Podcasts about dbs bank

Steve Monaghan flips the script on innovation culture: experience isn't a relic—it's a strategic edge. As General Partner at FinMir.ai, Limited Partner at True Global Ventures, Independent Non-Executive Director at RAK Bank, and former Chief Digital Officer at both AIA and DBS Bank, Steve brings a cross-industry view forged through decades of deep transformation. From aviation to fintech to AI, he shows how age fuels better questions, sharper pattern recognition, and global insight in a world obsessed with novelty. Whether he's building Asia's first unicorn or designing systems that could restructure entire economies, Steve makes one thing clear: for Gen Xers tired of being underestimated, age isn't a liability—it's leverage.>>Built to Learn, Not to Fit“I wasn't hired for my experience. I was hired for the questions I knew how to ask.”Steve's journey—from pilot to pricing guru to product architect—was never about titles. It was about learning faster than the system could teach him.>>From N-O to K-N-O-W“People don't fear change. They fear not understanding it.”Steve shares his framework for flipping resistance into insight. At DBS, it became a model: learning, venturing, capital. The goal? Turn skeptics into innovators.>>Legacy Is Not a Headline“This isn't my next startup. It's my swing-for-the-fences play.”Steve's current project could restructure economies by eliminating capital inefficiencies in payroll and supply chains. It's big, bold—and designed to help the people most hurt by broken systems.>>The Advantage of Age in the Age of AI“Older workers know how to ask better questions. That's the advantage.”Forget the ageist myth. Steve explains why mature employees are becoming AI's secret weapon—and why experience, not just coding, is the multiplier.>>Mental Health Is Not a Risk Factor—It's a Design Factor“You can't build resilient companies without resilient founders.”As an investor, Steve supports founders with integrity, grit, and humility. That includes stepping back when needed—and being asked, not judged, for how you feel._________________________Connect with Us:Host: Vince Chan | Guest: Steve Monaghan  --Chief Change Officer--Change Ambitiously. Outgrow Yourself.Open a World of Expansive Human Intelligencefor Transformation Gurus, Black Sheep,Unsung Visionaries & Bold Hearts.10 Million+ All-Time Downloads.Reaching 80+ Countries Daily.Global Top 3% Podcast.Top 10 US Business.Top 1 US Careers.>>>130,000+ are outgrowing. Act Today.

Daryl Ho, Senior Investment Strategist, DBS Bank’s Chief Investment Office discusses why Treasury Inflation Protected Securities (TIPS) look particularly attractive in the current climate of frequent geopolitical or economic shocks occupying the headlines. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

Taimur Baig, Chief Economist, DBS Bank, discusses if we are set to see a resurgence in Europe's economy and markets as Germany embarks on a historic fiscal package that will potentially unlock billions of dollars in spending. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

AI is moving fast—too fast. In this episode, I break down AI agents and what they mean for the future, plus the latest on GTA 6 and the shocking AI-driven job cuts at one of Singapores biggest banks DBS. Oh, and did a robot at a Chinese festival actually attack someone, or was it just a glitch?AI Agents Explained – What are they, and how will they change everything?GTA 6 Update – The latest news on Rockstar's biggest game.Job Losses in Singapore – AI replacing workers at DBS Bank.Robot Incident in China – Malfunction or something more?Watch now and let's discuss the future of AI in the comments.

the US clashes with its European allies over Ukraine, Trump confirms that his planned tariffs ‘will go forward on schedule, the EU lifts several sanctions on Syria, Hamas reports that six babies have died of hypothermia in Gaza, the UK's Starmer pledges to increase defense spending to 2.5% by 2027, Singapore's DBS Bank plans 4K job cuts as AI takes on more tasks, a US judge blocks a Trump-ordered transfer of 12 transgender inmates to male prisons, as a court blocks immigration raids at certain religious sites, a mystery illness kills dozens in the Democratic Republic of the Congo, and China's Zhurong rover finds that Mars may have hosted ‘vacation-style' beaches. Sources:  www.verity.news

In this inspiring episode of Making Sense of Work, I sit down with the incredible Punita Lal, a distinguished business leader, board director, and executive coach. With a career spanning over 35 years in leadership, strategy, and marketing, Punita has held executive roles at PepsiCo and Coca-Cola and now serves on multiple global corporate boards, including DBS Bank and Carlsberg.Punita shares her zigzag career journey, from her early days in advertising to leading teams in multinational corporations, navigating boardrooms, and eventually embracing coaching. She reflects on the power of curiosity, creativity, and adaptability, offering insights into how we can future-proof our careers in an ever-changing world.We explore:✨ The importance of curiosity and continuous learning in leadership✨ How taking career risks can lead to greater fulfillment✨ The role of creativity in problem-solving and business leadership✨ Why mentors and sponsors are essential for professional growth✨ How to navigate career transitions with courage and resilience✨ The value of diverse interests in shaping an innovative mindsetPunita also shares her thoughts on balancing work and life, why we should all be mentoring and sponsoring others, and how a simple habit—reading outside your field—can spark creativity and breakthrough ideas.Resources & Mentions:

Hou Wey Fook, CIO, DBS Bank discusses the key headwinds and tailwinds for investors to watch out for in the first quarter. He also shares why a key trend to ride on is in Sports Investments. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

From the Cockpit to the Boardroom: Steve Monaghan's 30-Year Journey Tokyo-based Steve Monaghan began his professional life as a commercial pilot before soaring into global finance. Over the past three decades, he's driven innovation in banking and tech, reshaping industries across Australia, Tokyo, and the Middle East. His past roles include Chairman & CEO at Gen.Life, Chief Innovation Officer at DBS Bank, and Chief Digital Officer at Riyad Bank. Today, he holds key positions with RAKBANK, FinMir.ai, and several cutting-edge startups, making him a transformative force in the financial world. Key Highlights of Our Interview: The Foreigner's Lens “Being an outsider brings a unique perspective—an untainted view of industries and cultures. It's about seeing things differently, learning from fresh angles, and questioning the norms others might take for granted.” “Being an outsider has its perks and pitfalls. It offers clarity but also means navigating unfamiliar landscapes. The key is turning the so-called disadvantage of not ‘belonging' into a powerful tool for change.” Immigrant Wisdom - The Dual Edge “Living as an immigrant since my twenties taught me resilience and adaptability. You're always learning, always adjusting, and that shapes how you approach leadership and problem-solving.” From Fear to Understanding “People don't resist change because they don't want it. They resist because they don't understand it. The journey is about removing fear by turning a ‘no' into a ‘know'—helping them see the benefits and feel confident about the new direction.” The Advantage of Experience - Ask the Right Questions “In the generative AI era, older employees often have an edge—they know how to ask better questions. This ability to craft meaningful queries is a huge advantage, especially when navigating tools that rely on prompt engineering.” “While younger employees might excel in technical adaptability, seasoned professionals bring a different kind of skill: the wisdom to ask the right questions. This balance of experience and curiosity is key to driving innovation forward.” Engaging Overlooked Talent “The bank in the Philippines found a surprising strength in its mature staff. When engaged and empowered, they contributed significantly to innovation, proving that tech adoption isn't about age but about the opportunity to learn and apply.” _________________________ Connect with Us: Host: Vince Chan | Guest: Steve Monaghan ______________________ Chief Change Officer: Make Change Ambitiously. Experiential Human Intelligence for Growth Progressives Global Top 2.5% Podcast on Listen Notes World's #1 Career Podcast on Apple Top 1: US, CA, MX, IE, HU, AT, CH, FI 3.5 Million+ Downloads 80+ Countries

