Podcasts about CGA

If you're stuck at a fat loss plateau or struggling with belly fat, this episode breaks down 5 science-backed morning drinks that can ignite fat-burning, balance blood sugar, and shrink your waistline—fast.

BFH #068 What do retriever training and life's toughest challenges have in common? More than you might think. In this heartfelt conversation with CGA member Seth Vaughn, we explore how training a golden retriever named Rusty became not just about creating a hunting companion, but a journey of personal transformation and healing.Seth takes us from his Southern Illinois upbringing surrounded by outdoor pursuits to his pivotal moment witnessing a trained retriever at work in Arkansas. That experience changed everything, setting him on a path that would eventually lead to Cornerstone Gundog Academy. Through candid stories of both struggle and triumph, Seth reveals how patience during fetch-hold-release training created the foundation for Rusty's later success, and how discovering his dog's response to verbal praise unlocked new levels of confidence and drive.The conversation shifts from technical training insights to profound life lessons when Seth shares how dog training became his sanctuary during an exceptionally challenging 2023. Facing critical incidents as a police officer and his wife's serious car crash, Seth found clarity and restoration in those quiet moments working with Rusty. "Go train your dog" became more than advice—it became divine guidance that helped him navigate life's storms.With hunting stories that showcase Rusty's impressive abilities (including diving completely underwater for a duck and marking a teal at 75 yards), Seth demonstrates how solid training translates to real-world results. But perhaps the most valuable takeaway comes in his parting wisdom: "There's really only one thing that you can control—how much effort you put into it." In retriever training as in life, simply showing up consistently is the foundation of success.Ready to transform your relationship with your retriever while discovering unexpected lessons about patience, faith, and perseverance? This episode will inspire you to trust the process and train with your heart, not just your hands.

If you've been told fatty liver can't be reversed — think again. In this episode, Ben reveals 11 science-backed superfoods that support liver detoxification, reduce liver fat, improve liver enzymes, and regenerate liver tissue. Whether you're dealing with NAFLD, alcoholic fatty liver disease, or just want better liver health — this is for you.

O estrategista de investimentos do BB Private, Richardi Ferreira, CGA, CNPI, analisa os principais fatos da última semana e reflete sobre as expectativas para a semana atual no Brasil e no mundo para te ajudar a tomar as melhores decisões de investimento. Confira agora o BB Private Highlights. Acesse também nosso hub de conteúdos, BB Private Lounge, em bb.com.br/lounge.

No episódio de hoje temos Bruno Contesini, engenheiro químico de formação, pesquisador em biocombustíveis pela USP, com passagem pela Petrobras Distribuidora e vasta experiência no mercado financeiro. Sócio-fundador da Neit Asset, hoje é diretor no Ipê Bank, Index Core Investments e presidente do Grupo Glannos. Possui certificação CGA da ANBIMA, MBA pelo Ibmec e formação em Inovação e Design Thinking pelo MIT. Atua também no campo social, com livro publicado em apoio ao GRAACC e liderança na Associação Glannos. Uma conversa impressionante sobre superação e capacidade de fazer acontecer. ....................................................................................................................................................................

No episódio de hoje temos Bruno Contesini, engenheiro químico de formação, pesquisador em biocombustíveis pela USP, com passagem pela Petrobras Distribuidora e vasta experiência no mercado financeiro. Sócio-fundador da Neit Asset, hoje é diretor no Ipê Bank, Index Core Investments e presidente do Grupo Glannos. Possui certificação CGA da ANBIMA, MBA pelo Ibmec e formação em Inovação e Design Thinking pelo MIT. Atua também no campo social, com livro publicado em apoio ao GRAACC e liderança na Associação Glannos. Uma conversa impressionante sobre superação e capacidade de fazer acontecer. ....................................................................................................................................................................

Send us a textBars, restaurants, and venues form the foundation of drinking culture. However, the factors driving spending and visitation within the on-premise sector have evolved significantly due to COVID disruptions, economic pressures, and shifting category dynamics.In this episode, we're examining what's happening inside bars and restaurants in 2025. Matthew Crompton, Vice President of CGA by Nielsen IQ for On Premise in the Americas, brings his expertise to this conversation.Our discussion covers several critical areas: current on-premise visitation trends, consumer price sensitivities in bars, and the spirits categories gaining traction. We also explore effective strategies for spirits brands to capitalize on on-premise trends and strengthen their position within this channel.Featured Guests:Matt Crompton, Vice President: Americas, CGA by Nielsen IQMentioned in the Episode:CGA by Nielsen IQWant to stay in the know about new episodes from the podcast? Fill out the form below: https://share.hsforms.com/1MEb-81x2TXi3f15qO_yEpA4tip1Learn More About Park StreetSign up for our Daily Industry Newsletter.Sign Up for our Monthly Newsletter.Check out Park Street's Guide to Getting Started in the U.S. MarketFollow us for more industry insights onLinkedIn FacebookTwitterInstagramhttps://share.hsforms.com/1MEb-81x2TXi3f15qO_yEpA4tip1

Mr Airtime Myke is back and joins CoasterBro to tell the tales beyond the portals of Epic Universe as well as a cross country day trip to hoit up CGA before it closes. The Culinary Cuzzies are back with a "sit downchains" Draft.Andrew at: ⁠⁠⁠⁠⁠⁠https://www.coaster101.com/⁠⁠⁠⁠⁠⁠Chat with the Cuzzies on Discord: ⁠⁠⁠⁠⁠⁠https://discord.gg/abTDb3eVav⁠⁠⁠⁠⁠⁠Support the show on Patreon at: ⁠⁠⁠⁠⁠⁠https://www.patreon.com/c/user?u=38631549⁠⁠⁠⁠⁠⁠Find us everywhere else on: ⁠⁠⁠⁠⁠⁠https://solo.to/coastercuzzies⁠⁠⁠

TOPICS: Ryan is obsessed with @tampa_bre's real estate videos; Ryan and ElisaRockDoc talk about the new CGA rider that has protections for creators when they do brand deals; ElisaRockDoc career update. We interview music industry legend Ralph Tashjian. You can find out more about our guest's work by visiting www.interceptmusic.com.Rate/review/subscribe to the Break the Business Podcast on iTunes, SoundCloud, Stitcher, and Google Play. Follow Ryan @ryankair and the Break the Business Podcast @thebtbpodcast. Like Break the Business on Facebook and tell a friend about the show. Visit www.ryankairalla.com to find out more about Ryan's entertainment, education, and business projects.” Hosted on Acast. See acast.com/privacy for more information.

