Podcasts about money time

"Money, Time, & Spiritual Energy" - Clay Stauffer - June 1, 2025 by Sermon

You're smart, accomplished, attractive, and self-aware, but when it comes to love, money, or time, you still feel stuck—and no matter how hard you try, these three things often feel out of reach or out of balance. If you've ever felt like something invisible is holding you back from the life you want and deserve, this episode can help you start unblocking those hidden blocks.Sanaiyah is a healer, coach, and host of Project Loving Myself, a Spotify Philippines Top 50 podcast, where she guides women to put themselves first and live a love-centered life—and where she helped guest Ellen Adarna “manifest” her now-husband Derek Ramsey in three months, as she predicted. The creator of the Magnetize System, a three-step method for turning dreams into reality by clearing deep emotional patterns, she's helped thousands of women stop chasing love and start attracting it by activating the power of self-love.For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com.

You're smart, accomplished, attractive, and self-aware, but when it comes to love, money, or time, you still feel stuck—and no matter how hard you try, these three things often feel out of reach or out of balance. If you've ever felt like something invisible is holding you back from the life you want and deserve, this episode can help you start unblocking those hidden blocks.Sanaiyah is a healer, coach, and host of Project Loving Myself, a Spotify Philippines Top 50 podcast, where she guides women to put themselves first and live a love-centered life—and where she helped guest Ellen Adarna “manifest” her now-husband Derek Ramsey in three months, as she predicted. The creator of the Magnetize System, a three-step method for turning dreams into reality by clearing deep emotional patterns, she's helped thousands of women stop chasing love and start attracting it by activating the power of self-love.For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com.

You're smart, accomplished, attractive, and self-aware, butwhen it comes to love, money, or time, you still feel stuck—andno matter how hard you try, these three things often feel out ofreach or out of balance. If you've ever felt like somethinginvisible is holding you back from the life you want and deserve,this episode can help you start unblocking those hidden blocks.Sanaiyah is a healer, coach, and host of Project Loving Myself,a Spotify Philippines Top 50 podcast, where she guides womento put themselves first and live a love-centered life—and whereshe helped guest Ellen Adarna “manifest” her now-husbandDerek Ramsey in three months, as she predicted. The creatorof the Magnetize System, a three-step method for turningdreams into reality by clearing deep emotional patterns, she'shelped thousands of women stop chasing love and startattracting it by activating the power of self-love.For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com.

You're smart, accomplished, attractive, and self-aware, butwhen it comes to love, money, or time, you still feel stuck—andno matter how hard you try, these three things often feel out ofreach or out of balance. If you've ever felt like somethinginvisible is holding you back from the life you want and deserve,this episode can help you start unblocking those hidden blocks.Sanaiyah is a healer, coach, and host of Project Loving Myself,a Spotify Philippines Top 50 podcast, where she guides womento put themselves first and live a love-centered life—and whereshe helped guest Ellen Adarna “manifest” her now-husbandDerek Ramsey in three months, as she predicted. The creatorof the Magnetize System, a three-step method for turningdreams into reality by clearing deep emotional patterns, she'shelped thousands of women stop chasing love and startattracting it by activating the power of self-love.For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com.

What if financial success had nothing to do with working harder or making more money? In this episode, I sit down with Kate Northrup (@katenorthrup on Instagram), best-selling author and founder of The Origin Company, to talk about how our relationship with time, money, and energy is deeply connected to our nervous system and sense of self-worth. Kate shares how she broke free from time scarcity, how she healed her money patterns, and why most people unknowingly block their own abundance. Kate Northrup is an author, entrepreneur, and thought leader who empowers individuals to achieve financial freedom and personal fulfillment through innovative time and energy management strategies. She combines practical tools with soulful insights to help people align their goals with their values. We also explore how frequency and financial stewardship work together, why making more money doesn't automatically make you good with money, and how to create wealth in a way that feels effortless. Kate's approach combines neuroscience, embodiment practices, and financial systems to help people step into financial ease—and she's sharing it all inside her upcoming Good With Money workshop. If you're ready to shift how you create, receive, and manage money, this episode will change the way you see wealth forever. Listen in and learn how to align your financial life with the energy of expansion. If you're interested in learning more about Kate, she is hosting a 3-day "Good with Money" workshop. Visit this link to sign up: https://thefreefam.ontraport.net/t?orid=412960&opid=162  

In this episode, Dan Rochon dives deep into the power of discipline and how it leads to freedom in business, sales, and life. He shares real-life experiences, including lessons from the pandemic, to show how structured habits create success. Learn how to balance personal and professional life, overcome the #1 sales mistake, and build a business that works for you—without sacrificing what matters most. Tune in to discover why discipline, not luck, determines long-term success.What you'll learn on this episodeDiscipline creates freedom, structure your habits to control your time and income.The #1 sales mistake is lacking a process, without a system, success is unpredictable.You don't have to choose between business and family, you can have both with the right plan.Excuses and distractions kill success, take full responsibility for your results.Daily habits drive long-term success: small, consistent actions lead to big results.Resources mentioned in this episodeCPI Community – Get coaching, training, and roleplay sessions to scale your business To find out more about Dan Rochon and the CPI Community, you can check these links:Website: No Broke MonthsPodcast: No Broke Months for Salespeople PodcastInstagram: @donrochonxFacebook: Dan RochonLinkedIn: Dan Rochon

Time to learn a little about money from the original Uncles. We also answer listener questions and we get Uncle Howard's Famous Slam Dunk Weather Report ★ Support this podcast on Patreon ★

Dr. Tom Curran talks about how to recognize God's call in the moment, in relation to this Jubilee Year of 2025: Pilgrims of Hope. Tom talks about the quality triangle tool and how to use it for different stages in life.

Donar heeft zondagmiddag voor de zevende keer dit seizoen een competitiewedstrijd gewonnen. In Martiniplaza kreeg Aalst, de nummer zes van de BNXT League klop in een spectaculair duel.

In this episode, I'm joined by Scott Dedels, founder of Block Rewards and author of the Dao of Bitcoin, for a conversation that will challenge the way you think about money, time, and energy. ––– Offers & Discounts ––– Get up to $100 in Bitcoin on River at river.com/Matrix Theya is the world's simplest Bitcoin self-custody solution. Download Theya Now at theya.us/cedric The best Team Bitcoin merch is at HodlersOfficial.com. Use the code Matrix for a discount on your order. Become a sponsor of the show: https://thebitcoinmatrix.com/sponsors/ ––– Get To Know Today's Guest––– Follow  on X: https://x.com/LanternBitcoin Buy The Dao of Bitcoin: https://www.amazon.com/dp/B0CXPJ28GV Scott's company: https://blockrewards.ca ––– Socials ––– Check out our new website at https://TheBitcoinMatrix.Com Follow Cedric Youngelman on X: https://x.com/cedyoungelman Follow The Bitcoin Matrix Podcast on X: https://x.com/_bitcoinmatrix ––– Chapters ––– 00:00 - Intro 01:15 – The Inspiration Behind The Dao of Bitcoin 04:15 – Understanding Daoism 06:17 – The Creature: What Is It and What Does It Represent? 12:57 – Paradoxical Unity & Duality 16:19 – The Meaning of Wu Wei: 20:35 – Non-Intervention: The Art of Letting Things Flow 25:15 – Bitcoin as a Force of Nature 31:36 – Embracing Impermanence 33:10 – Bitcoin, Time, and Energy 48:30 – Bitcoin's Gravity 56:28 – Humility & Compassion: What Bitcoin and Dao Teach Us 1:04:00 – Reversionism 1:14:30 – Oneness & Harmony: The Ultimate Lesson of the Da 1:17:17 – Returning to the Source 1:21:37 – Scott's Bitcoin Rabbit Hole Journey 1:24:19 – How Daoism Transformed Scott's Perspective 1:28:20 – Final Reflections: Bringing It All TogetherI want to take a moment to express my heartfelt gratitude to all of you for tuning in, supporting the show, and contributing. Thank you for listening!

