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Looking for unique travel ideas in France? In Fall in France Beyond Paris, host Annie Sargent chats with guest Steve Weaver about an unforgettable trip to the Aveyron region. Steve, a traveler from California, shares his experiences exploring this stunning and less-touristy area of France. If you've already visited Paris or want to venture off the beaten path, this episode is for you. Get the podcast ad-free Steve describes staying at a beautifully restored 16th-century Château in Balsac, complete with breathtaking countryside views, friendly goats, and even a hot tub for stargazing. He raves about the peaceful walks through the Aveyron landscape, where ancient stone buildings and vibrant vineyards create postcard-perfect scenes. Wine lovers will enjoy hearing about his impromptu wine tastings in Clairvaux, where he met winemakers eager to share their craft. The conversation also highlights iconic spots like the Millau Viaduct, the world's tallest bridge, and La Couvertoirade, a medieval Templar village that feels frozen in time. Steve's journey includes dining at the Michelin-starred Émilie et Thomas near Conques, exploring Rodez's modern stained-glass cathedral, and rediscovering the charm of Paris without the pressure to check off famous landmarks. Join Annie and Steve for practical tips, engaging stories, and plenty of inspiration for your next French adventure. Whether you're dreaming of sipping wine in a quiet village, marveling at modern engineering, or strolling through quaint towns, this episode will spark your wanderlust. Listen now and discover why fall in France is a season like no other. Table of Contents for this Episode Introduction and Overview Today on the podcast Podcast supporters No Magazine Segment Exploring the Aveyron Countryside Refurbishing a Chateaux Wine Tasting Adventures in Clairvaux Dining and Stargazing in Rural France  Driving over the Millau Viaduc  Dinner at Émilie et Thomas Exploring the Quaint Village of Conques A Memorable Lunch in Toulouse Discovering Paris with VoiceMap Tours Elyse's Tour – The Glory of Occitania, Toulouse Paris Without the Famous Sights Toulouse Staying in Toulouse and Paris Travel Tips and Reflections Anything Not Enjoyed? Copyright More episodes about going off the beaten track in France  

Overview: Today, we're going to explore PiggyVest - the Nigerian savings and investment platform. We'll discuss the story across the following areas: African Banking & Neobank context  PiggyVest's early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on Oct 30, 2024 Companies discussed: PiggyVest, Chipper Cash, Kuda Bank, Paystack, Flutterwave, FairMoney, Paystack, Brass, Cowrywise, Carbon, Chipper Cash, Interswitch, GTBank, Sterling Bank & UBA. Business concepts discussed: Neobank / Challenger bank / digital bank strategy, remittances Neobank monetization & Consumer Lending, consumer FinTech monetization strategy, consumer lending, retail banking strategy, customer segmentation strategy & low-end disruption Conversation highlights: (00:30) - Introduction (05:00) - African Banking & Neobank context (25:30) - Piggyvest's Founding Story (40:15) - Fundraising and Growth (52:30) - Geographical Expansion and Partnerships (01:18:52) - Product and Monetization strategy (01:35:20) - Competition and options for exit (01:54:35) - Bankole's overall thoughts and outlook (02:05:15) - Olumide's overall thoughts and outlook (02:15:45) - Recommendations and small wins Olumide's recommendations & small wins: Recommendation: Sisqo - Got to Get it video - Insane shit. Sisqo singing and dancing his heart out. So dope. Recommendation: Rob Berger's Personal Finance YouTube channel Recommendation: The Patriarch: The Remarkable Life and Turbulent Times of Joseph P. Kennedy. Excellent book. A little bit of everything, entrepreneurship - history, politics, family life & hollywood.  Small win: I spent the week in Cusco & Lima, it was magical and fun. Some sand, some llamas, lots of dancing. Epic shit Bankole's recommendations & small wins: Recommendation: BBC Radio 4 - In Our Time Podcast & Active - Asake Small win: Running 25 miles a week Other content: These Nigerian universities produced the most startup founders - Nairametrics  Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Overview: Today host Lori Boll speaks with educator and author Kwame Sarfo-Mensah about his recently published book "Learning to Relearn" which is a call for unlearning and relearning, encouraging teachers to continually evolve their practices to meet the diverse needs of their students. Kwame tells us his inspiration behind writing the book as well as how we can all become better educators by celebrating the intersectionality of our students. You won't want to miss this episode! Connect Email: kwamesarfomensah@gmail.com Website: Identity Talk YouTube LinkedIn Instagram Twitter- @identityshaper Resources From Today's Show: Identity Talk: Educators Live Podcast Book: Learning to Relearn

Overview: Today, we're going to explore IHS Towers - the African telecommunications infrastructure company. We'll discuss the story across the following areas:  Telecom tower infrastructure context  IHS Towers' early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on May 5, 2024 Companies discussed: IHS Towers, MTN, Airtel, Telkom, Orange, Etisalat / 9 Mobile, American Tower Company, Globacom, Libancell, Helios Towers Nigeria, Telkom, Vodacom, Goldman Sachs, (IFC), Public Investment Corporation of South Africa, Ecobank, Investec, Standard Bank. Business concepts discussed: Tower Infrastructure, Shared communication infrastructure, Tower Leasing and Ownership Models, Market Expansion, Sale and Leaseback, Local vs Global Strategy, Capital-intensive business models, Currency devaluation Conversation highlights: (01:50) - What IHS does and why we're talking about it (04:37) - How Towers work (12:47) - How Telcos work with Towers in Nigeria and parts of Africa (23:22) - IHS Founding and Early History (34:19) - Funding (39:32) - Growth and International Expansion (47:26) - IHS IPO and trends post IPO (55:50) - Product Strategy & Monetization (1:08:30) - Competition (1:16:22) - Bankole's overall thoughts and outlook (1:24:06) - Olumide's overall thoughts and outlook (1:30:24) - Recommendations and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com. Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Checkout my FIREDOM book = FIRE (Financial Independence, Retire Early) + Freedom = personal finance and financial independence book. Website, Read: Substack Newsletter & Buy: Print, eBook or Audiobook) Recommendation: Incredible Dance routine video to Sisa Song by King Promise: I love it so much I'm not sure how to put it into words. 1 minute of greatness Recommendation: Chris Brown “Sensational” live performance : Watching Chris Brown dance is watching a master of his craft. Recommendation: J. Cole - Let Nas Down Recommendation: Nas - Make Nas Proud Recommendation: Nas & Eminem - EPMD 2 Recommendation: Nas - Rare Small win: Went back to reading older books to reset my reading palate Bankole's recommendations & small wins: Recommendation: The Search for the Perfect Door - YouTube && Unusual Electric Car Features in Nigeria - Bloomberg Small win: Running sprints  Other content: Palito FM Autoscan Radio Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

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Title: I Am Ready To LeadSpeaker: Nate HoldridgeText: Micah 2Micah Theme: Throughout his prophecies, we will encounter a figure who is both king and shepherd, who will lead God's remnant flock.Overview: Today, we dive into "The Call of the Shepherd-King 02—I am Ready to Lead," a sermon that explores the profound roles of Jesus as both Savior and Lord, drawing on the teachings of Micah. The sermon invites listeners to reconsider their relationship with Jesus, emphasizing not just salvation but a life led under His guidance. It addresses the importance of covenant, the dangers of covetousness, and the transformative power of embracing Jesus' leadership in every aspect of life. Through a mix of biblical insight and practical application, this episode challenges believers to live out their faith with Jesus as their Shepherd-King, guiding them toward contentment, generosity, and a deeper commitment to His teachings.Link to Sermon NotesLink to Discussion Questions

Overview: Today, we're going to explore eTranzact - the African payments and switching platform. We'll discuss the story across the following areas: First, Nigerian payments context  Second, eTranzact's early history Third, Product & monetization strategy Fourth, Competitive positioning  Fifth, Overall outlook This episode was recorded on Feb 11, 2024 Companies discussed: eTranzact, Interswitch, Unified Payment Services Limited (UPSL), Systemspecs (Remita), Paystack, Flutterwave, Moniepoint, Paga, OPay, MTN & Airtel. Business concepts discussed: Mobile money, Payments Collections, Payments ecosystem, payments partnerships strategy, card networks, payments infrastructure, low-end disruption, banking regulation & payments M&A strategy Conversation highlights: (00:57) - What is eTranzact and why we're talking about it (07:43) - Context of Nigeria's payment sector before eTranzact (16:45) - eTranzact founding story (35:46) - Growth and geographic expansion (45:10) - Product strategy (01:02:56) - Monetization strategy (01:20:41) - Competition (1:31:10) - Bankole's overall thoughts and outlook (1:34:38) - Olumide's overall thoughts and outlook (1:43:20 - Recommendations and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com. Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Checkout my FIREDOM book = FIRE (Financial Independence, Retire Early) + Freedom = personal finance and financial independence book. Website, Read: Substack Newsletter & Buy: Print, eBook or Audiobook) Recommendation: Never Enough (Loren Allred). Incredible. I can listen to it on repeat for the whole day.  Recommendation: La Bachata (Maniel Turizo). Dope shit. Recommendation: "Someone You Loved". Not the original but a fabulous cover. Best line, "I was getting kinda used to being someone you loved". Listen to the 3rd verse when they sing simultaneously. Incredible! Recommendation: A Million Miles Away movie. It is a biographical drama film about the life of José Hernández, a Mexican-American migrant farm  Small win: Booked Cirque Du Soleil show. Looking forward to it. Bankole's recommendations & small wins: Recommendation: Comma - Burna Boy && Wolfram|Alpha as the Way to Bring Computational Knowledge Superpowers to ChatGPT Small win: Clean shaven + the Nigerian AFCON semifinal win only to lose in the final a few hours after recording :(  Other content: History of Web Acquiring in Nigeria && Atlas Copco on Invest Like The Best && An Empirical Examination of Why Mobile Money Schemes Ignite in Some Developing Countries but Flounder in Most  Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Introduction: Welcome to another episode of West Virginia Uncommonplace Podcast! In this special episode, J.R. dives deep into the extraordinary journey of Junaid Ahmed, creator of the Go Box Studio and host of the "Hacks and Hobbies" podcast. Join us as we explore the unique stories that make West Virginia a truly uncommon place. Overview: Today's episode features Junaid Ahmed, who not only shares his own journey but also brings insights into the world of content creation and podcasting. From the inception of the Go Box Studio to the evolution of podcasting, this conversation uncovers the uncommon stories that unfold when passion meets innovation. Key Points: 1. **Go Box Studio Origins:** Junaid takes us back to the origins of the Go Box Studio, a portable video studio in a box, sharing how it was born out of a request from Alex Ramos and developed through ten iterations. 2. **Connecting with Ken Okazaki:** Learn about Junaid's connection with Ken Okazaki, the creator of Go Box Studio, and how their collaboration led to the successful launch of the innovative product in September 2022. 3. **Content Creation During the Pandemic:** Discover how Junaid, with a background in film and video production, adapted to the challenges of the pandemic by setting up his own studio and creating engaging content for social media. 4. **Podcasting Evolution:** Gain insights into the evolution of podcasting as Junaid discusses the integration of video and advancements like Podcasting 2.0, which introduces features like auto transcription. 5. **Hacks and Hobbies Podcast Journey:** Explore Junaid's own podcasting journey with "Hacks and Hobbies," starting with a focus on beekeeping and evolving to feature over 450 guests in five years. 6. **The Power of Showing Up:** Junaid emphasizes the importance of consistency and perseverance in the podcasting world, encouraging aspiring creators to keep showing up and building connections. 7. **Encouraging Young Creators:** The conversation touches on the impact of support for young content creators, illustrated by the story of a 12-year-old winner at Pod Fest who received a MacBook Air and started his own YouTube channel. Conclusion: As we wrap up this episode, don't forget to connect with Junaid on various platforms, including LinkedIn, Instagram, and his podcast's website. West Virginia Uncommonplace Podcast celebrates the uncommon stories and journeys that unfold in the Mountain State. Stay tuned for more fascinating narratives that make West Virginia truly extraordinary. https://www.hacksandhobbies.com/