It has been a fortnight and more since Paul Burns has been our guest on the Gaming News Canada Show. So given the various happenings around the Canadian gambling industry since his last appearance at the beginning of 2025, we asked Paul Burns to join us once again. With apologies to the late James Stewart and Frank Capra, Mr. Burns went to Ottawa earlier this month for the Council of Europe Workshop on the Macolin Convention gathering, which included panel conversations featuring the CGA head honcho, Dave Phillips and Doug Hood from the Alcohol and Gaming Commission of Ontario, and Sportradar's integrity services lead Jim Brown weighing in on the province's regulated sports betting industry's work to combat match fixing. During our conversation, Burns told us that the collaboration between the AGCO, licensed sportsbooks, law enforcement agencies and other stakeholders means “the regime is working”. We also asked Burns for some thoughts and layers on three years of open, regulated sports wagering and igaming in Ontario and what's to come in Year 4, and the introduction of the iGaming Alberta Act by the ruling UCP party into the provincial legislature in the land of oil, gas and Connor McDavid. He also delivered an early look at what will take place during the June 17-19 Canadian Gaming Summit in the city below Caledon. Hosted on Acast. See acast.com/privacy for more information.

As the US import tariffs come into effect today, fruit growers have already expressed concern over exports. The Western Cape is said export billions of rands in fruit to the US annually. The Citrus Growers' Association of Southern Africa (CGA) has warned that the tariffs imposed by the US will hurt South African citrus farms and the rural communities. The CGA is calling on the South African government to prioritise immediate negotiations with the US on tariff reductions or exemptions on citrus, saying this is "urgently needed" to avoid job and revenue losses. Sakina Kamwendo spoke to Gerrit van der Merwe, who is the Chairperson of the The Citrus Growers' Association of Southern Africa...

A CG Atibaia fica na Av. Atibaia, 500 - Atibaia Jardim em Atibaia/SP e você é nosso convidado(a) sempre! Para saber mais sobre sobre os nossos trabalhos, nossa agenda, etc, visite: http://www.instagram.com/cgatibaia Se você deseja contribuir com a Comunidade da Graça, acesse o nosso site: https://cgatibaia.com.br Horários de celebrações regulares: Domingos: Cultos de Celebração 10h (presencial e online) e 19h (somente presencial) Jovens - Sábados 19h. Informações: Envie sua mensagem pelo WhatsApp: +55 11 96846-3816 Deus te abençoe

Confira as análises de Wesley Bernabé, CFA, head de Research do BB-BI e de Richardi Ferreira, CGA, CNPI, estrategista de investimentos do BB Private, sobre o cenário macroeconômico e as estratégias de investimentos para este mês. Para se aprofundar nas informações deste episódio visite bb.com.br/lounge

O estrategista de investimentos do BB Private, Richardi Ferreira, CGA, CNPI, analisa os principais fatos da última semana e reflete sobre as expectativas para a semana atual no Brasil e no mundo para te ajudar a tomar as melhores decisões de investimento. Confira agora o BB Private Highlights. Acesse também nosso hub de conteúdos, BB Private Lounge, em bb.com.br/lounge.

Confira a edição deste mês do Circuito BB Private Agro, que traz análises e projeções para os mercados agrícolas mundiais após as recentes tarifas impostas por Donald Trump, com participação de Caio Paganini, CFP®, e Patrick Lopes, CFP®, da nossa equipe de Inteligência aos Megaprodutores, e de Richardi Ferreira, CGA, CNPI, da nossa equipe de Estratégia de Investimentos. Conheça também outros conteúdos de nossos premiados especialistas em bb.com.br/lounge.

Stephen Grootes speaks to Paul Hardman, COO of the Citrus Growers' Association of Southern Africa about the predicted volumes and challenges ahead of the 2025 citrus export season, with the Citrus Growers' Association of Southern Africa (CGA) forecasting exports in line with the five-year average. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk. There’s more from the show at www.themoneyshow.co.za Subscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa. Follow us on:702 on Facebook: www.facebook.com/TalkRadio702 702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalk CapeTalk on TikTok: www.tiktok.com/@capetalk CapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.

Confira as análises de Wesley Bernabé, CFA, head de Research do BB-BI e de Richardi Ferreira, CGA, CNPI, estrategista de investimentos do BB Private, sobre o cenário macroeconômico e as estratégias de investimentos para este mês. Para se aprofundar nas informações deste episódio visite bb.com.br/lounge

This week on the show, we are celebrating the 500 episode mark with a story!  I alluded to some of this in the past few weeks and was inspired by the scene in the 1988 film, Big, where both the young and adult Josh play a CGA text parser style game with a wizard and a cavern. You will be hearing from the following guests in this episode that I am happy to call friends:Shawn Wells and Colin Stewart, hosts of the podcast, I Used to Like This One, who recently hit a milestone of themselves, discussing rewatching Back to the Future, a few months ago on their episode 200.Paul Korman - one of the hosts of the Classic Gamers Guild podcast as well as the game designer of the adventure game, The Phantom Fellows. Andrew Adams - drummer, martial artist, and podcaster of the martial arts lifestyle company, Whistlekick (they recently hit a major milestone of their own, episode 1000).Gad Krooder - a fellow martial artist I also know from Whistlekick who has his own Chinese Youtube channel - go and learn some Chinese!Ryan Armstrong - BIblical scholar, professor, and bboy (Dynamic Rockers) - check out his Youtube channel for a combination of the 80s, the Old Testament, and Hebrew.Doug Bernon - one of my long standing trusted mentors who is also an adventurer and bread maker. Jeremy Blum - writer, TTRPG DM and developer, and most importantly, my brother, who is in the process of launching an ecology and exploration rpg, Mappa Mundi.EzDean Fassassi - bboy and Tibetan medicine practitioner and authorRaphael Xavier - bboy and Princeton University dance professor  who recently released an indie film, Swerve, based on his experiences with Philly BMX culture.Adam Crohn - podcaster, 80s enthusiast, custom action figure and toy designerThanks for listening!∞∞∞∞∞∞∞∞ Signup for the mailing list for a free special edition podcast, a demo copy of The Thirteenth Hour, and access to retro 80s soundtrack!Like what you see or hear? Consider supporting the show over at Thirteenth Hour Arts on Patreon or adding to my virtual tip jar over at Ko-fi. Join the Thirteenth Hour Arts Group over on Facebook, a growing community of creative people.Have this podcast conveniently delivered to you each week on Spotify,  iTunes, Stitcher, Player FM, Tunein, and Googleplay Music.Follow The Thirteenth Hour's Instagram pages: @the13thhr for your random postings on ninjas, martial arts, archery, flips, breakdancing, fantasy art and and @the13thhr.ost for more 80s music, movies, and songs from The Thirteenth Hour books and soundtrack.Listen to Long Ago Not So Far Away, the Thirteenth Hour soundtrack online at: https://joshuablum.bandcamp.com/ or Spotify.  Join the mailing list for a digital free copy.  You can also get it on CD or tape.Website: https://13thhr.wordpress.comBook trailer: http://bit.ly/1VhJhXYInterested in reading and reviewing The Thirteenth Hour for a free book?  Just email me at writejoshuablum@gmail.com for more details!https://13thhr.wordpress.com/2025/03/10/the-thirteenth-hour-podcast-500-celebration-in-the-cavern-of-the-ice-wizard/