Today we're in Toronto, Canada, for the very first time, and we're speaking with an immigration lawyer. And no, I'm not looking to venture to North America to work or live. However, if I were, then our guest, Mr. Andy Semotiuk, would certainly be the person I'd be speaking to right at this moment, given the current events in the US. Andy has an incredible law pedigree. Since 1974, he's helped over 10,000 clients with various legal problems. He's an authority on the topic of US and Canadian immigration, writing articles for Forbes, as well as speaking internationally on the subject.  Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

A CPI print driven rally Rebalancing Investment Portfolios and Risk Autonomous Driving's Impact on Society Guest - Ryan Zabrowski, CFP,MSF - Author of Time Ahead  NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Ryan Zabrowski, CFP, MSF Having read more than 1,000 books on investing – and authored his own 500-page book in 2024 – Ryan's disciplined investment strategy has long been inspired by the lessons of Warren Buffett, his teacher Benjamin Graham, and Nobel Laureates from Chicago, Columbia, Pennsylvania, and Yale Universities. As a result, Ryan favors owning sustainable, high-quality businesses and arbitrage strategies designed to profit, regardless of economic or interest rate direction. Ryan's career in finance began in 1994. Early on, he focused on financial analysis and financial statement analysis. Over the past 23 years, Ryan has worked in financial and investment management at Washington University Endowment, Morgan Stanley, and Merrill Lynch, before joining Krilogy in 2019. Given his extensive investment knowledge and experience, Ryan has become an integral member of the firm's Investment Committee, which manages Krilogy's model investment portfolios. In this role, Ryan helps conduct investment research, voting on investment strategies and portfolio positions, monitoring fund performance, and analyzing market conditions. GET RYAN'S BOOK - TIME AHEAD Most important to Ryan, however, is sharing his insights and perspectives with his team's clients. Experience tells him that clients who understand what they own and why are best able to minimize emotion and make fact-driven decisions that drive positive, long-term results. Ryan's rigorous and ongoing industry training allows him to provide clients with an extra measure of knowledge, in addition to requiring a fiduciary level of care. Follow @RyanZabrowski Learn More at http://www.ibkr.com/funds Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - https://thedisciplinedinvestor.com/blog/tdi-strategy/ eNVESTOLOGY Info - https://envestology.com/ Stocks mentioned in this episode: (JPM), (GS), (WFC), (MS), (BAC). (NVDA), (AAPL)

Join me on my constitutional. In a somewhat rambling discourse, I examine an engagement with an AI on the subject of theories of money and, from there, proceed to take issue with 'technological solutionism' which suggests that technological advance of a certain kind is sufficient to solve humanity's pressing problems. Over and against this idea, I claim that technology can be immensely powerful and transformative, but is not sufficient to ensure human flourishing without the appropriate political and structural change to society. I illustrate the case with the empirical case of how massively enhanced technologically-facilitated productivity has not improved the lot of workers but has lead to the concentration of wealth and power in very few hands. I suggest the use of enhanced productivity and the ability to automate drudgery should be used to liberate time for people in general rather than serving the bottom line. [Free. 26 minutes.]

In this episode, I welcome financial coach Sarah VanHoose to the podcast. Sarah shares her expertise on how to become more intentional with three key resources: your time, your talent, and your money. We discuss strategies to align your daily life with your core strengths, how to reclaim "lost" time, and ways to make peace with your finances by breaking down common money myths and overcoming guilt and shame around financial mistakes. Sarah also offers practical tips for moms, including how to model healthy money habits for your kids and why it's important to have open conversations about finances at home. Whether you're an entrepreneur, a busy mom, or someone looking to take control of your resources, this episode is packed with insights to help you thrive. Tune in to start your journey toward a more intentional and balanced life! Sarah VanHoose is a small business and finance coach.  She's helping entrepreneurs increase their intentionality with their time, talent and money to thrive in the life they were called to lead. She owns and operates an online coaching business, Journey to Influence. As a trained Ramsey Preferred Finance Master Coach she makes money stuff simple and easy to understand - going back to the basics. Sarah's background is as a leader in a large healthcare organization where she brings facilitation, operations strategy and process improvement skills. She and her husband James and two daughters live in Portland, OR. Connect with Sarah: Https://www.myjourneytoinfluence.com @journeytoinfluence www.alysialyons.com Connect with me: linktr.ee/coachalysialyons

Make 2025 your best year yet with actionable tips on mastering money, improving your mindset, optimizing time management, and developing laser-sharp self-focus. Tune in for strategies to align your financial goals with your personal growth journey. Luzy King is an award-winning Latina Wealth Coach. She became a first-gen investor after learning about investing and wealth building by accident through her MBA program in 2019. During the same year, Luzy was denied access to financial advice because she didn't have $100K to start investing, and she made a commitment to learn things on her own and become the first one in her family to start investing. Now, she is passionate about teaching women of color all of the strategies she wishes someone would have taught her in school. Luzy is a certified trauma-informed Financial & Business Coach, contributing author, and Community Leader. Luzy is on a mission to destigmatize the idea of wanting more money, more money, and more options. She is ready to teach women of color how to build a legacy through stock market investing and entrepreneurship. To Join The CASH LIBRE Newsletter, Click Here!   

Juan Soto is a New York Met, Seahawks and Rams improve their records, Jack's going ape shit, EVERYONE WINS!!!!! Plus more AEW legal drama and WWE stuff. THINGS ARE GOING ON!!!! This podcast is supported by Belly Up Sports and Belly Up Media Like, Follow and Subscribe to the Show on YouTube, Apple Podcasts, Spotify, Instagram, Twitter, and TikTok Subscribe to our page for new Episodes of Time to BS with Staniel Smooth, The Staniel Smooth Show and BS Sessions Tags: #ComedyPodcast #SportsPodcast #BellyUpSports #BellyUpMedia #Podcast  Social Pages: Twitter/X: @stanielsmooth, @TimetoBSPodcast, @BellyUpSports, & @BellyUpMedia Instagram: @stanielsmooth, @TimetoBSPodcast, @BellyUpSports, & @BellyUpMedia Threads: @stanielsmooth & @timetobspodcast TikTok: @stanielsmooth Jack's twitter: @starblade125 Follow The Sports Desk: https://youtube.com/@scoreboardwatch?si=UR_Y8Hhl10W_5pSP Linktree: https://linktr.ee/TimetoBSPodcast?utm_source=linktree_admin_share Learn more about your ad choices. Visit megaphone.fm/adchoices

Meet Sarah—a retiree with a multi-million-dollar portfolio, no mortgage, and all her income needs covered by Social Security. Yet, she hesitates to furnish her newly expanded home, fearing it would “waste” money. In this episode, James unpacks Sarah's story to explore why so many of us struggle to spend, even when we're financially secure.James explores concepts like:- The Purpose of Money: Money is a tool, not an end goal—it's meant to be exchanged for experiences and joy.- Diminishing Marginal Utility of Wealth: More money doesn't always bring more happiness, especially as wealth grows.- Time vs. Money: Time becomes more valuable as we age, making it critical to use wealth meaningfully.- Mindset Shifts: Frugality that builds wealth can hold you back from spending in alignment with your values.- Future Self Perspective: Align today's decisions with the life you want in retirement to avoid future regrets.This episode challenges traditional views on retirement spending, encouraging listeners to shift their mindset, embrace their financial freedom, and focus on living a fulfilling life.Questions answered:Why do we sometimes struggle to spend our money, even when we have more than enough to meet our needs?How can you reframe your mindset to align your spending with the life you truly want to live?Submit your request to join James:On the Ready For Retirement podcast: Apply HereOn a Retirement Makeover episode: Apply Here Timestamps:0:00 - Wasting $ on furniture?1:59 - What money is3:26 - A different view of "waste"5:30 - Diminishing marginal utility8:49 - Consider what serves you11:45 - An example from Charlie Munger14:58 - Audit your decisions17:04 - Consider your future self18:55 - ConclusionCreate Your Custom Strategy ⬇️ Get Started Here.

In today's episode of Windshield Time, hosts Chris Elmore and Harold "J-Dub" James Walker Jr. explore the three ways customers spend with your company; money, time, and emotion. They discuss how these elements intertwine and affect the customer experience, emphasizing the importance of emotional connections in the transaction process. If you're looking for a nugget of wisdom to up your service game, we may just have it here today. Take one small step and you can have it. Listen now!     Chapters:   00:00 Introduction to Windshield Time Podcast 03:02 The Importance of Customer Experience 05:55 What's Going Into Your Brain? 08:56 Understanding Customer Spending 12:00 The Role of Money in Customer Transactions 14:57 The Emotional Aspect of Customer Spending 19:00 Decision-Making: The Role of Information 20:28 Assessing Value: Time, Money, and Emotion 24:23 Commodities and Consumer Choices 27:17 Emotional Factors in Service Interactions 30:11 The Trade-off Between Time and Money 35:41 The Importance of Perceived Value 38:51 Navigating Emotional Seasons: The Holiday Effect     Takeaways:   1) Customers spend money, time, and emotion with you. 2) People buy on emotion and justify with logic. 3) Consumers often choose based on perceived value rather than actual quality. 4) Commodities are often judged solely on price due to lack of differentiation. 5) The holiday season can amplify emotional spending and objections. Sign up for an upcoming class here! The coaches at Service Excellence have worked closely with more than 1,000 service companies and learned from them how to avoid every mistake that can be made. So, if you'd like to talk deeper on this subject and others, use Chris or James' contacts below! Chris Elmore: 254-733-7109 or elmore@servextra.com James Walker: 254-230-5266 or james@servextra.com Go out and Turn Learning into Earning!

