Podcasts about isb

Welcome to our final Andor recap, here on For The Republic: A Love Letter to Star Wars Animation! Join Andrew (@StarlightAndrew), Donovan (@DonovanMeade) & Conor (@DepaBanana) as they discuss the last 3 episodes of Andor Season 2, including the epic series finale! We break down the biggest moments of the final arc - including Luthen Rael's final act, the backstory between Luthen and Kleya, Kleya's epic hospital break-in and heartbreaking goodbye to Luthen, Dedra Meero's downfall, Lonni Jung's importance to the Rebel Alliance's discovery of the Death Star plans, Cassian's mission to Coruscant to save Kleya, Krennic and Dedra's long-awaited Queen-Off, K2 having a horror movie moment against the ISB, Cassian's importance to the Rebellion as a "messenger", his mission to Kafrene that leads us into the events of Rogue One, the final montage, and much, much more! We also discuss how Andor has changed Rogue One forever as Andrew talks watching the Andor finale directly into rewatching Rogue One. It's time to say farewell to some of the greatest Star Wars of all time.Episodes Discussed: "Make It Stop" (S2E10), "Who Else Knows?" (S2E11), "Jedha, Kyber, Erso" (S2E12)Vote in this week's JEDI ARCHIVES Poll!-https://x.com/fortherepubpod/status/1927476248768602302?s=46"WHAT CHOICE?": Star Wars Fans for Abortion Access-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.gofundme.com/f/what-choice⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support the Amidala Initiative-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.gofundme.com/f/the-amidala-initiative-for-equality-texas⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to our YouTube channel!-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC1_Aywl930XitqQYXrOr2Bg⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow the podcast on Bluesky-⁠⁠⁠⁠⁠⁠⁠⁠⁠@fortherepublicpod.bsky.social⁠⁠⁠⁠⁠⁠⁠⁠⁠, Twitter-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@ForTheRepubPod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, Instagram-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@fortherepublicpod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, & TikTok-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@fortherepublicpod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for further updates on the podcast.

In this episode, we discuss the continued Washington D.C. policy tensions and the effects of the related uncertainty on the economy and the markets. View the Investment Strategy Brief slides related to this episode here Watch the video related to this episode here The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com*See omnystudio.com/listener for privacy information.

Andor S2 is over, but not for us! We continue to celebrate this monumental series as we delve into topics or characters we didn't have enough time to discuss during our regular coverage. Today we discuss everyone's favorite anarcho-rebel, SAW GERRERA, and the unsung hero: the ISB double-agent, LONNI JUNG.In a field full of heroes, these two stand out for their unconventional approaches to rebellion. While Saw's bombastic and "chaotic" approach to his fight of the Empire drew enemies within allies, Lonni's quiet and ultimately quiet contributions to the Alliance cannot be overstated. Along with Nemik's call to rebellion through his manifesto, these two characters' sacrifice will always be remembered!• • •Triad of the Force is a channel which was featured on the Podcast Stage at Star Wars Celebration 2022 and 2023, featuring Nani and Gus, lifelong Puerto Rican friends who after years of discussing the media they love, came together and created their show. Triad of the Force focuses their discussions on Star Wars, but their love for media spans everything from sci-fi, fantasy, CBMs, and beyond. From films to TV, from books to comic books, Triad of the Force looks at all media critically, from a Latine/x perspective. Joins us!Follow Triad Of The Force at:BlueSky: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bsky.app/profile/triadoftheforce.bsky.social⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/triadoftheforce/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/TriadoftheForce/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you like us, get some merch and help the channel:TeePublic: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.teepublic.com/user/triad-of-the-force⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠• • •Acknowledgement: The Intro and Outro music is the Triad of the Force Theme, composed and performed by Grushkov with full permission for use by Grushkov (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/Grushkov⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠).• • •This channel is not affiliated in any way with Lucasfilm Ltd. LLC, The Walt Disney Company, or any of their affiliates or subsidiaries.

Jedha, Kyber, Erso. Mal and Jo return to recap the final three episodes of ‘Andor' Season 2. They break down Dedra's fate, Kleya and Luthen's backstory, the build-up to ‘Rogue One', and more. (00:00) Intro (04:32) Opening Snapshot (20:40) Lonni Shares the Endgame (57:41) Dedra and Axis Face Off (01:20:51) Panic at the ISB (01:25:26) Luthen and Kleya: An Origin Story (01:53:01) Kleya Hits the Hospital (01:58:58) Heart Begins His Hunt (02:04:23) Dedra Faces Krennic (02:15:42) Kleya Signals for Help (02:28:34) Orson and Lio! (02:34:57) Mission Kleypossible (02:46:28) The Not-So-Safehouse (02:52:46) The Yavin Push Begins (03:06:25) Reflections and Remembrances (03:15:58) “One Single Thing Will Break the Siege” (03:21:53) The Road to Rogue (03:35:06) The End Hosts: Mallory Rubin and Joanna Robinson Producers: Steve Ahlman and Carlos Chiriboga Social: Jomi Adeniran Additional Production Support: Arjuna Ramgopal Learn more about your ad choices. Visit podcastchoices.com/adchoices

The final three episodes of Andor raise the stakes for Cassian and the Rebellion as they race to rescue one of their own while the Empire scrambles to bury a secret.   This episode of Podcast Stardust discusses the following episodes from season two of Andor: Episode 10 - “Make It Stop” Episode 11 - “Who Else Knows?” Episode 12 - “Jedha, Kyber, Erso” In this fully armed and operational episode of Podcast Stardust, we discuss: Our non-spoiler thoughts on the final three episodes of season two and the series of Andor, Lonni's meeting with Luthen that leads to everything that happens in Rogue One, The backstory between Luthen Rael and Keyla, Dedra Meero's confrontation with Luthen, Keyla's infiltration of the Lina Soh Medical Center for one last mission on Coruscant, Director Krennic's meeting with Dedra Meero, Cassian Andor, Melshi, and K-2SO's life on Yavin IV after Bix left, The mission to Coruscant to rescue Keyla, The fate of various ISB officers, The Rebel Council's reactions to Cassian's news after returning from Coruscant, and The final moments of the series. For more discussion of season two of Andor, check out episodes 879 (episodes 1-3), 881 (episodes 4-6), 884 (episodes 7-9).   Thanks for joining us for another episode! Subscribe to Podcast Stardust for all your Star Wars news, reviews, and discussion wherever you get your podcasts. And please leave us a five star review on Apple Podcasts.   Find Jay and her cosplay adventures on J.Snips Cosplay on Instagram.   Join us for real time discussion on the RetroZap Discord Server here: RetroZap Discord. Follow us on social media: Twitter | Facebook | Instagram | Pinterest | YouTube. T-shirts, hoodies, stickers, masks, and posters are available on TeePublic. Find all episodes on RetroZap.com.

Michael Geib is a professor at the University of Central Oklahoma and an active double bass performer. His latest album, Don't Panic, features six original compositions written during the early days of the 2020 pandemic. In our conversation, we explore Michael's university roles, his approach to student recruitment in the social media age, his work with ATSA and ISB, his position as a Grammy voting member, and much more. Listen to Michael's latest album here, check out his previous podcast appearance, and follow his engaging writing by subscribing to his Substack!   Subscribe to the podcast to get these interviews delivered to you automatically!   Connect with us all things double bass double bass merch double bass sheet music Thank you to our sponsor! Upton Bass - From Grammy Award winners and Philharmonic players like ME Max Zeugner of the New York Philharmonic, each Upton Bass is crafted with precision in Connecticut, USA, and built to last for generations.  Discover your perfect bass with Upton Bass today! theme music by Eric Hochberg

Don't call Palpatine a monster. He hates that. The Emperor doesn't make an appearance in episode 9, but his presence is felt in every lackey and underling and the stresses that Imperial officers go through to prevent his displeasure. The ISB thinks it set up Ghorman for a fall, but they didn't realized that seeing the fall coming was the only way the rebellion could salvage a tragedy and inspire courage and hope.Mon Mothma's path seemed set by Rebels years ago, but Tony and Dan Gilroy manage to throw some curveballs without retroactively changing continuity in such a drastic way that longtime fans revolt. Is the key just "do it better" when making those tweaks? It feels so, because K-2SO's origins are much different than they are in a comic book. Aren't we glad they didn't have to stick to something like that?If you're not, that's okay. Your opinion is your own. You can have terrible opinions and still be a fan. Some people, for instance, don't think Andor is any good. I don't know if I'd share a meal with that kind of person, but I'm not going to argue. The show has spoken for itself. The writing and the action have been "movie quality" for weeks now and episode 9 of season 2 feels like a terrific third act of the third act.This is the Way Podcast HQ has been under immense stress getting out new podcasts each week with personal issues weighing heavily. With just one week left, it's strange to realize that there won't be another high quality show coming to Star Wars for quite some time. There's content that CAN be covered, but there's also content that should be removed from the streaming site.If you have an episode specific comment, send it in to the email address we reveal in our podcasts. Make sure to leave a good subject line for us so we know what episode and let us know what you'd like us to call you if we mention your message. There are other ways to interact with This is the Way Podcast, like via ⁠⁠⁠Instagram⁠⁠⁠ or 'X' @ThisistheWayPod or on Facebook, YouTube, and Spotify! May the Force be with us!

Send us a textDr. Sui Huang, MD, PhD is a Professor at the Institute for Systems Biology ( ISB - https://isbscience.org/people/sui-huang-md-phd/?tab=biography ) where his lab is focused on studying how gene regulatory networks control gene activity to create stable cellular states, such as different cell types, and how these states transition into different lineages in both healthy and diseased conditions.Dr. Huang is a molecular and cell biologist with a strong background in theoretical biology and has devoted much of his research to understanding the very phenomenon of cancer from a complex systems perspective. Before joining the ISB in fall 2011, Dr. Huang held faculty positions at the University of Calgary (Institute of Biocomplexity and Informatics), where he helped establish biocomplexity as a discipline in research and teaching, and at Harvard Medical School (Children's Hospital) where he obtained first experimental evidence for the existence of high-dimensional attractors in mammalian gene regulatory networks.Dr. Huang grew up in Geneva and Zurich. He received his MD degree from the University of Zurich and obtained thereafter, as the first recipient of the PhD-Program-for-Physicians Award of the Swiss National Science Foundation, his PhD in molecular biology and physical chemistry for work on interferons. As a postdoctoral fellow at Children's Hospital Boston he investigated tumor angiogenesis and cell growth control. In that period he also studied dynamical systems through his affiliation with the New England Complex Systems Institute.Important Episode Link - "The end of the genetic paradigm of cancer" - PLOS Biologyhttps://journals.plos.org/plosbiology/article?id=10.1371/journal.pbio.3003052#SuiHuang #InstituteForSystemsBiology #Interferon #Angiogenesis #AttractorStates #Epigenetics #Cancer #Oncology #TumorMicroenvironment #DonaldIngber #ConradWaddington #Organogenesis #Morphogenesis #LeeHood #BeatriceMintz #ProgressPotentialAndPossibilities #IraPastor #Podcast #Podcaster #Podcasting #ViralPodcast #STEM #Innovation #Science #Technology #ResearchSupport the show

Join Jordan and Ron as they break down the penultimate arc of the final season of Andor! Andor and Wil go on a mission to assassinate Dedra, Syril finds out the true ISB plot on Ghorman, and a massacre erupts. Support Clashing Sabers effort for adding Star Wars books to schools: https://t.co/BygtApgNwvWE HAVE A DISCORD! Join it here: https://discord.com/invite/QfDYKZSUKGFollow the Show:Twitter/Instagram: ⁠ @SupesandSabers ⁠​Email: Podawakens@gmail.com for Star Wars related feedback. ​

La maquinaria de la ISB ha interceptado unas transmisiones sospechosas. Y no son otra cosa que la tripulación de la Random Crest charlando sobre su serie de espías favorita. Embárcate en esta cruzada rebelde analizada con las más rigurosas imprecisiones habituales de nuestra tripulación. Mucho caos y errática dispersión como de costumbre.