To mention that Ilkim Hincer has had his fingers on the pulse of regulated gambling in Canada and the U.S. over the five years is akin to proclaiming Connor McDavid is a pretty decent player of hockey. Hence, our motivation for some time now to get the former Chair of the Canadian Gaming Association into the virtual studio for an appearance on the Gaming News Canada Show presented by GBG Plc. Not only did Hincer accept our invite, but appeared on the podcast the same week he was appointed the new Chief Legal Officer at gaming industry behemoth GeoComply. Hincer, who left his position as partner and chair of the gaming practice at Fogler, Rubinoff LLP to join GeoComply, let us in on the process that led to his latest position in the business of sports betting and gaming. We also spoke with the one-time senior executive at Hard Rock International about the shifting regulated gambling space, and working with Paul Burns to lead the CGA through a busy three-year tenure as Chair. We also discussed the potential for competitive regulated gambling regimes not only in Alberta, but across the rest of the country. Hosted on Acast. See acast.com/privacy for more information.

O estrategista de investimentos do BB Private, Richardi Ferreira, CGA, CNPI, analisa os principais fatos da última semana e reflete sobre as expectativas para a semana atual no Brasil e no mundo para te ajudar a tomar as melhores decisões de investimento. Confira agora o BB Private Highlights. Acesse também nosso hub de conteúdos, BB Private Lounge, em bb.com.br/lounge.

This week on the show, I'm brainstorming ideas for episode 500, coming in a few weeks.  I was thinking about doing a group DnD-lite style adventure so anyone who joins can essentially join in on a role playing journey (virtual/theater of the mind style) with the goal of emphasizing cooperative gameplay with a minimum of time spent attending to inventory (maybe you'd have one item), character class, combat, and stats (none).  I'd have to design the game in such a way to make it very stripped down, but I think the goals of moving through a labyrinth, traversing caverns, avoiding hidden dangers, and getting to the end point all together (I figured you might play as Imperial Rangers in the world ofThe Thirteenth Hour, who are not in the habit of leaving brothers in arms behind) would be enough to keep folks engaged. I was actually inspired by the scene in the 1988 film,Big, where both the young and adult Josh play a CGA text parser style game with a wizard and a cavern. "You are standing in the cavern of the evil wizard.  All around you are the carcasses of slain ice dwarfs," says the dialogue of the game.  We never really get to see more, but I think as a homage to the film, it actually would be a great setting for an adventure!  Why not make the game a dungeon crawl, essentially, through the icy cavern of the evil wizard?  We shall see!Thanks for listening!∞∞∞∞∞∞∞∞ Signup for themailing list for a free special edition podcast, a demo copy of The Thirteenth Hour,and access to retro 80s soundtrack!Like what you see or hear? Consider supporting the show over atThirteenth Hour Arts on Patreon or adding to my virtual tip jar over atKo-fi.Join theThirteenth Hour Arts Group over on Facebook, a growing community of creative people.Have this podcast conveniently delivered to you each week onSpotify, iTunes, Stitcher, Player FM,Tunein, andGoogleplay Music.FollowThe Thirteenth Hour's Instagram pages: @the13thhr for your random postings on ninjas, martial arts, archery, flips, breakdancing, fantasy art and and @the13thhr.ost for more 80s music, movies, and songs fromThe Thirteenth Hour books and soundtrack.Listen toLong Ago Not So Far Away, the Thirteenth Hour soundtrack online at: https://joshuablum.bandcamp.com/ orSpotify.  Join themailing list for a digital free copy.  You can also get it onCD ortape.Website: https://13thhr.wordpress.comBook trailer:http://bit.ly/1VhJhXYInterested in reading and reviewingThe Thirteenth Hourfor a free book?  Just email me at writejoshuablum@gmail.com for more details!https://13thhr.wordpress.com/2025/02/10/the-thirteenth-hour-podcast-496-episode-500-preparations/

Welcome to the CanadianSME Small Business Podcast! I'm your host, Maheen Bari, here to explore transformative ideas and strategies that empower small businesses in Canada. Today, we focus on financial literacy and how small businesses can harness financial tools and technology for sustainable growth.Our guest, Stefanie Ricchio, CPA, CGA, and CEO of SRBC Inc., brings over 15 years of expertise in helping businesses implement cutting-edge automation and efficient financial systems. Beyond her work as a Toronto-based accountant, Stefanie is a passionate advocate for financial education, collaborating with charities to provide resources for Canadians. Her upcoming free resource app, launching in 2025, aims to remove barriers to professional advisory services, making finance accessible to everyone.Key Highlights:Building Financial Confidence for Women Entrepreneurs:Strategies to empower women business owners in financial decision-making.Key habits and tools for maintaining financial awareness and achieving success.Avoiding Common Financial Mistakes:Frequent financial errors Canadians face and how to sidestep them.Tips for preparing small businesses for economic downturns.Harnessing Digital Solutions:Leveraging tools like QuickBooks and TurboTax for improved financial management.The role of automation in streamlining operations and enhancing efficiency.Evaluating Financial Health:Practical steps to assess financial performance effectively.Key performance indicators (KPIs) every business owner should monitor.Resources for Financial Literacy:Stefanie's recommendations for tools and platforms to boost financial literacy.Overview of SRBC Inc.'s upcoming free app to make professional advisory services more accessible.Planning for 2024 and Beyond:Stefanie's advice on navigating financial challenges in the coming year.Strategies for leveraging technology and insights to drive sustainable growth.Special Thanks to Our Partners:RBC: https://www.rbcroyalbank.com/dms/business/accounts/beyond-banking/index.htmlUPS: https://solutions.ups.com/ca-beunstoppable.html?WT.mc_id=BUSMEWAConstant Contact: https://www.constantcontact.com/landing1/new-marketer?utm_campaign=canadiansme&utm_medium=sponsorlogo&utm_source=brandIHG Hotels and Resorts: https://businessedge.ihg.com/s/registration?language=en_US&CanSMEGoogle: https://www.google.ca/For more expert insights, visit www.canadiansme.ca and subscribe to the CanadianSME Small Business Magazine. Stay innovative, stay informed, and thrive in the digital age!Disclaimer: The information shared in this podcast is for general informational purposes only and should not be considered as direct financial or business advice. Always consult with a qualified professional for advice specific to your situation.

