Healthy Love and Money

In this episode of the Healthy Love & Money podcast, I'm thrilled to welcome Rachel Lawrence, a leader in financial planning and founder of Reverie Wealth. We explore the emotional side of money, share practical tips for couples, and discuss how authenticity transforms financial planning.Quotes:“The beauty of financial planning isn't just about the numbers—it's about uncovering your story, breaking free from shame, and building a life that feels authentic to you.”-Rachel LawrenceKey Moments:[3:15] The meaning behind “Reverie Wealth” and the role of vivid daydreaming in financial planning[6:45] How Monarch's “tagging” feature helps reduce emotional triggers in couple money conversations[10:30] How Monarch Money helps couples manage cashflow and reduce money conflicts[18:45] Rachel's personal journey: growing up in a financially tight household and its lasting impact[22:10] The historical impact of the Equal Credit Opportunity Act and its ongoing relevance in financial equality[28:20] Tools and strategies for creating safe, loving money conversations[33:40] Investing in community as an alternative retirement strategy[36:10] Rachel's insights on breaking free from societal and systemic financial pressures[41:15] Rachel's experience with Rapid Transformation Therapy (RTT) and reframing money beliefs[45:00] The intersection of financial planning and personal growth: making decisions that enhance quality of life[50:30] Recognizing the difference between “toxic helping” and “healthy helping” in financial adviceResources & Links:Monarch Money – Manage your personal finances with ease: MonarchMoney.comReverie Wealth – Explore Rachel's wealth management firm: ReverieWealth.comConnect with Rachel on Instagram: @RachelFPFollow Monarch Money on Reddit: Monarch Money on RedditConnect with Ed Coambs:Website: HealthyLoveandMoney.comInstagram: @HealthyLoveAndMoneyLinkedIn: Ed CoambsSubscribe & ShareIf you enjoyed this episode, don't forget to subscribe and leave a review. Share this episode with your friends, family, or partner to help us reach our goal of impacting millions of lives through financial and relational health. Let's grow together!Healthy Love & Money Podcast Disclaimer This podcast is designed for educational and informational purposes only. The content shared here reflects my personal and professional experiences as a financial therapist and Certified Financial Planner™. It is not a substitute for professional financial, legal, or mental health advice specific to your situation. While I aim to provide helpful insights, each individual and relationship is unique, and the topics discussed may not fully apply to your personal circumstances. I encourage you to seek personalized guidance from a qualified financial, legal, or mental health professional. By listening to this podcast, you acknowledge and accept that neither I, Ed Coambs, nor the Healthy Love & Money Podcast is liable for any decisions or actions you take based on the content shared. Your financial and relational well-being are deeply personal, and I'm here to support your journey with compassion and care. Thank you for listening, and remember: healthy love and money go hand in hand!

Time-Stamped Outline:00:00 - Welcome to the Healthy Love and Money Podcast01:45 - Introducing Adam Kol and His New Book07:12 - What Financial Intimacy Really Means15:30 - Independent Finances vs. Financial Intimacy in Relationships22:05 - Tackling Financial Anxiety and Shame31:18 - Building Trust Through Financial Conversations40:50 - Practical Steps for Couples to Navigate Money Together49:10 - Closing Reflections and ResourcesQuote of the Episode:“Feelings plus finances equal flourishing. There are stories in your statements, and those stories inform your strategy.” — Adam KolEpisode Summary:In this episode, Ed Coambs sits down with Adam Kol, also known as The Couple's Financial Coach, to discuss the groundbreaking concept of financial intimacy. Adam's new book, Financial Intimacy for Couples, dives deep into how couples can transform their financial conflicts into opportunities for connection and growth.Ed and Adam explore the tension between independence and intimacy in money management, challenging the societal norms around financial separation. They emphasize the importance of open, vulnerable conversations about finances and share strategies for overcoming financial anxiety, shame, and the emotional barriers that often arise in relationships.Adam shares relatable anecdotes, including how small financial decisions, like buying a bottle of water, can reveal deeper money stories. He offers practical exercises couples can use to develop trust, align financial goals, and create a more harmonious financial partnership.Whether you're looking to navigate tough money talks or build a stronger financial bond with your partner, this episode provides valuable insights and actionable steps to get started.Resources Mentioned:Financial Intimacy for Couples by Adam Kol: Amazon LinkAdam Kol's Website: CouplesFinancialCoach.comFollow Adam on Social Media: @CouplesFinancialCoachConnect with Healthy Love and Money:Schedule your free 30-minute Healthy Love and Money Discovery Call: Calendly LinkTake the Attachment Style Quiz: Quiz LinkBuy The Healthy Love and Money Way: Amazon LinkFollow us on your favorite podcast platform for weekly episodes!Healthy Love & Money Podcast Disclaimer This podcast is designed for educational and informational purposes only. The content shared here reflects my personal and professional experiences as a financial therapist and Certified Financial Planner™. It is not a substitute for professional financial, legal, or mental health advice specific to your situation. While I aim to provide helpful insights, each individual and relationship is unique, and the topics discussed may not fully apply to your personal circumstances. I encourage you to seek personalized guidance from a qualified financial, legal, or mental health professional. By listening to this podcast, you acknowledge and accept that neither I, Ed Coambs, nor the Healthy Love & Money Podcast is liable for any decisions or actions you take based on the content shared. Your financial and relational well-being are deeply personal, and I'm here to support your journey with compassion and care. Thank you for listening, and remember: healthy love and money go hand in hand!

“I think people who are retiring now are first-generation retirement rebels.”Dan Haylett joins our host Ed Coambs from across the pond in today's episode. A sports enthusiast turned investment expert, Dan's sharing a treasure trove of insights about the power of empathy in the world of financial planning.Dan kicks things off talking about his unique journey from the cricket fields to navigating the complex emotional and psychological aspects of retirement planning. As the host of the top 50 podcast, Humans vs Retirement, Dan explains the need for a human-first approach in financial planning. He's a big believer in looking past traditional methods to address the deep-rooted emotions tied to money management.Dan also discusses the evolving role of financial planners as holistic advisors who go beyond spreadsheets and how great strides have been made to simplify complex retirement decisions for the average person. He talks about the nuances of financial therapy and how subtle shifts in language can profoundly impact client perceptions for the better!Finally, Dan gives his thoughts on the impact of the UK's healthcare system and inheritance tax on people's financial decision-making. With the full belief that retirement needs a rebrand, he's sharing how we can thrive in today's world as "first-generation retirement rebels!”Key Topics:Dan's Journey From Sportsman to Retirement Specialist (00:00)First-Generation Retirement Rebels (10:56)Financial Planning Beyond Spreadsheets! (16:45)Framing the Money Conversation in Today's World (25:05)The Two Questions You Need to Answer Before Retiring (33:48)The Impact of the UK's Healthcare System on People's Financial Decisions (36:48)What to Know About the UK's Inheritance Tax System (41:16)Resources:HumansvsRetirement.comDan Haylett on LinkedInConnect with Healthy Love and Money:Schedule your free 30-minute Healthy Love and Money Discovery Call Today.Learn about your money and attachment style with this short Attachment Style Quiz.Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“And I think one of the opportunities in having a close relationship with someone, it doesn't have to be marriage, is they're sort of a mirror for your relationship with money.”Our host, Ed Coambs, welcomes Dr. Brad Klontz, a pioneer in financial psychology and therapy, for an engaging discussion on navigating money matters in relationships. They explore the common challenges couples face when aligning their financial perspectives and emphasize the importance of honest communication. Reflecting on personal experiences and societal attitudes, they debunk the myth that a conflict-free financial discussion equals a healthy relationship, highlighting how disagreements can foster growth. They also challenge the notion that marriage is a poor financial decision by presenting statistics that show married individuals often have higher net worth.Ed and Brad examine the complex relationship between emotions and money. Personal anecdotes reveal how financial fears often originate from childhood experiences, creating subconscious scripts that influence adult relationships. Listen in as they explore how partners can act as mirrors, reflecting financial behaviors and beliefs, leading to personal growth and healing when approached openly. This episode underscores the potential for mutual understanding and development through shared financial insights and experiences.Ed and Dr. Klontz also discuss the intricacies of money dynamics within relationships, including how financial anxieties and different spending habits can impact partnerships. They encourage couples to confront financial realities together, taking ownership of their financial destinies. By understanding each partner's financial background and emotional experiences with money, couples can transform conflicts into opportunities for connection and healing. Don't miss this insightful conversation that offers practical guidance for achieving healthy love and money.Key Topics:Welcome, Dr. Brad Klontz! (00:00)Harsh Truths About Money and Relationships (03:27)The Importance of Communicating About Money in Relationships (05:19)Understanding Normative Male Alexithymia (07:59)The Emotional Connection between Money and Relationships (11:43)The Role of Partners in Financial Well-being and the Concept of Locus of Control (19:31)Practical Exercises for Improving Financial Communication in Relationships (35:56)The Impact of Empathy and Compassion in Financial Discussions (36:49)The Role of Interdependence in Financial Success (40:47)Wrap-Up and Reminder to Check out Brad's New Book (42:27)Resources:Brad's New Book: Start Thinking Rich!Connect with Healthy Love and Money:Schedule your free 30-minute Healthy Love and Money Discovery Call Today.Learn about your money and attachment style with this short Attachment Style Quiz.Buy the Double Award Winning Book:

“Sometimes, ‘good enough' is good enough. You don't have to be extreme. In fact, extreme is so confining. Those things that are the most rigid are most susceptible to complete collapse. Building in flexibility can sometimes make things sustainable over time.”New Healthy Love and Money team member Dr. Christine Hargrove joins our host Ed Coambs to share her unique approach to financial therapy through the lens of neurodiversity.Walking us through her unique journey from religious studies to becoming a pioneer in financial therapy, Dr. Hargrove walks us through her experiences working with individuals and families affected by ADHD.Achieving breakthroughs in people's financial lives requires an understanding of diverse money mindsets and a willingness to get personal, in order to navigate financial stress more effectively. She contrasts the often rigid advice of mainstream financial influencers with the adaptable strategies of empathy-focused financial therapists like herself.Christine and Ed also get into the emotional impact of financial trauma, using her personal experiences from the 2008 financial crash to illustrate how economic events can shape your personal identity and family dynamics, for better or worse. Recognizing and bridging the gap between financial intentions and behaviors between your relationships, she says, promotes not only understanding, but also positive reinforcement within yourself.Finally, Dr. Hargrove speaks on the concept of proactive relationship wellness. She encourages couples to seek guidance early to manage financial stress more effectively, which of course allows them–and even their kids–to enjoy healthier, more fulfilling relationships with money.Key Topics:Dr. Hargrove's Inspiring Career Journey (00:00)Why We Get Intimidated to Talk About Money (11:43)How Dr. Hargrove's Own Relationship with Money Has Changed Over the Years (16:10)Facing Our Shame Around Our Financial Struggles (28:25)How Financial Stress Impacts Our Kids in Their Formative Years (32:56)Working with Couples as a Financial Therapist (40:17)Why We Shouldn't Overly Focus on Consequence and Accountability (48:50)Dr. Hargrove's Parting Words of Wisdom (53:53)Connect with Healthy Love and Money:Schedule your free 30-minute Healthy Love and Money Discovery Call Today.Learn about your money and attachment style with this short Attachment Style Quiz.Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“Feelings plus finances equal flourishing. Then, there are stories in your statements, and those stories inform your strategy.”Our host Ed Coambs sits down with Dr. Preston Cherry, a financial wellness expert, and personal friend whose new book, "Wealth in the Key of Life: Finding Your Financial Harmony," challenges everything you thought you knew about love and money. Ed and Preston share personal stories and practical examples, like travel planning, to demonstrate how aligning financial goals can deepen connections and enhance your partnerships.Curious about how to transform potentially toxic financial discussions into constructive conversations? They explore this and more, breaking down the barriers often faced when emotions and finances intersect, examining the importance of curiosity and adaptability in dialogue, and ensuring discussions remain open and honest. By fostering an environment that embraces both analytical and metaphorical thinking, the aim is to equip you with the tools to nurture flourishing relationships through healthy financial conversations.Finally, Ed and Preston contemplate the relationship between religion, faith, and financial prosperity. Is wealth inherently negative, or can it reflect spiritual alignment? Our guest challenges this narrative, urging reflection and gratitude for financial opportunities as divine interventions. All this and more in this episode of Healthy Love and Money!Key Topics:Navigating Financial Intimacy and Communication (00:00)Frameworks for Financial Conversations (05:36)Overcoming Financial Conflicts and Building Trust (19:16)Faith, Religion, and Financial Wellbeing (29:13)The Role of Listening and Asking Questions in Financial Conversations (36:53)Wrap-Up and Resources (39:29)Resources:Life Money Balance PodcastAre Genx Parents Ruining Retirement by Supporting Their Adult Children (episode)@drprestoncherry on SocialsConcurrentFP.com for ServicesConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Financial planning isn't just about numbers; it's about understanding the behavioral aspects that come into play.Welcome to this exciting episode of the Healthy Love and Money Podcast, where our host, Ed Coambs, introduces Mary Lou Daly as a new addition to the team. With over 15 years of experience in technical financial planning and accounting, Mary Lou brings a wealth of knowledge to the table. She joins the podcast today to explore the intersection of financial planning and psychology, highlighting how communication plays a crucial role in managing wealth, especially for couples. Together, Ed and Mary Lou aim to assist individuals who are navigating the complexities of wealth accumulation and financial anxieties by merging technical expertise with an understanding of client psychology.They discuss the intricate dynamics of money conversations within relationships and their impact on marital satisfaction. The episode underscores the importance of personalized approaches to financial planning, tailored to individual and couple dynamics. The conversation also sheds light on the challenges couples face, from minor irritations to significant control issues, and the crucial role of financial therapy in bridging the gap between sound financial advice and practical implementation.Listen in as Ed and Mary Lou explore the importance of balancing present and future financial planning, and how envisioning our future selves can motivate effective financial preparation. They discuss the complexities of financial upbringing, family dynamics, and the emotional flashpoints that shape our financial beliefs and behaviors. Mary Lou's enthusiasm and expertise are the perfect addition to the Healthy Love and Money team!Key Topics:Financial Intimacy and Communication Challenges (00:00)Initial Impressions and Financial Planning Approach (02:20)Challenges of Financial Communication in Marriage (06:31)Financial Planning Tools and Techniques (11:25)Behavioral Financial Planning and Financial Therapy (19:51)The Role of Financial Planners and CPAs (21:53)Financial Planning for Different Life Stages (22:08)The Impact of Financial Planning on Relationships (22:25)The Importance of Financial Education and Awareness (28:24)Final Thoughts and Excitement for the Future of the Healthy Love and Money Team! (45:19)Connect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“Emotions drive money decisions all day, every day. If we can normalize that for clients and listeners, it resonates deeply for a lot of us.”Step into the world of financial therapy with our host, Ed Coambs, and Khara Croswaite Brindle, a leading voice in this rapidly growing field. Khara uncovers the emotional undercurrents that shape our financial decisions, urging us to recognize and embrace the "gray" areas where logic often takes a backseat to emotions. Through insights into frameworks like the Enneagram and attachment theory, Ed and Khara explore how understanding our emotional responses can lead to better money management and financial intimacy.Ed and Khara dig into how money influences everyday decisions, from the mundane to the monumental. Khara shares personal anecdotes that illustrate the complex dance between perceived value and actual quality, especially in the context of therapy and professional services. They also tackle the often tricky territory of setting professional rates, reminding us that the price tag isn't always an indicator of quality, and how financial therapy can aid in untangling these nuanced threads.Their discussion also shines a light on the personal journey therapists must embark on to serve their clients more effectively. Khara emphasizes the importance of self-awareness and supervision in maintaining a balanced therapeutic stance. To help listeners on their path to financial well-being, she introduces a practical workbook designed to guide you through the complexities of your own financial beliefs. Let's challenge those preconceived notions about wealth and nurture healthier financial mindsets together.Key Topics:The Role of Emotions in Financial Decisions (00:00)The Impact of Financial Therapy (08:10)The Importance of Values in Financial Decisions (12:41)The Framework of Financial Therapy (15:25)Emotional Neutrality in Financial Decisions (36:19)The Impact of Media and Cultural Influences on Financial Beliefs (38:38)Practical Tools and Resources for Financial Therapy (44:46)Final Thoughts and Advice for Listeners (46:23)Resources:Croswaite Counseling PLLCConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“Financial trauma is not something that you can take a magic pill for; but, you can certainly become trauma-informed.”In what ways can childhood experiences predict your financial future? Join our host Ed Coambs as he uncovers the hidden layers of financial trauma with Rahkim Sabree, a pioneering expert in financial therapy!Rahkim does a deep dive into how early observations of our parents' financial habits profoundly influence our money mindset as adults. Ed and Rahkim navigate the convoluted web of cultural pressures and a culture of consumerism that shape our financial self-worth, and discuss how the mistrust of financial tools, like credit or life insurance, can echo throughout our lives.Financial trauma, according to Rahkim, is “any instance observed or experienced that has a negative impact on the way you view, interact with, or believe about, money.”Have you ever felt judged for your financial choices or struggled with the societal expectations tied to your bank account? Rakhim encourages us to become hyper-aware of the different communities in our life—whether religious, familial, or professional—and really see how each shapes our relationship with money.They also compare the often misleading promises of financial influencers to those of the diet industry, as well as the relationship between financial trauma and generational trauma. Rahkim reminds us that we need a trauma-informed approach to financial healing. He and Ed discuss how bringing the “language” of therapy down the Earth can demystify trauma and help people recognize and overcome deeply ingrained fears, such as the fear of debt.Ultimately, by aligning personal values with financial goals, Rahkim encourages us to move beyond black-and-white thinking and embrace a nuanced understanding of financial decision-making so we can experience true healing and take back the reins of our financial destiny!Key Topics:Defining “Financial Trauma” (02:08)Why Many People Are Reluctant to Engage with Financial Institutions (06:15)The Financial Tug-of-War Between Different Communities (11:05)Generational Trauma and the Road to Financial Healing (20:22)Using “Value Audits” and “Financial Boundaries” to Heal Trauma (31:55)Attachment Theory and Financial Trauma (40:53)Resources:RahkimSabree.comOvercoming Financial TraumaRahkim Sabree on ForbesConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book:

“I had a light bulb come off: why aren't we talking about people's financial strengths and balancing that and not just looking at what they're not good at?”What if your relationship with money was as significant as any personal relationship in your life? This episode promises to unravel the mysteries of financial intimacy as our host Ed Coambs chats with Ellen Rogin. As a New York Times best-selling author and a former financial advisor, Ellen uncovers how recognizing and nurturing our financial strengths can lead to healthier money management. Together, Ed and Ellen explore the often-overlooked emotional aspects of finances, emphasizing how past experiences and societal influences shape our financial behaviors and beliefs. Ellen shares her unique insights on integrating emotional and psychological perspectives into financial planning, creating a holistic approach emphasizing communication and connection with partners.Imagine treating money as a dear friend rather than a neglected partner. This episode highlights the metaphorical relationships we have with money, likening it to our personal relationships. Ellen shares an extraordinary experience from a workshop where she discovered her ability to deliver intuitive messages related to money, transforming how participants understand their financial states. They delve into the intriguing dynamics of money mindsets, discussing attachment styles and how they affect financial decision-making. By achieving a relaxed state, individuals can foster better financial relationships, making informed decisions that are in tune with their emotional needs.This episode is a heartfelt invitation to nurture your relationship with money, embracing love, abundance, and deeper financial intimacy.Key Topics:Financial Strengths and Balancing Skills (00:00)The Impact of Family History on Financial Decisions (03:55)The Role of Intuition on Financial Decisions (06:26)The Four-Square Framework for Understanding People and Money (16:02)Communication in Financial Decisions (16:31)The Role of Financial Advisors and Self-Advocacy (28:05)The Journey to Financial Intimacy (28:22)The Practical Benefits of Understanding Financial Personalities (36:39)The Role of Intuitive Money Readings (36:53)Resources:Messages From Money (book)MessagesFromMoney.comConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book:

"Empathy not just opens the door to understanding money behaviors but also transforms financial shame into a powerful tool for healthier decision-making."Can empathy be the missing link in transforming your relationship with money? Our host Ed Coambs jumps into part two of this conversation with Jillian Knight as she shares her insights on deconstructing your money story to forge a stronger relationship with your spouse!She's going beyond traditional financial advice–espoused by the likes of Dave Ramsey–towards a nuanced understanding that marries emotional intelligence with money management. Jillian explains how empathy can dismantle financial shame, paving the way for greater openness and healthier financial choices between spouses.They also take a closer look at how our personal history shapes our financial decisions. Jillian guides us through the process of crafting a money story and timeline–a powerful tool for individuals and couples to decode their financial behaviors. By visualizing systemic influences on personal financial beliefs, we shift the narrative from self-blame to understanding the broader societal structures at play. It's an exercise that illustrates how our financial challenges are often rooted in experiences beyond our control.Finally, Ed and Jillian explore the realm of financial intimacy within relationships, addressing power dynamics and the influences of past experiences. They discuss the importance of creating a safe space for vulnerability, where partners can openly share their financial journeys!Key Topics:Reflections on the Financial Therapy Association Conference (01:50)Why Empathy and Curiosity Are Key to Helping Clients Navigate Their Relationship with Money (04:57)Exercises to Help Clients Explore Their Relationship with Money (13:26)Giving Couples a Safe Space to Share Their Money Story (22:03)The Physiology and Psychology of Safety (32:27)How Lack in Your Personal Money Story Impacts Family Dynamics (39:34)Regulating Your Nervous System (42:06)Resources:Her Financial TherapyConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Our host, Ed Coambs sits down with fellow Financial Therapist Jillian Knight of Her Financial Therapy to talk about her eye-opening journey to financial freedom. The challenges she faced on her road to being debt-free offer a ton of insights into the power of open communication between spouses and the dark truth about mainstream money management programs."Navigating student loans without a financial roadmap was daunting, but it ultimately led me to discover the transformative power of combining therapy with financial guidance."As with many people, Jillian's financial awakening began when she realized the gravity of her student loan burden and her lack of financial education after getting married. With nowhere to go but up, she talks about how she fought through the sense of isolation and overwhelm she felt while paying down her debt, with the guidance of financial expert Dave Ramsey."Rigid financial systems can impose moral judgments and hierarchies that hinder personal growth; recognizing these barriers is essential for fostering a healthier relationship with money."Over time, she and her husband became disillusioned with Ramsey and the shame-based culture prevalent in many similar overly rigid financial programs."Evolving social dynamics, like the pandemic and movements for racial justice, have reshaped my approach to money management, underscoring the need to balance financial goals with self-care and emotional health."But it was really when significant recent events, particularly the pandemic and the Black Lives Matter movement, that led Jillian and her husband to break away entirely from Dave Ramsey and chart their own road to being debt-free–a road that values tolerance and flexibility above all else.She hopes that her unique path to redefining financial therapy inspires others to walk their own journey with intention and empathy!Key Topics:From Performing Arts to Financial Therapy (03:07)Why Most People Don't Realize How Extensive Their Student Loans Are (08:30)Spending Dynamics in the Household (10:12)Why the Saver/Spender Stereotypes Are Harmful (15:14)The Danger of Rigid Financial Programs (21:43)Resources:Her Financial TherapyConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