Episodes 4-6 in Andor season 2 were very, very pretty

Daredevil, Yellowjackets and Andor S2 It's TV time again folks! We're back after our break, checking out Yellowjackets, Daredevil: Born Again, and the first look at Andor Season 2. Will Disney's refreshed take on Daredevil unleash our worst angels. Are the ladies in Yellowjackets still probably mostly mentally unwell? Or are the actual demons in the woods? Join in with the team as we sit our butts on the couch and enjoy the best the Boob Tube has to offer. The show this week is starring series regulars Dion, and Jill, with special guest star who has been in every episode, Quinny. https://youtu.be/tpwEeb2QRlU A huge thank you to all our Yellow Jackets, Red Devils and Rebel Scum who listen to each episode of the show, especially those of you ISB operatives who join in on the live-chat during the Twitch stream this week (and every week!). If you haven't done so before join us next week for our live show 7:30pm Wednesday the 30th of April! Special love and thanks goes to those who have financially bolstered this podcast via dropping some their bootleg hooch into our Ko-Fi cup and now also by subscribing on Twitch! Your generosity is always appreciated! If you feel so inclined drop us a sub! The more subs we get the more emotes, you get! Every bit of your support helps us to keep the show on the air! Don't fret if you can't be there for the recording though as you can catch them on Youtube usually later that very night. Make sure to subscribe so you don't miss them! https://youtu.be/x8FUUxj6yOA?si=e3lPJfiLpnOi9dRf https://youtu.be/_5yR6UZjkyY?si=lFQ9q297YmU1cM3F https://youtu.be/duN-KQgOjYs?si=66cdhfzqfKQENsfg WE WANT YOUR FEEDBACK! Send in voicemails or emails with your opinions on this show (or any others) to info@theperiodictableofawesome.com Please make sure to join our social networks too!  We're on: Youtube: https://www.youtube.com/user/TPToA/ Twitter: www.twitter.com/TPToA Facebook: www.facebook.com/PeriodicTableOfAwesome Instagram: www.instagram.com/theperiodictableofawesome/ Full text transcript It's upon a time. A bunch of teenage girls got stranded in the wilderness. And he hunted their friends. They sit on their flesh. And then went completely nuts.  Speaker  How? People are willing to do some mixed up stuff just to see.  Speaker 1  The other day.  Speaker 2  I think Natalie knows what each.  Speaker 3  Spot is does she deserve to people like?  Speaker 2  Do you believe?  Speaker  Her.  Speaker 1  Instead of doing what was right for us, she did what she wanted to do. So tonight we'll give the wilderness what it wants.  Speaker  I'm worried about. What we're gonna have to tell people if we get back. This place will follow us for the rest of our lives.  Jill  Someone wants us.  Speaker 2  Dad, don't think for a second. I won't get to the bottom of this.  Speaker 5  Are you hiding something?  Speaker 2  Think about how screwed up we would be if we have survived a plane crash only to end up eating each other.  Speaker 1  Oh, I do.  Speaker 5  The only people that know about this are either us or dead.  Speaker 1  The only way to truly be safe?  Speaker 6  Is to be the only one left.  Speaker  This is not healthy. You really are insane. Secrets. Will be spelled Yellow Jackets, new season streaming February.  Dion  That's why. Yeah. That's OK, miss. It was like, oh, you're quiet. It's like, you know what? We're quiet because we had not. Crack the whip and I had forgotten I was all getting there tonight. Yes, we're doing the TV roundup, which is great. The second part, Part 2 of the TV round up.  Quinny  Oh. Hang on with with the the TV TV roundup, Yes. Isn't that when you meant? To do the.  Dion  Thing. Ohh yeah you there we go.  Quinny  Specifically, set it up for that.  Dion  Or maybe that's? The beat E. Yeah, look, OK.

In this episode of I Can Do This All Day, Dan "The Part-Time Avenger" and Mark "The Resident Jedi" return to the shadows of the galaxy for a spoiler-filled breakdown of the first three episodes of Andor Season 2. The tension is thicker, the stakes are higher, and the slow-burn storytelling is back in full force. We dive into Cassian's evolution as he edges closer to becoming the rebel spy we met in Rogue One, analyze the power moves inside the ISB, and argue about which subplot is quietly stealing the season already.

There's a storm brewing on Ghorman, and Mal and Jo are back to break it all down! They recap the fourth, fifth, and sixth episodes of ‘Andor' Season 2, including the various happenings on Coruscant, the Ghorman heist, ISB espionage, Saw Gerrera's return, and so much more. (00:00) Intro (03:20) Opening Snapshot (13:22) Dreaming of Dr. Gorst (26:49) A Home-cooked Meal and a Debate About Protection (38:11) Luthen Inserts His Wedge (01:02:54) Goodbye, Gorst (01:05:53) Syril Settles in Among the Spiders (01:21:00) The Ghorman Front Recruits Syril (01:34:40) Varian Skye Heads to Ghorman (01:45:55) Both Sides Ready for the Transport Theft (01:54:00) Sending in Vel and Cinta (02:10:21) Another Lively Day of ISB Meetings and Senate Vote Whipping (02:21:14) The Bug Heist (02:37:40) Wilmon Brings Saw Gerrera a Gift (02:48:44) The Rhydonium Extraction Hosts: Mallory Rubin and Joanna Robinson Producers: John Richter and Kai Grady Editor: Cameron Dinwiddie Social: Jomi Adeniran Additional Production Support: Arjuna Ramgopal Learn more about your ad choices. Visit podcastchoices.com/adchoices

Guiding Question:How might we create space for student leaders to thrive and inspire change in our schools and communities?Key TakeawaysHosting “Summit” events for student leadersBringing big global goals like the sustainable development goals down to a local level where we can think about how we might take action and make meaningful connections that lead to positive impactsSuitability of student leadershipIf you have enjoyed the podcast please take a moment to subscribe, and also please leave a review on your favorite podcast platform. The way the algorithm works, this helps our podcast reach more listeners. Thanks from IC for your support. Learn more about how Inspire Citizens co-designs customized student leadership and changemakers programsConnect with more stories from the Inspire Citizens network in our vignettesAccess free resources for global citizenship educationYou can book a discovery call with Inspire Citizens at this linkShare on social media using #EmpathytoImpactEpisode Summary Thinking Globally - Acting Locally at The Summit at the International School of BangkokOn this episode, I connect with Nami, a senior at the International School of Bangkok. In January 2025, ISB hosted their second student leadership summit, an international event drawing student leaders from across the region to attend workshops, build skills, make connections, and collaborate on new initiatives to work towards a more equitable, just, joyful and sustainable future. Aaron Moniz, co-founder and director of Inspire Citizens, has been involved as a speaker and key supporter of The Summit since its inception. Similarly, Nami has been part of the team who has organized The Summit in both 2024 and 2025. She shares her insights on the summit and the impact it has had on her and other student leaders in the region. Keep an eye out for next year's Summit that will be held at Korea International School in Seoul, Korea.A big shout out to Magic Mind for sponsoring this episode. Take advantage of our limited offer to get up to 48% offyour first subscription or 20% off one time purchases with code ETI20 at checkout.Claim your discount at: https://www.magicmind.com/ETI20Discover a transformative podcast on education and learning from a student perspective and student voice, exploring media, media literacy, and media production to inspire citizens in schools through a media lab focused on 21st-century learning, empathy to impact, Global citizenship, collaboration, systems thinking, service learning, PBL, CAS, MYP, PYP, DP, Service as Action, futures thinking, project-based learning, sustainability, well-being, harmony with nature, community engagement, experiential learning, and the role of teachers and teaching in fostering well-being and a better future.

'Andor' is back, and so are Mal and Jo! These rebels break down everything in the first three episodes, from Cassian's mission, to a wedding on Chandrila to Syril and Dedra's relationship. (00:00) Intro (05:33) Opening Snapshot (17:05) Theft of the TIE Avenger (37:48) Cassian Meets the Maya Pei Brigade (46:44) The Brigade Fractures (51:30) Hiding Out with Our Ferrix Found Family (01:02:10) The Empire Arrives (01:12:10) Fleeing Mina-Rau (01:30:14) A Chandi Wedding: Day One (01:50:45) A Chandi Wedding: Day Two (02:12:02) A Chandi Wedding: Day Three (02:27:19) Krennic's Secret Meeting at the Maltheen Divide (02:37:40) Back at the ISB and the Bureau of Standards (02:40:42) The Spinoff We Need: Eedy, Dedra, and Syril (02:49:08) Easter Eggs Hosts: Mallory Rubin and Joanna Robinson Producer: Steve Ahlman Editor: Cameron Dinwiddie Video Supervision: John Richter Social: Jomi Adeniran Addition Production Support: Arjuna Ramgopal Learn more about your ad choices. Visit podcastchoices.com/adchoices

We are stoked for Andor Season 2. We are looking back with a bonus epsiode at Andor Season 1, Ep10, One Way Out.  One of the best episodes of the series, Andor and the prisoners Narkita 5 make a daring escape out of prison.  Mon Mothma's deal is getting worse and Luthen tells his ISB contact you can't get out. Drop as a voice memo or email at bigtliltpodcast@gmail.com. big T & LIL T

We are stoked for Andor Season 2. We are looking back with a bonus epsiode at Andor Season 1, Ep7, Announcement.  Syril has breakfast and guilt with Momma; Andor can't stay and Maarva can't leave because the Empire is here to stay.  The ISB is tightening its control.  Mothma tries to get more funds. Drop as a voice memo or email at bigtliltpodcast@gmail.com. big T & LIL T

ANDOR Season 2 is just around the corner! But where did we leave off with Cassian and friends in Season 1? After all, it was 3 years ago. What really happened between ISB agent Dedra Meero and Imperial wanna-be Syril Karn? How was Maarva Andor weaponized?    If you don't remember, we are here to remind and prepare you for this new season that premieres on Disney+ on April 22nd. There is lots to go over especially how ANDOR crosses over with STAR WARS REBELS. We also look back at our roundtable interviews with Production Designer Luke Hull and Costume Designer Michael Wilkinson to see how their creations will add to the storytelling of ANDOR Season 2.    Today in Star Wars History 4/15/1963   Happy 63rd Birthday to Tom Kane! Tom Kane voiced hundreds of animated characters in dozens of series. To Star Wars fans he is Yoda and Admiral Yularen in The Clone Wars and did the opening newsreel narration for each episode. He also voiced Admiral Ackbar in The Last Jedi and Star Tours.    Unfortunately Tom Kane had to retire from voice acting in 2020 after a stroke.     SPONSORS   Small World Vacations is an official sponsor of Skywalking Through Neverland. Contact them for a no obligation price quote at www.smallworldvacations.com. Tell them Skywalking Through Neverland sent you.   SUPPORT THE SHOW   Find out how you can become a part of the Skywalking Force and unlock bonus content.   CONTACT US   Instagram: http://instagram.com/skywalkingpod   Twitter: https://twitter.com/SkywalkingPod   Facebook: https://www.facebook.com/skywalkingthroughneverland   Send emails to share@skywalkingthroughneverland.com and follow us on Facebook.   If you dug this episode, click over to iTunes | Stitcher | YouTube and leave us a review!   Never Land on Alderaan!

