POPULARITY
Cosa significa la comunicazione gentile? Un dialogo con i ragazzi del liceo classico di Orvieto sull'impatto dei social, sui rapporti con gli altri e sui momenti difficili e sulle emozioni che proviamo ogni giorno. Quale può essere il modo ‘gentile' di entrare in contatto con le persone? Scopriamolo insieme in questo podcast! @fondazionecotarella
Yari Selvetella"La mezz'ora della verità"Mondadori Editorewww.mondadori.itSi insinuano nell'intimità degli appartamenti, rimbalzano tra le facciate dei palazzi, aleggiano nelle vie, nei giardini della piazza dell'Acquario: sono i responsi di Varami, l'app in grado di confermare o smentire la veridicità di ciò che le persone affermano. All'inizio sembra la realizzazione di un desiderio proibito: poter accedere ai pensieri altrui. Varami soddisfa ogni curiosità, anche la più inconfessata: si può verificare se il nostro coniuge ci è fedele, se una vecchia zia intende lasciarci l'appartamento in eredità, se la ragazza di cui siamo innamorati ci vuole bene sul serio; si possono smascherare i bluff dei politici e tutte le meschine ipocrisie del vivere quotidiano. Intanto, però, altri interrogativi prendono corpo: trovarci così esposti a questo nuovo oracolo ci renderà più sinceri o solo più reticenti? Quali sono i criteri utilizzati dall'app? E qual è il suo vero scopo? Di settimana in settimana, anziché chiarirsi, la questione si complica. Prima Varami prende possesso degli spazi domestici e, approfittando di smartphone e tablet, di impianti stereo e tv, inizia a emettere le sue sentenze. Poi la situazione precipita. Ogni giorno alle 18, sfruttando gli altoparlanti a disposizione in tutta la città, Varami propala per trenta minuti esatti i suoi giudizi universali: è la mezz'ora della verità. Per i protagonisti viene il tempo di porsi le domande più scomode: quanto c'è di credibile in questa storia? E quanto di autentico nella verità che stiamo vivendo? Yari Selvetella, con pungente umorismo e dando vita a una serie di personaggi memorabili, mette in scena le fragilità della nostra epoca, con un romanzo in cui il ritmo incalzante della commedia cresce fino a gettare inattesi scorci di luce, sulle contraddizioni della contemporaneità.Yari Selvetella (Roma, 1976). Tra i suoi ultimi romanzi Vite mie (Mondadori, 2022), premio UmbriaLibri – Raccontami l'amore, finalista premio Minerva, Le regole degli amanti (Bompiani, 2020), premio Cambosu, Le stanze dell'addio (Bompiani, 2018), candidato al premio Strega, La banda Tevere (Mondadori, 2015). Ha pubblicato il libro di poesie La maschera dei gladiatori (CartaCanta, 2014). Giornalista e autore televisivo, lavora per la Rai.IL POSTO DELLE PAROLEascoltare fa pensarewww.ilpostodelleparole.itDiventa un supporter di questo podcast: https://www.spreaker.com/podcast/il-posto-delle-parole--1487855/support.
Ci sono poche certezze nella vita, e una di queste è che i genitori italiani dicono sempre le stesse cose. Non importa l'anno, la città o la situazione: certe frasi si tramandano di generazione in generazione, come un vecchio disco che non smette mai di suonare. Dalla tavola all'ufficio postale, dai viaggi al supermercato, ecco un viaggio nelle espressioni che tutti abbiamo sentito (e che, prima o poi, forse, finiremo per ripetere). Le Espressioni dei Genitori più comuni ... In Ogni Contesto! Ecco una raccolta delle frasi più iconiche che ogni genitore italiano ha pronunciato almeno una volta. Se ne riconoscete qualcuna… beh, siete cresciuti bene! Al Supermercato "Siamo venuti solo per il latte, eh!" (Mezz'ora dopo, il carrello è pieno). "Ti giuro che la prossima volta ti lascio a casa con la nonna!" (Spoiler: non succede mai). "Non toccare niente che poi si rompe e ce lo fanno pagare!" "No, la marca del supermercato è uguale, fidati, è solo senza pubblicità." "Niente merendine con il pupazzetto dentro ho detto!" "Lascia stare il carrello, che lo spingi sempre addosso alla gente! Così ci arrestano" "Perché i commessi cambiano sempre il posto di quello che mi serve? È una cospirazione!" "Dai, vai tu a prendere il latte! E non tornare dopo mezz'ora con le mani vuote perché non l'hai trovato!" "Perché le uova costano più di una cena fuori? A questo punto faccio prima ad allevarla io una gallina!" In Spiaggia 1. Sotto l'ombrellone: "Mettiti la crema! Ti vuoi bruciare come un peperone?" "Non stare sempre attaccato al telefono, guarda che bel mare!" (Sempre colpa del cellulare, vero?) "Questo vento porta via tutto, tra un po' voliamo anche noi!" "Bambini, potete andare un po' più in là a giocare con la palla? Altrimenti qui arriva tutta la sabbia!" 2. Al mare: "Non andare troppo lontano! Ti ho detto di stare dove tocchi!" "Esci subito dall'acqua, hai appena mangiato! Almeno tre ore, altrimenti ti si blocca la digestione!" "Attento alle onde! Non è che poi devo venire io a ripescarti?" 3. Con il cibo: "Non mangiare troppa anguria, che poi ti gonfi come un pallone!" "Ho fatto le cotolette, la pasta fredda e la parmigiana, perché in spiaggia si deve mangiare leggero!" "Non bere quell'acqua della bottiglia, è calda come una tisana!" 4. Con i bambini: "Raccogli i tuoi giochi, che mica siamo a casa!" "Ti ho detto di non lanciare la sabbia, finisce sempre negli occhi di qualcuno!" "L'estate prossima restiamo a casa!" 5. Il momento di andare via: "Dai, raccogliamo tutto… No, non puoi fare l'ultimo bagno, ne hai fatti già dieci!" "Aiutami a portare qualcosa, che non sono un mulo da soma!" Alle Poste "Speriamo che non ci sia fila..." (Entra, vede la folla, sospira rassegnato.) "Ma questi numeri li chiamano o li collezionano?" (Dopo aver aspettato 40 minuti senza progressi.) "Mi serviva solo un francobollo, mica un mutuo!" (Dopo aver impiegato mezz'ora per un'operazione banale.) "Ma come, apre solo uno sportello su cinque?!" (Dubbio esistenziale di ogni cliente delle Poste.) "Dove si ritira il pacco? Chiedo per il mio pronipote, che forse farà in tempo a riceverlo." "Signora, il bollettino si paga lì in fondo." "Mi scusi, dovrei ritirare una raccomandata." "No ma io ormai lo so... Quando vengo qui, non prendo altri impegni perché so già che passerò qui l'intera giornata" "Amore, vai a prendere il numerino... e pure un caffè, che tanto abbiamo tempo." "Eh ma ai tempi miei, almeno i postini consegnavano..." (Momento nostalgia inevitabile.) Al mercato "Questi pomodori sono italiani?" (Interrogatorio al fruttivendolo.) "Signora mia, ormai la verdura costa più dell'oro!" (Mentre compra 3 kg di zucchine perché “fanno bene”.) "Mi raccomando, niente pesche dure come sassi!" (Segue selezione tattile di ogni singolo frutto.)