Planning for retirement is a crucial part of financial planning and one of the many tools designed to help is the Supplementary Retirement Scheme or SRS. And why is it that we tend to talk about the SRS at the end of the year and can it really help power-up our retirement savings? Howie Lim speaks to Shawn Lee, assistant vice president, financial planning literacy, DBS Bank to find out. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:14 Why year-end is SRS season 03:30 The downside to the SRS 05:57 Do not leave the SRS idle 08:06 Will changes to the CPF Act have an impact? --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Shawn Lee, assistant vice president, financial planning literacy, DBS Bank Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim Engineered by: Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Planning for retirement is a crucial part of financial planning and one of the many tools designed to help is the Supplementary Retirement Scheme or SRS. And why is it that we tend to talk about the SRS at the end of the year and can it really help power-up our retirement savings? Howie Lim speaks to Shawn Lee, assistant vice president, financial planning literacy, DBS Bank to find out. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:14 Why year-end is SRS season 03:30 The downside to the SRS 05:57 Do not leave the SRS idle 08:06 Will changes to the CPF Act have an impact? --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Shawn Lee, assistant vice president, financial planning literacy, DBS Bank Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim Engineered by: Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

From Trump's return to AI advances, how will the 2025 investment landscape look? Will US stocks be able to keep up the bull run? If you have cash sitting in the bank account, where should you put it? In this episode, Genevieve Cua sits down with Hou Wey Fook, the chief investment officer of DBS Bank, to break down the best investing strategies going into the new year. Plus, Wey Fook shares his secret recipe to riding the bulls and bears of the market.  Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights of the podcast: 01:32 Major trends going into 2025 02:38 Investment strategies for 2025 07:25 The barbell approach explained 09:19 Biggest risks to look out for 12:49 Better ways to use your cash --- Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.  --- Written and hosted by: Genevieve Cua (gen@sph.com.sg) With Hou Wey Fook, chief investment officer, DBS Bank Edited by: Emily Liu & Claressa Monteiro Produced by: Genevieve Cua & Emily Liu Engineered by: Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Correspondents: Channel: bt.sg/btcobt Amazon: bt.sg/btcoam Apple Podcasts: bt.sg/btcoap Spotify: bt.sg/btcosp YouTube Music: bt.sg/btcoyt Website: bt.sg/btcorresp Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party's products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Money Hacks: bt.sg/btmoneyhacks BT Podcasts: bt.sg/pcOM BT Market Focus: bt.sg/btmktfocus BT Branded Podcasts: bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Send us a textIn this episode, Piyush Gupta, the inspirational CEO of DBS Bank, tells us how a Singaporean bank raced ahead in innovation and digitisation to be crowned the world's best digital bank. Is Technology the new “front office” of a bank? Will pure-play digital banks ever succeed against digitized incumbent banks with scale? How should a traditional bank build a fail-safe culture of innovation? And why should youngsters learn to connect the dots to succeed?In an uplifting conversation with Suvo Sarkar, veteran banker Piyush Gupta talks about revenue generation from AI use cases, the merits of a gender-equal workplace and the joys of bird-watching.Research partner : Shekhar KrishnamurthyProduced by : Poddster

Donald Trump joins Elon Musk to watch the SpaceX Starship launch. Dozens of pro-democracy protesters are sent to jail in Hong Kong. The CEO of DBS Bank on the future with Trump tariffs. And, Rafa Nadal plays in his final tournament. All that and more with Julia Chatterley Learn more about your ad choices. Visit podcastchoices.com/adchoices

Charles Ormiston, Founding Partner of Bain Southeast Asia, and Jeremy Au discussed: 1. Founding Bain Southeast Asia: Charles established Bain's office in Singapore, which initially faced major skepticism from Bain's leadership who favored Hong Kong as the regional hub. Believing Singapore's strategic location to be better suited for Southeast Asia, Charles stood firm - even at the risk of his career. His bet paid off when the Singapore office flourished and became the regional leader. He pursued a unconventional hiring strategy for that time: prioritizing local talent over international hires and avoiding expatriate perks like housing allowances. This talent core cultivated a leadership pipeline deeply committed to the region's long-term growth, with key figures like Edmund Lin rising from the office's second employee to Chairman today. 2. Reengineer Your Career: After a health wake-up call, he decided to hand over to Till Vestring and move to an advisory role. His successor led Bain to new heights by expanding to a regional footprint with Bangkok, Jakarta and other offices. After a 14-month break working with nonprofits, Charles returned to focus on "transformation" projects which aligned with his strengths. This pivot allowed him to achieve a new "capstone" level of career impact and personal satisfaction. 3. Angsana Council on China vs. USA Rivalry: Charles co-founded the think-tank with Peng T. Ong of Monk's Hill Ventures to improve global understanding of Southeast Asia's high-growth markets. Their research is powered by prominent members like former Indonesian trade minister Gita Wirjawan and former Singaporean foreign minister George Yeo and partnership with Bain & DBS Bank. Charles shared how many business and political leaders had once underestimated China's ability to rise as a global innovation leader. ASEAN countries must navigate the increasingly complex global rivalry in order to maximize benefits and reduce risk from this trade & research decoupling. Charles and Jeremy also discussed being inspired by in-person meetings with Lee Kuan Yew and Bain's Chairwoman Orit Gadiesh, how consulting has evolved in the era of hybrid work, and his personal passion for cycling. Watch, listen or read the full insight at https://www.bravesea.com/blog/charles-ormiston Nonton, dengar atau baca wawasan lengkapnya di https://www.bravesea.com/blog/charles-ormiston-id 观看、收听或阅读全文，请访问 https://www.bravesea.com/blog/charles-ormiston-cn Xem, nghe hoặc đọc toàn bộ thông tin chi tiết tại https://www.bravesea.com/blog/charles-ormiston-vn Get transcripts, startup resources & community discussions at www.bravesea.com WhatsApp: https://whatsapp.com/channel/0029VakR55X6BIElUEvkN02e TikTok: https://www.tiktok.com/@jeremyau Instagram: https://www.instagram.com/jeremyauz Twitter: https://twitter.com/jeremyau LinkedIn: https://www.linkedin.com/company/bravesea English: Spotify | YouTube | Apple Podcasts Bahasa Indonesia: Spotify | YouTube | Apple Podcasts Chinese: Spotify | YouTube | Apple Podcasts Vietnamese: Spotify | YouTube | Apple Podcasts Learn more about Nika.eco! Reach out to info@nika.eco if you are a geospatial data scientist or climate researcher who is interested to partner on a pilot or research opportunities

05th Nov: Blockchain DXB Podcast

Global energy transition requires not only an acceleration in the production of clean energy but scaling up the infrastructure. How will the bill to finance that also deliver economic and societal benefits? How is DBS approaching the work on transition pathways? Michelle Martin finds out in conversation with Lim Wee Seng, Group Head of Sustainability, Energy and Renewables at DBS Bank.See omnystudio.com/listener for privacy information.