ANDOR Season 2 is just around the corner! But where did we leave off with Cassian and friends in Season 1? After all, it was 3 years ago. What really happened between ISB agent Dedra Meero and Imperial wanna-be Syril Karn? How was Maarva Andor weaponized?    If you don't remember, we are here to remind and prepare you for this new season that premieres on Disney+ on April 22nd. There is lots to go over especially how ANDOR crosses over with STAR WARS REBELS. We also look back at our roundtable interviews with Production Designer Luke Hull and Costume Designer Michael Wilkinson to see how their creations will add to the storytelling of ANDOR Season 2.    Today in Star Wars History 4/15/1963   Happy 63rd Birthday to Tom Kane! Tom Kane voiced hundreds of animated characters in dozens of series. To Star Wars fans he is Yoda and Admiral Yularen in The Clone Wars and did the opening newsreel narration for each episode. He also voiced Admiral Ackbar in The Last Jedi and Star Tours.    Unfortunately Tom Kane had to retire from voice acting in 2020 after a stroke.     SPONSORS   Small World Vacations is an official sponsor of Skywalking Through Neverland. Contact them for a no obligation price quote at www.smallworldvacations.com. Tell them Skywalking Through Neverland sent you.   SUPPORT THE SHOW   Find out how you can become a part of the Skywalking Force and unlock bonus content.   CONTACT US   Instagram: http://instagram.com/skywalkingpod   Twitter: https://twitter.com/SkywalkingPod   Facebook: https://www.facebook.com/skywalkingthroughneverland   Send emails to share@skywalkingthroughneverland.com and follow us on Facebook.   If you dug this episode, click over to iTunes | Stitcher | YouTube and leave us a review!   Never Land on Alderaan!

If we look hard enough, or far back enough, we are all connected to an immigrant story. Businessman and restaurant owner Andrew Revy drew upon his Hungarian roots to name his successful Lakewood brewery and restaurant, Immigrant Son Brewery. In this episode we talk about how our upbringing and family stories inform and drive us to create and share what we love. In a few weeks ISB will have a sister restaurant called Sofia's Kitchen and Bar (named for his daughter) that will expand on the warm hospitality and good food for which he is known. We talk about award-winning beer, collaborations with other locals, Hungarian food, and the importance of a gathering place open to all.This episode is made possible with support from Edgewater Hospitality and Kate's Fish, two of my "pod partners" and businesses I respect and patronize.

"The customer is the CEO of the company; he can fire everyone." This core belief drove Harshvardhan Lunia's journey in building Lendingkart. He emphasizes that obsessively solving the customer's problem—be it the need for speed, transparency, or convenience—is the ultimate key to building trust and a successful financial services business. Harshvardhan Lunia is the Founder & CEO of Lendingkart, a fintech platform transforming SME lending in India. An ISB graduate and Chartered Accountant, he leveraged his background in banking and SME credit advisory to launch Lendingkart in 2014. Lendingkart has since disbursed over ₹20,000 crores to more than 3 lakh customers across 4,500+ towns and cities in India, achieving a total AUM of ₹7,500 crores (with ₹5,500 crores via co-lending) by FY24. Key Insights from the Conversation: ✅SME Lending Pain Points: Traditional lending for SMEs suffered from slow processes (3-4 months) and lack of transparency, creating a market gap. Lendingkart focused on speed (hours/days) and transparency from day one. ✅Data Over Tradition: Realizing traditional financial statements were often adjusted for tax purposes, Lendingkart pioneered using bank statement analysis and cash flow data for underwriting. ✅Tech-Driven Underwriting: The platform evolved from rule-based systems to sophisticated algorithms trained on billions of data points to assess risk and determine loan terms, achieving high predictive accuracy (97.5%). ✅The Rise of Co-Lending: Partnering with banks and larger institutions (co-lending) became crucial post-COVID, allowing Lendingkart to scale distribution while sharing risk and capital. By March 2022, 80% of business was co-lending, reaching a 25/75 (own books/co-lending) AUM split in FY24. ✅Distribution is Key: While underwriting and collections tech are vital, building trust and reaching customers across India (distribution) is the ultimate differentiator in the absence of a large legacy brand or branch network. ✅Fundraising Conviction: Raising capital involves storytelling and unwavering conviction in your vision, especially when building something new. It's an exam where you must clearly articulate why your approach will work. Harshvardhan even shared his unique approach of pitching using a whiteboard instead of presentations. #Lendingkart #HarshvardhanLunia #FintechIndia #DigitalLending #SMEFinance #MSME #NBFC #StartupIndia #Entrepreneurship #IndianStartups #FounderThesis #BusinessPodcast #VCFunding #CoLending #DataAnalytics #Underwriting #FinancialInclusion

Is Béziers really the oldest city in France? In Episode 536: Exploring Béziers, A Hidden Gem in the South of France, host Annie Sargent and guest Elyse Rivin dive into the fascinating history and charm of this underrated destination. Get the podcast ad-free Béziers sits in the Occitanie region, close to the Mediterranean. It has deep historical roots, from Roman times to the Cathar massacre and the winegrowers' revolt of 1907. Its Cathédrale Saint-Nazaire dominates the skyline, offering breathtaking views. The city's streets lead to lively markets, including the recently renovated Les Halles de Béziers, where locals gather to enjoy fresh seafood, cheeses, and wines. Béziers is also famous for the Canal du Midi, a UNESCO World Heritage Site. The Nine Locks of Fonseranes showcase incredible 17th-century engineering, still in use today. The Old Bridge, the Church of the Madeleine, and the Jean Moulin Museum add layers of history to explore. Annie and Elyse discuss the city's evolving identity, growing expat community, and efforts to restore its historic center. They also touch on Robert Ménard, Béziers' controversial mayor, and how his policies shape the city. If you're looking for a unique stop in the South of France, Béziers deserves a visit. Tune in to this episode for a deep dive into history, culture, and travel tips! Table of Contents for this Episode Today on the podcast Podcast supporters The Magazine segment Introduction and Overview of Béziers Journey to Béziers Béziers: A Medium-Sized City with a Rich History The Appeal of Béziers for Expats Historical Significance and Archaeological Discoveries The Cathar Massacre and Religious History Exploring the City: Landmarks and Attractions Winemakers' Revolt Annie's personal experience in the area The Wine Scandal and Economic Impact Massive Demonstrations of 1907 The Wine Revolt's Lasting Effects French Colonization and Algerian Wine Exploring Béziers: Historical Sites and Canal du Midi Jean Moulin and Béziers' Rich History The Enigmatic Mayor of Béziers Culinary Delights of Béziers Thank You Patrons Zoom Meetings with Patrons New VoiceMap Tours Paris Marathon  The European Museum Night  The Bordeaux Wine Festival A Celebration of Cézanne The Tour de France Personnal Note Next week on the podcast Copyright More episodes about the Montpellier area #BéziersTravel, #Béziers, #VisitFrance, #FranceTravel, #TravelPodcast, #JoinUsInFrance, #SouthOfFrance, #LanguedocRoussillon, #CanalDuMidi, #FrenchHistory, #HiddenGemsFrance, #FrenchRiviera, #WineLovers, #ExploreFrance, #FranceTrip, #SlowTravel, #BestOfFrance, #FrenchCulture, #TravelTips, #HistoricalSites

Send us a textDr. Sean Gibbons, Ph.D. is Associate Professor at the Institute for Systems Biology ( ISB - https://isbscience.org/people/sean-gibbons-phd/?tab=biography ) where his lab investigates how the structure and composition of evolving ecological networks of microorganisms change across environmental gradients, with a specific focus on how ecological communities in the gut change and adapt to individual people over their lifespans (i.e. host genotype, host development and host behavior) and how these changes impact human health ( https://gibbons.isbscience.org/ ). His lab develops computational and experimental tools for investigating host-associated microbial communities to explore the interactions between ecology, evolution and ecosystem function, applying these insights to develop personalized interventions for improving human health and well-being.Dr. Gibbons received his PhD in biophysical sciences from the University of Chicago in 2015, dual-advised by Jack Gilbert and Maureen Coleman. His graduate work focused on using microbial communities as empirical models for testing ecological theory. Dr. Gibbons completed his postdoctoral training in Eric Alm's laboratory in the Department of Biological Engineering at MIT from 2015-2018. His postdoctoral work focused on developing techniques to quantify individual-specific eco-evolutionary dynamics within the human gut microbiome.Dr. Gibbons was awarded a Fulbright Graduate Fellowship to study microbiology and synthetic biology at Uppsala University in Sweden, where he earned a master's degree in 2010. His PhD work was supported by an EPA STAR Graduate Fellowship. Upon joining the ISB faculty in 2018, his startup package was supported, in part, by a Washington Research Foundation Distinguished Investigator Award.Important Episode Link - Metagenomic estimation of dietary intake from human stool - Nature Metabolism - https://www.nature.com/articles/s42255-025-01220-1#SeanGibbons #InstituteForSystemsBiology #ISB #Microbiome #Microbes #Ecology #Medicine #Dysbioses #EcologicalTherapeutics #Virome #PrecisionNutrition #GutDigitalTwin #FecalMicrobiotaTransplantation #Longevity #Aging #Healthspan  #ProgressPotentialAndPossibilities #IraPastor #Podcast #Podcaster #ViralPodcast #STEM #Innovation #Technology #Science #ResearchSupport the show

While waiting for the ISB agent the Inquisitors give their suspected Sith Holocron a little force poke, then get into trying to work out what is going on with the planet Agamar. Surely the appearance of three inquisitors will not put a dampener on the Harvest Festival…. Cult 547 – FAE – Star Wars – […]