Nuovo appuntamento con “Life – Eventi da vivere”, il magazine di Radio Number One – in onda tutti i giovedì alle 19.40 e ogni venerdì alle 15 – che durante la settimana raccoglie tutti gli eventi che offre il nostro territorio per poi proporvi la migliore selezione degli stessi alle porte del weekend. Ecco gli appuntamenti da non perdere! FIEREDal 30 novembre all'8 dicembre, torna l'Artigiano in Fiera a Rho Fiera, l'evento di artigianato più grande del mondo. Tutti i giorni dalle 10.00 alle 22.30 con ingresso gratuito. Trovate tutte le informazioni su artigianoinfiera.itFESTEA Bergamo torna NXT o Ice la pista di pattinaggio sul ghiaccio in Piazzale degli Alpini a Bergamo! Tanti anche gli eventi muiscali e le proposte enogastronomiche. Info su nxtbergamo.itARTEFino al 23 febbraio al Museo di Santa Giulia di Brescia, c'è la mostra dell'artista dissidente sudanese Khalid Albaih. Identità, esilio e diritti umani sono i temi della mostra. Info su bresciamusei.comFino al 6 gennaio nelle vie e nelle piazze di Bergamo torna Christmas Design. La mostra diffusa con 14 opere spettacolari che quest'anno interpretano il tema delle “Metamorfosi e Trasformazioni”! Info su christmasdesign.itIn occasione dell'80° anniversario della sua morte, a Milano Palazzo Reale e Arthemisia presentano Munch, il grido interiore, una grande mostra monografica dedicata a uno degli artisti più amati e popolari del secolo scorso. La mostra comprende 100 opere tra dipinti, disegni e stampe tutti provenienti dal Museo Munch. CULTURAPer i settant'anni dalla pubblicazione de Il Signore degli Anelli fino al 16 febbraio la Reggia di Venaria ospita TOLKIEN, Uomo, Professore, Autore, una grande mostra che omaggia il celebre scrittore. Info su lavenaria.itSPORTDomenica 15 dicembre alle 17 al PalaGeorge di Montichiàri, torna il Roller Show "The Power of Art", lo spettacolo di pattinaggio artistico a rotelle. Saranno presenti i campioni mondiali in carica, insieme a 240 giovani pattinatori della scuola Gardalago. Info su diyticket.itENOGASTRONOMIADal 4 all'8 dicembre torna la Fiera Fredda della Lumaca a Borgo San Dalmazzo Cuneo. Una Rassegna gastronomica con ricerca e valorizzazione dei piatti tipici e mostra mercato permanente di prodotti della zona tutti i giorni. Info su fierafredda.itMERCATININei week end e per tutto il periodo natalizio A Selvìno, Bergamo, Babbo Natale vi aspetta in una storica villa tra animali e elfi indaffarati. Per informazioni santaclausselvino.itA Clusone Bergamo per tutto dicembre, il centro storico diventa protagonista. Mercatini a tema, Villaggio degli Elfi, vetrine accese dai presepi, decorazioni, artisti di strada e burattini. Info su Visitclusone.itDomenica 1° Dicembre, il cuore di Novàte Mezzòla Sondrio si veste a festa! Non perdete i Mercatini di Natale nel centro storico!”A Monte di Bèrzo Démo in Valle Camonica Brescia, da giovedì 5 dicembre, a domenica 8, è in programma la XX edizione degli speciali Mercatini di Natale!Ad Isèo, nei week end del 7 e 8, 14 e 15 , 21 e 22 dicembre c'è il Natale con Gusto: mercatini ma anche concerti, mostre, artisti di strada, Dj Set, pista di pattinaggio, degustazioni.Ad Aprìca, Sondrio, torna la magia dei Mercatini di Natale! Il 7 e 8 dicembre, il 14 e il 15, poi dal 21 fino al 6 gennaio, in Piazza delle 6 Contrade, ci saranno prodotti artigianali, musica e intrattenimento.A Intròzzo Valvarrone, Lecco, tornano i Mercatini di Natale in Cantina. Sabato 7 e domenica 8 dicembre, nelle vecchie cantine del paese.Scopri la magia del Mercato di Natale a Poschiàvo! Il 14 e 15 dicembre, la pittoresca piazza di Poschiavo si trasforma in un mercatino incantato! Vasto assortimento di prodotti tipici e artigianali della Valposchiavo e dintorni.Sempre a Poschiàvo, domenica 27 aprile, si torna a correre su uno dei percorsi più belli d'Italia. Il 27 Aprile ritorna la Sàrnico Lovere, la corsa sul Lago d'Isèo. 25 chilometri con traguardo volante alla mezza maratona, tra incredibili panorami e rocce a strapiombo sull'acqua. Iscriviti sul sito ufficiale sarnicolovere.it
“Good Morning, Good News” News Director Greg Taylor talks with Shantel Dow, Executive and Artistic Director, Sheldon Theatre of Performing Arts about the 2024/2025 shows, the NEW Music on the Mezz, Phoenix Theatre and more! Sponsored by Pier 55 Red Wing Area Seniors.
Il Brutto Il Cattivo - Il meglio e il peggio di cinema e serie tv
Estate 2024, nelle sale cinematografiche sbarca il settimo capitolo della saga dello xenomorfo, Alien: Romulus di Fede Alvarez riporta le vicende dell'alieno su binari più consueti. Un frullato dei migliori momenti del franchise, un mero esercizio di fan service, per comprare il sostegno dei tifosi più accaniti e non farsi insultare sui social. Ma come sapete con noi non funziona e gli insulti nel nostro podcast si sprecano. Buon ascolto. Ps: Nella puntata parliamo del libro Alien. Misteri, inquietudini e segreti del film cult di Ridley Scott Lo trovate al link qua sotto: https://www.amazon.it/Alien-Misteri-inquietudini-segreti-Ridley/dp/8867768581 e sul sito della casa editrice: https://www.ultraedizioni.it/ Iscrivetevi al podcast, cliccate sulla campanella per ricevere gli aggiornamenti, condividetelo con gli amici e (in)seguiteci su Spotify, Apple Podcasts e tutte le app di ascolto gratuite per podcast. Link diretto allo show ⬇️⬇️⬇️ https://open.spotify.com/show/06wRlaUWQ5NdWusO25uqZk?si=4PkqQwHCT86xZaWk5pDiHA Link su Audible https://www.audible.it/pd?asin=B0BL9FP3QJ&source_code=AITtm161101121020J&share_location=podcast_show_detail ➡️PAGINA FACEBOOK: https://www.facebook.com/ilbruttoilcattivo2.0
Enjoy, Love, Bob
This week on the BBC Introducing in Oxfordshire and Berkshire podcast, Dave meets punk rock band BEEF... did he inspire their track 'Dave'?! Plus, Alex reviews Are You Listening? Festival with The Mezz and Masquerader, there's recommendations from BBC Radio 1, and first play's from Talk in Code and Cave Man.Here's this week's tracklist: • CECIL - Follow It Up The White Lakes - Don't Call Me Talk In Code - Something Of Nothing Cave Man - Richest Man On Earth Mid Air - Turned to Stone V.I.C - What she likes (feat Noxz) Talk In Code - Something Of Nothing Limbo Kids - Dopamine Nicole Shortland - Blow Royal 2000 - Advantage Beaker - Backgarden Namvula - Soleil Kernel Valley - Hillside Lauren Jade Marlow - Better Days BEEF - Dave In-Flight Movie - Numbers Lizzy Farrall - MadHotel The Mezz - Harbour the Feeling Masquerader - Pressure Finlay C - Last Time Moonrakers - Ot Moor g-man (Decksterror Prod.) - Love & Honour (Foxy Version) Octavia Freud - He Was Born In A Different Way • If you're making music in Oxfordshire and Berkshire, send us your tunes with the BBC Introducing Uploader: https://www.bbc.co.uk/introducing/uploader
Are the Phillies the best team in baseball? Their record says they are! We talk all-things Phils with TIM KELLY of Phillies Nation. Bill and Chet also discuss the 76ers after another early playoff exit. Plus, BILLY THODEN and DOM LEVY of Fat Mezz visit -- what a terrific band! #phillies #mlb #philadelphia #baseball #philly #philadelphiaphillies #bryceharper #ringthebell #philliesnation #philliesbaseball #sports #philliesgame #phillysports #aaronnola #jtrealmuto #mlbnews ------------------------------------------------------------------------------- • Check out our website at https://eopsports.com/ • Subscribe to the newsletter at: https://eopsports.com/newsletter-sign-up/ • Contact us at: https://eopsports.com/contact/ • Linktr.ee: https://linktr.ee/EdgeofPhilly Follow Us on social media at: • Facebook: https://www.facebook.com/Edgeofphillysports • Twitter: https://twitter.com/EOPsports • TikTok: https://www.tiktok.com/@edge_of_philly_sports • IG: https://www.instagram.com/__edge_of_philly_sports_/ • Discord: https://discord.gg/n8ya5A9D • Youtube: https://www.youtube.com/@EdgeOfPhilly/ Podcast: • Apple: https://podcasts.apple.com/us/podcast/edge-of-philly-sports/id1478680679 • Youtube Music: https://music.youtube.com/playlist?list=PLngv0JlICltLnZDqwfX7LQffFigh8JwS9&si=GpCh2OtXaKQgPfgn • Spotify: https://open.spotify.com/show/4C7cP87NUrLkR8bTF7cbKK • RSS Feed: https://edgeofphillysports.libsyn.com/rss Grab Some EoP Merch at: https://eopsports.com/shop/
Daggerheart Play Test Ep 2The Village of HushWe try out Darrington Press's open beta play test for Daggerheart! After defeating the Thistlefolk ambush, Mezz, Fable 1.04, Grahk von Spleek, and Glider enter the village of Hush, looking for the Whitefire Arcanist.Visit our Linktree!Thanks to Critical Role and Darrington Press for releasing the open beta of Daggerheart!Ron Murphy – GM, @ron88keysRBDMFable v1.04 – Josh Helgeson, @joshinaround88Grahk von Spleek – Zach Burrell, @zachburrell10Jaiden Ramirez - Mezz Merise @foxtrotfalloutMatthew Quattlebaum - GliderFollow us on Twitter at @SeveredStudios!Join our Discord! Join our Patreon!Now you can support us through Buzzsprout as well!Give us a review on Apple Podcasts, Podchaser, Spotify, GoodPods or on our Twitter page and we'll read it on the air. Stay frosty! Support the Show.
