Podcasts about Chargeback

Are chargebacks eating into your profits? You should take care of it before it exhausts your wealth. Jack McCullough sits down with Rebecca Beam, CFO of Chargeback Gurus, to demystify the complex world of chargebacks and reveal how to reclaim lost revenue. Rebecca brings a unique perspective to combating these disputed credit card transactions that lead to fund reversals. She also explains how they use an award-winning proprietary platform and data science to provide compelling evidence for their clients, helping them win disputes and prevent future chargebacks. Do not let this drain your bottom line, so tune in now!To book a demo with Planful, click here.

Fraudology is presented by Persona.In this revealing episode of the Fraudology Podcast, host Karisse Hendrick pulls back the curtain on major changes coming to Visa's fraud and chargeback programs that will significantly impact e-commerce merchants. She provides exclusive details on updates to Visa's Compelling Evidence 3.0 and VAMP initiatives, including clarification on how new fraud-to-sales ratios will be calculated and news of a 6-month extension to the advisory period.Hendrick also breaks down complex new fee structures Visa is implementing for chargeback response times, warning that merchants could face fees up to $7 per chargeback for slow responses starting April 1, 2024. She criticizes Visa's lack of clear communication around these changes while offering strategic advice to help businesses adapt. The episode also touches on Visa's new anti-enumeration efforts to combat card testing attacks, though many details remain vague.Drawing on her extensive industry experience, Hendrick provides invaluable insights on the implications for merchants and acquirers, along with practical recommendations for updating chargeback management strategies. She suggests considering reputable third-party chargeback management solutions to navigate the increasingly complex landscape. Tune in now to arm yourself with the latest intelligence and ensure your business is prepared.Visa Anti-Enumeration & Card Testing Best Practices:https://usa.visa.com/dam/VCOM/global/support-legal/documents/anti-enumeration-and-account-testing-best-practices-merchant.pdfFraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast semi weekly, on Tuesdays and Thursdays.

Imagine losing a sale, fighting to get your money back, and then getting slapped with a $30 fee for trying!

Thomas Müller, Co-founder, RiveroRivero is a SaaS FinTech, offering software to banks to assist in dispute management and fraud recovery, as well as payment scheme compliance management. The company's solutions address inefficiencies in the back office of banking institutions. Robin Amlôt of IBS Intelligence speaks with Rivero Co-founder Thomas Müller.

Remember the Tooth Fairy?She has an ugly stepsister. And if you're a life insurance agent for any amount of time, rest assured that some day her ugly step sister will visit you.Here's what you can do about it.YouTube link:https://youtu.be/3cr7_7xg6jEIf you have any questions, you can reach us here:⁠⁠⁠⁠⁠⁠⁠⁠https://lifemattersagency.com/contact/⁠⁠⁠⁠⁠⁠⁠⁠If you're an agent looking for a mentor, start here:⁠⁠⁠⁠⁠⁠⁠⁠https://lifemattersagency.com/insurance/⁠⁠⁠⁠⁠⁠⁠⁠Have an idea or topic suggestion?Talk to me:⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/6aLkM8MSTwH4eteVA⁠⁠⁠⁠⁠⁠⁠⁠#lifematters #lifeinsurance #wholelifeinsurance #agentsforlife #lifeinsuranceagent #infinitebanking

Today's guest is Roenen Ben-Ami, Co-founder and Chief Risk Officer of Justt. Justt is an AI-driven tech company whose platform helps retail leaders and merchants reduce loss from chargebacks with automation and friendly fraud prevention. Roenen joins us on today's podcast to break down the complexities of chargebacks and how AI-driven automation can help merchants recover lost funds at scale. Together with Emerj Managing Editor Matthew DeMello, Roenen helps explain the "guilty until proven innocent" nature of chargebacks, the rise of friendly fraud, and why merchants often leave money on the table due to inefficiencies in the dispute process. He details how Justt's proprietary approach—leveraging data enrichment, dynamic arguments, and automation—creates tailored chargeback responses that maximize win rates while reducing manual effort. This episode is sponsored by Justt. Learn how brands work with Emerj and other Emerj Media options at emerj.com/ad1.

In this episode of "Building Digital Products," host Khrystyna Klimash engages in an insightful conversation with Xiuqi (Qi) Cao, co-founder and CEO of Chargeblast. The discussion delves into the journey of creating a groundbreaking platform that's revolutionizing chargeback management in the fintech industry. This episode offers valuable insights into how Chargeblast is addressing a critical pain point for businesses by reducing chargeback rates to near zero. Xiuqi (Qi) Cao –   / xiuqi-cao   Chargeblast – https://www.chargeblast.com/ The conversation explores the challenges faced by businesses in handling payment disputes and how Chargeblast has emerged as a game-changing solution. Qi shares the origin story of Chargeblast, detailing how the company has protected over $2 billion in global transactions within its first year of operation. Key topics include strategies for overcoming challenges in building digital products, establishing partnerships with industry giants like Stripe and Shopify, and effective marketing approaches for promoting innovative fintech services. The discussion also touches on the importance of building a high-performing team and balancing technical expertise with business acumen. 00:00 Introduction 01:05 Chargeblast: Benefits for Businesses and Customers 04:50 Origin Story of Chargeblast 07:08 Overcoming Challenges in Building the Platform 09:01 Tips for Establishing Productive Partnerships 13:05 Key Consideration For Building an Effective Team 14:50 Flash Questions Are you interested in understanding the dynamics of the fintech industry and payment solutions? This episode offers valuable insights on creating a successful digital product in the financial technology sector and the role of innovation in addressing critical business needs. Feel free to share your thoughts in the comments, and remember to like and subscribe for more insights! Follow us on Social Media: Facebook:   / linkupst   Twitter:   / linkupst   LinkedIn:   / mycompany   Instagram:   / linkupst   Visit Us! https://linkupst.com/ Contact Us: info@linkupst.com

Black Friday Cyber Monday is almost here, and I've got the PERFECT BFCM strategy for you.You also may not realize this, but Black Friday is a GOLDMINE of customer data. It's honestly more valuable to gather this data than to make a one-time sale. Let's get into it.Liss Graham Email Strategy: https://youtu.be/KnC8-bM4DecNeed a merchant account? Get in touch! ➡️ directpaynet.com/contact-us0:00 Intro0:45 Chargeback-proofing Sales3:30 One-Time Payment Products4:45 Customer Data6:39 Subscriptions7:41 Genius BFCM Strategy

Chargebacks suck. They're inevitable... but also preventable! Let's get into the timeline of a chargeback, how you can save yourself some $$$ with chargeback alerts, and methods any business can utilize to reduce chargebacks to a minimum.Remember, every business experiences chargebacks. But that doesn't mean your business has to suffer because of them.Get payment processing that SUPPORTS your business:directpaynet.com/contact-us0:00 Intro0:45 Every Business Experiences Chargebacks1:41 Cardholder Rights4:02 Common Reason Codes6:51 Business Owner Rights8:16 Win or Lose a Dispute11:34 Tips to Prevent Chargebacks17:37 Biggest Benefit19:09 OutroConnect with Maria:

