Podcasts about navs

George Aliferis talks to Andrea Carnelli Dompe, the founder of Tamarix Technologies about the intersection of private market investing and AI technology. Andrea, whose background is in quantitative finance and machine learning, discusses the capabilities of his AI agents, which help institutional investors, family offices, and ultra-high net worth individuals optimize their operations using AI agents. These agents streamline data extraction, normalization, and processing, allowing investors to make better decisions with greater efficiency.USEFUL LINKSTamarix: https://tamarix.tech/ Andrea on LinkedIn: https://www.linkedin.com/in/andrea-carnelli-dompe-phd-2668b63b/?originalSubdomain=uk

The Keswick Convention podcast 2025 meets some of the speakers and seminar leaders to unpack the content and topics that feature at this year's Convention, where the big theme is ‘Transformed'.Hosted by Graham Albans and Matt Holden.Phil & Ros Boydell - Can God make me a better friend?Phil and Ros met the Navigators as students in Edinburgh in the late 90s where the vision of God using our everyday relationships for his Kingdom purposes grasped them. They now oversee the work of the Navs in the UK, Phil being the National Director.Phil and Ros will deliver a seminar series titled ‘Relationships that change the World (and you)' during Week 1 of the 2025 Convention. Visit the Convention: 2025 Convention: Transformed - Keswick MinistriesBOOKSBooks mentioned in this episode:Jerry Bridges - Trusting GodTim Keller - The Freedom Of Self-Forgetfulness C.S. Lewis - The Four LovesVaughan Roberts - True FriendshipDietrich Bonhoeffer - Life TogetherJustin Whitmel Earley - Made For People10ofThose have kindly provided a discount code for listeners of this podcast, and a link to find all the titles mentioned in this series. Simply visit https://uk.10ofthose.com/partners/keswick-podcast and use the discount code: Keswick5Support the showThe Keswick Convention is free to attend, and will be running between 12th July and 1st August 2025. Find out more: 2025 Convention: Transformed - Keswick Ministries Visit the Keswick Ministries website for talks, resource and events.

In this episode of The Distribution, host Brandon Sedloff sits down with Jay Maher, Global Chief Operating Officer at H.I.G. Capital, to explore what it takes to build scalable operational infrastructure inside one of the world's leading middle-market private equity firms. With a career spanning over 30 years in fund administration, technology, and operational leadership, Jay brings a unique perspective on institutional growth, data strategy, and the evolving role of the COO. They discuss Jay's journey from cutting NAVs on paper at Merrill Lynch to co-founding and selling multiple fund services businesses, and how that experience informs his approach to streamlining systems, breaking down silos, and preparing H.I.G. for its next phase of growth. They also cover: The complexities of building a centralized data warehouse across asset classes How H.I.G. balances entrepreneurial culture with institutional standards The implementation of Workday HCM and firm-wide performance systems Operational lessons from scaling multiple fund administration teams How to design effective vendor partnerships with aligned incentives The strategic role of the COO in talent, technology, and investor service delivery This episode is a behind-the-scenes look at operational alpha in action, offering a rare window into how scaled private equity firms are building durable foundations for long-term growth. Links: Jay on LinkedIn - https://www.linkedin.com/in/jay-maher-90b71616/ H.I.G. Capital - https://hig.com/ Brandon on LinkedIn - https://www.linkedin.com/in/bsedloff/ Juniper Square - https://www.junipersquare.com/ Topics: (00:00:00) - Intro (00:02:07) - Jay's career and background (00:18:18) - The state of operational alpha for private markets (00:23:10- Advice for folks trying to wrap their heads around maintaining clean data (00:27:00) - How does HIG think about the role of operations and data in the firm's strategic vision? (00:29:59) - Jay's role as COO (00:38:14) - Leadership philosophies (00:40:55) - Outsourcing approaches (00:44:08) - Developing successful partnerships (00:46:02) - What's something that surprised you in your role as COO? (00:48:10) - How do you get people to change? (00:52:52) - What do you see on the horizon over the next 3-5 years?

The number of registered voters who choose not to be members of any political party is growing. In fact, in Oregon, the percentage of these voters is bigger than both registered Democrats and Republicans. But those who vote in the major party primaries are the ones that decide which candidates appear on the general election ballot that is open to all voters. While Oregon’s neighbors, Washington and California, have made changes to their primary systems to allow for more participation, Oregon voters have said "no" in the past to doing the same. Nonetheless, Rep. Mark Gamba, D-Milwaukie, is among the sponsors of HB 3166, which would scrap the closed primary system that only allows party members to vote. Gamba joins us to discuss how to best enfranchise non-affiliated voters (NAVs), along with attorney and political consultant Julie Parrish, who served four terms as Republican representative in the Oregon House.

“There's a drug called vioxx that was found to be safe and effective in animal trials, so they moved it on to preclinical trials in humans. Once on the market, that drug caused 88,000 people to have heart attacks and killed 38,000 people.” Meredith Blanchard   We have some big news at Species Unite. In January and February, our team traveled to Bainbridge, Georgia to begin filming our first documentary. Bainbridge is a small Southern town facing a truly chilling threat: a company called Safer Human Medicine is planning to build the largest monkey breeding facility in the United States right in their backyard. If approved, this facility would hold up to 30,000 long-tailed macaques at a time—monkeys who would be bred in captivity, then sold to pharmaceutical companies for use in painful and outdated animal experiments. It's a nightmare for the animals. But it's also a nightmare for the people of Bainbridge: from threats to their water and soil, to dangerous zoonotic disease risks, to the loss of wildlife and community health. The people of Bainbridge are fighting back. And they're not alone. One of our partners on this film is the National Anti-Vivisection Society, or NAVS—an organization dedicated to ending the exploitation of animals in science. Today's guest is Meredith Blanchard, the Senior Manager of Advocacy and Policy at NAVS. I spoke with her about what's why animal testing doesn't work and what it will take to finally bring it to an end.   Links:  National Anti-Vivisection Society https://navs.org/  

In this thought-provoking episode, Dr. Mandy returns to share her ongoing journey in ministry and fundraising. The conversation explores how ministry fundraising transcends mere numbers—it's about personal formation, genuine partnerships, and living out one's calling. Dr. Mandy recounts her early introduction to support-based ministry, her refreshing re-engagement with longtime partners (including a memorable 5000-mile road trip), and the lessons learned from her leadership challenges. Interwoven with rich Scripture readings (notably from Second Corinthians and other Biblical passages), the discussion offers spiritual encouragement and practical insights on overcoming doubt, resisting the temptation to “fix” everything, and staying true to God's word. Listeners are encouraged to lean into community, continuously study Scripture, and trust that every step—even the hard ones—is part of a greater divine plan.Recommended Resources Mentioned:Perspectives courses (visit perspectives.org)Books: Mountain Rain by Eileen Fraser Crossman and The Prayer of Faith by James O. FraserScripture study tools: Logos, NAVS, Precept.orgOther Scripture for Reference:Revelation 15:3 1 Chronicles 29:11-131 Chronicles 16:31 Psalm 9:7-10Psalm 103:19-22Psalm 96Psalm 93:1-51 Timothy 1:171 Timothy 6:15-16Isaiah 44:6-9Psalm 145:8-131 Corinthians 15:20-28Zechariah 9:9John 18:36-37Hebrews 1:3-4Hebrews 1:8-12If you enjoyed this episode, don't forget to subscribe, leave a review, and share it with your network. Follow It's Not About the Money for more insightful discussions on faith-based fundraising and support raising!Get help today! Visit www.provisiofundraising.comFollow along @ its.not.about.the.money.pod. . . . .THANKS FOR LISTENING!

Kommunalminister Kjersti Stenseng er i gang med å utforme mandat og sammensetning til den nye kommunekommisjonen. Stenseng utdyper hva kommisjonen skal arbeide med. Aps nestleder Tonje Brenna tror fylkeskommunen vil overleve alt - også henne. NAVs statistikksjef Ulf Andersen er optimist og tror det er mulig å skaffe de menneskene kommunesektoren trenger. Seljord kommunestyre sa nei til kaps og lue i klasserommet. Var det riktig?

Daha önceki yazılarımızda ilansız ve sınavsız personel alımının yaygın bir şekilde uygulandığını belirtmiştik. İstanbul Büyükşehir Belediyesine ait bir şirkette güzellik kraliçesinin kariyer uzmanı olarak sınavsız atanmasını okuyucularımız hatırlayacaktır. Bu yazımızda Türkiye İnsan Hakları ve Eşitlik Kurumu tarafından İstanbul Büyükşehir Belediyesinde seçimler sonrasında çıkarılan işçilerin şikayetleri üzerine yapılan inceleme sonucunda verilen karardaki ilginç bilgileri paylaşacağız.

Ulf Andersen er statistikksjef i NAV og omtales ofte som NAVs egen rockestjerne. I denne podkasten snakker han om sykefraværet og hvordan nordmenn egentlig er et robust folkeslag. Men det er aldring og en aldrende befolkning som er det største samfunnsproblemet.

The UK Investor Magazine was delighted to welcome Emma Bird, Head of Investment Trusts Research at Winterflood, to lift the lid on the UK Investment Trust space.Visit Winterflood Fund Insight here.This podcast, which drills down into the fundamental factors at play in the Investment Trust space, is a must-listen for investors.We start by looking at narrowing in Investment Trust discounts, particularly in private asset trusts, and the factors driving share price gains against NAVs.Emma highlights particular sectors that offer value on a discount and income basis compared to the wider Investment Trust universe.We explore some individual Investment Trusts that emerged as winners from the US election as investors positioned for President-elect Trump's policies.Emma concludes by outlining why investors should consider Investment Trusts over OEICs, Unit Trusts and ETFs. Hosted on Acast. See acast.com/privacy for more information.

Endelig straks helg, og gjengen i studio drar deg gjennom viktige nyheter, hvordan du skal unngå å bli scammet på tise, og diskuterer NAVs nye vri på bursdagssangen "Happy Birthday".I studio:Ellen Elisabeth Omsted ToftEiril BakkeThea Jonette ReinfjellMalin Brujordet Olsen (teknikk)

P.M. Edition for Oct. 23. Matt Wirz, who writes about credit for The Wall Street Journal talks about why Wall Street is excited about NAVs, SRTs and CDOs. And U.S. home sales hit another nearly 30-year low. Journal housing reporter Nicole Friedman explains why new buyers are staying on the housing market sidelines. Plus, with deadlocked polls and the memory of 2016, White House reporter Tarini Parti says Democrats are becoming more anxious ahead of Election Day. Tracie Hunte hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Daha önceki yazılarımızda sınavsız atamalar ve yükselmelerle ilgili kamu kurumlarında ciddi sorunlar yaşandığını belirterek sıkı önlemler alınması gerektiğini ifade etmiştim. Sayıştay kararlarında bu konu açıkça görülmektedir. Ancak geçen zamana rağmen ciddi çözümler üretilememiştir. Bu konuyla ilgili olarak bir belediyenin Bakanlığa sorduğu soruya bakınca hala dudak uçuklatan yöntemlere başvurulmaya çalışıldığı görülüyor. Açıklayalım.

In this week's edition of the Weekly Investment Trust Podcast, Jonathan Davis, editor of the Investment Trusts Handbook and winner of the 2024 AIC Best Broadcast Journalist Award, reviews the week in the markets and speaks to Sachin Saggar, alternatives investment trusts analyst at Stifel. Section Timestamps: 0:00:39 - This week's guest 0:01:13 - Review of the week 0:03:08 - Results and the Money Makers Circle 0:04:58 - Changes to the podcast 0:06:17 - Q&A with Sachin Saggar 0:07:17 - Will the sector trade at a premium to NAV in the future? 0:09:02 - Reliability of NAVs 0:14:50 - The case for standardised disclosures 0:16:29 - Limited opportunity to raise new equity 0:20:57 - Reactions to proposals to buy into the alternative assets sector 0:24:15 - Evaluating the performance of alternative assets trusts 0:27:47 - Is there still value to be found across the sector? 0:28:21 - Looking at earnings multiples 0:29:44 - Cost disclosure 0:30:44 - Close If you enjoy the weekly podcast, you may also find value in joining The Money Makers circle. This is a membership scheme that offers listeners to the podcast an opportunity, in return for a modest monthly or annual subscription, to receive additional premium content, including interviews, performance data, market/portfolio reviews and regular extracts from the editor's notebook. This week, as well as the usual features, the Circle features a profile of Global Opportunities Trust (GOT). Future profiles include Bellevue Healthcare (BBH) and Edinburgh Worldwide (EWI). Look out for the latest edition of our new expanded weekly subscriber email which summarises Jonathan's latest thoughts and includes a comprehensive summary of all the latest news. The content of that email is also available for subscribers via the website. A subscription costs £12 a month or £120 for one year. For more information about the Money Makers circle, please visit money-makers.co/membership-join. Membership helps to cover the cost of producing the weekly investment trust podcast, which will continue to be free. We are very grateful for your continued support and the enthusiastic response to our nearly 230 podcasts since launch. You can find more information, including relevant disclosures, at www.money-makers.co. Please note that this podcast is provided for educational purposes only and nothing you hear should be considered as investment advice. Our podcasts are also available on the Association of Investment Companies website, www.theaic.co.uk. Produced by Ben Gamblin.