Today's blockchain and cryptocurrency news Bitcoin is down slightly at $67,719 Eth is down slightly at $2,621 Binance Coin, down half a percent at $594 EigenLayer X account hacked. DBS Bank launches DBS Token Service BlackRock BTC ETF brings in $1B this week. Learn more about your ad choices. Visit megaphone.fm/adchoices

Driving innovation in technology and business transformation demands visionary leadership, seamless integration of business and tech strategies, and a willingness to take risks. Today's guest, David Gledhill, exemplifies these qualities as he shares his experience leading DBS Bank through a remarkable digital transformation and beyond.David Gledhill is a seasoned technologist and business leader. As the former Group Chief Information Officer at DBS Bank for over 11 years, he spearheaded the bank's technology and transformation efforts, building a high-performance culture and integrating technology into the core of the business strategy. Under his leadership, DBS achieved global recognition for its digital transformation, and David's journey has been featured in Harvard Business Review as one of the top global transformations. After his time at DBS, David held a senior role at Lloyds Banking Group, further enhancing his expertise in large-scale transformation. He is now a non-executive director at companies like Singapore Airlines and serves as a senior advisor to McKinsey & Company.In this episode, host Barry O'Reilly invites David to discuss his leadership journey, from reshaping the technology at DBS to embracing a digital-first strategy. David offers insights on making tough decisions, aligning business with technology, and leading organizations through massive change.Key Takeaways:Technology as a Strategic Driver: David emphasizes the shift from viewing technology as a support function to recognizing it as a core driver of business strategy. He explains how leading with a digital-first mindset can unlock new growth opportunities.]Bold Decision-Making in Leadership: David shares the importance of making tough decisions early in leadership roles. He describes how scrapping failing projects and resetting strategies allowed DBS to pivot successfully.Building a High-Performance Culture: David highlights the significance of creating a culture where business and technology teams share accountability. His “two in a box” leadership model at DBS encouraged joint ownership of goals and outcomes.Learning from Tech Giants: Drawing inspiration from companies like Google and Amazon, David discusses how studying these tech giants helped DBS adopt cutting-edge practices in cloud computing, data analytics, and agile development, setting them apart in the banking industry.Additional Insights:Fostering a Culture of Storytelling: David highlights the importance of storytelling in driving organizational change. At DBS, he brought in a journalist to craft compelling narratives around early successes, which helped engage teams and build momentum for transformation.From Technologist to Strategic Leader: David's transition from a technical expert to a strategic business leader is a testament to the evolution required in leadership roles. He reflects on how moving from deep technical work to overseeing large-scale business transformation broadened his leadership perspective.The Role of Technology in the Future of Banking: David reflects on the future of the financial industry, noting...

Hou Wey Fook, CIO, DBS Bank discusses why he believes the bull market in equities will continue during the quarter with a broadening to laggard sectors. He also shares why he is turning more bullish on Chinese equities - after holding a long-term overweight call on China stocks.  Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

It's all about the payments landscape today as we speak to a pioneer in Singapore's fintech space. Make a guess – this company also has over 650 self-service kiosks across Singapore and handles over 650 million bill payments since its inception in the year 2000. We're talking about bills for schools, government, hospitals, insurance, utilities and more. And users also use the kiosks to pay for their fines or as we call it here in Singaporean terms - “summons”. You might have guessed it by now, our guest is indeed payments provider AXS. AXS is an interesting company to look at because of various reasons surrounding its ownership, the changing business environment and recent partnerships.  In July 2023, DBS Bank had agreed to sell a 77.8 per cent stake in AXS to locally based private equity firm Tower Capital Asia. The move was said to provide AXS with the financial backing needed for its regional expansion and technological upgrades. But what should we know on this front, and what has been done one year since the news emerged? Meanwhile, to cater to changing consumer preferences and the increased need for integrated payments solutions, AXS came up with a newly launched app called AXS Drive to simplify parking payments without the need for physical cards. The question though is – how important is this for AXS financially?  On the partnerships front, the firm also teamed up with Aleta Planet to launch remittance service through UnionPay. But what were the reasons behind the move, and how much money is in this space? On Under the Radar, The Evening Runway's finance presenter Chua Tian Tian posed these questions to Jeffrey Goh, Group Chief Executive Officer, AXS. See omnystudio.com/listener for privacy information.

While the debate continues as to whether the Fed's jumbo rate cut was anticipated, we're more concerned as to what will happen to our investments and money. Experts and market watchers weigh in with tips on where to put our money now.  Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:49 Why understanding Fed decisions is important 04:29 What the divided decision means 06:02 Where the investment opportunities are 12:10 More information may become available --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Charu Chanana, head of FX strategy and global market strategist, Daphne Tan, director of business development, CMC Markets Singapore and Daryl Ho, senior investment strategist, chief investment office, DBS Bank.  Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim Engineered by: Joann Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every first, third and fifth Monday of the month: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party's products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at : bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

While the debate continues as to whether the Fed's jumbo rate cut was anticipated, we're more concerned as to what will happen to our investments and money. Experts and market watchers weigh in with tips on where to put our money now.  Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:49 Why understanding Fed decisions is important 04:29 What the divided decision means 06:02 Where the investment opportunities are 12:10 More information may become available --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Charu Chanana, head of FX strategy and global market strategist, Daphne Tan, director of business development, CMC Markets Singapore and Daryl Ho, senior investment strategist, chief investment office, DBS Bank.  Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim Engineered by: Joann Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every first, third and fifth Monday of the month: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party's products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at : bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

In this episode of Tech Talks Daily, I speak with Nimish Panchmatia, Chief Transformation Officer and Chief Data Officer at DBS Bank, about the revolutionary impact of generative AI on the financial industry. With the potential to save billions annually through cost efficiencies, AI is transforming how banks operate, engage with customers, and support employees. Nimish provides a detailed look at how DBS Bank is harnessing generative AI to enhance productivity, streamline operations, and improve customer experiences. We explore the myths around AI's full automation and the importance of maintaining a balance between technology and human oversight. Nimish discusses how data stewards play a critical role in ensuring the accuracy, security, and ethical application of AI, helping the bank navigate the challenges of responsible AI use. He also highlights the robust governance framework DBS has established to ensure AI solutions meet stringent risk, compliance, and ethical standards. Generative AI isn't just reshaping DBS Bank's internal processes; it's freeing up employees from routine tasks, allowing them to focus on more strategic, high-value work. This conversation uncovers how DBS is leveraging AI to create synergy between people, processes, and technology, ensuring that the benefits of AI go hand-in-hand with reskilling employees for the future. We also discuss how AI is enabling productivity gains across various roles, from customer service to operations, and what this means for the future of banking. How is generative AI redefining financial services, and what are the ethical considerations that come with it? Tune in to hear how DBS Bank is leading the charge in integrating AI while keeping human oversight at the core of its transformation.

