Podcasts about Punky Brewster

In “The Carters: Hurts to Love You,” a new docuseries now streaming on Paramount Plus, director Soleil Moon Frye (TV's Punky Brewster) spotlights the rollercoaster ride of fame and fortune that pop stars Aaron Carter and Nick Carter, and the entire Carter family, embarked on throughout the 1990s. Through little sister Angel Carter Conrad's eyes, and a treasure trove of archival and home-video footage, we see a family torn apart by mental illness, addiction, death, and neglect set against throngs of screaming fans and opulent riches. What becomes remarkably clear is how universal the hardships are that Angel and her family endured. The only way “Group Text” happens is with YOUR support and support from mm amazing sponsors! Try VIIA! Head to ⁠Viiahemp.com⁠ and use the code GROUPTEXT This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to ⁠HurrdatMedia.com⁠ or the ⁠Hurrdat Media YouTube⁠ channel!  Learn more about your ad choices. Visit megaphone.fm/adchoices

If you grew up watching TV in the 80s, you may have noticed that there was a preponderance of… if not shows about orphans specifically then similar shows where the care of children was entrusted to people who weren't their parents and maybe didn't know how to raise kids. We're talking Diff'rent Strokes, Rags to Riches, Punky Brewster, Webster and Gimme a Break, but also The Facts of Life, Charles in Charge, My Two Dads, Full House, My Sister Sam, Silver Spoons, The Hogan Family and more. Sure, a lot of factors could explain these absent parents, but what if we told you there was a single patient zero for this whole trend? Because Drew thinks there is one, and its history stretches back to the 19th century. Links to previous episodes mentioned in this one: Gimme a Break Meets Yet Another 80s Orphan Gimme a Break Transformed Into a Lesbian Perfect Strangers Backdoor Pilots: Diff'rent Strokes Spins Mrs. Garrett into Facts of Life Weirdest Episode Ever: Day by Day Has a Very Brady Nightmare Superstore Is Queerer Than You Think And if you want to watch the video version of the Seinfeld addiction/cashmere examination at the end of this episode, click here.

(00:15) ¡Bienvenidos al NortCast!

The boys are talking about those very special episodes that TV sitcoms through at us in the 70's, 80's and 90's. Those very special episodes that dealt with drugs, inappropriate adult behavior and getting stuck in refrigerators. Everything from the Golden Girls to Punky Brewster. Remember that time Mike Seaver told us not to do cocaine, even if it means getting into a hot tub with Kristy Swanson? Or the time Alex P. Keaton saw a psychiatrist, like he was on stage doing Our Town. There here, and R-Town does their best to break them down for us. you can **Watch** this episode on http://youtube.rtownpod.com Follow/Like our Socials ⁠http://linktr.ee/rtownpod to check out the Top 5 go to http://patreon.com/rtownpodcast