In this week's edition of the Weekly Investment Trust Podcast, Jonathan Davis, editor of the Investment Trusts Handbook, reviews the week in the markets and speaks to Elliott Hardy, private equity research analyst at Winterflood Securities, and Ian Lance, co-manager of the Temple Bar Investment Trust (TMPL). Due to technical issues, the audio quality for the discussion with Ian Lance is particularly poor for which we apologise. As a result, we have a transcript of this interview available for download from the website - money-makers.co/podcasts Section Timestamps: 0:00:39 - Review of the week 0:01:42 - This week's guests 0:02:29 - Money Makers Circle 0:03:16 - Summary of results 0:04:40 - Subscribe on YouTube, Spotify, Soundcloud and others 0:05:05 - Q&A with Elliott Hardy 0:05:18 - Development of the listed private equity market this year 0:07:16 - The global state of private equity 0:10:44 - Scepticism about reported NAVs 0:12:24 - The early August sharp market sell-off 0:13:30 - The underlying performance of portfolio companies 0:15:30 - The growth capital sector 0:16:43 - The outlook for fund of funds trusts 0:18:09 - Boards' responses to wide discounts 0:20:54 - Q&A with Ian Lance (transcript available at the website) 0:21:03 - Positives and negatives in the reporting period 0:24:54 - Reform in the UK stock market 0:25:59 - Outlook for the dividend 0:28:24 - A lower interest rate environment 0:29:35 - Investing outside of the UK market 0:31:16 - Gearing 0:32:31 - Close Trusts mentioned (with tickers) include: Temple Bar Investment Trust (TMPL), Baillie Gifford US Growth (USA), Partners Group Private Equity (PEY), Riverstone Energy (REL), Diverse Income Trust (DIVI), RM Infrastructure Income Trust (RMII), Regional RIET (RGL), Baillie Gifford Japan (BGFD), Gieger Counter (GCL), HgCapital Trust (HGT), 3i Group (III), ICG Enterprise Trust (ICGT), Seraphim Space Investment Trust (SSIT), Schiehallion Fund (MNTN), Chrysalis (CHRY), Pantheon International (PIN). If you enjoy the weekly podcast, you may also find value in joining The Money Makers circle. This is a membership scheme that offers listeners to the podcast an opportunity, in return for a modest monthly or annual subscription, to receive additional premium content, including interviews, performance data, market/portfolio reviews and regular extracts from the editor's notebook. This week, as well as the usual features, the Circle features a profile of Ecofin Global Utilities and Infrastructure (EGL). Future profiles include abrdn Asia Focus (AAS) and Smithson Investment Trust (SSON). Look out for the latest edition of our new expanded weekly subscriber email which summarises Jonathan's latest thoughts and includes a comprehensive summary of all the latest news. The content of that email is also available for subscribers via the website. For more information about the Money Makers circle, please visit money-makers.co/membership-join. Membership helps to cover the cost of producing the weekly investment trust podcast, which will continue to be free. We are very grateful for your continued support and the enthusiastic response to our more than 220 podcasts since launch. You can find more information, including relevant disclosures, at www.money-makers.co. Please note that this podcast is provided for educational purposes only and nothing you hear should be considered as investment advice. Our podcasts are also available on the Association of Investment Companies website, www.theaic.co.uk. Produced by Ben Gamblin.

Bu köşeyi takip edenler sınavsız atamalar ve sözlü sınavlarla ilgili çok sayıda yazı kaleme aldığımızı hatırlayacaktır. Kalkınma Planına ve seçim beyannamelerine sözlü sınavlar ve sınavsız atamalar girmiş olmasına rağmen maalesef hala adım atılmadı. Bu yazımızda konuyu oluşturduğu sıkıntılar özelinde açıklamaya çalışacağız. Kalkınma Planına göre sözlü sınavlar istisnalar dışında kaldırılacaktı 2024-2028 yıllarını kapsayan 12. Kalkınma Planında sözlü sınavların oluşturduğu sıkıntılar dikkate alınarak düzenleme yapılacağı kararlaştırılmıştı. Palana göre Kamu Görevlerine ilk defa atanacaklar için mevcut sınav sistemi mevzuatta uygulama boyutlarıyla birlikte gözden geçirilerek sözlü sınavların atamaya konulan görevin niteliğinin gerekli kıldığı hallerle sınırlı olarak yapılması sağlanacak, sınav kurullarının tarafsızlığının korunması, şeffaflık, adalet ve hakkaniyet ilkelerini güçlendirecek düzenlemeler hayata geçilecekti. Uzunca bir süre geçmesine rağmen hiçbir adım atılmaması anlaşılabilir bir durum değildir. Genel Yönetmelik incelendiğinde sözlü sınavların yaygınlaştırıldığı görülecektir. Uygulamada sözlü sınavların amaçlanan işlevi yerine getirmediği açıkça görülmektedir. Bu nedenle yönetmelikte sözlü sınav sınavlara ilişkin maddelerin acilen masaya yatırılması gerekiyor. Aksi takdirde oluşan olumsuz algı İktidarı yıpratmaya devam edecektir. Aynı şekilde Planda görevde yükselmede yaşanan sorunlar dikkate alınarak gerekli adımların atılacağı ifade edilmişti. Palanda yer alan ifadelere göre görevde yükselme de uygulanan seçme yöntemleri liyakat esaslı teknikler gözetilerek geliştirilecekti. Ancak bu konuda da hiçbir adım atılmamıştır. Özellikle Kamu Görevlileri Etik Kurulu kararlarına ve Sayıştay raporlarına yansıyan ihlaller dikkate alındığında istisnalar kullanılarak görevde yükselme sınavlarının nasıl işlevsiz kılındığı görülecektir. Bu nedenle zaman kaybetmeden çözüm üretilmesi gerekmektedir. Seçim beyannamesinde de sözlü sınavların kısıtlanacağı açıklanmıştı AK Parti'nin Seçim Beyannamesi'nde; “Kamu görevine ilk defa yapılacak atamalarda, görevin niteliğinin gerektirdiği haller dışında mülakat usulünü kaldıracak, atamaları yazılı sınav sonuçlarına göre yapacağız.” ifadesine yer verilmişti. Cumhurbaşkanının seçimlerde verdiği her sözü yerine getirdiği konusunda seven sevmeyen her kesimin ittifakı olduğunu söyleyebiliriz. Nitekim 3600 ek gösterge ve EYT konusunda verilen sözün yerine getirilmesi en somutlarından birisidir. Bu düzenlemelerin hazineye getirdiği yük ortadadır. Uzun bir süre geçmiş olmasına rağmen hala hiçbir adım atılmaması sınavlara giren gençler arasında ciddi tepkilere sebep oluyor. Sözlü sınav denilince torpil algısı zihinleri kaplamıştır. Ne kadar adil yapılırsa yapılsın sözlü sınavlarla ilgili algı budur ve de değişmiyor. Daha önceki yazılarımızda sıklıkla ifade ettiğimiz üzere kamuya girişlerdeki mülakat uygulaması oldukça genişletilmiştir. Bu durum ise uygulamada ister istemez ciddi rahatsızlıklara ve mağduriyet algısına yol açmıştır. Özellikle sınavların kayıt altına alınmaması ve şeffaf yapılmaması adayları rahatsız etmektedir. Bu nedenle acilen mevzuat değişikliği yapılması gerekiyor. Mahalli idarelerdeki sözlü sınavlar ve sınavsız personel alımı endişe veriyor

In this week's edition of the Weekly Investment Trust Podcast, Jonathan Davis, editor of the Investment Trusts Handbook, reviews the week in the markets and speaks to Peter Hewitt, manager of the CT Global Managed Portfolio Trust (CMPI/CMPG), and Andrew McHattie, editor of the Investment Trust Newsletter. We are grateful for the support of J.P. Morgan Asset Management, which enables us to keep the podcast free. Section Timestamps: 0:00:39 - Review of the week 0:01:33 - Corporate news and announcements 0:03:18 - This week's guests 0:03:47 - Money Makers Circle 0:04:53 - Q&A with Peter Hewitt and Andrew McHattie 0:05:17 - Winterflood Investment Trust Conference 0:07:52 - The general mood 0:12:25 - The behaviour of discounts 0:18:02 - The accuracy of NAVs 0:23:34 - New issues 0:33:10 - Improving the attractiveness of the UK 0:37:54 - Latest activities 0:43:07 - Close Trusts mentioned this week (with tickers): Hansa (HAN), Ashoka WhiteOak Emerging Markets (AWEM), Cordiant Digital Infrastructure (CORD), Montenaro UK Smaller Companies (MTU), J.P.Morgan European Discovery (JEDT), J.P.Morgan Japan Small Cap Growth and Income (JSGI), JLEN Environmental Assets (JLEN), NextEnergy Solar Fund (NESF), Henderson Opportunities Trust (HOT), BlackRock Income and Growth (BRIG), BlackRock World Mining (BRWM), BH Macro (BHMG), Mercantile Investment Trust (MRC), Temple Bar (TMPL), 3i Infrastructure (3IN), BlackRock Frontiers (BRFI), Pershing Square Holdings (PSH), The Renewables Infrastructure Group (TRIG), Impact Healthcare (IHR), Aquila European Renewables (AERS), Digital 9 Infrastructure (DGI9), Special Opportunities REIT (SOR), CT Global Managed Portfolio Trust (CMPG/CMPI), Manchester and London (MNL), Allianz Technology (ATT), Polar Capital Technology (PCT), 3i Group (III), Scottish Mortgage (SMT), J.P.Morgan UK Small Cap Growth and Income (JUGI), Hipgnosis Songs Fund (SONG), HarbourVest Global Private Equity (HVPE). If you enjoy the weekly podcast, you may also find value in joining The Money Makers circle. This is a membership scheme that offers listeners to the podcast an opportunity, in return for a modest monthly or annual subscription, to receive additional premium content, including interviews, performance data, market/portfolio reviews and regular extracts from the editor's notebook. This week, as well as the usual features, the Circle features a profile of Aurora Investment Trust (ARR). Future profiles include Premier Miton Global Renewables (PMGR) and Schroder AsiaPacific (SDP). Look out for the latest edition of our new expanded weekly subscriber email which summarises Jonathan's latest thoughts including some of his most recent trust purchases, and includes a comrehensive summary of all the latest news. The content of that email is also available for subscribers via the website. Finally, an Election Special is planned for release later this month, looking at the likely outcome of the vote and the impact for investors. More details will be announced in due course. For more information about the Money Makers circle, please visit money-makers.co/membership-join. Membership helps to cover the cost of producing the weekly investment trust podcast, which will continue to be free. We are very grateful for your continued support and the enthusiastic response to our over 210 podcasts since launch. You can find more information, including relevant disclosures, at www.money-makers.co. Please note that this podcast is provided for educational purposes only and nothing you hear should be considered as investment advice. Our podcasts are also available on the Association of Investment Companies website, www.theaic.co.uk. Produced by Ben Gamblin.

Stadig flere av NAVs tjenester digitaliseres. Dette fører til at samhandlingen mellom NAV-veileder og brukere ofte foregår på digitale plattformer. I en nylig publisert prisbelønnet artikkel kan vi lese at veiledere på NAV-kontorene får en «annerledes følelse» av digital samhandling med brukerne. Men hva har egentlig følelser med oppfølging og digital samhandling å gjøre? Og hvordan endrer digitale tjenester oppfølgingsarbeidet i NAV? Med oss i studio har vi forfatterne bak studien, Ida Bring Løberg fra Analyseseksjonen i NAV, og Cathrine Egeland fra OsloMet.

