and simulations, which bring some amount of fundamental or nearly-fundamental mind and agency back into the picture. I didn't finish summarizing and reviewing the full work, but what I have written might be useful to some people. Note that this is a very long post. Abstract Perception is a kind of model of reality. Information about reality includes information about the information processor ("one's self"), which is called reflexivity. The theory identifies mental and physical reality, in common with idealism. CTMU is described as a "supertautological reality-theoretic extension of logic"; logic deals in tautologies, and CTMU somehow deals in meta-tautologies. It is based in part on computational language theory (e.g. the work of Chomsky, and type theory). Central to CTMU is the Self-Configuring Self-Processing Language (SCSPL), a language that can reflect on itself and configure its own execution, perhaps analogous to a self-modifying program. SCSPL encodes a form of "dual-aspect monism" consisting of "infocognition", integrated information and cognition. CTMU states that the universe comes from "unbounded telesis" (UBT), a "primordial realm of infocognitive potential free of informational constraint"; this may be similar to a language in which the physical universe could be "specified", or perhaps...
Link to original articleWelcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: The Cognitive-Theoretic Model of the Universe: A Partial Summary and Review, published by jessicata on March 27, 2024 on LessWrong. About 15 years ago, I read Malcolm Gladwell's Outliers. He profiled Chris Langan, an extremely high-IQ person, claiming that he had only mediocre accomplishments despite his high IQ. Chris Langan's theory of everything, the Cognitive Theoretic Model of the Universe, was mentioned. I considered that it might be worth checking out someday. Well, someday has happened, and I looked into CTMU, prompted by Alex Zhu (who also paid me for reviewing the work). The main CTMU paper is "The Cognitive-Theoretic Model of the Universe: A New Kind of Reality Theory". CTMU has a high-IQ mystique about it: if you don't get it, maybe it's because your IQ is too low. The paper itself is dense with insights, especially the first part. It uses quite a lot of nonstandard terminology (partially because the author is outside the normal academic system), having few citations relative to most academic works. The work is incredibly ambitious, attempting to rebase philosophical metaphysics on a new unified foundation. As a short work, it can't fully deliver on this ambition; it can provide a "seed" of a philosophical research program aimed at understanding the world, but few implications are drawn out. In reading the work, there is a repeated sense of "what?", staring and looking at terms, and then "ohhh" as something clicks. These insights may actually be the main value of the work; at the end I still don't quite see how everything fits together in a coherent system, but there were a lot of clicks along the way nonetheless. Many of the ideas are similar to other intellectual ideas such as "anthropics" and "acausal interaction", but with less apparent mathematical precision, such that it's harder to see exactly what is being said, and easier to round off to something imprecise and implausible. There is repeated discussion of "intelligent design", and Langan claims that CTMU proves the existence of God (albeit with a very different conceptualization than traditional religions). From the perspective of someone who witnessed the evolution / intelligent design debate of the 90s-00s, siding with the "intelligent design" branch seems erroneous, although the version presented here differs quite a lot from more standard intelligent design argumentation. On the other hand, the "evolutionists" have gone on to develop complex and underspecified theories of anthropics, multiverses, and simulations, which bring some amount of fundamental or nearly-fundamental mind and agency back into the picture. I didn't finish summarizing and reviewing the full work, but what I have written might be useful to some people. Note that this is a very long post. Abstract Perception is a kind of model of reality. Information about reality includes information about the information processor ("one's self"), which is called reflexivity. The theory identifies mental and physical reality, in common with idealism. CTMU is described as a "supertautological reality-theoretic extension of logic"; logic deals in tautologies, and CTMU somehow deals in meta-tautologies. It is based in part on computational language theory (e.g. the work of Chomsky, and type theory). Central to CTMU is the Self-Configuring Self-Processing Language (SCSPL), a language that can reflect on itself and configure its own execution, perhaps analogous to a self-modifying program. SCSPL encodes a form of "dual-aspect monism" consisting of "infocognition", integrated information and cognition. CTMU states that the universe comes from "unbounded telesis" (UBT), a "primordial realm of infocognitive potential free of informational constraint"; this may be similar to a language in which the physical universe could be "specified", or perhaps...
This week, in a stunning sequel to Steve Simmons revelation of multi-million dollar tax fraud and money-laundering in New Zealand, over 120 Australian Tax Office (ATO) investigators conducted an unannounced “SWAT” type raid on the Exclusive Brethren's prestigious HQ in Sydney, and a dozen other brethren businesses and homes. The primary targets were the Universal Business Team (UBT) – the church's finance wing, OneSchool Global, who educates the cult's 9500 children, and Rapid Relief Team, (RRT) their PR operation. Rick Grosse, CFO of OneSchool global was interrogated and his phone was seized. Ron Arkcoll, MD of RRT, had both his home and business raided, and files, computers and phones were secured under police guard and removed from UBT HQ for further analysis. Damian Hastie, creator of the openandcandid.com investigative platform, sits down with the Get-a-Life team to give us an overview of the staggering wealth of the Plymouth Brethren Christian Church, and its labyrinth of interconnected businesses, trusts and charities through which billions of dollars are disseminated, ultimately enriching a tiny elite at the top of what Damien likens to a Ponzi Scheme. This podcast includes breaking news from our insider network about the ATO raid that goes well beyond what was reported in mainstream media, and a shocking image of a ritual led by cult leader Bruce Hales in his recent visit to the USA. If you have information on UBT or another brethren business in Australia, you can report it to- https://www.ato.gov.au/about-ato/tax-avoidance/shadow-economy/in-detail/tax-integrity-centre Link for insiders- https://docsend.dropbox.com/view/nnybrvy3fzf9vjuh Link to ATO Raid articles- https://www.smh.com.au/national/fleecing-the-flock-exclusive-brethren-businesses-raided-by-tax-office-20240321-p5fe6r.html https://bnnbreaking.com/world/australia/exclusive-brethren-under-tax-office-scrutiny-raid-reveals-potential-financial-misconduct Link to RRT Gov handbook- https://docsend.dropbox.com/view/qhy2fpdb7ux8bfkr To share your story or be a guest on the show, email info.getalife@proton.me Get a Life Paypal donations- https://www.paypal.me/getalifepodcast Get a Life GoFundMe- https://gofund.me/614bcd06 PayPal link for USA- https://www.paypal.com/pools/c/8Tz4n35OJ8 Ross Turner GoFundMe- https://gofund.me/390b7528 Heidi McCamley Custody Battle GoFundMe- https://gofund.me/6711fc74 Olive Leaf Network- https://oliveleaf.network/ Thinking of Leaving Pamphlet and resources - https://oliveleaf.network/resources/ Preston Down Trust Decision- http://www.charitycommission.gov.uk/media/591398/preston_down_trust_full_decision.pdf Aberdeen incident- https://drive.google.com/file/d/1riImgAqwaqGwjYq6vRQIr4_jscJA0eQN/view?usp=sharing If we walk in the light letters- https://drive.google.com/file/d/14WlgJladl1r95YGxW0FbZ0prYfjlg7FU/view?usp=sharing Admin/Legal email address: Stouffville-GAL@protonmail.com Office address: 22 Braid Bend Stouffville ON L4A 1R7 #plymouthbrethrenchristianchurch #pbcc #abuse #church #cult #religion #trauma #religioustrauma #sexualabuse #mindcontrol #brainwashing #conversation #exmembers #exposingtruth #expose #exposure #whistleblower #getalifepodcast #getalife #podcast #rules #strict #exclusivebrethren #brucehales #BruceHales #BDH #BruceDHales #UniversalBusinessTeam #UBT #RRT #RapidReliefTeam #Aberdeen #OneSchoolGlobal #OSG #johnhales #shutup #withdrawnfrom #worldly #excommunicate #assemblydeath #christiansect #christiancult #canadiancult #canadiansect #sect #worldwidesect #worldwidecult #cultescape #cultescapestory #bully #bullying #brokenfamily #awareness #cultescape #cultandculturepodcast #cultescapee #cultescapeer #cultescapeeinterview #askingforhelp #unispace
【節目】美債是今年台灣很紅的投資產品，其中槓桿ETF也受到部分投資人的關注，人家都講槓桿型ETF不適合長期投資，也既然維持一個時間段，豈不是虧大了?令人好奇歷史上的利率高位與美債槓桿的表現狀況，而一直抱著不跑會怎麼樣呢?這集來一起看一下。 #第340集 節目YouTube 搜尋:威利財經角，Podcast搜尋Awesome_Money。 錄製時間:2023/11/24 大綱: 1.買進的風險 2.UBT、TLT、利率觀察 3.TMF、TLT、利率觀察 4.美國領先指標觀察 5.結論-經濟情勢影響升降息 6.結論-進入軟著陸? 7.結論 美債20原型VS槓桿 #美債風險 #UBT #TMF #美債槓桿 #軟著陸 #美國領先指標 #LEI #SPY #基準利率 **投資小白貓之旅 **https://vocus.cc/willy03/home 收聽|看文章|互動社群|目錄https://cutt.ly/AwesomeMoney 威利投資生活事Line社群 https://forms.gle/CabjyDhux35utmyU9 提示:動態廣告，內容非威利製播，請謹慎評估 #研究僅供參考，請勿做買賣依據，節目非指導教學，投資人應有獨立思考之能
Transcript: Good afternoon. Either one, I can just get the time change. I was just in Ohio as I'm still trying to figure out what time it is. I just forget every time I visit my friend he's just barely over that timezone like line. Like, so he is maybe like 45 minutes away from that line and you're traveling and you have that weird timezone change where you like, I feel like when I drove across the country I expected but like when I get to where he lives I'm like this doesn't make any sense to me. It's like oz. Gone, gentlemen, good. How are you? I'm just swell. talk amongst ourselves with recordings on. Quite sure I feel free to talk at my leisure for the recording is that where they said that? Yeah, the note taker in there too. So I have a call I do with my marketing company. And the note taker, or the recording agent that they have starts the meeting beforehand. So I always think I'm late to the meeting. That's already there already in the room. I'm missing it. And I get there, just me and a bot. I was like, This is worse, like at least like you would hear we have other people but I'm sitting there with just one thing. Like, I can't hit the mute button fast enough, because I don't know I'm gonna sit down with technicians. And obviously here I'm not in on this call yet. It's a it's a bit of a funny spot to be. Worked out some sort of like, go to a chat TV team come up with a script, and then just start reading it and see what it comes up with in the interpretation. Right? Because lot of times when I'm doing bot recordings. Yeah. It doesn't really get it right. Depending on what it is and how I'm saying what I'm saying. Sounds you there Jack. I always feel like any recording thinks I have marbles in my mouth. And I just I can't do voice of text that can't be voiced anything. And I think I'm understandable but it does not it never has. And I I've seen people who mumble much worse than me be impossible to be translated as good. I'm actually a keep tweaking my presentation because we added one more security suite options for people. But I don't want to make my presentation too long. Because I want to show people Option A and Option B is I don't want to do them a disservice. I'm only showing everyone one solution. But the problem is it when I when I added the other one in my my PowerPoint went up to I think it was it was at 37 slides. So this is your presentation. It was only about a half an hour. So now I gotta get back and contribute things things back out of it too, because some of them are today I've actually cut out a couple other slides. So I'm down to 33. Now it's one of the last ones just like the thank you in the beans the intro So I've cut down a lot on it. Right? Like a one slide I was walking through our ticketing system and showing them all the stuff now I'm like that's more of an onboarding thing. They don't need to know some of these things in here like how to use this icon. It's just taking up space in here so well and time and really you're right. They don't even know that doesn't that doesn't even matter. Until they're Yes. Yep. I didn't have one they updated today. They really liked it was the GPT slides that were so we have a including one of our security stacks, they get the password manager so you know how people have it on their phone and have the thing that stores all the passwords we have. One that we include, and certainly as a point of I thought this was an interesting fact that in 2020, if you had a character password that was 11 characters, with numbers, letters, capitals, symbols, it would be safe for 400 years. Now in 2023, with Chad's UBT, it's down with four days. So the amount that it actually changed how safe passwords were is just, it's ridiculous. And so I kind of showed the generations of that password manager. So I have that little n Have you ever seen it's like little, little chart where it shows like, okay, four characters here, a teens here and a little like, little chart for you to see how safe your password is? No. Is it a chart? When you say that though? It reminds me of the amortization schedule? Is it a flat graph? Or is it a chart that moves? It's, I'm trying to think with it, it's what's the word? I'm thinking almost like if you have four quadrants of something like so you can see, you know, safest to most like, most secure to least secure, right? And it shows you based off of how many characters and how many other variables you have, how safe so I'm trying to remember the name of that chart is ahead. But