Podcast appearances and mentions of Brian Hayes

It's the calm before the storm as The Echo Sport Podcast crew previews the Munster hurling final.If it's a case of familiarity breeding contempt, then we are in for a fiery battle by the Lee on Sunday as Cork and Limerick collide for the fifth time this season, going back to the preseason Munster Hurling League. The Treaty had the upper hand in the first three meetings while Cork snatched a narrow win in April when the absence of Aaron Gillane and the dismissal of Cian Lynch were major factors.This time, Cork have home advantage again but are without Ciarán Joyce and captain Darragh Fitzgibbon against a full-strength Limerick. On that basis, John Kiely's charges are favourites, even if Cork haven't lost a game in league or championship in SuperValu Páirc Uí Chaoimh in two years.The Rebels have an excellent record against Limerick, with four championship wins across the last three seasons but Fitzgibbon was Man of the Match in three of those, which underlines what a loss he is. In contrast, Dan Morrissey is back and will be tasked with outmuscling Brian Hayes.Still, Cork will tear into it with the pressure off in many ways, as the losers will still be expected to beat Offaly to reach the All-Ireland semi-finals.KEY QUESTIONS:Can the younger guns like William Buckley, Barry Walsh and Diarmuid Healy fire in Fitzie's absence though? Who will be able to handle Gillane, who smashed two goals against Waterford? Can in-form Mark Coleman, Rob Downey, Tim O'Mahony and Shane Barrett offer match-winning leadership?There's also a discussion on Patrick Horgan's reaction to Ben O'Connor's comments on Cork's work-rate.At minor level, the U17s were brilliant at times in their All-Ireland quarter-final victory over Kilkenny. They now join Tipp, Limerick and Galway in the last four.At club level, there's a look at the stage of play across the hurling leagues, with Midleton and Sars on course to meet in the Division 1 decider.The minor footballers are back in action this weekend, taking on Meath in the All-Ireland quarter-final.Now in its fourth season, every week Éamonn Murphy is joined by The Echo team, including Barry O'Mahony, Denis Hurley, Rory Noonan, John Horgan and more to discuss all the latest Cork GAA news on and off the field. Hosted on Acast. See acast.com/privacy for more information.

The Echo Sport Podcast crew are in high spirits to discuss a memorable run of hurling and football games with the footballers roaring back to beat Meath, the minors lifting the Munster title and hurling wins at minor and senior level.Now in its fourth season, every week Éamonn Murphy is joined by The Echo team, including Barry O'Mahony, Denis Hurley, Rory Noonan, John Horgan and more to discuss all the latest Cork GAA news on and off the field.Keith Ricken's minor footballers didn't get any help from the weather gods as they overcame driving rain and a Kerry side determined to show their heavy loss in the round-robin was a freak result. It wasn't always pretty but it was certainly gutsy for the young Rebels, who held on in extra time at rain-swept Páirc Uí Rinn.To cap it off, captain Joe Miskella delivered his speech as Gaeilge. Ar fheahas!The seniors also had to dig deep, albeit in sun-sorched conditions, in the opening round of the All-Ireland series, gaining a modicum of revenge for the league final loss to Meath. Eight points down at half-time and then reduced to 14 men after a harsh red card for Colm O'Callaghan, the backing of the home support definitely made a difference as Steven Sherlock shot the lights out.Defenders Tommy Walsh and Daniel O'Mahony were also magnificent and now the summer opens up for John Cleary's side, who are one win away from a first quarter-final in three seasons.The late Johnny Carroll, a Munster-winning Cork footballer, county-winning player with Dohenys and Carbery and county-winning selector with Ballincollig, would have enjoyed those two games.The hurlers return to the Munster final as defending champions after becoming the first county since Tipperary in 2019 to win all four group games. We expected a classic in the Páirc on Sunday but despite the glorious weather, we got nothing of the sort.Clare couldn't replicate the intensity they brought to their victory over Tipp a week earlier, with the Downeys, Niall O'Leary, William Buckley and Brian Hayes leading Cork's charge. Next up is yet another Limerick showdown.The minors had to come from six points down with time running out to beat Wexford and make the All-Ireland quarter-final, as Bobby Power top-scored, captain Eoin Considine swapped from wing-back to full-forward to snatch a goal and sub Sam McCarthy, son of Timmy, grabbed 1-2. Hosted on Acast. See acast.com/privacy for more information.

The Echo Sport Podcast crew is back to discuss another bumper weekend of Cork GAA action.Starting on the front foot, the hurlers got the job done away to Waterford, in a tough and tight battle down east.It makes it three wins on the bounce for the hurlers and given they were without defensive pillars Rob Downey and Ciarán Joyce, the victory in Walsh Park was hugely satisfying, even if it took all their grit and experience to prevail.The black cards had a huge bearing on the game and there's no doubt the Déise had every right to feel aggrieved. The first against Mark Fitzgerald on Brian Hayes was a marginal call though probably worked out well for them, given Alan Connolly's goal was ruled out for a penalty that he then missed. Plus Waterford scored Cork in the next 10 minutes.The decision against Jack Fagan also looked harsh, given there was a covering defender and the penalty, buried by Mark Coleman, opened up the four-point gap that stood at the final whistle.Cork though, could only worry about themselves and had they failed to win would have been left to rue the wide count of 12 to just three, and none in the second half, for Waterford.Cork have one foot in the Munster final before the last group game with Clare but we outline the scenario where the Rebels finish third on scoring difference, however unlikely that looks.Unfortunately, the Munster football final went the way of so many disappointing days in Fitzgerald Stadium since the last success, way back in 1995.It's now 14 years and counting since Cork collected the provincial title and they simply didn't make enough to the strong wind in the first half in Killarney to upset the odds this time.Goal-scorer Brian O'Driscoll was superb but none of the other Rebels were in the Man of the Match conversation. To have any hope, they needed the core of the team to catch fire.Up front Mark Cronin and Chris Óg Jones combined for 0-6 but there wasn't enough creativity in a front six missing Dara Sheedy and Brian Hurley. At the other end, not alone did David Clifford slam over 1-6, Tony Brosnan popped off the bench to shoot five points.The challenge now is to park it up and reset for Meath on Saturday week.Now in its fourth season, every week Éamonn Murphy is joined by The Echo team, including Barry O'Mahony, Denis Hurley, Rory Noonan, Jack McKay, John Horgan and more to discuss all the latest Cork GAA news on and off the field. Hosted on Acast. See acast.com/privacy for more information.

How concerning was that league final loss to Limerick on Sunday?Well, and it would have been the same if Cork had completed an unlikely comeback from 10 points down in TUS Gaelic Grounds last weekend, it will all be framed by the Munster championship and especially the opening two games, up in Semple Stadium and against the Treaty in the Páirc.If Ben O'Connor's side are on the back foot after that pair of matches in the space of eight days, everything they've done this year so far will be questioned.A couple of good performances and relinquishing the league crown to the Treaty will be viewed as a learning curve. However, for the moment, there are some real issues after the action on Shannonside. Cork only managed 0-3 from play from their half-forward line, a key sector in their previous defeats of Limerick. Three-time midfield All-Star Darragh Fitzgibbon's redeployment to number 12 didn't reap a reward here, even if Tommy O'Connell and Tim O'Mahony held their own.Cork's half-back line opted to man-mark but there was no protection in front of Aaron Gillane, who did wreck. That tactic only works if Cork snare sufficient dirty ball and move the sliotar quickly out of the crowded middle third. Ciarán Joyce fared well in his new full-back berth but Cork missed his pace and surges from the wing. Like the Fitzgibbon switch, does his placement benefit the team?William Buckley repaid the selectors' faith in him with 0-3 while Brian Hayes was a menace but Alan Connolly was peripheral. With Diarmuid Healy injured, they might need to star U20 Barry Walsh against Tipp for his energy. The Echo Podcast crew also discuss the U20 hurlers' victory over Limerick and preview the minors' opener in Waterford. There's also a look at the weekend league action, where a number of the Rebels who didn't feature in the squad for the league final showed their quality, particularly Ben Cunningham and Shane Kingston.In football terms, there's a preview of another Cork-Limerick clash, with John Cleary's side raging favourites in their Munster quarter-final and a look at the U20s, who are deep in the heart of Clare on Thursday night.Now in its fourth season, every week Éamonn Murphy is joined by The Echo team, including Barry O'Mahony, Denis Hurley, Rory Noonan, Jack McKay, John Horgan and more to discuss all the latest Cork GAA news on and off the field. Hosted on Acast. See acast.com/privacy for more information.