In the seventh episode of Season 20 of Star Wars: In a Galaxy, Eli and Jacob watch and discuss the seventh episode of Andor: A Star Wars Story, "Announcement".Among their discussion:– The impacts of the P.O.R.D.– New developments in the ISB (wow, is this whole episode just acronyms?) – Imperial-occupied Ferrix, and how the community sees Cassian– Maarva breaks our hearts– "Smile" – Mon Mothma, 5 BBY– Mothma family dynamics– Niamos! Is Still Not Safe from Fascism!– Specifically not K-2SOThe next episode of Star Wars: In a Galaxy will release on February 28, 2025.Follow us on BlueSky, Instagram, and Threads: @InaGalaxyPod/@inagalaxypod.bsky.appFollow our spinoff trivia show on BlueSky: @inagalaxytriviaFollow Eli everywhere:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/_ochifan327⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Leave us a 5-star rating and review on Apple and Spotify! It really helps!You can email us at swinagalaxy@gmail.com

In dieser Episode trifft Marco Dr. Bernd Schmid zum Gespräch. Bernd ist Gründer und wie er sagt, Leitfigur des ISB, einem renommierten systemischen Weiterbildungsunternehmen, dass er vor über 40 Jahren gegründet hat. Bernd bringt einen sehr breiten Erfahrungsschatz und ein tiefgründiges Wissen mit in die gemeinsame Diskussion darüber, was passiert, wenn Strategie und Umsetzung im Unternehmen nicht so richtig zusammenfinden. Die beiden erörtern, wie Teams erfolgreich zusammenarbeiten können und warum viele gutgemeinte Transformationsansätze an ihrer Wirksamkeit scheitern. Außerdem diskutieren sie Bernds pragmatischen Ansatz zur intelligenten Komplexitätsreduktion, der durchaus zu unserem Verständnis von Treibern und Strategie passt. Besonders aufschlussreich ist Bernds Perspektive auf das Spannungsfeld zwischen Leistungskultur und Mitarbeiterzufriedenheit – mit der interessanten Erkenntnis, dass dies kein Gegensatz sein muss oder vielleicht sogar nicht sein darf. Diese Folge findest du auch als Podcast auf: https://murakamy.com/blog/podcast-99-isb-bern-schmid-verantwortung Alle bisherigen Folgen findest Du hier: https://murakamy.com/blog/tag/Podcast Besuche uns auch auf https://murakamy.com Links zu Dr. Bernd Schmid: https://www.isb-w.eu/de/ https://www.isb-w.eu/en/isb/bernd-schmid.php Links zur Folge: Yuval Noah Harari ”Nexus”: https://www.amazon.de/NEXUS-Informationsnetzwerke-künstlichen-Intelligenz-Bestsellers/dp/3328603751/ref