14th Aug: Crypto & Coffee at 8 

Swirlds Labs changes it's name to "Hashgraph", updates and convos with Gerbert the Grelf, the governing council meeting minutes and attendance records, Karate Combat (Hawk Tuah), HBAR falls in the CMC charts and more top HBAR news and rumours! Live

DBS Group CEO Piyush Gupta has built his reputation by transforming DBS from a Singaporean bank into one of Southeast Asia's largest, with a market cap of over $90 billion. While he's had a 40-year career in banking, he also had a short stint as a startup founder. We had the pleasure of hosting him at our annual growth equity conference, PitStop, in September 2023.In this episode of Moonshot, Peak XV Managing Director Shailendra Singh speaks to Piyush Gupta about the lessons learned from his startup journey, and the approach he's taken to leading DBS Bank.Show notes:On leaving Citi to launch a startup [01:18] Speed to market is overrated [03:54] Make technology the core of your business [05:07] Find the right partner [05:51] Having a safety net is not always a good thing [06:30] Change your attitude towards failure [07:39] The fundamentals of being a great CEO [08:29] Focus on your strategy and learn to say “no” [14:30] Engaging with regulators and policy-makers [18:58]

03rd July: Crypto & Coffee at 8

First up, we'll dive into the latest Solana development update. We'll unpack the recent announcement from Mirror, that how Paypal got to work together with Solana on PYUSD.Next, we have an exciting update from Ethena Labs, where we'll uncover their latest developments on Blast. They surely partnered with many protocols to boost the usage & liquidity of USDe.Moving on to institutional news, we'll share the latest findings by Nanse, that DBS Bank is supposedly one of Ethereum whales, holding nearly $650 million worth of ETH, showcasing the growing interest of traditional financial institutions in digital assets.Shifting our focus to regulatory updates, we'll delve into China's central bank's statements regarding the CNY market and cross-border transactions, as well as insights from Cambodia's central bank governor on the potential impact of digital currency on fiat usage.Today's News

Ben Poole (TMI) welcomes DBS' Terence Yong and Sameer Khan to the virtual TreasuryCast studio to discuss recent and anticipated sustainability trends in Asian supply chains. Amid a significant trade shift in the region, our guests explain how digitalisation is enhancing traceability in sustainable finance, and offer practical advice on how treasurers can contribute to driving a sustainable supply chain future.

Nick Craig sits down with Paul Cobban, who served as the Chief Transformation Officer at DBS Bank in Singapore for over a decade. Paul shares a vivid account of his first day at DBS and the challenges they faced, such as long wait times, low customer satisfaction scores, and underperforming financial metrics. They discuss the evolution of a purpose-driven approach that propelled DBS to become the best digital bank and earned it prestigious accolades. In this episode, we discuss:●       Purpose-driven transformation vs. traditional transformations●       Enhancing the internal employee experiences●       The implementation of the rituals "meeting mojo" and “racoon”●       How to change culture through design●       What are the characteristics of purpose-driven transformation?

In this episode of Market Minutes, Harshita talks about the key factors to watch out for today before domestic equity market open. With the Interim Budget now behind, Q3 earnings and upcoming RBI MPC meeting is anticipated to guide Indian equities this week. SBI, Paytm, Tata Motors, Zee Entertainment are among some of stocks in in focus on February 5. US futures rise while Asia-Pacific markets remain mixed. Catch the global market set up, and also hear from Radhika Rao, the Executive Director and Senior Economist of DBS Bank in the Voice of the Day segment. Market Minutes is a morning podcast that puts the spotlight on hot stocks, key data points, and developing trends

In this episode of Market Minutes, Vaibhavi Ranjan will shed light on the key factors that will guide market direction on January 19. After three days of consecutive losses, can positive global cues and bargain buying trigger a rebound for D-Street? Also, in today's Voice of the Day segment we have Radhika Rao of DBS Bank who is here to spill the beans over expectations from the Interim Budget. Market Minutes is a morning podcast that puts the spotlight on hot stocks, key data points, and developing trends.

"Consumer demand will accelerate the need for security, privacy and regulation. Like zero-knowledge (ZK) where you can prove something is true without revealing all information. And of course, security infrastructure, which is very interesting and important at this current moment, even before the next bull market. For example, one of the companies we invested into Ledger, a digital asset hardware wallet. You basically have an app store interface where you can trade, you can stake. We see a lot of adoption of crypto in not just a retail space because of increased awareness, in the media, and new DeFi applications coming up, but also in the adoption of enterprise space. So a lot of these enterprises will be thinking to themselves, okay, in my treasury, not just do I need to hold USD and other currencies, maybe I need to also hold Bitcoins, or something else. DBS Bank, They're now holding some of this Sandbox Land, but where do they hold it? They can't hold it just in a wallet and then they throw it into some cabinet somewhere. They need to have the right, security hardware. So we believe this, will accelerate the adoption of applications like ledger, which is like a hardware wallet, for both retail and enterprise. So we believe that age-old saying of selling shovels during a gold rush is still very true." - Kelly Choo Fresh out of the studio, Kelly Choo, founding partner from True Global Ventures discusses the state of generative AI and crypto in 2023 and what to look forward in 2024. Kelly started with his take on the recent departure of CZ from Binance and the ouster and return of Sam Altman in Open AI and how this impacts the AI and crypto landscape. From there, he broke down how they are looking at the next wave of generative AI companies specifically in the education, metaverse and legal space and crypto companies from ERC 6551 in non-fungible tokens (NFTs) to zero-knowledge proofs. Last but not least, Kelly defines what success would mean for both AI and crypto in 2024. Episode Highlights: [0:50] Quote of the Day #QOTD from Kelly Choo [1:43] What has Kelly Choo been up to? [3:19] CZ, Binance, and the Rise of Singaporean CEOs [4:32] SamAltman OpenAI and Microsoft [7:30] OpenAI Developer Event  [10:05] The Current State of GenAI [14:41] What Kind of Business Models are Going to be Proving Successful in the GenAI Space? [16:48] True Global Ventures and AI Startups  [19:23] Review of 2023 Web3 Megatrends [28:03] What is ERC6551? AKA Programmable NFT's [30:44] Web3 Tech We Should be Paying Attention To [32:36] Impact of AI and Web3 on Gamer User Experience [35:02] The Saudi Government Gets into Crypto [38:55] Is the Apple Vision Pro a Game Changer? [39:31] AR and VR Market Predictions [41:01] BTC ETF and their Impact [44:26] Regulatory Changes [45:39] What Does Great Look Like for Crypto and Web3 in 2024? [46:38] Closing Podcast Information: Bernard Leong (@bernardleong, Linkedin) hosts and produces the show. Proper credits for the intro and end music: "Energetic Sports Drive" and the episode is mixed & edited in both video and audio format by G.Thomas Craig (@gthomascraig, LinkedIn).

They say money makes the world go round and financial institutions are critically tied to businesses. But how does climate change come into the decision-making process? Julie Yoo sits down with Helge Muenkel, DBS chief sustainability officer, to discuss how banks make tough decisions on who gets money.See omnystudio.com/listener for privacy information.

The Indonesian economy took a hit in the third quarter of 2023, with GDP growth slowing to 4.9%, the first time in seven quarters that the pace fell below 5%. We discuss the headwinds impacting ASEAN's largest economy and whether there are bright spots on the horizon with Radhika Rao, Senior Economist at DBS Bank.Image credit: Shutterstock.com