L'ultima indagine mensile sulle abitudini degli italiani nel fuori casa, il Consumer Pulse Report di CGA by NIQ, evidenzia le opportunità di crescita delle sempre più conosciute bevande pronte da bere (Ready To Drink). In particolare, l'analisi pone l'attenzione sul potenziale dei RTD alcolici: il 26% dei consumatori dichiara di aver acquistato uno di questi prodotti negli ultimi tre mesi, mentre il 49% potrebbe considerare l'idea di consumarne uno in futuro.La ricerca aiuta a valutare il comportamento dei consumatori e a identificare le aree di crescita del settore, che a novembre 2024 ha registrato un sostanziale equilibrio vs lo scorso anno con l'84% dei consumatori che ha dichiarato di essere uscito a mangiare e il 55% di essere uscito per un drink. In particolare la ricerca ha analizzato il segmento RTD, sempre più conosciuto e presente nell'Horeca. Infatti, più di un terzo dei consumatori (35%) afferma di aver notato un aumento dei drink pronti da bere negli ultimi 12 mesi, mentre solo il 3% ha registrato una diminuzione.

The latest episode of the Gaming News Canada Show presented by GBG Plc is one of the two-segment variety. Paul Burns, the president and CEO of the Canadian Gaming Association, returned to the podcast for a rapid-round conversation including the impact of the current turbulence around the Canadian political system on the gambling industry. The proroguing of Parliament by the Liberal Party will likely result in the demise of a couple of bills, and most likely push back once again attempts to modernize anti-money laundering laws. The current ones, said Burns, don't address the creation of online gambling across the country. Burns also answered our questions about the federal/provincial dynamics around sports betting and gaming in our home and native land. The CGA head honcho also helped us tee up next week's ICE Barcelona conference, where he will meet with association members and global industry stakeholders in the first major gambling rendezvous of the new year. Ariane Gauthier, the new spokesperson for the Quebec Online Gaming Coalition, made her maiden GNCS appearance to shine a brighter light on the op-ed she keyboarded in Le Journal de Montreal last week to make the coalition's case for a regulated regime in La Belle Province. We asked Gauthier about the latest efforts by the coalition to meet with officials in the Francois Legault government at a time when it's dealing with major issues at home and the threat of harmful tariffs being imposed by U.S. president-elect Donald Trump when he takes office for the second time. Hosted on Acast. See acast.com/privacy for more information.

In this episode of the "Metabolic Freedom Podcast," Ben Azadi delves into the benefits of coffee, particularly its chlorogenic acid (CGA) content, which aids in fat loss and metabolic health. He shares his morning routine, enhancing coffee with grass-fed ghee, MCT oil, and protein powder for better fat-burning. He addresses body fat percentages for visible abs and emphasizes the importance of lowering insulin levels through intermittent fasting. Ben provides scientific insights, personal anecdotes, and practical tips to help listeners optimize their metabolic health and achieve their fitness goals.

O estrategista de investimentos do BB Private, Richardi Ferreira, CGA, CNPI, analisa os principais fatos da última semana e reflete sobre as expectativas para a semana atual no Brasil e no mundo para te ajudar a tomar as melhores decisões de investimento. Confira agora o BB Private Highlights. Acesse também nosso hub de conteúdos, BB Private Lounge, em bb.com.br/lounge.

Confira as análises de Wesley Bernabé, CFA, head de Research do BB-BI e de Richardi Ferreira, CGA, CNPI, estrategista de investimentos do BB Private, sobre o cenário macroeconômico e as estratégias de investimentos para o mês de dezembro de 2024. Para se aprofundar nas informações contidas neste vídeo, veja os relatórios citados e conheça também outros materiais dos nossos premiados especialistas em bb.com.br/lounge

Intermittent fasting is one of the best ways to lower inflammation and lose serious weight. It turns out, you can significantly enhance the benefits of fasting with these 4 intermittent fasting drinks.  Apple Cider Vinegar: Apple cider vinegar seems to be all the rage these days. The problem is, MOST people use it the wrong way. In this video, I'm going to share with you the best time to drink apple cider vinegar to repair your metabolism, balance your hormones and BURN FAT! Coffee with grass fed ghee: Coffee's most powerful polyphenol, chlorogenic acid, or CGA, tells your body's fat cells to burn their fatty acids for fuel. This is the same mechanism that statin drugs use to lower your cholesterol, without potential side effects. CGA cuts cravings, suppresses appetite and activates the liver to produce more bile, aiding in detoxing your cells. It helps the liver to process fats and glucose more efficiently by lowering triglyceride levels and stabilizing blood sugars. Green Tea with MCT oil: Drink green tea with caprylic acid Hydrogen Water: Oxidative stress in the gut can disrupt cellular function and damage the gut lining, contributing to a condition known as “leaky gut.” Hydrogen, with its selective antioxidant properties, can help mitigate this oxidative stress, supporting the integrity of the gut barrier. Since fasting can stimulate autophagy and cellular repair in the gut, adding hydrogen water may enhance this process by reducing oxidative stress and supporting the regeneration of healthy cells in the intestinal lining. // RESOURCES MENTIONED:  

A recent study by CGA by NIQ reveals that South Africans enjoy dining out, with 87% of those surveyed visiting bars or restaurants at least once a month. The study also highlights a growing preference for cocktails, with 60% of drinkers choosing them, and an increasing demand for premium beverages. Lifa Bakana, the senior brand manager of William Grant & Sons, says South Africans have developed a taste for premium brands like their Glenfiddich single malt whiskey. These customers, referred to as the “greatest showman” or “greatest show woman,” are the target market for Glenfiddich, according to Bakana. It is typically a 35-year-old and older consumer who enjoys premium whiskey. To tap into this market, Glenfiddich has released its 31-year-old Grand Chateau in South Africa, which has been aged in Bordeaux red wine casks. There are only 474 bottles available priced at R40,000 and Bakana says they are selling fast if you want to get your hands on something rare.