Keith shares the top amenities tenants want in rental units, based on a survey by GreyStar with over 90,000 responses. He's joined by long-time friends of the show, Terry and Liz to discuss investment strategies, emphasizing the importance of buying properties in the "sweet spot" and the benefits of allowing pets, which can lead to longer tenant stays.  They also touch on:  Trade-offs Between Buying Multiple Cheap Properties vs. One Expensive Property Quality of Properties and Tenant Demographics Screening Tenants and Handling Pets New Construction vs. Renovated Properties Investor Life Cycle and Exit Strategies Resources: Visit MidSouthHomeBuyers.com and explore their investment opportunities. Show Notes: GetRichEducation.com/540 GRE Free Investment Coaching:GREmarketplace.com/Coach For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE! I'm your host, Keith Weinhold. What are the features that tenants want in their rental units today, and what amenities are most profitable for real estate investors? Bedroom, count, bathroom, count, cover, parking, pet policy and more, what matters what doesn't, and how do you optimize operations to maximize your profit? It's a conversation with me and two terrific real estate pro guests today on get rich education.    Speaker 1  0:31   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:17   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:33   Welcome to GRE from Tacoma, Washington to the took pony Palmyra bridge spanning the Delaware out of Philadelphia and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education, the voice of real estate investing Since 2014 I'm grateful for your faithful listenership. If you're new around here, join in at GRE we do this one big headline show every week, never more, never fewer, and truly, every single week for more than 10 years now, let's talk about amenities that tenants want in apartments today, before we pivot to discussing properties in general and single family homes in our conversation coming shortly. Now, you might have heard of GrayStar before they are international real estate developers and managers, well, they received more than 90,000 survey responses from apartment tenants on their most preferred features and amenities. So we've got a good sample size here, and Gray star compiled the top 20. Let's just hit the top five. This is important, because your tenant is your customer, and when you serve them, you're not only making them happy, you yourself are positioned to be more profitable long term. Here we go. The number one preferred feature is, do you have any guess what tenants want? It's the walk in closet. 51% of apartment tenants said that they are interested in this feature, and 37% would not rent an apartment without it. On average, they're willing to pay a $75 a month premium, and the survey shows that this is particularly important in Dallas and Miami, where over half said that they would not rent without it. The second most important amenity to apartment tenants is large windows with abundant natural light. 56% that they're interested in this feature. 31% would not rent an apartment without it, and on average, they're willing to pay an $80 a month premium for the large windows. When you think about how more tenants work from home today than five years ago? Well, big windows make more sense. Third most important is fresh air ventilation. 69% said that they're interested in it, and on average, they're willing to pay a $79 per month premium. The highest demand for fresh air ventilation is in Seattle, San Francisco and San Jose. We're talking about the top five amenities that apartment tenants want today in order, the fourth most important one is covered parking or a garage. 52% said that they're interested in this feature. Fully a third would not rent an apartment without it, and on average, they're willing to pay a $75 a month premium, and this is most important in urban areas with a covered parking or garage, where 42% will not rent a unit without it, in those urban areas. And then the fifth one is high efficiency appliances, 71% said they're interested in this feature. On average, they're willing to pay a $79 a month premium, and this, this high efficiency appliance thing, is more important for the high income tenant segment. So there they are, the top five features and amenities that. Apartment tenants want today. So to review, in order, it's a walk in closet, big windows, fresh air, ventilation, covered parking or a garage, and finally, high efficiency appliances. And listen in as I'll have a robust discussion with two season real estate pros. We're going to go beyond apartments about the features that tenants and real estate investors alike want today, and at times, they will talk about their home markets of Memphis, Tennessee and Little Rock, Arkansas, which are some of the most investor advantaged markets anywhere. And you'll have to calibrate some of these numbers to your market, because in these places, the typical single family rental purchase is just 100 to 200k and rent is between$900 and 1600 and at other times, we will talk more nationally and globally.    Hey, well, I'd like to welcome in long time friends of the show, with the emphasis on long time since they were first here with us, more than 10 years ago on episode nine in 2014 those ever steady quality property providers from Memphis, Tennessee, mid south homebuyers, it's the return of their principal, Terry Kerr and investor relations lead, Liz Nalen, Terry and Liz, welcome back.   Terry Kerr  6:25   Thank you, Keith. It's great to be here. Thanks so much, Keith, great to be back.    Keith Weinhold  6:28   Yes, it's beginning to feel like a high school class reunion or something. I anticipate my high school class reunions just like I anticipate our discussion today. Let's talk about your individual takes on investment philosophy, common investor mistakes, and is some investor conventional wisdom true, or is it not? Because there's probably some of that that we have to debunk, I think a common one. And I know you get that question in there from investors and our listeners, you had that conversation it was it better to buy two cheap properties or one expensive property talk to us about some of those trade offs.   Liz Nowlin  7:07    It's such an interesting thing, and there's so many factors you can look at. I broke it down for myself personally. Probably 12 years ago, I was asking myself that question as an investor and I ran 2 $50,000 houses, I'm dating myself against $100,000 house, and even when I manipulated the appreciation for the $100,000 house at the higher rate. And actually, we've been talking about investor conventional wisdom, and that is actually a piece of conventional wisdom I've not seen hold true as much, but that a higher end neighborhood is going to appreciate a more rapid pace than a more blue collar neighborhood. So that, as a side note, is a piece of conventional wisdom that I've seen a bit debunked, but it really ramping up the appreciation on the $100,000 house. I think I put it at reselling at like 180 or 190 down the line, and I put my $50,000 houses at maybe 90. You know, not as aggressive for me. Two houses beat one, every kind of way that I shook it out. And of course, the 50,000s had lower individual cash flows, but still, I think matching or higher than the 100. And the one thing I'm not sure that I put in there is two water heaters versus one water heater, two furnaces versus one, but running the same maintenance in general for them. Terry, what do you think   Terry Kerr  8:32   I started out buying houses a little bit lower than I should and what I mean a little bit lower like and a little bit lower quality neighborhoods, and quickly learned that you can't buy too low, you know, you got to buy them, you know, in the sweet spot. So I bought in the A class areas. I bought in the areas that were a little too low, and then found the sweet spot. And then within the sweet spot, I've got a bunch of houses that are in the mid range where we typically operate, and personally, I've also got a bunch of duplexes. I like duplexes. So whether that's duplexes or a little bit upper or a little bit lower, personally, I like a mix of them. And I'm a buy and hold guy. So the stuff that I buy and hold I'm holding for the extra long time, initially, right out of the gate, you've got to look at things like cost segregation, closing costs and all that kind of deal. So really, everyone kind of needs to run their own numbers, because what might make sense for one person just might not make sense for someone else. And again, I'm kind of all over the board. You factor in how much you're going to spend in closing costs, how long do you intend to hold the property? What's it going to cost to sell the property in 1015, 20 years. But again, the cost segregation and just everyone needs to kind of run their own numbers. I think.    Speaker 2  9:47   closing costs times two versus times one is an interesting point. Paying to mow a yard is paying to mow a yard. But then you get into another rub that I think I put them I don't think I did a square footage variation, but I like smaller Homes. It's less on paint. It's less on vacant utilities. The lower your rent is to a degree, the more people can afford to rent it, and the more recession proof you are, in my opinion. And I wasn't running through that as well, but in my antique valuation from 2012 that $100,000 house is going to be bigger often than the littler guys for the rent. Not you know, you can have a play between neighborhood quality and size of house with rents, which is a determining price. But Keith, what do you think two or one?    Keith Weinhold  10:33   Yeah, the two thing versus one thing has a lot of trade offs. As an investor, I think about the advantages of where one is going to have less management, even though I use a property manager, but with respect to the size of the property, I think a lot of us know, and the new investor doesn't know, say, a 1500 square foot unit versus a 3000 square foot rental unit. Well, with the 3000 you often have twice the maintenance, but you only get a little more in rent income. So depending on the market you're in, typically something more like a 1500 square foot rental unit is going to work out better.   Terry Kerr  11:06   Yep, I agree. And then also, another one of the things that I found out is buying houses a little too far up market going to be renting to folks that are more apt to buy a house, right? And so you might have more turnover and a more expensive house just because it's in, you're renting in an area where folks may just not stay as long. And one of the things that that, of course, we like about Memphis is it's predominantly a rental market, so we're able to kind of have the best of both worlds there. But    Liz Nowlin  11:32   kind of, going back to investor conventional wisdom, I think a common mistake, or maybe a mistake isn't the right word, but I hear investors say that they would not buy a house that they would not live in, and I find that they tend to be very expansive times of their life. They often have young children are possibly planning to do it. And one of the best renters I ever had was a little old lady on Social Security, on a fixed income. She lived in my house for seven years. She paid on time like crazy. She added a garden that my home didn't have, and she would have never paid the extra $25 a month that a second bathroom would have called for from that property. And people forget that you'd people downsize as much as they upsize. There's divorce or just retirement, there's empty nesters. Families shift down as much as they shift up. Because investors are often they're talking to me from their four bedroom, two bath house, and they couldn't conceive of renting a smaller thing long term. They just kind of missed that aspect.   Keith Weinhold  12:38    Right for me, it's definitely not a criterion. Would I live in the property myself? And that makes it eligible to hold as a rental? No, it's just the opposite. Really. I don't think any of my rentals are ones that I would prefer to live in, because it wouldn't upgrade my lifestyle. Yet, it's still doing the clean, safe, affordable, functional housing thing. We're talking about the quality of properties here. Class A, properties are deemed the best class, D, the worst. What are your thoughts? Is B class better than C class? And is a really the best of all? I mean, for example, do you get better renters in a class, or are they finicky and then they have the means to move out and go buy their own place, if they have a 790 credit score and they're living in a class a unit, what are your thoughts here?   Terry Kerr  13:22    I think c plus to b minus is the sweet spot. You get into the a plus. Like you said, there's going to be more turnover, because folks are going to be buying houses, and then you've got expensive appliances that you're going to be responsible for fixing in and a lot of A plus neighborhoods, but the C minus, and I can only really truly speak to Memphis and Little Rock, but the C minus the B plus I feel is the sweet spot that's for the size of the property, as well as the typical length of rentership.   Liz Nowlin  13:52   I managed a class for about a decade before I came to work for Terry in 2009 and we ran a great ship, and we had a great, beautiful high rise, but a year was really the average stay a class renters are more litigious. I was operating a building next to a law school, and I had young lawyers and law students, but that's going to be true in any kind of a class area. When you're paying a rent of that amount you are going to call in a work order because the doorknob is slightly loose, a lot of it. And very interestingly, I think we still had some collection issues, even renting to nurses, lawyers, just a small percentage. It's the dark side of property management. But I saw alcoholism, divorce just in a small percentage. But it doesn't wipe it out the way that you would think it would. I've seen college students going to WashU and Ivy League level stuff leave apartments in terrible, terrible conditions. Think that's another kind of investor myth around that    Terry Kerr  14:52   the blue collar folks that we're renting to here in Memphis and Little Rock, they're not going to call us for the loose doorknob. They're just going to pull out the screwdriver. And fix it, just to kind of piggyback on that. It's another one of the benefits of operating in that space   Speaker 2  15:05    lawn care. It's a little thing, but everything adds up, right? Like our renters are going to mow their own lawns and they expect it, and it's how it was at their last place. You're not pulling that off at the high high end   Keith Weinhold  15:16   when you're screening tenants. Do you have the ability to tell when someone is going to look after the place better, and because a lot of the single family home rentals that you do, I mean the tenants, for example, are even responsible for taking care of their lawn, or are they going to be responsible enough to call in a leak, but not so annoying that they're going to call you to adjust the kitchen cabinet door that's a little bit loose. So how can you help screen tenants to learn some of those things before they even move in.   Speaker 2  15:43   Our typical renter is coming to us from another single family home, and so one of the kind of unique ways that we screen tenants is that you have to have immediate landlord history. It's like with a lot of places, if you go rent somewhere for a couple years, you leave in good standing, you come and live with your mom for a year, everybody else in town would accept that positive rental history from a prior place. But one thing that that I love about working here and then what we do is that being in business for 24 years, we've had a lot of chances to kind of do things the wrong way and figure out how to do it right. And they Terry instituted a system in the early years, where any time a renter fell off the rails, they would look back through that file, was there anything? Was there anything that could have predicted that? And sometimes the answer is no, and it's just the first time somebody's hit hard times. But one of the things they found is, well, hey, this guy hadn't paid rent in a year. He did have good rental history, but he hadn't paid rent in a year, and then that bill, he'd gotten used to not paying so much, and so that just helps.   Terry Kerr  16:47   Absolutely   Keith Weinhold  16:48    yes, getting that reference from their current or previous landlord can give you so much on what the expectations are going to be for the tenancy there in their place. And then, of course, there's a whole thing where, if you're talking to the current landlord and they're trying to move out, you're really trying to get to the bottom of the things and just find out if their current landlord wants them to move out because they can't get pay, or they're doing something nefarious. They're not paying rent, or something like that. That's sort of something that one needs to decipher as well. But of course, the history is going to help project the future better than anything else. And one thing we're talking about the operations of properties, and you sort of touched on it. Liz, where you had that tenant that started her own garden, she's someone that wouldn't care to pay more for a second bathroom. So why don't we talk about some of the pros and cons with the bathroom? Are two bathrooms always better than one, or is it just one more place to have maintenance and repair problems?   Speaker 2  17:40   real quick, just back on the other thing, for all the philosophies that you can bring, the guy that I worked for before, Terry never did any landlord verifications, because the worst renter he ever had was personally dropped off at the property by the prior landlord.    Keith Weinhold  17:56   Oh my gosh, making it easy for him. And he said, I'm done   Speaker 2  17:59   so anyway, but the bathrooms is such a hot spot, there's definitely the second bathroom rules crowd. And then I've seen a seasoned investor that says that's just one more toilet to clog.   Terry Kerr  18:14   Yeah, but I would say that right now, I'm pretty sure that the property that I have on Powell is the longest resident I've ever had. She moved in 11 years ago, is still there. It's the smallest house that I own. It's like 794 square feet. It's tiny, and it's got just one bathroom. But she's single, and when she moved in, she said they're gonna have to carry me out of here. And I hope that's not for a long, long time. But like Liz mentioned, there are a lot of folks that just want one bathroom because they're just going to be living in their solo or even married couple. That is downsizing. So we have a mix, and we like to be able to have something, you know, for everyone. So our two bedroom baths perform very well, just like the three twos   Keith Weinhold  18:58   I once owned three rental properties. They were all built the same way. There was one bathroom in each of them, which would have been okay for one or two people to live there, except the only bathroom in these two story places was on the second floor for all three of them, and that did prevent some people from renting it. They didn't like the fact that the only bathroom was upstairs. Yeah, that sounds terrible.   Speaker 2  19:20   Another analogy that's too great, or something I experienced when people think that two bedrooms must be inherently less desirable than three. Kind of connecting to one versus two bathrooms. When I managed that a class high rise, I had a waiting list for my studio apartments. It was the cheapest way that you could live in that neighborhood, period. And I had a three or four month waiting list for the studio apartments. I had a little more trouble renting the one bedrooms and the most trouble renting the penthouse, frankly. And my point with that is that if you price it right, it will always work. You know, if my studios were the same price as my one bedrooms, and of course. Course, I would not have had a waiting list for them. And you know, we have that super unusual lifetime occupancy guarantee mid south it's that, you know, if your property is ever vacant for more than 90 days, we start paying your rent on the 91st day. And I'm often explaining to people that's not us actually being an insurance policy, though it's real, it's in writing, we will pay you if that happens. But what I'm really telling you is that these rents are real. The rent price is meant to perform, and that that's the point. Anything rents well and stays well rented if you price the rent correctly.   Keith Weinhold  20:33   Well, that's an excellent point. We're talking about conventional investor wisdom and the operations of rental properties for investors, with Terry Kerr and Liz Nowlin from mid south homebuyers more than we come back, including is saying yes to pets worth it. This is Get Rich Education. I'm your host. Keith Weinhold   hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind@ridgelendinggroup.com That's ridgelendinggroup.com   Oh geez, the national average bank account pays less than 1% on your savings, so your bank is getting rich off of you. You've got to earn way more, or else you're losing your hard earned cash to inflation, let the liquidity fund help you put your money to work with minimum risk, your cash generates up to a 10% return and compounds year in and year out. Instead of earning less than 1% in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back, their decade plus track record proves they've always paid their investors 100% in full and on time. And you know how I'd know, because I'm an investor in this myself, earn 10% like me and GRE listeners are text FAMILY to 66866, to learn about freedom, family investments, liquidity fund, on your journey to financial freedom through passive income. Text FAMILY to 66866   John Lee Dumas  22:37   this is Entrepreneur on Fire, John Lee Dumas. Don't follow money. Make money. Follow you with get rich education.    