Podcasts about home loans

Patrick McKenzie reads from his 2022 Bits About Money essay on mortgages, making the case that a mortgage is best understood as a manufactured product, not a simple loan between a bank and a customer. He walks through the assembly line behind every home loan, the loan officer and back-office staff who build the 700-page document. Then he traces the supply chain it gets sold into, where GSEs insure against non-payment risk, servicers buy the right to collect monthly checks, and pension funds and other private capital end up holding the economic exposure, because they want it more than banks do.–Full transcript available here: https://www.complexsystemspodcast.com/mortgages/ –Presenting Sponsors: Mercury & Granola Complex Systems is presented by Mercury—radically better banking for founders. Mercury offers the best wire experience anywhere: fast, reliable, and free for domestic U.S. wires, so you can stay focused on growing your business. Apply online in minutes at mercury.com.If meetings consistently leave you with hazy action items and lost context, Granola handles the transcription so you can actually participate and gives you searchable notes afterward. Try it free at granola.ai/complexsystems with code COMPLEXSYSTEMS–Links:Mortgages are a manufactured product: https://www.bitsaboutmoney.com/archive/mortgages-are-a-manufactured-product/ The 30-Year Mortgage is an Intrinsically Toxic Product: https://byrnehobart.medium.com/the-30-year-mortgage-is-an-intrinsically-toxic-product-200c901746a Michael Lewis' The Big Short: https://www.amazon.com/Big-Short-Inside-Doomsday-Machine/dp/0393338827 –Timestamps:(00:00) Intro(02:26) Mortgages are a manufactured product(04:19) Who manufactures mortgages?(07:08) Who buys mortgages?(07:42) The risk of non-payment(10:08) Sponsor: Mercury | Granola(14:35) The risk of failing to service a mortgage correctly(17:51) Every other risk you could imagine, of which there are many(24:04) Scratching the tip of the iceberg(25:10) More about flow meters(26:24) Wrap

Home Loans Radio 06.13.2026 With That Mortgage guy Don June is here and rates are Good!www.thatmortgageguydon.com

Property Perspective Topic: Demand for zero-deposit home loans hits record high as banks approve more buyers Guest: Gavin Lomberg: Chief Executive Officer, ooba Home Loans

Pippa Hudson speaks to consumer journalist Wendy Knowler about a carpenter who after 18 years had paid R200k on his R50k homeloan with Standard Bank. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Pippa Hudson speaks to consumer journalist Wendy Knowler about a carpenter who after 18 years had paid R200k on his R50k homeloan with Standard Bank. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Home Loans Radio 06.06.2026 with That Mortgage Guy Don - 7 year anniversary of the Show!!www.thatmortgageguydon.com

Most people buying a mobile home in California go through the manufactured home park approval process and never saw it coming. They got approved by the lender. They had the down payment. And then the park said no.There are a lot of moving parts to mobile home financing California buyers almost always underestimate. The interest rates are higher than a traditional loan. The terms are shorter. Space rent counts against your debt-to-income ratio. And there are two completely separate approvals you have to pass, one with the lender and one with the park itself. Most buyers only know about one of them.In this episode, I brought back Michael Yates to break down exactly how manufactured home loans in California work, what the real requirements are, and what can quietly kill your deal before you even know it's in trouble.Here is what we cover:✅ Why the manufactured home park approval can reject you even after your lender says yes✅ The June 15, 1976 cutoff date that changes everything about your manufactured home down payment✅ How manufactured home interest rates compare to traditional loans and what to expect✅ What space rent on a mobile home actually is and why it affects your loan qualification✅ How to get as little as 5% down with no PMI on a mobile home on lease land✅ Whether FHA, VA, or conventional loans work for these properties (the answer will surprise you)✅ What documents you need and how manufactured home loan requirements differ from a standard mortgage✅ Why buying in cash does not mean you skip the park approval, this one catches people off guardIf you are seriously looking at a manufactured home as an affordable option to stay in California, keep that in mind before you fall in love with a unit. Know the rules first. This episode gives you all of them.