There's a new kid in town when it comes to instant payments between friends, family and contacts. It's called Zippay and the three pillar banks hope that it will provide an alternative to the near monopoly that Revolut has in Ireland. . But is it too late and will Revolut simply shrug? All to discuss with Brian Hayes the Chief executive of the Banking and Payments Federation Ireland.

Brian Hayes, Chief Executive of the Banking and Payments Federation, on the launch of the new mobile payment service Zippay.

The Cork hurlers secured only their second league win at Nowlan Park since 1987 after an impressive showing in desperate conditions.In what was arguably the Rebels' most impressive performance and result this spring, they returned from a mid-league game with the right attitude and a serious goal threat. The three green flags raised by Brian Hayes and rookies Barry Walsh and Alan Walsh (no relation!) were decisive and Cork could afford a missed penalty by Alan Connoly and another handful of chances wasted.The new faces included goalkeeper Paudie O'Sullivan and Hugh O'Connor, in his first start, but the likes of Seán O'Donoghue, Tim O'Mahony, Ciarán Joyce and Tommy O'Connell were powerful in an arm-wrestle on Noreside.Cork were short a host of regulars, including Shane Barrett, Seamus Harnedy, Diarmuid Healy, Mark Coleman, Declan Dalton and Rob Downey, but competition for places is clearly starting to intensify.They're off to Limerick on Saturday night but the chances are the rivals will collide in the league final and before their April Munster championship showdown at SuperValu Páirc Uí Chaoimh. Don't expect either side to give too much away next weekend at the Gaelic Grounds!Unfortunately, the footballers' trip to Derry ended in a disastrous 20-point hammering. It means Cork, Meath and Derry are now deadlocked in the Divison 1 promotion race but the Rebels' scoring difference is far worse.If they beat Kildare and Tyrone in the last two games they could still go up but it's all to play for again now. We look at what went wrong in Celtic. At least they have a warm-weather training camp to reset before they return to action at Páirc Uí Rinn.Thankfully, the ladies footballers kept their league final drive on track with a one-point win over Waterford. Katie Quirke again came up with the big scores, including the late winner, for Joe Carroll's unbeaten charges.We also look at the start of the local leagues and break down the major decisions taken at GAA Congress and how they'll impact Cork teams.Now in its fourth season, every week Éamonn Murphy is joined by The Echo team, including Barry O'Mahony, Denis Hurley, Rory Noonan, Jack McKay, John Horgan and more to discuss all the latest Cork GAA news on and off the field. Hosted on Acast. See acast.com/privacy for more information.

Two from two again as the hurlers survived a snarling battle with Galway in Salthill while the footballers beat the Leinster champions Louth on the road.The Echo Sport Podcast crew reflect on a brilliant weekend for the Rebels, particularly the footballers who made it back to back wins in their opening two Division 2 games for the first time. They'd lost twice in recent years in the league in Louth, along with an All-Ireland qualifier exit, so this was a significant result which puts John Cleary's side in a strong position for promotion.Having Steven Sherlock up front along with Brian Hurley, Mark Cronin and goal-scorer Chris Óg Jones gives Cork a balanced scoring threat up front and storming into an eight-point lead at half-time put the visitors in control.They've now got a weekend off before visiting Offaly and they're at home to Meath at the end of the month. If they can build on this momentum they'll be well set before trips to Derry and Tyrone in March.Most importantly they'll get the Cork public back behind them if they can put a winning streak together and we saw how crucial the crowd was to their late rally in the opening round victory over Cavan in the Páirc.The hurlers up against a fired-up Galway who made all the early running on Saturday night. Down seven points and way well the mark in terms of intensity, Cork showed a lot of experience and character to turn it around at Pearse Stadium.They hurled on the edge at times but were far more clinical than the Tribe and were able to get through for goal chances in the second half with Brian Hayes finishing two of them. The introduction of Hayes and Tim O'Mahony added heft but also showed how seriously Ben O'Connor and his management team are taking the league.They'll certainly be fully tuned in on Saturday night in front of 25,000 at SuperValu Páirc Uí Chaoimh for an All-Ireland final rematch against Tipp, who have also won their first two league matches. It'll be the Rebels' third game in 13 days and while the mid-April Munster championship meeting is the priority, Cork won't want to give any quarter here.With a gap of three weeks until an away game with Kilkenny, victory this weekend would put defending champions Cork in a strong position to return to the league final.Now in its fourth season, every week Éamonn Murphy is joined by The Echo team, including Barry O'Mahony, Denis Hurley, Rory Noonan, Jack McKay, John Horgan and more to discuss all the latest Cork GAA news on and off the field. Hosted on Acast. See acast.com/privacy for more information.

Juliet and Terence on: Declan Rice's hair; Elton's oven gloves; Brian Hayes and the emergence of phone-ins; bands you can't get on with; and the enduring appeal of Cliff Richard. {FAC 10}

It's your Monday episode of The Football Pod - after a classic Munster Club Football Final - Tommy, James and Paddy get stuck into it all, from the midfield warfare, to the controversial decisions and the shooters exhibition. We had our Leinster Football final and plenty of action from the Junior and Intermediate deciders also. Enjoy.Chapters(01:00) - Glorious Football on show in the Munster Club final.(11:00) - The Decision - debating Dingle's last minute free...(26:00) - Ballyboden beat Athy - proper contenders.(32:00) - Junior/Intermediate Club finals. Brian Hayes the footballer (35:00) - Next Guests on TFP Club revealed - Kilcoo v ScotstownThe Football Pod Club series is back - and our first two episodes are out right now. The first episode is already out with two of Kerry's brilliant All-Ireland winning team, Gavin White and Shane Ryan. Episode 2 is with Galway manager and legend, Padraic Joyce. If you missed it, go watch it back.Episode 3 is released on Wednesday 17th December with two of Dublin's All-Ireland winning heroes - captain Carla Rowe, and the brilliant Sinead Goldrick.The Football Pod is brought to you every week, thanks to AIB. Proud supporters of the AIB All-Ireland club championships for men's football, hurling, ladies football and Camogie. Because we believe support is what gets you the life you're truly after.

Simon's weekly chronicle of events in the United States, for Tom Swarbrick's drivetime programme on the UK's LBC.  Listen live every Friday at 5:50pm or find it here on demand afterwards. This week: Trump goes to war with America's Somali community; the country's doors close to virtually everyone; and remembering LBC's Brian Hayes, and the role American newsmakers played on his radio programmes.

Less than half of adults hold any investments, while most investors prefer low-risk options. That's according to new research from the Banking & Payments Federation of Ireland, whose CEO Brian Hayes joined Susan this morning on the show.