Overview: Today, we're going to explore Moove, the mobility fintech. We'll discuss the story across the following areas: African mobility and transportation context Moove's launch & early history Product & monetization strategy Competitive positioning & potential exit options Our overall outlook. This episode was recorded on Jan 14, 2024 Companies discussed: Moove, Uber, Lyft, Autochek, Cars45, GoKada, Creditas, Swvl, Lori, Sendy & FairMoney Business concepts discussed: Revenue-based financing, asset-based lending, Ridesharing & Mobility entrepreneurship Conversation highlights: (01:20) - What Moove does and why we're talking about it (06:57) - Context of mobility and public transportation in Nigeria (21:50) - Founders' background (27:50) - Moove founding and early history (32:16) - Fundraising (43:20) - Growth and Geographical Expansion (48:15) - Partnerships (1:07:26) - Product and Monetization Strategy (1:28:44) - Metrics (1:33:50) - Competition and options for exit (1:53:10) - Olumide's overall thoughts and outlook (2:09:07) - Bankole's overall thoughts and outlook (2:26:12) - Recommendations and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com. Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Checkout my FIREDOM book = FIRE (Financial Independence, Retire Early) + Freedom = personal finance and financial independence book. Website, Read: Substack Newsletter & Buy: Print, eBook or Audiobook) Recommendation: The Gap and The Gain (by Benjamin Hardy & Dan Sullivan: Book about mindset and approach to life, measuring success, fulfilment and happiness. Recommendation: Be Useful: Seven Tools for Life (Arnold Schwarzenegger): Great book by the legend about principles to approach life to get what you want. At this point, I've read all his books and can recommend them all. Arnold records the audiobook end-to-end by himself so be ready for awesomeness Small win: Completely revamped by Body Skincare after getting deep into research about this Bankole's recommendations & small wins: Recommendation: Money Maze Podcast - Interview with the CEO of De Beers && We are different from all other humans in history && The Reality of the Danish Fairytale  Small win: Successful visa application to South Africa Other content: Nigeria's Secured Lending Opportunity - bankole.org  Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Overview: Today we examine the complex relationship between technological change, particularly AI, and personal identity. We reflect on insights from change management expert Bree Goff and authors like James Clear and Kai-Fu Lee. The focus is on understanding how AI impacts our sense of self and how to adapt while preserving our unique human qualities.   Daily SPARK Prompt (edit, cut and paste this into your favorite AI tool) Tip: If you don't pay for GPT4, try Co-Pilot by Microsoft (it's free!) Hi! I'm reflecting on my identity in the rapidly evolving AI era and need your assistance. Here's my SPARK scenario: Situation: In a world where AI is redefining traditional roles and tasks, I am exploring who I want to be. My current situation involves [describe your current interaction with AI and how it impacts your daily life]. Problem: I feel [describe any concerns or feelings of loss/displacement due to AI]. I'm struggling to understand how AI affects my sense of self and how to adapt without losing my unique identity. Aspiration: I aspire to use AI as a tool to enhance, not replace, my identity. Inspired by James Clear's 'Atomic Habits,' I want to focus on who I wish to become, emphasizing my [mention specific human qualities like creativity, empathy, etc.]. Results: Ideally, by embracing AI in this way, I hope to [describe the positive changes you wish to see, such as becoming more adaptable, resilient, or creative]. Kismet: Can you provide 5 strategies or daily habits that would help me reinforce my unique identity in this AI-driven world? And, importantly, what might I be missing in this approach?       Key Points: Change and Loss of Control: Bree Goff's perspective on how people don't resist change but resist loss, especially relevant in the era of AI. AI's Personal Impact: The infiltration of AI into aspects of life traditionally unique to humans, challenging our roles, tasks, and creativity. The Serenity Prayer's Relevance: Using this prayer to accept what we can't change and to find the courage and wisdom to adapt. Identity and Habits: Drawing from James Clear's 'Atomic Habits,' focusing on who we wish to become in the AI era and the importance of self-identity in times of change. AI as a Mirror: Using AI to reflect on and enhance human qualities like empathy and creativity, rather than replacing them.   Let's Connect and Keep the Learning Going Website: designingschools.org LinkedIn: Dr. Sabba Quidwai Twitter: @askMsQ Instagram: @askMsQ    

Overview: Today, we're going to explore AFEX, the African commodities exchange. We'll discuss the story across the following areas: African Agriculture context AFEX's launch & early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook. This episode was recorded on Dec 24, 2023 Companies discussed: AFEX, EAX (East African Commodity Exchange), Tony Elumelu Foundation, Heirs Holdings, Apollo Agriculture, NCX, Cargill, Louis Dreyfuss, 50 Ventures & Berggruen Charitable Trust Business concepts discussed: Agriculture technology (AgTech, AgriTech or AgroTech), Agribusiness marketplaces, farming financing, Farmer market access opportunities, Agriculture insurance strategy, Commodity trading & Internal Entrepreneurship (Incubated company strategy). Conversation highlights: (01:10) - What Afex is and why we're talking about it (08:36) - Context of agriculture in Africa (21:49) - AFEX Founding story (33:28) - Fundraising (39:56) - Growth, geographical expansion and partnerships (49:42) - Product strategy, monetization and growth (59:14) - Cost structure, revenue and margins (1:10:00) - Business and user metrics (1:13:14) - Competition and options for exit (1:21:02) - Bankole's overall thoughts and outlook (1:34:25) - Olumide's overall thoughts and outlook (1:47:45) - Recommendations and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com. Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Checkout my FIREDOM book = FIRE (Financial Independence, Retire Early) + Freedom = personal finance and financial independence book. Website, Read: Substack Newsletter & Buy: Print, eBook or Audiobook) Recommendation: I went back and re-read some of my classic books: How I found freedom in an Unfree world (Harry Browne), Don't Sweat the Small Stuff and It's All Small Stuff (Richard Carlson) & A Guide to the Good Life - The Ancient Art of Stoic Joy (William B. Irvine) Small win: Hiking with new friends in St Thomas. Cool Bankole's recommendations & small wins: Recommendation: FiveBooks.Com - FiveBooks.com shares lists of the best five books on many topics, chosen by experts in that area Recommendation: Jeff Bezos on Lex Fridman Podcast. A rare Jeff Bezos long form interview.  Small win: Running while listening to Big 7 - Burna Boy Fact check: Tony Elumelu narrates How He Went from Second Class Lower Degree to Nigeria's Billionaire Other content: FT ranking: Africa's Fastest Growing Companies 2023 & AFEX Nigeria loses maize worth N85m to 'police raid'  Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Overview: Today, we're going to talk about Nomba (formerly known as Kudi) , the FinTech payments solutions provider. We'll explore the story across the following areas: African & Nigerian SME context Nomba's early history  Product & monetization strategy Competitive positioning & potential exit options Our overall outlook. This episode was recorded on December 3, 2023 Companies discussed: Nomba (Kudi), MoniePoint (TeamApt), Yoco, Kuda Bank, Flutterwave, Paystack, Stripe, Safaricom, Brass Banking, TradeDepot, Sabi, Paystack, Flutterwave, MTN, Airtel, Bumpa, Vendease, Orda, OPay, OnePipe, Paga, FairMoney, Omnibiz, Interswitch & Kippa Business concepts discussed: SME Agency Banking, Informal retail, banking, Open banking & Mobile Money, Merchants solutions, Points-of-Sale devices, SME Lending & hardware and software bundling Conversation highlights: (01:25) - Nomba context (06:29) - Context of African SMEs and Informal retail (19:10) - Founding story and founders' background (29:02) - Fundraising (43:07) - Partnerships, Geographical expansion and Team (47:55) - User metrics (52:55) - Product and Monetization strategy (1:02:24) - Competition and options for exit (1:12:35) - Olumide's overall thoughts and outlook (1:18:50) - Bankole's overall thoughts and outlook (1:24:40) - Recommendation and small wins  Olumide's recommendations & small wins: Recommendation: TBD Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com. Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Checkout my FIREDOM book = FIRE (Financial Independence, Retire Early) + Freedom = personal finance and financial independence book. Website, Read: Substack Newsletter & Buy: Print, eBook or Audiobook) Jay-Z at Madison  Square Garden. Incredible. He performs so many of his hit songs with an ensemble of other artists. I was jumping of my chair rapping along. Charlie Munger died last week.. What a hero. What a legend. What a mind. I love the guy. I can recommend all his books and videos Bankole's recommendations & small wins: Recommendation: Constellation Software on Business Breakdowns Small win: Running in Paris and Ray-Ban Meta glasses Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Overview: Today, we're going to explore TymeBank - the South African neobank. We'll discuss the story across  the following areas: African & Nigerian banking context TymeBank's launch, early history, growth over time & fundraising Product & monetization strategy Competitive positioning & potential exit options Overall outlook. Companies discussed: TymeBank, African Rainbow Capital (ARC), MTN, Kuda Bank, Chipper Cash, FairMoney, Carbon, Discovery Bank, Branch, Pick N Pay, TakeAlot, Commonwealth Bank of Australia, Bank Zero, Naspers & NuBank Business concepts discussed: International expansion, Startups and Distribution, Deposit banking, International expansion, Data sovereignty, Conversation highlights: (00:30) - TymeBank context (08:15) - Context of African Banking  (24:20) - TymeBank founding story (52:20) - Fundraising (55:01) - Growth and geographical expansion (1:20:03) - Product & Monetization  Strategy (1:50:08) - Competition and options for Exit (2:00:33) - Bankole's  overall thoughts and outlook (2:10:38) - Olumide's overall thoughts and outlook (2:15:00) - Recommendations and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com. Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Checkout my FIREDOM book = FIRE (Financial Independence, Retire Early) + Freedom = personal finance and financial independence book. Website, Read: Substack Newsletter & Buy: Print, eBook or Audiobook) Recommendation: AI 2041: Ten Visions for Our Future (Kai-Fu Lee): Great book about the potential of AI told across 10 stories Recommendation: Dangote (song by Burna Boy). Incredible song Recommendation: Good Bad Boy (song by Lil Kesh). Catchy and smooth chorus. With a deeper meaning about searching for companionship  Small win: I was in NYC book launch for FIREDOM Book launch. Dope. Bankole's recommendations & small wins: Recommendation: Plunder by Brendan Ballou - A book on the excesses of Private Equity. PE is an example of well-intentioned policy having (unintentional?) downstream impact. Recommendation:  Business Breakdown Podcast on Mobile Gaming: The uneven distribution of paying customers in mobile gaming reminds me of emerging market telco companies Small win: Quest 3 Headset! VR is coming along nicely. Other content:  TymeBank Holdings 2022 Financial Statement & Substack on the history of Tyme Global Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Overview: Today we share some reasons Kasey has been booked and busy for so many years with loyal clients and how you can incorporate them into your work + We are finally hosting our first LIVE webinar on the perfect facial for KB members. Don't miss it! Today We Talk About: Why communication matters It's all about the experience Go above and beyond without sacrificing yourself Live Webinar: November 9th at 12:30 PM Pacific Time | Head to Kasey Boone Skincare Links Mentioned: Where is my steamer from? What's my favorite esty chair? Shop Spa & Equipment and use code Kasey for 5% off your order HERE Want me to stock your treatment room this month? Like & comment on the latest @skinandthecitypodcast post to be selected! Enjoy 5% off Kasey Boone Skincare with code SATC22 Become a Kasey Boone Skincare Member | Join the Private Facebook Group | Follow Us on Pinterest | ASCP Insurance | Follow us on TikTok Leave us a review HERE & email a screenshot to podcast@glowskincarela.com and our Kim-Tern will be shipping you some goodies Be sure to follow and tag us on IG! @skinandthecitypodcast and @kaseybooneskincare Thanks for listening! --- Send in a voice message: https://podcasters.spotify.com/pod/show/skinandthecity/message