Mezzrow was never a great clarinet player, but certainly was a great character and excelled at surrounding himself with very good musicians. These versions of the Mezz Mezzrow Orchestra and Swing band include Teddy Wilson, Willie The Lion Smith, Sonny White, Frankie Newton, Max Kaminsky, Sy Oliver, J.C. Higginbotham, Floyd O'Brien, Bud Freeman, Benny Carter, Johnny Russell, Happy Caldwell, Pops Foster, Wellman Braud and others --- Support this podcast: https://podcasters.spotify.com/pod/show/john-clark49/support
Joe opens a flat looking parcel, it is a present from the Battle Of The Chatabands winner Mezz Coleman. Mezz has sent Joe her album so he can play it on the retro record player his wife Petra bought him for Christmas. He goes downstairs to play it but things get a bit awkward because the cleaner is in the kitchen. Joe beats a hasty retreat back upstairs to his office. Then David takes Joe on some metal detecting forums and they realise that all metal detectorists either sound like proper metal detectorists or professional golfers. After wondering if women have hobbies, Joe looks at one of his Petra's interior design magazines. They decide it would be nice to use Mezz's song to play them out but after playing it they carry on nattering and the song doesn't really play them out at all. FOR ALL THINGS CHATABIX'Y FOLLOW/SUBSCRIBE/CONTACT: You Tube: https://www.youtube.com/@chatabixpodcast Twitter: https://twitter.com/chatabix1 Insta: https://www.instagram.com/chatabixpodcast/ Patreon: https://www.patreon.com/chatabix Merch: https://chatabixshop.com/ Contact us: chatabix@yahoo.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
Editoriale della domenica anticipato al sabato. Buon week end a tutti voi. Grafica ritagliata da un post instagram di Repubblica. Learn more about your ad choices. Visit megaphone.fm/adchoices
Matteo Renzi a In Mezz'ora del 17 marzo 2024
In the latest episode of Bring the Pain, I wanted to stop mezzin around and go for the biscuits by having my friend Anthony on. Anthony is best known for his Ace Mez name online, in which you can find videos and posts about how much fun he has with his family and friends. From Las Vegas to long days at the job, Mez and I share a few things in the common, which is listening to podcasts. Hear how we first met and how the Pod of Thunder podcast brought us together as people, which led to this podcast finally happening. This one pushes the limits from the go, so buckle up and put your pants on because this is going to be a wild ride. Enjoy, and may the Mezz-A-Mania be with you. Thank you for the support and contributions all of you make for my podcasts and articles each week. Y'all the real #Painbringers! Follow me at.... *Facebookhttps://www.facebook.com/Bring... *Twitterhttps://twitter.com/HeatOverid... *Spreakerhttps://spreaker.page.link/VS5... *Dr Roto Sports Websitehttps://drroto.com/author/robe... *Explicit Content WARNING! This episode contains adult nature and profanity that may offend some people. No harm or foul play is intended in this episode and was made with good humor involved. By clicking play, you agree to the terms of my podcast and waive all rights. So get ready, because you're going to have a lot of fun.Become a supporter of this podcast: https://www.spreaker.com/podcast/bring-the-pain--3659369/support.
This week on the BBC Introducing in Oxfordshire and Berkshire podcast, Dave meets digital fusion band den of dog, Alex catches up with The Mezz and Adomania at Reading Uni and there's part one of Hannah's guide to producing tracks in your bedroom with Frannie B!Here's this week's tracklist: • Empress Linoleum - Fruit Royal 2000 - Like You're Mine Mackenzie - Twenties Barricane - Night Out Freddie Bailey - Tides Elmiene - Open Light (Live from Eurosonic) Kabir & Finn Flood - Can't Hold Back Sebastian Reynolds - Shortest Day Ochre - Back Forth Between ShaoDow - ShaDow Clone Sparky Bosque - Never Come Down Nayyah & Nikz - I Spy den of dog - HOW COULD YOU Sketch - Dreams Adomania - M X V The Mezz - Harbour the Feeling Ded Orse - Long Way Home ZAIA - Who Am I Mikey D - In My Mind Jonathan Harrington - Reverie Songer - Toxic • If you're making music in Oxfordshire and Berkshire, send us your tunes with the BBC Introducing Uploader: https://www.bbc.co.uk/introducing/uploader
Mike Stephen discusses the vast city ownership of vacant land during Chicago's housing crisis with Block Club Chicago reporter and investigative editor Mick Dumke and discovers the Secret History of prewar jazz clarinet player Mezz Mezzrow.
Mezz'ora al giorno con Proust Il contributo finale è un breve estratto dalla trasmissione Pantheon, in onda su RadioRai 3, dedicata alla Recherche di Proust e dal titolo "La sola vita pienamente vissuta", podcast in dieci puntate, curate da Gianluigi Simonetti. Il brano letto da Monica Demuro è dal volume "La fuggitiva", a cui è dedicata l'ottava puntata all rights reserved
This week on the BBC Introducing in Oxfordshire and Berkshire podcast, Dave catches up with The Mezz to hear about their new single Bridges, upcoming headline gig in Camden and a special announcement!Plus, Alex meets Zahra Haji Fath Ali Tehrani at London's Matchstick Piehouse, hear about Operation Boombox - which is turning music from Oxfordshire into street art, there's a first play from Rila's Edge and all the latest new music from Oxfordshire and Berkshire.Here's this week's tracklist: • Sim Anya - When I Met You Daniel Munks - collage Aaran Daniel - MBBQ Chima Anya - Day by Day Josh Smith - Alternate Reality pinxity - girl in space DARLAH - Differ Emma Hunter - Morire P.S. Finn - Long Long Time Krissy Matthews - Carry You darqwud - Old Orchid Tendertwin - Plastik (Easely Remix) The Mezz - Bridges Avaxx - Transparent prodbear - Waking Up Zahra Haji Fath Ali Tehrani - Atigheh Zahra Haji Fath Ali Tehrani - Carry Us Rila's Edge - Wynona (live session) White Horses - Don't Let Me Down • If you're making music in Oxfordshire and Berkshire, send us your tunes with the BBC Introducing Uploader: https://www.bbc.co.uk/introducing/uploader
This week on the BBC Introducing in Oxfordshire and Berkshire podcast, Dave meets The Sleeping Souls, who are branching out after a decade with Frank Turner! Plus, Alex finds out about 19Something Festival with The Mezz and Jopy, we hear from Scott - our american superfan who flew all the way from Louisiana to go to a gig at Oxford's Jericho Tavern, and there's all the latest new music from Oxfordshire and Berkshire Here's this week's tracklist: • CECIL- Tokyo Tornado Waiting for Smith - Nature's Mind Dani Sylvia - Change Your Mind LAKE ACACIA - Delusional Maddie Ashman - Everyone's Remembered Kanadia - Wish Away My Time Darcey Hope - Let You Listen to Me Danny Mellin - Give You My Time Praise Lubangu & Claudia Isaki - Planted Frog - Maybelline Dolly Mavies - Now and Then Duncan Spencer - Paradise Callto - Pumping for Love Abi Farrell - New Love Makeup - It's Over KalemGR - Down Like That Melamane - Scout Zahra Haji Fath Ali Tehrani - Atigheh The Sleeping Souls - Weathering the Storm Bovine Boy - Selway Jopy - Ka-Ka-Killer The Mezz - Bridges Kimpy & TK - Lovers Dead Pages - Breakfast On The Grass The Veras - Something to Say • If you're making music in Oxfordshire and Berkshire, send us your tunes with the BBC Introducing Uploader: https://www.bbc.co.uk/introducing/uploader
Ein blasser Mann mit Halbglatze, Typ braver Beamter – trotz dieses Aussehens lebte Mezz Mezzrow eine der wildesten Jazz-Biographien des 20. Jahrhunderts... Am 6. November 1933 nahm er sein erstes Album auf.
Ein blasser Mann mit Halbglatze, Typ braver Beamter - trotz dieses Aussehens lebt Mezz Mezzrow eine der wildesten Jazz-Biographien des 20. Jahrhunderts... Am 6.11.1933 nimmt er sein erstes Album auf. Von Thomas Mau.