Keith discusses trends in the housing market, including the rising average age of first-time homebuyers and the mix of markets seeing price increases versus declines. He analyzes the potential impact of the incoming presidential administration's policies on real estate, particularly around inflation and interest rates. He is joined by Investor, Co-Founder and CEO of Family Freedom Investments, Dani Lynn Robison to highlight high-yield investment opportunities available, including up to 10% returns. Home prices have fallen in six US cities. The average age of a first time homebuyer rose to an astounding 38 years old. Discover the top 10 states with the highest home price appreciation over the last 40 years. The Trump Effect. To learn more about Freedom Family Investments.  You get paid first: Text FAMILY to 66866. Show Notes: GetRichEducation.com/528 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:01   Welcome to GRE I'm your host. Keith Weinhold, home prices have fallen in six US cities. The average age of a first time home buyer soars to an astounding 38 years old. Then we take the long view breaking down how real estate is up a jaw dropping 490% since 1984 the Trump effect on real estate, then how you can earn an eight to 10% cash on cash return, hassle free. All today on Get Rich Education.   Speaker 1  0:36   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:21   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:38   Welcome to GRE from St Louis, Missouri, to say Luis, Obispo, California, and across 188 nations worldwide, even Uzbekistan. I'm Keith Weinhold, and you are inside. Get rich education every week. It's the show where I pretend that I'm not wearing pajama pants while here on the microphone. Hey, if you want to get rich, then focus on one thing. If you're already there and want to stay rich, then that's the point in which you want to diversify, because then you're already living your Daydream and you don't want to lose it. We'll talk about President elect Trump later in this week's show, and what it means for the future of the real estate market.   Donald Trump  2:20   Thank you verymuch. So this outfit you know is when they when he called us all garbage. How stupid. What a stupid word. That blows deplorable away. Don't you think.   Keith Weinhold  2:21   well, our content will surely be more substantive than that funny piece I expect to host Donald Trump here on the show for you in the future. After all, let's not forget, before politics, he was most known as a real estate investor, but he's going to be busy for the next four years, so it could be a while until you see him here, before we get to the Trump effect. Last week, the NAR released their annual report. It's called the profile of buyers and sellers. My gosh, what a surprise when it revealed that the average age of a first time homebuyer rose to an astounding 38 years old. 38 I mean, we're not talking about a person that's like, severely underemployed or something. We're talking about the average here. So for many, I mean, they are still a renter into their 40s. That is common now. I mean, at this rate, pretty soon, are Americans going to become homeowners once they hit retirement? I mean, my gosh, is that where we're headed? Or when one looks at their rites of passage, the milestones in their lives, will one achieve grand parenthood before buying a first home? Where are we going here? Not only is 38 years old, the all time high, as you might have expected, but that is up from age 35 just last year, amazing. And like I've discussed before, of course, the major reason that that age is up is due to lower affordability, and that's from higher prices and higher interest rates. The housing shortage is another factor here too. And all right, if that's not enough, the average age of us homebuyers, okay, this is just overall homebuyers, first timers and everyone else. That was 49 last year, and this spiked up to 56 this year. 56 and now back to first time homebuyers, the average income has also hit an all time high, $97,000 that is the average income of a first time homebuyer now. So what's important to keep in mind here is people are going to have to rent longer they're already. Renting longer. And some will choose to rent longer as a preference, and for others, they must rent longer. You can be the one to provide them with this rental housing, not the big hedge funds doing it, not private equity doing it. Invest in real estate. These trends mean higher occupancy rates and upward pressure on the rent amounts that you're going to be able to charge over time. I mean, this is demand, demand, demand for rental housing. They wish that they could buy that $300,000 starter home in the Midwest in southeast, but they have a hard time affording the down payments and qualifying for the loan they're after so you can rent it to them and be a profiteer longer. However, right now, there are six US cities where home prices are falling and now these are pretty mild corrections, but let's see if you can guess what the top reason for this is the number one reason about why these prices are falling among the nation's 50 largest metros. These are the six cities that have seen price corrections. New Orleans leads the way down the most down 4% Austin, Texas is also down almost 4% San Antonio down 2.7%, Tampa, Florida down one half of 1% Jacksonville down three tenths of 1% and then finally, Dallas, Texas, also down three tenths of 1% and in fact, I am visiting three of those six cities during a 10 day stretch that I'm on right here, right now. Over the weekend, I was in San Antonio, Texas. Today, the mobile GRE studio is in effect again, as I'm bringing you today's show from here in Austin, Texas, where I'm spending four days, and then I'll be in New Orleans in two days here. Well, the top reason for these falling home prices is in a word, supply. In fact, it's an oversupply in a lot of these six cities. And again, those six are New Orleans, Austin, San Antonio, Tampa, Jacksonville and Dallas. In fact, here in Austin, they are a, basically a national leader in over supply, they simply overbuilt, and it's going to take some time to absorb all that they've built. In fact, due to overbuilding, you've even got rents falling here in Austin, and I may look at some vacant apartments while I'm here to get the temperature of the market. Now, for some context, understand, though, that I spotlighted six falling markets out of the 50. All right, well, what about the other ones? Yes, that indeed means that 44, of America's 50 largest metros have seen year over year price increases, and one big reason for that is that many metros have housing shortages. Shortages are the norm, and by the way, all these figures are per the Zillow home index. In fact, a number of markets are up over 4% 5% 6% year over year, and the leaders all have seven to 8% year over year. Home price appreciation, they are San Jose, Hartford, New York City and Providence and a lot of the appreciation leaders are, yep, under supply, the opposite of what I'm seeing here in Austin.    Now, before I get to the headline of this week's episode, how national home prices were up a breathtaking 490% over the last 40 years. Let's talk about the Trump effect. It's still two months before Donald John Trump will be sworn in as a 47th president of the United States, and like macroeconomist Richard Duncan and I touched on on last week's show, Trump loves tariffs. Everyone knows that, and a tariff is like a tax on imported goods. Now follow along here. Higher tariffs mean then higher consumer prices, because the company or manufacturer has to pass that cost along to you. Higher prices means inflation. Higher inflation means that the Fed tends to keep interest rates higher longer in order to combat that inflation. So a Trump presidency means higher inflation in interest rates. Again, yes, at least those two things are correlated. And now think this through. Do you sense some cognitive dissonance here, under Trump's first term, back from 2017 to 2021 he wanted lower interest rates, and Trump was like highly vocal about how he wanted Jerome Powell to keep rates low in order to keep the economy healthy so the higher rates that Trump Tariffs are expected to bring then versus the lower rates that Trump wants is dissonant, incongruent, not in harmony. Bitcoin surged on the news of a second Trump presidency, because Trump is pro crypto. No see treasury yields, they also spiked upon the Trump presidency news just two weeks ago, I explained here on the show why higher inflation means higher treasury yields, which means higher mortgage rates. And it turned out that that was quite a timely explanation. The Trump election can mean a lower tax environment. We are hopeful that Trump will extend bonus depreciation, a really nice tax break for real estate investors. We could see some federal lands repurposed for housing construction. Trump said that he wanted to do that in order to add more housing supply. And no, don't worry. I don't think they're going to shut down and pave over Yellowstone and plug Old Faithful Geyser or anything like that. Okay, there's a lot of federal land that's, I guess, less remarkable, land that's being grazed on, and land suitable for more housing. Look for more move to loosen up zoning and regulation, and that's something where you'll find bipartisan agreement we've got to build to address the housing crisis. I mean, Trump has actually called zoning a killer, like he used that phrase you might see Trump extend the opportunity Zone program as well. The result could be more apartment construction in some of these blighted or low income urban areas, no matter what, and no matter who our president would have been. I mean, you're still gonna see housing supplies struggle to keep up with demand, because you just can't build fast enough. And you know something here, you never really know the future. People always want to speculate about the future that can be worth talking about. And you know that makes people think that they have the answer, but they're often wrong about one thing leading to the other, like how tariffs will end up meaning higher mortgage rates. I mean, you just don't know that for sure. Policies can change. Promises might not get followed up on, Black Swans can interject, and interest rates are one thing that are just wildly difficult to predict. And if you ever want to make another person look wrong, like if you desire to do that, here's all you need to do, ask them where interest rates are going to go in the future, and make them put that in writing. Okay, that is a guaranteed way to make somebody wrong. So everyone wants to know the future, but you've got to think through this in terms of probabilities and not certainties.    Now here's something encouraging, California voters, they shot down rent control expansion, though you might live in California, we are not exactly passionate about investing in California property for pretty well documented reasons, but sometimes things that start in New York and California in those particular states, they can expand to the nation. So it's worth paying attention to some of these things, and California voters resoundly rejected what is known as Proposition 33 rent control expansion. Almost 62% voted no on that. So you've got bipartisan alignment on how rent control backfires on renters in this was the third time in six years that California voters shot down rent control expansion. Great. That is great because rent control, it's not good for you, the investor, long term. It's not even good for the tenant, and it's certainly not good for the community either. I mean, they are collectivist state price controls.    Well, let's look at another place where prices are not being controlled for sure, and that is the fact that overall, US home prices have appreciated a whopping 490% since 1984 Yes, 490% over the last 40 years, therefore almost a 5x price increase. Let's break this down, and then I'll tell you what it means for the future too. This is the shift in US home prices from August 1984 to August 2024 so therefore it starts from mid Reagan presidency, when the median home price was $81,000 at that time. Okay, so this is our starting point, 1984 that's the year Ghostbusters hit movie theaters. Kareem Abdul Jabbar broke the all time NBA scoring record. And shows that debuted on television that year were Miami, Vice night, court, punky, Brewster. Are Charles in Charge? Have you heard of these shows? Another TV oh boy, another TV show that debuted in 1984 Well, Chase, are you ready for this? Let me give you a hint, Temple University. And how about jello? Pudding pops? Yes, I'm talking about the Cosby Show, which just feels kind of different to talk about anymore, ever since Bill Cosby's illicit misconduct there. And no, we are not going to play a snippet of the Cosby Show theme music. Please don't play it. You know, we totally do something like that here, but we're not this time. Okay? Well, with home prices surging and astounding 490% since that year, 1984 Okay, let's break down the areas that have appreciated the most and least and see what that means. And you might remember that in our newsletter, I sent you this map that shows the level of each individual state's 40 year price search. Oh, this is great. It's just the best real estate map I've seen in a while. What it shows is that coastal states are where home prices have risen the most. In general, the top 10 in appreciation in order are Washington State up 810% yes, that's more than 8x in the last 40 years. The next highest home appreciation over the last four decades in order is Oregon, Rhode Island, California, and then it's Hawaii, Montana, Massachusetts, Maine, Idaho. And 10th is Utah, all right. Well, why have coastal states had this higher real estate run up over time? Well, it's where building constraints exist that limits the housing supply. That's both geographic constraints, like, for example, the ocean's edge literally limits build space there. Well, the coasts are also where you tend to have more building regulation. Coasts are where incomes have risen the most those residents can afford more for housing. So home prices are then higher. I mean, just look at the leader Washington state. That's where you've got the headquarters for Amazon, Microsoft, Costco, Boeing, Starbucks, Expedia and more. They're all there now, taxes, though, they do tend to be highest in coastal states as well, so you're paying more for property, and you're also paying more in all types of taxes in a lot of cases. And as we know, rental properties usually don't work as well on the coasts, coastal rents haven't risen as much as home prices, and these places, they tend to have those laws and regulations that often favor tenants over landlords. And if you're looking at the map here like I am, you're going to note that some Rocky Mountain states have flexed their appreciation muscles as well. Now, Tennessee and the Texas triangle, they kind of decided to join the appreciation party fashionably late, as you look over 40 years. Yes, Tennessee and Texas, they really only started their big appreciation climb about a decade ago. All right, so those are some of the big winners every year since Punky Brewster debuted on television. Well, with today's rise of remote work and lower home affordability, the nation's interior, that's what looks increasingly desirable for property ownership the Midwest, the Great Plains, parts of the south and parts of the inland northeast. That makes these areas look like comparative deals where prices haven't wildly run up over the decades. And though you hear about return to Office policies, because a few major companies announce these return to Office policies. I mean, remote work is still up fully 15% year over year, and housing preferences are shifting as employees look to suburban Metro outskirts for more affordable homes so they're freed from the need to factor in these lengthy commutes in their lives like they had to previously. Now, among states that don't have strong in migration, one that could really shine is a place like Ohio. Ohio has appreciated less than most states still at 334% over the past four decades. Again, 490% is The National number. Ohio boasts tons of diverse industry, a low cost of living. They've got the seventh highest population in the nation. They have a stable population count for rental property owners. It has strong laws favoring landlords and Ohio. Is just a day's drive from half of North America's population. All right, so a smart listener like you is probably asking yourself a question right now, like, Okay, how does this 40 year stretches 490% rise in national home prices compare to inflation, and how does it compare to incomes? Over this time there's been 201% overall inflation and us, median household incomes have risen 260% and yeah, that 201% inflation number is suspect, just like most any inflation figure is inflation could certainly be higher than that, because most inflation measures likely understate the true diminished purchasing power of your dollar, and see the 490% rise. Although it sounds like a staggering number, and it still kind of is. It's also like, well, of course, it takes almost five times as many dollars to buy a home today, because each dollar's value is way down. What else has changed in the last 40 years? Well, houses are larger now than they were then. The median home size has grown 150% since 1980 and at the same time, the family size is smaller, fewer people live in each home, so everyone has more space. And I discussed those types of things in detail with you before, so I won't get into all of that again. Today's homes have better amenities too. So really, the point is, if you are paying more on an inflation adjusted basis, you are getting more and it's also more likely that two parents are working today rather than one, in order to make those payments more affordable. And that fact right there that is not a great lifestyle outcome. Another way to say it is that it takes two to afford a home today rather than one. But yet, hey, that is society. All right. So with that understanding, let's look at the future. I completely believe that real estate values can soar another 490% over the next 40 years. I mean, even 600 or 700% is not out of the question, and there are a lot of reasons for this. I mean, chiefly, we're starting from a base here of a low housing supply, and we've got strong demographic demand, and we can almost certainly expect more monetary inflation the next four decades. The inflation rate is the one thing that nobody knows. 40 years ago, mortgage rates were 14% today, they're only at about half of that level. And see today's median home price of over 400k like that figure would have seemed unfathomable to people back in 1984 but indeed, the price nearly 5x So similarly, another 490% or about 5x again, means that it is completely fathomable for the median us home to cost $2 million in another 40 years. That's about 5x of today's prices. And although that might sound unrealistic Now, that sounds just as unrealistic as today's price did to anyone from 1984 so really a super interesting way to think about home price appreciation. There, you might even make the case that home values, not prices, home values, they're not up that much at all. I mean, most of that is just that prices have adjusted for inflation, the value is about the same, although I'd still say that the value is up somewhat. So really, that's my thought there, and I duly regret bringing Bill Cosby into this whole thing. I ruined it.    I've been coming to you here from Austin, Texas, where I've been checking out the real estate market. I've got more for you straight ahead. It is a really profitable idea. I'm Keith Weinhold. There will only ever be one episode, 528, of the GRE podcast, and you're listening to it,    oh, geez, the national average bank account pays less than 1% on your savings, so your bank is getting rich off of you. You've got to earn way more, or else you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to a 10% return and compounds year in and year out. Instead of earning less than 1% in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full or. And on time. And you know how I'd know, because I'm an investor in this myself, earn 10% like me and GRE listeners are. Text FAMILY to 66866, to learn about freedom. Family investments, liquidity fund on your journey to financial freedom through passive income. Text FAMILY to 66866    Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group  NMLS. 42056, they've provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridgelendinggroup.com, that's Ridgelendinggroup.com.   Robert Kiyosaki  26:05   this Rich Dad, Poor Dad. Author Robert Kiyosaki, listen to get rich education with Keith Weinhold,and there is I respect Keith, He's a very strong, smart, bright young man.   Keith Weinhold  26:25   Welcome back to GRE. We are grateful to have on the show today, the co founder and CEO of the whole operation, Freedom family Investments. They are seven, soon to be eight. I just learned real estate centric companies based in Centerville, Ohio. The other co founder is her husband, Flip, whom you've heard on the show before. Hey, it's terrific to have back. Danni-Lynn Robinson,   Dani-Lynn Robison  26:50   thank you so much, Keith. I love talking to you.    Keith Weinhold  26:54   It's the same here. You've been in real estate since 2008 and one of the things that you do is you have this perfect track record of always returning capital to your individual private investors, loans that they make to you, and paying 100% of the returns as promised, even if you yourselves end up losing money on a particular deal. And in fact, you the listener, you probably heard me talk about how I personally participate for a high yield return with them myself, with Danny Lynn's company backing me. You've heard that ad near the middle of GRE episodes, and you yourself can do this too. Individual investors can get a high yielding return, and it's paid to you as cash. So Danny Lynn, tell us about how it works. Generally.   Dani-Lynn Robison  27:40   I love that you started off with that particular statement, because I will tell you that every time I've been on a podcast of yours, the number one thing I hear when people get on the phone was you said on that podcast that even if you lose money, that I still get my return. And I have never heard of that before, so tell me more. So that was a perfect lead in because I think that what we're trying to do is just do a very good job of serving the people who help us build so as you said, we're on company number seven. We're building company number eight. And the reason that we've gotten to the stage that we are today is because we've had private lenders and people who invest in our syndication, our Master notes and our funds program, that investment has allowed us to buy properties, flip properties, buy apartments, flip apartments, and allowed them to get a return at the same time. And I've talked about the fact that we do volume as we've grown, we'll do 10 deals in any given month, and maybe one or two of them are like we find something, you know, in the wall that we didn't expect. Maybe we walk in and the past tenant left it in shambles and caused more damage to the property than we anticipated when we first went in. That's the nature of real estate, and that's the risk you take when you're an active real estate investor. So we knew when we were building our businesses that if we just did volume, that was going to happen, and we weren't going to run away from that fact, or take risk upon us or our investors by not mitigating it, by not doing volume. So you'll see situations where somebody does one flip a month, and that happens to them, and it's catastrophic when you're doing 10, and it happens which it will then you know that the other eight are going to bring the profit in. And so that it is easy for us to say, Thank you, Keith, for investing in us. This particular deal. We didn't lose any money on, but these eight we made a lot of money on, and that ensures that we can always pay you back in full on time, even if we lost money on a deal. And I think when that is explained to people on the phone, they start understanding why we can pay back everything as promised, even if we lose money, because we are still profitable as a company. And so that process of doing volume and having people. People trust us with their funds. As we've grown, has allowed us to get to Company Number eight, because, as we talked about right before we press record, one of the best things for us, Flip says, I love being Santa Claus. And Santa Claus is when you get that email or that check in the bank account that says, I just made money and I didn't have to do anything. I just partnered with Flip, Danny and the freedom team to do what they do already. I provided the money. They did the work. We all won together.   Keith Weinhold  30:29   Why does no real estate rehabber ever find gold bars behind a wallwhen they go in in order to turn over a property? Right? It's usually, you know, evidence of a leak or something bad, usually not something good going on back there. But yes, you do this volume across all these companies. So therefore, when you do find a leak behind a wall, and that particular deal didn't work out for a 100k rehab home, it sure can't bring down the entire operation. Danny Lynn, I've invested with you in your private money lending program for years now, and just been very open with my audience. I've let them know that I've been receiving an 8% return from you paid in cash. But one reason I'm having you back now to help our audience is because you now offer yields up to 10% so even better than when I got in. So tell us about that.   Dani-Lynn Robison  31:24   So we are always having conversations with our investors about what's going on in their investing journey, what are they looking for, and we want to create those win wins. And right now, with everything that's going on in the market, what we learned is liquidity is one of the most important pieces, because there's here, there's some uncertainty, and people want to invest. They don't want their money sitting idle and losing, having an eroding to inflation. They want to put it to work, but they want to have access to it. And so we have been changing and tweaking our programs to meet the needs of our investors, and making sure that we are buying properties that can then have that arbitrage to get us the profit we need to pay back our investors, but while we're still making a profit many times right now in this market, that does mean we're buying multi family properties, because there's so many different advantages to multi family properties, it does take a lot of underwriting to get there, but that's where, for the last, I would say, six to 12 months, we've been really focused in on that in order to increase the returns and have everybody just creating that win win.   Keith Weinhold  32:32   I'm really glad that you talked about multifamily properties, because I've talked with the audience about how the sector is beaten down. In a lot of places, you can get 30% discounts on multifamily apartment buildings, and we know that the long term demand is going to be there for occupancy in apartment buildings. Demographics is destiny, and we talk about this timing of having you on and now you're offering up to 8% discussing this, say, two and a half years ago, I don't think the timing was as good. That's when CPI inflation peaked at 9.1% so you really weren't getting a real yield. You need to subtract inflation from your yield in order to get a real return. And now you're getting a substantial real return. Since inflation is near 2% top online savings accounts, those top interest rates, they are falling with each successive federal funds rate cut, and most expect that those yields are going to continue to fall. People invest in bonds all the time, but the yield on the 10 year T note has been around 4% or quite a while. You don't have to settle for yields like that. And Danny Lynn, I love that you brought up the word arbitrage. This should be an arbitrage play for you the listener. But of course, for Danny Lynn, it needs to be an arbitrage play as well, because if she and her family of companies over there are paying you a yield of up to 10% they need to make arbitrage ontop of that themselves. And if you're a new listener, you might be skeptical of how you could reliably do that in real estate, but when you understand that real estate pays up to five ways at the same time and 30 to 40% total rate of returns without inordinate risk, are not dream land, the reality you can begin to understand the arbitrage. But Danny Lynn, can you tell us a bit more about how you do create that arbitrage to reliably pay a return of up to 10% How do you yourselves beat that in there?   Dani-Lynn Robison  34:26   That's where it comes down to multifamily. For us, the single family market has slowed down a little bit, and so multifamily is enabling us to do bigger things. But on a long term basis, we've built our companies up enough to a point where we are businesses are producing the cash flow that we need so we can pay our investors a higher return using the cash flow of the properties, and our long term wealth as a company is coming from down the line of the appreciation, especially in multifamily, the forced appreciation, and that refinance and that when. Fall. So everything that we structure is preferred returns, meaning we always pay our investors first and we come last when it comes to multifamily, those five ways start to compound over time, and that's what we really win, is because we know we're waiting, but we're waiting for a big return in 3,5,7, years. Sometimes we're waiting 1020, years, and our investors in the meantime are getting a really nice return better than they can in most other places, because we're willing to forfeit our current returns in this scenario, because our other businesses are producing the cash flow that we need.   Keith Weinhold  35:38   That's terrific. Tell us a bit about the program details. Then how is this note? Right? Because the investor, as soon as they make an investment with you, they do hold on to a note. Just tell us about how that's secured before we get into the details.   Dani-Lynn Robison  35:53    So it depends on the investment opportunity. Some investments are going to be secured by a note by the property. Some investments are going to be secured by a note by the business. Some investments are going to be secured by the fund itself. You're an actual owner, like or the syndication, an actual owner of what that fund is participating in. So every piece of security is a little bit different. So when you jump on the phone with us. We're asking a lot of questions, and the number one question that we ask is, what are your goals? Because if you do want liquidity, we know exactly where you're going to go. And some people are wanting liquidity for peace of mind, so that they can earn a higher return, but have access to the cash if they want it. Some investors are saying, Hey, I know there's about to be a lot of opportunities. So I want my money earning for me, but I want to be able to grab it, to be able to invest in these future opportunities that are going to come my way when I want access to the capital for that reason. Then there's other investors that are set it and forget it. Look. I like you guys. I trust you guys. I've vetted you guys. I've done my due diligence on you guys. I want to sit my money in there for three, five years. Some want tax benefits. And so what we do is we have, like, this table of investments with like, little check boxes. And as people tell us their goals, we're like, okay, they're there. They're by the end of the conversation, we're saying, here's the two investment opportunities we think fits what you like and what is going to meet your needs? What do you think? And then we start going with question and answers back and forth so they can fully understand it.   Keith Weinhold  37:27   We're talking about how to get a high yield paid to you regularly in cash with Danny Lynn Robi son, co founder of freedom family investments. Yeah. Danny Lynn, why don't you tell us then about this up to 10% return. But you do have some option based on people's needs for the duration of the investment, which gets into the liquidity and the minimum investment amount and being accredited versus not accredited. So tell us about some of those distinctions, differences and trade offs.   Dani-Lynn Robison  37:55   There's the accredited and non accredited piece, which is really the first piece that you should be talking about when you jump on the phone, because the answer to that question depends on where, like we first check the box of which investment opportunity is going to be right for you. Accredited investors can invest in both. Non accredited investors can only invest in non accredited options. So accredited, I'm sure you've explained many times on the podcast, is a million dollars net worth, minus your primary residence, or earning $200,000 for the last two years, and you expect to earn it again. Or if you're a married couple, earning $300,000 a year for the last two years and you expect to do it again, that would be an accredited investor. So if you qualify there, we've got multiple opportunities. Then if you're wanting liquidity, then, again, that's a checkbox for us that says liquidity fund. That's where you want to be learning more about you want to learn about those interest rates the liquidity fund is seven, eight and 10% based on how long you want to put your money to work. So some people say, hey, one year is good. That gives me exactly the liquidity I need, and that's going to give me a higher rate of return, which is 8% some people think three years is liquid. It's interesting to me, what people perceive as liquid, because anybody who's invested in a syndication knows sometimes that's five, seven and 10 years. So they view a three year investment at 10% Hey, that's liquid to me. I didn't have to lock it up for five, seven and 10 years. And then some people, 90 days is liquid. And so we have the liquidity fund seven, eight and 10% depending on which class you want to go in, 7% is 90 days, 8% is one year. 10% is three years. That's for accredited investors. We have our masternote program, which is for non accredited investors, that is 8% for two years, and 10% I think, for three years, and then we have Lincoln village, and that one is closing soon. I think we're at the final $1 million to raise. That is 12, 13, and 14% but that also includes tax benefits. The end, it is a five or probably seven year timeline, because it's a 48 unit apartment in Columbus, Ohio, if we refinance in three years, yay. Everybody wins. But I always set expectations it could be a longer timeline. And so those are the main opportunities that are available based on accredited, non accredited and your returns.   Keith Weinhold  40:20   Well, the yield on the 10 year T note is 4% but here, the yield on the one year private note is substantially higher. Well, Danny Lynn, do you have any last things to tell us before you let us know how we can learn more?   Dani-Lynn Robison  40:34   I think what's important is a trust. When I'm on the phone, I get three questions. Where do I start? Which path is right for me and who do I trust? And one of my biggest investors says Danny, I think number three question of Who do I trust is the most important one. So I think it's really important to get on the phone to ask questions, to ask, Hey, what didn't I ask that I should have asked? What should I know that I don't know? Because sometimes you don't know the right questions to ask, and so we have this graph of all the things you could be looking for in an investment that people don't even realize might be very important to them. So I think what is most important is just taking the first step of starting the conversation. Once you start the conversation, you start to learn, you start to get educated, you start to understand what your true goals really are, and then you can make an A confident decision, as opposed to what many of us do is, you know, sit on our hands for a little bit because we're just nervous. We're so nervous about losing money or we don't know who to trust, and we're so busy that a year passes by and we just didn't take action. So I just encourage people a 15 minute phone call might change the game for you and allow you to get started   Keith Weinhold  41:45    right indecision really is a decision in itself, a decision to not do anything and have some of your cash be atrophied to inflation. Tell the audience how they can learn more   Dani-Lynn Robison  41:58   They can text the word FAMILY to 66866 and that is going to connect you with our team, and we're going to reach out, hopefully, set up a call and get that conversation started.   Keith Weinhold  42:09   Oh. Danny Lynn, this is going to help a lot of people. Thanks so much for coming back onto the show.   Dani-Lynn Robison  42:13   Thank you, Keith,   Keith Weinhold  42:14   yeah, well, I think you know that I'm more of a borrower than I am  lender, but I'm a lender in this case. So for liquid funds, this has been a reliable source for an 8% liquid return without any hassle. I mean, it's about as passive as it gets. Of course, when you store money in a bank. You're giving the bank a loan as well, even though you might not have thought about it that way. Well, if you're looking for something a little less liquid, like a three year investment duration, you are going to get a higher return than 8% here. There are good options here if you're accredited or not accredited, and you don't have to invest in one specific apartment project either, like Lincoln village that Danny Lynn mentioned, and over there at her company, like she said, yeah, those are the three questions you can ask. Where do I start? Which path is right for me, and who do I trust? And on the phone really part of that second question, which path is right for me can be to ask Danny Lynn's team about how to get this highly passive return in the most tax efficient way for you.    There's so much vital content coming up here on the show in the future. Next week, it's the first time we'll have a former NFL player on the show is we'll discuss success principles that you can use in business and life, highly motivational stuff coming there in future weeks. So much more economics and real estate investing. Content is coming, including I've got an analysis of online search results, and you'll see what amenities tenants are really searching for today when they look for rental housing. And of course, as the year gets closer to the end, next month, I am going to reveal GRE 's home price growth forecast for 2025 and just as importantly, I will follow up with last year's prediction too. We'll look back at it and then see how it really turned out for high yield returns on your savings. You don't have to settle for disappointing interest rates where you spin your wheels because you're barely beating inflation. Learn more. Set up a call. Just text FAMILY to 66866 I'm your host. Keith Weinhold, don't quit your Daydream   Speaker 2  44:45   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential. For profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  45:13   The preceding program was brought to you by your home for wealth building. Get rich education.com you