Overview: Today, we're going to explore Carbon, the credit-led Neobank. We'll discuss the Carbon story across the following areas: African lending & consumer credit Carbon's founding & early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on Oct 15, 2023 Companies discussed: Carbon (PayLater, One Credit, OneFi, One Finance), Diamond Bank, Cafe Neo, Kaizen Venture Partners, FairMoney, Branch, Paga, Kuda Bank, GTBank, Access Bank, Chipper Cash, NuBank, Lesaka (NET1 UEPS), Lendable, Interswitch, Visa, RenMoney, Tala & Safaricom (M-Pesa) Business concepts discussed: Smartphone credit assessment, consumer lending, unbanked population, Neobank strategy, Personal Finance OS & Buy Now Pay Later Conversation highlights: (00:48) - Carbon context (08:15) - Consumer lending in Africa and Neobanks  (15:32) - Background on African banking and Neobanks (32:02) - Founding story of Carbon & Founders' background (54:04) - Fundraising  (1:01:15) - Growth and Geographical Expansion (1:08:03) - Acquisitions and investments (1:15:54) - Team and organisation (1:19:35) - Key metrics (1:40:46) - Product strategy and monetization (2:00:08) - Competition and options for exit (2:10:33 - Olumide's overall thoughts and outlook (2:20:38) - Bankole's overall thoughts and outlook (2:30:15) - Recommendation and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com. Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Checkout my FIREDOM book = FIRE (Financial Independence, Retire Early) + Freedom = personal finance and financial independence book. Website, Read: Substack Newsletter & Buy: Print, eBook or Audiobook) Recommendation: Lil Kesh - Shoki Remix. Song is beyond nice. I probably understand 15% of it. Lil Kesh was 19 years old when the song was released. The power of young people to Incredible things. Wow! Recommendation: Lil Kesh - Don't Call Me (feat. Zinoleesky) [Lyrics Visualiser].  Recommendation: Ruger - Ruger. The song literally starts with “Man, I spit fire…”. How can I not love it? Small win: Switched to Instacart (from Amazon Fresh) for groceries. Not going back Bankole's recommendations & small wins: Recommendation: Fair Isaac Company on Business Breakdowns, MTN on Business Breakdowns Small win: New phone Other content: Building Magic - The Cafe Neo story & Chipper Cash AI Day Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Today, Brian sits down with Allison Pollard on the Agile Mentors Podcast to discuss the age-old question: Should Scrum Masters be technical? Tune in for Allison’s insights during this thought-provoking episode. Overview Today, on the Agile Mentors Podcast, Brian sits down with Allison Pollard to tackle the age-old question: "Should Scrum Masters be technical?" Allison shares her extensive experience with this topic and the importance of a clear definition of “technical” within the Scrum Master role. Allison candidly discusses the biases and assumptions associated with the expectation of Scrum Masters being technical and the potential impact in the workplace. Plus, she shares her advice for a more open and inclusive approach to accommodate diversity within the Agile community. Listen in for a thought-provoking discussion that uncovers new perspectives and insights on Scrum Masters' technical expertise to help you find the right fit for your team. Listen Now to Discover: [01:22] - Brian welcomes Allison Pollard to the Agile Mentors podcast. [03:31] - Alison introduces the topic of the show, which is whether Scrum Masters should be technical, her experience with the question of Scrum Masters' technical expertise, and the need for a clear definition of what "technical" means in this context. [06:12] - What’s more important, technical skills or soft skills? [07:55] - Alison shares an interview experience where a Scrum Master candidate underestimated the importance of technical debt, highlighting the need for Scrum Masters to be familiar with these concepts. [11:41] - The importance of a willingness to adapt and grow. [11:56] - The biases and assumptions associated with the expectation of Scrum Masters being technical and how that can create a division in the workplace. [13:12] - The importance of acknowledging the limitations of personal experience. [14:46] - The history of Scrum Masters as servant leaders and the impact this had on the role. [20:49] - Brian shares the importance of understanding the business value of Agile practices. [21:50] - Allison shares the importance of asking questions to gauge the comfort level of potential Scrum Masters in discussing various topics to determine how they will work with your team. [22:32] - How biases and implicit assumptions related to Scrum Masters can affect hiring and promotions. [22:51] - Today's episode is brought to you by Mountain Goat Software's Certified Product Owner course, a two-day training course that teaches you how to use the product backlog as a tool for project success. For more information, check out the Mountain Goat Software Certified Scrum and Agile Training Schedule. [24:04] - Allison shares the importance of balancing servant leadership and focusing on tasks that help the team achieve results, rather than performing non-value-added tasks that hinder effectiveness. [26:28] - The value of building personal relationships during off times. [27:45] - They discuss biases and the importance of recognizing implicit biases when evaluating Scrum Masters' performance and effectiveness. [29:39] - Helping diverse individuals succeed in Agile roles. The challenges people face due to biases and the need for systemic changes to better accommodate diversity in the Agile community. [30:58] - Did you know recognizing impostor syndrome may be a sign that you are not an impostor? Plus, advice for overcoming imposter syndrome. [32:37] - You can connect with Allison on LinkedIn or at Helping Improve LLC to find out more about the training and coaching she offers. [33:05] - A huge thank you to Allison for being on the show. Did you know you can find all of the show notes and resources for all of the Agile Mentor Podcast on the Mountain Goat Software website? We had a question about the information shared on the recent show with Lance Dacy, you can find the show notes and resources from that show here. [34:29] - If you enjoyed this episode share it with others and subscribe to the Agile Mentors Podcast on Apple Podcasts. Did you know we discuss every episode of the podcast in the Agile Mentors Community? Join us (a 12-month membership is included with any training class from Mountain Goat Software) and post your questions there. As always, if you have feedback or ideas for the show, just send us an email. References and resources mentioned in the show: Allison Pollard on LinkedIn Helping Improve LLC Helping Improve on LinkedIn Agile Mentors Podcast from Mountain Goat Software “#54: Unlocking Agile's Power in the World of Data Science with Lance Dacy” Subscribe to the Agile Mentors Podcast on Apple Podcasts Certified Scrum Product Owner Training Advanced Certified Scrum Product Owner® Certified Scrum Master Training and Scrum Certification Advanced Certified ScrumMaster® Mountain Goat Software Certified Scrum and Agile Training Schedule Join the Agile Mentors Community Subscribe to the Agile Mentors Podcast on Apple Podcasts Want to get involved? This show is designed for you, and we’d love your input. Enjoyed what you heard today? Please leave a rating and a review. It really helps, and we read every single one. Got an Agile subject you’d like us to discuss or a question that needs an answer? Share your thoughts with us at podcast@mountaingoatsoftware.com This episode’s presenters are: Brian Milner is SVP of coaching and training at Mountain Goat Software. He's passionate about making a difference in people's day-to-day work, influenced by his own experience of transitioning to Scrum and seeing improvements in work/life balance, honesty, respect, and the quality of work. Allison Pollard, the co-owner of Helping Improve LLC, is a coach, consultant, and trainer who brings the power of relationship systems intelligence to go beyond tasks, roles, and frameworks to create energy for change. As Program Director for Women in Agile's mentorship program, she champions diversity and amplifies women's voices, contributing to the agile community's growth. Allison is a Certified Professional Co-Active Coach and a seasoned speaker at global conferences, including Scrum Gatherings and the Agile Alliance Agile20xx conferences.

Overview: Today, we're going to talk about FairMoney, the credit-led Neobank in emerging markets.  we'll explore the FairMoney story across the following areas African lending & consumer credit FairMoney's founding & early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on Oct 1, 2023 Companies discussed: FairMoney, Branch, PalmPay, Kuda Bank, Carbon, 54Gene, GTBank, Access Bank, Ecobank, PalmPay, Carbon, PiggyVest, Upstart, Tala, Visa, Mastercard Safaricom (M-Pesa), PayForce & Chipper Cash Business concepts discussed: Smartphone credit assessment, African customer segmentation strategy, Consumer lending, unbanked population, smartphone credit assessment, Neobank strategy & Personal Finance OS Conversation highlights: (03:01) - Intro (07:19) - African consumer lending & neobank context  (18:35) - Neobanking context and background (20:00) - FairMoney founding story and Founders' background (39:40) - Fundraising (45:46) - Geographical expansion (49:05) - Partnerships (50:16) - Acquisitions (55:42) - Team & Location strategy (58:03) - User metrics and traction (1:04:27) - Product and monetization strategy (1:24:04) - Competition and options for exit (1:35:44) - Bankole's overall thoughts and outlook (1:47:30) - Olumide's overall thoughts and outlook (1:55:17) - Recommendations and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com. Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Checkout my FIREDOM book = FIRE (Financial Independence, Retire Early) + Freedom = personal finance and financial independence book. Website, Read: Substack Newsletter & Buy: Print, eBook or Audiobook) Recommendation 1: Arnold Schwarzenegger book 1: The Education of a Bodybuilder   Recommendation 2: Arnold Schwarzenegger book 2: Total Recall - My Unbelievably True Life Story Recommendation 3: Richard Feynman's book: What Do You Care What Other People Think?": Further Adventures of a Curious Character (Feynman Book 2). I already read and recommended "Surely, you're joking Mr Feynman which was extraordinary) Recommendation 4: Finnaus YT channel tells stories about financial companies and investors. Awesome. I watched the history of JP Morgan, Howard Marks, Jamie Dimon, Goldman Sachs, Fidelity, Vanguard and on and on. I must have spent over 10 hours in the past week on it Small win: Hanging out in Rio de Janeiro. It was fun! Bankole's recommendations & small wins: Recommendation: Zealot by Reza Aslan, Remember Me - Fireboy (FAEM remix) & Lonely At The Top - Asake (FAEM Remix) Small win: Exercising after recovering from an injury Other content: Laurin Hainy on TechPoint Africa, We Rich People Will Not Tell You How We Make Our Money - IG Reel, Moneylender licensing in Nigeria , Examples of spurious correlations & Titan: A Golden Case in Indian Retail Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Overview: Today we jump into a serious issue that plagues the field of play and haunts strength and conditioning coaches around the world: achilles injuries. This is one of the most common tendon rupture injury in the human body and we believe can largely be prevented. In this episode, we delve into the intricate world of Achilles tendon injuries, shedding light on effective prevention and recovery strategies. The Achilles tendon, a vital structure connecting the calf muscles to the heel bone, is prone to injuries due to its high usage and essential role in daily activities. We explore the common causes of Achilles tendon injuries, ranging from overuse and inadequate stretching to sudden, acute trauma, providing invaluable insights for our listeners to understand the risk factors and make informed decisions to mitigate them. Moreover, we unveil a comprehensive array of preventative measures and recovery techniques that can aid in strengthening and healing the Achilles tendon. From targeted exercises and stretches to lifestyle adjustments, we present actionable steps to help both athletes and the general population maintain optimal tendon health. By arming our audience with knowledge and practical advice, we empower them to proactively care for their Achilles tendon and enhance overall mobility and well-being. Tune in to equip yourself with the tools to conquer Achilles tendon challenges and thrive in an active, injury-free lifestyle. Timestamps: [0:00] Jocko Fuel [2:00] Episode Intro [9:57] Aaron Rogers Achilles Injury [11:41] The Background of the Achilles [13:14] Who's at Risk? [17:33] How Does the Achilles Become Injured? [38:35] Special Considerations for Rehab [41:51] The Corrective Protocol         SPONSORS:   Jocko Fuel https://store.jockofuel.com/?ref=xgsWFwqMzvQtsD Code RONIN10   Get 10% Off The Iron Neck: https://www.iron-neck.com/discount/AFFILIATE?rfsn=7380568.84f9bc2&utm_source=refersion&utm_medium=affiliate&utm_campaign=brian.oberther   Get 15% off the NuRecover Portable Cold Plunge!: https://www.nurecover.com/discount/BRIAN23382   Get FREE LMNT with your first order! (The Cleanest Sports Drink on the Market) http://elementallabs.refr.cc/brianoberther   Get $150 off the premier cold plunge tank at: https://plunge.pxf.io/qnXvLN     FOLLOW US Instagram  (OB) https://www.instagram.com/oberther/ (Smitty) https://www.instagram.com/smittydiesel/     EXTRAS Get Ageless Athlete: https://agelessathletesc.com Team Forever Strong: Https://trainheroic.com/foreverstrong Instagram  (OB) https://www.instagram.com/oberther/ www.infinityithaca.com (Smitty) https://www.instagram.com/smittydiesel/ www.dieselsc.com    

