Podcasts about hostile

Send a textIn this episode, we're breaking down Season 4, Episode 7 of Industry, "Points of Emphasis" — and we have a lot of feelings. We walk you through all the major plot developments, from Whitney's attempted escape and his terrifying confrontation with what appears to be his foreign handlers, to Yasmin's ruthless political maneuvering to bring down Lisa Dern and protect herself as Tender collapses around her.Along the way, we dig into the finance: what a hostile takeover actually is and why Whitney's stock-for-stock bid for PierPoint is more smoke and mirrors than strategy, the real-world Porsche-Volkswagen story that inspired Whitney's synthetic position playbook (and why it still wouldn't be legal today), and why Harper's team is covering their short carefully as the stock craters.We also get into the emotional core of the episode: Lord Norton's heartbreaking decision to let Henry face the consequences, the long-awaited Harper and Yasmin reconciliation, and what Yasmin's admission that she's "never been necessary" might be setting up for the season finale.Share your theories and let us know where you think this all ends for our characters!For a 14 day FREE Trial of Macabacus, click HERE Visit https://iconnections.io/ to learn more about iConnections!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

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Steven Railston and Jack Flintham discuss Manchester United's trip to Everton and Michael Carrick's response to Sir Jim Ratcliffe's immigration comments. Manchester is Red is sponsored by NordVPN, go to nordvpn.com/manchester and use the code ‘Manchester' to get four extra months for free on the two-year plan. Learn more about your ad choices. Visit podcastchoices.com/adchoices

https://rhr.tv/stream The Watchers: How OpenAI, the US Government, and Persona Built an Identity Surveillance Machinehttps://vmfunc.re/blog/persona Dutch Lawmakers Approve a 36% Tax on Unrealized Crypto, Stock, and Bond Gainshttps://www.imidaily.com/europe/dutch-lawmakers-approve-a-36-tax-on-unrealized-crypto-stock-and-bond-gains/ China | Push for Yuan as Global Reserve Currency China has reiterated its ambition for the yuan to attain global reserve currency status. In remarks recently published by Qiushi, the Chinese Communist Party's flagship journal used to convey policy intentions, Xi Jinping called for a “powerful currency” widely used in international trade, investment, and foreign-exchange markets. What's new about these remarks is not their intended ambition, but rather how clearly those ambitions are stated to the public. Xi paired this plan with calls for a stronger central bank, globally competitive financial institutions, and tighter control of systemic financial risks. PayPerQ (Primal.net)https://primal.net/e/nevent1qqsz8xrf7qww033kl2vh3js2u5zyjnzu5kmepa67tk7w04ws0lnraccyr33p4 Kimi Claw | 24/7 AI Assistant with Long-term Memory & Automationhttps://www.kimi.com/bot Pika Chat (Primal.net)https://primal.net/e/nevent1qqspwmauzykanup2wskpwgsppajn026gjn6erd5a7aq2ypxc73dncxspsgemn Claw Creator Hired by OpenAI (X.com)https://x.com/bitcoinnewscom/status/2021978390870347923?s=46 EO: Promoting the National Defense by Ensuring an Adequate Supply of Elemental Phosphorus and Glyphosate-Based Herbicideshttps://www.whitehouse.gov/presidential-actions/2026/02/promoting-the-national-defense-by-ensuring-an-adequate-supply-of-elemental-phosphorus-and-glyphosate-based-herbicides/ White House Statement on Xhttps://x.com/whitehouse/status/2024654469745480105?s=46 Mav21 3:54 - Aliens 9:24 - Dashboard & quantum FUD 15:24 - BIP110 37:54 - AI surveillance 46:24 - Zaps and Mav21 49:09 - Dutch unrealized gains tax 55:44 - HRF Story of the Week 57:24 - Software updates 1:07:14 - Boosts 1:08:24 - Strike Sponsorship 1:13:44 - River report 1:17:00 - Glyphosate EO 1:20:04 - California hates 3d printers Shoutout to our sponsors: Coinkite https://coinkite.com/ Stakwork https://stakwork.ai/ Obscura https://obscura.net/ Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/marty Newsletter https://tftc.io/martys-bent/ Podcast https://tftc.io/podcasts/ Follow Odell: Nostr https://primal.net/odell Newsletter https://discreetlog.com/ Podcast https://citadeldispatch.com/

Gary Allen from the Bigfoot Research Project returns to recount a harrowing series of events at Lolo Pass that culminated in a moment where his girlfriend and her horse came dangerously close to losing their lives during an encounter deep in the Mount Hood wilderness. What began as a familiar ride in a place they knew well escalated into something far more serious as the terrain, the animals, and the forest itself seemed to turn against them.Join us as Gary shares what happened on that mountainside, how it changed his understanding of these encounters, and why some places can never be approached the same way again once the stakes become this high.Gary's channel -https://www.youtube.com/@bigfootresearchproject8081/videos

Show intro and theme music return Ross McCoy joins on the couch Dan warns mics are hot before going live Podcast gear vs traditional radio console Old Yamaha NG-166CX-USB mixer in studio Raising faders slowly to avoid pops and ego boosts Hosts wanting louder mics for control Avoiding over-modulation and rough faders Radio mic on off buttons and forgetting to flip them Purpose and criticism of cough buttons Extra hardware in the signal chain hurting audio Tom coughing on air joke Athlete representing another country at the Olympics Eileen Gu competing for China despite U.S. upbringing American born skier with Chinese mother Alleged 6 million payment and citizenship questions Debate over loyalty vs financial incentive Athletes switching countries for better qualification odds Comparisons to paid World Cup teams like Qatar Pro sports money moves vs Olympic idealism Hypothetical selling out to another country Character rant about fiat currency vs gold Joke about tipping with a worthless dollar Taking foreign money framed as capitalism Media framing silver medals as failures Hostile coverage and death threats debate Would you move for 6 million Social media rewarding money driven controversy Influencers chasing cash and outrage Buying Olympic medals as investments joke Medals not solid gold and ribbon quality complaints Human rights criticism vs athletes taking money Precious stones vs gold value debate Diamonds and artificial scarcity comparison Curling cheating controversy over double touching the stone Canada vs Sweden slow motion replay dispute Any force is force argument Rules matter even if impact is tiny Intent vs accidental second touch debate Denial despite video evidence Calm nations arguing apocalypse joke Elite athletes controlling micro movements Hypothetical micro spins and huffing to influence outcome Uri Geller micro movement reference Curling stones sourced from Ailsa Craig granite Unique dense water resistant granite claims Artificial scarcity and monopoly jokes MLB special mud myth comparison Rare materials vs marketing hype debate Caller confirms rarity and 600 per stone estimate Robot test comparing Olympic vs cheap stones Tradition of curling resisting change Ram Dave Boat Gambling Invitational March 31 Port Canaveral Hosted on Victory Casino Cruise Sponsors Mo DeWitt, Pyro Spot, Elite Vintage Apparel, Marshall Bone Construction 25 entry includes meal, dessert, drink voucher, free drinks while gambling, 20 slot credit Contact Ross McCoy to reserve Gambling begins shortly after leaving port Chef Ed pushing tater tots onto menu Praise for Victory Casino Cruise food Gambling addiction and chicken salad jokes Prep kitchen below waterline Music break and Ram leaves to catch boat BoJack Horseman praised but very dark Stranded boat memory eating Subway during fight Lethal Weapon nostalgia and Speed rewatch Kids finding older action movies slow Shower and counter sex jokes Paying handyman in Suboxone bit Facebook Marketplace reactions on listings Laugh emoji as vigilante justice against flippers Not caring if buyers resell for profit Re gifting etiquette without drama Camping chair left at swim class and claimed Finders keepers joke Stop drop roll discussion and viral fire clips Gasoline prank jumping into lake speculation Teen fireball stunt burning hair and hand Lying about barbecue accident Friend could have gone to jail if filmed Another stunt burning legs Reflection on chasing attention with danger Jackass style content saturation Father son stunt content idea Hesitation to post TikTok content Plug for Ross McCoy interviews BDM show perks and appreciation Upcoming hip surgery anxiety and recovery plan Fear of temporary leg issues after surgery Schedule changes and fake drama joke Uncertainty about returning next Wednesday ### Social Media [https://tomanddan.com](https://tomanddan.com) [https://twitter.com/tomanddanlive](https://twitter.com/tomanddanlive) [https://facebook.com/amediocretime](https://facebook.com/amediocretime) [https://instagram.com/tomanddanlive](https://instagram.com/tomanddanlive) Tom & Dan on Real Radio 104.1 Apple Podcasts: [https://podcasts.apple.com/us/podcast/a-corporate-time/id975258990](https://podcasts.apple.com/us/podcast/a-corporate-time/id975258990) Google Podcasts: [https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2Fjb3Jwb3JhdGV0aW1lL3BvZGNhc3QueG1s](https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2Fjb3Jwb3JhdGV0aW1lL3BvZGNhc3QueG1s) TuneIn: [https://tunein.com/podcasts/Comedy/A-Corporate-Time-p1038501/](https://tunein.com/podcasts/Comedy/A-Corporate-Time-p1038501/) Exclusive Content [https://tomanddan.com/registration](https://tomanddan.com/registration)

Guest: Michael Vorenberg. General Grant found himself caught between a hostile President Johnson and Secretary Stanton. Vorenberg describes the disastrous "swing around the circle" tour, where Johnson used Grant's popularity as a shield while making embarrassing speeches. Witnessing Johnson's behavior, Grant ultimately sided with Stanton, realizing the President was unworthy of his loyalty.1910 GAR ARLINGTON

Recorded 2026-02-16 03:07:31

In this Listener Q&A episode of Contractor Cuts, we tackle real questions submitted by contractors.From paying outstanding invoices with new job deposits… to firing a sub who threatens a lien… to handling hostile homeowners mid-project — this episode dives into the messy, uncomfortable situations contractors face every day.We break down:What to do when cash flow is tight and you're juggling depositsHow to properly fire a sub (and protect yourself from lien threats)Why doing “free” work to be nice often backfiresHow to respond when clients demand to see invoices and receiptsWhen to stand firm on pricing — and when to walk awayThe real line between finishing the job and firing the clientIf you've ever dealt with payment standoffs, nitpicky homeowners, or midnight bank account panic… this one's for you.Struggling to grow your contracting business? The Foundations Program is designed to help contractors break free from the chaos and build a business that runs smoothly. You'll get a customized training program, 1-on-1 coaching, and access to a full paperwork database—including contracts and the Client Engagement Agreement. Join the Foundations Program today!

Send a textWhile some of yall are in love with people were in love with hobbies! Today were talking about:Two teenagers bond over a late-night TV show that feels more real than their own lives. As the years pass, the signal fades — but the pull never does.Memory blurs. Identity fractures. Reality bends around what might have been imagined.Growing up means choosing which world survives.I Saw the TV Glow

St. John's extended it's winning streak to 11 with a 79-69 win over Providence to avenge their only conference loss of the season. But most people will not be talking about the game but instead the fracas that took place short after halftime. Six players were ejected after Duncan Powell's dirty foul on Bryce Hopkins caused an all-out brawl. With a short bench and in a hostile environment, St. John's would not be denied as Dylan Darling scored 18 of his 23 points in the 2nd half to help lead St. John's to victory. The Red Storm have improved to 20-5, 13-1.Follow the podcast on Twitter:@EyeonStormPod = Eye on the Storm Podcast#sjubb

Bethenny Frankel could be headed to RHONY on E! as the rumors of her return gain speed and momentum. Melissa Gorga and Jacqueline Laurita have a hostile run in while filming the now complete RHUGT but all is not as it seems.  Kyle and Vicki seems to have very different approaches to a few things as tension mounts. Nene Leakes enters a new old feud. Last, but not least, Alex McCord returns with a bang.  @behindvelvetrope @davidyontef BONUS & AD FREE EPISODES Available at - www.patreon.com/behindthevelvetrope  BROUGHT TO YOU BY: MERIT BEAUTY - meritbeauty.com (Get Your Free Signature Makeup Bag w/ Your First Order) COYUCHI - coyuchi.com/VELVETROPE (15% Off Your First Order Of The Most Comfortable Organic Sheets) MOOD - www.mood.com/velvet (20% Off With Code Velvet on Federally Legal THC Shipped Right To Your Door) KALSHI - (Put Your Money Where Your Prediction Is - Download The Kalshi App To Get $10 When You Deposit With Code SB60) ADVERTISING INQUIRIES - Please contact David@advertising-execs.com MERCH Available at - https://www.teepublic.com/stores/behind-the-velvet-rope?ref_id=13198 Learn more about your ad choices. Visit megaphone.fm/adchoices

