Podcasts about UnionPay

Новости на радио «Русские Эмираты» в Дубае: - Кредитные организации Объединенных Арабских Эмиратов прекратили обслуживать банковские карты платежной системы UnionPay, выпущенные российским Газпромбанком. - Его Высочество шейх Хамдан бен Мухаммед Аль Мактум, наследный принц Дубая, заместитель премьер-министра и министр обороны ОАЭ, ранним утром 24 ноября возглавил общегородской забег Dubai Run 2024.

It's all about the payments landscape today as we speak to a pioneer in Singapore's fintech space. Make a guess – this company also has over 650 self-service kiosks across Singapore and handles over 650 million bill payments since its inception in the year 2000. We're talking about bills for schools, government, hospitals, insurance, utilities and more. And users also use the kiosks to pay for their fines or as we call it here in Singaporean terms - “summons”. You might have guessed it by now, our guest is indeed payments provider AXS. AXS is an interesting company to look at because of various reasons surrounding its ownership, the changing business environment and recent partnerships.  In July 2023, DBS Bank had agreed to sell a 77.8 per cent stake in AXS to locally based private equity firm Tower Capital Asia. The move was said to provide AXS with the financial backing needed for its regional expansion and technological upgrades. But what should we know on this front, and what has been done one year since the news emerged? Meanwhile, to cater to changing consumer preferences and the increased need for integrated payments solutions, AXS came up with a newly launched app called AXS Drive to simplify parking payments without the need for physical cards. The question though is – how important is this for AXS financially?  On the partnerships front, the firm also teamed up with Aleta Planet to launch remittance service through UnionPay. But what were the reasons behind the move, and how much money is in this space? On Under the Radar, The Evening Runway's finance presenter Chua Tian Tian posed these questions to Jeffrey Goh, Group Chief Executive Officer, AXS. See omnystudio.com/listener for privacy information.

15.00 ททท.เพิ่มโอกาสสร้างเม็ดเงินในอุตสาหกรรมท่องเที่ยว ลงนาม LOI กับ UnionPay International ส่งเสริมการขาย เพิ่มการใช้จ่ายของนักท่องเที่ยวจีนระดับ High- end ในไทย

¿Tienes unos minutos? Te contamos la actualidad de Cuba y del resto del mundo en 'Cuba a diario', el podcast noticioso de Diario De Cuba. CUATRO NOTICIAS DEL DÍA: —De Alpha 66 a Otaola: el régimen cubano hace pública una lista de personas buscadas por terrorismo https://diariodecuba.com/cuba/1701988606_51478.html —La financiera de GAESA prepara el terreno al sistema UnionPay para pagos con tarjetas chinas https://diariodecuba.com/economia/1701955239_51467.html —'En la lucha, que la vida está dura': recolectores de materia prima en Baracoa https://diariodecuba.com/cuba/1701944700_51460.html —Nuevos hoteles de lujo en varadero y La Habana ESCÚCHANOS de lunes a viernes, a las 6:30 AM, hora de #Cuba | 12:30 PM, hora de #Madrid. SUSCRÍBETE a nuestro canal de SoundCloud: @ddc-radio-cuba-a-diario SÍGUENOS: • FB: www.facebook.com/DIARIODECUBA • TW: twitter.com/diariodecuba • IG: www.instagram.com/diariodecuba/ • Telegram: t.me/titularesDDC Sigue leyendo hoy la Cuba de mañana: • https://diariodecuba.com/

В новом эпизоде 3 сезона Анна и Виктория рассказывают, почему Юнион Пей - это новая реальность, с которой стоит подружиться:• почему зарубежные карты - это безопасно, но неудобно? личный опыт открытия и использования карт турецкого, узбекского и казахского банков• новая реальность под названием "карты Юнион Пей" - почему это удобно, но небезопасно? как эти карты работают, и для чего они нужны?• в каких банках можно открыть карты "Юнион Пей", на каких условиях, и какая в них разница: именные и моментальные карты, карты по акции?• как такими картами расплачиваться и снимать с них наличные деньги, как сделать на них перевод?• в какой валюте открыть карты "Юнион Пей" - как купить валюту в приложении и на бирже, зачем нужны специальные рублевые карты?• что говорить, если в банках отказываются открывать карту по специальной акции: не знают про акцию или навязывают страховку?Чат UnionPay с таблицами: https://t.me/unionpayruУ нас появился сайт, и теперь мы помогаем вам поступать заграницу. Если вам нужна помощь с поступлением за границу, обязательно переходите на наш сайт и ознакомьтесь со всеми нашими услугами - harkmove.ru.Для коммерческих запросов: harkandmove@gmail.com*Со-ведущие:Анна Мжелькая и Виктория Ушакова - имеют личный опыт открытия и использования карт турецкого и узбекского банков на протяжении года, открыли карты "Юнион Пей" в Газпромбанк, Банк Русский Стандарт и Россельхозбанк по специальным "бесплатным" акциям в рублях, евро и юанях.inst: @mzhannayainst: @vushkvВесь подкаст на русском языке  //In the new episode of the 3d season, Anna and Victoria are discussing, why Union Pay is a new reality, which is worth befriending.We have opened a website, and from now we are helping you to apply for studying abroad. If you need any help with applying to study abroad, click on our website and check out all of our services - harkmove.ru.For commercial purposes: harkandmove@gmail.comThe whole podcast is in RUS

Note: This episode originally aired on June 13, 2023 The wildfire smoke shrouding New York City has made taking a breather more challenging, as the air quality in the city hits an all-time low. Parts of the world, including a dozen of Chinese cities, are bracing for another searing summer, with temperatures already at unprecedented levels. We take a look at abnormal weather conditions that humanity has to face. / China's UnionPay surpasses Visa with largest market share of debit card transactions (20:44). On the show: Heyang, Li Yi & Josh Cotterill

Adaptive clothing is designed for people who have difficulties dressing themselves, due to disability, age, or general lack of mobility. In China, the term is little-known to people. We discuss what adaptive clothing is and how people living with disabilities can benefit from it (02:02). / Worst NYC air pollution on record & Parts of the world endure hottest summer ever (28:14). / China's UnionPay surpasses Visa with largest market share of debit card transactions (47:06). On the show: Heyang, Li Yi & Josh Cotterill

Привет, это главные IT-новости недели в подкасте Telegram-канала ForGeeks. Рассказал про ЯндексGPT в Алисе, смерть WinRar, карточки UnionPay у Тинькофф, новую "консоль" PlayStation ProjectQ и многое другое. Слушайте свежий выпуск, читайте и подписывайтесь на ForGeeks в Telegram.

1. В России выросла средняя заработная плата;2. Вернули 90 тысяч рублей и спасли от ещё больших трат;3. В России появился новый вид телефонных мошенников, которые при общении с потенциальными жертвами ссылаются на Центробанк;4. Часть банков прекращает выпуск карт системы UnionPay;5. Минтруд напомнил Россиянам о длинных выходных.Новости

Как заработать на недвижимости в 2023? Не пропустите бонусный день IF CONF Канал Без границНа выходных ЕС ввел санкции против Тинькофф банка. Банк утверждает, что к санкциям готовились давно, но при этом уже остановлены торги иностранными бумагами у брокера + остановлены торги 15-ю БПИФами от Тинькофф Капитал. У российских иммигрантов и туристов свои проблемы с банками. Раньше многие из них пользовались UnionPay за границей. Теперь полагаться только на китайскую платежную систему не выйдет. Карты UnionPay банков, попавших под новые санкции США и Британии, могут перестать работать за границей. Рубль за прошлую неделю просел на 3,7% к доллару и евро, но после введения санкций российская валюта пошла на укрепление. Обсуждаем эти и другие новости в дайджесте InvestFuture. Таймкоды: 00:00 Тинькофф ответил на вопросы 07:10 БПИФы Тинькофф не торгуются 08:29 Тинькофф начал закрывать шорты по иностранным акциям 09:23 Карты UnionPay перестают работать 10:51 Российский рубль укрепляется 12:32 Российский рынок растет 15:29 Брони на летние путевки в Крым упали на 70% 17:00 Дружба с Афганистаном

Le esportazioni di merci dalla cine verso la Federazione Russa sono diminuite progressivamente, scendendo del 27% a marzo e del 25% ad aprile. “Insider” riporta che a risentire maggiormente di questo graduale ma crescente abbandono del mercato russo sia prevalentemente il settore tecnologico: Xiaomi, Huawei, Oppo, Lenovo, UnionPay hanno tagliato drasticamente l'approvvigionamento ai punti vendita russi, tanto che “Ria Novosti” ne segnala diverse chiusure.

1. На Запорожье рассказали, как Киев помогает региону вернуться в Россию;2. В России пообещали прекратить продажу нефти из-за ограничения цен;3. UnionPay ограничила прием в России своих карт, выпущенных за рубежом;4. Польша потребовала от Германии более триллиона евро репараций за войну.Новости

Ведущий подкаста Сергей Чернов и главный редактор InvestFuture Феодор Иванов оценили необычный рост нефтяных акций, поговорили об успехах в борьбе с мировой инфляцией и обсудили актуальность фьючерсов в нашей жизни. 00:18 UnionPay ограничила работу с санкционными банками РФ 00:48 Период низкой инфляции завершён? 05:07 Почему растут акции нефтяников? 10:31 Пора осваивать фьючерсы? В чём подвох? 14:41 О вебинаре по фьючерсамВебинар в IF+: https://bit.ly/3xtEoSi

A EasyPark – empresa de tecnologia líder na Europa que ajuda os condutores a encontrar e gerir o seu estacionamento e os carregamentos elétricos – fez uma parceria internacional com a rede chinesa de cartões UnionPay International, que tem a maior base mundial de titulares de cartões de crédito.