Overview:  Today host Lori Boll speaks with Mitch Weathers, creator of The Organized Binder. Mitch created this binder to empower teachers with a simple but research-backed strategy to teach students executive functioning skills while protecting the time needed for content instruction. Lori & Mitch discuss how establishing a predictable learning routine for our students serves to foster safer learning spaces and how shared routines throughout an entire school helps create collective efficacy. Connect Website  LinkedIn Twitter Facebook Bio: Mitch became a gifted teacher because he was a mediocre student. Mitch rarely felt comfortable in the classroom. In fact, it took him 7 years for him to graduate from college. Choosing to become a teacher, Mitch was fortunate enough to experience school as if it was happening all around him. He was unsure how to jump into his learning with confidence. There is a loneliness to experiencing your education as a passive object as opposed to an active subject. From the moment he entered the classroom Mitch relied on his personal experiences as a learner. He recognized that what we teach, the content or curriculum, is secondary. We must first lay the foundation for learning before we can get to teaching. Mitch designed Organized Binder to empower teachers with a simple but research-backed strategy to teach students executive functioning skills while protecting the time needed for content instruction. The secret is found in establishing a predictable learning routine that serves to foster safer learning spaces. When students get practice with executive functions by virtue we set them up for success. --- Send in a voice message: https://podcasters.spotify.com/pod/show/seniapodcast/message

Overview: Today, we're going to talk about Branch, the FinTech lending company and Neobank. We'll explore the story across the following 5 areas: African lending & consumer credit Branch's founding early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on Sep 10, 2023 Companies discussed: Branch, Kiva, Kuda Bank, Chipper Cash, Earnin, Paga, FairMoney, MFS Africa, GTBank, Access Bank, Ecobank, PalmPay, Carbon, PiggyVest, Upstart, Tala, Visa, Mastercard & Safaricom Business concepts discussed: Credit scoring, Smartphone credit assessment, African customer segmentation strategy & low-end disruption, Consumer lending, , unbanked population,  smartphone credit assessment, Pan-African Banking Conversation highlights: (01:00) - What Branch is and why we're talking about it (07:40) - Africa consumer credit context and background (19:17:) - Branch International founding (23:31) - Founders' background (39:12) - Fundraising and Growth (51:40) - Geographical expansion  (1:02:01) - Acquisitions and Team overview (01:15:14) - Product strategy (1:33:20) - Monetization strategy and Costs (1:41:58) - Competition and options for exit (1:57:08) - Bankole's overall thoughts  (2:10:59) - Olumide's overall thoughts (2:30:20) - Recommendations and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com. Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Checkout my FIREDOM book = FIRE (Financial Independence, Retire Early) + Freedom = personal finance and financial independence book. Website, Read: Substack Newsletter & Buy: Print, eBook or Audiobook) Recommendation: Eminem - Rap God (OMFG I'm 12 years late, my mind exploded. WOW!) Recommendation: Can't Hurt Me (David Goggins). Incredible book about challenges David went to from parental abuse, racism to make something of himself. I went through waves of intense emotions while reading the book. At some points, I was crying in pain with David and other times I was in pure shock about what I was listening to. Small win: Hosted FIREDOM book launch event in London. Amazing conversations about life, managing money and growth. Dope shit. Bankole's recommendations & small wins: Recommendation: American Prometheus by Kai Bird, A/B Testing with Fat Tails & Remember Me - Fireboy DML Small win: Chin-chin from a recent trip to Lagos Other content: Mobile overdraft facility Fuliza outshines Silicon Valley-backed lending apps in Kenya- TechCrunch & Inside Branch's 20 percent interest investment push to beat Nigerian bank offerings - TechCabal Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Overview:  Today host Lori Boll speaks with David Geslak and Amber Pantaleo, Founder and Vice President of Exercise Connection, an organization that uses evidence-based solutions to empower those who support individuals with autism and other disabilities to teach exercise successfully. Coach Dave and Amber share the research and evidence based practices to support learners and share how just 10 minutes a day of exercise can make a tremendous difference and set our students up for successful learning. Website  Twitter Facebook Instagram Resources Mentioned in Today's ShowBios: SENIA Happy Hour Podcast w/ Coach Dave: Autism & The Power of Exercise David Geslak - As a personal trainer and fitness coordinator at a school for children with autism, Coach Dave experienced first-hand the challenges of teaching exercise. By understanding that students with autism learn differently, he developed a system that has become a breakthrough in effectively teaching exercise. He is the founder of Exercise Connection and is a published author, researcher, keynote presenter and, in partnership with the American College of Sports Medicine (ACSM), he created the Autism Exercise Specialist Certificate. As a pioneer in the field, Dave's commitment and methodology have been embraced around the world by the autism community, professionals, and Universities. He was also a finalist for ACSM's Certified Professional of the Year (2020) & IDEA's Fitness Leader of the Year (2022). Amber Pantaleo - As a former special education teacher, Amber was challenged with her District's requirement of 10-minutes of physical activity per day, outside of PE. Knowing the benefits of exercise for those with autism--improve emotional regulation, social skills, language development, and academics--Amber proactively added exercise into her students' classroom routines. Supported with evidence-based practices, Amber successfully embedded exercise through reinforcement, behavior management, and movement breaks. Now the Vice President at Exercise Connection, Amber's expertise helps to develop inclusive solutions that level the playing field for everybody, empowering educators and therapists to successfully teach exercise. --- Send in a voice message: https://podcasters.spotify.com/pod/show/seniapodcast/message

Overview:  Today host Lori Boll speaks with Dr. Emily Meadows (she/her), one of SENIA's keynote speakers for our upcoming virtual conference. Emily is an LGBTQ+ consultant specialized in international schools. In addition to her doctoral degree, Emily holds master's degrees in both Sexual Health and Counseling, and has worked as an international school counselor for over a decade. She researches, publishes, and trains school communities on equitable policy and practice, while also teaching for the LGBT Health Policy & Practice graduate program at George Washington University. Having spent more than half of her life in international schools, Emily specializes in culturally-relevant solutions to promote equity and belonging worldwide. Lori & Emily discuss Emily's work in international schools and how she works alongside school leaders, faculty, and the community to ensure that members of the LGBTQ+ community feel safe. Emily also shares a sneak peak into what she'll be sharing in her keynote presentation. Oh, and be sure to listen all the way through as Emily gives us all an incredible gift. Connect Website  Twitter LinkedIn Threads: @emilymeadowsorg Resources Mentioned in Today's Show LGBTQ+ Inclusion Policy Template for International Schools Bio Dr. Emily Meadows (she/her) is an LGBTQ+ consultant specialized in international schools. In addition to her doctoral degree, Emily holds master's degrees in both Sexual Health and Counseling, and has worked as an international school counselor for over a decade. She researches, publishes, and trains school communities on equitable policy and practice, while also teaching for the LGBT Health Policy & Practice graduate program at George Washington University. Having spent more than half of her life in international schools, Emily specializes in culturally-relevant solutions to promote equity and belonging worldwide. --- Send in a voice message: https://podcasters.spotify.com/pod/show/seniapodcast/message

Overview:  Today host Lori Boll speaks with Tim Villegas who is the director of communications of MCIE or the Maryland Coalition for Inclusive Education, a nonprofit that envisions a society where neighborhood schools welcome all learners and create the foundation for inclusive communities. He is the founder of Think Inclusive, MCIE's blog and podcast. Tim and Lori speak about MCIE and their impact, discuss the three main things that stand in the way of schools becoming more inclusive, and discuss the importance of school leaders promoting inclusion to make it a school-wide initiative. Connect Website  Twitter Instagram Facebook --- Send in a voice message: https://podcasters.spotify.com/pod/show/seniapodcast/message