you know, what would be cool with that? Have you seen like, ECM on Facebook a lot, where it's, it talks about things over time. That's why do something like that, like the population of the United or the, you know, top 10 countries of the world, right, or number one saw our highest selling artists, and then they'll go from like, you know, 60 to 21. And it'll just, you'll see people move up and down calling off the chart. I wonder what it would look like to have a chart like that, that talked about security? And overlap the last 10 years? I don't, I'm able to channel able to share my screen. Yeah, I think I was open to where anybody can share. And so maybe I can get some feedback on this one then too, because I just, I just changed this. Good morning, everybody. Morning. Come on, Jack. We're all waiting. Yeah, no pressure. Stop yelling at me in front of my friends. So you see in this, yeah, looks great. So this was 2020. And this is again, how safe a password was. And when you switch this. So it goes from 2020 skips over 2021 for whatever reason. So you can see how this chart had this, this red is actually going farther down. In 23, here's where it is. And then here's now with using GPT. So this is where people used to think their stuff was safe. So that's where you go from that 400 years to four days and show the different years and how the point of using a password managers 100% of their r&d is on encryption and password management. That's what everything they do. It's very different than your business where you're working on whatever you are unless you are a password manager. And I think they said they blame that almost 80% of breaches on just weak passwords nowadays, and weak passwords has changed a lot over time where people used to think, you know, weak was 12345. Weak is changed a lot in the last couple of years. So Right. I would my I would reverse the graph. Yeah. Yeah, I want to see that. What I what I'm doing is getting worse. Right, that graph almost. And I'm not sure that that's what I would think do I want to see what I'm doing is getting worse. So if I have a seven digit password, I would be looking at that, because I probably have the same, you know, same seven digit password, which is, you know, for the last three years, right, or not the same password, but I change it but it's, you know, the same amount, which is why if you look at almost all things that require a password, they've gone from six to eight to 11 to 15 to 24 characters are characters. So that says this, and I show I show what it used to be and what it is and actually does get worse as you keep going. So what was saved was not saved. Right. And I do have the ability to just scroll back like I use the little Senator on dialer, to roll forwards and backwards to show that 400 years and that four days, and I made sure that the lines lined up the same. So if someone's eyes were in the same spot, when I got to the last page, they're still looking at that same location, because they might think, well I use that patch. What's my address cat's name and how big of that how much of your business is the manager of passwords? How big is that of the whole piece of the pie what we do of what you're trying to sell it? That's a small part of this of the second security stack. So it's a very small All piece is a part that I recommend people have. Absolutely, yes. But then consider that in your proportion of slides and time. Yeah, I did. That's why I think it's one slide and one rolling thing. And they're gonna go right through it. And one piece of one portion of that time, right? If it's 5%, that of my 30 minute presentation, it gets 5% of that piece. I think I have this as like a 32nd. Slide. So I have some of these that have time that look, it's worth a mention. It's not the whole thing. We're talking about cybersecurity, and it has an industry I spend much more time on that one too. Because that's the bigger thing of what we focus on. Good. It's good thought, though. Thank you. But But the great thing about it is it's something everybody understands. Yeah, that's something I mean, if you're giving a 30 minute presentation, I would think you have, you know, 1015 slides, because I don't want you watching the slide, I want you to pay attention to what I'm saying. The slide when we talk about presentations, the slide is to remind me of where I'm going next. Yeah, right. And then I'll give you the slide deck later, or send you more information or answer your questions. But I want you with me, because really, the sales conversation isn't about the product, the sales conversation is about your needs. You're getting clear that I hear your needs, understand your needs, and can solve your needs. And then be our relationship. So you trust my knowledge, and feel comfortable moving forward with me. Right, I know that you're like a sales person. So yeah, but I'm just saying too much information. Usually, it's like, like picking choices, right? It's like getting somebody like you have to now it's like the people will give you five choices. You got your homework and come back and talk to me. Yep. So that's why I keep trimming things down. And I have couple more interactive questions in here too. So like when I asked like these to show how people could get support, and I instead say, Hey, Kevin, how would you like to reach your IT company? Because they might say, hey, I want to email you. That's great. You know, a lot of companies do that. But we have we have four different ways they can send something in, but I want to see how someone wants to interact with us. And so I do that as a question in that part. You know, it's definitely the first questions I ask people in my business, because I want to know how best to support you. If you're a person who texts and I send you emails. Right, we're gonna do this. Or if your personal emails and I send you text and you'll look at your phone all day. Yeah, that's smart. And like I said, you kind of have this new with my pin out, Jack, you know what's up? I'm taking notes. So do understand. I'm still young, so I'm still figuring a lot of stuff out. But like to think I do a lot of potential power trying to improve my craft. Yeah, absolutely. It's impressive. All right, John. Sorry. We just probably talking amongst ourselves without you. No worries. So what, what have you guys covered so far? today? We're talking about Jack's slides. He's got 37 slides and a half an hour presentation. And he's wheedling it down. And he showed us one that was really cool about that he thought was interesting, little fun fact about password that used to take 400 years to crack with chat TBT now thanks for days. Got it. Because I returned that same question for you, Jack. Because you know, I trained speakers. Is that what you would like some coaching on today? I wouldn't mind it. Because I've been, I've been looking at changing phrasings and how I go through this whole thing I actually finished so one of the books we had, where we did fix this next, he also is referring to the storytelling brand. So let me let me stop you there real quick. So I'll make a list here some jack and talk about presentation. Sure. Because we can do today's fourth, Monday, we can do administrative and finance. Or we go around the room and go okay, what is the thing you would like to work on today? Okay, so, Jack presentation and Mike. Any specific thing you'd like to work on today? No, nothing specific. I I need to go through the I forget what it's called the, the 20 contacts eight weeks. I need to go through that. You'll go through those modules go through those trainings, kind of burn that out. And then the other thing I want to do is I've been texting agents once a week of intense texting about 200 agents once a week, industry updates. And I want to try to go to each of their offices and try to meet them in person so they know who's sending the text. That's the other thing I want to do. But other than that, no nothing specific I just need to need to get some business back. Kevin, I would like to create a $7,500 a month coaching program in 90 days right Vanessa, yes, I need to finish my business plan for my new business Okay, so let's start with who you Jack. So the presentation who is the target audience this is my slide deck for for any target audience. But the the addition of the time was I we added an advanced security suite in response to compliance and cyber insurance. And it had added on a couple of products that were probably necessary. But again, I'm trying to condense the time because it is hard to shorten up some of the items in that actual slide going through DNS, spam filter, sock, MFA, play check. So each thing I try not to talk too much on, but kind of give a value proposition to that item. Right? So the reason I asked who the intended audience is, is if you're talking to a group of engineers, this is awesome. Right? Like this is like, yeah, it's gonna be unbelievably great for them. Okay, if you're talking to a small business owner, like myself, like Kevin, like the neasa, like, Michael, I'm going to want to hear more stories. And I'm not going to want to hear too much technical stuff, I'm going to want to hear, what's the problem? How's it affect me? I want you to dig as much as you can into that pain. So I can now relate. And then I want you to give me a solution. That's that's the way you're talking to the audience or when you're crafting a talk, right? Or you're crafting any type of social media message? Who's the target audience? Knowing that first, what's the intended outcome of the post of the presentation? What is the outcome, like any of you guys can attend this webinar that I'm doing with Adrian boy sell at 12pm, today is going to be a two hour. It's not even really a webinar, it's going to be like a dialogue between two business owners, because we're launching a $10,000 a month, guaranteed revenue program. And we're charging 10 grand for it. But you're gonna see how we banter back and forth. Because right now, I think there's 2530 people registered for the thing. We decided we're not going to do this long drawn out PowerPoint presentation. And we're just going to have a dialogue, we may share some of the shoot a few things on the screen, but it's going to be very, very packed. So when we were planning this, and this mon bring this home to you when we were planning this, because Adrian hasn't done as much of this as I have. Okay. I just point blank said, What is the ultimate outcome here? Where do you want to lead this audience to at the end of your talk? And that determines how the talk goes, right? So if your slide deck is for informing other engineers, then you got to look at okay, can I split this up into three talks? part one, part two, part three? Okay. Is the audience business owners, small business owners to educate them on the importance of password management? Right? And in that case, I'll tell you what my mentors always told me is, every single slide in there gets deleted, and it has to find its way back to the presentation. If it's not absolutely necessary, then it doesn't get put on there. Right. And especially if you're talking to for business owners, no more than three or four bullet points per slide. Okay, cuz you want them listening to you, not reading the slide. So I want to talk about something and talk about it in I want to add the bullet point. Okay, so I'm going to give you a resource. I'll just, I'll just drop this in the Dropbox folder for everybody's benefit. The number one PowerPoint, instructor, present presentation guru that worked for Microsoft created a talk on how to deliver a PowerPoint presentation slide deck. Okay. And I have the recording. And so I'm going to put that in the in the deal. Ad. PowerPoint. slide deck. Okay. So are you wanting them to buy something at the end? Are you wanting them to contact you? What is your ultimate outcome of your talk? Sign the contract, are no neck or no next steps. In some cases where I know I'm gonna be doing several presentations, because I might do one for the office manager first and then get to the C suite depends on the company and size, like you said, Sure. I think my biggest client, I think I had to do like a dozen presentations for every VP and everyone in the C suite. Sure. And so I'm in the in the C suite, office manager level. The format is I would do like intro outcomes. Chunk one, chunk two, is a 30 minute deal. Call to action, right? If you got 45 minutes to an hour, it's intro outcomes, chunk one chunk to chunk three call to action. Okay. And so an intro no more than two to three minutes, and its credibility building. Okay, here's who I am. Here's what I've done. Here's what we've done. Here is the reason you should listen to me my favorite thing, and I discovered this years ago, when I was giving lots and lots and lots of talks, is I came up with this thing called three questions. Okay. And all three of you are in this talk that I did, which is how you landed up in this program. Right? So when I first started that talk, I said, there's basically three questions somebody has when when, you know, when they're listening to somebody speak number one, who is this dude? Number two, what's, you know, why should I listen to him? And number three, what's in it for me? Is that a fair statement? Everybody in the room went? Yes. Right? Same thing here, if you're giving a presentation, but it's one on one, okay? You want to craft your talk in such a way where you're giving it to an audience, and then it's easier to take out the stuff that doesn't apply when you're doing a one on one thing? Right? So in this case, is if it's the office manager, and you've never spoken to, they're not an existing client. Okay. Same three questions. Who are you agreeing to take the meeting for a reason? Okay. Why should I listen to you? And what's in it for me? Okay. So, by answering those three questions will help craft this talk. Again, if