In this episode of AntKast, we welcome a top leadership member from Ant Group, Jia Hang(Panda) to share with us his experience of leading Ant's global strategy and the latest projects of Alipay+. Jia Hang is currently Ant Group's Regional General Manager for South East Asia. Prior to this role he has led Ant's international projects in building key strategic partnerships across multiple regions. Before joining Ant, Hang worked at China Union Pay and Union Pay International, helping to build the UnionPay business across the Americas. In addition to sharing the stories behind Ant's global journey, Hang also offers his insights on how to lead a global team, how technology empowers businesses, and a sneak peek into the future of fintech. Sections in this episode: 00: 03 Intro 02:23 Jia Hang on his new appointment as General Manager for South East Asia 04:33 Jia Hang on leading a global team 09:08 Ant Group's unique strategy overseas 14:23 Ant's local approach and cases working with local companies 18:19 Evolutions leading up to Alipay+ 24:04 Alipay+ future products and projects in Southeast Asia: digital bank and mini programs 28:36 Future of fintech: Where does Jia Hang see mobile payment in ten years? 31:07 Outro If you would like to repost this episode or partner with AntKast, please reach us through: zhumei.wzm@antgroup.com

My guest this week is an avid tennis player with a passion for alternative payments. She started her career as a programmer in the brokerage business, with a degree in computer science, and ended up the CEO of alternative payments platform Payverse. So, how did she get from one end of the spectrum to the other? You'll have to tune in to find out!According to CEO Sandra Blair, Payverse is a company that “enables payment processing traditional payment processor don't typically do.” What does she mean by that specifically? Think cryptocurrency, buy-now-pay-later (BNPL) and their most foundational payment method: UnionPay. For those of you who may not know, UnionPay is the largest card issuer in the world, with more than 9 billion cards issued. And they came to Payverse exclusively with a request to develop the first complaint U.S. bank sponsorship model for UnionPay acceptance. The company launched in March but has already paved the way for progress with this UnionPay initiative. As for their competitive advantage, they have a fully augmented platform that is built entirely in the cloud, with API-enabled technology, that allows for a truly optimized plug-and-play solution.Tune in this week and hear Sandra talk about her journey through payments and the future of our industry over the next 2-3 years. We discuss consumer expectations around faster payments, new technologies that will be developed to mitigate the risk associated with these faster payments, and other emerging alternative payment methods that will come on the scene and continue to disrupt the ecosystem.Also a point of interest, we discuss her company's current cryptocurrency roadmap to get them to their inevitable goal of shielding the merchant/processor from having to deal with all the complexities of crypto, as well as emerging BNPL options that strive to protect the merchant and pay them in full. Don't miss it!

Beijing's envoy to Moscow that the Chinese and Russian central banks will discuss the use and promotion of their respective national payment systems in both countries. Zhang Hanhui says regarding the promotion and use of the Mir and China UnionPay national payment systems in both countries, this question will be decided by the two sides' central banks at consultations. The ambassador says China would make use of a clearing bank for operations in yuan on Russian territory to ensure the sustainable development of national trade, which Russia expects to reach $200 billion by 2024. He also said that China and Russia were not advocating for the rejection of U.S. dollar and euro settlements in bilateral trade.

Lo scorso lunedì il governo ha approvato un decreto legge dal valore pari a 14 miliardi di euro. Di questi fondi, circa 6 miliardi, provengono dalla tassazione degli extraprofitti delle aziende energetiche che sale dal 10% al 25%. Già quando era stata annunciata la prima parte della tassazione, le aziende interessate avevano minacciato ricorsi, che puntualmente stanno arrivando. Facciamo il punto con Gianni Trovati, del Sole 24 Ore Von der Leyen annuncia lo stop Ue al petrolio russo entro 6 mesi La presidente della Commissione europea Ursula von der Leyen ha annunciato il sesto pacchetto di sanzioni economiche contro la Russia sulla scia dell'invasione dell'Ucraina rispecchia le attese dei giorni scorsi. L'aspetto più interessante riguarda l'embargo al petrolio russo da attuare in sei mesi. Ne parliamo con Adriana Cerretelli La Cina potrebbe cambiare rotta nei confronti della Russia. E la Germania apre al ritiro delle sanzioni Le quattro principali banche cinesi (Bank of China, ICBC, New Development Bank, Asian Infrastructure Investment Bank), come certifica l'osservatorio della School of management di Yale, hanno ridotto l'accesso russo ai mercati dei capitali finanziari. Sempre in questi giorni UnionPay, la rete di servizi finanziari diretta dalla Banca centrale di Pechino, dopo attenta valutazione ha lasciato cadere la richiesta di aumentare la sua presenza sul mercato russo, per evitare il rischio di incorrere in «sanzioni secondarie» occidentali. Pechino finora ha avuto un approccio piuttosto compiacente nei confronti della Russia e questa misura potrebbe essere il preludio di un'inversione di rotta. Ce lo spiega Alessandro Plateroti, direttore di Notizie.it

Após 2 meses de guerra na Ucrânia, os impactos das sanções econômicas aplicadas à Rússia já começam a ter suas primeiras consequências no país e no mundo. Com o anúncio da retirada de diversas marcas nos territórios russos, empresas no setor de pagamentos, como Visa, Mastercard, Paypal também deixaram de atuar no país. Algumas mudanças já começam a ser percebidas, tais como: aproximação com o sistema de pagamento da China, o Unionpay. Algumas das principais consequências na Rússia derivadas das sanções econômicas e da saída de diversas empresas, é que haja decréscimo no PIB de até 15% no ano e o aumento na taxa de desemprego. Ao redor do mundo, é possível analisar que a guerra na Ucrânia também impacta a economia, como a cadeia de abastecimento de uma série de produtos no mundo. No cashless dessa semana, discutimos todos os impactos desde o início da guerra na Ucrânia até agora e quais serão os possíveis desdobramentos. Assista agora Links: Rússia fora do SWIFT: entenda as consequências das sanções econômicas após a invasão na Ucrânia - https://www.youtube.com/watch?v=vBAVJ6z6h3g&t=10s Apresentadores: Carlos Ragazzo – Presidente do Conselho do Instituto Propague e professor da FGV-Rio Bruna Cataldo – Pesquisadora do Instituto Propague e doutoranda em economia #Cashless

Ce vendredi 22 avril, les raisons pour lesquelles le réseau chinois de CB UnionPay ne souhaite plus collaborer avec de grandes banques russes ont été évoquées par Benaouda Abdeddaïm dans sa chronique dans l'émission Good Morning Business présentée par Sandra Gandoin et Christophe Jakubyszyn sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast..

繼萬事達卡（Mastercard）和維薩卡（Visa）3月5日宣布暫停俄羅斯業務後，至少三家俄羅斯銀行已宣布將使用中國銀聯（UnionPay）系統發行信用卡。專業人士分析，俄羅斯是在利用中國的金融系統避開歐美制裁，但中共其實處於兩難的境地，有被連帶制裁的風險。 更多內容請見：https://www.epochtimes.com/b5/22/3/12/n13641855.htm 大纪元,大纪元新闻,大紀元,大紀元新聞, 歐美制裁, 俄羅斯銀行, 中國銀聯, SWIFT

NTD News Today—3/14/2022 1. Russia, Ukraine Start 4th Round of Talks 2. Aftermath of Bombing in Western Ukraine 3. U.S. Journalists Shot and Killed in Ukraine 4. Ukraine Official: Nuclear Disaster Averted 5. Ukraine Calls Out China's Unionpay

This episode is brought to you by Gate.io and Solice (Airdrop).  The EU is likely to remove the Bitcoin ban while a crypto proponent and NFT advocate is elected South Korean President. Followed by a deep dive on how Russian banks have responded to sanctions.—----------------------------Timestamps00:06 | Headline Overview 01:27 | EU Parliament Monetary Committee to Vote on MiCA Next Week | 1 | 2 | 3 | 04:02 | Crypto-Fund Inflows Tripled Last Week to Highest since December | 1 | 2 | 3 | 06:39 | Yoon Suk-yeol, Crypto proponent and NFT advocate, elected South Korean President | 1 | 2 | 10:13 | Ukraine Is Buying Bulletproof Vests and Night-Vision Goggles Using Crypto | 1 | 2 | 12:31| Goldman Sachs Offering ETH Fund to Clients Through Galaxy Digital | 1 | 2 | 15:32 | Solice ($SLC AIRDROP) 16:09 | Deep Dive: Russian Banks Look to China's UnionPay after Visa, Mastercard Freeze-Out | 1 | 2 | 3 | 4 |—----------------------------Music: Envato—----------------------------Disclaimer: Not financial advice. Please learn to do your research.—----------------------------

Polish officials have denied that Poland is planning to provide fighter jets to Ukraine upon US Secretary of State Antony Blinken's remarks that an arrangement was ongoing and that Washington had given Poland the “green light”. Meanwhile, Russia's central bank claims that credit cards issued by Russian banks using the Visa and Mastercard payment systems will stop functioning overseas after March 9 leading some local lenders to turn to China's UnionPay system. The Biden administration permitted a 9/11 Al Qaeda terrorist to be transferred from a Guantanamo Bay prison after 20 years and sent back to Saudi Arabia for “mental health” treatment, and DC's Beltway turns into a parking lot as truckers protest an end to COVID mandates.Here's your Daily dose of Human Events with @JackPosobiecGo to http://patriotmobile.com/Poso/ or call 972-PATRIOT to get free activation with offer code POSOFor more on Turning Point USA's Socialism Sucks series, ‘Exposing China's Greatest Lie' go to https://www.youtube.com/watch?v=am8XznQzxR0  

E384 030622 RUSSIA TURNS TO CHINA'S UNIONPAY, MS. DEMIRORS RISK-ON V. RISK-OFF ASSETS, VENEZUELA 18X WAGES Hello Cryptonants, welcome back to another episode of Crypto Currency Chat. If you enjoyed this episode make sure to LIKE, SUBSCRIBE, COMMENT and SHARE SHARE SHARE! Thanks for watching. STACK SATS AND HODL! ADIOS! Coin Market: https://www.coingecko.com #coingeckoCrypto News: https://cryptopotato.com #cryptopotatoThank SOS for the our music @SOSonside ⚡⚡⚡TIPS AND DONATIONS: C3 MEDIA (ZELCORE)⚡⚡⚡ COINTREE: https://cointr.ee/c3media --- Support this podcast: https://anchor.fm/CryptoCurrencyChat/support

Russische banken wenden zich tot China nu Visa en Mastercard deels met hun diensten stoppen in Rusland. In het land zelf kan nog wel met de kaarten betaald worden, maar Russen in het buitenland kunnen dat níet. De grootste bank van Rusland, Sberbank, bekijkt nu de mogelijkheid om kaarten uit te geven met behulp van het Russische betalingssysteem Mir en China's UnionPay. See omnystudio.com/listener for privacy information.

China's Union-Pay helps global authoritarians stay afloat.