We introduce our new "Channel Surfing" format where we travel through the entire history of a television franchise. For our maiden voyage we're exploring the legacy of Punky Brewster from the original 2 seasons on NBC starting in 1984, to the 2 years of syndication from 1987-1988 and capping off with the 2021 revival series on Peacock. Summon your "Punky Power" and get listening, TV Lovers! Thanks to our monthly supporters Chad Droze Ken Spaulding retrodolls77 Tim Heasley

On this Holiday Special dip into television, Doug relates most to the child who becomes despondent and embraces the sweet release of death when lost in a cave, Jamie is forced to examine her obsession with orphans as a child, and we both agree that perhaps this elderly man may not be the pest caregiver for this small child. Strap on your neon headband, kill your enemies with kindness, and join us as we struggle to understand why this amount of nothing had to be stretched of two episodes while discussing, The Perils of Punky!Visit our YouTube ChannelMerch on TeePublic Follow us on TwitterFollow on InstagramFind us on FacebookVisit our Website

We're back with a bonus TV Treat episode for the Halloween season to explore an episode of the Punky Brewster cartoon from 1985 called "Halloween Howlers", where Glomer and the Punky gang go trick or treating. Plus we announce a new special episode format called "Channel Surfing", which will be our next episode covering the television legacy of Punky Brewster in the 80's and beyond. Thanks to our monthly supporters Chad Droze Ken Spaulding retrodolls77 Tim Heasley Jeff Sheldon

On our 12th annual Halloween special, we head back to the 80's with three awesome retro spooky episodes including Knight Rider, Punky Brewster, and Perfect Strangers. Happy Halloween, Real Fans! Find more Real Fans 4 Real Movies on the internet: Web | Twitter | Facebook | Instagram   Rate, review, & subscribe to the RF4RM Podcast on: Apple Podcasts | Google Play | Stitcher | TuneIn   Your feedback is appreciated. Send emails to podcast@rf4rm.com

What is Beatle-esque? Webster's Dictionary has no entry for the term. Nor does Punky Brewster's Dictionary or Boner's Thesaurus. Historians have speculated, scholars have debated, and Beatle sniffers have sniffed for a little too long, yet no one knows for certain. So this week our listeners help define the phrase with their own submissions of non-Beatles songs that evoke the Fab Four, aka Beatle-esque Bangers. T.J. and Tony also offer a couple of their own bangers (a la carte, sans mash)…with lively controversial results. Will be fab! Along the way, the Nerk Nerds ponder:

It's time for another Girls Gone Hallmark Hallmark+ review! This week, Megan and Wendy are diving into the latest episode of The Chicken Sisters! With Mae carrying the entire town of Merinac on her back, is Hallmark ready to address these heavy subject matters? Are fans ready to wing it through this emotional journey, or will they feel a little clucked about the darker themes? Tune in to find out! Email us your review at girlsgonehallmark@gmail.com or let's talk about it in the Girls Gone Hallmark Facebook Group! We Need Your 5-STAR Ratings and Reviews Spotify Podcast listeners: Spotify allows listeners to rate podcast episodes. Once you listen to a podcast for at least 30 seconds, you get the option to rate it between one and five stars. Return to the podcast's main page and tap the star icon. Then, tap submit. About The Chicken Sisters, Episode 5 - (Hallmark+, 2024) This episode was written by Mano Agapion. Mano is both an actor and writer. His previous writing credits include the Netflix series Pretty Smart and the 2021 reboot of Punky Brewster on Peacock. Shannon Kohli directed this episode. In her list of 25 directing credits, she directed two Hannah Swensen Mysteries: One Bad Apple and A Zest for Death. Outside of Hallmark, Shannon has directed episodes for Firefly Lane, One of Us is Lying, Nancy Drew, and Supergirl. Caitlin Howden plays Shawna. With 25 acting credits, Caitlin has appeared in television shows like A Million Little Things, The Last of Us, Turner & Hooch, and The Baby-Sitters Club. This is her first project for Hallmark. Hazel Bartlett-Sias plays Little Mae in the flashback at the top of the episode. Hazel has 12 acting credits with recent appearances in the horror movie Longlegs, The Good Doctor, The Hammer, and Zoey's Extraordinary Christmas. Freya Edwards plays Little Amanda. There is absolutely no information on IMDb about this young actor. Dan Payne plays Gruster. Dan has 122 acting credits, having appeared in shows like Virgin River, 40 episodes of Crank Yankers, as well as one episode of Once Upon a Time. He co-starred opposite Teri Hatcher in a 2023 Christmas movie called How to Fall in Love by Christmas. For Hallmark, Dan has been in Fourth Down and Love and Christmas She Wrote. Catch Up on Our Reviews of The Chicken Sisters Welcome to Merinac, Y'all! - Episode 1 We're on the Same Team, Y'all - Episode 2 This is War, Y'all - Episode 3 It's the Drop, Y'all! - Episode 4

Tune in Tuesday 8 October 2024 as these Stupid B's pop the lid off Pop Culture and reminisce about some of their old time fave sitcoms. So get ready for a trip down memory lane as we relive the best of classic TV and belt out some of the most unforgettable theme tunes from our favourite shows. You won't want to miss it! Listen in as Skye kicks off the nostalgia train with a deep dive into the cultural phenomenon that was The Brady Bunch—the iconic picture-perfect family that was anything but behind the scenes! Plus, we're taking it back to the 80s with Punky Brewster, the spunky little girl abandoned by her parents and taken in by grumpy but lovable Henry. Together, they teach each other more than a few life lessons in the Windy City! Meanwhile, Sean will take you straight to Park Avenue with Diff'rent Strokes, where millionaire Phillip Drummond adopts two boys from Harlem, tackling big issues wrapped in a lot of laughs. And we're not stopping there! We're also jumping into the world of The Facts of Life, where Mrs. Garrett leaves the Drummonds to join a girls' boarding school and help a bunch of teenage girls navigate all the drama that comes with growing up. Like, share, and subscribe—because you don't want to miss a single sip!

Tach & Jimmy look back and hilariously dissect S:2/E:12 Milk Does A Body Good of PUNKY BREWSTER! So, check it out!  HALLOWEEN COSTUMES PROMO! SAVE 20% OFF ANY ONE ITEM! CLICK BELOW!  www.geekstermedia.com and click on the HALLOWEEN COSTUMES LOGO TO SAVE!  BUY ME A COFFEE! MAKE A DONATION HERE:  https://buymeacoffee.com/averybradypodcast Use our Amazon Affiliate Link here: https://www.averybradypodcast.com/shop Get your Gilligan's Island DVD box set here: https://amzn.to/3ALIhFo A VERY BRADY PODCAST is a part of THE RETRO NETWORK!  https://www.theretronetwork.com/ Check out A Very Brady Podcast Shop Here:  https://www.averybradypodcast.com/shop.  http://www.averybradypodcast.com  Merch Shop!! http://tee.pub/lic/averybradypodcastmerch NEW!! Box It Like A Boss! SHIRT HERE!!  https://www.teepublic.com/t-shirt/28016127-box-it-like-a-boss-tee?ref_id=10329  TIKI IDOL SHIRT!! LIMITED FOR SEASON 4!!  https://www.teepublic.com/t-shirt/22734146-a-very-brady-tiki-idol?ref_id=10329 SILVER PLATTERS METAL TEE! https://www.teepublic.com/t-shirt/6438668-the-silver-platters-metal-logo?ref_id=10329&store_id=249577 Contact: Instagram: @averybradypodcast Email: averybradypodcast@gmail.com Patreon: Patreon.com/averybradypodcast  Music by: Music from https://filmmusic.io "Your Call" by Kevin MacLeod (https://incompetech.com) License: CC BY (http://creativecommons.org/licenses/by/4.0/)

National Rootbeer float day.  Entertainment from 1988.  First atomic bomb dropped on Japan, First execution by electric chair, First woman to swim the English Channel.  Todays birthdays - Alexander Fleming, Hoot Gibson, Lucille Ball, Robert Michum, Andy Warhol, Pat McDonald, Michelle Yeoh, Geri Halliwell, Soliel Moon Frye.  Rick James died.Intro - Pour some sugar on me - Def Leppard    https://defleppard.com/Rootbeer float song - Krevil HavikRoll with it - Steve WinwoodBaby blue - George StraitBirthdays - In da club - 50 Cent   https://www.50cent.com/I love lucy TV themeThe futures so bright - Timbuk 3It's raining men - Geri HalliwellPunky Brewster TV themeSuper Freak - Rick JamesExit - Its not love - Dokken     https://www.dokken.net/Follow Jeff Stampka on facebook and cooolmedia.com 

