POPULARITY
4 episodes with efile
2 episodes with efile
2 episodes with efile
2 episodes with efile
CW: Discussion of suicidal ideation.Glenn is a performance coach for men. He's had nearly 4,000 one on one clients since 2008.He's been married since 2004 and has 7 kids, 5 boys and 2 little gals. His marriage has challenged him more than anything else but it has also forged him into the man he's become.Glenn's story bounces from failures, quits to more failures much like most men. He found himself in a dark corner Christmas Eve 2013, ready to “be done”. He survived himself.He turned back to the one thing he could control - himself. The gym became an essential part of his daily recipe and in 2017 he won $100,000 transforming. Glenn lives by the daily simple processes that create lasting value and happiness. He preaches “progress creates happiness” and “your goal is my goal”.He currently coaches men for his business and has helped men overcome the mind to create ultimate control over emotions helping men feel it all and still move towards their goal. His unique process looks a lot like the movie “Hitch” except we're chasing change and goals. His process has been branded as “The Wingman Method”.You can find him in the following places BUT he's most available 1 on 1, whether a client or not he's all in on helping others reach their goals…Podcast - The One Day One Life Podcast (https://open.spotify.com/show/6U82iC3avWgzjO0IGxn1LW?si=e5dfe3dff1b44b60)Website - GlennLovelace.comInstagram - @itsyourwingmanBiz Text Line - 385.269.8011If you decide to reach out to Glenn via text, mention this podcast and he'll send you a "Gals Only" eFile to help you inspire your husband to be more open to therapy, coaching and personal development...Learn more about Keira Brinton, JOA Publishing, & the MOSAI Network here: https://www.keirabrinton.com/____________________________Register for First Friday's Free coaching and learn other ways to work with me: https://paperbell.me/meagan-skidmorehttps://meaganskidmorecoaching.com.Please help the podcast grow by following, leaving a 5 star review on Spotify or Apple podcasts and sharing with friends.Living Beyond the Shadow of Doubt™ is a proud member of the Dialogue Podcast Network [DialogueJournal.com/podcasts].Hopeful Spaces, a monthly support group facilitated by Meagan Skidmore Coaching, is a Dallas Hope Charities component of Hopeful Discussions sponsored by Mercedes-Benz Financial Services USA. Send an email to chc@dallashopecharities.org to join.
How to Submit Divorce Paperwork Online | Los Angeles Divorce
How to Submit Divorce Paperwork Online | Los Angeles Divorce
Send us a textJoin our mailing list - CLICK HEREToday we talk to the lovely Becci, founder of Blossom Academy and MUSEGive them a follow belowinstagram: @blossomacademy_instagram: @officialmusefiletiktok: @musefiletiktok: @blossombeautyacademywebsitesmusefile.comblossombeautyacademyGo and check out Nail Order BEFORE MIDNIGHT 2-12-24 for some epic, black Friday deals! and in future remember if you want to try Nail Order you can save money with the code CLAW10Instagram: @nailorderTikTok: @nailorderwebsite www.nailorder.co.ukYouTube https://www.youtube.com/@nailorderCheck out Nail Mail:instagramwebsiteTo contact Chan for ad enquiries chan@clawgasmic.comfollow us on Instagram https://www.instagram.com/clawgasmic/subscribe to our YouTube https://www.youtube.com/c/clawgasmicJoin our family www.clawgasmic.comMusic: Music from #Uppbeat (free for Creators!):https://uppbeat.io/t/ra/energizerLicense code: B7SMOYOU92ORL3Z3
At any given time, some 100,000 Soldiers are serving in the U.S. Army's Individual Ready Reserve. While many join the IRR because they have a remaining statutory military service obligation, some choose to stay longer. Capt. Coretha Robinson and Sgt. 1st Class Joshua J. Jensen assigned to the Reserve Personnel Management Directorate's Strategic Sourcing Branch at the U.S. Army Human Resources Command join host Lt. Col. Allie Scott to discuss the benefits the IRR offers Soldiers. Important links: IRR/IMA website: https://www.hrc.army.mil/content/12713 Forms Referenced: DA 3725 ARMY RESERVE STATUS AND ADDRESS VERIFICATION- https://armypubs.army.mil/pub/eforms/DR_a/ARN31907-DA_FORM_3725-000-EFILE-1.pdf AHRC 4145- I can't find the link on the HRC website. Request assistance with finding the link outside of the lock. IMA/IRR Team Email: usarmy.knox.hrc.mbx.rpmd-ima-irr-branch@army.mil Enlisted Essential Personnel Services (EPS-E): usarmy.knox.hrc.mbx.rpmd-ord-enl-non-agr-actions@army.mil Officer Essential Personnel Services (EPS-O): usarmy.knox.hrc.mbx.rpmd-ord-ofcr-actions@army.mil IRR Retention: usarmy.knox.hrc.mbx.rpmd-emd-irr-retention@army.mil HRC Security Team: usarmy.knox.hrc.mbx.fsd-security@army.mil
Are you a nail tech? If so we can help you for FREE right now by joining our mailing list, just visit www.clawgasmic.comToday we talk to the incredible Sasha from @omn_studioShe creates the most drool-worthy content and I loved how open she is with sharing tips with us!make sure you are following herinstagram: @omn_studiowebsite: https://school.ohmynails.us/and for all things nail order, please click the links below, and remember to use the code CLAW10 for some money off sitewide!Instagram : @nailorderTikTok: @nailorderwebsite www.nailorder.co.ukYouTube https://www.youtube.com/@nailorderTo contact Chan for ad enquiries chan@clawgasmic.comfollow us on Instagram https://www.instagram.com/clawgasmic/subscribe to our YouTube https://www.youtube.com/c/clawgasmicJoin our family www.clawgasmic.comMusic: Music from #Uppbeat (free for Creators!):https://uppbeat.io/t/ra/energizerLicense code: B7SMOYOU92ORL3Z3
Welcome to the Divorce661 #DailyPerspektiv In today's video, we've got some exciting updates and valuable insights to share about our recent experiences in the world of legal cases and divorce proceedings. Here are some of the key highlights: New Divorce Cases in Lancaster: We've recently started two new cases, both involving parties living in Lancaster, California. Efficient eFiling: We filed a new divorce case downtown, bright and early at 5:54 AM, and received the filed copies as soon as the court opened at 8 AM. Efficiency matters! LA County Judgments: We're proud to share that we've had three LA County judgments approved by the court. These approvals came with varying timelines - one was approved on the same day, another in just two days, and one took a month. We even managed to eFile one in Pomona after court hours, and it was approved by 8 AM the next day. Strategic Timing for Filing: Sometimes, it's best to wait until parties are more amicable before filing for divorce. Rushing the process can lead to unnecessary legal complications and the need for attorneys. We're here to guide you through this. Setting Cases for Trial: In cases where the respondent files a response and both parties were initially amicable but communication breaks down, setting the case for trial may be the only option. eFiling Tips for Riverside: eFiling in Riverside may not be as fast as LA, especially when trying to file a response before the default is filed. LA offers instant approval for responses. Beware of Craigslist Paralegals: We share a cautionary note about using Craigslist to find divorce paralegals. It's essential to do thorough research to avoid scams and unreliable services. Filing a Response: We discuss when it's necessary to file a response in divorce cases. In amicable situations or when working with our services, it may not always be needed. However, certain circumstances may require filing a response within the 30-day window. Status Conference Hearings: We explain that status conference hearings may be scheduled to address delays in your case. In some counties like San Diego and Ventura, these hearings are even set up in advance. The Importance of Professional Filing: When you hire us, we take care of filing your final judgment properly. DIY filing may not expedite the process, as judgments typically go through a specific review timeline in the courts, which can take several months. Remember to subscribe for more valuable legal insights and updates on our channel. If you're looking for reliable and professional assistance with your divorce case, don't hesitate to reach out. Your peace of mind is our priority!
https://vimeo.com/824592546 https://www.currentfederaltaxdevelopments.com/podcasts/2023/5/7/2023-05-08-time-zones-and-timely-electronic-filings This week we look at: IRS issues CCA making clear how strict the §125 substantiation rules are Taxpayer's lack of documentation forces him to accept preparer's gross gambling winnings and limits his gambling loss deduction Tax Courts finds that last second rule for filing a Tax Court petition is not the same as for returns filed via eFile
eFile.com, Kyocera, Twitter, Uber, Western Digital and the entire nation of Japan aren't exactly having a great week!