Top Global Renewable Energy Stocks. Plus great Australian ESG stocks, and the best global ethical banks ‘leading the ESG revolution' Transcript & Links, Episode 116, October 20, 2023 Hello, Ron Robins here. So, welcome to this podcast episode 116 titled “Top Global Renewable Energy Stocks.” It's presented by Investing for the Soul. Investingforthesoul.com is your site for vital global ethical and sustainable investing mentoring, news, commentary, information, and resources. And look at my newly revised website at investingforthesoul.com! Tell me what you think. Now, remember that you can find a full transcript, and links to content – including stock symbols and bonus material – on this episode's podcast page located at investingforthesoul.com/podcasts. Also, a reminder. I do not evaluate any of the stocks or funds mentioned in these podcasts, nor do I receive any compensation from anyone covered in these podcasts. Furthermore, I will reveal to you any personal investments I have in the investments mentioned herein. Additionally, quotes about individual companies are brief. Please go to this podcast's webpage for links to the actual articles for more company and stock information. Also, some companies might be covered more than once and there are also 2 article links below that time didn't allow me to review them here. ------------------------------------------------------------- Top Global Renewable Energy Stocks I'm beginning this podcast with an article on likely your favorite industry. The article is titled Top 20 Renewable Energy Companies in the World. It's by Sobiya Fahad and found on finance.yahoo.com. Here's some of what Mr. Fahad says about these stocks. “To determine the top renewable energy companies we have included information regarding market capitalization, generating capacity, and number of employees for each company… We have ranked the companies based on their market capitalization. 20. Canadian Solar (NASDAQ:CSIQ) Market Capitalization (Billion USD): $1.50 Generating Capacity (GW): 19 GW No. of Employees: 13,487 Specializing in the design and manufacturing of solar photovoltaic modules… Canadian Solar serves customers in over 160 countries. 19. Jinko Solar Holding Co. Ltd. (NYSE:JKS) Market Capitalization (Billion USD): $1.51 Generating Capacity (GW): 32.5 GW No. of Employees: 31,030 Jinko Solar boasts customers throughout the US, Europe, Asia, Africa, and Latin America. The Chinese solar energy company manufactures and sells solar products such as silicon ingots, wafers, cells, and modules and provides solar system integration services.  18. Plug Power Inc (NASDAQ:PLUG) Market Capitalization (Billion USD): $3.93 Generating Capacity (GW): 2.5 GW No. of Employees: 3,353 Plug Power, a crucial player in the hydrogen fuel cell sector, is one of the best renewable energy companies in the world… the company has partnered with major corporations such as Amazon, Walmart, and Home Depot to deploy its fuel cell technology in over 40,000 vehicles worldwide. 17. Suzlon Energy (NSE:SUZLON) Market Capitalization (Billion USD): $4.29 Generating Capacity (GW): 20 GW No. of Employees: 5,800 One of India's top renewable energy companies, Suzlon Energy, develops, manufactures, sells, and installs wind turbines and solar panels… with operations in over 30 countries. 16. Siemens Gamesa Renewable Energy SA (NASDAQ:GCTAF) Market Capitalization (Billion USD): $12.93 Generating Capacity (GW): 12 GW No. of Employees: 27,604 Siemens Gamesa is a global leader in renewable energy and offers a diverse range of equipment and services for onshore and offshore wind turbines, turbine gearboxes, and off-grid systems. 15. Brookfield Renewable Partners (NYSE:BEP) Market Capitalization (Billion USD): $13.47 Generating Capacity (GW): 31 GW No. of Employees: 3,400 Based in Canada but operating global projects, Brookfield Renewable owns and operates… hydroelectric, wind, solar, distributed generation, and storage facilities. 14. Enphase Energy (NASDAQ:ENPH) Market Capitalization (Billion USD): $15.57 Generating Capacity (GW): 7.8 GW No. of Employees: 2,821 With expertise in designing and manufacturing solar micro-inverters, battery energy storage, and EV charging stations for residential customers, Enphase Energy, Inc. has made a name for itself in the American renewable energy sector. 13. First Solar (NASDAQ:FSLR) Market Capitalization (Billion USD): $16.15 Generating Capacity (GW): 6.5 GW No. of Employees: 5,500 First Solar is an American solar technology company and global provider of responsibly produced, eco-efficient solar modules advancing the fight against climate change. 12. Adani Green (NSE:ADANIGREEN) Market Capitalization (Billion USD): $18.51 Generating Capacity (GW): 8.3 GW No. of Employees: 500 Adani Green Energy Limited is an Indian renewable energy company, which develops, builds, owns, operates, and maintains utility-scale grid-connected solar and wind farm projects, with a current project portfolio of 20,434 MW. 11. Orsted A/S (CPH:ORSTED) Market Capitalization (Billion USD): $20.51 Generating Capacity (GW): 15.1 GW No. of Employees: 6,836 Orsted A/S, a global leader in offshore wind, has established wind farms in… the UK, the US, Germany, and Taiwan… The company aims to achieve carbon neutrality by 2025 and demonstrates its unwavering commitment to environmental stewardship. 10. Vestas (CPH:VWS) Market Capitalization (Billion USD): $21.25 Generating Capacity (GW): 13.1 GW No. of Employees: 29,427 The Danish wind energy company… is one of the top renewable energy companies globally. 9. Constellation Energy Corporation (NASDAQ: CEG) Market Capitalization (Billion USD): $33.73 Generating Capacity (GW): 33 GW No. of Employees: 13,370 Constellation Energy is an energy company based in Baltimore… The company strives to provide a diverse range of energy services, including electricity, nuclear, and natural gas, to businesses, residents, and public sector customers. 8. Exelon Corp (NASDAQ:EXC) Market Capitalization (Billion USD): $36.87 Generating Capacity (GW): 31 GW No. of Employees: 19,063 Exelon Corporation is a leading American energy company. The company has a portfolio of renewable energy assets that includes wind, solar, and nuclear power. 7. ELECTRICITE DE FRANCE (NYSE:EDF) Market Capitalization (Billion USD): $56.09 Generating Capacity (GW): 3.6 GW No. of Employees: 171,490 Known for its generation, transmission, distribution, supply, trading and provision of energy services, Electricite de France SA (EDF) is a comprehensive energy company. It produces electricity from various sources, including nuclear, hydroelectric, gas, fuel oil, coal, and renewable energy.  6. Enbridge (NYSE:ENB) Market Capitalization (Billion USD): $67.26 Generating Capacity (GW): 5.18 GW No. of Employees: 11,100 Enbridge Inc., headquartered in Calgary, Alberta, Canada, owns and operates a vast network of pipelines across North America, transporting crude oil, natural gas, and natural gas liquids. The company also generates renewable energy. 5. Iberdrola SA (BME:IBE) Market Capitalization (Billion USD): $68.12 Generating Capacity (GW): 41.25 GW No. of Employees: 38,702 Iberdrola is a Spanish multinational electric utility company… It specializes in clean energy, such as onshore and offshore wind, pumped hydro, solar photovoltaic, and battery storage. 