This week on "Financial Planning: Explained", host Michael Menninger, CFP sits down with Michael Mandio. Michael is the Vice President of Production, Community Mortgage Team for AnnieMac Home Mortgage. AnnieMac is a nationwide residential mortgage lender. They help homebuyers and homeowners secure financing for purchasing properties, refinancing current loans, and accessing home equity. In this episode, Michael and Mike discuss AnnieMac and how they help home buyers through the buying process. The guys also discuss the Cash2Keys program, which lets buyers leverage cash offers to skip the stress or bidding wars and put themselves in the best position to win housing bids. This is a great episode for anyone purchasing a new home or refinancing a current home. ​ For more information on Menninger & Associates Financial Planning visit https://maaplanning.com.

The RBA Just Ended Affordable Housing: Money Printing Restarts (Covid v2) Plus 40-Year Home Loans! They've started printing money again, just like during the Covid property boom. They've been doing this despite interest rates staying pretty flat. PLUS new 40-year home loans have been released creating a new higher property price floor. Will this next wave of currency debasement completely wipe out the Australian middle class? Discussion Points: 00:00: Introduction 01:31:  ”Another 40-year home loan hits the market” 03:15: Robbing Peter to Pay Paul: Repayments vs Total Interest 04:02: The Kicker: Investor Angle Interest Only 06:33: Money Supply Quietly Rising 08:10: The Ball Pen Analogy 10:09: Hard Assets Rising: Debasement Debt and Investing NOW 12:09: Conclusion About The Host: Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. Resources: Watch FREE Trainings On Our Website

Home Loans Radio 05.23.2026 with That Mortgage Guy Don- Memorial Day! Rates trending lower and a 1-0 Free buy Down- ask me about THIS!www.thatmortgageguydon.com

Africa Melane speaks to an estate agent about what homeowners should do after paying off their bond, and how a debt-free property can become a tool for long-term wealth creation and investment planning. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from Early Breakfast with Africa Melane For more about the show click https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Is your credit union ready for what is happening in mortgage banking right now? In this episode of Credit Union Conversations, host Mark Ritter sits down with John Giordano of First Heritage Mortgage Services to break down the real state of mortgage rates, housing inventory, and home affordability in 2026. With over 1,800 active pre-approvals on the books and portfolio loans gaining ground, John reveals why this moment is one of the greatest opportunities credit unions have seen in years and what it takes to seize it.What You Will Learn in This Episode: ✅ Why today's mortgage rates and tight sale margins are pushing credit unions toward portfolio loans as a smarter, more profitable lending strategy than traditional secondary market selling.✅ How the housing market has become deeply regionalized across nine distinct U.S. regions, and what that means for loan production and mortgage banking strategy at the local level.✅ What role mortgage technology and faster loan origination timelines are playing in helping credit unions compete with large national lenders like Rocket Mortgage and Wells Fargo.✅ Why housing supply shortages and builder deregulation discussions from Washington could reshape home affordability and home buying demand for credit union members in the years ahead.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 John shares his background at First Heritage and how its services are unique04:15 John's perspective on why today's mortgage banking environment is unlike any prior cycle09:24 How the U.S. housing market has split into nine distinct regional quadrants affecting home buying and loan production15:35 The strategic shift: why credit unions are choosing portfolio loans over secondary market sales to protect margins20:30 Record pre-approvals signal strong demand, but housing supply and new construction shortfalls remain critical barriers26:10 Millennials reversing course from urban living reveals new home affordability and real estate trends KEY TAKEAWAYS:

Home Loans Radio Show 05.09.2026 with That Mortgage Guy Don- The Just call Moe Celebrity Bowling charity event is today. Excitement!!!!!www.thatmortgageguydon.com

Emil Gorgees' presentation at the Japan Real Estate Summit, Spring 2026 The autumn session will take place on 17-18th October, 2026 - subscribe & watch this space for the official announcement, early-bird discounted tickets registration, and list of speakers for the next event!

Home Loans Radio 05.05.2026 with that Mortgage Guy Don- Dons Birthday and Kentucky Derby and a bunch of mortgage stuff too!www.thatmortgageguydon.com

Daniel and Whitney share their financial journey from buying their first block of land in 2010 while living with parents, to building a thoughtfully designed forever home and aggressively paying down their mortgage. They describe a disciplined, no-debt lifestyle, avoiding car loans, cutting unnecessary expenses and subscriptions, and increasing repayments to hit the goal of debt freedom. After hitting a plateau, they discovered Infinity through podcasts and seminars, which clarified strategy, budgeting, and conservative borrowing for investment properties. With new budgeting systems, offset accounts and a clear plan, they quickly paid off the home loan, acquired two investment properties, and improved financial organisation. They emphasise understanding the strategy, being conservative with income assumptions, involving their kids in money lessons, and celebrating milestones. Both recommend exploring Infinity's free resources as a starting point for anyone wanting to accelerate wealth-building without overextending.Change your financial future now!