https://www.theverge.com/2023/3/27/23658716/ubisoft-forward-live-los-angeles-show-e3-2023 Beloved TMNT graphic novel The Last Ronin is becoming a video game - Polygon https://www.polygon.com/platform/amp/23645176/tmnt-last-ronin-video-game-graphic-novel-ninja-turtles https://www.pcgamer.com/surprise-the-hit-fighting-game-multiversus-was-only-in-open-beta-and-now-its-shutting-down-until-sometime-next-year/ https://www.ign.com/articles/e3-has-been-canceled https://www.theverge.com/23662075/adult-swim-new-time-michael-ouweleen-warner-bros-discovery https://www.rockpapershotgun.com/vampire-survivors-second-massive-expansion-takes-us-to-fairytale-school https://www.telegraph.co.uk/global-health/science-and-disease/plant-fungal-infection-the-last-of-us/ https://www.windowscentral.com/gaming/pc-gaming/valve-is-ending-support-for-steam-on-these-windows-versions https://clutchpoints.com/steam-users-at-risk-of-losing-access-to-their-library-of-games Security IRS-authorized tax service eFile was found sending out malware | eFile was hijacked to send out malware for weeks https://www.techradar.com/news/this-irs-authorized-tax-service-was-found-sending-out-malware https://nintendoeverything.com/rumor-xbox-blocking-emulators-in-retail-mode-due-to-legal-issues-with-nintendo/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/wagwan-pod/message
In this episode of The Cybersecurity Defenders Podcast, we discuss some cutting-edge intel coming out of LimaCharlie's community Slack channel.Emergency security updates issued by Apple: CVE-2023-28206 & CVE-2023-28205 .Check Point researchers have unveiled a new sophisticated and fast acting ransomware.eFile.com, an IRS-authorized e-file software service provider used by many for filing their tax returns, has been caught serving JavaScript malware.The CrowdStrike Falcon OverWatch team recently observed threat actors exploit WinRAR self-extracting archives.FBI, Europol and the Dutch Police have disrupted the infamous browser cookie market known as Genesis Market. Microsoft's Digital Crimes Unit along with a cybersecurity software company Fortra and Health Information Sharing and Analysis Center are taking technical and legal action to disrupt cracked, legacy copies of Cobalt Strike.And then we dive into OT security with Dave Cullen, Field CTO for OTORIO.As mentioned in the podcast, here is a link to the “So you want to be a SOC Analyst?” by Eric Capuano.The Cybersecurity Defenders Podcast: a show about cybersecurity and the people that defend the internet.
The Friday Five for April 7, 2023: the CMS 2024 Medicare Advantage and Part D rate announcement, Medicaid redeterminations begin, FDA announces mail-back envelopes for opioid prescriptions, eFile.com malware issue, and the 27th Annual Webby Awards. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Resources: Behind the Scenes of the ASG Podcast Redesign: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-redesign/ Empower Your Prospects to Act Before Turning 65: https://agentsurvivalguide.podbean.com/e/empower-your-prospects-to-act-before-turning-65/ Guiding Your Clients from the Marketplace to Medicare: https://agentsurvivalguide.podbean.com/e/guiding-your-clients-from-the-marketplace-to-medicare/ New Features in Apple iOS 16.4 & More UPDATE: https://agentsurvivalguide.podbean.com/e/new-features-in-apple-ios-164-more-update/ Medicaid Unwinding: What Is It & The Opportunity for Agents: https://agentsurvivalguide.podbean.com/e/medicaid-unwinding-what-is-it-and-the-opportunity-for-agents/ References: Fact Sheet: 2024 Medicare Advantage and Part D Rate Announcement: https://www.cms.gov/newsroom/fact-sheets/fact-sheet-2024-medicare-advantage-and-part-d-rate-announcement FDA Moves Forward with Mail-back Envelopes for Opioid Analgesics Dispensed in Outpatient Settings: https://www.fda.gov/news-events/press-announcements/fda-moves-forward-mail-back-envelopes-opioid-analgesics-dispensed-outpatient-settings HHS: 15M people could drop off Medicaid rolls after COVID-19 emergency ends: https://www.fiercehealthcare.com/payers/hhs-15m-people-could-drop-medicaid-rolls-after-covid-19-emergency-ends HHS Updates 2024 Medicare Advantage Program and Part D Payment Policies: https://www.cms.gov/newsroom/press-releases/hhs-updates-2024-medicare-advantage-program-and-part-d-payment-policies IRS-authorized tax service eFile was found sending out malware: https://www.techradar.com/news/this-irs-authorized-tax-service-was-found-sending-out-malware Mail-Back Envelopes Will Be Dispensed With Outpatient Opioid Scripts: https://www.medpagetoday.com/neurology/painmanagement/103846 Tax Prep Site eFile.com Delivered Malware to Users for Weeks: https://www.pcmag.com/news/tax-prep-site-efilecom-delivered-malware-to-users-for-weeks Tax Return Filing Service eFile.com Caught Serving Malware: https://www.securityweek.com/tax-return-filing-service-efile-com-caught-serving-malware/ The 27th Annual Webby Awards: https://www.webbyawards.com/ Urban: 18M could lose Medicaid coverage after COVID-19 emergency expires, likely next year: https://www.fiercehealthcare.com/payers/urban-18m-could-lose-medicaid-coverage-after-covid-19-emergency-expires-likely-next-year 2023 Webby Award Nominees Podcast Recommendations: #5Things: This week in social: https://open.spotify.com/show/6oXVXJViYbHbJz5rJz7Mel All Things Undone: https://www.allthingsundonepodcast.com/ Creativity in Captivity: https://www.creativityincaptivity.fun/ Girl Tales: https://girltalespodcast.com/ Sound Worlds: https://soundworlds.org/ The Call of the Void: https://www.acornartsandentertainment.com/thevoid
Prominent Spanish hacker arrested The UK's Offensive Cyber Capabilities Principles eFile site serving malware Thanks to today's episode sponsor, Normalyze Normalyze is a cloud data security platform that continuously discovers sensitive data and their access paths across your cloud environments. Normalyze provides the ability to analyze, prioritize and respond to data threats to prevent damaging data breaches.Their cloud-native platform manages data security posture and compliance by automatically tracking risks to sensitive data, visually showing teams who can access what, and quickly block unauthorized access or vulnerable points of attack.Discover, visualize, and secure your cloud data in minutes with Normalyze Freemium. Go to normalyze.ai.