Рады сообщить, что теперь мы входим в творческую артель Good Enough. Вместе с нами там ещё 3 подкаста: ОЧБ, Женщины в огне и Со дна постучали. Переходите на сайт media.good-enough.ru и подписывайтесь на всех.Привет, с главными новостями недели из мира IT снова подкаст Telegram-канала ForGeeks с Сергеем Кузнецовым и Павлом Бесединым. Инфоповоды сейчас меняются так быстро, что сложно оставаться актуальными. Но мы поговорили про прошедшую выставку MWC 2022, какие компании ушли из России и как с этим жить, а также про отключение платёжных систем и блокировку социальных сетей. Слушайте свежий выпуск подкаста и подписывайтесь.Что делать с картами Mastercard и VisaВ первую очередь — закажите себе карту национальной платёжной системы Мир. С ней вы сможете расплачиваться внутри страны, а также привязать её к Apple Pay и Google Pay, пока это доступно. Кроме того, в нескольких популярных туристических странах карта Мир тоже будет работать : Турция, ОАЭ, Вьетнам, Кипр, плюс ряд стран бывшего Союза — Беларусь, Армения, Узбекистан, Казахстан, Таджикистан и Киргизия.Далее мы рекомендуем дождаться, пока ваш банк сделает карту Мир-Unionpay, многие уже заявили о таком решении. У ПочтаБанка и Совкомбанка уже есть такие карты. Тогда у вас будет карта, которую принимают и внутри России, и за границей. Если же вы оказались за границей без возможности перевыпустить карту и у вас с собой только карты Mastercard и Visa, то есть время до 9 марта, чтобы снять нужное количество наличных денег, чтобы иметь возможность оплачивать отели, авиабилеты и еду.

The Biden administration will seek a new round of trade talks with China. WeChat Pay ties up with UnionPay's Cloud QuickPass. A war epic tops the country's holiday box office. Hopson Development plans to buy a stake in Evergrande's property management unit.

In episode seventeen of PitchIt: the fintech startups podcast we talk with Dapp Co-Founder & CEO Antonio Pelaez Diaz. Dapp is a payment wallet that uses QR codes and biometrics to make payments faster and more secure for Mexicans. One of the things I love about fintech is how much innovation is taking place all over the world. Mexico, and LatAm more generally, is one of those places that fintech is taking off. Dapp is a fascinating story as they are creating a payments ecosystem outside the traditional payments rails. User and merchants can use digital wallets to send money or pay for purchases. Antonio explains how the Dapp ecosystem works, why this payments ecosystem has eliminated the fear of fraud, trying times early on in the pandemic, raising capital and a whole lot more. I hope you enjoy the show. In this podcast you will learn: Antonio's founder story The new payments ecosystem Dapp is creating The importance of QR codes Passwordless sign in can eliminate fraud Dapp has yet to see a case of fraud Crypto is growing rapidly in LatAm Dapp's tech is crypto friendly How they grew from 100 merchants to 25,000 in one year Dapp is in a pilot with UnionPay for Asia users who travel to Mexico Antonio recommends The Code of an Extraordinary Mind and The Miracle Morning And more...

This special episode of Terra Bites is hosted by Evan Schindler aka @Panterra0x, and features UnionPay International's Director of US Financial Institutions, Jacob Gaddis. The pair start off by talking about their background together in the payments space before talking about UnionPay and cryptocurrency in a broad context. The conversation then moves into Chai, Terra's payment application currently being used in Korea, and how it compares to other mobile applications in the market. Nothing said in this podcast should be considered tax, legal, accounting or financial advice. Please DYOR.

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In this episode of China Money Podcast, listen to all the news headlines in the China venture investment and tech sector for the week ending February 13. Topics covered include private equity and venture capital deals done with CITIC PE and Guotai Junan; HNA's court-mandated reorganization; UnionPay online financial transactions during New Year’s Eve 2021; and the logistics industry gets some good news. Be sure to subscribe to China Money Podcast for free in the iTunes store, or subscribe to our weekly newsletter.