Listen to a message from Jason Owen from on November 17, 2024

Are you frustrated because you haven't made money with your podcast yet? This week I interviewed Monique, the host of Time Traveling Tonya, a kid history podcast. We talked about having a mission for your podcast, writing a kid podcast, the unique ways that your podcast can help you make money, along with other podcasting tips and tricks Topics discussed in this episode include: How to make money from your podcast Inclusivity in podcasts Creating an entertaining podcast Having a mission driven podcast I have so many takeaways for how to make my show better, but here are my top 5 takeaways from my conversation with Monique: Have a mission/passion that is integral for your show Time and effort is noticed even if it's subconsciously Use your podcast as a launching point for money making opportunities Have big dreams Know what your audience wants and coach your guests to do that Timestamps (00:00) Introducing Time Traveling Tonya (1:00) Getting to know Monique (3:16) Getting to know Gertie and Tonya (5:06) Writing for kids AND their parents (6:10) Writing a podcast for kids (11:36) Inclusivity in the podcast (17:02) Starting a kid podcast (17:53) Money side of Time Traveling Tonya (24:19) Madeline the spy episode (28:58) Piece of advice for podcasters (32:15) Top 5 things Andi learned

When I first started my business, like most business owners, I was focused on making money. That's the goal of any business, right? And for me, I simply wanted to earn enough to replace my full-time salary. However, over time, how I view money has evolved. As I've talked about before, I now put a lot of my effort into making the business more efficient; optimising our time and the energy required to do our work.Show notes (please leave me a comment with your questions and feedback) » https://paulminors.com/306/If you enjoyed this episode, I'd love it if you could leave me a review.Intro/Outro Music: "Synthia" by Scott & Brendo

Send us a textThe Crews Week 3 Gambling Slate:Game Lines:-Packers (+128) vs Titans-Colts (-125) vs Bears-Cardinals (+3) vs Lions-Chiefs vs Falcons (U46.5)-Chargers ML (+100) vs Steelers-Eagles ML (+123) vs Saints-Colts vs Bears (U45.5)-Patriots (+6) vs Jets-Eagles vs Saints (U49.5)-Raiders (-5) vs Panthers-Raiders vs Panthers (039.5)-Seahawks (-4) vs DolphinsOver/Unders:-Brock Bowers OVER 47.5 REC YDS-Nico Collins OVER 70.5 REC YDS-Garrett Wilson OVER 65.5 REC YDS-George Pickens OVER 48.5 REC YDS-Rhamondre Stevenson OVER 16.5 CAR-Rashid Shaheed OVER 47.5 REC YDS-Anthony Richardson OVER 40.5 RUSH YDS-Brian Robinson Jr. OVER 50.5 RUSH YDS-Chris Godwin OVER 60.5 REC YDS-Saquon Barkley OVER 0.5 TDS-C.J. Stroud OVER 1.5 PASS TDS-Alvin Kamara OVER 0.5 TDS-Hunter Henry OVER 3.5 REC -J.K. Dobbins OVER 59.5 RUSH YDS-Garrett Wilson OVER 0.5 TDS-Aaron Rogers OVER 1.5 PASS TDS-Gardner Minshew OVER 221.5 PASS YDS-Breece Hall OVER 0.5 TDS-Add the Crew's Dynasty Podcast Twitter:https://twitter.com/Crews_Podcast-Add Matt Hamm on Twitter:https://twitter.com/crewmatthamm-Add the Craft Man on Twitter:https://twitter.com/CraftmanPackfan-Give us those subscriptions, add the podcast, and give us that 5 star Review!!

Tune in to this episode of CEO Mama where Lindsay explores the age-old question: does making more money really make life easier? From unraveling the mindset around money to discussing how it impacts our day-to-day lives, Lindsay shares three intriguing perspectives she's discovered around this question. She delves into how shifting our beliefs and embracing aligned effort can transform the flow of money and lighten our motherload. If you're curious about the intersection of money, time, and personal growth, you won't want to miss this episode! TIMESTAMPS 00:1:20: The Secret to Making More Money + Having More Time 00:4:00: Exploring The Question Of If Making More Money Eases Things 00:6:50: The 3 Interesting Response To This Question 00:9:00: Mindset Around Money 00:12:14: Your Turn: Does Making More Money Lighten Your Motherload? 00:13:30: Softening Our Beliefs Around Money 00:15:30: Aligned Effort That Matters For The Flow Of Money RESOURCES + LINKS Click Here to Register for our Free Training to Create a Profitable, Predictable, and Repeatable Business – even if you're unsure of your offer, have zero followers, and get a headache from the tech – this is for you! https://bossbabe.com/training  Download Your Free Workbook: The 4-Part Framework to Create An Irresistible Offer that Sells on Repeat: https://bossbabe.com/irresistible  Get on the Waitlist for Freedom Fast Track, Our 8-week Accelerator For Businesses That Want More Buyers to Be First To Hear When We Open Doors for Enrollment: https://bossbabe.com/fft-waitlist  Join The Société: Our Exclusive Membership To Help You Build A Freedom-Based Business: https://bossbabe.com/membership  Get Our Weekly Newsletter & Get Insights From Natalie Every Single Week On All Things Strategy, Motherhood, Business Growth + More: https://programs.bossbabe.com/the-bossbabe-edit  Drop Us A Review On The Podcast + Send Us A Screenshot & We'll Send You Natalie's 7-Figure Operating System Completely FREE (value $1,997): https://bossbabe2.typeform.com/to/KFVPAiMy  Apply to join us in CEO Mama: https://ceomama.com/  FOLLOW bossbabe: @bossbabe.inc Natalie Ellis: @iamnatalie

“ Money and time are eerily linked. There's free time, leisure time, time off, flex time, and down time. When we manage ourselves well, we have more freedom and better lives.” Bob Gilbreath is longtime friend of the Pod, and fellow P&G Alum - who's also a repeat startup founder with two exits. His latest post “Mind on your Money, Time and Freedom” is a continuation of last week's post on time/mind management. For us, we need to remember that money and time are often linked. We spend time, save time, invest time, and buy time. Freedom is entwined with time, too. There's free time, leisure time, time off, flex time, and downtime. Bob shares ways to improve your life by making better daily decisions about time, money, and freedom. From the basic, tactical choices — to laddering up to big-picture strategy with a personal story from his childhood that still drives him today. Bob now serves as Co-Founder and CEO of Hearty, a people-tech company, as well as a few other interesting ventures. While at P&G, Bob worked on brands like Tide and Mr. Clean - and Mr. Clean Auto Dry, and even Fit fruit and vegetable wash. Bob authored books and shares real-life stories of his business ups-and-downs in his weekly newsletter “the Workaround” - which you can subscribe to @ beheartly.substack.com This is a feature of an Alumni Leader's frequently published thought leadership. Got an idea for a future “Learnings from Leaders” episode - reach out at pgalumpod@gmail.com

In the last hour of Steiny & Guru the guys dive deeper into whether or not Brock is worth 60 mil and Steiny argues that yes, it's ok if you pay Brock 60 mil, but be prepared on losing certain other pieces that are valuable to the Niners. Guru's take is more on the side that amid all of these other quarterbacks who are getting paid handsomely haven't been as successful as Brock, so you HAVE TO pay him. 

Forgot about that streaming service or newsletter you subscribe to?   Canceling them could save you a few bucks.   More from CBS Business Analyst Jill Schlesinger. 