Contact your hostcharles_martin@appleinsider.comLinks from the showeFile tax website served malware to visitors for weeksBitcoin whitepaper found hidden in macOS with unknown 'Virtual Scanner II' appApple manufacturing now uses 13.7 gigawatts of renewable energy, will hit carbon neutral by 2030A more sane iOS 17 compatibility list has been leakedApple Services ending for some older OS versions — but it's not a big dealUniversal Control not working right for some in latest iPadOS and macOSNintendo won't be making any more 'Super Mario' games for iPhoneHow to get free McNuggets from McDonald's with Apple Pay purchase inside appSubscribe to the AppleInsider podcast on: Apple Podcasts Overcast Pocket Casts Spotify Subscribe to the HomeKit Insider podcast on:• Apple Podcasts• Overcast• Pocket Casts• Spotify
Chipotle has filed a lawsuit against Sweetgreen for trademark infringement, alleging that the salad chain's "Chipotle Chicken Burrito Bowl" menu item copies the name and branding of Chipotle's burrito bowls. The complaint, which was filed in a California federal court, claims that Sweetgreen's use of the word "Chipotle" in its advertising and the dish's name is likely to cause consumer confusion. Chipotle alleges that Sweetgreen has used the word "Chipotle" as a source-identifying trademark and that Instagram users have associated the two companies. In addition, a restaurant industry news article has noted that Sweetgreen's new dish "veers directly into arch-rival Chipotle Mexican Grill's territory." Chipotle had contacted Sweetgreen about branding concerns and recommended that the chain rename the dish to use "chipotle" in lowercase, but Sweetgreen did not respond, according to the complaint. The Mexican food chain owns five federal trademark registrations for the word "Chipotle." Sweetgreen has not yet responded to the lawsuit.Chipotle Sues Sweetgreen for ‘Chipotle Chicken Burrito Bowl' (1)IRS-authorized tax e-file software provider, eFile.com, was found serving JavaScript malware called 'popper.js,' containing a base64-encoded code that attempts to load JavaScript from a third party website. This code aims to prevent caching and load a fresh copy of malware when visited. This issue concerns eFile.com and not the IRS e-file infrastructure or domains. Researchers have found the malware to be present on almost every page of eFile.com until April 1st. Additionally, the same Amazon AWS endpoint was serving another file called 'update.js' that prompts users to download next-stage payloads, which establish a connection to a Tokyo-based IP address, hosted with Alibaba. The same IP address also hosts an illicit domain associated with the incident. Further analysis revealed the PHP script as a backdoor malware that remotely accesses an infected device, connects to a remote command and control server every ten seconds, and receives a task to execute on the infected device. The malware can allow full access to a device, providing the threat actor initial access to a corporate network for further attacks. The company has yet to release the full scope of the attack and if it has infected any of its customers. EFile.com has been approached with questions but has not responded. This is the latest in a long series of problems with for-profit tax filing software companies, from security breaches to bait and switch advertising.Hackers Strike Again: eFile.com Service Suffers Major Cyber AttackIRS-authorized eFile.com tax return software caught serving JS malwareLaw firm Quinn Emanuel Urquhart & Sullivan is opposing an attempt by two US health insurers to review certain internal records as the firm prepares to seek $185m in legal fees from a $3.7bn settlement with the US government. The dispute comes after a court struck down the $185m award in January, with the US Court of Appeals for the Federal Circuit saying the lower court had not "adequately" justified the amount. The health insurers have suggested about $8m in fees would be appropriate. In a statement, surprising no one, Quinn Emanuel's Adam Wolfson said the fee agreement the class members agreed to "should stand."Law firm Quinn Emanuel resists probe after its $185 mln fee award is tossed | ReutersThe Illinois Supreme Court has ruled that unionized workers who sue for violations of the state's Biometric Information Privacy Act (BIPA) are pre-empted if the worker is covered by a collective bargaining agreement with a broad management rights clause. Instead, the dispute resolution process set out in the union contract must be used, which typically involves grievance arbitration. The ruling is part of a surge in litigation under Illinois' biometric privacy law, which requires companies to disclose the purpose of collecting the information, obtain permission, and publish data retention or destruction policies. Such violations can be expensive, with a $228m judgment awarded against BNSF Railway Co. truck drivers for collecting employee fingerprints without consent. Arbitrators are responsible for deciding disputes over whether biometric privacy claims must go through a collective bargaining agreement's dispute resolution process but it remains unclear what happens to such allegations in arbitration. Unions are expected to negotiate for strong biometric privacy protections in future contracts as a result of the ruling.Union Workers in ‘Uncharted Territory' on Illinois Privacy LawThe US Department of Justice has agreed to a $144.5 million settlement with survivors and families of the victims of the 2017 mass shooting at a Texas church that killed 26 people, for which a judge found the Air Force primarily responsible. The settlement with more than 75 plaintiffs requires approval by U.S. District Judge Xavier Rodriguez in San Antonio. It would end the government's appeal of Rodriguez's order that it pay approximately $230 million over the November 5, 2017 massacre by former Air Force airman Devin Patrick Kelley at the First Baptist Church in Sutherland Springs, Texas. Kelley had used firearms he should not have been allowed to buy after admitting in a 2012 court martial to domestic violence. In July 2021, Rodriguez found the Air Force 60% responsible over its failure to enter Kelley's plea in a database used for background checks prior to firearms purchases. Though finding Kelley 40% responsible, Rodriguez said not even Kelley's parents knew as much as the government about their son's capacity for violence. The settlement ends a painful chapter for the victims of the crime.US reaches $144.5 million settlement with Texas church shooting victims | Reuters Get full access to Minimum Competence - Daily Legal News Podcast at www.minimumcomp.com/subscribe
ProtoCell Phones, KEV, Efile, 3CX, Western Digital, NATO, Jason Wood, and More on this edition of the Security Weekly News. Visit https://www.securityweekly.com/swn for all the latest episodes! Follow us on Twitter: https://www.twitter.com/securityweekly Like us on Facebook: https://www.facebook.com/secweekly Show Notes: https://securityweekly.com/swn286
ProtoCell Phones, KEV, Efile, 3CX, Western Digital, NATO, Jason Wood, and More on this edition of the Security Weekly News. Visit https://www.securityweekly.com/swn for all the latest episodes! Show Notes: https://securityweekly.com/swn286
ProtoCell Phones, KEV, Efile, 3CX, Western Digital, NATO, Jason Wood, and More on this edition of the Security Weekly News. Visit https://www.securityweekly.com/swn for all the latest episodes! Follow us on Twitter: https://www.twitter.com/securityweekly Like us on Facebook: https://www.facebook.com/secweekly Show Notes: https://securityweekly.com/swn286
ProtoCell Phones, KEV, Efile, 3CX, Western Digital, NATO, Jason Wood, and More on this edition of the Security Weekly News. Visit https://www.securityweekly.com/swn for all the latest episodes! Show Notes: https://securityweekly.com/swn286
Are you a nail tech? If so we can help you build and grow your business, skills and confidence right now over on www.clawgasmic.comHave you ever found E-files and bits a bit overwhelming? Hopefully, this episode will help you... Today we speak to the wonderful Lucy from @lucypastorellitools_We have had a few questions lately in the Clawgasmic nail network about e-filing and the bits. So I figured this podcast would be helpful and I just knew that Lucy was the perfect person to ask for helpIf you are interested in finding out more about Lucy give her a follow on Instagram@lucypastorellitools_and check out her site www.lpnails.com To contact Chan for ad enquiries chan@clawgasmic.comfollow us on Instagram https://www.instagram.com/clawgasmic/subscribe to our YouTube https://www.youtube.com/c/clawgasmicJoin our family www.clawgasmic.com
The Inflation Reduction Act is a new law designed to hasten the United States' energy transition (and do nothing about inflation). In the last episode before the midterm election, learn about the energy path the Democratic Party has plotted for us and learn how this new law can possibly save you tens of thousands of dollars. Please Support Congressional Dish – Quick Links Contribute monthly or a lump sum via PayPal Support Congressional Dish via Patreon (donations per episode) Send Zelle payments to: Donation@congressionaldish.com Send Venmo payments to: @Jennifer-Briney Send Cash App payments to: $CongressionalDish or Donation@congressionaldish.com Use your bank's online bill pay function to mail contributions to: 5753 Hwy 85 North, Number 4576, Crestview, FL 32536. Please make checks payable to Congressional Dish Thank you for supporting truly independent media! View the show notes on our website at https://congressionaldish.com/cd261-inflation-reduction-act Jen Podcast Appearances EP 63 Honest Government Analyst Jennifer Briney talks Privilege, White House & Hotels. The Living Numbers Podcast with Tony Rambles. Disaster - Jennifer Briney. A Word with Tom Merritt. Background Sources Recommended Congressional Dish Episodes CD259: CHIPS: A State Subsidization of Industry CD250: Congress Saves the Postal Service CD246: BIF: Appalachian Chemical Storage CD240: BIF The Infrastructure BILL CD218: Minerals are the New Oil CD205: Nuclear Waste Storage CD146: Repeal & Replace CD048: The Affordable Care Act (Obamacare) Tax Credits and Refunds Home Energy Efficiency Tax Credits “Tax Credits for Energy Efficient Home Improvements.” eFile. Rocky Mengle. Sept 16, 2022. “Save More on Green Home Improvements Under the Inflation Reduction Act.” Kiplinger. “Federal Income Tax Credits and Other Incentives for Energy Efficiency.” Updated Aug 18, 2022. Energy Star. Electric Appliance Rebates “Quick Facts: United States.” U.S. Census Bureau. Electric Car Tax Credit 26 U.S. Code § 30D - Clean vehicle credit. Cornell Law School Legal Information Institute. Alternative Fuels Data Center. “Electric Vehicles with Final Assembly in North America.” U.S. Department of Energy, Office of Energy Efficiency and Renewable Energy. Kelley R. Taylor. Oct 18, 2022. “EV Tax Credits Are Changing: What's Ahead.” Kiplinger. Greg Iacurci. Oct 15, 2022. “The 'bummer' of the $7,500 electric vehicle tax credit: Its full value may be hard to get.” CNBC. John Bozzella. Aug 5, 2022. “What If No EVs Qualify for the EV Tax Credit? It Could Happen.” Alliance for Automotive Innovation. John Bogna. Jun 22, 2022. “Hydrogen-Powered Cars: Fuel Cell Electric Vehicles Explained.” PCMag. U.S. Geological Survey. “Mineral Commodity Summaries 2021.” U.S. Department of the Interior. “OFAC Sanctioned Countries.” Princeton University Research & Project Administration. Alternative Fuel vehicle refueling property credit Kelley R. Taylor. Sept 14, 2022. “The Federal Tax Credit for Electric Vehicle Chargers is Back.” Kiplinger. 