Today's expert guest is Keith Brady. Owner of Florida Vacation Rental Law, he's Florida's leading authority on vacation rentals. Keith has dedicated his career to the vacation rental industry and offers counsel to governments, businesses, and individuals.Keith's here to give us the cold hard facts about vacation rental chargebacks. The truth is, you're very likely to be at risk! More truths? Chargebacks are a scam. They make us feel powerless. They force us to question the good in the world. They make us mad! But – they can also be avoided. And we even have a few useful steps to take after experiencing a vacation rental chargeback.Keith walks us through several useful steps to take in our messaging which drastically reduce our susceptibility to fraudulent chargebacks before, during, and after a contested reservation takes place. He's an open book in sharing secrets of the trade, detailing his own professional experience, and leaving us with actionable steps to help protect against scammers.Don't leave your business open to be taken advantage of! Preventative care is the name of the game. Huge thanks to Keith for sharing this important information with the Thanks For Visiting audience.(00:01:24) #STRShare: @seascapevillastx(00:03:24) Introducing Keith Brady: Vacation Rental Law Expert(00:11:49) Tried & True Methods to Circumvent STR Credit Card Fraud(00:19:20) How to Avoid Short-Term Rental Chargebacks (00:33:36) Tips to Combat Fraudulent STR Chargebacks(00:40:19) What to Do AFTER Losing/Winning an STR Chargeback CaseResources:• Click here for full show notes• Website: floridavacationrentallaw.com • Email: admin@floridavacationrentallaw.com#STRShareSunday: @seascapevillastx• Submit your property for our next #STRShare at STRShare.com• Video: 7 Creeping .. Airbnb Business Expenses

Quando o processo de chargeback é simplificado, várias vantagens surgem. Além de facilitar a recuperação de receita perdida, também promove uma operação mais eficiente, sustentável e lucrativa. Saiba mais sobre o assunto nessa conversa.

In episode 95 of The Payments Show Podcast, I spoke to Rodrigo Figueroa who is is the COO at Chargeback Gurus.Chargeback Gurus helps businesses to prevent chargebacks and recover more revenue with flexible technology solutions.VIDEO Version and PDF Transcript:Video: https://thepaymentsshow.substack.com/p/95 Summary of topics discussed:01:26 - Global Fintech Insights02:47 - Exploring International Payment Systems05:12 - Chargeback Gurus Overview05:40 - The State of Chargebacks 202406:59 - Challenges and Costs of Chargebacks11:24 - Fraud and Merchant Strategies27:48 - Laggards in the Company28:10 - The Rise of Check Fraud28:43 - Optimism and Challenges in Payment Fraud29:37 - Fraud During the Pandemic30:29 - The Distributed Nature of the Card Payments Industry31:36 - Ideal Customers and Onboarding Process33:24 - Fighting Chargebacks: Strategies and Expertise45:24 - Global Reach and Future PredictionsDetails:- Recorded on 26 Jun 2024- Host: Satwant Phull- Guest: Rodrigo Figueroa, COO, Chargeback GurusNext Steps:- Get in touch with Satwant: digitalmoneylab.com - Chargeback Gurus: chargebackgurus.com | @ChargebackGurus

In this video, we discuss chargebacks and the steps you can take to protect yourself. We also share general tips on communicating with those who initiate a chargeback and how to add an extra layer of protection to your contracts.Chapters00:10 Defining Chargebacks00:44 Engage with Open Dialogue01:05 Quick Tip01:16 Gathering Evidence01:45 Leveraging Contracts for Protection02:06 Being Proactive & Responsive ⭐️ FREE GUIDE: Download your copy of our Legally Launch Guide & Legal Check-up Checklist!

How did a pre-med student from Yale end up transforming the landscape of chargeback mitigation? Join us as Qi Cao, the co-founder and CEO of Chargeblast, reveals his fascinating journey from life science consulting and hedge fund analysis to pioneering tech-forward solutions in the payments industry. Discover how Chargeblast is slashing chargeback rates by up to 99% for hyper-growth startups using Stripe and Shopify. Get an insider look at the unique strategies Chargeblast employs, the pivotal role of social media for business growth, and the significance of strategic partnerships with industry giants.This episode also uncovers the incredible potential of Generative AI in optimizing chargeback alerts across sectors like health, subscription SaaS, and e-commerce. You'll hear about the latest trends in payments, including the future of peer-to-peer transaction chargebacks and the crucial role of card tokenization. Qi also shares his personal passions, from daily workouts to mentoring a diverse team, offering invaluable advice for anyone venturing into the fintech or payments space. Don't miss out on the practical tips and inspiring stories packed into this compelling conversation!

We're talking about Operation Chargeback, a coalition of refunding fraud fighters and the FBI, operating an ongoing investigation into ARG and other refund fraud groups across the US and internationally. A member of “Noir's Luxury Refunds” pled guilty today to participating in a fraud conspiracy, organized through the cloud-based messaging service Telegram, that targeted retailers across the country, announced U.S. Attorney Prim F. Escalona and Federal Bureau of Investigation Special Agent in Charge Carlton L. Peeples. ► Criminal Thoughts Instagram: https://www.instagram.com/criminalthoughtspodcast ► Criminal Thoughts Facebook: https://www.facebook.com/profile.php?id=61554340715365 ► The Brett Johnson Show: https://www.youtube.com/@brettjohnsonshow ► Brett's Twitter: https://twitter.com/gollumfun Follow more of Brett: https://www.thebrettjohnsonshow.com Watch Brett Johnson on Lex Friedman: https://www.youtube.com/watch?v=cC1LFC0KFSw&t=3s Watch Brett Johnson on the Jordan B Peterson Podcast: https://www.youtube.com/watch?v=cz0GVLzzYlg

Banking on Fraudology is currently accepting sponsor applications until July 15th. Apply through this form or contact Hailey directly.Welcome to the first episode of "Banking On Fraudology," where we explore the dynamics of fraud prevention in today's digital and financial landscapes. I'm your host, Hailey Windham, and today, I have the privilege of speaking with Karisse Hendrick, a seasoned expert in the realm of fraud prevention with an extensive background in e-commerce, payment processing, and fraud consultancy.In this episode, we'll explore the intricate challenge of combating fraudulent activities without disrupting genuine transactions—a balancing act that every fraud fighter grapples with. Karisse will share her insights on the importance of analyzing transaction patterns to enhance machine learning tools, which are crucial in identifying and preventing e-commerce fraud. Don't forget to subscribe and share this episode!--------------------------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ ----------------------------------About Karisse Hendrick: She is a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line and host of the Fraudology Podcast.Connect with Karisse on LinkedIn: https://www.linkedin.com/in/karissehendrick/Banking on Fraudology is part of the Fraudology Podcast Network.