In today's episode, we look at the figures surrounding America's aging housing stock. Plus, Robbie sits down with Chris Marshall of Sagent at its 2026 Ignite Conference, as well as Scott Rodeman (Evergreen Home Loans), Chris Wittrig (Land Home), and Jane Roethler (Idaho Housing and Finance Association) for a discussion on the latest and greatest in servicing technology. And we close by examining MBS coupon performance across the stack.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.Thank you to FirstClose, which provides fintech solutions to HELOC and mortgage lenders nationwide. Their home equity lending platform accelerates the home equity lending process, reducing application to closing times from 45 days to less than ten. 

Home lending is on the rise – up 17.5% in the six months to December. The Banking Association's latest report also shows almost a quarter of new loans going to first home buyers. Chief Executive Roger Beaumont says it's encouraging, because a few years ago they were thought to be locked out of the property market. He told Mike Hosking that there's been a relatively flat housing market, combined with a significant reduction in interest rates. Beaumont says that in 2023, those on a twelve-month mortgage were paying over 7%, but today they're paying under 5%. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Pippa Hudson speaks to Gavin Lomberg, CEO of ooba Home Loans, and Ben Chiroro from STBB Attorneys about the five Compliance Certificates every house seller should know about, what they cost, how long they last, and the common pitfalls to avoid. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Home Loans Radio Show 04.18.2026 with That Mortgage guy Don- Purchase season is here! Rates are moving lower!www.thatmortgageguydon.com

Here's a tight, YouTube-optimized version:Most buyers don't realize there's a powerful program in Washington helping BIPOC families buy homes with little to no traditional down payment.In this episode, Titus Davis breaks down the Covenant Home Loan Program—offering up to 20% down payment assistance for those with family roots in WA before 1968. Built to address the impact of redlining and housing discrimination, this program is creating real pathways to homeownership and generational wealth.We cover who qualifies, how it works, and what it actually takes to get started—plus real scenarios where buyers are getting into homes with as little as $5K–$15K out of pocket.If you've felt priced out or unsure where to start, this is one you need to hear.

In today's episode, we go through the latest statistics pertaining to funded mortgage volume. Plus, Robbie sits down with Evergreen Home Loans' Tamra Rieger for a discussion on leadership, building teams, and winning business in the current rate environment. And we close by talking about how the conflict in the Middle East is impacting mortgage applications.Thank you to Truework, the one verification solution to replace in-house waterfalls. Verify any borrower with a VOIE solution that automates the entire process to quickly deliver the most accurate and complete reports with broad GSE coverage.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

Home Loans Radio Show 04.11.2026 with That Mortgage Guy Don- Purchase season is here- Get your fresh hot purchase preapproval!!www.thatmortgageguydon.com

Home Loans Radio Show 04.04.2026 With That Mortgage Guy Don- April Showers bring May Flowers and they kick off home buying season in Floridawww.thatmortgageguydon.com

Home loan rates fell rapidly through last year - then started to rise again when the Reserve Bank turned its attention to OCR increases. Money correspondent Susan Edmunds spoke to Corin Dann.

Home Loans Radio 03.28.2026 With That Mortgage Guy Don- Don and Fritz hold down the Fort with MJ out of town. Boys Club!!www.thatmortgageguydon.com

More than 10,000 veterans lost their homes to foreclosure since May of last year, when the Trump administration shut down a key safety net in the VA home loan program. NPR's Chris Arnold and Quil Lawrence share their reporting.Support NPR and hear every episode of Trump's Terms sponsor-free with NPR+. Sign up at plus.npr.org.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

A round-up of the main headlines in Sweden on March 31st 2026. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio. Presenter and producer: Michael Walsh

The U.S. Department of Housing and Urban Development (HUD) has launched a fair-housing investigation into the Washington State Housing Finance Commission's Covenant Homeownership Program. This program, created to address historical housing discrimination, offers 0% interest loans for down payments and closing costs to racial minorities. The investigation, triggered by a letter obtained by The Center Square, questions whether the program violates the Fair Housing Act by discriminating based on race and ancestry. HUD's assistant secretary, Craig Trainor, likened the program to 'Animal Farm,' suggesting some Washingtonians are being treated as 'more equal than others.' The program distributed $60.2 million in loans in its first year, funded by a real estate document recording fee. The expansion of eligibility raises further questions about fairness and equal opportunity in housing.