The Echo Podcast crew review the Cork GAA action and look at the major issues impacting clubs and supporters.All three Cork football clubs got the job done in their Munster semi-final, with Buttevant, Aghabullogue and St Finbarr's meeting Kerry opposition next month.The Leeside winners lived up to their billing as favourites, though Aghabullogue, perhaps understandably, a week after a hurling county final, needed to dig deep in the last quarter of their game.Once again, Matthew Bradley was in deadly scoring form, even though he'd been in soccer action 24 hours earlier.Now they'll take on An Ghaeltacht for Munster silverware. A daunting prospect with Cork powerhouse Aidan Walsh a serious addition for the Kerry kingpins.Brian Hayes grabbed a headline-worthy hat-trick for the Barrs in their semi-final. There's huge depth in the Togher squad, with a host of strong bench options, and they'll need those if they are to defeat Dingle in what will be a cracking Munster showdown.Buttevant will take on Ballymacelligott in the junior final and with an eye for goal and the ability to range orange flags will be confident of lifting the trophy.They also look at the major talking points in Cork GAA, including the new rules regarding amalgamations between clubs at underage level.Ibane Gaels fell just short against a powerful Douglas team, spearheaded by Sean Coakley, in the U21 A football final at the weekend.The combination of Barryroe and Argideen Rangers has been very successful in recent years, competing in the top tiers at minor in both codes, but the Cork County Board have stricter rules now in place.The aim is to encourage clubs to field separate teams in lower grades to protect their identity but is it the right move given rural depopulation?Ballinora continue their double bid after making the Junior A hurling final and Donoughmore and Kilmacabea are into the JAFC decider.There are still five game left in the U21 A Hurling grade, with Midleton and the Collig retaining their divisional crowns over the weekend.Now in its third season, every week Éamonn Murphy is joined by The Echo team, including Barry O'Mahony, Denis Hurley, Rory Noonan, Jack McKay, John Horgan and more to discuss all the latest Cork GAA news on and off the field. Hosted on Acast. See acast.com/privacy for more information.

The All-Stars were dished out on Friday night with Darragh Fitzgibbon earning his third, and Brian Hayes, Ciarán Joyce and Seán O'Donoghue their first each.That haul was a fair reflection of how the season panned out for the Rebels, the league and Munster titles secured but Liam MacCarthy wrestled from their grasp at Croke Park by Tipp.It could have been very different if Cork had landed the big prize, Mark Coleman, Patrick Collins, Alan Connolly and Tim O'Mahony all looked set to be honoured until that second half.The Echo Podcast crew look at how Cork have fared at the awards in recent years and which hurlers have picked up the most All-Stars overall, with John Fenton, Jimmy Barry Murphy and Tony O'Sullivan leading the way on five each.The new hurling management is headed up by Ben O'Connor, who collected two All-Stars, and Ronan Curran, who has three.Also on this week's podcast, there's a review of the weekend action, which included Munster football victories for Aghabullogue and Buttevant, junior quarter-final wins for the Ballinora hurlers and Charleville footballers, and an U21 semi-final success for Douglas.Aghabullogue and Buttevant laid down impressive markers but the Mid Cork side have a hurling final with Bandon to negotiate next Sunday before they turn their focus back to the big ball.Premier Senior champions St Finbarr's are in Munster action next weekend, facing a tough trip to Clonmel Commercials, while it doesn't get harder for Sars than an away game against Ballygunner, who are on a revenge mission.Kilbrittain and Ballinhassig fly the Cork hurling flag and, after a decent break since their county final successes, they should be in a strong position to deliver in the province.All the games are previewed, as well as the Intermediate A Football final replay between Ilen Rovers and Ballinora.The Junior A Championships are down to the last four. Nemo's third team meet Donoughmore and it's Charleville against Kilmacabea in football and on the hurling front, Cobh take on Ballinora while Kilshanning face Newmarket.Now in its third season, every week Éamonn Murphy is joined by The Echo team, including Barry O'Mahony, Denis Hurley, Rory Noonan, Jack McKay, John Horgan and more to discuss all the latest Cork GAA news on and off the field. Hosted on Acast. See acast.com/privacy for more information.

Another bumper weekend of action saw football silverware handed out at Premier Senior, Senior A and Premier Junior level though the Senior A hurling decider will have to be replayed and the Echo Podcast crew reviews the action.Buttevant ended 99 years of hurt to collect an adult county title with a terrific display that left underdogs St Nicks too much to do in the Premier Junior final. The Avondhu outfit had been favourites for glory before a ball was thrown in but it was still admirable how slick they were in the Páirc.Their ability to nail two-pointers, clipping four, was a crucial difference while Conor Hanlon and Mark Lenahan nailed the big scores and former All-Ireland winning Cork minor Michael O'Neill grabbed the goal.Knocknagree completed their remarkable rise from Junior A in 2017 to the top tier as their blistering start left Cill na Martra with too much to do. Defeat in two previous Senior A deciders no doubt had John Fintan Daly's charges tuned in from the off.In the marquee match on Sunday afternoon, St Finbarr's recovered from the concession of a first-half goal to end their county final hoodoo against Nemo, with Brian Hayes' green flag vital to their cause. Hayes offered another reminder of what a loss he is to Cork football by collecting Man of the Match.The finish was nail-biting. Conor Horgan landed a boomer to level, sub Cillian Meyers Murray clipped the lead score and only the post denied Horgan, condemning Nemo to a third defeat in a row when it looked like a replay was on the cards.In the SAHC final, Bride Rovers and Castlelyons will meet again next Saturday night after a tense 0-14 apiece stalemate.Also on the hurling front, Ben O'Connor and his management team have been reshaping their training panel, with the likes of Luke Meade and Conor Lehane, who is injured anyway, making way for some fresh blood in Jack Leahy, Daire O'Leary, Hugh O'Connor, Brian O'Sullivan and more..The Echo Podcast crew also look at how the action is progressing at divisional level.There's a bit to run in terms of county finals as well, with another busy schedule of games coming up as we head into November.Now in its third season, every week Éamonn Murphy is joined by The Echo team, including Barry O'Mahony, Denis Hurley, Rory Noonan, Jack McKay, John Horgan and more to discuss all the latest Cork GAA news on and off the field.You can listen to the Echo Sport Podcast every week wherever you get your podcasts or on www.echolive.ie/podcast. Hosted on Acast. See acast.com/privacy for more information.

Brian Hayes, CEO of the Banking and Payments Federation Trevor Grant, Chairperson of the Association of Irish Mortgage Advisers

There were over 27 thousand first time buyer mortgages drawn down in the last 12 months to end of September, which is the highest annualised number since 2007. That's according to the latest report from the Banking & Payments Federation of Ireland, and joining us on the show this morning was CEO Brian Hayes.

There were over 27 thousand first time buyer mortgages drawn down in the last 12 months to end of September, which is the highest annualised number since 2007. That's according to the latest report from the Banking & Payments Federation of Ireland, and joining us on the show this morning was CEO Brian Hayes.

In this week's episode, host Daniel Raimi and guest Severin Borenstein discuss regulatory punishments for “energy hogs.” Borenstein is a professor at the University of California, Berkeley; faculty director of Berkeley's Energy Institute in the Haas School of Business; and chair of the board of governors for California's Independent System Operator. These “energy hogs”—households perceived as consuming wasteful and excessive amounts of electricity—may incur higher energy costs as states strive to meet economic and environmental goals. However, Borenstein's work reveals that benign or even desirable factors, such as having more people in the household, can lead to higher energy use. Borenstein cautions regulators about charging certain households more than is needed to offset the social costs of electricity use. Together, Borenstein and Raimi talk about ways that US states can reach their policy goals without penalizing households that use more energy. References and Recommendations: “Energy Hogs and Energy Angels: What Does Residential Electricity Use Really Tell Us about Profligate Consumption?” by Severin Borenstein; https://www.aeaweb.org/articles?id=10.1257/pandp.20251111 “Infrastructure: A Guide to the Industrial Landscape” by Brian Hayes; https://wwnorton.com/books/9780393349832