Dans l'histoire de France, peu de souverains offrent un contraste aussi saisissant entre jeunesse dissolue et destin royal que Charles X of France, connu avant son accession au trône sous le titre de comte d'Artois. Avant d'incarner l'un des derniers rois de la monarchie française, il fut en effet l'un des princes les plus libertins de la cour de Versailles.Né en 1757, dernier petit-fils de Louis XV et frère cadet du futur Louis XVI, le comte d'Artois grandit dans un univers où luxe, privilèges et plaisirs constituent le quotidien. Très tôt, il se forge une réputation de prince dépensier, amateur de fêtes, de jeux d'argent et d'aventures galantes. À Versailles, son nom devient synonyme de légèreté, voire d'irresponsabilité. Il accumule les dettes et multiplie les liaisons, au point d'inquiéter régulièrement la famille royale.Ce goût prononcé pour les plaisirs n'est pas anodin. Il reflète l'esprit d'une partie de l'aristocratie finissante, déconnectée des réalités sociales et économiques du royaume. Tandis que les finances de l'État se dégradent et que le mécontentement populaire monte, le comte d'Artois continue d'incarner une noblesse insouciante, symbole, pour beaucoup, des excès de l'Ancien Régime.Lorsque éclate la Révolution française en 1789, il fait partie des premiers princes à quitter la France. Hostile à toute concession envers les révolutionnaires, il s'exile et passe plus de vingt ans à errer à travers l'Europe, cherchant sans relâche à obtenir l'aide des monarchies étrangères pour restaurer la royauté. Durant cet exil, son image évolue : le libertin frivole se transforme progressivement en défenseur acharné de la monarchie et de la tradition.Le retour en France se fait en 1814, avec la chute de Napoléon et la restauration des Bourbons. Son frère Louis XVIII monte sur le trône, et le comte d'Artois devient l'héritier. À la mort de Louis XVIII en 1824, contre toute attente, l'ancien prince noceur devient roi sous le nom de Charles X.Mais le contraste est frappant : celui qui fut un libertin notoire adopte désormais une posture ultra-conservatrice. Profondément attaché à la religion, il cherche à restaurer l'autorité de l'Église, à renforcer le pouvoir royal et à effacer l'héritage révolutionnaire. Cette politique rigide l'isole rapidement d'une société française qui a profondément changé.En 1830, ses ordonnances autoritaires provoquent une insurrection à Paris : la Révolution de Juillet. Charles X est contraint d'abdiquer et part une nouvelle fois en exil.Ainsi, le comte d'Artois demeure une figure paradoxale : libertin flamboyant devenu roi rigoriste, symbole à la fois des excès de l'Ancien Régime et de l'incapacité de la monarchie restaurée à comprendre son époque. Une trajectoire qui résume, à elle seule, le crépuscule de la royauté française. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Kyle Clark is at it again, injecting his leftist political bias into purported 'news' stories. While accidentally watching 9 NEWS after the Super Bowl, Dan notices the slant in his 'reporting' on the resignation of Denver Archbishop Samuel J Aquila:"Pope Leo has the potential to shift forty years of conservative politics in the Denver Archdiocese, which has seen three staunchly conservative leaders since the mid 1980s. Pope Leo is continuing Pope Francis's work to guide the Church in a more welcoming, less exclusionary direction with a focus on care for the poor - and immigrants.'

The Charlotte Hornets Detroit Pistons BRAWL Turns Gil's Arena Hostile as Gilbert Arenas & The Gil's Arena Crew react to the scuffle between the Hornets & Pistons that led to 4 ejections and give their savage takes on Beef Stew getting in the action once again to defend his Piston teammates. They then discuss how this explosive game brought the end to the Hornets 9 game win streak, debating if this young team is being slept on in the East before breaking down Cooper Flagg's hot streak as the Dallas Mavericks superstar is proving he's like that with 4 straight 30 point games . They then discuss another young star emerging out of the San Antonio Spurs as Stephon Castle dropped a 40 point triple double and debate if Castle & Victor Wembanyama make up the best young duo in the NBA. Finally, they reignite their conversation on Cam Thomas as the recently cut sharpshooter agreed to sign with the Milwaukee Bucks, discussing if this move does anything for Giannis Antetokounmpo & The Bucks as they teeter on the edge of a lost season. Please give us a Like and Subscribe!! Today's Gil's Arena Crew : Gilbert Arenas, Josiah Johnson, Rashad McCants, Nick Young, Brandon Jennings & Kenyon Martin Gil's Arena premieres every Wednesday & Thursday at 11:30am PT / 2:30pm ET. Sign up for Underdog HERE with promo code GIL and play $5 to get $75 in bonus funds or bonus entries https://play.underdogfantasy.com/p-gi... Use our code for 10% off your next SeatGeek order*: https://seatgeek.onelink.me/RrnK/ARENA10 Sponsored by SeatGeek. *Restrictions apply. Max $20 discount SUBSCRIBE: https://www.youtube.com/channel/UCAvj... Join the Underdog discord for access to exclusive giveaways and promos! https://discord.gg/underdog Must be 18+ (19+ in AL, NE; 19+ in CO for some games; 21+ in AZ & MA) and present in a state where Underdog Fantasy operates. Terms apply. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org; NY: Call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (467369) 2 Min Timer 0:00:00 Show Start 0:01:58 All Out Brawl Between Pistons & Hornets 0:06:08 Rashad's Ball Knowledge Blows Up The Arena 0:42:08 Cooper Flagg BALLING In February 0:57:47 Stephon Castle Drop 40 Point Triple Double 1:20:18 Cam Thomas Lands In Milwaukee 1:38:07 Learn more about your ad choices. Visit megaphone.fm/adchoices

Bible teaching by Josh Musson on the 8th February 2026.

1. United Nations Funding Crisis The United Nations is facing financial collapse because the United States has reduced or withdrawn funding. This is a move to stop funding “woke” & ideological programs. The UN is ineffective, bureaucratic, and overly dependent on U.S. taxpayer money. Symbolic examples (turned-off escalators, reduced heating) are used to emphasize desperation and mismanagement. The U.S. withdrew from 66 international organizations and treaties, framed as: Cost-saving Anti-globalist Pro-American sovereignty Many of these organizations are described as obscure, wasteful, or hostile to U.S. interests. The underlying message is that global institutions dilute U.S. power without delivering value. 2. Media Merger and National Security Concerns Focus shifts to a major media merger (Netflix / Warner Bros / Paramount context). Concerns raised include: Foreign influence, especially money from the Middle East or China National security implications Loss of American cultural control The argument is that entertainment media shapes public perception more than news. Hollywood and major streaming platforms are portrayed as: Predominantly left-wing Hostile to conservative viewpoints Engaged in ideological indoctrination Executives are challenged on whether their content fairly represents conservatives. The inability to name conservative-oriented programming is used as evidence of bias. The merger is framed as dangerous because it could: Concentrate cultural and political influence Amplify a single ideological viewpoint The Department of Justice and FCC are identified as key gatekeepers. The timeline for approval is described as months to years, with high stakes for media freedom. 3. Save America Act (Voter ID Legislation) Proof of U.S. citizenship to register to vote Photo ID to vote The bill is common-sense and widely supported, including among minority voters. Democrats, particularly Chuck Schumer, are accused of: Using “Jim Crow” rhetoric to scare voters Ignoring polling that shows broad support for voter ID Opposition is attributed to: Desire to preserve election vulnerabilities Partisan strategy rather than public opinion Ballot harvesting is described as inherently vulnerable to abuse. Examples (nursing homes, paid operatives) are used to argue: Elderly and vulnerable voters can be exploited Ballots can be selectively discarded The Carter–Baker Commission is cited to legitimize these concerns. Acknowledges internal Republican resistance and logistical challenges. Emphasizes urgency and political pressure as tools to pass the bill. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

This show has been flagged as Clean by the host. In our next look at the game mechanics for Civilization V we examine several related topics: Diplomacy, Spies, and Religious Pressure. They are all ways to interact with other players without the force of arms being involved. And we will discuss the Diplomatic Victory, which is a new victory type added in Civilization V and can be fun to play. Playing Civilization V, Part 8 - Diplomacy Other Players With other players you have a relationship based on their approach to you. They are: Neutral – This is not Friendly nor is it Hostile. Trades you make with them will be fair from their point of view Friendly – They like you, and will accept requests from you more often. Trades will be slightly in your favor from their point of view. Afraid – This only happens if you have a a very substantial advantage in strength, so this is rare. They will readily accept requests from you, and trades will be in your favor Guarded – They are suspicious and defensive, and will be more likely to be unfriendly. Trades will be harder to achieve, and favor them rather than you. Deceptive – They will pretend to be friendly, but they are plotting against you. They may bribe other players to declare war on you. They will not accept requests for help, and trades will be hard to achieve. Hostile – They hate you, and are completely open about it. Trade deals, if you can get them, will be heavily against you. War – This means they have decided to go to war with you. But they need the right conditions, so they may pretend to be Friendly, Neutral, Guarded, or Hostile while they wait for those conditions to mature. These are not set in stone, as you can modify how the other player feels towards you by your actions. If you have friends in common that will improve your relationship, or if you have enemies in common. Agreeing to their requests will also improve things. But if you cannot agree, just say so. The worst negative modifier is when you agree to do something, and then do the opposite. Saying no is also negative, but not as bad. Finally, remember that negatives will erode over time if they are not reinforced. If you want a very detailed look at the mechanics and details of this, check out https://civ-5-cbp.fandom.com/wiki/Detailed_Guide_to_Diplomacy. City-States City-States are also important diplomatic partners. We'll cover all of the benefits in a different section, but here I want to focus on how they enable the Diplomatic Victory. At a certain point the United Nations will be born out of the World Congress, and when this happens a Diplomatic Victory is possible. This will occur when any player reaches the Information Era, or whenever half of the players have reached the Atomic Era. Diplomatic Victory requires that you get the votes of a certain number of delegates to the United Nations. Each player gets delegates based on their population, and there are also some additional delegates you can earn, such as through building the World Wonder Forbidden Palace which gives you two additional delegates. Anyone planning for a Diplomatic Victory should consider building this Wonder as mandatory. But each City-State gets one delegate, and if you are allied with them their delegate is yours. The mechanics of City-State relationships is that they love gifts, and cash is always the best. So anyone planning a Diplomatic Victory would be well-advised to focus on building a large Treasury. You will know when a World Leader vote is coming up in the United Nations, and can make cash drops on any City-States that are not already allied with you before the vote. But watch out that another player doesn't do the same thing after you and snipe away some of your allies. Also, you can place your spies in City-States to rig elections, and that is another way to get them to ally with you. Spies and Espionage Spies are simply awarded to you whenever any player enters the Renaissance Era. After that you receive another spy each time to advance to another Era. So you can in general have as many as 5 Spies, but if you build the National Intelligence Agency you get one more. This is a National Wonder, and should be a mandatory build if you are going for a Diplomacy victory. And England starts with 1 extra Spy, so if you play as England you could get as many as 7 Spies. Spies can be used for offense or defense. If you station one of your spies in one of your cities it can operate as a counter-spy, and may thwart or even kill an enemy spy. If you are well ahead in technology, that might be a good use, since other players will be trying to steal your tech. But if you are behind, you might want to use your spies to steal tech from other players. You may be successful in this, but the theft does not go unnoticed, and other player may use one of his spies to counter your operation. If you spy is killed, you will get another one in 3-5 turns, but if your spy was a high-rank spy with promotions, that is a serious loss, so you may want to move that spy elsewhere for a while. Diplomats When you assign a spy to the capital of another player you can designate them as a Diplomat. They will take a few turns (depends on game speed, but around 6 turns on normal speeds) to get set up. This is called “Making Introductions”, but the point is that if you need an effective diplomat, don't wait until the last minute. Diplomats can be useful in several ways. Early on, they allow you to trade votes in the World Congress. And they will bring you intelligence about intrigues, and you can then share that with other players. And it can also give you a view of the other player's City Screen. Once you have researched Globalization your Diplomats can help with a Diplomatic Victory because each one counts as one additional vote in the United Nations for World Leader. You can change a spy into a Diplomat and vice versa just by moving the Spy/Diplomat from its current location to another location, which will trigger the ability to change the job assignment. This means that when you first get Spies, and they cannot yet be used to get additional Delegate votes as Diplomats, you can assign them to City-States, where they can help you get alliances. Then as you start to research Globalization, move them to the capitals of other players and turn them into Diplomats. This of course assumes you want to win a Diplomatic victory. If instead you are going for a Science victory and are ahead in Science, it is probably best to station them in your own cities to do counter-intelligence work. If you are ahead in Science, other players will be trying to steal tech from you. Religious Pressure If you have researched all of the Piety Social Policy Tree, you will have option to choose a Reformation Belief to add to your religion. One of these, Underground Sect, allows your spies to exert religious pressure against the city they have been sent to. However, this effect is fairly small. If there is not a Follower of your religion in the city, it seems to do nothing. But in combination it can flip cities to your religion. Start by sending in a Missionary to spread your religion, then your spy can add to that. And you should also combine that with a trade route to add additional religious pressure. And by gradually moving your spies, missionaries, and trade routes from city to city, you can make your religion dominant in a region. Diplomatic Victory This can be a fun way to win, and I have done it. If you want to get a leg up, start with a Civ that gives you advantages, such as Greece or Venice (although my last diplomatic Victory was achieved with Ethiopia, which is generally regarded as a military/domination Civ. You can win any victory type with any civ, and it can be fun to “play against type”). Greece gets an advantage from relations with City-States, which are key to a Diplomatic Victory because each one gets a vote for World Leader. And Venice is interesting because you cannot build settlers. But you can use cash to puppet City-States, and you can purchase units in puppeted City-States as well. Cash is king in the Venice strategy, and you will want to get as many Trade Routes as possible. The first two should send Food to Venice to help boost your population. Since you will only ever have one city as Venice you will want to max it out. All trade routes after that should focus on cash. Use your cash to purchase or upgrade military units, and employ a defensive strategy. You want enough military to deter any aggression against you, but you should avoid making any hostile moves against others if possible. Remember, this is a strategy for a Diplomatic Victory. If you want to go to war, don't choose Venice. Instead choose one of the Domination Civs, like the Zulus or the Mongols. Links: https://civ-5-cbp.fandom.com/wiki/Detailed_Guide_to_Diplomacy https://www.palain.com/gaming/civilization-v/playing-civilization-v-part-8/ Provide feedback on this episode.