Home Loans Radio 03.21.2026 With That Mortgage Guy Don- If you have a rate above 7 or 8 it is time to refinance in this buyers market!www.thatmortgageguydon.com

On this week's episode of the Your Next Mission® video podcast, SMA Tilley welcomes back Chris Davis, Assistant Vice President of Field Mortgage at Navy Federal Credit Union. Together they highlight the powerful role the VA Home Loan plays in supporting Servicemembers, Veterans, and Military Families on their path to homeownership, amplifying the value of this earned benefit and the real impact it continues to have across the military community.

Karen & Janet kick off this podcast with buying & rental opportunities in Ventura County, inventory is high, there are many beautiful neighborhoods for you to call home.  Their first guest is Alex Ramirez of Valor Home Loans.  While negative news might be on many minds, there are numerous programs for Veterans that are available now. Alex and his team has the experience and knowledge to place you in the home ownership situation that will fit you best.  You served in the military take advantage of your benefits!  Karen & Janet wrap up the podcast with Lisa and Bill from Safe Travels RV Services.  Most RV's are used seasonally making it a priority for you to check your RV's systems before traveling.  They look at Water and AC systems, tires, generators, propane, solar and your RV hookups too! Ensure your safety and enjoyment with your next RV adventure!

Most people think non-bank lenders are just the “last resort.” But some of their loan products are surprisingly creative ... and can unlock deals that banks simply won't touch.In this episode, Ed and Andrew break down some of the most interesting non-bank loan products available to Kiwi borrowers today.You'll learn:The 5 most creative non-bank loan products and who they're actually designed forWhat non-bank lending really costs How these loans help investors, developers, and self-employed borrowers This episode explores the tools banks don't offer, and explains when they might actually make sense for property investors.Don't forget to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠create your free Opes+ account and Wealth Plan here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.For more from Opes Partners:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠

Stephen Grootes speaks to Jaco van Jaarsveldt, Chief of Strategy and Innovation at Experian Africa, about shifting consumer credit behaviour in South Africa, as new data shows households increasingly prioritising home loan repayments, with mortgage defaults improving sharply to a two-year low. While the overall default rate has declined, the data points to rising pressure beneath the surface, with retail loan defaults worsening and more consumers particularly in higher-income brackets leaning on credit cards and personal loans to manage day-to-day expenses, highlighting a more complex and strained credit environment despite signs of recovery. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 to 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Home Loans Radio 03.07.2026 With That Mortgage Guy Don- If you have a rate over 6.75% you should be getting a free quote to refinance!www.thatmortgageguydon.com

Home Loans Radio 02/28.2026 With That Mortgage guy Don  Rates are the lowest since September of 2022!www.thatmortgageguydon.com

Home Loans Radio 02.21.2026 with that Mortgage Guy Don- Rates are improving- it is time to refinance your loan with a 7% rate.www.thatmortgageguydon.com