The Cork club hurling quarter-finals and relegation playoffs didn't disappoint with the Barrs taking the headlines by dethroning Imokilly. Ger Cunningham's side had shown mixed form in the group stages but with Brian Hayes back as their attacking spearhead, they produced their best when it mattered. Ethan Twomey was superb at the heart of the midfield and their defence was collectively brilliant to neuter Imokilly's top guns. Next up is a clash with favourites Sars who shook off a dogged Charleville, helped by Jack O'Connor's 0-5 from play. On the other side of the draw Blackrock, the top seeds, will face a Midleton outfit who produced a storming fourth quarter to reel in Glen Rovers. Cormac Beausang's two goals were crucial while Patrick Horgan, with 2-9, shoot the lights out yet again for the northsiders but they'll be disappointed to have missed a great chance to reach the semis. At Senior A, there were no upsets with Bride Rovers and Blarney powering into the semi-finals. Carrigtwohill and Castlelyons await and all four clubs will feel they've the talent and form to land the title. In the lower grades, Ballincollig and Cloyne, after a 24-hour delay, secured passage to the Premier Intermediate semis, Aghabullogue and Bandon are through in Intermediate A, and at Premier Junior, Cloughduv and Ballygarvan, are into the last four. Erin's Own and Newtown will have to do it again in the Premier Senior relegation playoff while Castlelmartyr, Courceys, Youghal and Barryroe all won their deciders to stay up. There was no shortage of contenders for Hurler of the Week, including Turlough O'Neill, whose scores helped Newtown avoid the drop against Erin's Own, Damien Cahalane for his defensive prowess for the Barrs, and Conor Cahill, who nailed 0-5 for Cloyne. It's a huge weekend on the club football front with the knockout stages taking place and we pick out the matches to catch in the various grades, with Castlehaven v St Finbarr's the main attraction, along with Éire Óg against Bishopstown and Kanturk-Knocknagree in Senior A. Now in its third season, every week Éamonn Murphy will be joined by The Echo team, including Barry O'Mahony, Denis Hurley, Rory Noonan, Jack McKay, John Horgan and more to discuss all the latest Cork GAA news on and off the field. You can listen to the Echo Sport Podcast every week wherever you get your podcasts or on www.echolive.ie/podcast. Hosted on Acast. See acast.com/privacy for more information.

This episode of The Other Side of the Bell, featuring trumpet performer and recording engineer Greg Curtis, is brought to you by Bob Reeves Brass. This episode also appears as a video episode on our YouTube channel, you can find it here: "Greg Curtis trumpet interview"   About Greg Curtis: Greg Curtis is equally at home behind the trumpet and behind the mixing board. A former student of Al Butcher, John Aley, Wayne Cook, Dennis Najoom, and Leonard Candelaria, Greg has performed with ensembles including the Milwaukee Civic Symphony, Racine Symphony, Kenosha Orchestra, Green Bay Opera, and later the Redlands Symphony. He has also played with a wide variety of groups ranging from the Glenn Miller Band to salsa and jazz ensembles such as Orchestra Veneno, Salsumba, and the Los Angeles Latin Jazz All Stars.   In Los Angeles, Greg designed, built, and owned The Bridge Recording, a world-class film scoring stage that became a go-to destination for projects like The Simpsons, The Walking Dead, The Handmaid's Tale, Marvel films, and studios including Disney, Warner Bros., and Universal. His work as a recording engineer and producer has led him to collaborate with Clint Eastwood, Rob Reiner, Gus Van Sant, and countless others.   Holding Master's degrees in both Trumpet Performance and Musicology from the University of North Texas, Greg continues to bridge the worlds of performance and production. Today, he records and mixes film scores, produces live events, and develops new audio technologies such as MyxStem, while remaining active as a freelance trumpeter and collaborator with groups like Long Beach Opera and The Paul Litteral Band.     Episode Links:   Website: gregcurtis.net Greg Curtis on Facebook Email: gregtpt at gmail.com Find Paul Litteral's album, The Litteral Truth, Outrageous 8 Records. Engineered, mixed and produced by Greg Curtis Paul Litteral episode on The Other Side of the Bell, Episode 92 Gary Grant's Studio Musician Manual John Snell appearance on Brian Hayes' The Music Mind podcast Podcast Credits: “A Room with a View“ - composed and performed by Howie Shear Podcast Host - John Snell Cover Photo Credit - Greg Curtis Audio Engineer - Ted Cragg

AIB, Bank of Ireland, and PTSB have today announced plans to launch Zippay, a new person-to-person mobile payment service, in early 2026. Zippay will be available to more than 5 million eligible customers of the three retail banks initially. It will be an in-app service offered through the banks' existing mobile banking apps and delivered by leading European PayTech Nexi. Customers will be able to send, request, and split payments instantaneously with Zippay by using the mobile number of their contacts who are also using the service. Speaking on today's announcement, Brian Hayes, Chief Executive BPFI, stated: "We are delighted to join AIB, Bank of Ireland and PTSB in announcing the introduction of Zippay to the Irish market next year. Developed in response to customer feedback and demand, this will provide a quick and easy way to send and receive money or split bills with friends, family and contacts who are also Zippay users. It will be delivered through customers' existing mobile banking apps and therefore comes with all the same high levels of security, protection, and digital safety and avoids the need for topping up a digital wallet or downloading a separate app." Describing how the app will work, Mr Hayes continued: "Eligible customers will automatically be enrolled to Zippay, which will appear in their personal banking app once the service is launched next year. It will use mobile numbers saved in the customer's contact list to identify who else uses Zippay. There will be no need to set up a new payee or know their IBAN, BIC or account numbers; the money will transfer between accounts seamlessly. The service will allow customers to send up to €1,000 per day as well as request up to €500 per transaction. It will be simple, speedy and secure." Nexi, a European PayTech company and one of the world's leading payment technology providers, will deliver the Zippay service in Ireland. Nexi already has a strong track record in the Irish financial services sector, having successfully partnered with domestic institutions to offer a range of reliable digital payment solutions. Also speaking on today's announcement, Renato Martini, Digital Banking Solutions Director of Nexi Group, said: "Built on an API-based architecture, Nexi has designed Zippay for scalability and future expansion with the goal of making the solution as widely available as possible to customers across Ireland. After the initial launch, Zippay will be offered on a non-discriminatory basis to all financial institutions that provide IBAN account services and a mobile app to Irish consumers and Nexi will manage the integration of eligible financial institutions that wish to join the service. Delivering this service in Ireland is an important recognition of Nexi's experience in developing and launching innovative Account-to-Account solutions, thanks to its know-how, skills, and people. We are proud to be contributing to the further acceleration of digital payment solutions in Europe." Over the coming weeks, all eligible customers of AIB, Bank of Ireland and PTSB will receive information on the new service ahead of the rollout next year, including details on how to opt out if they so choose. A dedicated website www.Zippay.ie has also been launched today with detailed information on the service and how it will work. Additionally, each bank has launched their own dedicated online Zippay information page on which customers can find further details specific to their bank: AIB - www.aib.ie/Zippay Bank of Ireland - www.bankofireland.com/Zippay PTSB - www.ptsb.ie/Zippay More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podcast email us at Simon@IrishTechNews.ie now to discuss. Irish Tech New...

Revolut claims it has at least 3 million customers in Ireland. That's most adults in this country and the reason is the ease with which customers can set up an account and make payments to friends, family and even total strangers. The Irish banks have long considered creating some sort of easy-pay rival, and now they think they might have it. The new service, which will start in a few months will be called Zippay and it potentially brings in all the banks and doesn't require a new app or to upload anything. The 3 pillar banks have signed up and Revolut is free to do so too but one wonders whether it would bother.Brian Hayes, Chief Executive of the Banking & Payments Federation Ireland, joined Joe Lynam on the show to discuss the new financial product and the other challenges facing the banks.