In this episode of the Build From Here podcast, host Josh Parvin interviews Ken Witt, a Founder's Member of CGA and the creator of Gundog Nation. Ken shares his journey from a rural upbringing in Kentucky to becoming a lawyer, military veteran, and passionate dog trainer. He discusses the importance of mindset in training, the transition to retrievers, and the value of community in dog training. Ken emphasizes the need to preserve hunting heritage and encourage youth involvement in the sport. He also highlights the significance of consistency and patience in training dogs, as well as the therapeutic benefits of working with them.

On today's 9-30-24 Monday show: We go through our first talkbacks of the day, Graham does a little recap of his experience at California's Great America, Selena shares a new hack to get rid of migraines, Chidi went to the Usher concert in Oakland, Ring says they will pay people a lot of money if people catch a ghost on their camera, we find out more details about Lana Del Rey's marriage, we play ‘What The Bleep', people are thirsting over Jason Kelce with a new pic that came out, Graham's kid had a little bit of an accident on thier way to CGA, Boo baskets are what the girlies want now, a volcano of poo went everywhere in China, heatwaves are coming back this week, Anna Delvey defends herself from the haters, Chappell Roan is getinng called out again, and so much more!  

GARANTA SEU INGRESSO PARA O FINDAY 2024: https://finc.ly/07c088eeb8 NEWSLETTER DA FINCLASS - FIQUE BEM INFORMADO SOBRE O MERCADO FINANCEIRO: https://finc.ly/c25b210f97 Montar uma carteira de investimentos é fácil? Bom, fácil é uma palavra muito forte. Afinal, foram necessários décadas de estudos com os maiores especialistas de finanças do mundo, para que houvesse o início de uma teoria de alocação de portfólios. E hoje em dia, isso acaba não sendo nem consenso entre os profissionais. Mas se é tão difícil, como uma pessoa física, que passa 8 horas por dia trabalhando fora do mercado financeiro, pode montar uma carteira de investimentos PROFISSIONAL e que traga um ótimo potencial de retorno equilibrando com o risco? Será que é possível? No episódio de hoje do podcast Os Economistas, discutimos as melhores práticas para montar uma carteira de investimentos diversificada e eficiente, focando em como equilibrar riscos e maximizar retornos ao longo do tempo. Recebemos dois especialistas com vasta experiência no mercado financeiro para detalhar quais são os principais tipos de ativos que devem compor uma carteira, como ações, renda fixa, fundos imobiliários e outros. Além disso, exploramos como diferentes perfis de investidores (conservadores, moderados e agressivos) podem adaptar suas carteiras às suas metas financeiras. Analisamos também a importância da alocação de ativos, como ajustar a carteira em momentos de crise, e estratégias para o investidor iniciante começar a construir seu portfólio de maneira segura. [CONVIDADOS DE HOJE] Felipe Spritzer: Engenheiro de formação, CEO e fundador da Portfel, consultoria de investimentos do Grupo Primo, trabalha no mercado financeiro há 10 anos e possui diversas certificações financeiras. CGA, CEA, CFA (só o level 1), e curso de portfólio management na Wharton. João Sales: Diretor de investimentos da Portfel. Iniciou sua carreira no mercado em 2017. Já passou por back office de Gestora de Recursos, Mesa de Operações em Renda Variável de Banco de Investimentos e foi co-gestor de um fundo Multimercado de R$ 3 bilhões antes de se unir à Portfel. É Engenheiro de Produção de formação na UFRJ com graduação sanduíche na ENSIIE da França.

It's This Week in Bourbon for August 23rd 2024. American whiskey is gaining market share in the US with the on-premise, New York signs into law direct to consumer shipping for spirits, and Old Forester announces birthday bourbon Show Notes: UK gets $101.8 revenue boost this thanks to Taylor Swift's The Eras Tour. CGA's On Premise Measurement data has revealed that American whiskey is gaining market share government lawyers appealed the ruling that allowed at-home distilling New York opens up direct-to-consumer shipping Evan Williams Bourbon announced a new partnership with Learfield Media Beyoncé Knowles-Carter has joined forces with Moët Hennessy to create SirDavis Blood Oath Trilogy – Third Edition Redemption Sur Lee Straight Rye Whiskey Uncle Nearest Lost Chapter 1 - 777' Baker's Bourbon 13YO Bardstown Origin High Wheat Penelope Valencia Raconteur Rye Brazen Old Forester Birthday Bourbon Support this podcast on Patreon

What if I told you there was something you can drink each morning that will help you lose serious weight? All you need to do is make 1 cup of this and drink it daily. You'll notice body fat begin to melt off after just a few days. I'll be sharing with you the key ingredients to make this fat burning concoction, but before I do I want you to understand how this will help you lose weight. The ingredients I will share have tremendous benefits for your liver. Your liver is the soccer mom organ because it does so many things for us. The liver helps you burn fat, detoxify, and also use fat soluble vitamins as an energy source which is key for fat burning.  The liver produces a substance called bile, which is green, an acts like a detergent to break down fat. Most people think the gallbladder produces bile, but that's not the case. The gallbladder is a storage house for the bile, but the liver produces it. Most people who have trouble losing weight, have a congested liver! When the liver is congested it slows your metabolism and thyroid function. RESOURCES MENTIONED:   ☕️ My personal favorite brands include Purity Coffee head to http://www.ketokampcoffee.com and use the coupon code ketokamp for 15% off. STUDY. Bile acids can activate specific signaling pathways that improve metabolic processes and reduce inflammation, potentially leading to better overall metabolic health. https://hms.harvard.edu/news/diet-gut-microbes-immunity  A study conducted at Tampere University Hospital in Finland found that people with decreased bile flow are seven times more likely to experience hypothyroidism. This connection is believed to be due to the role of bile in the conversion of thyroid hormones. Specifically, bile helps trigger the release of an enzyme that converts the inactive thyroid hormone T4 into its active form, T3. This process is crucial for maintaining proper thyroid function. Additionally, gut bacteria involved in bile metabolism also play a role in this hormonal conversion, further linking bile health to thyroid functiom. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3459253/  Studies suggest CGA reduces abdominal fat in overweight adults, including this randomized, double blind, controlled trial. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6683100/  A systematic review and meta-analysis of 12 randomized controlled trials (RCTs) suggested that cinnamon supplementation can reduce fasting blood glucose (FPG) and improve lipid profiles in people with diabetes. However, the studies showed mixed results regarding weight loss specifically.  https://www.nccih.nih.gov/health/cinnamon  Another meta-analysis highlighted the potential of cinnamon in reducing FPG and improving other metabolic parameters, but it noted that more research is needed to confirm its effects on weight loss.  https://nutritionj.biomedcentral.com/articles/10.1186/s12937-015-0098-9  Study. Anti-inflammatory effects of cinnamon:  https://pubmed.ncbi.nlm.nih.gov/30379176/ The Journal of Nutrition published a study showing that CLA supplementation led to a reduction in body fat mass in overweight and obese individuals. Reference: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7401241/ , Additional studies on CLA for fat loss: https://www.sciencedirect.com/science/article/abs/pii/S0899900700005840 , https://pubmed.ncbi.nlm.nih.gov/12656216/ MCT Oil studies: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC1573354/,  https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6481320/,  https://academic.oup.com/cdn/article/1/4/e000257/4555134 https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4878196/