In this February 23rd episode, Steve Kaempf and Matt Lombardi discuss major real estate market trends. They cover the National Association of Realtors' new “More Than Opening Doors” campaign, designed to highlight the value realtors provide beyond home showings. The hosts also examine CoStar Group's investor-driven layoffs and shift toward AI-powered efficiencies. Additionally, they analyze a Missouri lawsuit alleging deceptive practices by Veterans United Home Loans targeting veterans. The episode emphasizes the importance of consumer education, ethical practices, and technological innovation in shaping the evolving real estate landscape.00:00:00 Introduction & Episode Overview 00:01:37 NAR "More Than Opening Doors" Campaign Launch 00:04:44 Campaign Details & Distribution 00:08:08 CoStar Group Layoffs & AI Shift 00:10:01 Investor Pressure & Company Response 00:12:21 Missouri Mortgage Lawsuit Targeting Veterans 00:13:48 Lawsuit Details & Allegations 00:16:01 Class Action Scope & Company Response 00:17:08 White House Investor Ban Proposal 00:20:12 Legislative Process & Political Reactions 00:21:37 Economists' Views & Next Steps 00:22:14 Illinois Housing Supply Plan Announcement 00:23:09 Plan Details: Zoning & Housing Types 00:23:50 Illinois Housing Shortage & Regulatory Barriers 00:24:59 Funding & Financial Incentives 00:25:43 Key Regulatory Changes 00:27:15 Industry Reaction & National Trends 00:27:55 Illinois Market Stats Delay & Olympic Hockey Recap 00:29:25 Upcoming Podcast & CLE Events 00:30:29 Closing Remarks & Call to ActionFull episodes available at www.peoplenottitles.comPeople, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

Stephen Grootes speaks to Simon Baloyi, CEO of Sasol about the group’s half-year results as it navigates weaker oil and chemicals prices. While earnings declined and impairments weighed on profit, production at Secunda rose 10% and cost discipline supported positive free cash flow for the first time in four years. In other interviews, Gerhard van der Merwe, consumer law attorney at Trudie Broekmann Attorneys talks about a landmark High Court case challenging banks’ long-standing use of sales in execution. Lawyer Douglas Shaw is seeking to certify a class action, alleging that homes in arrears were sold for amounts just sufficient to settle outstanding debt, potentially below market value. Major banks deny wrongdoing, saying repossessions are a legal last resort, and are opposing both the certification and Shaw’s conduct. The case could have significant implications for foreclosure law and consumer rights in South Africa. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Gerhard van der Merwe, consumer law attorney at Trudie Broekmann Attorneys, about a landmark High Court case challenging banks’ long-standing use of sales in execution. Lawyer Douglas Shaw is seeking to certify a class action, alleging that homes in arrears were sold for amounts just sufficient to settle outstanding debt, potentially below market value. Major banks deny wrongdoing, saying repossessions are a legal last resort, and are opposing both the certification and Shaw’s conduct. The case could have significant implications for foreclosure law and consumer rights in South Africa. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

If you're declaring yourself as the bank of mum and dad, you'll need to have some conversations with your children about what they can afford - and what happens if that changes. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Send Us A Message! Let us know what you think.Is the property market officially shifting gears?In this episode of The Week in Review, Debbie Roberts unpacks a massive week of contradictory but exciting real estate news. We dive into a sudden surge in tourism and migration that has the broader economy starting to hum, and discuss why the Reserve Bank holding the OCR steady at 2.25% cements a "higher for longer" interest rate environment.We also cover a massive win for first-home buyers as ASB joins the Kāinga Ora 5% deposit scheme with a unique lending advantage, plus a look at why the government just slashed Auckland's long-term housing targets by 400,000 homes.Key Topics Covered:Migration & Tourism: How the late-2025 rebound is setting the stage for a housing revival.First Home Buyers: Why ASB's entry into the 5% deposit scheme—and their acceptance of two boarders' income—could boost your buying power.Interest Rates: What the OCR pause at 2.25% means for your fixed-rate mortgage strategy.Auckland Zoning: The government's U-turn on Plan Change 120 and what it means for character neighbourhoods.Market Data: Cotality's February update showing flat property values and a welcome drop in rents.

** Build Your Financial Game Plan with Twinleaf Financial ** ⁠⁠https://www.twinleafadv.com/⁠Physician Home Loans for Dentists: Building vs Buying, Hidden Costs & Smart BudgetingThinking about buying or building a home as a dentist? In this episode of The Dental Download Podcast, Dr. Haley breaks down physician home loans (also known as dentist mortgages) and explains how these specialized financing options can make homeownership more accessible for medical professionals.We dive into eligibility requirements, 0% down payment options, interest rates, and how physician loans compare to traditional mortgages. Haley also shares real-life insights from the custom home building process—including unexpected costs, budgeting surprises, and lessons learned when navigating construction loans.Whether you're deciding between building a custom home or buying an existing one, this episode walks through the financial implications, hidden expenses to plan for, and how to avoid overextending yourself. From credit score considerations to long-term financial planning, this episode is a must-listen for dentists and healthcare professionals looking to make informed, confident home-buying decisions.In this episode, you'll learn:What physician home loans are and who qualifies (yes, dentists included)How 0% down payment options work—and when they make senseInterest rates and key differences between physician loans and conventional mortgagesThe true cost of building a custom home vs buyingCommon hidden expenses during construction and how to budget for themHow much of your income you should realistically spend on housingWhy long-term financial goals matter when choosing a loan amountPerfect for dentists, residents, and healthcare professionals navigating mortgages, construction loans, and smart financial planning.Engage with the podcast on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/dentaldownloadpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podcast TikTok: ⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@dentaldownloadpodcast⁠⁠⁠⁠⁠⁠Haley's Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/dr.haley.dds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Haley's TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@dr.haley.dds?lang=en⁠⁠⁠⁠⁠