Tensions continue to rise as the crew deals with the fallout of a saboteur.Join us on our Discord: https://discord.gg/tQGJVsrnNpFollow us on Blue Sky and X @BlackLodgeRPG and on Mastadon @ BLTNRecorded on 2/5/26Hostile: https://www.paulelliottbooks.com/"Dances and Dames"Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 http://creativecommons.org/licenses/by/4.0/In session music provided by Tabletop RPG Music: www.patreon.com/tabletoprpgmusicStatic Sound Effect by necrodigits and available from Pixabay at: https://pixabay.com/sound-effects/film-special-effects-radio-static-1-wav-35283/ (00:00:00) Intro(00:00:58) Recap(00:03:09) Start of session

In this video, I'll explain how to approach hostile witness strategy in mock trial.

Edmund Fitton-Brown and Bill Roggio warn that US-Iran talks ignore the mass killings of protesters, while characterizing Maliki's potential return in Iraq as a hostile act against Western interests and regional stability.1932 BAGHDAD

Send us a textWhat causes quarrels and what causes fights among you?  Is it not this, that your passions are at war within you?  You desire and do not have, so you murder.  You covet and cannot obtain, so you fight and quarrel.  James 4:1,2In the Book of James, there is much written about Christian conduct and character, especially as it pertains to relationships within the Body of Christ.  We all can struggle with selfishness.  But we must realize that our desire to look inward and take care of our own interests often comes at the expense of building up the Body.  If we have competing desires (following the world or following God), we eventually come to a place which James terms "adulterous and hostile" to the Lord.  The remedy is to seek a humble heart, a heart which God blesses and honors.  With the backdrop of James 4:1-12 today, we dive into a topic that focuses on Him, not us.  

Q&A isn't the awkward add-on after your talk — it's where you cement your message, clarify what didn't land, and build trust through real interaction. Why is the Q&A the most important part of your presentation? Because Q&A is your second chance to make your best points land — and to fix any confusion in real time. It's also the moment the audience decides if you're credible, calm under pressure, and worth listening to beyond the slides. In a post-pandemic world of hybrid keynotes, Zoom webinars, and town-hall style sessions (especially since 2020), audiences often judge a speaker less by the polished talk and more by how they handle unscripted questions. This is true whether you're addressing a Toyota-style conservative leadership crowd in Japan, a fast-moving US startup all-hands, or a European industry conference panel. Q&A lets you reinforce your "headline ideas," add extra content you couldn't fit into the talk, and actually connect as a human. Do now: Treat Q&A as part of the performance, not the afterthought. Plan it like a second close. How do you set Q&A boundaries without sounding defensive? You set boundaries early — calmly and confidently — by stating the time limit before the first question. That single move protects your authority and prevents a messy exit if the room turns hostile. When you say, "We've got 10 minutes for questions," you're not being rigid — you're being professional. In leadership settings, especially in Japan where time structure signals respect, this reads as disciplined. In more combative environments (political forums, union meetings, angry shareholder sessions), it also gives you a clean way out: "We've now reached the end of question time," and you move into your second close without looking like you're running away. Do now: Announce the Q&A duration before inviting questions, then keep the clock visible and stick to it. What should you say to invite questions (and avoid dead silence)? Ask for the first question as if questions are guaranteed — and if none come, ask and answer one yourself. This breaks the ice and prevents that painful "crickets" moment. A subtle phrase like, "Who has the first question?" signals confidence and expectation. But if the audience freezes (common in Japan, and also common in senior executive rooms anywhere), you don't wait for permission. You jump-start it: "A question I'm often asked is…" and then you deliver a strong, useful answer. This technique works brilliantly in sales kickoffs, compliance briefings, and internal change-management presentations, because people often do have questions — they just don't want to be first. Do now: Prepare 2–3 "seed questions" you can ask yourself to get Q&A moving immediately. How do you handle hostile audience questions without losing control? Stay calm, stop "agreeing" body language, paraphrase the sting out of the question, then redirect your attention to the whole room. Hostile questioners feed on spotlight — your job is to cut off their oxygen. The instinct in polite society is to nod while listening, but with a hostile question that can look like agreement. So: look at them steadily, don't nod, hear them out. Then shift your gaze to the wider audience and paraphrase their point in a softened, neutral way (e.g., "The question is about staffing…"). That buys you thinking time and removes the emotional framing. Give the first few seconds of your answer with brief eye contact to the questioner, then stop feeding them attention and address everyone else. In 2025-era public speaking, this matters even more because a single heckler can hijack the room (or the clip). Do now: Practise "neutral paraphrase + audience redirect" until it's automatic under pressure. Should you repeat the question word-for-word, or paraphrase it? Repeat neutral questions so everyone hears them — but paraphrase hostile questions to remove the invective and control the framing. You're not censoring; you're translating chaos into clarity. If someone asks a fair question and parts of the room didn't hear it, repeating it word-for-word is helpful. But if someone asks an aggressive, loaded question ("Isn't it true you're sacking 10% of staff before Christmas?"), repeating that sentence becomes a public amplification of the attack. Instead, you paraphrase in a deliberately weakened way: "The question is about staffing and timing," or "The question is about workforce planning." This does two things: it gives you 5–10 seconds to think, and it reframes the issue on your terms — critical in high-stakes contexts like listed-company updates, restructures, or crisis comms. Do now: Build a "paraphrase toolbox" (staffing, strategy, timing, budget, risk) to neutralise loaded questions fast. How long should your answers be, and how do you finish the Q&A cleanly? Keep answers concise so more people can ask questions — and always engineer a strong ending with a "final question" and a second close. Long answers reduce interaction and increase the chance you say something you'll regret. In executive communication, brevity signals confidence. It also helps you manage the room, especially when time is tight or questions are wandering off-topic. If you need time to think, use a "cushion" phrase that's neutral: "Thank you — I'm glad you raised that point." Then answer clearly, without rambling. To finish with authority, announce it: "We have time for one final question. Who has the last question?" Answer it, then deliver your second close so the audience leaves with your message — not the last random question. Do now: Use "final question + second close" every time. It turns Q&A into a controlled finish, not a fade-out. Conclusion: the Q&A is where your credibility gets tested If the talk is your planned message, Q&A is your proof of competence. Set time boundaries early, seed questions if the room is quiet, paraphrase hostile framing, and redirect attention to the broader audience. Keep answers short, protect your authority, and end with a deliberate "final question" followed by a second close. Next steps for leaders, executives, and presenters Pre-write 10 likely questions before every talk (including 2 hostile ones). Rehearse neutral paraphrasing and "attention redirect" as a muscle memory skill. Script your Q&A opening line, cushion phrases, and final-question close. FAQs How do I stop one person from hijacking Q&A? Limit their attention, paraphrase neutrally, and address the room instead of debating them. You control the spotlight. What if I don't know the answer to a question? Acknowledge it and commit to a follow-up path, not a vague promise. "I don't have that figure here — my team will confirm it after the session." Should I allow off-topic questions? Briefly bridge off-topic questions back to the core theme whenever possible. It keeps momentum and protects relevance. Is it okay to answer my own question if the room is silent? Yes — it's a proven ice-breaker that gives others permission to speak. Prepare 2–3 seed questions in advance. Author Bio Dr. Greg Story, Ph.D. in Japanese Decision-Making, is President of Dale Carnegie Tokyo Training and Adjunct Professor at Griffith University. He is a two-time winner of the Dale Carnegie "One Carnegie Award" (2018, 2021) and recipient of the Griffith University Business School Outstanding Alumnus Award (2012). As a Dale Carnegie Master Trainer, Greg is certified to deliver globally across all leadership, communication, sales, and presentation programs, including Leadership Training for Results. Greg also publishes daily business insights on LinkedIn, Facebook, and Twitter, and hosts six weekly podcasts. On YouTube, he produces The Cutting Edge Japan Business Show, Japan Business Mastery, and Japan's Top Business Interviews, which are widely followed by executives seeking success strategies in Japan.

Everitt and Ashworth review primary sources shaping Nero's legacy, distinguishing gossip-laden Suetonius from hostile but reliable Tacitus, while noting Petronius of the Satyricon and Pliny the Elder's anecdotal encyclopedia.NERO

Aliens are not all friendly.The Linda Cortile Abduction: Taken From a Manhattan Apartment“Alien abductions are supposed to happen in the middle of nowhere…”12th-floor apartmentLocked doors, closed windowsManhattan skyline outsideCheck out Bob's book: Witnessed: The True Story of the Brooklyn Bridge UFO AbductionsLink - https://www.amazon.com/Witnessed-Story-Brooklyn-Bridge-Abductions/dp/0671569155/ref=sr_1_1?crid=3N9N1Z1G8QFX&dib=eyJ2IjoiMSJ9.NMh_IIIPGpNgGvo3yRxSXDDDCAyEMuJtGJ9Ts67uNZA.ocspxqTJS0zhR23UrwRSbgeNxpA9U6g2hctfvwR2DE8&dib_tag=se&keywords=bob+hopkins+witnessed&qid=1769739959&sprefix=bob+hopkins+whitnessed%2Caps%2C129&sr=8-1Become a supporter of this podcast: https://www.spreaker.com/podcast/the-tempest-universe--4712510/support.Follow the #podcast on YouTube: https://youtube.com/@thetempestuniverse

Aliens are not all friendly.The Linda Cortile Abduction: Taken From a Manhattan Apartment“Alien abductions are supposed to happen in the middle of nowhere…”12th-floor apartmentLocked doors, closed windowsManhattan skyline outsideCheck out Bob's book: Witnessed: The True Story of the Brooklyn Bridge UFO AbductionsLink - https://www.amazon.com/Witnessed-Story-Brooklyn-Bridge-Abductions/dp/0671569155/ref=sr_1_1?crid=3N9N1Z1G8QFX&dib=eyJ2IjoiMSJ9.NMh_IIIPGpNgGvo3yRxSXDDDCAyEMuJtGJ9Ts67uNZA.ocspxqTJS0zhR23UrwRSbgeNxpA9U6g2hctfvwR2DE8&dib_tag=se&keywords=bob+hopkins+witnessed&qid=1769739959&sprefix=bob+hopkins+whitnessed%2Caps%2C129&sr=8-1Become a supporter of this podcast: https://www.spreaker.com/podcast/the-tempest-universe--4712510/support.Follow the #podcast on YouTube: https://youtube.com/@thetempestuniverse