Why don’t more companies offer affordable international shipping? The answer is because navigating the world of VAT, customs, international duties, and other intricacies make this too much of a headache for most eCommerce operators. Additionally, technical components, payment options, logistics and, yes, varying holiday calendars are all variables that a company needs to consider when it is expanding globally. It’s nearly impossible to do without some sort of help.  So the question becomes how do you face this nightmare ready and prepared? That’s where Matthew Merrilees comes in. Matthew is the CEO, North America for Global-e, and they solve these problems. On this episode of Up Next in Commerce, Matthew shares the ins and outs of what it takes to equip your ecommerce brand for international expansion.  Whether you need to address currency concerns or want to understand the data that drives your competitors to success in the market, Matthew shares those secrets and more on today’s episode.  Main Takeaways: Is It a Holiday? — When brands expand internationally, it’s important to know and plan for holidays that affect customers in every single market. There are opportunities being missed by companies who are too focused on the big international holidays and not enough on local strategy.  Pay With Ease — Customers want transactions to be simple. Anything that makes a transaction hard, or confusing, will almost certainly result in an abandoned purchase. Implementing an integrated, hyper-localized payment and taxation strategy is one of the first things companies need to consider when expanding internationally. Plan B — Companies and individuals are currently experiencing many unexpected disruptions in life and business. Being able to navigate through those disruptions is necessary in order to continue providing the best possible customer experience. Creating contingency plans and backup systems to deploy if there is a disruption in your logistics or backend operations will take you a long way.   For an in-depth look at this episode, check out the full transcript below. Quotes have been edited for clarity and length. --- Up Next in Commerce is brought to you by Salesforce Commerce Cloud. Respond quickly to changing customer needs with flexible Ecommerce connected to marketing, sales, and service. Deliver intelligent commerce experiences your customers can trust, across every channel. Together, we’re ready for what’s next in commerce. Learn more at salesforce.com/commerce --- Transcript: Stephanie: Welcome back to another episode of Up Next in Commerce. I'm your host, Stephanie Postles, co-founder of Mission.org. And today on the show, we have Matthew Merrilees, the CEO of North America at Global-e. Matthew, Welcome. Matthew: Hey, pleasure to be here Stephanie. Thanks so much for having me. Stephanie: So, I want to dive in a bit into your background. It looks like you've worked at a lot of different logistics companies. Before we touch on Global-e, I was hoping we could go over your background a bit and how you got to where you are. Matthew: Yeah, for sure. It gets a bit about me, and my background, definitely started, I would say from call it my family history, just the family history of fathers and brothers. And call it family members who grew up in operations logistics, and obviously [inaudible] Ecommerce. So, I think as I followed the family tree and fell into place, I think all in all it definitely did kick off and start my career at DHL Express, where I spent quite a number of years in various different positions, leadership roles, and such. And then made the transition to FedEx where I definitely did a lot of the same. And obviously, now here at Global-e. I think when you look at the background, straight from university into the logistics arena, was quite exciting. Stephanie: Yep. Very cool. So tell me a little bit about Global-e. What is the company? And what kind of customers do you guys have? And how do you interact with them? Matthew: Yeah, for sure. What we are is a cross border enablement platform, right? We focus primarily in three different arenas that support our brands, which is in boosting international conversion rates, which is boosting overall sales and revenue of course. And then most importantly, boosting customer satisfaction for an international transaction. Right? So I think when you look at the vast portfolio of brands that we work with from a global perspective... I mean, we worked with over 350 enterprise global brands, right? Matthew: So when you look at some of the likes of, let's just call it Forever 21, Reformation and Anastasia Beverly Hills, Marc Jacobs, Hugo boss, Versace. But, I think when you look at the broad gamut of brands, I mean it is something that is, for me, always eye opening. Just how we're able to help take an international transaction and really, truly localize it to a way that consumer in that individual market would really expect to buy online. And I think there's a lot of barriers when you look at the international market and how we help these brands really position that data, that knowledge, that insight, and that expertise is really I'd say where we come in and help. Stephanie: Cool. And what stage does a company need to be at to partner with Global-e? Do they need to be as big as Forever 21, or could a new DTC company also utilize your great services? Matthew: Really it's any size, shape or brand. I would say just over I think seven years ago now we deployed the business, right? And I think we came out of the gate with a very strong enterprise focus. But, I think as we evolved we saw the demand in market for small medium enterprise type brands. Really it's any size, shape or brand who has let's just call it an Ecommerce platform running an online digital storefront. And it is someone that obviously has an Ecommerce strategy in place today. So it's not just the Bigs that I think you see in the market that we continue to focus on and then come into the portfolio. I think it's also those brands that are digitally native, that are really looking to capture revenue outside of their home market. So I think it's really any size, shape or size customer that could lead to that discussion. Stephanie: Cool. I was hoping we could kind of start the episode there around what are maybe some international fails you see happening with brands right now, or hiccups that maybe new companies would encounter if they don't use a solution that figures out all the different challenges when selling across borders. Matthew: Yeah, for sure. I think sales are important. Obviously, I think brands all have different approaches to sale, right? There are some heavy sale brands by design. There are some flash sale businesses out there that really drive high, heavy traffic to a limited amount of inventory. And then I think there's your typical sale holidays where everyone's on sale, which is typically your Black Friday type periods that we recognize here in the North American market. But, I think as brands start to think internationally and think what sales exists outside of just this US home market. For us, we start to really get into the education process, which is number one; what are the holidays that are happening outside of the USA? Is it Singles Day? Is it Boxing Day? Is it Click Frenzy in Australia, for example? Which I think is the beginning part for a lot of the brands that we tend to work with. Matthew: I'd say number one, what are the holidays? What and where do these holidays exist? And then number two, how do you get prepared in order to approach that consumer? Is it a similar approach that we have to a domestic customer here in the US? They're going to need to be spoken to and treated in a unique way that more relates to them in that market. So I think sales are critically important. But, I think with branding awareness of when they're happening, why they're happening, and how to really give that consumer, let's just say the customer satisfaction experience that they would expect, is important. Stephanie: Yep. Are there any holidays that come to mind that you've seen a bunch of brands missing? Because I've heard of a couple of them like Singles Day. I think especially more recently, we started hearing about these other sales that go on around the world. But, is there any big opportunities or a time when you say, "Hey, there's a sale happening." And a lot of brands are like, "Oh, I've never heard of that." Or, "That's never come across my radar before." But, it's like a big important one? Matthew: Honestly, the three I listed, and the reason for listing them is because they are the most important, that typically I would say a lot of brands are just not aware of. And believe it or not, don't have strategies planned around. They used to be sales, and I think that specifically the two in both Boxing Day, and I'd say most importantly, Click Frenzy, is probably the one that is most highly missed out of the portfolio of brands. Just saying, "Wow! Click Frenzy, I didn't realize how large it was." And it's something that we absolutely want to help tailor to our market, which is such a key focus market for a lot of US brands in Australia. Stephanie: Got it. So what kind of strategies are you maybe suggesting to them? Maybe we'll focus on those two. How would you walk a brand through these holidays and maybe how to approach it to get into that market? Matthew: I think it all begins with the communication. So number one, we talked about the education, the awareness, which is obviously going to be key. And then I think with the brand. Every brand, as I mentioned earlier, the approach sale differently. So I think when you look at whether it be a flash sale business, whether it be a traditionally just natively sale business, who's very highly discounted down to high luxury brands that like to go on sale at certain times per year, typically two times or so per year, I think it all begins with their engagement. And obviously a lot of the brands, they free up their time for these marketing efforts. And we help break down a lot of barriers to get them to focus their time on the strategy. But, I think it begins with a setting strategy for each one of these markets. Matthew: And it begins with communication. How are you going to touch that consumer? How are you going to touch that consumer in a way that relates locally to them? And then obviously making sure that you have all the tools in place to execute on that sale so that when that consumer hits for an Australian day like Frenzy, they're seeing their currency in Australian dollars. They're aware of GST and the 10% that has to be captured on every single order that is being built in your product price. These are things that you need to communicate, "Hey, we've got a great sale going on. But, hey, also we accept your local currency. You can come buy with confidence." So I think as long as the marketing strategies within the brands are executing them the way they typically do, I think the next step there is to make sure that they've got the tools and the site in place to then obviously relate to that customer. Stephanie: Got it. And are you helping them implement those technologies? Or are you more giving avenues of like, "You couldn't implement this tech stack or you could go with this one." Matthew: So we typically implement it. Right? So all of our brands, even all of the ones that I've spoken about in the entire portfolio, basically what Global-e is doing is helping, let's just say arm and equip their site to be able to speak to an international consumer. And I'd say a lot of brands, come to us and say, "Hey, we view you as our international outsource Ecommerce team." Because we need to understand not only that I need to equip my US site to be able to speak to a consumer in China versus Singapore, versus Thailand and Canada and Australia and so on but, I also need to know what's the right proposition. How do I take insights and data and duty and tax? And what do I do with all of these different elements that are barriers to that customer buying? And how do we break it down so it's local to that consumer and market? And these are when I say quick to site and be ready for that type of volume to be hitting your site so that you're able to convert that customer, that's where Global-e comes into play. Stephanie: Got it. It seems like, you mentioned data earlier, it seems like you would have access to a ton of data from working with all these brands and seeing what works and what doesn't work. Tell us a little bit about some of the insights that you guys are seeing and also teaching your brands when it comes to selling internationally. Matthew: Sure. So I think the first thing that in an engagement with a brand that we have, right? Because there's brands of all different verticals, as you can imagine whether it be fashion and retail, whether it be beauty, whether it be footwear, streetwear and so on and so forth. So I think the one biggest insight in a lot of brands I would say, come to us for is, we want to understand what the rest of our vertical's doing. How are they being successful? What are they doing to target consumers? And let's just say all these parts of the world. So we really, I think from a data perspective, we consolidate it. And we sit on mountains of data that we can then drive from an insight's perspective to the brand that, "Hey, based off of where you're selling today and based off of where you should be selling tomorrow, we're going to help you build a strategy on let's just say end to end perspective. Right? Matthew: So it all starts from when the consumer hits the site, right? Currency, how are you going to show it? How are you going to also locally round that currency to make sure that it's a number that that consumer can relate to in that market. Down to duty and tax strategies, shipping propositions, and all of the elements that we know are going to have an impact to a consumer buying. And as an example of that for a few key markets that we can at least relate to, Canada. Canada is a market that acts very much like the US. And I'd say far too many US brands that we tend to see will typically treat, let's just say a Canadian shopper as they would a shopper within Singapore. And basically just take that product that they're selling and sell it at the same experience worldwide and say, "Okay. But, did I think that a Canadian customer is used to paying tax when they hit a local shop to buy the shirt?" They never ever see the term duty in market experience. Matthew: So on your site, you should never ever display duty and taxes as part of an overall transaction. Otherwise, that consumer's going to be shocked to see extra costs and abandon. And there's other elements to, how do we factor in duty into the product price? Because that's typically going to be a conversion driver for that Canadian consumer. And that goes even into markets like Europe and the UK, where it's that inclusive. The typical buying experience for a European consumer. So the second that a US brand now puts at the point of checkout duty and tax and breaks it out, it's going to cut their conversion in half. So these are the insights on a market by market basis where every country is and has to be looked at independently. And as far as too many times when we come into these conversations, our brand's just taking a single strategy for the world. And I think that's kind of one of the biggest opportunities to help our brand succeed. Stephanie: Got it. Yeah. That's great. How are you all staying on top of consumer preferences or making sure that you're staying on top of what's hot? You can think of WeChat, it came up pretty quickly. And how people are using it changes all the time it seems. How is you guys' company able to stay up with what people are expecting in different markets, and how they're buying? Matthew: Yes. I think honestly it has evolved over the years. I think as a mature business with a lot of mature brands that obviously we rely on and rely on us. Depending on which aspect you're looking out of the business, we've got a lot of robust technology internally that will help with that. So from a payment perspective, this is not going to be a single payment provider that's going to be able to take it to offering every single payment method that you need in your arsenal to be able to let's just say, service the world. I mean, enabling WeChat, Alipay, UnionPay into China's is critically important. But, to be able to enable that is a big challenge. So I think typically what we do to stay ahead of let's just say that front is we work very closely with our brands. Matthew: Like I said, there is a knowledge base out there with our brands that we've built up over these seven years that really drive and are a piece of driving our overall roadmap. So I think the voice of our customer is so critical that we continue to evolve, to adapt and definitely change. And then I think also internally with our focus only being cross border and international, we've built out the expertise, the knowledge and the data to understand that. And I think between the combination of the two, I think what we tend to do is always stay multiple steps ahead where a US brand can then focus their efforts on marketing on their US domestic market. And so for European brands, which is also no different. Stephanie: Yep. Makes sense. When I'm thinking about everything that's happening right now, it seems like there is a lot of buying shifts happening. But, I haven't really thought about maybe internationally, how the buying behaviors are changing. So I was hoping you could maybe touch on any trends or opportunities that you're seeing overseas right now that maybe other people can't spot because they don't have access to all the data that you do. Matthew: Where I was heading with it a minute ago is having a chat with myself. I think when we look at the brands, I think there's a lot of elements that we do bring from an insight's perspective. So when you look at the data, it's really a methodology around duty and tax we talked about. That's one very big element. How and what to do with duty and tax in every single market to showcase it. I think when you look at payments, another very big element like Alipay, you mentioned WeChat pay, UnionPay, all very important into China. But, then into other markets like Germany, where Klarna is a highly adopted installment type pay methods on all throughout the Nordics, it's critical and key. And you have to have that there in your arsenal to be able to convert a consumer or even acquire a consumer within that region. Matthew: And then I think we even get into let's just say the Netherlands, over 58% that as we see through our platform of all odors or within the Netherlands are paid with ideal. I think these are the elements when you look at duty and tax strategy, when you look at payment strategy, when you look at overall shipping strategy, right? You mentioned logistics carriers and the challenges that they're having today. Matthew: I think another element of that is from a logistics suite, offered your consumer a checkout, you need to make sure that that multi carrier approach is ready, equipped, and able to handle the volume that is going to be coming their way, especially as on a daily basis that can tell you our operations team is keeping up with the overall feedback from every single carrier from lane closures to lane impacted. Even just down to value, limitations and free ship thresholds and when to offer what. So I think as you look at the price strategy, the payment strategy, the duty and tax strategy, and you bring literally all of this together from a full end to end solution, that's really what obviously makes this a successful approach to brands. Stephanie: Cool. And are there any opportunities you see right now that are popping up? Or you're like, "I see a lot of maybe consumers internationally looking for this type of product." Or there's an unmet need here that could be solved. Any secrets that you have about these international markets? Matthew: I think for me, and typically what we tend to see in our market here is yes, brands come out of the gate saying, "Okay, I'm going to go international." What does that mean? That to a lot of our brands ends up meaning I want to focus my efforts on English speaking countries, such as Canada, UK, and Australia. And I think that's a good approach for brands to splash with. But, I think when you look at our business globally and we start to look at markets and regions, and then you call it... Any insights of secrets, I think right now what we've seen is the Gulf region. The Gulf region through COVID is a region that really has not decreased at all. And only seen a positive growth trends since, call it January of this year. Matthew: So when we let's just call it, are reaching like the peak of April, we saw over a 575% growth in year and year sales [inaudible 00:19:48], which basically the trend has only continued and accelerated May through June. So I think for me and a lot of what we're seeing, even specifically in that Gulf region with luxury with the UAE really accelerating with Saudi Arabia, with Kuwait, with Qatar. These are markets that brands never think in the US markets to put a strategy behind them. We're seeing such a huge growth globally that I think they're starting to rethink their strategies. Stephanie: Oh, that's a good one. And have they always been part of your arsenal or is that something also that you guys are pivoting a bit more into that area? Matthew: So, I think the beauty of what Global-e does with our brands is literally with a single integration, whether it be the currency, the hundred plus currencies that we enable. Or whether it be the 150 different payment methods that we offer, the duty and tax guarantee for limiting risk and liability to our brands, all of that pulled together in single integration, opens them up to the world. So the first thing is, make sure your site is set up for success. So that should a consumer from a certain market hit your site, then they're able to convert. And that is what Global-e does. And that enables let's just say, even the Gulf region out of the box. Matthew: And then it becomes, "Okay, now we've got a proper offering. Now conversion and sales is accelerated where we want it to be." And I think those second level conversations begin with the brands, their digital marketing teams, and how do I start acquiring new customers? How do I start really pushing my efforts to markets where I know that the demand is there and that I should not just waste my time trying to cover off all 220 countries and territories out there. Let's focus in major and majors. And let's really get a strategy together. This can have an impact to our overall celebration for business. Stephanie: Cool. So I'm thinking when it comes to international