As you know, Sunday, July 28 the Church marks the World Day of Grandparents and the Elderly. Thus, I decided to reprise a conversation I previously had with Catherine Wiley, grandmother and founder of Catholic Grandparents Association (CGA) and Marilyn Henry who coordinates CGA in the United States. (Catherine L, Marilyn R) Both women are grandmothers and both have exceptional lives and stories. As you will hear, Catherine had an idea, a dream that eventually came true with the First World Day of Grandparents and the Elderly! Such a great story of love and determination! And teamwork with Marilyn at her side. Enjoy! Heartfelt congratulations to all grandparents this weekend! Congrats also to the many senior citizens of the world who act as grandparents for the younger generations. By the way, the Apostolic Penitentiary is granting a Plenary Indulgence for the faithful who take part in the fourth World Day for Grandparents and the Elderly on July 28 under the usual conditions of sacramental Confession, reception of the Eucharist, and prayer for the intentions of the Holy Father.

As you know, Sunday, July 28 the Church marks the World Day of Grandparents and the Elderly. Thus, I decided to reprise a conversation I previously had with Catherine Wiley, grandmother and founder of Catholic Grandparents Association (CGA) and Marilyn Henry who coordinates CGA in the United States. (Catherine L, Marilyn R) Both women are grandmothers and both have exceptional lives and stories. As you will hear, Catherine had an idea, a dream that eventually came true with the First World Day of Grandparents and the Elderly! Such a great story of love and determination! And teamwork with Marilyn at her side. Enjoy! Heartfelt congratulations to all grandparents this weekend! Congrats also to the many senior citizens of the world who act as grandparents for the younger generations. By the way, the Apostolic Penitentiary is granting a Plenary Indulgence for the faithful who take part in the fourth World Day for Grandparents and the Elderly on July 28 under the usual conditions of sacramental Confession, reception of the Eucharist, and prayer for the intentions of the Holy Father.

Welcome to Vatican Insider on yet another scorching weekend in so many parts of the world. I hope you are staying cool as you listen to the program this week, especially the interview segment with my two special guests. As you know, Sunday, July 28 the Church marks the World Day of Grandparents and the Elderly. Thus, this weekend and next, in the interview segment of Vatican Insider, I reprise a conversation I had with Catherine Wiley, grandmother and founder of Catholic Grandparents Association (CGA) and Marilyn Henry who coordinates CGA in the United States Both women are grandmothers and both have exceptional lives and stories. As you will hear, Catherine was truly the catalyst for this now annual World Day. For years, Catherine had an idea, a dream and, after many meetings with Vatican officials and a couple with Pope Francis, the Pope instituted The World Day of Grandparents and the Elderly!

Welcome to Vatican Insider on yet another scorching weekend in so many parts of the world. I hope you are staying cool as you listen to the program this week, especially the interview segment with my two special guests. As you know, Sunday, July 28 the Church marks the World Day of Grandparents and the Elderly. Thus, this weekend and next, in the interview segment of Vatican Insider, I reprise a conversation I had with Catherine Wiley, grandmother and founder of Catholic Grandparents Association (CGA) and Marilyn Henry who coordinates CGA in the United States Both women are grandmothers and both have exceptional lives and stories. As you will hear, Catherine was truly the catalyst for this now annual World Day. For years, Catherine had an idea, a dream and, after many meetings with Vatican officials and a couple with Pope Francis, the Pope instituted The World Day of Grandparents and the Elderly!

In this episode of Cowgirl Artists of America's podcast, we talked with CGA board member Jackie Sever, custom cowboy boot maker Morgan Booker, and rancher Andrea Wilson. Jackie, a talented mixed media artist, shares her insights on indigenous representation in Western art. Morgan and Andrea discuss their collaborative project for the Women's Work 2024 exhibition, highlighting the integration of modern ranching practices and artistic expression. This episode is filled with inspiring stories and valuable advice for artists and ranchers alike.Find more about the "Women's Work" exhibition and Cowgirl Artists of America at www.cowgirlartistsofamerica.org.Instagram: @cowgirlartistsofamericaFollow our CGA Members: Morgan Buckert: @morganbuckertcustombootsJackie Sevier : @npstudio4Andrea Vargas: @andrea_isabel_vargasDon't miss the "Women's Work" exhibition opening on August 2nd and 3rd, 2024, at the AR Mitchell Museum of Western Art in Trinidad, Colorado. For more details and to support the exhibition, visit our website or follow us on Instagram.

Join us as M.G. and Kelly, the Communications Director for the Common Ground Alliance (CGA), delve into the world of damage prevention and safety in the excavation industry. In this episode, we explore the evolution of the 811 system, the history and growth of CGA, and the critical role of technology and data in improving excavation practices. Discover the innovative strategies CGA is employing to spread their message, the challenges faced in promoting consistent safety behaviors, and the exciting new initiatives on the horizon, including an online excavator education curriculum and a series of video interviews with industry leaders. Whether you're a seasoned professional or new to the industry, this podcast offers valuable insights into the importance of collaboration, education, and technological advancements in ensuring the safety and sustainability of our underground infrastructure.

How can we reinvigorate the local and regional grain economy? What is possible if grain farmers, millers, maltsters, bakers, brewers, pasta makers, educators, and researchers dream and work together? Why are local, high-quality, sustainably raised small grains like rye, oats, and others not more easily available in the Virginia and the Mid-Atlantic Region marketplace? Mary Sketch Bryant, Jeff Ishee, and Eric Bendfeldt speak with Executive Director Madelyn Smith of the Common Grain Alliance (CGA) about these questions and the growing effort to reinvigorate the local grain economy. Madelyn shares her journey of working on conservation and facilitating policy development for soil health and conservation practices. She also shares how CGA started in Virginia and continues growing as a network of over 120 farmers, millers, bakers, and food businesses from southern Pennsylvania to northern North Carolina.  For more information about the Common Grain Alliance, its membership, upcoming gatherings, and shopping for Mid-Atlantic small grains, please visit https://www.commongrainalliance.org/To access the 4 The Soil blog and the more than seventy episodes of the 4 The Soil: A Conversation podcast, please visit https://www.4thesoil.org/. To learn about the Virginia Soil Health Coalition, visit https://www.virginiasoilhealth.org/. We would love to hear how you are diversifying your cropping and farming systems for soil health and a stronger local economy.