Contact your host with questions, suggestions, or requests about sponsoring the AppleInsider Daily:charles_martin@appleinsider.com(00:00) - 01 - Outro (00:12) - 02 - Fake "LassPass" app (00:40) - 03 - Hail to the thief (01:37) - 04 - You ... shall not ... pass! (02:44) - 05 - The .1 means "oopsie (03:01) - 06 - OTN: Bard becomes Gemini (03:47) - 07 - OTN: Big Tech AI consortium (04:30) - 08 - iPhone 16 rumors (05:06) - 09 - MOAR BUTTUNZ (05:31) - 10 - AVP: visionOS 1.1 MDM (06:12) - 11 - AVP: Dev accessory rip-off (06:49) - 12 - AVP: not yet a-custom'd (07:54) - 13 - Outro Links from the showFake LastPass password manager app unearthed on Apple's App StoreHow a respected security researcher stole millions from AppleWhy drivers in Scotland are crashing because of bad Apple Maps dataApple patches pesky text bug with updates to Mac and mobile devicesGoogle's new AI assistant tech is now available for iPhoneApple joins Meta, Google, Facebook on new US government AI safety initiativeiPhone 16 camera bump design rumored to have shifted closer to iPhone XiPhone 16 Pro rumored to get Capture Button with DSLR-style featureApple Vision Pro is getting mobile device management features in visionOS 1.1$300 Vision Pro developer strap is just an expensive USB2 deviceTravelers get Apple Vision Pro confiscated by Berlin authoritiesSubscribe to the AppleInsider podcast on:Apple PodcastsOvercastPocket CastsSpotifySubscribe to the HomeKit Insider podcast on:•  Apple Podcasts•  Overcast•  Pocket Casts•  Spotify