I'm sitting with a bunch of engineers, I'm going to have some pretty darn technical slides. Okay, for them to geek out on, right? If I'm talking to an office manager, I'm going to paint a real world scenario of, you know, Joe Smith, new employee coming in and setting up their account and using a weak password. And later on, coming to work and get an email from somebody that says click here and he goes ahead and clicks. Okay, next thing, you know, I get a virus spreading around my entire office. Okay, next thing you know, I'm in the office manager running around, like a chicken with my head cut off trying to fix everything I'm calling the IT person, I'm panicky, because, you know, we're getting attacked here. Does that sound familiar? Yes. Okay. So what we do at outsource my it is we prevent that nightmare from ever happening to you as an office manager. Z. I didn't talk about anything technical. Okay, what I did do with the owner, and the office manager and the C level people unless they're a computer engineer, I'm going to talk about pain. I'm going to talk about the fact that if there is a computer problem, if somebody actually hacks the password, it's going to take down the whole network and because you are networked, it's going to it's going to allow that person to grow have anything that's on that computer network, because once they hack into the domain, they have control over everything. And now like, you know that that spreadsheet that you guys did that you guys, you know, you had multiple people in your company work on for over 100 hours times all the employees all that's now gone. That's going to scare the living hell out of them to the point where they're not going to be open to a solution. Okay. So, again with your talk is who what is the ultimate outcome? Who is the intended audience? Okay, you put it together. And then you create one master talk. If you look at Tony Robbins, if you look at Les Brown, if you look at myself, if you look at any unique speaker, there's usually about two to three signature talks that they have. Okay, and their full blown talks. But now because I'm talking to you, I'm taking out this slide, I'm taking out this slide, I'm taking out this slide, I'm taking out this slide. And I'm whittling it down directly to my audience. Okay, so I'll give you some advanced training. If you really want to nail down this talk thing. I'll give you some advanced training that I've done with other coaches, or other people on speaking and, and really nail it down on how to do the talk. Okay, yeah, yes. That the other company I trained with originally was with HR tech to their original presentation, and they trained me on was an hour long, like, at least and I'm thinking, hey, I'm sorry, but you don't understand what jerseys like, like, not people don't give you an hour here, especially even for a sales presentation. Like, we're an hour. You haven't, we have to break this up. So I took a lot of what they originally did. And like you said, I had to start what I do, instead of deleting the slides, I would I would hide them and then revisit, do I need that? Can I add add that add that somewhere else do I need that graphic? And that's a lot of what I've been doing. So HR Tech Academy, because I know Alex Rogers personally. I was there when they started shark sec. Okay, when was Buck 25% Shark sec. I was actually in Alex's office when that happened. So I have a lot of their stuff. And and so again, it's the full talk, but whittle it down to whoever the audience is the least amount of slides the better. I agree, talking to an audience the least amount of slides, the better. Because stories are what sells like when you when you this afternoon between 12 and 2pm. When as Adrienne and I are talking the one thing you will notice if you're there, we're going to record it I'll give you as a recording, we are going to do a tremendous amount of storytelling. Like most of our time is going to be telling story after story after story after story after story. Because we're going to create an evergreen situation where that's going to be promoted out for the next week on an automated webinar type thing. Okay, but it's the stories that are going to sell any questions? Mike, marketing type system. So do you have questions about the actual system? No, don't have questions about the system. I understand the system. It's just a matter of me kind of coming up with things to touch points to use. I know Kevin and I've talked about it before and Toastmasters is one of them, you know inviting them to Toastmasters. And I just I haven't been going to toastmasters for the last month. So I haven't, I haven't wanted to invite anybody. So now that things are starting to calm down with my wife, and I know I'm gonna start going again so that y'all have that to add. So I don't really have questions on it. It's just a matter of me, you know, creating the content and then doing it. So with we go to this and I'm going to share the screen here. Now while you're doing that you and maybe Jack can answer this. You said there are four things I wrote down, who's the audience? What's the outcome? Like? There are a couple other things that I didn't write down. Remember that Jack? What was he saying? I wrote who? Why? And what's in it for them too as the three questions for that, too. Okay. Who is this? Why should I listen to him? What's in it for me? He also, there's one thing that you also said to that I, I'm gonna guess his right out QPS, or question based selling, that's what we talked about, the order of solutions that you want to do with people is problem, alternate solutions, which is also important. And that's a lot of what I think about my slides. Because a lot of times people start with, here's my solution, then they give you a problem. And they showed what you were using as an alternate, but the buying process and your brain is wired a little differently. So if you start with a problem, give the alternate and then show the solution to so you're showing kind of a different direction of those things to they would call it pass versus spa thinking on that one to say that, again, you've said when you're whether it's on the overall presentation, or on the short parts of the slides, when in the book, question based selling time for us talks about doing you go with the problem, the ultimate, the solution, not leading with your solution first, where people start a lot of times with the solution. And that's the easiest order of operations. When you say the alternate you mean, what they're doing now. Use the alternate is more of just the pivot step. That's your transition part two, right? It's how do you do that. But sometimes people put the transition that comparison part at the end to so they have problem solution, or they'll do solution problem. And then in the at the end, and they say well, here's the verses, here's this versus that. So they do comparison at the end of it instead of so here's your problem. Here's what some of those things, here's how you would solve these problems. Here is the solution that does solve those problems, too. So ultimately, I don't know if it's always the best word, but it's usually just your pivot, pivot step about one two. That makes sense. I'm just trying to understand what you said alternate was almost like, obviously, you know, the problem is, is obviously, efficiently at first, right? Because we have a problem, the solution, you know, and we start talk about the solution. First, it gets me thinking about the solution, as opposed to feeling the pain of the problem, and not fixing the solution. I don't have the pain yet. Yeah. So if I said, Hey, we specialize in a Kevin, we specialize in cybersecurity, here's why we're so great at cybersecurity, you might actually have passwords that are out there, and then start going through how to do it. It's just a different order of operations, instead of talking about, hey, a lot of people have, you know, at companies have reached out there because the passwords aren't very strong. So that's the problem. You know, the ultimate is just visually how do you pivot from one to the other, but tactically, and you don't say words like but are things that can be seen more combative, by nature? verbiage? Hey, I know you like this, but because you want people to insinuate that the wrongs Hey, I know you've been doing this for a while at the same time, can I show you how this could be a solution that can save time for you and make your company more safe, you know, something that's not combative. Alright, so on the screen, I just now uploaded this to the folder and didn't find it in the Dropbox folder. Okay, so this is in this folder right here, where it's appointment setting, because I teach the marketing tech system on video, but I actually have a step by step document for you to follow. And in pretty much it's laid out, boom, boom, boom. So the only time you actually have to get creative is twice a month. Okay? So you need one piece of content, it could be, you know, the top 10 things in real estate, the top 10 things and mortgage it can be a sales tip, it can be, you know, if you're going after realtors, you want to solve the number one problem they have. Okay, and that is getting leads. Okay, the number one problem realtors have is leads. The number one problem realtors have is consistency. Okay, now I'm talking new realtors. I'm not talking about seasoned veterans. Okay. So seasoned veterans have all different products like in the VSAs case, she's a seasoned veteran. Okay, her number one problem right now is starting her own brokerage. Getting her business plan up to date, she already has a massive following of people relationships, etc. And her her actual next big move, okay. In fact, all of you should I have let me go and find the actual name of this thing because the number one realtor In the world at the time, I learned from Dan Sullivan wrote a book called Well, him and his buddy have a book called 10x is easier than 2x. Very, very powerful book, I got it on the audio audio version, but she, she told, he told the story of this realtor who did not even want to get in real estate. And next thing, you know, became the number one realtor in Keller Williams nationwide. Okay, they millions and millions of millions of dollars in commission income. Okay. And he goes through exactly how you do it, he goes, okay. It's the I'm not gonna get into that. It's just, it's a squirrel long rabbit hole right there. But this is the marketing Touch system right here. You just follow it step by step once you have about 12 pieces of content, usually recycling, recycling. So what I tell people, hey, you know what your group number one. And let's just say you only have 50 leads, well, now you got two groups to start with. And over the next week, you're going to, you know, maybe you take the 50 leads, and you divide them up into eight groups that you got maybe 10 people in each group or less than that, your job is to grow it to 200 qualified leads. Okay, once you have two under qualified leads, if you follow this system to the tee, the fastest I've been able to get the email sent down is nine minutes and 36 seconds. Okay. And on average, about 10 and a half minutes. And but if you use the system, as I've laid it out here, it's very, very productive, and it's very consistent creates a consistency. Right? You get one new piece of content again, what is the number one thing challenging a realtor? Now one thing, challenges in a realtor most Realtors is I need to lead. You know, I need to be introduced. Okay, I need a relationship. I learned this from Marguerite Chris Villa when I was working with her, and even how to go and as long as it's like too many people chase active listings. You know, to me, people want to time a listing, when we're in reality, they just need to go out and develop a couple of new relationships per day. Over time, they have enough people, where somebody is going to start referring them to somebody that they just heard in the wants to list their home. He knows but you know, I remember Brent telling me this when I trained his team, he goes, he goes and I look back at my real estate career. The only thing I've done is I've gone out and made friends consistently. I've gone out on I've added new friends to my database, every single day I go on, I meet people, I cannot get become a rock star stain in the office, I go out and like meet people, I shake their hand. Yeah, I get I get a contact, I need a contact, I need a warm body. And then I need to determine if I like them or not. And then I need to figure out how I can help them and keep in touch with them in a systematic way. So when they do know of somebody, or they themselves are interested in real estate, I'm the first person they think about. Yeah. And ultimately, you can outsource and have an assistant do all that stuff. But this marketing type system, you do it yourself first. And the five times I've implemented this to start my companies, I get it to the point where I'm too buried to do this anymore, and then I hire an assistant to do it. So that's how it's laid out right there. And feel free to add me to your marketing type system treat me as a prospect, add me to group number one. So that way, you're sending me a piece of content, you can add me to every group, if you want just practice on me every day, I don't care. Okay, you send me a marketing touch and then you follow up with a phone call. So what that's how the system works is you can add whatever content you want here. Right, but the key is, is consistency. So in real estate, you need a warm body as a connection, and even the mortgage, you need a warm body as a connection. The other thing that the two of you can do as a mortgage company, is you can host a webinar, you can say, Hey, come here, John Pyron for 45 minutes talk about referral systems. Right? You promote it out to every realtor that you know. And you set