Overview: Today's episode we dive into some Ronin listener submitted questions, starting with some business related topics such as developing your brand as a coach, starting a small business in a new area, and best marketing techniques learned from years of mistakes. Next we discuss the best conditioning for firefighters and tactical athletes, while highlighting a way to progress your own conditioning training. This leads to Smitty explaining what @defrancosgym calls “Time Motion Analysis,” and how it can help with programming for sports performance. Next we discuss best warm up considerations for MMA fighters and grapplers. Lastly we transition to MMA and discuss some upcoming fights, as well as reminiscing about our favorite fighters of all time. If you'd like to submit questions for our next Q&A, follow us on instagram and tune in on Fridays where we will collect questions all day:   Submit Questions: (OB) https://www.instagram.com/oberther/ (Smitty) https://www.instagram.com/smittydiesel/   Timestamps: [0:00] Intro [0:30] Weekly Recap [6:28] Secret of The Golden Flower [12:00] Endure [14:43] Unbeatable Mind - Mark Divine [16:31] What Comes With The Territory of Coaching [26:10] Best Way To Progress Conditioning - Tom Drake [32:00] Time Motion Analysis [34:37] Starting A Business In A New Area [42:30] Best Warm Up for Fighters Pre Fight [51:05] Nate Diaz vs. Jake Paul       CURRENT RONIN CHALLENGE Download the checklist here: https://quick-action.s3.amazonaws.com/RONIN-CHALLENGE-DAILY-UPDATED.pdf Send Screen Time Screen Shots To:  becomingroninpodcast@gmail.com     SPONSORS:   Jocko Fuel https://store.jockofuel.com/?ref=xgsWFwqMzvQtsD Code RONIN10   Get 10% Off The Iron Neck: https://www.iron-neck.com/discount/AFFILIATE?rfsn=7380568.84f9bc2&utm_source=refersion&utm_medium=affiliate&utm_campaign=brian.oberther   Get 15% off the NuRecover Portable Cold Plunge!: https://www.nurecover.com/discount/BRIAN23382   Get FREE LMNT with your first order! (The Cleanest Sports Drink on the Market) http://elementallabs.refr.cc/brianoberther   Get $150 off the premier cold plunge tank at: https://plunge.pxf.io/qnXvLN     FOLLOW US Instagram  (OB) https://www.instagram.com/oberther/ (Smitty) https://www.instagram.com/smittydiesel/     EXTRAS Get Ageless Athlete: https://agelessathletesc.com Team Forever Strong: Https://trainheroic.com/foreverstrong Instagram  (OB) https://www.instagram.com/oberther/ www.infinityithaca.com (Smitty) https://www.instagram.com/smittydiesel/ www.dieselsc.com    

Overview: Today, we're going to talk about Sabi, the B2B retail & supply chain services platform. We'll explore the story across the following areas: Africa's and Nigeria's informal retail sector Sabi's early history Product & monetization strategy Competitive positioning & potential exit options Overall Outlook. This episode was recorded on July 23, 2023 Companies discussed: Sabi, Rensource, TradeDepot, Twiga Foods, Wasoko (Sokowatch), Omnibiz, Alerzo, & Marketforce Business concepts discussed: Informal retail penetration, SMB retail OS, B2B Operating systems, Equity carve-outs, Power as a service, Channel margins & Supply chain logistics Conversation highlights: (01:00) - Sabi context (06:30) - Africa and Nigeria informal retail context and background (20:39) - Background on the founders (30:04) - Quick Rensource detour - overview and background (37:05) - Background on Sabi founding (47:52) - Fundraising (56:40) - Geographic expansion, partnerships and metrics, and growth (1:10:15) - Product Strategy (1:21:17) - How Sabi makes money (1:32:06) - Competition and options for exit (1:46:16) - Bankole's overall thoughts and outlook (1:55:59) - Olumide's overall thoughts and outlook (2:07:49) - Recommendations and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com. Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Checkout my FIREDOM book = FIRE (Financial Independence, Retire Early) + Freedom = personal finance and financial independence book. Website, Read: Substack Newsletter & Buy: Print, eBook or Audiobook) Recommendation: Outlive: The Science and Art of Longevity (book by Peter Attia) Recommendation: I Don't Want to Talk About It: Overcoming the Secret Legacy of Male Depression (book by Terrence Real) Small win: Organized House party with friends yesterday, it was fun. Small win: Got a new backpack for future travelling, very nice. Bankole's recommendations & small wins: Recommendation: Invest Like The Best with the co-founder of FIGS & Spiderman Song - Nigerian Remix Small win: New keycaps!!! Other content: How Equifax became a private IRS, Mission.org podcast episode with CEO Sabi  & Norrsken22-Backed Nigerian Startup Plans $125 Million Round Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our substack mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Overview: Today's episode kicks off with a quick look back at the first week of the Ronin Challenge. Smitty ond OB discuss how limiting screen time has renewed their focus and increases the awareness of the present moment. Next Smitty brings to the table a rapid fire question that he is extremely proud of; what are the top three dying scenes of any movie? We then dive into a question submitted to us from Justin from Mind Pump; what are our thoughts on people of the fitness industry moving to front squats over back squats? We discuss pros vs cons of the two movements, special considerations, a simple assessment you can do on yourself to determine which is best for you, and much more.     Download the checklist here: https://quick-action.s3.amazonaws.com/RONIN-CHALLENGE-DAILY-UPDATED.pdf   Send Screen Time Screen Shots To:  becomingroninpodcast@gmail.com   Timestamps: [0:00] Intro [1:14] Ronin Challenge Updates [10:16] Best Movie Death Scenes [19:25] The Trend of Front Squats Over Back Squats - Justin Andrews       Get 10% Off The Iron Neck: https://www.iron-neck.com/discount/AFFILIATE?rfsn=7380568.84f9bc2&utm_source=refersion&utm_medium=affiliate&utm_campaign=brian.oberther   Get Ageless Athlete: https://agelessathletesc.com   SPONSORS:   Jocko Fuel https://store.jockofuel.com/?ref=xgsWFwqMzvQtsD Code RONIN10   Get 15% off the NuRecover Portable Cold Plunge!: https://www.nurecover.com/discount/BRIAN23382   Get FREE LMNT with your first order! (The Cleanest Sports Drink on the Market) http://elementallabs.refr.cc/brianoberther   Get $150 off the premier cold plunge tank at: https://plunge.pxf.io/qnXvLN     FOLLOW US Instagram  (OB) https://www.instagram.com/oberther/ (Smitty) https://www.instagram.com/smittydiesel/     EXTRAS Team Forever Strong: Https://trainheroic.com/foreverstrong Instagram  (OB) https://www.instagram.com/oberther/ www.infinityithaca.com (Smitty) https://www.instagram.com/smittydiesel/ www.dieselsc.com    

Overview:    Today we are honored to have Tim Reynolds back in the studio. For those who listened to Tim's first episode, you will remember that Tim is a distinguished physical therapist as well as an Anatomy and Physiology professor at Ithaca College. In addition to his commitment to the health and rehab field, Tim is an avid outdoorsman with hundreds of grueling paced high peak hikes under his belt.   In this episode, Tim walks us through his recent experience taking on Mt. Rainier. We start by talking about the physical preparation that needs to take place in order to not put yourself or your team in harms way. Tim also gives his unique perspective on the orthopedic demands of training for something ultra demanding.   We then transition to the story of the climb and many of the challenges that the mountain throws at you.   From physical training, mental preparation techniques, dealing with emotions, and hoping for a lot of luck, this episode has it all.   Timestamps: [0:00] Jocko Sponsor [1:10] Intro (@jgilfedder) [2:30] Tim Reynolds Intro [4:30] What Sparks Someone to Climb a Dangerous Mountain [8:04] Prepping to Climb Mt. Rainier [20:28] Special Considerations During Prep [26:23] What to Pack [29:36] Journaling for Mental Prep [31:38] Day One of the Climb [44:08] Green Light to Summit [1:01:12] The Decompression After Finishing [1:08:26] Balancing Productivity with Social Media     Follow Tim:  https://instagram.com/timreynolds10?igshid=MzRlODBiNWFlZA==     SPONSORS:   Jocko Fuel https://store.jockofuel.com/?ref=xgsWFwqMzvQtsD Code RONIN10   Get 10% Off The Iron Neck: https://www.iron-neck.com/discount/AFFILIATE?rfsn=7380568.84f9bc2&utm_source=refersion&utm_medium=affiliate&utm_campaign=brian.oberther   Get 15% off the NuRecover Portable Cold Plunge!: https://www.nurecover.com/discount/BRIAN23382   Get FREE LMNT with your first order! (The Cleanest Sports Drink on the Market) http://elementallabs.refr.cc/brianoberther   Get $150 off the premier cold plunge tank at: https://plunge.pxf.io/qnXvLN     FOLLOW US Instagram  (OB) https://www.instagram.com/oberther/ (Smitty) https://www.instagram.com/smittydiesel/     EXTRAS Get Ageless Athlete: https://agelessathletesc.com Team Forever Strong: Https://trainheroic.com/foreverstrong Instagram  (OB) https://www.instagram.com/oberther/ www.infinityithaca.com (Smitty) https://www.instagram.com/smittydiesel/ www.dieselsc.com    