In episode 87 of The Payments Show Podcast, I spoke to Dan Moshkovich, VP of Marketing at Chargeflow. Chargeflow helps eCommerce brands recover chargebacks automatically using AI and software.VIDEO and PDF Transcript:- click here https://thepaymentsshow.substack.com/p/87 Summary of topics discussed:(00:21) - Start(01:09) - Chargeback Stats(05:04) - 80/20: "Friendly" Fraud vs "Real" Fraud(08:50) - Easier Than Ever To File a Chargeback(11:26) - Differing Win Rates in Different Industries(16:37) - Solution Overview: 100% Success-based Fees Only(21:53) - ChargeResponse and ChargeScore(26:25) - Human Last Line of Defence(27:40) - Chargeflow Alternatives: Their Weaknesses(30:30) - Getting Started with Chargeflow(32:29) - Customer Success Stories(34:07) - Scams and Frauds: Organized Crime is a Major Threat(37:51) - "To Catch a Fraudster" Podcast(39:11) - Chargebacks Are NOT a "Cost of Doing Business"(41:15) - Chargeflow in 2024 and Beyond(42:27) - Chit ChatDetails:- Recorded on 28 Feb 2024- Host: Satwant Phull- Guest: Dan Moshkovich, VP of Marketing, Chargeflow[Next Steps]- Get in touch with Satwant: digitalmoneylab.com - Chargeflow: chargeflow.io | @chargeflowhq

We're diving into a topic that sometimes is a bit uncomfortable, but it's truly essential for your business's financial, legal, and customer health. Specifically,  how slow sales or taking sales back might be affecting your bottom line and what you can do about it legally. As business owners, we do often put our clients' needs before our own, sometimes to the detriment of our own financial well-being. But here is the hard truth... Your money is just as important as your clients' money, and it is not greedy to prioritize your own bottom line! Especially  in challenging economic times like we have right now.In episode 166 of The Legal Paige Podcast, I am tackling a question straight from The Legal Paige Facebook Community. We dive into the what you should know about cooling off periods, no downgrades language in your contract, and chargeback fraud!MORE FROM THIS EPISODE: Tune into Episode 166, I will provide insight into this essential conversation, that may be uncomfortable but is nonetheless essential for every single business owner. Because over here at The Legal Paige I want to empower you both legally and within your business to operate as a smart, forward-thinking, and legal business owner! And if you want more helpful business advice as you'll hear on the podcast, be sure to join The Legal Paige Facebook Community where thousands of entrepreneurs just like you are getting real-time answers about running a professionally and legally legit business.

Fraudology is presented by Spec. Learn more about how their platform and request a personal demo, or stay turned for details on our group date demo.In this insightful episode of Fraudology, join host Karisse Hendrick and special guest Shawn Kelley, former director of payment and risk at SeatGeak, as they delve into the complexities of chargeback management in the e-commerce sphere. Tackling the balance between technology and human intervention, Shawn shares his experience and how both can be leveraged for the best possible outcomes.Gain valuable perspectives on how to optimize win-rates and why adopting a customized, intelligent approach to chargeback responses is crucial for maintaining customer trust and improving business outcomes in the ever-evolving world of online transactions.To connect with Shawn directly: https://www.linkedin.com/in/shawnkelley/Fraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast semi weekly, on Tuesdays and Thursdays.

On this episode, we welcome Christine Wade, Co-Founder and Consultant of Payment Operations Group, LLC; Mandi Grimm, Director of Fraud Prevention of Etix; and Scott Adams, Founder and CEO of Fraud Deflect and CNPMentors. Together, we explore the complexities of chargeback management and fraud prevention. Each of them shares their expertise as we discuss current challenges and strategies in the industry. Key Takeaways:(06:22) Discussing the evolving nature of payment operations and its business impact.(12:15) Insights into the latest fraud prevention trends and techniques.(18:40) Exploring the influence of technology in combating online transaction fraud.(24:55) The role of customer behavior analysis in enhancing fraud detection.(31:07) Perspectives on the future of digital payments and their security measures.(37:19) Highlighting the importance of collaborative efforts in fraud mitigation.(43:30) The necessity of ongoing education and awareness in payment security. Resources mentioned:Christine Wade -https://www.linkedin.com/in/cjwade/Payment Operations Group, LLC  -https://www.linkedin.com/company/payment-operations-group-llc/Mandi Grimm -https://www.linkedin.com/in/mandigrimm/Etix -https://www.linkedin.com/company/etix/Scott Adams -https://www.linkedin.com/in/speakerscotteadams/Fraud Deflect -https://www.linkedin.com/company/fraud-deflect/CNPMentors -https://www.linkedin.com/company/cnpmentors/ Ready to get started with Rebar?Head to rebartechnology.com or email info@rebartechnology.com to schedule a call today. #SaaS #Subscriptions #SubscriptionBusiness #CustomerChurn #SubscriptionService

Melissa Dell, Chief Product Officer & Jon Dell, Founder & CEO of Elevation Data Group discusses data management and its importance to operations, procurement & finance within your dental group or DSO.  Melissa & Jon discuss: What TRAM is and why it is so important to your dental group? What are the reporting challenges DSOs, DPOs & GPOs face? Does TRAM save money? Which vendor partners work with TRAM? Much more To find out more you can visit Elevation Data Group - www.EDGNow.com You can also reach Melissa Dell at m.dell@edgnow.com or Jon Dell at j.dell@edgnow.com   If you like our podcast, please give us a ⭐⭐⭐⭐⭐ review on iTunes https://apple.co/2Nejsfa and a Thumbs Up on YouTube.  Our podcast series brings you dental support organization and emerging dental group practice analysis, conversation, trends, news and events. Listen to leaders in the DSO and emerging dental group space talk about their challenges, successes, and the future of group dentistry. The Group Dentistry Now Show: The Voice of the DSO Industry has listeners across North & South America, Australia, Europe, and Asia. If you like our show, tell a friend or a colleague.

Chargeback prevention is the best way to handle chargebacks. The more common solution is chargeback mitigation after they've gone through, but this method involves paying the fee (even when you avoid paying out the refund) AND those chargeback cases that you've won still count against your chargeback ratio.Prevent chargebacks with these 3 solutions you can easily set up today. Once you set them up, they're fairly hands-off, so you can sit back and watch your business grow safely.Interested in chargeback alerts? We can provide you with an alert service aligned with your budget and needs. Contact us about it today!directpaynet.com/contact-us✓ Need a merchant account? Get in touch!