4. Equinor (NYSE:EQNR) Market Capitalization (Billion USD): $93.84 Generating Capacity (GW): 18.5 GW No. of Employees: 22,000 A Norwegian multinational energy company, Equinor, has a growing presence in renewable energy. The company has set a goal of becoming net-zero by 2050. 3. NextEra Energy (NYSE:NEE) Market Capitalization (Billion USD): $106.81 Generating Capacity (GW): 58 GW No. of Employees: 15,300 NextEra's diversified energy company generates and sells electricity wholesale to retail and municipal electricity providers, industrial corporations, and power cooperatives. It invests heavily in renewable energy. 2. General Electric (NYSE:GE) Market Capitalization (Billion USD): $117.28 Generating Capacity (GW): 60 GW No. of Employees: 172,000 GE is one of the largest American multinational corporations and a Fortune 500 company. GE operates in multiple industries, including healthcare and aviation, but is best known for its power and renewable energy innovations. 1. Tesla (NASDAQ:TSLA) Market Capitalization (Billion USD): $782.48 Generating Capacity (GW): 6.9 GW No. of Employees: 127,855 Tesla Energy Operations, Inc. is the renewable energy division of Tesla, Inc. that develops, manufactures, sells, and installs photovoltaic solar energy generation systems, battery energy storage products, and other related products and services to residential, commercial, and industrial customers.” End quotes. ------------------------------------------------------------- Three Australian ESG stocks worth watching This next article is from Australia, but features stocks that non-Australians might also like to consider for their portfolios. It's titled Three ESG stocks worth watching and is by Grady Wulff. It's seen on moneymag.com.au. Here's some of what Mr. Wulff says about his picks. “1. Woolworths (ASX:WOW) The supermarket giant has taken significant ESG actions from both environmental and social perspectives such as replacing its petrol-fuelled delivery fleet with electric vehicles to reduce carbon emissions and the launch of Mini Woolies, a program supporting the education and skills of young Australians with disabilities… The dilution of Woolworths' association with gambling, alcohol and tobacco was a major step in achieving the company's ESG goals. Morgans recently upgraded Woolworths to a buy rating while Citi and UBS also have respective buy ratings on the supermarket giant on the back of strong FY23 results, particularly earnings growth in Australian Food. 2. Perpetual (ASX:PPT) The Perpetual Private Investment research team is accountable for the Responsible Investment related reporting and reviewing of all Perpetual Private portfolios which includes ensuring that all ESG factors are appropriately considered throughout the entire investment process… Furthermore, Perpetual offers thematic investing options that enable clients to align their portfolios with ESG elements that resonate most with their objectives. The global financial services firm is also a signatory to the United Nations-supported Principles for Responsible Investment (UNPRI) to incorporate ESG issues into all investment analysis and decision making. 3. Transurban Group (ASX:TCL) Operates a diversified suite of Australian toll road assets and toll roads in Northern Virginia in the United States, has also been a popular investment choice among investors and brokers for its ESG commitments. Transurban boasts ESG-related awards and recognition from the Workplace Gender Equality Agency of Australia, Equileap and the Ethibel socially responsible investment register. It's also had an MSCI ESG Rating of AAA for the past five years and it became the first ASX20 company to be validated by the Science Based Targets initiative… UBS and Macquarie both have buy ratings on Transurban and the company's shares are up 16% over the last five years. In the recent high inflationary environment companies like Transurban have been the beneficiaries of rising inflation as it has an inflation-linked revenue stream with annual escalators through toll road concessions being inflation-linked.” End quotes. ------------------------------------------------------------- 2023's Top 10 Ethical Banks Leading the ESG Revolution Next, I have this article on ethical banks around the world, titled 2023's Top 10 Ethical Banks Leading the ESG Revolution. It's by Louis Thompsett and found on fintechmagazine.com. Here are some of Mr. Thompsett's comments. “10. Lloyd's Bank Lloyd's Bank is enabling its different divisions to build an inclusive society and support the transition to a low-carbon economy. 9. Deutsche Bank Leading German financial institution Deutsche Bank places its commitment to the environment in supporting its financing and advising clients on a path to meet the Paris Agreement on Climate Change. 8. DBS Bank Singapore's DBS Bank is the first in the country to sign up for the Net-Zero Banking Alliance, a dedicated alliance to realise a net-zero future by 2050 or sooner. 7. Bank of America One of the largest national banks in the US, Bank of America has a series of ESG initiatives that make it one of the most important banks when it comes to ESG. 6. Barclays Another leading UK bank, Barclays has its own ESG Resource Hub – a central website page of information and disclosures to ensure transparency for analysts, ESG investors, rating agencies, suppliers and other stakeholders. 5. JPMorgan One of the oldest and most successful investment banks, JPMorgan aims to promote sound governance, and serve its customers and communities, all while investing in its employees' growth and advancing sustainable development. 4. HSBC Global banking organisation HSBC manages a robust ESG programme, focusing on sustainability risk, climate strategies, and people and communities – all overseen by its leadership and governance structure. 3. Citi Citi Bank differentiates itself in the ESG space, centralisng ESG as a core part of its business – not issues managed by separate company entities. 2. Standard Chartered Leading bank Standard Chartered offers a robust sustainable investment programme for its clients, which it can tailor to match a company's personal values. 1. BNP Paribas Top of our list is BNP Paribas, which adopts an ESG-first approach across its investment strategies.” End quotes. ------------------------------------------------------------- Articles from the UK 1. Title: Which? reveals Britain's greenest banks on which.co.uk. By Chiara Cavaglieri. 2. Title: Sustainable funds to invest in on moneyweek.com. By Holly Thomas. ------------------------------------------------------------- Ending Comment Well, these are my top news stories with their stock and fund tips -- for this podcast titled: “Top Global Renewable Energy Stocks.” Now, please be sure to click the like and subscribe buttons on Apple Podcasts, Google Podcasts, or wherever you download or listen to this podcast. That helps bring these podcasts to others like you. And please click the share buttons to share this podcast with your friends and family. Let's promote ethical and sustainable investing as a force for hope and prosperity in these very troubled times! Contact me if you have any questions. Thank you for listening. And, again, please look at my new totally revised website at investingforthesoul.com. Tell me what you think! Talk to you next on November 3rd! Bye for now.   © 2023 Ron Robins, Investing for the Soul