Billy Sinkford, Vice President of Echos Communications, discusses the genesis of the MADE show and its impact on the handmade bike community. He shares his experience as a former bike messenger and how it led him to work in the urban cycling industry. Billy also highlights the importance of brand representation and storytelling in the cycling industry. He provides insights into the success of the first MADE show and gives a preview of what to expect in the upcoming shows in Portland and Melbourne. Don't miss this exciting conversation about the future of the handmade bike community. Episode Sponsor: AG1 MADE Bicycle Show  Support the Podcast Join The Ridership  Automated Transcription, please excuse the typos: [00:00:00] Craig Dalton: Hello, and welcome to the gravel ride podcast, where we go deep on the sport of gravel cycling through in-depth interviews with product designers, event organizers and athletes. Who are pioneering the sport I'm your host, Craig Dalton, a lifelong cyclist who discovered gravel cycling back in 2016 and made all the mistakes you don't need to make. I approach each episode as a beginner down, unlock all the knowledge you need to become a great gravel cyclist. [00:00:29] Craig Dalton (host): This week on the show. I welcome Billy. Sinford from the maid bicycle show in Portland, Oregon. You may recall if you're a listener from last year that I attended the show. In 2023 and had dozens of interviews with fantastic frame builders from around the country. I super enjoyed the show, the experience, the overall vibe of the show. So I was thrilled to get some communication from echos communications that the show is on. Again for 2024, I wanted to get a little bit of the backstory and inspiration for the show. And learn some secrets about the upcoming show in 2024. Little did I know at the end of this episode, I was going to learn about yet another exciting new development. I'll leave you with that. And we'll wait till the end, until we find out that secret from Billy. But before we get started, I do need to thank this week. Sponsor a G one. Taking care of your health. Isn't always easy, but it should at least be simple. That's why for me, for the last decade, I've been drinking age one every day, no exceptions. It's just one scoop mixed in water once a day, every day. And it makes me feel energized and ready to take on the day. That's because each serving of AIG one delivers my daily dose of vitamins minerals and pre and probiotics and more, it's a powerful, healthy habit that also is powerfully simple. Okay, let me go back a decade and explain why. became an essential part of my daily routine. I come to recognize that nutritionally, I just wasn't covering my bases with my diets. 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Exclusively at drink, AIG one.com/the gravel ride. That's drink AIG one.com/the gravel ride to check it out today. Without behind us, let's jump right into my conversation with Billy. [00:03:24] Craig Dalton (host): Billy, welcome to the show. [00:03:25] Billy Sinkford: Thank you for having me, Craig. It's a pleasure to be here. [00:03:29] Craig Dalton (host): I know it's a busy week for you guys at MADE, so I appreciate you making the time and I'm excited to kind of just talk about the show. I did a bunch of episodes and Certainly had a bunch of conversations with frame builders during my visit to made in 2023. So I'm excited to just talk about the plans for 2024, but to set the stage for the conversation, we always like to kind of roll back a little bit and just understand, how did you develop a passion for the bike? Did you grow up riding? So why don't you start off by just letting us know where you grew up and how you discovered the bike and how that journey ultimately took you to kind of being in the industry as a professional. [00:04:10] Billy Sinkford: Well, first off, thanks for coming to MAID in 2023. It was awesome to have you and love the videos that you put out surrounding it. And we're stoked for 2024. We'll get, we'll get there though. I was a bike messenger in Boston in the late 90s and early 2000s. Uh, that was my first job working on the bike, uh, all day, uh, rain or snow, uh, in Boston, and did that, uh, for quite some time. Eventually ended up moving to San Francisco, uh, where I also was a, a bike messenger after a brief stint, uh, in divinity school, uh, which I decided was not, not for me. And from there, I started working with chrome industries and started working in kind of the urban cycling field of things. And, you know, for lack of a better term, I weaseled and worked my way into a job at chrome and. Um, my, the director of marketing at Chrome, Rob Reedy, who is my business partner at Echos. He's the CEO of Echos and I'm the VP, uh, gave me a chance and gave me a job and we worked together for years over at Chrome and eventually, uh, founded Echos Communications, which is a PR and marketing firm for, Active outdoors, uh, with a huge focus on cycling and I am fortunate enough to be the vice president of that and manage, uh, manage our cycling stuff that echoes communications. So that, that's [00:05:47] Craig Dalton (host): how I got there. I'm curious if, if you go back to those days as a courier, my experience with the courier community there, there were certainly some couriers who were bike racers, bike lovers, lovers of all things, bikes, and they discovered curry being a courier as a vocation that allowed them to, you know, work on their bike and stay fit. I've also heard from many of those same. Bike racer couriers that it's a horrible way to train because it's so hard on your body. So I'm just curious, were you, you know, part of that courier culture and the bike was a work mechanism and you fell in love with that, you know, the fixie kind of culture, or was there another thread of your passion for the bike that was mountain biking or road racing at the time? [00:06:35] Billy Sinkford: When I was in Boston, it was definitely about the culture and community, and the bike was just the tool that allowed for all of that to happen. When I moved out to San Francisco, the company that I worked for, Godspeed Courier, we had a race team. I was partially in charge of all the sponsorships and helped out a lot of the company. Definitely, uh, started wearing spandex and shaving our legs and going and doing local crits. And at that time road races, it was all road, uh, for me back then in the San Francisco Bay area and competed at all kinds of road races, uh, underneath the Godspeed courier banner. But I was, uh, I was a heavy dude. I still am a, I'm a big guy and I never, uh, I went out and just. Beat the crap out of everybody for the first 20 miles and then basically did an 80 mile bike ride by myself after the rest of the race, but I absolutely loved it. And it was a different kind of community and that definitely carried over. And, you know, I certainly by no means of. Kept up with it or pinned a number in a long time. I did last year for a minute, but, uh, definitely still enjoy being sometimes at the pointy end of the spear. Um, but yeah, messengering definitely brought me into that race culture. And then that carried over into my time in the industry, without a doubt. [00:07:55] Craig Dalton (host): Yeah, obviously like Chrome had its parts of his origin from that culture and that vibe, that commuter, worker, the, you know, the well constructed bags and later the shoes and clothing that they brought into the mix as you kind of represented them and were kind of earning your chops on the business side of the bike industry. What were you learning in that time that you kind of took forward about how brands need to be represented to cyclists in order to grow and be relevant? [00:08:28] Billy Sinkford: Working in the urban cycling side of things first was, was really interesting and I think it relates to stuff in the handmade market. I think it relates to cycling as a whole because we, and sometimes think of ourselves as this huge entity, right? In reality, cycling is a niche sport and a niche hobby. Uh, so looking at it through that lens and then knowing that urban cycling was a niche within. That niche, uh, we called it don't Timbuktu it back in the day Timbuktu started stopping selling messenger bags and started selling travel luggage and briefcases for a, for a brief minute. And at Chrome, we just made sure we didn't Timbuktu it. And we were trying to stay. With the core sponsoring messenger races, making sure that we're not only sponsored them, but we're actively present at the races and engaging with the community and bringing a cool vibe and having a good time. And that I think has carried over into everything that we've done at echoes and hopefully what we've brought to, uh, the cycling community at large. And that's the present. Be there and and be a part of the community. [00:09:42] Craig Dalton (host): Yeah, I think there's so much to obviously the storytelling of these brands that is so critical and how they resonate with fans and consumers of these products [00:09:55] Billy Sinkford: and it's really easy to lose it quite quickly. So, you know, having a good mission statement, understanding what your brand is, and actually standing by that and standing behind it, standing behind the community that you're, you're making products for, and hopefully. An active part of that community. Do those, you're, you're going to be on the side of right. Yeah, you [00:10:17] Craig Dalton (host): mentioned some of the work you do at echoes and just to set the stage for when we later talk about the maid show. Can you talk about some of the clients you've had the privilege of working with over the years? And then we'll get into what was the genesis behind the idea for [00:10:34] Billy Sinkford: made? Sure. We have had the privilege and pleasure and honest. I'd say honor of working with a lot of really amazing brands and folks within those brands. We started definitely on the urban cycling tip, but with that, we also, you know, feedback sports and, and mission workshop where our two first clients as an agency. Uh, we launched and ran the Levi's Commuter Program, uh, for the first three years of doing that and did all of the global or national events rather, uh, bike shops and community building stuff around that. And that was super fun and and rad to, to work along the Levi's, uh, Levi's crew and their team. Blackburn. Uh, we've worked with Greg Lamond. Uh, currently we've got an awesome, I guess, what's most relevant to the handmade community. Mosaic cycles, Argonaut cycles, Lowe, uh, we're currently, uh, and have been for quite some time working with Moots, Paul Components, Paul's a dear friend of mine, and we worked with him for several years, Abby Bike Tools, so everything, uh, we brought together. Bosch to market here in the United States a couple months before Shimano got got into the e bike game here Uh worked with a ton of e bike brands So companies large and small we are just started working with Campagnolo, uh, which is phenomenal and we're really thrilled about that we've had the pleasure of working with over 100 bike brands and i've gotten to Floyd's of Leadville and Floyd Landis, dear friend, and we managed all of the, uh, PR and some of the marketing for all of his CBD stuff and, uh, and his Floyd's 5 cannabis as well. So, gotten to work alongside people that I idolized when I was a messenger and had them become not only business associates, but folks that I call friends. Um, so it's been, it's been a wild journey and, uh, and we're still, we're still, I think, just getting started. [00:12:36] Craig Dalton (host): Amazing. We were talking a little bit offline about the North American Handmade Bike Show, and it sounds like you've had a relationship, understandably so, with the brands you tended to represent with that show for, for many years. Can you just talk about kind of your memories of that show and the place it kind of held in the industry [00:12:56] Billy Sinkford: for you? Oh, I loved nabs. Absolutely loved it. Uh, used to go just as a, you know, marketing and PR guy for the brands that we worked with. Uh, so always had 5 or 6 builders or brands, uh, on the show floor that we were working with. Uh, we did, uh, for a brief period of time for a little under 2 years, actually manage all the PR for the show itself when it was in Salt Lake City. Uh, obviously the show is not around anymore and, uh, Don and I. I've had a tumultuous relationship throughout the last, uh, 15 years for sure. Um, but. What Don did on the North American Handmade Bike Show, I think was phenomenal for the builder community and nothing that we're doing, I think, would be possible without the groundwork that went into that. Both from Don, so kudos to him, and then also the builder community for showing up and being present. You know, being willing to put their energy and effort into something that has turned out to be really, really great or for the builder community. So I think the show was great. It was sad to see it go, but it also gave us the opportunity to start made, which is something that 10. I mean, it's been 10 years plus, since we've been kind of talking about potentially. Helping put together a different version of a handmade bike show, a more modern version of it. And with Navs no longer taking place, the builder community asked us if we would step up to the plate and make it happen. We were fortunate enough to be able to. To, to do that, so it's been, it's been pretty cool. [00:14:39] Craig Dalton (host): Yeah, you know, obviously, like, with NABS going away, there was this pent up demand and enthusiasm for the builders to get together. To your point, NABS was just such a great gathering of such a diverse group of artisan frame builders that was so different than any other bicycle show that was around at the time. When you started to see, like, NABS is not there. We are seeing this opportunity. We're going to take this mantle. It seems like it would be a daunting challenge to go from that idea to actually producing made. What was the decision making process? What did that look like for you? Or did you ask yourself what? If we can just get 20 brands to commit early, I feel like there's enough momentum that we can do this. I'm just curious to get into your, your mind and your colleagues minds about when was the go, no go decision and what was that process like? [00:15:38] Billy Sinkford: Well, COVID, we had wanted to do this before COVID. Luckily, we did not pull the trigger on, uh, any form of trade show prior to that, because that would have definitely changed things. Uh, You know, nobody could travel. Nobody would have been able to show up. Uh, the community support, uh, my partner, Rob and I, uh, spoke to a bunch of builders, spoke to a bunch of brands, uh, brands that support the builder community. So Chris Kang specifically being 1 of them who we also we do, uh, manage their PR and everybody. One after one, people said, yes, please do this. And yes, we'll help support it. And there weren't any nose and we just kept hearing. Yes. So we started looking at it from a logistic standpoint and realize that that we could pull this off and that it could be awesome. Originally, it was supposed to be entirely outside because of the pandemic. And we didn't know. What that was going to look like and we kind of wanted to safeguard the show and there's a very, very brief window in Portland where the weather is fantastic. Uh, and we, we've got it right now or made it was. Wildly unseasonably hot during the, uh, the first year of the show, but, uh, the venue that we found is phenomenal, uh, and old abandoned shipyard, uh, I mean, you, you saw it yourself. It's, it's perfect for the handmade, uh, market probably wouldn't work for. A bike show where track and specialized and giant wanted to show up and do their things. But for those that are actually working with their hands and, you know, making metal more metal, uh, super cool environment, uh, for them to be in and the venue lined up and after that, you know, that's it. I won't say that all the pieces magically fell together. There was a lot of hard work from the entire team that made behind the scenes, but, uh, it came together and it, you know, hard work and then the support of the builder community, uh, really brought it all together and year one was fantastic. I mean, I know you didn't get to go for the consumer days, but we very purposefully had time so that you were able to be there and spend time creating content and talking with builders and the. The builder community hadn't been together in, in years because of the pandemic and the lack of nabs even before that. So we carved out a little bit of extra time for that and that was super fun and got to take 200 builders, media and industry people and my favorite ride through Forest Park, uh, which was phenomenal. So it wasn't just a show itself. I think it was the entire experience of being in Portland together and it was really cool. [00:18:25] Craig Dalton (host): Yeah, absolutely. We got the food trucks in the back parking lot. Everything was just a lot of fun and I totally agree. It was, you know, nobody had to feel awkward about the style of booth they created or what they were bringing because it wasn't this super polished, super dome of convention centers or anything like that that we saw at Interbike. It was really, it felt very native to the handmade bicycle community for [00:18:51] Billy Sinkford: sure. And I think this year, you know, a lot of the, I would say 90 percent of the exhibitors, you know, we made a few videos, we, folks understood what they were walking into, to an extent. But it's one thing to see it online and read about it. It's another thing to actually be in the venue. And now, most of the exhibitors are coming back for, for year two, and they all know what things look like. So I think it'll be really cool to see how people take the space. And make their little, their portion of it their own and work with it. So, I think year one was rad and there were some folks that had some killer, killer booth designs that you would never, ever in your wildest dreams see at Eurobike or Interbike or Sea Otter. Um, and I think it worked out great that we weren't entirely outside because looking at some Consumer facing shows, which are all awesome, but it's a sea of 10 by 10 and 10 by 20 pop up tents, and we encourage people to bring tents so they've got their branding, but some of the cooler booths were, you know, handmade from wood that people brought with them, and it was super neat to see not only the folks showing, It's amazing work that they're doing, uh, but then also, you know, building a booth out that reflects that was, was [00:20:04] Craig Dalton (host): really unique. A hundred percent. It's just sort of, you know, everybody in the handmade community is so creative and just to allow them to have that freedom to develop their own displays. Super cool to see. And super fun for me to see some of the frame builders that I hadn't seen in a while, but also like a whole, probably 30 percent of them I'd never heard of before. And it was just great. Having that opportunity to get their point of view to see their manufacturing techniques to see how, you know, they're taking, you know, in the instance of maybe frameworks taking aerospace tooling and machines that aren't always available to other artisans and using that because they have access to it to create just kind of a unique. Process for creating a bike. Super fascinating to talk to guys like that. There [00:20:53] Billy Sinkford: were, I have been, because we've been extremely deep and the handmade community for a long time, and I'm fortunate to call a lot of these folks, my friends, and prior to putting on made, I really thought that I had a pretty good grasp of what was going on in the handmade community and who was who. And one of the biggest things that we did with the show was offering subsidized space. Making sure that bike flights was helping with discounted shipping, uh, there was not like a large host hotel that people felt they needed to stay at. So the show became really accessible and a lot of the younger builders and builders that did not show up at nabs came and exhibited, uh, made. Also, some of the, the legends, my generation, not, not to totally date myself, but they're not spring chickens anymore. And some of them are hanging up the torch, uh, and, or don't want to stand on their feet for, for three days. Um, they've, they've passed that. So having a lot of the younger builders and new builders at the show and not having the new builder row be In the absolute back of the hall, like it was at NABs, I made sure we were dispersing, you know. That you, a new builder was directly next to an established builder, and unless you're super deep in the industry, there was no way to tell the difference. You walked up to pretty much anybody exhibiting, and you were there to hear their story and not, uh, I don't know. It was really, it was cool. And I had to not, I did not spend a lot of time looking at the bikes during the show, which was really, really hard. I love taking photographs. I spent a lot of time. Documenting bikes in my free time, and I purposefully didn't bring a camera to the show and tried not to ogle the work during the show. Late, late at night after everybody had gone home, that's when I did it. But, uh, it was just phenomenal craftsmanship throughout the entire haul. It was awesome. [00:23:04] Craig Dalton (host): I was there for obviously the media day and partway into the, the consumer day started, I think, around noon on the Friday and I was there till about two. So I just started to get the first wave of consumers. What was that like, you know, midday Saturday or whenever peak traffic was, if you were there as a consumer, [00:23:25] Billy Sinkford: there were a couple of minutes where we were, we were pushing the limits of what that all could do for sure. Uh, we have far more people than we expected. Uh, It was awesome. I mean, just so full, uh, unfortunately, extremely hot, and we had fans running like crazy and, uh, ran out to get every little bit of water that we could. Unfortunately, there were forest fires, uh, in other parts of Oregon and Washington, and all the water trucks and everything that we had kind of helped get together was unavailable. Um, but we made it work. Uh, there were A couple thousand consumers in that hall on Saturday. We had over 5, 000 people come through between when it opened to the public on Friday and when we closed the doors for tear down, uh, on Sunday. So for year one, that was unbelievable, but the energy was super high and people were there. They were talking with builders, looking at bikes. Uh, it was, it was really cool to watch. It was fun to have a quiet moment where. Media industry folks, we all got to kind of hug and high five and, and then it was when we opened the gates on Friday, it was, uh, it's a whole, whole nother, it was almost two shows in one, [00:24:39] Craig Dalton (host): quite frankly. Yeah, certainly a three day grind for those builders to. Talk to everybody and keep their energy high. [00:24:49] Billy Sinkford: And we're, we're actually changing the format of the show this year. So we had a full day and a half that was for media and industry to kind of catch up and we did a poll of all the builders and brands after the show, and it was honestly split about 50 50 as to whether or not people wanted that extra time. Or we would do just a half day of media hours before we opened to the public. For the second year of the show, we're going to. Give it a shot the other way and do, uh, Friday morning will be just media and industry and then again, we'll open to the public and do Saturday and Sunday, but that will make the show shorter and for a lot of these builders, regardless of what size or scale operation they are every day that they're not. At the shop, that's a bike that's not going out to the customer, and this is not a large frame, a large bicycle company, for that matter, where it's happening, no matter whether the director of marketing is on the floor, like you're there talking to the builder, and that person is not making a frame for a customer, so we're trying to be cognizant. Excuse me, cognizant of that and do everything that we're going to do, but keep it a little bit shorter so that they can get back to the shop and make sure that they're doing what they need to do for their customers. [00:26:06] Craig Dalton (host): Yeah. Do you have a sense on the consumer side in terms of where people were traveling in from if they were obviously Portland's host to such a great community? I'm sure there was tons of Portland locals who could drive in and enjoy the show. It was a first year show, but did you get a sense that people were flying in to [00:26:24] Billy Sinkford: experience this? From the moment we announced that we had folks from all over the world that said that they were coming. There were people from Japan, Australia, uh, Europe coming from all over a lot of folks from the East Coast. I think. California, Portland, I mean, we're dominant without a doubt because it's very easy for them to travel or much easier for them to travel to the show. But some of the first emails that we got after announcing the show were from fans of custom bikes and people that own custom bikes that wanted to come and they were going to make this their vacation from Japan, Australia. And it was. Really rad to have this be a global show, not only reflected in the builders that were there because we also had builders from all over the world. This was not just Portland and California builders. We had folks from the east coast and uh, from all over the place. And this year for 2024, uh, the roster of builders and brands that are attending reflects that even more deeply. Folks all coming back and then new folks coming from Australia and we've got folks coming from the west or east coast rather, that came in. Kind of peep the show a little bit to make sure that it was something that they wanted to come to and now, uh, now they're, they're coming out for year two and, and are going to be part of the show. [00:27:42] Craig Dalton (host): That's a good segue into anything you'd want to highlight for year two. Any changes? Are there going to be more, more booths, more people? What, what can we expect in 2024? [00:27:53] Billy Sinkford: Uh, more explosions, more people, hopefully no explosions. Uh, uh, I think we've got certainly more builders, more brands. We had to extend the floor plan. So there's going to be an outdoor area as well as the indoor area this year. More food carts, more coffee. We'll still have the beer garden over there. And we're going to make sure to pop a little shade on top of that so that people can sit out there, even if it is a little bit hot. Uh, but I think there just are gonna be a variety of builders from even farther, uh, across the world. And I'm, the coolest thing that I've seen is we made it a big point to have subsidized space and to invite builders from all over the place and to make sure that if they needed help financially. That we could still have them at the show. We wanted to make sure that the builder community was represented as a whole. And there are builders that showed up and took those subsidized spaces that are now getting 10 by 20s at the show. Uh, that are saying that it was so amazing that they want to come back and have an even larger presence. So that to me was the coolest part is the show and the model works there. You know. That, that really warmed my heart quite a bit to see that happen in several instances. [00:29:12] Craig Dalton (host): Yeah, that says a lot. Tell us the dates of the Portland, Oregon show and where people can find out more information about it. [00:29:20] Billy Sinkford: Uh, yeah. Made. bike is our website. You don't need a dot com. We've got dot bike. So just made. bike and we will. Uh, make a lot of noise when we start selling, uh, consumer facing tickets for the show. Uh, the floor plan is ostensibly sold out and I still have a bit more of the wait list, uh, to work through. So, uh, if you're interested in, uh, being a part of the show, definitely get in touch sooner rather than later so we can see what we can do. Uh, but it'll be this summer, uh, August 23rd through 25th in Portland, Oregon at Zydell Yards, which is right on the Portland waterfront just outside of downtown. Uh, and you can find us on Instagram at made. bike as well. And is [00:30:06] Craig Dalton (host): there a risk that consumer tickets may sell out? Do people need to get on a mailing list or become aware pretty early in your [00:30:13] Billy Sinkford: process? Uh, it certainly can't hurt. Uh, we do have fire marshal limits that we're working within, uh, but I think we can very easily accommodate double the number of, uh, consumers that we have, uh, last year or so. We're hoping that people buy them in advance one because then it's less paper. It's a lot easier and we're able to get people through quicker, but we have not announced when we're going to start selling tickets to the public yet. We'll wait a little bit. Probably as the snow and rains start to start to thaw and stop falling here. We'll start thinking about it. [00:30:47] Craig Dalton (host): That makes sense. Well, everybody go over to made that bike and definitely get it on your radar for next year is a phenomenal fun show. So many beautiful bikes out there. And for those of you in an entirely different part of the world. I think we've got some breaking news. We can talk about now. Billy about another [00:31:05] Billy Sinkford: made show. Yeah, so this year MADE is expanding our footprint a little bit, and we are headed to Australia. Actually, we're headed to Australia before the main MADE show here in the United States. And it's going to be held in Melbourne. We've got a wonderful director of show, Andy White from Fixo, who is a longstanding friend of mine personally and of the agency as a whole. We've worked with him on a number of projects throughout the year, and he is extremely dedicated to documenting and being a part of the handmade culture in Australia. And we've already got commitments from an interest from Bomb Prova, Partington Wheels, the Lost Workshop, Delo Craft, and many, many more. And that is gonna be taking place June 28th and 29th, uh, at, uh, Darin, uh, verum, uh, just outside of Melbourne. And that also is coinciding with, uh, Andy's, uh, LAR. He has a large event called the the Melbourne. Uh, which takes place on the cobblestones, uh, in, in Melbourne, which I've never personally got a chance to, to witness. I've only witnessed it, uh, via the magic of the internet and I'm looking forward to going over and being a part of that event and then, uh, being present, uh, checking out the builder community in Australia. [00:32:33] Craig Dalton (host): Yeah, that's super exciting. I'll be curious to see if it's drawing builders from other parts of Asia, um, into that show and what a fascinating view you'll have to kind of go over and see that community and how it differs and how it's similar to what we have here in North America. [00:32:54] Billy Sinkford: I think there's some things that are universal to a degree, but. Every country is different. Uh, every builder is doing things differently. So, we're really looking forward to going over and hearing all the stories and seeing the work. I do think that there will be a larger draw. I think that. The USA show will always be the largest made show, uh, just because we're able to draw from, I think that we've got an awful lot of media here. We've got a really captive audience, uh, but Australia is quite far away as I am soon to find out on that plane ride. I've heard from people. Uh, so I think there are a lot of, a lot of builders that, you know, having a maid in Australia will give them a chance to get global exposure and connect with media and consumers in a way. Uh, That they haven't before and maybe there are some builders here from the United States that in 2025 decide that they're going to do both or maybe a builder here in the United States has already got great relationships with their customer base and the shops that they work with, uh, here and they want to go dip their toes into another country and see what's going on over there. And I think this will, this will give builders an opportunity to get even more exposure for [00:34:10] Craig Dalton (host): the work that they're doing. Yeah, it's super exciting and congratulations on the launch of that event. I can't wait to hear all about it. I can't wait to see you in Portland again this summer. Definitely one of my favorite shows that I attended as a podcaster and just overall enthusiast. So thanks for all your energy, Billy, you put into the industry as a whole and into the made show. [00:34:33] Billy Sinkford: It is my pleasure. Uh, we're really looking forward to MADE this year, uh, beyond looking forward to it. We're, we're thrilled. So it's hard to, hard to keep the excitement contained some days. I get to talk with so many cool people all the time. And it's going to be a rad year for MADE and a rad year for the handmade world as a whole. And thank you for taking the time to, to chat with me, Craig. Of course. My [00:34:55] Craig Dalton (host): pleasure. Cheers. Cheers. That's going to do it for this week's edition of the gravel ride podcast. Big, thanks to Billy for coming onto the show. Super excited about made 20, 24 in Portland and super excited for those of you down under in Australia. Perhaps my cousin Teebo to enjoy the made Australia experience in 2024. Also big, thanks to our friends at AIG one. Remember, check out, drink Agee. Dot com slash the gravel ride for those free travel packs and free supply of vitamin D plus K2. I hope you're doing well in 2024. And until next time. Here's to finding some dirt under your wheels. ​    