I had the honor of having my dear friend Brian Hayes, founder and president of Orion Strategic Consulting, on The White Coat Entrepreneur podcast. If you haven't listened to Part 1: The Aesthetic Edge - How to Scale Up Your Practice from a Seasoned Professional. I highly recommend starting there.In this episode, we dive deeper into the topics of leadership and culture, exploring what it truly means to lead in the world of medicine. Leadership isn't just about having a title; it's about mindset, structure, and the responsibility that comes with guiding others.“It's not easy to make the shift from management to leadership,” Brian shared. “But the difference is everything. As a leader, you put the team first.”Leadership challenges aren't solved overnight. They begin with a mindset. Ask yourself:What kind of leader do I want to be?What impact do I want to have?What kind of culture do I want to create?Think about the best leader you've had… and the worst.That contrast often reveals the blueprint for the kind of leader we want to become.This episode is filled with takeaways for physicians and business owners who want to lead with purpose, consistency, and heart. From hiring for culture to checking in with your team regularly, it's the small, intentional steps that create a supportive environment.As Brian said, “It's worth it putting the work in for great leaders. Good leaders will attract leaders.” Whether you're leading a team, running a practice, or just beginning your journey, this conversation will inspire you to lead with clarity and purpose. To learn more or get in touch with Brian Hayes, click the link below. https://www.thehunterorion.com/about-us

The top dogs all showed their class in the opening round of the Cork club hurling championship, highlighted by the fact St Finbarr's were always in control against Douglas despite missing Brian Hayes, who picked up an injury on football duty.Ethan Twomey offered a reminder of his quality, as a playmaking centre-back rather than his customary midfield role, and William Buckley, on the fringes of the Cork team recently, clipped seven points.The Roche twins were immense for Bride Rovers in gaining a modicum of revenge against Blarney who beat them in the last two Senior A Championship meetings, the 2023 encounter after a controversial replay. Eoin Roche limited the influence of Cork vice-captain Shane Barrett while Brian sniped 0-7 from the half-forward line.The Glen had Micheál Mullins in championship action for the first time and with Patrick Horgan, Eoin and Rob Downey all eager to push on with the club after Cork's defeat, Erin's Own couldn't match them.In Senior A, Seán Desmond once again caught they eye as Watergrasshill beat Courcey Rovers in their first game at the grade while Killeagh edge out Na Piarsaigh in a classic where Cork U20s Barry and Ben Walsh and Ross O'Sullivan were the fore and Daire Connery was excellent too.Cloyne managed a Premier Intermediate upset by taking down favourites Carrigaline and Ballinhassig were clinical to beat Ballincollig, but overall the favourites won the majority of the games.We pick a Hurler of the Weekend, with Daire Connery, Darragh O'Sullivan and a clutch of Bride Rovers players at the forefront of the conversation.Looking ahead to next weekend, the podcast crew preview the divisional section finals and discuss if Cork can make it three-in-a-row against Galway in the All-Ireland camogie final.Now in its third season, every week Éamonn Murphy will be joined by The Echo team including Barry O'Mahony, Denis Hurley, Rory Noonan, Jack McKay, John Horgan and more to discuss all the latest Cork GAA news on and off the field.You can listen to the Echo Sport Podcast every week wherever you get your podcasts or on www.echolive.ie/podcast. Hosted on Acast. See acast.com/privacy for more information.

Dive into the gripping world of Fantom Facts Society as we sit down with Brian Hayes, a battle-hardened Iraq and Afghanistan veteran and elite submariner who survived two devastating IED blasts. From pioneering DNA tracking to hunt down high-value enemies, Brian shares untold stories of courage under fire. But beyond the battlefield, discover his greatest victory: a rock-solid family and a thriving marriage spanning over 30 years. Heroism, resilience, and heart—tune in now!

Munaf Manji and Griffin Warner talk MLB betting for Friday. ⚾ Trade deadline reshaping: Twins shed contracts (Carlos Correa back to Houston; Griffin Jax to Rays), Padres strengthened bullpen (Mason Miller, JP Sears, Nestor Cortes), while Braves and Giants shifted toward selling.

The tourism sector may play an increasingly important role in supporting long-term economic growth. That's according to the latest SME Monitor published today by Banking and Payments Federation of Ireland. Irish GDP grew by over 13 per cent in the first quarter of the year, largely driven by medical and pharmaceutical exports. Brian Hayes, Chief Executive of the BPFI, says the tourism sector could help to keep employment high... Alan has been speaking about this with Mark Nolan, President of the Shannon Chamber, former managing director of Dromoland Castle Hotel. Alan first asked Mark if he thought the tourism sector can realistically compensate for potential economic hits to high-value industries like medical and pharma, especially in terms of jobs and wages... To explore this further, Alan Morrissey was joined by Owner at Doolin Inn, Anthony Moloney. Photo(C): studioroman via canva

In this episode of Set Lusting Bruce, host Jesse Jackson welcomes back his friend Brian @BrianHayes757 for a long-awaited conversation. They discuss various Bruce Springsteen topics including the delayed tour, the excitement of attending multiple concerts, and personal anecdotes from attending Bruce's shows in Europe and the U.S. Brian shares stories about forming a close-knit group of Bruce fans, memorable concert experiences, and the joy of meeting band members. The episode also touches on the significance of Bruce's Road Diary and provides a creative twist on the famous 'Mary question.' This episode is a celebration of Bruce Springsteen's music, his devoted fanbase, and the special moments that make the journey unforgettable. 00:00 Welcome and Introduction 01:58 Reflecting on Bruce's Return 02:17 Concert Experiences and Ticket Challenges 03:45 Bruce's 2024 Tour Highlights 06:04 The Bruce Bunch Gang 11:37 San Francisco Concert Adventure 22:08 Cardiff and Kilkenny Concerts 30:09 Opening Act: A Rainy Night in Ireland 30:20 Kilkenny's Special Moments 31:54 Dublin's Curated Setlist 33:58 Wembley: The Iconic Venue 35:24 A Magical Night at Wembley 37:58 Philly: The Best Bruce Experience 43:49 The Emotional Impact of 'Streets of Philadelphia' 46:16 Road Diary: A Tour Reflection 56:09 A Heartfelt Thank You Learn more about your ad choices. Visit megaphone.fm/adchoices

Dublin's Brian Hayes speaks to Odhran Johnson at today's launch of the Leinster Hurling Championship.

Marc & Kim cover an action-packed weekend, starting with the Blues' nine-game winning streak, the Cardinals' stunning sweep, and the NCAA Final Four. The conversation then shifts to politics with a fiery debate over Rep. Jasmine Crockett's controversial comments on race and Rep. Byron Donalds. Jessie Jane Duff joins to discuss the latest Democratic struggles, the media's bias, and the possibility of Trump on Mount Rushmore. Later, Marc & Kim are joined by Brian Hayes to talk about a heartfelt initiative for Officer Nathan Speese, with a sports trivia night planned for June 14 to support his recovery.

As the philosopher Kurt Cobain once wrote, 'no apologies'. All-Ireland winners James Skehill and Paul Murphy are back alongside Will O'Callaghan for this week's edition of The Hurling Pod. The lads look ahead to the sold-out Division One B and One A finals this Sunday, discuss the fall-out from the venue controversies for the lower division deciders, and discuss the rest of the news from the past week...On the podcast:0'00" - We're sorry for saying sorry too much. 'Hurling is hot' at the moment but should the 1A and 1B finals have been stand-alone fixtures?. 'What happens in football, I couldn't care less!'. 16'45" - There should be footage of Division One A games on League Sunday, even if they're dead rubbers. 27'19" - Managers very unhappy about the venues for last weekend's lower division hurling finals. No 65m lines in Iniskeen!? Put some respect on lower-league hurling. The task is facing Willie Maher, and why will we be having a podcast with him soon? 47'20" - James Mahon's red card upheld on appeal, Shane O'Donnell reports, Brian Hayes' injury not as bad as first feared. 1'07'20" - Preview of the Division One A and One B finals. Are Limerick fans right to have slight worries?

Brian Hayes, CEO of the Banking and Payments Federation

Brian Hayes, CEO of the Banking and Payments Federation

Brian Hayes, CEO, Banking and Payments Federation

Brian Hayes, the host of Overdrive on TSN Radio Toronto joins Jonas and James to discuss the Maple Leafs off-season including Mitch Marner's future in Toronto, the guys look at the Maple Leafs wants and needs, including punching up the goaltending, defence, second line centre and team depth. Hosted on Acast. See acast.com/privacy for more information.

Brian Hayes, the host of Overdrive on TSN Radio Toronto joins Jonas and James to discuss the Maple Leafs off-season including Mitch Marner's future in Toronto, the guys look at the Maple Leafs wants and needs, including punching up the goaltending, defence, second line centre and team depth. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we discuss the 2024 Montgomery County Fair with its executive director, Brian Hayes. Topics include:What to expect at this year's eventMCFA's new mission statementGiving back to the youth through scholarships and auctionsVolunteersHow to purchase ticketsFair events start Thursday, April 11 and go through April 21, 2024. For more information, visit mcfa.org.MidSouth Electric Co-op and MidSouth Fiber Internet are proud supporters of the Montgomery County Fair.Thank you for listening!Like this episode? Leave us a review wherever you listen to podcasts.Have an idea for a future topic? Send us an email at communications@mselectric.com.