"We think we need more money to be happy, but in reality, we just need those people to talk with and count on and feel connected with."Did you know that money-related arguments between married couples are the most predictive of divorce compared to any other type of conflict?Our host Ed Coambs sits down with financial therapist Dr. Sonya Lutter to unpack this uncomfortable truth and how couples can take steps to masterfully navigate financial challenges of all kinds. Sonya draws from over two decades of research and marriage counseling. When she's not speaking onstage or working with clients, she's teaching at Texas Tech University as the Director of the Financial Health and Wellness program."If I'm more stressed, the people around me become more stressed. Our brains are wired to pick up on each other's emotional states."Ed and Sonya kick things off talking about the power of open communication regarding money and role expectations as early as possible in a relationship. Sonya shares how unspoken assumptions and unmet expectations can silently brew conflict, even without overt arguments. She explains why it's so important not just to have regular conversations with your spouse, but also to seek professional support on your financial wellness journey."While we might believe we're in complete control of ourselves, much of our behavior is instinctive and triggered by external stimuli."They also explore the connection between financial anxiety and family dynamics. Sonya discusses how the fight-or-flight response influences our interactions and responsibilities as adults and parents. Finally, she and Ed touch on the magic of co-regulation (versus codependency), through which partners can support each other in managing stress.Key Topics:Why Couples Get Stuck Around Money (02:37)Why Conflict is Not Restricted to Yelling at Each Other (06:27)Focusing on the Thing and Not the Person (10:32)Defining “Physiological Stress” and the Power of “Co-Regulation” (14:18)What Triggers Financial Anxiety? (19:37)Why Relationships Matter (22:57)Attachment Theory and Meeting Needs (29:10)Scheduling Financial Conversations with Your Spouse (32:10)Resources:SonyaLutter.comSonya on LinkedInConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“If we allow ourselves that place of full expression, I have it that more goodness happens in the world because people are not bound, and we actually continue that interdependence long term.”Imagine a mother on the cusp of gifting money to her daughter, grappling with the emotional and financial strings that come attached. That's just one example in our host Ed Coambs' conversation with Liz Hand from Pleasant Wealth. Together, they navigate the murky waters of financial decision-making and the profound concept of financial intimacy. They challenge the notion of right or wrong in financial choices, urging listeners to embrace a mindset that fosters personal freedom.Relationships and money have always been a tangled web, and Ed and Liz pull back the layers using vivid (and possibly hunger-inducing) metaphors like a seven-layer cake and a burger-burrito analogy. They discuss the intricate dynamics between aging parents and their adult children, diving into the emotional ties that bind financial responsibilities.Financial planning amidst uncertainty is akin to setting off on a voyage of self-discovery. Ed and Liz explore stories of diligent savers who, despite reaching financial independence, hesitate to embrace the fruits of their labor. Influenced by what Liz calls the "Midwestern money mindset," these tales resonate far beyond regional borders, speaking to a universal struggle with financial security. In wrapping up, Ed extends an invitation to reflect on these insights, encouraging listeners to journal and share their experiences, creating a community where healthy love and financial well-being are cultivated together.Key Topics:Exploring Full Human Expression and Financial Intimacy (00:00)The Complexity of Financial Decisions (07:09)The Role of Personal Values and Relationships (09:53)The Burger and Burrito Analogy (10:42)The Importance of Self-Reflection and Experimentation (22:52)The “Midwestern Money Mindset” (23:30)The Role of Empathy and Personal Growth (29:55)The Journey of Writing and Self-Discovery (33:47)The Importance of Experiencing Joy with Money (34:03)Invitation to Self-Reflection and Personal Growth (34:55)Resources:Pleasant Financial Conversations Private FB GroupLiz Hand | Pleasant Financial Conversations on YouTubeLiz Hand on LinkedInPleasant WealthConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book:

“In neuromarketing, those companies are smarter than we are. They know how to exploit this stuff, so now they know how to get us to do things. The more that we can understand that the better, and the more that we can understand our own decision-making, the better.”Curious about how your brain influences financial decisions? Our host Ed Coambs welcomes Dr. Oliver Schnusenberg, a pioneer in the fusion of neuroscience, behavioral finance, and financial therapy. From hospitality management to behavioral finance, Dr. Schnusenberg shares his intriguing journey and provides a fresh perspective on financial planning by emphasizing the importance of empathy and compassion, aiming to create a more holistic approach for clients.Ed and Dr. Schnusenberg also shed light on the power of neuroplasticity and its role in shaping financial behaviors. Discover how intentional changes in thoughts and actions can transform neural pathways over time. Inspired by the work of Joe Dispenza, they discuss practical grounding techniques and the necessity of repetition in therapy to cultivate new financial mindsets. The conversation challenges conventional financial planning, advocating for more personalized and effective strategies that adapt to the unique needs of each individual.They unravel the intricate connections between fear, addiction, and relationships, and how these factors can impact financial decisions. Dr. Schnusenberg delves into the concept of neuromarketing and its exploitation of the brain's reward systems, urging the importance of understanding these mechanisms. They also touch on the role of emotional availability in developmental growth, emphasizing the significance of human interaction and awareness in nurturing healthier relationships and decision-making. Tune in for an episode that promises to expand your understanding of the mind's influence on money and love.Key Topics:Understanding Decision-Making and Financial Therapy (00:00)Exploring Behavioral Finance and Neuroscience (03:23)Neuroplasticity and Financial Therapy (07:42)The Role of Neuroscience in Financial Therapy (14:20)Understanding Addiction and Marketing (20:07)Attachment Theory and Relationships (25:08)Neuroception and Theory of Mind (30:22)Wrap-Up and Call to Action (34:30)Resources:EquilibriaEvolution.comDr. Oliver Schnusenberg on LinkedInConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To