Kara talks with Rivian founder and CEO RJ Scaringe at a tense time for electric vehicles: domestic sales have cooled, federal EV tax credits are gone, and tariffs are raising costs across supply chains. Rivian's premium R1S SUV and R1T pickup helped establish the brand — the R1S is now the best-selling premium electric SUV in the country — but the company is still losing money. The R2, Rivian's midsize SUV will hit showrooms this year, and Scaringe says it will be “an inflection point for us as a business.” Kara presses him on how to win buyers cross-shopping hybrids and gas vehicles, and what it takes to compete with both Tesla and low-cost, highly capable Chinese EV makers. They also dig into Rivian's joint venture with Volkswagen Group, the economics of scaling an EV startup, and why Scaringe believes autonomy will eventually become as critical as having “tires on a vehicle.” Plus: Aurora CEO Chris Urmson asks why Rivian doesn't have CarPlay. Questions? Comments? Email us at on@voxmedia.com or find us on YouTube, Instagram, TikTok, Threads, and Bluesky @onwithkaraswisher. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Session Twenty-Six picks up at a moment where survival has stopped feeling temporary. By now, the party understands that Barovia doesn't reset between victories. Vallaki, once a place to rest and resupply, has become hostile ground. We're no longer visitors. We're trespassers.The objective is narrow and urgent: recover the Amulet of Ravenkind. Losing a relic capable of harming vampires in Strahd's domain isn't a setback. It's a liability. Lady Fiona Wachter, newly installed as Vallaki's burgomaster, is the most likely person holding it. Her family predates Strahd's rule, and in Barovia, old families tend to survive by making old bargains.We enter her house through the basement. That alone says something about how this campaign has shifted.The cellar looks ordinary until it isn't. Eight skeletons tear themselves out of the dirt floor, remnants of people who likely believed Vallaki was safer than the road. The fight is quick and decisive. What would have been a near-death struggle earlier in the campaign is handled with efficiency. Not confidence. Experience.Radley, the human fighter, has fully settled into his role as an Eldritch Knight. Early in the campaign he relied on armor and luck. Now he holds ground deliberately, mixing blade work with defensive magic. Urihorn, the halfling ranger who no longer casts a shadow, controls distance and terrain, his connection to his animal companion reinforcing a steadiness Barovia hasn't yet taken from him. Daermon, the arcane trickster, turns positioning and timing into damage. Perlan, the monk newly arrived to the valley, already fights like someone who understands that hesitation gets you killed here.After the skeletons fall, we notice something worse than the combat itself: signs of frequent foot traffic worn into the dirt. A wall rotates, revealing a hidden chamber. Five chairs sit around a pentagram. No bodies. No ritual in progress. Just evidence that this house hosts meetings, not accidents.That's Lady Wachter's real danger. Not sudden violence, but organization.Outside the house, the tension shifts from combat to consequence. Ismark, burgomaster of Barovia Village and brother to Ireena, presses us for answers we've been avoiding. Until now, we've lied to him about his sister's fate. Not out of cruelty, but because the truth in Barovia doesn't bring closure. It brings reckless action.The lie collapses anyway.Radley carries that moment harder than most. He's now the only survivor of his original party. Everyone else from those early days is dead. Burned. Taken. Left behind. He isn't still alive because he's exceptional. He's alive because he adapted.At the end of the session, the party reaches Level 7.Mechanically, this is a meaningful step. Fighters gain stronger combat options. Rogues and monks become harder to pin down. Spellcasters unlock deeper resources. Everyone gains resilience and flexibility.Narratively, the level-up marks something quieter: we're no longer reacting. We're preparing.Session Twenty-Six doesn't end with a win. It ends with clarity. Vallaki is compromised. Lady Wachter is entrenched. Strahd is still ahead of us.And whatever comes next won't be handled politely.In Barovia, that's progress.

George Saunders - The films of Jean-Luc Godard - Cello Concerto No. 1 – Hostile Summits

It's so disgusting how these freaks are telling us right to our faces "Yeah well you guys don't have any rights, so I'm going to silence you and oppress you and I make no apologies about that." Reading by Tim Foley.

Blake Lively and Justin Baldoni are in court right now, presenting their case in front of Judge Liman in NY! Will Blake's case move forward? Plus, Taylor Swift will be called to the stand, Queer Eye drama, and more!    DripDrop is offering podcast listeners 20% off your first order. Go to https://dripdrop.com/ and use promo code nofilter    Go to https://hellofresh.com/NOFILTER10FM to Get 10 free meals + a FREE Zwilling Knife (a $144.99 value) on your third box. Offer valid while supplies last. Free meals applied as discount on first box, new subscribers only, varies by plan.    Become a Member of No Filter: ALL ACCESS: https://allaccess.supercast.com/    Shop New Merch now: https://merchlabs.com/collections/zack-peter?srsltid=AfmBOoqqnV3kfsOYPubFFxCQdpCuGjVgssGIXZRXHcLPH9t4GjiKoaio    Watch Disaster Daters: https://open.spotify.com/show/3L4GLnKwz9Uy5dT8Ey1VPi   Book a personalized message on Cameo: https://v.cameo.com/e/QxWQhpd1TIbare 

They'll know we're Christians because... we don't vandalize buildings? In this special episode of The Narrative, Aaron Baer, Maria Baer, David Mahan, and Mike Andrews pull back the curtain on Aaron’s recent appearance at the historic City Club of Cleveland and the firestorm that erupted around it. The team unpacks what it was like to share the Gospel in a room defined by spiritual oppression and LGBTQ activism, while protesters outside resorted to vandalism and intimidation. You’ll hear the behind-the-scenes stories legacy media refused to cover—including the "gotcha" questions that backfired and how accusations of "hate" collided with basic statements of reality like men can’t get pregnant and children deserve protection. Beyond the headlines, this conversation reveals the deep cultural divide on display and why Christians cannot retreat from the public square, even when the cost is real. Tune in to hear the story the mainstream headlines refused to tell. Key Resources City Club Recording: Watch or listen to the full, unedited event on CCV.org. The Hope and a Future Report: Explore the data on Ohio’s #29 ranking in the Family Structure Index and the "Success Sequence" at Hope.CCV.org. The Minnery Fellowship: Equipping pastors to lead their congregations through cultural challenges with biblical courage. Learn more at MinneryFellowship.org. Ohio SAFE Act (HB68) Facts: Get the truth about Ohio's law protecting minors from experimental medical procedures at CCV.org. The Success Sequence: Graduating, working, and marrying (in that order) is the most effective path out of poverty. Learn more about Ohio's SB156.