⛓ Bist du an DeFi oder NFTs interessiert? Jetzt Kurse buchenbluealpineresearch.com/kurse 

[Partnered] Tune in to the seventh episode of our podcast series, dedicated to empowering SMEs. Discover how SME's can leverage the vast array of available tools and technologies to unlock unprecedented opportunities, improve operations, and stay ahead in the dynamic and competitive market landscape.

口服水蜜桃賽洛美+高濃度玻尿酸，獨一無二的雙效水感！寶雅超熱賣商品，由培力藥品藥師團隊開發的『透妍水凝賽洛美』，9/31 前於下方連結，結帳輸入代碼「5PLUS」，還免費加贈5日份！https://link.fstry.me/3LjbRXj —— 以上為 FMTaiwan & Firstory DAI 動態廣告 —— ------------------------------- 強化英語課程資訊 ------------------------------- 「社會人核心英語」有聲書課程連結：https://15minsengcafe.pse.is/554esm ------------------------------- 15Mins.Today 相關連結 ------------------------------- 歡迎針對這一集留言你的想法： 留言連結 官方網站：www.15mins.today 加入Clubhouse直播室：https://15minsengcafe.pse.is/46hm8k 訂閱YouTube頻道：https://15minsengcafe.pse.is/3rhuuy 主題投稿/意見回覆 : ask15mins@gmail.com 商業合作/贊助來信：15minstoday@gmail.com ------------------------------- 以下有參考文字稿～ 各播放器有不同字數限制，完整文稿可到官網搜尋 ------------------------------- 每日英語跟讀 Ep.K640: Citibank Taiwan Transforms as DBS Takes Over Consumer Banking Citibank Taiwan underwent a significant transformation as it concluded its consumer banking operations, resulting in the closure of 44 bank stores and the removal of 66 ATMs across the country on August 11th. However, the bank's corporate services will continue to operate without interruption. 台灣花旗銀行經歷了一次重大轉變，結束了其個人銀行的業務，在8月11日關閉了台灣的44家銀行分店並移除了66台自動提款機。然而，該銀行的企業服務將繼續運作，不會中斷。 Last December, Taiwan's financial regulatory body approved the acquisition of Citigroup's consumer banking business by DBS Bank, as part of Citigroup's broader strategic withdrawal from consumer banking across several regions, including Asia, Europe, the Middle East, Africa, and Mexico. 去年12月，台灣的金融監管機構批准了星展銀行收購花旗集團的個人銀行業務，作為花旗集團從亞洲、歐洲、中東、非洲和墨西哥等多個地區撤出個人銀行業務的廣泛策略布局一部分。 DBS Bank is now poised to become the largest foreign bank in Taiwan, following the successful takeover of Citibank's assets and customer base in the country. The transition also impacts existing Citibank credit card holders, who will see a shift in ownership while maintaining their accumulated credit card rewards, cash back, miles, and points. These benefits, held by approximately 2.76 million cardholders, will remain intact even after the transfer to DBS Bank. 星展銀行在成功接管了花旗銀行的資產和客戶基礎後，即將成為台灣最大的外國銀行。這個轉變也影響了現有的花旗信用卡持有人，他們將看到所有權轉移，同時保留其累積的信用卡獎勵、返現、里程和積分。這些福利由約276萬位持卡人持有，即使在轉至星展銀行後也將保持不變。 Importantly, the rights and privileges promised to cardholders under their initial agreement with Citibank will remain unaffected unless the cardholder decides to terminate their card usage. 重要如下，持卡人在與花旗銀行的最初協議下所承諾的權利和特權將保持不變，除非持卡人決定終止使用其卡片。 For individuals holding accounts with Citibank, DBS has already initiated the process of transitioning to the new banking landscape. New bank cards have been dispatched to Citibank account holders as of July, and recipients are advised to activate these cards within three months from August 14th. Activation can be completed conveniently through the DBS Digibank app or at physical DBS locations. 對於持有花旗銀行帳戶的個人，星展銀行已經啟動了新銀行轉換的過程。新的銀行卡已於7月份寄送給花旗銀行的帳戶持有人，並建議收件人在8月14日起的三個月內啟用這些卡片。啟用方式可透過星展銀行應用程式或星展銀行實體店面簡便的完成。 In essence, this transformation marks a pivotal moment in Taiwan's financial landscape, as Citibank's consumer banking chapter draws to a close and DBS Bank takes the reins, focusing on providing enhanced banking services and experiences to their Taiwanese customers. 從本質來說，此項轉變代表著台灣金融格局的一個關鍵時刻，花旗銀行的個人銀行服務即將完結，交由星展銀行接手，繼續專注為台灣民眾提供增強的銀行服務和體驗。 Reference article: https://www.taiwannews.com.tw/en/news/4968942

FTX and BlockFi experience a data breach through a third party, exposing user information. OnlyFans accounts are compromised as Friend Tech's crypto app introduces photo features. JPMorgan evaluates crypto's limited downside potential. Binance's low-cap projects raise market manipulation concerns. Donald Trump's NFTs surge in popularity while he skips the GOP debate. The Australian Central Bank addresses key management challenges in its CBDC pilot. K-pop icons BLACKPINK venture into the Roblox metaverse. Singapore's DBS Bank unveils a metaverse concept for reducing food waste. Discover China's integration of a social credit system into the metaverse.#CryptoNews #DataBreach #NFTs #Metaverse #CBDC #MarketManipulation #JPMorgan #DonaldTrump #Blackpink #DBSBank #ChinaMetaverse__________News Links

Aurobindo Ghosh, Assistant Professor of Finance at the Lee Kong Chian School of Business, Singapore Management University, joins Kopi Time to talk about his longstanding research on inflation expectations and cost of living. He explains the decade-plus work,  done in conjunction with the Monetary Authority of Singapore and DBS Bank, to gauge inflation expectations among Singapore's residents. Over the long term, survey results have held steady, reflecting well anchored inflation expectations, but they have been volatile in recent years, in line with global developments. How is the survey conducted; what methodological challenges do they throw up; what are the key insights from all these years' of surveys; is there a difference between inflation expectations and cost of living perceptions? What are the policy implications? Prof Ghosh addresses all this and more on this topic of the moment.See omnystudio.com/listener for privacy information.

In today's episode of The Metaverse Podcast, we host Lam Chee Kin of DBS Bank, the largest bank in Southeast Asia. DBS Bank is also a digital and innovation leader, named “Most Innovative Bank 2023” by Global Finance. Join our host and CEO, Jamie Burke, as he delves deep with Chee Kin in a discussion exploring the metaverse and emerging technologies. Whether you're a business leader, technology enthusiast, or metaverse passionate, be sure to tune in to: Gain insights into DBS's exploration of the metaverse and its business models from the perspective of a coder, gamer, and DBS executive (Read the Metaverse Whitepaper here). Explore Chee Kin's personal view that the metaverse's value lies in enabling human experiences beyond physical limitations, not in social media hype, and how this aligns with humanity's interests.  Discover the three pillars - immersive content experiences, accessible delivery systems, and digital assets - that enable new metaverse business models. Learn about their approach to identifying and addressing legal, regulatory, and ethical risks and considerations for creating a responsible and safe metaverse. Delve into how DBS approaches innovation at the edge of emerging technologies like the metaverse - extrapolating economic models, anticipating interoperability needs, and proactively building capabilities to enable responsible participation. #metaverse #bank #dbs #blockchain #technology ------------ Whether you're a founder, investor, developer, or just have an interest in the future of the Open Metaverse, we invite you to hear from the people supporting its growth. Outlier Ventures is the Open Metaverse accelerator, helping over 100 Web3 startups a year. You can apply for startup funding here - https://ov.click/pddsbcq122 Questions? Join our community: Discord - https://ov.click/pddssodcq122 Telegram - https://ov.click/pddssotgq122 Twitter - https://ov.click/pddssotwq122 LinkedIn - https://ov.click/pddssoliq122 More - https://ov.click/pddslkq122 For further Open Metaverse content: Listen to The Metaverse Podcast - https://ov.click/pddsmcq122 Sign up for our quarterly live events at - https://ov.click/pddsdfq122 Check out our portfolio - https://ov.click/pddspfq122 Thanks for listening!

In this episode of Digital Transformation & Leadership Danny Levy talks to Medhy Souidi a passionate innovator and a driving force in the financial industry. Serving as the Head of Transformation and Ecosystems at DBS Hong Kong, one of Asia's top-tier banks, Medhy brings fresh ideas to life, creates customer-centric services, and ensures DBS stays on the cutting edge of fintech. Drawing from his deep industry knowledge and a wealth of experience, Medhy plays an instrumental role in the bank's success. As a trusted voice in fintech, AI, and the Metaverse, he's the go-to speaker at industry events, and his insights are eagerly sought by those eager to understand the latest in fintech. Outside his work at DBS, Medhy shares his love for all things fintech through his newsletter and podcast, "What the FinTech". Launched in 2019, the podcast and YouTube channel provide unique perspectives on the fast-paced fintech world, featuring expert interviews and wide-ranging topics. Medhy has created a vibrant community of fintech enthusiasts, providing valuable insights and networking opportunities. In addition to all of this, Medhy makes time to actively participate in industry events and initiatives. He was a board member of the Fintech Association of Hong Kong, committed to enhancing the regional fintech ecosystem. His expertise, professional network, and engaging content have earned him recognition as a leading voice in the fintech industry. He was awarded the "Fintech Changemaker of the Year" by Asian Private Banker in 2019 and identified as a young innovator by Tatler's Gen T list, marking his significant impact on Asia's financial and tech landscapes. Medhy also serves as Senior Advisor / Senior Editor for Money20/20, the place where money does business. In the episode Medhy shares insights on the latest Artificial Intelligence considerations, how the technology is evolving and what this means for the future of work, complexities you need to be aware of, data and tools to get the most out of this fast evolving technology, generative AI pilot use cases, where the technology is headed and what the next 5 years will look like. To get in touch with Medhy get in touch via LinkedIn here - https://www.linkedin.com/in/medhysouidi/ To check out What the FinTech go to - https://linktr.ee/wtf_fintech01 To check out Money20/20 Asia go to - https://asia.money2020.com/ Are you getting every episode of Digital Transformation & Leadership in your favourite podcast player? You can find us Apple Podcasts and Spotify to subscribe. --- Send in a voice message: https://podcasters.spotify.com/pod/show/danny-levy/message