You may know and love Patrika Darbo's face from one or all of her 121 IMDB credits. She's been in The Burbs, Line of Fire, Days of Our Lives, Seinfeld, Step By Step, The Bold and The Beautiful, and, if you're doing the math 115 others. Patrika played Dan's dream girl (Roseanne's look-alike) so convincingly on Roseanne that she was soon cast to play Roseanne in the TV pic, Roseanne and Tom: Behind The Scenes!Patrika joins us to share a taste of her frank, funny and fascinating style of inside Hollywood deep dish storytelling.Days of Our Lives fans know her best as conniving-social-climbing—villianous-strategist Nancy Wesley. She's over 500 episodes into that portrayal and Nancy will be back for more bombshell evil masterminding in October.Patrika talks about the grueling pace of soap acting, how she conquered her nerves while working with Sidney Poitier, Clint Eastwood and Mike Nichols and her random elevator encounter with Roseanne just after portraying her in the TV movie about her life.She's also catching us up on new acting frontiers in web series and radio drama podcasts, telling us how she knew her days were numbered on the set of Step By Step, sharing how she wrote her own dialogue in the new Homes.com commercial with Heidi Gardner and Dan Levy and filling us in on how she really feels about the recent strike resolution.And, we, of course, are bringing you a rousing round of IMDB Roulette! Plus, Fritz and Weezy are recommending Dirty Pop on Netflix and Foyle's War on Acorn and various streaming platforms.Path Points of Interest:Patrika Darbo on WikipediaPatrika Darbo on IMDBPatrika Darbo on InstagramPatrika Darbo on FacebookFoyle's War on AcornDirty Pop on NetflixMedia Path WebsiteGift of Democracy

August 20 - 26, 1988 This week Ken welcomes comedian and she of the stand up album "Soft Bones", the great Ellie Hino. Ken and Elli discuss Minneapolis, not knowing Canadian geography, growing up in Madison WI, Prince, Chris Farley, MTV, Target stores, corporate lingo, 21 Jump St, Fox TV's early days, Richard Grieco, Peter DeLouise, getting stoned and buying DVDs at Walmart, Johnny Depp, John Waters, Holly Robinson, amazing outfits, MORE Cigarettes, The Pleasure Principal, Benson and Hedges, the casual discussion of r*pe, refreshing discussions of race, the 20th Anniversary of MLK Jr's assassination, awful bathroom clocks, "Subtle bone", correspondence courses, "Do you want to make more money? sure, we all do", gun repair, Facts of Life, David Spade's dramatic turn, hour long dramedies on at 8pm on a Saturday, Frank's Place, Babe: Pig in the City, what Morton Downey Jr wrot, Wally George's Hot Seat, Teen actors, Rags to Riches, Baby Jessica, the end of Family Ties, The Misfits of Science, theme songs, The A-Team, Punky Brewster, The Young and the Restless, Michael Damien as Danny Romaladi, when actors sing, The Coreys, Dream a Little Dream, Newhart, gross scams, pageant kids, Hogan Family, Howard the Duck, grandmas and duck nipples, weird takes on Alice in Wonderland, I Dream of Jeanie: 15 Years Later, Telly Savalis as the Cheshire Cat, Back to School, Boston's strange compliments, sorting your hair out, Tan N Secrets, creepy fashion tan contests in Marlboro MA, Wade Bogs, Blacke's Magic, ghosts, Jenna Von Oy, 20/20, and hours of anxious pillow talk. 

WBS: Cream Cheese and Chives #265 -- The gang is at it again. Brimstone is joined by his wing-man Alex DaPonte, and his wife Danielle as they chat about how there have been a few deaths in the recent weeks, Punky Brewster, Soleil Moon Frye, and the need for Alex to watch some old television. They discuss how cosplay and sexy clothing are not consent, when Alex got slapped in the rear, old pos-comments, and semen flower jewelry. They discuss the hundred year old clown on display, and debate Pluto being a planet. Brim explains what gets Within Brim's Skin.

WATP Karl with a balding StutJo, Woke Dad & more. Plus, the Craig Monroe allegations get mainstream coverage, Eddie Murphy v. David Spade, BET honors OJ Simpson, 30 for 30 FaZe Clan, Eva Amurri's boobs, and Bronny James' 1st Laker press conference. Tony Paul was seemingly not thrilled with our C-Mo video headline. The rest of the media is finally covering the sexual assault allegation made against former Detroit Tiger player and broadcaster Craig Monroe. C-Mo is currently missing and more women are popping off on Twitter. Politics: We're still feeling the fallout from the debate. The SCOTUS made some big decisions yesterday and AOC is furious. Kamala Harris and Taraji P. Harris had a great sketch at the BET Awards. Joe Biden is as sharp as a tack! Rudy Giuliani has been disbarred in New York. There has been a mistrial in the Karen Read case. Child killer Susan Smith is ready to get her fine ass back on the market and out of prison. Radiologist Dharmesh Patel IS a doctor, after all. He still tried to kill his whole family. OJ Simpson was honored at the BET Awards. Eva Amurri's boobs have Drew questioning his love for breasts. The Hawk Tuah girl did an interview with a Barstool podcast. WATP Karl drops by to discuss his FBI battle with Stuttering John, tear apart 2 Bears, 1 Cave with Jimmy Kimmel, slam Woke Dad and more. Come see us and Karl at The Magic Bag in October! Breaking News: C-Mo's lawyer has released a statement. ML Soul of Detroit also covered the story. Shifty Shellshock died in a house of skank. We learn that he nailed Punky Brewster… within the last 5 years. Eddie Murphy hasn't gotten over a 1995 David Spade joke. Spade's joke was racist according to Eddie. Jennifer Garner is sick of the Bennifer drama. Shannon Sharpe won't sleep at chick's houses. Hmmmmm. Lourdes Leon looks stupid in a dumb dress. Jamie Foxx opens up about his recent health scare. 30 for 30's lates is No Scope: The Story of FaZe Clan. Los Angeles Laker Bronny James signed a 5-year guaranteed contract which is unheard of for a second round pick. Music: The Black Crowes try to cover John Lennon. Lainey Wilson joined the Rolling Stones on stage, but Keith's mic was way too loud. Cyndi Lauper BOMBED at Glastonbury. Team USA sucks at soccer. Visit Our Presenting Sponsor Hall Financial – Michigan's highest rated mortgage company If you'd like to help support the show… consider subscribing to our YouTube Page, Facebook, Instagram and Twitter (The Drew Lane Show, Marc Fellhauer, Trudi Daniels, Jim Bentley and BranDon).

Sara and Daniel interview author Kiersten White, author of the 2023 novel Mister Magic. As they explore ReadICT Category 3: A book about something lost or found, Kiersten shares her thoughts on what she calls "toxic nostalgia," problematic Punky Brewster episodes and how sometimes when you escape a cultish upbringing, you have to go write a horror novel about it. Episode Transcript and Show Notes: http://wichitalibrary.org/BooksMore/Podcast/Pages/rrr_s4e4.aspx New to #ReadICT? Join the challenge! For more information visit wichitalibrary.org/readict.

Send us a Text Message.Jessica and Zach take a journey into the hellish psychological thriller that is The Perils of Punky (S2:E6&7) of Punky Brewster.Support the Show.Please consider supporting the show on Patreon.Follow us on social media:TikTok (this is where we are most active!)FacebookInstagram

Residents of a rundown American apartment building battle against an army of deadly, rapidly reproducing rat monkeys. On Episode 617 of Trick or Treat Radio we discuss the French horror flick Infested, directed by Sébastien Vanicek! We also talk about ongoing attempts to remake The Munsters, the directors for the upcoming new Evil Dead flicks, and why we find Spiders, and other flying bugs scary. So grab your fresh prescription from the pharmacy, make sure not to bring exotic and dangerous spiders home with you, and strap on for the world's most dangerous podcast!Stuff we talk about: 1313, The Munsters, James Wan, Rob Zombie, streaming on the ‘cock, Fred Gwynn, Jeff Daniel Phillips, Sherri Moon Zombie, Winona Ryder, Monica Belluci, Wyrmwood, Sting, Kiah Roache-Turner, falling when walking your dog, pack of hot dogs and a dirty muffin, cracked ribs, deadly coughs, this ibuprofen goes to 11, oxycodone, John Moxley with a full script, Evil Dead, Infested, Sebastien Vanicek, Evil Dead Rise, The Mist, spider films, being creeped out while watching horror, Big Ass Spider, Arachnophobia, Attack the Block, Aliens, Dead Alive, Rat Monkey, REC, Gremlins, Gizmo, why are spiders scary?, poisonous spiders, The Incredible Shrinking Man, The Fly, Conan, Punky Brewster, Jon Peters, Eight Legged Freaks, filming with real spiders, Kingdom of the Spiders, William Shatner, Walking Dead Season Four, stressful movies, House of the Devil, Francis Galluppi, The Last Stop in Yuma County, Jackie Martling, Stuttering John, and this Ibuprofen goes to eleven.Support us on Patreon: https://www.patreon.com/trickortreatradioJoin our Discord Community: discord.trickortreatradio.comSend Email/Voicemail: mailto:podcast@trickortreatradio.comVisit our website: http://trickortreatradio.comStart your own podcast: https://www.buzzsprout.com/?referrer_id=386Use our Amazon link: http://amzn.to/2CTdZzKFB Group: http://www.facebook.com/groups/trickortreatradioTwitter: http://twitter.com/TrickTreatRadioFacebook: http://facebook.com/TrickOrTreatRadioYouTube: http://youtube.com/TrickOrTreatRadioInstagram: http://instagram.com/TrickorTreatRadioSupport the Show.

You're a kid. You're looking for a great place to hide during the neighborhood hide-n-seek tournament. What's that? An old abandoned refrigerator? Nobody would ever think to look there! DON'T LET THIS BE YOU! Watch this episode to learn how to no longer properly do CPR, avoid the dangers of laziness when removing doors off retired appliances, and the value of staying the hell out of enclosed spaces. Hey there!  Check out https://support.baldmove.com/ to find out how you can gain access to ALL of our premium content, as well as ad-free versions of the podcasts, for just $5 a month! Join the Club! Got something to say? Send it in to knightrider@baldmove.com. You find our co-host Jay McKane streaming weekly over on https://www.twitch.tv/blue_jay_streams. Learn more about your ad choices. Visit megaphone.fm/adchoices

"Punky Brewster" is a sitcom that spanned four seasons from 1984 to 1988. The show is about a young girl (Soleil Moon Frye) with a vibrant personality and a knack for getting into misadventures being raised by a foster parent (George Gaynes). Punky often faces all types of struggles throughout the series but her resilience, and infectious spirit always shine through, which inspired viewers of all ages. "Punky Brewster" struck a chord with audiences for its heartwarming portrayal of unconventional families, and its ability to tackle important issues in a relatable and accessible manner. The show's enduring popularity has led to revivals and reboots, including a sequel series titled "Punky Brewster" which premiered in 2021, further cementing its status as a beloved classic in television history. Starring: Soleil Moon Frye, George Gaynes, Cherie Johnson, & Susie Garrett www.S1E1POD.com MERCH Instagram & X (Twitter): @S1E1Pod

It's a Punky Brewster. And a good one. Little show update for your ears.

Hey hey! It's been a nice 2 month break following the birth of Sweeti Jr.  but we're back and ready to bring you the important discussions you've all been craving. This week we're jumping into the 80s pop culture revolution that was Punky Brewster. An adorable show about the coolest girl to ever live who has a cute dog named Brandon and who lives with a sweet old man photographer/office manager named Henry. Both Sweeties agree, this might just have to be our new show we binge--it's that cozy. Join us as we break down the pilot (a 3 part episode arc!), Cheaters Never Win and Sweetie's all time number 1 memory: Cherrie Lifesaver--about that time Cherrie hid in an old refridgerator and almost died! 

Part 2 Acomi headlines another two part podcast, while Turk fends for himself as a captive of Somali pirates. Acomi goes back to where it all began. Where he was first introduced to the the web comic that would come to shape his life and become his second obsession, after Punky Brewster. His white whale, Chris Chan and his completely unique creation Sonichu. Yes, Acomi is taking you on a trip to the Bad Webcomics Wiki, where his eyes were opened to Sonichu, and many other horrors. Join Acomi as he tries to indoctrinate you with all things horribly drawn and written even worse, and make you just like him. #OMTWF #Acomi #Turk182 #KorovaEntertainment #webcomics #badwebcomics #ChrisChan #Sonichu Follow Acomi on Twitter at @AcomiDraws and on Instagram at AcomiDraws. Follow Turk182 on Twitter at @Turk182_KE and on Instagram at Turk182_KE.

Part 1 Acomi headlines another two part podcast, while Turk fends for himself as a captive of Somali pirates. Acomi goes back to where it all began. Where he was first introduced to the the web comic that would come to shape his life and become his second obsession, after Punky Brewster. His white whale, Chris Chan and his completely unique creation Sonichu. Yes, Acomi is taking you on a trip to the Bad Webcomics Wiki, where his eyes were opened to Sonichu, and many other horrors. Join Acomi as he tries to indoctrinate you with all things horribly drawn and written even worse, and make you just like him. #OMTWF #Acomi #Turk182 #KorovaEntertainment #webcomics #badwebcomics #ChrisChan #Sonichu Follow Acomi on Twitter at @AcomiDraws and on Instagram at AcomiDraws. Follow Turk182 on Twitter at @Turk182_KE and on Instagram at Turk182_KE.