I got acquainted with Todd Brooker through LinkedIn, where we follow some of the same voices, and learned last fall that he spends a lot of time in Fort Collins - where his daughter Libby Brooker is a goalie on the CSU soccer team!  It took us a minute, but this spring we finally got properly acquainted over lunch, followed by a long-form conversation in The LoCo Experience studios.  Todd is the second Texan I've had on the podcast, and the second from Austin - apparently the Fort Collins of that state. I'm hoping for Joe Rogan or Lex Fridman as my third such citizen - intros welcome!  Cawley, Gillespie & Associates (CGA) is a 60+ year petroleum engineering, geology, and valuation firm that Todd has worked at for 32 years, and been President of for more than 10 years.  The firm has ~35 employees in two offices, and is something of a boutique firm in the industry.  Owners of oil wells all over the nation - and beyond - hire CGA to evaluate potential acquisitions or support creation of audited financial statements to comply with Sarbanes Oxley.  I wanted to bring Todd onto the show because he knows a lot of things about a lot of things, especially as it pertains to the oil and gas industry in our nation.  Todd is a proud dad, loving husband, and VP and Board Member of the Town & Country Optimists Club in Austin.  He's a part-time Fort Collinsian now, and fits right in - and when he moves here full-time in the future I'll try to snag him for the Breakfast Rotary Club and maybe as a LoCo Facilitator - he'd be great.  So please join me in enjoying my conversation with oil industry expert and my new friend, Todd Brooker.  The LoCo Experience Podcast is sponsored by: Logistics Co-op | https://logisticscoop.com/

On this episode of the SeventySix Capital Sports Leadership Show, Wayne Kimmel interviewed Matt Holt, CEO of IC360, and Eric Frank, President of IC360. SeventySix Capital portfolio companies, U.S. Integrity and Odds On Compliance announced the completion of their merger and the launch of the combined entity's new name, Integrity Compliance 360 (IC360). The merger cements IC360 as the unequivocal global leader in delivering best-in-class integrity and compliance regtech products and services for the sports betting and gaming sector.  IC360 will leverage the combined expertise, resources, and industry knowledge of U.S. Integrity and Odds On Compliance to continue delivering innovative solutions that empower organizations to achieve and maintain the highest standards of integrity and compliance.  Holt has decades of experience in the sports wagering and integrity markets, most recently as the COO of CG Analytics, a Cantor Gaming affiliate. CGA set the gold standard for differentiated and successful fraud prevention and game integrity services. Holt developed and implemented a suite of algorithms and proprietary tools to detect game manipulation that leveraged more than just line movement. Prior to CGA, Mr. Holt was the VP of Business Development at Cantor Gaming. Originally from New Hampshire, Holt attended Morehead State University, obtaining a sports marketing degree before taking up residence in Las Vegas, Nevada. Eric served as global Group Compliance Officer for The Stars Group Inc., one of the world's largest online gaming operators. Eric has unique expertise in navigating complex compliance and regulatory matters throughout the world. He has managed global compliance teams with responsibilities in 20+ licensed markets worldwide and served as the principal legal advisor for regulatory, licensing and compliance matters in the United States, Latin American and Asia at TSG. He also has over a decade of experience in private practice at one of the world's largest law firms, advising gaming clients on a full range of regulatory and licensing matters, and in government at all levels - federal, state and international - drafting statutes and regulations and advising on policy. Matt Holt: LinkedIn: https://www.linkedin.com/in/matthew-holt-a3b72b50/ X: https://twitter.com/MatthewHoltUSI Instagram: https://www.instagram.com/matthewholtvp77/ Eric Frank: LinkedIn: https://www.linkedin.com/in/ericdfrank/ X: https://twitter.com/ericdanielfrank IC360: LinkedIn: https://www.linkedin.com/company/integritycompliance360/ X: https://twitter.com/_IC360 Instagram: https://www.instagram.com/IC_360 YouTube: https://www.youtube.com/channel/UClKSrovsKnMMFXsNUCnGdjg

There are several obstacles to overcome when building a clean-energy project, but perhaps the biggest is getting through the generator interconnection queue (GIQ). Every regional transmission organization (RTO) and independent system operator (ISO) in the U.S. has a significant backlog in its GIQ and processing interconnection requests can take years to complete. This has created a significant barrier to deploying renewable energy, as companies often face long wait times, and high costs for new transmission lines and other upgrades when the local grid is near or at capacity. Part of the problem is the complexity of the interconnection process, which involves multiple studies. The Midcontinent Independent System Operator (MISO) reports that historically about 70% of projects submitted to its queue ultimately withdraw, resulting in extensive rework and delays, as studies must be redone when projects withdraw. MISO recognizes change is necessary and has implemented some reforms. On Jan. 19, 2024, the Federal Energy Regulatory Commission (FERC) accepted MISO's filing (ER24-340) to increase milestone payments, adopt an automatic withdrawal penalty, revise withdrawal penalty provisions, and expand site control requirements. These provisions were designed to help expedite the GIQ process, and maximize transparency and certainty. MISO said the filing was developed through extensive collaboration in the stakeholder process, including multiple discussions in the Planning Advisory Committee and Interconnection Process Working Group. MISO expects these reforms to reduce the number of queue requests withdrawing from the process. It said the fewer projects in studies, the quicker the evaluations can be completed, and the fewer projects that withdraw, the more certain phase 1 and 2 study results are. Still, it's likely that more needs to be done to improve the GIQ process. The Clean Grid Alliance (CGA), a nonprofit organization that works to advance renewable energy in the Midwest, conducted a survey of 14 clean energy developers who've had solar, wind, hybrid, and battery storage projects in the MISO interconnection queue over the last five years to better understand the challenges they've faced. Aside from interconnection queue challenges, the CGA survey also identified other hindrances to clean-energy project development. Soholt explained that a lot of development work is done face to face. COVID prevented that, which was a big problem that had a ripple effect. Some leases that developers had negotiated began to expire, so they had to go back out to communities and renegotiate. “Siting in general is getting more difficult, as we do more volume, as we do transmission in the MISO footprint,” said Soholt. “We need new generation to be sited, we need new transmission, and we have to find a pathway forward on that community acceptance piece,” she said. Among other challenges, Soholt said some projects saw generator interconnection agreements (GIAs) timing out and needing MISO extensions. Meanwhile, transmission upgrade delays also presented problems, not only the large backbone transmission upgrades, but also the transmission owners building interconnections for individual projects to connect breakers, transformers, and other equipment. Soholt said longer and longer component lead times presented timing challenges, which were also problematic for developers. These were all important takeaways from the CGA survey, and items the group will work to resolve. Yet, for all the difficulties, Soholt seemed optimistic that MISO would continue to find ways to improve the process. “When we get overwhelmed, we really step back and say, ‘What's going to be the best thing to work on to really make a difference?' So far, that really has been the big things like transmission planning. We feel good about where that's at in MISO—they are doing good long-range planning,” Soholt said.