“You have to let go of the anger, and this may be the hardest part of it all, because you have to face your own feelings and accept that you do not want this to eat you alive for the rest of your life.”How do you reconcile with a sibling who has become a stranger? In this captivating episode, our host Ed Coambs is joined again by Fern Schumer Chapman, the insightful author of "Brothers, Sisters, Strangers." Fern delves into the complex dynamics of sibling estrangement and reconciliation, drawing on her personal experiences with Holocaust trauma. She shares how her mother's harrowing escape from Nazi Germany cast long shadows over their family life. Get ready to learn about the profound healing that comes from sharing these stories and the emotional relief it brings when past traumas are openly acknowledged.Ed and Fern also unpack the unique parenting patterns within Holocaust survivor families, laying bare the psychological impacts of extreme trauma, favoritism, and memorial children. Fern's poignant anecdotes reveal how children in these families often become parentified, prematurely taking on adult responsibilities. Their discussion sheds light on the intricate interplay between identity and inherited trauma, providing a deeper understanding of how these factors shape subsequent generations.Ed and Fern continue their conversation on navigating sibling estrangement and the arduous road to reconciliation. The Hicks Dignity Model offers a pathway through genuine listening and empathy, but they also emphasize the importance of acknowledging when a relationship is beyond repair. Setting boundaries with toxic individuals is crucial, and sometimes walking away is the healthiest option. All this and more in this episode of Healthy Love and Money.Key Topics:Sibling Estrangement and Reconciliation (00:00)Impact of Holocaust Trauma on Family Life (02:53)Healing Through Storytelling and Witnessing (06:54)Memorial Children and Parentified Children (11:16)Sibling Estrangement and Parental Responsibilities (29:40)Empathy and Listening in Reconciliation (30:04)Boundaries and Toxic Relationships (32:38)Fern Schumer Chapman's Work and Resources (35:29)Resources:FernSchumerChapman.comConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“In many ways, sibling estrangement is like mourning the living.”After witnessing firsthand the heartache of fractured sibling relationships, journalist Fern Schumer Chapman embarked on a journey to understand and heal family estrangement–in her own life and those of others.Our host Ed Coambs chats with Fern as she shares her deeply personal experiences and professional insights from her book, Brothers, Sisters, Strangers: Sibling Estrangement and the Road to Reconciliation. As the daughter of a Holocaust refugee, her story brings a unique and poignant perspective to this often misunderstood issue, shedding light on how trauma can ripple through generations.“Sibling estrangement is an expression of a family system.”Fern guides us through the different types of estrangement, from physical separation to emotionally distant relationships, and brings up the difficult question of whether reconciliation is even possible. Emotions run deep as they address the feelings of unlovability and failure that often accompany estrangement, and talk about the cultural barriers that prevent open discussion of these difficult topics.“If you shut down the relationship here and now, you're not just affecting this relationship. You're affecting this generation and possibly the next.”Aging and life transitions can also complicate sibling dynamics, often bringing hidden tensions to the surface during moments of crisis, such as parental illness or inheritance disputes. Ed and Fern analyze risk factors like narcissism, mental health challenges, and political differences that can strain sibling bonds.Fern asks us to never forget the value of strong foundational relationships, offering guidance and hope for those navigating the rocky terrain of sibling estrangement.Key Topics:Why Fern Writes on Sibling Estrangement (02:51)Defining “Family System” (05:05)Sibling Estrangement Risk Factors (07:11)Defining “Sibling Estrangement” (8:26)Navigating the Estrangement-Reconciliation Cycle (17:22)How Your Children's Behavior May Trigger Your Own Fears and Insecurities (24:22)Other Sibling Estrangement Risk Factors (26:11)Resources:FernSchumerChapman.comConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“If somebody's emotionally activated, then we can't do the problem-solving and the logical thinking that we know is needed in the financial planning world.”Can a shift in conversation style transform lives? Our host Ed Coambs sits down with Christine Miles, a licensed clinical social worker, and expert in motivational interviewing (MI). Christine uncovers the incredible power of MI and how this groundbreaking technique helps people stuck or struggling to make pivotal changes. Ed and Christine discuss how MI isn't just for therapy—it's a versatile tool used in financial planning, real estate, addiction therapy, and healthcare. Christine shares the fascinating origins of MI, created by Stephen Rollnick and William Miller, and its foundational role in fostering effective and supportive communication.Have you ever wondered why some expert advice just doesn't seem to stick? Christine explains the importance of understanding a client's readiness for change and how a supportive communication style can prevent resistance and disengagement. Christine emphasizes the need for promoting autonomy and how a non-confrontational approach can lead to better outcomes. By adopting MI principles such as acceptance, compassion, and curiosity, professionals can create environments that encourage meaningful and thoughtful decision-making.Ed and Christine explore the emotional complexities in financial decision-making and how moral beliefs and the autonomic nervous system play a role. Christine illustrates how MI can help navigate these emotional responses, making space for logical problem-solving and better financial planning. Take a moment after the episode to reflect on your own journey toward financial intimacy, and don't forget to share this insightful conversation with others who might benefit.Key Topics:Welcome, Christine Miles! (00:00)The Origins and Principles of Motivational Interviewing (04:50)Directive vs. Motivational Communications Styles (06:46)Emotions in Financial Planning (11:15)The Importance of Trust in Financial Advising (36:14)The Stages of Change in Motivational Interviewing (40:54)Further Benefits of Motivational Interviewing (43:51)Resources:MICenterForChange.comConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“When you can have someone who's not your partner point out to you what's [actually] going on, man, you get to wake up, and it's really more fun when you're awake.” -ReaganWhat if our deepest emotional patterns are secretly sabotaging our financial stability? Join our host Ed Coambs for a poignant conversation with his clients Reagan and Elle Pugh, a dynamic couple dedicated to navigating the complexities of personal and relational development.They unravel their journey of self-discovery and relationship enhancement through the transformative power of the Enneagram, illuminating how understanding these patterns has reshaped their approach to life and finances. Their candid discussions provide valuable insights into overcoming ingrained behaviors and fostering transparent, growth-oriented financial conversations.To truly achieve financial intimacy, couples must navigate the emotional undercurrents that often accompany money matters. Reagan and Elle's experience offers a masterclass in transforming these sensitive conversations into opportunities for growth and connection.By working with Ed and his therapy-informed approaches, and fostering open communication, Reagan and Elle illustrate how to make financial discussions both enjoyable and productive. Don't miss this episode of Healthy Love and Money which explores the profound impact of financial collaboration and the strides towards creating a shared vision of abundance.Key Topics:Elle and Reagan's Journey with Money and Personal Growth (00:00)The Role of Therapy and the Enneagram in Their Relationship (04:25)Reagan's Book “Too Emotional” and Its Journey (06:01)Financial Struggles and Overcoming Debt (16:01)The Importance of a Guide in the Financial Journey (21:17)Emotions and Financial Decisions (22:26)The Role of Play and Celebration in Financial Health (41:04)Final Thoughts on Financial Intimacy (46:04)Resources:BeyondYourType.coTooEmotionalBook.comConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“Being a practicing financial planner does not absolve me from, you know, silly attachments that don't make financial sense.”What does it take to foster true financial intimacy in a relationship? Listen in as our host Ed Coambs unravels the journey of Joey Loss, a fellow financial planner, and Elizabeth Loss, who works in the nonprofit sector, as they navigate the complexities of financial harmony. From their early days of dating to their recent marriage and the birth of their daughter, their story is a testament to the power of mutual respect, open communication, and shared values.In this episode, Joey and Elizabeth open up about the pivotal moments that shaped their financial partnership. They recount how even their first date watching a Jacksonville Jaguars game subtly set the stage for future money conversations. From Joey's leap into entrepreneurship to the emotional decision to sell the cherished Jeep, the couple candidly discusses how they merged their financial lives. Their approach to financial planning has been both incremental and organic, allowing them to manage significant transitions without losing sight of their relational harmony.What makes their story truly inspiring is how they balance living for today with saving for the future. Joey and Elizabeth share heartfelt anecdotes about valuing experiences over material possessions, the importance of investing in relationships, and maintaining financial transparency. As they reflect on their journey, they offer invaluable insights for couples looking to deepen their financial intimacy and foster a stronger, more understanding relationship. Tune in to learn how you can apply these principles to your own life and set the foundation for a financially harmonious partnership.Key Topics:How Joey and Elizabeth met and Their Story (02:28)First Major Financial Conversions and Navigating Transitions (07:04)Balancing Financial Security and Relational Experiences (18:07)The Role of Emotional Attachment in Financial Decisions (30:38)Building Financial Intimacy (38:44)Joey's and Elizabeth's Future Aspirations (39:00)Resources:Flow FinancialWealth Unplugged PodcastConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“I think that we focus on these metrics that don't mean anything. My metric is, am I able to travel the way I want? And I have the numbers for that.”On this episode of the Healthy Love and Money, our host Ed Coambs welcomes Vonmarie Thomas, a passionate bookkeeper and accountant who turned her fascination with clean financial management into a thriving career. Vonmarie takes us on a journey, sharing her admiration for Warren Buffett and the invaluable lessons learned from her family's financial struggles and triumphs after emigrating from the Dominican Republic. Her story is not just about numbers; it's a tribute to resilience and the inspiration to help others achieve financial peace.Money and emotions often go hand in hand, especially when it comes to taxes. Vonmarie emphasizes the importance of providing comfort and practical advice to clients who feel overwhelmed. Through relatable anecdotes and solid guidance, Ed and Vonmarie explore how addressing financial concerns, no matter how delayed, can unlock new freedoms and empower individuals to pursue their life goals. The conversation aims to demystify financial crises, showing that they are often more manageable than they appear.From making timely tax payments to avoiding all-or-nothing thinking, Vonmarie's insights are a treasure trove for anyone looking to understand their financial standing better. Ed and Vonmarie highlight the indispensable role of bookkeepers and accountants, demonstrating how their expertise can convert financial chaos into clarity and organization, ultimately contributing to both personal and business success.Key Topics:Vonmarie's Journey into Bookkeeping and Accounting (01:24)Challenges and Solutions in Bookkeeping (03:49)Organizing Financial Records and Staying on Top of Bookkeeping (16:16)Overcoming Financial Anxiety and Celebrating Small Wins (19:15)The Importance of Estimated Tax Payments (23:43)Financial Transparency in Relationships (33:02)Wrap-Up and Working with Vonmarie (35:51)Resources:Vonmarie on LinkedInVonmarie on InstagramConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“We try to fix the financial vehicle without fixing the driver. So that's why, to me, mindset, behavior is so important. Until we change as individuals, giving ourselves a faster portfolio is not going to work, so we as investors have to become better investors, and then worry about finding better investments.”Our host Ed Coambs welcomes Chad Hufford of Veritas Alaska to the Healthy Love and Money Podcast. Ed and Chad shed light on why you must become a savvy investor before chasing the next big opportunity. They underscore that financial success stems from disciplined habits and effective coaching.Reflecting on Chad's homeschooling experience in the eighties, they illustrate the critical balance between education and execution. By drawing parallels between physical fitness and financial health, the discussion highlights the virtues of discipline, patience, and continuous effort. You'll discover why having a robust financial blueprint is essential for connecting your current actions with future goals, steering clear of the pitfalls of hasty decisions and overambitious plans.Tackling the often-overlooked issue of financial stress and shame, Chad's insights normalize open money conversations. Ed and Chad discuss the significance of attaching meaning and purpose to financial goals, introducing Chad's book, "Forging Financial Freedom," which champions mindset shifts in wealth building. This episode will guide you to foster healthier financial attitudes and build a life of meaningful wealth.Key Topics:Welcome, Chad Hufford! (01:35)Lifelong Learning and the Connection between Physical Fitness and Financial Discipline (02:19)Balancing Education and Execution in Financial Planning (07:21)Personal Finance and Future Planning (12:57)How Shame and Fear Impact Financial Decisions (17:46)Normalizing Conversations about Money and Personal Finance (19:52)Regaining Control of Finances for a Better Life (25:25)The Importance of Mindset in Wealth-Building and Financial Independence (29:49)Wealth, Relationships, and Mindset with a Financial Advisor (34:57)Resources:VeritasAlaska.com@veritas.alaska on IGForging Financial Freedom (book)Connect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book:

“Let me get curious instead of furious. Help me understand.”What if your financial habits were not just personal quirks but reflections of deep-seated family imprints? Our host Ed Coambs sits down with Johanna Lynn, founder of the Family Imprint Institute, as they uncover the profound connection between financial behaviors and familial and cultural backgrounds. Johanna's expertise in epigenetics offers a unique lens to understand how early childhood experiences and unresolved family issues shape our money habits and partner choices. Her mantra of "getting curious rather than furious" provides a powerful tool for maintaining open and productive financial dialogues within relationships.Ed and Johanna explore how family imprints can unconsciously influence our financial decisions and how recognizing these patterns can lead to healthier relationship dynamics. Johanna shares practical insights into how unmet needs and emotional deficits from childhood translate into our financial self-worth as adults. The conversation illuminates the importance of self-awareness and reflective practices in transitioning from reactive to intentional financial behaviors.Navigating financial values in relationships can be a complex journey, but Johanna offers practical solutions and communication strategies to address these differences. This episode invites you to reflect on your own financial journey and embrace the concept of financial intimacy, offering valuable insights for personal growth and healthier relationships.Key Topics:Welcome Johanna Lynn! (01:32)Epigenetics and its Impact on Financial Patterns and Relationships (04:09)How Family Dynamics Shape Financial Behaviors and Decisions (09:37)How Childhood Experiences Shape One's Relationship with Money (14:34)Managing Money Differences in Relationships (29:34)Understanding Money DNA and its Impact on Relationships (36:31)Resources:Johanna Lynn OnlineConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“It can be simultaneously true that our parents did the best they could with what they had, and that we inherited insecure attachment patterns from them because that's what they had, and that those inherited patterns have caused us some pain, dysregulation, grief, loss in our lives, and so the blame is not on the parent. It's on the pattern.”When life gives you unresolved traumas and childhood emotional wounds, how can you rebuild your capacity for love and financial intimacy? Our host Ed Coambs sits down with Eli Harwood, affectionately known as the "Attachment Nerd,” who shares her personal expedition from discovering attachment theory through her own therapy sessions to becoming a sought-after therapist and social media educator. Eli provides a candid account of how understanding our inherited attachment patterns can be a pivotal step toward emotional healing and making sense of our default emotional settings.Eli and Ed take us on a journey through the long and transformative process of healing attachment patterns. They reflect on the impact of childhood experiences and parental influence on our emotional and relational lives. By exploring these foundational aspects, they uncover how these early attachments shape our future relationships, coping mechanisms, and even our approach to money.Ed and Eli also address the crucial role of parenting in fostering secure attachments and emotional resilience in children. Eli shares practical parenting strategies that don't project our own coping mechanisms onto our kids but instead empower them to handle life's challenges with confidence. Connecting these insights to financial stress, they demonstrate how our early attachment patterns influence our financial behaviors and attitudes. All this and much more inside this special episode of Healthy Love and Money!Key Topics:Welcome, Eli Harwood! (01:21)Attachment Theory and Personal Growth through Reflection and Action (06:00)Blame Lies with the Pattern, not the Parent(s) (12:09)How Childhood Experiences Shape Adult Emotional Coping Mechanisms (18:19)Attachment Theory and its Impact on Money Experiences and Behaviors (24:50)Introversion and Attachment Patterns (30:35)Parenting and Attachment Theory, Showing Up, Listening, and Lighting Up (37:02)How Family Dynamics Impact End-Of-Life Care and Estate Planning (42:02)Secure Attachment and its Impact on Financial Intimacy (46:39)Resources:Attachment NerdBooks from Eli HardwoodAttachment Nerd PodcastConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book:

“Nobody goes into these conversations looking forward to them, but at the end, there is a reduction in fear. There is a reduction in anxiety. 100% of the time, my clients and their families have said, This is not nearly as bad as I thought it was going to be.”Have you ever considered how embracing impermanence can lead to a more fulfilling life and a peaceful end-of-life experience? Our host Ed Coambs has a conversation with Catherine Durkin Robinson of Anitya Doula Services, a compassionate death doula who guides individuals through their final journey with grace and dignity.Ed and Catherine discuss the importance of preparing for end-of-life conversations to alleviate emotional and financial burdens on loved ones. Catherine shares invaluable advice on pre-planning post-death arrangements and documenting medical care preferences. Catherine says, “Our aim is to help families focus on what truly matters during times of grief, reducing stress and avoiding costly mistakes.”Ed and Catherine also explore the intricate relationship between mortality and financial planning. Catherine offers her wisdom on navigating discomfort around death, emphasizing that acknowledgment is the first step toward acceptance. They discuss how previous experiences with loss shape our financial decisions and the importance of open discussions to prevent tragic outcomes. Don't miss this heartfelt discussion that promises to reshape your perspective on life, death, and money.Key Topics:Welcome, Catherine Durkin Robinson! (01:35)Death Planning and Financial Implications (07:09)Death, Dying, Fears, and Ways to Cope (14:08)Mortality and Financial Planning, the Fear of Not Having Enough (21:49)End-of-Life Options (26:11)Death and Money, Acknowledging Grief (36:56)Resources:Anitya Doula ServicesConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“So in that moment, we discovered, wow, we have different thoughts and beliefs about money, and we were raised very differently around money, and we also can have humor around this. So that was the first time we started to act like a team.”Breaking the silence on money could transform your relationships forever. Our host Ed Coambs sits down with Kathleen Burns Kingsbury, a former banking professional turned money psychology counselor, to explore the profound impact of financial conversations on personal connections. Kathleen shares her inspiring journey and the hurdles she overcame, including her struggle with an eating disorder, to help others navigate their financial lives. This episode emphasizes the importance of financial intimacy and unveils practical strategies for fostering healthy money conversations with your partner.Discover how personal histories and money personalities shape our financial behaviors, as Ed and Kathleen recount personal experiences and the varying ways individuals cope with financial loss. Kathleen's poignant insights shine a light on the crucial role of validating personal pain and understanding one's money personality to build stronger, more compassionate financial relationships.From addressing traditional gender roles to empowering women in corporate environments, this episode tackles mixed messages around financial motivations. Through compelling anecdotes and professional wisdom, learn how to recognize and nurture different money personalities within a marriage, transforming potential conflicts into opportunities for growth. This episode is packed with essential tips and heartfelt stories designed to empower you on your journey to financial well-being.Key Topics:Breaking Money Silence (01:53)Kathleen's Journey from Banking to Counseling Psychology to Financial Psychology (03:50)Money Trauma, Financial Psychology, and Personal Growth (07:43)Eating Disorders and Their Connection to Money Issues (13:56)Money Management and Empowerment for Women (19:09)Gender Roles and Money Management (23:00)Understanding and Empathy in Personal Finance and Relationships (28:29)Financial Planning and Coaching for Women (35:36)Money Psychology and Financial Therapy with a Professional Coach (40:04)Wrap-Up and Reaching Out (47:15)Resources:KBKWealthConnection.comKathleen on LinkedInConnect With Healthy Love and Money: Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the...

“We're saying, all right, how about you go follow your dreams. How about you quit that job you hate, even though you're going to make less money at another job. Go make the change. It is very rewarding. It is also very hard, because the standard of mental models fight against it.”In this episode of Healthy Love and Money, our host Ed Coambs welcomes Dr. Jay Zigmont of Childfree Wealth. Jay shares his fascinating journey from healthcare and academia into the world of financial planning, specifically catering to the unique needs of childfree individuals. Ed and Jay explore how traditional financial advice often overlooks this significant portion of the population and discuss the importance of reprogramming financial strategies to align with a childfree lifestyle.Ed and Jay highlight the concept of the "life script" and the importance of helping clients design their lives first, then aligning their finances to support those personal goals. This conversation emphasizes prioritizing meaningful life experiences over traditional financial goals that may not resonate with childfree individuals.They also explore the critical aspects of long-term care planning for childfree individuals, the importance of having power of attorney and a will, and the significant financial impact of being single. This episode is packed with valuable information for anyone interested in understanding the unique financial planning needs of the childfree community and encourages listeners to reflect on their own financial and life decisions.Key Topics:Welcome, Dr. Jay Zigmont! (01:45)Financial Planning for Childfree Individuals, Challenges, and Reprogramming Standard Models (02:33)Alternative Family Structures and Societal Pressures to Conform to the Traditional Life Script (08:13)Personalized Financial Planning for Childfree Individuals and Couples (12:53)Community Building for Childfree People (14:58)Common Mistakes and Challenges in Financial Planning for Childfree People (19:07)Long-term Care Planning for Childfree People (29:33)Wrap-Up and Jay's Parting Advice (35:48)Resources:ChildFreeWealth.comPortraits of ChildFree Wealth (book)ChildFree Wealth PodcastConnect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“I can't emphasize enough with blended families, you are going to have differences and you're going to have things that you work through, and there's a healthy way to work through it, and there's an unhealthy way.”What happens when you blend two families, each with its unique dynamics and histories? Our host Ed Coambs sits down with Mikel Van Cleve, a PhD student at Texas Tech University who focuses on blended families and financial planning. Mikel shares both his academic insights and personal journey of merging his family with his wife Heather, each bringing two children from previous relationships. They discuss the essential role of communication and explore strategies for managing different parenting styles and co-parenting with exes.Ever thought about the financial complexities of blended families? Marrying someone often means factoring in their financial history, including obligations like alimony or child support. Mikel's real-life anecdotes illuminate how ongoing changes, like an ex-spouse's remarriage, can impact the family system, making the need for clear communication and adaptable strategies all the more critical.From setting boundaries to navigating favoritism and conflicts, Ed and Mikel's conversation offers a roadmap for creating harmonious relationships. They touch on the vital need for tailored estate planning to ensure fair inheritance and explore the emotional landscape that accompanies these financial decisions. Whether you're part of a blended family or just curious, this episode provides invaluable insights into fostering a nurturing environment for everyone involved.Key Topics:Mikel's Blended Family Story (02:27)Financial Management in Blended Families (04:20)Challenges and Strategies for Blended Families (10:49)Legal Rights around Blended Families (15:57)Estate Planning for Blended Families (20:47)Understanding Blended Families' Unique Dynamics with Your Financial Planner (26:35)Blended Families and the Dangers of Favoritism (31:34)The Importance of Open Communication in Blended Families (37:05)Strategies for Growth in Blended Families (43:58)Resources:Mikel Van Cleve on LinkedInConnect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“Perfection is not a standard that can be met, but improvement absolutely is. Know that the IRS doesn't expect you to be perfect. The IRS mandate is to collect the substantially correct amount of tax, not the exact amount.”Managing taxes can be an emotional rollercoaster, especially when one partner is self-employed. In this part 2 episode, Hannah Cole from Sunlight Tax joins again to share her journey, filled with stressful moments and heated arguments, all stemming from her initial lack of tax knowledge. She and Ed debunk the myth of tax perfection and focus on the importance of continual learning and improvement, particularly for freelancers who grapple with tracking profits and losses. Discover how couples can achieve financial harmony by understanding each other's financial responsibilities and the unique pressures faced by the primary breadwinner.Freelancers and sole proprietors often find themselves lost in a maze of tax complexities. Many stumble into freelancing and are suddenly expected to master bookkeeping and tax management. Hannah reveals practical tips on the appropriate levels of bookkeeping and the tools to use based on the scale of one's business. This conversation empowers freelancers to manage their finances with confidence and avoid common pitfalls.Financial transparency between spouses is critical, especially when dealing with joint tax returns and the nuances of self-employment taxes. Hannah and Ed dive into the different fee structures of financial advisors and the necessity of estimated quarterly taxes for freelancers. Hannah's insights demystify the tax process and provide actionable advice for alleviating tax-related anxiety. Listen in for a revealing discussion that will help you take control of your financial well-being and foster a healthier financial relationship with your partner.Key Topics:Taxes, Financial Intimacy, and Couples' Knowledge Gaps (02:18)Financial Management for Small Businesses: Profits and Losses, Owner's Compensation, and Equity (04:42)Accounting for Freelancers and Small Businesses (11:59)Financial Literacy, Bookkeeping, and Gender Dynamics in Personal Finance (16:42)Financial Advisor Fees and Transparency (25:54)Joint Tax Returns and Financial Transparency in Marriage (29:22)Quarterly Tax Payments (34:04)Wrap-Up and Parting Wisdom: Aim for Improvement, Not Perfection (39:02)Resources:Sunlight TaxSunlight PodcastConnect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get

“I think you need to hold space and have empathy for yourself, about looking at it [taxes] and attempt to look at it as information and as neutral, even though you're probably going to have these stories that swirl in your head.”How can understanding taxes strengthen your marriage? Our host Ed Coambs tackles this intriguing question alongside Hannah Cole, an artist turned tax educator. Hannah's journey from shying away from the business and taxes side of things to becoming a beacon of support for self-employed individuals is nothing short of inspiring. You'll find yourself nodding along as Ed and Hannah discuss the common feelings of judgment from tax professionals and the vital role empathy plays in making money conversations less awkward and more productive.Facing the emotional turbulence of tax season can be daunting, especially within the context of a marriage. Hannah helps us navigate this rocky terrain by shedding light on the vulnerability and shame many feel when revealing personal financial details. Ed and Hannah reflect on the need for a more human-centered design. By emphasizing the importance of relational support and empathy, the aim is to alleviate the anxiety often accompanying financial discussions and improve mutual understanding between partners.Hannah and Ed also explore the concept of financial innocence and the idea of money as a neutral tool. They discuss practical advice on understanding self-employment tax, paying estimated quarterly taxes, and the consequences of neglecting these responsibilities. The discussion touches on the psychological and moral development necessary for a balanced perspective on money and the importance of confronting deep-seated fears about feeling broken or flawed. Tune in next week for a continuation of this rich, informative discussion designed to make financial conversations more approachable, empathetic, and productive.Key Topics:Welcome, Hannah! Taxes, Artistry, and Financial Intimacy (02:03)Importance of True Understanding for Personal and Business Growth (04:27)Design Flaws in the Tax System (12:40)Taxes, Representation, and Financial Literacy (16:50)Tax Responsibility and Challenges for Married Couples (22:01)Money Agency and its Impact on Financial Decision-Making (27:49)Psychological and Moral Factors Behind Money (32:28)Tax Debt, Empathy in Accounting, and Avoiding Scams (37:31)Tax Fears, Comfort, and Growth with a Tax Professional (43:27)Resources:Sunlight TaxSunlight PodcastConnect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and...

“Financial intimacy is as important as physical, romantic intimacy. It is as important and it takes a lot of vulnerability being able to trust another person to see what you have and what you don't have, and to still accept you and love you for that. That requires so much vulnerability.”Get ready to transform your understanding of financial harmony in relationships! Our host, Ed Coambs, and fellow Financial Therapist Dr. Traci Williams share their wealth of knowledge on addressing financial conflicts within couples. You'll be equipped with actionable insights on why it's crucial to understand each other's financial backgrounds and experiences before diving into budgeting. Traci explains how emotional and psychological factors play a pivotal role in financial decision-making, and why empathy and open communication are essential in resolving conflicts.Ever wondered how your past trauma might be affecting your ability to plan for the future? Dr. Williams enlightens us on the importance of connecting with our future selves and the profound impact childhood trauma can have on this ability. Discover various therapeutic approaches to healing past wounds and why there's no one-size-fits-all solution. From envisioning future stages of life to focusing on personal growth, you'll find strategies to aid in your journey toward a healthier financial and emotional future.Learn the critical importance of discussing finances early in relationships and identifying red flags that could jeopardize financial harmony. Dive into practical ways to align family values with financial decisions, and how to engage family members, even young children, in meaningful conversations about values and priorities. This episode is packed with essential advice to foster stronger family bonds and financial well-being.Key Topics:Understanding Each Other's Money Perspectives (01:17)Manage Conflict by Taking Breaks, Remembering Positive Aspects of Each Other (05:36)Connecting with Future Self, Healing Childhood Trauma, and Taking Action toward Your Desired Future (16:09)Financial Intimacy and Vulnerability in Relationships (22:27)Financial Therapy and the Connection to Personal Finance, Relationships, and Trauma (29:23)Navigating Hard Financial Decisions in Relationships (34:32)The Values Around a Financial Therapist (41:35)Resources:Healthy Wealthy Roots on IG and TikTokPoui ConsultingConnect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money