26 U.S. Code § 30C - Alternative fuel vehicle refueling property credit. Cornell Law School Legal Information Institute. Hydrogen Catherine Clifford. Sep 8, 2022. “The clean hydrogen energy economy was a dream. The climate bill could make it a reality this decade.” CNBC. Emma Ochu et al. Jun 17, 2021. “Hydrogen Fact Sheet: Production of Low-Carbon Hydrogen.” Columbia University School of International and Public Affairs, Center on Global Energy Policy. “Lisa Murkowski.” Open Secrets. Jay Bartlett and Alan Krupnick. December 2020. “Decarbonized Hydrogen in the US Power and Industrial Sectors: Identifying and Incentivizing Opportunities to Lower Emissions.” Resources for the Future. 24/7 Wall St. Feb 16, 2020. “How Many Gas Stations Are In U.S.? How Many Will There Be In 10 Years?” Market Watch. Health Care “The Inflation Reduction Act Lowers Health Care Costs for Millions of Americans.” Oct 5, 2022. Centers for Medicare & Medicaid Services. “Inflation Reduction Act: CMS Implementation Timeline.” 2022. Centers for Medicare & Medicaid Services. Carbon Capture Angela C. Jones and Ashley J. Lawson. Oct 5, 2022. “Carbon Capture and Sequestration (CCS) in the United States.” Congressional Research Service. Emily Pontecorvo. Aug 22, 2022. “Will the Inflation Reduction Act jumpstart carbon capture?” Grist. “Global Status of CCS 2021.” 2021. Global CCS Institute. “Carbon capture and storage could also impact air pollution.” Nov 17, 2011. European Environment Agency. Offshore Wind Leases Abby Husselbee and Hannah Oakes. Aug 25, 2022. “The IRA Offshore Energy Leasing Provisions' Potential Impacts.” Harvard University Environmental & Energy Law Program. “Memorandum on the Withdrawal of Certain Areas of the United States Outer Continental Shelf from Leasing Disposition.” Sept 8, 2020. The White House. Fossil Fuels David Jordan. Oct 6, 2022. “Interior moves forward with oil and gas drill site leasing.” Roll Call. “Inflation Reduction Act Fossil Fuel Provisions.” Aug 18, 2022. Enersection. 30 U.S. Code § 226 - Lease of oil and gas lands. Cornell Law School Legal Information Institute. The Associated Press. Apr 16, 2022. “Biden increases oil royalty rate and scales back lease sales on federal lands.” NPR. Taxes Kelley R. Taylor. Oct 10, 2022. “The Inflation Reduction Act and Taxes: What You Should Know.” Kiplinger. “Inflation Reduction Act includes 15% corporate minimum tax on book income.” August 16, 2022. EY. Jacob Bogage. Aug 12, 2022. “The new Wall Street tax key to Democrats' Inflation Reduction Act.” The Washington Post. Peter Warren. Aug 11, 2022. “‘Inflation Reduction Act' Holds the SALT.” Empire Center. “Lobbying: Intuit Inc.” Open Secrets. “CBO Cost Estimate: H.R. 1 - the Tax Cuts and Jobs Act.” November 13, 2017. Congressional Budget Office. The Law H.R.5376 - Inflation Reduction Act of 2022 “Summary: Estimated Budgetary Effects of H.R. 5376, the Inflation Reduction Act of 2022.” Revised August 5, 2022. Congressional Budget Office. Audio Sources Full Committee Hearing On Opportunities and Challenges in Deploying Innovative Battery and Non-Battery Technologies for Energy Storage September 22, 2022 Senate Committee on Energy and Natural Resources Witnesses: Tim Hemstreet, Managing Director for Renewable Energy Development, PacifiCorp Spencer Nelson, Managing Director, Research and New Initiatives, ClearPath Ted Wiley, President and Chief Operating Officer, Form Energy 19:19 Sen. Joe Manchin (D-WV): When it comes to storage, there has rightly been a focus on the supply chain, particularly for lithium ion batteries that power electric vehicles and phones in our pockets and many other modern technologies. While we have benefited from the use of this important battery chemistry, the fact that China is responsible for 75% of global lithium ion battery production, including 60% of the world's cathode production and 80% of the world's anode production, should give everyone pause. That is why I was proud to champion Inflation Reduction Act which incentivized the onshoring of the entire battery supply chain, from the production and processing of raw materials, to the battery pack assembly and everything in between. Full Committee Hearing On Domestic Critical Mineral Supply Chains March 31, 2022 Senate Committee on Energy and Natural Resources Witnesses: Dr. Steve Fortier, Director, USGS National Minerals Information Center, U.S. Department of the Interior Scott Melbye, President, Uranium Producers of America Julie Padilla, Chief Regulatory Officer, Twin Metals Minnesota Abigail Wulf, Vice President, Critical Minerals Strategy and Director of the Center for Critical Minerals Strategy, Securing America's Future Energy Dr. Paul Ziemkiewicz, Director, West Virginia Water Research Institute, West Virginia University 24:14 Sen. Joe Manchin (D-WV): It makes no sense to remain beholden to bad actors when we have abundant resources in manufacturing know-how here in the United States. And make no mistake, we are beholden, particularly when it comes to many of the minerals that go into clean energy technologies. That is why I've sounded the alarm about going down the path of EVs alone and advocated for equal treatment for hydrogen 45:08 Abigail Wulf: As things stand, without some significant course corrections on America's critical minerals enterprise, the leading automobile power won't be the United States. It will be China. Not because of superior design or technology, but because of their massive head start and established market power, if not utter dominance, in all aspects of the supply chain that powers these [electric] vehicles. But simply mining alone does not begin to address the fundamentals of America's mineral supply chain challenge. Where we are most lacking and where China is most dominant is in that crucial but largely hidden processing phase and midstream component production. We simply can't dig up a rock and stick it in a Tesla. You have to crush it, smelt it, and refine it into precursor material that has been sold to somebody else to turn it into battery guts, namely cathodes, anodes and electrolytes. Today, the United States has less than 4% of all minerals processing capacity and makes 0% of the world's cathodes and anodes. By contrast, China is the world's largest processor of copper, nickel, cobalt, lithium and rare earth elements, and they control 60% of anode production and 40% of global cathode production. Consider that in 2019, about 70% of the world's cobalt supply was mined in the Democratic Republic of Congo, but more than 70% of that cobalt was refined in or controlled by China. Full Committee Hearing On Clean Hydrogen February 2, 2022 Senate Committee on Energy and Natural Resources Witnesses Dr. Sunita Satyapal, Director, Hydrogen and Fuel Cell Technologies Office, Hydrogen Program Coordinator, U.S. Department of Energy Dr. Glen Richard Murrell, Executive Director, Wyoming Energy Authority Jonathan Lewis, Senior Counsel and Director of Transportation Decarbonization, Clean Air Task Force Michael J. Graff, Chairman & Chief Executive Officer, American Air Liquide Holdings, Inc. Brian Hlavinka, Vice President, New Energy Ventures, Corporate Strategic Development, Williams 21:07 Sen. Joe Manchin (D-WV): However, we have some challenges to tackle in order to build a clean hydrogen economy. Producing hydrogen without emissions is two to six times the cost of current production methods. Also, retrofitting end-use applications to use hydrogen as a feedstock, from chemical plants to cars and trucks, will take huge investments from both public and private sectors. This is the demand that we need to develop hydrogen markets that can sustain themselves. The other big challenge is the safe and efficient transport and storage of large volumes of hydrogen, given its physical properties. There's a lot of promising work being done in this space and will allow us to leverage our vast natural gas pipeline network to transport hydrogen to market. 22:00 Sen. Joe Manchin (D-WV): That is why I made research, development, and demonstration of these technologies a central part of the Energy Infrastructure Act, which this committee reported with bipartisan support last year, and which was subsequently included in the recently enacted Bipartisan Infrastructure Law. In that bill, we fund $9.5 billion in research, development and demonstration of clean hydrogen, and we tasked the Department of Energy to develop a national strategy and a roadmap to get us to a clean hydrogen economy. 27:25 Sen. James Lankford (R-OK): I'm concerned that the conversation around green versus blue hydrogen will pit technologies against each other rather than working together to establish a robust hydrogen marketplace. The simple truth right now is that 95% of hydrogen produced in the United States is made from natural gas. 1:42:00 Sen. Lisa Murkowski (R-AK): Can you share what the administration's policy is with regards to converting natural gas to hydrogen? We recognize that there are some within the [Biden] administration, certainly some groups that may have influence on the administration, who are very firm about not using fuel sources like natural gas. So the question is, is there a role for conversion to play? And what might we anticipate with regards to support and funding that might come with it? Dr. Sunita Satyapal: Thank you again for the question. And as mentioned, with hydrogen shot, we're really looking at all of the pathways. It's really about clean hydrogen. So whether it's natural gas, carbon feedstocks, nuclear renewables, you know, any pathway to get to the low carbon intensity, we're really pivoting away from the colors. There's a lot of complexity: green, blue, purple, turquoise….Pyrolysis is another approach. In fact, our loan program office just announced financing of $1 billion solid carbon, which is another value added product, no need for the CCS portion. So definitely an all-of-the-above strategy needed to meet all of our goals. Full Committee Hearing to Examine Development and Deployment of Large-Scale Carbon Dioxide Management Technologies July 28, 2020 Senate Committee on Energy and Natural Resources Witnesses: Steven Winberg, (Former) Assistant Secretary for Fossil Energy at the US Department of Energy Shannon Angielski, Executive Director of the Carbon Utilization Research Council Dr. Julio Friedmann, Center on Global Energy Policy, Columbia University 25:06 Dr. Julio Friedmann: Net zero means that any residual emissions must be balanced by removal, as Secretary Moniz said. It means that reduction of co2 emissions and removal of co2 emissions are complementary but distinct actions and that both are necessary. The National Academies and the IPCC find that this must be done at enormous scale exceeding the size of the global oil and gas industry today. We are not where we need to be to make this real. 48:35 Shannon Angielski: In addition, the International Energy Agency modelled the contributions of different technologies to meet that mid-century 2 degree scenario. And it shows that CCUS accounts for approximately 100 Giga tons of needed global co2 emissions reductions by 2060. To put this into perspective, this would be achieved by the operation of 1100 carbon capture systems on the equivalent of 500 megawatt coal fired units, or 3200 natural gas combined cycle units, which would need to be operating for the next 30 years. 