The Wealth Formula Podcast is one of the longest-running personal finance podcasts still standing. For more than a decade, I've shown up every single week to talk about investing, markets, and the forces shaping the economy. What's interesting is how much my own thinking has evolved over that time. Early on, I was more rigid. I was—and still am—a real estate guy. But back then, I didn't give much thought to ideas outside that lane. I was dogmatic, and I didn't always challenge my own beliefs. Time has a way of doing that for you. I've now lived through multiple market cycles. I've watched the stock market melt up to valuations that felt absurd—and then keep going. I've seen gold go from flat for a decade to parabolic over a year. I've seen interest rates sit near zero for a decade and then snap higher at the fastest pace in modern history. And I've learned, sometimes the hard way, that diversification is about survival and that every asset class has its day. One lesson I learned that I am thinking a lot about these days is: ignore major technological shifts at your own peril. Back in 2014, I first started hearing people talk seriously about Bitcoin. At the time, I dismissed it. I listened to the critics, was convinced it was a scam, and didn't take the time to truly understand it. That was a mistake—not because everyone should have bought Bitcoin, but because I ignored a structural change happening right in front of me. Bitcoin went from a cypherpunk expression of freedom to the largest ETF owned by BlackRock. Today, the dominant story is artificial intelligence. And whether you love stocks, hate stocks, prefer real estate, or focus exclusively on cash flow, you cannot afford to ignore AI. This isn't a fad. It's a general-purpose technology—on the scale of electricity, the internet, or the industrial revolution itself. That doesn't mean it's easy to invest in. It's hard to look at headline names trading at massive valuations and feel good about buying them today. But investing in AI isn't about chasing a single company. It's about understanding second- and third-order effects: energy demand, data centers, productivity gains, labor displacement, capital flows, and how blockchain and decentralized systems intersect with all of it. What experience has taught me is this: you don't need to be first to invest—but you do need to be early in understanding. If you wait until something feels obvious, most of the opportunity is already gone. This week's episode of the Wealth Formula Podcast is focused squarely on AI and blockchain—what's real, what's noise, and where the long-term implications may lie. Listen to this episode. You'll come away smarter. And years from now, you may look back and realize this was one of those moments where paying attention really mattered. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast. Coming to you from Montecito, California. Today we wanna start with a reminder. We are in a new year and we are already doing deals, uh, through the Wealth Formula Accredit Investor Club. You can go and sign up for that for free. Uh, wealth formula.com just hit investor club and you just get on there and, and you’ll get onboarded. And from there, all you gotta do is wait for deal flow and webinars coming to your inbox. And, um, you know, if nothing else, you learn something. So go check it out. Uh, go to. Wealth formula.com and sign up for Investor Club now onto today’s show. Uh, the, it is interesting. I don’t know if you are aware it’s a listener, but we are, wealth Formula is, uh, probably I would say one of the, certainly in the one of the top longest running personal finance podcasts still. Standing. Uh, I’ve been around, well, I think the first episode was on like 2014, so it was a long time, but in earnest, you know, at least for over a decade. And, you know, during that time, I’ve shown up every week, every single week. Don’t Ms. Weeks, but none, none. Isn’t that incredible? I’ve shown up, uh, talked about investing and talked about very way markets are working, forces, shaping the economy, all that kind of stuff. But you know, as you can imagine, as a. As a younger individual versus, um, my crusty self. Now, you know, a lot of my own thinking has evolved over that time, you know, back then. And I, you know, I think this appealed to some people, but, um, you know, I was really dogmatic. I’m a real estate guy, right? And I still am a real estate guy, but back then I wouldn’t give anything else the time of day to even think about, you know, and, and, uh, I, I, you know. I was dogmatic and didn’t always challenge my own belief systems. Um, I’m different now, right? I’ve softened And time is a way of, of changing all of that dogmatic stuff for you. You know, I’ve lived through multiple market cycles. I’ve watched, well, I’ve watched the stock market, which I, which I always maligned, you know, melt up to valuations. Uh, that felt absurd. And then keep going higher. I’ve seen gold, which was kind of ridiculous for the longest time. I watched it for like a decade, just pretty much flat, and then it goes parabolic. Over the last year, I’ve seen interest rates sit near zero for a decade and then snap higher. Uh, not even as time, just launch higher at the fastest space in modern history. And I’ve learned sometimes I guess, the hard way that diversification is about survival and that every class, every asset class has its day. Just like every dog has its day. And um, you know, one other lesson that I learned that I’m thinking a lot about these days is ignore major technological shifts at your own peril. So what am I talking about? Well. It’s kind of a, it is a technological shift, whether you think it about not, but Bitcoin. Okay. Back in 2014, I first started hearing people talk seriously about Bitcoin, and at that time I dismissed it. I was, uh, I was listening to critics beater Schiff that constantly called it a scam, said it was going to zero and so on. I didn’t, I didn’t take the time to truly understand it, to try to understand it the way I understand it now, that makes me a believer in Bitcoin. That, of course was a big mistake, not because, you know, everyone should have bought Bitcoin and, uh, back then, well, they, you know, would’ve been nice if they did, but because fundamentally I ignored something that was a structural change happening right in front of me. And since then, Bitcoin went from a cipher punk expression of freedom to the large CTF owned by BlackRock today. The dominant story is actually artificial intelligence. Now, whether you love stocks, hate stocks, prefer real estate focused exclusively on cab, whatever, you cannot afford to ignore ai. It’s not a fad. It’s a general purpose technology and a technology shift, and the scale of electricity. The internet bigger than the internet, bigger than the industrial revolution. Now, that doesn’t mean it’s easy to invest in. I mean, I’m gonna go invest in AI and make a bunch of money because I mean, what does that even mean? It’s hard to look at headline names, trading at massive valuations like Nvidia and all that right now, and saying, oh, I’m gonna go buy that. Who knows? That’s gonna work out. When I talk about investing in AI isn’t really just investing in stocks or any individual company or data centers or whatever. It’s about understanding. The second and third order effects, energy demand. You know, as I mentioned, data centers, productivity gains, labor displacement, capital flows, and how blockchain and decentralized systems intersect with all of that. It is very, very complicated. Um, but it’s really important to start to try to understand, you know, an experience that stop me is this. You don’t need to be the first to invest, but you do need to be early in understanding. If you wait until something feels obvious, usually the opportunity’s gone by then. And you know, the thing about AI is even if you think it’s obvious now. The reality is that most people haven’t really caught on. Maybe they played with chat GPT, but I don’t think they’re understanding what this whole, you know, this thing is gonna do to our world. Um, anyway, so that is what this week’s episode of Wealth Formula Podcast, uh, is about. It’s about AI and also, um, a little bit about, you know, bitcoin and blockchain and that kind of thing. Um, we’re gonna talk about what’s noise, uh, you know, where the long, what the long-term, uh, implications are all of this stuff. This is a show that, uh, I really enjoy doing really, really good stuff. Um, so make sure you listen in. We’ll have that interview for you right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net. The strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you borrowed money at a simple interest rate, your insurance company keeps paying you compound interest. On that money, even though you’ve borrowed it, that result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show, everyone. Today. My guest on Wealth Formula podcast is Jim Thorne, chief Market strategist at Wellington. L is private wealth with more than 25 years of experience in capital markets. He’s previously served as chief capital market strategist, senior portfolio manager, chief economist, and CIO. Uh, equities at major investment firms and has also taught economics and finance at the university level. Uh, Jim is known for translating complex economic, political, and market dynamics into clear actionable insights to help investors and advisors navigate long-term capital decisions. Uh, Jim, welcome with the program. Thanks for having me Buck. Well, um, Tim, I, I, I, uh, had been following a little bit of, uh, what you discuss on, uh, on X and, um, one of the things that caught my eye is, you know, your, your narrative on, on ai, a lot of people are tend to be still sort of skeptical of AI and what’s going on, uh, with the markets. Um, uh, but at the same time, uh, there’s this. Sense. I think that ignoring AI altogether as an investor is, is, is downright potentially dangerous. So, uh, at the highest level, why is AI something people simply can’t dismiss? Well, we live in an, uh, uh, you know, many other people have coined this term, but we live, we’re living in an exponential age of, of technological innovation. And, you know, AI and I’ll just add into their, uh, blockchain is just the normal evolutionary process that, you know, for me started when I left graduate school and came into the business in the nineties where everybody had this high degree of skepticism of the computer and the, the, the phone, the, the. And the internet. And so, you know, what we do is we go through these cycles and there are periods of time where the stars align. And we have a period of time where we have what I would call an intense period of innovation where I would suggest to you that. People are skeptical. Skeptical, and yet at the same point in time, they very early on in the, in the, in the trade, call it a bubble when it’s not. And so I think it comes from the position of ignorance. One, I think two, fear, and then three. If you think about if you are an active manager, I in a 40 ACT fund, um, you know, and you’re sitting there with, uh, you know, mi. Uh, Nvidia at, you know, eight or 9% of your index. And that’s a big chunk that you’ve gotta put into your fund, uh, just to be market neutral. So there’s a lot of people that hate this rally. There’s a lot of people that are can, going to continue to hate this rally. But the thing I anchor my hat on are a couple of things. Look at if this is no different than the railroad. Canals, any major technological innovation, will it become a bubble? Yes. Just not now. So, so let’s follow up on that, because a lot of people think, or are talking about the, do you know the.com bubble, uh, comparisons, and you’ve argued that that sort of misses the real story. So, so where are we getting it wrong right now? Are those people getting it wrong? In the nineties buck, you’d walk into a bar and there wouldn’t be ESPN on there’d be CNBC on people were getting their jobs to become day traders. Folks didn’t go to the go to university because they were basically getting their white papers financed. You had companies that were trading off of clicks. So I lived that. Anybody who is of a younger generation has no idea what a bubble is, and it’s specious and pedantic for them to use that term when they have no clue about what they’re talking about. But you did mention that it could become a bubble. How do we know when it does become a bubble? Oh, it’ll become a bubble. Well, when, when, when you know, the, what, what I am looking for is, you know, when we, when the good investment opportunities start to dry up, when liquidity starts to dry up. So what I, it’s not about valuation, to me it’s about liquidity. So in 2000, what, and I’m roughly speaking, what went down was you had all these companies that were trading at Strat catastrophic valuation, this stupid valuations, and you walked in one day and they didn’t get financing. And if you read the prospectus or you followed the company, you knew that they were not going to be free cash flow positive for another two or three rounds of financing. All of a sudden you walked in and everybody goes, oh my God, this thing, you know, trading at 250 times sales. And everybody went, yeah, of course. And so what it was is, was when does liquidity dry up? So I’ll give you a date, um, you know, with Trump’s big beautiful bill act. 100% tax deductibility of CapEx and that goes until Jan 1, 20 31. So to me, that’s a very motivating factor for people to, um, invest. The last thing I would say to you in more of a game theoretic context book is, look, if you are a big tech company and you don’t invest in ai. You are ensuring your death. Yahoo, Hela Packard. I can go through the list of companies that cease to invest, so they’re looking. If it was you and I when we were running this company, I would say, dude, we gotta invest because if we don’t have a poll position in this next platform, whatever it is, we’re done. We’re toast. And I think that’s why you’re seeing all these hyperscalers spending as much money as they are. ’cause they get this, they saw it. So, you know, you framed ai not necessarily as a a tech trade, but as a capital expenditure cycle. Can you explain that to people? Well, what we need to do is we need to build out the infrastructure of ai. Then, and that’s the phase that we’re in right now. So it’s more like we’re building out all of the railroads, the railway tracks and the railway stations across the United States back in the 18 hundreds. And then we’re gonna go through that building phase. And then as that building phase goes, some companies, some towns, are going to basically realize and recognize what’s happening and start to basically take ai. Bring it into their business model, into enhanced margins. Right. So right now we’re building it out. I mean, you know, we all focus on the hyperscalers, but the majority of companies, pardon me, governments. Individuals, they haven’t used AI and, and what is interesting about this is back in the nineties, they were talking about how the internet had to evolve to be much more. You know, uh, have critical thinking in, in, in it. And it was more explained when you went to these conferences, as you know, you know, think about this. You’re hearing this in 99, okay? Not today. You go in and you ask Google or dog pile at the same time, or excite, okay? You would say, I wanna go to Florida in the third week of March and I wanna stay here and I wanna spend this amount of money and I wanna rent a car. Plan it for me. And they would come back and they would tell you that it would come back and it would, it would, everything would be there. And you would have your over here and all you would have to do is drop your money and you had your thing planned. So none of this is as, it’s aspirational, but we’ve heard it before. And in technology, what happens is it’s not like it’s new. We’ve been talking to, I did machine learning in in graduate school. Ai, you know, I did neural networks and I’m a terrible Ian. This isn’t, you know, Claude Shannon wrote about this in 1937, right? But it’s about when does it hit, and so it was chat GBT. Can we argue, was that right? As an investor, it’s stop arguing, start investing. Then what you’ve gotta figure out, which is the question you ask, is when does the music stop? I think it goes until the end of the decade. You know, one of the things that, uh, is interesting about this, uh, AI investment, uh, it’s, it’s unfolding in a higher interest rate environment. Why is that detail so important? Understanding its significance? Well, it’s the cost of capital, right? And so this phase that we have right now. It’s funny you say that, right? ’cause our reference point is zero interest rates, right? Yeah, yeah. Right. That’s right. So, you know, you know, so, so think about this, what it happens right now. Now we’re in the phase where you’ve got these hyperscalers that instead of taking all their free cash flow and buying bonds and buying back stock, are increasing CapEx because there’s a great tax deduction on it. So you get a lot of, so we’re in this phase where, for where, where a lot of the money is, you know, was. Was, let me, let me be clear, was a hundred free cashflow. Now we’re getting these guys, these companies like Oracle and what have you, you know, starting to issue debt and look at debt isn’t bad as long as the rate of return on debt is higher than the interest rates. And so, you know, you know, I, I would say historically speaking, for a lot of these high quality names, the interest rates are not, uh, at levels that will stop them from investing. Right. Right. You know, you’ve written that, um, productivity is ultimately the real story behind ai. So why does productivity matter more than the technology headlines themselves? Well, let me just put it this way, right? So we’ve grown, I grew up, I, I joined, I’m up here in Toronto, right? So I’m gonna give it to you in Canadian dollars, right? So I joined, I joined here. You know, I grew up here, went to the states, came back home. Growing this company I joined when we’re about three and a half billion. We’re getting close to 50 billion, and we’re the fastest growing independent platform in the country. I’m a one man band, right? I use three ai. In the old days, I’d have four research assistants. Where’s the margin in that? And so I, that’s how I see it. And let me be clear, it’s, you know, this isn’t we’re, it’s not perfect. But if I wanted to say, instead of you, but hey, write me a 2000 word essay on the counterfactual of what happened with railroads up until 1894 when the, when the bubble popped, give me a f, you know, a a thousand word essay and, and just a general overview. I can get that in less than five minutes. Michael Sailor is writing product on ai, which, which, which you would take, which you would take. He’s in his presentation, say it would take a hundred lawyers. So it’s gonna be more about those. And it’s, it’s no different than Internet of things or, you know, it was, uh, Kasparov that talked about this. Gary Kasparov talking about the melding of, of technology in humans. He would ran, run this chess tournament called freestyle. You could use a computer, you could use, you know, grand Masters. You could use whatever you wanted to compete. And who won? Well, who won it Was that those teams that were generalists that had a little bit of that, the knowledge of the computer and the knowledge of the test. Uh, o of chess, right? That’s what’s gonna happen. So this isn’t we’re, as far as I’m concerned, we’re not, yes, there’s going to be some d some jobs that are going to be replaced, but that is always the case in technology. I’m not a Luddite, okay? I am not Luddite. But the same point in time. I, I would suggest to you that it, it is just a really, for me, it’s a, helps me. Do research no different than when I was an undergrad and they went from cue cards in the, the library at the university to actually having a dummy terminal and I could ask questions in queue. You know, it stalked me from having to go to the basement of the library and going to microfiche. Right. Have helping that way. Now can it, can, will it do other things? I’m sure it is, and I’ll lead that to Elon Musk and the crew. You know, that’s above my pay grade. But for me, I see it as a very helpful way of, you know, allowing me to process and delineate. Much more information a a and not have me waste so much time trying to figure out what got went on in the past or, you know, QMF. Right. You know, summarize me the talk five, you know, academic papers in this area, what are they saying? And then they gimme the papers. Right. It just speeds the process up. Yeah. You know, um, one of the things that I’ve been sort of talking about and thinking about. Is that it’s hard to not see AI as a very, very strong deflationary force. Um, how do you think about that? Yeah. Technology is deflationary, right? Doubt about it. And so I look at it this way, Ray. Um, so I work at the financial services industry, okay. You know, Mr. Diamond of JP Morgan is talking about how they are starting to embrace blockchain and ai. They are going to cut out the back end of that in the, the margins in that, in that company by the end of the cycle are going to be fantastic. People just do not get in. You know, the financial services industry is built on a platform. Of the 1960s, dude. I mean, they’re still running Fortran, cobalt. So you know what I, how I look at this is much more as a margin type story, and there’s going to be a lot of displacement. But at the same point in time, I look at Tesla and automation and ai. And you know, people look at Tesla as a car company. I look at Tesla as an advanced manufacturing company. Elon Musk could basically go into any industry and disrupt it if it wanted to. Right. So that’s how I look at it. And so, you know, the hard part is going to be, you know. Nothing. If we get back to where we were, it’s not going to be perfect, right? Because here’s, here’s where the counter is, here’s where the counter is. Right? If you, if, if you think about, and we’re, I’m gonna take Trump outta the equation and ent outta the equation right now, but if we just went back to the way things were before COVID, we would have strong deflationary forces. Okay. Just with demographics, just with excessive levels of debt. Just with, you know, pushing on a string in terms of, in terms we couldn’t get the growth up, you know, and, you know, and the overregulation of financial institutions. Trump and descent are basically applying what’s called supply side economics, and they’re deregulating. It’s says law, which is John Batiste, that says basically supply creates his own demand and it’s non-inflationary. But really what they’re going to try to do is they’re going to try to run the economy hot and they’re gonna try to pull this way out of the debt. And if you do that and you deregulate the banks. And allow the banks to get back to where they were before the financial crisis. Okay. You know, and, and the Fed takes its interest rates down to neutral, expands the balance sheet. Then I don’t think we’re gonna go back to the zero bound in deflation. I think this thing’s gonna run hot for a long time. And I think it, the real question is, is, is is 2 75 in the United States the neutral rate? I think it is. Uh, but as, as, as Scott be says, and, and, and, and, and let’s be clear, buck, the guy’s a superstar. Okay. Guy is a legend. Just you sit there, just shut up and listen to him. Okay. They keep up, right? Well, so they’re gonna run it hot, but where we are is, in his words, mine, not mine. We’re still in this detox period, you know what I mean? We still got the Biden era. We still got, you know, a over a decade of excessive ca of Central Bank intermediation. That needs to get, you know, go away. So what I say, and what I’ve been writing about is 26 is going to be the year that the baton is passed back to the private sector. Let’s get rates down to 2 75. That’s, I mean, I’m going off the New York Fed model. That says real fed funds, the real, the real neutral rate is 75 to 78 basis points. I think inflation’s at two. That that gets you 2 75. Get the rates there and then get the balance sheet of the Fed to the level so that overnight lending isn’t loose or tight. It’s just normal. And then step back, go away and let Wall Street and the private sector create credit. Create economic growth and let’s get back to the business cycle. And if we do that, we’re gonna have non-inflationary growth. It’s gonna be strong, but we’re not going back to the zero bound and we’re gonna grow our way out of this. And so that’s where I get really excited about. This is a very unique time in history. A very, very, very unique time in history where, and I don’t know how long it’s going to last because of the compression that we have now because of the, you know, we live in such a digital