“Money can feel like this thing that we just can't touch because it causes too much distress. I like to point out how their thinking might be causing some of those distressful feelings.”What if reframing your beliefs about money could transform your relationships and well-being? Our host Ed Coambs chats with fellow Financial Therapist Jennifer Calder. From her early career in international development to her vital work in domestic violence support, Jennifer's journey is a testament to the power of addressing money-related stress in therapy. She uncovers how financial intimacy can be a cornerstone of healthier relationships and shares personal anecdotes from her childhood in a wealthy community that reveal how financial issues can touch anyone, regardless of economic status.Money, shame, and empowerment are deeply connected. Jennifer provides actionable strategies to reduce money-related shame by understanding the psychological underpinnings of financial decisions. She also discusses common money scripts, especially among those in helping professions, and how these scripts influence attitudes toward wealth and self-worth.Ed and Jennifer reveal the intricate skills therapists use, such as active listening and pacing, to foster effective financial communication. They examine how cultural and religious beliefs shape our financial behaviors and the impact of family dynamics on money conversations. Jennifer emphasizes the critical role of self-awareness for both clients and financial professionals in creating meaningful financial plans. All this and much more in this episode of Healthy Love and Money!Key Topics:Jennifer's Professional Journey (01:57)Money Shame, Financial Therapy, and How it Helps People Make Better Decisions (09:17)Pacing, Silence, and Feedback in Therapy Sessions and the Impact on Client Outcomes (19:43)Money Scripts, Genograms, and Their Impact on Financial Planning and Therapy (34:53)Money Mindset and its Impact on Financial Well-being (41:45)Resources:MoneyMindsetConsulting.comConnect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“Boundaries are an important part of budgeting, but so is flexibility. And the more humans you have in your family, or the more dynamics you have in your financial life, the more flexibility you need.”What if there were a way to make budgeting less stressful and more sustainable? On this episode of Healthy Love and Money, our host Ed Coambs welcomes Natalie Taylor, a seasoned financial planner with over 20 years of experience, to share her unique insights on balancing boundaries and flexibility in family finances. Natalie's innovative approach to budgeting emphasizes flexible boundaries, aiming to make financial planning adaptable and less burdensome for families with fluctuating incomes.Ever wondered how to categorize and manage your household expenses without getting overwhelmed? Ed and Natalie break down the concepts of fixed and flex expenses, offering practical advice on maintaining control over your finances. From using dedicated credit cards for variable spending to handling kids' sports costs, Natalie provides a structured yet flexible framework that keeps financial surprises at bay.Ed and Natalie then explore the often-overlooked concept of non-monthly expenses and how to plan for them effectively. Natalie shares actionable tips on setting up a dedicated account to manage these irregular costs, ensuring a steady cash flow throughout the year. They also touch on optimizing credit card points within a budgeting system and the value of financial intimacy. Take a moment to reflect on these insights and consider how they can be integrated into your life for better financial health.Key Topics:Welcome, Natalie Taylor! (01:40)Budgeting and Managing Finances to Avoid Shame and Judgement (06:31)#1: Fixed Expenses (10:09)#2: Flex Expenses (15:20)#3: Non-Monthly Expenses (23:58)Potential Resistance to the Flow Perspective (30:54)Wrap-Up (37:50)Resources:Natalie Taylor on LinkedInThe Goodland GroupConnect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“Because we can't avoid money, money is going to resurface [past trauma]. As grownups, we can predict, if not guarantee that money will surface or trigger these past associations.”Unlock the hidden pathways between your financial decisions and emotional well-being with our host Ed Coambs and returning guest Amanda Clayman. In this enlightening discussion, Ed and Amanda look into the often-unspoken world of financial trauma, where seemingly unrelated spending patterns reveal deep-seated emotional connections. They bring to light the physiological similarities between financial and sexual arousal and the mysterious nature of dissociative splurges that often go unnoticed in our day-to-day lives.Step into the complex dance of family dynamics, where childhood scarcity meets adult fiscal success, and emotions run high. Whether it's a simple family dinner or confronting parental expectations, you'll see how these experiences shape our financial narrative and the intricate web of feelings that emerge when money intertwines with our most intimate relationships.The journey toward financial intimacy is not a straight line but a series of steps, each offering a deeper understanding of love and money. The episode concludes with an affirmation of growth and the therapeutic power of humor, when appropriate, to navigate life's complexities.Key Topics:Financial Trauma and How it Affects us Today (02:37)Financial Dissociation and its Impact on Emotional State (06:41)Managing Emotions and Needs in Financial Decision-making (13:08)When to (and not to) Use Humor in Coping (19:46)Personal Growth, Vulnerability, and Overcoming Fear (23:58)Gender Roles, Ambivalence, and Emotional Labor (31:06)Money as a Symbol and Tool, with Personal Transformative Potential (38:15)Emotional and Symbolic Exploration in Financial Therapy (42:37)Healing through Nonlinear Processing (48:53)Resources:AmandaClayman.comConnect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“That is how we should be thinking about the role of money in our lives - as a training kind of engagement, around, being able to not unconsciously react to things, but being able to stay in a regulated contextualized state as we're doing financial tasks.”Have you ever caught yourself in a spiral of financial worry, only to realize that your bank account isn't the real issue, but rather the stories you tell yourself about money? Our host Ed Coambs is joined by fellow financial therapist Amanda Clayman, who guides us through the emotional labyrinth of our fiscal lives. Together, Ed and Amanda dissect the emotional underpinnings and self-regulatory challenges that shape our financial decisions. It's not just about the numbers on your bank statement; it's about the conversations we have with ourselves and within our relationships that often dictate our financial outcomes.Our journey with Amanda doesn't stop at self-discovery; it's also a deep exploration of the roadblocks that keep us from seeing our true financial behaviors. Ever find yourself wondering why, despite best efforts, your finances seem to be running on a hamster wheel of stress and guilt? Ed and Amanda tackle the tricky business of financial blind spots and the importance of self-awareness, even when it leads to discomfort and a boomerang effect of shame. By understanding the fight-flight responses our bodies conjure up in the face of money woes, the financial therapist duo lay the groundwork for financial health that resonates beyond our wallets.In a world where financial tension can strain even the strongest of relationships, how do we navigate the choppy waters without capsizing our emotional well-being? Ed and Amanda illustrate this with a candid look into financial trauma, drawing parallels with the delicate dance of arousal in both fiscal and intimate relationships. Listen in next week for part 2 of this conversation in which Ed and Amanda dig deeper into pre-conceived judgments, financial trauma, financial arousal with your partner, and more!Key Topics:Welcome, Amanda Clayman! (01:47)Financial Anxiety, Insecurity, and Adaptation in Personal Finance (04:53)Financial Blind Spots and Self-Awareness in Therapy (09:44)Financial Security and Self-regulation Using Polyvagal Theory (15:51)The Importance of Emotional Connection in Financial Decision-making (27:42)How Financial Trauma Directly Affects Financial Decision-making (32:21)Resources:AmandaClayman.comConnect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“You can foster and deepen financial intimacy in your life, you can do it, it will take effort, and it won't always feel comfortable in the short run, but it's like learning to dance. It's awkward and then becomes pleasurable.”The tables turn as Ed Coambs takes the guest chair and Shaun Maslyk of The Most Hated F-Word Podcast steps in as honorary host in this episode of Healthy Love and Money.Ed brings us on his journey from firefighter to financial advisor, to marriage family therapist, to financial therapist, and ultimately to Healthy Love and Money, which has granted him an unparalleled perspective on the intertwining of emotional well-being and money management. This episode delves into the sensitive dance of financial intimacy, revealing how to create a bond with your partner that turns financial trials into a foundation of trust and understanding.Ed's experiences illuminate the societal influences and the legacy of family beliefs that color our financial behaviors. Ed and Shaun confront the psychological underpinnings of spending and saving habits, acknowledging how attachment theory plays a pivotal role in shaping relationships with money. The episode doesn't just acknowledge the struggles—it offers a beacon of hope by showcasing the transformative impact of fostering 'earned secure attachment,' proving that personal and financial growth are within reach.It's not just about achieving financial peace; it's about embracing a new way of being with your finances, one where reflective decision-making leads to an abundance that resonates with your deepest values and aspirations. Listen in as Ed and Shaun chart the course from financial turbulence to tranquil waters, inviting you to begin the first steps on your own path toward a more intimate and prosperous financial future.Key Topics:Welcome Guest Host, Shaun Maslyk! (0:01:30)Empathy in the Field of Financial Planning (0:05:21)Human Connection and Inclusivity in Financial Planning (0:16:17)Financial Intimacy and its Impact on Relationships (0:21:25)Financial Dynamics in Relationships and Cultural Backgrounds (0:25:58)Attachment Theory and its Impact on Financial Relationships (0:38:11)Mindfulness in Financial Stability, Change and Growth (0:53:41)Mind-Body Connection in Financial Therapy (58:59)Wrap-Up and Working with Healthy Love and Money (01:01:23)Connect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“Money is a resource that promotes healing. So, what shifts do we need to make so that the story within our budget is in alignment with the things that bring us joy, and the things that reflect our value?”Embark on an exploration of financial empowerment with the dynamic Jasmine Lopez of The Firehouse Dream, as she unveils her journey to foster economic resilience within BIPOC communities through innovative creative ventures. Our host Ed Coambs along with Jasmine chat about the emotional intricacies of money, and uncover stories laden with guilt and shame. This discussion ventures into the depths of racism and healing, as Jasmine shines a beacon of hope with her groundbreaking nonprofit that champions the creative careers of youth from a historical firehouse turned cultural hub.When it comes to mental health struggles, the powerful role of community in the healing process comes to the forefront. Ed and Jasmine emphasize the necessity of safe havens that cater to the mental well-being of BIPOC and lower-income groups, where the warmth of shared meals and the richness of storytelling intertwine. These communal traditions, alongside professional services, emerge as vital elements in achieving holistic well-being, rebuilding our sense of self and interconnectedness.This episode celebrates the presence of mentors and the power of representation, encouraging listeners to join in contemplating how each of us can contribute to fostering a culture of holistic health and prosperity. Share in Jasmine's inspiring work and let it ignite a spark within you to champion change in your own community.Key Topics:Welcome, Jasmine Lopez! (01:27)Addressing Trauma in Lower-Income Communities and BIPOC Spaces (04:11)Healing Through Presence and Relationships (08:30)Overcoming Abandonment Issues in Marriage (15:31)Money as a Tool for Healing and Self-Discovery (19:03)Philanthropy, Wealth, and Community Healing (25:13)Creativity and its Value in Various Industries (31:48)Healing in the Context of Racial and Socioeconomic Disparities (35:38)Personal Agency in the Face of Systemic Oppression (42:40)Resources:TheFirehouseDream.orgJasmine on IGConnect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“If enough of us start moving our money in these ways, we can literally change what matters, we can change where the power is, we can change what the story is.”Could aligning your portfolio with your conscience actually lead to greater financial returns? Uncover this intriguing possibility as our host Ed Coambs sits down with Janine Firpo, co-founder of Invest for Better and author of "Activate Your Money."When it comes to love and money, nothing resonates more than the concept of financial intimacy. In this episode, Janine and Ed navigate the sometimes-turbulent waters of aligning investment decisions with a partner's differing ethical compass. They chart a course through the stock market with a values-driven map, putting a spotlight on funds that prove responsible investments can be both morally and financially rewarding.The conversation turns to actionable steps, like choosing local banks and credit unions, which can support underrepresented groups and bolster community growth, to give one example. As they conclude, we're reminded that every financial stride we take, no matter the size, can contribute to a collective push for a better and more equitable world.Key Topics:Welcome, Janine Firpo (01:30)Women's Financial Autonomy (06:16)Investing with Values with a Focus on Ethics and Performance (12:36)Investing for Women and Minorities, Alternative Investing Options (22:04)Questioning Traditional Beliefs and Practices around Wealth (27:05)AI, Money, and Aligning Investments with Values (32:34)Values-Aligned Investing and Money Management (39:35)Resources:Activate Your Money (book)jfirpo@investforbetter.orgInvestForBetter.orgConnect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“It's worth the time, the energy, the money, everything to get to that place where you feel like, now I have this intrinsic sense of self-worth, that I feel is absolutely unshakable. It's something that nobody could ever take away from me.”Welcome to part two of this interview with special guest and fellow financial therapist Sarah Carr. Our host, Ed Coambs, along with Sarah embark on an emotional voyage as they peel back the layers of life's financial and emotional stages. Sarah opens up about the transformative power of motherhood and its impact on self-worth, entwined with candid tales of financial upheaval and heartache. As they traverse these topics, the conversation reveals the nuanced challenges of blended families, the silent weight of financial guilt post-divorce, and the redefinition of success beyond the confines of a paycheck.Ed and Sarah dissect the complexities of transitioning from career-oriented ambitions to embracing the profound role of a stay-at-home parent, and the resonance this has with those who seek a deeper connection with their work and personal life.Finally, they wade into the deeper waters of trauma therapy, financial empowerment, and the cathartic release found within somatic yoga practice. Sarah shares her courageous journey through past abuse, utilizing EMDR and IFS therapies as vehicles for recovery. This episode is a testament to the resilience of the human spirit, encouraging listeners to find joy and stability within, which in turn radiates outwards, reshaping our relationship with money and self-worth.Key Topics:Welcome Back, Sarah Carr (01:24)Navigating Feelings about Blended Family Finances (05:57)Power Couples, Personal Growth, and Redefining Success (11:09)Financial Therapy and Effects of Past Abuse (18:01)Childhood Abuse, Trauma, and Healing Within a Religious Community (21:32)Healing from Trauma and PTSD (28:03)Claiming Intrinsic Worth, Financial Well-Being, and Options for Dealing with Financial Challenges (33:32)Overcoming Financial Trauma through Self-Awareness and Flexible Thinking (40:28)Resources for Healing Religious Trauma and Financial Therapy (46:32)Resources:SarahCarrFinancial.comSarah Carr on LinkedIn@SarahCarrFP on IG and FBConnect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest...