1:59:00 Steven Winberg: The rest of the world is going to continue using fossil energy, whether it's coal or oil or natural gas. And that's why we have moved forward quickly on the coal first program, because it offers the opportunity for what I think of as 21st century coal. Right now the Chinese own the space in power generation — coal fired power generation. We have an opportunity to take technology and springboard over what the Chinese are building, which is basically 1970s vintage technology that we built, and they now have improved slightly, but they're selling it around the world, to countries that have coal under their feet, and they're going to continue using that coal. But with the coal first program, we can move into power generation, and we can move into hydrogen production, because these countries also, as they build out their transport sector, may not do it the same way that developed countries, they may move more swiftly into hydrogen. And so there's an opportunity there to take our technology using their natural resources that are under their feet, and produce zero emitting power generation and zero emitting hydrogen and perhaps even net negative hydrogen and net negative electricity and they can use that hydrogen in the transportation sector as well as the industrial sector. Cover Art Design by Only Child Imaginations Music Presented in This Episode Intro & Exit: Tired of Being Lied To by David Ippolito (found on Music Alley by mevio)
How do you become a Cyber Security Expert? Hello and welcome to another episode of CISO Tradecraft, the podcast that provides you with the information, knowledge, and wisdom to be a more effective cybersecurity leader. My name is G. Mark Hardy, and today we're going to talk about how to provide advice and mentoring to help people understand how to become a cybersecurity expert. As always, please follow us on LinkedIn, and subscribe to our podcasts. As a security leader, part of your role is to develop your people. That may not be written anywhere in your job description and will probably never be on a formal interview or evaluation, but after years of being entrusted with leadership positions, I have learned what differentiates true leaders from those who just accomplish a great deal is the making of the effort to develop your people. Now, you may have heard the phrase, "take care of your people," but I'll take issue with that. I take care of my dog. I take care of a family member who is sick, injured, or incapacitated. Why? Because they are not capable of performing all of life's requirements on their own. For the most part, your people can do this. If you are constantly doing things for people who could have otherwise done it themselves, you run the risk of creating learned helplessness syndrome. People, and even animals, can become conditioned to not do what they otherwise could do out of a belief that someone else will do it for them. I am NOT going to get political here, so don't worry about that. Rather, I want to point out that effective leaders develop their people so that they may become independent actors and eventually become effective leaders themselves. In my opinion, you should measure your success by the promotion rate of the people entrusted to you, not by your own personal career advancement or financial success. That brings me to the subject of today's podcast -- how do you counsel and mentor others on how to become a cyber security expert? If you are listening to this podcast, there's a very good chance that you already are an expert in our field, but if not, keep listening and imagine that you are mentoring yourself, because these lessons can apply to you without having seek out a mentor. Some people figure it out, and when asked their secret, they're like Bill Murray in the movie Stripes, "We trained ourselves, sir!" But most of the time, career mastery involves learning from a number of others. Today on CISO Tradecraft we are going to analyze the question, " How do you become a Cyber Security Expert?" I'm going to address this topic as if I were addressing someone in search of an answer. Don't tune out early because you feel you've already accomplished this. Keep listening so you can get a sense of what more you could be doing for your direct reports and any proteges you may have. Let's start at the beginning. Imagine being a high school kid with absolutely zero work experience (other than maybe a paper route -- do kids still do that?) You see someone that tells you they have a cool job where they get paid to ethically hack into computers. Later on, you meet a second person that says they make really good money stopping bad actors from breaking into banks. Somehow these ideas stick into your brain, and you start to say to yourself, you know both of those jobs sound pretty cool. You begin to see yourself having a career in Cyber Security. You definitely prefer it to jobs that require a lot of manual labor and start at a low pay. So, you start thinking, "how I can gain the skills necessary to land a dream job in cyber security that also pays well?" At CISO Tradecraft we believe that there are really four building blocks that create subject matter experts in most jobs. The four building blocks are: Getting an education Getting certifications Getting relevant job experience, and Building your personal brand So, let's explore these in detail. Number 1: Getting an education. When most people think about getting an education after high school, they usually talk about getting an associate's or a bachelor's degree. If you were to look at most Chief Information Security Officers, you will see the majority of them earn a bachelor's degree in Computer Science, an Information Systems or Technology degree from a college of business such as a BS in Management of Information Systems (MIS) or Computer Information Systems, or more recently a related discipline such as a degree in Cyber Security. An associate degree is a great start for many, particularly if you don't have the money to pay for a four-year university degree right out of high school. Tuition and debt can rack up pretty quickly, leaving some students deeply in debt, and for some, that huge bill is a non-starter. Fortunately, community colleges offer quality educational opportunities at very competitive rates relative to four-year degree institutions. For example, Baltimore County Community College charges $122 per credit hour for in-county residents. A couple of miles away, Johns Hopkins University charges $2,016 per credit hour. Now, that's a HUGE difference -- over 16 times if you do the math. Now, Hopkins does have some wonderful facilities and excellent faculty, but when it comes to first- and second-year undergraduate studies, is the quality and content of the education THAT different? Well, that's up to you to decide. The important take-away is, no one should decide NOT to pursue a cybersecurity education because of lack of money. You can get started at any age on an associate degree, and that may give you enough to go on to get your first job. However, if you want to continue on to bachelor's degree, don't give up. Later I'll explain about a program that has been around since 2000 and has provided over 3,300 students with scholarships AND job placement after graduation. Back to those going directly for a bachelor's degree. Now, the good news is that your chosen profession is likely to pay quite well, so not only are you likely to be able to pay off the investment you make in your education, but it will return dividends many times that which you paid, for the rest of your career. Think of financing a degree like financing a house. In exchange for your monthly mortgage payment, you get to enjoy a roof over your head and anything else you do with your home. As a cybersecurity professional, in exchange for your monthly student loan payment, you get to earn well-above average incomes relative to your non-security peers, and hopefully enjoy a rewarding career. And, like the right house, the value of your career should increase over time making your investment in your own education one of your best performing assets. Does this mean that you 100% need a bachelor's degree to get a job in cyber? No, it does not. There are plenty of cyber professionals that speak at Blackhat and DEF CON who have never obtained a college degree. However, if ten applicants are going for an extremely competitive job and only seven of the ten applicants have a college degree in IT or Cyber, you shouldn't be surprised when HR shortens the list of qualified applicants to only the top five applicants all having college degrees. It may not be fair, but it's common. Plus, a U.S. Census Bureau study showed that folks who have a bachelor's degree make half a million dollars more over a career than those with an associate degree, and 1.6 times what a high school diploma holder may earn over a lifetime. So, if you want more career opportunities and want to monetize your future, get past that HR checkbox that looks for a 4-year degree. Now, some people (usually those who don't want to do academic work) will say that a formal education isn't necessary for success. After all, Bill Gates and Mark Zuckerberg were college dropouts, and they're both worth billions. True, but that's a false argument that there's a cause-and-effect relationship there. Both were undergraduates at Harvard University when they developed their business ideas. So, if someone wants to assert a degree isn't necessary, counter with you'll agree once they are accepted into Harvard, and they produce a viable business plan as a teenager while attending classes. You see, completing four years of education in a field of study proves a few things. I've interviewed candidates that said they took all of the computer science and cybersecurity courses they wanted and didn't feel a need to "waste time" with fuzzy studies such as history and English composition. Okay, I'll accept that