world, but let’s say it’s five years demographic says it’s to 33, 32 to 33. That’s, you know, that’s how long this run is. And, and to me, uh, AI is a massive play. I, I, to me, blockchain is a massive play and to me it’s to those countries and companies that get it is, whereas investors, we wanna think, start thinking about investing. Yeah. You mentioned, um, non non-inflationary growth. Can you drill down on that a little bit just so people understand a little bit where. Usually you think of an economy running super hot, you, you think automatically there’s an, you know, an inflationary growth. So I want you to think in your mind into your list as think in your mind. Go back to economics 1 0 1 with the demand curve. In the supply curve, okay? And there are an equilibrium. And at that equilibrium we have a price at an equilibrium, and we have an output as an equilibrium. Okay? Now what I want you to do is I want you to keep the demand curves stagnant or, or, or anchored. Then I want you to shift the supply curve out. Prices go down, output goes out. We can talk all this esoteric stuff, you know, you know Ronald Reagan and, and Robert Mandel and supply side economics. But it’s really your shift in the supply curve out, and that’s what, and that’s what BeIN’s doing. I mean, this is a w would just sit down and be quiet. He’s talking about, you know, what is deregulation? He’s pushing the supply provider. Oh, hold on. My phone. My, my thing. And what did, since the two thousands, what did, what was the policy? It was kingian, it was all focused on the demand curve. Everything was focused on demand. And so all we’re doing is we’re, we’re getting the keynesians out. I use 2000 ’cause that’s when Ben Bernanke really came in and was very influential. Let me just say he’s a very smart, I learned so much from reading. Smart, smart, smart, smart guy. But his whole thing was Kasan. He came from MIT, his thesis supervisor was Stanley Fisher, right? We’re going back to, you know, Mario Dragons thesis supervisors, Stanley Fisher, all these guys came from MIT, Larry, M-I-T-M-I-T, Yale, and Princeton. Whereas previously it was the University of Chicago. It was Milton Friedman. It was, it was supply side economics. We’re going back, they’re going back to supply side economics and right now we need it. We need balance. But my god, what did we end off with? We ended off with four years of mono modern monetary theory. Deficits matter. That’s insanity. You had mentioned a little bit, uh, you, you’ve talked about blockchain a few times here. Talk about the significance. I mean, it’s sort of, you know, blockchain was a thing that everybody was, everybody was talking about it, you know, three, four years ago, but now it’s all about ai. But you know, now you’ve got, um, but in, but in the background, blockchain has grown, uh, adoption has grown. Uh, tell us what’s going on there, and if you could tie it into the significance of, of where we’re at today. Yeah. Um, uh, Jeff Bezos gave a wonderful speech, I think in two thou, early two thousands, where he basically talked about the fact that, you know, once this innovation is led out of the genie’s, led out of the bottle, whether or not, you know, buck and Jim, like it as an investment, the innovation continues. And so after the internet bubble pop, right? Really smart guys like Jeff Bezos, uh, Zuckerberg, you, you, the whole cast of characters, right? Basically built it out. Okay. And it wasn’t perfect and everybody knew it wasn’t perfect. I mean, that was the whole thing that was so bizarre. But they knew it wasn’t perfect and they knew that they needed to solve some problems. Right. And you know, it was a double spend problem. I mean, the internet that we were dealing with right now was developed in the 1950s and so on and so forth. And so, you know, that always stuck with me. Right. A couple of things stuck with me because I’ve lived through a couple of these cycles. The first one is Buck. When the, when Wall Street coalesces around something just shut up and buy it, right? I mean, I, I spent too much of my life arguing about whether dog pile and Ask Gees was better than Google. Wall Street said Google was the best. Shut up. Invest, right? And so, so look, blockchain solved the double spend problem. Blockchain solved all the problems that the original iteration of the internet could solve, and everybody knew it was coming along okay. So it’s a decentral, it’s decentralized, right? Uh, does, does not need to be reconciled. So no. Not only do you have another iteration of the internet. You have basically introduced into society the biggest innovation in accounting or recordkeeping since double entry. Bookkeeping accounting was introduced in Florence, Italy centuries ago by the Medicis and, and buck. All this is out there like, so this is a profound, right? So think about you’re in an accounting department and you don’t have to reconcile, right? So look. The first use cakes was Bitcoin. And what was the, what was the beautiful thing about it? Well, first off, it grew up by itself. And secondly, it’s got perfect scarcity, right? And so let’s just full stop. And I mean, yes, gold and silver had the run that they should have had decades. So I had been waiting and listening to people, gold bugs, talking about this type of run since the nineties. Okay. Um, but look, you know, and the problem with fi money, right? I mean, this is, this goes back decades. It’s an old argument. The way you solve it is, is Bitcoin. That’s the solution. I mean, forget about it. I mean, if they’re gonna whip it around and do all this stuff, fine. But the other thing that people miss and Sailor hasn’t, and Sailor is brilliant, is look. Bitcoin is pristine collateral in 2008, in September. What caused the, the system to stop was the counter. We could not identify counterparty risk for near cash. It was a settlement problem. Anybody you talk to Buck that says it was, you know, the subprime this and it, yeah, that was crap. I get that. But when the system shut down is you had a $750 million near cash instrument with X, Y, Z, wall Street firm, and you did this for three extra beeps and it was no longer cash. Guess. And guess what? Your institutional money market fund broke the buck. That’s when the system blew sky high. When the money market broke the buck and it was a settlement problem, blockchain and Bitcoin solved that. Sailor knows that, look where Wall Street’s gonna go. They understand now that. Bitcoin is pristine, collateral and capital that is 100% transparent. Let’s lend against it, and that’s what Sadler’s doing. That’s why Wall Street hates the guy so much, right? Think about that. Think of where is he going after he’s going after all the stranded capital on Wall Street. And, and the whole point is he’s sitting there going, I’m too busy for this. And you’ve got all these other people that are gonna live off of other people’s ignorance. Meanwhile, Jing Diamond knows exactly what he’s talking about. We can identify, if I hear one more person on me in, in the meeting say, I don’t know. You know, you know, uh, micro strategies balance sheet is so complicated. Really. Compared to JP Morgans, I mean, you know what his capital is. It says Bitcoin, like, what are you guys talking about? But hey, fucking in this business, people make generational wealth on ignorance of people who think they know what they don’t know. So, you know, just going back to Jamie Diamond, you know, he spent, I don’t know how long. Throwing every insult, uh, he could towards Bitcoin. And now they’ve really kind of, they haven’t backtracked. I think he’s, he’s, you know, his, his, um, I think the way he phrases is the blockchain’s a real thing. He never seems to really say the word Bitcoin, uh, in this regard. Um, banks in general, where do you think they’re headed with this stuff? I mean, I, you know, right now, again, you can kind of see even. Um, I think, you know, some of the big advisory firms suddenly recommending one to, you know, one to 4% of people’s portfolios in Bitcoin. I mean, this is all, I mean, gosh, I, I’ve, you know, been talking about Bitcoin since 2017. This is in unbelievable transformation in less than a decade. Where do you see this going in the next five to 10 years? It’s called the, it’s called, what is it? It’s called, I’m gonna call it the Evolution of Jim. Me, you know, in my business and, and, and, and you know, the thing I have book is I’ve survived and I’ve gone through a lot of cycles. I’ve done a lot, you know, and you ask yourself, you scratch your head a lot and you’re, and you, but you’re continually doing objective research and you’re this, if you, this is why I love this game so much. Right? So let’s just go stop for a second. Let’s get some context. Right. My first summer job, one of my first summer jobs, I worked in the basement of a bank in the in, in downtown Toronto, right up the street from the Toronto Stock Exchange. And my job was to let guys in with beak, briefcases into the cage, into the big vault, to basically bring in certificates. Okay. And, and what? Stock certificates. And so remember, you know, and I remember my grandfather when we, when he died, look at, we couldn’t sell the house because he didn’t believe in the banks. And we were finding certificates all over the house in the walls. Okay? Right. So in the 1960s it was bare based. The whole industry was bare based. And there was the volume in Wall Street started to pick up to the point where they couldn’t handle the volume. There was a paper crisis where almost a third of the companies went down bankrupt because of the cage. The cage. Okay. So basically what happened was, to make a long story short, they came out with, they came, Hey, why don’t we get two computers At one point in time, they said, okay, crisis. Let’s solve it. Well, why don’t we get these two computers and we can solve, or we can sell trades among, amongst each other. Okay. And then we don’t need to have guys riding around Wall Street with bicycles and big briefcases. Okay. And then what we did was, what we did was we sat there and said, well, why don’t we have a centralized clearing, and we’re gonna call it DTC or CDS, depending on what country you’re in. And what we’re gonna do is we’re gonna offer paper, we’re gonna, we’re gonna issue paper rights to the underlying stock that was developed in the early 1970s. That’s the system that we’re on right now. There are a lot of faults with that. Let me give you, when you’ve talked about the GameStop a MC situation, when you have a company that’s basically have more shares outstanding short, sorry, more shares short than outstanding, that shows you that the old system doesn’t work. It’s called ation. The paper writes to the underlying assets, it, it doesn’t match up. There have been guys that make a career outta this and write books about this, right? Dole Pineapple. They had a corporate, a corporate event, right? Hostile takeover. 64,000 for 64 million shares, voted, I think, and there was only 3,200 on. We all know this, so this has to be solved. The way you solve it is you tokenize assets, and this was talked about a decade ago, and they know about it and true tofor, they, and if you’re thinking about it, it’s totally logical, right? But if we allow this innovation to go full stream ahead, we’re wiped out, right? So what did they do? They delayed. They delayed. And as you know, you could talk about, it’s called Operation choke 0.2 0.0. Right. You know, the Fed overreached their bounds, they de banked people. I mean, this is why, why Best it’s going after them. They, yet they stepped over their constitutional mandate. Right. The federal, the Fed Act is not, uh, does not supersede the US Constitution. Elizabeth warned the whole thing. They did it. Okay, so let’s not complain about it. So now Atkins is gonna, we’re gonna have the Clarity Act come out and they’re gonna basically deregulate New York Stock Exchange already there. They’re gonna put everything on the blockchain and when you put everything on the blockchain, trade a settlement. There’s no hypo. Immediate settlement. Immediate, which is a benefit if you can get your act together because it, you know, for Wall Street firms you need less capital, right? So it’s a natural evolutionary process. And then you sit there and go back in history, if you and I were writing it, we’d sit there and go, well, should we be surprised that the incumbents right, the status quo pushed back on innovation? No, there was a guy, there was a prophet, um. At, at Harvard, his name was Clay Christensen, and he wrote this wonderful book called The Innovator’s Dilemma. You know, why does, why don’t companies evolve, or why do they go bankrupt? It’s because they cease to evolve and the status quo doesn’t allow the evolution of the companies to take place. Right? Well, that’s what happened in RA. We’re gonna complain about it. No, it, it is what it is. It’s water under the bridge. And so what I think is happening is, you know, Mr. Diamond is basically saying. He’s pragmatic, he’s a realist. And now he’s saying, we gotta evolve. And hey, by the way, now I’ve gotten to the point where I think I can make a tunnel. Think about that. Yeah. Think about his own stable coins, right? So his own stable coins. And, uh, well think about this. If you trade like internal meetings, right? And I’m hyped this hypothetical, right? I go, fuck, don’t screw this up this time. And you’re gonna go, Jim, what are you talking about? I go. We want a nice bread between bid and ask in these financial price. We don’t wanna go down to pennies. Okay? Can we go back to the old days when we were, you know, trading in quarters and sixteenths and so we can make some skin in the game? I think you’ve got the deregulation of the banking industry where the banks are gonna, they’re fit. It’s gonna be baby steps. But what’s gonna happen is they’re gonna basically say, stop taking all that capital that’s sitting at the Fed, making four or fed funds rate overnights wherever it’s four half, 3 75 right now. And you can now trade it. Go back to prop trading, which is what they did. And they’re gonna start off, they will start off with, its only treasuries. Eventually they’ll be able to expand throughout our lifetime. So the old way you gotta look at it is, you know. We’re bringing the ba, you know, we’re putting the band back together, man. Right. And the banks are gonna deregulate, they’re gonna deregulate the banks, they’re going to innovate, they’re gonna be able to use the capital, their earnings profile going out into the end of the decade. It’s, it’s gonna be monstrous, it’s gonna be, you know, it, it’s, it’s, and, and that’s how I get, you know, when people say, where do you think the s and p goes? You know, I say, you know, 14,000, you know, double from here by the end of the decade. And he goes, well, what about ai? I go, well, they’re gonna, that’s important, but it’s the banks. I think the banks are gonna have a renaissance. Yeah. Yeah. Um, one thing just to get your thoughts on, so when you look at the banks, you talked about sort of the inevitability of tokenization. Um, the stock exchange, uh, we talked about stable coins. I mean, another great way for banks to make money. Uh, essentially where does that, how, how does that help or hurt Bitcoin adoption? Because Bitcoin is a sort of a separate, separate, you’re not, you’re not building on Bitcoin as much as you are, say, Ethereum, Mar Solana or, you know, some of the, some of the blockchain things. So, so is it just that. Is it just a, an adoption issue? Because you live in a, in a different world. You live in a world of blockchain and Bitcoin is, its currency. It’s weird, right? Because I, I’m writing this feed like, so Buck, where are you right now? Where, where, where are you located? I’m in Santa Barbara. You’re in California. So, yeah, so I’m in Toronto, right? Uh, you know, I lived in, worked in the States for, you know, a decade, a couple of decades, and I’m back home and it’s like, man, they don’t get it. Right, and, and, and, and what am I talking about? Well, well, this, this is the, the thing that you’ve gotta understand is this, right. Ethereum was invented by Vladi Butrin in this town, Joe Alozo, who’s the head of one of the largest Ethereum groups. Father is a dentist at Bathurst and Spadina. We’re up here and people are saying, oh, you know, president Trump don’t talk about being a 51st state. We act like a colony, duke. We are a, you know, we forget about calling us one. We are. So, look, it, look, there is no doubt in my mind that Ethereum is going to have a place and, and we’re going to use it. Seems like we’re going to use Ethereum and that’s the smart contract, you know? Um. And that’s fine. Um, you know, but going back in time. But, but remember, there’s not per, there’s not perfect scarcity there. So I like Ethereum, don’t get me wrong, but I look at Bitcoin and I look at the, I look at the scarcity, and I also look at the fact of, you know, what sa, what Sailor, if you sailor did a presentation in the middle of next year and all hell broke loose. What he did, and it’s, you know, and of course I’m hypothesizing. He basically went to New York and said, I am going to create fixed income products and I am going to give yields. On those products, and I’m coming after the stranded capital that sits on Wall Street that you guys have been ripping on for years. In the middle of last year, staler went public and declared war. Okay. Are we surprised that Jim Shane Oaks came out and everybody came out basically guns a blazing. Are we surprised? But what he, what Sailor did and put and slammed on the table is it’s pristine capital, it’s transparent capital. And what are you willing to pay for that? And now you GARP banks trading at. We have no idea what their capital structure really is. Honestly, we have an idea, but it’s very opaque, right? You know, the high quality names are trading at two, two to, you know, two times tangible book. You’ve got fintech’s companies trading at four to five times, right book, and you know, what’s Sailor doing right now? Diluting his stock so he can buy as much Bitcoin as he wants because he sees the next game. He says the hell with what you guys think the next game is going to be. Wall Street’s going to realize that Bitcoin is pristine capital and there’s only 21 million of it. What do you and, and what just happened today? What did Morgan Stanley just file a treasury company. So everything you and I are talking about, they know they’re smart guys, right? They’re real, they’re not. That’s, this is the whole point. They’re really, really, really smart. Okay. They see they’ve gone through the history. They know. Okay, so you’re sitting there, you get around the room, you say, so wait a minute. Wait. Whoa, sailor’s over here. And he’s basically saying he’s gonna give you a a pref that’s basically backed by Bitcoin charging 10%. And he’s going after our corporate clients. I mean, and what’s the pitch Buck? You’ve got a hundred million dollars. Okay, you got a hundred million dollars in the kitty. Okay, buck. What happens is you need $10 million a year for working capital, which is in cash, which means you’ve got $90 million sitting there idle. Hey, buck, I can give you 10% on that. You go to Jamie, he’s giving you two. What are you gonna do? Yeah. I think one of the issues right now is I the, the perceived risk profile of that. Right. Uh, you know. I tend to agree with you about the, uh, pristine nature of Bitcoin s collateral, but just in general, the perception. I don’t know that, that that’s. That’s the case. Well, you gotta go back to the fact that, do you think Bitcoin’s going to zero or not? No, of course not. Yeah. ‘ cause the Bitcoin doesn’t go to zero. There’s no, then, then that are, there’s Bitcoin could go to zero. There’s no, I mean, I don’t think, I mean, non-zero probability, of course, right? I don’t think it is. And if that has been, if it has been selected and now you have Wall Street coalescing it, I haven’t even mentioned the president of the United States or his family. Right. Uh, or the Commerce Secretary and his family, right? Or if you go to New York, wall Street, right, they’re all talking about it, right? So, I, I, you know, to me, I, I, the question about micro strategy, to me it’s not. That it’s a treasury company and it’s got a pile of Bitcoin. What does he do with it? Does he become a bank? Like why does it, this is me. I’m pitching him. Right. Hey, Mike, why don’t you just become a FinTech, say you’re like a FinTech company and you’ll get, and you, you’re gonna instantaneously trade it five to six times book. Why don’t you, why are you, you’re talking like you’re attacking them, but you’re still, you’re still a software company with a, with a big whack of Bitcoin that you are writing pres. Right? So, and, and so that’s, that’s how I look at it. I think the wave is too big. We are going to digitize. And the other thing that we didn’t really touch on with respect to AI and blockchain, and I’m gonna paraphrase the president. Right. Um, Mr. Trump is, look, um, it’s a matter of national security, duke, and when I hear that, I go back to the nineties in the eighties when I was in late eighties when I was an undergrad. Right. And it wasn’t China, it was Japan. And, and you know, what happened was, you know, it, it’s funny, Al Gore did deregulate so that. The internet could become for-profit. We all stood around and said, you know what the hell could, how do we make money on this? That’s, you know, what do we do? And then what did we do? We, we, we threw a ton of money at it and the United States controlled it. And what did we get out of it? We got out, we got, you know, all those companies. Right. The last thing I would say to you, and this is much more of a personal story, is I, when I was younger, I was in New York and it was 2000 and I was at the Grand Hyatt, and it was a tech, it was a tech conference and, uh, Larry Ellison Oracle was there and he gave a, he gave a, he gave a a, a fireside chat. Then, um, we go to a breakout room and, you know, in a break, I don’t know about if you’ve been to one, but you go to a breakout room, it’s a smaller room at the hotel, and you know, sometimes you got 25 people, sometimes you got 50 people, right. And, you know, I went to the, I went to the breakout with Mr. Allison ’cause of Oracle and I went in there and it was absolutely jammed and I was sweating and he just looked at us and he just ripped us. He AP Soly, just, I still have the scars today. I’m talking to you about it. Okay. He called it a bubble. He called it a bubble. He, he was early in calling it a bubble. I never forgot that. And then you sit there and see what he’s doing right now. Where he’s levering up the balance sheet. Now, to me, having survived in this game for such a long period of time, and I call it a game, it’s a game of strategy, whatever, you know, how does that not, you know, I would say to you, we were, your office was next to mine. Fuck. I remember New York, he’s loading the goose loaded in. He go in, he’s borrowing money from his grandmother. He’s, you know, what is going on. And he’s really stinking smart. You know, he’s, he, Larry Allenson just doesn’t do, and people, oh, he’s in, you know, he’s, no, he’s not, he’s, he’s like the mentor of all of these guys. You know what I mean? So there’s a, to me, there’s a discontinuity that these need to believe that we’re still early on because you know, what, if Larry’s, what do we take when Larry or Mr. Ellison is leveraging up to me, it’s profound because I’m anchoring off of my bias to the New York, the New York high at, at the Tech Co. I think it was, I think it was at Bear Stearn. I couldn’t remember Bear Stearns or Lehman. But you know, one of those I carry that experience on with the rest of my life. I do. It’s like, what is Larry thinking? Right? So he’s leveraging up buck. That’s all I know. He’s a priest or guy. Well, that’s probably a good place for us to stop, Jim, uh, chief, uh, market strategist at Wellington Elta Private Wealth. Thank you so much for joining me. Thanks so much and be safe. You make a lot of money but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it. Uh, and, uh, as I said before, do not ignore ai. This is something that you need to start using. Have your kids start using it. Uh, make sure that they, you know. They use it every day because this whole world is turning AI and it’s gonna happen. You know, it’s gonna happen in, in a blink of an, uh, blink of an eye. And the world is gonna change and there are gonna be real winners out there. And the winners are gonna be people who knew where there was, was going and kind of used it in their mind’s eye as they looked on navigating how. You know how to allocate their money. Anyway, that is it for me. This week on Wealth Formula Podcast. This is Buck JJoffrey signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealth formula roadmap.com.