Overview: Today, we're going to talk about TradeDepot. We'll explore the story across the following areas: Africa's and Nigeria's informal retail sector TradeDepot's early history Product & monetization strategy Competitive positioning & potential exit options Overall Outlook. This episode was recorded on June 25, 2023 Companies discussed: TradeDepot, Twiga Foods, Wasoko (Sokowatch), Omnibiz, Alerzo, Marketforce, Sabi, Multipro, FMCG Distributions Limited & Kellogg Business concepts discussed: Informal retail penetration, SMB retail OS, B2B Operating systems, Informal markets, B2B retail, Buy Now Pay Later, Trade Finance & last-mile distribution Conversation highlights: (01:00) - TradeDepot intro and why we're talking about them  (06:50) - Africa's informal retail sector (20:55) - Differences in informal retail across Africa  (25:43) - Founders' background and early history (36:45) - Launch strategy (42:54) - Fundraising and Growth (49:55) - Growth and geographical expansion (1:02:33) - Product strategy and evolution (1:15:26) - Monetization strategy and costs (1:13:11) - Competition (1:25:05) - Options for exit (1:32:52) - Bankole's overall thoughts and outlook (1:42:22) - Olumide's overall thoughts and outlook (1:53:03) - Recommendations and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com. Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Checkout my FIREDOM book = FIRE (Financial Independence, Retire Early) + Freedom = personal finance and financial independence book. Website, Read: Substack Newsletter & Buy: Print, eBook or Audiobook) Recommendation: Eleven Rings (Phil Jackson). Great book about the unbelievable career of Phil Jackson who won rings with the Bulls (Michael Jordan) & Lakers (Shaq & Kobe). Recommendation: Spider-Man: Across the Spider-Verse movie. Best movie I've seen in years. Remarkably good. Great story. Great visuals. Fun! Small win: Friends together for a birthday party on a boat and at the club. It was incredible. Small win: FIREDOM book launch party in Washington DC. I wasn't even there but I felt the energy all the way from here in Miami. Bankole's recommendations & small wins: Recommendation: Voyager Playlist, Basquiat - Asake & Iya Eba's Legacy Small win: Switched to a new keyboard - the Keychron K2  Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Overview: Today, we're going to talk about Wasoko (Sokowatch) We'll explore the story across the following areas: Africa's and Kenya's informal retail context  Wasoko's early history Wasoko's Product & monetization strategy  Competitive positioning & potential exit options Overall outlook. This episode was recorded on June 11, 2023 Companies discussed: Wasoko (Sokowatch), Twiga Foods, TradeDepot, OmniBiz, Alerzo, mPharma, Nestle, Unilever, Multipro, Marketforce, Udaan & Flipkart Business concepts discussed: Informal retail penetration, Agency banking adoption, B2B Operating systems, Informal markets, & last-mile distribution Conversation highlights: (00:40) - Sokowatch background and why we're talking about it (08:35) - African informal retail context (16:11) - Founder background and Founding story (29:55) - Fundraising and early growth (36:56) - Geographic expansion, growth and partnerships (45;12) - Team strategy (54:00) - Product strategy and monetization (1:10:00) - Competition and options for exit (1:23:13) - Bankole's overall thoughts and outlook (1:33:05) - Olumide's overall thoughts and outlook (1:43:30) - Recommendations and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com. Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Checkout my FIREDOM book = FIRE (Financial Independence, Retire Early) + Freedom = personal finance and financial independence book. Website, Read: Substack Newsletter & Buy: Print, eBook or Audiobook) Recommendation: The Slight Edge. Amazing Personal Development book about a mental framework to apply daily actions to get what you want in life. I have read it about 6 times at this point. Recommendation: Temu.com. Started using it for shopping. It has some cool gamification ideas to nudge ecommerce purchases Small win: Hosted house party with friends. It was great to see everyone together Bankole's recommendations & small wins: Recommendation: Artificial Intelligence, a guide for Thinking Humans by Melanie Mitchell  & Would You Sell Your Extra Kidney - Dylan Walsh  Small win: won my physical activity mini-league Other content: FT fastest growing companies 2022 & Modularity Theory - Christensen Institute Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Overview: Today, we're going to talk about Twiga Foods. We'll explore the story across the following 6 areas Africa Agricultural context Kenya farming & market access context Twiga Foods' early history Twiga Foods' Product & monetization strategy  Twiga Foods' Competitive positioning & potential exit options Future outlook. This episode was recorded on May 28, 2023 Companies discussed: Twiga Foods, Apollo Agriculture, Vendease, Kibanda, Kellogg, Tolaram, Multipro, Olam, Dangote, Coca-Cola, Shoprite, Cargill, Nestle, Unilever & Safaricom (M-Pesa) Business concepts discussed: Agriculture technology (AgTech, AgriTech or AgroTech), Agribusiness marketplaces, farming financing, Farmer market access opportunities, SMB Retail, B2B solutions and Agriculture Logistics. Conversation highlights: (01:00) - Twiga Foods context (08:53) - Africa Agriculture context (18:30) - Kenya background and agriculture context (23:34) - Market access context in Africa (31:20) - Market access context at Twiga Foods' founding (40:12) - Founders' background and farming context (56:10) - Fundraising (1:04:10) - Geographical expansion, Partnerships and Hiring (1:15:00) - Metrics (1:20:15) - Product & Monetization strategy, Cost structure (1:32:58) - Competition (1:35:00) - Options for exit (1:45:50) - Olumide's overall thoughts and outlook (1:58:58) - Bankole's overall thoughts and outlook (2:06:31) - Recommendations and small wins Olumide's recommendations & small wins: Recommendation: Berkshire Hathaway story on the Acquired podcast. It has multiple parts and is really good. The Acquired podcast is like the non-African version of Afrobility. They tell stories of companies in developed markets. Alternatively you could say Afrobility is the African version of Acquired. Recommendation: Exxon-Mobil analyses on Business Breakdown podcast. Business Breakdowns is like a more serious suit-and-tie version of Acquired. As you can tell from my recommendations I like podcasts that analyse businesses. Small win: Sao Paulo trip. It was fun.  Small win: To physically touch and hold the Firedom (financial independence) book. I and Samon released the paperback and hardcover versions in May and I just received my author copy. It feels magical, the book is beautiful and bright red. Bankole's recommendations & small wins: Recommendation: Article about end of Life Dreams, Hallmarks of Good Product Sense & This Company Will Give You A Free TV In Exchange For Your Data | AdExchanger  Small win: The EPL season is over, and the suffering of being a Chelsea fan is on pause… Other content: Winning in Africa's agricultural market, After 18 Months, Your Investment Probably Isn't Getting Marked Up - Angellist & Kellogg purchases 50% of Multipro for $450M Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

All about a Music Supervisor with Jennie ArmonWelcome to Musicians Tip Jar, where we talk about musicians and money. We think every music creator needs to understand the value and power of music supervisors. I'm Chris Webb, joined by my co-host and the guy who always keeps me supervised, Dave Tamkin. Episode mission/Overview:Today we answer the basics, like, "What really is a music supervisor?" and "What does it mean to be ready to clear your music? As well as getting to go on the journey of our guest Jennie Armon from self-proclaimed DJ to big time supervisor.“If something makes you nervous, you should probably lean into it. Jump!” - Jennie ArmonFolk Alliance International: Based in Kansas City, Missouri, Folk Alliance International is a non-profit organization that has been supporting folk musicians worldwide since 1989. They provide resources and opportunities to folk musicians and currently have over 3,000 members Learn More at https://folk.org/Let's dive right into this great interview with the kind and generous Jennie Armon. I hope you get as much information out of it as we did. She lays it out, so if you are trying to get into sync as part of your revenue streams, listen up!Action:Make a list of all your connections in the music business and organize them. Update their info and perhaps reach out to those you haven't connected with in a while just to say hello.** We know how valuable your time is, we appreciate you for spending this time with us and being a part of this community. It is our hope that you feel that sense of community here at Musicians Tip Jar and help us spread the word to make us stronger together.If you find this information useful, please rate and subscribe to the podcast. So we can help keep you up on the financial side of your music business.As always, thanks for joining us, and remember, there is already enough for everyone, you just need to know how to get it. Until next time, on behalf of Dave Tamkin and myself, Stay happy, healthy, and wealthy. Stay happy, healthy, and wealthy. Organize your art around your dreams and watch them happen! This is Musicians Tip JarMusiciansTipJar.com

Overview: Today on the podcast we are talking about battling the urge to be consistent while feeling restless. In the spirit of keeping it honest with the audience, Kasey shares her feelings of burnout and some of the insecurities she is having in real time. With the new changes coming at Glow, Kasey is feeling the pressure. We will be taking a little (or big) break from the podcast and we give you permission to give yourself a break too! Links Mentioned: Where is my steamer from? What's my favorite esty chair? Shop Spa & Equipment and use code Kasey for 5% off your order HERE Want me to stock your treatment room this month? Like & comment on the latest @skinandthecitypodcast post to be selected! Enjoy 5% off Glow skincare with code SATC22 Become a Glow Skincare Member | Join the Private Facebook Group | Follow Us on Pinterest | ASCP Insurance | Follow us on TikTok Leave us a review HERE & email a screenshot to podcast@glowskincarela.com and our Kim-Tern will be shipping you some goodies Be sure to follow and tag us on IG! @skinandthecitypodcast and @glowskincarela Thanks for listening! --- Support this podcast: https://podcasters.spotify.com/pod/show/skinandthecity/support

Overview: Today we going to get into a recurring Hip Hop narrative…that we need to address…”Grindin”...“I'll Sleep when I die”...There's so much pressure for “No Days Off” (Wale)…A.  Before this EP, I never really considered the narrative of our music compared to our parents. Just think about it Our folks used to listen to music about enjoying life whether that's partying or love, songs like … “Celebrate…good times, Come on”,                “ We are having a party”, or “happy feelings in the air”...Whereas our generation has created a society of even when in a club partying…everyone going insane to be the loudest to say “I got 6 Jobs…I don't get tired by Kevin Gates”... B.  Thoughts on reasons for the generational shift of everything being about Hustle?  Our parents worked hard, but their music championed life, love, experiences, good vibes You Got McDonald's $$$  What are some ways to have Multiple Streams of Income without much grind? 1.      E-books2.      Podcast3.      Subscription Platforms 4.      Stock Portfolio CONCLUSION:Keeping it Funky with Spunky: (1) Don't' forget to celebrate the small wins. (2) Take some time to determine what success looks like for you. Because it can be totally different than what it looks like for others (3) You cannot be everything to everybody all the time, recognize that and be more kind to yourself. At the End of the Day with Clisbae

Overview: Today, we're going to talk about Yoco, the South African Point-Of-Sale FinTech company. We'll explore the story across the following areas: South African payments context Yoco's early history Yoco's Product & monetization strategy Yoco's Competitive positioning & potential exit options Overall outlook. This episode was recorded on Apr 9, 2023 Companies discussed: Yoco, Square, Flutterwave, PayFast, PayThru, PayU, DPO, Flutterwave, Paystack, Stripe, Ikhokha, MTN, Safaricom, Zapper, Visa, Interswitch, Nedbank, ABSA, FNB (First National Bank South Africa) & Wave Business concepts discussed: Merchants solutions, Points-of-Sale devices, SME Lending & hardware and software bundling Conversation highlights: (01:30) - Yoco context (07:30) - Africa / SA payments context (23:11) - Yoco Founding Story and Founders' background (40:45) - Fundraising and Growth (51:52) - Partnerships,  Acquisitions, and Team (59:20) - Key metrics (1:02:16) - Product Strategy (1:19:42) - Monetization strategy (1:30:50) - Competition (1:36:42) - Options for exit (1:49:06) - Bankole's overall thoughts and outlook (1:57:01) - Olumide's overall thoughts and outlook (2:07:14) - Recommendations and small wins Olumide's recommendations & small wins: Recommendation: I released my book called Firedom = FIRE (Financial Independence, Retire Early) + Freedom = personal finance and financial independence book. It was an incredible journey to get it out and I'm very excited about it. I think many people will really enjoy it. You can buy the audiobook, ebook or print here. Here's an excerpt from the full blog post announcement: Book Creation context: Around the end of 2022, I made a new friend when I met Samon, we instantly got along because we shared a lot in common: African immigrants who moved to America/Europe, worked in Management consulting and are in love with personal finance. We decided to embark on a project together and write a financial independence book we are calling Firedom!   What is Firedom book about? Living life intentionally + Personal finance + Financial independence + Personal Development + Freedom + Exploring your own unique path in life + Life adventures of two African immigrants Who is it for? Underdogs, outsiders, expats, nomads, minorities, immigrants interested in : Living their lives more intentionally to achieve Financial Independence Learning about people's life stories (turning points, challenges, flameouts, etc) Changing their mindset and psychological relationship with wealth Recommendation: Owl City - Unbelievable. I love the song so much because it reminds me of adventures and experiences growing up  Recommendation: Good Hair - Documentary by Chris Rock. Good shit. Reduced my ignorance level about African women hair Small win: Virgin Voyages cruise - First ever cruise. Very cool. Small win: No scrubs Karaoke on cruise. Too much fun. It was an experience. Bankole's recommendations & small wins: Recommendation: Economist Article on Nitrogen & Asake - 2:30 Small win: Moderating a panel at the Harvard Business School Africa Business Conference Other content: The Prosperity Paradox by Efosa Ojomo, Karen Dillon, Clay Christensen, Adyen pricing page & PayFast pricing page Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our substack mailing list where discuss more & find all episodes on Afrobility.com

Overview: Today we are answering listener questions and sharing our product launch excitement! We cover: How and why you should invest in wholesale, where Kasey stands on chemical peels, a mindset shift for rescheduling frustrations + Kasey walks through her go-to core facial. Today We Talk About: Set your alarm for 3am EST April 4th to get first dibs on our Deep Cleanse Silicone Brush. Chemical peel advice for estys fresh out of school Do you want to see more facials on socials? Comment on our latest! Links Mentioned: Where is my steamer from? What's my favorite esty chair? Shop Spa & Equipment and use code Kasey for 5% off your order HERE Want me to stock your treatment room this month? Like & comment on the latest @skinandthecitypodcast post to be selected! Enjoy 5% off Glow skincare with code SATC22 Become a Glow Skincare Member | Join the Private Facebook Group | Follow Us on Pinterest | ASCP Insurance | Follow us on TikTok Leave us a review HERE & email a screenshot to podcast@glowskincarela.com and our Kim-Tern will be shipping you some goodies Be sure to follow and tag us on IG! @skinandthecitypodcast and @glowskincarela Thanks for listening! --- Support this podcast: https://podcasters.spotify.com/pod/show/skinandthecity/support