This episode of the What Women Binge Podcast is a nostalgia extravaganza you won't want to miss! Melissa Joan Hart is joined by one her closest friends the fabulous Soleil Moon Frye, and together with Amanda Lee, they're taking you on a journey back to the iconic days of the 90s and early 00s. In this exclusive episode, Melissa spills the beans on the time she and Soleil first crossed paths while auditioning for the legendary Punky Brewster. Fun fact: Melissa almost snagged the Punky role, but fate had other plans! Fast forward to today, and their friendship has only grown stronger, with Soleil eventually joining the cast as Roxie King in Sabrina the Teenage Witch. Join the conversation as Melissa and Soleil dive deep into the glitzy world of Hollywood, motherhood, and all things in between. Melissa and Soleil share laughs, stories, and insights into the behind-the-scenes magic of balancing careers and motherhood. But that's not all – Soleil opens up about her recent ventures, including her captivating documentary, "Kid 90," offering a glimpse into the untold stories of growing up in Hollywood. Whether you're a die-hard fan of their on-screen chemistry or just curious about the genuine bond these two women share, this episode promises to be a heartwarming and nostalgic treat. So, buckle up for a trip down memory lane with Melissa and Soleil as they swap stories, laughs, and insights into the magic of mom life and their unforgettable journey on Sabrina the Teenage Witch. It's a podcast episode that'll leave you enchanted and craving more! This episode is brought to you by: HOMECHEF - For a limited time, HomeChef is offering our listeners 18 Free Meals, plus Free Shipping on your first box, and Free Dessert for Life, at HomeChef.com/WWB PAIR EYEWEAR - With Pair Eyewear, you can switch up your look in a snap anytime with affordable base frames and customizable magnetic top frames in hundreds of styles. Go to paireyewear.com/WWB for 15% off your first purchase. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Ear and Loathing, your hosts Aaron, Damon and George (The Gitmo Bros) talk about magic carpet burns, Woodward, Bernstein and Appétit, catching Punky Brewster right in the chops, and rich Reseda mud. In the Torture Chamber segment, Aaron and Damon compete for meaningless points by making George listen to his most hated music. Will George survive the Torture Chamber long enough to play one of his favorite songs? Tune in and find out! Songs featured in this episode: "Midnight at the Oasis" (Maria Muldaur), "Marseilles" (The Angels), "Chinese Food" (Alison Gold)

Brian talks with actress, documentarian, and multi-generational icon, Soleil Moon Frye. Best known for her breakout role as the young Punky Brewster, Soleil reflects on Punky's continuing influence, how supportive family and close friends allowed her to have a childhood through the pressures of network success, and how an appreciation of the world brought her behind the camera and lead to the creation of her 2021 documentary film, Kid 90. The pair also cover Soleil's current work with the Ask2BSure campaign to raise awareness about the Meningitis B vaccine. More information can be found at www.Ask2BSure.com See omnystudio.com/listener for privacy information.