up a time where you want me to be a speaker for you for free. Right, this is what I used to do. I used to go around the mortgage companies and I used to go around the real estate companies. Why? Because they have a meeting every say A week and they always have a guest speaker and I was a guest speaker every week like clockwork somewhere at some place in this town. Okay. So if you go to my YouTube channel and you'll see many talks up there Coldwell Banker there's all kinds of places I've gone and spoken to. The number one requested talk is my talk on how to 10x your referrals that resonates with every mortgage person, every realtor like clockwork and it works. Yeah. And you guys can be the people that host it. And it's just going to be a magnet. Yeah, so that's an idea. Okay, any questions about that? No. All right, Kevin, created a 770 $500 per month coaching business in 90 days and you want to coach you real estate mortgage real estate mortgage. So you want to be a real estate mortgage coach and be able to create $7,500 in 90 days per month Yes sir. Right there's two ways to go about it number one, you need content you see my screen still yes Right. Actually, you know what we do this the benefits of being a part of this group is. That, honestly give it all to you guys. In a six month mentorship program, teaching Coaches and Consultants how to make 100 grand as a coaching consultant, okay. And in order to graduate from the program, you had to create a six figure income and in six months, Okay, step by step, I recorded everything. workbook templates, everything. Okay? So I'm just going to give it to all of you, if you have an ambition of wanting to do that, because it is laid out, boom, boom, boom, workbook everything. Okay? So workbook right here. I paid I don't know, I take pain, Steve Knoppix on $75,000 to learn this. Okay. And with his permission, I just duplicate because I love training coaches and consultants and they've done a lot of that. So this is one path. The other path, you and I are going to have a one on one conversation about how to work together and I can get you there 1015 times faster. So because $7,500 a month and 90 days is a lot of work. I've done it, I can help you do it. It's entirely up to you. Okay, but if I was going to if you want to do a self paced type thing, just follow this workbook step by step. Okay, and all the recordings 12 People in this mastermind that I did for six months, I made the mistake of giving to, to, to the spots to to friends and didn't make make or pay for. And of course, they dropped out. As you know, they didn't have any skin in the game. How did the other remaining 10, eight of them graduated meaning eight of them creating a six figure coaching consulting business in less than six months. Okay, and but I didn't leave anything out, this is exactly what they paid for it. They all the calls are here, step by step speaker training, all that stuff. And you all have access to it now. But really for to make it simple. It's figuring out who do you want to coach real estate and mortgage people? If I put you on a stage right now, and said, Hey, here's a bunch of real estate mortgage people, what are the top 10 Things you can share with them right now? That would have the biggest impact on their business? Here's the mic. That's your first 10 pieces of content you really need to create. Because when you're building a coaching, consulting business, content is everything. Having enough content out there to show that you are an expert and having some success stories, okay. So in your case, if it's coaching real estate and mortgage people, you got Mike, who's worked with you, he's your first call client. Okay? And treat him like he's paying you a lot of money. Okay, and you mentor him for free, because he's already on your team. But you do it on Zoom, so you guys can record your conversations, and that becomes training content. Okay, then you go out and you find a couple other realtors to do the same thing. You put social media posts out there, what's the biggest challenge you have as a realtor? The biggest number one problem you have as a mortgage first. You can even ask a couple of people, what is your number one problem ago, you created a little survey going out of lead generation, at least four areas of business, marketing, sales, lead generation, whatever those bullet points are, what is your biggest challenge that you have as a realtor? And whatever they give you you teach content on that. Because it's the content, it's your talking and I did a lot of training in there on that about that. But it's your your content that is gonna attract people to you. And you go from there. So a classic example here, let me go here Stephanie shell are here, same thing came to me and said, Hey, I want to be a coach. I want to be a speaker. I want to be a consultant. Okay. And it took me three and a half months of working with her one on one to get her to fire her boss, which she did. Now, if you go through any of her stuff here, well, best selling author of 12 books. She has a workshop that we designed. I designed it because I wanted to be an attendee of a great workshop. So we designed it. It's coming up in January. It's called the rare retreat. It's usually in San Antonio. And, but now she has does well over a million dollars a year as the author, speaker trainer, coach that a whole team, etc. Right. We worked together for seven years. And but it was just step by step lumbo She wanted to get she's one of the stories I'm going to be telling between 12 and two today is probably one of the going to be the one one of the stories that resonates the most is she tried for four months to hit 10k a month. And you know there's a video up there called how to give yourself a clean slate. That is a direct result of Stephanie shower. There she calls me up February 9 that says hey, I I'm not going to hit it again. I know you are why it's February 9 Steph what? Well I did the numbers I use see what I have my A pipeline and I just don't see how many hit it today and you'll win. Do you want to hit it? Yeah. Do you really want to hit it? Yeah, you're gonna do exactly what I tell you to do. Yeah, great. Okay, here's what you're gonna do. And I gave her that clean slate strategy. Within seven days, she passed 10k a month. And I said, you're not done. You got another eight or nine days, I forget what the what the actual number is on the video. But she ultimately came in at $14,865. Because it was a mental breakthrough that she needed. She had to how to exact how to give you to get to $7,500 a month, which actually can go a whole lot faster now, because of the amount of people I've done this with now. You know, it works. And the format is this. I give elite. I've got enough content to convict me at what I do as a consultant, or coach, I send you an email. My signature has enough information there for you to be curious enough to go and click OK. Then I have an appointment link on there. You're going to set a 10 minute phone call with me. I'm going to do a 10 minute phone call mash you three things. Number one, what's your big goal that you're trying to hit by the end of this current year? You're gonna tell me, I'm gonna say okay, you'd like to hit it by the end of the year. Yeah. Okay, let's just say you're there and you're, you're achieved it. And I'm gonna walk you through a two minute phone call. The questions I'm gonna ask them the dialogue I'm gonna ask. The most important thing is, is mastering that 10 minute call, she was stubborn as hell about. Right, and she kept failing and failing and failing and failing for about three weeks in a row. She finally calls me ever says this, there's something wrong, I'm not succeeding with this 10 minute call thing. And she was given away 45 minutes to 60 minutes of her time with every prospect and it's just not sustainable. And so I went and we roleplay and she treated me like a prospect says stuff you're not following the 10 minute sprint. Follow 10 minute script over the next week. Verbatim. Don't add live. Stop being stubborn and do it. Can you do that? Yeah. Well, we hold it work. And the rest is history. I'm going to call it a strategy session which led to a ticket to the garage reader which led to a ticket to a workshop which led to a ticket to speaking engagements. And he is having a funnel like I have here on the wall that you can have touch points with them all over the place. So once you have that process and system down is just duplication it's it's it's repetition over and over and over again. Okay, so take a look at the resources that I've shared here. Okay, and and then if you want to talk you know about working together one on one to get you there quicker just let me know you're more than happy to start in the resources huh? You shared when I look when you shared it because there's quite a bit there where do I start and those resources just starting the beginning? Or is there a start creating content because I feel like content seems like the key content is the key. And as a content outline, I would start with this workbook and walk you through step by step how to get your content based started. Because and humor Oh. Sales foundation sales message sales voice This is a funnel, right and this whole workbook walks you through step by step how to create that. Okay. Lisa English business plan. Yes. Do you need there? Where are you stuck? I am stuck at how big I want to go. How what? How big do I want to go or how small do I want to keep my my practice or my my brokerage? So like, I'm thinking okay, do I'm just going to be on my own do this for a year or two? Or should I just you know, just start like hiring people. I go I go back and forth. Sure. Did you get your business plan done? No. Okay. You follow the one page PLAN strategy? Are you doing a full blown 1520 page business plan? I'm actually I'm going back and forth. I tried to do the one foot one page, and then I get distracted, and then start, you know, going through through my mission and objectives. And then I come back down. And, you know, try to do that again. So, yeah. So it starts off with I mean, it's, it's easier to go after a bigger role. And Miss, versus going after a smaller goal. I mean, smaller goals don't really motivate us. Yeah. Yeah. Well, you want something that's, that's like, unrealistic, that you feel like there's just no way I can hit that. Okay. Because the person you're, you don't want to build a business, or set a vision, that doesn't require you to change. Because nothing's gotten your hit the goal, it would be very easy to hit the goal, you're going to be the same in the process, and your targets are going to be set low. And it's going to be easy to not do it. Yeah. So when you set an intention, you know, you're starting a real estate company from scratch. And, you know, what's it going to be like to have, you know, 50 agents. As a real jerk, you're, you're going to be the person that is going to be the Rainmaker in the beginning. And I can tell you beyond a shadow of a doubt, the very first hire you're going to hire is going to be an assistant. Yeah, take all that stuff off your plate that you don't want to do. Right? And then even then you might need a second assistant before you hire your first agent. Right? If you get that book 10x is easier than to X. entire chapter one is about a realtor, I forget her name. But she started from nothing. And, and she followed that model, he laid it out step by step how she went from nothing to a million dollars in commission. I mean, step by step. And she built it in increments, big, big leaps. Okay, so out of the 12, out of the 100% of the work that I do 80% of it needs to be given to somebody else. So I can make room for the 20%, which is going to give me the biggest leap, and the biggest jump, and he walks through the psychology of the growth of that. So when you set small goals, you show up in a small level, when you set big goals, you have to grow into that because you don't have the skill set to hit it right now. So the first thing I would do is, is get your business plan done, you don't need unless you're gonna go out and get investor dollars. A one page plan is going to be just fine. Okay, first milestone, how do I get to how do I get to $8,333 a month? How do I get to a six figure income consistently in my new business? And if that doesn't motivate you, to under 50,000? You know, how do I get there? And it'll become very apparent of what you need to do. You can always bring it here and go, Hey, can we look at the plant and they can we can we talk about it? Any questions about that? I mean, the other thing we can do if you if you want is we can schedule a strategy session between the two of us and we can just get it done. Okay, okay. It's always an option for every one of you. There are going to be times where you're going to want to make these big leaps. And there's not enough time on this call to get it done. And any of you can book a strategy session with me, obviously, I'm not going to do it for free. But doesn't mean you have to work with me one on one. Maybe you just need two hours, four hours of one on one time. It's totally fine. You have that option. Okay, because once we get that plan done, then all you got to do is show up here. Here's where I'm at. There's one that hold me accountable here. Hold me Hello there, what's the next step here? What's the next step there? Okay. But I would get that one page plan done first. So you know exactly what that next step is. Because each day that goes by that you don't have it is lost opportunity. Does that make sense? Yeah. Cool. Anybody else have anything else that they want to discuss? Alright guys, I gotta run. And if you want to be a part of this deal here at 12 to two, I will send you a link on that. Just let me know. So all right, I gotta run. I'll see you guys. Can you send me that John? Yes, I will. Talk to you guys later.