Overview:    Today we are joined by a Becoming Ronin alumn, Chris McGowan.   This episode kicks off with OB performing a social experiment between Chris and Smitty that tests (strains?) their friendship. We then transition to talking about the purpose of education, the ethics of paying to be verified on Instagram, Mike Mentzers tricks for hypertrophy, and signs of overtraining. The episode wraps up with Smitty and Chris reminiscing about the funny story of how they met in the gym.   Timestamps: [0:00] Intro [2:27] Social Experiment - The Prisoner's Dilemma [15:30] Smitty's Relationship Epiphany [20:03] Learning HOW to think [29:00] Paying to Be Verified on Instagram [35:06] Awards vs Rewards [37:34] Mike Mentzer's High Intensity Training [50:03] Signs of Overtraining [1:01:00] The Funny Story of How Smitty and Chris Met     SPONSORS: Jocko Fuel https://store.jockofuel.com/?ref=xgsWFwqMzvQtsD Code RONIN10   Get 15% off the NuRecover Portable Cold Plunge!: https://www.nurecover.com/discount/BRIAN23382   Get FREE LMNT with your first order! (The Cleanest Sports Drink on the Market) http://elementallabs.refr.cc/brianoberther   Get $150 off the premier cold plunge tank at: https://plunge.pxf.io/qnXvLN     FOLLOW US Instagram  (OB) https://www.instagram.com/oberther/ (Smitty) https://www.instagram.com/smittydiesel/     EXTRAS Team Forever Strong: Https://trainheroic.com/foreverstrong Instagram  (OB) https://www.instagram.com/oberther/ www.infinityithaca.com (Smitty) https://www.instagram.com/smittydiesel/ www.dieselsc.com    

Overview: Today, we're going to talk about DPO Group. We'll explore the story across the following areas African payments context DPO group's early history Product & monetization strategy Competitive positioning & potential exit options overall outlook. This episode was recorded on Mar 5, 2023 Companies discussed: DPO Group, Network International, Flutterwave, Paystack, Interswitch, Safaricom, MTN, Airtel, Takealot.com, Superbalist.com, Safaricom, Yoco, PayPal & Chipper Cash Business concepts discussed: Bootstrapping, Payments ecosystem, payments partnerships strategy, payments infrastructure, low-end disruption, banking regulation, Mobile Money, E-commerce payments, Virtual cards & payments M&A strategy Conversation highlights: (04:40) - Africa Payment Context at time of DPO's founding (12:46) - DPO Group Founding and early history (14:05) - Founder Background (25:57) - Fundraising and Growth (29:48) - Acquisitions and Partnerships (51:30) - Product and Monetization Strategy (1:00:05) - Competition (1:08:35) - DPO's exit to Network International (1:27:15) - Bankole's overall thoughts and outlook (1:39:10) - Olumide's overall thoughts and outlook (1:47:01) - Recommendations and small wins Olumide's recommendations & small wins: Recommendation: The War of Art: Book for creators and artists to get over the hump and release their inner creative expression to the world Recommendation: Naval Ravikant podcast with David Deutsch talking about Physics. Amazing episode. Having two of them together is incredible. Like having a rap collabo. Recommendation: Fela in Versace. Shit is too nice.I love songs that combine unrelated ideas Small win: Soul Cycle for the First time. Dope shit. Bankole's recommendations & small wins: Recommendation: Stratechery Podcast - Eric Seufert and Ben Thompson & Mike Munger on EconTalk on Decision-making Small win: I signed up for a gym membership for the first time ever Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Overview:  Today we record from the studio, directly after Smitty's first real Jiu Jitsu class. We talk about Smitty's experience and what he took away from it. Before we dive into the Ronin lesson of the week, Smitty brings up a new study from Dr. Rhonda Patrick on a protocol on contrasting heat and cold to improve your body composition. We then transition to the weekly Q&A where we cover, when to throw on a weightlifting belt (and the best way to learn how to use one), best way to train if you're limited on time, neck training for beginners, and more! If you'd like to take advantage of the exclusive Becoming Ronin discount on a portable (and affordable) cold plunge, click the link below to have our discount automatically applied at checkout and immediately experience the benefits of frequent cold exposure!   Timestamps: [0:00] Intro [0:30] Smitt'ys First Jiu Jitsu Class [8:53] Dr. Rhonda Patrick's New Study on Heat and Cold Exposure [22:40] The Ronin Lesson of the Week - Chris Cornell [29:15] When to Wear a Weightlifting Belt  [35:51] How Many Times Per Week Should You Train Legs [42:00] Best Way to Train the Neck [49:51] Chris Cornell - Nothing Compares 2 U       From This Episode:   Get 15% off the NuRecover Portable Cold Plunge!: https://www.nurecover.com/discount/BRIAN23382     Order LMNT! (The Cleanest Sports Drink on the Market) http://elementallabs.refr.cc/brianoberther   Chris Cornell: https://youtu.be/IuUDRU9-HRk       Connect with us!   Instagram  (OB) https://www.instagram.com/oberther/   (Smitty) https://www.instagram.com/smittydiesel/     EXTRAS   Team Forever Strong: Https://trainheroic.com/foreverstrong   Instagram  (OB) https://www.instagram.com/oberther/ www.infinityithaca.com   (Smitty) https://www.instagram.com/smittydiesel/ www.dieselsc.com   Get $150 off the premier cold plunge tank at: https://plunge.pxf.io/qnXvLN

Overview: Today we're joined by a previous Becoming Ronin guest, Chris McGowan. Chris is an IFBB Pro and and Transformation Coach. Chris helps people of all walks of life with not just nutrition plans, but adherence to their transformation goals. We kick off something that's been irking Smitty in the news. Chris then talks about the state of social media and how to navigate the platforms with better etiquette. We then get Chris's perspective on nutrition topics like, carnivore diet, night cravings, sticking to a diet, and how to train to look better.     Timestamps: [0:00] Intro [1:53] What's wrong with Mr. Beast? [13:20] Leaving a Negative Job [19:04] How to Navigate Social Media Etiquette [30:06] Dealing with Internet Trolls [35:44] The Carnivore Diet [44:06] Night Cravings [48:00] Benefits of Fasting [51:04] Advice on Looking Good [59:18] The Key To Adherence [1:01:30] Food Logs       Order LMNT! (The Cleanest Sports Drink on the Market) http://elementallabs.refr.cc/brianoberther     Connect with us!   Instagram  (OB) https://www.instagram.com/oberther/   (Smitty) https://www.instagram.com/smittydiesel/     EXTRAS   Team Forever Strong: Https://trainheroic.com/foreverstrong   Instagram  (OB) https://www.instagram.com/oberther/ www.infinityithaca.com   (Smitty) https://www.instagram.com/smittydiesel/ www.dieselsc.com   Get $150 off the premier cold plunge tank at: https://plunge.pxf.io/qnXvLN

Overview: Today, we're going to talk about MFS Africa. We'll explore the MFS Africa story across the following 5 areas: African payments context MFS Africa's early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook. This episode was recorded on Jan 29, 2023 Companies discussed: MFS Africa, Safaricom (M-Pesa), Opay, Flutterwave, Paystack, MTN, Airtel, Orange, Chipper Cash, Ecobank, Safaricom, Homesend, TransferTo, MasterCard & Visa Business concepts discussed: Financial interoperability, mobile money (agency banking), banking regulation, acquisition strategy, payment processing, payment gateways & closed-loop payment networks Conversation highlights: (09:50) - Africa payments context and background (20:26) - MFS Africa founding and early history (22:06) - Founder background (31:40) - Fundraising and early growth (38:44) - Partnerships and M&A (1:02:15) - Product Strategy (1:06:30) - Monetization Strategy (1:13:59) - Competition and Options for Exit (1:28:51) - Olumide's overall thoughts and outlook (1:34:00) - Bankole's overall thoughts and outlook (1:47:00) - Recommendations and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Recommendation: Be Happy 35 Powerful Methods for Personal Growth & Well-Being. Talks about practices for a positive mental health. Fun short read that you can refer to time and time again Small win: Birthday celebrations with friends in Miami, NYC & SF. It was epic! Bankole's recommendations & small wins: Recommendation: Accidental Gods by Anna Della Subin Small win: I read 3 books in January Other content: Afrobility Chipper Cash episode , Inside the MFS Africa acquisition of Beyonic & Follow me on Goodreads Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Overview: Today, we're going to talk about M-Kopa, the African asset financing platform. We'll explore the M-Kopa story across 5 areas: African electrical power context M-Kopa's early history Product & monetization strategy Competitive positioning & exit options Then we'll end with our views on its overall outlook. This episode was recorded on Jan 15, 2023 Companies discussed: M-Kopa, Safaricom (M-Pesa), d.light, Zola Electric, Transsion, Samsung, Nokia (HMD global), Airtel, MTN, Mobisol, Carbon & Fairmoney Business concepts discussed: Rural electrification, Payment infrastructure, Pay-as-you-go Solar, Off-grid energy, asset financing, credit scoring, risk assessment & renewable energy Conversation highlights: (05:45) - Africa electricity access context (09:45) - Kenya electricity access context (14:55) - M-Kopa early history (16:55 ) - Founders' background (25:07) - Other ideas before M-Kopa and M-Kopa launch (28:44) - Launch strategy - partnerships, sales and distribution (32:05) - Fundraising, Growth, Geo Expansion, Team (54:01) - Product strategy and how the product works (1:06:04) - Monetization strategy (1:14:16) - Competition and options for exit (01:29:50) - Olumide's overall thoughts and outlook (1:38:06) - Bankole's overall thoughts and outlook (1:48:08) - Recommendations and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Recommendation 1: Descript: We use it for afrobility and even though I didn't initially think we needed it, it's grown on me. Especially now that I'm using it more aggressively for my personal finance book (myfiredom.com) editing Recommendation 2: Dances with wolves movie. So so good! Small win 1: Hung out with mum during thanksgiving break. It was cool! Small win 2: New years day with friends in London. It was nice! Bankole's recommendations & small wins: Recommendation: Building an AI Chatbot off Podcast Transcripts Small win: Happy to be back home after months of travelling in Nigeria, Kenya, South Africa Other content: M-Kopa Solar Is Making a Profit on Poor Africans Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Overview: Today we talk stocking your esthetician supplies to set yourself up for success in 2023. We kept this short and sweet because we are excited to take a tour of Spa and Equipment after recording so we can bring you back all the juicy details! Kasey also opens up for a little behind the scenes on her decision to break up with clients to get more freedom, flexibility and energy back so she can shift focus toward the esthetician's she loves, you guys! Today We Talk About: Meet the Platinum Multifunction Machine Highlights from this week's blog: Shop My Treatment Room Supplies: Stocking up for 2023 Barbercide | Cotton | 4x4's | Gloves | Sponges | Become a Glow Member to enjoy 50% off our Glow Resources + Spa Art Collection and more Glow Tip of the Week: If you want to improve your videos, just start and keep practicing! It doesn't have to be perfect + posting snippets of what you're doing in the treatment room will help you grow your clientele. Links Mentioned: ⭐️ Where is my steamer from? What's my favorite esty chair? Shop Spa & Equipment and use code Kasey for 5% off your order HERE Want me to stock your treatment room this month? Like & comment on the latest @skinandthecitypodcast post to be selected! Enjoy 5% off Glow skincare with code SATC22 Become a Glow Skincare Member | Join the Private Facebook Group | Follow Us on Pinterest | ASCP Insurance | Follow us on TikTok Leave us a review HERE & email a screenshot to podcast@glowskincarela.com and our Kim-Tern will be shipping you some goodies Be sure to follow and tag us on IG! @skinandthecitypodcast and @glowskincarela Thanks for listening! --- Support this podcast: https://anchor.fm/skinandthecity/support