.. initialement c'était ce titre mais j'ai changé le thème de ce podcast au dernier moment du tout au tout et son appellation devenait alors : « La nouvelle Star ».. sauf que j'ai été débordé sur les ailes, et également par le temps, aussi on en revient contre toute attente à ce titre initial de « Money Time », pfff c'est fatiguant tout ça haha (ben ouais, autant en rigoler).. Que voulez-vous, de précisions en précisions, de digressions en digressions, et puis désolé mais le sujet est si important car vraiment polluant dans le foot d'aujourd'hui.. je parle de jeu mais parfois, et c'est assez curieux d'ailleurs même si j'y vois une assez triste explication, il semblerait que le jeu tout le monde s'en tamponne un peu le coquillard hein.. donc ici ok on dénonce - enfin disons qu'on apporte un autre éclairage -, en mettant déjà le doigt sur quelque chose qui n'est jamais mentionné (tout au moins qui ne l'a pas été à ma connaissance sur le match que nous évoquons dans ce podcast, match qui a pourtant particulièrement fait parler récemment et où comme le plus souvent il y en a un qui a pris sévère pour tous les autres..).. et surtout derrière on propose une chose toute simple, enfin si c'est bien réalisé, pour avoir des chances de solutionner le problème, disons au moins de l'atténuer considérablement.. ma foi c'est bien gentil de toujours râler-pester mais si derrière on ne propose rien, à quoi bon non ? enfin bref.. et puis au début du podcast il est question en détail d'un match de légende, un peu de culture foot (et de mémoire ) dans ce monde, parfois/souvent, d'incultes n'ayant jamais fait de mal n'est-ce pas.. Bonne écoute à tous les Braves !!!Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

In this episode, James Nutter explores the concept of time versus money and how it relates to physicians' lives. He discusses the common belief that time is money and how physicians often equate more time worked with more money earned.  However, he also highlights the negative consequences of this mindset, such as burnout and a lack of work-life balance. James encourages physicians to reflect on how they are spending their time and to consider whether they can delegate tasks that don't bring them joy or hire a capable team to help them complete their mission in life. He emphasizes the importance of valuing time as the most precious resource and using money to buy back time and create a more fulfilling life. Timestamp Summary 0:00:04 Introduction and Will Smith quote 0:01:13 The correlation between time, money, and burnout 0:02:34 The surplus of time and money as an attending physician 0:03:48 The value of time and conducting a calendar audit 0:05:37 Investing resources for high leverage on time 0:07:01 The art of delegation and buying back time 0:08:49 Examples of areas to delegate and hire help 0:10:52 Self-assessment questions and fear of delegation 0:11:44 Evaluating income requirements and working hours 0:12:13 Conclusion and closing remarks  

In episode 79 of The Best Interest Podcast, host Jesse Cramer discusses the intricate relationships between health, wealth, and time with guest Phil Pearlman. Jesse starts with his usual monologue, explaining and establishing that health, money, and time are all interchangeable resources that many people trade-off throughout their lives. Jesse and Phil then delve into how health decisions significantly impact financial standing and overall quality of life, emphasizing the importance of viewing health as an investment in one's future. Phil, transitioning from a finance profession to focusing on personal health, shares his insights on behavioral finance, the importance of making conscious decisions regarding health and finance, and the impact of societal trends on individual well-being. Additionally, Phil discusses his unique approach to personal health, advocating for self-experimentation and critical thinking in navigating health advice. The conversation also touches upon cultural aspects of addiction and the power of individual choice in improving one's health, wealth, and time. Finally, Phil shares information about his work at the Pearl Institute and his dedication to helping people make better health and life decisions.   Key Takeaways: How physical health is a critical aspect of financial health. Health will allow you to enjoy your wealth. Phil's holistic approach to health and how it includes finances. Why you need to imagine yourself in the future. How to see your future self as a real person, and consider their needs. Why you should be a scientist and your most important subject! You don't have to be a statistic.   Mentions:

Imagine your nonprofit's executive director is having an affair. The affair becomes so well known that the mistress's husband finds out and pays a visit to your nonprofit's headquarters. To ensure the safety of your staff your organization has to hire a security guard for 6 continuous weeks at $2,000 a week.It might sounds crazy but's this is a true story.From hiring poor talent, to wasting days waiting for a signature nonprofit waste is a real thing. In today's episode host Swim Karim takes a look at the four main areas of waste he's seen in the nonprofit space. And while you can be the most buttoned-up organization you can still experience more waste than you would like because the nonprofit world, really is a people-based operation.Be sure to subscribe on Spotify or Apple podcasts.If you're anything like me you like a nice cup of tea to start and finish your day in the nonprofit world. That's why host Swim Karim goes to ArtofTea.com for all his tea needs. Visit Art of Tea for 10% off your next purchase of tea and tea accessories today, right here: https://artoftea.go2cloud.org/SHC

In today's podcast, I dive deep into how we juggle our time, chase wealth, and strive for that elusive work-life balance. I shared some personal stories, including the ups and downs with my own project, Podsqueeze, and how I'm tackling growth challenges head-on. We also talked about why we leave cushy jobs to strike out on our own—is it for freedom, money, or impact? Inspired by folks like Casey Neistat and Tim Ferriss, I mused on the art of delegation, automating the mundane, and setting priorities to make every moment count. Join me as I explore the true cost of entrepreneurship and whether selling Podsqueeze might just be the key to finding balance.LinksTiago's TwitterTry PodsqueezeTimestampsThe Point of Being an Entrepreneur (00:00:11)Influence of YouTuber Casey Neistat (00:01:33)Setting Challenging Goals (00:04:01)Delegating Tasks and Automating Processes (00:06:29)Balancing Work and Personal Life (00:10:41)Training and Delegating Responsibilities (00:13:40)Automating Personal Life Tasks (00:21:03)Challenges and Decision-Making for Podsqueeze (00:23:06)Re-evaluating Podsqueeze (00:24:15)Setting Goals and Accountability (00:25:20)

Episode 126: Quel pied ce Crunch !! VI Nations 2024 France vs AngleterreClap de fin pour les VI Nations 2024 ! À Cardiff les Gallois pourtant prometteurs ont subi la loi d'épatants Italiens qui finissent avec deux victoires et un nul, leur meilleur tournoi de l'histoire, progression méritée pour cette belle génération ! À Dublin les Irlandais devaient laver l'affront de la défaite à Twickenham tandis que les Ecossais pouvaient en cas de succès glaner la Triple Couronne… Dans un match indécis, les verts moins sûrs de leur force ont assuré l'essentiel et conservé leur titre et leur suprématie européenne ! Mais c'est à Lyon que le bouquet final a explosé pour le plus grand plaisir des supporters français venus en nombre soutenir des Bleus, retrouvés depuis leur succès à Cardiff. Dans un Crunch de folie, chassé « CROSÉ » et mano à « MANU » tout à la fois, nos Bleus sont allés se chercher une deuxième place inespérée grâce en particulier au sang froid de leur ouvreur Thomas Ramos, qui crucifia les hommes à la rose d'une splendide pénalité dans le Money Time comme dirait notre TK ! Bon mercredi avec le Pack !Pack de Potes Rugby Podcast est à suivresur: https://www.instagram.com/packdepotes_podcast/?hl=en  https://www.facebook.com/PackDePotes/ https://twitter.com/packpotes et  www.packdepotes.com    

Bennett and Cas discuss a class action lawsuit against Deltec Bank and Trust in the Bahamas that alleges that it was instrumental in moving customer funds from FTX to Alameda Research. Coverage of the lawsuit the lawsuit Farmington State response Coindesk coverage of Alameda Research insolvency Affidavit in support of MUFG seizure This episode was recorded on March 6th, 2024.

#106 Куда уходят наши деньги? Как вести учет расходов легче и эффективнее? Почему подушка безопасности нужна не только на «черный день», но и для новых возможностей? Как экономить так, чтобы не чувствовать себя ущемленным? Где хранить сбережения и когда начинать инвестировать?Аня порассуждает о том, чем опасны кредиты и как освободиться от чувства, что ты все время должен; а Полина расскажет, чем полезно откладывание даже незначительных сумм и как это формирует важную финансовую привычку.Вызов на эту неделю: начать копить деньги с помощью Saving Money Challenge и каждый понедельник откладывать определенную сумму; провести Money Time - встречу с вашими финансами. Скачать чек-лист для челленджа в нашем Телеграм-канале: https://t.me/mondaycastНачните учиться бесплатно с Практикумом. Бесплатная вводная часть курса «Менеджер проектов»: https://clck.ru/392PFSРеклама АНО ДПО Образовательные технологии Яндекса. ИНН 7704282033 erid:2VtzqvqnHQ6Гость выпуска: Анастасия Веселко, автор бестселлера «Девушка с деньгами», эксперт по управлению личными финансамиБлог Анастасии в Телеграм: https://t.me/devushkasdengamiСайт: https://devushkasdengami.ru/В выпуске упоминаем: Анастасия Веселко «Девушка с деньгами» https://bit.ly/3UKPkbqКарл Ричардс »Давай поговорим о твоих доходах и расходах» https://bit.ly/42KzlMyИрина Марьевич «Дети деньги не зарабатывают» https://bit.ly/3wjUmBQКурс Т-Ж по финансовой грамотности https://bit.ly/3SImuWQОнлайн-уроки по финансовой грамотности Банка России https://bit.ly/48pQ8WxБодо Шефер «Путь к финансовой свободе» https://bit.ly/3wqTpI0Дэвид Бах, Джон Дэвид Манн «Фактор латте. Три секрета финансовой свободы» https://bit.ly/3T3OG7Omondaycast@gmail.comVK https://vk.com/mondaycastSomething Elated by Broke For Free https://freemusicarchive.org/music/Broke_For_Free Creative Commons — Attribution 3.0 Unported— CC BY 3.0Free Download / Stream: https://bit.ly/something-elated Music promoted by Audio Library

Link to episodes: https://podcasters.spotify.com/pod/show/demarius3 NFL Wildcard The King in Baltimore Nick Saban out Fantasia calling out the movie industry #nba #nola #nfl #titans #saints #raiders #vikings #NFLwildcard #pelicans #knicks #nicksaban #ncaa #falcons #lakers #coachprime #Fantasia #kinghenry #movieindustry #trophyzandmedalzladiesoftheyear #podcast #spotifypodcast #anchorpodcast #applepodcast https://www.trophyzandmedalz.com   https://soundcloud.com/iamd-o-p-e/sets/the-babayka-im-back   https://www.amazon.com/DVS-Mindz-Twenty-Year-Greatest-Almost/dp/0231208731   http://www.tncomedy.net/   https://open.spotify.com/show/6Xjsds1ofZJB0pv4MOKlfV?si=hDLyIEICQgqn4_37Y-p-2w https://www.youtube.com/channel/UCj3oOAFifwN0gn8jyUQXPcw   https://fnx.grsm.io/Trophyzandmedalspodcast   https://anchor.fm/demarius3   https://open.spotify.com/show/7IymYztO1PjWstofOUHahn   https://podcasts.apple.com/us/podcast/trophyz-medals-podcast/id1477131333   https://overcast.fm/itunes1477131333/trophyz-medals-podcast   https://www.iheart.com/podcast/269-trophyz-medalz-podcast-72283152/   https://taylors-comb-llc.myshopify.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/demarius3/message Support this podcast: https://podcasters.spotify.com/pod/show/demarius3/support

It's show me the money time with FITM's Picking Parlays

How My Dumb Mistakes And Failures Can Save You Money, Time And Headaches On Your Next Automotive DIY Project00:00 - OPENIn my experience, the best way to learn what to do (and what not to do) on any DIY project is to get advice from those who have actually done it before, and today you're going to hear about a major DIY project I did on my 2008 Audi that dragged on for more than 5-months because I wasn't properly prepared and backed into it. 01:25 - INTRONot everyone feels comfortable working on their own car, but if you're motivated to try, you could start with something simple, like an oil change or a coolant swap. If that's too simple, you could take on something more in-depth, like replacing your radiator along with the coolant or replacing brake pads and rotors. Those two DIY jobs are more difficult, but anyone with some mechanical aptitude, a suitable set of tools, and the right safety devices can manage those projects. My latest DIY Project was different though - not in terms of difficulty, but in terns of scope. It was a project that was going to require a lot more time and a lot more effort than I had planned on.02:45 - My 2008 Audi S4 Avant DIY ProjectAfter noticing some oil drops under my 2008 Audi S4 wagon, I decided it was time to do an engine reseal, replacing various gaskets and hoses that were leaking. The problem is, with a V8 crammed into the space originally meant for a 4-cylinder engine, there isn't much room to do the required work. The result? It was going to take much longer to replace various gaskets, hoses and other parts on the car than I originally estimated. 09:27 - Problems With My ApproachBecause I didn't realize the full scope of my project, I didn't do all the necessary research up front. I wasn't honest with myself about how long the project would take to complete. didn't have a solid back up plan for transportation and I 'bit off more than I could chew' in the time I estimated it would take to complete.11:15 - Seven Key Tips That Will Help Minimize Issues On Your Next DIY Project Know the scope of your project - Don't back into a major projectResearch how others have done the same project before starting Buy ALL necessary parts BEFORE starting the projectBuy/borrow all necessary tools BEFORE starting the projectKnow how much time it will take to complete your project Have a Back-up Transportation PlanDon't bite off more than you can chew31:35 - How Do You Insure DIY Project Success While Working? - Stay Organized! Keep removed parts and pieces organizedTag/photograph/ID part locations as you remove themKeep your work space clean while you work and at the end of each work dayKeep your tools organized while you work and at the end of each work day35:15 - Don't Forget About SafetyBuy/borrow a quality low-profile hydraulic jack to lift your vehicleUsed heavy-duty jack stands to support your vehicle If possible, invest in or borrow something like a QuickJack to safely lift your vehicleHave someone check on you periodically Keep your phone within reach in case of emergencyKeep one or more fire extinguishers nearby (use an ABC type extinguisher)40:15 - It's Not Over 'Till It's OverLearn to embrace the fear of starting the engine the first time after assemblyDouble check your work for loose parts/tools BEFORE starting the engineKeep an OBD II scanner handy to quickly diagnose any issuesDrive it further each day over several days to confirm all...

Feeling stuck in a time-sucking photo biz vortex? Jessica (@jessicawhitaker) cuts through the fluff with actionable tips to boost your productivity, attract leads, and skyrocket your profits. Here's a taste of what's in store: Upgrade your hard drive, not your whole computer: Save money and boost speed with this simple hardware secret. Build a website that works for you: Stop chasing trends and let your 24/7 online hub bring in clients while you sleep. Dump the endless courses, delegate to a VA: Free up your time and actually apply what you learn with a virtual assistant who can tackle admin, social media, and even launch your podcast or YouTube channel! Declutter your space, not your workflow: Ditch the subscription overwhelm and create a productive haven (fresh PJs optional ). Master time-blocking: Conquer your to-do list with laser focus using a simple timer app. Grow your email list, skip the IG grind: Build lasting relationships and ditch the fleeting likes game. Resources Mentioned: Website 101 Podcast Episode:  https://podcasters.spotify.com/pod/show/buildandbloom/episodes/How-To-Create-a-Photography-Website-That-Converts-With-My-Web-Designer--Amanda-Burg-of-the-Website-Workroom-ej7h9d (Free Download) Website Checklist: https://www.jessicawhitaker.co/photography-website-audit  SEO Website Basics Podcast Episode: https://podcasters.spotify.com/pod/show/buildandbloom/episodes/How-To-Start-Using-SEO-On-Your-Photography-Website-with-Cat-DeLine-e27kr7k What to include on your website's contact form: https://www.jessicawhitaker.co/blog/how-to-book-more-photography-clients  TomatoTimer's “Pomodoro Timer” This podcast has been made possible by: Business Basics:⁠⁠ ⁠⁠⁠⁠https://www.jessicawhitaker.co/photography-business-basics-course⁠⁠⁠⁠⁠⁠ WHAT'S NEXT: Join The B+B Facebook group: ⁠⁠⁠⁠⁠https://www.facebook.com/groups/buildandbloomjessicawhitaker/⁠⁠⁠⁠⁠ Follow Jessica on Instagram:⁠⁠ ⁠⁠⁠https://www.instagram.com/jessicawhitaker⁠⁠⁠⁠⁠ Follow the Podcast Instagram:⁠⁠ ⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/buildandbloom/⁠⁠⁠⁠⁠ This podcast has been made possible by: Business Basics:⁠⁠ ⁠⁠⁠⁠https://www.jessicawhitaker.co/photography-business-basics-course⁠⁠⁠⁠⁠⁠ Honeybook, the ultimate client management program:⁠⁠ ⁠⁠⁠https://www.jessicawhitaker.co/photography-tool-honeybook⁠⁠⁠⁠⁠ Narrative, the $6 photo culling software:⁠⁠ ⁠⁠⁠https://www.jessicawhitaker.co/photography-blog-tool⁠⁠⁠⁠⁠ Contractista, reliable lawyer-drafted Photography Contracts:⁠⁠ ⁠⁠⁠https://www.jessicawhitaker.co/photography-contract-template⁠⁠ Keywords: photography business, productivity, time management, virtual assistant, photography website, photography email marketing, time-blocking, decluttering, growth hacking, photography tips, entrepreneurship

Time can feel like a subjective experience—different at different points in our lives. It's also a real, measurable thing. The universe may be too big to fully comprehend, but what we do know could help inform the ways we approach our understanding of ourselves, our purpose, and our time. Theoretical physicist and black-hole expert Janna Levin explains how the science of time can inspire new thinking and fresh perspectives on a much larger scale. Music by Rob Smierciak (“Slow Money, Money Time, Guitar Time, Ambient Time”), Gavin Luke (“Time Zones”), Hanna Lindgren (“Everywhere Except Right Here”), and Dylan Sitts (“On the Fritz”). Write to us at howtopodcast@theatlantic.com.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 222 - We're sharing the best travel tips to save time and money when planning and traveling in 2024. We know you all have “travel more” as a new years resolution and we're here to help by sharing some of the best ways to get more out of your trip duration and your dollar to see and do more across the globe this year. Featuring extra travel tips from The Joys of Jet Lag, At Home in Ireland, and Prince of Travel. Thrifty Traveler Premium - Use code TS10 for $10 off your first year subscription Liquid IV - Use code TRAVELSQUADPODCAST for 20% off your order Here are some of the products that make travel more seamless that we mentioned in this episode: Airtag, Trip Planner, Trip Itineraries, Collapsible water bottle, Travel Summit by Prince of Travel  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Trips: New River Gorge Rafting Weekend June 7-10, 2024 and Napa Valley Wine Weekend November 1-4, 2024. Shop: Trip Itineraries, Amazon Storefront and TSP Merch Connect: YouTube, TikTok, and Instagram and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. --- Support this podcast: https://podcasters.spotify.com/pod/show/travel-squad-podcast/support

In this episode, we delve into the three key pillars of meaningful investment: money, time, and essence. We explore how each of these investments can contribute to positive change in the lives of others, and ultimately, in our own lives as well. This episode is a call to action to re-evaluate our investment strategies in life, to move beyond superficial acts and embrace the transformative power of investing in people on a deeper level. By dedicating our money, time, and essence to meaningful causes and relationships, we can create a ripple effect of positive change that extends far beyond our immediate circle. This is Olawunmi Brigue, Founder, SuperAbundant Woman (SAW): The growth accelerator membership for faith-driven women who want to build exceptionally successful lives without the punishing cycle of toil, stress, and overwhelm.  Apply for your seat at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://superabundantlifetribe.com/apply⁠⁠