Trigger warning-Discussions on suicide A drastic look from an outsiders perspective while working at UBT, Floss learned very fast where she was on the PBCC hierachial system. In her year working there, she could not understand how awful this "Christian" group was to humans. She met with Bruce Hales a few times and he referred to her as a whore to her face. Forced to wear long skirts and stockings, Floss describes the UBT workplace as a culture dominated by bullies that have little or no respect for women. Listen in as she details the alcohol abuse, homophobia, misogyny, hypocrisy and bullying she endured that took 2 months to even stand back up from. This podcast is absolutely full of shocking information-shared from an outsider, who was kind enough to share her experience in the hopes of educating others to avoid being exposed to this workplace environment. Contact us at info.getalife@proton.me for information on how you can come on and share your story Current GOFUNDME needs Julie Fletcher's Daughter-https://gofund.me/a9da51dd Heidi McCamley trial-https://gofund.me/5582d1f3paypal link for USA- https://www.paypal.com/pools/c/8Tz4n35OJ8 Olive Leaf Network- https://oliveleaf.network/Thinking of Leaving Phamplet and resources - https://oliveleaf.network/resources/ #plymouthbrethrenchristianchurch #pbcc #abuse #church #cult #religion #trauma #religioustrauma #sexualabuse #mindcontrol #brainwashing #conversation #exmembers #exposingtruth #whistleblower #getalifepodcast #getalife #podcast #exclusivebrethren #brucehales #johnhales #shutup #withdrawnfrom #worldly #excommunicate #assemblydeath #christiansect #christiancult #canadiancult #canadiansect #BruceHales #BDH #BruceDHales #UniversalBusinessTeam #UBT #RRT #RapidReliefTeam #Aberdeen #oneschoolglobal
Get 25% off Trendspider here - use code DSP25 - please use this link as I do get a commission when you sign up, but it's the program I use my algorithm in and I'll give you access to the algorithm if you sign up through this link. Sign up for Webull and get free stocks like I did - WEBULL LINK Support the podcast - HERE Social Links and more - https://linktr.ee/dailystockpick I like $WFC $BAC in financials $wfc might be a buy - it's beaten too much $BAC - Mike Mayo - Wells Analyst - price target is $50 $UBT - levered ETF to the treasury bond $NUGT for Toom $AXSM - great new drug for depression and Alzheimers - Tom from Twitter Hey Gary - I wanted to check out the group but don't want a FB account so created this pseudo one. It wouldn't believe me that my name was Bruce Wayne, but I guess I tricked the algorithm enough with this one. Been picking up shares of these software/tech names that are hitting new (or near) 52-wk lows recently (CRM, SNOW, CYBR, ZS) as I have to believe there is still going to be sizable demand once we get past the recession for these high flying COVID boomer stocks but hard to know how much more downside there is. I‘m probably holding anything I buy now for 2+ years so not sure if your thesis (to avoid these for now) would be the same if you are looking at my time horizon as opposed to just trading them. Thoughts? $mcd from Twitter $Xom and $cvx on spending $Lvs $Wynn $MLCO $jd and $pdd all up on China reopening $tsla - elon may take out margin loans against tesla stock to pay down Twitter debt…. That will kill tesla stock $GOOG Google is merging the Google maps and waze teams but not the apps … they give you directions in very different ways $GMED $BNGO $REI $TQQQ $BOIL $RMED $MLCO $BAC $WFC $GS $GOOG - got you out with a 7% gain - but I don't consider it a trading stock SCANS $KHC $HSY --- Support this podcast: https://anchor.fm/dailystockpick/support
In this episode, Stephen talks with Kenzie Taylor, owner of Kentucky K9 Deer Tracking, and her dog Liebe. Kenzie talks deer tracking and when it's best to use a tracker.You can find Kenzie on her website: https://kyk9deertracking.comOr follow them on Instagram at: https://www.instagram.com/kyk9deertracking/You can follow Stephen on Facebook by searching for stephenrobbinshd or on Instagram at StephenHuntDay.You can also email Stephen at stephen.huntingday@gmail.com or info.huntingday@gmail.com.Join us next week as Stephen continues with more stories.And until next time, keep hunting and doing what God calls you to do.
One of the impacts that we're seeing from COVID-19 is that more young people are engaging in estate planning and putting wills in place. In this episode of MoneyBetter, host Caitlin Moore chats with guests Kara Brostrom, Andrew Loudon, and Nate Wieting about why you should make sure you have a will in place — and what could happen to your estate and family if you don't. They also discuss items you need to include in your planning that you may not think of, including stock options, family businesses, and more. Tune in to learn how to make those decisions and ensure you're prepared, should the worst happen. Contact our Guests:Kara Brostrom Andrew Loudon Nate Wieting Shownotes:Key Takeaways:The main reason people don't get powers of attorney or estate documents in place is because they think it's going to be expensive. But . . . it's way more expensive if you don't have the documents in place. We often encourage parents and grandparents to give [power of attorney planning] as a Christmas gift for their children and grandchildren who are young adults just because it's so important.If you don't take back control and either establish a will and/or a will and trust for the benefit of your estate plan, then statutes are going to control. We look to Nebraska law, and it's very interesting and typically not how people want assets to go when they pass.You have to think about “what if.” What if someone dies in the wrong order? Our best advice is that the guardian who you choose — a family member or friend to be the legal parent — not be the trustee of the money . . . recommend considering an independent third party like Union Bank & Trust. UBT can be the trustee of the child's trust while your family member is the guardian. Delegation of parental authority: As a parent, you're able to almost sign a power of attorney on behalf of your minor child . . . if you and your spouse is going out of town and you're leaving the little ones with grandparents, you can say these individuals are going to be in control of my children for this time frame and the document is good for six months, or you can set a date time frame.Other Key Tips: You have options for powers of attorney if you don't want to nominate family or friends. Banks can serve as your financial power of attorney, and your family doctor can be your medical power of attorney.Own a business? Own a farm? Consider a prenup.Regularly check your beneficiaries on your accounts to make sure they reflect your current estate plan.
A wedding is a big milestone — not just for those embarking on the journey toward wedded bliss, but also for family and friends joining in on the celebration. With wedding season ramping up, the MoneyBetter team wanted to explore the financial aspects of wedding planning, especially when it comes to money and emotions. Our host Caitlin Moore chats with two of our own UBT employees about their wedding planning: Bailee Wellman, a newlywed who got married in June 2021, and Lindsey Deprez, whose wedding is planned for June 2022. We also talk about how wedding planning prepares you for marriage and how to have conversations with others involved about money and expectations. Shownotes Our quick tips:A longer engagement means more paychecks.Buy suits instead of renting tuxes when they are close to the same price.Send a survey out to your wedding party to see what they are comfortable with when it comes to spending expectations — and then go with the answer.If you're jumping on the destination bachelor/bachelorette party trend, watch expenses and communicate openly with your wedding party on what they are comfortable spending.Check out the ultimate wedding planning checklist and budgeting guide. Bailee's favorite vendors:Blush Bridal Boutique, wedding dress vendor: They were amazing to work with and just super encouraging and sweet. Ricky's Catering, caterer out of Hanover, Kansas: They made the process so incredibly easy, and they're also super affordable! HyVee, flowers and cake vendor: We worked with the one at 40th and Old Cheney, and Pam, the floral manager, took my ideas and ran with them and they were so incredibly beautiful. She did the flowers for the bridal party and several arrangements for the reception tables. The bakery did our cakes on a two-week notice after our previous plan fell through and delivered them to the venue. It required little work from us!MoneyBetter Episode Highlights3:23 | Bailee“We worked from a spreadsheet… where we compared what we thought we might spend with each vendor and refer back to it… here's how much we spent, what we still have to look at. We had a number that we said, we're going to stay under this.”7:38 | Lindsey“I made an initial budget, thought we were doing great, and I was quickly reminded that things cost more than I think they do.”9:07 | Lindsey“There were some family members who put value on things that I didn't necessarily put value on.”13:45 | Bailee“We did not want to inconvenience our wedding party at all with how much they were spending.”18:04 | LindseyIt's so important to consider your wedding party's expenses for being a part of your big day. Many of them aren't local, and will have expenses for flights, hotel, possibly renting a car.“We wanted to consider how this was going to impact them. We don't want them to spend thousands of dollars for a weekend at our wedding.”29:50 | LindseyThe two sides of the coin:“I went over budget on the dress, which is one thing I go back and forth with. Some days, I'm like, ‘We're only getting married once.' And then other days, I'm like, ‘You're only going to wear the dress once.'”38:30 | LindseyHow much do certain things really matter?"The guests aren't going to remember if something was wrong or not done a certain way."