Nytt år betyr nytt budsjett. Torgeir og Ove får besøk av tilbakevendende gjest Martin Kvalvik (etatstillitsvalgt for NTL i NAV). De tre prøver å trekke trådene fra statsbudsjett til fordelingen av penger mellom NAVs ulike deler, og legger et ekstra fokus på konsekvensene dette får. Mot slutten kommer det informasjon om en vervekampanje.

The Be Still seriesReading: Exodus 14:10-22

Altfor mange unge står utenfor arbeidsliv og utdanning. Mange av disse har aldri kommet seg ut i jobb eller studier. Hvorfor er det slik, og hva kan vi gjøre for å dytte flere innafor?Hans Christian Holte får besøk av veileder Philip Lyding ved Jobbskolen i Kristiansand, og forsker Ragnhild Ekelund fra NAVs kunnskapsavdeling, som forsker på blant annet unge uføre.

Digitaliseringsdirektoratet (Digdir) anslår at rundt 850 000 personer er sårbare i møte med offentlige digitale tjenester og risikerer å havne i et digitalt utenforskap. Hvordan kan utenforskapet forebygges? I denne episoden av KAI-podden møter vi forsker ved By- og regionsforskningsinstituttet NIBR, Tone Liodden og forsker ved SINTEF, Kari Sand.

Dave went full on nerd with this one.One Today FM listener asked Dave 'Why do Sat Navs never lose signal but mobile phones do?'

I sesong to spør Hans Christian Holte hvem de som står utenfor arbeidslivet er, og hvordan vi best kan hjelpe dem. Fungerer systemet slik det er i dag, eller gjør systemet de som står utenfor en bjørnetjeneste? I første episode tar NAVs statistikksjef Ulf Andersen og forsker Tonje Fyhn oss gjennom tallenes tale og den nyeste forskningen.

In this week's edition of the Weekly Investment Trust Podcast, Jonathan Davis, editor of the Investment Trusts Handbook, talks to Andrew McHattie, editor of the Investment Trusts Newsletter, and Ben Conway, Head of Fund Management at Hawksmoor Investment Management. We are grateful for the support of J.P. Morgan Asset Management, which enables us to keep the podcast free. Section Timestamps: 0:00:44 - This week's guests 0:01:21 - Review of the week 0:03:19 - Corporate news 0:04:53 - Summary of results 0:07:10 - Summary of announcements 0:07:28 - Money Makers Circle 0:12:35 - Q&A with Andrew McHattie 0:12:44 - Happenings in the sector over the last couple of months 0:14:17 - Coping with the derating period 0:16:21 - Infrastructure and private equity rerating 0:18:40 - The danger of missing out in a derating cycle 0:20:33 - Potential direction of travel 0:22:45 - Literacy Capital (BOOK) and HG Capital (HGT) 0:27:04 - Biopharma Credit (BPCR) 0:29:17 - Other names of interest 0:32:13 - The return of arbitrage/activist trusts 0:35:06 - Q&A with Ben Conway 0:35:33 - Regulatory changes and cost disclosures 0:42:43 - The impact of regulatory change on investment companies 0:44:16 - What should happen now? 0:48:30 - Why does this matter? 0:54:27 - Are costs a downward pressure on share prices relative to NAVs? 1:01:44 - Close Trusts mentioned this week (with tickers): Geiger Counter (GCL), Digital 9 Infrastructure (DGI9), Seraphim Space (SSIT), BBGI Global Infrastructure (BBGI), Edinburgh Worldwide (EWI), Baillie Gifford Shin Nippon (BGS), Schroder European Real Estate (SERE), Literacy Capital (BOOK), Schiehallion (MNTN), Nippon Active Value Fund (NAVF), Henderson European Focus Trust (HEFT), Real Estate Credit Investments (RECI), Axiom European Debt Trust (AXI), Biopharma Credit (BPCR), Princess Private Equity Trust (PEY), Round Hill Music Royalty Fund (RHM), Triple Point Housing (SOHO), Harmony Energy Income Trust (HEIT), Pantheon International (PIN), Life Science REIT (LABS), HydrogenOne Capital Growth (HGEN), HG Capital Trust (HGT), Biopharma Credit (BPCR), Triple Point Energy Transition (TENT), SDCL Energy Efficiency (SEIT), US Solar Fund (USF), Gore Street Energy Storage (GSF), Greencoat UK Wind (UKW), Henderson Opportunities Trust (HOT), Herald Investment Trust (HRI), Pershing Square Holdings (PSH), Schroder Mid-Cap (SCP), European Opportunities Trust (EOT), Tritax Big Box (BBOX). If you enjoy the weekly podcast, you may also find value in joining The Money Makers circle. This is a membership scheme that offers listeners to the podcast an opportunity, in return for a modest monthly or annual subscription, to receive additional premium content, including interviews, performance data, market/portfolio reviews and regular extracts from the editor's notebook. his week, as well as the regular features, the Circle features a profile of JPMorgan European Discovery (JEDT). For more information about the Money Makers circle, please visit money-makers.co/membership-join. Membership helps to cover the cost of producing the weekly investment trust podcast, which will continue to be free. We are very grateful for your continued support and the enthusiastic response to more than 170 podcasts since launch. You can find more information, including relevant disclosures, at www.money-makers.co. Please note that this podcast is provided for educational purposes only and nothing you hear should be considered as investment advice. Our podcasts are also available on the Association of Investment Companies website, www.theaic.co.uk. Produced by Ben Gamblin.

Arbeidslinjen har vært under angrep i år. Det skjønner administrerende direktør Anne – Kari Bratten i Spekter ingenting av. I debatt med seniorforsker og direktør ved Frischsenteret, Simen Markussen i DN-teltet i Arendal, mener Bratten at angrepet på arbeidslinjen fra venstresiden – inkludert deler av Arbeiderpartiet - i år er helt meningsløs. – Det er enkelt. Skal vi ha de tjenestene vi har i samfunnet, gode veier og sykehus, trengs skatteinntekter. Da må folk jobbe, sa Bratten.Nav-direktør Hans Christian Holte la frem tall som viser at de siste tre årene har 50.000 personer som sto utenfor arbeidslivet, fått jobb. Holte skulle ønske han kunne si at det utelukkende var Navs fortjeneste. Godt arbeidsmarked betyr mest. Markussen sier det aller viktigste grepet for å få flere inn i jobb, er å gi dem kompetanse. Manglende kompetanse er årsaken til at mange som vil jobbe, ikke får jobb. Kompetanse i form av kortere kurs eller delstudier er veien å gå, mener Markussen. Hosted on Acast. See acast.com/privacy for more information.

In this week's edition of the Weekly Investment Trust Podcast, Jonathan Davis, editor of the Investment Trusts Handbook, talks to James Carthew, former fund manager and current director of QuotedData, and Colette Ord, infrastructure and renewables analyst at Numis Securities. Section Timestamps: 00:29 - Review of the week 04:12 - This week's guests 04:32 - Money Makers Circle 04:59 - Corporate news 07:10 - Selected results 13:05 - Q&A with James Carthew 13:30 - Impact of the base rate change on investment trusts 18:13 - Monks Investment Trust (MNKS) 21:03 - Abrdn Diversified Income and Growth (ADIG) 26:18 - Rockwood Strategic (RKW) 28:58 - Civitas Social Housing (CSH) 31:49 - Cordiant Digital Infrastructure (CORD) 35:05 - Investing in AI through investment trusts 37:54 - Q&A with Colette Ord 38:04 - Market reaction to the base rate rise 41:05 - Trust in the NAVs 43:27 - Using the wrong comparisons 46:05 - Trusts with minimal leverage while trading at significant discounts 48:31 - The impact of asset location 49:42 - Predatorial behaviours 52:59 - Lingering impacts of the windfall tax 55:33 - Liquidity issues and smaller trusts 59:24 - Close Trusts mentioned this week (with tickers): Abrdn Diversified Income and Growth (ADIG), Civitas Social Housing (CSH), Princess Private Equity (PEY), Global Smaller Companies Trust (GSCT), Montanaro UK Smaller Companies (MTU), Montanaro European Smaller Companies (MTE), AEW UK REIT (AEWU), Urban Logistics (SHED), Triple Point Energy Transition (TENT), JPMorgan Emerging Europe Middle East and Africa (JEMA), Bankers Trust (BNKR), Henderson Opportunities (HOT), BlackRock Income and Growth (BRIG), River and Mercantile UK Micro Cap (RMMC), CC Japan Income and Growth (CCJI), HICL Infrastructure (HICL), Greencoat UK Wind (UKW), International Public Partnerships (INPP), Monks Investment Trust (MNKS), Scottish Mortgage Trust (SMT), SAINTS (SAIN), Abrdn Diversified Income and Growth (ADIG), Ediston Property (EPIC), JPMorgan Multi-Asset Growth and Income (MATE) , Rockwood Strategic (RKW), Civitas Social Housing (CSH), Cordiant Digital Infrastructure (CORD), Digital 9 Infrastructure (DGI9), Manchester and London (MNL), Polar Capital Technology Trust (PCT), Allianz Technology Trust (ATT), Chrysalis (CHRY), Schroder Capital Global Innovation (INOV), VH Global Sustainable Energy Opportunities (GSEO), NextEnergy Solar Fund (NESF), 3i Infrastructure (3IN), HICL Infrastructure (HICL), Aquila European Renewables (AERS). If you enjoy the weekly podcast, you may also find value in joining The Money Makers circle. This is a membership scheme that offers listeners to the podcast an opportunity, in return for a modest monthly or annual subscription, to receive additional premium content, including interviews, performance data, market/portfolio reviews and regular extracts from the editor's notebook. This week, as well as the regular features, the Circle features a profile of Polar Capital Global Healthcare (PCGH), and Jonathan has also provided his thoughts on recent market developments. Subscribers can also look forward to a review of market and investment trusts performance in the first half of the year, coming in the next few weeks. For more information about the Money Makers circle, please visit money-makers.co/membership-join. Membership helps to cover the cost of producing the weekly investment trust podcast, which will continue to be free. We are very grateful for your continued support and the enthusiastic response to our over 160 podcasts since launch. You can find more information, including relevant disclosures, at www.money-makers.co. Please note that this podcast is provided for educational purposes only and nothing you hear should be considered as investment advice. Our podcasts are also available on the Association of Investment Companies website, www.theaic.co.uk. Produced by Ben Gamblin.