sales, the metrics that maybe you're providing back to your customers, or that you guys are looking at frequently, maybe differ a bit than US centric sales. What kind of metrics do you guys look at to see if things are going well? Matthew: So I think from our perspective that the major metrics that we tend to focus on with our brands is always going to be conversion rate. Conversion rate is something that as a hosted checkout solution, Global-e has a full impact on. So our brand's checkout is powered by Global-e as simply put. Meaning that we have hyper localized every element of that overall checkout. Which means if they're going to put in all of the effort from a marketing perspective to get that consumer to a point of checkout, we are going to make sure that they are going to buy. And I think when you look at the ability and the approach of that let's just say localization, conversion rate is always a forefront of what we look at with our brands. Matthew: And then I think sales growth, right? Sales growth as revenue is always going to be a second team metric that we 100% I would say, study and operate, and look at with our brands. And just full circle rounding it off as customer satisfaction. Even down to NPS scores with our brands that we share. And we look at down to the market level to make sure that if we're getting from some negative feedback in a certain market, why? How do we help better equip that experience from an Ecommerce perspective, to make sure that we're not just seeing and hearing that feedback but, we're actually it. Stephanie: Cool. When talking about negative feedback, I was just thinking about when launching a new product, it might be easier to think like, "Oh, I should go international." But, oftentimes people internationally don't like the same things maybe as the things that we like here. So, is there any advice or guiding that you do for these brands who maybe are like, "We want to go international, we want to go everywhere." Is there ever a time when you're like, "Actually, I'm pretty sure people in Asia would never use that." Like they don't like that. Matthew: No, I think from a brand perspective our approach is typically always going to be as a brand, it's the continuing drive to say the way that you've invested and looked at the domestic market. Not just from a fragmented perspective but, from a full end to end perspective, from the way that you talk to your customer, the way that you show them products, the way that you position products, the way that you promote products or free ship thresholds or show tax into certain markets. You can't do anything differently when it comes to international. The way that your strategies are built here domestically are not different than that of international. And when we really interact with our brand, it's specifically to help educate them on that overall fact because you're right, consumers expect different things in different markets. Matthew: And if you're not setting up your site for success to complete that, which is obviously what our biggest value add is, is that when our platform sits on top of your website, you don't have to worry about that anymore. Right? And you can now focus your effort on acquiring new business and new customers, which is really where brands want to be spending their time, especially the small and midsize ones who don't have these robust teams as some of the larger brands out there. You're talking to owners, you're talking to founders, you're talking to literally the folks that built this business from the ground up. Matthew: So they're involved on every single ticket that every single consumer puts through the site and they're reacting to it. That's why I think for them to not have the burden of thinking about currency, thinking about, "Hey, I have to now register my business in Australia or Norway, or Switzerland." Or what's happening in the UK with Brexit and how are duty in that threshold changing in a market like Canada, which is so important. This is stuff that they no longer have to think about. That's typically where we see the brands heading and we opened them up to the world so that they're truly giving an amazing experience for their consumers the first time it ever hits their site. Stephanie: Got it. Yeah. So it's essentially on the brands to make sure that they have a product that's good and that will sell internationally. Then you guys come in and take care of everything else. But, it's kind of up to them to do that due diligence and make sure that the product that they're about to bring internationally is actually a good fit for that market. Matthew: Absolutely. And I think when you look at the brands, obviously, product placement performance, they own and control the brand, right? At the end of the day the customer is the brand's customer. It's their data. They have access to all of this data. It's not ours, it's not our approach with the brands. It's always "Listen, we're going to push and give you all the bits of information that you need in order to market to that consumer." And then we also help through partnerships and other marketing channels, even let's just say bringing eyeballs to their site. And I think those are elements when you look at how can you help brands and how can you obviously look to convert that brand, it's super important. Stephanie: Cool. So you just mentioned bringing eyeballs to their site and that piqued my interest in what kind of effective channels are you guys seeing right now to bring new international customers to these brands? Matthew: Yeah. I'll give you one example that I think is a relevant one. And we mentioned because it kind of ties into the overall payment perspective that we mentioned with offering Klarna in Germany and the Nordic region. And Klarna is getting very active in the payment space, which we've just been following very, very closely. But, I think Klarna has done a very nice job of securing some dominance in that European market. So one of the elements that we've done is we've partnered with them. We said, "What can we do from a payment perspective to outreach to consumers?" How can we take our brands and put their products within the Klarna network of consumers that exist out there to let them know that this small little mid sized brand in the US exists? And that is something that we've done to help the brands just as an example, that is super important. And we've seen a lot of value and a lot of return from that where this is something in a market that just typically these brands have not even thought about putting dollars into. Stephanie: That's really interesting. It reminds me of earlier, when I was talking about products and may be opportunities. I mean, you hear that stuff happening, of people going on a vacation to Thailand, or like the guy who created red bull. They're oftentimes overseas, when they see something happening, they're like, "Oh, I see a method of doing this." Or I see something that people really enjoy. And they may sometimes bring it back to the US. But, that's also really interesting, kind of creating in a way an exchange that says, "Hey, here's a bunch of brands that you may not know about." And these overseas brands actually might want to tap into them as well. Matthew: Precisely. And then I think you get into a whole digital marketing effort that the brand really at that point takes a strong hold on, which we even sometimes will help them with. And I think when you look at it as, what are you doing from a marketing perspective? Is it Facebook? Is it Instagram? And how are you taking it from that digital perspective? And a lot of the brands that we market are specially through the times that we've had now, just really focusing hugely on Ecommerce. And how to tap into Ecommerce in two ways, either domestic or international. Because that's the world we're living in at this time which is supposed to really push the brands that had not had a firm strategy in Ecommerce to get there even quicker. Stephanie: Do you see any successful marketing efforts that are going on, that are similar themes among brands where they've shifted their marketing to this effort or another effort? And you see traction happening that maybe wouldn't have happened before COVID? Matthew: I think just more of the adoption of digital marketing efforts and spend into more markets outside of the US, Canada, Australia, and the UK. I think the first thing is really getting that digital marketing effort through whether it be Google, whether it be Instagram, whether it be Facebook. I mean, that is the traditional trend that I see as highly adopted right now across the brands that we work with. Each of them do it very differently. That's for sure. But, all in a unique way that's unique to their brand, where they build a personalized approach to build that trust with the consumer to get them to return. Matthew: So, I think for me, the channels have been pretty consistent in the adoption, like the ones I just mentioned. And then I think it's more about how do I now start focusing on where to do this next? And that is traditionally what I spend a decent amount of time with our brands, just talking about what is your strategy? What's the next market that you're going to push money into, where you can get a return? And here are some that we see as focus markets for your industry, leveraging what we've seen globally across the vast portfolio brands that it is that we work with. Stephanie: Cool. So when thinking about some of the challenges with cross border shipping, I'm thinking about the high shipping rates and maybe local return options. And like you mentioned earlier, duties and taxes, how would you go about stack ranking these priorities for a new Ecommerce shop? And starting to think about this, what are the things that you just need to have as number one priority because if you miss that you're done, whereas the other ones can get figured out along the way? Matthew: Yeah. So for me, I think the biggest aspect is having a full end to end approach. I know we talked about it a bit earlier where the customers from a US perspective are not going to miss a single instance of the way that the customer needs to be communicated to, talk to. And even down to the element of shipping checked out with. But, I think when you look at the backends and prioritization of what's most important internationally, I'd probably put a duty and tax pricing strategy first. I think when you look at the overall elements and barriers that may differ between that of a domestic transaction and that have an international one, duty is not something that many brands are equipped to handle. Matthew: And I think duty is something that brands can most likely understand how to find a solution to calculate. But, then I think the question comes into, how do I calculate duty and tax into every single market throughout the world? But, then most importantly, how, and what do I do through being taxed to make sure that the consumer see it in a way that they will buy. And we mentioned Europe being a really key market for that. If you're in Germany and you want to buy a sweater, you go into your sweater store and you buy that sweater, the experience that you're going to receive is that sweater will be valued at a hundred euros. And you're going to have nothing more to pay outside of that a hundred euro, call it VAT inclusive experience. Matthew: So, if you now try to talk to that German consumer in a way where you're saying, "Hey, check out my website. And I'm going to go ahead and I'm going to break out duty for you. I'm going to break out tax and another line item for you." That consumer's not going to relate to it. So I think if I had to stack rank them all, even though I think pulling the full end to end is necessary to truly make it work from payments to currency, to communication, to customer satisfaction, all of those elements, even down through checkout and translation of checkout. And the ability to recognize city where there is a city, or recognized state where there is a state, or province where there is a province. These are all elements that should be pulled together. But, I would put the duty and price strategy first because I think it is the biggest barrier that brands struggle with. Stephanie: Cool. Yeah. That's great. It's always good to know where to start. But, agree on having an end to end solution. So this is a little bit of a higher level question. But, I know there's been obviously a lot of shakeups when it comes to logistics, like we mentioned early on. Is there any new ways that you hear brands or that you're advising brands to prepare for? If there's another pandemic, if there's something else that happens that maybe interrupts the logistics and supply chain and all that kind of stuff, do you hear anything behind the scenes of like, okay, going forward, we have this new kind of model or strategy to kind of future-proof us a bit more? Matthew: That's a good question. I would say through COVID, what it's taught me and where I spent a lot more, let's just say time conversing than I thought I would have with brands was building contingency plans, when I came to realize that a lot of portfolio brands out there heavily reliant on a single logistics fulfillment center to manage their DTC business. And I think that as COVID hit and volumes doubled because stores closed and then fulfillment centers' staff had to be cut in half, I think that posed for a huge logistics challenge that not many brands retailers or 3PL fulfillment centers were quick to handle. Basically double peak volume in a non peak period, completely unannounced. So I think when you bring that all together, I spent a lot of time with our global brands specifically, who really came to us and said, "Hey, we have some opportunity here. Meaning we've got product in many different markets throughout the world." Matthew: So, if in fact, my facility in New Jersey shutdown tomorrow, obviously Global-e controls the technology elements of it but, the fulfillment piece they still own. So can we point our website for every single transaction, not change a thing for the consumer so that they're not impacted. Let's start pulling that product out of Hong Kong. And the answer is yes. I mean, it's something that we could have easily done and we did do. And I've built more contingency plans than I ever thought I would have had to with our brands to support them should this have happened. But, as I landed my plane, I think the biggest kind of lesson learned here for me, if I'm sitting in on the brand side is to say, what is my contingency plan? Should something like this come up again. And do I have... Or can I turn inventory, or one in another market or another destination or location should my facility in New Jersey get shut down? Stephanie: Yeah, that's great. So are there any disruptions that you see coming maybe to Ecommerce after all this kind of settles down a bit, that you've built contingency plans around? Matthew: I think for me, the acceleration that's going to continue, that started the second COVID hit to continuing to let's just say accelerate as each one of these markets, typically that got hit hard. Six to eight weeks post that time, really, we saw the recovery. And it's almost like the far East started and then Europe happened and then the US was kind of the latest to the table, which was super interesting. But, I think for me, what I'm seeing a lot of now is I speak to all of our brands on a regular basis, is we're seeing a lot more brands now equip their business to be more digitally native. I think the old model of taking product and putting it in inventory, in market next to that consumer and having a very highly driven brick and mortar strategy, has changed. Matthew: And I think that the more personalized brands that are equipped to continue to accelerate their digital strategy, is either doubling down or it's accelerating. And I think that that is to me, the biggest disruptor that I see coming in this landscape, which is the digitally native brands that exist out there that are highly emotional and personalized to their consumer, are really thriving during these times. And I think that we're seeing a lot of the larger, more complex brands that are out there start to really build accelerated strategies to make sure that they keep up. Stephanie: Very cool. So, if I'm a newbie with, I'm building my new Ecommerce company and I'm starting to think about going international, where can I actually look to find out what's happening behind the scenes at some of these brands? Maybe to see how are they operating their logistics or what is their playbook? Is there anywhere or communities or anything like that, that I can learn from other brands or see the behind the scenes of how it's working? Matthew: Yeah. I think typically there's going to be, from an education perspective, we see a lot of brands adopting different cross-border publications, different cross-border strategies through a lot of the conferences that have now become digital and more I would say highly even access. It's in the past, these trade shows and all these things that used to really thrive on required a lot of time, a lot of dedication, a lot of effort, a lot of money to be able to access. Matthew: And I think now what I'm seeing with these all go virtual is you're starting to see a lot more of adoption into these channels which is a lot easier to access. And I think when brands typically come and they're looking in the enabled arena, they learn quite a bit. And I think that is one of the things every time we do talk to a brand it's the first thing that they ask us. How is our peer group performing today? And are you happy with our conversion? And what changes can I make to be able to improve? And I think that's just one of the biggest I'd say value adds from a data and an insight perspective that brands look for. Stephanie: That's great. Yeah. I really liked the idea behind the virtual events are leveling the playing field. So now everyone can get access for either cheaper or free and not have to travel. And that's a really good point and a great place to start. Matthew: Yeah. For sure. Stephanie: Before we move on to the lightning round, is there any topic that you really wanted me to touch on or cover that you were hoping I would bring up? Matthew: No. I think a very wide gamut of everything, which is great. No, I am fine. Stephanie: Okay, cool. Yeah. I do like to go in different areas of the conversation. Matthew: All good. Stephanie: Yup. The lightening round, which is brought to you by Salesforce Commerce Cloud. This is where I'm going to ask you a question and you have a minute or less to answer. Matthew, are you ready to go? Matthew: I am as ready as I will be. Stephanie: Alright. What's up next on your reading list? Matthew: Poof! My reading list, I would have to say Peppa Pig is one of the next books because my daughter is begging me to read it to her. So I will be most likely reading that this evening with her. It's between either Peppa pig or Star Wars books. I'm trying to twist one way, I'm not going to say which way. Stephanie: Peppa Pig. Matthew: Exactly. Peppa's super popular right now. Stephanie: Oh, I know. Matthew: That is the next step on my reading list. I have to be very honest. Stephanie: That is probably mine too. I like it. Yup. My son is obsessed with that as well. Alright. What's up next on your Netflix queue? Matthew: Netflix queue? Stephanie: No kid stuff. Matthew: No kid's stuff. Right now, I would say Dexter has been recommended highly to me and seems to get a lot of good ratings. So I think that with COVID now in place, my wife and I will saddle in and watch. And begin to accelerate the number of views that it seems [inaudible 00:42:42]. Stephanie: That's cool. Stephanie: So, if you were to have a podcast, what would it be about and who was your first guest to be? Matthew: I think if I were to have a podcast, I would say my podcast will probably focus something around sustainability. I think that right now with everything that's happening in the world today, and when you look at just the impacts of COVID, and everything else that has happened in the world, I think that you're going to see a lot of brands really adopt sustainable activities and life in general. Even down to our arena, which is call it shipping and how to package materials and stuff. So I think when you look at it, that would be for sure my approach. Who would my first guest be? I think my first guest would probably be my mentor and my father. I would give him the opportunity to be the first guest on my show and at least jump in and be able to share that memory should that podcast take off. And I know that I could say that I started with a family member. Stephanie: Well, I like that. Yeah. We have been actually talking about starting a sustainability podcast. So now I have a perfect host. You're it. Matthew: You let me know. Stephanie: We'll call you up. Alright. One more. What is A, your favorite piece of tech or a new Ecommerce tool that makes you more efficient, or you're having success with? Matthew: What is the most? I would say right now for me there is a tool called Monday that we had used that has brought us a lot of efficiency in the overall arena of project management. So I think managing the level and the amounts of projects at a single time can be at times overwhelming. So within our project group it is a tool that we've adopted that I actually find very insightful because it really gives me a nicer view and a view and a clean view of the overall working structure of what we currently have to deploy and make sure that we continue to support each one of the brands in the queue, whether it be small, whether it be large. And get them out on time to hit their overall deadline to celebrate their Christmas. Stephanie: That is great. I will have to check that out. Well, Matthew, this has been an awesome conversation. We really did go all over the place. And I think our listeners will love it. Where can people find out more about you and Global-e? Matthew: So for me, I would say Global-e obviously hit our website, www.global-e.com. I think you'll learn a lot, right? I think a lot of the statistics, a lot of case studies, a lot of country market reports, a lot of different case studies and things that we've done is going to be there. You can engage us there. And obviously, we are happy to help any brand of any shape and size. So, if this becomes something that you'd love to engage us on, hit the website, submit your information, and we've got a team member in pretty much any part of the world that's going to be able to help you. This is an incredible thing to be part of at such a cool global brand that we are. Stephanie: Amazing. Cool. Well, thanks for effort. Thanks for listening everyone. And we will see you next time.  

