POPULARITY
குயின்ஸ்லாந்து அரசு நடத்தும் ஆய்வகத்தில் biosecurity பாதுகாப்பு வளையத்தில் இருந்த கொடிய Hendra வைரஸின் கிட்டத்தட்ட 100 உயிருள்ள மாதிரிகள் உட்பட 323 வைரஸ் மாதிரிகள் காணாமல் போயுள்ளன. இது குறித்த செய்தியை எடுத்துவருகிறார் றேனுகா துரைசிங்கம்.
Imagine this: a mother of three, holding onto hope that her marriage could be saved, until everything came crashing down with her husband's latest affair. Hendra van Niekerk was in disbelief when reality hit her hard. She had just two weeks to gather her things and leave, making way for his new girlfriend. As if that weren't enough, things took a darker turn when she uncovered a chilling truth—he had been stalking all his mistresses for years. But that was only the beginning of her nightmare. After leaving, temporarily separated from her kids, Hendra faced a heart-wrenching realization: her husband had been mentally abusing them. For years, she had been their shield, unknowingly taking the blows to protect them. Now, without her protection, they were vulnerable. What followed was a grueling three-year battle—a fierce fight to escape his control and reclaim not just her life, but her children's safety. It's a deeply emotional journey fueled by a mother's fierce determination. Join us for Hendra's incredible path to freedom in this episode. #Greyzonenomore #Freetolive #AbuseFree
Pemerintah telah meneken komitmen terkait pengurangan emisi secara bertahap hingga 2060 (NZE). Dalam pentahapannya, Indonesia dari sektor energi harus mampu menekan sekitar 358 juta ton karbon pada 2030. Strategi yang digunakan adalah melakukan efisiensi penggunaan energi serta pemanfaatan energi terbarukan. Dari Kementerian ESDM, mematok target mitigasi khusus sektor transportasi tersebut dilakukan dengan upaya elektrifikasi kendaraan yang bisa memangkas emisi sekitar 7,23 juta ton karbon pada 2030. Upaya pengurangan emisi karbon dari sektor energi juga berupaya menghadirkan bauran energi baru dan energi terbarukan (EBET). Karena kita ditarget sejak 2022 hingga 2060, harus menekan emisi karbon sektor energi hingga tersisa 129 juta ton. Bauran EBET inipun dipaksa meningkat, dari sekitar 32% menjadi 72%. Karena itu, pemerintah memulai pengembangan bioethanol selain menggenjot biodiesel. Sejak Juli 2023, telah ada tes pasar terkait penggunaan etanol, dengan kehadiran Pertamax Green 95. Problematikanya, hingga saat ini produksi dan ketersediaan etanol masih minim. Hanya terdapat dua badan usaha yang mampu memproduksi bioethanol fuel grade, dari 13 produsen. Kapasitas produksi yang ada untuk fuel grade, hanya sekitar 40 ribu kiloliter per tahun. Ini tantangan bagi pemenuhan standar E10 pada 2029. Lalu bagaimana solusinya? #bioetanol #hybrid #EBET #bauranenergi #kementerianesdm --- Support this podcast: https://podcasters.spotify.com/pod/show/broad-cash/support
Rencana pemerintah memberikan izin tambang kepada ormas keagamaan menuai beragam reaksi. Ada yang menolak, ada juga yang menerima. Sebab, pertambangan adalah bisnis yang kompleks, dan sarat akan risiko. Maka, tidak mengherankan jika industri pertambangan menghadapi tantangan dari segala arah. Lalu, apabila ormas keagamaan akhirnya terjun dalam bisnis ini, mampukah mereka mengelola tambang? Apa yang perlu diperhatikan terkait ini? #tambang #ormaskeagamaan #pengusahatambang #konsesitambang #ormas --- Support this podcast: https://podcasters.spotify.com/pod/show/broad-cash/support
Follow me, as I follow Christ! Reflecting on my spiritual journey, I see how God has consistently placed individuals ahead of me to guide my growth in Christlikeness. This mirrors the approach Jesus Himself used when He entrusted the ministry of the Kingdom of God to His disciples. Throughout His three years of ministry, Jesus invested significant time teaching and impacting the lives of the twelve disciples. His mentorship equipped them to spread the transformative Good News, ultimately turning the world upside down. We all benefit from Jesus' profound example of mentorship!
Ruben Mahendra dan Hendra ngobrolin tentang drama percintaan serta proses rela melepaskan. --- Send in a voice message: https://podcasters.spotify.com/pod/show/rumahpodcast/message
Resurrection of our Lord, which was prophesied by prophets of old, took place on the third day after the crucifixion of the Lord Jesus, just as He said it would. Not only the resurrection of Jesus is the first fruit guaranteing our own bodily resurrection on the last day, the same power that raised Jesus from the dead is now in us who belongs to Him. Are you experiencing victories in your life today made possible by this resurrection power?
Narasumber kami kali ini akan menceritakan pengalaman semasa hidupnya menjadi tunanetra. Hendra berprofesi sebagai tukang pijit dan karena keadaannya itu ia selalu berjalan dari satu tempat ke tempat lainnya, dan di beberapa malam ia mendapat pengalaman mistisnya karena melewati tempat-tempat yang terkenal angker di daerah rumahnya. Mau jadi Narasumber langsung aja ke IG @lenteramalam.id --- Send in a voice message: https://podcasters.spotify.com/pod/show/lentera-malam8/message Support this podcast: https://podcasters.spotify.com/pod/show/lentera-malam8/support
Simon is an odd, stripey sock. He lives in the drawers with all the other socks. Every day two socks get picked to go on an adventure. The sparklies go to parties. The woolies go the park. The smarts go to school. Everyone has a pair... except Simon. Will he ever find his perfect match?
Stephen Wisenthal, the Co-Convener of the Brisbane North Bicycle User Group, joined Peter Gleeson and 4BC Drive to comment on the sixth removal of the controversial Hendra 'Ghost Bike' memorial.See omnystudio.com/listener for privacy information.
Matthew 22:34-40
Nghe trọn sách nói Nguồn Gốc Dịch Bệnh trên ứng dụng Fonos: https://fonos.link/PodcastFonos--Về Fonos:Fonos là Ứng dụng âm thanh số - Với hơn 13.000 nội dung gồm Sách nói có bản quyền, Podcast, Ebook, Tóm tắt sách, Thiền định, Truyện ngủ, Nhạc chủ đề, Truyện thiếu nhi. Bạn có thể nghe miễn phí chương 1 của tất cả sách nói trên Fonos. Tải app để trải nghiệm ngay!--Cuốn sách thuộc Top 10 sách khoa học năm 2012, Sách đáng chú ý của Mục Phê bình sách New York Times năm 2012 và Top 11 cuốn sách năm 2012 của Tờ báo Daily Beast.Sự xuất hiện của những căn bệnh mới lạ đang là vấn đề đáng sợ và dường như ngày càng trở nên nghiêm trọng hơn. Trong thời đại toàn cầu hóa, những đại dịch toàn cầu có thể bùng phát bất kỳ lúc nào. Chúng ta nghe các bản tin về Ebola, SARS, AIDS và virus chết người gọi là Hendra ở Úc, nhưng truyền thông bỏ sót một sự thật lớn rằng chúng đều có chung xuất phát điểm. Những virus này bắt nguồn từ động vật hoang dã và truyền sang người bằng "hiệu ứng tràn" (Spillover). Trong cuốn sách này, David Quammen kể lại những chuyến thực địa nghiên cứu chủ đề này – bắt dơi ở Trung Quốc, bẫy khỉ ở Bangladesh, rình rập khỉ đột ở Congo – với các nhà khoa học về bệnh truyền nhiễm hàng đầu thế giới, tìm hiểu cách thức, nguồn gốc và lý do tại sao những căn bệnh này xuất hiện. Đồng thời, tác giả đặt ra một câu hỏi đáng sợ: Đại dịch tiếp theo sẽ diễn ra như thế nào?--Tìm hiểu thêm về Fonos: https://fonos.vn/Theo dõi Facebook Fonos: https://www.facebook.com/fonosvietnam/
Nghe trọn sách nói Nguồn Gốc Dịch Bệnh trên ứng dụng Fonos: https://fonos.link/PodcastFonos--Về Fonos:Fonos là Ứng dụng âm thanh số - Với hơn 13.000 nội dung gồm Sách nói có bản quyền, Podcast, Ebook, Tóm tắt sách, Thiền định, Truyện ngủ, Nhạc chủ đề, Truyện thiếu nhi. Bạn có thể nghe miễn phí chương 1 của tất cả sách nói trên Fonos. Tải app để trải nghiệm ngay!--Cuốn sách thuộc Top 10 sách khoa học năm 2012, Sách đáng chú ý của Mục Phê bình sách New York Times năm 2012 và Top 11 cuốn sách năm 2012 của Tờ báo Daily Beast.Sự xuất hiện của những căn bệnh mới lạ đang là vấn đề đáng sợ và dường như ngày càng trở nên nghiêm trọng hơn. Trong thời đại toàn cầu hóa, những đại dịch toàn cầu có thể bùng phát bất kỳ lúc nào. Chúng ta nghe các bản tin về Ebola, SARS, AIDS và virus chết người gọi là Hendra ở Úc, nhưng truyền thông bỏ sót một sự thật lớn rằng chúng đều có chung xuất phát điểm. Những virus này bắt nguồn từ động vật hoang dã và truyền sang người bằng "hiệu ứng tràn" (Spillover). Trong cuốn sách này, David Quammen kể lại những chuyến thực địa nghiên cứu chủ đề này – bắt dơi ở Trung Quốc, bẫy khỉ ở Bangladesh, rình rập khỉ đột ở Congo – với các nhà khoa học về bệnh truyền nhiễm hàng đầu thế giới, tìm hiểu cách thức, nguồn gốc và lý do tại sao những căn bệnh này xuất hiện. Đồng thời, tác giả đặt ra một câu hỏi đáng sợ: Đại dịch tiếp theo sẽ diễn ra như thế nào?--Tìm hiểu thêm về Fonos: https://fonos.vn/Theo dõi Facebook Fonos: https://www.facebook.com/fonosvietnam/
Meet Supertato! He's always there for you when the chips are down. He's the supermarket superhero with eyes everywhere - but now there's a pea on the loose. A very, very naughty pea. Has Supertato finally met his match? (Featuring some very special cousins) Would you like to be featured on a future episode? Well now you can! Just send us a voice message; https://podcasters.spotify.com/pod/show/letsreadlylaanddad/message You can also become a subscriber for future bonus content & to help us get loads more great stories. https://podcasters.spotify.com/pod/show/letsreadlylaanddad/subscribe Thanks for listening
In this episode, Chaz Wolfe is joined by entrepreneurs Hendra and Mercy Tambunan. They discuss their transition from the restaurant business to real estate, their approach to decision-making, and how they navigate entrepreneurship as a couple. They share their thoughts on networking, a key metric for success, and offer a book recommendation. They also reflect on advice they would give to their younger selves.