Keith Weinhold  22:56   Welcome back to get rich education. We're talking about efficient operations for real estate investors and the properties that they choose to put into their portfolio, and some of those trade offs with mid south home buyers Terry Kerr and Liz Nowlin. And one thing that seems to be increasingly popular, it sure isn't waning in the past few decades, is the prevalence of pets and tenants that apply and have a pet on there. So there are a lot of pros and cons here. What are your thoughts about pets? Is it worth it or not?    Terry Kerr  23:28   It's worth it as long as you know what pet is going into the property and you charge a pet fee, amen.   Speaker 2  23:36   I'm a dog lover personally. So I was a renter. I was a good renter with a dog, but you do run into the people I experienced this, where they had the one horror story, and they're like, I never want a pet environmental property again at the end of the day. And that's where you go into what type of pet and a non refundable pet deposit. But what you lose by excluding such a huge percentage of the population from retain your home is going to outweigh the risk of the one off bad pet owner.   Terry Kerr  24:11   I agree.   Keith Weinhold  24:12   We also get into questions of what's legal here. If one does say yes to pets, you mentioned a non refundable pet deposit, why don't you talk to us about the amount of that deposit in relation to the rent, and then can you, or do you also charge more rent monthly in addition to the non refundable pet deposit   Terry Kerr  24:33    we charge a $250 non refundable pet fee, and that it tends to cover any issues with the pet but one of The things that I'll kind of piggyback on, what Liz said, is, not only are you excluding a large portion of the market, but we find that folks with pets, they just tend to stay in the property longer. I don't know why that is. I can look at my portfolio. I've not like examined all the houses that were managed. Thing, but I know that from with my portfolio, folks that get into the property with pets. I don't know why, but they just tend to stay longer.    Liz Nowlin  25:07   I may have just had luck, but I have not had any significant pet damages from any of my renters with pets and and kind of more stable, stable folks sometimes. So I think it's worth it. You always understand the person that had the kind of the one bad story, but I really think you could mitigate it.    Keith Weinhold  25:23   How about hiking up the rent amount for pets?    Terry Kerr  25:23   We have not done that. It's not something that we've ever done before. I guess it's kind of a if it ain't broke, don't fix it, you know. But we want to be able to provide as much value as we can to the resident to have the leases renew. And so everything that we do, from a rehab standpoint and a property management standpoint, is geared towards resident renewal. I'm not saying we couldn't get maybe an extra 25 bucks a month, but at some point you cause yourself a longer vacancy because you're trying to find someone who's wanted to pay more because they have a pet or may not renew the lease, because they can find some place to go where the rent is cheaper and they're not being charged pet rent, if you will.    Liz Nowlin  25:25   We charge pet rent at my a class high rise that I managed for a long time. You know, it's not 100% No, it's people complained bitterly about it. I think a pet deposit. Just they stomach it a little bit better. The theme of the show might be, there's a lot of different ways to skin the cat. I got more pushback about that rent charge working directly with the renties than kind of anything else. So I would say we should up the non refundable before we layer it onto the monthly personally   Keith Weinhold  26:37   yeah, if it's paid one time, it seems to be less of an annoyance over time and forgotten. When we talk about pets and think about the long term, after a tenant with a pet moves out, can the place really be adequately cleaned for the next tenant? We know a lot of people are sensitive with allergies today.   Terry Kerr  26:56   Well, fortunately, we bought our own carpet cleaning van. We know what we're doing in regards to, you know, cleaning carpets, and so absolutely you can clean them. I mean, don't get me wrong, there's always going to be like the one off every once in a blue moon, but definitely, you know, we're not throwing the baby out with the bath water there. And fortunately, we're able to mitigate that smells with the right chemicals and our own carpet cleaning van. It's rare that we have that issue.   Keith Weinhold  27:22   Well, the other thing is, is that you're a turnkey real estate investing company, and for listeners that don't know what that means is you basically fix and flip properties at scale and sell them to investors. So what you do in that case, then, is you're using those resilient finishes that can stand up to pets better than if maybe a person were just doing this small scale on their own accord.    Terry Kerr  27:45   That is true. So I can't really speak to what other property management companies experience or other individuals, but I do know that that's what we've done to mitigate the risk, and again, like I said, increase the likelihood of a lease renewal, that's the name of the game, right?   Keith Weinhold  28:02   Saying yes to pets sure does increase your chances. And Terry and Liz, the three of us, have all been active real estate investors ourselves for quite a long time. And when we became real estate investors, new build properties, especially in the turnkey space, really weren't much of a thing, but today they are. There are build to rent communities and more. And you yourself, there have been more involved in new builds, although renovated properties is sort of your bread and butter business, but now that you've done both for a while, what are your thoughts with how you advise investors? Is the premium on new construction worth it? Are you just paying really upfront for the maintenance that you'd have on an existing property? So what are your thoughts with new versus renovated property?   Liz Nowlin  28:46   I love that. So you know, if anybody goes to our website right now and looks at the available properties, you'll see some really gorgeous houses mixed in with our already pretty houses with a new construction label across the front of that exterior photo, and you're going to see beautifully updated kitchens. Our renovated kitchens are also super nice. But I get that question, you are going to pay a little bit more for a new build than a renovated property? And you know, Terry and I talked about it, there's a really cool, detailed 15 year pro forma that you can look at with every property. And we did turn up the appreciation for a new construction house. And of course, nobody has a crystal ball, but I really think that will hold true for our properties only. We actually didn't change the maintenance metrics solely because our renovated houses have all new roof, all new furnace, all new air condenser, all new water heater, and they're just as new on the renovated properties as the new construction for our renovations. We're replacing all the any galvanized plumbing, you know. We're doing so much new I think maybe we could change it by a half of a percent or something, you know, but we actually didn't change it because. Because of the depth of the renovation on our properties. Now I am planning to have my next purchase from mid south homebuyers be a new construction home. There's the premium on the front end for me, my thought, and again, this gets into individual investor strategies, but my son is three years old. I plan to leave my entire portfolio to him, and my simple thought about it is that, you know, I have wonderful performing properties, the oldest of which was built in 1927 actually, and a lot of my renovated. It's a gorgeous one, by the way, a beautiful neighborhood, and it's been a great property for me. A lot of my inventory was built in the 60s and 70s. But when I think about Rhett, my son, baby, selling a house in 30 years. I have a feeling that 2024, build is going to do him very well. What kind of buy and hold investor Are you? Are you a 15 year or you will leave them to your kids? That's an angle to think about for sure.    Keith Weinhold  30:55   Well, actually, that's a great next thing to talk about the investor life cycle in the life cycle of a property that's in your portfolio. Talk to us more about when the right time is to sell an investment property. I mean, should we just buy and hold forever and leave it to our children, or is there an ideal exit time? So from your perspective, why don't you talk to us some more about that timing?    Terry Kerr  31:18   And again, that's just going to be case by case, we've got folks that'll sell a house to put their kids through college. We have had folks to sell their houses when they need to move their parents into assisted living, folks that'll sell their houses when they're looking at retiring. It's typically, life happens and you've got that equity there, and when the time is right to tap it, it's nice to know it's there    Liz Nowlin  31:44   lot of different ways to look at it. I've actually toured with selling my 1927 house in the next year or two, before that magic 100 year mark. Yes, for people, you know, and is that gonna do things? But really it's been a great little performer for me. I talk to investors so frequently, and I've heard more than one seasoned investor tell me they wish they'd never sold a single house they ever sold. Just wish, they wish they could hit a button and own everything they'd ever owned. And I'm a die hard buying holder, but I don't think there's a magic time in the sense of, you know, a question I get, maybe some from sometimes a newer investor is, when will my house need another renovation like the one you just did? And the answer is never right. We're going to cosmetically bring it back up between every renter every time. And so you're really just left working with the individual lifespans of those big components, right? And those are relatively staggered out, with maybe a water heater at the shortest, at a roof at the longest. And I think for the most part, this might vary per market. And Terry, I'd like to know your thoughts, but I think genuinely, you'll probably get a higher price by spending the money to replace versus selling for less having not replaced that item. You know. Say, trying to say, Okay, I'm going to sell in my roof is 29 years old, is probably better just replace it.   Terry Kerr  33:04    Yep, I agree. Because you know, if I'm a buyer and I'm maybe not a flipper, but a buyer, and I'd rather buy a house and spend 100,000 bucks on a house that has a new roof, than buy a house for $94,000 with an old roof. Because I know that old roof, if it leaks, it can cause a lot more damage than just the cost of replacing the roof. So I agree.    And from an ROI perspective, if I'm a financed investor, which about 80% of our investors are, I'm financing that new roof when I buy it with a mortgage, and I'm a great point pay out of pocket the next year. So that's a rub. And then very specific, of course, to our clientele. Terry, how much does it cost us to put a new roof on 1000 square foot house? 4500 bucks. That's we're putting on 700 new roofs a year. The roofers are paid by us by the hour. We are buying the shingles in bulk. And on top of that, we don't mark up maintenance and materials for our investors. So for that one story, 1000 square foot house, that's what my investor cost for us to put a new roof on for them is going to be but a potential buyer is going to look at that home and think it's a $7,000 roof that was great   Keith Weinhold  34:17   to learn about how you renovate properties for investors between tenancies there, so that properties don't get excessively dated. And we've been talking about a lot of the physical things that go into a property with that investor deciding what their exit strategy is going to be. Another thing that informs me are the numbers. When I get to about 40% equity on a property, I know my leverage ratio has now been cut down to two and a half to one, and that's when I look to do something maybe a 1031, tax deferred exchange. Or alternately, if it's a property that I really like, do the cash out refinance, get a tax free windfall with the cash out refinance, and get to hold on to the property at the same time. So of course, that's another way to approach it From the number side, rather than so much the physical side. But there sure is a lot to consider there. And you brought up heirs as well. This has been a great chat about the operations of a property, and just how you advise investors in there. Is there maybe any other question that comes up from investors a lot of times with how they should approach a property and the pros and cons within   Liz Nowlin  35:22   we've seen a lot of great growth, but when we're newer into a neighborhood that we've just kind of started putting our foot in as we stay we meaning mid south home buyers renovating and escalating those properties. That's where we've seen some of the biggest rent jumps and some of the biggest depreciation jumps, but it was kind of one of the lesser, prettier neighborhoods when we first offered that home to that investor, just kind of wrapping your head around all the different nuances to account for   Terry Kerr  35:49   yep, buying the path of progress. And fortunately, we've been able to create some of that progress in the neighborhoods that we've worked in throughout the years.    Keith Weinhold  35:56   If you're not sure where the path of progress is, and you buy on the line. A lot of times, you are the one that is creating that path of progress, and you've got enough bandwidth and volume in there to have actually done that on a number of occasions. How about something actionable? So many of our listeners have become investors there with mid south homebuyers. I imagine it is over 100 by now. So tell us about what you're doing, where you're active, between Memphis and Little Rock, renovated, new build. Really, where's the opportunity for an investor today?   Liz Nowlin  36:31   I'm pretty proud of us. I'll admit we just closed out 2024 having sold 680 houses. Wow. To investors, many of your listeners, and we're very careful. We've always done a little bit more every year. We don't buy everything we could buy. I always say my acquisitions team is not out there thinking about me and my wait list. One of my favorite sayings of Terry's is, you know, pigs get fat, Hogs get slaughtered. And I love the slow, careful way that we do things, but it was still pretty cool to do 680 we're still about, I'd say 75% Memphis, Tennessee, 25% Little Rock.   Terry Kerr  37:09   Yes, that's about, right? I would say also probably about maybe 15% new construction on 85% rehabs, maybe 20% new construction now, yeah   Liz Nowlin  37:20   And our sweet spot is still, well, still, it's that 100,000 to 200,000 that that window has slowly moved up through the years, very much to the benefit of investors as their investment seasons with time. I think we were 46,000 to 86,000 when I started in 2009 so been awesome to see the growth Memphis and Little Rock has had and so yeah, we're still kind of cash flow first appreciation is the icing on the cupcake. There are cupcakes have had more icing than we ever anticipated. If you go to midsouthhomebuyers.com and click on those available properties, they are under contract to investors at the top of the wait list, but they are identical to the houses I will have for anyone that is listening. We're so formulaic, 365 days a year, the cheapest house I may ever have is on that website. The same for the most expensive. We have just kind of figured out what works, and we hit it hard. And you can see the running theme with the kitchens and everything else.   Keith Weinhold  38:22   Well, congratulations on the total volume that you did last year. That's almost two homes a day, including weekends and holidays and everything else. That's really terrific. Yes, I, for the listeners here, have often, over the years, made these examples using a 100k property, but inflation and appreciation has also made it such that I can't do that anymore, maybe, just maybe in Memphis and Little Rock, I still can for a decent rehabbed property in a pride of ownership neighborhood for as little as 100k and that's one reason why so many investors have made mid south home buyers the place that they go for their First ever Income Property across state lines. They really know how to serve that audience, and you've been doing that for our audience for more than a decade now, and you continue to have this really robust interaction with investors. Liz, you do a lot of phone calls with people. You're really proud about what you do there. So proud that you offer field trips,   Speaker 2  39:19   please. I hope folks come so many folks never do so. If for anyone that prefers to do it from your living room, you are in the 95% norm if you never come to town. But man, it pushes folks confidence through the roof. So many of my investors are from high cost of living areas where you cannot get a parking spot in a war zone for the price that we are selling fully renovated houses, we have a deposit taken for a renter from every house I ever offer that really is cash flow from day one, and folks will really see the neighborhoods and that. I can't stress that enough. In fact, one thing that happens so if folks come up, you can sign up for the tours right on the website. It's on the far right, says, come visit us. This, you'll see a drop down with all the dates we do, monthly tours in Memphis and quarterly tours in Little Rock the day before. So you can come out and hit both. You kind of do a Thursday, Friday tour. You'll tour facilities. You'll see the warehouse and all that kind of stuff that I'll find. You know, our vans, we pull it, throw everybody in vans. We're listening to Memphis music and talking the whole tour, and people will want to pour out of that van right into the house. And I actually back everybody back out. I back them back into the front yard. I want to talk to you there and say, look left, look right. This is $120,000 neighborhood. Y'all. I can send you photos of the inside of the house all day, and you're going to get the same great house whether you buy from your living room. But I love it when people get to see that. I'll go ahead and say we do give gift cards to the best barbecue in town at the end of the tour, in addition to a $500 closing cost credit, just as a thank you for coming out and yeah, I love the tours.   Keith Weinhold  40:53   I really appreciate the two of you. Here we are, the three of us, more than a decade after we started talking about the properties and what you offer investors here, and it's just rare to have continuity like that. You can learn more at midsouthhomebuyers.com Terry and Liz, it's been valuable as always.   Terry Kerr  41:13   Thanks so much, Keith. Always enjoy it   Keith Weinhold  41:15   when we talked about pets, did Liz say something about skinning the cat? That would have to be one of the worst pet policies that I have ever heard of. And yeah, I think that long term, you know, the three bed, two bath style that has been so popular in rentals. But today, there are fewer occupants per household than there was 10 years ago and 20 years ago. Okay, that has long been a national trend. So in a lot of instances, two bedrooms can be better than three and one bathroom can be better than two, especially in that case of a sole occupant. And do you know where your best feedback is gonna come from? From what would most improve your unit's appeal to the market? It is not an online resource at all. It is from a showing where your tenant prospect did not want your unit. They know they are in the market. In fact, they are more aware and in tune with the market than you are, because they might have looked at, say, five units in just the last two days, and they might have done that in person. So they will tell you why they did not want the unit, whether the rents too high, or they don't like the parking situation, or your place needs to be closer to the train station, or your only bathroom is upstairs, something that reduced appeal for some of my own properties in the past. But yeah, this, I'll call it an exit interview of your prospective tenant. I mean, that is valuable, or you can have your manager do it well, the one place that really knows what tenants and investors want is with Terry and Liz there. That's why they have been in business since 2002 with 1000s of investors like you. And it's also why when there is an investor wait list for their properties, and you get to the top of the wait list and close on your property, so many investors just get right back in line on the bottom of their list and work the way up again for their next property. They get lots of repeat business. You can do this too. Get started at midsouthhomebuyers.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  43:49   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively,   Keith Weinhold  44:17   The preceding program was brought to you by your home for wealth, building, get rich, education.com      