China slaps a ban on Australia’s biggest grain exporter. U.S. lawmakers seek to reduce dependence on China for rare earths. UnionPay launches a digital bankcard. DBS Bank gets the nod to set up a JV securities company in the country. Another bleak winter for property developers. Netflix plans to adapt the “The Three-Body Problem” . Plus, who will be affected by China’s new tech export restrictions?

In this episode, we sit down with Angy Watson, Chief Strategy Officer of Tutuka. Tutuka simplifies the complicated world of card processing with APU technology that allows millions of Visa, Mastercard, and UnionPay transactions to be processed around the world. Angy discusses all things FinTech, shares the advice CEOs & young professionals both seek from a certified coach and gives tips on how to leverage previous experiences. Angy Watson's LinkedIn: https://www.linkedin.com/in/angy-watson-banks-7999b940/Tutuka's Website: https://www.tutuka.com/TalentintheCloud's Website: https://talentinthecloud.io/Stacey Japhta's LinkedIn: https://www.linkedin.com/in/staceyjaphta/

В гостях у Лаовайкаста Максим Ефимов, который уже много лет работает в SwiftPass - фирме, стоящей за оплатой по qr-codes и много еще чем.Что такое WeChat Pay?Что такое AliPay?Кто там еще кроме них, UnionPay какой-то?Так, это все звучит заманчиво. Ну, я пошел открывать кошелек - что для этого надо?Как это “есть проблемы?” Какие еще проблемы?Ну, зачем эта вся е-рундень нужна русскому в Китае еще понятно, а зачем русскому не в Китае это все?Че там с цифроюанем?Когда китайские платежные системы завоюют весь мир?Грамота: 孔方兄 (kǒngfāngxiōng) - монеты с квадратным отверстием (пренебр.: деньжонки)

In November 2019, Yoga Teachers at YogaWorks in New York city came together to create the world’s first ( that we know of ) Union For Yoga Teachers.From The Yoga Works Union:“We are Yoga and Mindful Fitness Educators. We’ve come together to have a voice in our industry, raise industry standards, and create a more equitable and sustainable profession for all. Our goal is for employees, students and businesses to thrive”I was lucky enough to interview Markella Los, one of the union organizers for today’s podcast. Markella is a yoga teacher, movement educator and one of the organisers of the worlds first union for yoga teachers teachers. I’ve been following Markella on instagram for a few years, because we share a similar philosophy about movement. We’ve had similar experiences with a long period of “yoga only” movement, and suffered pain and injuries as a result. After which learning from humans outside the yoga system, and upgrading our knowledge of how to keep the body healthy and resilient through movement. But then… last year, I noticed that Markella was part of a group of teachers at YogaWorks studios in new york who were organising a union. Markella was one of the first people I reached out to, to be on the new show - and due to the fact that the union was literally forming when I asked her to come on - we had to postpone recording until a few weeks ago.We talk about:Why Markella & the Yoga Works teachers began to pursue creating a unionPay barriers to becoming a yoga teacherPay transparencyWhy the burden of getting a pay rise shouldn’t fall on the individual An update on where the YogaWorks union is now (after the YES vote in November)How a union works - collective bargaining, creating a contractWhat types of things the union is able to ask forHow much time takes to organise a unionThinking globally and acting locallyBottom up organising in your communityCriticism & union busting tacticsOrganizing for independent contractors ( vs. employees ) Misclassification of yoga teachers as independent contractorsThe personal investment and growth of organisingThe first thing to do if you’re thinking about starting a unionThe main criticisms / challenges of yoga union organisingUnion busting tacticsHow the financial backing of a union worksHow a yoga union can help foster diversity and access in yogaFIND MARKELLAMarkella’s InstagramMarkella’s WebsiteFIND CORACora's InstagramCora's WebsiteTeachers Club WaitlistFor full show notes & links to resources mentioned in this show head to www.corageroux.com/podcastepisodes/episode13

Aleta Planet has been a pioneer in payment technology solutions specialising in the B2B sector over the last few years. And just recently Aleta Planet has joined forces with UnionPay to come up with MoneyExpress, a cross-border remittance service. Ryan Gwee, Chairman and CEO of Aleta Planet talks about how secure it is for one to send their money over via MoneyExpress and how MoneyExpress is different from other remittance services.  