Is Trump normalizing violence in Minnesota? The American people and turning away from deportations. You don't live in the country that you think you do. Hostile foreign city-states. Enhanced security at the Jesse Kelly Show.Follow The Jesse Kelly Show on YouTube: https://www.youtube.com/@TheJesseKellyShowSee omnystudio.com/listener for privacy information.

We check back in with the crew of the DSF Noctua as things take a turn on board the ship.Join us on our Discord: https://discord.gg/tQGJVsrnNpFollow us on Blue Sky and X @BlackLodgeRPG and on Mastadon @ BLTNRecorded on 1/15/26Hostile:https://www.paulelliottbooks.com/"Dances and Dames"Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 http://creativecommons.org/licenses/by/4.0/In session music provided by Tabletop RPG Music: www.patreon.com/tabletoprpgmusic(00:00:00) Intro(00:00:47) Recap(00:01:55) Session Start

It's the off-season and we promised you we'd get up to some shenanigans; Jake and Trey break down every sizzling inch of the hot stove and the NYCFCeefsteaks being seared on it! We talk merging Magno, a homegrown unceremoniously Haaked off, the baby Blues leaving and the baby Blues returning,  and much more. THEN: Jake and Trey watch their LEDs turn red and their easy money get harder as they review and discuss Kiyoshi Kurosawa's 2024 psychological shooter "Cloud". Watch the movie on the Criterion Channel before listening to double your pleasure, double your fun! Put down that limited edition idol figurine — you've got Blue Balls!

ANTISEMITISM IN THE ACADEMY Colleague Josh Hammer. A hostile incident at Loyola University Chicagolaw school where protesters disrupted a debate on presidential immunity, and the link between anti-Zionism and the eradication of Western civilization. NUMBER 4842 JOSEPHUS

THE CRUSADES: FROM COOPERATION TO CONFLICT Colleague Professor Ed Watts, Author of The Romans. Relations between East and West collapsed during the Crusades. While the First Crusade cooperated with Rome, the Second and Third turned hostile, with Crusaders seizing territory rather than returning it. Watts notes that the theological schism of 1054 and cultural distrust entrenched this division, setting the stage for future betrayal. NUMBER 111600 FALL

Gil's Arena Sends A HOSTILE Reply To Drake & Canada as Brandon Jennings & The Gil's Arena Crew react to Shai Gilgeous Alexander dropping 46 in his first game for the Oklahoma City Thunder after Mr. B called all Canadian Hoopers soft and give their take on Drake getting involved by throwing shots at Brandon on social media for going at his country's best players. They then discuss the Trae Young trade as the Atlanta Hawks shipped their franchise player to the Washington Wizards for a hot pack of mid and give their take on the move that shook up the NBA, before breaking down how Jamal Murray has elevated his game since the injury to Nikola Jokic and put the team on his back while their Serbian Superstar gets healthy. Finally, they react to the second round of NBA All Star Voting that saw Luka Doncic, Giannis Antetokounmpo, Steph Curry and Victor Wembanyama leading the way and react to another quote from Steve Kerr reflecting on the current state of the Golden State Warriors where the hall of fame head coach admitted the dynasty is no longer on the level of the top teams in the NBA. PLEASE give us a Like and Subscribe!! Today's Gil's Arena Crew : Josiah Johnson, Kenyon Martin, Rashad McCants, Brandon Jennings & Nick Young Gil's Arena premieres every Wednesday & Thursday at 11:30am PT / 2:30pm ET. Sign up for Underdog HERE with promo code GIL and play $5 to get $75 in bonus funds or bonus entries https://play.underdogfantasy.com/p-gi... SUBSCRIBE:    / @thearena0   Join the Underdog discord for access to exclusive giveaways and promos!   / discord   Must be 18+ (19+ in AL, NE; 19+ in CO for some games; 21+ in AZ & MA) and present in a state where Underdog Fantasy operates. Terms apply. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org; NY: Call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (467369) 2 Min Countdown 0:00:00 Show Start 0:02:05 Trae Young Traded To Wizards 0:06:31 Hawks Eyeing Trade For Anthony Davis 0:26:06 SGA Silences Mr. B 0:27:48 Drake Calls Out Mr. B 0:34:10 Jamal Murray Balling With Jokic Out 0:48:28 Kenyon Brings Back The Jaylen Brown Debate 0:54:24 Is Jamal Murray An All Star? 1:08:10 Deni Avdija Is Taking The Leap This Season 1:14:58 Does Thiago Splitter Deserve More Credit? 1:26:43 NBA Releases 2nd Round Of All Star Voting 1:33:15 LeBron In Danger Of Missing All Star Weekend 1:53:48 Learn more about your ad choices. Visit megaphone.fm/adchoices