Alan Fredendall // #LeadershipThursday // www.ptonice.com  In today's episode of the PT on ICE Daily Show, ICE Chief Operating Officer Alan Fredendall discusses the "golden triangle" or the foundation of personal & professional success where time, money, and autonomy overlap. Alan shares research supporting a direct relationship between money earned & happiness, as well as the importance of respecting time & autonomy in the workforce. Take a listen to the podcast episode or read the full transcription below. If you're looking to learn more about courses designed to start your own practice, check out our Brick by Brick practice management course or our online physical therapy courses, check out our entire list of continuing education courses for physical therapy including our physical therapy certifications by checking out our website. Don't forget about all of our FREE eBooks, prebuilt workshops, free CEUs, and other physical therapy continuing education on our Resources tab. EPISODE TRANSCRIPTION INTRODUCTION Hey everyone, this is Alan. Chief Operating Officer here at ICE. Before we get started with today's episode, I want to talk to you about VersaLifts. Today's episode is brought to you by VersaLifts. Best known for their heel lift shoe inserts, VersaLifts has been a leading innovator in bringing simple but highly effective rehab tools to the market. If you have clients with stiff ankles, Achilles tendinopathy, or basic skeletal structure limitations keeping them from squatting with proper form and good depth, a little heel lift can make a huge difference. VersaLifts heel lifts are available in three different sizes and all of them add an additional half inch of h drop to any training shoe, helping athletes squat deeper with better form. Visit www.vlifts.com/icephysio or click the link in today's show notes to get your VersaLifts today. ALAN FREDENDALLTeam, good morning. Welcome to the PT on ICE Daily Show. Happy Thanksgiving. We hope your Thursday morning is off to a fantastic start. We're here on Thursday, Leadership Thursday, talking all things small business management, practice ownership, that sort of thing. Thursday, Thanksgiving Thursday, still means it is Gut Check Thursday. This week's Gut Check Thursday is a little bit of a tradition around here at ICE. We are gonna do a hero workout called Burp. This is a very long bodyweight workout. Starts with 50 burpees, a 400-meter run, 100 pushups, a 400-meter run, 150 walking lunges, a 400-meter run, 200 air squats, a 400-meter run, and then now we're going to come back down that pyramid. 150 walking lunges, 400-meter run, 100 pushups, 400-meter run, and then finally finishing with 50 burpees. So, very long workout. This is gonna take most human beings about an hour to finish. Obviously, you can tell a lot of redundancy in there with the running, the lunges, the air squats, and then the burpees and the pushups. So, if you do not have an hour today to work out, scale this. Cut all the gymnastics reps in half. Maybe cut the runs down. If you know you're a better biker than a runner or something like that, sub out a rower or a bike for the run. Obviously, the more you reduce the volume, the less time it's going to take. This workout is not for the faint of heart. This is going to make your upper body and lower body sore between all the lunges, squats, pushups, and burpees. But it is challenging. We love how simple it is. You don't really need to warm up or really have any sort of particular skill or range of motion to do this workout. So that's why we love Burp. Courses coming your way, I don't want to bother you with those today. Check out p10ice.com, click the Our Courses tab, and see what's coming your way. We do have a couple more weekends of live courses starting back up again next weekend before we take our final holiday break over Christmas and New Year's. So check out ptonice.com and click on our courses if you're interested in jumping into a live course before the end of the year. THE GOLDEN TRIANGLE Today I want to talk about a concept that I call the golden triangle. Talking about when folks reach out and they describe maybe an employment situation that they are not happy with. This is kind of how I evaluate what I think of the three pillars to success when you are not only working for someone else but just working in general. Even if you are self-employed, even if you do run your own business, carefully managing the three sides of this triangle, I believe is really important for your own personal and professional success, but also for those of you leading others in charge of others, I think even more important to fundamentally understand these concepts. So those three concepts are money, time, and autonomy, and we're gonna break each of those down here in a little bit. I want to start here though first, and this may be a weird place to start, but I promise we'll bring it back around again. I want to talk about what is the role of the human brain. A lot of us may think the human brain is for high-level computations and calculating the physics of a black hole, but that's not how most people's brains work. That's how very few amount of people's brains work, but for most of us, Our brain is a survival mechanism. It is a comparative analysis engine. And it's really good at making comparisons. Your brain is making one billion billion calculations per second. That's a one with 18 zeros. That is a million times faster than today's standard cell phone laptop or desktop computer. We call that an exaflop. It is the most powerful processor on the planet. It is always gathering data, both internally and externally, and making comparisons. Am I hot? Am I cold? Am I hungry? Am I thirsty? Am I not making enough money? Is my coworker making more money than me? Is my boss doing better than me because I noticed that he just bought a speedboat? Those sorts of things. Yes, very basic survival mechanisms, but also higher-level stuff. And that kind of brings up the next point of Maslow's hierarchy of needs. If our brain is this comparative analysis engine, what is it really focusing on? Well, psychologists would say it's focusing on comparing ourselves on this pyramid, this hierarchy of needs, where at the base we have our physiological needs. Am I hungry? Am I thirsty? Am I tired? The next level up is safety and security. Do I have a safe place to rest and sleep at night? Do I have a place maybe that in my mind when I compare to others I call my home? The next level up, the third level, love and belonging. Do I have friends? Do I have a family? Am I raising children? Not only do I have them, but do I feel like I'm thriving in those relationships? And now as we get to the top of that pyramid and we approach that peak, the fourth level is esteem and the last level is actual actualization, self-actualization. So do I feel like I am doing something meaningful, and do I feel like I'm doing something meaningful very well basically You know what is my life's work, and how am I doing at that? And now the brain is always comparing both to environmental factors and to other human beings where we sit on that hierarchy. Trying to chase the top tiers before addressing the bottom, I think is the cause of a lot of dissatisfaction in our daily lives. So shelving that for a little bit, the brain is a comparative analysis engine and hierarchy of needs. Let's get back and talk about the golden triangle. MONEY The first I want to address is money. Money is uncomfortable for some people to talk about. It's often a pain point for almost every single one of us. I think really understanding that about three-fourths of people live paycheck to paycheck and about half of all people now work two or more jobs. really helps us understand that we're not alone in being concerned about money. Most people are concerned about money, but also that it's okay to be concerned about money, right? That kind of sits at the base of that pyramid of those physiological needs, that safety and security. We do need money in modern society to do things like buy food and pay the rent on our apartment or the mortgage on our house. There's often an adage of don't focus too much on money because money can't buy everything or money can't buy happiness. And I would refute that. I would say that that is categorically untrue. We have some really interesting research from the 90s and 2000s that found money and happiness do correlate. There seems to be a plateau, at least in the earlier research, of around $100,000. Research from the 90s and early 2000s found that if you make about $100,000 a year, The more money you make. beyond that doesn't really seem to increase your happiness. Now, the thing to recognize is that if you're not making that, there is room for happiness between that and $100,000. New research, specifically from this year, an article from Killingsworth, I love that name, Dr. Killingsworth and colleagues, this year, March 2023, from the Journal of Psychological and Cognitive Sciences, titled, Income and Emotional Wellbeing, a Conflict Resolved. Strong title, I like it, let's talk about it. These folks repeated the studies, some of it their own research from the 90s and 2000s, and they're looking specifically at the relationship between income level and happiness. What they found this time is interesting that folks tend to fall into categorization buckets. Hey, we know all about that in physical therapy, right? What are these buckets? Well, human beings tend to fall into three different buckets. The first bucket is what they labeled as the least happy group. These were folks who kind of demonstrated the same results as the initial studies, where these folks seem to have a happiness plateau at about $100,000. What does that tell us? That tells us this group of people is probably motivated enough by money that once those initial levels of the pyramid are met, they're able to feed themselves every day. They're no longer worried about their next meal or making the rent or paying their bills. Beyond that, they don't seem to get any more happiness from an increased amount of income, right? So this could be somebody who, I imagine these people is the folks from the documentaries that have to you know free climb El Capitan or summon a mountain or something of that's really what drives their brain and kind of their intrinsic motivation and having enough money to do that stuff gets them to the level of happiness where they can pursue other things. The next group of people they labeled, the researchers labeled the medium happy group. These folks had a linear increase even beyond $100,000 a year with happiness and income. And then the highest happiness group had an exponential increase with income beyond $100,000. They could not seem to get enough money. Money on the opposite side of the least happy group, these folks seemed to be almost entirely intrinsically motivated by accumulating wealth, right? So these are our oil barons and our real estate moguls, our Warren Buffets maybe, folks who have a high value on money and its worth in their life. And then most of us are probably in that medium happy group. As we continue to make more money, we're able to buy nicer things, but it doesn't necessarily define us, but we do like to have that money. All that being said, there is a direct relationship between money and happiness. It's really important we recognize that paying people well, of feeling like the work that you do is rewarded with the amount of money that you place value on, is recognized both yourself personally, but also when you're leading others. What I found over my career Keep in mind, I've been working full time since I was 12 years old for about 25 years, is that the folks who tell you there isn't money for a raise, there isn't money for bonuses, or even that they maybe need to take money away from you, are telling you that because they don't want to give you more of the company's money, right? There is always more money, especially in the context of physical therapy, for an increase in your wages. We all have what we would refer to as a revenue-neutral position, which means the revenue you generate from the work you do is creating more wealth than what you are taking back from the company. I can't imagine a situation where a physical therapist would be getting paid more than what the clinic is collecting in revenue for those patients being seen. So it's really tough to talk about. I recognize that it can be awkward. It can be weird. It can be upsetting to personal and professional relationships, but I promise you when you draw a firmer line than the sand around what you're paid, when your comparative analysis engine is telling you, you're not being rewarded for the time you're putting in. That can be a pain point for dissatisfaction and the research would support that you are not wrong in believing that the money you're currently being paid and the money you think you would like to be paid is creating a happiness gap. It literally is, right? Killing's worth 2023. Messing with people's money on the leadership side is a recipe for disaster. It is never okay to cut someone's pay, to inflict some sort of monetary penalty aside from something catastrophic, right? Dave accidentally drove his car into the clinic and destroyed the clinic. Okay, Dave, you got to pay for that, right, man? But aside from really rare, unbelievable, catastrophic stuff like that. There's no reason to inflict a monetary penalty on someone or to take their benefits away. An example I have of this is my time in the army where if you messed up, if you were late to duty, If you didn't shave, you could be punished monetarily for that, right? It was called in Article 15, it is non-judicial punishment. That means usually you have to work extra duty and it usually means that they cut your pay that month. And that really puts a strain on people, especially in the context of the military where they're not already making a lot of money. And I fondly remember watching people have half their paycheck, all their paycheck taken away, and just instantly how it ruined that person, it ruined their career trajectory. So without a doubt, as a leader, that's something you do not want to mess with. We saw that mess with a lot during COVID-19. We saw pay being cut, and we saw benefits being removed, and then not returned. And it's no surprise that now, several years removed, we have the era of time that we now live in, what we call the Great Resignation, where folks are more than happy to say, give me a raise or I'm leaving, and they will literally leave, right? And for us as practice managers and owners, that's devastating. Attrition is one of the highest costs you can encounter, and you need to avoid it at all costs. When someone leaves, it's going to cost you $3,500 for every $10,000 that person makes. That's money you won't get back on maybe trading you did with them, time you spent with them, money and time you're now going to need to spend trading somebody else. And then of course lost revenue because that person is no longer working for you generating revenue. So keep that in mind when you're thinking, I'm going to withhold raises, I'm going to withhold bonuses, I'm going to otherwise inflict some sort of monetary penalty. It never goes well. And again, it's okay if money is a pain point for you personally, and if it's a pain point for the people underneath you that you're leading. Pay should always increase over time to match inflation at the minimum. I have said this a thousand times and I will say it a thousand times more. Every year you do not get a raise, you are taking a pay cut because everything in your life now costs more money to buy. So keep that in mind. I will beat that dead horse until we're all on the same page about that. And finally, I think this is something no one wants to hear. Both those of you who are maybe unsatisfied with your position because of the money and those of us leading others it is okay for people to leave a position if it's not working out for them financially, right? You cannot feed your kids with the promises of potential future money. Your landlord will not accept the ambitious dreams of your clinic owner and payment for your mortgage. and you cannot get any sort of retirement return on zero dollars invested. So it is okay to move on if this is a pain point that doesn't seem to be addressed. So money is the first part of our golden triangle. TIME The second part is time. Time is a finite resource that we're all running out of. I think every day now the moment I turn 37, I am statistically halfway dead. And statistically, every day beyond that point is that much time left I have on Earth. Time is interesting. Some folks don't feel the value at all. Some folks tend to place a great emphasis on it, maybe even more so than anything else. Humans are the only creatures that can perceive time, so I think it's unique that we're able to perceive the flow of time, and we're kind of aware of moments where we have maybe too much time that we might call boredom, and moments where we feel pressed for time. A lot of us, the majority of the human race, will spend most of our lives using our time to generate money and then trying to use some of that money to buy some of our time back. And that's the way it is, even if it is a little bit sad. But I think recognizing that that's how most of us are going to move through life is important. For some people, time will always be more valuable than money. It does not matter how much you offer someone, how much you may offer them for overtime, whatever, their time doing other stuff is important. There are those people, the clock strikes five, they're out of there and we need to understand and respect that that is one of their values and work around that in whatever way we can. Very few people though, even folks who maybe don't seem to value their time a lot, very few people do not like to have their time wasted for no reason. And this happens a lot in life. It happens a lot in day-to-day life. It happens a lot in the workplace. Think of every situation where you've shown up early or stayed late for a meeting or some other event that was canceled delayed or rescheduled even without notifying the people currently sitting and waiting there for that to happen. Every time someone schedules a meeting with me and doesn't show up, that's a strike in my mind against that person. Very few of us have the tolerance to have our time completely wasted in that manner. but it happens a lot and it happens a lot in the context of the physical therapy workforce. Think about how many times you've come to work and the first two patients on your schedule have canceled or rescheduled, right? And you're thinking, what the heck? Why didn't anybody text me or call me, right? I could have gone to the bank or I could have sat and had breakfast with my kids at home or any, literally anything else would have been a more valuable use of your time. We also, are often asked to work in situations where we know it's not a good use of our time, right? I think of every time I have been asked in the past to work on Christmas Eve, right? Especially in the context of patient care. I know as soon as I'm asked to work on Christmas Eve that no one is going to come to their appointment on Christmas Eve. I remember it's burned in my brain, I spent one Christmas Eve with a completely wiped-out schedule, laying on a treatment table, and I watched all six Rocky movies in a row, right? I watched like eight hours of Rocky movies and did not see a single patient. What a monstrous waste of my time, and the clinic's money, just a bad situation for everybody. The Japanese have a term for that. It's called "Isogaghii" is the act of pretending to be busy. Even when you have nothing to do, we hate that. That is not something that we should encourage. If you don't currently have something to do, don't be here. I live my life by that model. When I catch people sitting in the clinic and they're just kind of pushing buttons on a computer, I always ask, what are you doing here? Oh, you know, I'm, you know, final, I'm like, okay, go, go home, right? Go away. No "Isogashii". We do not need you to sit at your computer doing nothing until 9 pm just to appear busy. So that's money. That's time. AUTONOMY The last part of the triangle is autonomy and independence. It's important to know that we developed this very early, and we all have a strong sense of it, even if we don't voice that it's one of our values, right? I think of my son, he's about to be 11 months old. A couple of months ago, we were hand-feeding him, already he has that sense of autonomy. Now when I go to feed him, he slaps the food out of my hand, and then he grabs it and feeds himself, right? He's already expressing, hey, I'm not a baby. I don't need you to hand-feed me. I can feed myself, right? And that's already present in very, very small children, right? Those of you with toddlers, you know, that independent streak starts and doesn't stop. Those of you, especially with teenagers, you know, it gets more aggressive. And then obviously all of us as adults, have a very strong sense of autonomy. Again, even if we don't express it explicitly as one of our values. Just like time, autonomy is violated on a very regular basis in very unfortunate manners. This happens a lot in the workplace. A lot of you work for employers who control how you're allowed to dress. how you're allowed to speak and talk with your patients, how and when you're allowed to perform very basic physiological functions about when you can eat food. Some of you work for employers that don't let you eat or drink at work. You have to leave the building and eat outside by the dumpster like an animal because you're not allowed to eat in the building because the owner or the manager doesn't like the possibility of crumbs. That is a huge autonomy violation. We also see this in our workflow as well. A lot of us are performing unnecessary documentation so that someone can check our work, right? So that someone can audit our notes just for the purposes of having a checklist where they audit our notes, right? It serves no actual purpose as it relates to helping the patient by documenting what we did with the patient. And for those of us who take insurance, create a claim that goes to the insurance company. There is no point where it's required that all of these extra processes that we add to our workday are mandated. Nonetheless, many of us work for an employer who has all of this extra work, all of these extra checks on our autonomy just to have extra checks. That's very insulting and it creates a lot of redundant work that also simultaneously affects our time. So we are getting a one-two punch of time and autonomy when we're doing a bunch of busy work that doesn't respect our time. It doesn't respect that we're independent clinicians who have often been working a while with a bunch of advanced education. The final thing I'll say here is that what you'll unfortunately find is that leaders who micromanage more, and who place more limitations on autonomy are often the same leaders who have minimal or no restrictions on their own autonomy, right? The person who is a stickler about a dress code is often the person in the office in shorts and a t-shirt and sandals working on the computer, right? So be mindful of those things. As you are maybe seeking out a new position or evaluating your current position, there's no double standard on autonomy. THE GOLDEN TRIANGLE AS A ROBUST BASE FOR SATISFACTION So the golden triangle, the interdependence between these three things builds a very robust base personally and professionally. However, I think it's very important to note that if we take our comparative analysis engine in our brain and compare it to Maslow's hierarchy of needs, What some of us are doing is trying to aim for the very top of the pyramid, aiming for esteem, aiming for self-actualization, and trying to become the best physical therapist that can be when those other bases of the pyramid are not being met, right? We don't have our basic needs met because we don't have enough money coming in. We don't have control over our time. We don't have control over our autonomy. We talked last week about the pitfalls of social media, trying to make you think that the reason that you're unhappy is you're not buying enough stuff or consuming enough content. With that stuff in that content, mainly being focused on trying to push you to the top of the hierarchy of the needs when really what you need to do is address the base, meet those basic physiological needs, safety, security, love, Make sure that time, money, autonomy are on board before you consider purchasing that $10,000 self-help retreat or the mentorship program or the mindset program. I think a lot of our perceptions of concepts like burnout or imposter syndrome are really just the result of our comparative analysis engine and our skull recognizing differences and asymmetries between what we're doing every day and the results we're either achieving or not achieving compared to other people. And when we look and step back and look at this golden triangle, we see, okay, I am not making the money I think I should, especially compared to my peers. My time is not being respected. I'm working more than I think I should to make the money I'm making. And oh, by the way, I'm being treated Like an infant at work by having a dress code and having all of these extra redundant Processes at work that I need to do that consume more of my time and we are always again It is part of our survival. It's hardwired in our brains to make these comparisons. We're always consciously aware of the time and the work and the money and the autonomy compared especially to other people and kind of comparing again back to that hierarchy of needs. And that if we allow one or two or all sides of this triangle to be violated, that's where we find a lot of frustration, and trying to jump your way to the top is not going to get you there. You need to address that base. When folks reached out and they described their appointment situation, I used to be a lot more polite with my thoughts when people emailed us and said, what do you think? I'm seeing 20 patients a day. I'm making $62,000 a year. And every month that I see more than 250 patients, I get a $500 productivity bonus. What do you think? I used to be a lot more polite when answering those emails. I am not polite anymore, right? A lot of the dissatisfaction, a lot of the burnout, I hate that term, a lot of the burnout, though, can probably be addressed if we're a little bit more firm and reinforcing and adhering to our values of Again, money, time, autonomy, are all of those things in place? Okay, now we can begin to look more up that hierarchy, begin to pursue maybe specialization, become the best physical therapist we can be, or even if that's not something you value, the best whatever you see yourself becoming. But again, we can't get there if we don't address the base. Doing anything else is just addressing the symptoms. It's not addressing the root cause, right? We need to address the root cause first. We can't just keep treating the symptoms by buying stuff and taking vacations and that sort of thing to try to solve the unhappiness that we're perceiving. We need to know that it's all related and that we need to address it first before we can begin to kind of reach beyond the top of that pyramid. So I hope this was helpful. I would love to hear any feedback or comments you all have. I hope you have a wonderful Thanksgiving and we'll see you all tomorrow. We're gonna talk about rowing. OUTRO Hey, thanks for tuning in to the PT on Ice daily show. If you enjoyed this content, head on over to iTunes and leave us a review, and be sure to check us out on Facebook and Instagram at the Institute of Clinical Excellence. If you're interested in getting plugged into more ice content on a weekly basis while earning CEUs from home, check out our virtual ice online mentorship program at ptonice.com. While you're there, sign up for our Hump Day Hustling newsletter for a free email every Wednesday morning with our top five research articles and social media posts that we think are worth reading. Head over to ptonice.com and scroll to the bottom of the page to sign up.