Nuevo programa de la mano de Pablo Gorgé para hablar de medios de pago. Con el gigante Chino, UNION PAY. Hablamos con Luis Gª Cristóbal, Head of Iberian Markets.

This weeks news show is coming to you straight from our 11:FS lounge at Money20/20 in Amsterdam! We have some great stories for you as Leda and Jason are joined by a couple of great guests: Bart Leurs - Chief Digital Transformation Officer at Rabobank Conny Dorrestijn - Founding Partner at BankiFi Jordane Giuly - Co-Founder and Head of Product at Spendesk Suresh Vaghjiani - CEO & Co-Founder at Tribe Payments We kick off the episode by taking a look at an article from Finextra about Money20/20 specifically: Money20/20 Europe 2019, Stop innovating, start executing. A big theme over the first day was innovation innovation innovation... is innovation an overused term? Should we stop innovating and start executing? Where is the fine line between being innovative and just doing something that is very niche? (02:23) Next up, we talk about how Tribe Payments is partnering with UnionPay as part of the Chinese giant's 'aggressive' push into Europe! The partnership and the new platform were launched at here Money20/20 and the panel wonders what is going to happen in the payments industry? Is this innovation through connecting people from different places? Is the payment era changing and will it change from only being a MasterCard VS Visa race? Are we going to see transformation and innovation rise through competition?(16:38) Other stories include: Rabobank’s Fundr is in it’s trial phase to help SMEs cope with PSD2 (24:03) ebay partners with Asto to offer a new finance solution (32:50) Tink receives strategic investment from PayPal (37:54) Europe leads the $31tn charge on sustainable investing (42:22) Brits turn to digital banking reveals a new study from Mastercard (49:26) A school in China has made a facial recognition software that scans the students’ behaviour in the classroom every 30 seconds (52:27) All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email podcasts@11fs.com This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Bart Leurs, Conny Dorrestijn, Jordane Giuly , and Suresh Vaghjiani.

The global metals trade exceeds $2.7 trillion per annum, derivatives over 60x the physical market. Nearly 3 billion metals contracts are traded on the major markets each year by some 17 million commodities traders. Over the past decade, online tools have made trading in options, equities, forex and crypto-currency readily available and trading has proliferated. However, there is currently no readily accessible, specialist metals trading platform online and many traders stay away from metals. MetaliCoin Value Proposition Trade any metal as easily and efficiently as you currently trade forex, options or crypto-currency. Trading is easy, fast and low cost, with small minimum volumes and access to every metal in the world from anywhere, 24 hours a day. Fully regulated, highly secure and backed by the transparency of the blockchain and world-class identity management and trading infrastructure, so you can trade with confidence. The initial Metalicoin audience is an existing individual trader and metal hedgers. The Digital Metal Exchange (DMX) A best of breed digital metals exchange that allows traders to buy and sell metals with fiat currency or crypto. Providing 24/7 blockchain based peer to peer trading with instant execution and low fees, via secure smartphone or web app. DMX users trade digital commodities on an SEC-regulated platform supporting over 19 clearing banks, leading trading, asset custodianship, and finance institutions. The platform provides access to US and global markets and larger traders can gain access to dark pools. The Metalicoin DMX offers fiat to crypto on-ramp/off-ramp from over 160 currencies and top 10 cryptos and will also provide MetaliCoin branded MasterCard and UnionPay cards. Core Technology consists of: Bank level secure platforms and servers with AU-driven security Highly secure digital asset wallet stores fiat, crypto, and all digital assets User-friendly web and mobile app interfaces High volume digital asset exchange engine High-end identity management for KYC, AML, CTF compliance The Metalicoin Road Map Core metals exchange (Q3, 2019): All metals available on LME Dark pools (Q4, 2019): Access high volume, large scale trades in metals Margin/Leverage trading and derivatives (Q4, 2019) Issue MetaliCoin branded virtual and physical cards (Q1, 2020) Users participate in margin pool and clearing pool (Q2, 2020) Business Model MetaliCoin makes money from transaction fees, spreads, margin fees, card fees, coin issuance, coin listing (of 3rd party metal backed coins), dark pool trading, market making, and clearing activities. Why Invest in Metalicoin? MetaliCoin delivers a strong value proposition by delivering secure, easy access to the Metals Market. Users save money by cutting out middle-men and hidden fees. They enjoy small minimums (quantities to suit individual needs), transparent markets for precious, industrial and technology metals (eg Lithium, Indium, etc). The DMX is based deploys best of breed digital trading, wallet, payment, identity management, and security. It is based on blockchain for secure, 24/7, peer to peer trading in a fully regulated environment to provide investor and user security. Exit options include listing or being acquired by a major trading house or exchange. The business will build enterprise value via multiple revenue streams and significant growth leverage and highly scalable infrastructure. SUBSCRIBE to our social channels and never miss an episode: SPOTIFY   iTunes   Stitcher   Soundcloud   Google Play Music   Tunein    Castbox    Pocket Casts  Overcast  iHeartRadio PlayerFM    YouTube  ________________ Do you want us to talk about your project or company? Email us: education@saviidigital.com

Patrick Jenkins and guests discuss how Deutsche Bank broke the Volcker rule, Credit Suisse's first quarter earnings, a new banking lobby group in the UK and the attempt by UnionPay, China's domestic credit card, to penetrate international markets. See acast.com/privacy for privacy and opt-out information.

In his History of the Peloponnesian War, ancient Greek historian Thucydides told us the tale of a dominant regional power (Sparta) that felt threatened by the rise of a competing power (Athens). Sparta felt so threatened, in fact, that all the moves they made to keep the Athenian rise in check eventually escalated the power struggle into an all out war. Modern political scientists call this the Thucydides Trap. The idea is that when, out of fear, a dominant power takes certain steps to keep its competitor at bay, these actions ultimately lead to war between the two. There's a lot of concern that the US and China will fall into the Thucydides Trap. This is certainly a valid concern. Both are nuclear superpowers with some of the largest militaries in the world. But in 2016, modern warfare is not about tanks and aircraft carriers anymore. Modern warfare is insurgent, cyber, and financial. In fact, if you look at the state of the financial system and the tactical brinksmanship between the US and China, it's clear that the two are already in a Thucydides Trap. This power struggle is leading to financial warfare of nuclear proportions; and as with any war, there will be a lot of casualties. Just over the last several months we've seen many exchanges of fire between the two nations. The US government claimed legal jurisdiction over the Bank of China, one of the largest banks on the mainland. The Chinese launched the Asian Infrastructure Investment Bank, a supernational bank designed to compete with the Western-dominated IMF. The US blacklisted one of China's largest telecom companies, forbidding any US company from doing business with China's ZTE. China has been rapidly expanding its global payment network, UnionPay to become a direct competitor with Western systems like Maestro, Visa, and Mastercard. And don't forget, China could unleash its nuclear option at any time-- dumping its vast trillion+ pool of US government debt, which would potentially cause a major crisis for the US dollar. It's a bit sad, because almost EVERY action of the US government only escalates the conflict further… and the Chinese eagerly follow suit. This is how World War III starts. And it will be financial. Listen in to today's podcast and learn more about how this conflict will unfold… and how to not to end up as collateral damage.

In his History of the Peloponnesian War, ancient Greek historian Thucydides told us the tale of a dominant regional power (Sparta) that felt threatened by the rise of a competing power (Athens). Sparta felt so threatened, in fact, that all the moves they made to keep the Athenian rise in check eventually escalated the power struggle into an all out war. Modern political scientists call this the Thucydides Trap. The idea is that when, out of fear, a dominant power takes certain steps to keep its competitor at bay, these actions ultimately lead to war between the two. There's a lot of concern that the US and China will fall into the Thucydides Trap. This is certainly a valid concern. Both are nuclear superpowers with some of the largest militaries in the world. But in 2016, modern warfare is not about tanks and aircraft carriers anymore. Modern warfare is insurgent, cyber, and financial. In fact, if you look at the state of the financial system and the tactical brinksmanship between the US and China, it's clear that the two are already in a Thucydides Trap. This power struggle is leading to financial warfare of nuclear proportions; and as with any war, there will be a lot of casualties. Just over the last several months we've seen many exchanges of fire between the two nations. The US government claimed legal jurisdiction over the Bank of China, one of the largest banks on the mainland. The Chinese launched the Asian Infrastructure Investment Bank, a supernational bank designed to compete with the Western-dominated IMF. The US blacklisted one of China's largest telecom companies, forbidding any US company from doing business with China's ZTE. China has been rapidly expanding its global payment network, UnionPay to become a direct competitor with Western systems like Maestro, Visa, and Mastercard. And don't forget, China could unleash its nuclear option at any time-- dumping its vast trillion+ pool of US government debt, which would potentially cause a major crisis for the US dollar. It's a bit sad, because almost EVERY action of the US government only escalates the conflict further… and the Chinese eagerly follow suit. This is how World War III starts. And it will be financial. Listen in to today's podcast and learn more about how this conflict will unfold… and how to not to end up as collateral damage.

In his History of the Peloponnesian War, ancient Greek historian Thucydides told us the tale of a dominant regional power (Sparta) that felt threatened by the rise of a competing power (Athens). Sparta felt so threatened, in fact, that all the moves they made to keep the Athenian rise in check eventually escalated the power struggle into an all out war. Modern political scientists call this the Thucydides Trap. The idea is that when, out of fear, a dominant power takes certain steps to keep its competitor at bay, these actions ultimately lead to war between the two. There’s a lot of concern that the US and China will fall into the Thucydides Trap. This is certainly a valid concern. Both are nuclear superpowers with some of the largest militaries in the world. But in 2016, modern warfare is not about tanks and aircraft carriers anymore. Modern warfare is insurgent, cyber, and financial. In fact, if you look at the state of the financial system and the tactical brinksmanship between the US and China, it’s clear that the two are already in a Thucydides Trap. This power struggle is leading to financial warfare of nuclear proportions; and as with any war, there will be a lot of casualties. Just over the last several months we’ve seen many exchanges of fire between the two nations. The US government claimed legal jurisdiction over the Bank of China, one of the largest banks on the mainland. The Chinese launched the Asian Infrastructure Investment Bank, a supernational bank designed to compete with the Western-dominated IMF. The US blacklisted one of China’s largest telecom companies, forbidding any US company from doing business with China’s ZTE. China has been rapidly expanding its global payment network, UnionPay to become a direct competitor with Western systems like Maestro, Visa, and Mastercard. And don’t forget, China could unleash its nuclear option at any time-- dumping its vast trillion+ pool of US government debt, which would potentially cause a major crisis for the US dollar. It’s a bit sad, because almost EVERY action of the US government only escalates the conflict further… and the Chinese eagerly follow suit. This is how World War III starts. And it will be financial. Listen in to today’s podcast and learn more about how this conflict will unfold… and how to not to end up as collateral damage.