Ever wondered how World of Warcraft add-ons can level up your gaming prowess or possibly lead to information overload? Welcome to an insightful conversation that dives into the intriguing world of World of Warcraft add-ons, their influence on gameplay success, and their potential impact on the gaming strategies of both seasoned players and newcomers. We navigate through the complexities and conveniences of add-ons like Omnibar, S Arena, and the weak horrors used by AWC Liquid player, Mezz. Explore how these add-ons have become more than just tools for winning but an integral part of enhancing your overall gaming experience.This captivating chat also opens up the debate about the pros and cons of having add-ons in the arena, and the fascinating possibility of removing add-ons from arenas - a move that could significantly change the game dynamics. Shining a spotlight on the Blizzard UI and its limitations, we delve into the need for more informative UIs and how this demand could potentially reduce the need for add-ons. So, buckle up for a deep dive into an enlightening session that promises to enhance your understanding of the complex world of World of Warcraft add-ons!Hope you all enjoy and hope you relate to any of these stories. And I will speak to you all in the next episode!Support the show here:https://www.buzzsprout.com/1196870/supportpatreon.com/Pigandwhistlehttps://www.buymeacoffee.com/PigandWhistleSocials :Twitch : https://www.twitch.tv/pigandwhistletalesYoutube : https://www.youtube.com/channel/UCAOi6rHO3x90lOmmb82Jv1wWebsite : https://www.pigandwhistletales.com/Instagram : https://www.instagram.com/pigandwhistletales/Facebook : https://www.facebook.com/PigAndWhistleTalesTry out Buzzsprout yourself! https://www.buzzsprout.com/?referrer_id=1154066Listen to the podcast on other platforms:https://www.listennotes.com/podcasts/pig-whistle-tales-from-azeroth-gabriel-nsa902LrQVw/https://www.podchaser.com/podcasts/pig-whistle-tales-from-azeroth-1315927https://open.spotify.com/show/5ZTkLtQvRSm4PStUfZquWkhttps://podcastaddict.com/podcast/3032607The Music at the start is from Tony Catch they do many amazing cover songs for games you can find the link here: https://www.youtube.com/channel/UCHiF0dAkbpPMtQSwvAxcapQSupport the showSupport the show here: https://www.buzzsprout.com/1196870/support patreon.com/Pigandwhistle https://www.buymeacoffee.com/PigandWhistle
Lucas Glover wins Notorious putting woe's, switch to LAB broom stick and he has a great run in last 5 tournaments. Bryson shoots final round 58 at Greenbrier LIV event to win going away! JT out of the playoffs!!!! Locals update: Wyndham Championship Peter Kuest - T45 Zac Blair - MC Utah Championship Tyson Shelley (a) - T12 Carson Lundell - T40 Mitch Schow - T68 Patrick Fishburn - MC Zach Jones (a)- MC Daniel Summerhays - MC Blake Tomlinson - MC Equipment Bryson Dechambeau Web Simpson tries the T100 Adam Scott plays 2 sets last week, 620cb and Miura KM-700 KM-92 irons - a Mizuno story The soles have a sharper leading edge, minimal camber, more bounce, and more effective bounce due to a slightly wider sole, therefore creating a “fast in, fast out” turf interaction. This goes back to the original clubs I grew up playing with… which may or may not have been inspired by the MP-14's and MP-29's
La carriera di CDK potrebbe ripartire dall'Atalanta: sarà la volta buona? I bianconeri fanno una bella impressione contro il Real Madrid: Allegri ha svoltato? Dopo il flop Mondiale, volano gli stracci nel calcio femminile
This week on the BBC Introducing in Oxfordshire podcast, Chris Wood sits in for Dave with more live music and interviews from Truck, including The Mezz, Sadie, Dogmilk, Eva Gadd and The Kite Society... plus there's advice from Everything Everything and Boy Bleach, Joely tells us what its like on the main stage, Nightshift Editor Ronan Munro recommends BarrelHaus and there's a dream-inspired first play from Veronica! Here's this week's tracklist: • Self Help - Bamboo (Octavia Freud remix) Genevieve Miles - Ocean [Live at Truck 2023] The Mezz - All My Love [Live at Truck 2023] The Deadbeat Apostles - I'll Remember Your Name BarrelHaus - Grind Veronica - The Lake Of The Dead Sadie - Golden Pedestal [Live at Truck 2023] Dogmilk - Deep End [Live at Truck 2023] Eva Gadd - For A Little While Joely - Collecting Dust The Kite Society - Banana Song • If you're making music in Oxfordshire, send us your tunes with the BBC Introducing Uploader: https://www.bbc.co.uk/introducing/uploader
Ecco il segreto di comunicazione di Gianfranco Fini, ospite oggi pomeriggio di Lucia Annunziata a “Mezz'ora in più", per parlare del 25 aprile.
Close but no Lombardi Trophy! Delaware County Daily TImes sportswriter Bob Grotz joins Bill Furman and Jim "Chet" Chesko to discuss the Eagles' 38-35 Super Bowl loss to the Kansas City Chiefs and what lies ahead for the Birds. We squeeze in some 76ers talk ahead of the NBA All-Star break ... Phiilies, too ... and we have a conversation with Dom Levy and Billy Thoden of the terrific young South Jersey rock band Fat Mezz.
En este episodio de HABLANDO P4JAS, el mejor podcast de todos, hablamos con MEZZ sobre cómo empezó a involucrarse en el hip hop y ha ido creando su propio estilo lo cual lo ha identificado de los demás artistas en el país. Gracias a esto logró abrir el concierto de Rels B y otros más.Nos habló de sus nuevos proyectos y como se inspira para poder crear su música.Si queres tener acceso a contenido exclusivo dentro de el canal, unite en este link:https://www.youtube.com/channel/UC5lgy-cUzyrB8SrUAgVHrig/joinNo te olvides de suscribirte al canal de Momo donde todas las semanas tenemos episodios nuevos de Hablando P4jas, el mejor podcast de todos! y el After con Marce y Doggy...Seguinos en las redesIG @elcanaldemomoTT @elcanaldemomoIG @momourruIG @mezz502#hablandopajas #podcast In this video, I'm talking about HP MEZZ FULL, a new podcast I co-host with my good friend P4JAS. We talk about all sorts of topics, from comedy to politics to wellbeing.If you're looking for a funny, informative podcast that covers a variety of topics, then HP MEZZ FULL is the podcast for you! Subscribe today and join us as we chat about all sorts of stuff! Queres ser parte del mejor podcast de todos? https://plus.acast.com/s/hablando-pajas. Hosted on Acast. See acast.com/privacy for more information.
Xavier aka EQUIS is a New York born DJ, who started at the age of 14. At 22 years old, he has been featured on Sway in The Morning, Shade 45, as well Hip-Hop Nation and Power 105.1. EQUIS has also licensed his music from HBO Max, The CW, The Los Angeles Dodgers, The PGA Tour, The NFL Network. In addition to production credits, he has shared the stage with artists such as The Chainsmokers, Borgore, Meek Mill, French Montana, Adventure Club, Ansel Elgort, Snails, and more. Today we are joined by EQUIS to discuss his newest single WSP. -- Meet Xavier aka EQUIS Club Showcase at 15 years old Pro Tip: Build Relationships with Local Venues Getting on Radio + TV (*add Mezz's episode here (his manager)) New Release ‘WSP' Social Media Impacts on Authenticity + Music New Music coming 2023 ‘Taking Music to an Immersive Space' -- Check out his latest work ‘WSP' available everywhere! https://open.spotify.com/track/0njabeDkP1XhlKRs974N9f?si=jnNiRunmQZeb-4pdL9_OWA&nd=1 - Use our code for 30% off your first year's membership with DistroKid. http://distrokid.com/vip/thesetup. As always, when you distribute your music to DSPs with DistroKid, they never take a cut. You & your collaborators get 100% of the earnings. – If you enjoy the podcast, would you please consider leaving a 5 star review on Apple Podcasts/iTunes? It takes less than 30 seconds, and it really makes a difference in helping to convince hard-to-get guests. I also love reading the reviews! -- For show notes, transcripts and past guests, please visit thesetupseries.com Want to meet our guests? Join our community (“Set Up Set List") at thesetupseries.com/community --- Send in a voice message: https://anchor.fm/thesetupseries/message
Today, David is talking to Nicolas Lopez. Nicolas joined HCAP Partners in 2013 and is responsible for originating, structuring, closing, and monitoring portfolio investments. He has been instrumental in many of the firm's portfolio investments, which achieved fast growth and realized significant value for shareholders and employees. Nicolas is a board member of HCAP Partners portfolio companies Lone Star Analysis, DYPER™, and FleetNurse and is a board observer for 5th Kind.Before joining HCAP Partners, Nicolas was in their corporate development group with Best Buy, Inc. Nicolas joined Best Buy in 2010, where he helped identify, evaluate and support early-stage investment opportunities. He was also very involved with strategic initiatives at Best Buy, working with various cross-functional business groups to drive shareholder value. Before joining Best Buy, Nicolas worked in investment banking and investment management.Nicolas attended the University of Southern California, earning an M.B.A., and San Diego State University, earning a B.S. in Business Administration. He is also a CFA charterholder.What You'll Learn:Understanding Mezzanine CapitalInvesting through a Small Business Investment Company (SBIC)Investment Conflict (Lender vs. Equity Holder in the Same Company)Impact InvestingValue Alignment before InvestingFundraising as an Impact Investment FundDeal Structure in the Current EconomyFavorite Quote:“With everything happening in the last couple of years, with covid and remote work, what makes a quality job is becoming more important. Pay is always on top of the list, but what else is important for employees.”The Capital StackAll Things Tech Investing and Value CreationEarly growth investor David Paul interviews the world's most excellent ecosystem, learns how to start and scale your own business, and finds an edge in today's capital markets. To connect with David, visit the following:Twitter - CLICK HERESubstack - CLICK HERELinkedIn - CLICK HEREIG - CLICK HEREDISCLAIMER:David Paul is the founder and general partner at DWP Capital. All opinions expressed by David and podcast guests are solely their own opinions and do not reflect the opinions of DWP capital. This podcast is for formational purposes only and should not be relied upon for decisions. David and guests may maintain positions in the securities discussed on this podcast.
Quello che si apre domani in Qatar è il Mondiale delle prime volte. Sarà così fin dalla cerimonia inaugurale, non una semplice esibizione musicale con il nuovo inno, ma un vero evento di apertura con Marco Balich, la "firma" italiana di 16 cerimonie olimpiche. "Questacerimonia durerà 30 minuti - anticipa Balich all'ANSA alla vigilia dell'evento - ed è un messaggio al mondo". Mezz'ora di spettacolo pieno di intensità, di simboli, dimessaggi e di sorprese, che il creatore dell'evento non vuole svelare: "è la prima vera cerimonia, non uno show con un cantante che riempie lo spazio prima della partita. E' il Qatar che ha voluto così, una vera cerimonia con un protocollo e un messaggio al mondo. C'è l'identità del Qatar, legato alla tradizione ma aperto al mondo. La richiesta del 'SupremeCommittee' - continua Balich - era quella di raccontare in questa mezz'ora il Qatar del futuro, una nazione piccola che non rinuncia alla sua cultura ma vuole che tutte le persone che arrivano si sentano a loro agio. Il Qatar vuole essere un posto sicuro, accogliente, una piattaforma fra l'Asia e il mondo occidentale". E qui arriva il primo simbolo, perché nellacreazione di Balich il Qatar è rappresentato da una donna.
In this episode, Karli is joined by Corey Chodes, Billy Thoden, and Dom Levy of South Jersey's rock & roll band, Fat Mezz. If you're from the Philly area or spend your summers in Wildwood, you know these guys well. They've exploded in popularity over the past couple years, accumulating one of the most loyal followings I've ever seen. They're unique, but they're also young - at one point, playing at venues before they could even enter them legally. In this conversation, we talk about their individual discoveries of music, how they ultimately found each other, and where the ride has taken them so far. Enter things you weren't anticipating: failed comedy careers, Craigslist, and scootering around wild chickens in Key West. These three will keep you entertained for sure, and they are just getting started. Website: www.fatmezz.com IG: @fat_mezz
The lending environment has taken some turns over the last few years and even within this current year. Today, we're back again with guest Andrew Westling, who is an associate director of capital markets at Walker & Dunlop. Andrew is responsible for new loan originations and closings for multi-family and commercial properties nationwide. We delve into the current lending environment, from loan to value, acquisition market, to what's happening in the refinance market, and what that means this all means for investors and sellers. Andrew talks about replacement value and why it's something folks should be talking about. Don't miss out on all this, and more, so tune in now. Key Points From This Episode:A quick re-introduction of our guest, Andrew Westling.We discuss the current lending environment.Why we should be talking about replacement value.How they, at Walker & Dunlop, come up with replacement cost.What Andrew is seeing with Mezz and Pref these days (loan to value).He talks about the incentives around affordable housing. Where Andrew thinks the lending environment is going over the next six-twelve months. Links Mentioned in Today's Episode:Andrew Westling on LinkedInWalker & DunlopEpisode 90CBREAsset Management Mastery Facebook GroupBreak of Day CapitalBreak of Day Capital InstagramBreak of Day Capital YoutubeGary Lipsky on LinkedIn
After another week off, the guys have lots to catch up on! Bill is back from the Great North and has a few experiences to share and Kris took in a "new to him" musical. Our boys are full of culture!Finally, it's time to announce the winner of their 1,000 YouTube Subscriber Giveaway Contest! Thanks to everyone that not only entered, but also has been along for this crazy ride! Stay tuned for even more giveaways as they head into 2023!Check out Bill's latest review of the L.A.B. Mezz.1 MAX putter here: http://drivingrangeheroes.com/lab-golf-mezz-1-max-putter-review/And you can watch Kris' recent #golf trip video here: https://youtu.be/CZ1xXbaqdkI
Passive Income, Active Wealth - Hard Money for Real Estate Investing
Bill Fairman 00:00:00 Oh, see that. Hey, welcome back. We are going to talk about scaling responsibly. One of the things that we run into is, should you scale in a coming downturn? Absolutely. You have to scale responsibly. We're gonna talk about that right after this. Bill Fairman 00:00:37 Welcome. We're back here with our take two or question 2.0 with Hunter Big to elevate capital. We're gonna talk about scaling responsible respons. Sorry guys, I'm actually out of town right now, so I'm a little sluggish. Let's get started off with a little bit of housekeeping. Thank you so much for joining us on the Real Estate Investor channel, Hard Money for Real Estate Investors. We are Carolina Capital private lenders in the southeast for real estate professionals. If you have a a project you want us to take a look at, go to carolina hard money.com and click on the Apply Now tab. If you are a accredited investor and you're looking for passive returns, click on the accredited investor tab. Don't forget to like, share, subscribe, Hit the bell and don't forget about Wednesdays with Wendy. Wait. Oh wow. That was quick. That was a nice one. Yeah. Yeah. Wendy, excuse me, gives 30 minutes of her time per person on Wednesday afternoons to talk about real estate. There's the link. It will be in the chat side to the right side of the page or underneath, depending on the pro, excuse me, platform you're viewing us from. Jonathan Davis 00:02:03 You good there? Yeah, you got all about It's Bill Fairman 00:02:06 Alright. It's a lot of loans. Jonathan Davis 00:02:07 It's alright. But yeah, no, Wednesdays Wendy's a great thing. If you want to join on the calendar link, you can do that. You will get something from it. I guarantee you. She has a lot of experience and she will tell you she's made a lot of mistakes. So learn from her mistakes. Bill Fairman 00:02:24 And before we get started, I wanted to mention the Quest Expo was awesome. If you, you guys didn't get a chance to go, I think you can still purchase the videos from all the speakers that were there. It was excellent event. I think there were over almost 900 people, I Jonathan Davis 00:02:44 Think 857? Bill Fairman 00:02:45 Yeah. Yeah. Okay. Well that's close enough to nine. Yeah. Thanks for being so exact. Jonathan Davis 00:02:49 It's my job. It's his job. Yeah. Bill Fairman 00:02:52 But there was great information. Excuse me, If you have a self-directed ira or if you don't know what a self-directed IRA is, then there's plenty of implication for that. If you want to go to quest trust.com, all the information is free, so check it out. Jonathan Davis 00:03:11 Excellent. So we wanna talk about scaling or responsibly. Yes. And what the heck does that even mean? Bill Fairman 00:03:19 Well, it means getting either bigger or we're Okay. I promise I wouldn't say this, but it's about cleaning your fish. Jonathan Davis 00:03:28 No bad joke. Yeah, yeah, yeah. But no. So we have Hunter on here with Elevate Capital and since February of 2018, him and his partners have been investing into multifamily in primarily North Carolina. Hunter Bick 00:03:44 Oh, actually all North Carolina. All Jonathan Davis 00:03:46 North Carolina. Okay. Hunter Bick 00:03:46 We looked elsewhere, but Jonathan Davis 00:03:47 Yeah, you like North Carolina. So they have went from zero doors to several hundred in that time, you know, timeframe. Hunter Bick 00:03:57 500 ish. Jonathan Davis 00:03:58 500 ish. It was more, But you just sold 120, didn't you? We did, yeah. Yeah. So they were over 600. So they have scaled in that time period from Jan, from February of 2018 to now on several hundred doors. And to kind of wanna just pick your brain on, what was your thought process like? You know, when you were looking at this, what, like, did, did it feel too much, too little or kind of how, how did you look at adding to your portfolio? Hunter Bick 00:04:30 Yeah, that's a good question. You know, we kind of, we, we, we've always kind of taken the approach where if this deal makes a lot of sense and we think the upside is large, it's our job to figure out how to get it done. Sometimes that meant buying four things at once. Like there was a day we actually closed 200 doors in one day. Wow. There are other times where maybe we go several months without putting anything under contract. But the va, we knew the value was the value and we were always really confident when we thought we had a really great deal under contract, we had to figure it out. Our approach has typically been, you know, we found so many great deals off market that our approach has typically been how do we keep as much equity as possible? And that often meant hard money, hard money, maybe a debt stack, maybe some investor capital, whatever it was that we needed, we were going to do it. Hunter Bick 00:05:27 But the first choice was always keep all the equity with a, with high leverage because we knew we were gonna add the value so quickly that we could refinance into permanent debt in six to 18 months, depending on the deal. And, and so the higher leverage was not for us was, was not risky or not scary because we knew it was gonna be very short term and we knew the value was gonna be there. Yeah. And so that's how we've done a lot of our deals. You know, you get to a certain size and, you know, you see more opportunities. And so we are, we are looking, we are kind of getting to the point where we're gonna be taking more passive investor capital to do some of those, some more deals. You know, we do think we're gonna see some really good opportunities here in the next 12, 18 months. I agree. We're getting positioned for that and create a little more, you know, a predictable type of, you know, capital process. Yeah. You know, and with higher interest rates, it's a little trickier these days to count on low interest on a per, on a per loan 12 months from now, which Jonathan Davis 00:06:31 Is more reason why Yeah. You win when you purchase it. Right? Hunter Bick 00:06:34 Absolutely. Yeah, absolutely. You know, and so obviously the, the lower the basis, the, the more money you're gonna make and it really is that simple. Jonathan Davis 00:06:44 Yeah. I wanted to go back, you mentioned debt stack. So for everyone that doesn't know what debt stack is, you have your primary, like first lean position loan, which would be, you know, just your, your, what you would normally get. And then on top of that, you can get mezzanine debt, which can be secured by a second lean or it could be unsecured. And then on top of that you can give up. You, you have equity and then there's multiple levels of equity that you can give up and that just gets, you know, higher and higher. So that's, that's what a debt debt stack is. Bill Fairman 00:07:17 I I call that a wallet full of credit cards. That's my Jonathan Davis 00:07:21 Well, and that's how a lot of people Hunter Bick 00:07:22 Use a lot of those on the way too. Jonathan Davis 00:07:23 Yeah. That's how a lot of people do this. I mean, like, when you're buying five, 10, 20 million properties, like no one's really using their own money to do that typically. Now they might use some of their money, but typically people don't have $5 million to just say, Hey, let me put it here. And because that, you know, even if they have $5 million, you wouldn't do that. So you want to stack your debt with, you know, mezzanine or, you know, whatever the case may be. A as Hunter said, like their, their whole goal has been to try to avoid giving up equity and you know, why? Well, that's allowed them to capitalize on the back end, on the exit at a higher return, which then, like he said in the previous show, he took the earnings from Applewood and 10 31 them into another project. So it allowed them to buy more assets. It allowed them to scale. Bill Fairman 00:08:22 And, and as markets change, we, we are in a higher rate environment as well as an environment where credit's gonna be a little tighter for the institutional type blenders. So you have to take on a few more equity partners in order to get these same deals done, because the fact that they're going to be a little tighter on the credit means that they're gonna lend less money on it. Yep. If you do go the mezzanine route with a larger gap or a larger percentage of that, those rates are typically a lot higher. Correct. You're almost better off having an equity partner to fill in that gap than the, than the mezzanine financing am I Hunter Bick 00:09:04 Agree. Well, it, well, well, depends on a couple. I, I would agree or disagree depending. Right. Every deal is different. Absolutely. Bill Fairman 00:09:12 Every situation Hunter Bick 00:09:13 Is different. Absolutely. How long, how long do you need the Mezz debt? Right? Yeah. And or you know, if it's a longer term for construction project on a bigger asset and you're gonna, and you wanna, and your options are take some equity partners versus loaded up with 10% debt, but it's an 18 month project that 10% debt's gonna be expensive for 18 months. Right? Yeah. Jonathan Davis 00:09:32 And so how long can you negative carry? Hunter Bick 00:09:33 Exactly. And so you gotta, you gotta factor the negative carry in and all of that. And so equity partnerships become, they become less risk if something goes wrong, you can bring others in to profit along with you, you know, it's important to align incentives at all points, by the way. Yep. That's a huge thing for us. But yeah, so the, and the other thing too, in to your point Bill, and today, today's debt markets, even a year ago, nine months ago, you could get bridge debt for, in the fives five and a quarter, five and a half for 80% of the purchase and a hundred percent of the construction today, that quote is 75% of the purchase, 75% of the construction, and it starts with a nine, right? Like it might be nine and a half. So different types of debt are appropriate depending on the market. Hard money at what, 11, 12? Where are you guys right now? Yeah, something like that. Between Jonathan Davis 01:10:23 10 and 12. Hunter Bick 01:10:24 Yeah. Okay. Hard money is now all of a sudden really, really cheap because there's no alter. Well if you're gonna go 75% on bridge at nine and a half, why would you not go a hundred at 11? Like that's a no-brainer. Right. And so, not to mention you don't have the breach debt org structure and all the crap that comes with it. Yeah. So that's, you know, that's a tool that has become more attractive right now For sure. Jonathan Davis 01:10:50 Well, yeah. When, when you break it down, I mean, someone's gonna do 75 and 75, so 75 of the purchase, 75 with a re that means you have to bring 25% of the costs of the total cost. So typically you're not gonna have that. You're gonna have to either get mezzanine debt or equity, and typically you're gonna give up equity and what is that equity gonna cost you? So when you're factoring this, you're factoring, okay, I'm paying nine for 75% of the cost and then this equity's gonna cost me X amount. And if you can get 95 or 90% loan to cost on, on hard money or private lending at 12 or 10 or whatever the case may be, when you run those side by side, a lot of times the private lending is the cheaper option in the long run. But again, it comes down to the carry. Can you, you know, is there a negative carry? Is there a lease that period? Do you have to get out all the units, you know, flushed out and then rent them all? Can you rent em them as you go? So each one is different, but I will say it debt is always cheaper than equity. Bill Fairman 01:11:58 Well, yes, I, I totally agree with that. That's what we talk, we talk to people about that all the time. Why do you get a, a money partner who's gonna take half of your equity when you can get a hard money loan and spend, you know, five, 10 grand worst case scenario on your financing on a, on a home Yeah. Scaling. You have to have good systems and processes in place. Do you wanna absolutely. Talk about any, how you guys are doing it? Hunter Bick 01:12:28 Sure. You know, so I mean, for us, everything starts with, you know, a goodbye. Right. And so, you know, we probably model a hundred deals for every one or two that we buy. I mean, we're super, and, and everything's off market too, so it's not like we're, you know, modeling deals that are on LoopNet or Right. Publicly listed. Like we don't bother Jonathan Davis 01:12:47 Except that first one. Hunter Bick 01:12:49 Well, yes, except that first one. But, you know, so, you know, so, so has to start there and like, you ha you just have to be, you have to stick your guns and you have to be super selective because it's very easy to like go through your spreadsheet model and say, Okay, well I think I can whittle the, I think I can get this rental done for 10% less and oh yeah, I think I can get 10% better on my takeout loan or a little bit better leverage. And before you know it, you've just, you know, inch your way, you talked yourself into doing a deal that maybe you shouldn't be doing. Right. Jonathan Davis 01:13:19 You've modeled a unicorn situation that probably won't Hunter Bick 01:13:22 Happen. Exactly. Yeah. So we try to, we always, I always try to say, I mean, everything be is a probability again, you know, so what's a range of probabilities for each piece of the process? What's the average, what's the worst case? What's the best case? And if you know, kind of that between average and worst case, if something like that still works, then it, it's, it's gonna be a great deal. If things can go wrong and you still make money, it's gonna be a really good deal. Jonathan Davis 01:13:47 Do you, when, when you're modeling this, do you stress test them at higher cap rates on the exit? Do you, you know, like let's say like, you know, Charlotte's trading on a B level asset, I don't know, a six cap, do you stress test them at a, at a different cap rate? Or kind of what do you do to to stress test those, those models? Hunter Bick 01:14:07 Yeah. So the way we kind of look at it, we're less worried about the cap rate because the, the, the, the end result, because we're not doing, we're not doing a new construction, right? We're, we're doing B and C value add and so on, on the takeout. If it's, if, if it's a sell, the NOI is really what's gonna matter, right? That's gonna drive it. And you know sure. If, if, if we have to have a five cap on the finished NOI in order to make any money, like no. Right? Like, I mean, come on. But, so if we're gonna make money at selling it at a seven, it's probably a great deal, right? Yeah. For us, we always wanna see what can we refinance at that? Can we do a cash out or would a refi require cash in? That's what we never want to do. Always. You always wanna cash out or cash neutral worst, you know, worst case for us. And, but the cap rate's not the constraining factor there. The, the cash flow is especially in a low cap rate market like Charlotte, right? So, you know, so yeah, we definitely look at different exit scenarios, like what happens if there's some, if the expenses are actually higher than we're projecting, what does that do to each scenario? But we always wanna have multiple exits. We don't wanna be locked into a one path. Jonathan Davis 01:15:20 Yeah. And we, you know, for the people out there, if you're working with syndicators or other people who are doing this, you know, that's what you want to be savvy about is understanding the net operating income, understanding that there's a difference between the acquisition capital capitalization rate and the operating capitalization rate and the exit capitalization rate. Hunter Bick 01:15:40 Yeah. Lemme talk about that real quick. Yeah, go for it. So the acquisition cap rate is I think, a huge misnomer, right? That matters a lot if you're buying a stabilized asset. Like if you're buying an A and you're buying this thing for the cash flow and you're buying it for, you know, market appreciation, call it the going in cap rate does matter. Anything else, like value add, the cap rate means nothing because the whole point is you're buying something that's already distressed. Yeah. So we've bought zero caps, like a, an empty property is a zero cap, right? Yeah. We've bought one caps because the financials were so bad, right? Yeah. That, that means nothing because all we care about is what's the cap rate after we renovate, stabilize, you know, improve the operations, What's that cap rate? Exactly. Because that's what, that's what matters. Yeah. All, all in on, all in on cost. So those Bill Fairman 01:16:29 Of you in the single family fix and flip business, it's basically what's the place gonna