Plus: Private sector hiring was up for December. And grocery chain Albertson's saw a sales bump in its latest quarter. Anthony Bansie hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices

Where does Lincoln Financial Field rank amongst the most hostile places to play in sports

This episode is sponsored by Lightstone DIRECT. Lightstone DIRECT invites you to partner with a $12B AUM real estate institution as you grow your portfolio. Access the same single-asset multifamily and industrial deals Lightstone pursues with its own capital – Lightstone co-invests a minimum of 20% in each deal alongside individual investors like you. You're an institution. Time to invest like one.—-----------------------------Join us for Doctor PodFest in Florida! Go here to secure your ticket: Here------------------------------What if an angry patient's "eruption" isn't an attack on you, but a desperate attempt to protect something vital, like their health, time, or family?In this essential episode, Dr. Bradley Block sits down with Luke Wiesner, a seasoned conflict specialist who's trained hundreds of healthcare teams, to unpack de-escalation strategies for volatile patient interactions. Drawing from his decade of experience in mediation and coaching, Luke introduces the "volcano" model: eruptions stem from underlying pressures, not malice. He outlines a repeatable framework: regulate yourself, relate to their emotions e.g., frustration over wasted time, seek understanding, and collaboratively solve problems while offering choices. They discuss avoiding defensiveness, acknowledging experiences even if "wrong", empowering staff with boundaries, and knowing when to escalate for safety. Perfect for physicians and teams facing post-COVID edge in offices or hospitals.If tense encounters leave you or your staff drained, this blueprint empowers you to de-escalate safely, foster trust, and reduce burnout, making you the office hero.Three Actionable Takeaways:Regulate yourself first to avoid fueling the fire: When facing an eruption, pause for deep breaths or a quick mental reset, remind yourself they're protecting something vital (health, time, money). This prevents defensiveness, decoupling you from being seen as the "threat," and sets the stage for calm rapport-building.Relate and reflect to build connection: Acknowledge their emotion with muted words like "frustrated" or "concerned", avoid "angry" to prevent pushback. Reflect on their experience: "This probably isn't how you planned to spend your afternoon, I can see how frustrating that is." Genuinely show you care to shift from adversaries to allies, using nonverbal cues like tone for authenticity.Solve collaboratively and set boundaries: Offer options for control e.g., "We can slot you in two weeks or add you to the waitlist, which works?". If inappropriate (e.g., profanity, threats), give a choice: "I'd like to help, but I can't if you continue speaking that way—let's adjust, or I'll need to involve my manager." Know your office's escalation protocol (e.g., security) for safety.About the Show:Succeed In Medicine covers patient interactions, burnout, career growth, personal finance, and more. If you're tired of dull medical lectures, tune in for real-world lessons we should have learned in med school!About the Guest:Luke Wiesner has been a conflict specialist since 2014, offering mediation, coaching, training, and facilitation to workplaces, families, communities, and individuals. He's partnered with hundreds of organizations across industries, including healthcare, where he's helped physicians, surgeons, and teams de-escalate patient conflicts, improve communication, and resolve issues in clinical and office settings. LinkedIn: Luke Wiesner  Website: https://www.lukewiesner.comAbout the Host:Dr. Bradley Block – Dr. Bradley Block is a board-certified otolaryngologist at ENT and Allergy Associates in Garden City, NY. He specializes in adult and pediatric ENT, with interests in sinusitis and obstructive sleep apnea. Dr. Block also hosts Succeed In Medicine podcast, focusing on personal and professional development for physiciansWant to be a guest?Email Brad at brad@physiciansguidetodoctoring.com  or visit www.physiciansguidetodoctoring.com to learn more!Socials:@physiciansguidetodoctoring on Facebook@physicianguidetodoctoring on YouTube@physiciansguide on Instagram and Twitter This medical podcast is your physician mentor to fill the gaps in your medical education. We cover physician soft skills, charting, interpersonal skills, doctor finance, doctor mental health, medical decisions, physician parenting, physician executive skills, navigating your doctor career, and medical professional development. This is critical CME for physicians, but without the credits (yet). A proud founding member of the Doctor Podcast Network!Visit www.physiciansguidetodoctoring.com to connect, dive deeper, and keep the conversation going. Let's grow! Disclaimer:This podcast is for informational purposes only and is not a substitute for professional medical, financial, or legal advice. Always consult a qualified professional for personalized guidance. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The legendary psychotherapist unpacks the concept of "hostile dependency" and explains why cutting people off doesn't always work. Psychotherapist and New York Times bestselling author Esther Perel is a leading voice on modern relationships, known for her widely viewed TED Talks, bestselling books and the hit podcast. She runs a New York–based therapy practice and advises global organizations and platforms on the complexities of contemporary relationships. Follow Esther Perel's podcast Where Should We Begin? on YouTube, Apple Podcasts or Spotify, and subscribe to Entre Nous with Esther Perel on Substack for exclusive bonus content. In this episode we talk about: What Esther Perel really means by eros How modern life quietly depletes our sense of feeling alive Why aliveness can coexist with grief, pain, and difficulty  The danger of numbness  Introverts, extroverts, and the many non-social ways we experience vitality Vital sources of connection and meaning Co-regulation, touch, presence, and why words alone aren't enough "Hostile dependency" and the paradoxes of long-term relationships Why loneliness has become normalized, and why it shouldn't be How to rebuild community through small, practical acts Rituals as a way to mark time, create meaning, and feel grounded The tension between individualism, belonging, and responsibility to others Get the 10% with Dan Harris app here Sign up for Dan's free newsletter here Follow Dan on social: Instagram, TikTok Subscribe to our YouTube Channel To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/10HappierwithDanHarris   Thanks to our sponsors: HomeServe: Plans start at just $4.99 a month. Go to homeserve.com to find a plan that's right for you. LinkedIn:  Spend $250 on your first campaign on LinkedIn ads and get a $250 credit for the next one. Just go to linkedin.com/happier. NOCD: Head over to nocd.com and book a free 15‑minute call with their team, to learn more and start getting help with OCD. OneSkin:  Get up to 30% off your first three subscription orders when you use the code "happier" at OneSkin.co/happier. 

PREVIEW FOR LATER TONIGHT: Professor William Taubman discusses his new book, McNamara at War, recounting a vivid episode from 1967-68. McNamara traveled to Harvard Yard to address students but unexpectedly encountered a hostile anti-war mob, a surprising confrontation that the professor remembers vividly to this day. 1962. JFK AND BOB MCNAMARA VISIT LIVERMORE LAB.

It's obvious that there is divisiveness in the world, but it's hard for us to accept the divisiveness we see in the church. What if Christians could achieve real unity and see that carry over into how we engage with culture? My friend Heather Thompson Day returns to the podcast today to share her heart on this, and more, in today's episode! CHECK OUT HEATHER'S MINISTRY: https://www.https://www.heatherthompsonday.com ORDER MY BOOK HERE: https://a.co/d/0vE5Cji PRINT OUT MY FREE "SHAME CYCLE WORKSHEET" HERE: https://kirbykelly.myflodesk.com/shamecycleworksheet CHECK OUT MY FREE RESOURCES: https://kirbykelly.myflodesk.com/kirbykelly For 10% off of Faithful Counseling, and to start your healing journey today, go to: https://www.faithfulcounseling.com/kirbykelly To sponsor a child in need alongside me with Compassion International, go to: https://www.compassion.com/kirbyisaboss For all podcast questions, guesting, and inquiries, email me at boughtandbeloved@gmail.com Support the ministry!: https://kirby-kelly.com/checkout/donate?donatePageId=5d23856d41ec3a0001234376 Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

*Today's show hosted by Ken Matthews for a vacationing Rob Carson... -Callers demand to know why no one ever gets arrested for fraud, while Ken reminds everyone it's “one big club—and we're not in it.” -Retired Brigadier General Blaine Holt (U.S. Air Force) appears on the Newsmax Hotline, delivering a deep-dive discussion on China, Russia, globalism, the military-industrial complex, and why America's biggest danger may come from within its own institutions. Today's podcast is sponsored by : BEAM DREAM POWDER - Refreshing sleep now 40% off with promo code NEWSMAX at http://shopbeam.com/newsmax BIRCH GOLD - Protect and grow your retirement savings with gold. Text ROB to 98 98 98 for your FREE information kit!WEBROOT - Live a better digital life with Webroot Total Protection. Rob Carson Show listeners get 60% off at http://webroot.com/Newsmax  To call in and speak with Rob Carson live on the show, dial 1-800-922-6680 between the hours of 12 Noon and 3:00 pm Eastern Time Monday through Friday…E-mail Rob Carson at : RobCarsonShow@gmail.com Musical parodies provided by Jim Gossett (http://patreon.com/JimGossettComedy) Listen to Newsmax LIVE and see our entire podcast lineup at http://Newsmax.com/Listen Make the switch to NEWSMAX today! Get your 15 day free trial of NEWSMAX+ at http://NewsmaxPlus.com Looking for NEWSMAX caps, tees, mugs & more? Check out the Newsmax merchandise shop at : http://nws.mx/shop Follow NEWSMAX on Social Media:  -Facebook: http://nws.mx/FB  -X/Twitter: http://nws.mx/twitter -Instagram: http://nws.mx/IG -YouTube: https://youtube.com/NewsmaxTV -Rumble: https://rumble.com/c/NewsmaxTV -TRUTH Social: https://truthsocial.com/@NEWSMAX -GETTR: https://gettr.com/user/newsmax -Threads: http://threads.net/@NEWSMAX  -Telegram: http://t.me/newsmax  -BlueSky: https://bsky.app/profile/newsmax.com -Parler: http://app.parler.com/newsmax Learn more about your ad choices. Visit megaphone.fm/adchoices

Courage in the Christian life becomes most evident when faith faces real pressure. Ray, E.Z., Mark, and Oscar discuss how believers in places like Turkey encounter genuine danger for sharing the gospel, prompting the guys to reflect on nervousness, sacrifice, and obedience in hostile environments. They stress the importance of looking to the cross for strength, responding to opposition with gentleness, and remembering that even Jesus was rejected despite delivering a perfect message. They encourage believers to approach resistant family members with empathy, avoiding arguments rooted in pride rather than witness, and to trust God to work through humility and clarity. The guys also emphasize the significance of cultural awareness, prayerful dependence on the Spirit, and genuine authenticity, reminding Christians that faithfulness may bring resistance instead of applause. In every situation, the call is to remain steady, compassionate, and anchored in the greatness of God.Send us a textThanks for listening! If you've been helped by this podcast, we'd be grateful if you'd consider subscribing, sharing, and leaving us a comment and 5-star rating! Visit the Living Waters website to learn more and to access helpful resources!You can find helpful counseling resources at biblicalcounseling.com.Check out The Evidence Study Bible and the Basic Training Course.You can connect with us at podcast@livingwaters.com. We're thankful for your input!Learn more about the hosts of this podcast.Ray ComfortEmeal (“E.Z.”) ZwayneMark SpenceOscar Navarro

Kara and Scott break down Paramount's hostile bid for Warner Bros. Discovery after losing out to Netflix — and what the power struggle means for Hollywood. Then, Elon Musk calls for the European Union to be abolished after X is slapped with a major fine. Plus, Meta pulls back on its Metaverse ambitions, and The New York Times sues Perplexity.Watch this episode on the ⁠⁠Pivot YouTube channel⁠⁠.Follow us on Instagram and Threads at ⁠⁠@pivotpodcastofficial⁠⁠.Follow us on Bluesky at ⁠⁠@pivotpod.bsky.social⁠⁠Follow us on TikTok at ⁠⁠@pivotpodcast⁠⁠.Send us your questions by calling us at 855-51-PIVOT, or email Pivot@voxmedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices