Podcasts about richer soul

Living Longer and Healthier   What if aging wasn't inevitable? What if your energy, skin, and vitality didn't have to fade with time? In this mind-expanding episode of Richer Soul, Rocky dives deep into the science and soul of reversing aging with the revolutionary biohacking coach, Dr. Grazyna Pajunen. With her background in electrical engineering and a powerful immigrant story, Dr. Pajunen combines academic rigor with practical tools to help everyday people stop settling for a life of aches, wrinkles, and fatigue.  From AI-enhanced wellness to practical tips for restoring youth, Dr. Pajunen shares how anyone—regardless of age or genetics—can reclaim control of their body and mind.    Key Takeaways: The Secret to Reversing Aging Isn't in the Mirror—It's in Your Cells. Dr. Pajunen explains how cellular repair, not just skincare, is the key to looking and feeling younger. You Don't Need to Be Rich or Famous to Biohack Your Life. Her methods are designed for regular people—moms, dads, workers—who are tired of the decline and ready for transformation. Education Doesn't End at School—It Begins When You Question the System. After seeing her real estate value skyrocket, Grazyna realized academia couldn't teach her how to build wealth or freedom. She learned from those doing it. The American Dream is Built on Learning, Risk, and Reinvention. From escaping communism in Poland to starting over in Finland and then thriving in the U.S., Dr. Pajunen's journey is a masterclass in reinvention.    Money Learnings:   Dr. Pajunen had a lightbulb moment when her Florida condo doubled in value—something her academic salary could never match. That spurred a pivot into real estate investing, not through theory, but by learning from successful practitioners. She quickly grasped the value of practical over theoretical knowledge, especially in business and finance. She now teaches others that wealth doesn't come from degrees—it comes from applied knowledge and action.    Who Is Dr. Grazyna Pajunen?  Dr. Grazyna Pajunen is a renowned biohacking coach and the author of BIOHACKING A Way to a BETTER YOU: Look and Feel Better Than You Did 10 Years Ago. With deep expertise in supplements, wearable tech, and anti-aging techniques, she's known for helping ordinary people feel extraordinary—by reversing aging naturally. She's not just about theory; she's walked the walk, transitioning from a successful engineering career to become a wellness pioneer.    Key Discussion Points:  Growing up in communist Poland and the early lessons of scarcity, discipline, and drive.  Why she left academia behind to pursue entrepreneurship and investing.  Her views on health sovereignty—why you need to take responsibility for your own wellness journey.  How wearable technology and AI can optimize your body and mind for peak performance.  Why biohacking isn't just about extending life—it's about enjoying it.    Conclusion:   The Future of Youth is Here—and It's DIY  Dr. Pajunen reminds us that aging is not a life sentence. With the right tools, mindset, and guidance, you can look and feel better at 60 than you did at 40. Her story of transformation—academic, financial, and physical—is proof that with intention and innovation, you can rewrite your health and your wealth narrative.  If you're ready to challenge what's possible and take your vitality into your own hands, this episode is your invitation to begin.    Links:   Website: https://effectivecollagen.com    Consultation: To book a call: https://meetme.so/bewell   YouTube: https://YouTube.com/@grazynapajunen   LinkedIn: https://www.linkedin.com/in/gpajunen/     Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Breaking Free of Your Boxes   Unlocking Freedom Through Wealth: How Betsy Pepine Built a Real Estate Empire Rooted in Debt-Free Living What if the secret to wealth wasn't just making more—but making smart, intentional choices with what you already have? In this powerful episode of Richer Soul, Betsy Pepine shares the remarkable story of how she went from a frugal childhood in New Jersey to becoming a best-selling author, serial entrepreneur, and leader of one of the top real estate brokerages in the U.S. Her philosophy? Live below your means, stay out of debt, and use money as a tool for freedom—not flash. Keep reading to discover how Betsy's old-school money values led to next-level success.   Key Takeaways: Freedom Is the Ultimate Currency. Betsy doesn't chase money for status—it's all about freedom of choice. Whether it's the freedom to give generously, pivot professionally, or sleep soundly at night, financial independence gives her control over her destiny. Debt-Free Living Is a Superpower. Raised by parents who shunned debt (aside from a mortgage), Betsy never bought anything she couldn't pay for in cash. This mindset helped her grow her wealth without compromising her peace of mind—even when financial experts told her to leverage more. Entrepreneurship Isn't About Money—It's About Impact. From her first childhood hustle to building Pepine Realty, Betsy always had an entrepreneurial drive. But her motivation wasn't the money—it was about creating options and helping others, especially families in housing crisis through her nonprofit, Pepine Gives. Lead with Intention, Not Ego. Despite her high-profile endorsements from Barbara Corcoran, Dave Ramsey, and Glenn Beck, Betsy remains grounded. Her approach to leadership, family, and business is rooted in humility, service, and vision.   Money Learnings: Betsy learned about money by observing her parents, who lived frugally and prioritized saving over spending. They avoided debt at all costs—except for a mortgage, which they paid off quickly. Though she thought they were poor, it was a deliberate choice to live below their means and fund their children's education debt-free. This instilled in her a deep respect for financial discipline, a preference for peace of mind over leverage, and the belief that money is best used as a tool for freedom.   About Betsy Pepine: Betsy Pepine is a real estate powerhouse, educator, and philanthropist. As the founder and broker-owner of Pepine Realty, she has led her team to national recognition, including repeated listings on the Inc. 5000, Top 50 Florida Companies to Watch, and Florida Trend's Best Companies to Work For. Beyond her brokerage, Betsy runs a real estate school, a title company, and a property management firm. She's a Wharton MBA, a Duke economics grad, and founder of Pepine Gives, a nonprofit helping at-risk families with housing.   Key Discussion Points: How childhood perceptions of money shape adult financial behavior. Why Betsy never cared about keeping up with the Joneses—even when she could. The misunderstood relationship between wealth and worth. How to build businesses aligned with your values, not just profits. Why mentorship from legends like Barbara Corcoran matters (and how she earned it). Practical tools for keeping your team aligned and inspired.   Conclusion: In a world obsessed with appearances and fast money, Betsy Pepine is a breath of fresh air—proof that timeless principles still win. Her journey shows us that when you align your values with your financial decisions, wealth becomes not just a number—but a life of purpose, peace, and power.   Links: https://betsypepine.com/ Facebook: https://www.facebook.com/betsypepine Instagram: https://www.instagram.com/betsypepine/ LinkedIn: https://www.linkedin.com/in/betsypepine   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

The Alcohol-Free Lifestyle   In this episode of Richer Soul, we explore the intersection of high performance, mental clarity, and living alcohol-free with James Swanwick — entrepreneur, investor, author, and former ESPN anchor. James shares his personal journey from journalism to broadcasting to launching a movement that empowers executives and business leaders to live their best lives without alcohol. His insights challenge cultural norms, offering a neuroscience-backed framework to help high achievers make better life decisions.   Key Takeaways: Alcohol Doesn't Serve High Performers. James emphasizes that alcohol is often a socially accepted blocker to achieving clarity, focus, and true happiness. For those aiming for high performance, even moderate drinking can have a compounding negative impact on energy, sleep, and decision-making. The Power of Identity Change. Rather than "quitting" drinking, James reframed his identity to become someone who simply "doesn't drink." This subtle shift removes willpower from the equation and aligns behavior with self-image — a powerful concept for habit transformation in any area. Modeling Courageous Change from His Father. Witnessing his father leave a veterinary career to study law for ten years and ultimately find greater happiness gave James a blueprint for reinventing himself — from journalist to sports anchor to entrepreneur. Entrepreneurship as a Path to Freedom. Despite having a "dream job" at ESPN, James realized he was still tethered to corporate constraints. He used his off-days to build his entrepreneurial skillset and eventually stepped away from the camera to create something that aligned with his values and lifestyle.   Money Learnings: James's early relationship with money was shaped by witnessing his father's struggles in business and later, his courageous career pivot. He internalized that financial success doesn't require suffering — a belief reinforced by building profitable businesses like Swanwick Sleep and Alcohol Free Lifestyle. He also warns that our environment and societal norms often reinforce habits (like drinking) that quietly drain both our wealth and vitality.   About James Swanwick: James Swanwick is an Australian-American stop-drinking expert, author, entrepreneur, and former ESPN SportsCenter anchor. He is the founder of Alcohol Free Lifestyle, where he helps high performers break free from alcohol without relying on willpower, AA, or rehab. He also co-founded Swanwick Sleep, best known for its blue light-blocking glasses. His upcoming book, Clear: The Only Neuroscience-Based Method For High Achievers To Finally Break Free From Alcohol, launches April 8.   Key Discussion Points:  James's childhood experience with money and his father's career transformation. How working at ESPN was glamorous but limiting — and what pushed him to leave. The role of environment and community in perpetuating alcohol use. How James made the shift from drinker to non-drinker by focusing on identity. Why entrepreneurs and executives benefit from alcohol-free living. The neuroscience behind habit change and breaking free from social pressure. Tools and frameworks for reprogramming your brain and behavior. How to create a life that doesn't need alcohol to feel exciting or fulfilling.   Conclusion: James Swanwick invites us to rethink our relationship with alcohol and identity. His story is a powerful example of intentional living — choosing paths aligned with values, optimizing mental and physical health, and rewriting the story society tells us about what's “normal.” If you're a high achiever seeking clarity, presence, and performance, James offers both the mindset and the method to take that next step.   Links: Instagram: https://www.instagram.com/jamesswanwick  Wikipedia: https://en.wikipedia.org/wiki/James_Swanwick  Alcohol free lifestyle: www.alcoholfreelifestyle.com  Swanwick sleep: www.swanwicksleep.com   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Rocky Lalvani is the Founder and CFO of Profit Comes First, which advises coachable, forward-thinking business owners to boost their companies' profits. As a certified Profit First Professional, he implements Mike Michalowicz's Profit First System to help clients maximize their profit potential. Rocky is also the host of the Richer Soul podcast and the Profit Answer Man podcast. In this episode: Many business owners are great at delivering their product or service, but when it comes to managing profitability and cash flow, they're often flying blind. They may experience growth, but money still feels tight, and financial clarity remains elusive. How can leaders build systems that ensure sustainable growth and healthy profits? Profitability and cash flow expert Rocky Lalvani explains that overlooked financial systems can cause hidden inefficiencies and missed opportunities. Using a structured approach — like the Profit First system — can help owners allocate funds, manage expenses, and prioritize profitability from the start. Additionally, entrepreneurs can analyze their financial health in areas including revenue generation, profitability, and cash flow. By aligning employee metrics with profitability, optimizing pricing, and building scalable processes, business owners can enhance these areas. In this episode of Systems Simplified, Adi Klevit sits down with Rocky Lalvani, the Founder and CFO of Profit Comes First, to discuss building systems that boost profitability. Rocky shares the difference between scaling and growing, why many businesses grow themselves into cash crises, and how to embed a profit-minded culture throughout an organization.

Confidence Comes Later   In this episode of Richer Soul, we welcome Angus Nelson, an executive coach dedicated to transforming entrepreneurs into their best selves. Angus shares his powerful story of overcoming burnout, addiction, and personal loss to build a life of balance and fulfillment. He discusses the psychology of success, emotional intelligence, and how to cultivate a wealthy life beyond just financial gains. His insights have impacted leaders in startups, Fortune 500 companies, and even celebrity circles. Join us as we dive into Angus' transformative journey and learn how you, too, can redefine success on your terms.   Key Takeaways: Overcoming Burnout and Self-Sabotage. Angus shares how his early years of relentless work ethic led him to a dark place—losing his first marriage and business. His turning point came when he realized that self-worth isn't tied to how hard one works, but rather to the person one becomes. Learning to step back, prioritize mental health, and embrace self-awareness helped him rebuild his life. Redefining Wealth and Success. Growing up, Angus was raised in a culture that equated success with material gain and status. However, he later discovered that true wealth is about personal fulfillment, meaningful relationships, and impact. He now coaches high achievers to shift their mindsets from a scarcity-driven, fixed-pie mentality to one of abundance and growth. The Power of Emotional Intelligence. Success isn't just about strategy and execution; it's about managing emotions, communication, and self-awareness. Angus emphasizes the importance of emotional intelligence in business and leadership. He teaches his clients how to harness their emotions, build resilience, and cultivate deeper connections with those they lead. Personal Growth is the Key to Financial Abundance. Rather than chasing money, Angus believes in attracting it by becoming a better person. He stresses that financial success follows personal transformation. When you invest in yourself—your mindset, your emotional well-being, and your vision—you naturally create opportunities and wealth.   Money Learning: Angus grew up in a financially stable household where money was never scarce, but his parents' later shift to a scarcity mindset influenced his early beliefs. He learned that money should be earned through hard work, but he also absorbed limiting beliefs about wealth. It wasn't until later in life that he redefined his relationship with money—shifting from a mindset of limitation to one of possibility and abundance.   Guest Bio: Angus Nelson is an executive coach who helps entrepreneurs and business leaders unlock their full potential. As the host of the Evolve Leadership podcast and founder of the Wealthy Entrepreneur Circle mastermind, he has worked with high achievers in startups, Fortune 500 companies, and celebrity circles. His expertise in business psychology and emotional intelligence makes him a sought-after strategist for those committed to excellence. Angus has shared his insights with companies such as Walmart, Coca-Cola, BMW, Adobe, and Fidelidade. Currently based in Lisbon, Portugal, he lives with his family and two large dogs.   Key Discussion Points: Angus's childhood influences his financial mindset. The impact of a relentless work ethic and how it led to burnout. How faith and personal reflection helped him redefine success. The transition from a scarcity mindset to an abundance mentality. Emotional intelligence as a game-changer in leadership. The importance of identity and self-worth beyond work and financial success. Strategies for creating financial and personal fulfillment simultaneously.   Conclusion: Angus Nelson's journey is a testament to the power of self-awareness, resilience, and mindset transformation. His insights remind us that true wealth isn't just about financial success—it's about becoming a person of impact, fulfillment, and emotional mastery.   Links: YouTube: https://www.youtube.com/@angusnelson4340 LinkedIn: https://www.linkedin.com/in/angusnelson/ Facebook: https://www.facebook.com/angusnelson Instagram: https://www.instagram.com/angusnelson   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

I Respectfully Disagree   In this episode of Richer Soul, we welcome Justin Jones-Fosu, an energetic business speaker, social entrepreneur, and workplace researcher. Justin is the founder and CEO of Work. Meaningful., where he helps organizations create a culture of purpose-driven work. He is also a prolific author, with books like Your WHY Matters NOW and The Inclusive Mindset. Through his unique life experiences, including growing up with contrasting financial influences and conquering one of the Seven Summits, Justin brings valuable insights on navigating challenges, finding purpose, and building a meaningful life.   Key Takeaways:  The Power of Purpose in Work and Life. Justin emphasizes the importance of finding purpose in what you do. Whether in the corporate world or as an entrepreneur, aligning your work with your values leads to fulfillment and long-term success. Overcoming Financial Trauma and Mindset Shifts. Growing up in a financially unstable household shaped Justin's early beliefs about money. Despite his father being a world-renowned economist, he had to unlearn negative financial habits and create a healthier relationship with money. Embracing Diversity in Experiences and Perspectives. Justin's childhood was enriched by cultural exposure through his mother, a military veteran. From hosting exchange students to attending diverse cultural festivals, he learned the value of seeing the world from different perspectives. Breaking Through Self-Limiting Beliefs. Through his journey of entrepreneurship and personal growth, Justin discovered how internalized beliefs—often inherited from childhood—can hold people back. He encourages listeners to challenge their mental blocks and step into a more empowered mindset.   Money Learning: Justin's financial upbringing was a mix of struggle and contrast. His mother worked tirelessly to provide, often avoiding opening bills out of financial stress. Meanwhile, his father and half-brothers lived a different reality, with financial privileges Justin didn't experience firsthand. This stark contrast shaped his financial mindset, initially leading to avoidance behaviors around money. Over time, he worked to break these patterns and adopt a more conscious, proactive approach to financial well-being.   Guest Bio: Justin Jones-Fosu is a dynamic speaker, entrepreneur, and author dedicated to helping individuals and organizations create meaningful work cultures. As the CEO of Work. Meaningful., he has delivered over 50 keynote speeches annually on purpose-driven leadership and workplace inclusion. His books, including Your WHY Matters NOW and I Respectfully Disagree, equip readers with tools to build deeper connections in today's fragmented world. An adventurer at heart, Justin recently conquered one of the Seven Summits, proving his belief in pushing past limits to achieve greatness.   Key Discussion Points: Justin's Early Life and Financial Lessons: Raised by a single mother who worked tirelessly to provide. Learned financial discipline from observing struggles rather than direct education. Contrasted experiences with his father, a globally recognized economist. The Journey to Finding Purpose: How work became more meaningful when he aligned it with his core values. The importance of defining personal and professional purpose. Cultural Exposure and Personal Growth: Grew up experiencing diverse cultural festivals and international perspectives. The impact of his mother's military background on his worldview. Mindset Shifts and Breaking Self-Limiting Beliefs: Addressing financial avoidance behaviors inherited from childhood. Learning to create healthy money habits and redefine his financial future. Challenges and Triumphs in Entrepreneurship: Transitioning from corporate work to building a business around purpose. Overcoming obstacles and embracing the discomfort of growth.   Conclusion: Justin Jones-Fosu's story is a testament to resilience, purpose, and self-discovery. His journey from financial struggles to becoming a sought-after speaker and entrepreneur underscores the power of mindset shifts and intentional growth. Whether you are looking to redefine your relationship with money, find deeper meaning in your work, or break through limiting beliefs, Justin's insights provide valuable guidance.   Links: LinkedIn: https://www.linkedin.com/in/iworkmeaningful/ FB: https://www.facebook.com/iworkmeaningful IG: https://www.instagram.com/iworkmeaningful/ Website: https://workmeaningful.com/   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

The Power of the Family Office   In this transformative episode of The Richer Soul, we are joined by Dane Czaplicki, co-founder of Members' Wealth, as he reveals the blueprint for achieving financial peace and purpose. With over 20 years of experience in financial services, Dane's path to success wasn't a straight line—he self-educated, made early mistakes, and ultimately built a thriving business that helps others preserve their wealth. If you've ever wondered how to turn your financial struggles into triumphs, this episode is packed with powerful insights. Discover how Dane took lessons from “Rich Dad Poor Dad” and transformed his life, using real estate and investments to build a solid foundation. Plus, learn how you can implement these strategies in your own life today. Let's dive in!   Key Takeaways: Self-education is the Key to Financial Success. Dane credits much of his financial knowledge to his self-driven education. He emphasizes the power of reading, learning from books, and, most importantly, learning through trial and error. It's not always about what you're taught but what you're willing to teach yourself that makes all the difference. Real Estate is the Ultimate Wealth Builder. Real estate is a core pillar of Dane's wealth-building strategy. From house hacking to managing rental properties, Dane explains how real estate has allowed him to build consistent passive income that secures his future. It's not just about buying property—it's about learning how to make real estate work for you. Work-Life Balance is Essential for Long-Term Success. Achieving financial freedom is only part of the equation. Dane shares how he learned the hard way that balancing work with family, health, and personal passions is the real key to happiness. He talks about how focusing on your core values and living with intention can create an abundant life in all areas. The Power of Legacy Planning. The conversation delves deep into the importance of preparing the next generation for wealth. Dane discusses his approach to legacy education, where families can pass down not just assets, but wisdom, values, and the tools to manage that wealth for years to come.   Money Learning: Dane's financial philosophy is all about preserving, growing, and enduring. While many people focus on getting rich quickly, Dane takes a long-term approach that prioritizes stability and consistency. His multifamily office, Members' Wealth, helps clients with everything from risk management to tax strategies, ensuring that their wealth can endure and thrive for generations. In today's volatile world, understanding how to protect your wealth—while continuing to grow it—is crucial. This episode is an essential listen for anyone who wants to build sustainable wealth, not just short-term success.   Bio: Dane Czaplicki is the co-founder of Members' Wealth, a multifamily office with over 20 years of experience in financial services. His career spans portfolio management, investment analysis, and leadership roles at West Capital Management and The Vanguard Group. With an MBA from Wharton and a CFA charter, Dane is committed to helping families preserve wealth and achieve financial peace. Known for his authenticity and commitment to continuous learning, he empowers both his team and clients to make decisions that align with their life's purpose​​.   Key Discussion Points:  How Financial Education Can Be Self-Taught. While Dane didn't receive much formal financial education growing up, he made it his mission to learn everything he could about investing. From watching TV shows in his youth to reading books like Rich Dad Poor Dad, Dane explains how anyone can become financially educated by taking initiative. The Power of Real Estate for Financial Freedom. Real estate has been a cornerstone of Dane's investment strategy. He discusses how buying properties and turning them into income-generating assets allowed him to build a solid financial foundation. Whether it's house hacking or commercial real estate, Dane breaks down how real estate can provide the cash flow needed to achieve financial freedom. Creating a Life of Intention and Purpose. For Dane, achieving wealth was just the beginning. He shares how he learned to balance his work with health, family, and personal passions. He explains how living with intention, focusing on his core values, and prioritizing the things that matter most has led to a richer, more fulfilling life. Passing on Wealth and Knowledge to the Next Generation. Beyond just financial management, Dane is passionate about teaching his clients how to pass down wealth—and wisdom—to future generations. He talks about the importance of legacy planning, ensuring that children and grandchildren are equipped to manage the wealth they inherit.   Conclusion: Dane Czaplicki's story is proof that wealth isn't just about money—it's about living intentionally, making informed choices, and sharing knowledge. Through his work at Members' Wealth, Dane is helping families achieve financial peace, create lasting legacies, and live lives of purpose. If you're ready to build wealth that doesn't just accumulate but endures, this episode is a must-listen. If you've ever struggled to find balance in your financial journey, or wondered how to make your money work for you, Dane's wisdom can light the way. Don't just chase money—chase a life of intention, purpose, and financial freedom.   Links: Website: https://www.memberswealthllc.com/ Facebook: facebook.com/daneczaplicki  LinkedIn: linkedin.com/in/danecfa   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

The Power Of Culture   Culture is at the core of everything we do—both personally and professionally. In this episode of Richer Soul, we had the pleasure of speaking with Laura Hamill, an organizational psychologist, ex-Microsoft director, and co-founder of Limeade, an employee experience software company. Laura now leads the Paris Phoenix Group, helping organizations transform their workplace culture. She is also the host of the Happy at Work podcast and the author of The Power of Culture (coming November 12, 2024).   In our conversation, we dive deep into the role of workplace culture, how personal experiences shape our professional ambitions, and what it takes to build environments that empower people to thrive.   Key Takeaways:  Your Upbringing Shapes Your Drive. Laura grew up in a unique environment—her parents were true hippies, living off the grid without electricity. This unconventional upbringing gave her a strong desire to change her circumstances. Her ambition, discipline, and hard work became the tools she used to create a different life for herself. Culture Drives Performance and Well-being. The workplace isn't just about productivity—it's about fostering a culture that helps people feel valued and engaged. When organizations invest in their employees' well-being, it leads to greater performance, retention, and innovation. Laura emphasizes that leaders must be intentional in creating a positive culture, not leaving it to chance. Authenticity Matters in Leadership. Leadership isn't about imposing rules and systems; it's about authenticity. When leaders create a space where employees feel safe to bring their full selves to work, the entire organization thrives. This means prioritizing well-being, fostering inclusion, and building trust from the top down. You Can Change Your Circumstances. Laura's journey—from a childhood without electricity to working at Microsoft and starting her own company—demonstrates that our circumstances don't define us. With the right mindset, learning, and action, we can shift our trajectory and create the life we envision.   Money Learnings: Growing up with limited resources, Laura learned at an early age the challenges that come with financial struggles. However, rather than seeing it as a limitation, she viewed it as motivation to build a different life. Her experience highlights an important lesson: financial literacy isn't just about knowledge—it's about belief. The belief that you can change your financial reality through effort and smart decision-making.   She became highly focused on excelling in school, pushing herself in every way possible, because she believed that education and hard work would be her way out of scarcity. Her story is a testament to resilience and determination.   Laura Hamill's Bio: Laura Hamill is an organizational psychologist and the co-founder of Limeade, an employee experience software company. She now runs Paris Phoenix Group, advising companies on transforming their workplace cultures. She is also the host of the Happy at Work podcast and author of The Power of Culture: An Economist Edge Book (releasing November 12, 2024).   Key Discussion Points:  Laura's unique upbringing and how it shaped her drive for success. The role of culture in employee engagement and business success. Why companies need to prioritize well-being and authenticity in leadership. How leaders can intentionally shape culture rather than leaving it to chance. Lessons from Laura's personal journey in overcoming financial scarcity. Her work with organizations to help them create better work environments. Insights from her upcoming book, The Power of Culture.   Conclusion Laura's story is a powerful reminder that culture—both in our personal and professional lives—has a profound impact on our success and well-being. Whether it's the culture we create at home, the workplace environment we build, or the mindset we adopt towards money and opportunity, intentionality is key. By actively shaping culture, we create spaces where people thrive, businesses flourish, and individuals unlock their full potential.   Links: Email: laura.hamill@parisphoenixgroup.com  Website: www.parisphoenixgroup.com  LinkedIn: www.linkedin.com/in/laurahamill   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

The Inner Journey   In this episode of Richer Soul, we welcome Seth Spears, a business strategist and entrepreneur with a passion for purpose-driven ventures. Seth shares his journey growing up in a large, homeschooled family, the early money lessons that shaped his mindset, and his evolution from hard work to smart wealth creation. He delves into entrepreneurship, personal development, and the intersection of mission and business.   Key Takeaways:  Shifting from Hard Work to Smart Work. Seth grew up with a strong work ethic, believing money had to be earned through hard labor. Over the years, he has had to unlearn this mindset and embrace the idea that money can flow easily when one works in alignment with their skills and passions. The Power of Mission-Driven Entrepreneurship. Seth emphasizes that success isn't just about profit but about purpose. His companies, Wellnesse and Rewild Gear, are built on sustainability, conservation, and ethical business practices. Overcoming Scarcity Mindset. Coming from a large family where money was always a concern, Seth had to reframe his beliefs around abundance. He discusses the importance of recognizing and overcoming financial scarcity patterns inherited from childhood. Leveraging Your Strengths in Business. As an entrepreneur, Seth has learned that focusing on his natural abilities—rather than forcing himself into roles that don't suit him—leads to greater success. He highlights the value of delegation and surrounding yourself with the right team.   Money Learning: Seth's early exposure to money was rooted in working for every dollar, which instilled discipline but also ingrained a belief that making money had to be difficult. Through his entrepreneurial journey, he learned that financial success is about leverage, investing wisely, and aligning work with personal strengths. His evolution reflects a shift from trading time for money to building businesses that generate wealth through value creation.   Seth Spears' Bio: Seth Spears is a business strategist for conscious entrepreneurs who prioritize mission over margin. He is the founder of Wellnesse and Rewild Gear, businesses committed to sustainability and ethical practices. A former co-founder of Wellness Mama, Seth played a key role in growing it into one of the largest health and wellness platforms. Beyond business, he is an adventurer, podcaster, and angel investor passionate about self-improvement.   Key Discussion Points:  Seth's experience growing up as the oldest of six kids in a homeschooling family. Early exposure to money and the lessons of hard work vs. financial leverage. His journey as an entrepreneur and the challenges of building mission-driven businesses. The mindset shift required to move from scarcity to abundance. How he integrates sustainability and ethical business practices into his ventures. The importance of aligning business with personal strengths and passions. Overcoming the mental blocks around making money without struggle.   Conclusion: Seth Spears' story is a testament to the power of shifting mindsets, embracing purpose-driven business, and learning to let money work for you rather than against you. His entrepreneurial journey highlights the importance of aligning passion with purpose to create long-term success. Whether you're an aspiring entrepreneur or someone looking to reframe your relationship with money, Seth's insights offer valuable takeaways on the path to financial and personal freedom.   Links: Website: https://sethspears.com , https://wellnesse.com Facebook: https://www.facebook.com/sethspears X: https://x.com/spearsmarketing Instagram: https://www.instagram.com/spearsmarketing LinkedIn: https://www.linkedin.com/in/sethspears/ YouTube: https://www.youtube.com/@SethSpears   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Living Authentically   In this episode of Richer Soul, we welcome Brian Bogert, a human behavior and performance coach, business strategist, and speaker. Brian's journey is one of resilience, transformation, and intentionality. After a traumatic injury at age seven, he learned how to embrace pain to avoid suffering—a philosophy he now teaches to help others unlock their full potential.   Brian challenges the traditional norms of success, pushing individuals and leaders to connect with their authentic selves rather than simply chasing external achievements. His work is about building a life of sustainable growth, personal mastery, and deep fulfillment.   Key Takeaways: Embrace Pain to Avoid Suffering. Brian believes that pain is inevitable, but suffering is optional. By facing challenges head-on and learning from them, we can avoid prolonged suffering and grow stronger. His own experience of recovering from a traumatic injury taught him that leaning into discomfort can be transformational. Identity Over Actions. Success isn't just about what you do but who you are. Many people chase financial or career success but feel empty inside. Brian encourages people to focus on identity first, ensuring their external success aligns with their internal values and purpose. Rewriting Your Money Story. Growing up, Brian's relationship with money was shaped by his father's experiences—avoiding financial discussions and feeling undeserving of wealth. These subconscious beliefs impacted his early financial decisions, but he learned to reframe his mindset around self-worth and value. The Power of Intention and Self-Awareness. To create meaningful change, you must be intentional. Brian shares that self-awareness is the first step to transformation. Whether in personal relationships, business, or finances, being clear about why you do what you do can unlock greater fulfillment and success.   Money Learning: Brian's early experiences with money were shaped by contrast—earning his own money versus watching others have wealth given to them. He worked hard to save for his first car, while some of his peers had luxury vehicles bought for them. His father's unspoken scarcity mindset led to moments where Brian was told to return money he earned because it was “too much.” These experiences shaped his financial beliefs, creating a mix of hard work, self-worth challenges, and scarcity programming. Over time, Brian realized that earning money is not about taking from others but about delivering value—a key shift in perspective that allowed him to thrive financially and professionally.   About Brian Bogert: Brian is a human behavior and performance coach, speaker, and business strategist dedicated to helping people unlock their limitless potential. His work is centered around deep self-connection, fostering growth, and redefining success from the inside out. He aims to impact a billion lives by 2045 through his transformative coaching and leadership programs.   Key Discussion Points:  The Story Behind Brian's Injury: How a near-death experience shaped his philosophy on pain and growth. The Role of Emotional Intelligence in Success: Why self-awareness and emotional processing are the foundation of transformation. Scarcity vs. Abundance in Financial Mindset: The unspoken lessons from his childhood that shaped his relationship with money. Breaking Free from Limiting Beliefs: How early experiences can subconsciously affect career, relationships, and self-worth. Building a Purpose-Driven Life: How to align your actions with your deeper values to create lasting impact.   Conclusion: Brian Bogert's journey teaches us that true success starts from within. While external achievements—money, career, status—may bring temporary satisfaction, real fulfillment comes from embracing your identity, rewriting your story, and living with intentionality. What pain are you avoiding that could actually be the key to your growth? How can you redefine your relationship with success, money, and self-worth? Join us in this powerful conversation as Brian shares how to break free from limitations, step into your true power, and live a life of abundance and impact.   Links: Website: https://brianbogert.com/ Flipping the Lid Podcast: https://flippingthelid.com/  Rapid Fire Community Coaching: https://go.brianbogert.com/rfcc  Facebook: https://www.facebook.com/bogertbrian Instagram: https://www.instagram.com/bogertbrian/ LinkedIn: https://www.linkedin.com/in/brianbogert/ YouTube: https://www.youtube.com/channel/UCmhaMgY8q-tMMCj0rpGg7iw Twitter: https://x.com/BogertBrian   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

F Happiness   In this episode of Richer Soul, we welcome Shawn Nowotnik, a therapist, author, artist, and filmmaker. After the devastating loss of his son to suicide, Shawn embarked on a deep exploration of mental health, addiction, and the pursuit of meaning. His insights challenge the conventional idea that happiness is the ultimate goal in life. Instead, he encourages people to focus on finding purpose and personal fulfillment.   Shawn's book, Fck Happiness: The Search for Meaning in a World Gone Mad Chasing Happiness*, delves into these themes, questioning why our culture is obsessed with chasing fleeting moments of joy instead of building meaningful lives.   This conversation dives into the myths around happiness, the impact of trauma on mental health, and how society needs to redefine success. Let's explore key takeaways from our discussion with Shawn Nowotnik.   Key Takeaways: Happiness is Overrated—Seek Meaning Instead. Many people believe that happiness should be their ultimate goal, but Shawn argues that this pursuit often leads to disappointment and anxiety. True fulfillment comes from embracing a life of meaning, even when it involves struggle and discomfort. He suggests that rather than avoiding pain, we should learn to navigate it in a way that helps us grow. The Role of Trauma in Mental Health and Addiction. Shawn discusses how unresolved trauma can manifest in destructive ways, from addiction to self-sabotaging behaviors. His work focuses on helping individuals reframe their past experiences and find healthier coping mechanisms. He emphasizes that society needs better mental health education and more holistic treatment approaches to address these deep-rooted issues. Society's Narrative on Success is Flawed. People often define success based on external achievements—money, status, or material possessions. However, Shawn believes that a more sustainable and fulfilling success is found in personal development, authentic relationships, and a sense of contribution to something bigger than oneself. He challenges listeners to redefine what success means on their own terms. Art, Writing, and Film as Therapy and Advocacy. Beyond his clinical work, Shawn is an artist and filmmaker who uses creative expression as a healing tool. He believes that storytelling—whether through books, movies, or visual art—can help normalize conversations around mental health, grief, and addiction. His upcoming projects aim to raise awareness and challenge social stigmas around these critical issues.   Money Learnings: Shawn's first lessons about money came from his grandfather. Growing up in a tough Chicago neighborhood, he learned the basics of commerce and money exchange by helping at his grandfather's fish market. His early experiences showed him that money is a tool for survival and opportunity, but also that financial education was largely missing from both his home and school life. This lack of structured money education made him realize the importance of financial literacy, especially in the mental health field, where many professionals and clients struggle with money-related stress. Shawn emphasizes that financial stability plays a significant role in mental well-being, and more open discussions about money are needed.   Shawn Nowotnik's Bio: Shawn Léon Nowotnik, MSW, LCSW, is a therapist, author, artist, and filmmaker based outside of Chicago. After experiencing the devastating loss of his son to suicide, he dedicated his life to understanding and addressing mental health, addiction, and trauma. He has developed holistic treatment programs and is an advocate for improving mental health care. His new book, Fck Happiness: The Search for Meaning in a World Gone Mad Chasing Happiness*, challenges traditional notions of happiness and offers a more purpose-driven approach to life.   Key Discussion Points: Shawn's early experiences with money and business. How the loss of his son changed his approach to life and mental health. Why the pursuit of happiness can be counterproductive. The role of trauma in addiction and mental illness. How creative expression (art, film, writing) can be a healing tool. Why financial stability is a crucial yet often overlooked part of mental health. How to shift from chasing happiness to creating a meaningful life.   Conclusion: Shawn Nowotnik's journey is a powerful testament to resilience and transformation. His perspective challenges the mainstream obsession with happiness, urging us to seek deeper fulfillment through meaning, connection, and personal growth. His work is a reminder that pain and struggle are part of the human experience, and by embracing them, we can build a richer, more purposeful life.   Links: Website: https://www.shawnleonnowotnik.com/ https://www.am-biv-a-lent.com Facebook: https://www.facebook.com/shawn.nowotnik LinkedIn: https://www.linkedin.com/in/shawn-l%C3%A9on-nowotnik/   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Life As A Masterpiece   In this episode of Richer Soul, we dive into the inspiring journey of Cathy Christen, a serial entrepreneur, speaker, and executive business coach who is passionate about helping others craft a "Life by Design." Cathy shares her personal growth story, how she overcame early money mindsets, and how she now empowers women through GoBundance WomenⓇ to live abundant, fulfilling lives.   Key Takeaways:  Overcoming Early Money Programming: Cathy grew up in a low-income household with a fear-driven attitude toward money. Through personal development, including transformative experiences like Tony Robbins' Date with Destiny, she reframed her beliefs to view money as a tool for impact and freedom. Defining Success Beyond Money: By 25, Cathy was making over $400,000 annually but felt burnt out and dissatisfied. She realized that true success for her included time freedom, health, and living with purpose, not just financial milestones. Money Equals Impact: Cathy's financial journey shifted when she embraced the mindset that more money allows for greater impact. Her goal of giving away $1 million in a year exemplifies her commitment to generosity. Empowering Women to Thrive: As a co-founder of GoBundance WomenⓇ, Cathy creates spaces for female entrepreneurs to connect, grow, and achieve balance in all aspects of life, from business success to personal fulfillment.   Money Learnings: Cathy's early years were marked by scarcity and negative money beliefs, yet she always aspired for more. While she initially equated earning money with happiness, her financial success didn't bring her fulfillment. It wasn't until she addressed her subconscious money programming that she found alignment between wealth and purpose. Now, Cathy encourages others to view money as a means to create positive change, not as a source of fear or greed.   Bio: Cathy Christen is a vibrant entrepreneur, speaker, and executive coach with over 20 years of experience helping individuals and teams achieve their dreams. Known as the "Culture Queen," Cathy specializes in fostering team dynamics and guiding entrepreneurs to reclaim their time. She co-founded GoBundance WomenⓇ, a network dedicated to empowering female leaders to live abundant and balanced lives.   Key Discussion Points: Breaking Limiting Beliefs: Cathy discusses how deeply ingrained beliefs about money being "evil" shaped her early behavior and how she worked to overcome them. The Power of Purpose: Cathy shares how aligning money with purpose—like her aspiration to make large charitable contributions—shifted her view of wealth. Balancing Wealth and Well-Being: She highlights the importance of balancing financial success with time freedom, health, and relationships. Empowering Women: Through GoBundance WomenⓇ, Cathy focuses on fostering a community where women can thrive professionally and personally. Strategies for Growth: Cathy shares practical tips for personal development, wealth creation, and mindset shifts, offering tools that listeners can apply to their own lives.   Conclusion: Cathy Christen's journey is a testament to the power of reframing money beliefs and intentionally designing your life around what matters most. Her mission to empower others to build wealth and make an impact demonstrates that financial success is about more than just dollars—it's about living a purpose-driven life.   Links: https://cathychristen.com/ GOBUNDANCEWOMEN.COM Instagram: CathyVChristen Facebook: CathyVChristen   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Can You Be Reasonably Happy   In this episode of Richer Soul, I had the privilege of speaking with Paul Ollinger, a stand-up comedian, podcast host, and author who left a lucrative career at Facebook to chase his dream of comedy. Through his podcast, Reasonably Happy, Paul explores the interplay between money, happiness, work, and purpose. His life journey, marked by bold choices and valuable lessons, offers incredible insights into navigating life's financial and emotional complexities.   Key Takeaways: Childhood Money Scripts Matter: Paul grew up in a large Catholic family where money was stable but never abundant. This upbringing shaped his initial belief that wealth equates to freedom from stress—a script he reevaluated later in life. Chasing Dreams Is Risky but Rewarding: Paul's decision to leave Facebook to pursue stand-up comedy was financially unprofitable, but it brought him immense personal growth and fulfillment. Money and Happiness Are Interlinked but Complex: Paul's podcast and essays examine how financial success can coexist with personal happiness, emphasizing balance over blind ambition. The Power of Giving Back: From supporting his family as a child to providing thoughtful insights through his podcast, Paul embodies the spirit of contribution, proving that fulfillment often lies in lifting others.   Money Learning: Paul's journey reveals that our financial habits often stem from childhood experiences. His early lessons about saving and frugality played a pivotal role in his career choices. However, he emphasizes the importance of not letting outdated beliefs limit your growth. For Paul, real financial wisdom lies in balancing practical discipline with pursuing meaningful experiences.   About Paul Ollinger: Paul Ollinger is a stand-up comedian and the host of Reasonably Happy, a podcast where he discusses money, happiness, and work with renowned guests like Judd Apatow and LL COOL J. His latest book, Reasonably Happy, compiles over 200 interviews into humorous and insightful essays. Based in New York City, Paul lives with his wife, two teenagers, and their French bulldogs, Theo and Colonel Tom Parker​​.   Key Discussion Points: Early Money Lessons: Paul shared how his upbringing in a frugal, Catholic family shaped his financial mindset. His parents' values emphasized stability over luxury, which initially instilled in him the belief that wealth equated to stress-free living​. The Psychological Impact of Wealth: Paul discussed the emotional challenges of growing up with financial stress. He later learned to untangle these experiences to adopt a healthier relationship with money​. Balancing Career Risks and Fulfillment: Leaving a well-paying job at Facebook for comedy was a gamble. Paul explained how this decision was fueled by the desire for purpose and authenticity over monetary gain​. Cultural Narratives Around Money: Paul touched on societal attitudes towards wealth, noting how Catholicism often associates financial success with moral compromise—a narrative he actively worked to rewrite​. Teaching Financial Lessons to the Next Generation: As a parent, Paul is mindful of the lessons his children absorb from him, ensuring they learn the value of money without developing unhealthy attachments or anxieties.   Conclusion: Paul Ollinger's story is a testament to the fact that money, while essential, is just one piece of the happiness puzzle. His journey from corporate success to personal fulfillment through comedy and podcasting showcases the courage it takes to align your financial habits with your values and passions. Tune in to this episode to gain deeper insights into how money, happiness, and meaning intersect.   Links: Book on Amazon: Reasonably Happy: Essays on Money, Work and Other Things that Piss Me Off- https://www.amazon.com/Reasonably-Happy-Essays-Money-Things/dp/0997270659/ref=sr_1_1?crid=326TDOT9XWWGI&dib=eyJ2IjoiMSJ9.dLZOV_Igvsr40nXuxzsMbULjnDLojjeLCAnUkSK67wDL2ByRXdMpN6QwaDis5Ewq.RqJ-nLbHhL2CsP6768q3Ko-D9W2Wo1HMtxKDr_cs7Es&dib_tag=se&keywords=paul+ollinger&qid=1733763670&sprefix=paul+ollinger,aps,208&sr=8-1   Substack: https://words.paulollinger.com/   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Surges Of Income   In this episode of Richer Soul, we welcome Chris Moore, a property investor, entrepreneur, and business development consultant. Chris's journey from a hardworking entrepreneurial family to becoming a successful author and digital marketing expert is full of insightful lessons on growth, resilience, and wealth creation. His reflections on family, money, and building a purposeful life provide listeners with actionable wisdom.   Key Takeaways: Money as a Tool and Responsibility: Growing up in a household where money was part of everyday conversations, Chris learned early on how to earn and manage it. This set the stage for his journey into entrepreneurship and his current mission to instill financial responsibility in his children. Family Legacy Shapes Financial Mindset: Chris's upbringing in an entrepreneurial family taught him about the discipline and sacrifices needed to achieve financial success. He carries these lessons forward while ensuring his children understand the value of their privileged upbringing. The Role of Ambition and Grit: From working for his goals at a young age to building and scaling businesses, Chris emphasizes the importance of hard work and ambition. He also reflects on balancing ambition with contentment, a challenge many high achievers face. Building Purpose Beyond Wealth: While financial success is vital, Chris believes in using wealth to create impact and live a purposeful life. His approach to combining business acumen with personal values highlights the power of aligning goals with a higher purpose.   Money Learning: Chris's early lessons about money came from observing his entrepreneurial father and through personal experiences. He shared how receiving tools like a lawnmower as gifts helped him earn his own money from a young age, fostering independence and self-reliance. Today, he emphasizes teaching his children to value money by encouraging them to work and contribute to family businesses.   Bio: Chris Moore is a property and acquisitions investor, full-stack digital marketer, and business development consultant. With two INC 5000 awards under his belt, Chris has scaled multiple businesses and helped entrepreneurs achieve rapid growth. He partners with Carl Allen in the Dealmaker Wealth Society and owns numerous ventures across industries. He is also a best-selling author passionate about sharing his knowledge of wealth creation and business strategies.   Key Discussion Points: Chris's Upbringing and Early Lessons in Money: The role of family conversations and reflections in shaping his financial habits. Teaching Financial Values to Children: Strategies for helping kids understand the value of money in a privileged setting. Entrepreneurial Lessons: Insights into scaling businesses, including navigating challenges and embracing innovation. Balancing Ambition and Contentment: Chris's perspective on maintaining ambition without losing sight of personal fulfillment. Building Impact Beyond Wealth: Using financial success to create meaningful change and support others in their journeys.   Conclusion: Chris Moore's story is a testament to the power of intentionality, resilience, and ambition. His journey reminds us that wealth is not just about accumulation but also about creating a meaningful impact. By sharing his strategies for managing money, instilling values in the next generation, and building a purposeful life, Chris inspires listeners to take actionable steps toward their financial and personal goals.   Links: YouTube: https://www.youtube.com/@Chrismoorespeaks Instagram:@chrismoorespeaks- https://www.instagram.com/chrismoorespeaks/   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Embody: Feel, Heal, and Transform Your Life through Movement   In this episode of Richer Soul, Rocky Lalvani welcomes Toni Bergins, M.Ed., an embodiment trailblazer and creator of JourneyDance. Toni shares her deeply personal journey of self-discovery, healing, and how movement transformed her life. From growing up in a household where money was a source of tension to building a holistic career path that speaks to her heart, Toni inspires us to embrace authenticity, let go of fear, and embody our true selves.   Key Takeaways:  Transformational Power of Movement: Toni explains how movement goes beyond fitness. It's a practice of emotional and spiritual healing, allowing people to express, release, and find clarity in their lives. Unpacking Money Mindsets: Growing up, Toni observed financial anxiety and arguments around money in her household. She later realized that her beliefs about scarcity and abundance needed to be reprogrammed to achieve personal and financial success​. Following a Non-traditional Path: Despite having professional degrees, Toni chose a career in the expressive arts, defying societal expectations. She highlights the importance of following one's passion, even if it means walking an unconventional road​. Healing Emotional Trauma through Art: Toni emphasizes how art and movement helped her navigate emotional trauma. Her workshops and her upcoming book, Embody: Feel, Heal, and Transform Your Life through Movement, aim to offer the same healing to others.   Money Learning: Toni grew up in a family where money was seen as a source of tension. Although her family lived an upper-middle-class life, financial worries persisted. Her father, despite being a Harvard-educated lawyer, struggled with feelings of not being successful enough. Her mother's decision to pursue a career later in life inspired Toni's belief in self-empowerment.   Bio: Toni Bergins, M.Ed., is the founder of JourneyDance, a transformational movement practice. Over the past 27 years, she has been teaching at premier holistic healing centers, including the Kripalu Center for Yoga & Health. Toni's mission is to help individuals feel and heal through the power of movement. Her new book, Embody, is set to release in October 2024​.   Key Discussion Points: Childhood Financial Dynamics: Financial discussions were rare in Toni's household but observing her parents' relationship with money shaped her early perceptions. Her father's entrepreneurial spirit clashed with societal expectations of success, creating a complex family dynamic around money. Choosing a Heart-Centered Career: Toni reflects on how she rejected the conventional paths of using her professional degrees and instead pursued her passion for dance and expressive arts. She had to overcome societal pressures and personal doubts to embrace her unique calling. Breaking Generational Patterns: Toni's journey was about breaking free from the financial anxieties she inherited. She shares how working on her money mindset allowed her to achieve financial independence and thrive in her chosen career. Upcoming Book: Embody: Toni's book offers a guide on using movement as a form of healing. It's a culmination of her decades of work in the field and her personal story of transformation.   Conclusion: Toni Bergins' story is a testament to the power of following your heart and transforming pain into purpose. Her work reminds us that healing isn't just an internal process—it can be a physical journey too. By listening to her inner voice and embracing her authentic path, Toni has created a life of fulfillment and financial stability, proving that success doesn't always follow a traditional route.   Links: Learn more at journeydance.com. https://www.facebook.com/toni.bergins/ https://www.facebook.com/JourneyDance/ https://www.facebook.com/ToniBerginsJourneyDance https://www.instagram.com/tonibergins/ https://www.instagram.com/journeydanceofficial/     Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Creating Intentional Life Focus   In this episode of Richer Soul, Dave Lubelczyk, also known for the "The Focus Turbine," joined us to discuss how to align your actions with your deeper motivations to create a life of fulfillment and success. Drawing from his expertise in leveraging the brain's focus systems, Dave shared invaluable insights on living authentically and intentionally while balancing achievement with personal happiness.   Key Takeaways:  The Power of Focus: Dave emphasizes that what you focus on becomes your reality. He encourages listeners to concentrate on what matters most to craft a life that aligns with their true desires​. Fulfillment vs. Achievement: He highlights the importance of balancing fulfillment with achievement, likening it to a scale that requires constant counterbalancing rather than perfect harmony. The Blend, Not Balance: Dave prefers the term "blend" over "balance," suggesting that fulfillment and achievement coexist dynamically rather than existing as perfectly balanced entities​. Redefining Success: Success, according to Dave, is not just about financial growth but also involves designing a life that aligns with one's personal values and sense of purpose​​. Money Learning: Dave's relationship with money was influenced by his father, who prioritized fulfillment over financial gain. This upbringing shaped his understanding of the importance of aligning financial decisions with personal values rather than pursuing wealth for its own sake​.   About Dave Lubelczyk: Dave Lubelczyk, "The Focus Turbine," is a coach dedicated to helping individuals live with intention and authenticity. By leveraging the natural systems of the brain, he assists clients in achieving clarity and designing their lives around their deepest motivations. Learn more about Dave at TheFocusTurbine.com​.   Key Discussion Points:  Growing Up and Money: Dave shared how his upbringing shaped his financial psychology. His father's decision to leave a corporate job for a fulfilling career as a craftsman demonstrated that happiness often outweighs financial rewards​. Fulfillment First: Dave admits that placing fulfillment above financial stability in his early years was a challenge. It wasn't until he worked on counterbalancing the two that he found personal and professional success​. Work-Life Blend: Instead of striving for balance, Dave promotes a blend where different priorities come to the forefront at different times. He believes that true success lies in understanding when to emphasize fulfillment and when to focus on achievement.   Conclusion: Dave Lubelczyk's message is a reminder to focus intentionally on what truly matters in life. By aligning actions with core values and maintaining a dynamic blend between fulfillment and achievement, we can design a life that not only meets our needs but also inspires joy and purpose. His insights serve as a guide for anyone looking to harmonize success with personal happiness.   Links: www.TheFocusTurbine.com   Watch the full episode on youtube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Send us a textIn this episode of The Worthy Physician, host Dr. Sapna Shah-Haque speaks with finance expert Rocky Lalvani about the critical yet often neglected topic of financial literacy for physicians. They delve into the lack of financial education in medical training, the struggles of managing finances as a physician, and the importance of using strategies like compounding and smart investments to build wealth. Rocky shares valuable insights on overcoming business challenges, maintaining ethical practices, and leveraging one's skills to create profitable and fulfilling career paths in and out of traditional medical practice. Key takeaways include understanding the power of compounding, spending less than you earn, and exploring alternative methods such as concierge medicine and creating side businesses to achieve financial and personal freedom.Topics Discussed: • Overcoming money taboos in the medical field • Delayed gratification and its impact on wealth • Understanding and utilizing the compounding effect • Budgeting and the importance of spending less than you earn • Examining financial products targeting physicians • Embracing a business mindset for financial success • Recommended literature for financial understanding • Making informed financial decisions and avoiding common pitfallsPattern Life: https://affiliate.patternlife.com/theworthyphysicianWebsites:http://richersoul.com/https://profitcomesfirst.com/Social Media acct:LinkedIn         - https://www.linkedin.com/in/rocky-lalvani/Facebook       - https://www.facebook.com/richersoulInstagram       - https://www.instagram.com/richer.soul/Twitter            - https://twitter.com/rockylalvaniDISCLAIMER: THIS IS NOT FINANCIAL ADVICE. For those eager to explore these ideas further, Lavani invites listeners to engage with his podcasts, Richer Soul and Profit Answer Man. These resources continue the conversation on achieving financial and personal fulfillment beyond professional success.Stay connected with The Worthy Physician for more discussions that inspire, empower, and challenge the status quo. Remember to share this blog with fellow colleagues who might benefit Though I am a physician, this is not medical advice. This is only a tool that physicians can use to get ideas on how to deal with burnout and/or know they are not alone. If you are in need of medical assistance talk to your physician.Learn more about female physicians' journey through burnout to thriving!https://www.theworthyphysician.com/booksLet's connect for speaking opportunities!https://www.theworthyphysician.com/dr-shahhaque-md-as-a-speakerCheck out the free resources from The Worthy Physician:https://www.theworthyphysician.com/freebie-downloadsBattle of the Boxes21 Day Self Focus Journal

In this episode of the Inspired Money Live Stream Podcast, we discuss how emotional spending affects your financial health and the strategies you can use to break free from it. Our panel of experts includes Dr. Preston D. Cherry, Chi Chi Wu, Ted Rossman, and Rocky Lalvani, who share actionable tips to help you master your credit and regain control of your finances. Understanding Emotional Spending and Credit Emotional spending often leads to poor credit habits and increased financial stress. The key to recovery is understanding the connection between your emotions, spending habits, and credit score. This episode breaks down the impact of emotional spending and offers practical solutions to help you rebuild your financial confidence. Episode Insights What is a Credit Score? Our experts discuss how credit scores are calculated and the impact they have on financial opportunities. How Emotional Spending Affects Credit: Learn how emotional decisions can lead to overspending, missed payments, and lower credit scores. Actionable Strategies: Discover tools to monitor credit, manage debt, and develop healthier financial habits. Building Credit for Long-Term Success Mastering your credit starts with understanding its components. Chi Chi Wu explains how credit reporting agencies work and the importance of regularly reviewing your credit report. Errors in credit reports are more common than you might think, and addressing them quickly can save you money and stress. Key Takeaways: Check your credit report at least once a year. Dispute inaccuracies promptly. Focus on maintaining low credit utilization and making on-time payments. Tools and Tips to Improve Your Credit Improving your credit doesn't have to be overwhelming. Ted Rossman shares tips for fast improvement, such as using secured credit cards and becoming an authorized user on someone else's account. Dr. Preston Cherry emphasizes the importance of budgeting and building healthy financial habits to support long-term credit health. Avoiding Credit Pitfalls Credit misuse can have long-term consequences. Rocky Lalvani highlights the risks of emotional spending and credit mismanagement. Store cards and deferred interest plans may seem tempting but can lead to high-interest debt if not managed carefully. Our panel offers advice on avoiding these common traps. Credit Scores and Major Life Decisions Your credit score plays a crucial role in major life milestones like renting, buying a home, or securing a loan. Chi Chi Wu discusses the dangers of short-term loans and how they can damage your credit. The panel also addresses how aligning your financial goals with your credit strategy can improve your overall financial well-being. Protecting Your Credit Scams and fraud are growing threats to credit health. Chi Chi Wu explains how freezing your credit can protect you from identity theft, while Ted Rossman offers tips for securing your accounts and safeguarding your credit profile. Key Takeaways: Freeze your credit if you suspect fraud. Monitor your accounts regularly. Teach your children about credit early and consider freezing their credit to protect their future. Meet Our Esteemed Guests Dr. Preston D. Cherry, AFC®, CFT-I™, CFP® Founder of Concurrent Financial Planning and author of Wealth in the Key of Life (Wiley, 2024), Dr. Cherry helps individuals align wealth with well-being. Learn more Chi Chi Wu Senior attorney at the National Consumer Law Center, specializing in consumer credit issues and advocating for transparency and fairness in credit reporting. Learn more Ted Rossman Senior industry analyst at Bankrate, helping consumers navigate credit cards and personal finance. Learn more Rocky Lalvani Founder of Profit Comes First and host of the Richer Soul podcast, empowering small business owners to achieve financial success. Learn more

The Purpose Code How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy   In this thought-provoking episode of Richer Soul, we reconnect with Jordan Grumet, a hospice doctor, financial expert, and acclaimed author of Taking Stock. Jordan shares his reflections after the release of his book and addresses a common paradox about purpose: its undeniable importance and the anxiety it can cause. This conversation dives deep into how purpose intertwines with health, longevity, and financial well-being.   Key Takeaways:  Purpose Is Multifaceted: Jordan discovered that purpose is not a singular entity but comprises at least two distinct forms. One form leads to happiness and health, while another can trigger anxiety and dissatisfaction​. Purpose Anxiety Is Widespread: Research indicates that 91% of people experience purpose anxiety at some point in life, signifying how common and stressful this quest can be​. Finding Purpose Through Action: Jordan emphasizes that purpose does not necessarily precede actions or achievements. Instead, it often emerges through life's trials and experiences, dispelling the myth that one must "find" it first​. The Role of Reflection: Conversations, life changes, and challenges can ignite a re-evaluation of one's priorities, paving the way to understand and refine purpose​.   Money Learning: Jordan's journey reiterates that financial planning is not just about amassing wealth but ensuring it aligns with a meaningful life. Purpose, as he asserts, must be a precursor to financial strategies, enabling money to serve a life well-lived rather than becoming its sole pursuit​.   Guest Bio: Jordan Grumet is a doctor and financial independence expert whose unique career bridges the worlds of hospice care and financial education. He is the host of the award-winning Earn & Invest podcast and author of Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life. His forthcoming book, The Purpose Code, further explores the intersection of life's meaning and financial wellness​.   Key Discussion Points:  Impact of Hospice Care: Jordan shares how working closely with terminally ill patients revealed deep insights into life priorities and regrets. Purpose and Financial Independence: Aligning your money decisions with life's purpose leads to a richer, more fulfilling life. Purpose vs. Anxiety: How to navigate the stress of seeking purpose while understanding its profound benefits. Lessons from the Book's Reception: Insights from readers and audiences have expanded Jordan's understanding of purpose and its challenges​.   Conclusion Purpose is not a destination but an evolving journey shaped by our actions, reflections, and decisions. Jordan Grumet reminds us to start with what matters—our relationships, values, and experiences—and let finances serve as a supportive framework rather than the focal point. Whether you are redefining your path or exploring new directions, this episode will inspire you to find clarity and peace in the journey of purpose.   Links: Website: jordangrumet.com, earnandinvest.com Twitter/Instagram: @earnaninvest Facebook: earnandinvest.com/facebook   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Turning the Microphone Around: A Deep Dive into Rocky Lalvani's Life Principles with Tyler Jefcoat   This special episode of Richer Soul flips the script as Tyler Jeffcoat, a close friend of Rocky's, takes the hosting reins to interview him. Tyler delves into Rocky's eight core guiding principles and how his perspectives have evolved over 400 episodes of sharing personal growth and financial wisdom. This intimate conversation provides a deeper understanding of the host and the principles that guide his life.   Key Takeaways:  Evolving Life Purpose: Rocky emphasizes the importance of revisiting and updating his life plan regularly, noting how it has evolved as he transitioned from corporate work to entrepreneurship. This shift has brought growth and freedom, aligning with his overarching life goals​. The Role of Childhood Lessons in Money Mastery: Instilling financial discipline early, Rocky shared how his upbringing shaped his relationship with money. His children, exposed to these teachings from a young age, now thrive financially by applying the principles he imparted​. The Power of Adaptation: Tyler and Rocky discuss adapting to life's phases, referring to studies like the Harvard Grant Study, which highlights how individuals change every decade. Rocky's reflections reveal how adaptability fosters long-term fulfillment and alignment with one's evolving goals​. Practical Application of Principles: As a practitioner of what he preaches, Rocky applies the concepts shared in the podcast to his own life, demonstrating authenticity and commitment. This consistency builds trust and inspires listeners to implement these principles themselves.   Money Learning: Rocky shares insights into fostering financial independence among younger generations. His kids learned the value of money from an early age, practicing saving, budgeting, and investing. By observing how others handle money, they recognized the benefits of disciplined financial behavior and now enjoy financial success themselves​.   Bio: Tyler Jeffcoat: Entrepreneur, mentor, and close friend of Rocky Lalvani, Tyler has built and sold businesses, gaining valuable insights into leadership and life. In this episode, he steps in as a guest host to shed light on Rocky's journey, celebrating over 400 episodes of Richer Soul.   Key Discussion Points:  The Transition to Entrepreneurship: Rocky reflects on the growth and freedom that come with owning a business, contrasting it with the constraints of corporate life​. The Evolution of Financial Wisdom: Through life experiences and teaching his kids, Rocky showcases how financial literacy can transform lives​. Consistency in Life Goals: Revisiting life plans ensures alignment with current priorities and fosters personal and professional growth​. Authenticity in Practice: By embodying the principles shared on the podcast, Rocky builds credibility and sets a powerful example for his audience.   Conclusion: This episode highlights the authentic and intentional approach Rocky Lalvani brings to Richer Soul. By turning the lens inward, Tyler Jeffcoat helps us explore how Rocky applies his teachings in real life, inspiring listeners to take proactive steps toward aligning their life goals, financial strategies, and personal growth.   Links:   Watch the full episode on youtube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Optimizing Time and Money   In this episode of Richer Soul, we sit down with Jen Goldman, a seasoned business transformist with 30 years of experience in revolutionizing small to mid-size businesses. Jen shares her journey, insights on scaling businesses, and her unique frameworks that drive sustainable success. From mindset shifts to operational efficiency, Jen brings transformative wisdom to the table.   Key Takeaways: The Power of Visualization and Collaboration: Jen emphasizes visualization as a cornerstone for success. Pairing this with productive collaboration allows businesses to harness collective strengths and achieve their goals effectively. Strategic Business Recalibration: For sustained growth, recalibrating operations, skills, and mindset is crucial. Jen highlights how Lean processes and optimized tech integration can propel businesses forward. Learning From Life's Financial Lessons: Early exposure to financial discipline shaped Jen's approach to money and business. Her experiences as a child taught her the value of budgeting and long-term planning. Work-Life Integration: Jen shares her perspective on maintaining balance through intentional planning and prioritization, emphasizing the significance of creating an environment conducive to personal and professional growth.   Money Learning: Jen's early exposure to financial management was shaped by her parents' deliberate actions to teach her the value of money. From tracking assets and liabilities on a DOS computer to paying rent after college, these lessons instilled a foundation of financial discipline. Today, Jen integrates these principles into her work with businesses, advocating for financial transparency and strategic money management.   Bio: Jen Goldman is a business transformist with decades of expertise in guiding service-oriented businesses. She specializes in operational efficiency, team scalability, and mindset alignment. Her frameworks, such as the 3Ps and a G Benefit Documentation and IDEOS®, have reshaped countless businesses. Jen is also a prolific contributor to publications like Inc., NAPFA, and Trust Advisor.   Key Discussion Points: Early Financial Lessons: Jen's childhood experience of learning financial management from her parents laid the groundwork for her career in business transformation. Scaling Businesses: The importance of recalibrating teams, integrating tech, and creating Lean processes. Visualizing Success: Jen shares how visualization tools and collaborative efforts bring clarity and drive growth. Adapting to Change: Her strategies for accelerating organizational change and fostering high adoption rates for new initiatives. Empowering Clients: Jen's approach to empowering business owners to reclaim time and boost profits.   Conclusion: Jen Goldman's journey underscores the power of aligning operational strategies with personal growth. Her transformative insights remind us that the path to success is often paved with intention, discipline, and a willingness to adapt. Whether you're an entrepreneur or a business leader, her strategies can help create a thriving, sustainable enterprise.   Links: Website: www.myvirtualcoo.com Monthly Problem Solution Tip: https://myvirtualcoo.us5.list-manage.com/subscribe?u=0d8879e9e581ebdfa76a788e0&id=26c05735bc LinkedIn: https://www.linkedin.com/in/jenniferagoldman/ LinkedIn Newsletter: https://www.linkedin.com/newsletters/business-transformations-6988142358995345409/ Facebook business page: https://www.facebook.com/MyVirtualCOO   Watch the full episode on youtube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Living Longer and Healthier   On this episode of Richer Soul, we are joined by Dr. Erik Simms, a chiropractor with a passion for soft tissue and biomechanical movement restoration. Erik's journey from a disciplined upbringing to becoming a sought-after practitioner showcases resilience, innovation, and dedication to helping others achieve physical and mental balance. Dive into his story to uncover valuable insights into personal and professional growth.   Key Takeaways:  The Role of Early Discipline: Erik's upbringing, marked by financial challenges, taught him the value of discipline and resourcefulness. His parents' journey from bankruptcy to stability instilled in him a mindset of perseverance, which he applies both in life and practice. Scarcity and Abundance Mindsets: Exposure to a scarcity mindset in childhood highlighted the importance of shifting to an abundance perspective. Erik emphasizes unlearning negative money beliefs to embrace growth and opportunities. Integrative Approach to Wellness: By combining various techniques in chiropractic care, Erik focuses on a holistic, global approach to treat not just the symptoms but the root causes of discomfort and immobility. Lifelong Learning and Passion: Erik's drive to continually learn, whether through his sommelier certification or professional practice, illustrates the power of curiosity and passion in building a fulfilling life.   Money Learning: Erik's family experience with financial ups and downs, including facing bankruptcy due to unforeseen circumstances, laid a foundation of caution and adaptability. These lessons taught him the importance of financial planning, saving, and viewing money as a tool rather than a source of stress or contention.   Bio: Dr. Erik Simms is a chiropractor based in Walton, Kentucky, with nearly two decades of experience. Specializing in soft tissue and biomechanical movement restoration, Erik brings a multifaceted approach to patient care. A graduate of Logan University, Erik is also pursuing certification as a sommelier and enjoys baking, music, and long walks on the beach. His unique journey from being a state wrestling champion to a sought-after chiropractor is a testament to his versatility and commitment.   Key Discussion Points: Erik's Childhood and Money Lessons: Growing up in a family that faced financial uncertainty taught Erik about both the pitfalls of a scarcity mindset and the value of resilience in overcoming hardships. Transition to Chiropractic Care: Inspired by his interest in understanding and helping the human body, Erik shared how his professional journey has been deeply rewarding. Holistic Healing Techniques: Erik elaborates on his use of integrative methods, emphasizing the importance of addressing patients' broader movement patterns and lifestyle habits. Personal Growth and Challenges: Erik discusses how personal setbacks, including managing his own health, have enriched his empathy and approach toward patient care. Work-Life Balance and Passion Projects: Whether through refining his skills as a sommelier or enjoying a good bourbon, Erik emphasizes the need for balance and pursuing personal interests outside of work.   Conclusion: Dr. Erik Simms' story is one of perseverance, adaptability, and dedication to growth. His insights into navigating financial and professional challenges, coupled with a holistic approach to healing, offer invaluable lessons. Erik's journey reminds us of the importance of discipline, lifelong learning, and staying true to our passions in creating a fulfilling life.   Links: Facebook, Instagram, and LinkedIn: Erikmsimms and triplecrownchiropractic   Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Build A Life You Don't Need a Vacation From!   In this episode of Richer Soul, we welcome Erin Bradley, a speaker, trainer, bestselling author, and the host of Pursuing Freedom. Erin takes us on a journey through her evolving relationship with money, shaped by early family experiences, career challenges, and the pursuit of a life aligned with her values. Her inspiring story is a testament to the idea that financial success isn't just about numbers—it's about mindset and intention.   Key Takeaways: The Role of Family and Early Experiences: Growing up as the youngest of five in a family that faced the volatile ups and downs of stock market investments, Erin learned firsthand the emotional impact of financial stress. This instilled both limiting beliefs and invaluable lessons about resilience and resourcefulness. Breaking Through Money Blocks: Erin candidly discusses her internal struggle with money during her early career, rooted in her belief that wealth and happiness were at odds. Her journey emphasizes the importance of addressing these mental blocks to achieve true financial freedom. Designing a Business Around Fulfillment: After facing burnout and the emotional toll of an unbalanced work life, Erin redefined her approach to entrepreneurship. She emphasizes creating a business model that aligns with personal values, prioritizing joy and freedom over conventional measures of success. The Power of Mindset and Vision: Erin's mantra, “The goal is to build a life you don't need a vacation from,” reflects her belief that intentional design, systems, and support are key to living a fulfilling and financially stable life.   Money Learning: Erin's financial journey showcases the power of redefining one's money narrative. She highlights the importance of addressing limiting beliefs, designing systems for success, and staying open to new ways of thinking about wealth. Her transformation from a scarcity mindset to one of abundance is a valuable lesson for anyone seeking financial growth.   Bio: Erin Bradley is a seasoned real estate professional, dynamic speaker, and the host of the acclaimed Pursuing Freedom podcast. With years of entrepreneurial experience, she's navigated the highs and lows of business ownership, learning to align her work with her vision of a joyful and fulfilling life. Through her books and training, Erin empowers others to prioritize freedom and create systems that support their dreams.   Key Discussion Points: Early Lessons in Financial Stress: Erin shares vivid memories of growing up in a household deeply tied to the stock market, including the emotional and financial strains during market downturns. She describes the pressure of living in a “dream home” that symbolized wealth to outsiders but represented stress internally. Overcoming Burnout: Erin opens up about her early struggles with financial management and the eventual realization that traditional paths to success weren't aligned with her values. She describes the turning point when she restructured her business to reflect her personal goals and priorities. Shifting Money Mindsets: A significant part of Erin's journey involved challenging her belief that money and happiness were mutually exclusive. By addressing these limiting beliefs, she opened the door to new possibilities for financial and personal growth. Empowering Others to Seek Freedom: Through her coaching and speaking engagements, Erin inspires audiences to embrace their potential, teaching that success doesn't have to come at the expense of fulfillment.   Conclusion Erin Bradley's story is a powerful reminder that financial freedom starts with redefining our beliefs about money and aligning our choices with our values. Her journey from financial stress to fulfillment is an inspiring roadmap for anyone looking to build a life of abundance and joy. Erin leaves us with the hope that, with the right mindset and intentional planning, we can all design a life we don't need to escape from.   Links: https://www.pursuingfreedom.com/ Email: erin@pursuingfreedom.com Instagram: pursuingfreedomofficial LinkedIn: erin-bradley     Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Embrace Your Imperfections to Become Your Authentic Self   In this enriching episode of Richer Soul, we welcome Michael Thompson, a career coach, lecturer, and author of the forthcoming book Shy by Design: 12 Timeless Principles to Quietly Stand Out. Michael's journey from overcoming social anxiety to becoming a sought-after speaker is inspiring. He shares transformative insights on confidence, self-expression, and the principles for success in both personal and professional arenas.   Key Takeaways: Turn Weakness into Strength: Michael transformed his struggles with stuttering and anxiety into a system that empowers others to express themselves confidently. He emphasizes the importance of leveraging challenges as growth opportunities. The Power of Relationships: Building meaningful connections without compromising authenticity is a cornerstone of Michael's philosophy. He highlights strategies for introverts to create impactful relationships. Confidence Through Consistency: Success isn't about radical transformations overnight but rather consistent small actions. Michael outlines how incremental progress leads to long-lasting change. Redefining Communication: Effective communication is less about perfect delivery and more about meaningful connections. Michael shares actionable advice to improve communication skills in high-pressure environments.   Money Learning: Growing up in a military household, Michael's family lived modestly, with a "save for a rainy day" mindset. These formative experiences taught him the value of intentional spending and the importance of questioning every purchase. Today, he emphasizes aligning financial choices with core values and long-term goals.   Bio: Michael Thompson is a career coach, lecturer at EAE Business School in Barcelona, and a strategic communication advisor for global leaders. His personal transformation inspired him to create a system that helps individuals confidently stand out while staying true to their nature. His book, Shy by Design: 12 Timeless Principles to Quietly Stand Out, offers practical wisdom for introverts looking to thrive in an extroverted world. Learn more about Michael and his work at michaelthompson.art/book.   Key Discussion Points: Early Challenges: Michael recounts his childhood experiences, moving frequently due to his father's military service. He shares how those years shaped his resilience and adaptability. Breaking Barriers: As someone who struggled with a stutter and social anxiety, Michael reveals how he turned his vulnerabilities into his greatest strengths. Principles of Quiet Success: Drawing from his book, Michael outlines the 12 principles designed for those who feel overlooked in a noisy world. Communication Strategies for Leaders: Michael discusses practical tools for improving communication in leadership roles, especially for introverted personalities. The Psychology of Achievement: His unique insights into mindset and confidence help listeners align their actions with their vision of success.   Conclusion: Michael Thompson's journey is a testament to the power of persistence and self-awareness. His story resonates with anyone seeking to overcome their challenges and build a meaningful, impactful life. By following Michael's principles, you can redefine how you communicate, build relationships, and quietly but confidently stand out in any arena.   Links: https://michaelthompson.art/ https://michael-thompson.medium.com/ https://www.linkedin.com/in/mikethompsonblog/ https://www.instagram.com/mikethompsonblog/ https://x.com/leadwithstories   Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Cultivating Resilience   In this episode of Richer Soul, Rocky Lalvani speaks with Christa Camarillo, who brings unique insights into financial responsibility and the shifting perceptions around spending. Growing up in a military family, Christa shares how her early lessons on budgeting and spending shaped her values. Her experiences reflect on the traditional values of living within one's means, a concept that feels ever more challenging in today's fast-paced, consumer-driven society. This discussion sheds light on mindful financial management, technology's role in spending habits, and the importance of instilling money values early on. Key Takeaways Frugality as a Financial Foundation Christa's family practiced frugality, adhering to an envelope system and prioritizing needs over wants. These habits grounded her in the belief that financial stability comes from disciplined spending. Cash versus Swipe Culture Christa reflects on the cultural shift from cash-based transactions to the ease of digital spending. This shift, she notes, impacts self-control, as the tangibility of cash provides a greater sense of spending accountability than swiping or tapping a card. Parental Influence on Money Values Growing up, Christa's parents instilled conservative spending habits. They taught her to avoid unnecessary purchases unless they could be paid for in cash. This lesson stayed with her, influencing her approach to money and her commitment to passing these values to future generations. The Role of Modern Convenience in Spending With today's technology offering immediate purchasing options, financial discipline is harder to maintain. Christa points out that for younger generations, this convenience can mask the reality of overspending. Money Learning One of Christa's core financial lessons was rooted in the concept of delayed gratification and mindful spending. Her family's cash-based approach limited impulsive buys, making her consider every purchase's necessity. Today, she observes how the ease of digital payments challenges this discipline, impacting how younger generations relate to money. This shift highlights the need for financial literacy, particularly around budgeting and spending control. Bio Christa Camarillo grew up in a military family with a strong foundation in financial responsibility. Her parents taught her the value of budgeting, which has shaped her approach to money management. Now, she speaks on the importance of financial education and how traditional values can help in achieving stability in a high-tech, consumerist world. Key Discussion Points Living Within Means: Christa discusses how her parents' budgeting methods kept their family financially stable, a principle she emphasizes as increasingly rare. Impact of Digital Payments: The conversation turns to how digital payment methods, like credit cards and mobile apps, lead to “swipe culture,” detaching people from the physical aspect of spending and resulting in less financial awareness. Cash-Based Budgeting: Rocky and Christa agree that handling physical money makes budgeting more intentional, noting that cash provides a tangible connection to spending limits. Modern Financial Challenges: They discuss the challenges modern conveniences present, including how easy access to purchases may disrupt traditional money values. Intergenerational Money Lessons: Christa reflects on her parents' teachings and shares her goal of instilling the same values of budgeting and spending control in younger generations. Conclusion Christa Camarillo's conversation with Rocky sheds light on the timeless principle of budgeting within one's means and the evolving dynamics of financial management in a digital age. Her insights emphasize the need for financial education and the importance of instilling discipline in spending, especially as digital transactions increasingly replace physical cash. Through her family's example, Christa provides a reminder that financial security is not only about income but also about making mindful choices. This episode is a valuable listen for those interested in blending traditional financial wisdom with modern challenges.   Links: https://christacamarillo.com/ IG: @christacamarilloofficial Facebook: Retrain  X:@retrainme     Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Unlocking Your Mind's Wealth Code   In this episode of Richer Soul, Rocky Lalvani sits down with Dave Conway, a leading mindset mentor and the founder of Conway Consulting. Dave shares his remarkable journey from being a carpenter to a successful entrepreneur, making $5,000 a month to over $550,000 a month. His transformation was guided by the power of mindset, manifestation, and an unwavering commitment to personal growth. This episode dives deep into the importance of mindset in achieving financial success, the ways we can reframe our relationships with money, and how manifestation can change the trajectory of our lives. Key Takeaways Mindset is everything: Your thoughts determine your reality, and changing your internal narrative can unlock tremendous growth. Three types of income: Dave emphasizes the three ways to earn money—trading time for money, money making money, and multiple sources of income. The role of fear in finances: Many people struggle with leveraging money due to fear of losing it after sacrificing time and effort. Opportunity cost and inaction: One of the most significant costs we face is not taking action when opportunities arise, often leading to missed growth potential. Money Learning Dave shares a common struggle that many face—growing up in a world where time is traded for money. He talks about how most people never learn to leverage money to create more wealth. Instead, they hold onto money out of fear, especially if they have spent years trading their time for it. He also highlights the importance of recognizing opportunity costs and taking decisive action when necessary, as inaction can be incredibly costly. Bio Dave Conway is a highly regarded mindset mentor, known as one of the best-kept secrets in the personal development world. He has coached over 25,000 entrepreneurs and is a protégé of Bob Proctor, with whom he worked at the Proctor Gallagher Institute. Dave founded Conway Consulting, where he teaches people how to manifest their desired outcomes through mindset coaching and a deep understanding of the power within. Starting from a modest income as a carpenter, Dave now helps others achieve extraordinary results by transforming their mental approach to success. Key Discussion Points Early life lessons about money: Dave talks about his upbringing and the financial lessons he absorbed from his parents, including the stark contrasts in how they approached earning and managing money​​. This shaped his initial belief system, which he later had to dismantle in order to achieve success. The three ways to earn money: Dave breaks down the three methods of earning money—trading time for money (the path most people take), investing money to make more money, and creating multiple income streams​. Fear and the scarcity mindset: People often fear losing money because they have sacrificed so much time to earn it, leading to a scarcity mindset that prevents them from taking risks and investing​. Manifestation and mindset shift: A key moment in Dave's life occurred when he discovered the concept of manifestation. By shifting his mindset and using manifestation techniques, Dave was able to create a new financial reality for himself​​. Overcoming fear of investment: Dave talks about how people need to overcome their fear of leveraging money in order to invest wisely and grow financially​. Conclusion This conversation with Dave Conway is packed with insights on how mindset and manifestation can radically transform one's financial situation. His journey from a carpenter making $5,000 a month to a multi-million-dollar entrepreneur is a testament to the power of belief, persistence, and action. Dave's story encourages listeners to rethink their relationship with money and start leveraging their inner power to create wealth and abundance. If you are looking to break free from the cycle of trading time for money and unlock new financial possibilities, this episode is a must-listen.   Links: https://www.conway.consulting/ https://www.instagram.com/conwayconsulting/?hl=en https://www.facebook.com/conwayconsultingmindset/ https://www.linkedin.com/company/conwayconsulting/ https://www.youtube.com/@conway.consulting https://www.tiktok.com/@conwayconsulting     Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Aim for the Uprights   In this episode of the Richer Soul podcast, Rocky Lalvani sits down with Stu Crum, a seasoned leader in the corporate world and former professional athlete. Stu shares his life journey, from playing college football to holding executive positions at Jiffy Lube and Bridgestone. Now, he's an advocate of "Intentional Living," a concept he outlines in his book Aim for the Uprights. Through his stories, Stu highlights how intentionality in faith, family, and business can shape a successful and fulfilling life. Key Takeaways: Intentional Living: Stu emphasizes the importance of being deliberate in every aspect of life. Whether it's managing finances, nurturing family relationships, or leading a business, intentionality is key to long-term success. Hard Work and Financial Literacy: Growing up in a financially literate family, Stu learned the value of hard work and money management early on. He also passed these lessons to his own children, expanding their understanding of investing. Overcoming Challenges: Stu's journey wasn't without obstacles, but his leadership skills and mindset helped him navigate both personal and professional challenges effectively. Money Learning: Stu's parents played a pivotal role in his financial education, making him "money literate" by his teenage years. They instilled in him the value of saving, budgeting, and working hard to earn money. However, Stu shared that while his family taught him to save, they didn't dive deep into investment strategies. This realization led him to ensure that his own children had a more comprehensive financial education, including understanding investments and creating wealth beyond saving. Stu also noted how financial literacy is different today, with technology enabling anyone to invest with ease—something that wasn't as accessible during his early years. Bio: Stu Crum is a former college football star who transitioned from the sports field to the corporate boardroom. Over the years, he held leadership roles at Texaco, Shell Oil, Jiffy Lube, and Bridgestone. Stu worked on big deals with influential figures like Carl Icahn and developed his leadership philosophy from both his personal and professional experiences. His concept of Intentional Living is explored further in his book, Aim for the Uprights: The Intentional Playbook for Success in Faith, Family, and Business. Learn more at stucrum.com. Key Discussion Points: Learning the Value of Money: Stu shared how he grew up in an upper-middle-class family where financial literacy was highly emphasized. His parents were intentional about teaching him the importance of money and working hard to earn it, a mindset that stuck with him throughout his life. Financial Knowledge Gap: Stu revealed that while he was well-prepared in managing money, his parents didn't teach him much about investing. This motivated him to be more intentional with his children, discussing investment strategies early on to ensure they understood how to grow their wealth. From Football to Business: Stu talked about how his football background, especially playing in highly competitive environments, shaped his leadership skills. He carried this competitive drive and discipline into his corporate career, eventually leading some of the biggest companies in their sectors. The Importance of Intentional Living: One of Stu's core messages is that success in any area—whether in family life, business, or personal growth—requires intentionality. He believes in setting clear goals and following through with deliberate actions to achieve them. This has been his guiding philosophy in both his personal and professional life. Navigating Financial Changes: Stu reflected on the significant changes in how people approach finances today. With investment apps and zero-fee trading platforms, it has become easier to invest, unlike the days when stock trades could cost hundreds of dollars. He advised staying intentional with money, whether it's in managing day-to-day expenses or making long-term investments. Conclusion: Stu Crum's journey from college football to corporate leadership is a testament to the power of intentional living. By staying true to his values, working hard, and always learning, he's been able to lead a fulfilling life both personally and professionally. His advice on being intentional with finances, family, and career is both timeless and highly relevant in today's fast-paced world. This episode serves as a reminder to live with purpose, set clear goals, and never stop striving for improvement in all areas of life.   Links: stucrum.com Linkedln-  linkedin.com/in/stucrum Twitter – https://x.com/Stucrum6     Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Reframing Masculinity   In this episode of Richer Soul, Brad Golphenee, a men's somatic coach and Director of Training & Education at Evryman shares his unique journey, his perspectives on personal growth, and his insights into the somatic healing process. Together, they explore the importance of connecting with one's body, healing from past traumas, and living a more present and fulfilling life. Key Takeaways: The Power of Somatic Healing: Brad emphasizes the significance of somatic work, helping individuals process emotions and traumas that are stored in the body. By addressing these physical manifestations of past experiences, people can release the binds that dictate their future. Living with Intentionality: Brad advocates for a lifestyle rooted in presence and awareness. He discusses the need to slow down, process emotions, and allow space for healing. Men's Mental Health and Growth: As a leader in men's coaching, Brad shares how important it is for men to feel safe in expressing emotions. He encourages men to connect with their bodies and emotions, which can lead to personal breakthroughs and deeper relationships. Retreats and Connection: Brad hosts multi-day retreats where men are encouraged to engage deeply with their emotions and personal stories. These retreats foster community and provide a safe space for personal transformation. Money Learning: Brad's childhood involved unconventional lessons around money. Growing up in mountain communities and living a non-materialistic lifestyle, he learned to value experiences over possessions. This mindset shaped his approach to money, focusing on earning what's needed without excessive worry about wealth accumulation. Brad highlights that while money is necessary, emotional well-being and connection hold more value in life. Bio: Brad Golphenee has been actively involved with men's groups for over 17 years and has a private coaching practice. He is the Director of Training & Education at Evryman, a leader in men's emotional health. A graduate of Somatic Experiencing International, Brad specializes in helping individuals complete emotional cycles from their past to live more present and fulfilled lives. He lives in Idaho with his wife, children, and an array of animals. Key Discussion Points: Brad's Early Life: Growing up in various mountain communities, Brad's family prioritized outdoor adventures and a simple lifestyle over material wealth. His parents made a bold decision to move from Southern California to the mountains, seeking a life closer to nature. The Role of Somatic Work: Brad explains how unresolved emotional trauma can manifest physically in the body. Through somatic coaching, he helps individuals process these traumas, allowing them to live with more freedom and peace. Personal Growth for Men: Brad talks about his work with men, focusing on creating environments where men can feel safe enough to express their emotions without judgment. His retreats are designed to help men reconnect with themselves and others on a deeper emotional level. The Healing Power of Community: A big believer in the power of connection, Brad discusses how men often find healing and strength in community. Through shared experiences and vulnerability, men can learn to support one another on their journeys to emotional well-being. Conclusion: Brad Golphenee's approach to personal growth through somatic work provides a unique perspective on emotional healing and well-being. His dedication to helping men connect with their emotions and bodies is transformative. Brad's story reminds us that living intentionally and being present in our bodies can lead to a richer, more fulfilled life. Whether through retreats or personal coaching, Brad's work is helping men break free from emotional blocks and live their most authentic lives.   Links: www.bradgolphenee.com www.evryman.com       Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Start Thinking Rich   In this episode of Richer Soul, two incredible guests, Dr. Brad Klontz and Adrian Brambila, dive deep into financial psychology and the entrepreneurial journey. Brad, an expert in behavioral finance, shares his insights on the mental roadblocks we face with money, while Adrian, a successful internet entrepreneur, offers a unique perspective on building wealth through hard work and creativity. Together, they explore the intersection of money, mindset, and success. Key Takeaways: The Power of Financial Psychology: Dr. Brad Klontz emphasizes how our subconscious money beliefs shape our financial behaviors. He highlights that many of these beliefs are inherited from our family and early experiences, leading to self-sabotaging habits if left unchecked. From Immigrant Roots to Millionaire Entrepreneur: Adrian Brambila shares his inspiring story of coming from humble beginnings and leveraging his work ethic to build multiple online businesses. His experiences highlight that financial success is achievable through focus, perseverance, and leveraging opportunities. Mindset Matters: Both guests underscore that success is more about mindset than strategy. Whether it's dealing with money trauma or transitioning from employee to entrepreneur, rewiring our brains for financial success is crucial. Money Learning: Inherited Money Beliefs: Brad shares how growing up in a lower-income household with strong work ethic values influenced his approach to money. However, as he advanced in his career, he realized the importance of addressing his limiting beliefs around wealth accumulation, which he terms "money scripts"—subconscious beliefs about money that can hold people back financially. The Role of Mentorship: Adrian highlights how mentorship played a pivotal role in shaping his financial knowledge. From learning about Roth IRAs in college to understanding the power of minimalism and online entrepreneurship, mentors guided him toward smart financial choices. Bios: Dr. Brad Klontz is a financial psychologist and a leading authority on behavioral finance. He's the Managing Principal of YMW Advisors, Associate Professor at Creighton University, and founder of the Financial Psychology Institute®. Brad has authored eight books on money psychology, with his research featured in numerous major media outlets​. Adrian Brambila is an internet entrepreneur and former professional dancer for T-Pain. Known for his unconventional journey, Adrian built a million-dollar business while living out of a van. He is the founder of Brambila Method, teaching people how to generate income through online businesses​. Key Discussion Points: Brad's Story: Brad reflects on his journey from racking up $100,000 in student loan debt to discovering the field of financial psychology. A pivotal moment came when he lost money trading stocks and realized his psychological patterns with money were holding him back. This motivated him to explore why “intelligent people do stupid things with money” and led him to research money scripts​. Adrian's Entrepreneurial Path: Adrian shares his early life growing up in a Mexican immigrant family and the lessons they instilled about working hard for money. His journey from running parts at a Toyota dealership to becoming a six-figure entrepreneur illustrates how grit and resilience, combined with a minimalistic lifestyle, can lead to financial freedom​​. Overcoming Money Trauma: Both guests discuss the importance of addressing money-related trauma. Brad reveals how money trauma can manifest in poor financial decisions and how therapy can help resolve these deep-seated issues. Adrian touches on how cultural and family influences affected his money mindset but how he learned to transform those influences into a source of strength. Achieving Financial Independence: Adrian explains how his transition from a traditional job to making money online gave him control over his time and financial future. He stresses the importance of diversifying income streams and being adaptable in the face of challenges​​. Conclusion: This episode provides a comprehensive look into the mindsets behind financial success, highlighting both the psychological and entrepreneurial aspects of money management. Brad Klontz and Adrian Brambila offer valuable lessons on how to overcome mental roadblocks and take actionable steps toward financial independence. Whether you're struggling with money trauma or looking for inspiration to build your wealth, this episode offers tools and insights to help you achieve your goals.   Check out this previous episode with Brad Klontz: Ep 391 How to Master Your Financial Psychology with Brad Klontz: https://richersoul.com/ep-391-how-to-master-your-financial-psychology-with-brad-klontz/   Links: startthinkingrich.com/rocky @DrBradKlontz. Adrian Brambila Official Site: https://adrianbrambila.com/   Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening! Show Sponsor: http://profitcomesfirst.com/ Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

The Mentally Strong Leader   In this episode of Richer Soul, Scott Mautz, an acclaimed author, keynote speaker, and former Procter & Gamble executive shares powerful insights from his new book, The Mentally Strong Leader, focusing on how mental strength can be the leadership superpower that helps people overcome adversity and thrive in their personal and professional lives. The conversation touches on Scott's personal journey, the six “mental muscles” every leader needs, and the science behind building effective leadership habits. Key takeaways: Mental strength is the superpower that allows leaders to navigate challenges and lead with resilience. Cultivating mental strength requires building key habits that support confidence, fortitude, boldness, and clear communication. Leadership involves balancing confidence with humility to create an environment of trust. Reframing setbacks as learning opportunities strengthens mental fortitude. Leaders need to focus on long-term success and develop mental muscles that help them perform consistently. Money Learning: Scott shared his first major money lesson when he ran a pool-cleaning business as a high school student. He quickly realized that profitability hinges on a simple but often overlooked principle: your revenue must exceed your expenses. This early lesson in financial management taught Scott the importance of understanding costs and managing a business efficiently. Interestingly, Rocky pointed out that many adult business owners still struggle with this concept, underscoring the critical need for better financial literacy, both in personal and business contexts. Bio: Scott Mautz is the founder and CEO of Profound Performance, a keynote training and coaching company. He is a former executive at Procter & Gamble, where he successfully ran four of the company's largest multi-billion-dollar businesses. Scott is also a multi-award-winning author, with titles including Leading from the Middle, Find the Fire, and Make It Matter. Named a “Top 50 Leadership Innovator” by Inc.com and a "CEO Thought-Leader" by The Chief Executives Guild, Scott is dedicated to helping leaders cultivate mental strength. He is also a faculty member at Indiana University's Kelley School of Business for Executive Education and a top instructor at LinkedIn Learning. Key Discussion Points: Building Mental Strength: Scott emphasizes that mental strength is crucial for leadership, especially in today's fast-paced, high-pressure world. He introduces the concept of six “mental muscles” that leaders need to develop: fortitude, confidence, boldness, decision-making, goal-focus, and messaging. These are the pillars of mental strength, and they help leaders stay resilient in the face of adversity. Habit-Building Science: One of the key elements of Scott's approach is the idea of habit-building science. He explains how habits can shape behavior and how leaders can build mental strength by adopting practices that reinforce resilience and clear communication. For example, reframing setbacks as opportunities to learn is a habit that strengthens fortitude over time. Confidence with Humility: Scott points out the importance of balancing confidence with humility. While confidence is necessary for effective leadership, it must be tempered with a willingness to listen and adapt. This balance creates a culture of trust and respect within a team, which is essential for long-term success. Reframing Setbacks: Scott shares practical strategies for reframing setbacks, an essential habit for mental strength. Leaders often face challenges, and those who can view these moments as learning experiences rather than failures build resilience. This mindset shift is crucial for staying positive and proactive in difficult times. The Power of Messaging: Effective communication is one of the core “mental muscles” Scott talks about. He explains that leaders need to send clear, purposeful messages to their teams. This requires intentionality, precision, and consistency. The ability to convey the right message at the right time can make all the difference in motivating and leading a team. Conclusion: In this episode, Scott Mautz delivers a masterclass on the mental strength required to lead effectively in today's challenging world. His insights on habit-building science, resilience, and leadership balance provide listeners with practical tools they can apply immediately in their personal and professional lives. Scott's personal journey, from learning tough money lessons early in life to leading massive organizations, offers a compelling example of how anyone can cultivate mental strength. Whether you are a seasoned leader or just beginning your journey, this episode is full of wisdom that will help you build the mental fortitude necessary to thrive.   Links: https://scottmautz.com/mentallystronggift/ https://www.facebook.com/ScottMautzPP/ https://x.com/scott_mautz https://www.linkedin.com/in/scottmautz https://www.youtube.com/channel/UCESjWJrnWegel9lAlhXDS3A     Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Creating Clarity   In this episode of Richer Soul, we dive into the world of leadership engagement with Chad Brown, a seasoned expert in coaching founders and executives. Chad has a unique approach to helping leaders unlock their full potential by mastering both the art and science of leadership. Through his coaching, he empowers his clients to achieve unprecedented results while also finding fulfillment in their work. Let's explore Chad's fascinating journey, the insights he's gained from his experiences, and the lessons he shares about leadership, growth, and living a purpose-driven life.   Takeaways: Leadership as a Balance of Art and Science: Chad explains that effective leadership is both an art and a science. While technical skills and knowledge are important, emotional intelligence, trust-building, and personal fulfillment are equally critical in becoming a successful leader. Work-Life Integration, Not Balance: Chad challenges the traditional notion of work-life balance, calling it a myth. Instead, he advocates for work-life integration, where professional and personal lives are aligned to bring purpose and fulfillment across all areas of life. The Power of Trust in Leadership: Chad highlights two types of trust: one that can accelerate team performance and one that can be devastating. Understanding and fostering the right kind of trust in your team and clients can significantly boost the effectiveness and success of a leader. Creating New Results through Leadership: Leadership, according to Chad, is about guiding teams and clients to create unprecedented results. This requires constant development, tough conversations, and a willingness to push beyond comfort zones.   Money Learnings: Lessons from Financial Struggles: Chad's early experiences with money were marked by financial instability, particularly from his father's work as a drywall contractor. These struggles taught him about the scarcity of money, and the whiplash effect financial issues can have on family plans and emotions, like a canceled family trip to Disneyland that left a lasting impact. Work Ethic from a Young Age: Chad started working at the age of 12, helping in his father's drywall business. This experience gave him a strong work ethic but also ingrained some less-than-ideal money habits that he later had to overcome. His experience taught him that hard work doesn't necessarily equate to smart money management. Changing the Money Narrative: Chad discusses the importance of rethinking how we view money. By shifting away from unhealthy habits and beliefs that were picked up during childhood, it's possible to form a healthier relationship with money and create financial stability. Financial Coaching in Leadership: Chad shares how leaders often need to develop their financial understanding to be better managers and decision-makers. His coaching includes guiding leaders to overcome their limiting financial beliefs, thereby unlocking new possibilities for both personal and professional growth.   Bio: Chad Brown is a leadership engagement expert and the founder of Chad L. Brown Coaching & Consulting. He coaches leaders to create new, unprecedented results through a combination of leadership science and personal fulfillment. His passion for leadership ignited while running a media production company, Shade Tree Films, which serviced global brands like Volkswagen, Target, and Pixar Animation Studios. After selling the company in 2021, Chad focused on coaching full-time, working with founders and executives to help them navigate the challenges of leadership. When not working with clients, Chad enjoys embarking on wild adventures in the Utah mountains with his family.   Key Discussion Points: Early Experiences with Money and Work: Chad shared that his early experiences with money were not ideal. Growing up in a small town in Utah, his family struggled financially. His father, a drywall contractor, worked hard but often faced financial instability, which left a lasting impression on Chad. One particularly painful memory was a canceled family trip to Disneyland due to unexpected financial troubles. This experience shaped Chad's perspective on money, hard work, and the importance of financial stability. From Shade Tree Films to Leadership Coaching: Chad's journey into leadership coaching began with the founding of Shade Tree Films in 2008. The media production company quickly grew, servicing major global brands. While running this business, Chad discovered his passion for leadership and achieving results through others. After selling the company in 2021, he transitioned to coaching full-time, working with founders and executives to help them navigate the challenges of leadership. The Art and Science of Leadership: Chad emphasizes the importance of balancing the art and science of leadership. He coaches leaders to not only focus on results but also to find fulfillment in their work. He discusses how effective leadership requires understanding both the technical aspects of managing a team and the emotional intelligence to foster trust and connection within an organization. Work-Life Balance vs. Work-Life Integration: Chad challenges the idea of work-life balance, calling it a myth. Instead, he advocates for work-life integration, where personal and professional lives are harmonized. He believes that leaders should focus on integrating their passions and purpose into both their work and personal lives to create a more fulfilling experience. Free Resources for Founders: Chad shares his free assessment, the "4 Pillars of Founder Freedom," which helps leaders identify key areas for growth and scalability. He also offers access to his resource, "5 Critical Founder Beliefs That Kill Scalability," which outlines common beliefs that hold back leaders and how to overcome them.   Conclusion: Chad Brown's insights into leadership and personal growth offer valuable lessons for anyone looking to improve their effectiveness as a leader. His focus on integrating purpose into leadership, embracing difficult conversations, and achieving fulfillment in both work and life makes his coaching approach unique and impactful. If you're a leader or aspiring entrepreneur, Chad's lessons are a must-learn for achieving lasting success and satisfaction.   Links: 4 Pillars of Founder Freedom Assessment:https://www.founder-freedom.com/ LinkedIn:https://www.linkedin.com/in/chad-brown-founder-coach-477a7015/     Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Today, I introduce a new format to the Wealthy Wellthy podcast.  I've been told by many loyal listeners that they love learning from my guests, but they would also like to hear more from me. Since I take feedback to heart, future episodes will be a mix of guest content as well as my own.  From now on, every other week I will share with you the podcasts on which I am the guest and not the host.  My purpose is to share MY money mindset and financial advice with you that I otherwise only share with other podcast host audiences. So, today, I share my appearance on Rocky Lalvani's Richer Soul podcast. I really enjoyed this conversation with Rocky. We dive deep into having clarity about the life you want before setting on your money goals. Too many people base their money goals on what they see in the media or what they see next door. I call this, “Keeping up with the Joneses,” and it will keep you broke.   Are you ready to unlock the secrets to living an abundant life? In this thought-provoking episode, Krisstina Wise shares her journey from chasing money and success to finding true fulfillment and purpose. Discover the importance of defining what a good life means to you, learn valuable lessons about wealth building, and gain insights on how to enjoy life to the fullest. Join us as we explore the intersection of money, meaning, and happiness. Get ready to be inspired and gain a fresh perspective on what it means to be truly wealthy.

In this captivating episode, we delve into the extraordinary journey of Rocky Lalvani, a man whose life is a testament to the power of financial wisdom and personal determination. Rocky's story is far from ordinary. With no Wall Street background or a lengthy list of financial certifications to his name, he brings a refreshingly authentic perspective to the world of financial management. His approach is rooted in real-life experiences and a genuine passion for teaching others about the importance of financial literacy, a passion so strong that he asserts he would pursue it even without monetary compensation. Rocky's journey to financial expertise began with his family's bold move to America with only $25 to their name, highlighting his 100% Indian heritage despite his Italian looks. This early experience of starting from scratch instilled in him the values of saving, investing, and prudent spending. Rocky's financial acumen was further honed through his own life choices, from his adolescent paper route to his career in pharmaceutical sales, where he learned valuable lessons in financial management and the importance of adaptability. Having retired from corporate America, Rocky now fills his days with hobbies that range from traveling with his family to real estate and volunteering, illustrating a life well-lived beyond the confines of financial accumulation. His podcast, Richer Soul, is a platform where he explores the concept of a fulfilling life that extends beyond mere monetary wealth. Rocky's philosophy sees money as a tool, a means to open doors and create opportunities for a richer, more liberated life. His personal narrative of growth, from his father's initial struggle to provide for their family in a new country, to his own realization of the American dream, underscores the transformative power of financial knowledge. Now, Rocky is on a mission to empower small business owners by sharing his wealth of experience in financial management. He aims to offer guidance at an accessible cost, democratizing the knowledge that is often gatekept by the financial industry. His story is not just about financial success, but about using that success to create a meaningful, impactful life. For More Info: https://profitcomesfirst.com/

Here's a festive treat for everyone! There's no better way to embrace the holiday season than by gathering with loved ones for a joyous feast or celebration. In the true spirit of the season, I'm thrilled to announce that I'll be continuing my tradition of hosting a special Christmas Eve live event. Join me on YouTube Live this Friday, December 22nd, at 1 PM Eastern Time and 2 PM Atlantic Time for an unforgettable experience that's expected to last around 4 hours. We'll have engaging conversations with some special guests, reflecting on their 2023 experiences and offering insights into what the upcoming year may hold. Get ready for an afternoon filled with laughter, warmth, and anticipation for the adventures that lie ahead! Rocky Lalvani, Host of the Richer Soul and Profit Answer Man podcasts. Rocky coaches entrepreneurs to implement the Profit First system in their businesses. https://profitcomesfirst.com/ Mike Finger, a former business owner, business broker and consultant who helps business owners prepare their businesses for sale. Mike is also the co-host of my new show Your Exit Squad. I'm sure we'll be sharing some of the details of this program as season 1 is about to be released. https://www.ExitOasis.com https://www.YourExitSquad.com Henry Lopez, former car wash and suite salon owner and current co-working space and frozen yogurt shop owner will be visiting too. Henry is also a business coach and the host of the How of Business Podcast. https://www.thehowofbusiness.com/ Aaron Baer Providing Practical Legal Advice to Clients an entrepreneur first and a lawyer second - which allows him to tackle legal issues by putting himself in your shoes. https://www.rennoco.com/ Patrick Dichter has successfully executed a search for a CPA/Bookkeeping firm without being a CPA! He is now growing this company from being highly regional to a national service provider. https://www.appletreebusiness.com/ Lisa Forrest has over 30 years of experience writing loans under the US Small Business Administration's (SBA) loan programs.https://www.linkedin.com/in/forrestlisa/ Mark Willis, from Lake Growth Financial. Mark is a channel sponsor and helps people secure his client's financial future with the Bank on Yourself system. https://www.NewBankingSolution.com Marc Mawhinney, Three-time business owner and business coach to coaches will be stopping in. Marc is the host of the Natural Born Coaches Podcast. https://www.naturalborncoaches.com/ Finally, I've got Rick Nicholson who will be visiting near the end. Rick has owned seven different food/coffee businesses over the years and is a Wizard of Ads partner with Roy H Williams' Austin, TX based organization. He's also appeared this past year as a live guest on the YouTube channel. https://wizardofads.org/ As a live event, if you can join us during the broadcast, you'll be able to post comments that I'll be able to see and so it could be quite interactive for us. If you can't make it and want to submit a question for me or any of the guests, just hit ‘reply' and send me a note right now. If you can't make it to the live broadcast, the recording will be available for you to see later and I'll put the audio on my regular podcast feeds as well. See you! Cheers David Barnett - Do Business with David using these incredible internet links... - David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com - Join David's email list so you never miss any new videos or important information or insights, https://www.DavidCBarnettList.com

1195 Today's guest brings a unique perspective to the world of finance. He may not have a Wall Street background or a lengthy list of financial credentials, but what he lacks in titles, he makes up for in real-life experience. From arriving in America with just $25 in his pocket to achieving financial independence, he's a living testament to the power of smart money management. As the host of the Richer Soul podcast, he's on a mission to empower entrepreneurs and small business owners to master their finances and unlock new opportunities. Get ready to uncover the keys to financial freedom with none other than Rocky Lalvani! Website: https://profitcomesfirst.com/ Social Media: https://www.linkedin.com/in/rocky-lalvani/ https://twitter.com/rockylalvani __________ Go to www.BusinessBros.biz to be a guest on the show or to find out more on how we can help you get more customers! #Businesspodcasts #smallbusinesspodcast #businessmarketingtips #businessgrowthtips #strategicthinking #businessmastery #successinbusiness #businesshacks #marketingstrategist #wealthcreators #businessstrategies #businesseducation #businesstools #businesspodcast #businessmodel #growthmarketing #businesshelp #businesssupport #salesfunnel #buildyourbusiness #podcastinglife #successgoals #wealthcreation #marketingcoach #smallbusinesstips #businessmarketing #marketingconsultant #entrepreneurtips #businessstrategy #growyourbusiness Want to create live streams like this? Check out StreamYard: https://streamyard.com/pal/d/6164371927990272 --- Support this podcast: https://podcasters.spotify.com/pod/show/businessbrospod/support

Description: Welcome to the podcast, where we help business owners take control of their finances and prioritize profitability. Join us as we dive into the Profit First system, developed by best-selling author Mike Michalowicz, and learn how to implement it in your business. Our host, Rocky Lalvani, a certified Profit First Professional, shares his expertise and insights on managing cash flow, understanding business finances, and ensuring your business is not just growing, but also profitable. But it's not all about the money at all costs, Rocky emphasizes that people come before money. He shares his inspiring journey of starting with nothing when his parents immigrated to the United States and how he achieved financial and life success despite many challenges along the way, including the passing of his mother when he was just seven years old. In addition to business finances, Rocky also covers topics like creating harmony in life and living the ultimate life, because as he explains, money alone won't make you happy. So tune in to the podcast and start taking the steps towards a more profitable and fulfilling life. To check out, "Profit First" head on over to Amazon: https://amzn.to/3AuQJrx Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn't do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2023

My big gift to all of you. Nothing celebrates the holidays like getting together with friends and family for a big meal or a party. It's in this spirit that I've decided to continue my tradition of doing a Christmas Eve live special. I've invited some friends to come and talk about their experiences in 2022 and what we might expect for the year to come: Mike Finger, a former business owner, business broker and consultant who helps business owners prepare their businesses for sale. Mike is also the co-host of my new show Your Exit Squad. I'm sure we'll be sharing some of the details of this program as season 1 is about to be released. https://www.ExitOasis.com https://www.YourExitSquad.com Giuseppe Grammatico, The Franchise Guide from New Jersey who has appeared on my show discussing franchise opportunities. https://ggthefranchiseguide.com/ Rocky Lalvani, Host of the Richer Soul and Profit Answer Man podcasts. Rocky coaches entrepreneurs to implement the Profit First system in their businesses. https://profitcomesfirst.com/ Ted Leverette, The Original Business Buyer Advocate™ Ted's been working with clients around the world to help them buy some impressive businesses. Maybe he'll share some of their successes or one or two of his secrets with us this year. https://partneroncall.com/ Henry Lopez, former car wash and suite salon owner and current co-working space and frozen yogurt shop owner will be visiting too. Henry is also a business coach and the host of the How of Business Podcast. https://www.thehowofbusiness.com/ Marc Mawhinney, Three-time business owner and business coach to coaches will be stopping in. Marc is the host of the Natural Born Coaches Podcast. https://www.naturalborncoaches.com/ Mark Willis, from Lake Growth Financial. Mark is a channel sponsor and helps people secure his client's financial future with the Bank on Yourself system. https://www.NewBankingSolution.com Finally, I've got Rick Nicholson who will be visiting near the end. Rick has owned seven different food/coffee businesses over the years and is a Wizard of Ads partner with Roy H Williams' Austin, TX based organization. He's also appeared this past year as a live guest on the YouTube channel. https://wizardofads.org/ As a live event, if you can join us during the broadcast, you'll be able to post comments that I'll be able to see and so it could be quite interactive for us. Starting on the 24th, I'm going to be releasing this year's Holiday Chat calls. I'll be sending out one each day to people on this email list only. If you have a friend who should be on the list to get this information and those Holiday Chat calls, then send them to https://www.DavidCBarnettList.com Cheers and enjoy the holiday season. David C Barnett Show sponsors: Build an equity asset that is guaranteed to grow over time, never lose value and give you access to liquidity whenever you need it without having to qualify for credit- EVER. Learn more and sign up for a no-obligation consultation at https://www.NewBankingSolution.com www.jeffalpaugh.com/dcb10 https://www.SMBPodcastNetwork.com Sign up and receive weekly emails with the internet's best new conversations about small and medium sized business. David, Ted and Mike will be at the BossUp Virtual Conference, Feb 16 and 17th, Learn more and sign up FREE here: https://hopin.com/events/bossup-virtual-micro-m-a-conference

Story of failure: Driving off with a gas pump handle in my car.Rocky Lalvani officially retired from corporate America (hooray!), but he has plenty of hobbies that keep him busy. He loves traveling with his wife of 24 years and two kids, flipping and/or renting houses, coaching two high school robotics teams, and volunteering in his community.Although he's always been passionate about managing his own money, personal finance has recently become one of his main interests (#Fincon, anyone?). He started a podcast a couple of years ago called Richer Soul that talks about life beyond money.So while he's interested in money, he's always seen it as a tool, as something that can open countless doors if managed well. Without understanding money, his dad wouldn't have been able to sustain a family in America. Rocky wouldn't be able to live out his dream of taking his family on a vacation across Italy.Rocky has seen how much of a difference understanding money makes in his own life. And he's now made it his goal to help others open doors, solve problems, and gain freedom through understanding the finances for their small business.Rather than only making money off of telling other people what to do, he's truly lived out the experiences of both working a corporate job, working independently, and managing a small business. Now, Rocky wants to take this knowledge and share it with other small business owners at a fraction of the cost that it would be to hire a dedicated full-time financial manager.In today's episode Rocky talks about:looking backward and connecting the dotsbeing an immigrantthings you don't appreciate until laterliving on the wrong side of the tracks at the beginninghis parents getting together with friends and talking about moneyoccurring conversationsnot ever being held backseeing people in different financial situationsdeciding he wanted to be rich as a kidlearning how to do things himselfselling products when he was youngplaying with spreadsheets as a kid and teaching accountantsfrom paper ledgers to spreadsheetsthe skill of building spreadsheetsgood is the enemy of evilselling dictation equipment early onunderstanding working with contractors and what to look for in real estatefinally taking action after twenty yearswhy do people struggle with money so much?“I Will Teach You To Be Rich” - money mindsetswanting to help people with moneynobody wants to get rich in ten yearsreading spreadsheets like storieswhy my brother loves spreadsheetsassuming everyone knows how to do somethingrunning two podcastsan hour of free advicethe benefits of podcastsRicher Soul and Profit Answer Man Podcastsgrowing up in the age of the Marlboro Manaccepting advice and doing thing more quicklymasterminds taking him a step furtheris this true and is it worth it?always being frugal“If you can get a book for $25, don't even think about it. Just buy it.”reading through the mind of an author“The biggest failures I've had were in not starting.”being cautious in natureneeding that first kick to get startedthe friction of startingstory of failure: real estate rental storyfirst mistake: buying rental properties he likednot screening a tenanttaking note of red flags and doing something about themhaving a manager in real estate and not following up enoughhaving a tenant trashing a place and having to evictgetting the highest price on the streetjust keep showing up and understanding you can fix anything“Is my worrying going to fix anything?”taking ownership of a mistake10x the attentionhow are you so calm throughout all of this?me not doing my partcoming to the point where it's ok if things go wrongan age and financial thingmoney isn't going to make you happy, but it can solve problemsDave Ramsey principles  not wanting to deal with broke peoplestaying on messagehow do you buy a house with cash?with any luck, he's a grandfatherhaving the freedom to be close to his future grandkidswhy are more parents not having more fun?something to be grateful fortaking over himself, not the worldwe all have that negative critic and conquering that voicehow breath interrupts patternsHigh Performance Habitseveryone's on meditation and breathingheart rate variability monitorbreathing being a tellbusiness owners that need help beyond our capacityunderstanding how money flows through your businesssimilarities with Marcus Lemonis google: Rocky Lalvaniwww.profitcomesfirst.comTwitter - @rockylalvani Instagram - @richer.soulProfit Answers Man Podcast Richer Soul Podcast

Being an immigrant and growing up poor might stop some people from chasing their dreams and obtaining wealth... but Rocky Lalvani used his upbringing as fuel to accelerate him into a life of wealth and teaching others how to handle money. Rocky Lalvani is a seasoned Chief Profitability Officer who has helped many companies turn their struggling businesses into profit-making machines. He also hosts two podcasts, "Richer Soul", and "Profit Answer Man". Josh and Rocky talk about why it's important (but hard) to have a "profit-first" mindset.