You'll get an exact mortgage rate prediction from the President of the lending company that's provided investors with more financial freedom than anyone in the nation.  Learn how to best access your equity, yet keep your low mortgage rate first loan untouched. In this Get Rich Education podcast episode, host Keith Weinhold and guest Caeli Ridge, President of Ridge Lending Group, delve into the direction of mortgage rates.  They highlight the importance of understanding today's environment and discuss refinancing opportunities in the current market.  Caeli outlines various loan products available to investors and predicts over 50% of appraisals now come in high, indicating strong future valuations.  She also forecasts higher mortgage rates to persist, with a possible Fed Funds Rate reduction by June and a 6.125% rate for 30-year fixed mortgages, non-OO, with 25% down, by the end of 2024.  The episode emphasizes education and strategic planning in real estate investment. I get my own loans at Ridge. You can too at RidgeLendingGroup.com Timestamps: The impact of inflation on real estate investing (00:00:00) Discusses leveraging properties to increase wealth, the relationship between mortgage rates and real estate, and the impact of inflation on property values. Understanding the importance of mortgage rates (00:03:52) Explores the neutral relationship real estate investors have with mortgage rates, the impact of mortgage rates on home affordability, and the significance of current mortgage rates. Historical perspective on home price affordability (00:06:18) Provides insights into the historical trends in home affordability, comparing past and current median home prices and the impact of inflation on home values. The power of leverage in borrowing (00:10:14) Illustrates the impact of inflation on loan principal balances and monthly mortgage payments, emphasizing the benefits of optimizing borrowing. Mortgage rate prediction and refinancing trends (00:16:57) Discusses the future direction of mortgage rates, refinancing trends, and the importance of considering interest rates in the context of overall investment strategies. Explanation of high points charged on investment property loans (00:23:12) Provides an explanation for the high points charged on investment property loans, related to the servicing of mortgage-backed securities and the absence of prepayment penalties. Accessing Equity with HELOC and HE Loan (00:24:21) Discussion on accessing equity using keylock and HE loan, including LTV ratios and interest rate comparisons. Trade-offs Between HELOC and HE Loan (00:25:27) Comparison of trade-offs between keylock and HE loan, including flexibility and interest payment structures. Considerations for Second Mortgages (00:26:36) Exploration of the benefits of having a second mortgage as an option and the potential drawbacks related to minimum draw requirements. Blended Mortgage Rates (00:27:56) Explanation of how to calculate blended mortgage rates based on the balances and interest rates of first and second mortgages. Appetite for Adjustable Rate Mortgages (00:28:44) Assessment of the current environment for adjustable rate mortgages and comparison with fixed-rate mortgages. Obstacles for New and Repeat Investors (00:29:45) Common obstacles faced by new and repeat real estate investors, including understanding investment goals and managing debt-to-income ratios. Forecast for Mortgage Rates (00:33:45) Prediction for future mortgage rates based on inflation indicators and the potential impact of the Fed's decisions. Loan Types Offered by Ridge Lending Group (00:35:54) Overview of the various loan types offered by Ridge Lending Group, including Fannie and Freddie loans, non-QM loans, and commercial loans. Resources and Tools for Investors (00:38:03) Information about free resources and tools available on the Ridge Lending Group website, including simulators and educational content. Conclusion and Recommendation (00:39:38) Summary of the discussion with Caeli Ridge and a recommendation to explore the services offered by Ridge Lending Group for real estate financing needs. Resources mentioned: Show Page: GetRichEducation.com/489 Ridge Lending Group: RidgeLendingGroup.com Call 855-74-RIDGE For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Keith Weinhold (00:00:00) - Welcome to GRE. I'm your host, Keith Weinhold. A new take on how to profit from inflation. The best strategies for accessing equity from your property while leaving your low rate loan in place. A surprising trend with real estate appraisals. Then the president of one of the most prominent national mortgage companies joins me to give a firm mortgage rate prediction today on get rich education. If you like the Get Rich Education podcast, you're going to love our Don't Quit Your Daydream newsletter. No, a eye here I write every word of the letter myself. It wires your mind for wealth. It helps you make money in your sleep and updates you on vital real estate investing trends. It's free sign up egg get rich education.com/letter. It's real content that makes a real difference in your life. Spice with a dash of humor rather than living below your means, learn how to grow your means right now. You can also easily get the letter by texting GRE to 66866. Text GRE to 66866.   Speaker 2 (00:01:11) - You're listening to the show that has created more financial freedom than nearly any show in the world.   Speaker 2 (00:01:18) - This is Get Rich Education.   Keith Weinhold (00:01:27) - Welcome to Gary from Oak Park Heights, Minneapolis, to Crown Heights, Brooklyn in New York City and across 188 nations worldwide. I'm Keith Weinhold, and this is Get Rich education. When you have that epiphany, that leverage creates wealth, it can be enough to make you want to be the town iconoclast. Walk around, beat your chest, and boldly proclaim that financially free beats debt free. You might remember that I helped drive that point home a few weeks ago when I talked about the old fourplex owner, Patrick, who owned his fourplex next to mine years ago. He wanted to pay his down and I wanted to leverage mine up. I told you then that rushing to pay off one property by making extra payments on the principal is like drilling a deep hole into one property. And the deeper you drill, the more likely that hole is to cave in. Your return goes down and now you've got more of your prosperity tied up in just one property, just one neighborhood and just one market.   Keith Weinhold (00:02:34) - The most sure fire way to wealth, and exactly what wealthy people do, is optimize and almost maximize the number of properties that you own. And as long as you buy right as they inevitably inflate, just keep borrowing against them. And that way you never have to pay capital gains tax either. And that goes beyond just real estate. That's assets of many types. You'll want to own more assets. The way to do that is with more loans. And paradoxically, that is why the richest people have the most debt. As you watch your debt column grow, watch your column grow even faster. And as we're talking about mortgages and the direction of interest rates today, us as real estate investors, you and I, we have a somewhat neutral relationship with mortgage rates. Yeah, it's often a neutral relationship. Now, prospective homebuyers, they often want mortgage rates to be low. Sellers often want rates to be low two so that they'll have more home bidders, legacy landlords, ones that own a bunch of property and they're not buying anymore.   Keith Weinhold (00:03:52) - They often want mortgage rates to be high because it hurts first time homebuyer affordability, and then it keeps the rents high and it keeps the occupancy high. And then you and I see we both own real estate. We also look to opportunistically put more in our portfolio. Well then we want rates to be high in a sense and low in a sense too. So you might have relative neutrality, feeling aloof about it all because you're thinking about it from both sides. But in any case, we can always predict the future. But the one thing that you know for sure is what you have now. A lot of people don't optimize their potential for what they have now. Instead, they speculate about the future. Now, one thing a lot of people have now is so many Americans are still loving their 3% and 4% mortgage rates they locked in 2 or 3 years ago, and they're refusing to give it up. However, over the past two years, when the number of real estate listings were at historic lows, a lot of life changing events have occurred in the past two years 7 million newborn babies with a need for a larger sized home and a desire to get out of the starter home.   Keith Weinhold (00:05:11) - Also in the last two years, 3 million marriages, including some of those marriages, are among older couples who now need to sell a home that can help solve the market. And then, of course, most home sellers. They also become home buyers. Next, they need another place to live. So home sellers, they often don't add a net one to the supply. We had a million and a half divorces, 7 million Americans turning 65 years old that might want to trade down during the retirement years and also during the last two years. Consider that there were 4 million deaths and 50 million job changes, some of those inconsequential, while others with fundamentally changed commuting patterns. So the point here is that life moves on. For some, though still a minority, but a growing minority, it is time to give up the three and 4% mortgage rate. Still not enough of them, but for better or worse, that is what it's going to take to move this market and put some available supply out there.   Keith Weinhold (00:06:18) - Now, today we have apparently finally just come off this period where home price of. Affordability had hit 40 year lows for 40 years for decades. Again, with low affordability, you dislike that if you're a home buyer or seller, you might feel neutral about low affordability as a landlord or a real estate investor because it makes your new purchases less affordable. But it keeps your renters as renters when you buy that income property. From an affordability standpoint, the very best time to buy was 2013. Yep, 2013 is when prices hadn't fully recovered from the GFC and mortgage rates had fallen dramatically. Now, to open up that range in years, from an affordability standpoint, it was just a sensational time to buy a home or property from 2009 to 2021, just historically extraordinary, that sensational affordability level during that decade or so, 2009 to 2021, that added to the exceptional rise in home values over end since that time. But yeah, a few months ago, affordability reached its worst level in 40 years and it has since improved.   Keith Weinhold (00:07:43) - I mean, 40 year lows in affordability reach then in 1984 and what happened in 1984, that is when Ronald Reagan defeated Walter Mondale for his second presidential term. Steve Jobs launched the Macintosh personal computer. John Schnatter opened the first Papa John's store in Indiana. LeBron James was born in 1984, and on television running were The Cosby Show and The Dukes of Hazzard. Hey, if you were alive then and you watch those shows, um, I know you wouldn't confess to watching Charles in Charge back then, and you'll never get back those socially redeeming hours that you spent watching Punky Brewster, and you would not admit to doing that either. What is this show, the Jeffersons still on TV in 1984? Look into that. Yeah. You know, that was kind of a real estate ish show. The deluxe apartment in the sky. Yes. It was on then. Yeah. Sherman Hemsley, Isabel Sanford Q that up.   Speaker UU (00:08:55) - Where we're moving on now? All up to this island, to a deluxe apartment in the sky.   Keith Weinhold (00:09:06) - Yeah, they even had the episode where the landlord came over and threatened not to renew their lease. I'll tell you. Has there ever been a television show in history where the landlord was depicted as a good guy? I mean, a landlord in television, they're always cast is a money hungry bad guy that won't fix anything, or is just trying to unscrupulously kick out the tenant, a slack jawed slumlord, every single time. I never really understood that show's theme music, either Beans or Burden on the grill or something. Let's get back to mortgage loans. Understand this. It might be in a way that, okay, you've never thought about it before. It's the power of leverage in borrowing. Now, you probably won't hold any 30 year fixed rate loan all 30 years in reality, but they'll make this effect clear. Let's just act like you have done this on a property. Now the median home price is near 400 K today. But what was it not 40 years ago, but in this case 30 years ago? All right.   Keith Weinhold (00:10:14) - So 1994, per the Fred numbers, which are sourced from the census and HUD, it was 130 K. Yes, a 130 K median priced home in 1994. So then if you put a 20% down payment on that property, you'd have a loan principal balance of 104 K. Now imagine it was an interest only loan somehow, and you still just owed a 104 K balance on that home today, whose median price is up to 400 K. Well, that 104 K. That just seems like a little math that you could almost swat away. I mean, this is how inflation makes the numbers of yesteryear feel tiny. But now if you're 104 K loan were an amortizing loan and the principal were being paid down to hopefully all principal pay down made by the tenant. During all those years, mortgage rates were 9% back then. So if you were making the final payment today on what's now still a median priced home, today your mortgage payment would just be 837 bucks a month. It feels like nothing. Inflation benefited you both ways on the total principal balance and the monthly payment.   Keith Weinhold (00:11:35) - Just feeling lighter and lighter and lighter in inflation adjusted terms now. And if your mortgage rate were 6% on that property, your payment would only be 623 bucks. You might have refinanced to something like that. I mean, 623 bucks. That is lower than the average new car payment today of 726. But if you had not gotten that loan back in 1994 and instead would have paid all cash for the 130 K property, were you 130 K all cash that was put into the property back then? Well, that would have had the purchasing power of today's approximately 400 K reflected in the price of today's median priced home. But to take it back ten years further to 1984, the George Jefferson year, the median home price was 80 K and your loan would be 60 4k. I mean, these numbers feel like little toys or almost lunch money or something. So this is the power of optimizing your borrowing and perhaps but not quite maximizing your borrowing power because that does risk over leverage. That is the inflation profiting benefit that you're feeling right there.   Keith Weinhold (00:12:59) - Coming up in just a few minutes, the president of one of the most prominent national mortgage companies for investor loans will be here with me. We're going to talk about mortgage rates some more, the overall temperature of the mortgage market. And I expect that she'll give a firm mortgage rate prediction for where we're going to be at year end, because she's done that with us before. They see so many investor loans in there at their lending companies. They've really got a great pulse on the market. We have set up the makeshift gray studio again for yet another week. Here is this week I'm in Nevada, where I will be the best man at my brother's wedding. I have been on the road a lot lately. That's what a geography guy like me does. Gotta get out and see the world. Life is meant to be lived, not postpone. Before we discuss both general and some intermediate Murray's concepts shortly. If you happen to be new to real estate investing. And you just like to listen to that one episode that tells you, step by step, how to get started and how to build your credit score and make an offer on a property, and best navigate the inspection process and the property appraisal inside the management agreement and more.   Keith Weinhold (00:14:15) - You can find that on get Rich Education podcast episode 368. It's simply called How to Buy Your First Rental Property. More next. I'm Keith Reinhold, you're listening to get Rich education. You know, I'll just tell you, for the most passive part of my real estate investing, personally, I put my own dollars with Freedom Family Investments because their funds pay me a stream of regular cash flow in returns are better than a bank savings account up to 12%. Their minimums are as low as 25 K. You don't even need to be accredited for some of them. It's all backed by real estate and that kind of love. How the tax benefit of doing this can offset capital gains and your W-2 jobs income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 66866. Oh, and this isn't a solicitation.   Keith Weinhold (00:15:24) - If you want to invest where I do, just go ahead and text family to six, 686, six. Role under the specific expert with income property, you need Ridge Lending Group and MLS for 256. In gray history, from beginners to veterans, they provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four plex's. Start your pre-qualification and chat with President Charlie Ridge. Personally, though, even customized plan tailored to you for growing your portfolio. Start at Ridge Lending group.com. Ridge lending group.com.   Speaker 3 (00:16:12) - Hi, this is Tom Hopkins, and I can't tell you how smart you are to be with get rich education and make these ideas you.   Keith Weinhold (00:16:32) - What is the future direction of mortgage rates? How do you qualify for more mortgage loans at the best terms with the lowest interest rates, and Americans have at near record equity levels in their properties? So what's the best way to access that equity yet? Keep your low rate mortgage in place. We're answering all of that today with a company president that's created more financial freedom through real estate than any other lender in the entire nation.   Keith Weinhold (00:16:57) - That is, the top tier and eponymous ridge lending group is time for a big welcome back to Charlie Ridge. Keith, you flatter me. Thank you very much.   Caeli Ridge (00:17:07) - I'm very happy to be here, sir. Good to see you.   Keith Weinhold (00:17:09) - Well, you help us here because debt and loan are our favored four letter words around here at gray. Can you help us efficiently optimize them both, Charlie? Interest rates have just been on so many people's minds. Shortly after, they had their all time low in January of 2021, and they since rose and then have settled down. Charlie, I've been trying to think through myself why people seem to put this over emphasis on the interest rate now. It's surely important. It is your cost of money. But the way I've thought that people overemphasize the rate is because maybe people love to discuss the direction of interest rates, even more so than real estate prices in rents is because prices and rents nearly always go up in interest rates can go up and down. So therefore it's maybe more interesting for people to talk about.   Keith Weinhold (00:17:57) - I also think about how rates sort of tap into that human fear of loss by paying interest, trumping the triumph of gain through cash flow or appreciation. And then maybe as well, it's because higher mortgage rates, they mean higher rates of all types which permeate into all of one's life's debt. So these are my thoughts about why people maybe put an over emphasis on mortgage interest rates. What are your thoughts?   Caeli Ridge (00:18:23) - I'm sure there's probably something to that. And you're right, Keith. Interest rates are always the hot topic. Everybody wants to talk about interest rates. I think that overall though, it is a lack of education and there's a psychology to it. You and I have talked about interest rates at nauseam over the years, and I do understand, but I think you and I agree, because we live in this space and we're constantly looking at the math. They are probably third or fourth on the list of priorities. When you're deciding on if this investment is valid. For fitting into my goal box, I think it's more about getting information out there and informing the masses about interest rates, and doing that math to make sure that they're not just pigeonholing themselves into keeping a 3% interest rate, or not expanding their portfolio because they're afraid of giving up what they have and not really realizing the power of the equity, the tax deduction, the rent increases.   Caeli Ridge (00:19:15) - All of those variables are often ignored when people start talking about interest rates, until you start to have that reasonable, rational conversation that helps them identify what the math is. Because the math won't lie, right? The math will not lie.   Keith Weinhold (00:19:29) - Yeah, that's right. Things more important than interest rate with an investment property might be the price you're paying for that property, or the level of rent that's there, or even maybe knowing you already have a good property manager that you trust in that market where that property is. But of course, rates matter somewhat. Now we're going to get a future looking prediction from you later. But your last mortgage rate prediction, Charlie, you may not remember the details of it. It was made here on the show in November of 2022. That's when rates were 7%. Back at that time, you said that rates should keep climbing but at a slower pace, and that happened. And you predicted the peak by spring of 2023 of 7.625%. What happened is in October of 2023, they hit 7.8% per Freddie Mac.   Keith Weinhold (00:20:17) - So you almost completely nailed it because most everyone believes that that was the peak for this cycle. And if so, you're within a few months in just 2/10 of 1% of identifying the peak.   Caeli Ridge (00:20:32) - Thank you Keith. I appreciate that acknowledgement. I get it right a lot. My crystal ball has been broken several times over, especially the last couple of years, so I'll want to acknowledge that too. I pay attention to the fed and as a good friend of mine is always saying, don't fight the fed if you are listening to what they're saying, actually listening to the words that are coming out of their mouths, it's not too terribly hard to kind of predict where we're going to be in certain milestones of any given year. So I do have a good prediction for this year. We'll share later. As you said, rates are not completely irrelevant. I just want to impress upon your listeners that they really should be looking at the investment holistically, and not just laser focused on that interest rate. There's more to it.   Keith Weinhold (00:21:15) - That was excellent. You have more audacity than me when it comes to predicting interest rates. It's a business I typically stay out of, so I'm going to outsource that to you later. I'll predict things like real estate prices, but I think rates are notoriously difficult. And what's happened with rates now that they have come off their peak substantially from back in October of 2023. What's happened with the refinance business, is that something that's picked up again there?   Caeli Ridge (00:21:39) - Yeah, we're starting to see a bit more. I would say that last year refi numbers were down right for obvious reasons. But we are seeing some more business in the refinance department. I think depending on the individual and largely the strategy of the investment, the long term versus the mid-term versus the short term, we're seeing a little bit more on the refi side for the short term rentals than we are in the long term. But overall, yes, I would agree that they're starting to pick up. I may mention to Keith it might be useful for the listeners.   Caeli Ridge (00:22:06) - So while I agree, we've seen that interest rates started on their descent, which was great news, everybody was excited to see that. We're still finding that the points that are being secured or paid on, especially investment property loans, are still on the high end of the spectrum. And for those that aren't aware of the why behind that, how might be important. Just to mention that when we talk about mortgage backed securities, the overall servicing of these mortgage backed securities that are bought and sold and traded on on the secondary markets, they're pretty smart in forecasting when rates are high, what happens to those mortgages? When they come back down, they start to refinance, right? They start to pay off. And the servicing rights of these loans take 2 to 3 years before they're even profitable. So the servicers and the secondary markets know that they have to charge those extra points to hedge their losses, because when the loans that they're paying for and servicing today are going to pay off in six months or 12 months, they're going to be at a loss.   Caeli Ridge (00:23:01) - If it takes them 24 to 36 months to be profitable. That's why investors are seeing especially investors are seeing extra points being charged on the loans that they're securing today.   Keith Weinhold (00:23:12) - Oh, that's a great explanation. And really, this is because there's no prepayment penalty associated with residential mortgage loans in the United States typically. So therefore, the person that's on the back end of these loans, the investor there needs to be sure that they're compensated somehow when one goes ahead and maybe refinances out of their loan at a presumably lower interest rate, maybe in as little as 12 months or so.   Caeli Ridge (00:23:39) - Yes, sir. Exactly right. Yeah. And prepayment penalties on conventional. There are no prepayment penalties on conventional. Just to clarify on a non QM product which of course we have to, you know, debt service coverage ratio products etc. on non-owner occupied those typically will have prepayment penalties. But the Fannie Freddie stuff, the GSE stuff no prepay ever.   Keith Weinhold (00:23:57) - Now the rates have come down presumably off their peak in this cycle. You know, I think a lot of people wonder about all right now, what's a prudent way for me to harvest my equity since we have near-record equity levels in property and yet keep my low rate mortgage in place? I think a lot of people don't even understand that you can do that and take a second mortgage to access some of that dead equity.   Keith Weinhold (00:24:20) - What are your thoughts?   Caeli Ridge (00:24:21) - I love a keylock in general. We do now have one of our newer product lines is a second lien lock. We have two options there. Both of them cap at 70% LTV. That's combined loan to value. So all you need to do to figure out what you're going to have access to is take the value that you think the property would appraise for times 70% from that number, subtract the first lien balance, and that will give you what your line on a key lock. Secondly, and position you lock would be. And I love it.   Keith Weinhold (00:24:49) - All right. So therefore if one has 50% equity in a property they could access 20% more up to that 70% CLTV. That combined loan to value ratio between your first mortgage and your second mortgage, which might take the form of a keylock a home equity line of credit.   Caeli Ridge (00:25:07) - Perfectly said. We also have second lien he loans worth mention. He loan is really exactly the same thing as your first lien mortgage. It's a fixed rate.   Caeli Ridge (00:25:15) - Second it's just in second lean position 30 year fixed. Those go to 85% CLTV. So you get quite a bit more leverage. But the rates are going to be on the 1,213% range.   Keith Weinhold (00:25:27) - That's interesting. Tell us about some more of the trade offs between the key lock, where we typically have a fixed rate period in a floating period afterwards, and the he loan some more of those trade offs as we devise our strategy.   Caeli Ridge (00:25:41) - Yeah. The key lock is variable right. The interest rate can change. As you said. The reason I prefer the He lock, if the numbers made sense, is that you're only paying interest on monies that you're using at that point in time. So if you had $100,000 key lock and you're only using 20,000 of it for whatever investment purposes or whatever, then you're paying interest just on the 20 that he loan is exactly as you would expect. You're getting all of that money at once, and you will be paying interest on all of it, whether or not you're using it.   Caeli Ridge (00:26:10) - There's less flexibility on a key loan. While it does provide extra leverage, I do generally prefer that he lock.   Keith Weinhold (00:26:18) - Now, sometimes a question that I've asked myself in the past, Charlie, when I was new as an investor, is sort of why wouldn't I take a second mortgage? He lock or he loan? Because I don't necessarily have to draw against it, but it might be good for me to have it as an option just to be sure that it's there.   Caeli Ridge (00:26:36) - Absolutely. Especially the key lock, because like I said, I will not pay interest on anything you're not using. And to have it when the time comes, right. If you want to be prepared, which I think is huge. We both agree there. The one thing I would mention about that though, is oftentimes on the helocs there will be a minimum draw at closing. You can put it right back after closing, but chances are there's going to be a 50,000 or 100,000 minimum draw, depending on what the line limit is.   Caeli Ridge (00:27:01) - Maybe 75% of the entire limit is what the minimum draw would be. But again, you can put it right back after closing. So maybe you pay 30 days of interest on that before you're able to to stick it back in the lock. Otherwise, it's one of my favorite strategies for investors and having access to those funds when the time comes.   Keith Weinhold (00:27:20) - That's an interesting piece there. So you as an investor is you're devising your strategy as you're looking at the equity position in your own home as well as your rental properties. Maybe you're looking at a low rate of, say, you have a 4% mortgage loan, but you've had a bloated equity position, and you go ahead and you take out a second mortgage in any of the forms of Charlie is talking about. And that second mortgage has, say, a 10% interest rate. Well, you don't simply take the 4% on your first loan and your 10% on the second and average it and say, well, now I'm paying 7%. Of course, you have to wait those averages.   Keith Weinhold (00:27:56) - It's pretty likely that you have a higher mortgage balance on your first loan than your second loan. So depending on their balances, therefore, if your first mortgage has a 4% interest rate and your second mortgage has a 10% interest rate, you're blended rate might be something like five and a half.   Caeli Ridge (00:28:10) - Exactly right. And there's all kinds of tools and calculators online. If somebody wanted to check that out you can find them very easily. Just the weighted average of mortgage rates. And you can plug in your numbers. It'll tell you exactly if you're using this amount or this amount or whatever it is, what your weighted average would be.   Keith Weinhold (00:28:27) - Yeah, definitely important for you as an investor checking your arbitrage and your cash flow. Certainly, Charlie, I wonder now that we are in an environment finally where rates have actually fallen, how is the appetite for arms adjustable rate mortgages looked in there?   Caeli Ridge (00:28:44) - We're still on what's called an inverted yield from the 0809 housing and lending kind of debacle, we found ourselves in a place where adjustable rate mortgage or arm's actually priced in interest rate higher than a 30 year fixed, creating that inverted yield.   Caeli Ridge (00:28:58) - We have yet to see the correction of that. So we're still kind of in that place where depending on the characteristics of the transaction, the arm might be a higher interest rate. Maybe it's about the same as the 30 year fixed. If there is a scenario where the arm is lower, it might be an eighth or a quarter of a percentage point. So it's unlikely that we would recommend an arm over a fixed. There'd be have to be some very specific circumstances. If it's only a quarter point improvement to rate for a five year arm versus a 30 year fixed.   Keith Weinhold (00:29:26) - Charlie, you deal with so many investors in there, both newer investors and veteran real estate investors. So when we talk first about the new investors, are there any just sort of common obstacles to overcome that you see in there for people that are looking to get their first investment property?   Caeli Ridge (00:29:45) - I think they're why a lot of times we'll have investors come to us and really not even understand more than they just don't want their money in the stock market anymore, and they want to find another venue or another vehicle in which to create their investment freedom, their financial freedom through.   Caeli Ridge (00:29:59) - So I would say for brand new investors, really start to ask that question, what is your why? What is it that you want to get out of this? Do you want total replacement income of your ordinary income today? Do you love what you do for work and you just want supplemental income? How much does that income need to be? Does it need to be what you're making today? Can it be a little bit less? Does it need to be more based on what you expect your lifestyle to be? So lots of different questions to be asking yourself. So I would say that commonly just really understanding at least a baseline. And then we can start connecting some dots together and planting seeds that I talk about a baseline of, of what it is that you're hoping to accomplish through real estate.   Keith Weinhold (00:30:37) - So that's what you often see with the beginning investor. How about that repeat investor. Their obstacles to overcome that are common in there on expanding one's portfolio. Maybe that's a debt to income ratio threshold that one reaches and you need to strategize with them there.   Caeli Ridge (00:30:54) - Yeah, the debt to income ratio problem ultimately when you get there is probably a good problem to have, right when you're having to have conversations that way. I think that the obstacles to overcome is making sure that you have a good support team, and I think that would start with your lender, someone that has a multitude of loan products that aren't just one size fits all. I would say that we check that box very well, but strategizing. One of my favorite conversations with my clients is having those strategy one on one calls about their debt to income ratio and figuring out from a scheduling perspective, how can we maximize their deductions, because that's one of the beautiful things about real estate investing, right? Is that schedule E so maximizing over there without it taking you over certain thresholds to continue to qualify, there can be a weighted scale there as well. And those are the conversations that we have with our clients usually earlier in the year. But we're always looking at our client's draft tax returns. That's important.   Caeli Ridge (00:31:47) - Before you ring that bell, get us copies of your draft tax returns so that we can run the math, and we'll even show them how the pluses and minuses work. It's pretty interesting to most people. And then come up with a solution that says, okay, if you want to do this for 2024, here are our recommendations X, Y, or Z. And then they can make the informed decision that fits what their goals are for the year.   Keith Weinhold (00:32:08) - Yeah, these are the scenarios that a mortgage loan company that specializes in income property loans can help you with your future planning. How can you set yourself up considering your personal situation, your tax deductions, how much income do you want to show, and all those sorts of things to give you more runway to add income properties to your portfolio. And you do see so many scenarios in there and so many investors. Sometimes when you're here, I like to ask you to get a temperature of the appraisal market. What percent of appraisals are you seeing coming high on and what percent are coming in low? Approximately.   Caeli Ridge (00:32:43) - We're probably over 50% on the high, but not by any large margin. I'll see 10,015 thousand regularly over what we had expected in the actual value. Pretty commonly, just right on the money, right on the mark. I think it's real market specific, to be sure. I don't see that the short values come in all that much. If it is, generally it's probably because the investor is brand new, didn't unfortunately talk to us in advance. They were doing the BR method and they didn't get the right comps or have the right advice about what that RV might end up being. So they got trapped in a situation where they learned the hard way.   Keith Weinhold (00:33:21) - Interesting. I don't know that I remember that from the past, where more than 50% of appraisals have come in high. That pretends well for future valuations, at least here in the near term. All right, Charlie, well, we talked about your record with mortgage rate predictions here and how good that track record was. Why don't you let us know where you think mortgage rates are going to be by the end of 2024.   Caeli Ridge (00:33:45) - I do think that the rates are going to be higher for longer. Don't fight the fed, remember? Listen to what they have to say. I would preface this by saying that all of the indicators for inflation, except for one of them, have been hot to the side. That does not help us with interest rates. The employment jobs report, you've got the CPI, all these different metrics have come in hot where they're higher than what we would want to see them for that inflationary measure, where the feds have been extremely clear that they want to hit that 2% mark, where that number came from, I don't know. That's another conversation. There's only been one metric that actually worked to the rate environment to get it lowered, which is the PCE, the personal consumption expenditure. For those that aren't familiar with that acronym, I think they're going to be higher for longer. There's been a lot of headlines out there saying that I'm getting to a rate. I promise. I'm just going to to preface this first, that March might be the first reduction in the fed funds rate, which, by the way, remember, is not the same as a long term 30 year fixed mortgage rate.   Caeli Ridge (00:34:42) - There are links to them, but they are different. I don't think that's going to happen. I think that if we're going to see rates come down, the first fed funds rate reduction, probably sometime in June, is where I may put my predictions. And then by the end of the year, the interest rate, I'm going to put at 6.125 for 30 year fixed mortgages and non-owner occupied purchase with 25% down. That's my prediction.   Keith Weinhold (00:35:09) - You are on the record though, and it's so interesting, at least with what the fed does with rates generally. It's like an entire world where good news is bad news, right? If you've got great job growth and great GDP, well, that's bad news because they're probably going to keep rates high since those things tend to keep inflation high. It's like, what if you want the lowest mortgage rate, everyone in the world would be unemployed except you. You know, it's just so funny. I'm glad you said that. Yeah.   Caeli Ridge (00:35:36) - The worse the economy is, the better the rates are.   Keith Weinhold (00:35:38) - Yeah. That's right. You offer so many products in there, mostly to investors, but you have other ones that it's not just for buy and hold type of investors. It's for those that are doing better strategies like you mentioned in other strategies. Well, you tell us about all the loan types that you offer in there.   Caeli Ridge (00:35:54) - Yeah, we do have quite a few. Thank you for asking. So we start with the Fannie Freddie's. We call these the golden tickets. Everybody. Highest leverage, lowest interest rate. A lot of times the newer investors will start by exhausting those. There are ten per qualified individual. If you're a married couple, you can have up to 20, as you and I have talked about in the past, Keith. Beyond that, we've got something called Non-cumulative. QM stands for Qualified Mortgage. Fannie Mae and Freddie Mac are the definition of what a qualified mortgage is. So everything outside of that box of underwriting is now non QM. And non QM in and of itself is extremely diverse, not just for investors, for anybody, but within that subset of product you've got debt service coverage ratio where there is no personal income documentation.   Caeli Ridge (00:36:33) - It's all about the properties rents divided by the payment. We have bank statement loans in there. We've got asset depletion. So if you've got $1 million in an exchange, a stock exchange account, there's a formula that we can use to utilize that as income. Beyond that, we have short term bridge loans for those that are fixed and flipping or fixed and holding where you need cash for the purchase and the renovation or rehab. So we have second lien helocs. Those are newer to our product line. So I'm pretty excited about those. We touched on that. We have commercial loans for commercial property, commercial loans for residential if it were applicable. And then of course the all in one, which is a first lien Helocs still my favorite, but we've spent lots of time talking about that. So that's probably a good overview or at least abbreviated checklist of products we have.   Keith Weinhold (00:37:16) - And I've got investor loans in there myself or new purchases I've done investor loans in there myself or Refinancings. I mean, you're who I go to for my own loans and you're in nearly all 50 states, right? And these are the states where the property is not where the investor resides.   Caeli Ridge (00:37:34) - Yes, sir. Exactly right. We are in 48 states. We are not in New York or North Dakota. Otherwise we're going to be funding everywhere that they're looking to purchase, refi, sell, etc..   Keith Weinhold (00:37:45) - We'll let our audience know where they can learn more, because I know you offer a lot of good free tools, like something we didn't get a chance to talk about a first lien helocs all in one loan. Like for example, you have a simulator there when an investor can just go ahead and run through that. So we're one find all of those resources.   Caeli Ridge (00:38:03) - So check out our website. There's a lot of good information on there. Lots of video content free education. The simulator link will be on there. If you wanted to check out the comparison between what you have now, your 3% interest rate, or your 2.5% interest rate compared to this all in one. I'll tell you guys that I've run that scenario all the time, and people are very surprised when they see that this adjustable rate first line is beating the pants off of a 2.25% rate.   Caeli Ridge (00:38:26) - So check that out. Our community is in the website we meet every other Tuesday. It's called live with Charlie. That's Ridge Lending group. Com. Email us info at Ridge Lending Group. Com and then you can call us of course toll free at (855) 747-4343. The easy way to remember is 85574 Ridge.   Keith Weinhold (00:38:45) - Charlie Ridge. Informative as always. And brazen. With the mortgage rate predictions. You can learn more about how they can help you at Ridge Lending group.com. It's been great having you back on the show Charlie.   Caeli Ridge (00:38:58) - Thank you Keith.   Keith Weinhold (00:39:06) - Oh, yeah, there's such experienced pros in there. And as you can see, they offer nearly every loan type. In fact, there were so many that I almost asked her, do you even loan lunch money to elementary school kids? Uh, because, uh, because they've seemingly got a loan type for most every real estate investment scenario that there is primary residence loans as well. Helpful people over there at Ridge. In fact, I even visited their headquarters office and I was hosted by Charlie there one day.   Keith Weinhold (00:39:38) - See what they can do for you in there. They are real strategists in helping you grow your real estate portfolio, going beyond just what a typical retail mortgage company does. It helps people with primary residences. You can join their free community events too, and they've really expanded their educational offerings to a giant degree the past couple of years. Financially free beats debt free, and she helps bring it to life and make it real. So big thanks to Charlie Ridge at Ridge Lending Group. Until next week, I'm your host, Keith Wangled. Don't quit your day dream.   Speaker 5 (00:40:17) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get Rich education LLC exclusively.   Speaker 6 (00:40:45) - The preceding program was brought to you by your home for wealth building. Get rich education.com.