Dr Prasanna Tantri is an Associate Professor in the Finance area and Executive Director of the Centre for Analytical Finance at ISB. His research areas include- banking, financial inclusion, financial contagion, regulation, and the relationship between politics and finance. He teaches a course on Indian financial systems.

Welcome to the latest episode of the WAB Podcast Season 5! In this episode, we are joined by Marta Medved Krajnovic, WAB's Head of School, and Stephen Taylor, Director of Innovation in Learning and Teaching, as they discuss the Future of Education Now 2025 (FOEN25) conference. Scheduled for March, this festival of learning will bring together educators, students, and parents to explore the future of education through collaboration, inspiration, and action.   A Brief History of FOEN  Marta shared the story behind the FOEN conference, which was first launched in 2019 as a way for WAB to learn from other innovative schools and share our innovative teaching and learning practices. Although the 2021 and 2023 editions moved online, FOEN25 marks a return to WAB's campus.   Students at the Center of FOEN25  A standout feature of FOEN25 is the central role of students. From giving input to the conference structure to leading keynote panels and workshops, students are at the heart of the event. She mentioned that WAB and ISB students are also collaborating on a pre-conference session focused on empowering younger generations to address global challenges.    FOEN25's Key Themes  Stephen emphasized that this year's conference focuses on actionable steps toward the future of education, with four key streams:   Flourishing Hub: Focusing on well-being and resilience.   Sustainable Futures Collective: Exploring global citizenship and sustainability.  Breakthrough Arena: Diving into AI, VR, and educational technology.  Future Pathways Incubator: Focusing on personalized learning and career readiness.   Shaping the Future of Education  Marta shared that FOEN25 also brings together leading organizations shaping the future of international education, including ECIS (the Educational Collaborative for International Schools), CIS (Council of Schools), IB (International Baccalaureate), MTC (Mastery Transcript Consortium), Melbourne Metrics, and NEASC (New England Association of Schools and Colleges). These organizations, known for driving innovation and providing professional development for educators, will collaborate to spark new ideas and synergies. She added by uniting in one space, they aim to inspire actionable steps in areas like future pathways and sustainable futures.  Action, Not Just Discussion  Marta and Stephen emphasize that FOEN25 is not just about discussions but about taking real action. Through collaboration and knowledge-sharing among educators, students, parents, and agencies, participants will leave with inspiration, new connections, and practical ideas to implement in their own educational contexts. The conference also highlights WAB's commitment to innovation, sustainability, and global citizenship while offering a unique opportunity to experience our vibrant campus and community.  To learn more about how FOEN25 is shaping the future of education, and to hear firsthand insights from Marta and Stephen, tune in to this episode of the WAB Podcast. For additional details, visit our official website at  foen.wab-edu.cn. Don't miss this exciting festival of learning! 

Dr Prasanna Tantri is an Associate Professor in the Finance area and Executive Director of the Centre for Analytical Finance at ISB. His research areas include- banking, financial inclusion, financial contagion, regulation, and the relationship between politics and finance. He teaches a course on Indian financial systems.

In this premiere episode of Influential Speaking with Jaya Rose I am sharing the story of how I created Influential Speaking and how you can benefit from being here. Tune into the next 4 episode where I will be breaking down the ISB method and how it can help you become more influential, visible and successful on your terms. Work with me in The Influential Mastermind:https://thejayarose.com/influe...

Father Christmas can't personally attend all his press obligations in the run-up to the big day. So, in traditional fashion, he sent one of his trusted helpers. Kevin Coates is Matthew Frost's guest on this year's festive Fully Scored. Kevin is the Band Manager for the International Staff Band and tells us about this role and his career in military music which preceded his appointment to the ISB. Australian composer Noel Jones talks about his march, Christmas Praise, which must be one of the most-played marches by Salvation Army bands all over the world.The members of the Fully Scored creative team are this month's guests on the Arid Island. Andrew Blyth and Simon Gash reveal what album they'd take if planning a trip to the Arid Island over Christmas.Regular features, Band Manager, Sparsely Scored and Bandmastermind complete another episode.Hosted by Matthew FrostProduced by Simon Gash Published by Music Editorial Audio extracts used with permission of SP&S Hosted on Acast. See acast.com/privacy for more information.

Is B.C's housing market rigged against young people? (0:34) Guest: Ravi Kahlon, B.C's Minister of Housing and Municipal Affairs Can you join a Vancouver City Council meeting while driving? (12:52) Guest: Brandon Moscoe, Associate lawyer with Acumen Law How will Bank of Canada's 3.25% interest rate cut influence the housing market? (20:15) Guest: Adil Dinani, Founder of the Dinani Group of Real Estate Advisors at Royal LePage Canada Are we seeing the slow demise of walk-in clinics? (34:31) Guest: Dr. Kevin McLeod, Internal Medicine specialist at Lions Gate Hospital in North Vancouver, and Whitehorse Hospital in the Yukon Territory How exactly would Ken Sim's Bitcoin-friendly Vancouver work? (42:42) Guest: Andy Baryer, Tech and Digital Lifestyle Expert at HandyAndyMedia.com Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode, I'm joined by Dr. Pramath Raj Sinha, Founder and Trustee at Ashoka University, Founding Dean of ISB, Founder of Harappa Education and President at upGrad. Dr. Sinha is a visionary leader in education and entrepreneurship. He has reshaped higher education in India and is now setting his sights on the entire world.Dr. Sinha shares how his upbringing, his father and his sisters' resilience inspired and motivated him. He discusses his views on India's educational system, the skills educational leaders should possess and how even introverts can learn them.Key Takeaways:(02:18) Dr. Sinha's upbringing in Patna and his father's influence.(03:54) Leadership lessons that shaped Dr. Sinha's career.(10:22) How mentorship impacted his career and life. (20:16) Dr. Sinha's sister's challenges and resilience. (39:02) On the straitjacketed Indian education system.(54:17) On creating a plan for Malaysia's economic growth.(57:28) Learning from the best universities and applying it to the Indian context. (58:06) The importance of giving students a choice.(01:00:29) Developing tribe and leadership skills online.(1:03:06) The importance of solving the right problems in entrepreneurship.(1:07:19) Introverts can develop people skills and be effective leaders.Resources Mentioned:Dr. Pramath Raj Sinha -https://www.linkedin.com/in/pramathsinha/Ashoka University | LinkedIn -https://www.linkedin.com/school/ashoka-university/Ashoka University | Website -https://www.ashoka.edu.in upGrad LinkedIn - https://www.linkedin.com/company/ueducation/upGrad | Website - https://www.upgrad.comIndian School of Business (ISB) -https://www.isb.edu Harappa Education -https://harappa.educationThanks for listening to the Indianness podcast. If you enjoyed this episode, hit the subscribe button and never miss another insightful conversation with leaders of Indian origin. And be sure to leave a review to help get the word out about the show. #Indian #IndiaBusiness #India #Indianness