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Shownotes on companion site! https://fearthez.com/2023/12/27/episode-24-fmf-purchases-industry-notes-chargeback-wins/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Speedy Holdings Group has announced their upcoming Financial Protection Services to combat this growing problem of friendly fraud in the small business sector - and investments in the company are now open. To read more about Speedy Holdings Group and their great services, visit https://speedyhg.com Financial Protection Services City: Melbourne Address: 65 E Nasa Blvd Website https://speedyhg.com Phone +1 888 318 2986 Email scott@speedyholdingsgroup.com

Episode 722 (33 mins 25 secs) Gift cards, yay or nay? Who is most at fault with the accidental tipping involving Subway Sandwich and Bank of America? What are the World's Unfriendliest cities? Why should models and influencers worry about the AI future? Albert and Jiaming talk about all that, plus the news recap for November 2023 Show Notes and Contact Info can be found at… https://www.whowhatwhereswhy.com/stuffjunk/2023/11/28/722

We have a big one today!  In this episode I sit down with Justt's co-founder Roenen Ben-Ami to go over their recently released 2023 Chargeback Pulse Report that is full of super interesting numbers and insights!   Jenny Nilsson from Ticketmaster joins us as we go over all the numbers from the report and discuss the massive shift in the chargeback behaviors in the post-COVID world. With a focus on collaboration, training, and the effect of Visa's new regulations, the discussion sheds light on the impact of chargeback management within companies, emphasizing the need for streamlined processes and updated training.  Link to the report: https://9049155.fs1.hubspotusercontent-na1.net/hubfs/9049155/Merchant%20Survey%202023/Justt%202023%20Chargeback%20Pulse.pdf Links to the guests: Roenen Ben-Ami - https://www.linkedin.com/in/roenen-ben-ami-24540b127/ Jenny Nilsson - https://www.linkedin.com/in/jenny-t-nilsson/ About Justt: "Justt is dedicated to helping merchants navigate the complex and costly system for credit card disputes. The company's smart technology and in-house expertise successfully resolve chargebacks for merchants, automatically reuniting them with their revenue. Justt's proprietary technology pulls the best arguments to build merchants' most compelling defense and optimizes results through machine learning." ---------- I'm so happy to have our great partner Spec back as the Q4 sponsor!  Their patented no-code orchestration platform has been a complete game changer for how we approach fraud and authentication. They give fraud fighters (and marketing and security teams!) full coverage and visibility into the entire customer journey with the ability to collect data, deploy in any tech stack and connect to any solution to answer their attacks such as calling 3rd party APIs,  building logic and workflows, all with the ability to take action anywhere in the entire customer journey!  With constant moving targets it's nice to have a product that moves it's aim with you!  Please visit www.specprotected.com to learn more and schedule a demo today to see what you have been missing all along! 

If you've been listening to my advice but you keep thinking, “But that would never happen to me, right?,” this episode is for you. We have Erin Judge on the show to talk to you about a very real legal issue that she went through in her own coaching business. Erin is a registered dietitian nutritionist who is an expert on gut health and IBS issues. You're going to hear how she went through a contract issue with a client that is very real, but very easy to navigate if you have the right pieces in place. It's something that could very easily happen in your business, so take it from someone who's been there before!In this episode, you'll hear…What to do when a client ditches a payment planHow to balance wanting to help clients while also protecting yourselfHandling an underperforming employee and when it's okay to let them goIf you'd like a shoutout (and a chance to win a $20 gift card), just leave a review on Apple Podcasts and send a screenshot of it to me on Instagram via DMs!Click here to find the full show notes and transcript for this episode.RESOURCES:Follow Erin on Instagram: @erinjudge.rdFollow Erin on TikTok: @erinjudge.rdErin's LinkTree: gutivate.com/helloJoin Erin's Free IBS Fundamentals Mini-CourseCONNECT:Sam on InstagramSam on FacebookOn Your Terms on InstagramDISCLAIMERProduced by NOVA MediaMentioned in this episode:Fall PromoJoin the Ultimate Bundle™ here: https://samvanderwielen.com/fall-promoFall Promo

Gary Cardone, is an entrepreneur and investor with a diverse background. He was instrumental in the growth of Natural Gas Clearinghouse, which later became the Fortune 30 company Dynegy. His role at Dynegy extended to Europe, where he transformed energy markets. After retiring, Cardone co-founded Global Risk Technologies, supporting tech startups, including Chargebacks911. He ventured into Bitcoin investments in 2016, leading to his current role as Chairman of the Board and Strategic Adviser at NODE40, a blockchain nodes management startup. Beyond business, Cardone is passionate about art, reading, and fishing. His recent investment in NODE40 reflects his belief in the potential of blockchain technology for institutional clients. Connect With Gary Cardone! twitter.com/GaryCardone 00:00 - Introduction 01:27 - Andy's Company: Studying.com 02:54 - Gary Cardone's ChargeBack911 04:11 - FTC's System Trouble 05:13 - Chargeback Mechanism 07:08 - California Rule: Not Prosecuting Those Who Steal Under $750 07:51 - Gary's Digital Assets World 08:44 - Andy's Coaching Program 10:08 - The Problem With the Chargeback Mechanism 13:55 - Building a Business During a Recession 14:53 - Gary's Role in The Matrix 16:34 - The Power of Gary's Digital Assets 18:08 - Artificial Intelligence, Banking System, and Chargeback 20:14 - The US Government on Blockchain and Chargeback 21:26 - Terms and Conditions of Online Retailers 24:03 - The Payment Industry 26:08 - Fraudulent Chargebacks 27:43 - Illegal MCC Code on Subscriptions 28:47 - How Consumer Payments Work 31:28 - Why Decentralization Is Inefficient? 33:21 - Gary on Helping Merchants With Chargebacks 35:20 - Commodity Trading 36:27 - Banking Systems, VISA, Credit Cards 39:32 - Gary on FIAT Currency 42:16 - Are the US Dollar and Petro Dollar Actually Good? 43:07 - How Will Bitcoin Help the US Government? 44:23 - Why Is Energy Too Cheap by a Factor of Three? 47:49 - Risks of Being an Online Retail Company 49:48 - Why Gary Thinks the Stock Market Is a Rigged Casino 50:39 - Why Gary Cardone Doesn't Want a Homeland 51:50 - Why Retailers Are Fed Up With Fees 55:18 - Why Is the $100 Trillion Industry a Digitization of Planet Earth? 56:38 - Bitcoin Is Expected to Reach a Quarter of a Million Dollars in the Next 2 Years 57:56 - How the Digital World Can Help People 01:00:30 - Gary Cardone's Node40 01:01:55 - Why Has the US Government Never Competed With People Who Have a Better Fiscal Condition? 01:04:09 - Geopolitical Boundaries and Digital Geopolitical Sovereignty 01:05:34 - How Will the Digital World and NODE40 Help You in Crypto? 01:07:22 - Where Gary Stands Within This World 01:08:56 - Bitcoin Is Expected to Take Over the Gambling Market 01:10:48 - Why You Should Read Bitcoin's Whitepaper and Listen to Michael Saylor 01:11:49 - Outro

Ready to revolutionize your networking game? We've got a phenomenal session in store that's chock-full of insights on the incredible new networking features of VCD 10.5. From the NSX Federation and self-service HTTP policies for tenants to the magic of NSX Advanced Load Balancer, this episode is a treasure trove of networking knowledge. We'll also talk about the support for up to four NSX manager instances in a single virtual data center group, and what it means for you. Plus, we'll discuss upcoming conferences such as VMware Explorer and how you can connect with us there.But that's not all. We've taken a deep dive into the world of NSX, discussing the boons of stateless T0 and how it can be configured in an active-active manner. We also explore the limitations of configuring a NAT rule and why the NSX V2T migration is so critical. We wrap up with a sneak peek into our forthcoming sessions featuring Sascha's take on CSE, Tanzu, and their integrations, and Alain's special on Showback, Chargeback, Aria Operations. This episode is a must-listen for all network professionals and tech enthusiasts. Listen in, and elevate your networking know-how to new heights!