Biz yazılarımızda sürekli olarak sınavsız atamaların yanlışlığından bahsederken şimdi de yapılan yönetmelik değişikliği ile Sigortacılık ve Özel Emeklilik Düzenleme ve Denetleme Kurumu'nda sınavsız olarak itiraz hakemi olma fırsatı verilenlerden bahsedeceğiz. Birçok insan sınavla bu görevin bir altı olan sigorta hakemliği için ter dökerken birilerine sınavsız itiraz hakemi olma imkânı verilmesinin ne kadar doğru olduğunu ve sonuçlarını izah etmeye çalışacağız. SEDDK BAŞKANLIĞI'NA VE ÜYELIĞINE ATAMA NASIL YAPILMAKTADIR? Sigortacılık ve Özel Emeklilik Düzenleme ve Denetleme Kurulu başkan ve üyelerinin itiraz hakemliğine sınavsız hak kazanmalarına ilişkin yönetmelik değişikliğini açıklamadan önce bu kurulun başkan ve üyelerinin atanmalarından ve atanma şartlarından bahsetmemiz gerekiyor. Sigortacılık ve Özel Emeklilik Düzenleme ve Denetleme Kurumunun Teşkilat ve Görevleri Hakkında Cumhurbaşkanlığı Kararnamesi'nin 5'inci maddesinde, kurulun kurumun karar organı olduğundan bahsederek biri Başkan biri İkinci Başkan olmak üzere Cumhurbaşkanı tarafından atanan beş üyeden oluşacağı belirtilmektedir. Bu kararnamede atanacaklarda özel olarak herhangi bir şarta yer verilmemiştir. Dolayısıyla 3 sayılı Cumhurbaşkanlığı Kararnamesi'nde belirlenen genel atama şartlarına uygun olanların bu kurula başkan ve üye olarak atanmaları mümkündür. Yani atanacaklar için kurumun faaliyet alanıyla ilgili özel bir şart düzenlenmemiştir. YÖNETMELIKLE BAŞKAN VE ÜYELERE SINAVSIZ ITIRAZ HAKEMI OLMA IMKANI TANINIYOR Özetle kurula başkan ve üye olanlardan en az altı ay çalışanlar, 7 Haziran 2023 tarihinde yapılan yönetmelik değişikliği sonrasında sınavsız olarak itiraz hakemi olma imkanına kavuştular. Şimdi de itiraz hakemi ile sigorta hakeminin özelliklerinden bahsedelim. 7 Haziran 2023 tarihinde yayımlanan Sigortacılıkta Tahkime İlişkin Yönetmelikte Değişiklik Yapılmasına Dair Yönetmelik ile en az 6 ay süreyle görev yapmış olan kurul başkan ve üyeleri ile Yargıtay Büyük Genel Kurulu'nun iş bölümü kararına göre taraflardan biri sigorta şirketi olan ve sigorta sözleşmelerinden kaynaklanan uyuşmazlıkları çözmekle görevli daireleri ile iş kazaları ve meslek hastalığından kaynaklanan tazminat ve rücu davalarında sigorta şirketinin de taraf olduğu uyuşmazlıkları çözmekle görevli dairelerinde de en az 6 ay süreyle görev yapmış olan başkan ve üye hakimler Komisyona müracaatlarına istinaden itiraz hakemi olma imkanı sağlanmıştır. Bunun önemli bir ayrıcalık olduğunu belirtmemiz gerekiyor. Önce itiraz hakem heyetinin ne olduğunu açıklayalım. Yönetmeliğe göre itiraz hakem heyeti; sigorta hakem kararlarına