Apple Pay will arrive in China very soon. A pair of new videos showing Apple Pay working with UnionPay bank cards in China for both in-store and in-app purchases is going viral. Will this newcomer win support in China's fast growing mobile payment market?

- Adobe Sees Holiday Mobile Shopping Growth Driven by iThings - Custora Tracks Dominance of iOS Devices in Thanksgiving Shopping via Mobiles - Apple sales Fare Well on Adobe and IBM Black Friday Lists - FBR Analysts Expects 5-Million to 6-Million Apple Watches Sold in December-Quarter - Morgan Stanley: iPhone to Gain Share in Slowing Smartphone Market - Strategy Analytics: Chromecast Led US DVSD Market in 3Q CY2015 - Report: Amazon Video App May Soon Hit Apple TV - Report Has Tentative Agreement Between Apple and UnionPay to Bring Apple Pay to China - Australian Representative Questions Banks on Lack of Apple Pay Support - Illegal Again to Backup Your Music in UK - Drobo: Storage arrays designed to protect your data forever. There’s a special offer waiting for you at ! - Send me an email: or call (716)780-4080!

Koolchat No.6 Buying an IphoneTips for buying an iPhoneMark: Tip #1 – Which phone do you want? (5s / 6 / 6+ / 6s / 6s+)Jackie: I want the 6s+Mark: Don't say… ‘want' or ‘give me'. I would like the da da da iPhone. Mark: No, replace ‘da da da' with the phone you wantMark: Tip #2 – Choose your colour? There are 4 colours to choose fromJackie: err!!Mark: No, we should say: ‘excuse me', ‘pardon' or ‘I'm sorry'. Jackie: I'm sorry, how many colours are there? Mark: 4 colour! Silver, Gold, Space Gray, and Rose Gold. Which do you think will be popular? Jackie: Chinese people like gold, maybe Rose Gold.Mark: You do know that's Pink?Jackie: Pink!!, you said Rose Gold.Mark: I know but it sure looks pink to me.Jackie: Maybe, I'll give that to the wife. Mark: Tip #3 – CapacityJackie: Oh, easy. I want to buy in Hangzhou city.Mark: Haha… no not the city the ‘ca-pa-ci-ty'. The storage size, capacity.Jackie capacity.Mark: They make 3 storage sizes, called ‘Gigabytes' but we usually say ‘gigs'. Repeat – 16 gigs, 64 gigs & 128 gigs.Jackie: So how many gigs do I need?Mark: I know you like movies and you like to keep Koolchat with you all the time, I'd get 64 gigs.Mark: Tip #4 – Take a seatJackie: Does it come with a free seat, an Apple seat?Mark: No, think about it.Jackie: Oh, it will be very busy. I'll need to wait?Mark: No.Jackie: I have to sit down while they teach me how to use it?Mark: Maybe, but no.Jackie: What then?Mark: If you don't sit down, you'll fall down when you hear the price.Mark: Tip #5 – How will you pay?Jackie: I thought you were paying. My birthday is coming.Mark: err… no.Jackie: I guess I'll buy my own birthday gift.Mark: The sales staff always ask: “How would you like to pay?” What will you say?Jackie: I want to pay with a card.Mark: Remember we change the word ‘want' to ‘would like'. You could say UnionPay or credit card.Jackie: I would like to pay with Mark's credit card.Mark: Let's put it together in a dialogue for our English learnersMark: Can I help you?Jackie: Yes, I would like the 6s+ iPhone, please.Mark: Sure, which colour would you like?Jackie: I would like the rose gold one, it's for my wife.Mark: ..and what capacity would you like?Jackie: 64 gigs please.Mark: Please take a seat; I'll just be a moment. PauseMark: Here you are. How would you like to pay?Jackie: I would like to pay by Union Pay.Mark: No problem.

Koolchat No.6 Buying an IphoneTips for buying an iPhoneMark: Tip #1 – Which phone do you want? (5s / 6 / 6+ / 6s / 6s+)Jackie: I want the 6s+Mark: Don’t say… ‘want’ or ‘give me’. I would like the da da da iPhone. Mark: No, replace ‘da da da’ with the phone you wantMark: Tip #2 – Choose your colour? There are 4 colours to choose fromJackie: err!!Mark: No, we should say: ‘excuse me’, ‘pardon’ or ‘I’m sorry’. Jackie: I’m sorry, how many colours are there? Mark: 4 colour! Silver, Gold, Space Gray, and Rose Gold. Which do you think will be popular? Jackie: Chinese people like gold, maybe Rose Gold.Mark: You do know that’s Pink?Jackie: Pink!!, you said Rose Gold.Mark: I know but it sure looks pink to me.Jackie: Maybe, I’ll give that to the wife. Mark: Tip #3 – CapacityJackie: Oh, easy. I want to buy in Hangzhou city.Mark: Haha… no not the city the ‘ca-pa-ci-ty’. The storage size, capacity.Jackie capacity.Mark: They make 3 storage sizes, called ‘Gigabytes’ but we usually say ‘gigs’. Repeat – 16 gigs, 64 gigs & 128 gigs.Jackie: So how many gigs do I need?Mark: I know you like movies and you like to keep Koolchat with you all the time, I’d get 64 gigs.Mark: Tip #4 – Take a seatJackie: Does it come with a free seat, an Apple seat?Mark: No, think about it.Jackie: Oh, it will be very busy. I’ll need to wait?Mark: No.Jackie: I have to sit down while they teach me how to use it?Mark: Maybe, but no.Jackie: What then?Mark: If you don’t sit down, you’ll fall down when you hear the price.Mark: Tip #5 – How will you pay?Jackie: I thought you were paying. My birthday is coming.Mark: err… no.Jackie: I guess I’ll buy my own birthday gift.Mark: The sales staff always ask: “How would you like to pay?” What will you say?Jackie: I want to pay with a card.Mark: Remember we change the word ‘want’ to ‘would like’. You could say UnionPay or credit card.Jackie: I would like to pay with Mark’s credit card.Mark: Let’s put it together in a dialogue for our English learnersMark: Can I help you?Jackie: Yes, I would like the 6s+ iPhone, please.Mark: Sure, which colour would you like?Jackie: I would like the rose gold one, it’s for my wife.Mark: ..and what capacity would you like?Jackie: 64 gigs please.Mark: Please take a seat; I’ll just be a moment. PauseMark: Here you are. How would you like to pay?Jackie: I would like to pay by Union Pay.Mark: No problem.

Luc-Olivier shares his feelings about his adventure trying to use his iPad more often.Related LinksFU: iOS 8.1.1 is outFU: Viticci's tweet about iOS 8.1.1 BetaFU: 1Password is happy about iOS 8.1.1FU: iOS 8.1.1. installation sizeFU: 9to5mac: Staples turns on Apple Pay support at its retail stores ahead of Black FridayFU: Tech in Asia: Apple set to make even more money in China as it adds UnionPay support to App StoreFU: David in New York corrects Yanik on MetroCardiPhone Model comparison - WikipediaiPad Timeline - WikipediaMacBook Timeline - Wikipedia

1-crisi ucraina: l'economia potrebbe essere l' unica spina al fianco di Putin. ..2-Quando l'aumento dell'iva fa crollare i consumi. Da oggi Il Giappone ufficialmente in recensione tecnica ..3-borse : al via la piattaforma Shanghai – Hong Kong. La nuova piazza tenterà di fare concorrenza a Tokyo, leader indiscussa in Asia. ..4-Accordo Apple – Cina: ok agli acquisti sulla App Store con la Unionpay la carta di credito locale. ..5-” il momento magico continua ancora” l'intervista a Ignacio /Guido il nipote ritrovato di Estela Carlotto, leader delle abuelas argentine. oggi la seconda parte. ..( Anna Bredice) ..6-Dinalmente derby: la coppa di scozia propone celtic- rangers , fallito tre anni fa. 7- romanzo a fumetti: oggi la graphic novel “ Truman Capote In Kansas “ ( Maurizio Principato) ..

1-crisi ucraina: l'economia potrebbe essere l' unica spina al fianco di Putin. ..2-Quando l'aumento dell'iva fa crollare i consumi. Da oggi Il Giappone ufficialmente in recensione tecnica ..3-borse : al via la piattaforma Shanghai – Hong Kong. La nuova piazza tenterà di fare concorrenza a Tokyo, leader indiscussa in Asia. ..4-Accordo Apple – Cina: ok agli acquisti sulla App Store con la Unionpay la carta di credito locale. ..5-” il momento magico continua ancora” l'intervista a Ignacio /Guido il nipote ritrovato di Estela Carlotto, leader delle abuelas argentine. oggi la seconda parte. ..( Anna Bredice) ..6-Dinalmente derby: la coppa di scozia propone celtic- rangers , fallito tre anni fa. 7- romanzo a fumetti: oggi la graphic novel “ Truman Capote In Kansas “ ( Maurizio Principato) ..

1-crisi ucraina: l'economia potrebbe essere l' unica spina al fianco di Putin. ..2-Quando l'aumento dell'iva fa crollare i consumi. Da oggi Il Giappone ufficialmente in recensione tecnica ..3-borse : al via la piattaforma Shanghai – Hong Kong. La nuova piazza tenterà di fare concorrenza a Tokyo, leader indiscussa in Asia. ..4-Accordo Apple – Cina: ok agli acquisti sulla App Store con la Unionpay la carta di credito locale. ..5-” il momento magico continua ancora” l'intervista a Ignacio /Guido il nipote ritrovato di Estela Carlotto, leader delle abuelas argentine. oggi la seconda parte. ..( Anna Bredice) ..6-Dinalmente derby: la coppa di scozia propone celtic- rangers , fallito tre anni fa. 7- romanzo a fumetti: oggi la graphic novel “ Truman Capote In Kansas “ ( Maurizio Principato) ..

This week we're looking at China Unionpay extending its global presence, financiers and companies get together for the 8th Beijing International Finance Conference, and Sinopec buys a stake in Total's Nigerian off-shore oil block.