On this week-in-review, Crystal is joined by Assistant Managing Editor for Diversity and Inclusion and the Social Justice Columnist for The Seattle Times, Naomi Ishisaka! They discuss: New Candidates Running for Seattle City Council  Everyday Gun Violence Seattle Dual-Dispatch Pilot is Underutilized Ferguson's Police Centric Plan Deaths at Tacoma ICE Facility, SCORE and KC Jails Problematic Gravel Yard Gains AG's Attention As always, a full text transcript of the show is available at officialhacksandwonks.com. Follow us on Twitter at @HacksWonks. Find the host, Crystal Fincher, on Twitter at @finchfrii and find today's co-host, Naomi Ishisaka at @naomiishisaka.   About the Guest Naomi Ishisaka is the Assistant Managing Editor for Diversity and Inclusion and the Social Justice Columnist for The Seattle Times. She is a journalist and photographer who focuses on racial equity and social justice.   Resources “Tanya Woo faces these candidates in bid to keep her Seattle City Council seat” by Katie Campbell from KUOW   “Alexis Mercedes Rinck Launches Progressive Challenge to Tanya Woo” by Hannah Krieg from The Stranger   “Outraged by police violence? Everyday gun violence is outrageous, too” by Naomi Ishisaka from The Seattle Times   “Coming about! What it means that Bob Ferguson just tacked right on cops” by Danny Westneat from The Seattle Times   “Seattle's Dual Dispatch Program Is Underutilized” by Ashley Nerbovig from The Stranger   “Activists monitor Tacoma ICE facility 24/7 after detainee death” by Lilly Ana Fowler from KNKX Public Radio   “Immigrant rights groups outside Northwest ICE Processing Center face intimidation” by Brian Hayes from The News Tribune   “Woman's Malnutrition Death Raises Questions About Medical Care Standards at South King County Jail” by Andrew Engelson from PubliCola   “Man dies at hospital after medical emergency at King County Jail” by Vonnai Phair from The Seattle Times   “WA's AG, health officials raise questions about gravel yard by school” by Daniel Beekman from The Seattle Times   Find stories that Crystal is reading here   Listen on your favorite podcast app to all our episodes here

With the use of cash declining in recent years, a trend accelerated by the pandemic, the Access to Cash Bill is designed to manage future cash demand here, initially preserving the cash infrastructure at December 2022 levels.To discuss the Access to Cash Bill and its potential impact on the three retail banks (AIB, Bank of Ireland and PTSB), Ciarán Hancock is joined by CEO of the Banking and Payments Federation of Ireland, Brian Hayes. Also on this episode, Irish Times Economics Correspondent Eoin Burke-Kennedy explains the factors behind the Central Bank's prediction that real wages for the average employee will rise by almost 9 per cent over the next three years.Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

Welcome to Veterans Radio. This week are experts are Carol Ann Fausone, Retired USAF BG, Veterans Service Officer from Legal Help for Veterans and Brian Hayes, Director of Communications Health System Specialist/Public Relations, LTC Charles S. Kettles VA Medical Center, VA Ann Arbor Healthcare System. These are just a few of the topics we talked about in today's episode of Veterans Radio. Help for older Veterans is available through the VA. Elderly Veterans - Veterans (va.gov)  What assistance are you entitled to? We talk about Incarcerated Veterans. What benefits are they eligible for through the VA. Incarcerated Veterans - Veterans (va.gov) How can the VA help Homeless Veterans. Homeless Veterans - Veterans (va.gov)

Join Andy and Brian for the debut of their brand new series, Fresh Ice Hockey Podcast, as they cover a variety of topics such as Connor Bedard's injury extension, Brian Hayes' questionable hot take on Sidney Crosby, as well as the performance of multiple teams throughout the NHL.

GET ANSWERS FROM OUR EXPERT PANEL! Dale Throneberry – Founder and Host of Veterans RadioBrig. Gen. Carol Ann Fausone (ret) – Legal Help for VeteransBrian Hayes – Director of Communications, VA Ann Arbor Healthcare SystemDavid Saims – Director, Washtenaw County Veterans Service Dept., MACVC Trustee Missed this month's program? Tune in the last Sunday of the month for our Benefits Program. Send your questions to dale@veteransradio.org

Brian Hayes, CEO, Banking and Payments Federation, Ireland

This is not so much of a best of episode as a taster for some of the topics we have covered and to tease / encourage you to go listen to the prior episodes.  3 Takeaways:We have had a diverse group of guests, customers, partners, industry thought leaders and colleagues.The deep dive has given us a rich conversation into the heart of some of the meatier topics of Financial Services, Technology and FinTech.You can find all of our episodes at dontbreakthebankpodcast.comFeatured Guests: Leda Glyptis, Advisory Board Member for IncutoFollow her on LinkedIn Episode LinkRay O'Brien, COO at QuantexaFollow him on LinkedInEpisode LinkSpencer Kimball, CEO at Cockroach LabsFollow him on LinkedInEpisode LinkIan Ellis, Founder of the London Enterprise Tech MeetupFollow him on LinkedInEpisode LinkPaolo Sironi, global research leader in banking and financial markets at IBM, the Institute for Business ValueFollow him on LinkedInEpisode LinkSpiros Margaris, VC, Advisor, and Board member at Margaris VenturesFollow him on LinkedInEpisode LinkOne last thing.Lenka Kanakova has been behind the scenes supporting and promoting us both in the podcast and in all the other Financial Services activities at VMware.  Lenka is leaving us and we want to thank her for her dedication, support, and good humour.  All of us wish you the best of luck for the future, thank you.About the HostsMatthew O'Neill is a husband, dad, geek, and Industry Managing Director, Advanced Technology Group in the Office of the CTO at VMware.You can find Matthew on LinkedIn and Twitter. Listen to his episode on DORA here! Brian Hayes is an audiophile, dad, builder of sheds, maker of mirth, world traveler and EMEA Financial Services Industry Lead at VMware.You can find Brian on LinkedIn.