Today's guest, Dr. Sam Dolezal, is the Wellbeing Officer at Union Bank & Trust, acting as the company go-to for anything health & wellness related. Sam's role focuses on personal training, fitness classes, and generally being a cheerleader for the employees. Sam asks the question ‘How do individuals learn?' and provides information on how she helps others to strive for well-being. UBTWell offers a whole host of benefits including the wellness reimbursement account, where associates get $250 every year to spend on a variety of approved items. Tune in to hear Kerry and Sam discuss everything from focusing on what the needs of your team members are, creating virtual events during the pandemic and how to establish the effectiveness of a program. IN THIS EPISODE: [01:00] Introducing Sam Dolezal [05:00] UBTWell Programs and wellness benefits [08:00] The Wellness Reimbursement account [10:30] Staying on top of innovation [14:00] The C Everett Koop National Health Award [20:00] Success is based upon the engagement of the entire community KEY TAKEAWAYS: Union Bank & Trust is an example of an award winning and successful workplace wellness programs. UBT uses a variety of strategies to implement programs that obtain a very high engagement rate. How the workplace wellness programs are implemented at UBT, including the Wellness Reimbursement account. How outcomes can be tracked both for the employer and employees. BIO: Dr. Sam Dolezal is the Wellbeing Officer at Union Bank & Trust, acting as the company go-to for anything health & wellness related. While her responsibility is ensuring a healthy workplace, she gets to fulfill her passion for supporting others on their journey to a healthier tomorrow. With a doctoral degree in Healthcare Education and extensive background in exercise science and community health, Sam draws on all her education and experience to help others live their very best lives. As passionate about community as she is fitness, Sam is an active volunteer in multiple organizations and is a business member of the Tobacco-Free Lancaster County Task Force.
Dagens lynrunde: Hvordan spare strøm Dagens tema: Motivasjon til trening for de som ikke er så motivert og ting å gjøre i en u-båt. Hvis dere har et tema eller et tips dere har lyst til å dele så kan dere enten sende det til oss her på facebook eller sende det til 10tipspodcast@gmail.com, der ti er skrevet med tall og podkast er skrevet på engelsk. Eller send det på en melding til oss på Facebook.
What's the difference between a 401(k), a 403(b), a 457, and an IRA? How do you grow your money when saving for retirement? Should you get involved with your company's retirement savings plan? In this episode of MoneyBetter, Garrett Sutton, one of UBT's retirement educators, joins host Caitlin Moore to answer these questions and more. Then, we show you the power of starting early by talking with Curt Rohn, UBT's creative director, about his own retirement savings. Curt started saving for retirement when he was 18 years old and plans to retire at age 53 (well, maybe 56). Hear his story about how saving a little can go a long way and how taking advantage of employer matches and other incentives can put you on the road to a great retirement savings.Show Notes:8:20: A Roth and traditional/pre-tax contribution, the big difference is going to be how it's taxed. With a traditional pre-tax contribution, your contributions are going into the plan before you pay income tax on them, so your taxable income for a year is reduced by whatever amount you contributed to that traditional 401(k). But because we didn't pay taxes on it when contributing it, that means we'll pay income taxes on that money when we take a distribution, ideally in retirement. That's going to include the money we contributed and any earnings that have been generated from the investments that we hold in that retirement plan. All of that will be considered taxable income when you take a distribution.9:14: With Roth contributions, that's going to be post-tax contributions, so your taxable income for the year as you're making contributions won't change at all. All that money goes in on a post-tax basis, because we've already paid taxes on that money as we were contributing it, then we get the reward for making that sacrifice early on. Our reward is that we get to take out the contributions and the earnings that were generated from the investments; all of that can come out tax-free, as long as it's a qualified distribution . . .30:14: It was my 18th birthday, literally, and my dad had been working with this financial advisor/investment guy . . . he showed up at our house . . . and he said, “hey I'm really glad you invited me over today to get started saving for your retirement.”32:58: Every time you get a raise, proportionally increase your retirement savings. . .
We're in the middle of “The Great Resignation” — a time when people are leaving their jobs for something new. That means that right now, there are a lot of opportunities if you're looking to make the move. But how do you make yourself stand out in a market where so many people are going after new jobs? In this episode of MoneyBetter, host Caitlin Moore talks with UBT's own hiring leaders, Anita Schinstock and Christie Wilcox, about best practices for applying for a new job, interviewing, and getting an offer. Then, we talk with Chad Theis, President of Zelle Human Resources, about your online presence as you seek new employment opportunities and what to do if a recruiter reaches out to you. Show Notes:4:15 — While you can control what you have to offer, what you can't control as a candidate is the candidate pool and what you're up against.5:48 — It comes down to the basics; making sure your application is completed accurately. One of our biggest pet peeves... make sure you have perfect spelling and grammar. Have someone else review it. Take the opportunity to customize your resume, your cover letter, to the organization, to the position. 6:31 — A cover letter goes a long way. 7:49 — So be unique in your format but make sure that it works. 10:43 — I always go out and look at both your Facebook profile and your LinkedIn, so that's something to be aware of, and I think a lot of employers are doing that. So make sure if you're applying for a job, you've looked at those two especially... and make sure they're appropriate for the job you're applying for.13:50 — If there's an organization that you're very much interested in and perhaps there are no postings at the time, it wouldn't hurt if you know someone to reach out proactively to get your name out there... it does occasionally result in employment at the end of it... but maybe not right away. 25:45 — Don't throw your current employer or your former employer under the bus. 38:09 — People ask us all the time, on LinkedIn, when someone sends an invitation to connect, should I accept it or not? I accept every single invitation that I get.
This episode consists of an (abridged) conversation followed by a solitary mediation. The conversation concerns metaphysics, specifically the relationship between consciousness and time/change. During the conversation, I unintentionally quoted Langan without attribution when I described his notion of "informational nil constraint"/"UBT" as "a limit of syntactic transformations," an error which I am seeking to remedy here. The subsequent meditation mostly concerns the question of universal salvation. The full conversation can be found on Matthew's YouTube channel here: https://youtu.be/A3HphmQYQDk As a reminder, Langan's work (mentioned extensively throughout the episode) can be found most comprehensively on hology.org
Lincoln is such a giving community. We have so many great organizations that roll up their sleeves and work hard to help thousands of individuals and families. As people who live and work here, we have a tremendous opportunity to give back to any cause we identify with. If we want to make an impact, there are a few key things we need to know: What areas are in greatest need right now? What are the values that align between people and organizations? Ultimately, how can I help?In this episode of MoneyBetter, we talk with Angie Muhleisen, President & CEO of UBT, about the philosophy that drives UBT's culture of caring. Then, Meagan Liesveld, United Way, and Mark Feit, Combined Health Agencies Drive (CHAD), share what's going on in the community and how their organizations are supporting people in need, particularly as we continue to navigate the effects of a pandemic.Show Notes 0:45: MoneyBetter's Caitlin Moore kicks off the discussion with Angie Muhleisen, President & CEO of Union Bank & Trust, about her philosophy behind the bank's culture of giving back.2:10 — Angie: “The essence of our philosophy, of how we do business, and I really mean this: we care about each other, we care about our customers, and we care about the communities that we serve. I feel it in the depths of my soul…we need to give back.”5:27 — Angie: “United Way and CHAD do such a great job of vetting who needs the funds. They study, ‘what are the needs in our community and how do we best fulfill them? Which agencies do fulfill those needs?' It's all about helping the human service needs in our community.”7:07 — Angie: “I give to a number of nonprofits in Lincoln, and they each have their unique focus, their unique way of helping our community, and I love helping them.”14:33 — Meagan: “Our nonprofit community is amazing, and we work to raise funds to support programming that they're doing that makes all this possible for our community members.”26:30 — Mark: “When COVID hit, all in-person activities were cancelled. We've all participated in some sort of fundraising event, and all of a sudden you couldn't have those. So while the need increased, funding decreased.”29:40 — Meagan: “I think there's a little danger in thinking that because we've lost some of the visual signs of the pandemic, that the impact of the pandemic has ended and that the increased need during that time had gone away. The reality is our community is still really struggling.”34:38 — Meagan: “It takes a whole team. Most families need to be connected to four nonprofits to meet their needs. That's the interconnectedness of need. That's why we believe in funding an entire network of nonprofits.”36: 48 — Mark: “It's really important for people to know how easy it is to give. With our partnerships, one dollar can help 64 agencies together.”39:16 — Meagan: “It's easy to go about our lives and not see the need in our community. Health and mental health needs are unseen. Food insecurity is often unseen. It's our responsibility to each other…to be part of the solution.”
We learned so much from 2020. For many of us, our finances were put under a microscope, and whether we liked it or not, we suddenly were faced with where we stood financially. In hindsight, the importance of having an emergency savings fund became obvious. We should be prepared for emergencies in the event we're impacted by a change in health, loss of income, or experience other significant life changes. In this episode of MoneyBetter, host Caitlin Moore talks with Bill Radtke of Good Life Community Development about the impact of the pandemic on Lincoln, what community support looks like, and how people can be proactive with their financial situations.Show Notes:0:35: MoneyBetter's Caitlin Moore kicks off a discussion with Bill Radtke, Executive Director of Good Life Community Development, a non-profit in Lincoln, NE. Their mission is to provide proactive support and coaching for individual on the edge of poverty to experience long lasting life stability. 4:05: “What if there was a way to help people fix the roof while the sun is still shining so they could weather any storm that comes their way?”7:53: “I really do believe that we can eliminate poverty in a city the size of Lincoln. I think it's possible. It's very nuanced and would be very difficult work but I really think it's possible. Lincoln could be a great case study for larger cities if different services work.”9:10: Caitlin and Bill talk about pandemic changes felt all over the community, resources that were offered to support those in need, and the need for proactive planning when support services start going away.27:06: What does Lincoln look like moving forward? 35:34: Bill gets personal with rapid-fire questions about himself and even digs into the life of your host Caitlin to find out why she does what she does at UBT. You can reach Bill Radke at info@goodlifecommunitydevelopment.com and learn more at www.Goodlifecommunitydevelopment.com.
No matter how good you are at managing your money, a determined fraudster can easily take you back to square one. UBT's Brittany Kumm shares real-life stories of scams she's helped our customers work through while in our Customer Support Team and goes over tips on how to recognize and avoid scams. Then, in our Community Partner segment, Sgt. Steve Wiese of the Lincoln Police Department walks us through what to do if you are scammed and more. Show Notes0:34: Brittany Kumm, Union Bank & Trust. Brittany and Caitlin talk about scams our customers have seen, including job scams, relationship scams, puppy scams, and more. They also share tips on recognizing red flags. For questions about scams, contact UBT customer support at 800.297.2837.32:25: Sgt. Steve Wiese, Lincoln Police Department. Sgt. Wiese shares how fraudsters use technology to scam people and what scams are growing in frequency. He and Caitlin also go over how to protect yourself from scams. If you have questions about scams or believe you are a victim of a scam, call the LPD nonemergency number at 402.441.6000. For more fraud and scams information, click here.