More people are reporting trouble getting insurance in some parts of the South Island. Major insurer AA Insurance has paused new home insurance policies in Westport and Canterbury's Woodend. Insurance Council chief executive Kris Faafoi spoke to Corin Dann.

Many Kiwis re-fixed their mortgage last year and will be re-fixing their mortgage again this year too. Four in five borrowers have re-fixed in the past year – a 13-year high. And more than two-thirds of fixed rate loans are due to come up for renewal this year. Westpac Chief Economist Kelly Eckhold told Mike Hosking most people have been opting for one-year or 18-month terms, instead of longer periods. He says those terms have the best interest rates and would have allowed people to benefit from any further OCR cuts. LISTEN ABOVE See omnystudio.com/listener for privacy information.

In this episode of the Real Estate Pros podcast, Kristen and Jayvan Spence discuss the ins and outs of VA loans, focusing on how veterans can leverage these loans to achieve homeownership. Jayvan shares his personal experiences and insights on navigating the VA loan process, the importance of credit repair, and the resources available for first-time homebuyers. The conversation also touches on the role of technology and AI in the home buying process, as well as practical advice for veterans looking to invest in real estate.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

(November 25,2025) Judge tosses out criminal charges against James Comey and Letitia James. Pentagon says it might recall Sen. Mark Kelly to military service for court martial over ‘illegal orders’ video. Anxiety: It's what's for Thanksgiving dinner. More Americans are taking riskier adjustable-rate home loans.See omnystudio.com/listener for privacy information.

(November 24,2025) The KFI Pastathon is an annual charity event hosted by KFI radio that benefits Caterina's Club, which helps feed children and families in need and provides them with job training.. Consumers spend $22 more a month for streaming services. Why do prices keep rising? New CA studies give lowdown on sky-high living costs. Most Americans say raising children is unaffordable, survey says.See omnystudio.com/listener for privacy information.

From PMI myths to hard credit pull fears, this listener Q&A episode breaks down the most common first-time homebuyer questions with real math and no fluff. Learn the right order of operations, how to shop for your mortgage, and when to start talking to a lender — all straight from the expert trusted by thousands of new homeowners.This episode dives into 10 of the most frequent and misunderstood questions first-time buyers ask when preparing to purchase a home. David Sidoni continues the “listener question” series with practical, myth-busting guidance on everything from pre-approvals and FICO scores to the real math behind PMI and rent replacement.Listeners will discover why starting early is the most powerful move, how to safely run a hard credit pull without hurting your chances, and why “shopping the rate” is one of the biggest traps new buyers fall into. Instead, David explains why “shopping the team” — the right realtor and lender — is what truly determines your long-term success and financial comfort.“Don't shop numbers — shop service. Realtor first. Unicorn realtor first.” – David SidoniHIGHLIGHTS:The correct order of operations: Realtor first, lender second, rate thirdWhy PMI isn't the enemy — it's a tool that gets you into the game soonerThe myth of “wait until you're debt-free” or “save 20%” before buyingHow much a hard credit pull really affects your score (spoiler: not much)Mortgage broker vs. bank vs. online lender: what actually mattersThe new FICO top tier: 780+ and why that matters for ratesWhy credit unions are great for cars, not mortgagesWhen and how to use a 401(k) loan to buy your first homeReal math: PMI vs. waiting 40 months to save — $6,000 vs. $100,000 in rentThe one question that can make or break your lender interviewConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!Subscribe on YouTube@HowtoBuyaHome