In this captivating conversation, we have the pleasure of hosting Joy Macknight, the first female Editor of the prestigious publication - The Banker. Join us as we journey through Joy's illustrious career, starting from her double major in biology and environmental studies to leading a team of editors and reporters covering the international banking industry. She shares intriguing insights into the challenges and innovation within the banking sector and talks about her journey to becoming the first female Editor of the Banker.We explore the ever-evolving landscape of sustainable banking and finance. We discuss how banks are redefining their reporting, the challenges of comparisons, and the need to include new criteria such as biodiversity and social aspects. We then venture into the realm of Open Banking and Open Finance, whose potential in the UK is yet to be fully tapped. We also discuss the revolutionary potential of open banking and digital identity, touching on the significant role banks could play as trusted sources of digital identity certification.Our conversation then shifts to the importance of gender focus in designing financial services and products, highlighting the potential for products tailored specifically for women. We examine the need for diversity in banks, the sobering reality of gender parity as per the ANF Gender Balance Index, and the various dimensions of diversity. Finally, we delve into the potential impact of quantum computing on banks and how banks need to gear up for this technological advancement. Listen in as Joy shares her thoughts on all these topics and invites everyone to join the Banker Publication community.3 Takeaways:Importance of Gender-Inclusive Design: Joy highlighted the significance of designing financial services and products with women in mind. By considering the different needs and life journeys of women, banks can create more inclusive and tailored offerings. Designing with a gender focus can also empower women and drive financial inclusion.Long Road to DEI: While progress has been made, there is still a long way to go in terms of diversity, equity, and inclusion (DEI) in the financial services industry. Achieving gender parity alone is estimated to take around 140 years, highlighting the need for continuous efforts to foster diversity and equality in all aspects of banking, including leadership positions. 3. Quantum Computing as a Game-Changer: Joy discussed the potential impact of quantum computing on the banking industry. While it poses risks to current cryptography systems, it also presents opportunities for improved market intelligence and algorithmic capabilities. Banks should invest in understanding quantum computing and build the necessary talent to stay ahead in a rapidly evolving technological landscape.Quantum Computing as a Game-Changer: Joy discussed the potential impact of quantum computing on the banking industry. While it poses risks to current cryptography systems, it also presents opportunities for improved market intelligence and algorithmic capabilities. Banks should invest in understanding quantum computing and build the necessary talent to stay ahead in a rapidly evolving technological landscape.Key Quotes:Some of the really interesting and quite innovative and new instruments that they're bringing to the capital markets, I think is really fascinating. And again, I think, the pressure of the impending climate crisis is just what we're facing at the moment really necessitates the banks to act, and what I feel is that they are doing that right so they're taking it very seriously they're moving into actually into the whole supply chains of their of themselves, but also of their corporate clients, and this is what we need to actually make a huge change.​​When you think of banking as a service, a lot of banks are already starting to think about that. They're thinking about embedding their services and other platforms or other apps.Then they're also thinking about creating their own super apps so that everyone can, you know, work through the banking app to access other lifestyle activities that you want to do, et cetera.Looking at gender data and actually unpicking that, and then finding out what makes sense, not just male customers, but also female customers, because a female's life journey can be very different, right?And if you're just designing products for men, with men in mind, then you're actually missing out.So why not design a pension for women specifically.It comes to financial inclusion, but also female empowerment, etc. And then getting funding to women entrepreneurs is also a big thing that they're working on, which I think is really important.When you look at it from a gendered lens you can really see that there has been some impact, but at the same time it hasn't been enough in terms of all the different levels within the banks.And I think that's really important when we talk about designing financial services products for women. What you really want is to have women as part of that designing culture, etc. But also, you know, working at all the different levels of the bank.What you want to have in any bank, is you want to have those diverse communities represented, so that you're actually serving those communities in the broader sense. And when you have a default design, you're designing for  just one aspect, whether it's, it's men or whatever. When in actual fact you want to be designing products and I think technology is there that you can do that personalization. BIO:Joy Macknight is the Editor at The Banker. She joined the publication in 2015 as Transaction Banking and Technology Editor. Previously, she was features editor at Profit & Loss, editorial director at Treasury Today and editor at gtnews. She also worked as staff writer on Banking Technology and IBM Computer Today, as well as a freelancer on Computer Weekly.LinkedIn link to JoyTwitter link to JoyLink to The BankerHere is the link to the Womens World Banking conferenceLink to the 2018 article, Will the digital world solve the identity crisis?About the HostsMatthew O'Neill is a husband, dad, geek, and Industry Managing Director, Advanced Technology Group in the Office of the CTO at VMware.You can find Matthew on LinkedIn and Twitter.Brian Hayes is an audiophile, dad, builder of sheds, maker of mirth, world traveler and EMEA Financial Services Industry Lead at VMware.You can find Brian on LinkedIn.

In this episode, our podcast host, Matthew O'Neill takes us on a deep dive “Exploring DORA”, Europe's new Digital Operational Resilience Act which is being suggested, will be as significant for Financial Services as GDPR has been to the rest of us.Matthew discusses the key provisions of DORA and how it aims to ensure the robustness and resilience of the financial system in the digital age. We'll uncover Matthew's take on the motivations behind the act, its implications for financial institutions, IT service provider partners, and even the regulators, all with the aim of providing protection for consumers. From cyber threats to operational disruptions, DORA's framework addresses a wide range of risks and sets new standards for digital operational resilience. Matthew makes it clear that regulators from other jurisdictions are watching with interest.In addition, we learn of Matthew's unprecedented journey in the financial sector; from an office junior at a local bank in the UK to becoming the Head of Infrastructure and Operations in Asia and then the Global Head of Data centres and IT Service Management at one of the world's largest banks, and then on to his landing here at VMware. Matthew's take on DORA gives you a true insider's perspective. It's a must-listen!3 Takeaways:DORA emphasizes that operational resilience is not limited to financial services firms alone. The entire ecosystem supporting critical services must be considered. This means mapping out end-to-end processes, understanding who and what is involved, and ensuring full observability to keep things running optimally.DORA introduces a significant shift in regulatory testing. Supervisors will now conduct tests on production systems especially where these are sharing cloud infrastructure with multiple firms. Stress testing operational resilience will become a priority, moving away from a mere tick-box exercise.To comply with DORA's requirements, both financial service providers and their partner firms should invest in regulatory risk professionals and banking risk specialists. The act will challenge existing assumptions and practices. It might reveal whether claims of regulatory constraints are genuine or merely used as an excuse for avoiding technological advancements. This suggests that firms will need to navigate a potentially uncomfortable period of reevaluation and adaptation.Key Quotes: It's not just about the financial services firm.It's also about, the whole ecosystem that supports you in the provision of what are deemed as critical or important services. So, if you have one of those types of service, you've really got to map out end to end, how that operates, who operates through, who's touching what part of it and making sure that you're not just monitoring it, but you've got like full observability as to what's going on, who's doing what, where, when, and why, and if anything goes wrong, how quickly you can bring that back.The big differences now though, is that there will now be testing performed and you've got to perform tests, but it's also the supervisors are likely to be performing tests and they'll be performing tests on production systems that are potentially running on the same cloud infrastructures as many other [financial service] firms and many other firms. So, there's going to be much more stress testing of that operational resilience than it ever being a kind of a governance, tick box exercise. So I think that's one thing that's got folks concerned.What's going to happen here is there's going to be an increased level of transparency. I can kind of say maybe an implicit increase in levels of trust between FSI firms and their supplier partners, because the supplier partners are going to be held to account for what's running. And if they don't know what's running,that's a little bit of a hard position to be in. So, I think an unintended consequence of this is actually going to be a greater amount of visibility. for the firms that are uncomfortable with that, and there will be some, then their risk appetites might take them back to, ‘Oh, actually now we need to be doing more on prem or we now need to move some of that workload away from public clouds and into colo facilities or back into data centers.' Or vice versa, ‘actually, we've got such a great relationship with this.Hyperscaler, we need to put more with them.'”The more critical service providers and partner firms that we work with need to seriously think about employing some banking risk managers and regulatory risk professionals to help them navigate the potential of where this could go. I think it's going to be a little bit uncomfortable for a little bit of the time. One of the objections that often comes up talking with a customer about implementation or the potential to, to consume more technology is, ‘Oh yeah, the regulator won't let me do that'.or, ‘that's against our regulatory stance'. Or ‘the regulator is used in that way.' We and our supplier partners are about to experience, well, what does that, what does that really mean? Is that something you're literally hiding behind or is it something that there is, um, there's a lot of truth in?About the HostsMatthew O'Neill is a husband, dad, geek, and Industry Managing Director, Advanced Technology Group in the Office of the CTO at VMware.You can find Matthew on LinkedIn and Twitter.Brian Hayes is an audiophile, dad, builder of sheds, maker of mirth, world traveler and EMEA Financial Services Industry Lead at VMware.You can find Brian on LinkedIn.BIO:Matthew is a Financial Services Industry thought leader, helping VMware customers and partners get the most from their technology investments. He is one of the senior leaders in VMware's GTM Strategic Ecosystem & Industry Solutions team. He works with customers, partners, the media and industry analysts to differentiate VMware's capabilities.  Matthew works closely with the Strategic Ecosystem of partners, ISVs, Hyperscalers and Global Systems Integrators to develop industry-specific solutions to fulfil Financial Services customers' requirements.Within the Industry Solutions team, Matthew is at the forefront of the new ways of working, driving delivery of industry solutions from ideation through GTM to adoption and improving VMware's industry relevance.Matthew is a former Managing Director from HSBC, where he was the Global Head of Data Centres & IT Service Management. he spent five years in Hong Kong running IT Infrastructure & Operations across the Asia Pacific region and, before that, was responsible for HSBC's EUC & Telecoms globally.Matthew brings this extensive Financial Services Executive expertise to share lessons, insights and opportunities with customers, partners and colleagues on their Cloud Journeys, Employee Experience and Digitisation/Digitalisation Transformations. He is called upon to provide opinion and actionable insight on the breadth of Financial Services, from the role of Artificial intelligence to Operational Resilience and even emerging regulations.

Episode Description:In this episode, we're joined by Paolo Sironi, who shares his unique journey from banking to FinTech entrepreneurship and to his current role as  global research leader in banking and financial markets at IBM, the Institute for Business Value. In our discussion, he emphasizes the need to understand the human being when innovating in the world of FinTech and banking transformation. He recounts his career-defining moments where he had to choose between doing research and working in customer service, and how this experience shaped his understanding of the behavior of finance and customer interactions with services.We explore banking and Fintech in platform economies. Paolo discusses his experience of creating the risk management architecture methodology for a large Italian bank and how this knowledge influenced his approach to tech innovation.He talks about his proudest moment of writing books, the feedback he received from the community, and how these experiences have helped him make more grounded judgments in financial services. We also discuss platform strategies that can help banks generate more value for their clients, as highlighted in Paolo's latest book, Banks and Fintech on Platform Economies.Discover how digitalizing value can positively impact society, why bankers are still needed, and the challenges of running a payment platform at scale. Paolo also highlights the role of AI in banking and how technology can empower customers to make informed decisions. In addition, we touch on the potential of quantum computing in revolutionizing financial services, the power of language, and the importance of mentorship. Paolo's unique perspective on these topics makes for a must-listen episode.3 Takeaways:The importance of understanding human nature and behvaior when adapting AI platforms and services into services like bankingEmphasizing of transparency with technology and AI to embolden trust with the publicBanking and Bankers are very much alive despite the Bill Gates proclamation of 1994.  Banker / Customer relations are imperative for high value Investments and Insurance products.Key Quotes:The economy is a platform. We should not forget that. Society is a platform where we operate, even politics is a platform. Financial services are a platform. So all of these platforms need to interact. But typically we don't think platforms, we think very narrow or very linear models. And it is that change in perspective that enables us to understand why the financial services platform is not working as it should, and the economy is not working as it should.If you think about money, money is there for the survival of the individual. If we didn't have money, I would be in Germany growing potatoes. You would be in the UK still growing your potatoes. Some of my Italian friends would be growing their tomatoes. It would be difficult for us to interact. But now that we have money, I can have work. I can move around easily. I can meet you. And we lost that understanding of the real reason for money to be there. But understanding that enables us to identify the value of money and financial intermediation. And if we identify the value correctly, we can digitalize that value.You need to identify what is the value for the consumer. And then once you identify that, you can define how technology enables you to generate that value. Because effectively, without technology, it's difficult to still work on good relationships because they become very expensive in terms of training, in terms of deployment, in terms of execution.Every time you need to make a decision in life, typically there's a financial transaction involved. Meaning paying or getting credit where I borrowed my money in order to make it happen. And sometimes that is a complex decision and you have to go back to the bank. You have to think about it, you have to supply a lot of information. If the bank can reduce the friction, that is part of a journey outside banking where banks participate in the journey just by enabling individuals to complete the process, they will unlock new value because the economy, the ecosystem around them will work more efficiently, right, and more seamlessly.Now the problem with this is that how do you get paid for the elimination of friction? In fact, the definition of the contextual banking platform strategy is that the opportunity to eliminate the friction makes banking contextualized, that means embedded, to unlock new value.The role of technologies like AI and data, again, is to unlock that value of the relationship that is dishomogeneous, is not even, because many people talk to [too] many clients. So you need to figure out how to help everyone.To get into better conversations where the value is positioned for the decision making process. And that will allow these people to see the value and pay the fee for accessing the advisory platform. So it's a transformation of banks towards trusted advisory institutions. So you will have embedded finance on one side, trusted advisory institutions on the other side.Paolo Sironi:Paolo Sironi is the global research leader in banking and financial markets at IBM, the Institute for Business Value. He is a former start-up entrepreneur – focused on digitalisation of wealth and asset management. He started his career as a quant, leading risk management organisations in investment banking. Paolo is the author of business literature about finance, banking, and digital innovation. His latest bestseller “Banks and Fintech on Platform Economies” explores how platform theory, born outside of financial services, will make its way inside banking and financial markets to radically transform the way firms do business.  For more information:You can follow Paolo on his  LinkedInFor more information, thePSironi.com“Banks and Fintech on Platform Economies” http://relinks.me/1119756979About the HostsMatthew O'Neill is a husband, dad, geek, and Industry Managing Director, Advanced Technology Group in the Office of the CTO at VMware.You can find Matthew on LinkedIn and Twitter.Brian Hayes is an audiophile, dad, builder of sheds, maker of mirth, world traveler and EMEA Financial Services Industry Lead at VMware.You can find Brian on LinkedIn..

Episode Description:In this episode, we delve into a conversation with Dr. Leda Glyptis, an accomplished fintech leader and former banker. With over two decades of experience driving transformation and technology across diverse financial sectors, Leda explores the inherent ties between banking, fintech, and the current technological surge. Discover how these domains can seamlessly integrate into the tech revolution by aligning with the established systems of traditional banks and corporations. Tune in to gain insights from this seasoned fintech veteran, as she guides us through the pivotal juncture where digital innovation and banking converge.Join us for a compelling discussion on the evolving landscape of finance in the digital age.3 Takeaways:The lagging adaptation of digital tech in banking and FintechDoing the right thing over doing the thing right and embracing failureLearning from a company's legacy and the technical debt Key Quotes: “You need to make sure that you fail fast and fix it, but you also need to make sure that you fail small and fix it.”“So increasingly who gets it for me, the people who start talking about their end customer, their data strategy, and their overall cost to serve ahead of showing me wireframes of their UX. They're the people who get it.”“Leave aside the business model and how certain players in that space make money. What happens to all the systems that need to know what happened in real time for liquidity management? For everything that happens downstream, and we've been talking about, um, real time clearing and settlement for years.We know it's coming.”“There is no such thing as an organization that doesn't have technical debt. There just isn't. There will be corners that are cut because Bobby has a date and has to ship and go out and freshen up to meet his date.There's corners that will be cut 'cause money's short, or there's a deadline looming, or because you didn't think of something. And there will always, always, always, either because you didn't think something was important or because something else was more important, or 'cause you had a blind spot. So there is no such thing as no legacy and there is no such thing as no technical debt.”Leda Glyptis:  Leda is a seasoned fintech executive and former banker, with a career spanning two decades working int transformation and technology functions across a variety of financial services verticals.Leda works as an advisor to boards and executive teams for companies of all sizes, from young startups to globally significant financial institutions, supporting leadership teams in transition: be it a process of transforming themselves, their business or their software infrastructure. Leda served as the Chief Client Officer of 10x Banking and the founding CEO of 11:FS Foundry (both in the cloud-native core banking space); she was the Chief Innovation Officer of Qatar National Bank and held a variety of innovation and transformation roles at BNY Mellon.Leda sits on the board of Flagstone IM. Over the years, she has held a number of NED positions in fintech firms in Europe and the UK including chairing the Board of Geophy (now a Walker and Dunlop company) through its successful exit. Leda is a frequent keynote speaker at flagship industry events globally including Sibos, M20/20, Finovate as well as specialist regional events; she is the author of the highly acclaimed #LedaWrites column on Fintech Futures and the book ‘Bankers Like Us: Dispatches from an Industry in Transition' published by Taylor and Francis in 2023. Leda completed her undergraduate studies at King's College Cambridge and holds an MSc and PhD from the London School of Economics and Political Science.For more information:You can connect with Leda on her LinkedInFollow her on Twitter  @LedaGlyptisOrder her book “Bankers Like Us” HEREAbout the HostsMatthew O'Neill is a husband, dad, geek and Industry Managing Director, Advanced Technology Group in the Office of the CTO at VMware.You can find Matthew on LinkedIn and Twitter.Brian Hayes is an audiophile, dad, builder of sheds, maker of mirth, world traveler and EMEA Financial Services Industry Lead at VMware.You can find Brian on LinkedIn.