Hey there,Today I'm joined by Lisa Eckerle. Lisa is the founder and CEO of The Designer Organizer, a company based in Carmel, Indiana that provides luxury in-home organization, space planning, and organizational design services. She founded her business in November 2019 while working full-time in advertising. In 2021, she made the jump to full-time entrepreneurship and has grown her team, service offerings, and revenue every year since, even amongst a company name change earlier this year.Her work and expertise have garnered online recognition from esteemed brands such as Crate & Kids, Architectural Digest, West Elm, The Container Store, & mDesign.Lisa describes herself as a combo of Dorothy from Golden Girls, Sporty Spice from the Spice Girls, and Punky Brewster. She has been married for 11 years and has a daughter named Nina in 2nd grade and a son named Leo in Kindergarten. Her perfect evening is spent outside around a campfire with a glass of red wine in hand.During our conversation we discuss the emerging professional organizing industry, the strong sense of community amongst organizers, and managing competition locally. Lisa emphasizes slowing down the organizing process to fully understand clients' lifestyles and design customized systems.Key TakeawaysThe professional organizing industry has grown rapidly due to Marie Kondo and shows like The Home Edit.Organizers have an exceptionally strong sense of community, supporting each other with education and resources.It's important to differentiate yourself from local competitors through your personality, expertise, services.Slow down the organizing process to deeply understand clients and design customized systems.Build a team to meet demand but don't sacrifice strategy and thoughtfulness.Support the national community but set boundaries with local competitors.Don't let community overpower your own business goals and innovation.Female-dominated industries tend to prioritize community over competition unlike male-dominated ones.‌This was an insightful discussion about both the supportive community and competitive dynamics in the professional organizing industry. Lisa offered practical advice for standing out from local competitors while still contributing value to the broader community. She emphasized not sacrificing your business's goals and innovation in the name of community.Connect with Lisa https://thedesignerorganizer.comSupport the show

In this one, Jerry and Eddie talk, some hoodlum kids, revenge on those hoodlum kids, Jerry plays Baldur's Gate 3 the wrong way by "Spam Saving", we rank the Non-Predator characters from the first two Predator films, we introduce a new segment called Gumble Love where we assign Bryant Gumble nicknames to random individuals and finally we figure out who wins in a no disqualification steel cage match between Mr. Drummond from Diff'rent Strokes and Henry from Punky Brewster... enjoy!

Soleil Moon Frye won our hearts as the beloved Punky Brewster in the 80's...but make no mistake, her incredible coming of age story happened in the 90s and she has the footage to prove it! She captured this magical decade in her movie "Kid 90" now streaming on Hulu. She tells us about the heart warming (and at times heart wrenching) look at life at the center of Hollywood's teen scene alongside Leonardo Di Caprio, Sara Gilbert, Mark-Paul Gosselaar, and so many more iconic 90s kids. A must watch film, and a Hey Dude episode you can't miss!See omnystudio.com/listener for privacy information.