Webinar Replay – Audio from an earlier webinar with experts from Chargebacks911 and Redbridge There's no lack of data when it comes to payments; we're practically drowning in data. Without a way to leverage it, however, all that information is essentially useless. Is there a way we can actually benefit from this information? We discuss ways of using data to identify fraud trends, close friendly fraud gaps, and determine the best action steps for effective chargeback management. The importance of data-driven decisioning Pinpointing the most useful types of chargeback data Internal/external dispute management actions Maximizing prevention & mitigation efforts Strategies for optimal recovery Webinar presentations by Justin Clements and Dan Carter

Fraudology is presented by Spec. Check out their no-code platform you can implement to start fighting fraud today!As a follow-up to the conversation with Frank & Mary Ann on Tuesday's episode, Karisse talks about two of the predictions that she contributed to their combined list for 2023. Did these two predictions prove to impact the online fraud industry as much as expected? Or could they become more of an issue in the 2nd half of the year?The two main topics of this podcast are: The 2023 Visa Rule "Update" referred to as "Compelling Evidence 3.0" and the current status** of the impact to CNP merchants since going into affect in April 2023. And the insular fraud attacks that leverage cyber skills (hacking, data breaches, DDoS attacks etc) with financial fraud methods. (**Since recording this episode, more information has been provided to show that while some merchants aren't seeing much of an impact, others are seeing more drastic changes to their fraud chargeback win-rates than was represented in this episode. The reasons behind the inconsistencies still need to be investigated, but we'll try to provide an even newer update once one is available.)Fraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast semi weekly, on Tuesdays and Thursdays.

Webinar Replay – Audio from an earlier webinar with experts from Chargebacks911 Are friendly fraud and chargeback abuse really issues? Are solution attempts by banks and card networks having any effect? See what over 300 merchants are saying about chargebacks and the impact fraud is having across all verticals. In this webinar, we explore the current state of chargebacks and post-transaction fraud. We also offer insight from the recently published 2023 Chargeback Field Report.  The true costs merchants pay for illegitimate chargebacks How new payment options are impacting fraud risks Why merchants seem ambivalent about combating chargebacks Ways merchants can safeguard their business and their customers Preemptive and proactive fraud prevention tips for 2023 Webinar presentations by Jarrod Wright and Justin Clements

UPS Chargebacks for consignee billed shipments are rarely understood by shippers. Unfortunately, we had a conversation with a UPS shipper that had a nasty surprise on his recent UPS invoice. Upon reviewing the invoice, we found nearly $500 in charges in the invoice category labeled “Chargeback.” There were four tracking numbers shipped five months in the past that were rebilled to the shipper. https://www.refundretriever.com/blog/ups-chargeback Since 2006, Refund Retriever has been auditing FedEx and UPS packages for late deliveries and billing mistakes. We assist shippers in maximizing carrier discounts and achieving best-in-class pricing through a complete logistics analysis. Are you paying too much for your shipping? Refund Retriever also offers a solution to all your Amazon FBA reimbursement problems. We manually check the whole inventory lifecycle to guarantee all inventory is available for sale. To learn more about FedEx/UPS auditing, contract negotiation, or Amazon FBA reimbursement services, visit: https://zurl.co/ZUqV

In this podcast today, I will discuss the company Hopper! Listen to the podcast for details! --- Support this podcast: https://anchor.fm/thressa-sweat/support

This week on Breaking Battlegrounds, friend of the show Henry Olsen returns with a look at the fight over the debt ceiling. Later, we are honored to be joined in studio by Congressman Dusty Johnson of South Dakota. Finally, we wrap up with a conversation with Monica Eaton, founder of Chargeback 911.-Henry Olsen is a Washington Post columnist and a senior fellow at the Ethics and Public Policy Center. Olsen began his career as a political consultant at the California firm of Hoffenblum-Mollrich. After three years working for the California Assembly Republican Caucus, he returned to school to become a lawyer. Following law school he clerked for the Honorable Danny J. Boggs on the United States Sixth Circuit Court of Appeals and as an associate in the Philadelphia office of Dechert, Price & Rhoads. He then joined the think tank world where he spent the next eighteen years as an executive at a variety of institutions, serving as the President of the Commonwealth Foundation, a Vice President at the Manhattan Institute, and as Vice President and Director, National Research Initiative, at the American Enterprise Institute. He left AEI in 2013 to pursue a career in political analysis and writing at EPPC. During that time his work has appeared in variety of leading publications in America and the United Kingdom. He is the author or co-author of two books, “The Working Class Republican: Ronald Reagan and the Return of Blue-Collar Conservatism” and (with Dante J. Scala) “The Four Faces of the Republican Party”. His biennial election predictions have been widely praised for the uncanny accuracy, and he is a frequent guest on television and radio programs. Olsen regularly speaks about American political trends and global populism in the United State, Europe, and Australia.-Dusty Johnson brings an energetic and optimistic style to Washington as South Dakota's lone voice in the U.S. House of Representatives. A “policy guy,” he works hard to be a knowledgeable and value-added member on issues related to his two primary committee assignments: Agriculture, Transportation & Infrastructure.Prior to being elected to Congress, Dusty served as vice president for Vantage Point Solutions, a South Dakota-based engineering and consulting firm specializing in rural telecommunications.  Vantage Point has more than 200 employees and helps rural providers design, build, and operate broadband systems in 40 states.  Dusty is an expert in state and national telecommunications policy, especially Federal Communications Commission reform efforts and the transformation of the Universal Service Fund.In 2004, Dusty was elected statewide to the South Dakota Public Utilities Commission.  He worked with his colleagues to maintain a fair and reasonable regulatory environment, facilitating the investment of hundreds of millions of dollars into rural energy and telecommunications infrastructure.  In 2010, Governor Dennis Daugaard asked Dusty to serve as chief of staff, the chief operating officer for much of state government.  In that role, Dusty oversaw many of the Governor's top projects and initiatives, especially those related to infrastructure and public safety.Dusty grew up in a large working-class family in central South Dakota.  He has degrees from the University of South Dakota and the University of Kansas.  Dusty has been an active community volunteer, having served as a Sunday School teacher, adjunct faculty member at Dakota Wesleyan University, and president and board member of Abbott House, an agency serving abused and neglected children. He lives in Mitchell with his wife and three sons.  As a family, they enjoy hiking, camping, hunting, and reading.-Monica Eaton is an international entrepreneur, speaker, author, and industry thought leader. Monica founded Chargebacks911 in 2011 to provide a solution to merchants suffering from fraudulent chargebacks and since then, has recovered more than $4 billion in revenue for over 1 million businesses and banks through Chargebacks911 for merchants and its sister company, Fi911 for financial institutions. Monica has received dozens of awards for her innovation and has been featured in publications like The Washington Post, Forbes, FinTech Magazine, and Entrepreneur Magazine.-Connect with us:www.breakingbattlegrounds.voteTwitter: www.twitter.com/Breaking_BattleFacebook: www.facebook.com/breakingbattlegroundsInstagram: www.instagram.com/breakingbattlegroundsLinkedIn: www.linkedin.com/company/breakingbattlegrounds This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit breakingbattlegrounds.substack.com