that person had a more focused education. But consider the precedent here. When a course looked uninteresting or difficult, that candidate just passed on the opportunity. In the world of jobs and careers, there are going to be tasks that are uninteresting or difficult, and no one wants to do them, but they have to get done. As a boss, do you want someone who has shown the pe d completed it with an A (or maybe even a B), or do you want someone who passed when the going got a little rough? The business world isn't academia where you're free to pick and choose whether to complete requirements. Stuff has to get done, and someone who has a modified form of learned helplessness will most likely not follow through when that boring task comes due. Remember I said I was going to tell you how to deal with the unfortunate situation where a prospective student doesn't have enough money to pay for college? There are a couple of ways to meet that challenge. It's time to talk to your rich uncle about paying for college. That uncle is Uncle Sam. Uncle Sam can easily finance your college so you can earn your degrees in Cyber Security. However, Uncle Sam will want you to work for the government in return for paying for your education. Two example scholarships that you could look into are the Reserve Officer Training Corps (ROTC) and Scholarship for Service (SFS). ROTC is an officer accession program offered at more than 1,700 colleges and universities across the United States to prepare young adults to become officers in the U.S. Military. For scholarship students, ROTC pays 100% of tuition, fees, books, and a modest stipend for living expenses. A successful degree program can qualify an Army second lieutenant for a Military Occupation Specialty (or MOS) such as a 17A Cyber Operations Officer, a 17B Cyber and Electronic Warfare Officer, or a 17D Cyber Capabilities Development Officer, a great start to a cybersecurity career. For the Navy, a graduating Ensign may commission as an 1810 Cryptologic Warfare Officer, 1820 Information Professional Officer, 1830 Intelligence Officer, or an 1840 Cyber Warfare Engineer. The Navy uses designators rather than MOS's to delineate career patterns. These designators have changed significantly over the last dozen years and may continue to evolve. The Marine Corps has a 1702 cyberspace officer MOS. Note that the Navy and the Marine Corps share a commissioning source in NROTC (Navy ROTC), and unlike the Army that has over 1,000 schools that participate in AROTC and the Air Force that has 1,100 associated universities in 145 detachments, there are only 63 Navy ROTC units or consortiums, although cross-town affiliates include nearly one hundred more colleges and universities. There are a lot of details that pertain to ROTC, and if you're serious about entering upon a military officer career, it's well worth the time and effort to do your research. Not all ROTC students receive a scholarship; some receive military instruction throughout their four years and are offered a commission upon graduation. Three- and four-year scholarship students incur a military obligation at the beginning of sophomore year, two-year scholarship students at the beginning of junior year, and one-year scholarship students at the start of senior year. The military obligation today is eight years, usually the first four of which are on active duty; the rest may be completed in the reserves. If you flunk out of school, you are rewarded with an enlistment rather than a commission. These numbers were different when I was in ROTC, and they may have changed since this podcast was recorded, so make sure you get the latest information to make an informed decision. What if you want to serve your country but you're not inclined to serve in the military, or have some medical condition that may keep you from vigorous physical activity, or had engaged in recreational chemical use or other youthful indiscretions that may have disqualified you from further ROTC consideration? There is another program worth investigating. The National Science Foundation provides educational grants through the Scholarship For Service program or SFS for short. SFS is a government scholarship that will pay up to 3 years of costs for undergraduate and even graduate (MS or PhD) educational degree programs. It's understood that government agencies do not have the flexibility to match private sector salaries in cyber security. However, by offering scholarships up front, qualified professionals may choose to stay in government service; hence SFS continues as a sourcing engine for Federal employees. Unlike ROTC, a participant in SFS will incur an obligation to work in a non-DoD branch of the Federal government for a duration equal to the number of years of scholarship provided. In addition to tuition and education-related fees, undergraduate scholarship recipients receive $25,000 in annual academic stipends, while graduate students receive $34,000 per year. In addition, an additional $6,000 is provided for certifications, and even travel to the SFS Job Fair in Washington DC. That job fair is an interesting affair. I was honored to be the keynote speaker at the SFS job fair back in 2008. I saw entities and agencies of the Federal government that I didn't even know existed, but they all had a cybersecurity requirement, and they all were actively hiring. SFS students qualify for "excepted service" appointments, which means they can be hired through an expedited process. These have been virtual the last couple of years due to COVID-19 but expect in-person events to resume in the future. I wrote a recommendation for a young lady whom I've known since she was born (her mom is a childhood friend of mine), and as an electrical engineering student in her sophomore year, she was selected for a two-year SFS scholarship. A good way to make mom and dad happy knowing they're not going to be working until 80 to pay off their kid's education bills. In exchange for a two-year scholarship, SFS will usually require a student to complete a summer internship between the first and second years of school and then work two years in a government agency after graduation. The biggest benefit to the Scholarship for Service is you can work at a variety of places. So, if your dream is to be a nation state hacker for the NSA, CIA, or the FBI then this offers a great chance of getting in. These three-letter agencies heavily recruit from these programs. As I mentioned, there are a lot of other agencies as well. You could find work at the State Department, Department of Health and Human Services, the Department of Education, the Federal Reserve Board, and I think I remember the United States Agency for International Development (USAID). Federal executive agencies, Congress, interstate agencies, and even state, local, or tribal governments can satisfy the service requirement. So, you can get paid to go to college and have a rewarding job in the government that builds a nice background for your career. How would you put all this together? I spent nine years as an advisor to the National CyberWatch Center. Founded as CyberWatch I in 2005, it started as a Washington D.C. and Mid-Atlantic regional effort to increase the quantity and quality of the information assurance workforce. In 2009, we received a National Science Foundation award and grants that allowed the program to go nationwide. Today, over 370 colleges and universities are in the program. So why the history lesson? What we did was align curriculum between two-year colleges and four-year universities, such that a student who took the designated courses in an associate degree program would have 100% of those credits transfer to the four-year university. That is HUGE. Without getting into the boring details, schools would certify to the Committee on National Security Systems (CNSS) (formerly known as the National Security Telecommunications and Information Systems Security Committee or NSTISSC) national training standard for INFOSEC professionals known as NSTISSI 4011. Now with the help of an SFS scholarship, a student with little to no financial resources can earn an associate degree locally, proceed to a bachelor's degree from a respected university, have a guaranteed job coming out of school, and HAVE NO STUDENT DEBT. Parents, are you listening carefully? Successfully following that advice can save $100,000 and place your child on course for success. OK, so let's fast forward 3 years and say that you are getting closer to finishing a degree in Cyber Security or Computer Science. Is there anything else that you can do while performing a summer internship? That brings us to our second building block. Getting certifications. Number Two: Getting a Certification Earning certifications are another key step to demonstrate that you have technical skills in cyber security. Usually, technology changes rapidly. That means that universities typically don't provide specialized training in Windows 11, Oracle Databases, Amazon Web Services, or the latest programming language. Thus, while you may come out of a computer science degree with knowledge on how to write C++ and JavaScript, there are a lot of skills that you often lack to be quite knowledgeable in the workforce. Additionally, most colleges teach only the free version of software. In class you don't expect to learn how to deploy Antivirus software to thousands of endpoints from a vendor that would be in a Gartner Magic quadrant, yet that is exactly what you might encounter in the workplace. So, let's look at some certifications that can help you establish your expertise as a cyber professional. We usually recommend entry level certifications from CompTIA as a great starting point. CompTIA has some good certifications that can teach you the basics in technology. For example: CompTIA A+ can teach you how to work an IT Help Desk. CompTIA Network+ can teach you about troubleshooting, configuring, and managing networks CompTIA Linux+ can help you learn how to perform as a system administrator supporting Linux Systems CompTIA Server+ ensures you have the skills to work in data centers as well as on-premises or hybrid environments. Remember it's really hard to protect a technology that you know nothing about so these are easy ways to get great experience in a technology. If you want a certification such as these from CompTIA, we recommend going to a bookstore such as Amazon, buying the official study guidebook, and setting a goal to read every day. Once you have read the official study guide go and buy a set of practice exam questions from a site like Whiz Labs or Udemy. Note this usually retails for about $10. So far this represents a total cost of about $50 ($40 dollars to buy a book and $10 to buy practice exams.) For that small investment, you can gain the knowledge base to pass a certification. You just need to pay for the exam and meet eligibility requirements. Now after you get a good grasp of important technologies such as Servers, Networks, and