“While I did have a career and I did have income, I didn't have much of a say in how that money got spent. And I never questioned it too much either.” Ever wonder how your beliefs shape your wallet? Fellow Financial Therapist Sarah Carr joins our host Ed Coambs on the Healthy Love and Money Podcast to reveal the complex ties between fundamentalist upbringing, financial intimacy, and emotional well-being. With a history rooted in evangelical Christianity, Sarah sheds light on how deeply ingrained doctrines can entangle with our financial lives, especially within the intimacy of relationships. She shares her personal narrative of an arranged betrothal and shattered expectations, offering a unique perspective on the courage it takes to chart a new course and challenge the status quo. Navigating the waters of financial independence and cultural expectations can be daunting, yet Sarah's story is a beacon for those in similar straits. Her reflections on breaking free from purity culture and internalized rules provide listeners with a heartfelt understanding of the liberation that comes with taking control of both finances and life choices. Sarah speaks candidly about the process of deconstructing faith in the wake of personal tragedy, the end of her marriage, and the quest for financial autonomy. As Ed and Sarah close the episode, they contemplate the resilience necessary to rebuild life and love, underscored by financial literacy and empowerment. Tune in next week for part two of this riveting conversation! Key Topics:Welcome, Sarah Carr! (01:27)Sarah's Past Influence on Her Work Today (04:42)Religious Upbringing, Marriage, Divine Intervention, and Questioning Authority (10:38)Financial Planning and Anxiety in a Relationship (14:54)Personal Experiences with Purity Culture (20:22)Spiritual Growth after Family Tragedy (25:12)Deconstructing Religious Beliefs and Financial Infidelity (31:43) Resources:Sarah Carr on LinkedIn Connect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“A lot of my work is really embracing how messy life is. And that instead of pursuing clarity, what if we really accept the messiness?” Our host Ed Coambs chats with Rachel Duncan, a therapist who shatters the mold by blending addiction recovery, art therapy, and financial therapy. Her unique approach unveils the rich tapestry of life's messiness, challenging us to find beauty and growth in the unpredictable twists of our personal journeys. Let Rachel guide you through the labyrinth of self-discovery, where embracing the chaos actually leads to a more authentic and joyful existence. Uncover the profound influence of art therapy intertwined with the intricate world of financial therapy, as Rachel shares her evolutionary practice. Visual expression becomes a language of its own, providing a canvas to confront and interpret our deepest feelings about money and self-worth. Join in as Ed and Rachel traverse the emotional landscape of financial narratives through the therapeutic power of art, peeling back layers to reveal our most genuine selves. Listen in for an enriching discussion that promises to transform how you perceive therapy, creativity, and the intricate dance between our emotional well-being and financial health. Key Topics: Welcome, Rachel Duncan! (01:24) How Rachel Found Her Way to this Unique Combination of Work (02:08) Art Therapy and Financial Counseling (09:48) Art Therapy and Somatic Work for Emotional Healing (16:09) Live On-Air Demonstration of Art Therapy (22:01) Wrap-Up and Connecting with Rachel Duncan and Her Services (35:55) Resources: MoneyHealingClub.com Connect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“Your usage of money is going to affect your happiness one way or another. There's no getting around that.” Our host, Ed Coambs, embarks on a fascinating journey through the intricate maze of financial intimacy with Professor Scott Rick. They explore how money shapes our relationships and overall well-being. Listen in as Scott shares humorous and poignant insights from his book "Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships," illuminating the profound effects of our financial behaviors. From the challenges of navigating spending habits between partners to the behavioral science that underpins our attitudes toward money, this episode is a treasure trove of wisdom for anyone looking to balance love and finances. Discover the compelling dynamics between tightwads and spendthrifts, and the impact these traits have on personal connections, as highlighted by personal anecdotes such as Ed's son's quest for Air Jordans. Scott's expertise in financial psychology offers a fresh perspective on the significance of understanding where we fall on the financial behavior continuum. Ed and Scott uncover the importance of empathy and clear communication in financial planning for couples. Wrapping up this enlightening discussion, they delve into the emotional complexities of gift-giving, budgeting for different personality types, and the transformative potential of financial therapy. So tune in, and let this episode guide you toward a deeper understanding of financial intimacy, the importance of strategic financial planning, and the joy that mindful money management can bring to you and your relationships. Key Topics: Welcome, Scott Rick! (01:19) Money Habits and Relationships (01:50) Spending Habits and Personality Types (09:48) Financial Habits and Their Impact on Relationships (14:00) Financial Therapy and Relationships Dynamics (19:12) Personal Finance and Consumer Behavior (27:55) Money Mindset and Budgeting for Financial Wellness (32:09) Financial Compatibility in Relationships (38:57) Resources: https://scottrick.com/ Scott Rick on IG Connect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“A lot of people who get burned out, have mistaken their priorities. Their personal life gets the scraps of their professional life, versus building a way to work that is going to support your personal goals and desires.” Our host Ed Coambs takes an enlightening journey with David Greenwood, as he brings to light the struggles and triumphs of navigating ADHD and burnout in adult life. Their exploration into the realm of professional success and personal fulfillment uncovers the often-overlooked aspect of financial intimacy, revealing how it can make or break the well-being of relationships. David's approach to cultivating open dialogue and trust with your partner provides a transformative strategy for those looking to harmonize their love life with their bank account. This conversation is teeming with practical advice on tackling to-do lists, setting boundaries, and mastering the art of delegation. Discover how to overcome 'time blindness' and witness the positive effects that improved work management can have on your personal and intimate relationships. David's insights remind us of the importance of understanding our unique needs to achieve a harmonious work-life balance. Ed and Dave reflect inward, considering the power of self-reflection in the financial intimacy journey. Dave's transition from struggling student to accomplished entrepreneur, mentor, and author offers inspiration to embrace diverse mentorship and the courage to explore new professional paths. Don't miss this episode of Healthy Love and Money, which is sure to leave you with a healthy handful of powerful takeaways to enrich your personal and professional life. Key Topics: Welcome, Dave Greenwood! (01:25) ADHD Coaching and Personalized Strategies for Workplace Productivity (04:55) ADHD and Intimate Relationships (11:47) Setting Boundaries and Priorities for Individuals with ADHD (14:48) Work-Life Balancing and Overcoming People Pleasing (19:33) ADHD Coaching and Personal Growth (22:59) Dave's Own Experience with ADHD and How it's Formed His Journey (27:53) ADHD, Career Transitions, and Self-Awareness (30:18) Resources: OvercomingDistractions.com Connect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“It's important to talk to them in their own language. If you have a 10-year-old, you want to pretend that you are 10 years old. Whatever it is that you're saying, try to explain it like a 10-year-old.” Unlock the keys to raising investment-savvy children with the guidance of financial literacy pro, Maya Corbic. Our host Ed Coambs along with Maya not only delve into the practicalities of demystifying the financial world for youngsters but also navigate the transition from hands-on workshops to the expansive reach of digital platforms. Maya's family's journey from a war-torn land to financial autonomy in Canada offers a striking backdrop to the discussion. As Ed and Maya connect the dots between family, finance, and personal well-being, Maya provides insights into the unique financial hurdles immigrant families often encounter and the psychological resilience necessary to thrive. They look into the broader aspects of well-being that transcend mere wealth accumulation, from the equilibrium of spiritual grounding to the necessity of self-care amidst entrepreneurial ventures. The conversation sheds light on the art of maintaining not only financial balance but also harmony in one's personal life, acknowledging the inevitable shifts that time and life transitions bring. Ed and Maya touch on the delicate symphony of managing finances within a marriage, where open communication can transform historical money matters into shared dreams for the future. This episode promises to inspire families to embark on a financial intimacy journey, fostering both economic savvy and emotional intelligence in the next generation. Key Topics: Welcome, Maya Corbic! (01:53) Investing for Parents and Children (08:30) Maya's Family's Story of Immigration (13:39) Wellness and Trauma's Effects on Financial Situations (18:55) Financial Planning and Goal Setting for Couples (34:10) Communication with Kids About Money and Finances (39:05) Wrap-Up and Connecting with Maya (44:50) Resources: @teach.kids.money on IG From Piggy Banks to Stocks (book by Maya Corbic) WealthyKids.club Connect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“When we talk about particularly financial difficulties, debt, and so forth, the picture isn't always as straight, clear cut as it seems.” Welcome back to another enlightening edition of the Healthy Love and Money Podcast, venturing beyond the numbers to uncover the emotional and relational sides of finance. Joining our host Ed Coambs is Professor Lewis Prisock, whose vibrant discussions on the financial predicaments of the upper class will challenge your assumptions and broaden your perspective. Together, they peel back the layers of complexity that often shroud the economic struggles of the presumed well-to-do, revealing that it's not just lavish lifestyles that lead to downfall, but a tapestry of societal and economic factors. Professor Prisock's upcoming book promises to delve into these issues, offering a fresh lens through which to view the unique pressures faced by those higher up the socioeconomic ladder. Listen in as they explore the subtle undercurrents of economic mobility and the intense social pressures that shape the financial decisions of upper-middle-class families. It's a conversation that uncovers the societal expectations of parenting, the investment in our children's futures, and how these dynamics can lead to unexpected hardship. Ed and Louis dive into the discussion of first-generation members in affluent classes and what their presence signifies about the American Dream. Their journey also takes us through the intersection of religion, society, and money, as they reflect on how our beliefs and values intricately influence our financial behavior. Rounding off this thought-provoking session, they address the notion of intrinsic human worth, emphasizing that our financial struggles do not define us morally. This episode promises to leave you with a deeper appreciation for the nuances of financial intimacy and personal value, so don't miss out on these captivating insights. Key Topics: Welcome, Professor Louis Prisock! (01:50) Financial Struggles Among High-Income Professionals (02:49) Economic Mobility and the Challenges of Social Climbing (15:31) Religion, Society, and Money (20:11) Race, Wealth, and Financial Responsibility in the Black Church (25:57) Parenting Styles and Social Class Differences (32:41) Financial Struggles and Intrinsic Worth (39:21) Resources: Louis Prisock on LinkedIn Connect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

"One of the best ways that I've discovered to broach a hard conversation or something where we might be feeling some kind of way about bringing up a touchy subject is to use the phrase, ‘I have something on my heart that I want to share with you. Are you open to receiving it?'” Our host Ed Coambs takes a transformative journey with voice and embodied leadership coach Elise Besler, as they navigate the intricacies of financial intimacy and the power of self-awareness. Listen in as they discuss the crucial role of the nervous system in not only reclaiming our voice but also in the delicate dance of financial conversations within our most intimate relationships. Discover the surprising ways our nervous system influences our communication and stress responses, often linked to past traumas. With a touch of humor and real-life examples, this episode highlights the importance of recognizing our body's intelligence in emotional regulation. You'll learn the art of creating felt safety in conversations, a key to authentic expression, especially when the topic turns to money matters in couples' therapy. Elise's expertise brings to light the necessity of daily practices to bolster resilience against life's stressors. Ed and Elise round off this enlightening discussion by addressing the often-overlooked concept of financial intimacy. With practical advice and relatable scenarios, they guide us through initiating challenging money discussions, emphasizing the need for consent and emotional regulation. Key Topics: Integrating Talk Therapy with Somatic Therapy (01:30) Regulation, Co-Regulation, and Codependence (14:18) Co-Regulation and Singing (19:00) Using Somatic Work to Approach Difficult Conversations (24:42) Nervous System Regulation and its Impact on Money Conversations (33:11) Attachment Styles, Nervous System Regulation, and Parenting (38:55) Nervous System, Emotions, and Bonding with Family Members (43:32) Resources: EliseBesler.com Elise on IG Anchored (book by Deborah A. Dana) Trauma Rewired (Podcast) Connect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“You have to find the right financial professional because you're going to get financially naked with them.” Have you ever felt overlooked or misunderstood by your financial advisor? Maggie Nielsen and Barb Provost, the dynamic mother-daughter duo behind Purse Strings, join our host Ed Coambs to unpack the critical concept of financial intimacy and its transformative power in women's lives. Their personal journeys, combined with a trove of experience in adult education and business, fuel a conversation that sheds light on the financial industry's shortcomings and the dire need for women to step into their financial prowess. Navigating the financial landscape within relationships can often feel like threading a needle blindfolded, but it doesn't have to. In this episode, Maggie, Barb, and Ed address the fundamentals of financial empowerment, from the necessity of emergency savings to the wisdom of maximizing workplace benefits. Maggie and Barb champion the idea that regardless of gender, both partners in a relationship should command the financial reins as equals. They tackle the cultural stigmas around money talks, advocating for a shift towards collaborative and informed financial decision-making that can strengthen the bonds of any partnership. They delve into the importance of setting ambitious goals, advocating for career advancement, and actively managing finances through investments and salary negotiations. They also touch on the emotional complexities that come with financial planning, including how to handle unexpected windfalls with grace and intelligence. Listen in as Ed, Maggie, and Barb unravel the threads of financial intimacy, aiming to inspire you to wield your financial knowledge with confidence and share it forward to cultivate a culture of healthy fiscal management in your relationships and beyond. Key Topics: Welcome Maggie and Barb! (01:09) Financial Intimacy and Empowerment for Women (01:54) Gender Equity and Challenges Women Face in the Workforce (13:28) Financial Planning, Investments, and Retirement Benefits (16:38) Shared Financial Responsibilities in Relationships (18:46) Financial Planning and Retirement Goals for Women (30:59) Aligning Financial Resources with Personal Values for a Fulfilling Retirement (33:25) Women's Financial Security and Investment Returns (38:07) Managing Inheritances (41:32) Financial Planning for Women with Diverse Needs (45:50) Connecting with Maggie and Barb and the Resources of Purse Strings (48:45) Resources: PurseStrings.co Connect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“There's a lot of people now who think if only they had the generational wealth transfer, like those Trust Fund babies had, their life would be wonderful. There are some people though, that receive it and feel guilty. And what ends up happening is, a lot of times, they throw it away.” Our host Ed Coambs continues his conversation with fellow Financial Therapist Tara Unverzagt with a focus on navigating generational wealth. They take an emotional journey through the challenges of passing down prosperity, touching on the delicate balance between fostering ambition in heirs and the unintended consequences of inheritance. Tara sheds light on the role financial therapy plays in wealth management, helping individuals grapple with the complex feelings that money can evoke—from the swell of gratitude to the paralyzing weight of guilt. Ed and Tara dissect the intricate dance between supporting children financially and teaching them vital life lessons. Hear from those who've walked the tightrope, sharing stories of wealth transition, the guilt of unearned affluence, and the ethical dilemmas faced by financial planners. They question the societal constructs around money, worth, and the impact of professional status, offering a contemplative look at how these factors shape our sense of self and the stewardship of family fortunes. All this and more in this episode of Healthy Love and Money! Key Topics: Welcome Back, Tara Unverzagt (01:42) Generational Wealth and How It's Changing (02:06) Financial Independence and its Myths (05:17) Generational Wealth Transfer and its Psychological Impact (15:13) Gender Roles and Expectations in Society (20:59) Parenting, Wealth, and Intrinsic Worth (25:13) Work-Life Balance and Fair Compensation (31:39) Generational Wealth Transfer and Financial Therapy (38:33) Wrap-Up and Contact (44:06) Resources: South Bay Financial Partners Tara on LinkedIn Connect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“It's okay that you've had those experiences, and that you're now showing up like this because of that. But once you name it, and once you shine the light on it, it sort of takes away the power of those experiences.” Our host Ed Coambs and fellow Financial Therapist Tara Unverzagt navigate the often-overlooked space of financial intimacy. Tara brings her expertise on the confluence of wealth, personal relationships, and family dynamics. As they dissect the complexities of money's role in our lives, they shine a light on the transformative power of confronting our financial beliefs and behaviors. Tara's compelling narrative, shaped by her mother's pioneering work as a Certified Financial Planner and her own shift from tech to finance, provides a rich context for the discussion on making purposeful financial choices while balancing career and family life. Venture into the heart of family businesses and the nuanced process of transitioning leadership across generations. Ed and Tara peel back the layers of women's unique challenges in finance and acknowledge the sweeping changes in the advising landscape. For those seeking guidance, they debunk myths and offer pearls of wisdom on selecting the right financial advisor, beyond the simplicity of investment management. Ed and Tara look into the profound effects of therapy-informed financial planning. Listen as they recount journeys of individuals and couples who have worked through financial anxieties and internal conflicts with the aid of methods like Internal Family Systems (IFS). They wrap the episode with a look at the delicate intricacies of family wealth transition, urging listeners to introspect on their relationship with money and the path toward deeper financial intimacy. Tune in next week to episode 83 for part two of this conversation! Key Topics: Welcome Tara Unverzagt! (01:34) Tara's Journey Into Financial Therapy (02:36) What People Should Consider Looking for in Financial Therapy (13:59) Financial Industry Challenges and the Importance of Empathy (21:43) Financial Therapy and Personalized Planning (26:01) Overcoming Financial Anxiety through Therapy and Self-Awareness (30:12) Money Memories and Financial Planning (35:50) Financial Intimacy, Wealth Transition, and Personal Growth (41:42) Resources: South Bay Financial Partners Connect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“You have to logically tell your money what to do, or it will emotionally disappear.” Ever felt like your money is playing a game of hide and seek with you? Our host, Ed Coambs, is joined by fellow CFP® Pam Horack to unravel this mystery, sharing her Smart Women Budgeting program wisdom. Together, they tackle the common misconception that more ‘money equals more problems,' revealing how mindful management can actually lead to 'more money, less problems.' The discussion provides a foundational look at budgeting, emphasizing its critical role in financial planning, and how it paves the way for both women and men to direct their cash flow with purpose. As the conversation flows, they unearth the renaissance of paper budgeting among the younger crowd and shine a light on the latest budgeting apps. These tools aren't just about tracking where your last paycheck went—they're about planning for a future where your savings account isn't just a number, but a growing testament to your financial well-being. Ed and Pam share personal anecdotes and strategies for overcoming financial regrets and zoom in on the importance of carving out a savings plan that works for you, step by incremental step. Wrapping up, they dive into the transformative power of open financial dialogues within households. It's a realm where budgeting isn't just a solo act but a duet that can harmonize your home's financial stability and grow your collective net worth. Join us on this expedition to financial intimacy in this special edition of Healthy Love and Money! Key Topics: Welcome, Pam Horack! (01:45) Budgeting and Financial Management for Women (05:15) Simplifying Money Flow Tracking (07:52) Budgeting and Financial Planning for Couples (15:04) Financial Planning and Communication in all Relationships (20:27) Setting Up These Conversations for a Win (23:26) The Tangible Changes After Working with a Financial Planner (25:56) Managing Finances with Inconsistent Income (29:59) Budgeting for Entrepreneurs and Families (35:33) Implementing Your Budget (41:21) Wrap-Up (43:28) Resources: Your Financial Mom Website SMART WOMEN BUDGETING Course Your Financial Mom FB Page Your Financial Mom IG Page Pathfinder Planning Connect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

“Money isn't the easiest measuring stick, right? How do you quantify being able to take time with your kids? How do you quantify that? You can't do it with numbers, right? And yet, we only look at the numbers and I think it's such a danger. This is the tension. This is the balance that we play in.” In this edition of Healthy Love and Money, our host Ed Coambs chats with Hannah Moore of Amplified Planning. The conversation digs deep into the heart of what truly makes us rich. Ed and Hannah explore the delicate balance between wealth and happiness, uncovering the life lessons money can't buy and the joy found in the simple act of sharing time with those we love. With Hannah's candor, they peel back the layers of our emotional ties to money, seeing past the numbers to the stories that define us. Hannah brings to light the flexible nature of financial planning, likening it to meal prep for the soul, where adaptability is key. The chat ventures into the transformative power of therapy on money mindset, from the influence of marriage counseling to the intersection of mental health and financial habits. These revelations remind us that our net worth is not our life's worth, and the true currency of our existence is found in growth, understanding, and connection. Key Topics: Welcome, Hannah Moore! (0:01:48) Childhood Experiences, Societal Pressure, and Financial Mindsets (0:05:07) Financial Planning and Contentment (0:13:05) Money Disorders and Spending Habits (0:20:06) Money, Class, and Mental Health (0:25:50) Parenting Influences on Financial Mindsets and Mental Health (0:30:09) Marriage Counseling Experiences - The Good and Bad (0:38:13) Spirituality, Religion, and Personal Growth (0:43:10) Spiritual Growth, Personal Truth, and the Relation to Financial Literacy (0:54:43) Resources: hannah@guidingwealth.com GuidingWealth.com Amplified Planning Externship Connect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.