Venmo, CashApp, Zelle, and other payment apps are convenient for sending money to family and friends. But are they really safe to be using? Today's guest is Michelle Couch-Friedman. Michelle is the founder and CEO of Consumer Rescue. She is an experienced consumer reporter, advocate, mediator, author, and licensed psychotherapist. Michelle has also been a columnist, contributing editor, and former executive director for Elliott Advocacy, a non-profit organization dedicated to consumer advocacy.  Show Notes: [1:05] - Michelle explains her role within Consumer Rescue and the mission of the company. [2:52] - About 7 years ago, Michelle had a negative consumer experience. [5:12] - Her experience led to her journey in consumer advocacy. [7:56] - Through Consumer Rescue, Michelle assists people in staying calm and logical. Stick with the facts and stand out with brevity. [9:32] - Payment apps have become the preferred method for scammers worldwide. [10:33] - Payment apps will not refund you your money if you are scammed. [12:34] - Scammers set up websites that look professional and legitimate. [13:32] - This is very common with purchasing pets online. [14:35] - There are incremental steps to increase the amount of money sent. [15:50] - The incremental steps are common in romance scams as well. [16:51] - Michelle describes what a Chargeback scam is and how it began with Venmo, but shouldn't work with Zelle. [18:59] - Don't send money back if you receive money by accident from a stranger. [21:03] - There are safety nets in place to ensure accidents don't happen. Don't be hasty. [22:42] - If you don't use a payment app or don't understand how to use it appropriately, don't have it on your phone. [24:35] - The apps are not a bank. They do not come with the same kind of protections. [26:52] - Payment apps are never going to be the preferred method of payment from any legitimate company. [28:27] - It is always a red flag when someone is trying to get you away from the website or legitimate platform. [30:48] - Look closely at websites and reverse lookup images on Google. [32:23] - Airbnb and vacation listings are common scams. [34:31] - When it comes to property listings, there are steps you can take to ensure its legitimacy. [36:37] - Alternatively, if something is listed underpriced, that could also be a red flag. [39:29] - Airbnb began as shared space rentals only. [41:10] - Make all your payments from the platform. Avoid third party payments. [42:57] - Prevention is best. Once you're in this situation, you are likely out of your money. Thanks for joining us on Easy Prey. Be sure to subscribe to our podcast on iTunes and leave a nice review.  Links and Resources: Podcast Web Page Facebook Page whatismyipaddress.com Easy Prey on Instagram Easy Prey on Twitter Easy Prey on LinkedIn Easy Prey on YouTube Easy Prey on Pinterest Consumer Rescue Website Elliott Advocacy Website Michelle Couch-Friedman on LinkedIn

Fraudology is presented by https://seon.io/ (SEON). A follow-up story to Ep. 110 (7 July 2022): Merchants have reported answers to some of their questions after speaking w/ Visa about the upcoming Visa Chargeback Rule changes set to go into effect in April 2023 & Karisse asks for specific clarification. Sometimes it's just as important to hear what someone doesn't say, as much as what they do say. A brilliant listener provided some great insight into one of the newer fraud methods being reported by enterprise merchants that were mentioned on Ep. 116 (27 July 2022) MasterCard has announced rolling out a BNPL payment option to ALL cardholders & merchants that use/accept MasterCard. But, who's paying for the service fees & can merchants opt out, especially if their AOV is low? Article for reference: https://www.digitalcommerce360.com/2022/08/12/mastercard-faces-retailer-backlash-over-buy-now-pay-later/ Fraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on https://www.linkedin.com/in/karissehendrick/ (LinkedIn) She brings her experience, expertise, and extensive network of experts to this podcast semi weekly, on Tuesdays and Thursdays.

Fraudology is presented by https://seon.io/ (SEON). 3 weeks ago, Visa made an announcement....that they were going to make an announcement about chargeback rule changes for 2023 on 2 webinars beginning the following week. In their pre-announcement, they stated the rule changes would be a welcome change for online merchants, who have been long plagued with 1st party fraud ("friendly fraud") chargebacks, that continue to rapidly increase. There was a buzz & excitement among enterprise merchants and online payments & fraud experts, hopeful that this information would reduce 1st party fraud chargebacks in the eco-system, and bring more fairness to CNP merchants in the chargeback process. But, after the webinars commenced, merchants were confused. Did they understand them correctly? Will this be the game-changing "solution" to reducing this issue as promised? In this episode, Karisse puts on her chargeback nerd "hat" and provides a deep dive into the rule changes as she understood them. Will these changes benefit merchants in a reduction of lost revenue due to friendly/1st party fraud? How will these changes impact chargeback recovery (representment) rates? Is Visa's solution that they suggest, the only way to solve this issue? *All information within this episode are Karisse's interpretations of what was shared by the Visa Risk team on the webinar for MRC members on 6-23-22, and the public-facing webinar on 6-28-22; all opinions & open questions are her own or were shared with her by fraud & payments professionals for enterprise-level merchants requesting anonymity. For the rule change information straight from Visa, the MRC webinar can be accessed by MRC members in their member library or will be available on the Visa Merchant website soon. For questions, contact your acquirer or your Visa representative (if you have one). If a representative from Visa is willing to join Karisse on a future episode of Fraudology to correct any of this information and/or answer additional questions, please reach out via LinkedIn. Fraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on https://www.linkedin.com/in/karissehendrick/ (LinkedIn) She brings her experience, expertise, and extensive network of experts to this podcast semi weekly, on Tuesdays and Thursdays.

Fraudology is presented by https://seon.io/ (SEON). A lot has happened in fraud & payments this past week! We can only fit so much into one episode, so today, Karisse will talk about: A recap of the NRF Protect conference in Cleveland, OH; Karisse will provide highlights & takeaways from the sessions focused on online fraud, presented by CardNotPresent .com Provide answers to the final 2 questions from the MRC Webinar she presented with Uri Arad at Identiq; One question asks about freight forwarders & refund fraud; the other asks about chargeback mitigation strategies for a BNPL A bit of an overview on the new chargeback rules announced by Visa to go into effect April 2023. We are still trying to nail down some specifics & hope to get to ask a few questions of Visa. But in the meantime, Karisse talks about what she knows at this point about the rules changes, and shares some of her own concerns about their solutions provided for 1st party fraud reduction. To watch a recording of the public webinar with Visa's announcements: https://event.on24.com/wcc/r/3732302/2E102B3780E0F6891425935A10254D90?mode=login&email=karisse@chargelyticsconsulting.com (https://event.on24.com/wcc/r/3732302/2E102B3780E0F6891425935A10254D90?mode=login&email=karisse@chargelyticsconsulting.com) Fraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on https://www.linkedin.com/in/karissehendrick/ (LinkedIn) She brings her experience, expertise, and extensive network of experts to this podcast semi weekly, on Tuesdays and Thursdays.

Welcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: Air Conditioner Repair, published by Zvi on June 27, 2022 on LessWrong. A thing happened to me, seemed worth sharing. What Happened A few weeks ago, the in-wall air conditioner in our bedroom ceased to function. Troy Barnes was unavailable, so instead we talked to the super, he recommended a company called Amhac, we ignored normative determinism (e.g. “Am a hack”) and called them. They charged a rather large amount simply to come out and take a look, with a diagnostic fee and also a noticeably generous per-hour fee. Then, a few days before they were supposed to show up, our other in-wall air conditioner sprung a leak – or rather, the leak got big enough that we noticed it – and the super advised us we had to shut it down until it was fixed, but he thought that one would be a simple fix plus the addition of a failsafe that should have been there to stop the leak; he wasn't sure about the bedroom one. The repairmen showed up, but they hadn't completed the necessary certificate of insurance to be let into the building – this policy is even more annoying and friction generating than it sounds – and we had to reschedule while they sorted this out. A number of rather hot nights later, they managed to come in. Their report was that both air conditioners were unfixable. The one in the bedroom was completely shot. The one in the living area was fixable in theory, they said, but due to some EPA regulation it wasn't possible to fix it. They could send over a contract for the new units, it would be. $28,000. I Googled for various new air conditioners, and couldn't find ones that would be that expensive. The guy explained I would need two of each unit, for four units total. I asked some trusted friends about all this, as well as the super, and all agreed a second quote would be a very good idea. I asked the super who else had done work in the building, and he remembered M.LaPenna Refrigeration, Inc. They charged by the hour as well, but without a ‘diagnostic fee' up front. Which on reflection should have been a hint about the first company. If you're charging for the labor, as you do, starting with minute one, why is there an additional diagnostic fee? It doesn't actually make any sense. This time, they took care of the certificate of insurance as fast as the insurance company could handle it, then got a guy out to look the same day that got approved. Almost as if things were urgent. Different attitude. Instead of two workers, this time there was one, who was keen to explain to me what was going on as he worked. The super was busy, so I explained the situation as best I could and he got to poking around in various places. Two hours later, both air conditioners were working again, and they sent out for the part to install the failsafe. I asked the man if there was any way the other repairmen could have made an honest mistake saying the units needed to be replaced. His answer: “No.” If I hadn't checked, I wonder how much they finally would have tried to get me for, but I'm sure it was a lot. What To Do About That First Company? I'm not sure. I emailed my contact to say what happened and suggested a full refund would be appropriate. The response was that the person was on vacation for weeks (with no warning). Which did not endear me. If it was one unit, I could imagine an honest mistake. But it wasn't. It was two units, with distinct setups, experiencing distinct problems. This was not a mistake. What am I supposed to do now? Chargeback? Report to better business bureau? Report to someone else? Do something else? What's the responsible thing to do here? I don't know. Thoughts and Takeaways What about takeaways in general? First of all, get a second opinion. Do not trust contractors of any kind, who you don't have damn good reason to trust, who tell you that you need something massiv...

As a founder, you're facing constant pressure to perform. Whether it's to your employees or your investors, you have a lot to prove. Now, imagine you're hired as a CEO for a startup that's had not one, not two, but five separate CEOs. This week, we're talking with someone who has filled those very shoes and has taken a struggling startup to one that's been acquired by a major enterprise. Join us in today's conversation with John Munro, CEO of Chargeback, and investor Gavin Christensen of Kickstart (a VC firm for startups in Utah, Colorado, and the Mountain West) as we bring you both sides of a Perfect Pitch. In this episode, we'll talk about: John's transition from COO to CEO at Chargeback The mental impacts of a high pressure role An investors' perspective of a startup that went from low-performance to acquisition Identifying whether your board is one you want to accept or change

Moving right along with diversity, equity and inclusion (DEI) month, my guest this week refers to herself as a global citizen with a broad range of diverse experience and an entrepreneurial career that all started with one question: “Software outsourcing is huge. Do you want to start a business?”As I'm sure you can imagine, the answer was yes, and this led Chargeback Gurus Founder and CEO Srii Srinivasan down a wildly successful entrepreneurial path that all started with a diamond merchant.In this episode, we discussed not only her business model, go-to-market strategy and niche offering, we also talk a lot about what she does proactively to ensure DEI in her organization. When asked what her definition of diversity is, Srii explains that “it's truly about radical acceptance in all our life experiences, no matter who it is or what they experienced. Diversity by itself will not work. You also have to have equity and inclusion, which means voices are heard and met with acceptance.”Among the many things we discuss around DEI in this episode, one of the most interesting to me is this concept around diversity including not only the employees, but the customers stakeholders and investors as well. It's a concept that starts from the top down and must include every touchpoint the company has. In order to make it truly successful, DEI has to be in the corporate DNA.Tune in to hear us discuss important best practices like writing a diverse job description, asking questions and actively listening to the answers, hiring and training leaders on the importance of DEI and creating successful DEI best practices in a virtual company culture. 

Julie Landrum of OpenNode joins me to talk about what they're building to help people onboard to Bitcoin & the lightning network as a payment standard. OpenNode first got its name as a merchant payment processor but we chat about how the company has grown and evolved over the years. We chat: Bitcoin infrastructure services for merchants, bitcoin companies Dealing with the cyclical nature of Bitcoin Spend, HODL, earn? Chargeback risk Dealing with regulatory requirements El Salvador adoption International adoption Links: Twitter: @OpenNode Twitter: @juliecity Site: OpenNode.com Previous episode: SLP50 Rui Gomes & João Almeida of OpenNode – Helping merchants take Bitcoin Lightning Payments Sponsors: Swan Bitcoin Hodl Hodl Lend Compass Mining Braiins.com Unchained Capital (code LIVERA) CoinKite.com (code LIVERA) Stephan Livera links: Show notes and website Follow me on Twitter @stephanlivera Subscribe to the podcast Patreon @stephanlivera

Chargebacks to credit card companies can be one of the most frustrating parts of having a small business. But you can fight them - if you know how. Stick around to learn how to protect yourself from chargebacks, and what we're doing to give you even more power to safeguard your business from chargebacks in the future!In this episode, we'll cover: What chargebacks are and how might they affect your businessThe importance of a contract when dealing with chargebacksThe benefits of getting a digital signature on a contractHow we at Legalpreneur are planning a new way to support you through chargebacks - with Legalpreneur Payments! Are you curious if you need a trademark for your business? Then join me for my FREE webinar “Does Your Small Business Need a Trademark?” on Feb 23 & 24! Seats are limited - Sign up now at thelegalpreneur.com/trademarkwebinar.Are you interested in winning a FREE pair of Airpods this February?! All you have to do is screenshot this episode, tag us in your Instagram Stories @andreasagerlaw and @thelegalpreneur, and tell us what you loved about this episode! We'll be giving away a free pair each week! Winners will be announced each Monday on Instagram. You can also enter by rating the podcast and leaving a review on iTunes, then DMing it to us on Instagram. Good luck!Don't miss your chance to get presale pricing for Legalpreneur Live - Join the waitlist now! Now is a great time to join the Legalpreneur Membership! Get in now before prices go up in the spring. Learn more here. The 5-Day Legalpreneur Challenge is back! It is going to cover everything you need to know as a small business owner; this won't be just a surface level discussion like you get in this podcast, instead we are diving deep into all the knowledge you need to run your business. Remember to use code PODCAST for a special discount!Links: Andrea's Instagram Legalpreneur Instagram Website FacebookTwitter TikTokYouTubeDisclaimer: The Legalpreneur Podcast is advertising/marketing material. It is not legal advice. Please consult with your attorney on these topics. Copyright Legalpreneur Inc 2022

Add "All Sales Final" to the bottom of your credit card receipts Can you stop chargebacks? Common Chargeback Reasons in Bars - Restaurants and Retail Duplicate processing - customer claims that they paid twice - they might have 2 or more sales at your business Paid by another method - they claim they paid with another card or with cash Did not receive goods or services Card Holder was expecting a refund or partial refund The wrong amount charged Point of Interaction error Non Financial request for information How to properly fight a chargeback You have to be very detailed in your response or you will lose. We have a program Chargeback Rescue where we help merchants write the letters that can help you win chargebacks

#194: pt.2 Lease Options And How To Use Them Scenarios in which you want to use lease options vs contract for deed.  Avoid hefty title transfer fees and tax. Forfeiture process/time frame to extensive vs eviction process. Able to control the property without ownership. Less down, option deposit and/or security deposit no big down payment.   Example of wholesaling a Lease Option-  SFH worth 550K Buy on lease option for 505K with 2K down. Find a tenant buyer for 522K with 17K down. With 2K monthly lease payment. Take 15K as a wholesale fee.   Master lease option example- best to use on investment properties with value add opportunity. Where you have a lease with the owner and can sublease the units. Owner is responsible for capital repairs/expenses, taxes, and insurance. The owner no longer has to manage the property or hire a management company.    Example 20 unit apartment building, 10- 2beds 10- 1beds by a university. 150K in deferred maintenance. Owner will have a large tax consequence when he sells because he depreciated it over 27.5 years. The heirs want him to hold the property till death to avoid tax consequences. Rents are below market and can be increased. Charge pet rents. Chargeback sewer/water/garbage to tenants, add storage units, ect. Offer to pay 80K as option deposit.

#193: pt.1 Lease Options And How To Use Them Scenarios in which you want to use lease options vs contract for deed.  Avoid hefty title transfer fees and tax. Forfeiture process/time frame to extensive vs eviction process. Able to control the property without ownership. Less down, option deposit and/or security deposit no big down payment.   Example of wholesaling a Lease Option-  SFH worth 550K Buy on lease option for 505K with 2K down. Find a tenant buyer for 522K with 17K down. With 2K monthly lease payment. Take 15K as a wholesale fee.   Master lease option example- best to use on investment properties with value add opportunity. Where you have a lease with the owner and can sublease the units. Owner is responsible for capital repairs/expenses, taxes, and insurance. The owner no longer has to manage the property or hire a management company.    Example 20 unit apartment building, 10- 2beds 10- 1beds by a university. 150K in deferred maintenance. Owner will have a large tax consequence when he sells because he depreciated it over 27.5 years. The heirs want him to hold the property till death to avoid tax consequences. Rents are below market and can be increased. Charge pet rents. Chargeback sewer/water/garbage to tenants, add storage units, ect. Offer to pay 80K as option deposit.

In today's podcast we are discussing .... What should you know before you start an e-commerce store. What platform are you going to use? And if you are going to need a merchant account does that platform support your business type. We speak to business owners all the time and they have built a website only to find out the platform does not support their particular business type for payments. You might have to pay half a percent up to 2% to use an outside service. I always say do your homework before you begin, ask questions. WordPress is agnostic and you can use any payment processor - many of the platforms have limited what types of businesses they can approve for merchant services. Also - will you need a fraud solution like 3D secure, Chargeback services, a gateway -and you need to make sure they are all compatible with your shopping cart. Will you be running a subscription or recurring billing - Listen in and watch for more episodes about e-commerce from B2B Vault, follow us on social media or your favorite podcast network!

Hey, this is Allen Kopelman. Welcome you to another episode of the B2B Vault Podcast. So today we are going to talk about chargebacks. Chargeback is a crazy thing that businesses have to deal with. There's nothing worse than getting that letter through email, fax or, the mail, and you have a chargeback to deal with. So what is going on with chargebacks lately? Chargebacks are a crazy thing cause EMV, the chip card was supposed to kind of solve that problem and the card present business. And you know, a lot of that fraud started because of the increased use of chips, sorta pushing off into the noncard present arena. And then with the onset of COVID, we saw the growing need for noncard present services and retail businesses with QR codes and different things like that. A lot of card-present businesses are getting chargebacks with websites. You know, it's easy, easier to work with chargebacks because there's more tracking. There are quite a few different services. You can link to your website. You know, as far as that goes, you can link to your 3d secure. Which we're going to talk about more in another couple of podcasts that we're going to do. You can sign up for different services where they monitor your chargebacks and help you fight the chargebacks. If the person needs to get a return, you can return the money before the chargeback hat. There's a lot of interesting things. We were working with low-risk merchants, high-risk merchants, e-commerce, you know, strip clubs, nightclubs, but in the card-present arena. One of the things that make our service different than the services that you normally get through these chargeback companies is they don't work with card-present businesses, and that's where chargeback rescue comes in. We work with a lot of nightclubs and a lot of businesses where they're doing high ticket transactions and getting chargebacks. You know, most of them friendly fraud, the person's just trying to get out of paying for it. So what do we do? We make sure that you get your chargeback, um, you know, in your email or on your fax or through a portal. And then, you know, you get the receipts together, we send them over to us and then we help you put together the, we help you put together the letter that gets sent back to the chargeback company and because chargebacks have been changing and we've seen a big increase in chargebacks in the last three to six months and he keeps going and going. So if you need help with chargebacks, we help you. And on your website, one of the things that we're showing is that we help you review your, um, we help you review your, all your, all of your, um, policies on your website because you can't stop someone from doing a chargeback. But what we can do is we can slow it down. We can make it so that you're the one in control. You're in your favor, you know, do you need to have all sales final on your receipts? You know, so take a look @ chargebackrescue.com. If it's something that you need for your business, contact us, book an appointment, fill out the contact form and we'll help you out. Again. This is Alan Kopelman with the B2B vault, and I hope you enjoyed this episode. Listen to us on your favorite podcast network and click the follow button. Thank you.