Eddie Deezen joins me to discuss 1941; working with Dan Aykroyd, John Belushi, and Christopher Lee; Midnight Madness and tough night shoots; loving most of the cast; doing a pilot with Ally Sheedy that didn't get picked up; doing a back door pilot on The Facts of Life; co-starring on Punky Brewster; going to The Tonight Show and getting his foot run over by Paul McCartney; Beverly Hills Vamp with Britt Eckland, Tim Conway Jr., and Pat McCormick; playing the ponies; starting as a standup at the Comedy Store and being gonged by Paul Williams on The Gong Show and its aftermath. Impressionist Zach W. Arnold joined me and impersonated George Burns; talks about being in character; sang like Frank Sinatra and Dean Martin; discusses his natural singing voice; sings as Ringo Starr; discusses blogging the city of Orlando' playing Ringo in two Beatles tribute bands; what's it like to be in a tribute band; impersonated every US President from JFK to Biden; discusses Rich Little; finding a new take on an impression; Robert DeNiro, Dustin Hoffman, and Matthew McConnaughy; his take on Cheech and Chong; I do John Travolta and Robin Williams; we discuss impressionists Roger Kabler, DC Follies cast members John Roarke and Louise DuArt, Jeff DeHart, and Kevin Pollack; Jack Lemmon & Walter Matthau; Zach does Don Rickles and I introduce his John Wayne as Johnny Carson; impersonates Jimmy Stewart, Truman Capote and Paul Lynde; discusses Dana Carvey, Harry Shearer, Jim Carrey, and Rodney Dangerfield; impersonates Alan Thicke and Tom Brokaw; impersonating Eddie Deezen to Eddie Deezen; impersonating the Klumps; his philosophy of comedy; impersonates Katharine Hepburn, Joan Rivers, Ed Wynn, and Andy Rooney; discusses his grandmothers fascination with Andy Rooney;

In this episode, Kristen and Carrie talk about all things 1984 including the winning Impossible Pie recipe. Carrie struggles a bit with telling the difference between Kristy McNichol and Nancy McKeon, and the ever so similar Matt Dillon and Matt Damon. However, she is redeemed by her knowledge of all things Punky Brewster. You can find the recipe, pictures, and other fun things we discuss in this episode on our website: ⁠momswoodenspoon.com⁠

The brothers are joined by Soleil Moon Frye this week to discuss childhood memories and growing up in the industry together. How did Kobe Bryant inspire Matt? What does Andy think about cars these days? Was Joey a party animal? Join us to hear more. Follow @OfficialBrotherlyLovePod on Instagram and @BrotherlyLovePod on Facebook, TikTok and YouTube.  The Brotherly Love Pod is sponsored by BetterHelp. Get 10% off your first month with promo code BROTHERLY Want access to ad-free episodes, bonus videos, exclusive behind-the-scenes content and more? Join our premium feed on Supercast now at brotherlylove.supercast.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

Farnoosh Torabi is an Iranian American journalist and one of the country's most trusted personal finance experts. In her new book, A Healthy State of Panic she examines the role fear can have in leading us toward the relationships, careers, and financial situations we are meant to have. For over two decades, Farnoosh has a strived to help people become financially empowered and lead richer lives. She's written multiple books, hosted a CNBC program, and worked alongside Oprah's editorial team. She hosts the Webby-honored podcast So Money, which has been downloaded over 30 million times. In today's conversation, we discuss how her family came to the U.S. from Iran and what it was like grow up in America after the Iranian Revolution and Hostage Crisis. Always being the new girl, Farnoosh learned how to navigate new schools, her mom's embarrassing clothing choices, her teenage unibrow, achievement anxiety, and the fact that she wasn't allowed to watch Punky Brewster. We discuss the strength and courage of her young mother, the resilience of her old dad, and what she learned from her biggest professional mistakes. Farnoosh holds a degree in finance from Penn State and a master's in journalism from Columbia University. Buy the book here. Learn more about Farnoosh on her website. You - yes you- stand still, laddy! And do this: ⭐ Rate and Review Crazy Money here. (Seriously, do it!)⭐  ✍️ Get Paul's Substack writing to your Inbox here. (Seriously, do this also!) ✍️

A trip through Saturday mornings of the 1980s with a focus on animated spin-offs or adaptations of live-action TV shows and characters. Background and behind the scenes of production are given for most shows covered.  The Tarzan/Lone Ranger/Zorro Adventure Hour 1980-1982 (Lone Ranger/Zorro Vol 1 / Vol 2) The Fonz and the Happy Days Gang 1980  Laverne & Shirley in the Army 1981 Mork & Mindy 1982 Gilligan's Planet 1982  The Gary Coleman Show 1982 The Dukes 1983 It's Punky Brewster 1985  ALF/ALF Tales 1987-1990 The Completely Mental Misadventures of Ed Grimley 1988 Above affiliate links take you to Amazon listings of the respective series. SUPPORT FORGOTTEN TV ON PATREON! Support Forgotten TV with Paypal More at Forgotten TV Amazon links are affiliate, and Forgotten TV earns royalties from qualifying purchases made at no additional cost to you. Please support Forgotten TV while doing your regular Amazon shopping. Original audio clips included are for the purposes of historical context, review, commentary, and criticism only and are not intended to infringe. Sound effects/some music used under license from Epidemic Sound. If you need music for your podcast or YouTube channel, please visit Epidemic Sound.  Forgotten TV is not affiliated with or authorized by any production company or TV network involved in the making of any TV show or film mentioned. All series and characters are copyright and property of their respective rights holders. Copyright 2023 Forgotten TV Media

We've got deleted scenes from this season's Drewber segments. Drew is also joined by former first lady Michelle Obama and “Punky Brewster” star Soleil Moon Frye. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

“The Perils of Punky” (October 20, 1985) This might be the most famous weird episode of any TV show ever, and with good reason: it is utterly inexplicable how this parade of horrors came to be. It would be weird for any sitcom to deliberately scare its viewers, much less a show that catered specifically to kids. Wait, is the shared trauma of this Punky Brewster the reason why millennials can't stop talking about old TV? No, really — is this why??? This is an episode of our Patreon bonus podcast Weirdest Episode Ever. Listen to the rest of those episodes on Patreon or now also on Apple Podcasts! Check out Drew's video of all the times Brandon the dog was clearly not acting and was, in fact, actually scared of what was happening during this episode. Most of the quotes used in this piece come from this Yahoo TV retrospective on this episode. Watch Drew's supercut of the Soleil Moon Frye's pre-Punky made-for-TV horror movie, Invitation to Hell — and listen to the Monday Afternoon Movie about it! The logo for Weirdest Episode Ever was designed by Ian O'Phelan. The theme music was composed by Nick Loiacano. Go shop at our TeePublic store! Follow: GEE on Facebook • GEE's Facebook Group • GEE on Twitter • GEE on Instagram • Drew on Twitter • Glen on Twitter Listen: Apple Podcasts • Spotify • Stitcher • Google Podcasts • Himalaya • TuneIn And yes, we do have an official website! We even have episode transcripts courtesy of Sarah Neal. Our logo was designed by Rob Wilson. This episode's art was designed by Ian O'Phelan.

This week, we sit down with the fabulous actor, producer, and activist, Cherie Johnson. Best known for her beloved roles on iconic '90s sitcoms like "Punky Brewster" and "Family Matters," Cherie's talent and charisma have graced our screens for decades. But beyond her decades-long acting career, Cherie has also emerged as a powerful force in the world of social activism, advocating for crucial causes close to her heart.SHOW NOTES:https://www.instagram.com/cheriejohnson75/?hl=enhttps://www.thekey2free.org/https://therealcherie.com/https://adviceformysistascom.wordpress.com/author/adviceformysistaswithcheriej/page/2/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As Marilyn Monroe said, “Give a girl the right shoes and she can conquer the world.” Nora and Nora discus all aspects of shoes from heel to toe! History of shoes, kids shoes, bronzed shoes, memorable pairs of their own shoes, and some super cool high end sneakers everyone should check out Novellas! They also pour themselves a glass of their fourth and final summer sip from The Hinsdale Wine Shop a delicious pinot noir from Ponzi Vineyards. They wrap things up like they do every week with their highs and lows. 

Ashley “Rayne” Moore aka Punky Brewster is actress, rapper and songwriter, and evangelist from Birmingham, AL. With her undeniable influence in hip hop, country, and pop genres of music, Rayne developed an epic blend of sounds that created a platform that she is now using to spread the gospel. Rayne has worked with music industry greats and now aims to change not only the television and film industry but also the way the gospel is preached.

Slightly after "The Goonies" but way before "Avengers: End Game" Josh Brolin starred in 1986's epic "Romeo & Juliet on skateboards" drama, Thrashin'. Z&D break down the good, the bad, and the air guitar of this nostalgic flick, along with the soundtrack (featuring Meatloaf, Devo, The Truth, Red Hot Chili Peppers, Animotion, the Bangles) that unfortunately never received an official release. The dudes dig deep into the logistics of skating around the vast landscape of 1980's Los Angeles and, as always, pop culture (Castlevania, Punky Brewster) baby! This episode is a precursor to an outstanding conversation with Tommy Hook himself, Thrashin' star Robert Rusler (Weird Science, Shag, Vamp) in 2 weeks! --- Dig our show? Please consider supporting us on Patreon for tons of bonus content and appreciation: www.patreon.com/twodollarlatefee Please follow/subscribe and rate us on Spotify and Apple Podcasts! Apple Podcasts: podcasts.apple.com/us/podcast/two-dollar-late-fee Spotify: open.spotify.com/show/ Instagram: @twodollarlatefee Wanna watch our interviews with your eyeballs? Subscribe to our YouTube Check out Jim Walker's intro/outro music on Bandcamp: jvamusic1.bandcamp.com Facebook: facebook.com/Two-Dollar-Late-Fee-Podcast Merch: https://www.teepublic.com/user/two-dollar-late-fee IMDB: https://www.imdb.com Two Dollar Late Fee is a part of the nutritious Geekscape Network Every episode is produced, edited, and coddled by Zak Shaffer (@zakshaffer) & Dustin Rubin (@dustinrubinvo) Learn more about your ad choices. Visit megaphone.fm/adchoices

February 15-21, 1986 This week Ken travels across the Atlantic as he welcomes author and YouTube ninja, the man behind The Bad Movie Bible, Rob Hill. Ken and Rob discuss Ken's fandom, Rob's YouTube channel, lockdown driven creativity, Murder She Wrote, Rob's thinking around his issue, embracing nostalgia, context and intent, South Park, Michael McIntyre, loving American Culture, traveling to America once as a kid, Punky Brewster, how adult US action shows were children's show in the UK, The TV Times, BBC, M*A*S*H, Dallas, UK soaps vs US Nighttime soaps, how the TV Times had no cigarette ads, TV News revealing too many government secrets, taking digs at your star, Cheers, shows about alcoholics, Mr. T vs George Peppard, 2 Live Crew's Me So Horny, being the king of the UK, Ken always looking on the bright side, Benson, Soap's popularity in the UK, David Rappaport's week, Dave DeCoteau's filmography, TV guest stars, sexing up Buck Rogers, Battlestar Gallactica, US TV movies being theatrical movies in the UK and Europe, really trying to mine the concept of a dead porn star ghost despite it failing again and again, Amazing Stories, Joe Dante, The Last Days of Frank and Jesse James, Robert Guillaume in Phantom of the Opera, Johnny Cash, Charlie Daniels, your wife playing your mother, Operation Kid Brother, Robin Hood, George C. Scott talking about abortion on ABC, Kirk Cameron, Listen to Me, Knight Rider, shows where people are reincarnated as machines or animals, Metal Micky, Airwolf, M.A.N.T.I.S., satellite TV, watching six hours of Dallas a day, After the Fall of New York, Italian B movies, Ceefax, Highway to Heaven, Benny Hill, Blacke's Magic, The Captain American musical, Danger Mouse, All Creatures Great and Small, Chuck Norris, Matt Helm, Way of the Dragon, The Misfits of Science, Baywatch and the incredible, unbelievable nature of David Hassellhoff's autobiography. 

Cool people don't really like to talk about themselves — and Aly Jados (of the super awesome Chicago band Blood People) is really cool, so she REALLY doesn't like to talk about herself. But all that reserved reticence won't stop the guys from pestering Aly about her dad's guitar, scary band names, her new Monday bowling nights, making heavy music that's catchy as fuck, singing Steven Tyler songs in front of Steven Tyler, favorite Metallica songs, Punky Brewster, ghosts, and Gabe's scented balls.

Greetings! We are combatting the dead zone that is the holidays with a bonus episode: the fourth of Weirdest Episode Ever, our new Patreon series looking at sitcoms that venture into sci-fi, horror and fantasy. If you like this, you can listen to three other episodes on Patreon, with another six to come in early 2023. They're available for people supporting us at the $5 level or higher. Here's the full list of episodes we have done/will be doing: The Cosby Show, "The Day the Spores Landed" (a.k.a. the male pregnancy episode) I Love Lucy, “Lucy Goes to Scotland" (a.k.a. Lucy gets fed to a dragon) Perfect Strangers, "Aliens" (a.k.a. Balki is an alien) The Facts of Life, "Seven Little Indians" (a.k.a. the Twilight Zone parody) A Family Matters, "Stevil" (a.k.a. Steve Urkel gets a murderous puppet doppelganger) Benson, "Death in a Funny Position" (a.k.a. serial killer cruise ship) Day By Day, "A Very Brady Episode" (a.k.a. a very strange venture into Brady Bunch land) Two Guys a Girl and a Pizza Place, "Two Guys a Girl and a Psycho Halloween" (a.k.a. Ryan Reynolds murders everyone) Punky Brewster, "The Perils of Punky" (a.k.a. the cave of horrors) The Cosby Show, "Cliff's Nightmare" (a.k.a. Cliff Huxtable vs. Muppets) Here are the details on this Facts of LIfe episode: “Seven Little Indians” (January 3, 1987) It would be ambitious for any sitcom, much less Facts of Life specifically, to attempt a weird episode that not only satirizes 1980s slasher movies but also murder mysteries and also The Twilight Zone. For all that being packed into one 22-minute format, this one actually works pretty well. Lisa Whelchel as Blair — big-haired, wild eyed and caked with makeup — makes for a striking visual that probably traumatized a few kids back in the day. The Facts of Life, previously: Blair Warner Is a Homophone Jo Polniaczek Is a Lesbian Hearththrob The logo for Weirdest Episode Ever + the rad art of psycho killer Blair Warner was designed by Ian O'Phelan. The theme music was composed by Nick Loiacano.