Do you have aspirations of owning your own business? And what do you need to think about when starting a business? In part 2 of our small business series, host Caitlin Moore and guest host Patrick Reese talk with the founders of Ink Alley, friends who went into business together and are now celebrating their five-year anniversary. They talk not only about how they started their business, but also what adversity they had to overcome to grow their business. Then, Stacia Thiesen from UBT's Small Business department walks through suggested timelines for business development and growth, and how UBT can help.Be sure to subscribe to emails at ubt.com/moneybetter for access to bonus content!Show Notes0:34: Jacob Williams and Jason Gieselman of Ink Alley talk with Caitlin and Patrick about how they started their business, what best practices they have developed, and what problems they had to overcome in the beginning. They also walk us through how their business has grown and changed, and what they did to get there. Ink Alley: http://www.inkalleyshirts.com/ | @inkalleyshirts27:03: In our Community Partner segment, Stacia Thiesen, UBT Small Business Banking, participates in a Q&A session with Caitlin and Patrick. Highlights include whether your personal credit affects your business, when you should get a business checking or savings account, and expected timelines to consider when starting a business. Contact Stacia: https://www.ubt.com/about/directory/stacia-thiesen
Episode Summary: Episode 5 of MoneyBetter features personal stories from several UBT employees about money mistakes they made and how they overcame them. Caitlin talks with Michael Meade, Kate Stous, Jason Hemenway, Hannah Swan, and Patrick Reese about budgeting, debt, unnecessary expenses, credit, and more. Then, in our Community Partner segment, Caitlin shares her own missteps and provides guidance on how she would help people through various money mistakes.Show NotesMichael Meade: Michael had debt early on and budgeted carefully to work through it.7:30: Kate Stous: Kate is back on MoneyBetter to talk about her purchase of a whole life insurance policy and why she regretted it.11:58: Jason Hemenway: Jason talks about credit and how he was able to navigate through credit card debt.17:43: Hannah Swan: Hannah shares her story about how eating out affected her budget and her husband's health. She talks more about where she is now and steps she took to help. 22:03: Patrick Reese: Patrick talks about how he got out of debt by working multiple jobs. Then, he outlines how he makes large purchases now. 29:49: Community Partner: Caitlin Moore, Union Bank & Trust: Caitlin swaps out her host role for our Community Partner segment to talk about how she, as a financial coach, would advise guests to help them overcome their money mistakes. Email: Caitlin.moore@ubt.com
The Key Learning Points:1. The difference between implicit and explicit bias, and why language should change around unconscious bias2. The history of unconscious bias training (UBT) and recognising it's just one small piece of the D&I puzzle3. Three key limitations of our brains and how biases compensate for theseOn this week's remote Risky Mix podcast, we're joined by Priscila Law, founder of the Inclusive Leadership Company, a business that helps organizations boost performance by building diverse, equitable and inclusive workplaces. Priscila is a true D&I expert, holds a PhD in social sciences and is a certified brain-based coach and today we're excited to be exploring the topic of unconscious bias and the effectiveness of training. Priscila shares her career story. She started working in the pharmaceutical industry in Brazil, alongside studying for her degree and MBA. She then moved to the UK at the age of 23 and started working in HR, continuing her studies and completing her PhD. Priscila worked in HR for 10 years, moving up the career ladder to become more specialised in leadership development and D&I. In July 2020, she set up her own practice - the Inclusive Leadership Company. We talk about the differences between implicit and explicit bias during the episode and Priscila explains that unconscious bias and implicit bias are really the same thing but suggests a change of language away from ‘unconscious' because we're not actually unconscious, we're responding to a stimulus. Priscila explains that three events lead to the creation of unconscious bias training – the implicit association tests launched by Harvard in 1998, the 2010 Equality Act and a report on race in the workplace by McGregor-Smith, combined with a recommendation for the government to deliver UBT to every adult in the UK workplace. But the problem was that “people took the report out of context…'if I do the training, I have all my equality issues sorted!'” The issue of implicit biases is so complex, and while it's great to build awareness, ”knowing is not doing.” Priscila adds: “You can't expect UBT to make people change their behaviours, because they won't” adding that even if behaviours do change, it will likely be a short-term shift because we act on autopilot. And raising awareness of bias presents issues also – people can feel guilt when the results of a test highlight biases which don't agree with an individual's value set and beliefs, because they may be perceived as explicit biases, when they're, in fact, implicit. This incongruence can lead to inaction. Priscila feels that awareness is one thing, but organisations must give teams the tools to outsmart their implicit biases. Priscila adds that we all have biases and they're there to compensate for some of our brain's limitations:1. Bounded rationality theory – our brain is limited in terms of how much information it can process, so it goes to short cuts which are full of bias2. It takes energy to act on a highly conscious level – our brains favour autopilot to save energy and therefore introduces biases3. The brain is wired to keep us safe – different is a threat to us, so we naturally exclude what we don't knowUBT is just one single piece of the puzzle. Priscila advises - be careful with the content - help people understand implicit bias and the neuroscience element so that they feel empowered to change. Give them tools to change, instead of just providing awareness. UBT is not the only solution, it's part of a bigger picture.
In this episode of MoneyBetter, Caitlin talks with women leaders in the Lincoln community about what it's like to be a woman in the workforce. Betsy Perez, VP of Marketing at UBT, talks about how to ask for things you want, including raises. Then, our community partner, Steph Anderson, VP of Human Resources at Meridian, shares how she got to where she is and how she supports others in their dreams of moving forward. 0:34: Betsy Perez, Vice President, Marketing at UBT. Highlights women in the workplace. How do you ask for a raise? How do I follow my strengths to keep moving forward in my job? Betsy walks us through how to gather the data, how to effectively ask for a raise, and the importance of remembering the WHY behind what you're asking for. 20:48: Steph Anderson, Vice President, Human Resources at Meridian. Steph directs all aspects of human resources management and learning and development, including recruitment, benefit management, employee training and onboarding at Meridian. She talks about her journey and what it is like being a woman leader in the workplace.
Whether you're in college, graduating, or just looking for a new opportunity, what do you need to consider when looking for a job? Join host Caitlin Moore for a discussion with UBT's Katie Davis and UNL's Tracy Lungrin on evaluating a job's benefits and perks, and how you can find a job that's a right fit for you. Show Notes: 0:34: Katie Davis, UBT. Learn about what a benefits package is, what benefits you need, and how benefits can affect your paycheck in the long run.20:34: Tracy Lungrin, UNL (Community Partner). How do you start looking for a job that's right for you, and what do you do once you find it and apply? Hear how you can prepare yourself for a successful job hunt. Learn more here.
What Forrest Gump said about chocolates can also be applied to inbound leads – you never know what you’re going to get. This week on INSIDE Inside Sales, Darryl welcomes one of the world’s foremost authorities on all things sales, the brilliant Tony J. Hughes. Darryl and Tony discuss strategies to convert your inbound leads, such as finding the proper context for outreach, and doing enough pragmatic research so you can personalize content. They also share valuable advice on using inbound leads to get access to key people and quality information, as well as ways to win deals by understanding your buyer. Don’t miss the all-important 3 questions to improve engagement through inbound leads on this episode of INSIDE Inside Sales! About Darryl's Guest: Tony is an international keynote speaker, best-selling author, leading professional selling educator, award-winning blogger and the most read LinkedIn Author globally on the topic of sales leadership. As an experienced CEO and company director with 35 years of sales and business leadership experience, he is ranked by Top Sales Magazine as the most influential person in professional selling in Asia-Pacific.Tony has served as Director of Sales for public corporations and as the Asia-pacific Managing Director for a number of tier-one global technology companies, and teaches 'modernized selling' within the MBA program at the University of Technology, Sydney. Tony also sits on a number of advisory boards, with clients including Schneider Electric, New Zealand Government, Salesforce, TAL Life, Zip Water, Findex, BAE Systems, Flight Centre Travel Group, Red Hat, Agilyx, NEXTDC, and UBT with their 4,000 member companies globally. INSIDE Inside Sales is hosted by Darryl Praill, CMO of VanillaSoft which is a program on the Funnel Radio Channel. VanillaSoft is the sponsor for INSIDE Inside Sales.
Elizabeth Abu-Haydar, Senior Program Officer in PATH's MDHT program share the story of the Ellavi Uterine balloon tamponadeFind out more about the Ellavi UBT here: https://www.path.org/articles/the-ubt-a-simple-device-to-save-mothers-lives/
Episode 91: Halving Happened: Now What? This episode is fraught with crazy topics—the price of bitcoin after the recent halvening, a project that's been ripping 3X since mid-April, and a former heavyweight champ who looks to be training for something. For News Break, we talk about the bitcoin halvening that happened. We discuss the numbers, running a node, mining, and the rising price of bitcoin. In Token Time, we feature Unibright (UBT). We talk about how Unibright works and how they integrate businesses with blockchain technology. We also talk about Mike Tyson's teaser "comeback" video in Manspreading and the boxing greats. Whatcha Thinkin' will be back next week. If you have questions for us, head over to ask.beards.live and record your audio question. Get $50 for FREE when you get the #MCO $MCO card through the Beards & Bitcoins Crypto Podcast! Head over to http://mco.beards.live Time Stamps of Segments 08:22 News Break 20:15 Token Time 27:51 Manspreading This episode is sponsored by Monarch Wallet. Rule your own financial kingdom from the palm of your hand. A team at Monarch is working hard to bring you the one app to access all the best crypto services. They believe in delivering tech, not hype. With the universal decentralized Monarch Wallet, you can buy, store, spend, and earn crypto and with Monarch Pay you can set up and accept recurring crypto payments. Monarch Wallet and Monarch Pay are designed to make receiving and paying recurring crypto payments safer, faster, and easier for consumers and merchants alike. For more information, check out and download Monarch Wallet on App Store or Google Play or head over to https://monarchwallet.com Unite the Crypto Community! We now have a way for you to show your love for who is your favorite host. We have Team JChains and Team BitBoy shirts. Check out the merch on beardsandbitcoins.com—just click Merch on the top right side of the website and show us some love. Thanks for tuning into this week’s episode of Beards and Bitcoins—the podcast bringing you news, information, and stories to spread awareness about cryptocurrency. If you enjoyed this episode, head over to Apple Podcasts, subscribe to the show, and leave us a rating and review. Help us spread the word by sharing your favorite episodes on social media. And don’t forget to visit our website, grab your favorite Beards and Bitcoins merch, and follow us on LinkedIn and Twitter! Please also note we do not provide financial advice. Always do your own research when investing or making financial decisions. Get your daily dose of crypto wisdom on Twitter: @BeardsBitcoins Read more about cryptocurrency on our website: BeardsAndBitcoins.com Join us as we take the discussion further on Telegram: https://t.me/beardsandbitcoins Connect with us on Twitter! BitBoy: @BitBoy_Crypto JChains: @CryptoJChains
Unibright UBT jest z jednym z bardziej ambitnych i ciekawych projektów w przestrzeni blockchain i kryptowalut. To solidny, niemiecki projekt i pierwsza zunifikowana platforma integracji biznesowej opartej o blockchain. Wartość tokenu UBT wzrosła w ostanim roku o około 1500%. Mimo to, wygląda na to, że ten projekt najlepsze ma jeszcze przed sobą.... Czym jest i jakie problemy rozwiązuje ten projekt? Posłuchaj mojej rozmowy z Maciejem Ziomkiem, ambasadorem projektu Unibright. Dodatkowe linki: Oficjalna strona www: https://unibright.io/ Medium Maciej Ziomek https://medium.com/@maciejziomek Unibright, Enterprise Ethereum and the EEA: https://medium.com/unibrightio/unibright-enterprise-ethereum-and-the-eea-9792792af948 Price prediction on UBT (one of many): https://www.publish0x.com/cryptocurrency-opportunity/ubt-unibright-how-it-achieves-10-dollars-40-dollars-part-ii-xdvzlv Zapraszamy takze na FanPage Kryptowaluty Wieczorową Porą: https://www.facebook.com/kryptowalutywieczorowapora/
tradershky and khalwat co-host. (Topic begins at 0:36:50 mark): Mike Postle was apparently friends with Russ Hamilton in 2000s and appeared on Russ' UBT show.... (0:55:17): Twitter user "David Joseph" claims Postle cheated him in staking deal in 2007.... (1:05:08): 63 new plaintiffs added to Postle civil case.... (1:24:48): Phil Galfond passes VeniVidi, talks about it on Chicago Joey's show.... (2:02:24): Ken Scalir calls in.... (2:21:02): Lacey Jones melting down on Twitter, possibly from coronavirus crisis-related stresss.... (2:40:38): Three Hawaiian Gardens (southern CA card room) poker players have died from COVID-19.... (3:04:23): Expect 50,000 COVID-19 in US by April 30.... (3:31:47): Don't expect events, concerts, or cruises to return until 2021.... (3:49:53): Airlines and other businesses attempting "negative checkoff scams" regarding cancellations.... (4:21:17): Coronavirus crisis is rapidly changing US view regarding gun ownership and restrictions.... (4:33:20): Tips on how to get tested and treated if your COVID-19 symptoms get really bad.... (4:44:49):What are the signs you already had COVID-19 and are over it?... (4:56:22): Pokerstars "play money" home games for real money -- should you do this?.... (5:02:28): Former PFA guest Ashley Hine calling police on live home games in violation of lockdown rules.... (5:10:18): Raymond Davis criminal case update.... (5:16:17): Caesars fined 13 million UK pounds for taking advantage of problem gamblers.... (5:32:43): Will Caesars merger with El Dorado still go through?.... (5:51:13): Miami in legal battle with angry residents who don't want poker & jai-alai facility in city.