[00:00:00] Jerry White: The best lesson that I have learned is that I need to accept responsibility for what I do, to admit when I need help and to be absolutely of high integrity and faithfulness in carrying out what I say I will do. The second thing that I would say was that people are my most important asset. +++++++++++++++++ Tommy Thomas: Our guest today is Jerry White, The President Emeritus for The Navigators International. Jerry enjoyed a distinguished career in the United States Air Force, starting out in mission control during the very early days of the American space program. He retired from the Air Force as a two-star general.  I must confess that I was a bit nervous about interviewing Jerry. Aside from his distinguished military career, he's an accomplished writer and is very prominent in Christian ministry circles. I even went so far as to ask Doug Nuenke, a previous podcast guest and close friend of Jerry's to be my co-host for the episode.  But on the day of the recording, Doug had a family emergency and had to bow out. In the end, it turned out to be a wonderful experience for me. Jerry was a great guest, very genuine and transparent. Let's pick up the conversation.  [00:01:24] Tommy Thomas: Before we get too deep into your professional career, take me back a little bit to your upbringing and your childhood. What was that like?  [00:01:31] Jerry White: Let me just summarize that for you. And I'm headed back there within the next day or two because a cousin just died and I'll be performing a memorial service. I grew up in a little town in Iowa by the name of Garden City, 100 people, a farm community north of Ames, just off I-35. My mother had me when she was 17, my father divorced her, abandoned us when I was an infant. So I was raised in that little Norwegian farm community by my mother and my grandfather, and had a wonderful upbringing. I still go back there, and I know all the families and they know us. And then that, of course was a disaster for my mother. What was a disaster for me is at age eight, my mother remarried, and we got in the car with a new stepfather whom I did not really know at all, and headed west for Spokane, Washington, leaving behind everything that I knew and loved and cared for. And I was one upset and anxious kid. And I should say that my stepfather was a wonderful person. I have absolutely zero negative to say about him. He was stuck with us as a new father with a spoiled young eight-year-old. We got to Spokane, Washington, and it was in that context that a group of businessmen in post-World War for our country and the USA veterans were coming back and we had a community center there, and we were in a neighborhood where there was no church. And he and a group of business guys, ordinary men, started a Sunday school. And I started going to that and really started thinking through and being confronted with who Jesus was and the gospel. And so, at about age 11, I made a personal commitment to Christ. And this man, Bob Sheffler, was my mentor for his entire life. He guided me through those early years. My parents did not know the Lord and they later came to faith, and he didn't know that he was discipling, but he was discipling me. And when I went off after high school, by the way, having been very involved in Youth for Christ and my church and many other things, off to study electrical engineering, it was Bob that drove me across the state of Washington to Seattle at the University of Washington, told me where to live, and dropped me off. And it was there that I met The Navigators. My first roommate had been led to Christ by The Navigators and he started to disciple me, teach me how to have a quiet time, scripture, memory, and study the Bible. And so that was my early childhood. And it was traumatic. It was not easy. And but God stepped in and really changed my life, and I made Lordship commitments and ended up at a university in touch with The Navigators.  Though, The Navigators weren't really very big then. [00:04:47] Tommy Thomas: So how did you choose electrical engineering?  [00:04:50] Jerry White: I was pretty good at math and none of my family really had gone to university and so I just fell into it. I said that's one of the more difficult subjects and I'm pretty good in mathematics. So, when I signed up, I signed up for electrical engineering. I didn't know hardly anything about it, to be honest with you. And so that's how I ended up there. And I struggled through, I made it, I didn't know whether I was smart or whether I wasn't, and stayed with electrical engineering and ended up getting a bachelor's degree in it. [00:05:27] Tommy Thomas: I was the same way. I studied EE and it was a hard road for me. It was a hard way to go to college.  [00:05:32] Jerry White: Yeah, it was. We had a whole bunch of navy veterans who were electronic technicians and all the labs I would go into, I didn't know what end was up, and they just did it just like this. They knew everything and I was just struggling to figure out what end was up. And I worked my way through college. I did not have any scholarships of any sort. And so, it was a hard time, but it was also a time of tremendous growth spiritually. And it was there that I met Mary and we were married before our senior year in college, and she went to work for Boeing Aircraft Company, dropped out of school and I doubled up to 21, 22 and 23 hours and just forced my way through that last year of school. And on the day I graduated, I was commissioned in the Air Force and we jumped in the car and headed into the United States Air Force. +++++++++++++++++   [00:06:31] Tommy Thomas: So, when you went into the Air Force, were you thinking it would be a career at that point?  [00:06:36] Jerry White: No, everybody had to serve in the universal draft. I went through the Air Force, ROTC, and went into pilot training. And I was just going to serve. I had no idea, Tommy, whether I'd be a career or not because Boeing Aircraft Company had a job waiting for me. And so, I figured I'd serve whatever time I need to serve and probably end up coming back to Seattle. But it didn't go the way I planned. I flew for a year and was just near the end of pilot training. And though I didn't know it, they needed to get rid of about a third of the pilot training class. And never having failed at any flights or anything, I had one not too good of a ride in formation jet and went up and took the next ride and the instructor landed and he said, Well White, you can fly two ship jet formation. Okay, but I don't think you're gonna be able to fly four ship formation, and within three days I was out of pilot training. Done. No recourse. So, we said, what in the world is going on? I'd never failed at anything.  And so, we prayed and said just told the Air Force, send us anywhere you want. Just give me an engineering job somewhere. And with absolutely no hint from me or any input from anybody that I know, the Air Force sent me to Cape Canaveral in the New American Space Program. Tommy, I didn't even know who it was . And I became a mission controller, got right smack in the middle of all of the new stuff that the Air Force was doing. The man flights, the Mercurys, the Geminis, Atlas, Titan, Polaris, you name it. And every conceivable kind of rocket. And in that I got a new glimpse of the future. [00:08:35] Tommy Thomas: What do you remember about your first management job?  [00:08:39] Jerry White:  The first management job was in the Air Force. I was one of six mission controllers, and we had to manage all the assets on the Atlantic missile range for all of the contractors and projects that were going on at the time. And the first thing I remember is how do you please everybody when you can't give everybody what they want? And so, I would put together each week a plan for the entire missile range, for all the tests, all the launches, all the ground tests, and then walk into a session of 50 contractors at each other's throats and mine for vying for time on the range. And it really taught me how to navigate some hard waters. And it taught me that I needed to know what I was doing. And so it was a good time. It wasn't classically a management job because I wasn't in charge of anybody, but I was in charge of assets and had to work with people over whom I had no authority. And that was probably the best thing for me. [00:09:53] Tommy Thomas:  I was going to say you may not have had the authority, but you had to have the influence.  [00:09:58] Jerry White:  I did have authority in the sense that I could say no to anything when I worked as a mission controller, if I had to make decisions related to the range and the tests and with people who were far outranked me. Because when you're in the spot, you have the authority. [00:10:17] Tommy Thomas: You're the third general officer that I've had the privilege to interview. One of them, Jack Briggs at the Springs Rescue Mission, of course. And I don't know that you'd ever have met Mark McQueen. He was a two-star in the army.  He's a city manager at Panama City now. And he stepped into his job as city manager 10 days before Hurricane Michael hit Panama City. [00:10:36] Jerry White:  Oh my goodness.  [00:10:38] Tommy Thomas: That was a baptism by fire for him. I asked both of these guys the question,  What's the most important lesson you learned in the military that you've carried forward? [00:10:48] Jerry White:   The best lesson that I have learned is that I need to accept responsibility for what I do, to admit when I need help and to be absolutely of high integrity and faithfulness in carrying out what I say I will do. I'd say that was the key thing that I learned. The second thing that I would say was that people are my most important asset. Nothing happens without people. I also learned that even though you're in an authoritarian environment in the military you don't misuse your authority. You don't lord it over anybody, but everybody. The colonels and generals who worked for me, I told them, I said, ladies and gentlemen, we're overhead. We don't fix airplanes. We don't fly them. We don't create them. Our job is totally to clear the way so that the people really doing the work can actually do the work out in the field. I learned that by the school of hard knocks in terms of making a lot of mistakes and watching some pretty good people who were leaders. [00:12:04] Tommy Thomas: I want to ask you a second chances question. I've got some good responses from this. Richard Paul Evans, a novelist, said, “Sometimes the greatest hope in our life is just a second chance to do what we should have done right the first time.” And I'm sure you've had the opportunity in the past to make that kind of decision. What goes into your mind and heart when you're thinking about giving somebody and senior leadership a second chance for something fairly egregious?  [00:12:33] Jerry White:   If you have something fairly egregious it depends on several things. One is moral, the second is legal, and the third is judgment. In other words, they just made a mistake. The moral and the legal. You have to abide by the policies in place and you need to hold people accountable. And I've had that both in The Navigators as well as in the military, but when a person's performance is not up to par, then well, what I ask them, I said, okay, here is my highest value. My highest value is if you tell me you're going to do something, then I expect you to do it. And if you can't do it, I want you to tell me. And if you need help, please ask. But please do not tell me that you're going to do something and then not do it. So, I hold them accountable and then if they, nobody is perfect.  I've had people who didn't do all that I wanted them to do, and I have to discern whether it's an issue of competence, character, or some other thing that they just did not know what to do. But the basic thing is not to wait until they fail. In other words, to walk with your subordinates, if you want to call it that, as they're going through the process. So both of you can catch it if it isn't going the right direction. And in that regard, particularly in The Navigators, which is a volunteer organization, you really want to give people a challenge. But I still remember so many challenges I had that I did not have a clue what to do and had to get lots of help. And I made lots of mistakes and people were very tolerant of me. Didn't make any egregious mistakes, but ones that were enough to know that I wasn't performing as well as I could have.  ++++++++++++++++++++   [00:14:40] Tommy Thomas: Let me go to maybe a deeper side of that, and let's think about dangerous behaviors that you've seen that derail leader's careers. The biggest thing that derails leaders' careers is not understanding themselves and their own gifts and limitations. But the worst is when they have a moral failure. And I don't necessarily mean sexually moral, a moral failure in terms of integrity and judgment. [00:14:47] Jerry White:  The biggest thing that derails leaders' careers is not understanding themselves and their own gifts and limitations. But the worst is when they have a moral failure. And I don't necessarily mean sexually moral, a moral failure in terms of integrity and judgment. The thing I look for in a leader is that they're a learner. That they know what they know. They know what they don't know, and they're always on the grow. That is, they are learning to develop themselves and they don't make excuses. When they don't do quite well, they take the responsibility rather than trying to cover up for themselves.  Anybody who will admit that they did something wrong and said, I need to learn how to do that better, I've got a lot of hope for that person because then they'll grow, they'll continue to engage. People gave me second chances. People took a risk with me on many things. And put their own careers on the line instead of just saying, oh it's too much of a risk. And I've had several things where that's happened. I remember one situation, I was going over into a war zone in a critical area of Croatia, and there were some questions at the Pentagon as to why I was doing this.  And I had a reason. And the latter says, if Jerry says it's important, we'll back him and let me go. Because they trusted me.  [00:16:23] Tommy Thomas: Let's change over to mentors for a minute. You mentioned the guy early in your life that gave you the road to the University of Washington and helps you out there.  Who else has been an influential mentor to you? [00:16:32] Jerry White: There were several people. This was a businessman, Bob Sheffler, who was my early mentor. Then in the Air Force when I failed out of pilot training, there was an instructor pilot by the name of Bill Waldrip. He became very significant in leadership in the Officers Christian Fellowship. And Bill and Doris really were our friends, and he was a mentor who was always there. We worked together through the years, both with The Navs and with Officers Christian Fellowship (OCF) and I would ask him for council when I was going to leave the Air Force and come full-time with The Navigators. Bill is one of the men that I called and asked for counsel. I had a pastor back in Dayton, Ohio, who was a wonderful man, and he really believed in us. Here we were just young. Officers, little kids. And he believed in us and he encouraged us. And then later on Loren Sanny, the former president of the Navigators and Leroy Eims, one of our key early leaders in The Navigators, all were wonderful mentors to me. And whether it was intentional mentoring, I don't know, but what they did is they gave me opportunities and they gave me counsel and they interacted with me. And I would listen to them very carefully as to their teaching and learn from them. Each of these people were very different. I don't know if any of them thought, oh, I'm mentoring Jerry. They were just giving their life to me at a point in time in my life when I needed them.  [00:18:13] Tommy Thomas: Do you think the most mentoring that you've done, has it been intentional, or do you think you just showed up? [00:18:19] Jerry White: Tommy, in these last years has been more intentional because through the Lausanne Movement and through other places people have asked me to mentor them and I make a difference between discipling. Of course, when you're doing like we do in The Navigators, it's one-on-one discipling, not exactly mentoring. That's helping people with spiritual growth, getting the going in their lives. Then we have what I call coaching. And coaching is where somebody really wants you to help. Send in the place, give guidance as they do it. But mentoring for me, working on their agenda and with a few people I'm mentoring right now I say, what do you want to learn? Where can I help you? What kinds of issues do you have? I have one man in Hawaii who calls me every three months and has a list of things he wants to talk about. And I go by his agenda, not by mind. Now, if I've got a young leader and perhaps someone who works for me, I'll be a bit more structured in terms of what I'll ask them to do and to coach them, to give them experiences, guided experiences and opportunities. ++++++++++++++++++   [00:19:37] Tommy Thomas: Thinking back over maybe the Air Force and or The Navigators, what's the most ambitious project you've ever tackled and how did you bring your team along?    [00:19:45] Jerry White: There were a lot of ambitious projects. Probably the most challenging was taking the responsibility for being president of The Navigators from Loren Sanny, who had been in the role for 30 years following Dawson Trotman. And the biggest project that we took on is who are The Navigators? What are we supposed to do and how should we do it? We needed to reassess the entire direction of The Navigators as we were growing by leaps and bounds internationally and in the US, and I still remember with my team trying to come up with things that we needed to do to bring these people together. And two of the attempts were wonderful attempts, but they didn't work. They were good. But they didn't work. And finally, as a team, we decided to bring the core leadership of The Navigators worldwide together in Cypress. And I'd say, okay, we've got a blank sheet of paper. Who are The Navigators? What has God called us to do and how should we do it? And God brought us through that time with an affirmation of what we call the core, our calling core vision, core values and vision. And we just did a review of that a few months ago. After 20 years. I expected it to last for 10 years, and it's lasted 20 now. It was not just me. What I did, I gave permission for the leaders to speak. Their heart. And I had a team that was a phenomenal team to help guide that along the way. That was probably the most ambitious thing I've ever undertaken. [00:21:50] Tommy Thomas: If we learn from our mistakes, why are most others so afraid to make mistakes?  [00:21:55] Jerry White: Usually it's pride and ego that we don't admit when we make mistakes. I think a big issue is that we don't understand our own limitations and who we are. And that's why I think that, as people grow in leadership, they need to assess who they are and what their needs are and what they can grow in. The one thing that keeps people from taking risks is fear. They're afraid they will fail. And if there's an atmosphere within their company, their ministry, their organization of not tolerating mistakes and failure, then you'll walk in fear. And if a leader has to have someone coming up to them every other day and asking, is this okay?  Is this okay? What must I do? That's not going to work. They've got to be willing to take risks and I have to be willing as a leader to take risks on them and to give them the reins and say, go after it. You do this. Do what is best in your own eyes, and if you need some help, let's talk about it. [00:23:12] Tommy Thomas:  What are you most excited about in life right now?  [00:23:16] Jerry White: Oh, I am most excited right now about the whole concept of the theology of work. That God calls us to our jobs, to our work, to be an engineer, to be a crane operator, to be a computer programmer, to be a manager, and to understand that God's great calling is not just to quote what we call ministry, but our ministry is our work. And the reason for that is that is where the lost people of this world are. They are the people that ordinary believers work alongside every day. And I'm very excited about that and I'm doing a lot of work with the Luanne movement and the theology of work and for our next Luanne Congress in September of next year to have upwards of 40% of the 5,000 coming out of the workplace. And besides, Tommy, the future of missions is going to be people going in their professions because we can't get into most countries that we want to go to.  ++++++++++++++++++++   [00:24:34] Tommy Thomas: Let me get you to respond to a couple of quotes before I jump over into board service some, because I want to make sure we have some time there. John Quincy Adams said, “Patience and persistence have a magical effect before which difficulties and obstacles vanish.” Any thoughts from your experience where you've seen patience and persistence work for you?  [00:24:55] Jerry White: They're two very different things. Patience is awaiting not seeing the results right away. The biggest one is persistence. When I look back over my career, I didn't think I was all that smart, but I was persistent, and I worked hard. So even when some of the most boring jobs or some of the most distasteful things, you are persistent and work through it. I have a little series of things when I say, okay, this is a good employee, someone who's competent. That as they know what to do and that they have character, obviously that's a huge one. But beyond that, they're faithful. And I will take faithfulness over the most competent person because I know that person will get the job done. The smartest guy or gal around, if they're not persistent and faithful, they will not get the job done. Everything has a deadline. And now the patience part, I've not given quite as much thought to that. But if there's patience, it's patience with people. And not usurping what they're doing and overriding them. I had to learn that early on that I, even though I could do it better than some other people, certain things I needed to let them do it. Just like your kids riding a tricycle or a bicycle, you have to let them fall. Maybe catch them when they fall, but patience in trusting them.  [00:26:43] Tommy Thomas: Somebody has compared leadership to a boat with two oars, one of the oars is people and relationships, the other is results.  Your thoughts?  [00:26:53] Jerry White: Certainly, the people are a key issue. I have to be a little careful about the results on that one. Certainly, everybody needs to have results. I would probably make the other, or goals and directions. In other words, to know where you're going. Because now do I want results? Yes, I do want results, but in so many cases we can't create the results, particularly in an organization like The Navigators or any of our Christian ministries. You can't make anything happen. The only thing you can do, Tommy, is to make an environment where something can happen and then see God miraculously work through it. But even in the secular world there is limited control over results and you have to let people do their job. And certainly, we need to have clearly defined outcomes that are adjusted quarter by quarter.  +++++++++++++++++++++ [00:28:00] Tommy Thomas: Thanks to Jerry White for a great conversation. Jerry will rejoin us in a few weeks to share leadership lessons on board governance that he has learned over the years.  In Episode 81, Christin McClave was our guest. We discussed her leadership journey from Johnson and Johnson to Cardon Industries and beyond. In addition to Christin's corporate leadership experience, she has a lot of experience serving on both private sector and nonprofit boards. Christen joins us next week to share insights on board governance.  [00:28:42] Christin McClave: The boards that I've been on that have been very well-functioning from a nonprofit standpoint, really do have a nice balance of people who are still in industry. People who are very well versed in audit and finance and can pick out what might not look right on the financials or where things are, could potentially go wrong in the future if they're not managed properly.    Links and Resources JobfitMatters Website Next Gen Nonprofit Leadership with Tommy Thomas Jerry White is a very accomplished writer.  Most of his books can be found at NavPress (www.navpress.com).  Others at Thrift Books (thriftbooks.com).  Three are listed below: Honesty, Morality, and Conscience: Making Wise Choices in the Gray Areas of Life – by Jerry White Friends and Friendship: The Secrets of Drawing Closer - by Jerry White Dangers Men Face, 25th Anniversary Edition - by Jerry White   Connect Tommy Thomas - tthomas@jobfitmatters.com Tommy's LinkedIn Profile Jerry White's LinkedIn Profile  

I følge Statistisk sentralbyrå er 130 000 nordmenn sykmeldt hver dag. Det er NAV som avgjør om den sykmeldte har rett på sykepenger. Hva baserer de sine vurderinger på? Og hvordan involverer de leger og arbeidsgiver? Forsker Karianne Nyheim Stray har intervjuet NAV-veiledere om nettopp dette.

Is there still any value in specializing in front-of-the-frontend dev? Would you ever use the dialog element for a mobile navigation? Why did CodePen decide to use Go for its GraphQL server?

U zun süredir yazılarımızda bazı kurumların yayınlamış oldukları personel alım ilanlarının adrese teslim özellikler taşıdığını veya güzellik yarışmasına katılanların dahi kariyer danışmanı olarak ilansız ve sınavsız olarak işe başlatıldığını detaylarıyla açıklamıştık. Bugünkü yazımızda konuyla ilgili olarak Çevre, Şehircilik ve İklim Değişikliği Bakanlığı Yerel Yönetimler Genel Müdürlüğü'nün vermiş olduğu görüş doğrultusunda sınavsız ve ilansız personel alımlarını tekrar gündeme getireceğiz. l BAKANLIĞA SORULAN GÖRÜŞTE NELER YER ALIYOR? Bakanlığa sorulan görüş yazısında 5393 sayılı Kanun'un 49'uncu maddesi kapsamında gerçekleştirilen sözleşmeli personel alımlarının ilan edilme zorunluluğu ile ilanların kurumsal internet sitesinde duyurulma zorunluluğu olup olmadığı sorulmuştur. Daha önceki yazılarımızı takip edenler belediyelere alınacak sözleşmeli personel için sınav zorunluluğunun olmadığını ve bu konuda düzenleme yapılması gerektiğini açıklamıştım. Belediyeler ve bağlı kuruluşları ile bunların üyesi olduğu mahalli idare birliklerinde sözleşmeli personel istihdam edilmesi 5393 sayılı Belediye Kanunu'nun norm kadro ve personel

Ambisjonene i NAVs nye virksomhetsstrategi mot 2030 er store og mange. Hvordan skal disse realiseres? NAV-direktør Hans Christian Holte svarer.

Nå får PST utvidede fullmakter til å lagre informasjon om hva vi har skrevet på nettet i opptil femten år - av hensyn til rikets sikkerhet. SV frykter det går utover ytringsfriheten, mens Høyre støtter regjeringens lovforslag. Jonas Gahr Støre skifter mannskap på Statsministerens kontor - hvorfor er det noe å bry seg om? Svaret får du i Dagsnytt 18. Tysklands tidligere forbundskansler Gerhard Schröder risikerer å kastes ut av sitt gamle parti - for sitt nære forhold venn av Vladimir Putin. Nå er det på tide å begynne med hasjsalg på polet, mener Foreningen for human narkotikapolitikk. -Det løser ingen problemer, svarer KrFU. Programleder er Espen Aas. Hør episoden i appen NRK Radio

Daha önceki yazılarımızda bazı kurumların yayınlamış oldukları personel alım ilanlarının adrese teslim özellikler taşıdığını veya güzellik yarışmasına katılanların kariyer danışmanı olarak ilansız ve sınavsız olarak işe başlatıldığını detaylarıyla açıklamıştık. Bugünkü yazımızda Sayıştay Başkanlığı tarafından yapılan denetimlerde ortaya çıkarılan sınavsız ve ilansız personel alımından bahsedeceğiz. l2019-2021 yılları arasında belediye şirketine 171 adeD yeni işçi ilansız ALINmış Göreve gelmeden önce “İşe alımlarda şeffaflığı ve liyakati getiriyoruz. Belediyenin ve iştiraklerinin personel alımlarını ve kriterlerini açıkça ilan edecek, iş arayan vatandaşlarımız kariyer sayfamıza online olarak başvurup tüm süreci takip edebilecekler” diyenler koltuğa oturduktan sonra sistemin açıklarını sonuna kadar kullanmaya başlamışlardır. Daha önceki yazılarımızda Miss Turkey Güzellik Yarışması'na katılan 24 yaşındaki CHP Büyükçekmece Gençlik Kolları Başkan Yardımcısı'nın, İstanbul Büyükşehir Belediyesi iştiraki İstanbul Personel Yönetim A.Ş.'de ilansız ve sınavsız kariyer danışmanı olarak göreve nasıl başlatıldığını yazmıştık. Süreç ilerledikçe sınavsız ve ilansız personel alımının boyutları ortaya çıkmaya başlamıştır. Bu çerçevede, Sayıştay raporlarına yansıyanlar konunun vahametini daha iyi açıklamaktadır. Sayıştay Başkanlığı yaptığı denetimlerle adeta kurumların röntgenini çekerek hastalıklı alanları ortaya çıkarmaktadır. Anakara Büyükşehir Belediyesi iştiraki olan Anfa Güvenlik Ltd. Şti.de bu denetimlerde kırık not alan kurumlardan bir tanesidir. Bu kapsamda Sayıştay, belediye şirketlerinin işçi alım ilanlarının Türkiye İş Kurumuna bildirilmesinin zorunlu olduğunu, bu ilanların kurumun internet sitesinde ve ilgili kamu kurum ve kuruluşunca uygun görülen iletişim araçları ile kamuoyuna duyurulacağı ve kamu kurum ve kuruluşlarının, işçi alımının adil ve şeffaf bir şekilde yapılmasını sağlayacak tedbirleri almak zorunda olduğunu belirterek buna uyulmadığını tespit ederek eleştirmiştir. Raporda şu ifadelere yer verilmiştir: Anfa Güvenlik Ltd. Şti.'ne yapılan işçi alımlarında işe alım ilanlarının Türkiye İş Kurumuna bildirilmediği görülmüştür. 09/08/2009 tarihli ve 27314 sayılı Resmi Gazete'de yayımlanan Kamu Kurum ve Kuruluşlarına İşçi Alınmasında Uygulanacak Usul ve Esaslar Hakkında Yönetmelik'in “Kapsam” başlıklı 2'nci maddesinin ikinci fıkrasının son paragrafında, belediye şirketlerinin işçi alım ilanlarının Türkiye İş Kurumuna bildirilmesinin zorunlu olduğu, bu ilanların kurumun internet sitesinde ve ilgili kamu kurum ve kuruluşunca uygun görülen iletişim araçları ile kamuoyuna duyurulacağı ve kamu kurum ve kuruluşlarının, işçi alımının adil ve şeffaf bir şekilde yapılmasını sağlayacak tedbirleri almak zorunda olduğu belirtilmiştir. 28.04.2018 tarihli ve 9483 sayılı “Mahalli İdare Şirketlerine Yeni İşçi Alımı” konu başlıklı İçişleri Bakanlığı Mahalli İdareler Genel Müdürlüğü Genelgesi'nde de yukarıda yer alan Yönetmelik hükümlerine benzer olarak belediye şirketlerinin yeni işçi alımlarında alım ilanlarını duyuru amacıyla Türkiye İş Kurumu (İŞKUR) İl Müdürlüğüne göndermesi gerektiği ifade edilmiştir. Yapılan inceleme sonucunda, şirket tarafından 2019-2021 yılları arasında şirkete 171 adet yeni işçi alımının yapıldığı ve söz konusu yapılan bu alımlarda alım ilanlarının İŞKUR'a gönderilmediği tespit edilmiştir.

Opptellingen er i gang og mange steder er resultatet allerede klart. Vi vet ikke alt - men det vi vet skal du få vite fortløpende frem mot klokken 9. 24.000 elever på videregående skole bor hjemmefra - de får 4900 kroner i borteboerstipend - noe elevene selv synes er alt for lite i dagens eiendomsmarked. En intern regjeringsrapport slo allerede i 2014 fast, at NAVs praksis med å nekte folk trygd i utlandet, var ulovlig, og i strid med EØS-reglene, skriver VG. Hør episoden i appen NRK Radio

I morgen får Storbritannia sin tredje kvinnelige statsminister. Men velger det konservative partiet rett person til jobben? Kommentatorene er usikre. Legg utredningen om Nord-Norgebanen i en skuff, sier redaktør Snorre Valen. - Det, mener en tidligere partikollega, er Storbyarroganse. Utenlandsadopsjon er menneskehandel og må stanses, mener en som ble adoptert til Norge som barn. Vi følger strenge internasjonale regler, svarer Adopsjonsforum. Cutters-gründer går heller i fengsel enn å tilby betaling med kontanter. God tur til kasjotten, er svaret han får. Vi også spør hva folk skal gjøre når de oppsøker nav og møter en stengt dør. Sigrid Sollund. Hør episoden i appen NRK Radio

So Dennis and his crew somehow managed to schedule their flight after a discipleship program 20 hours after the program has ended... So they chilled in an airport for all 20 hours. Dennis goes crazy but is soothed by the recent release of Stranger Things. Also there's like a bunch of cool people in the airport with them but they only had to wait 4 hours. It was cheaper waiting 20 hours but never again.

One topic we keep talking about on the podcast is debt funds. As we've alluded to numerous times in the show, most investors focus too much on the equity part of their portfolio and ignore the debt part. They often take debt for granted and invest based on recommendations or based on whatever partial understanding they have. This often ends up backfiring whenever there are bad phases in the debt markets like the IL&FS, DHFL, and Franklin episodes. The other risk that investors don't pay much attention to is the interest rate risk. Rising interest rates are bad for debt funds, and falling rates are good for debt funds. Given the strong inflationary pressures, RBI has hiked interest twice over the last month, and that has led to the debt fund NAVs falling. Predictably, over the last 3 odd months, the most common query from mutual fund investors was, “why are my debt fund NAVs falling?.” So we caught up with Mahendra Jajoo, the CIO of Fixed income Mirae Asset India. In this conversation, Mahendra talks about: What's happening in the debt markets Why are debt fund NAVs falling Why are interest rates rising What's causing inflation? Why have debt in your portfolio? How should investors invest in a rising rate environment Tips on building a debt portfolio and much more Hoep you find this useful.

Sat navs are sending drivers down unsuitable routes in rural areas and causing disruption to local life that's according to Fianna Fail Party Cllr and Member of Kerry County Council Breandán Fitzgerald. He speaks to Niall about that See omnystudio.com/listener for privacy information.

Sat navs are sending drivers down unsuitable routes in rural areas and causing disruption to local life.  So says Fianna Fáil councillor and Member of Kerry County Council, Breandán Fitzgerald who spoke to Shane on Newstalk Breakfast this morning. Listen and subscribe to Newstalk Breakfast on Apple Podcasts or Spotify.     Download, listen and subscribe on the Newstalk App.    You can also listen to Newstalk live on newstalk.com or on Alexa, by adding the Newstalk skill and asking: 'Alexa, play Newstalk'.

Sat navs are sending drivers down unsuitable routes in rural areas and causing disruption to local life that's according to Fianna Fail Party Cllr and Member of Kerry County Council Breandán Fitzgerald. He speaks to Niall about that See omnystudio.com/listener for privacy information.

John Horvick is one of the top pollsters in the state of Oregon. If there's anyone with their finger on the pulse of public opinion in Oregon, it's John. He is a Senior Vice President for DHM Research (where he's worked for over a decade), a nonpartisan polling firm that works for government agencies, media companies, and nonprofits across the state. His personal Twitter account, @Horvick, is highly recommended for those interested in the intersection of Oregon politics and public opinion research. This episode is a must-listen for those engaged in the campaign world. In this episode, we talk about John's personal background and some of the basics of polling (e.g. what are some of the indicators to look for to determine if a poll is reliable?). Then we then talk about how voters are feeling and what they're thinking about as we head into the 2022 election. We cover the nature of a three-person race for governor (Democrat vs. Republican vs. Betsy Johnson), how we should think about the largest bloc of voters in Oregon (non-affiliated voters or NAVs), and the challenges/opportunities for both parties in the current political landscape. It's a fascinating and revealing conversation that will help you think about the upcoming election.

Description: Have you read The God Ask and want to hear more from the author Steve Shadrach? Here's your chance. Be encouraged and inspired to follow God wholeheartedly down the path of support raising with this episode! Notes: The God Ask by Steve Shadrach Support Raising Solutions Website: https://supportraisingsolutions.org Five Keys to Personal Support Raising: https://supportraisingsolutions.org/docs/5Keys-v3.1.pdf Center for Mission Mobilization: mobilization.org Support Raising Boot Camp: https://supportraisingsolutions.org/bootcamp/ Article: https://supportraisingsolutions.org/rethinking-short-term-mission-fundraising/#.YVssB5rMKUk Bio: Dr. Steve Shadrach (https://twitter.com/steveshadrach) has a passion for developing laborers for Christ to reach the world. In college, he was involved with Cru, Navs, and as head counselor with Kanakuk Kamps. He served as Pastor of Students and Missions at University Baptist Church in Fayetteville, AR. He is the founder of Student Mobilization, which focuses on evangelizing and discipling college students in the U.S. and abroad, The Traveling Team w/Todd Ahrend, Center for Mission Mobilization and Support Raising Solutions w/John Patton, and Campus Ministry Today w/John Allert. From 2004-2012 he also served as the Director of Mobilization for the U.S. Center for World Mission, including the oversight of the Perspectives on the World Christian Movement study program w/Dave Flynn. Dr. Shadrach has a Masters in Biblical Studies from Dallas Theological Seminary and a Doctorate of Ministry in Church and Para-church Executive Leadership from Denver Seminary. Steve and his wife Carol reside in Fayetteville, AR, where he serves as the Global Ambassador of the Center for Mission Mobilization(www.mobilization.org). They have five adult children and a growing brood of grandchildren! --- Send in a voice message: https://podcasters.spotify.com/pod/show/missionworks/message

Antti Petajisto talks about his article “Inefficiencies in the Pricing of Exchange Traded Funds,” Graham and Dodd winner in 2017 from the Financial Analysts Journal. He found that prices of exchange-traded funds (ETFs) can deviate significantly from their net asset values (NAVs).