This recording was edited and prepared for publication by volunteer Nikhil Natarajan.

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Welcome to Episode Three of Operation Save Abortion! Thanks for committing to this pod series and for making a commitment to learn more, act more, fund more, and raise hell more in this fight for abortion and bodily autonomy. This is NOT a pod series you listen to while cleaning out your closet. It's about listening with friends and utilizing the activity and discussion guide designed for each episode to deepen your knowledge. The goal is helping you discover which part of abortion activism is right for you, so you can help build and grow community.  Each of the five episodes features amazing experts from the reproductive health, rights, and justice movements. Before you get into episode three, listen to Episode 1. It's pretty much your “Reproductive Justice 101” crash course. Abortion activism is just one part of this intersectional movement, so this first episode is designed to help ground your experience throughout this series and overall abortion advocacy in a Reproductive Justice framework, making sure to center those most most effected by these harmful laws, and by following Black, Brown and Indigenous leadership as we fight for bodily autonomy.  Episode Three is all about patient advocacy. A lot of folks have expressed great interest in this topic and have been asking for some time now about how you can help people seeking abortion. We'd like to start off by saying that there are a lot of complexities in this area, so we put together an all-star panel made up of experts who do this all day, everyday. They will be breaking down what patient advocacy is, giving you the realities of what is needed, help guide you on how you can support the organizations who specialize in patient support, and explain why some people's very generous and well meaning offers of a couch or “camping” can make people feel vulnerable and in turn add to the stigma around abortion care. It's intense, but you're doing great, so take a breath and take this at your own pace. Questions? info@operationsaveabortion.com.  English transcript HERE. Spanish transcript HERE.  SPECIAL GUESTS: Moderator: Renee Bracey Sherman, We Testify / IG: @wetestify TW: @abortionstories Marie Khan, Midwest Access Coalition / IG: @Midwest_Access_Coalition TW: @MidwestAcces Oriaku Njoku, ARC Southeast / IG: @arc_southeast TW: @ARC_southeast Mariely Neris Rodriguez, Brigid Alliance / IG: @brigidalliance TW: @BrigidAlliance Poonam Dreyfus-Pai, All-Options / IG + TW: @alloptionsnatl   EPISODE LINKS: Operation Save Abortion Activity Guide [English] Operation Save Abortion Activity Guide [Español] Activist Toolkit Operation Save Abortion Website and Activist Calendar Get Vetted INeedAnA Need help finding a clinic? Text ‘Hello' to 202-883-4620 FOLLOW US: Listen to us ~ FBK Podcast Insta/Twitter/FB ~ @AbortionFront TikTok ~ AbortionAF YouTube ~ @AbortionAccessFront PATREON HERE! Support our work, get exclusive stuff!  DONATE TO AAF HERE! VOLUNTEER HERE! ADOPT-A-CLINIC HERE! EXPOSE FAKE CLINICS HERE!