On today's episode of the Metabolic Freedom Podcast I will be sharing the BEST tips for losing serious weight. Here are the resources mentioned on today's interview: ☕ My favorite clean coffee is from Purity Coffee. Get their coffee here http://www.ketokampcoffee.com and use the coupon code KETOKAMP at checkout for a nice discount.  ✔️ Grocery Shopping List http://www.ketokampblueprint.com (Free Download)

What if the love you harbor for the outdoors could be as profound as the bond you share with your dog? On our latest episode, we sit down with CGA member Steve, a seasoned outdoorsman with a wealth of wisdom to share on retriever training. Brought up in the embrace of nature, Steve's journey with retriever training is a tale worth your time. Be it the tales of his childhood or the significant role his father played in nurturing his passion for hunting, Steve lays it all out for listeners, opening new perspectives on the complexities and joys of dog ownership.Dive into the heartwarming stories of our Labrador companions, their diverse training experiences, and their hunting capabilities. The thrill of seeing Daisy, Steve's fourth lab, successfully retrieve, and the joy of her first duck hunt encapsulates the essence of our conversation. The challenges we've faced due to health issues and the lessons we've learned from our obedience training journey underscore the necessity of continuous learning and adaptation in the world of retriever training.Tune in for an exciting recount of Daisy's first hunting adventures at Ringneck Ranch in Michigan. We wrap up our episode with Steve's enlightening journey of training his retriever, emphasizing the importance of a solid foundation in obedience. Join us for this thrilling adventure and take home nuggets of wisdom that can make your experience with your retriever more enriching. Steve's insights into the commitment and resilience required for success are sure to inspire all who aspire to master this profound bond between hunter and dog.

Join us on a captivating journey as fourth-generation Floridian, Louie Pappas opens up about his experiences training his retriever, Red. With the support of the Cornerstone Gun Dog Academy (CGA), Louie chronicles the lessons learned from generations of hunting in his family, the cherished artifacts passed down, and the intoxicating allure of waterfowl hunting. Listen as he reveals his joyous and challenging moments - from the day he picked up Red to their current training sessions.Louie shares the highs and lows of dog training, reflecting on his evolving goals and the importance of taking each day as it comes. With a supportive community like CGA, he discusses the invaluable role it plays in fostering confident decision-making for your dog's training. From introducing Red to water in sunny Florida, keeping him cool on a boat in the summer, to training him for unique hunting situations - Louie's journey is a testament to patience, dedication, and an all-consuming passion for waterfowl retriever training.Lastly, whether you're new to dog training or a seasoned trainer, this episode provides a treasure trove of wisdom, anecdotes, and advice that's hard to pass up. Want to train your dog like Louie? Visit https://www.cornerstonegundogacademy.com

If you're not familiar with the latest variation of the individual retirement account— it wouldn't be surprising. It's only gone into effect this year.  ABOUT LEGACY IRAs[0:43]Unlike a traditional IRA, a Legacy IRA indirectly provides income to retirees through a Charitable Gift Annuity (CGA).A CGA is an agreement between a donor and a nonprofit organization, where the donor donates assets, and the nonprofit provides regular payments for life based on the donated assets, keeping the assets upon the donor's death.The Legacy IRA allows individuals over the age of 70 ½ with a traditional IRA to take up to $50,000 as a one-time Qualified Charitable Distribution (QCD) to set up a CGA.To utilize the Legacy IRA, individuals may need to roll over their 401k funds into an IRA.The annual payout from the CGA must be at least 5%. [3:50]BENEFITS OF USING IRA FUNDS FOR A CGA: It allows donors to increase their giving and ensure their future giving matches their values.It lowers the donor's tax liability in the year the CGA is funded by excluding the amount of the gift from taxable incomeIt could satisfy all or part of a Required Minimum DistributionIt sets up steady, lifetime payments to the donor, or “donor and spouse.”The minimum 5% return in annual payments is competitive with historic rates CDs and government bondsThere is typically no cost to the donor to set up and administer the CGA. The nonprofit holding the funds will do all of that. [4:35]WHO'S USING LEGACY IRA PROVISIONS TO SET UP CGAs? Folks over 70 ½ with appreciated stock or mutual fund shares who want to reinvest some of those assets to generate more income—  without paying capital gains taxes.Those who want fixed, lifetime payments unaffected by the marketsAnd those who want to ensure continued payments to a loved one without going through probate. In the past, the inability to use pre-tax dollars to set up a Charitable Gift Annuity was a major obstacle to small donors. That obstacle is now removedProverbs 3:9 reminds us, “Honor the Lord with your wealth and with the firstfruits of all your produce.” [6:37]On today's program, Rob also answers listener questions: Can my son take over my cosigned car loan under his name?Can I refinance my car loan with a 3% interest rate to lower my monthly payments?Should I consider cashing in my $20,000 whole life insurance policy and investing it in a CD for potential future growth?Should I put my rental property in an LLC for liability protection? RESOURCES MENTIONED:LendingTreeRate GeniusBankrateChristian Healthcare MinistriesApp.Faithfi.com Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network as well as American Family Radio. Visit our website at FaithFi.comwhere you can join the FaithFi Community, and give as we expand our outreach.   Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

There's been a lot of buzz about alcohol lately. Last year, more than a third of U.S. adults of legal drinking age decided to go sober for an entire month as part of a challenge known as "dry January."That's an increase from the 21 percent of people who took part in 2019, according to food and drink research firm CGA. We discuss Americans' relationship with alcohol. Want to support 1A? Give to your local public radio station and subscribe to this podcast. Have questions? Find us on Twitter @1A.