Enroll in Business Buyer Advantage Today https://www.BusinessBuyerAdvantage.com Get on my email list https://www.DavidCBarnettList.com Come and hang out with me and some of my small business besties. This year's guests include: Rocky Lalvani, host of The Profit Answer Man Podcast and Richer Soul. https://profitcomesfirst.com/ and https://www.richersoul.com Mike Finger, consultant and blogger extraordinaire over at https://exitoasis.com/ Henry Lopez, investor, entrepreneur and host of The How of Business Podcast https://www.thehowofbusiness.com/ Rick Nicholson, restauranteur, investor, and Wizard of Ads marketing partner. https://www.linkedin.com/in/ricknicholson-wizard/ Jordan Evans, acquisition entrepreneur, investor https://www.languagenetworkusa.com https://www.linkedin.com/in/jordanpevans/ https://twitter.com/JordanPEvans We will discuss 2021 and what we expect for 2022. Come and join us live and ask your questions/share thoughts or catch us in replay over the holidays. Look dangerous like me with Jeff Alpaugh https://www.jeffalpaughcustoms.com/dcb10

I'm going to say this outright even though know it'll raise a few eyebrows: Money matters. Coming from a country where the differences between the 'Haves' and the 'Have Nots' were so obvious, I was very well acquainted with the importance of setting yourself up for a proper financial future. Which is why, for this particular episode, I wanted to find someone that I believe would provide the proper vantage point as well as appropriate insight to help me drive this point home. Having emigrated from his native India to the United States with his parents when he was just 3 years old, Rocky Lalvani has seen firsthand what it looks like to build a wealthy lifestyle out of nothing through saving, investing, and spending wisely. Rocky serves as a Chief Profitability Adviser for business owners and is the founder of Profit Comes First. He teaches financial planning and growing one's wealth because that's what he's done and he doesn't want you to make the same mistakes he's made.  Having personally experienced what it takes to achieve the American Dream, Rocky reminds us that Money is a tool. It can open countless doors if managed well. Without understanding money, he admits that his father would not have been able to sustain a family in America. His mission as a Financial Coach, simply put, is to help you build an abundant life. He is also a happily married father of two as well as the host of two successful podcasts : Richer Soul and The Profit Answer Man podcast. I really enjoyed this conversation. Simply because it was so fun to sit across from someone so incredibly knowledgeable of the topic yet with the down-to-earth demeanor as well as humility to bring some useful concepts down to a digestible level. Another exciting conversation which I do hope you'll enjoy.  You can connect with Rocky by visiting his website or following him on Facebook, Twitter, Instagram. & Linkedin. #StayAwesome #ATATribe - - - - - - - - - - - - - - Connect with us // Facebook : https://www.facebook.com/awakentheawesome Instagram : https://www.instagram.com/atapodcast Email : awakentheawesome@gmail.com - - - - - - - - - - - - - - - Our full back catalog of episodes is also available on your favorite platforms : Apple Podcasts : https://apple.co/3bcWAWX Spotify : https://spoti.fi/3rZOA1B Google Podcasts : https://tinyurl.com/y57gshn4 Stitcher : https://tinyurl.com/yxrfp2s3

Rocky Lalvani is a Profit First Professional and the Fractional Chief Probability Officer at Profit Comes First, where he helps entrepreneurs and small business owners grow their companies profitably. Certified in the Profit First method, Rocky develops the strategies and models his clients need to maximize their profit potential.   Rocky is also the host of the Richer Soul podcast and the Profit Answer Man podcast. He graduated from Rutgers University with a bachelor's degree in economics and earned his MBA from Penn State University.  In this episode… Are you wondering how to take control of your profits? Do you want a method that helps you boost your revenue and have cash left over at the end of the month?  As an e-commerce business owner, the math of turning a profit may seem cumbersome and overwhelming. But to run a successful business, you must take the time to examine and optimize your financial situation. That's why Rocky Lalvani believes that every dollar has a job. Rocky's Profit First model helps entrepreneurs allocate those funds to earn a profit — and achieve greater financial freedom.  In this episode of the Quiet Light Podcast, Joe Valley and Paul Andersen sit down with Rocky Lalvani, the Fractional CPO at Profit Comes First, to discuss how to reinvest in your company for the best return. Rocky details the importance of creating separate bank accounts for your business, how to do the math of a sale to produce profits, and why you should hire an e-commerce bookkeeper. Stay tuned.

Rocky Lalvani is a Certified Profit First Professional recommended by Mike Michalowicz. Born Indian, he was brought by his dad to America when he was 3 years old. Growing up, he has seen firsthand what it looks like to build a wealthy lifestyle out of nothing through saving, investing, and spending wisely.  After observing these principles, hard work, and more as an adolescent, Rocky implemented these principles in his own life throughout adulthood. His knack for learning from others and curiosity propelled him forwards.  He is now officially retired from corporate America and is currently focusing on flipping and/or renting houses, coaching 2 high school robotics teams, and volunteering in his community. He also has a podcast called Richer Soul, where he talks about life beyond money.  [00:01 - 05:06] Opening Segment What Rocky wants to do in life and how he does it Rocky talks about Profit First and its impact on real estate Why profit is a leftover.   [05:07 - 08:50] How to Profit First in Real Estate Giving every dollar a job and making profit a priority Not All About Profit BUT Smart Business Paying yourself with lots of accounts    [08:51 - 18:55] Banking and Saving Strategies Why do people wind up with unexpected bills? A Second Bank and a Spreadsheet Common mistakes clients and people make in business  Rocky's unique banking and savings strategy Not an overnight success story but years of doing it   [18:56 - 27:57] Closing Segment Quick break for our sponsorsGroundfloor offers short-term, high-yield real estate debt investments to the general public. Check www.passivewealthstrategy.com/groundfloor/ to get started. What is the best investment you've ever made other than your education?His lowest-priced property Rocky's worst investmentStocks What is the most important lesson that you've learned in business and investing?“Start. Do it.  Make it better.” Connect with my guest. See the links below.   Tweetable Quotes: “It's really about discipline, mindset, and giving a dollar a job.” - Rocky Lalvani “You can still get a nice life without overspending.” - Rocky Lalvani “Start.  You'll figure it out.” - Rocky Lalvani ------------ Connect with Rocky Lalvani through Facebook, Twitter, Instagram, and LinkedIn.  Visit his website https://profitcomesfirst.com/ and listen to his podcast Profit Answer Man.   Invest passively in multiple commercial real estate assets such as apartments, self storage, medical facilities, hotels and more through https://www.passivewealthstrategy.com/crowdstreet/ Participate directly in real estate investment loans on a fractional basis. Go to www.passivewealthstrategy.com/groundfloor/ and get ready to invest on your own terms.  LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes                     

Rocky's immigrant parents came to the US when he was 2 years old, bringing with them a collective $25. He learned how to gain economic success in a short period of time by watching his Dad build a fortune by using basic principles of saving, investing, and smart spending.  When he was only 6 years old, his Mother passed away, instilling in him a sense of self-reliance. Over the years, Rocky has built a multimillion-dollar fortune by applying the exact advice that he shares on his podcast, Richer Soul, Living A Life on Purpose! Rocky is an Enrolled Agent and serves as a Virtual CFO for multiple small businesses. He helps people achieve harmony in life with regards to health, wealth, time, relationships, and spirituality. He preaches that you must be clear on your purpose and instill the right mindset to create and sustain success.  Follow Rocky: LinkedIn Richer Soul Podcast Profit Comes First Website _________________________________ Official Heart-repreneur® Site Subscribe and Tune in to more Heart-repreneur® Radio

https://youtu.be/NQsbgn4iBos Rocky Lalvani coaches businesses to leverage Mike Michalowicz's Profit First System. We discuss the Profit First strategy, dissect what a healthy business looks like and contrast good and bad money behaviors.     --- Pool Your Profits with Rocky Lalvani Our guest is Rocky Lalvani, who is a fractional Chief Profitability Officer (CPO). He is a Profit First professional certified by, or based on Michael Michalowicz's book, Profit First, I guess he's a certified professional with the system. He is also a partner, he's a real estate investor and he focuses on rehabilitation type real estate investments. He is also the host of two podcasts, Profit Answer Man and The Richer Soul. That would definitely be good for me to enrich my soul. He holds a Bachelor of Science in Economics from Rutgers and an MBA from Penn State. Welcome to the show, Rocky. Great to have you here. Thank you so much for having me, Steve. I'm excited to join you today. So, let's dive in. Rocky, I'd like to understand how does one become a real estate investor? I mean, what is your entrepreneurial journey to real estate investment? And then this whole profit source, how did that come into the picture? Tell us your story a little bit. So, I have a horrible entrepreneurial journey. Okay. As a kid, I always made a buck. Like I would go into New York City, buy stuff wholesale, come back and sell it to all my friends for double what I was buying it for. So I was making money. Computers were just coming out and I bought my first Apple II. And back then they came out with the electronic spreadsheets. So the first one was VisiCalc. I was teaching accountants how to go from paper ledger to electronic spreadsheets. And while I was in college, I was working in a bank, like helping them with spreadsheets. And the idea in the back of my head was always, I want to start a business and teach people how to, you know, I'll create spreadsheets for you and make it work. In the meantime, I was also learning how to do real estate. So I was learning how to do all the repairs, because if we wanted repairs in our house, we couldn't afford people, we had to do it ourselves. And I actually had my real estate license when I was in college. S o I was selling real estate, got out of college, had no clue how to start a business, how to approach companies, got a good job that turned out to be pretty lucrative. And the evil of great is good. So for quite a long time, I had a good life and I didn't invest in real estate. I didn't do anything. I kind of like, it was hesitant always. I didn't know what to do. And then probably 20 years later, right? After the last crash, real estate was cheap and we're like, okay, let's start playing around with real estate. So I started buying rentals and then we started flipping because at that time it was kind of a no brainer business. I already had all the skills. I knew how to run the numbers and we finally got kicked off of the seat of waiting because that's the biggest problem I think so many of us is the fear of starting. So that got me into real estate and once we got started and I figured it out, we just started running with that. I still had this thing with numbers. So by this whole time, I knew how to build wealth and essentially I became a multimillionaire. I'm like, why aren't there more people who are wealthy? Like, why is this so difficult for people to do? And I couldn't figure it out. And then I realized we aren't taught, like I have two degrees, as you mentioned, an MBA. You're not taught how to build wealth. And then I realized when I was a kid, my parents taught me about money. Most people are not taught about money or what they're taught about money is not appropriate. It's bad money behavior, so to speak. And so they're not taught good money behaviors, unfortunately. Okay. So, what's a bad money behavior and what's a good money behavior? Well, so if you grow up thinking rich people are evil,

Join me and my guest Rocky Lalvani as we talk about the perception of money that most entrepreneurs have and struggle with having. In this episode, Rocky shares the behavioral psychology side of finance and the principles that have helped his many clients understand the true harmony they need to have with their money and business. He believes in the importance of talking about money at a young age, address what money is to one's life, and embrace the essence of believing in success in order to truly achieve it. Welcome, and enjoy!In this episode you will learn:What mindset can make a lottery winner go broke?Address the limiting belief that's holding you back from your success.The Principles of Profit First.You got rich, now what?The importance and effect of loving what you do.About Rocky Lalvani:Rocky was shocked to learn most business owners don't look at their financial reports. It has to do with the mindset around money and also fear and shame. When he realized how much of a problem this was, he knew his purpose was to help business owners be profitable.As a certified Profit First Professional, Rocky helps business owners put Profit First, so they have the fuel to build the business and life of their dreams. He changed the standard GAAP equation from Sales - Expenses = Profit to Sales - Profit = Expenses. By putting Profit First, business owners focus on what matters in their business and cut expenses that don't provide value.Rocky started with nothing when his parents immigrated to the United States when he was two years old, and his parents were in their 40's. It was his parents' second time starting over in life when they moved to the US to experience the American dream. Despite a lot of struggles and his mom passing away when he was 7, he has achieved financial success and wants to share all that he has learned along the way so others can achieve success much faster.Connect with Rocky Lalvani on:Website: https://profitcomesfirst.comhttps://richersoul.comPodcast: https://profitanswerman.libsyn.comLinkedin: https://www.linkedin.com/in/rocky-lalvani/Facebook: https://www.facebook.com/rocky.lalvani.9Twitter: https://twitter.com/rockylalvaniInstagram: https://www.instagram.com/richer.soul

Lisa is multi-talented as an artist, graphic designer, fashion designer, and writer. Always the entrepreneur, she has multiple creative businesses. Over the past 15 years, Lisa’s branding and graphic design firm, The Brand Goddess, has helped businesses both large and small find their distinct voice in the marketplace. From refocusing Stonyfield yogurt to Rocky Lalvani, host of the podcast The Richer Soul, Lisa has helped people and their businesses succeed. Lisa recently started Good Gangsta, an urban fashion brand promoting being positive and doing good. Her current best-selling item is a Ruth Bader Ginsburg Justice t-shirt with a portion of each purchase being donated to the ACLU. A woman of diverse talents and interests, Lisa’s mantra is, “I get paid to be me.” On any given day, she is creating—whether its branding, painting, writing or apparel and product design. Lisa explains, , “My life today is choosing to help people by doing the things I love and monetizing what I do best. “ Lisa lives with the joy of discovering what is it she loves and how she can use that interest to do good in the world.

Lisa is multi-talented as an artist, graphic designer, fashion designer, and writer. Always the entrepreneur, she has multiple creative businesses. Over the past 15 years, Lisa’s branding and graphic design firm, The Brand Goddess, has helped businesses both large and small find their distinct voice in the marketplace. From refocusing Stonyfield yogurt to Rocky Lalvani, host of the podcast The Richer Soul, Lisa has helped people and their businesses succeed. Lisa recently started Good Gangsta, an urban fashion brand promoting being positive and doing good. Her current best-selling item is a Ruth Bader Ginsburg Justice t-shirt with a portion of each purchase being donated to the ACLU. A woman of diverse talents and interests, Lisa’s mantra is, “I get paid to be me.” On any given day, she is creating—whether its branding, painting, writing or apparel and product design. Lisa explains, , “My life today is choosing to help people by doing the things I love and monetizing what I do best. “ Lisa lives with the joy of discovering what is it she loves and how she can use that interest to do good in the world.

In today's episode, we will speak to my friend Rocky Lalvani, he helps business owners to be profitable and also runs two podcasts in parallel: Richer Soul and Profit Answer Man. Rocky came to the US at a very young age with his immigrant Indian parents with only 25 bucks in their pocket and yet despite this rather difficult start, both Rocky and his family managed to climb their way up to a successful life. Rocky will share his story with us and we will explore how he managed to achieve success starting from an unprivileged place and how you can take steps to get to where you want in your life (spoiler alert: it does not happen overnight). This episode is for you if you are working towards living a richer life (how broad that may sound) and want to hear from someone who has worked his way up the Maslow hierarchy of needs. Enjoy and share with a friend if you liked it

Decide what you want out of life - first. Then the steps will be clear. Go open an account & put 1% of revenue into the account. Every 3 mo add 1%. Find Rocky here Richer Soul: https://richersoul.com/ Website: http://profitcomesfirst.com/ Special Guest: Rocky Lalvani.