Chaz Wolfe welcomes the unstoppable duo, Hendra and Mercy Tambunan, the power couple behind Idea Box Capital in California. These two aren't just running the show; they're the king and queen of the 7-figure empire in the real estate game.Dive into the heart of their entrepreneurial journey, tracing their evolution from single to multi-family home investments. Discover the secrets behind their sharp decision-making, their philosophy on relentless learning, and how weaving a tight-knit business network can be your game-changer. Top it off with sage book suggestions and a sprinkle of golden advice – because sometimes, it's all about seizing the moment and saying, “Let's roll!” Don't miss this episode; hit that play button now.#entrepreneur #podcast #businessowner #entrepreneurmindset #realestateDuring this episode, you will learn about;[00:00] Introduction[01:29] Intro to Hendra and Mercy's business[02:10] Why Hendra and Mercy continue to push[05:14] How Hendra and Mercy transitioned to real estate from the restaurant business[06:22] How Hendra and Mercy moved into entrepreneurship[11:07] A good decision Hendra and Mercy made[13:15] How mercy approaches working with Hendra as a couple[17:12] A bad decision Hendra and Mercy made[22:01] Hendra and Mercy's approach to decision-making[25:17] One trackable metric Hendra and Mercy would use[29:19] Hendra and Mercy's book recommendation[32:06] Hendra and Mercy's thoughts on networking[36:47] If Hendra and Mercy only had one hour, how would they use it?[39:00] What Hendra and Mercy would tell their younger selves.[41:15] How to connect with Hendra and Mercy[42:07] Info on Gathering The Kings MastermindNotable Quotes“Use whatever's in my hand and explore from there.” - Mercy Tambunan“One thing that a lot of people never realize is, take inventory of what you're good at.” - Hendra Tambunan“Learn to forgive. Give the permission to fail.” - Hendra Tambunan“Either you grow or you win.” - Hendra Tambunan“Clearly identify what you want and what it's gonna take to get there.” - Chaz Wolfe (Host)“I will keep in track the front door and the back door. The front door is how we generate the revenue in this property, and the back door is how we can close the expenses.” - Mercy Tambunan“It is okay to just be in your lane and know.” - Chaz Wolfe (Host)“Never have the intention, of what's in it for me, but how can I help them to grow? Because they're gonna have a reciprocal effect on you eventually. Now you're planting a seed that you're gonna grow into a forest.” - Hendra Tambunan“Be out there and connect with as many people as you can.” - Hendra Tambunan“Do not be afraid. Just do it.” - Mercy TambunanBooks and Resources Recommended:Think and Grow Rich by Napoleon Hillhttps://www.amazon.com/Think-Grow-Rich-Landmark-Bestseller/dp/1585424331Rich Dad Poor Dad by Robert Kiyosakihttps://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194Raise Your Game by Alan Steinhttps://www.amazon.com/Raise-Your-Game-High-Performance-Secrets/dp/1546082867The Power of One More by Ed Myletthttps://www.amazon.com/Power-One-More-Ed-Mylett/dp/1119815363Let's Connect!Hendra & Mercy Tambunan:Website: https://www.ideaboxcapital.com/Mercy LinkedIn: https://www.linkedin.com/in/mercyhalimtambunan/Hendra LinkedIn: https://www.linkedin.com/in/htambunan/Hendra Facebook:...
Program Parliament Talk di episode 10 berbincang bersama Anggota Komisi III DPRD Provinsi Sumatera Barat Bidang Keuangan, Albert Hendra Lukman mengenai tupoksi anggota DPRD dan berbagi pandangannya mengenai keuangan daerah di Sumatera Barat.
Simak pembahasan kami mengenai Transportasi dan Logistik, yang tidak terpisahkan dan menjadi satu kesatuan bagian dari Supply Chain. Pandemi Covid-19 dilihat sebagai trigger bangkitnya pertumbuhan jasa Logistik. Integrasi antara sistem logistik transportasi darat dengan transportasi laut masih akan menjadi tantangan utama di tahun 2045. Perlunya keselarasan dan kolaborasi antara Pemerintah dan Swasta menjadi sangat penting untuk merumuskan rencana dan kebijakan program antar sektor sehingga di tahun 2045 nanti, impian akan Seamless And Integrated Logistics System untuk Indonesia 2045 dapat tercapai. --- Support this podcast: https://podcasters.spotify.com/pod/show/transpod-podcast/support
It's showtime in the supermarket as Supertato and the veggies put on their very own production of Jack and the Beanstalk, starring The Evil Pea as Jack and Supertato as Jack's mum. There are thrills, spills and the return of a familiar-looking melon-bot as this hilarious, panto-tastic show unfolds. Will Jack's beans bring him riches beyond his wildest dreams? Will Jack and Supermum be able to escape the fearsome giant?
In this episode of The A to Z English Podcast, Jack is joined by May, Layla, and Hendrick as the discuss the following Would you rather? question:Would you rather have a job that you love but struggle financially or a job that pays really well but doesn't make you happy? Transcript:00:00:00JackYou're listening to the A-Z English podcast.00:00:11JackWelcome to the A-Z English podcast. My name is Jack and I'm one of the hosts of the podcast and today I am joined by my good friends and guest hosts Layla Hendrick and May.00:00:25JackAnd we have a really good would you rather question this one was brought to me by May. So thank you may for this one. And the question is would you rather have a job that you love?00:00:41JackBut struggle financially or have a job that pays really well but doesn't make you happy.00:00:53JackOh, this is a tough one. This is a tough one.00:00:58MayThis is.00:00:58JackLayla, I'm going to.00:01:00JackLet you.00:01:01JackGet the first you know, take a the first crack at this one.00:01:05JackWhat do you think?00:01:06LaylaOK. Honestly, it's really a tough, tough situation to deal with.00:01:13LaylaUh, if I rather have a job, but I really love it.00:01:19LaylaBut I couldn't make enough money exactly at the question said to travel financially.00:01:29LaylaOr maybe to have a job that saves a lot of money, but I am never happy. I maybe that job doesn't make.00:01:39LaylaMe happy at all.00:01:41LaylaI think she.00:01:44LaylaUh, I will go with the job that I love because I want to feel.00:01:52LaylaI want to.00:01:53LaylaSee my relax. Uh, maybe with the job that I love, I love it. I I can make a process and.00:02:04LaylaTo develop myself in some different ways, which makes me be able to get another chance of another job. So.00:02:15LaylaBecause I love that job strongly, I have a passion about it.00:02:20LaylaSo I think I will go with the having.00:02:24LaylaA job that I really like it.00:02:27JackOK.00:02:27LaylaBecause I think I will create about that job.00:02:31JackYeah. You're taking you're kind of taking a risk. You're taking a gamble.00:02:36JackOn and following your we say in English following your gut, you know your gut instinct, right? It's like I think I should be doing this even though I don't make a lot of money. This is what I really love. This is my passion. OK, that's very respect. Respectable. You know, that's commendable.00:02:57JackI like that answer.00:02:59JackAll right.00:03:00JackTrick. What about you, Sir? What are you going to choose? You going to take the job? That pays well, but doesn't make you happy. Or are you going to follow your passion and take the job that you love, even though you're not making much money and you are struggling financially?00:03:19HendrickWow. Yeah, to be honest, it's quite tough, but I think I will go with the number.00:03:28HendrickLike I will, I will. I will try to have, like, a job that pays well, but doesn't make me happy because yeah, I mean like.00:03:39HendrickAt least you know, like I have a job. And then I have good financial like I have this money and then.00:03:48HendrickI have a.00:03:48HendrickDoubt with the number one, I mean like you have like a job that you love but you don't, you know, like good at financial. I think that's also not make you happy like you know like struggle in financial.00:04:04HendrickI mean like we will be happy.00:04:06HendrickWith that right?00:04:08HendrickAnd at least I mean like I.00:04:10HendrickJust need to work.00:04:12HendrickIs a day in a job like maybe 8 hours or seven hours? Yeah, maybe at a time.00:04:19HendrickI I'm not happy, but I'm I think after that after I receive the money, maybe I will be happy, yes.00:04:26JackRight.00:04:27JackSo, OK, so you're you're not happy at work for 8 hours, but you're happy at home because you have money and you can really buy some stuff that will make you happy and then sleep 8 hours. So 16 hours. You're doing OK? Yeah.00:04:34HendrickX icon.00:04:39HendrickYeah, rather.00:04:42HendrickYeah, rather than, you know, like you have a job that you really love, but you know, like, your struggle financial. So I I say, like, I mean like, it's good rather than, you know, like you have a good job, but you know.00:04:55HendrickAfter that you have to struggle with financial I mean like you also need money to eat. Need money to for something.00:05:03JackRight, no, this isn't. This is, this is the why this is such a good question. May you're you've really, you've got my head spinning right now because Leila makes a good point and Hendrick makes a really good point. So may settle this debate for us. What do what? Which one are you going to choose?00:05:22MayTo be fair, I am still considering my my option for this question.00:05:28발표자 2OK.00:05:31LaylaShow me.00:05:34MayAnd getting a high pay sounds.00:05:40MayHowever, in this situation I I would rather go for go for a job that I love.00:05:47MayAlthough the pay is a little low, probably so probably I.00:05:56MayWe need to.00:05:56MayDo I will need to do some another job?00:06:00MayTo get extra income.00:06:03MayAs long as I am happy, because except the fact that.00:06:10MayEven though a company paid you very high.00:06:15MayIncome, I mean, if you earn very high from that company, but trust me most of the time you won't be able to go back on time. You need to come during the weekend or public.00:06:27MayOK, you need to do a lot of overtime until like when you go back home, you don't have. Don't even have time to see your family to hang out your friends. So that is.00:06:39MayMost of the time what you call.00:06:42MayHigh, high income job.00:06:45MaySo for all the reasons mentioned, I prefer to go for a job that I love. Although the pay is a little lower and probably I will do another.00:06:46HendrickOK.00:07:00MayPass to get some income.00:07:04JackNow I think may change the rules in the middle of the game here because it went from struggling financially to a little bit less pay.00:07:14JackI don't know. I'm not sure.00:07:14MayExactly. Yeah. And they struggle.00:07:19MayStruggling, struggling financially.00:07:22MayYeah, you, you get a job one job with.00:07:28MayI mean, but you get what you get the job, but the the money that you that you know every month is low. So I I'm thinking maybe if I OK if I I don't like doing this job but I'll maybe have another job so that I won't struggle.00:07:49JackOK, OK. So you have one job that you love and then you get to get another job that you maybe hate. So now you have two jobs, one that you love, but one that you really hate. But that's alright, I guess what you're saying, I get you're saying you're going to supplement your income somehow, make some extra money? Yeah.00:08:05MayYeah, something with my income.00:08:07MayProbably I can do something.00:08:10MaySo by doing that, I'll.00:08:11JackYeah, yeah, sure. Well, I.00:08:12JackDon't think you can invest any money you don't have. You're struggling financially. You don't have any money to invest.00:08:17MayBy so. So in that case I will choose to do another extra job so that I won't struggle financially.00:08:25JackOK, OK.00:08:27JackSure, sure, sure. OK. OK. Alright, I'm I think this is I'm going to choose. I'm going to go with Hendrick and I'm going to take the job that I hate.00:08:37JackUM, but pays really well, and I'm going to focus all my energy and my free time on my hobbies, and I'll have a lot of time to buy. Like good podcasting equipment and, you know, audio equipment and video equipment. And I can really make my hobby.00:08:56JackMy main job and then just work to live.00:09:00JackLive, you know, just go and work and make money, but it's not really my passion. I know it's.00:09:06JackSad, I mean.00:09:07JackI the best case scenario is that you work a job that you love and you make enough money to live comfortably, but in a lot a lot of situations for people.00:09:20JackThey work in jobs that they don't really like.00:09:24JackBut they can't quit because they need the money. They have families, they have, you know, kids that are studying ballet at a boarding school in America, there's things like that. So just for example.00:09:42JackYeah. So you know in my opinion, I mean it it I know it's it's not exactly a romantic situation, you know, but but it's. But it's practical. It's practical. And so even though I really respect Layla and Maze answers because I think you guys are following your heart.00:09:43MayWhich is.00:09:55Layla00.00:10:03JackAnd your passion.00:10:05JackI just. I don't want to struggle.00:10:08JackBecause I I have.00:10:09JackWorked many jobs that I hate and also struggled financially.00:10:14JackI had it.00:10:15JackI didn't get paid well and I hated the job, so.00:10:19LaylaThis is really the worst.00:10:21발표자If I can.00:10:22JackAt least.00:10:22JackGet at work. A job that I hate and get paid. Well, that's better than what I was.00:10:27JackDoing in the past so.00:10:29LaylaRight.00:10:30JackYeah, yeah.00:10:32JackSo that's my yeah.00:10:33MayBut then Jack, I have a question like I just want to ask your point on this. Let's say if you looking in the A you got a job and your income the the company will really pay you very well, but then you don't even have time to.00:10:52MayBuy the things that you like, do whatever things you want to do.00:10:56MaySo will you feel happy or will you satisfy?00:11:00JackWell, that depends. I guess I we didn't really discuss the the rules of this question very clearly. I was assuming that both jobs are 40 hours a week, you know 40 or 50 hours a week. But one job you enjoy the other job you don't enjoy. But the time is the same.00:11:20JackIf you if.00:11:20발표자 2It is only.00:11:20JackI have to work 80 hours a week.00:11:22JackWeek to get the good paying job, then I'll just work the job that I hate. But I'll work 80 hours a week and then I'll make enough money to survive. So.00:11:35JackYeah, I I understand what you're saying. And you're right. Most people who have a lot of responsibility and are at high positions in companies, they work really, really long hours. That's just a fact. That's true. So I would not, I would not agree to that. I don't want to do that.00:11:48MayYeah. Check.00:11:55JackI want to I want to have leisure time. I want to have spend time with my family. I want to spend time with my my online students making the podcast, teaching in the Zoom sessions and making content for my channel. So in that case.00:12:14JackI don't think I would sacrifice all of that for one high paying job where I have to work 80 hours a week.00:12:22JackI couldn't do it.00:12:23JackSo I guess I agree a little bit with you may and I agree a little bit with Hendra and I agree a little bit.00:12:29JackWith Leila. So I cheated.00:12:30발표자 2It looks like you're on both side.00:12:32발표자 2Now, yeah, you. You were saying? I tried to change.00:12:32JackYeah, I cheated. I.00:12:33JackI'm standing on the fence right now.00:12:42JackRight, I always accuse May of being the cheater of trying to have to play both sides, but today I'm.00:12:48JackBoth sides Jack today. Yeah. This. Yeah.00:12:52MayOK.00:12:54JackI'm gonna. I'm gonna.00:12:55JackThrow it out to our listeners out there cause we're kind of split here 5050. So I want the listeners to be the tiebreaker. What do you guys think? Would you rather have a high paying job where that you hate?00:13:08JackOr would you rather work a job that you love but struggle financially? And what is your answer to this? Send us an A message or a comment on our website A-Z englishpodcast.com.00:13:21JackOr send us an e-mail A-Z, englishpodcast@gmail.com or even better, join our WhatsApp group. Come on in to the A-Z English podcast WhatsApp group. You can join that group and you can make a comment right there in our WhatsApp group and I will reply to you in real time and we'll have the.00:13:41JackWe'll have the discussion and the debate right there in our WhatsApp, yeah.00:13:44MayYou are like Jack.00:13:46MaySo you would like.00:13:47MayTo hear what our listener is going to.00:13:50JackAbsolutely. I I'm very, very interested in what our.00:13:53JackListeners will say to.00:13:54JackThis question, so with that said guys, thank you so much for joining me today and we will see you.00:14:00MayNext time bye bye bye.Podcast Website:https://atozenglishpodcast.com/a-to-z-quick-tok-51-would-you-rather-have-a-job-that-you-love-but-struggle-financially-or-a-job-that-pays-really-well-but-doesnt-make-you-happy/Social Media:Facebook Group: https://www.facebook.com/groups/671098974684413/Tik Tok:@atozenglish1Instagram:@atozenglish22Twitter:@atozenglish22A to Z Facebook Page:https://www.facebook.com/theatozenglishpodcastCheck out our You Tube Channel:https://www.youtube.com/channel/UCds7JR-5dbarBfas4Ve4h8ADonate to the show: https://app.redcircle.com/shows/9472af5c-8580-45e1-b0dd-ff211db08a90/donationsRobin and Jack started a new You Tube channel called English Word Master. You can check it out here:https://www.youtube.com/channel/UC2aXaXaMY4P2VhVaEre5w7ABecome a member of Podchaser and leave a positive review!https://www.podchaser.com/podcasts/the-a-to-z-english-podcast-4779670Join our Whatsapp group: https://forms.gle/zKCS8y1t9jwv2KTn7Intro/Outro Music: Daybird by Broke for Freehttps://freemusicarchive.org/music/Broke_For_Free/Directionless_EP/Broke_For_Free_-_Directionless_EP_-_03_Day_Bird/https://creativecommons.org/licenses/by/3.0/legalcodehttps://freemusicarchive.org/music/eaters/simian-samba/audrey-horne/Support this podcast at — https://redcircle.com/the-a-to-z-english-podcast/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Sh*t Dad Podcast - Fatherhood Experiences of Average Aussie Blokes
Back in the Better Accounting studio in Hendra after a week off and we're dropping some sh*t dad nomad dadvice, the difference between parenting boys/girls and the difference between parenting your 1st and 3rd kids! We obviously also spin some daddy yarns and google reviews to change you from LAD to quintessential Aussie dad! Have your say, share your shit dad stories and get onboard by email (shitdadpod@gmail.com) or Instagram (@shitdadpod), we love hearing from you about your fatherhood wins and bins! Episode 107 shout out goes to NAKIE! The specialists in HAMMOCKS, TOWELS AND PICNIC MATS! All 100% recycled! Do your bit for the environment while you stock up for summer, but don't forget to use the code 'DADPOD' at checkout for 10% off your order and FREE shipping... afterpay is also available!! Get yours today and keep supporting the guys who keep us rolling! www.nakie.co Support the guys who support us: Blac Property Group and Anytime Fitness Griffin, add value to your house with your dadbod out! For the kids...
Sh*t Dad Podcast - Fatherhood Experiences of Average Aussie Blokes
This week Cam was snowed under at work and Nick had a pretty traumatic day, so we bypassed Better Accounting at Hendra and settled for introducing the Nakie Hammock to Dave at Nick's place over some whiskies. We share with you some more cracking shit dad stories from our early days and unpack the car crash Nick was in and how he juggled the role of Dad and Firefighter involuntarily. Support our mates; - Nakie Hammocks (www.nakie.co) use the code DADPOD for 10% off & FREE shipping! Get yourself ready for summer relaxing in your Nakie Hammock enjoying the smell of freshly cut lawn and a cold beer (does it get much better?!) - Blac Property Group (blacpg.com.au) Add value to your dad palace with your dad bod out with Anytime Fitness Griffin! - Better Accounting Hendra (betteraccounting.com.au) keeping the shit dads off the street and keeping our pockets lined with great tax returns!
Sh*t Dad Podcast - Fatherhood Experiences of Average Aussie Blokes
In the Better Accounting studio in Hendra and we're joined by the National Manager of White Ribbon Australia Alan Ball who talks about how dads can be part of the solution and how we can reduce the alarmingly high numbers of domestic violence in Australia right now. An honest, candid approach from a dad and positive male role model and not at all a 'MAN HATING' vibe about being the problem, this chat is unmissable, and we should be sharing this with all men AND women! Have your say, share your shit dad stories and get onboard by email (shitdadpod@gmail.com) or Instagram (@shitdadpod), we love hearing from you about your fatherhood wins and bins! Support the guys who support us: Blac Property Group and Anytime Fitness Griffin, add value to your house with your dadbod out! Visit 'Nakie' Hammocks and enter the code 'DADPOD' to receive 10% off your order and FREE shipping! Every dad needs to wind down after a hard day in one of these bad boys, they have Nick's tick of approval already!! Resources mentioned: - www.smallstepsforhannah.com.au/ - www.whiteribbon.org.au/barber-shop/ Episode 104 shout out goes to Terry Flynn, an Aussie bloke who's one hell of a joke! For a short time only get the Sh*t Dad book of 2023 so far - 'Terry Flynn, I owe you one' for an exclusive discounted rate for listeners of only $14.95 (50% off) and FREE SHIPPING! Get yours today and keep supporting the guys who keep us rolling! www.terryflynnbooks.com.au For the kids...
Louise was born in Melbourne Australia – around the age of 12 she watched a television show called Quantum this was her inspiration to join the Police service..Following university, she joined Victoria Police her dream was to get involved in Forensic. After a few years she transferred to Queensland. She undertook general duties and became a detective. She was posted to Logan and then Hendra. She was then posted to Mackay which is a tropical mining town. We discuss inclusivity in the police service and the impact on LGBTQ officers. Sport has always been a passion, and cricket was the prime activity. Louise went on to represent Australia. She has played at Lords and the MCG and won the Lords Taverners Young Player of The Year in 1993. She played in 2000 world cup In New Zealand, Ashes Tour 2001 and in 2005 was part of the winning World Cup team in South Africa. Louise Louise is a Captain in the Australian Army reserves and has been deployed on active service to Afghanistan with British, Danish, New Zealand soldiers and officers at the Army Officer Academy in Kabul. Pre-deployment training meant that Louise went to Sandhurst where she saw the first hand the function of this prestigious officer training academy.Louise decided to leave policing and seek a new career. She applied for the role of integrity officer for Tennis Australia having seen the success of her partner Tracy with Racing Australia. With in 8 weeks of making the application she was appointed. Her role includes the safeguarding of children, allegations of match fixing and any other issue that could bring tennis into disrepute. The teamwork with the closely with the ITIA based in London and she hopes to travel with her role.Listen to her lovely story Hosted on Acast. See acast.com/privacy for more information.
Bas Hendra, host of Historical Homos, joins Ben to discuss the week that was. Including…insanity from MAGA Supremes. As Alito and Thomas see it, Helping Black people is bad, discriminating against gays is good. Also, a word about billionaires and the submersible. And more…See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
https://thinkfuture.com | https://maryhendra.com | In this illuminating episode, Chris is joined by Mary Hendra, a passionate advocate for better communities and creative spaces. They delve into Mary's innovative strategies for fostering effective teamwork and creativity, highlighting the importance of understanding individual needs in a learning environment. The conversation navigates the essentiality of providing a safe, equal space for all participants in a meeting or session. They share the concept of a "worry tree," a tool designed to help individuals leave their concerns at the door and stay present in the moment. They also explore the significance of play and creativity in the workplace, imagining a future where these elements are even more valued, and how this may counterbalance fears of job loss due to increasing automation. Lastly, they emphasize the need for workplace structures that invite authenticity and provide the necessary time and space for teams to transition and bond, even in times of loss. Join us to explore how creativity, community-building, and embracing change can coexist with technology and automation in our future workspaces. --- Send in a voice message: https://podcasters.spotify.com/pod/show/thinkfuture/message Support this podcast: https://podcasters.spotify.com/pod/show/thinkfuture/support
Gino Barbaro from Jake & Gino as he hosts a fascinating conversation with Hendra and Mercy Tambunan, successful entrepreneurs and multifamily real estate investors. As former high-level executives who've transitioned from the single-family space to the multifamily market, they share their unique journey, invaluable insights, and strategies that helped them achieve success. In this episode, the Tambunans discuss how they leveraged their business acumen to navigate the multifamily space, and why they chose this route over franchise models. They shed light on the critical role mentorship, education, networking, and perseverance played in their multifamily journey. They also discuss their transition from syndication to joint ventures, emphasizing the importance of creating legacy wealth. Gino dives into the importance of understanding your brand, balancing family and work, and effectively scheduling tasks for efficiency and success. The Tambunans further highlight the value of community, connection, and offering value to others in their real estate journey. Don't miss this opportunity to learn about multifamily real estate investing, acquiring assets, capital raising, asset management, and how to provide value in the multifamily space. Whether you're stuck in single-family investments or looking for your next steps in multifamily, this episode is sure to provide you with the inspiration and motivation you need. For more information, reach out to Hendra and Mercy Tambunan at 510-270-2920 or visit their website at ideaboxcapital.com. Be sure to subscribe to the Jake & Gino channel for more expert insights on multifamily real estate investing. Get inspired by their story and learn how you too can transition successfully into the multifamily real estate investment space. Show Highlights: 00:00 - Intro 01:01 - The Journey of Hendra & Mercy Tambunan 01:49 - Reservations from Transitioning to Multifamily from Single Family Investing 06:53 - The AHA moment | Mindest Change that Pushed Hendra and Mercy to Education 08:08 - Post Education Mindset and Realizations 09:46 - Mercy Transitioning from W2 to Full Time Entrepreneur 10:48 - The First Deal Breakdown - Mercy Tanbunam 12:36 - Overwhelming the Family with Investment Opportunities 14:01 - Other Lessons Learned on the First Deal 16:10 - Working Together as a Couple and Education Experience 19:35 - Have Hendra and Mercy Thought about Brand and Core Values? 21:46 - What does the Future Look Like for Hendra & Mercy Tambunan 22:54 - Where can we Contact Hendra and Mercy Tambunan? 23:28 - Gino Wraps It Up | Show Summary Guest Website: https://www.ideaboxcapital.com/ Guest Linkedin: https://www.linkedin.com/in/htambunan/ https://www.linkedin.com/in/mercyhalimtambunan/ Guest Facebook: https://www.facebook.com/hendrat https://www.facebook.com/mercyht Guest Instagram: https://www.instagram.com/ideaboxcapital/ https://www.instagram.com/hendrat/ https://www.instagram.com/mercyhalimtambunan/ We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)
Flying foxes are omnipresent on Australia's east coast. Some people love them, others, especially horse and property owners with lots of yummy fruit trees in their backyards are not so sure. It's particularly horses that are sensitive to a virus that feels very comfortable in Australia's fruit bats. It's Hendra virus. Our guest Dr Alison Peel is fascinated by the variety of viruses that call bats their home, and Hendra is one of her personal favourites. Her team recently published a paper that shows how extreme weather conditions increase the likelihood of spillovers and how these can be mitigated in sustainable and ecologically friendly ways.Check out the website of Ali's research group: https://batonehealth.org
It was 1994, and a new virus was killing racehorses in Australia. Then it killed a horse trainer who was caring for his charges. The virus, called Hendra after the Brisbane suburb where it first surfaced, is a relative of the measles virus.Hendra virus has been traced to large, furry bats known as flying foxes. While it doesn't make the bats sick, they can spread it to animals such as horses, which can become very ill and die.And there's an interesting twist. Researchers led by Dr. Raina Plowright, a professor in the department of Public and Ecosystem Health at Cornell University, have found the bats only hang out around the horse farms when they're hungry. The solution? Blooming trees.It's a perfect example of how climate change, animal health, and human health are linked.In this episode of One World, One Health, listen as Dr. Plowright explains how she and colleagues solved a decades-old mystery and came up with a possible solution.
With Fortune 50 management and Big 4 leadership experience under his belt, Hendra Tambunan, Principal at Idea Box Capital, has turned his entrepreneurial ambitions towards Single Family investing eventually turned into multifamily investment in late 2018, a decision that has allowed him to access new opportunities and expand his financial interests. His portfolio includes more than 700 apartment units in Texas and Kentucky. Key Highlights- Getting started in multifamily investments- Plugging in the right community of investors- Investing in Joint Venture deals over Syndication deals- Picking up an investment target market- Investment markets for the next 12-18monthsConnect with HendraPhone: 510-270-2920Follow Rama on socials!LinkedIn | Meta | Twitter | InstagramConnect to Rama KrishnaE-mail: info@ushacapital.comWebsite: www.ushacapital.com Register for this year's Multifamily AP360 virtual conference - multifamilyap360.com
Today, we invited seasoned investor Hendra Tambunan to discuss the power of capitalizing on a great team in scaling your multifamily investments. So tap in, discover people aligned with your business goals, and be particular about whom you invest with! WHAT YOU'LL LEARN FROM THIS EPISODE The importance of having a good team in multifamily An overview of the competitiveness in the multifamily market How valuable is a good property manager? A simple method to test the commitment of your business partners Practical ways to reduce the impact of interest rate hikes on your investment portfolio RESOURCES/LINKS MENTIONED DotBuzz Rich Dad Poor Dad by Robert T. Kiyosaki | Paperback Wheelbarrow Profits by Jake Stenziano and Gino Barbaro | Paperback ABOUT HENDRA TAMBUNAN With Fortune 50 management and Big 4 leadership experience under his belt, Hendra has turned his entrepreneurial ambitions towards single-family investing, which eventually turned into multifamily investment in late 2018 - a decision that has allowed him to access new opportunities and expand his financial interests. Currently, his portfolio includes more than 700 apartment units in Texas and Kentucky. CONNECT WITH HENDRA Website: Idea Box Capital Instagram: @hendrat Facebook: Hendra Tambunan Phone Number: 510-270-2920 CONNECT WITH US Email: shawn@greenbriarcg.com Instagram: Shawn Winslow YouTube: Shawn Winslow LinkedIn: Shawn Winslow Facebook: Shawn Winslow
The Washington Student Achievement Council (WSAC) is a state government agency with a goal of increasing educational opportunity and attainment for Washington residents. WSAC has partnered with the MDRC Center for Data Insights (CDI) to create manageable data analytics tools for the agency to use to track and improve student outcomes. In this episode, Leigh Parise talks with Michael Meotti, WSAC Executive Director; Isaac Kwakye, WSAC Senior Director of Research and Student Success; and Rick Hendra, the Director of the MDRC Center for Data Insights about the partnership between WSAC and CDI. They dig into the details of how to use data analytics at the state level to increase evidence-based state policymaking in postsecondary education.
TWiV gives an update on poliovirus in wastewater, and reveals a vast world of viroids that infect a wide range of host species in diverse ecosystems. Hosts: Vincent Racaniello, Alan Dove, Rich Condit, and Kathy Spindler Subscribe (free): Apple Podcasts, Google Podcasts, RSS, email Become a patron of TWiV! Links for this episode •Research assistant position at FDA (pdf) •Register for ASV 2023 •MicrobeTV Discord Server •Nick Muzyczka passes •CDC planning wastewater testing for polio (CDC) •Wastewater testing for poliovirus (MMWR) •NY state poliovirus wastewater surveillance (NYSDOH) •CDC wastewater poliovirus surveillance in select communities (CDC) •Vast world of viroid-like RNAs (Cell) •Timestamps by Jolene. Thanks! Weekly Picks Kathy – 3B new Milky Way objects, Green comet Rich – Virology under the Microscope—a Call for Rational Discourse Alan – Indie story-driven games series #3: Valiant Hearts: The Great War Vincent – Vaccines and Related Biological Products Advisory Committee Meeting January 26, 2023 – pdf Listener Picks Florencia – An elegant way to stop deadly Hendra virus spillovers from bats to horses … to us (Nature article) Intro music is by Ronald Jenkees Send your virology questions and comments to twiv@microbe.tv
In this episode, Theo speaks to Hendra Gunawan, Chief Technology Officer at My Republic, who talks us through MyRepublic's expansion across Indonesia, in its goal to become the second biggest fibre network provider in Indonesia. Hendra speaks about how working with Google Cloud helps MyRepublic provide low latency, high speeds and high availability at a low price for their customers. He shares how through using the latest technology, MyRepublic is able to automate their systems and keep the business scalable, while ensuring a seamless and direct relationship between customers and technicians to help solve any issues. Listen in as Hendra Gunawan also discusses the challenges of obtaining special permits and handling outages, as well as MyRepublic's future goals of leveraging data to make more informed business decisions, and using AI to provide insights for personalization.
Welcome to a Cosmos Insights podcast, where we talk to scientists in Australia about the impact of their work.The risk of Hendra virus being passed from bats to horses – increasing the risk to humans – has escalated in Australia in recent decades.When viruses spillover from animals to humans there can be serious consequences. SARS Cov-1, SARS Cov-2 (which causes COVID19) and Hendra viruses have all been linked to this kind of event.A team of researchers, led by conservation biologist Dr Peggy Eby, from the University of New South Wales, and wildlife disease ecologist Dr Alison Peel from Griffith University, analysed 25 years of data on land use change, bat behaviour and Hendra virus spillover events in Australia. Their research is published in Nature.Cosmos journalist Petra Stock talked to Dr Eby and Dr Peel to find out more.Find the science of everything at the Cosmos Magazine websiteSubscribe to Cosmos Magazine (print) or the Cosmos WeeklyWatch and listen to all our Cosmos BriefingsSpecial 10% discount on Cosmos magazine print subscriptions (1 or 2 year), or 1 year Cosmos Weekly subscriptions for Cosmos Briefing podcast listeners! Use coupon code COSMOSPOD in our shop.
Welcome Back to How To Scale Commercial Real Estate Podcasts, Today we are joined By Hendra Tambunan. In this episode, we're discussing the challenges of selling a business or property, shifting from a transactional mindset to one that focuses on cash flow. We also discussed how to overcome common challenges, such as zoning issues or prohibitive pricing. Hendra has been involved in Multifamily in multiple projects, he is an expert in data architecture and design, leading the migration and deployment planning. He Has a solid background in analyzing and developing systems, database implementation, and data integration across various database platforms. Let's Join Hendra and Listen to his Journey! [00:00 - 06:16] Opening Segment Hendra Tambunan has been involved in multiple multifamily projects with over 1500 doors as both a general and limited partner. He is involved in commercial grade short-term rentals and he also leads the San Francisco chapter of multifamily. [06:17 - 12:01] Joint Venture: Looking for a stable, high-return industry, like farming or manufacturing Some people looking for an MSA may want to look into 400,000 or above or 250,000 above. It's not going to be one size fits all when it comes to criteria for an MSA. Some areas may be focused on farming while others may be focused on manufacturing. There is a market cycle and everything is cyclical. EV electric vehicle manufacturing is pretty hot, but who knows 10 years, 15 years from now might be different. [12:01 - 17:59] How to Sell a Bed and Breakfast that's Already a Short-Term Rental How to sell a property, focusing on the idea of converting it into a short-term rental. One unique challenge faced was getting the property zoned for short-term rentals, as it is already a commercial zone. By telling the potential buyer of the intentions of the property, they were able to get buy-in before the hearing. [18:03 - 22:20] Closing Segment Reach out to Hendra Tambunan Links Below Final Words ----------------------------------------------------------------------------- Tweetable Quotes:“ One thing that people forgot is what you wanna sell is the experience.” - Hendra Tambunan Connect with Hendra Tambunan by following Him on Facebook by visiting their website at www.ideaboxcapital.com. You may also call him at (510) 270-2920 Connect with me: I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns. Facebook LinkedIn Like, subscribe, and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in! Email me → sam@brickeninvestmentgroup.com Want to read the full show notes of the episode? Check it out below: [00:00:00] Hendra Tambunan: when I invest in multifamily is always gonna be creating a clean and safe environment and affordable. Those aiming for a worker that can never afford it, but doesn't mean that we're gonna take advantage of them, but we are trying to create a clean, safe, and affordable environment for them while we're still able to providing a good return for our investor as a partner. [00:00:33] Sam WIlson: Hendra Tambunan has been involved in multiple multifamily projects with over 1500 doors as both a general and a limited partner. Additionally, he's involved in commercial grade shortterm rentals and he also leads the San Francisco chapter of multifamily and more Hendra. Welcome to the show. Thank you for having you Sam. Hey, the pleasure's mine Hendra. There are three questions. I ask every guest who comes in the show in 90 seconds, or last, can you tell me, where did you start? Where are you now? And how did you get. [00:00:58] Hendra Tambunan: Well, for me, I started with like, everybody else started with single family home start seeing and realizing it's not scalable fast enough. Start looking into things to ways to scale up and always going back to commercial motel family, because that's a part of the force appreciation that I can go deeper later on. But that's what my main focus right now is basically focusing on. Commercial great multifamily. And in terms of the scaling up, well, it's a team sport. Well, the, you basically team up with people and that's how you scale up and that's make you scale up a lot faster in this kind of asset class. [00:01:35] Sam WIlson: How long ago did you make, cuz I know, I think at one point you were investing in single family. Wh when did you make that switch from single to multifamily? That [00:01:43] Hendra Tambunan: was like a three years ago. Okay. [00:01:46] Sam WIlson: Yep. All right. And it's been a wild ride in multifamily, these last these last three years, we've seen incredible price appreciation. We've seen incredible rent growth. I mean, how are you guys finding opportunity in the midst of a very competitive environment? [00:02:02] Hendra Tambunan: So in that kind of market cycle, that says a lot of thing that people don't realize that market SI we are in a different micro cycle. Given time of the year. You gotta employ a different strategy for me. I live in California. There's no way for me to find a deals. However, I have a lot of capital through my network. That's how I partner up with operator and that's how we find and partner up and then take down larger property that. And that's how we able to scale up going back again, a team up and working together. [00:02:37] Sam WIlson: That's really interesting. So are you working with multiple operators in multiple markets? [00:02:45] Hendra Tambunan: Not just any part, any market. The way I started, I pick one market that I know that is gonna be growing because of the fundamental of the population growth, job growth, multiple industries, and there's enough demand in that market. That's how I pick a market to begin with and work with operator over there. That's pretty stable and really ready to take it. That's how I able to get into Dallas corporate market three years ago. [00:03:14] Sam WIlson: How so? So let's think about some really tactical steps someone could take if they wanted to follow in your footsteps. You tell me this, Hey, find a market that has the right demand features that has the right demographics that you want in. It has the right job growth, population growth, all those things. What's someone's next step. If they wanna break into a new market, how would you recommend someone going about finding and locating that operator partner? [00:03:40] Hendra Tambunan: Yeah. Well, I do believe with the intentional relationship. Obviously a lot of people like networking and a lot of people, especially when they started in commercial multifamily space, they tend to attend every single meet up every single networking, zoom, everything like that. That's great. But be intentional though. Do your homework, what are you looking for? What kind of customer base for your multifamily investment gonna look. Because as that not every multifamily is created equally. Are you aiming for a blue collar worker? Are you looking for a lap star, renter be intentional? What you are aiming for now, if I'm saying that I'm looking for a lap star renter, but somewhere in the suburb of Montana, it will never gonna be working out because they don't really have anyone like. But if you do your homework, you understand what you're looking for during the networking meeting, you state your intention, like, Hey, I'm looking for an operator in such and such market. That's focusing in this kind of customer base. Then you are most likely someone you met not doing it, but they might know someone who might be doing it. That's how you create that relationship established over. Right, [00:04:55] Sam WIlson: right. Yeah. I mean, cuz that's that's it is outta the gate, is it is networking, but then defining the criteria of what it is you're looking for, which brings yet the next question, which is how do we define that criteria? What did you do? [00:05:08] Hendra Tambunan: Well, for me, I'm looking for my mission and when I invest in multifamily is always gonna be creating a clean and safe environment and affordable. Those aiming for a worker that can never afford it, but doesn't mean that we're gonna take advantage of them, but we are trying to create a clean, safe, and affordable environment for them while we're still able to providing a good return for our investor as a partner. So if you see it, this will be create like a win-win win solution for everyone. That's the intention of when I jump into commercial multifamily space. So with that kinda understanding, I know that I'm not gonna looking for like, Property in San Francisco or LA, because that's a little bit different market, but I'm looking for a bread and butter where there's a manufacturing heavy industry that people can never really, really afford a house, but they still can be provided with those quality of living. So that's kind of the market that I'm looking for. It could be the Sunbelt belt could be in the suburb, the Sunbelt belts, and then also looking for the population growth and job growth. Some people looking for MSA, like maybe like 400,000 and above or 250,000 above, that's something that you have to do your homework on because everybody criteria is gonna be different. And then looking in the sector of the industry that you're of your target market too. It's not gonna be one size fits all. Some area may be focusing on farming. Some area may be focused on manufacturing and again, that's part of the homework that you have to do. How stable is that industry? Cause like, just like, market cycle that we are in, everything is cyclical. Right now, EV electronic electric vehicles manufacturing is pretty hot, but who knows like 10 years, 15 years from now. Right. But farming for me is pretty stable. Right. But again, farming's also come with some, cycles too that who knows. So maybe lab food being created, like beyond meats or something like that down the road. I don't know. Right. But again, you gotta be, forward looking in some of industry that you're really focusing on. [00:07:15] Sam WIlson: Yeah, absolutely. Absolutely. Tell me this. I know you and I talked about this a little bit off air. You guys are doing something outside of the syndication model. What are you guys currently doing? I know you're moving into markets. You're selecting your operators. You're involved in multifamily, but you're structuring the deals a little bit differently. What are you guys doing? [00:07:34] Hendra Tambunan: well, my, my main focus has been shifting a little bit. I'm still doing some syndication, but also start shifting into joint venture joint ventures, little rather than like syndication, it's still taking on commercial multifamily but in the case like joint venture, you, everybody is participant is an active participant in the deals rather than just like passive and active, like typical syndication does. So in this case there's some opportunities in this current market cycle, given that higher interest rates, still that for smaller property that we can take it down. And the idea is just like everybody just chip in. And then that way that we can keep the property for a longer term. That's the only intention, rather than like looking for 5, 6, 7 years. Now, we are planning to keep it for a longer time and then eventually passing it to our next generat. Which is our kit. So that's the only reason that we, we do it that way rather than a syndication model. [00:08:31] Sam WIlson: So I guess that requires, I would think, one high net worth investors, that can bring the capital to the table. Is there a deal size that you're working with that fits your buy box for a joint venture right now? [00:08:45] Hendra Tambunan: That's correct. Yeah. There's gonna be some high network that could be acting. Like I said, KP there's also obviously. All the, your partners who dealt with the, in the syndication previously, they get some extra equity that they can put in together. So thing about it, look is shifting it from syndication, which is considered like a transactional. Now you moving it for interim, like the form of equity that you keep doing it, and then you can do cash refi at the property value grows. Right. And, but you keep the property for the, in meanwhile, up to that, do you guys [00:09:17] Sam WIlson: structure the, Can find you can find the right word, but do you guys do this with a waterfall? Do you guys set it up like a typical preferred return with a 70, 30 split? Like, or is there are the terms of the deal very different with a joint venture? [00:09:31] Hendra Tambunan: Typically there's gonna be some split for those who are gonna be in the beginning. Who's helping with the bringing the deals, but the rest is just gonna be Perada based on the equity that you put in. Got it. [00:09:46] Sam WIlson: Got it. That's really interesting. Why did you guys decide to go to that model as opposed to syndications? [00:09:53] Hendra Tambunan: Well, there's some opportunity there in the market right now, given the higher interest rate, they're still gonna be mid-size units that still able to give the return that you're looking for over a long. So for us that's what we are liking. And then plus we also like to keep it for a longer term that pass it to the next generation. Right? It's not the intention. Like it's not just like, Hey, a hundred unit, 200 units. It sounds good. But for me, you gotta balance that in portfolio, rather than like transactional. You also wanna keep the equity to grow. That's kind of, again, it's like rebalancing the portfolio. That's the intention. Got it. [00:10:32] Sam WIlson: So, so more or less, this is for you guys an opportunity to say, Hey, look, we're not gonna do the typical five to seven year disposition. I wanna buy this, I wanna hold it. And so you have found some other like-minded investors that said, Hey, you know what? We wanna just hold this in perpetuity or as long as it makes sense, there's no point in, the proverbial, selling the milk cow. No point in doing that. So let's all just go in with a higher check amount per investor. You probably have fewer investors, I would imagine, right? Yeah. [00:11:02] Hendra Tambunan: That's definitely what's happening. That's the, that's actually the disadvantage of joint venture, right? Because obviously rather than like, you're getting like X amount of investor that playing passively now you have only had limited pool number of partners that everybody have to work together. For a smaller project too. Right? [00:11:20] Sam WIlson: How long from conception to actually getting a deal across the finish line? Did this idea kind of come into your head where you said, Hey, look, I wanna have a joint venture. I need four or five partners, higher net worth individuals. How did you get that done? [00:11:32] Hendra Tambunan: So actually this is happening like about a couple of years ago, we got a, our 44 units that we partner up together and we stopped looking at, and obviously everybody's still doing Sy syndication, but the more we look into it, like, Hey, it kind of makes sense right now because we kind of enjoy it. We do a full cycle on that one because we do a Casa app refi and we see the model already. And then say like, this is kind of nice. Because now you'll get refi cash out. You've got your cap capital back. Now it's still producing a cash value. You're looking for, imagine if you keep doing it again and again, hash and repeat, right? That's that's pretty much the model. That's something that you keep, like what you said. The golden goose is still there and keep producing golden egg for you on an annual basis while you ticking in out without killing the golden goose per se. And just do rinse and repeat. Right. [00:12:25] Sam WIlson: That makes a lot of sense. And that's something I've often struggled with in the syndication model, which is, we're doing that in the RV resort space right now where it's like, my gosh, these are enormous cash on cash returns. Why are we discussing selling this? I don't understand when it produces an income. It's hard. It's really hard. And that's been probably a growth for me as an investor is shifting out of that transactional mindset, which even in a five to seven year old is still kind of a transactional mindset into getting into the cash flow. And that's Robert Kiyosaki's whole thing is, get the cashflow quadrants, like, get into the place where consistent income comes in every month. And that makes a that makes a huge difference. One thing that we had talked about maybe was even there in your bio. I don't remember. Yeah, it was com commercial grade, short term rentals. That's something else that you're involved in. What is a commercial grade short term rental? [00:13:19] Hendra Tambunan: So one thing that we did my partners not our partners in Midwest they found an Airbnb, sorry, bed and breakfast. That for some reason, used to be operating as a bed and breakfast and somebody actually bought it and used it for personal residence. So it's a commercial great zone. It's a Victorian house, 1893 built. But obviously when they have an urgency, they become motivated to sell because of. Health situation. They cannot really sell it because number one is commercial zone. So when you wanna sell it, there's not really comp. And then if you wanna sell as a commercial, there's not really income because they use it for personal housing. But they, we end up doing though. We power up with people again, as a JV structure, we take it down as cash able to close according to the time that they're looking for. And. One thing that did down to us, like, Hey, why don't we make it a short term rental, but now becoming because we bought it cash. We can do whatever we want. We put a prototype with the 18 months. Pro profit model, then we can be cash out refi again. Cause that way now you have a substantial cash flow that you can use as a baseline to go to approaching a DSCR lender and cash out that way. So a lot of people are focusing so much on short term rental because of primary residents, but sometimes people forget. Maybe a motel that you can use it to become like a short term rental too. It doesn't have to be like a big, massive short term rental 20 units of hotel thing like that. Something you can be as like small, like 5, 6, 8, smaller motel that you can convert into commercial grade short term rental because. One thing that people forgot, what you wanna sell is the experience this Victorian home by the way, is by the lake site. So the moment you go out, you can see the lake, you can walk and then it's like sitting on a two acre lot. So you got a lot of green space over there that you can enjoy and then have an quite experience, a family for family gathering or even small wedding. [00:15:22] Sam WIlson: That's really cool. And that's something, I have heard where people are running into challenges, and I don't know if you ran into this with your project, but they've run into challenges in getting short term rentals zoned, or they may have short term rental restrictions in the area. A lot of municipalities are putting in short-term rental. Restrictions, but if you buy something like an existing bed and breakfast, it's already zoned. I mean, it's already a short term rental or to your point of motel, it's already a short term rental. You're just changing the way in which it operates. Exactly. Yeah, there's not the red tape. Oh, Hey, there's a short term rental movement in town. It's like, well, no, this is a bed and breakfast. It's been a short term rental for a long time. So I think that's really cool. What have been some unique challenges maybe that you guys faced and how did you overcome them in getting, cuz it sounded like the bed and breakfast. Was it still in, in business or had it closed? [00:16:13] Hendra Tambunan: It was closed way back then. Wow. And then it got convert to a single family residence. Now, when we, obviously we do have a pushback from neighboring because we tell they are afraid the typical, bad, Airbnb, typically like a party school party goers, right. It nuisance. Right. Noise problem. We bring it up to the hearing, by the way in this is located in an, in corporate area. So obviously already commercially zone. So we do have some upside on that one. We would do a hearing. However, we also be able to my partners going knocking door or neighboring to neighboring properties and tell 'em like, look, this is the model that we're looking for. We're not gonna be buying in just. A property just for our college kids come and party on a weekend. Right. But this is the intentions are gonna be like for corporate retreat family reunion thing like that. And then we also tell them, like, this is the price when they're looking for, we actually, our prospects, like about four figures. At night, right? Summertime. And then during wintertime, this is a Midwest Lakeside, as you imagine, the wintertime is very cold, but still gonna be less than a, , an higher triple digit. So we tell them like, look how many college kids can afford that kind of thing. Even though it's like eight bedroom, but still that's gonna be too massive for them. We're not gonna be letting any college kids coming in and have a party. Costing a lot of issue for you guys. So we are able to get buy in before even the hearing. So during the hearing, we just basically just stem up approval formals. [00:17:46] Sam WIlson: Got it. Oh, that's really cool. How have you guys found an effect or what have you done to effectively manage that from a long or from a distance? [00:17:55] Hendra Tambunan: So my business model, again, I live in California, west coast. I was able to, I always invest out of state because I always pop and rock with peoples who is acting as an operator who is living over there as oppos on the ground. So that's our always our model working. I come in this, the position of it'll coming in from capital raise for the syn. prospective there, but I also come from the asset management and as well also deal structured. And some ideation, obviously in planning in some of the execution. [00:18:27] Sam WIlson: Got it. That's really cool. I love that. So you said in 18 months, your plan was to buy that commercial grade short term rental. Turn it in actually get the business running and then do a cash out refi on that. Have you been able to implement [00:18:41] Hendra Tambunan: that? No, we are still in, we are in about September right now. We are in nine months. We still have nine more months to go. But so far it's hitting on the dot what we are looking for this summer. We're probably gonna be exceeding. The plan. [00:18:55] Sam WIlson: Gotcha. That's really cool. That is really cool. If you were to rewind, say I don't know how long again, I didn't get that maybe in the intro there, but how long you've been investing in commercial real estate, but if you were to rewind the tape, what is one thing maybe that you would do differently? If you could? [00:19:10] Hendra Tambunan: I would say that connect with people as many as you can. But not only just connecting, be intentional and see, how can you add value to people? Because that way you're gonna scale a lot faster, right? This podcast title help to scale in more commercial multifamily. But a lot of people are asking like, how do I scale up? How do I scale up? Well, you scale up when you scale yourself up first, by adding value to other people that you're gonna be getting a lot of opportunity and deals coming your. I love [00:19:42] Sam WIlson: that. I love that if you were to rewind a tape and then say, here's something I did really well, what would you recommend that people do to follow in your footsteps? [00:19:52] Hendra Tambunan: I would always say that to me and my wife. We are doing this together. Get comfortable in being uncomfortable. I'm not an extrovert to begin with. I'm an introvert by nature, right. But now I started becoming an Ambivert. But he just basically got comfortable and asked people like, how can I add value to you? What are you looking for? And how can I help you to grow? Instead of me grow. Cause I want you to grow first, then we'll grow together. That's [00:20:17] Sam WIlson: awesome. I love that. I love that Hendra. You've given us a lot of things here to think about. I like the way you're restructuring really the balancing of your portfolio and saying, Hey, look, we're going to do more joint ventures. We're gonna do things and hold 'em in perpetuity. We're gonna do stuff that we can then pass on to our kids if they want. I think that's really cool. It certainly speaks to my heart. I go, gosh, that's that's kind of the goal. I think for me as well is building that portfolio of things that we hold for a long period of time, as opposed to the transactional nature that we can certainly fall into on the syndication front. Commercial grade short term rentals. I hadn't heard that phrase before, but certainly like the way that you've put that, because again, taking things like a previous bread and breakfast and turning it into a short term rental, that's something that we've certainly seen a few people chip in here on the show and talk about, and the, in the ways they've taken that down. And I think that's a really unique opportunity as well, especially on the short term rental front, maybe that people aren't looking at. So you've given us plenty of things to think about. Is there anything else you'd like to share with our guests here before we sign. Yeah. Well, [00:21:16] Hendra Tambunan: I, like I said, I'll always love to add value to people. If you are a season or even the beginner in commercial family space, if there's anything I can help you with, they can reach out to me. I can be reached at Facebook through Facebook Hendra Tambunan or I'll give you my phone number too. If you want to connect with me 5 1 0 2 7 0 2 9 2 0. And then just mention that hear us from this podcast and I'll be happy to schedule a time and connect and help them to [00:21:45] Sam WIlson: grow. That's awesome. Yeah, we'll make sure we put all those things there in the show notes as well. Hendra, thank you for taking the time to come on the show today. I certainly appreciate [00:21:54] Hendra Tambunan: Thank you Sam, for having me.
How do you invest in yourself and utilize your unique skills to become a successful leader? Leading from a unique, curious, and compassionate perspective allows you to create a work environment where everyone in your team feels supported, protected, and advocated for.On this episode of the She Leads Now Podcast, we're joined by Mary Hendra. Mary is an executive leader and entrepreneur bringing curiosity, creativity, and compassion back into the workplace and our spaces of adult learning. She works with individuals and teams to create these spaces of curiosity and innovation.Listen in to hear about her career transitions and how she developed as a new leader with an individual leadership style and the importance of advocating for your team members and fostering the play culture to keep your organization growing. You will also learn how to cultivate curiosity over being the expert in the room, plus how to model your own leadership style.Key Takeaways:Shift your mindset around the meaning of negotiating within your job to invest in your learning and growth.The importance of protecting, supporting, and advocating for the people you're leading.How to use what you have to model your own style of leadership without copying others.How fostering the play culture in your team can lead to innovative and financial success.Learn more and access the resources mentioned in the show HERE****************************************************BOOK A COMPLIMENTARY CONSULT -Are you a leader looking to bridge the gap between your business & talent strategies and/or strengthen your leadership? Click here to schedule your consultation.FREE RESOURCES -Grow as a leader, hire better, and inspire high-performing teams!The Predictive Index Assessment provides you with a deeper understanding of your strengths and caution areas. The short survey identifies core behavioral drives that provide a clear picture of how you work and how you can collaborate best with others.Discover Your Values!The Personal Values Assessment is a simple survey that takes just a few minutes of your time and provides a wealth of information about why you do what you do. Who you are, what you hold dear, what upsets you, and what underlies your decisions, are all connected to your personal values. Results are sent to you via email with insights and analysis into Your Values & what they mean.About SabineWith a human-centered approach to leadership development, Sabine has been a Business Partner and Leadership Strategist for over 15 years, supporting emerging and seasoned leaders in growing their confidence, teams, and impact. Sabine is also the Author of Transformed, The Journey to Becoming, and Founder of SHE Leads Network, a professional development community for ambitious, impact-driven women in leadership, focused on transforming the way women work, lead, and do business together.Connect With Sabine!Website - https://www.sabinegedeon.comLinkedIn - https://www.linkedin.com/in/sabinegedeon
A north west Qld vet says she's frustrated with the huge amount of horses in her city who aren't vaccinated against Hendra virus, despite a huge local bat population.
The body of former Japanese Prime Minister Shinzo Abe returns to Tokyo after his death on Friday, Hendra virus detected in Queensland for the first time in five years and in sport the women's final soon to start at Wimbledon.
Welcome back! Today we are joined by Hendra Tambunan. Coming as a foreign student to the US Hendra earned his degree from San Francisco state university. After graduation, Hendra worked in pre-IPO start-ups. Fortunately 50 and big for corporations while starting to invest in single-family houses. After investing in single-family on the side to save for his son's college fund, he realized that it's just not scalable fast enough. It prompted him to start looking into multi-family by late 2018 and finally decided to jump into the multifamily investing world by mid-2009. To date, Hendra has been involved in multiple multi-family projects with more than 1500 units as both general and limited partners. Additionally, Hendra is also involved in commercial-grade short-term rental projects, Hendra along with his wife, mercy also lead the San Francisco chapter of multifamily and the networking group of like-minded multi-family investors besides investing in multi-family as a family, They love to connect and help others who are trying to get into the multifamily investing space. [00:00 - 07:46] Opening Segment Hendra is from San Francisco and earned his degree from San Francisco State University. After graduation, Hendra worked in pre-IPO start-ups. Hendra and his wife Mercy lead the San Francisco chapter of multifamily and more the networking group of like-minded multi-family investors. He shares about his first Dallas deal and working with people he met at Jake and Gino's Community. [07:48 - 16:06] Real Estate Guru Shares Tips For Raising Capital Hendra discusses the difficulties of raising capital from friends and family for the first deal, and how he learned to be more attentive in presenting his deals. He talks about a recent deal he completed where he increased the value of the property by almost double. He also discusses how he finds syndications, and how they are usually through networking or through locking up a deal on his own. Quick Ad: Nico Invites you to join Jake's & Gino's Multifamily Mastery 5 in Florida this coming November 2022 If you're joining, Nico Salgado offers early bird pricing for you! All you got to do is connect and message him through his Instagram, Facebook, and LinkedIn or email him directly at nico@smallaxedcommunities.com to get the code that you can use to avail a discount! [16:07 - 23:16] Box Capital Raising Money for Next Generation of Real Estate Hendra's journey in real estate, including how influential people have been to him. He is currently raising money for a REFI and returning some of that capital to investors. Working with his wife Mercy, Hendra shares how they support each other and make the business grow. Hendra has a goal of becoming generational wealthy in real estate. “Idea Box capital” is a name that he coined to describe ideas that come out of the box frequently. [23:17 – 26:09] Closing Segment. Find out more and connect with Hendra through his: Facebook visit their website at www.ideaboxcapital.com or email call him at (510) 270-2920 Resources Mentioned: Rich Dad Poor Dad Now Discover Your Strengths LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode. I believe that you only need a small axe to build a lasting empire. Let's start building yours! To know more about me and all the real estate opportunities you can find, you can connect with me on LinkedIn, Instagram, and Facebook, or check out my website https://smallaxecommunities.com/ and book a call with me. Tweetable Quotes: “Be authentic, You are there not because you want to get in yields, but you are there just because you want to help them and see what's available out there. And that's the thing that speaks the truth. Your intention is you want to help them.” - Hendra Tambunan
The president of Equine Veterinarians Australia Dr Steve Dennis is urging horse owners to vaccinate their animals against the deadly Hendra virus explaining the geographical area at risk has been greatly expanded by a new variant of Hendra virus, uncovered by a new test last year and Queensland's Farmfest, one of Australia's largest farm and machinery field days, has broken a record for entries on a single day, with 25 000 people braving the freezing conditions but logistics issues and high steel prices are still challenging.
At the beginning of May 2022 the Reserve Bank of Australia (RBA) lifted the official interest rate to 0.35%. This was an unusual move during an election campaign but the RBA said it was in response to rapidly rising inflation. Many people paying off mortgages became anxious about the impact of future increases in interest rates. - Pada awal Mei 2022, Bank Sentral Australia (RBA) menaikkan suku bunga resmi menjadi 0,35%. Ini adalah langkah yang tidak biasa diambil selama kampanye pemilihan. Namun RBA mengatakan itu sebagai tanggapan terhadap inflasi yang meningkat pesat. Banyak orang yang melunasi hipotek menjadi cemas akan dampak kenaikan suku bunga di masa depan.
Dr. Alison Peel, a senior research fellow at Griffith University in Queensland, Australia, and Sarah Gregory discuss a novel Hendra virus variant in Australia.
Dr. Edward Annand, an equine veterinarian epidemiologist and a research associate at the University of Sydney School of Veterinary Science in Australia, and Sarah Gregory discuss the detection of a novel Hendra virus variant from a horse in Australia.
In the fifty-eighth episode of Collecting Real Estate, we interviewed Hendra and Mercy Tambunan from Idea Box Capital. Idea Box Capital partners with like-minded investors to acquire B and C-class multifamily apartment buildings in the emerging market with a goal of providing passive investors with a tax-advantaged, double-digit cash-on-cash return. It is also their goal to provide affordable modern housing environments for families and individual tenants.
We are privileged to have Mercy and Hendra Tambunan on today's show. We cover a lot of ground as we take a deep dive into Mercy and Hendra's successful real estate business. In this episode, we cover a special topic about leaving generational wealth and getting that side-hustle on!Their business is built around their family and how they can leave generational wealth to not only pay for their child's college education but also give them the basis for success. On top of working together as a busy couple with a W-2 job, these two are crushing it in business and are eager to help others start their own business.Mercy and Hendra earned their degrees from San Francisco State University. After graduating, Hendra worked on IPO Startups, Fortune 500 Corporations. Mercy worked in the hospitality industry and successfully operated multiple restaurants as an entrepreneur. After investing in single families on the side to save for their son's college fund, they realized that that just wasn't scalable and it wasn't fast enough. So they prompted to start to look into multifamily together in 2018 and then they finally decide to make a jump into multifamily investing in mid-2019. To date, they have been involved in 5 projects in more than 900 units as both general and limited partners. They also lead the San Francisco Chapter of Multifamily and More, a networking group of light-minded multifamily investors. Mercy and Hendra loved to connect and help others who are just trying to get into multifamily investing and get started.Mercy and Hendra can be reached on Facebook, just search their names, Hendra Tambunan, and Mercy Halim-Tambunan. You can also visit their website and learn more about investing at www.ideaboxcapital.com. They also share newsletters about multifamily investing if you wish to opt in and receive them.What book has had the biggest impact on you and why? 1.) Discover Your Strengths by Marcus Buckingham: Perfecting your strengths and improving your weaknesses, you could be the best person of who you are.2.) Limitless by Jim Kwik: Learned how to improve and create a new learning style.3.) The Catalyst & Contagious by Jonah Berger: Having a mindset and minimizing barriers.If people wanted to be JUST like you, what is the first actionable thing they could do to follow in your footsteps? Don't be like me, be yourself first.Use your strengths and skills.What small thing do most people not know about you? Hendra: Color deficient, color-blind but still good at numbers.How do you like to unwind and restore your own creative juices? Hendra: Relaxation. Do random things like going out to grocery stores at nightMercy: Running. Run in a marathonIs there something special that you and your spouse like to do together? Enjoy traveling while enjoying food. Used to travel a lot because of work/business with our son, it's very enjoyable.If you really enjoyed this content and are looking for more, you can continue to learn more about us over here at Elevate Equity in several different places for free!on the web at our website for blogs and other podcast interviews: https://elevateequity.org/our YouTube channel: https://www.youtube.com/channel/UCKXbN-BL3oO10pG5O-lssaQour book/audiobook https://www.amazon.com/dp/B08FGM5BKYIf you'd like to have a FREE copy of our 7 Ways Commercial Real Estate Syndications Protect and Build Wealth, simply click the link below. We are here
This episode is co-hosted by GGV Colleague Dimitra Taslim. It was recorded a while back, so we also caught up with Hendra for an covid update in the second part of the podcast. Today on the show we have Hendra Kwik, Co-founder and CEO of Payfazz, a fintech platform that aims to build a network of distributed banking agents to enable a fully-digital mobile banking & payment solution for 440 million unbanked in Southeast Asia. Their network of agents acts as an intermediary between unbanked users and financial institutions and has served around 10 million people since its founding. The company, which has raised a total $21.3 million in funding, is the first Indonesian company to make it into the Y Combinator, a seed accelerator in the U.S. Prior to starting Payfazz, Hendra worked for Schlumberger as a Wireline Field Engineer in Brazil for two years. He also spent 3 months traveling across the region to learn about the startup ecosystem across Latin America. He holds a bachelor degree of Chemical Engineering from Bandung Institute of Technology. For the full transcript of the show, go to nextbn.ggvc.com Join our listeners' community, go to nextbn.ggvc.com/community
Today's guests are Hendra and Mercy Tambunan. Hendra and Mercy started a mentorship program one year ago and since then have acquired over 700 units both as a general partner and limited partner. They sit down with us today to discuss how they got their start and were able to grow so quickly. Today's Topics Include: How they started in single family homes and transitioned to multifamily Why they invest out of state How they were able to co-GP their first syndication within months of joining a mentorship group Why they invest in Tuscon How their assets have performed through COVID What their three T's to success are Connect with Hendra & Mercy Webiste: https://www.ideaboxcapital.com/ LinkedIn: https://www.linkedin.com/in/htambunan/ https://www.linkedin.com/in/mercyhalimtambunan/ Email: hendra@ideaboxcapital.com Connect with Us: Website: www.themultifamilytakeoff.com Instagram: http://instagram.com/themultifamilytakeoff Email: Mike: Mike@themultifamilytakeoff.com Shawn: shawn@themultifamilytakeoff.com Rich: rich@themultifamilytakeoff.com DON'T FORGET TO SUBSCRIBE, RATE, REVIEW, AND SHARE