BDL traveled to the "Field Trial Area" in Hale County Alabama to talk with Michael Bragg, Paul Couget and Danielle Knight about the Nose To The Ground Alabama blood trailing organization. It was the day after their 4th Annual Alabama Blood Trailing Seminar and lucky for me they were still testing some of the dogs and one of the judges, J. J. Scarbrough, sits in to tell us about the UBT 1, 2, & 3 judging process. I have had this crew on my radio show and it is always a very informative and interesting topic. Stay tune after our interview for the TCNB weekend Alabama River/Lake Millers Ferry fishing report with the newly crowned "Crappie King" Joe Allen Dunn. Enjoy!!
Le crew UBT est à l’honneur ce soir à l’occasion de leur événement du 22 Novembre prochain au Bar Du…
De kop is eraf! We hebben de openingsceremonie, de openingswedstrijd en de openingspodcast gehad! Samen met de leden van UBT en minister Kenny van het Ministerie van Sport bespreken we… Continue reading "Tussen Pod en Pint #71 WK Edition: #FanVanIran"
De kop is eraf! We hebben de openingsceremonie, de openingswedstrijd en de openingspodcast gehad! Samen met de leden van UBT en minister Kenny van het Ministerie van Sport bespreken we… Continue reading "Tussen Pod en Pint #71 WK Edition: #FanVanIran"
Interview with Linda Emanuel from North Bend, RN and Community Health Nurse with the AgriSafe Network. This is "Stand Up for Engulfment Prevention Week" and she highlights some webinars they're hosting this week. Featuring Steve Melvin, Irrigated Cropping Systems Extension Educator for NE Extension, taking a look at advantages and disadvantages of in-canopy vs. above-canopy sprinkler systems. Union Bank and Trust, alongside Nebraska FFA, packed meals for "Living to Serve: Meal Packing Service Project" during Nebraska's State FFA convention. Alex Voichoskie caught up with UBT's Glenn Baumert who was part of the event.
Interview with Linda Emanuel from North Bend, RN and Community Health Nurse with the AgriSafe Network. This is "Stand Up for Engulfment Prevention Week" and she highlights some webinars they're hosting this week. Featuring Steve Melvin, Irrigated Cropping Systems Extension Educator for NE Extension, taking a look at advantages and disadvantages of in-canopy vs. above-canopy sprinkler systems. Union Bank and Trust, alongside Nebraska FFA, packed meals for "Living to Serve: Meal Packing Service Project" during Nebraska's State FFA convention. Alex Voichoskie caught up with UBT's Glenn Baumert who was part of the event.
A l’occasion de l’UBT ACT#10 j’ai eu l’occasion de recevoir le crew UBT pour évoquer ce bel event. Au programme,…
Emission de reprise avec le collectif UBT qui est passé dans l’émission pour présenter son UBT ACT#8 à La Péniche.…
I vilket Jesper och Erik går på djupet i havsaktuella frågor.
UBT - "She Does Too" The Ketamines - "Thank Me Forever" Shawn Mrazek Lives! - "Can't See Me" Poncuation - "Ciao Bye Ciao" Reversing Falls - "Calling You Out" TV Freaks - "Upper Hand" Howl - "Invisible Ghost" Heaven for Real - "Want On" Jay Holy - "You've Become Skeletal" Jay Holy - "Skeletal (Moog Abduction)" Zale To Infinity - "Sky, Sky, Sky" Masters of Love and Sound - "New Dimensions in Conciousness" The Mighty Boosh - "Eels (Jaguar Knight Remix)" Dead Ghosts - "Roky Said" Gold & Youth & Trust - "Lady Bird" Champion - "Dat Train" Zebra Pulse - "Name My Baby" Mark Templeton - "Once Were Down" Mid Pines - "Second Image"
UBT - "She Does Too" The Ketamines - "Thank Me Forever" Shawn Mrazek Lives! - "Can't See Me" Poncuation - "Ciao Bye Ciao" Reversing Falls - "Calling You Out" TV Freaks - "Upper Hand" Howl - "Invisible Ghost" Heaven for Real - "Want On" Jay Holy - "You've Become Skeletal" Jay Holy - "Skeletal (Moog Abduction)" Zale To Infinity - "Sky, Sky, Sky" Masters of Love and Sound - "New Dimensions in Conciousness" The Mighty Boosh - "Eels (Jaguar Knight Remix)" Dead Ghosts - "Roky Said" Gold & Youth & Trust - "Lady Bird" Champion - "Dat Train" Zebra Pulse - "Name My Baby" Mark Templeton - "Once Were Down" Mid Pines - "Second Image"
Coach Longlegs - "All You Have To Do Is Try" Gianna lauren - "Power Failure" Penny Blacks - "The Digital Age" This Ship - "The Blockage" The Tontos - "Little Brass Basket" Vampires - "Happy Regg" Beams - "Picture This" Hooded Fang - "Sailor Bull" This Hisses - "The Long Slow Crawl" Michael Feuerstack - "Infidels" Quiet Parade - "Ghosts" UBT - "The French Song" Reversing Falls - "It Happens All The Time" Shawn Mrazek Lives! - "Love Is Bursting Through The Walls" Reagan's Rayguns - "1, 2 Go Punk Song" Suuns - "Bambi" Gold & Youth - "Young Blood" Pick A Piper - "All Her Colours" UN - "Sex Vampire" Ootheque - "Robotherapie" Ghostkeeper - "Turn Up The Heat" No Joy - "Pleasure" The City Above - "Blast Off To Kicksville!" Born Ruffians - "Never Age" Dark Horse - "Radio"
Coach Longlegs - "All You Have To Do Is Try" Gianna lauren - "Power Failure" Penny Blacks - "The Digital Age" This Ship - "The Blockage" The Tontos - "Little Brass Basket" Vampires - "Happy Regg" Beams - "Picture This" Hooded Fang - "Sailor Bull" This Hisses - "The Long Slow Crawl" Michael Feuerstack - "Infidels" Quiet Parade - "Ghosts" UBT - "The French Song" Reversing Falls - "It Happens All The Time" Shawn Mrazek Lives! - "Love Is Bursting Through The Walls" Reagan's Rayguns - "1, 2 Go Punk Song" Suuns - "Bambi" Gold & Youth - "Young Blood" Pick A Piper - "All Her Colours" UN - "Sex Vampire" Ootheque - "Robotherapie" Ghostkeeper - "Turn Up The Heat" No Joy - "Pleasure" The City Above - "Blast Off To Kicksville!" Born Ruffians - "Never Age" Dark Horse - "Radio"
Medizinische Fakultät - Digitale Hochschulschriften der LMU - Teil 04/19
Background and Aim: It has been recommended to monitor the success of H. pylori eradication therapy with the 13C-urea breath test (UBT). However, the UBT is expensive and requires the visit of the fasting patient. Stool tests for detection of H. pylori antigen overcome these problems, but the HpSA® based on polyclonal antibodies has a lower accuracy due to lot-to-lot variability. We evaluated a novel monoclonal stool antigen test in adults referred for upper endoscopy to a private practice. Methods: Patients with a rapid urease test (RUT) were recruited if they denied acid suppressive drugs or antibiotics during the last 4 weeks. H. pylori infection was confirmed by either a positive culture and/or positive histology. Prior to and 4-6 weeks after triple therapy UBT and the monoclonal stool antigen test (RIDASCREEN FemtoLab H.pylori, R-Biopharm AG, Germany) were performed. Results: Of 51 H. pylori infected patients (23f, 28m, age 26-79 years) the UBT was positive in 49 and the stool antigen test in 48 (sensitivity: 96% and 94% respectively), while both tests revealed negative results in 3 patients with a positive RUT only. After eradication therapy, there was 100% concordance between UBT and stool test results (40 negative, 10 positive, 1 lost to follow up). Conclusions: In the setting of a private office this monoclonal stool antigen test is as reliable, but less costly (20 vs. 43 Euro) and more convenient than the UBT for detection of H. pylori infection prior to and 4-6 weeks after eradication therapy.
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