All Things Internal Audit: The IIA's Updated Quality Assessment Manual The Institute of Internal Auditors Presents: All Things Internal Audit In this episode, Dirk Debruyne and Marthin Grobler discuss The IIA's recently released Quality Assessment Manual, 2024 Edition, with David Petrisky. They share their personal experiences with quality assessments and the development of the updated manual, including how it aligns with the new Global Internal Audit Standards.   In bonus content, The IIA's Deborah Poulalion joins Robert Perez to discuss the 2024 North American Pulse of Internal Audit Report. Guests: Dirk Debruyne, managing director, D2 CAE Solutions Marthin Grobler, CAE and owner, IA Professionals Host:David Petrisky, director, Professional Standards, The IIA Key Points:  Introduction to the episode and guests [00:00:02]  Importance of quality assessments and ISB's role [00:00:30] Marthin Grobler on his project involvement [00:01:10] Dirk Debruyne's background and contributions [00:02:16] Task force responsibilities and challenges [00:03:16] Focus on ethics in Domain 2 [00:04:24] Comparison with previous QA Manual versions [00:05:50] Alignment with new standards and assessment impact [00:07:26] Use of manual for internal and external assessments [00:09:00] Challenges in assessing conformance methodology [00:10:00] Governance's impact on audit quality [00:12:23] Introduction of the maturity model [00:14:39] Adding maturity assessments [00:16:00] Templates and tools in the manual [00:17:16] Benefits of the four-point conclusion scale [00:18:49] Performance outcomes in assessments [00:21:01] Guidance on self-assessment with validation [00:22:38] Board and CAE expectations for assessments [00:24:14] QA Manual's role in meeting expectations [00:26:07] Future innovations and tech in assessments [00:27:42] Value of external quality assessments [00:30:54] Final thoughts for the internal audit community [00:32:23] Bonus content [00:38:20] BONUS CONTENT HOST: Robert Pérez, owner, Pérez Communication Solutions GUEST:Deborah Poulalion, IIA senior data analyst, The IIA The IIA Related Content: Interested in this topic? Visit the links below: Quality Services Webinar: Introducing the New Quality Assessment Manual: Aligned with the Global Internal Audit Standards Quality Insights: Implementing an Internal Audit Strategic Plan Webinar: Quality Assessment Challenges and Opportunities 2025 and Beyond Participate in the 2025 North American Pulse Survey Visit The IIA's website or YouTube channel for related topics and more. Resources Mentioned: Quality Assessment Manual, 2024 Edition International Internal Audit Standards Board North American Pulse of Internal Audit Risk in Focus Follow All Things Internal Audit: Apple PodcastsSpotify LibsynDeezer

We are halfway through the week as this Wednesday episode of ISB is ready to go. We have Dylan, Kyle, & Rick here to talk all things IU, IHSAA Football sectionals, & so much more.Become a supporter of this podcast: https://www.spreaker.com/podcast/indiana-sports-beat-radio-with-jim-coyle--3120150/support.

Eight games up and eight games down for the Hoosiers. 8-0 and now heading into East Lansing this week to take on Michigan State. The Colts fell to the Texans now dropping them to .500 on the season. And it is officially IUBB season as they faced off against Tennessee in preseason action. This Monday episode of ISB is action packed!Become a supporter of this podcast: https://www.spreaker.com/podcast/indiana-sports-beat-radio-with-jim-coyle--3120150/support.

The energy in Bloomington is at an all-time high this fall, 8-0 and looking at 9-0 this Saturday as the Hoosiers are taking on the Spartans of Michigan State. IUBB looked good against Tennessee in their first game of the season, how will this season go? Mike DeCourcy & Chronic Hoosier are here to break everything down, and Spartans Illustrated Ryan O'Bleness previews #iufb @ #MSU on this Tuesday's show of ISB!Become a supporter of this podcast: https://www.spreaker.com/podcast/indiana-sports-beat-radio-with-jim-coyle--3120150/support.

The talk around the town is that the Indiana Football 7-0 and will welcome in ESPN's College Gameday this Saturday! Can the Hoosiers roll on with back-up QB Tayven Jackson? It's decision day for highly coveted recruit Braylon Mullins from Greenfield. The winds appear to be blowing towards UConn. If correct is this a cause of concern for Indiana Basketball recruiting? Plenty more on this episode of ISB.Become a supporter of this podcast: https://www.spreaker.com/podcast/indiana-sports-beat-radio-with-jim-coyle--3120150/support.

In this episode, we discuss the forces driving the better-than-expected economic and market results while spelling out some serious risks that may create some market turbulence. View the Investment Strategy Brief slides related to this episode, here Watch the video related to this episode, here The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel).  This communication is provided for information purposes only.  Past performance does not guarantee future results.  Investing involves risk, including the possible loss of principal.  Asset allocation and diversification do not ensure a profit or protect against loss.  © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.comSee omnystudio.com/listener for privacy information.

Why are birds so mean? Is B&E worth it for Love? Can a man be older than his mother? All these questions, and more, are answered when we talk about The Birds. Follow the boys on social media: Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/letstalkaboutflix⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/talkaboutflix⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/letstalkaboutflix/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@letstalkaboutflix Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/show/letstalkaboutflix⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Support the show: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/talkaboutflix⁠⁠

If you have enjoyed the podcast please take a moment to subscribe, and also please leave a review on your favorite podcast platform. The way the algorithm works, this helps our podcast reach more listeners. Thanks from IC for your support. Learn more about how Inspire Citizens co-designs customized student leadership and changemakers programsConnect with more stories from the Inspire Citizens network in our vignettesAccess free resources for global citizenship educationYou can book a discovery call with Inspire Citizens at this linkShare on social media using #EmpathytoImpactEssential Question How are you inspiring and empowering student leaders in your school?Key Takeaways:The importance of designing school programs that develop leadership skills.The “how” of developing a student leadership program.The impact inspired student leaders will have in your school and in your community.Episode SummaryMy guests on this episode are Bloomy and Mig, two seniors attending the International School of Bangkok. You might be interested in hiring them to lead your next corporate retreat. Participating in a program co-designed by Inspire Citizens along with the student-leaders themselves, they created a portrait of a leader that included skills and dispositions like empathy, critical thinking, active listening, interpersonal skills, and more. They then went through a series of workshops led by Inspire Citizens to bring this portrait to life within themselves. From there they took what they learned and applied it to their leadership roles in clubs and councils across the school. Most recently, with the support of a dedicated group of teachers at ISB, they led their own leadership workshops to build capacity within the school and empower the next student-leaders who will succeed them when they graduate. Book a discovery call at the link in the show notes to learn more about how Inspire Citizens might support student-leaders at your school.A big shout out to Magic Mind for sponsoring this episode. Use promo code IMPACTLT20 to get 48% off your first subscription or 20% off a one time purchase.https://magicmind.com/impactlt

In this episode, we discuss the details of the Fed's half-point rate cut, other tailwinds to the economy and the markets, as well as headwinds too. View the Investment Strategy Brief slides related to this episode, here Watch the video related to this episode, here The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel).  This communication is provided for information purposes only.  Past performance does not guarantee future results.  Investing involves risk, including the possible loss of principal.  Asset allocation and diversification do not ensure a profit or protect against loss.  © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.comSee omnystudio.com/listener for privacy information.

Your gut microbiome consists of trillions of microbiota and is a critical health determinant, affecting your immune system, mood, energy level, and much more. As a scientific field, microbiome research is new to the scene, but the intricate relationship between our gut and our overall health is clear – and getting clearer. In April, Netflix started streaming Hack Your Health, an informative documentary about the gut microbiome, gut health, and the science of eating. In this collaborative event between Town Hall Seattle and the Institute for Systems Biology, Hack Your Health Director Anjali Nayar will sit down with gut microbiome specialist Dr. Sean Gibbons, a scientific advisor on the film, to discuss the project, interesting developments in microbiome research, and much more. Anjali Nayar is an Indian-Canadian director, former climate scientist, and tech founder. Anjali's newest film, a Netflix Original called Hack Your Health: The Secrets of Your Gut is streaming on Netflix, and her fantasy short Closer has over 5 million views and won the 2022 Prism Prize Audience Award (Canada's top music video awards). As of 2024, she is developing a slew of scripted projects and a series with the Golden State Warriors. Her prior films have been supported by Cinereach, Sundance, and Tribeca, won countless awards, jury prizes, gone theatrical, and been acquired by Netflix and Amazon. Sean Gibbons, Ph.D., is associate professor at Institute for Systems Biology. He received his PhD in biophysical sciences from the University of Chicago in 2015, winning a prestigious EPA STAR Graduate Fellowship. He completed his postdoctoral training in the Department of Biological Engineering at MIT and The Broad Institute in 2018. He joined ISB as Washington Research Foundation Distinguished Investigator and assistant professor in 2018. His research on the human microbiome has been published in top scientific journals, including Nature, Science, and Cell. Presented by Town Hall Seattle and the Institute for Systems Biology.  

ISB 8/12/2024 Joined by Dustin DopirakOlympics closing coverageUSA Basketball Haliburton Pacers CFB and the Hoosiers!Become a supporter of this podcast: https://www.spreaker.com/podcast/indiana-sports-beat-radio-with-jim-coyle--3120150/support.

ISB- 7-24-2024 Featuring Rick Bozich and Dylan SinnBecome a supporter of this podcast: https://www.spreaker.com/podcast/indiana-sports-beat-radio-with-jim-coyle--3120150/support.

ISB- 7-23-24:  Featuring Mike DeCourcy and Chronic HoosierBecome a supporter of this podcast: https://www.spreaker.com/podcast/indiana-sports-beat-radio-with-jim-coyle--3120150/support.

It was a normal shift for Ranger Paul Fugate, when he left to patrol a trail and never returned. The invesitagion into his disappearance unveiled feuds with the National Park Service and complicated romantic relationships. His past has had investigators questioning, was this an act of foul play? Or did he disappear intentionally? Check out our 2025 NPAD Colorado trip! If you have information that can help, please contact the NPS Investigative Services Branch (ISB) in any of the following ways. Your identity will remain confidential: PHONE or TEXT the ISB Tip Line at 888-653-0009 Go ONLINE to www.nps.gov/ISB and click “Submit a Tip” EMAIL the ISB at nps_isb@nps.gov MESSAGE investigators via Facebook @InvestigativeServicesNPS or via Twitter @SpecialAgentNPS We love our National Parks and we know you do too but when you're out there, remember to enjoy the view but watch your back. Please take a moment to rate and subscribe from wherever you're listening to NPAD! Become part of our Outsider family on Patreon  or Apple Subscriptions to gain access to ad-free episodes, bonus content, and more. Follow our socials Instagram, Facebook, and Twitter. To share a Trail Tale, suggest a story, access merch, and browse our book recommendations - head over to our website. Thank you so much to our partners, check them out! Prose: Use our link for a free in-depth hair consultation and 50% off your first subscription order. HelloFresh: Use our link to get free dessert for life. Storyworth: Use our link to get $10 off your first purchase. Resources: https://www.outsideonline.com/outdoor-adventure/exploration-survival/paul-fugate-park-ranger-search/ https://www.nps.gov/chir/learn/nature/animals.htm https://parkpredators.com/the-unknown/ https://www.newspapers.com/article/the-los-angeles-times/100052746/ https://www.nps.gov/chir/planyourvisit/faraway-ranch-historic-district.htm

Episode 2281 - Are they bringing up bird flu to let us know what is coming down the pipeline? -AI earbuds used for more data collection. -Are EV vehicles being tied into health problems? -The goals of the elite aren't to benefit you. -Is it even possible to make America great again if everyone is being controlled? -Is B complex helping our body keep balance and recover? -Importance of swimming lessons for kids. -How much can prices go up? Is Israel using AI drone tech? Great show. Must listen!