Ready to be inspired by a transformation story that propelled a bank to new heights? In this discussion with Paul Cobban, we dig deep into the remarkable business transformation of DBS Bank under his leadership.  DBS' incredible journey saw the company go from having the reputation of being known as "D#mn Bloody Slow," as Paul tells it, to becoming a digital powerhouse that regularly earns accolades for its digital experience and transformation. DBS was named "World's Best Bank” by Global Finance 5 times, and it was hailed as one of Harvard Business Review's top 10 business transformations of the last decade, alongside innovation stalwarts Netflix, Amazon, and Adobe.  Paul also shares insights from the book he co-authored with Scott Anthony, Eat, Sleep, Innovate which serves as a roadmap for companies and leaders looking to excel with the right mindset, tools, and habits. Join us for this engaging conversation as we uncover the magic behind DBS' transformation journey and gain valuable insights from Paul Cobban's wealth of knowledge and experience. Resources: Learn more about Paul and his work at PaulCobban.com Connect with Paul on LinkedIn Read:  Eat, Sleep, Innovate by Scott Anthony, Paul Cobban, Natalie Painchaud, and Andy Parker View the full webinar here: 3pillarglobal.com/insights/learn-from-paul-cobban Learn more and get the full show notes at: 3PillarGlobal.com Produced by Nova Media  

In this week's episode of ESG Insider, we're bringing you coverage of a sustainability summit that S&P Global Sustainable1 hosted in Singapore on May 16.    We caught up with conference speakers to learn their key takeaways and explore the challenges Asia faces on the path to net-zero, including when it comes to transitioning away from coal-fired generation.   To understand how banks in Asia are tackling the transition, we talk with Helge Muenkel, Group Chief Sustainability Officer at Singapore-based DBS Bank, a multinational banking and financial services corporation that operates in 19 markets.  We also hear the real estate perspective from Esther An, Chief Sustainability Officer at City Developments Limited. CDL is a global real estate company headquartered in Singapore that has 143 locations in 28 countries and regions.  Listen to our coverage from the S&P Global Sustainable1 Summit in Paris here: https://www.spglobal.com/esg/podcasts/on-the-ground-in-paris-how-french-bank-societe-generale-approaches-energy-transition-finance   And here: https://www.spglobal.com/esg/podcasts/on-the-ground-in-paris-connecting-the-dots-between-climate-and-biodiversity   Photo source: Getty Images    Copyright ©2023 by S&P Global        DISCLAIMER         This piece was published by S&P Global Sustainable1, a part of S&P Global.        By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.        S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.   

In this episode, I welcome Prof Stijn Viaene from Vlerick Business School, a renowned digital transformation and leadership expert. We delve into the critical role of digital infrastructure in business success and the importance of collaboration across organizational silos for effective digital transformation. The discussion highlights the debate around every company being a tech company and emphasizes the need for business transformation, with digital technology playing a dominant role. My guest shares insights on the four leadership styles (vigilant, voyager, visionary, and vested) crucial for successful digital transformation. We discuss ensuring digital transformation is purpose-driven and that technology complements human skills. We also discuss the importance of focusing on business transformation, aligning objectives with resource allocation, balancing past exploitation with exploring the future, and addressing the talent gap. Together, we examine companies' challenges and pitfalls during digital transformation, such as the need for a forward-looking vision, digital literacy gaps in executive teams, and the importance of routine transformation. The conversation explores the need for businesses to stay ahead of the curve, continuously adapting to industry innovations and disruptions. All were brought to life with examples of successful companies, including DBS Bank, KBC, John Deere, and the City of London, that have introduced new products and services while transforming their ways of working with technology.

How does a shy boy with no social skills, who failed his mathematics & went to school smelling of prawns every day... become the Managing Director of UBS?Just ask Eric Sim.The truth is:❌ Eric didn't just fail his maths.He also failed his English Literature & History papers and had to work at his father's prawn noodle shop before going to school.❌ He bombed his first job in FX Sales role at DBS Bank.❌ He failed all his job interviews in London (which he attended wearing a chicken suit!).But Eric's story doesn't end there.He:✅ Figured out how to leverage on his unique background, i.e. as the son of a hawker & bartender, to build a unique personal brand & score his first job;✅ Found an amazing boss, Prasanna Thombre, who believed in him & gave him all the international opportunities he needed; and✅ Built relationships that meant that his future jobs were all referred to him.Eric learned very quickly that you need to do more than just your job to thrive.And we talked about the cultural nuances of working in different Asian cities (including Ulaanbaatar!), what it meant to be the Managing Director, why he would go to the same restaurant x4 a week!! & how he networks to build the relationships he needs.Highlights:2.52: Forced to drink oat milk & selling prawn noodles5:27 Carving potatoes was a lie!6:43 Developing an inferiority complex (+ learning everything!)9:16 Sending an unsolicited application to DBS Bank12:35 Restarting his career at Lancaster University14:36 Wearing a chicken suit for interviews at London's financial banks16:15 The Asian Financial Crisis & Prasanna Thombre20:53 Moving to Citi23:41 Working in Shanghai & witnessing the liberalisation of China's financial sector24:52 Chinese business culture25:55 Cigarettes28:09 The importance of being friends with all the chefs30:31 Ulaanbaatar, Mongolia31:38 Why Eric keeps getting referrals for jobs32:33 Why Citi was Eric's dream job35:09 Did the wealthy look down at Eric?37:11 Why being a hawker's son helped Eric as a banker40:14 Meeting Hawker Chan42:53 Becoming Managing Director at UBS (investment banking)44:30 Was Eric a successful MD?

According to MIT, the biggest challenges to the innovation process include a lack of an innovation culture, fear of change, lack of ownership and vision, inadequate benchmarking and even impatience. Unfortunately, there is no magic bullet or secret formula that can guarantee innovation success. But there are ways to make the odds of success greater. And it is not just new technology or a higher level of investment. I am excited to have Steve Monaghan on the Banking Transformed podcast. Steve's experience includes leading the innovation teams at several bank and non-bank organizations, including DBS Bank and Dell. In this episode, Steve discusses why banking innovation lags many other industries and what can be done to change this paradigm. Follow us on YouTube to view the video versions of these interviews: youtube.com/c/BankingTransformedPodcast. This Episode of Banking Transformed is sponsored by FIS How do you find your feet on ground that's constantly shifting? You have to read The Global Innovation Report from our partners at FIS. From embedded finance and ESG to crypto, decentralized finance and the metaverse, FIS pinpoints the trends you need to watch – and explains how innovation can give you an advantage, in good times and bad. Discover how the latest innovations could affect your business. Explore the research today by visiting www.fisglobal.com/global-innovation-report FIS. Advancing the way the world pays banks and invests.