Operating Systems, we recommend adding several types of certifications to your resume. The first is a certification in the Cloud. One notable example of that is AWS Certified Solutions Architect - Associate. Note you can find solution architect certifications from Azure and GCP, but AWS is the most popular cloud provider, so we recommend starting there. Learning how the cloud works is extremely important. Chances are you will be asked to defend it and you need to understand what an EC-2 server is, types of storage to make backups, and how to provide proper access control. So, spend the time and get certified. One course author who provides a great course is Adrian Cantrill. You can find his course link for AWS Solutions Architect in our show notes or by visiting learn.cantrill.io. The course costs $40 and has some of the best diagrams you will ever see in IT. Once again go through a course like this and supplement with practice exam questions before going for the official certification. The last type of certifications we will mention is an entry cyber security certification. We usually see college students pick up a Security+ or Certified Ethical Hacker as a foundation to establish their knowledge in cyber security. Now the one thing that you really gain out of Security+ is a list of technical terms and concepts in cyber security. You need to be able to understand the difference between Access Control, Authentication, and Authorization if you are to consult with a developer on what is needed before allowing access to a site. These types of certifications will help you to speak fluently as a cyber professional. That means you get more job offers, better opportunities, and interesting work. It's next to impossible to establish yourself as a cyber expert if you don't even understand the technical jargon correctly. Number Three: Getting Relevant Job Experience OK, so you have a college degree and an IT certification or two. What's next? At this point in time, you are eligible for most entry level jobs. So, let's find interesting work in Cyber Security. If you are looking for jobs in cyber security, there are two places we recommend. The first is LinkedIn. Almost all companies post there and there's a wealth of opportunities. Build out an interesting profile and look professional. Then apply, apply, apply. It will take a while to find the role you want. Also post that you are looking for opportunities and need help finding your first role. You will be surprised at how helpful the cyber community is. Here's a pro tip: add some hashtags with your post to increase its visibility. Another interesting place to consider is your local government. The government spends a lot of time investing in their employees. So go there, work a few years, and gain valuable experience. You can start by going to your local government webpage such as USAJobs.Gov and search for the Career Codes that map to cyber security. For example, search using the keyword “2210” to find the job family of Information Technology Management where most cyber security opportunities can be found. If you find that you get one of these government jobs, be sure to look into college repayment programs. Most government jobs will help you pay off student loans, finance master's degrees in Cyber Security, or pay for your certifications. It's a great win-win to learn the trade. Once you get into an organization and begin working your first job out of college, you then generally get one big opportunity to set the direction of your career. What type of cyber professional do you want to be? Usually, we see most Cyber Careerists fall into one of three basic paths. Offensive Security Defensive Security Security Auditing The reason these three are the most common is they have the largest amount of job opportunities. So, from a pure numbers game it's likely where you are to spend the bulk of your career. Although we do recommend cross training. Mike Miller who is the vCISO for Appalachia Technologies put out a great LinkedIn post on this where he goes into more detail. Note we have a link to it in our show notes. Here's some of our own thoughts on these three common cyber pathways: Offensive Security is for those that like to find vulnerabilities in things before the bad guys do. It's fun to learn how to hack and take jobs in penetration testing and the red team. Usually if you choose this career, you will spend time learning offensive tools like Nmap, Kali Linux, Metasploit, Burp Suite, and others. You need to know how technology works, common flaws such as the OWASP Top Ten web application security risks, and how to find those vulnerabilities in technology. Once you do, there's a lot of interesting work awaiting. Note if these roles interest you then try to obtain the Offensive Security Certified Professional (OSCP) certification to gain relevant skill sets that you can use at work. Defensive Security is for the protectors. These are the people who work in the Security Operations Center (SOC) or Incident Response Teams. They look for anomalies, intrusions, and signals across the whole IT network. If something is wrong, they need to find it and identify how to fix it. Similar to Offensive Security professionals they need to understand technology, but they differ in the types of tools they need to look at. You can find a defender looking at logs. Logs can come from an Intrusion Detection System, a Firewall, a SIEM, Antivirus, Data Loss Prevention Tools, an EDR, and many other sources. Defenders will become an expert in one of these tools that needs to be constantly monitored. Note if you are interested in these types of opportunities look for cyber certifications such as the MITRE ATT&CK Defender (MAD) or SANS GIAC Certified Incident Handler GCIH to gain relevant expertise. Security Auditing is a third common discipline. Usually reporting to the Governance, Risk, and Compliance organization, this role is usually the least technical. This discipline is about understanding a relevant standard or regulation and making sure the organization follows the intent of the standard/regulation. You will spend a lot of time learning the standards, policies, and best practices of an industry. You will perform risk assessments and third-party reviews to understand how we certify as an industry. If you would like to learn about the information systems auditing process, governance and management of IT systems, business processes such as Disaster Recovery and Business Continuity Management, and compliance activities, then we recommend obtaining the Certified Information Systems Auditor (CISA) certification from ISACA. Ok, so you have a degree, you have certifications, you are in a promising job role, WHAT's Next? If you want to really become an expert, we recommend you focus on… Number Four: Building your personal brand. Essentially find a way to give back to the industry by blogging, writing open-source software, creating a podcast, building cybersecurity tutorials, creating YouTube videos, or presenting a lecture topic to your local OWASP chapter on cyber security. Every time you do you will get smarter on a subject. Imagine spending three hours a week reading books in cyber security. If you did that for ten years, think of how many books you could read and how much smarter you would become. Now as you share that knowledge with others two things happen: People begin to recognize you as an industry expert. You will get invited to opportunities to connect with other smart people which allows you to become even smarter. If you spend your time listening to smart people and reading their works, it rubs off. You will absorb knowledge from them that will spark new ideas and increase your understanding The second thing is when you present your ideas to others you often get feedback. Sometimes you learn that you are actually misunderstanding something. Other times you get different viewpoints. Yes, this works in the financial sector, but it doesn't work in the government sector or in the university setting. This feedback also helps you become smarter as you understand more angles of approaching a problem. Trust us, the greatest minds in cyber spend a lot of time researching, learning, and teaching others. They all know G Mark's law, which I wrote nearly twenty years ago: "Half of what you know about security will be obsolete in eighteen months." OK so let's recap a bit. If you want to become an expert in something, then you should do four things. 1) Get a college education so that you have the greatest amount of opportunities open to you, 2) get certifications to build up your technical knowledge base, 3) find relevant job experiences that allow you to grow your skill sets, and 4) finally share what you know and build your personal brand. All of these make you smarter and will help you become a cyber expert. Thanks again for listening to us at CISO Tradecraft. We wish you the best on your journey as you Learn to Earn. If you enjoyed the show, tell one person about it this week. It could be your child, a friend looking to get into cyber security, or even a coworker. We would love to help more people and we need your help to reach a larger audience. This is your host, G. Mark Hardy, and thanks again for listening and stay safe out there. References: https://www.todaysmilitary.com/education-training/rotc-programs www.sfs.opm.gov https://www.comptia.org/home https://www.whizlabs.com/ https://www.udemy.com/ https://learn.cantrill.io/p/aws-certified-solutions-architect-associate-saa-c03 https://www.linkedin.com/feed/update/urn:li:activity:6965305453987737600/ https://www.offensive-security.com/pwk-oscp/ https://mitre-engenuity.org/cybersecurity/mad/ https://www.giac.org/certifications/certified-incident-handler-gcih/ https://www.ccbcmd.edu/Costs-and-Paying-for-College/Tuition-and-fees/In-County-tuition-and-fees.aspx https://www.educationcorner.com/value-of-a-college-degree.html https://www.collegexpress.com/lists/list/us-colleges-with-army-rotc/2580/ https://www.af.mil/About-Us/Fact-Sheets/Display/Article/104478/air-force-reserve-officer-training-corps/ https://www.netc.navy.mil/Commands/Naval-Service-Training-Command/NROTC https://armypubs.army.mil/pub/eforms/DR_a/NOCASE-DA_FORM_597-3-000-EFILE-2.pdf https://niccs.cisa.gov/sites/default/files/documents/SFS%20Flyer%20FINAL.pdf https://www.nationalcyberwatch.org/
If you are a nail tech and you want help with your nail art, a stream of inspiration and me on hand to help you every step of the way visit www.clawgasmic.comToday we talk to the wonderful Sara from Glamourphile, she is a phenomenal techs and this episode is FULL of words of wisdom, I am so grateful I get to call her friend. If you want to check out her pages and message her about any of her classes or workshops I have popped her instagram and tiktok links belowhttps://www.instagram.com/glamourphile/https://www.tiktok.com/@glamourphileShe also has a YouTube Channel If you're thinking about introducing an eFile into your nail service check out Lucy Pastorelli tools atwww.lpnails.comThe team are always super helpful too, just ask them any questions you have via email at :info@lpnails or DM them on Instagram @lucypastorellitools_And don't forget to use my discount code CHAN5 for money off your eFile and any tools”