Overview: Today, we're going to have a creator roundtable to discuss the African tech ecosystem. We'll discuss the biggest 2022 moments in Africa Tech & our hopes for the tech ecosystem in 2023. This episode was recorded on Dec 10, 2022 Companies discussed: Flutterwave, FTX, 54gene, Swvl, Chipper Cash, TeamApt, QED, Binance, Remitly, Flutterwave & Jumia Business concepts discussed: Economic recessions, fundraising, bootstrapping, Cryptocurrency, M&A, Creator monetization & Pan-African Expansion Conversation highlights: (07:35) - Biggest moments in 2022 in Africa Tech (00:53) - Impact of Recession on Africa Tech (1:00:05) - What we would like to see in Africa Tech 2023 (1:28:00) - Creator Q&A (2:00:24) - Recommendations & Small Wins Olumide: Recommendation: Knives Out 2 (Movie). Excellent and funny sequel :) Win: Opened Fidelity HSA. I had used Vanguard only previously. Fidelity has nice functionality & UX (especially for HSAs) Bankole: Recommendation: Unauthorized Shein boutiques are popping up across Mexico & Co-founding considered harmful Win: Seeing Emeka in person Emeka: Recommendation: Magical Text Expander (tool), Friction (article), Afridigest (newsletter) Win: Finally meeting & taking a picture with the Oga of Ogas, Bankole. Plus: Afridigest crossing 4500 page followers on LinkedIn — help us on the push to 5000! Other content: Why super apps are proliferating across emerging markets, The hierarchy of venture opportunities in emerging markets tin: Recommendation: ChatGPT & the Dissect podcast Small win: My alma mater the University of Michigan beating our rivals Ohio State in football for the second year in a row. Getting to spend a lot of in-person quality time with people in the African tech ecosystem over the past few weeks in Cape Town. Samora: Recommendation: “The Founders Podcast” by David Senra. Michael Jordan The Life - by Roland Lazenby Big Win - Getting my 2nd born daughter. Other content: Amp it Up by Frank Slootman is a great read - Narco Saints on Netflix is superb! Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com

Overview: Today, we're going to talk about Reliance Health, the African HealthTech company - we'll explore the Reliance Health story across the following areas: African health context Reliance Health's early history Product & monetization strategy Competitive positioning & potential exit Overall outlook This episode was recorded on October 30, 2022 Companies discussed: Reliance Health, Y Combinator (YC), Hygeia HMO, CribMD, AXA Mansard, RedCare & BIMA Health Business concepts discussed: Insurance monetization, Insurance partnerships, consumer distribution, telco partnerships, product development, consumer market penetration & pricing strategy Conversation highlights: (01:00) - Intro and why we're talking about Reliance Health (06:12) - Context of Africa and Nigeria's healthcare (13:03) - Reliance Health Founding + Early History (39:25) - Fundraising & Geo expansion (52:16) - Product strategy and monetization (1:36:00) - Competition and options for exit (1:45:57) - Bankole's overall thoughts and outlook (1:59:57) - Olumide's overall thoughts and outlook (2:14:17) - Recommendation and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Recommendation: Kinky Boots: Musical show in NYC. It was incredible. Recommendation: Paying for Status: Talks about loyalty strategy Recommendation: The Man Who Solved the Market: How Jim Simons Launched the Quant Revolution (by Gregory Zuckerman) Small win: Finishing Included VC fellowship. It was incredible especially meeting everyone in Included VC live in Barcelona la Bankole's recommendations & small wins: Recommendation: Podcast: Sandy Kemper of C2FO on Fintech One-on-One & Podcast: Invest Like The Best with Karen Karniol-Tambour Small win: Getting ready for upcoming travel Other content: Podcast: Femi Kuti on Aid Evolved Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com

Overview: Today we're going to talk about African Insurtech. We'll discuss the consumer insurance landscape & analyze InsurTech players. This episode was recorded on October 17, 2022 Companies discussed: Reliance Health, BIMA, Naked Insurance, Pineapple Insurance, Amenli, Creditas, Minutos Seguros, Acko, Policy Bazaar, Casava Insurance, Reliance HMO, Lami, Turaco, Amanleek & Avidea Business concepts discussed: New product development, consumer market penetration & pricing strategy Conversation highlights: (01:20) Consumer InsurTech context (12:30) Insurtech in other emerging markets - India (23:40) Insurtech in other emerging markets - Brazil (34:50) Insurance context in Africa (47:17 ) Southern Africa startups (1:02:20) Western Africa startups (1:14:19) Eastern Africa startups (1:24:34) Northern Africa startups (1:31:42) Olumide's & Bankole's thoughts (1:55:05) Recommendations & small wins Olumide: Interested in investing in Africa Tech : Read about Adamantium fund & contact me at olumide@afrobility.com Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me Recommendations: Miracle morning (Hal Elrod), 5AM club (Robin Sharma), How I found freedom in an unfree world (Harry Browne) & Early retirement extreme (Jacob Lund Fisker) 3 songs: Burna Boy - For My Hand (ft Ed Sheeran), Black Sherif - Second Sermon (Remix ft Burna Boy) & Craig David - I know you (ft Bastille) - Shoutout to my friend Jason Mothersill Small win: House party with friends Bankole: Recommendation: Ku Lo Sa - Oxlade, HBO - House of Dragons & Facebook Love - Jaywon / Essence Small win: Africa Tech Mixer in New York Other content: Baobab Network report on InsurTech & Standard Bank report All episodes at afrobility.com

Overview: Today we are dissecting listener questions to help them think bigger and dig deeper. Kasey shares her dark night of the soul story so that you can see the real ebbs and flows of being a business owner. Today We Talk About: Celluma Light Therapy Esthetician education path options Kasey's Groupon hit that led to creating boundaries Glow Tip of the Week: All successful businesses hit roadblocks but you don't always see them. Roadblocks will come but don't forget to take care of yourself first! Links Mentioned: ⭐️ Where is my steamer from? What's my favorite esty chair? Shop Spa & Equipment and use code Kasey for 5% off your order HERE Enjoy 5% off Glow skincare with code SATC22 Become a Glow Skincare Member | Join the Private Facebook Group | Follow Us on Pinterest | ASCP Insurance | Follow us on TikTok Leave us a review HERE & email a screenshot to podcast@glowskincarela.com and our Kim-Tern will be shipping you some goodies Be sure to follow and tag us on IG! @skinandthecitypodcast and @glowskincarela Thanks for listening! --- Support this podcast: https://anchor.fm/skinandthecity/support

Overview: Today, we're going to talk about Thrive Agric, the Nigerian Agricultural technology company - we'll explore Thrive Agric's story across 5 areas: First we'll start with some context about African agriculture Thrive Agric's launch & early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on September 25 2022 Companies discussed: Thrive Agric, Apollo Agriculture & FarmCrowdy Business concepts discussed: Agricultural Technology (AgriTech or AgTech), smallholder farmers acquisition strategy, Agriculture financing, Crowdfunding, Agriculture value and supply chains & Debt financing Conversation highlights: (10:41) - Africa Agriculture context (19:38) - Nigeria Agriculture context (26:14) - Nigeria crowdfunding backgroun (32:30) - Founders' background and launch story (46:48) - Fundraising (55:47) - Product and monetization strategy, (1:09:15) - Competition & options for exit (1:19:20) - Bankole's overall thoughts and outlook (1:24:45) - Olumide's overall thoughts and outlook (1:32:25) - Recommendations and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Recommendation: Jim Rohn - How to change your life video - Incredible. He just drops non-stop knowledge bombs. Remarkable Recommendation: Toucan chrome extension to learn languages Small win: Exercise of writing 50 goals. Brought up a lot of interesting ideas. Shout to Alan Donegan for facilitating this Other content: A Thrive Agric Story. One Farmer at a Time. Bankole's recommendations & small wins: Recommendation: AI And The Limits Of Language, Lindy Hacker News & Lying For Money Small win: Strength workouts Other content: Asake - Mr Money with the vibe, ThriveAgricPR - product overview, Leadway Insurance response on Twitter, SEC Nigeria rules on Crowdfunding, Invest Like The Best - Jeff Jordan & Kevin Systrom on Lex Fridman All episodes on Afrobility.com

Overview: Today we are talking about a very simple peel protocol you can tailor to each client + a hot / cold protocol that is super popular with Kasey's clients. Tangents got us discussing our favorite health and wellness hacks, plus, we are having a sale! Today We Talk About: Hot / Cold Therapy with Glow Skincare™ Cold Roller | Glow Towel™ Eminence Peel | Banisher 2.0 | Celluma Light Therapy Health and Wellness Headquarters Come shop our sale October 13th from 10AM-5PM! Check IG for details Highlights from this week's blog on Fall Facial Menu Glow Tip of the Week: Try this client perk! Rent out your Celluma Light Therapy and watch their face glow like crazy on their big day! Links Mentioned: ⭐️ Where is my steamer from? What's my favorite esty chair? Shop Spa & Equipment and use code Kasey for 5% off your order HERE Enjoy 5% off Glow skincare with code SATC22 Become a Glow Skincare Member | Join the Private Facebook Group | Follow Us on Pinterest | ASCP Insurance | Follow us on TikTok Leave us a review HERE & email a screenshot to podcast@glowskincarela.com and our Kim-Tern will be shipping you some goodies Be sure to follow and tag us on IG! @skinandthecitypodcast and @glowskincarela Thanks for listening! --- Support this podcast: https://anchor.fm/skinandthecity/support

Overview: Today we are sharing a routine for anyone with sensitive, dry, red, irritated skin. Have psoriasis, eczema or flakes? Kasey has a strict but gentle routine to whip your skin into shape. We are also talking about reflecting on the past, accepting where you are and focusing on your motivation for the future. Today We Talk About: Mystic Mist, Cell ID, Opti Crystal, Lumi Crystal, Skin Thirst, Peptide Rich Defense, Rescue, Benefit Clean, Purity Solution, Glow Skincare™ Cold Roller Blogs on photoshoot process Glow Tip of the Week: Learning the ins and outs of your business is such a beneficial process! Start from the beginning and don't rush it. Links Mentioned: ⭐️ Where is my steamer from? What's my favorite esty chair? Shop Spa & Equipment and use code Kasey for 5% off your order HERE Enjoy 5% off Glow skincare with code SATC22 Become a Glow Skincare Member | Join the Private Facebook Group | Follow Us on Pinterest | ASCP Insurance | Follow us on TikTok Leave us a review HERE & email a screenshot to podcast@glowskincarela.com and our Kim-Tern will be shipping you some goodies Be sure to follow and tag us on IG! @skinandthecitypodcast and @glowskincarela Thanks for listening! --- Support this podcast: https://anchor.fm/skinandthecity/support