be worth after the repairs your thing? Same, You're not buying a, a property because it's, it's valued at what, what it's the sales price is. That's not why you're doing Jonathan Davis 01:16:44 Yeah. Yeah. And, you know, just to, to beat the dead horse here, I mean, we've, we've, you know, Hunter and I've had, I don't know how many hours of conversations about cap rates, but Bill Fairman 01:16:54 I got feeling there were adult beverages involved Jonathan Davis 01:16:57 Maybe on some of them. Yeah. Yeah. But yeah, it's like people don't understand like what's the most important, is the most important or two things, and Yeah. Excluding if you're buying like an A level asset, which, you know, like that's not what we're talking about here. It is your operational cap, right? What, what is your yield, what is your cash flow? And then what can you, what multiple can you sell that asset for? Those are the only things that matter. Not, it's like, well, I can't buy it, it's a four cap. It's like, that doesn't matter. I mean, if, if you're gonna be putting in $600,000 and raising the rents 200 per unit four cap doesn't matter. Hunter Bick 01:17:38 Exactly. No, exactly. And that's the key thing a lot of people get tripped up on. Bill Fairman 01:17:41 Now, as Jonathan was saying, if you're involved in a syndication, you're a passive investor in this syndication, what is it you would like more the sale of the property and get a big chunk of change at the end, or a refinance at the end of the out, and you get a big chunk of change. What's more beneficial Jonathan Davis 01:17:59 Depends on where you are Bill Fairman 01:18:00 To the investor. Jonathan Davis 01:18:01 Well, it depends on what you are. So if you, Hunter Bick 01:18:03 How good was the buy? Yeah. Jonathan Davis 01:18:04 How good was the buy? Like, am I willing to pay the, the capital gains on the, on the sale if the buy was good, or would I rather take the no capital gains on a refinance cash out? So it depends Bill Fairman 01:18:18 That, that was my point. If you get the same amount of money on either end, and if it's a refinance, it's tax free. Jonathan Davis 01:18:24 Yeah. So yeah, that is true. So if you were an equity member on this property, that's, that, that refinances that is a cash or a tax free transaction that you get. But again, as Hunter, you know, pointed out as someone who does this, what am I selling it for? What did I buy it for? Right. You know, I, I might not mind to pay the taxes if it's Bill Fairman 01:18:44 At, at the same time, if you're getting a capital gain during the process, you're probably also have some passive losses that you can also add Dang. To them. Jonathan Davis 01:18:53 Exactly. Hunter Bick 01:18:53 And the cash out refi for us, I mean that's, that's how we, that's along with, you know, high leverage on great deals. The cash out refi is how we got here. I mean, the cash out refi is the best thing ever. It's non-taxable. You get all this cash back as long as the property can support the new debt. And if it can't, then you haven't done your job. Right. But it's tax free dollars to go do, do go do more deals. And that's, it's, I don't know how many great cashout we're gonna see for the next 18 months, but thankfully we got most them done. But Yeah, prior to now, Jonathan Davis 01:19:27 Not on the ones that bought Yeah. You know, Yeah. Two years and less ago. I mean, that's, that's gonna be tough. Bill Fairman 01:19:32 I don't think the cash out's gonna be the issue. Is it, will it support the loan? New loan? Hunter Bick 01:19:37 Yeah. Well it's, yeah. I mean, the ca you can, the cash out still exists. It's just not gonna be as good. Jonathan Davis 01:19:41 Yeah. The, the debt service coverage ratio is gonna be a big issue for, you know, and that's just how much does gross does the property make? And then how much does it spend on interest principle taxes, insurance, and any HOA fees. Bill Fairman 01:19:55 But it's not the end of the world either cycles or just that they're cycles. Would Jonathan Davis 02:20:00 You say that cycles are cyclical? Yeah. Yes. Okay. Bill Fairman 02:20:04 The lower rates will come back around at some point. Jonathan Davis 02:20:07 Yeah. Yeah. I mean, yeah. I mean, like I said, you know, talking with different people, I mean there, there's some people who think that, you know, it's all over. It's, yeah, it's all over. And for the next 20 years it's just gonna be, you know, a blood bath. And then there's some people who think, Oh, you know, January of next year fresh start, we're gonna be great. And you know, I think neither one of those are right. I think we're between those two where exactly. You know, that's the question. But, but yeah. I mean, when we talk about scaling, like right now, in the next 18 months, are you excited about scaling or are you nervous? What's your thought process for the next 18 months? We're Hunter Bick 02:20:47 Always excited. Yeah. You know, I think for, for different reasons, depending on, you know, what the market gives you. I mean, you have to be able to adapt to what the market gives you. Right. No one's smarter than the market, and I don't try to pretend that I am, but I do try to be prepared for different eventualities. And so, you know, right now it's harder, debt is more expensive, it's harder to get that huge cash out after the value add period. Yep. Okay. No problem. So the, the move there is probably more equity, a little less debt on, on, on the buy simply because you don't know when you're gonna be able to get to, you know, 4% per debt again. Yep. That could, that could be a while. So bringing in equity investors to participate is, is, is, is, is, it's a good way to handle that. Hunter Bick 02:21:35 Staying, staying sticking to our guns on good buys is more important than ever. Yep. And maximizing the value of the properties. You do have, I mean, we're still an 11% rentre renting Charlotte's environment and Charlotte, even Fayetteville, seeing huge fayville, seeing huge ones. So as owners of multifamily real estate, you know, that for properties are already in low interest debt that is going to benefit us if more cash flow from those, it allows you more, you know, buffer, you can deploy that toward new deals. You just have to, you can't assume that what you did before is gonna work forever in any business. Yep. Especially this one. But you Jonathan Davis 02:22:12 Just, you just adapt the dumbest sentence in the English language is that's how we always have done it. Isn't, Hunter Bick 02:22:18 I think that's Oh, it's terrible. Yeah. Yeah. Like, you know, you have to, you just have to be realistic about, well, Jonathan Davis 02:22:23 We talk about pivot, and you have to be able to be nimble and pivot. I mean, so to back up on the equity piece that Hunter was talking about, why is that so beneficial and how can that help you scale? Well, equity, true equity, if, if you're giving up equity as like a, an lp, which is a limited partnership, so you have a general, general partner, and then you have a limited partner. When people invest into multi-family as an equity member, they've become a limited partner. And the general partner is the operator would be, you know, Hunter in this case. How does that help you scale? Well, the debt is a fixed monthly or quarterly or however it's, you know, amortized, it's a fixed payment and that payment is the payment, and it is every month or every quarter with the equity, you can set a lower preferred rate of return with your equity members. Jonathan Davis 02:23:13 Like maybe they're okay getting 4% cash flow over the life of the, the project because they're going to get depreciation and maybe that depreciation equates to an 8% return on top of the four, and that gets 'em to 12. And then there's a, you know, a backend equity piece that they get and it jumps into 20, like a 20% irr. So, you know, like there's, that's the way to do it. It, it helps you on the cash flow, it helps you manage that asset while you're working on it and while you have it in your portfolio. And it gives them a benefit, you know, they get some money, they also get a tax benefit, and then they get a back end benefit. Hunter Bick 02:23:52 And it also allows you too, to, you know, one thing we always do, incentives are super important. You know, you want s to be a hundred percent aligned. What we typically do is, you know, we waterfall the equity, in other words, so like outta the gate, our investor would have, like, we did one where our investor had 99% of the equity until we performed. We have no problem with that because we knew we were gonna perform and then they're protected in case something goes wrong. And I think that makes a lot of sense, and we're more than happy to do that. Of course, once a threshold is met, well then the equity changes. But everyone's made their money at that point. Jonathan Davis 02:24:23 And so, and anyone out there syndicating deals right now where you're an lp, is your GP willing to give you 99% of the, the equity until they perform? If they don't, maybe you should visit elevate capital group.com. Appreciate, Bill Fairman 02:24:40 And keep in mind too, multifamily is vet as recession resistant as you can find. It's residential in any economy. Again, you need two things, food and shelter and Hunter Bick 02:24:51 The foreclosure rate for B and c multifamily in peak financial prices, 2009 was less than 1%. I mean, yeah, that's, yeah, that's about as good as it Bill Fairman 02:24:59 Peak need a place to live. Hunter Bick 02:25:00 Nothing is bull, nothing is perfect. But yeah, multifamily, real estate's pretty Jonathan Davis 02:25:04 Resilient. 1%. And you'll, you'll play those all the time, Hunter Bick 02:25:06 All Bill Fairman 02:25:07 Day long, just like the base. Hunter Bick 02:25:08 Exactly. Jonathan Davis 02:25:09 Yeah. Bill Fairman 02:25:10 All right folks, thank you for joining us on the Real Estate Investor Show. We are Carolina Capital Management lenders in the Southeast for professional real estate people's. If you have a pr, if you have a project you'd like us to take a look at, go to carolina hard mini.com, click on the plan out tab. If you are a passive investor looking for passive returns, go to the Accredited Investor tab. This is a great show. Thanks again, Hunter, for being our guest today. And we guys, we, we will see you next week. Thanks.
LAB Golf's new Mezz.1 Max putter adds more stability and forgiveness to the already proven Lie Angle Balance technology. The feel is also improved and softer than the original. PXG has new blades for skilled players in the 0317 ST. They are very soft and responsive, offering precise shot shaping and distance control.
Black and White reeds - Pee Wee Russell, Mezz Mezzrow, Bingie Madison and Rod Cless on the Black and White label . .mid 1940's recordings with Sterling Bose, George Wettling, Bob Casey, Joe Grauso, Hank Duncan, Cliff Jackson, Gene Schroeder and James P. Johnson --- Support this podcast: https://anchor.fm/john-clark49/support
A real estate developer oversees the development of a property. In real estate, it is important to spot a good developer to make sure that your property will be spot on. Today, we speak with real estate developer and author Bob Voelker who shares the ins and outs of real estate development.Bob starts by discussing density in the real estate space and why it is important to consider this when building a property. Bob also shares his advice to younger multifamily developers and that is not to go where you are not wanted, and so it is important to get to know the place from inside out and to figure out if you belong with them or not. He then discusses what makes a good developer, what Mezz debt is, and his favorite project he did in Dallas. Click the play button now!
«Una crisi adesso? No, sarebbe come il Papeete e Conte non fa un nuovo Papeete. Il voto passerà e Draghi va avanti». Lo ha detto Matteo Renzi a Mezz’ora in più, su RaiTre. Sulla questione Ucraina Renzi ha affermato: «Il peggior di tutti è Conte: se fosse stato su quel treno» con Draghi, Macron e Scholz «non l’avrebbero messo nemmeno nella cuccetta». «Tutti siamo per l’Ucraina. Io ho votato per l’invio di armi in Ucraina e voterò nella stessa direzione martedì ma la situazione è complicatissima». «Nel M5S stanno utilizzando l’Ucraina per regolare i loro conti. Non gliene frega niente della geopolitica, ma se la Taverna e Toninelli devono rimanere in parlamento. Lo trovo avvilente», ha concluso Renzi. Scarica l’app di Ascolta la Notizia per Android: https://bit.ly/2F3ptXR o iPhone: https://apple.co/2F8zEdU Attiva la skill di Ascolta la Notizia nel tuo dispositivo Alexa: https://amzn.to/3K7RTfU
Welcome! My guest today is Melbourne songstress, songwriter + vocal coach Mezz Coleman, mum of 2 children, aged 16 and 11.Mezz grew up with music all around her. Her parents took a leap of faith and began a music therapy business, her siblings played as did her friends. It was so normal to see people make a living from music. Having been immersed in it from a young age, it was quite organic that Mezz would spend her life making music.She began playing the piano from a young age, dabbled in the flute and guitar. Straight out of high school Mezz went to Uni to study a jazz improv course. Her son was born in her final year of Uni, so Mezz has never experienced her music career without having children.Mezz has released 3 studio albums, Parts of You, Parts of Me in 2010, Words in 2015 and a Christmas Album in 2015. Mezz is currently recording her third studio album, a chamber indie-pop record, produced by Rohan Sforcina (Oh Mercy, Kate Miller Heidke, Ali Barter, Ferla)Adored by folk festival audiences around the country and celebrated as “a musical treasure” (Bendigo Blues & Roots Festival), Mezz has a unique ability to conjure worlds, transporting audiences with her powerful vocals and straight-to-the-heart lyrics. Her career has seen her appear on national television on Carols by Candlelight, and open for the likes of Kimbra, multi-award-winning songwriter Sara Storer and iconic Australian artist Shane Howard (Goanna).When she's not performing her own material, Mezz's experience as a backing vocalist and session vocalist, has given her the opportunity to work with many international and national artists including Nana Mouskouri, Brian McFadden, Marcia Hines, Delta Goodrem, Barry Humphries, John Foreman and the Melbourne Gospel Choir. In 2021 Mezz toured as backing vocalist and keyboard player for The Marrollo Project's “Uninvited: The Songs of Alanis Morissette” .Mezz website / music / linktreePodcast - instagram / websiteMusic heard on todays podcast is from Mezz, used with permissionWhen chatting to my guests I greatly appreciate their openness and honestly in sharing their stories. If at any stage their information is found to be incorrect, the podcast bears no responsibility for guests' inaccuracies.
Stream the exclusive music journey of Righteous Mezz hosted by Derrick T. Lewis.
Chaque dimanche dans la Table du dimanche, Laurent Mariotte, ses chroniqueurs et ses invités nous livrent leurs meilleures recettes.
LAB Putters CEO Sam Hahn joins me to talk about the new Mezz.1 putter. He breaks down all the tech that goes into the putter and how it works. We also talk about my experience with the putter and what has been so good about it.
Michael Girdley (@Girdley) is joined by Matt Willes (@SkolCapital) to talk about Mezzanine lending. How does it work? When is it useful? How is a loan structured? We talk about Willes Capital, the industry, common practices, risk management, and much more. ----- * Do you love Unusual Profits and want to see our smiling faces? Subscribe to our Youtube channel. * Do you enjoy our content? Rate our show! * Follow us on Twitter @unusualprofits Find success in small business investing and entrepreneurship. ----- Unusual Profits episode 27 (0:00) Intro (3:40) How does Mezz work? When does a Mezz lender step in? [Clip 1] (4:26) What is the size of Mezzanine financing usually like? (5:37) How do Mezz loans get structured? (8:45) How did you decide to operate like this? (11:21) What are the structures to protect your capital? What does a warrant do in terms of protection to the lender? (17:14) How does a borrower end up in a bad position? How do you avoid a “loan to own” situation? (21:08) How does the universe of Mezz lending returns works? How do you think about potential investments? (25:33) Why are you in this business? (27:39) How is the top of funnel typically built for a Mezz lender? Are you geographically limited? (32:11) What is your underwriting group like? What occurs when making decisions? (39:02) Do you have a step-by-step process to underwrite deals? (43:31) What are the functions of financial models? (44:31) Personal question: Why is your job title “Executive Assistant” in your LinkedIn profile? (47:28) Why do you choose Twitter as your social media? (50:35) Communities, bad apples & life learnings (55:11) What are your thoughts & vision on your industry? How is technology affecting it? (59:30) Would you encourage young people to consider getting into private lending as a career? (1:00:30) One message to our listeners? (1:02:05) Thanks and goodbye! ----- Past guests on Unusual Profits include Jesse Tinsley, Rob LaBonne, Matthew Weidert, Craig Fuller, Sam Bacon, Cayse Llorens, and more. ----- Additional episodes you might enjoy: #24 The recruiter of choice: How JobMobz helps Silicon Valley companies grow so quickly - Unusual Profits e24 #19 Grocery Store Chain Business - Rob LaBonne of Labonne's Markets - Unusual Profits ep 19 #13 The Hard Money Lending Business - Matthew Weidert of Longleaf Lending - e13
We are joined by our friend Mezz, @ThyDailyHeathen on TikTok, to discuss religious trauma and deconstruction. Mezz tells us about her experience with religious indoctrination and how it affected both her mental health and her connection with her own body. Mezz also shares how one day she simply "woke up as an atheist", like a Pokemon that evolved overnight. On the other hand, Mel discusses how she will be buying a 54-gallon container of lube and taking it to Atlanta. A great resource for those deconstructing: http://www.recoveringfromreligion.org --- Send in a voice message: https://anchor.fm/burningeden666/message Support this podcast: https://anchor.fm/burningeden666/support
We are joined by our friend Mezz, @ThyDailyHeathen on TikTok, to discuss religious trauma and deconstruction. Mezz tells us about her experience with religious indoctrination and how it affected both her mental health and her connection with her own body. Mezz also shares how one day she simply "woke up as an atheist", like a Pokemon that evolved overnight. On the other hand, Mel discusses how she will be buying a 54-gallon container of lube and taking it to Atlanta. A great resource for those deconstructing: http://www.recoveringfromreligion.org --- Send in a voice message: https://anchor.fm/burningeden666/message Support this podcast: https://anchor.fm/burningeden666/support
TEMPORADA 17 - LA SEGUNDA SERIE DE LOS EMPRENDEDORES 107 - Mariale Soucre en Costa Rica, Mezzé, Color y Felicidad. 16 de agosto de 2021 Duración: 33 minutos 50 segundos Mariale Soucre es la fundadora de La Mezzería. Un emprendimiento enfocado en The post Mariale Soucre en Costa Rica, Mezzé, Color y Felicidad. – LOS TRABAJOS Y LOS DÍAS first appeared on LOS TRABAJOS Y LOS DÍAS.
The pandemic's impact on real estate is well documented, but how have current events affected the less-publicized mezzanine loan market? How have courts addressed the New York mortgage foreclosure moratoria in the mezzanine loan context? What is clogging the equity of redemption and why is it important now? Seyfarth Real Estate partners Willard Moore and Megan Vallerie join to discuss all this and more.