On this episode of the Planned Solutions Incorporated Podcast, The US stock market has declined more than 10% to start the year. This officially puts the market in correction territory (a 10% or greater decline from previous highs) but is still well above bear market territory (a decline of 20% of more from previous highs). Stock market corrections are quite common and more often than not do not progress to a bear market. Therefore, investors should be careful about changing their risk level during these declines and instead focus on how their portfolios can be adjusted to take advantage of these declines. Also, The Federal Government has updated the life expectancies used to calculate Required Minimum Distributions (RMDs). The changes reflect the increase in life expectancies that has occurred in recent decades. For most ages this will reduce the percentage that tax-deferred retirement account holders are required to take each year, however in some cases, there may be no change or could even be a small percentage increase. And, Taxpayers who received the Advanced Child Tax Credit during 2021 will be required to reconcile, or true-up, their payments with the IRS when they file their tax returns. In order to complete the required calculations, the taxpayer will need a copy of IRS Letter 6419 which will report the amount that the IRS paid on behalf of the taxpayers. Taxpayers should also be aware that the credit may need to be repaid if the status of their dependent(s) changed or the taxpayer's income increased to the point where the credit is phased out. Plus a look at the Planned Solutions Incorporated Office Bulletin Board- Taxpayers will be able to EFILE their federal tax returns starting Monday, January 24, 2022. While we always encourage filing an accurate and timely return, this year it is even more important to take the time to ensure you've gathered all the necessary information before submitting your return because of IRS delays due to limited resources and a backlog of tax returns. Therefore, any discrepancies may delay the processing of your potential refund, and should you need to amend your return you may be waiting much longer than the standard processing time. Chase Armer's book- Financial Planning Insights is now available at: store.bookbaby.com/book/financial-…anning-insights www.amazon.com/Financial-Plannin…1586894022&sr=8-1 To subscribe to the Personal Finance Review (the written form of all the content we discuss on the podcast) please e-mail Katie@PlannedSolutions.com The Personal Finance Review is published and distributed on a biweekly basis by Planned Solutions, Inc. for informational purposes only. Please seek the advice of a qualified financial planner before taking any action. Planned Solutions, Inc. ADDRESS: PHONE: 1130 Iron Point Road, Suite 170 (916) 361-0100 Folsom, CA 95630 (800) 750-2111 E-MAIL: FAX: Shannon@PlannedSolutions.com (916) 361-0191 WEB SITE: www.PlannedSolutions.com #finance #invest #investment #stocks #inflation #deflation #bonds
Another Episode, where your tax questions are answered. Video - https://youtu.be/wJKQP0_8kMc https://linktr.ee/TheBottomLineSD The main questions addressed in this episode are the following: 1. Provide more information on the Principal Residence Exemption. 2. Deadline to file taxes? 3. Tips on getting your tax refund back as quickly as possible. 4. How to change an address on CRA? Timestamps 0:00 - Intro 0:20 - Principal Residence Exemption 1:02 - What is Principal Residence? 2:03 - Tax implications on investment properties 3:02 - Multiple Properties 4:02 - Gains per year on your property 5:23 - Applied at Federal Level 5:50 - Does not apply for investment properties 6:25 - How long do you have to live at a property to qualify for principal residence? 7:32 - Has COVID-19 impacted Principal Residence Exemption? 8:35 - CRA is working to protect you!! 9:15 - When is the deadline to file taxes? 9:30 - April 30th deadline 10:07 - How to get your refund back as quickly as possible? 10:46 - Efile transfer 11:30 - Phishing scams, and Security .. protect your PII 12:18 - How to change your address on CRA? 12:44 - Change it online 12:56 - Ensure CRA knows you changed your address 13:30 - Conclusion 13:50 - The deadline to file taxes is April 30, 2021 14:13 - Like and Subscribe 14:20 - Keep sending us your questions 14:35 - Outro
The IRS processes electronic returns faster than paper returns, so you can expect to get your refund three to six weeks earlier. UACPA member, Jill Corrigan of Squire Wealth Management, breaks down what you need to do to make sure scammers don't beat you to your money. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.
Title insurance is a one-time charge paid at the time of closing. It covers your right and legal ownership to your house or land that you have purchased against liens. Josie Anderson, VP of Marketing at Valero Title – the only title company in Texas that offers zero escrow on all products – discusses the importance of having title insurance from a lender’s perspective. She also walks us through the company and what the title insurance cover, as well as touches on T19, title commitments, and more. — Listen to the podcast here: Title Insurance Explained with Josie Anderson Why Title Insurance Is So Important You’ll hear my guest, Josie Anderson, talk about putting a class together which we did. I want to thank her for coming on the show and helping to put the class together. What’s the class about? It’s all about title insurance. I was going to say I finally found somebody but truthfully, I finally made it a priority to bring somebody on the show to speak about title insurance from a lender’s perspective. A lot of people think as long as they get a title commitment, it’s fine. I can get a title. There are exceptions. There are things title policies don’t cover. This is going to be an intro into that. I like it because it’s somebody else who is talking about it. Hopefully, I ask the right questions for everyone in the audience. Let’s go ahead and get to the interview with Josie Anderson from https://www.valerotitle.com/ (Valero Title). — Lender Nation, I am proud to have Josie Anderson on the show. Josie is with https://www.valerotitle.com/ (Valero Title). I have been chomping at the bit to have somebody from a title company come on and talk about title insurance in the process. Josie, welcome and thank you for coming on the show. Thanks for having me. I know you’re not an escrow officer yourself. You’re the VP of marketing. By proxy, you have a PhD in the title process. Walk us through your company Valero Title. Valero Title is all over Texas. We have an office in Houston, Dallas, Austin, and San Antonio. We’re the only title company in Texas that offers a zero escrow on all products. Whether it be both sides of your contracts, cash out, rate and term revise, whatever it may be, no junk fees. We don’t have courier fees. A lot of title companies have the eFile fee as much as $450 to $500. I was telling people, “That’s an email.” They’re charging as much as $500. The other thing we offer is complimentary mobile notary on anything over $50,000. You’re investor–friendly. No escrow fees, no junk fees, and the complimentary mobile notary is a lifesaver. As a lender, we usually don’t get involved in the closing. As an investor, when someone shows up to the office and all I have to do is sign a few docs, it removes the friction out of my day. That is a great service. You’re already established. You’re in Texas. Are you in any other states or just Texas? We do have a sister company in Fort Lauderdale, Florida. That’s a whole other territory. They cover anything outside of Texas. Any reason you're Texas-specific than everything else? Texas is amazing. Our owner is born and raised in Texas. He’s a UT guy. He opened the first office in Florida and knew he wanted to get back to Texas. We’ve been in business in Texas for several years. Title Insurance: What title insurance covers is your right and legal ownership to your house or land that you have purchased. Title insurance is something I demand on any of my loans. A good relationship with the title company is you've got to have one on your team. It doesn’t matter for me as a lender what title company closes the transaction as long as they are licensed with the Texas Department of Insurance. Their policies are like everybody else’s. As long as everything is...
The world of campaign finance issues has been active in the past couple of weeks, and there are updates to two legal cases mentioned in the episode #14. Jack and Adrienne discuss recent news from CREW vs. FEC and Americans for Prosperity vs. Becerra. They also provide an update on the Senate e-file bill, which President Trump signed this afternoon. For the latest information on the FEC's response to the Senate e-file change, please see CMDI's blog. The views and opinions expressed on this podcast are those of the hosts and do no necessarily reflect the policies or positions of CMDI, or any other agency, organization, employer, or company.
Recently, Rep. Kevin Cramer (R-ND) was accused of lying on FEC forms tracking travel reimbursement. How did his campaign show that this was a dirty political attack? He kept his receipts! Jack and Adrienne discuss why it's important to keep those receipts, log those miles, and file timely reports for travel reimbursements. They also go over some of the common pitfalls campaigns makes and tips to make tracking easier. Lastly, they discuss how the Senate is closer than ever before in passing e-filing for FEC reports.
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https://ttlc.intuit.com/. Preview your tax return online: Before you file, you can preview your taxes online. Just follow the simple steps in this helpful video from TurboTax Support. For more answers to your questions, visit TurboTax.com/Support
Hang up the phone! That's the advice from IRS Assistant Special Agent in Charge, Mike Brock. If someone calls you on the phone and the caller ID says U.S. Government or the IRS, chances are it's a scammer. Find out what the https://www.irs.gov really does if you owe money. https://www.treasury.gov/tigta/ How do you know if your tax preparer is legit? Susan Speirs of http://www.uacpa.org/ has great advice on making sure the accountant you pick won't try to skim money off the top or take a percentage of your refund. Did you know you are liable for your tax return, even if you did NOT prepare it? http://www.dopl.utah.gov/ Know the top 3-red flags of IRS scammers and reduce your chances of identity theft. https://www.facebook.com/MoneyMakingSense/See omnystudio.com/listener for privacy information.
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