Podcasts about e s

En este programa les tenemos preparados temas muy interesantes ¡No se lo pierdan! ¿Qué son los therians? Juan Pablo Arredondo explica esta identidad y su trasfondo psicológico. 'No necesitamos una máscara': Verónica y Gray revelan qué significa realmente ser therians. El futuro de Karime Macías: Entre el asilo en Londres y las nuevas revelaciones de Duarte. 'Es el tema más riesgoso': Luis Carlos Ugalde analiza el impacto de la Reforma electoral. Esto y más aquí con LUIS CÁRDENAS.See omnystudio.com/listener for privacy information.

Øystein Steiro er en erfaren stemme i norsk sikkerhetspolitikk og samfunnsdebatt. Steiro har lang erfaring som fagdiplomat i Utenriksdepartementet, hvor han jobbet med både sikkerhetspolitikk, handelspolitikk og EØS-forhandlinger. Han har vært stasjonert i Storbritannia og var Chargé d'affaires i Iran under Iran-Irak-krigen. Etter UD-tiden har han hatt lederroller i internasjonale selskaper. I dag er han sikkerhetspolitisk rådgiver, og kommenterer ofte spørsmål om forsvar, utenrikspolitikk og stormaktsspillet. Nettsiden til Steiro her:https://alter-nativt-forum.com/I dagens samtale snakker vi om Epstein-filene, og hvordan det norske korthuset faller. Vi snakker om Jagland, Brende og Rød-Larsen, og hvordan sistnevnte allerede ble avslørt av NRK Brennpunkti 1996, men hvorfor fikk det ikke konsekvenser? Er det en ukultur i Arbeiderpartiet og UD som gjør at de passer på hverandre, slik at ingen faller utenfor?Videre snakker vi om at denne saken i dag er mer alvorlig enn Treholt-saken, og dette faktisk kan felle Støre-regjeringen. Folk i utlandet ser på Norge som verdens største NGO, og at det som foregår i Norge nå er rett og slett et "galehus". Det som har skjedd er i strid med sikkerhetsloven, og det er ren korrupsjon, sier Steiro. Steiro, som har aller øverste sikkerhetsklarering Cosmic Top Secret, forteller at "aldri i min levetid har jeg sett noe som dette her". ► NY BOK UTE NÅ: Frykt og Stillhet - jødiske stemmer i Norge etter 7. oktober. Bestill her:  https://bok.norli.no/frykt-og-stillhet► STØTT ARBEIDET PÅ VIPPSOm du ønsker å støtte arbeidet med denne podcasten, kan du bidra med et stort eller lite beløp, etter eget ønske. All støtte settes pris på, og du bidrar til arbeidet med å lage flere episoder. Bruk Vippsnummer: #823278►  ⁠BLI ⁠⁠⁠⁠MEDLEM⁠⁠⁠⁠⁠ Fremover vil de som er støttemedlemmer få tilgang til episodene først. Da støtter du podcasten med det samme som prisen av en kaffe hver måned. Setter stor pris på om du blir støttemedlem. Tusen takk.► Annonsere på Henrik Beckheim Podcast?Send en mail til post@henrikbeckheim.no ► MERCH: Kjøp klær, kopper, capser og mer: https://henrikbeckheim.com/store► Linker:⁠⁠Youtube⁠⁠ | ⁠⁠Nettside⁠⁠ | ⁠⁠TikTok⁠⁠ | ⁠⁠Instagram⁠⁠ | Podimo | ⁠⁠Facebook⁠⁠ | ⁠⁠Apple

Det er fredsforhandlinger mellom Russland og Ukraina, rett etter at Russland brøt våpenhvilen med kraftige rakettangrep. Er det noe håp om fremgang denne gangen? Da Norge fikk besøk av EUs utenrikssjef Kaja Kallas denne uken, var tonen tydeligere enn noen sinne: Det får konsekvenser for Norge hvis vi er for slappe med å følge opp EØS-avtalen. Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Risk & Insurance Education Alliance Insights podcast, hosts Mitch Dunford and Dr. Lisa Gardner talk with Deborah Buettner, CIC, personal lines underwriter and manager at Risk Placement Services. Deborah shares her inspiring story—from making cold calls at age 12 in her father's agency to building a thriving career in underwriting hard-to-place risks like homeowners, farms, aviation, and drones.She discusses how early experiences as a CSR shaped her understanding of underwriting, why continuous learning and designations like CIC matter, and how RPS's values-driven culture has kept her passionate for over two decades. This conversation is packed with insights on resilience, career growth, and the importance of integrity in the insurance industry.Key Topics Covered:✅ How Deborah started in insurance as a child✅ Transition from nursing to insurance✅ The role of a CSR and its impact on career development✅ Underwriting hard-to-place risks and E&S markets✅ Importance of professional designations like CIC✅ How company culture and core values drive successWhy Listen:If you're an insurance professional, aspiring underwriter, or simply curious about career growth in the industry, this episode offers practical advice and an inspiring story of perseverance and passion. Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

Pozrite si reláciu Téma z europarlamentu. Hostkami boli europoslankyne Kateřina Konečná (Stačilo!/EĽS) a Miriam Lexmann (KDH/EPP).

É uma herança do 25 de Abril e de uma democracia que dava os primeiros passos, mas o dia de reflexão tornou-se uma limitação à liberdade de expressão. E Sócrates continua a tentar parar o julgamento.See omnystudio.com/listener for privacy information.

De retour à cinq dans l'épisode, les cast codeurs démarrent cette année avec un gros épisode pleins de news et d'articles de fond. IA bien sûr, son impact sur les pratiques, Mockito qui tourne un page, du CSS (et oui), sur le (non) mapping d'APIs REST en MCP et d'une palanquée d'outils pour vous. Enregistré le 9 janvier 2026 Téléchargement de l'épisode LesCastCodeurs-Episode-335.mp3 ou en vidéo sur YouTube. News Langages 2026 sera-t'elle l'année de Java dans le terminal ? (j'ai ouïe dire que ça se pourrait bien…) https://xam.dk/blog/lets-make-2026-the-year-of-java-in-the-terminal/ 2026: Année de Java dans le terminal, pour rattraper son retard sur Python, Rust, Go et Node.js. Java est sous-estimé pour les applications CLI et les TUIs (interfaces utilisateur terminales) malgré ses capacités. Les anciennes excuses (démarrage lent, outillage lourd, verbosité, distribution complexe) sont obsolètes grâce aux avancées récentes : GraalVM Native Image pour un démarrage en millisecondes. JBang pour l'exécution simplifiée de scripts Java (fichiers uniques, dépendances) et de JARs. JReleaser pour l'automatisation de la distribution multi-plateforme (Homebrew, SDKMAN, Docker, images natives). Project Loom pour la concurrence facile avec les threads virtuels. PicoCLI pour la gestion des arguments. Le potentiel va au-delà des scripts : création de TUIs complètes et esthétiques (ex: dashboards, gestionnaires de fichiers, assistants IA). Excuses caduques : démarrage rapide (GraalVM), légèreté (JBang), distribution simple (JReleaser), concurrence (Loom). Potentiel : créer des applications TUI riches et esthétiques. Sortie de Ruby 4.0.0 https://www.ruby-lang.org/en/news/2025/12/25/ruby-4-0-0-released/ Ruby Box (expérimental) : Une nouvelle fonctionnalité permettant d'isoler les définitions (classes, modules, monkey patches) dans des boîtes séparées pour éviter les conflits globaux. ZJIT : Un nouveau compilateur JIT de nouvelle génération développé en Rust, visant à surpasser YJIT à terme (actuellement en phase expérimentale). Améliorations de Ractor : Introduction de Ractor::Port pour une meilleure communication entre Ractors et optimisation des structures internes pour réduire les contentions de verrou global. Changements syntaxiques : Les opérateurs logiques (||, &&, and, or) en début de ligne permettent désormais de continuer la ligne précédente, facilitant le style "fluent". Classes Core : Set et Pathname deviennent des classes intégrées (Core) au lieu d'être dans la bibliothèque standard. Diagnostics améliorés : Les erreurs d'arguments (ArgumentError) affichent désormais des extraits de code pour l'appelant ET la définition de la méthode. Performances : Optimisation de Class#new, accès plus rapide aux variables d'instance et améliorations significatives du ramasse-miettes (GC). Nettoyage : Suppression de comportements obsolètes (comme la création de processus via IO.open avec |) et mise à jour vers Unicode 17.0. Librairies Introduction pour créer une appli multi-tenant avec Quarkus et http://nip.io|nip.io https://www.the-main-thread.com/p/quarkus-multi-tenant-api-nipio-tutorial Construction d'une API REST multi-tenant en Quarkus avec isolation par sous-domaine Utilisation de http://nip.io|nip.io pour la résolution DNS automatique sans configuration locale Extraction du tenant depuis l'en-tête HTTP Host via un filtre JAX-RS Contexte tenant géré avec CDI en scope Request pour l'isolation des données Service applicatif gérant des données spécifiques par tenant avec Map concurrent Interface web HTML/JS pour visualiser et ajouter des données par tenant Configuration CORS nécessaire pour le développement local Pattern acme.127-0-0-1.nip.io résolu automatiquement vers localhost Code complet disponible sur GitHub avec exemples curl et tests navigateur Base idéale pour prototypage SaaS, tests multi-tenants Hibernate 7.2 avec quelques améliorations intéressantes https://docs.hibernate.org/orm/7.2/whats-new/%7Bhtml-meta-canonical-link%7D read only replica (experimental), crée deux session factories et swap au niveau jdbc si le driver le supporte et custom sinon. On ouvre une session en read only child statelesssession (partage le contexte transactionnel) hibernate vector module ajouter binary, float16 and sparse vectors Le SchemaManager peut resynchroniser les séquences par rapport aux données des tables Regexp dans HQL avec like Nouvelle version de Hibernate with Panache pour Quarkus https://quarkus.io/blog/hibernate-panache-next/ Nouvelle extension expérimentale qui unifie Hibernate ORM with Panache et Hibernate Reactive with Panache Les entités peuvent désormais fonctionner en mode bloquant ou réactif sans changer de type de base Support des sessions sans état (StatelessSession) en plus des entités gérées traditionnelles Intégration de Jakarta Data pour des requêtes type-safe vérifiées à la compilation Les opérations sont définies dans des repositories imbriqués plutôt que des méthodes statiques Possibilité de définir plusieurs repositories pour différents modes d'opération sur une même entité Accès aux différents modes (bloquant/réactif, géré/sans état) via des méthodes de supertype Support des annotations @Find et @HQL pour générer des requêtes type-safe Accès au repository via injection ou via le métamodèle généré Extension disponible dans la branche main, feedback demandé sur Zulip ou GitHub Spring Shell 4.0.0 GA publié - https://spring.io/blog/2025/12/30/spring-shell-4-0-0-ga-released Sortie de la version finale de Spring Shell 4.0.0 disponible sur Maven Central Compatible avec les dernières versions de Spring Framework et Spring Boot Modèle de commandes revu pour simplifier la création d'applications CLI interactives Intégration de jSpecify pour améliorer la sécurité contre les NullPointerException Architecture plus modulaire permettant meilleure personnalisation et extension Documentation et exemples entièrement mis à jour pour faciliter la prise en main Guide de migration vers la v4 disponible sur le wiki du projet Corrections de bugs pour améliorer la stabilité et la fiabilité Permet de créer des applications Java autonomes exécutables avec java -jar ou GraalVM native Approche opinionnée du développement CLI tout en restant flexible pour les besoins spécifiques Une nouvelle version de la librairie qui implémenter des gatherers supplémentaires à ceux du JDK https://github.com/tginsberg/gatherers4j/releases/tag/v0.13.0 gatherers4j v0.13.0. Nouveaux gatherers : uniquelyOccurringBy(), moving/runningMedian(), moving/runningMax/Min(). Changement : les gatherers "moving" incluent désormais par défaut les valeurs partielles (utiliser excludePartialValues() pour désactiver). LangChain4j 1.10.0 https://github.com/langchain4j/langchain4j/releases/tag/1.10.0 Introduction d'un catalogue de modèles pour Anthropic, Gemini, OpenAI et Mistral. Ajout de capacités d'observabilité et de monitoring pour les agents. Support des sorties structurées, des outils avancés et de l'analyse de PDF via URL pour Anthropic. Support des services de transcription pour OpenAI. Possibilité de passer des paramètres de configuration de chat en argument des méthodes. Nouveau garde-fou de modération pour les messages entrants. Support du contenu de raisonnement pour les modèles. Introduction de la recherche hybride. Améliorations du client MCP. Départ du lead de mockito après 10 ans https://github.com/mockito/mockito/issues/3777 Tim van der Lippe, mainteneur majeur de Mockito, annonce son départ pour mars 2026, marquant une décennie de contribution au projet. L'une des raisons principales est l'épuisement lié aux changements récents dans la JVM (JVM 22+) concernant les agents, imposant des contraintes techniques lourdes sans alternative simple proposée par les mainteneurs du JDK. Il pointe du doigt le manque de soutien et la pression exercée sur les bénévoles de l'open source lors de ces transitions technologiques majeures. La complexité croissante pour supporter Kotlin, qui utilise la JVM de manière spécifique, rend la base de code de Mockito plus difficile à maintenir et moins agréable à faire évoluer selon lui. Il exprime une perte de plaisir et préfère désormais consacrer son temps libre à d'autres projets comme Servo, un moteur web écrit en Rust. Une période de transition est prévue jusqu'en mars pour assurer la passation de la maintenance à de nouveaux contributeurs. Infrastructure Le premier intérêt de Kubernetes n'est pas le scaling - https://mcorbin.fr/posts/2025-12-29-kubernetes-scale/ Avant Kubernetes, gérer des applications en production nécessitait de multiples outils complexes (Ansible, Puppet, Chef) avec beaucoup de configuration manuelle Le load balancing se faisait avec HAProxy et Keepalived en actif/passif, nécessitant des mises à jour manuelles de configuration à chaque changement d'instance Le service discovery et les rollouts étaient orchestrés manuellement, instance par instance, sans automatisation de la réconciliation Chaque stack (Java, Python, Ruby) avait sa propre méthode de déploiement, sans standardisation (rpm, deb, tar.gz, jar) La gestion des ressources était manuelle avec souvent une application par machine, créant du gaspillage et complexifiant la maintenance Kubernetes standardise tout en quelques ressources YAML (Deployment, Service, Ingress, ConfigMap, Secret) avec un format déclaratif simple Toutes les fonctionnalités critiques sont intégrées : service discovery, load balancing, scaling, stockage, firewalling, logging, tolérance aux pannes La complexité des centaines de scripts shell et playbooks Ansible maintenus avant était supérieure à celle de Kubernetes Kubernetes devient pertinent dès qu'on commence à reconstruire manuellement ces fonctionnalités, ce qui arrive très rapidement La technologie est flexible et peut gérer aussi bien des applications modernes que des monolithes legacy avec des contraintes spécifiques Mole https://github.com/tw93/Mole Un outil en ligne de commande (CLI) tout-en-un pour nettoyer et optimiser macOS. Combine les fonctionnalités de logiciels populaires comme CleanMyMac, AppCleaner, DaisyDisk et iStat Menus. Analyse et supprime en profondeur les caches, les fichiers logs et les résidus de navigateurs. Désinstallateur intelligent qui retire proprement les applications et leurs fichiers cachés (Launch Agents, préférences). Analyseur d'espace disque interactif pour visualiser l'occupation des fichiers et gérer les documents volumineux. Tableau de bord temps réel (mo status) pour surveiller le CPU, le GPU, la mémoire et le réseau. Fonction de purge spécifique pour les développeurs permettant de supprimer les artefacts de build (node_modules, target, etc.). Intégration possible avec Raycast ou Alfred pour un lancement rapide des commandes. Installation simple via Homebrew ou un script curl. Des images Docker sécurisées pour chaque développeur https://www.docker.com/blog/docker-hardened-images-for-every-developer/ Docker rend ses "Hardened Images" (DHI) gratuites et open source (licence Apache 2.0) pour tous les développeurs. Ces images sont conçues pour être minimales, prêtes pour la production et sécurisées dès le départ afin de lutter contre l'explosion des attaques sur la chaîne logistique logicielle. Elles s'appuient sur des bases familières comme Alpine et Debian, garantissant une compatibilité élevée et une migration facile. Chaque image inclut un SBOM (Software Bill of Materials) complet et vérifiable, ainsi qu'une provenance SLSA de niveau 3 pour une transparence totale. L'utilisation de ces images permet de réduire considérablement le nombre de vulnérabilités (CVE) et la taille des images (jusqu'à 95 % plus petites). Docker étend cette approche sécurisée aux graphiques Helm et aux serveurs MCP (Mongo, Grafana, GitHub, etc.). Des offres commerciales (DHI Enterprise) restent disponibles pour des besoins spécifiques : correctifs critiques sous 7 jours, support FIPS/FedRAMP ou support à cycle de vie étendu (ELS). Un assistant IA expérimental de Docker peut analyser les conteneurs existants pour recommander l'adoption des versions sécurisées correspondantes. L'initiative est soutenue par des partenaires majeurs tels que Google, MongoDB, Snyk et la CNCF. Web La maçonnerie ("masonry") arrive dans la spécification des CSS et commence à être implémentée par les navigateurs https://webkit.org/blog/17660/introducing-css-grid-lanes/ Permet de mettre en colonne des éléments HTML les uns à la suite des autres. D'abord sur la première ligne, et quand la première ligne est remplie, le prochain élément se trouvera dans la colonne où il pourra être le plus haut possible, et ainsi de suite. après la plomberie du middleware, la maçonnerie du front :laughing: Data et Intelligence Artificielle On ne devrait pas faire un mapping 1:1 entre API REST et MCP https://nordicapis.com/why-mcp-shouldnt-wrap-an-api-one-to-one/ Problématique : Envelopper une API telle quelle dans le protocole MCP (Model Context Protocol) est un anti-pattern. Objectif du MCP : Conçu pour les agents d'IA, il doit servir d'interface d'intention, non de miroir d'API. Les agents comprennent les tâches, pas la logique complexe des API (authentification, pagination, orchestration). Conséquences du mappage un-à-un : Confusion des agents, erreurs, hallucinations. Difficulté à gérer les orchestrations complexes (plusieurs appels pour une seule action). Exposition des faiblesses de l'API (schéma lourd, endpoints obsolètes). Maintenance accrue lors des changements d'API. Meilleure approche : Construire des outils MCP comme des SDK pour agents, encapsulant la logique nécessaire pour accomplir une tâche spécifique. Pratiques recommandées : Concevoir autour des intentions/actions utilisateur (ex. : "créer un projet", "résumer un document"). Regrouper les appels en workflows ou actions uniques. Utiliser un langage naturel pour les définitions et les noms. Limiter la surface d'exposition de l'API pour la sécurité et la clarté. Appliquer des schémas d'entrée/sortie stricts pour guider l'agent et réduire l'ambiguïté. Des agents en production avec AWS - https://blog.ippon.fr/2025/12/22/des-agents-en-production-avec-aws/ AWS re:Invent 2025 a massivement mis en avant l'IA générative et les agents IA Un agent IA combine un LLM, une boucle d'appel et des outils invocables Strands Agents SDK facilite le prototypage avec boucles ReAct intégrées et gestion de la mémoire Managed MLflow permet de tracer les expérimentations et définir des métriques de performance Nova Forge optimise les modèles par réentraînement sur données spécifiques pour réduire coûts et latence Bedrock Agent Core industrialise le déploiement avec runtime serverless et auto-scaling Agent Core propose neuf piliers dont observabilité, authentification, code interpreter et browser managé Le protocole MCP d'Anthropic standardise la fourniture d'outils aux agents SageMaker AI et Bedrock centralisent l'accès aux modèles closed source et open source via API unique AWS mise sur l'évolution des chatbots vers des systèmes agentiques optimisés avec modèles plus frugaux Debezium 3.4 amène plusieurs améliorations intéressantes https://debezium.io/blog/2025/12/16/debezium-3-4-final-released/ Correction du problème de calcul du low watermark Oracle qui causait des pertes de performance Correction de l'émission des événements heartbeat dans le connecteur Oracle avec les requêtes CTE Amélioration des logs pour comprendre les transactions actives dans le connecteur Oracle Memory guards pour protéger contre les schémas de base de données de grande taille Support de la transformation des coordonnées géométriques pour une meilleure gestion des données spatiales Extension Quarkus DevServices permettant de démarrer automatiquement une base de données et Debezium en dev Intégration OpenLineage pour tracer la lignée des données et suivre leur flux à travers les pipelines Compatibilité testée avec Kafka Connect 4.1 et Kafka brokers 4.1 Infinispan 16.0.4 et .5 https://infinispan.org/blog/2025/12/17/infinispan-16-0-4 Spring Boot 4 et Spring 7 supportés Evolution dans les metriques Deux bugs de serialisation Construire un agent de recherche en Java avec l'API Interactions https://glaforge.dev/posts/2026/01/03/building-a-research-assistant-with-the-interactions-api-in-java/ Assistant de recherche IA Java (API Interactions Gemini), test du SDK implémenté par Guillaume. Workflow en 4 phases : Planification : Gemini Flash + Google Search. Recherche : Modèle "Deep Research" (tâche de fond). Synthèse : Gemini Pro (rapport exécutif). Infographie : Nano Banana Pro (à partir de la synthèse). API Interactions : gestion d'état serveur, tâches en arrière-plan, réponses multimodales (images). Appréciation : gestion d'état de l'API (vs LLM sans état). Validation : efficacité du SDK Java pour cas complexes. Stephan Janssen (le papa de Devoxx) a créé un serveur MCP (Model Context Protocol) basé sur LSP (Language Server Protocol) pour que les assistants de code analysent le code en le comprenant vraiment plutôt qu'en faisant des grep https://github.com/stephanj/LSP4J-MCP Le problème identifié : Les assistants IA utilisent souvent la recherche textuelle (type grep) pour naviguer dans le code, ce qui manque de contexte sémantique, génère du bruit (faux positifs) et consomme énormément de tokens inutilement. La solution LSP4J-MCP : Une approche "standalone" (autonome) qui encapsule le serveur de langage Eclipse (JDTLS) via le protocole MCP (Model Context Protocol). Avantage principal : Offre une compréhension sémantique profonde du code Java (types, hiérarchies, références) sans nécessiter l'ouverture d'un IDE lourd comme IntelliJ. Comparaison des méthodes : AST : Trop léger (pas de compréhension inter-fichiers). IntelliJ MCP : Puissant mais exige que l'IDE soit ouvert (gourmand en ressources). LSP4J-MCP : Le meilleur des deux mondes pour les workflows en terminal, à distance (SSH) ou CI/CD. Fonctionnalités clés : Expose 5 outils pour l'IA (find_symbols, find_references, find_definition, document_symbols, find_interfaces_with_method). Résultats : Une réduction de 100x des tokens utilisés pour la navigation et une précision accrue (distinction des surcharges, des scopes, etc.). Disponibilité : Le projet est open source et disponible sur GitHub pour intégration immédiate (ex: avec Claude Code, Gemini CLI, etc). A noter l'ajout dans claude code 2.0.74 d'un tool pour supporter LSP ( https://github.com/anthropics/claude-code/blob/main/CHANGELOG.md#2074 ) Awesome (GitHub) Copilot https://github.com/github/awesome-copilot Une collection communautaire d'instructions, de prompts et de configurations pour optimiser l'utilisation de GitHub Copilot. Propose des "Agents" spécialisés qui s'intègrent aux serveurs MCP pour améliorer les flux de travail spécifiques. Inclut des prompts ciblés pour la génération de code, la documentation et la résolution de problèmes complexes. Fournit des instructions détaillées sur les standards de codage et les meilleures pratiques applicables à divers frameworks. Propose des "Skills" (compétences) sous forme de dossiers contenant des ressources pour des tâches techniques spécialisées. (les skills sont dispo dans copilot depuis un mois : https://github.blog/changelog/2025-12-18-github-copilot-now-supports-agent-skills/ ) Permet une installation facile via un serveur MCP dédié, compatible avec VS Code et Visual Studio. Encourage la contribution communautaire pour enrichir les bibliothèques de prompts et d'agents. Aide à augmenter la productivité en offrant des solutions pré-configurées pour de nombreux langages et domaines. Garanti par une licence MIT et maintenu activement par des contributeurs du monde entier. IA et productivité : bilan de l'année 2025 (Laura Tacho - DX)) https://newsletter.getdx.com/p/ai-and-productivity-year-in-review?aid=recNfypKAanQrKszT En 2025, l'ingénierie assistée par l'IA est devenue la norme : environ 90 % des développeurs utilisent des outils d'IA mensuellement, et plus de 40 % quotidiennement. Les chercheurs (Microsoft, Google, GitHub) soulignent que le nombre de lignes de code (LOC) reste un mauvais indicateur d'impact, car l'IA génère beaucoup de code sans forcément garantir une valeur métier supérieure. Si l'IA améliore l'efficacité individuelle, elle pourrait nuire à la collaboration à long terme, car les développeurs passent plus de temps à "parler" à l'IA qu'à leurs collègues. L'identité du développeur évolue : il passe de "producteur de code" à un rôle de "metteur en scène" qui délègue, valide et exerce son jugement stratégique. L'IA pourrait accélérer la montée en compétences des développeurs juniors en les forçant à gérer des projets et à déléguer plus tôt, agissant comme un "accélérateur" plutôt que de les rendre obsolètes. L'accent est mis sur la créativité plutôt que sur la simple automatisation, afin de réimaginer la manière de travailler et d'obtenir des résultats plus impactants. Le succès en 2026 dépendra de la capacité des entreprises à cibler les goulots d'étranglement réels (dette technique, documentation, conformité) plutôt que de tester simplement chaque nouveau modèle d'IA. La newsletter avertit que les titres de presse simplifient souvent à l'excès les recherches sur l'IA, masquant parfois les nuances cruciales des études réelles. Un développeur décrit dans un article sur Twitter son utilisation avancée de Claude Code pour le développement, avec des sous-agents, des slash-commands, comment optimiser le contexte, etc. https://x.com/AureaLibe/status/2008958120878330329?s=20 Outillage IntelliJ IDEA, thread dumps et project Loom (virtual threads) - https://blog.jetbrains.com/idea/2025/12/thread-dumps-and-project-loom-virtual-threads/ Les virtual threads Java améliorent l'utilisation du matériel pour les opérations I/O parallèles avec peu de changements de code Un serveur peut maintenant gérer des millions de threads au lieu de quelques centaines Les outils existants peinent à afficher et analyser des millions de threads simultanément Le débogage asynchrone est complexe car le scheduler et le worker s'exécutent dans des threads différents Les thread dumps restent essentiels pour diagnostiquer deadlocks, UI bloquées et fuites de threads Netflix a découvert un deadlock lié aux virtual threads en analysant un heap dump, bug corrigé dans Java 25. Mais c'était de la haute voltige IntelliJ IDEA supporte nativement les virtual threads dès leur sortie avec affichage des locks acquis IntelliJ IDEA peut ouvrir des thread dumps générés par d'autres outils comme jcmd Le support s'étend aussi aux coroutines Kotlin en plus des virtual threads Quelques infos sur IntelliJ IDEA 2025.3 https://blog.jetbrains.com/idea/2025/12/intellij-idea-2025-3/ Distribution unifiée regroupant davantage de fonctionnalités gratuites Amélioration de la complétion des commandes dans l'IDE Nouvelles fonctionnalités pour le débogueur Spring Thème Islands devient le thème par défaut Support complet de Spring Boot 4 et Spring Framework 7 Compatibilité avec Java 25 Prise en charge de Spring Data JDBC et Vitest 4 Support natif de Junie et Claude Agent pour l'IA Quota d'IA transparent et option Bring Your Own Key à venir Corrections de stabilité, performance et expérience utilisateur Plein de petits outils en ligne pour le développeur https://blgardner.github.io/prism.tools/ génération de mot de passe, de gradient CSS, de QR code encodage décodage de Base64, JWT formattage de JSON, etc. resumectl - Votre CV en tant que code https://juhnny5.github.io/resumectl/ Un outil en ligne de commande (CLI) écrit en Go pour générer un CV à partir d'un fichier YAML. Permet l'exportation vers plusieurs formats : PDF, HTML, ou un affichage direct dans le terminal. Propose 5 thèmes intégrés (Modern, Classic, Minimal, Elegant, Tech) personnalisables avec des couleurs spécifiques. Fonctionnalité d'initialisation (resumectl init) permettant d'importer automatiquement des données depuis LinkedIn et GitHub (projets les plus étoilés). Supporte l'ajout de photos avec des options de filtre noir et blanc ou de forme (rond/carré). Inclut un mode "serveur" (resumectl serve) pour prévisualiser les modifications en temps réel via un navigateur local. Fonctionne comme un binaire unique sans dépendances externes complexes pour les modèles. mactop - Un moniteur "top" pour Apple Silicon https://github.com/metaspartan/mactop Un outil de surveillance en ligne de commande (TUI) conçu spécifiquement pour les puces Apple Silicon (M1, M2, M3, M4, M5). Permet de suivre en temps réel l'utilisation du CPU (E-cores et P-cores), du GPU et de l'ANE (Neural Engine). Affiche la consommation électrique (wattage) du système, du CPU, du GPU et de la DRAM. Fournit des données sur les températures du SoC, les fréquences du GPU et l'état thermique global. Surveille l'utilisation de la mémoire vive, de la swap, ainsi que l'activité réseau et disque (E/S). Propose 10 mises en page (layouts) différentes et plusieurs thèmes de couleurs personnalisables. Ne nécessite pas l'utilisation de sudo car il s'appuie sur les API natives d'Apple (SMC, IOReport, IOKit). Inclut une liste de processus détaillée (similaire à htop) avec la possibilité de tuer des processus directement depuis l'interface. Offre un mode "headless" pour exporter les métriques au format JSON et un serveur optionnel pour Prometheus. Développé en Go avec des composants en CGO et Objective-C. Adieu direnv, Bonjour misehttps://codeka.io/2025/12/19/adieu-direnv-bonjour-mise/ L'auteur remplace ses outils habituels (direnv, asdf, task, just) par un seul outil polyvalent écrit en Rust : mise. mise propose trois fonctions principales : gestionnaire de paquets (langages et outils), gestionnaire de variables d'environnement et exécuteur de tâches. Contrairement à direnv, il permet de gérer des alias et utilise un fichier de configuration structuré (mise.toml) plutôt que du scripting shell. La configuration est hiérarchique, permettant de surcharger les paramètres selon les répertoires, avec un système de "trust" pour la sécurité. Une "killer-feature" soulignée est la gestion des secrets : mise s'intègre avec age pour chiffrer des secrets (via clés SSH) directement dans le fichier de configuration. L'outil supporte une vaste liste de langages et d'outils via un registre interne et des plugins (compatibilité avec l'écosystème asdf). Il simplifie le workflow de développement en regroupant l'installation des outils et l'automatisation des tâches au sein d'un même fichier. L'auteur conclut sur la puissance, la flexibilité et les excellentes performances de l'outil après quelques heures de test. Claude Code v2.1.0 https://github.com/anthropics/claude-code/blob/main/CHANGELOG.md#210 Rechargement à chaud des "skills" : Les modifications apportées aux compétences dans ~/.claude/skills sont désormais appliquées instantanément sans redémarrer la session. Sous-agents et forks : Support de l'exécution de compétences et de commandes slash dans un contexte de sous-agent forké via context: fork. Réglages linguistiques : Ajout d'un paramètre language pour configurer la langue de réponse par défaut (ex: language: "french"). Améliorations du terminal : Shift+Enter fonctionne désormais nativement dans plusieurs terminaux (iTerm2, WezTerm, Ghostty, Kitty) sans configuration manuelle. Sécurité et correction de bugs : Correction d'une faille où des données sensibles (clés API, tokens OAuth) pouvaient apparaître dans les logs de débogage. Nouvelles commandes slash : Ajout de /teleport et /remote-env pour les abonnés claude.ai afin de gérer des sessions distantes. Mode Plan : Le raccourci /plan permet d'activer le mode plan directement depuis le prompt, et la demande de permission à l'entrée de ce mode a été supprimée. Vim et navigation : Ajout de nombreux mouvements Vim (text objects, répétitions de mouvements f/F/t/T, indentations, etc.). Performance : Optimisation du temps de démarrage et du rendu terminal pour les caractères Unicode/Emoji. Gestion du gitignore : Support du réglage respectGitignore dans settings.json pour contrôler le comportement du sélecteur de fichiers @-mention. Méthodologies 200 déploiements en production par jour, même le vendredi : retours d'expérience https://mcorbin.fr/posts/2025-03-21-deploy-200/ Le déploiement fréquent, y compris le vendredi, est un indicateur de maturité technique et augmente la productivité globale. L'excellence technique est un atout stratégique indispensable pour livrer rapidement des produits de qualité. Une architecture pragmatique orientée services (SOA) facilite les déploiements indépendants et réduit la charge cognitive. L'isolation des services est cruciale : un développeur doit pouvoir tester son service localement sans dépendre de toute l'infrastructure. L'automatisation via Kubernetes et l'approche GitOps avec ArgoCD permettent des déploiements continus et sécurisés. Les feature flags et un système de permissions solide permettent de découpler le déploiement technique de l'activation fonctionnelle pour les utilisateurs. L'autonomie des développeurs est renforcée par des outils en self-service (CLI maison) pour gérer l'infrastructure et diagnostiquer les incidents sans goulot d'étranglement. Une culture d'observabilité intégrée dès la conception permet de détecter et de réagir rapidement aux anomalies en production. Accepter l'échec comme inévitable permet de concevoir des systèmes plus résilients capables de se rétablir automatiquement. "Vibe Coding" vs "Prompt Engineering" : l'IA et le futur du développement logiciel https://www.romenrg.com/blog/2025/12/25/vibe-coding-vs-prompt-engineering-ai-and-the-future-of-software-development/ L'IA est passée du statut d'expérimentation à celui d'infrastructure essentielle pour le développement de logiciels en 2025. L'IA ne remplace pas les ingénieurs, mais agit comme un amplificateur de leurs compétences, de leur jugement et de la qualité de leur réflexion. Distinction entre le "Vibe Coding" (rapide, intuitif, idéal pour les prototypes) et le "Prompt Engineering" (délibéré, contraint, nécessaire pour les systèmes maintenables). L'importance cruciale du contexte ("Context Engineering") : l'IA devient réellement puissante lorsqu'elle est connectée aux systèmes réels (GitHub, Jira, etc.) via des protocoles comme le MCP. Utilisation d'agents spécialisés (écriture de RFC, revue de code, architecture) plutôt que de modèles génériques pour obtenir de meilleurs résultats. Émergence de l'ingénieur "Technical Product Manager" capable d'abattre seul le travail d'une petite équipe grâce à l'IA, à condition de maîtriser les fondamentaux techniques. Le risque majeur : l'IA permet d'aller très vite dans la mauvaise direction si le jugement humain et l'expérience font défaut. Le niveau d'exigence global augmente : les bases techniques solides deviennent plus importantes que jamais pour éviter l'accumulation de dette technique rapide. Une revue de code en solo (Kent Beck) ! https://tidyfirst.substack.com/p/party-of-one-for-code-review?r=64ov3&utm_campaign=post&utm_medium=web&triedRedirect=true La revue de code traditionnelle, héritée des inspections formelles d'IBM, s'essouffle car elle est devenue trop lente et asynchrone par rapport au rythme du développement moderne. Avec l'arrivée de l'IA ("le génie"), la vitesse de production du code dépasse la capacité de relecture humaine, créant un goulot d'étranglement majeur. La revue de code doit évoluer vers deux nouveaux objectifs prioritaires : un "sanity check" pour vérifier que l'IA a bien fait ce qu'on lui demandait, et le contrôle de la dérive structurelle de la base de code. Maintenir une structure saine est crucial non seulement pour les futurs développeurs humains, mais aussi pour que l'IA puisse continuer à comprendre et modifier le code efficacement sans perdre le contexte. Kent Beck expérimente des outils automatisés (comme CodeRabbit) pour obtenir des résumés et des schémas d'architecture afin de garder une conscience globale des changements rapides. Même si les outils automatisés sont utiles, le "Pair Programming" reste irremplaçable pour la richesse des échanges et la pression sociale bénéfique qu'il impose à la réflexion. La revue de code solo n'est pas une fin en soi, mais une adaptation nécessaire lorsque l'on travaille seul avec des outils de génération de code augmentés. Loi, société et organisation Lego lance les Lego Smart Play, avec des Brique, des Smart Tags et des Smart Figurines pour faire de nouvelles constructions interactives avec des Legos https://www.lego.com/fr-fr/smart-play LEGO SMART Play : technologie réactive au jeu des enfants. Trois éléments clés : SMART Brique : Brique LEGO 2x4 "cerveau". Accéléromètre, lumières réactives, détecteur de couleurs, synthétiseur sonore. Réagit aux mouvements (tenir, tourner, taper). SMART Tags : Petites pièces intelligentes. Indiquent à la SMART Brique son rôle (ex: hélicoptère, voiture) et les sons à produire. Activent sons, mini-jeux, missions secrètes. SMART Minifigurines : Activées près d'une SMART Brique. Révèlent des personnalités uniques (sons, humeurs, réactions) via la SMART Brique. Encouragent l'imagination. Fonctionnement : SMART Brique détecte SMART Tags et SMART Minifigurines. Réagit aux mouvements avec lumières et sons dynamiques. Compatibilité : S'assemble avec les briques LEGO classiques. Objectif : Créer des expériences de jeu interactives, uniques et illimitées. Conférences La liste des conférences provenant de Developers Conferences Agenda/List par Aurélie Vache et contributeurs : 14-17 janvier 2026 : SnowCamp 2026 - Grenoble (France) 22 janvier 2026 : DevCon #26 : sécurité / post-quantique / hacking - Paris (France) 28 janvier 2026 : Software Heritage Symposium - Paris (France) 29-31 janvier 2026 : Epitech Summit 2026 - Paris - Paris (France) 2-5 février 2026 : Epitech Summit 2026 - Moulins - Moulins (France) 3 février 2026 : Cloud Native Days France 2026 - Paris (France) 3-4 février 2026 : Epitech Summit 2026 - Lille - Lille (France) 3-4 février 2026 : Epitech Summit 2026 - Mulhouse - Mulhouse (France) 3-4 février 2026 : Epitech Summit 2026 - Nancy - Nancy (France) 3-4 février 2026 : Epitech Summit 2026 - Nantes - Nantes (France) 3-4 février 2026 : Epitech Summit 2026 - Marseille - Marseille (France) 3-4 février 2026 : Epitech Summit 2026 - Rennes - Rennes (France) 3-4 février 2026 : Epitech Summit 2026 - Montpellier - Montpellier (France) 3-4 février 2026 : Epitech Summit 2026 - Strasbourg - Strasbourg (France) 3-4 février 2026 : Epitech Summit 2026 - Toulouse - Toulouse (France) 4-5 février 2026 : Epitech Summit 2026 - Bordeaux - Bordeaux (France) 4-5 février 2026 : Epitech Summit 2026 - Lyon - Lyon (France) 4-6 février 2026 : Epitech Summit 2026 - Nice - Nice (France) 5 février 2026 : Web Days Convention - Aix-en-Provence (France) 12 février 2026 : Strasbourg Craft #1 - Strasbourg (France) 12-13 février 2026 : Touraine Tech #26 - Tours (France) 19 février 2026 : ObservabilityCON on the Road - Paris (France) 6 mars 2026 : WordCamp Nice 2026 - Nice (France) 18-19 mars 2026 : Agile Niort 2026 - Niort (France) 20 mars 2026 : Atlantique Day 2026 - Nantes (France) 26 mars 2026 : Data Days Lille - Lille (France) 26-27 mars 2026 : SymfonyLive Paris 2026 - Paris (France) 26-27 mars 2026 : REACT PARIS - Paris (France) 27-29 mars 2026 : Shift - Nantes (France) 31 mars 2026 : ParisTestConf - Paris (France) 1 avril 2026 : AWS Summit Paris - Paris (France) 2 avril 2026 : Pragma Cannes 2026 - Cannes (France) 9-10 avril 2026 : AndroidMakers by droidcon - Paris (France) 16-17 avril 2026 : MiXiT 2026 - Lyon (France) 22-24 avril 2026 : Devoxx France 2026 - Paris (France) 23-25 avril 2026 : Devoxx Greece - Athens (Greece) 24-25 avril 2026 : Faiseuses du Web 5 - Dinan (France) 6-7 mai 2026 : Devoxx UK 2026 - London (UK) 22 mai 2026 : AFUP Day 2026 Lille - Lille (France) 22 mai 2026 : AFUP Day 2026 Paris - Paris (France) 22 mai 2026 : AFUP Day 2026 Bordeaux - Bordeaux (France) 22 mai 2026 : AFUP Day 2026 Lyon - Lyon (France) 29 mai 2026 : NG Baguette Conf 2026 - Paris (France) 5 juin 2026 : TechReady - Nantes (France) 5 juin 2026 : Fork it! - Rouen - Rouen (France) 6 juin 2026 : Polycloud - Montpellier (France) 11-12 juin 2026 : DevQuest Niort - Niort (France) 11-12 juin 2026 : DevLille 2026 - Lille (France) 12 juin 2026 : Tech F'Est 2026 - Nancy (France) 17-19 juin 2026 : Devoxx Poland - Krakow (Poland) 17-20 juin 2026 : VivaTech - Paris (France) 2 juillet 2026 : Azur Tech Summer 2026 - Valbonne (France) 2-3 juillet 2026 : Sunny Tech - Montpellier (France) 3 juillet 2026 : Agile Lyon 2026 - Lyon (France) 2 août 2026 : 4th Tech Summit on Artificial Intelligence & Robotics - Paris (France) 4 septembre 2026 : JUG Summer Camp 2026 - La Rochelle (France) 17-18 septembre 2026 : API Platform Conference 2026 - Lille (France) 24 septembre 2026 : PlatformCon Live Day Paris 2026 - Paris (France) 1 octobre 2026 : WAX 2026 - Marseille (France) 1-2 octobre 2026 : Volcamp - Clermont-Ferrand (France) 5-9 octobre 2026 : Devoxx Belgium - Antwerp (Belgium) Nous contacter Pour réagir à cet épisode, venez discuter sur le groupe Google https://groups.google.com/group/lescastcodeurs Contactez-nous via X/twitter https://twitter.com/lescastcodeurs ou Bluesky https://bsky.app/profile/lescastcodeurs.com Faire un crowdcast ou une crowdquestion Soutenez Les Cast Codeurs sur Patreon https://www.patreon.com/LesCastCodeurs Tous les épisodes et toutes les infos sur https://lescastcodeurs.com/

'Es fundamental conservar y fortalecer la autonomía del INE': Claudia Zavala, 'Parece que estamos más cerca de una dictadura que de un gobierno democrático': Raúl Meza, 'A un año del Plan México, la inversión se ha estancado en un 22% del PIB': Sofía Ramírez.See omnystudio.com/listener for privacy information.

How much money has water damage cost your owners? How much time and money could you save if you were able to detect issues within a property before they became a larger problem?  In this episode of the #DoorGrowShow, property management growth expert Jason Hull sits down with Nadav Schnall to explore how innovative water and gas leak detection systems are transforming residential property management and to share how these technologies can prevent costly damage, protect tenants, and streamline maintenance operations for property managers. You'll Learn [1:14] Nadav Schnall's Background in Property Management [05:06] Innovative Solutions for Leak Detection [11:07] Understanding the Technology Behind Pro Sentry [17:25] Implementing Smart Detection Systems Quotables "If something goes unchecked, somebody's out of town, there's a water leak, I mean, it can just do massive damage." "The responsibility of a property manager is to make sure the building is operating properly, to make sure it's operating efficiently, to mitigate damages, to mitigate risks." "Time is of the essence when something like this happens." Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript Nadav Schnall (00:00) No need for displacement, no need to wake up in the middle of the night, come back to a flooded home. So we can solve all that   Jason Hull (00:05) All right. Welcome everybody. I am Jason Hull, the founder and CEO of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. We have spoken to thousands of property management business owners, coached, consulted, and cleaned up hundreds of businesses.   helping them add doors, improve pricing, increase profits, simplify operations. And we run the leading property management mastermind with more video testimonials and reviews than any other coach or consultant in the industry. At DoorGrow, we believe that good property managers can change the world and that property management is the ultimate high trust gateway to real estate deals, relationships, and residual income. We are on a mission to transform property management business owners and their businesses. We want to transform the industry.   eliminate the BS, build awareness, change perception, expand the market, and help the best property management entrepreneurs win. Now, let's get into the show. Today, my guest is Nadav Schnall. Welcome, Nadav   Nadav Schnall (01:14) Thank you for having me, Jason.   Jason Hull (01:15) All right, so your company is called ProSentry. We're going to be getting into that. But before we chat about our topic today, which is protect, prevent, perform smart leak detection for modern property managers, tell us a little bit about your background, how you got into entrepreneurism and what finally led you.   Nadav Schnall (01:33) Sure, happy to provide some background. So my background is actually in property management. I was a property manager for about a decade for First Service Residential in New York City. I had their kind of luxury.   group or luxury division. So I did a lot of consulting for developers and lot of property management, opening buildings, know, placing staff, making sure buildings kind of transition from construction to operation. So that was really the lion's share of my background as it relates to property management. Then I went into and opened another company that had to do with the service industry, kind of fire suppression systems, mechanicals, kind of the   the heart of a building, so to speak. And that led me to connect with my co-founder and business partner, John Russ, who is a builder in New York City. I've known him for probably about 15 years. And we came together to do this idea. So really very much so kind of experiencing firsthand.   what we are trying to solve and that's kind how I got into the world of entrepreneurship and into the world of ProSentry   Jason Hull (02:35) Got it. All right. Thanks for the background. So you're an expert. This is your bio, an expert in smart building monitoring. We're going to chat about exploring how innovative water and gas leak detection systems are transforming residential property management and maybe share how these technologies can prevent costly damage, protect tenants, streamline maintenance operations for property managers from boosting safety to increasing operational efficiency.   And in today's episode, you'll get to learn how smart monitoring is reshaping the way you care for your properties and your bottom line. So cool. I'm excited to get into this. So, so now, Nadav, where, where do we start?   Nadav Schnall (03:15) Well, we can probably start in property management. And I can tell you how many times I would wake up in the morning and I'd be checking my phone and then find that I have emails from last night that there was a leak in the building or my super calling me at two o'clock in the morning saying, hey, we had a flood or someone, there was a construction going on and someone left a window open and some pipe froze.   Jason Hull (03:19) Okay.   Nadav Schnall (03:42) And so that's kind of where it started for me, kind of really looking into these operational issues, which in today's day and age with technology, you are able to solve. And so that's where the journey started for me is really trying to look at properties and saying, how can we help common day-to-day occurrences? More so you look at the insurance industries and that's one of the...   biggest pluses that we try to bring to the table is trying to helping buildings with insurance. Water leaks are non-weather related water leaks are typically the top three causes for insurance claims.   And many times it's the number one reason for insurance claims. And so you look at these things and you're saying, there is technology out there. There is ways to substantially reduce that. How do we do that, improve the day-to-day work of property managers?   reduce insurance claims for buildings, reduce insurance rates and premiums, and also improve the life of the residents and tenants that live within. No need for displacement, no need to wake up in the middle of the night, come back to a flooded home. So we can solve all that and we focus in the multifamily. That's kind of our main focus.   Jason Hull (04:53) Yeah, Yeah, I mean, if something goes unchecked, somebody's out of town, there's a water leak, I mean, it can just do massive damage. Yeah, so how do we mitigate that?   Nadav Schnall (05:04) Yeah, so I can tell you a little bit about the technology and what we do and how we do it. first of all, traditional systems that existed so far were really based on Wi-Fi, which is a big difference. And they were more geared towards maybe something that you would do for your house or maybe something you would do for your apartment.   But how do you resolve that in a multifamily world, right? Where even if I am the most responsible resident in the building and I put water leak detection and temperature and humidity and maybe gas, you put all detection technologies in your apartment, you can still get leaked on from your apartment above. Something can still happen. And you just said it, right? A resident that may be away. And we have this actually. is an actual...   know, claim that we were able to avoid. In a building, someone, you know, it was a vacant apartment, a realtor came in to show the apartment, walked out to the terrace. It was a classic wintery day. Didn't close the door all the way.   Realtor left, came in, blew the apartment door open and the temperatures started going down and going down and going down. Luckily that building had ProSentry and that building was notified when the temperatures hit about 50 degrees and the resident manager of that building got the notification today that doesn't sound right. Of course, checked the records, found out there was a vacant apartment, ran upstairs, saw that the door was open, was able to close the door, turn on the heat before frozen pipes. But otherwise you would have had frozen pipe and that could have easily knocked out 10 apartments   insurance claims and so on and so forth. So I think that's kind of one of the biggest areas where we can save. And the nice part about that is insurance carriers are starting to recognize us and starting to recognize that we are actually reducing claims inside buildings. We're doing that across the board. We recently did a study across 18 months. We took a bunch of properties and we wanted to see what happened in those properties across an 18 month period.   we alerted those properties to over 6,000 different types of water events, right? Whether it's water or, you know, could be some, some of it can be just be drizzling. Some of could be, you know, a condensate drain and an HVAC unit overflowing, right? So different types of leaks. And then we followed up with the properties. Not one of those buildings and any of those water events resulted in an insured claim.   And so we were able to actually prove to the insurance world that this is a risk mitigative tool and actually the service that we provide, we like to call it risk mitigation as a service. ⁓ And by doing that, we've been able to help several buildings either move from kind of E &S, Excessive Surplus insurance policies over to admitted carriers, which of course are substantially cheaper.   Jason Hull (07:27) Yeah.   Nadav Schnall (07:41) or just simply being able to reduce insurance rates, right? You presented a certain risk before, now you present this risk. And so it can help properties both on the operation side, the maintenance side, but also on the insurance side. And I know I said a lot.   Jason Hull (07:53) Yeah.   No, that's, no, that sounds very fascinating. So I can see how this would be very important. So if the insurance companies are not having to do anything on these claims, then you would think they would be very incentivized to get people to implement this.   Nadav Schnall (08:10) That's 100%. So in New York State, for example, where we have a lot of presidents, especially in New York City, we work with a number of carriers that provide anywhere from, this is on the homeowner side, but anywhere from 3 % up all the way up to 12 % premium reductions.   year over year on your homeowners insurance policy. So if you have a building and let's say there's 100 apartments, if you happen to be insured with one of these insurance carriers, you will receive a discount on your premium year over year. their ROI is right there. And then of course we can help on the underlying building insurance policy as well.   Jason Hull (08:50) Got it, okay. So what are the benefits for the, that's obviously a benefit for the property owner, right? What are the benefits for the property manager?   Nadav Schnall (09:00) So, I mean, the obvious would be peace of mind, right? Because at the end of the day, the responsibility of a property manager is to make sure the building is operating properly, to make sure it's operating efficiently, to mitigate damages, to mitigate risks.   And so the advantages of property managerial, first of all, you're able to see what happens in your entire building. So you'll have a dashboard. You'll be able to see each one of our sensing technologies. And I think we've heavily focused so far on water leak detection and maybe temperature detection, which is really, you know, these are one of our biggest sellers, but we do anything from water to gas to oil leaks, to mechanical malfunctions, environmental issues, even rodents. So we have a lot.   know, thermostat. So we have different types of technologies all surrounded under our platform. And so the property manager will be able to see all these sensing, all these sensors across this entire building on one, on one dashboard. It will substantially reduce damages, right? So from a...   to do share responsibility to the building. is very important, but more so it also gives peace of mind, right? That you know that this apartment or this building or this area, because a lot of our installations are mechanical equipment, right? We have a building that had a couple of leaks coming from the mechanical systems. Every time there was a leak there, it leaked into the elevators. The elevators went out, had to call the elevator company out, had to file another insurance claim. And every time that's there, the amount of time the property managers have to spend   to deal with an incident like this, right? It doesn't only start with mitigating the damage itself. You gotta mitigate the damage, you gotta communicate with all the apartment owners, you gotta let them know what's going on. Then they have repairs, they have to coordinate with contractors, they have to file insurance claims, they have to file reports, they have to talk to their boards or their building owners. So there's a lot there. By installing a system like this, it gives you lot of peace of mind and saves you a lot of time.   Jason Hull (10:46) So less damage, less work for the property manager, less stress in having to deal with frustrated owners, frustrated tenants. Yeah, so win-win all the way around. So you had mentioned a few things that this equipment can send for.   So could you go over all those for us?   Nadav Schnall (11:04) Yeah, sure. It's 100%.   So we have, you maybe I started off a little bit in the beginning, we talked about Wi-Fi, but I really complete that thought. So I can start high level. So.   First of all, what we use is use a technology called LoRaWAN. LoRaWAN stands for long range wide area network. So it's very similar to Wi-Fi in the sense that it is a wireless technology that we can communicate over this wireless network that it creates. But indifferent than Wi-Fi, has a couple of major differences, which is huge for buildings, huge for properties, right? Especially existing buildings where you're trying to retrofit a system, which of course you're very sensitive to, right? Because if you're...   You know, if you're doing property management in a multifamily residential building and you have to access every single apartment, no one wants to like start running electricity or opening walls. It has to be really easy to deploy. You come in and come out under 10 minutes. That's what you're looking to do. So this technology, LoRaWAN, what it does is it is a very strong frequency. So the advantage is it can penetrate brick, mortar, you know.   concrete, steel, whatever, whatever inside a building. And you can use one of these gateways. Gateways are similar to what we would call in the Wi-Fi world as like a router. So you would install one of those every maybe three to six floors, I would say, as opposed to a traditional router where you put it in an apartment, you have one for the entire apartment. The downside to it is that you can stream a lot of data on it.   So it's great for the world of IoT and the world of sensors because you don't have to put on that. You just need to say, what is the temperature? I having a leak? Do I have this or do I have something else? So that is a very, very important advantage that this technology has over traditional systems, which rely on Wi-Fi. The other big thing it has is that it's extremely energy efficient. So each one of our sensors will last for about 10 years on battery life. Whereas traditional Wi-Fi systems, probably have to replace the battery once a year, once every two years, depending on the system.   As far as our offering, so we have different liquid sensing technology, so oil and water. We also have gas detection. And for example, in New York City, they passed a law which was now tabled again, but they passed a law called Local Law 157. Every, you know,   apartment or building in New York City that had gas, had to have gas detection. So we were able to help those buildings as well. And so buildings that already had our system had to now comply with a new law, easily just put it on the system, no problem. Temperature humidity, we spoke about. We have rodents. We have different types of sensing. For example, if you want to see the levels of different tanks. So for example, you have a big water storage tank or you want to know what the capacity is of trash or different. So we have devices that can sense distance.   different sensors for different types of mechanical equipment to see where they go, what the status is, are they operating, are they not, are they in movement? Steam traps, we can tell you if a stream trap open. So there's a lot of stuff there. And I think one of the unique parts about ProSentry is that both me and my business partner, John, really come from the world.   And so we meet with supers, we meet with property managers and they say, hey, you know, I really want to understand how I can better see this or how I can do that. And that's what we developed. And so we go out and we figure out what sensing to cloud booth exists for the world and we customize them for the buildings themselves.   Jason Hull (14:15) Got it. Is this system also tie into some of the other sort of catastrophes besides water, like fire, smoke? ⁓   Nadav Schnall (14:23) So   we have a smoke and vape detector, but it is not what you would call your traditional carbon-fiber monoxide type of sensor. And that is because, first of all, it's a very saturated market. There's a lot of companies out there that provide. We have the ability to interface into it. It was just a conscious choice not to get into that yet.   Jason Hull (14:38) Yeah.   Nadav Schnall (14:47) Just because you know, it's more of a niche market and that's more of a very wide market. There's also a lot of regular   Jason Hull (14:52) Figure out smoking and   vaping is another thing. Like, maybe four terms, stuff like this.   Nadav Schnall (14:55) Yeah.   So that we do have on the property, on the platform. that is a great sensing technology, especially for like rental buildings or buildings that have passed no smoking laws in the building. So it can do vaping, it could do marijuana, it could do cigarette smoke. And so we've had that. actually, one of the reasons we developed it, again, speaking to property managers and building owners,   This is a West Coast property owner. he said, you know, one of my main reasons for non renewing leases in my building is because people smoke and people don't want to renew. And so that was one of the reasons we went out. came out with this, with a sensing technology and it can, you know, it kind of tattles on the smokers, but it works with that kind of building. Right. So if you sign into a building, which is a non-smoking building, you should have that same with hotels, et cetera, et cetera.   Jason Hull (15:45) Cool. So I'm going to read a word from our sponsor and then I some more questions we'll get into. So this episode is sponsored by Vendoroo So many of you tell me that maintenance is probably the least enjoyable part of the property manager and definitely the most time consuming. But what if you could cut that workload by up to 85 %? That's exactly what Vendoroo has achieved. They've leveraged cutting edge AI technology to handle nearly all your maintenance tasks from initiating work orders and troubleshooting to coordinating with vendors and reporting.   This AI doesn't just automate, it becomes your ideal employee, learning your preferences and executing tasks flawlessly, never needing a day off and never quitting. This frees up you to focus on the critical tasks that really move the needle for you and your business, whether that's refining operations, expanding your portfolio, or even just taking a well-deserved break. So over half the room at last year's DoorGrow Live.   conference signed up with Vendoroo right then and there after hearing about it. A year later, they're not just satisfied. They're raving about how Vendoroo has transformed their business. Don't let maintenance drag you down. Step up your property management game with Vendoroo Visit vendero.ai. That's V-E-N-D-O-R-O-O.ai slash door grow today and make this the last maintenance hire you'll ever need. All right, cool. So back to...   Back to what you were talking about, Nadeav. I'm curious, this sounds like a no-brainer. Is this expensive to get set up? Can this be turned into a profit center for property managers in some way? How does this typically work for property managers?   Nadav Schnall (17:20) Yeah, sure.   So, excellent questions. As far as the cost goes, it is very competitive in the marketplace. Sensors start at about $70 a sensor, depending on what it is. There is a cost for the network, but again, it is not a significant cost. The costs kind of vary based on the size of the building, and obviously there's volume discounts. But, you know, I think it, you know, from a   Profit center, it's an interesting question, right? Because I don't know if you're actively going to make money from the building, from activating the system. However, you will get a return on your investment because again, you're able to, first of all, reduce repair costs. There's no question about that, right? we have...   Examples examples examples of buildings that have installed our system and have caught dozens of water leaks some of which may have turned into Small things or maybe you and an overflowing club, but you caught that and you mopped that up But others are like these slow leaks behind walls and all kinds of areas like that that you otherwise would have not noticed and before it became mold and stuff so hundred percent you save money on that from a repair across perspective and   Jason Hull (18:09) Yeah.   Nadav Schnall (18:24) on insurance front, is really one of our biggest areas that we're focused on is trying to help buildings reduce insurance costs. And so in that sense, it does turn into a profit center, maybe not the traditional profit center as a fee for it, but you do save on other repairs on insurance costs. So in that sense, yes, you do make money on that.   Jason Hull (18:42) So, Nadav, a question. So you've mentioned multifamily. There are a lot of people that listen to this podcast that also do single-family residential, or maybe they do individual condos, or they do short-term rentals or Airbnbs. Do you find that this makes sense for those scenarios as well?   Nadav Schnall (19:03) 100 % it does. We focus...   only on multi-dwelling, in other words, we're a B2B company in that sense, unless maybe there's a situation where there's someone who manages multiple individual condos, let's say, right? Or multiple Airbnbs and they want everything on kind of a dashboard and maybe that would make sense. There are solutions out there that focus on the single-family world, that are Wi-Fi based and they're meant for that. We are really more of a commercial grade.   solution, right? And that's kind of how we set ourselves up. And that is really the big differentiator with us is that we're really focused on whole building solutions. We have automatic border shutoff valves, for example, which I haven't even mentioned before. But for example, we have a commercial building.   where the building owners have no one at the building over the weekend and actually no one in the building after I think it's 7 or 8 p.m. till they come back at like 6 or 7 in the morning. So they proactively shut the water to the building when they leave and no one's there. So they don't even want to take the risk. Of course all of our sensors can connect to the automatic shutoff app and say hey if there is a leak we'll shut that off, we'll shut the water off. They just want to they just put it on a schedule and proactively shut it. So in that sense if you   have single family or Airbnb managers, cetera, et cetera, you can all control it even from the app. You don't even have to be at the property. And you can just shut the valve off and shut the property. So if you're going to go away and let's say you want to winterize the property and shut the water off for a prolonged amount of time because you're not going to be there going on vacation. So you can do that with the system quite easily.   Jason Hull (20:35) Interesting. for somebody that's like an Airbnb and they wanted to get this set up, and they wanted like maybe water, auto water shut off, some gas detection, you know, a couple of the most obvious important ones, what would it roughly cost for them to get that property outfit?   Nadav Schnall (20:53) I mean, if it's a, if let's say we're talking about a single apartment, maybe like a one or two bedroom, you're probably talking about a one time cost of anywhere between 300 to $500. If you're in, if you're in that kind of situation, if it's slightly bigger, it all depends on the number of sensors. But again, if it's about $70 a sensor, how many points of water do you have in your, in your apartment? And then that's how you do the math.   Jason Hull (21:18) Got it. So typically sensor per maybe bathroom or water.   Nadav Schnall (21:22) Yeah, you'd put   one to two per bathroom, right? Depending on how many, if you have a tub or a shower, we typically catch that with another sensor that would be placed nearby, maybe behind a toilet. Sensors are very sleek, non-invasive. They don't actually, many of them, this is actually a sensor. They don't even look that way. So it's good. They're discreet. They go behind toilets, under sinks and so on and so forth. And so it's very easy to deploy them as well.   Jason Hull (21:48) Got it. And these don't have cameras on them, right?   Nadav Schnall (21:51) No   cameras. And as I mentioned, because we use LoRaWAN and it is unable to communicate or transmit large packets of data, it is impossible for me to record someone because the data packets are so small. The amount of data that would need to be transmitted just to record a sentence would take days and days and days. So it is impossible for us to do that.   Jason Hull (22:04) Hmm.   Got it.   Got it. Okay, very cool. Well, what else should people know about this solution or whatever questions that people ask, maybe about ProSentry and then how can people get in touch with you?   Nadav Schnall (22:29) So first of all, think the most important thing is, you know, we were built by real estate professionals. And so we really understand the industry and we're happy to consult.   and speak to anyone who has any questions. There's no strings of ties. There's no cost for that. We're happy to give proposals. And every building is unique and every building has their unique set of challenges. And so I think it's important for your listeners to know that that's the world that we come from and we actually enjoy having conversations with real estate professionals. And so if anyone has any questions or wants to discuss, just feel free to reach out. Our website, which is www.prosentry.com.   prosentry.com. Contact us or request a proposal. Very easy to get in touch with us. Or also info at prosentry.com.   Jason Hull (23:14) Very cool. So one last question. If somebody goes to your website, they decide they want to get some of this stuff set up for the property, who actually comes out and gets all this stuff set up and installed? Do they have to get a contractor to do it? How does that work?   Nadav Schnall (23:27) No, so it is extremely, extremely simple. So we have designed the system so that it is easy to be deployed by the building itself. And while we can provide recommendations for installers, 100%, I think there's one, I wouldn't say 100, I think 99%, I think it's one property that actually hired someone to do that. All of our properties, and I'm talking about hundreds of buildings, have installed the system by themselves. It is extremely easy. The system comes pre-configured.   So the gateways are the only component that gets plugged in. Those are the routers, right? So you start by plugging those into the wall into regular outlet. They turn on in about a minute or so and start communicating. They automatically connect to cellular antennas. They automatically...   create this internal private network only to that building. So there's no configuration, nothing else to do. And then you take the devices, the sensors themselves, you download our app, you scan a QR code on the device and all you do is you have a drop down menu and you say, I am in apartment 22B, it's already pre-configured, we'll configure the apartment, everything will be there. And you'll say, I'm placing it by the kitchen sink. That's it. That's all you gotta do. It automatically connects, the sensors automatically connect. And so,   We do speak to some buildings and they're like, yeah, we don't want to take on. so I call it deployment because it's not even installation. It's not invasive. There's no drilling. There's nothing to do there. So we say, OK, we can give you a proposal for installation or connect you with someone who can do it for you. But then once they understand how they get a little bit of a demo and see how it's done, go, oh, this is it. It's very, very easy to install.   one of the features that I neglected to, to, to, to mention, I think is important is we offer, live operator calls to buildings. And so a lot of providers out there will send you like an app notification or maybe an email or a text message, right. say, Hey, but again, property managers, right. We realize that at two o'clock in the morning, no one's looking at their phone to see if you got a text message. So we use an underwriter, laboratory certified call center with live people, not some robo call.   Jason Hull (25:19) and   Nadav Schnall (25:33) and they will actually call you and say, Jason, you have a leak in apartment 22 B in the kitchen.   under the dishwasher, right? And if you happen not to be answering, we will call the next person online. We can have multiple people. And so we'll call the front desk. Front desk doesn't answer. Maybe the handyman, handyman doesn't answer. The resident manager, the property manager, the hotline, the board president, whoever you need. We can put that all under the platform. So that is an important feature and a differentiator, by the way, because there are not many companies that do that. But we do recognize that because time is of the essence when something like this happens, you need to make sure you can get in touch with   Jason Hull (26:01) Mm.   Nadav Schnall (26:09) someone before damage becomes something very small into something really big. ⁓   Jason Hull (26:13) Yeah,   well, it sounds like a no brainer. Sounds very cool. And yeah, I recommend everybody check it out at prosentry.com. cool. Well, Nadav, thanks for coming and hanging out with us here on the DoorGrow show. Yeah, I appreciate it. So for those of you that maybe felt stuck or stagnant in your property management business, you want to take it to the next level, reach out to us at doorgrow.com. We can help.   Nadav Schnall (26:27) Thanks for having me, Jason. This was fun.   Jason Hull (26:40) And for a free training on how to get unlimited leads for free for your property management business, text the word leads to 512-648-4608. That's the word leads to 512-648-4608. Also be sure to join our free Facebook community just for property management business owners at doorgrowclub.com. And if you would like to get the best ideas in property management, you can join our newsletter.   at doorgrow.com slash subscribe. And if you found this episode even a little bit helpful, don't forget to subscribe and leave us a review on whatever platform you saw this on. We'd really appreciate it. And until next time, remember the slowest path to growth is to do it alone. So let's grow together. Bye everyone.  

I remember when I started my veterinary career: someone told me that, although I was skilled and had just graduated from vet school, the older local veterinarian had more experience. I responded that just because he was old doesn't mean he was aware of the new techniques and knowledge I had just learned. This dynamic remains unchanged, and it seems just as misguided now as it did back then. I now realize that, while horses haven't changed much over the thousands of years they have coexisted with humans, our approach to their care has evolved significantly. I often turn to the wisdom of my elders to deepen my understanding of modern horse veterinary care. One of my key mentors in this area is my friend, Dr. James Belden. He returns for the third time to share his invaluable insights from decades of work with horses.  Just because Dr. Belden has been a veterinarian for over 65 years doesn't mean he isn't up to date with today's research. He is truly brilliant and will impress you with his current knowledge on many horse-related topics. I am grateful for this Thanksgiving holiday tradition of spending time with Dr. Belden. I'm thankful you're carving out a spot in your busy lives to listen to this replay. 2 minutes 11 seconds -  [Deep Digital Flexor Tendon injury and diarrhea] I would love a fresh perspective on rehabbing a DDFT injury. It has been almost 3 years since the injury occurred. I have had PRP and shockwave done, and 4 rounds of stem cells. One distal perfusion and 3 subcutaneous injections spaced out over a year. "How hard do you push," and can pain cause stomach upset, i.e., diarrhea? 16 minutes 57 seconds - [Equine Herpes Virus - 1 neurologic form outbreak, prevention] Thoughts on the EHV-1 outbreak. When traveling with our horses, what precautions should we consider when they are in stalls at an event? I think next time I may spray the stall walls with a bleach solution. Ideas? Of course, I always bring my own buckets, etc. 26 minutes 35 seconds - [Skin condition with severe itching, mites] I continue to struggle with MITES… with the cold weather, my horse has become itchier and has dandruff in the mane, tail, neck, head, and ears…E S! He is itching his ear nonstop. It has dandruff and sores at the base. Ivermectin has resolved some of the problems. Any help would be appreciated. Thanks 44 minutes 10 seconds - Various topics and stories with Dr. Belden. ********** Community.TheHorsesAdvocate.com is a place to learn about horses, horse barns, and farms. Its information is free, and there is a membership side that allows horse owners to attend live meetings to ask questions and deepen their understanding of what they have learned on the site. Membership helps support this message and spread it to everyone worldwide who works with horses. The Equine Practice, Inc. website discusses how and why I perform equine dentistry without immobilization or the automatic use of drugs. I only accept new clients in Florida. Click here to make an appointment. The Horsemanship Dentistry School is a place for those interested in learning how to perform equine dentistry without drugs on 97% of horses. Please give a thumbs-up or a  5-star review and share these everywhere. I know horse owners worldwide listen, and the horses need every one of you in "Helping Horses Thrive In A Human World."

SP-leder Trygve Slagsvold tar oss bak kulissene i dramaet rundt statsbudsjettet. Hvordan vil partiet bruke makten på vippen i Stortinget? Vil SP kunne vippe over til borgerlig side, og hvordan vil valget av nytt Høyre-lederskap påvirke dette? Og hva skjer med Norges forhold til EU framover - blir det folkeavstemning, og ryker EØS-avtalen?

In deze aflevering van Kalm met Klassiek hoor je 'Es ist ein Ros entsprungen', maar dan op z'n Engels, met de titel: 'A spotless rose'. Herbert Howells zette de oorspronkelijk Duitstalige adventstekst op muziek. De bijbehorende Engelse vertaling draagt Ab graag aan je voor. Met die mooie tekst en de nog mooiere muziek is er een roos ontsprongen richting de Kerstdagen, maar eerst is er natuurlijk nog: Sinterklaasavond! Mocht je dat vieren, dan daarbij heel veel plezier gewenst. En vooral: een heel goed weekend. Wil je meer Kalm met Klassiek? Ga naar npoklassiek.nl/kalmmetklassiek (https://www.npoklassiek.nl/thema/kalm-met-klassiek). Alle muziek uit de podcast vind je terug in de bijbehorende speellijst (https://open.spotify.com/playlist/6YgSfm1Sux7CroiJvzeUdx?si=be36463468d84e37). 

In deze aflevering van Kalm met Klassiek is er eerst alle ruimte om éven die pas op te plaats te maken. Ogen sluiten, lichaam ontspannen, en in- en uitademen: meer hoeft er even niet, de komende paar minuten. Het rustgevende stuk van de dag is een echte klassieker als het gaat om adventsmuziek: 'Es ist ein Ros entsprungen' van Michael Praetorius. Ab vertelt je waar die titel over gaat, en verder zijn er enkel verstillende koorklanken... Wil je meer Kalm met Klassiek? Ga naar npoklassiek.nl/kalmmetklassiek (https://www.npoklassiek.nl/thema/kalm-met-klassiek). Alle muziek uit de podcast vind je terug in de bijbehorende speellijst (https://open.spotify.com/playlist/6YgSfm1Sux7CroiJvzeUdx?si=be36463468d84e37). 

Pedro Nuno Santos desaparece do mapa, mas quando volta vem com tudo. Desta vez vem em busca dos louros pelo tempo da Gerigonça. E Sócrates ainda tem esperança de dar votos a Gouveia e Melo?See omnystudio.com/listener for privacy information.

In this episode of FNO: InsureTech, host Rob Beller speaks with Tim Attia, CEO and Co-Founder of Slice Labs, for a detailed discussion on the company's evolution and product strategy. Tim describes how Slice transitioned from on-demand and gig economy insurance to higher-premium E&S and contractor general liability coverage, explaining the impact of automation and AI on their approach. The conversation highlights Slice's focus on operational efficiency and streamlined agent experience amid changing market and profitability demands. Key Highlights Tim Attia traces Slice Labs' shift from small, on-demand gig policies to E&S and contractor-focused products, including annual and project-based general liability, in response to changes brought on by COVID-19 and market realities. The episode examines how Slice employs automation, algorithms, and AI for business classification and underwriting, allowing significant growth without proportional increases in staffing. Slice's digital platform enabled rapid, low-friction underwriting for agents in E&S, removing many of the traditional obstacles agents faced in placing contractor risks. Tim introduces the concept of "risk DNA"—using neural networks, historic data, and both machine and underwriter insights to guide risk assessment and underwriting as policies grow in size and complexity. There is a focus on the adoption of tools such as generative AI and document extraction to streamline workflows for underwriters and developers alike. Tim emphasizes that insurance is inherently more complex than technology alone, requiring both advanced data modeling and nuanced human judgment. The discussion also covers experiences at conferences such as WSIA and Target Markets, the enduring role of agents and wholesalers, and the importance of staying close to carrier partnerships as methods and partnerships in distribution and underwriting change.

05 25-11-25 LHDW Hoeness, pte honorífico del Bayern atiza al Barça: 'Es absurdo que sigan en 1ª división'. Chelsea-Barça, partidazo de Champions

05 25-11-25 LHDW Hoeness, pte honorífico del Bayern atiza al Barça: 'Es absurdo que sigan en 1ª división'. Chelsea-Barça, partidazo de Champions

Norske diplomater har jobbet på høygir, men nå har en EU-toll gjort at vår viktigste avtale er blitt litt mer usikker. For selv om Norge stemte nei i 1994, har EØS-avtalen gjort at vi er litt med i EU likevel. Står den nå i fare, og hva bør vi gjøre da? Med politisk redaktør Kjetil B. Alstadheim. Foto: Kjetil B. Alstadheim

EU ryster Norge med å innføre beskyttelsestiltak mot ferrolegeringer. Det største tilbakeslaget i forholdet til EU siden EØS-avtalen ble innført, sier NHOs administrerende direktør Ole Erik Almlid. Og mener verken EU eller Regjeringen kan garantere at dette er et engangstilfelle. Har Norge faktisk havnet på b-laget i det indre markedet? Er prisen for å stå utenfor EU i ferd med å bli for stor? Samtidig retter han en pekefinger mot SP-leder Trygve Slagsvold Vedum for å sette EØS-avtalen i spill, neste fredag kommer Vedum til oss for å svare.

Liberale venner!Det er total EØS og EU-kaos nå, etter at EU bestemte seg for at det ikke blir EØS-frihet for toll på ferrolegering.Midt i det hele politiske kaoset, tar ikke politikerne nok inn over seg hvor dårlig økonomi folk flest har fått under dagens regjering...Dette og mye mer i dagens episode av Liberaleren Podcast!Husk å skrive en liten omtale av oss i Apple Podcast, samt gi oss 5 stjerner i Spotify og Apple Podcast!Vennligst abonner på podcasten i din egen app, så blir du varslet når nye episoder kommer ut.Følg/kontakt oss her: liberalaften@gmail.comhttps://www.facebook.com/liberalerenpodcast/https://www.instagram.com/liberalerenpodcast/https://twitter.com/LiberalerenPRate oss gjerne også i de apper som tilbyr dette!Skriv også positive kommentarer i de podcast apper hvor det er mulig.Kontakt oss / send inn spørsmål:www.podpage.com/liberaleren-podcastLes dine daglige nyheter på Liberaleren:https://www.liberaleren.no/Støtt Liberaleren gjennom diverse bidrag her:https://www.liberaleren.no/donasjoner/Finn mer:https://www.podpage.com/liberaleren-podcastVIPPS valgfrie kroner til Liberaleren: 579172Liberaleren TV:https://www.youtube.com/channel/UCHChWhwyiNrhDlfmvgJRbrALiberaleren Podcast på YouTube:https://www.youtube.com/channel/UCb_4G55--BGOb0vCAf2AFmgLiberal hilsning fra Klaus! Hosted on Acast. See acast.com/privacy for more information.

Norge gikk på et sviende nederlag i striden om ferrolegeringer med EU.Hvordan skjedde det, og hva betyr det for fremtiden til EØS-avtalen. Mens Norge diskuterer med EU, er det også tilløp til en ny debatt om norsk medlemskap her hjemme. Hvem har mest å tjene på den, og hvem får det vanskelig. DNs utenrikskommentator Simen Ekern er med fra Brussel i ukens episode. I studio i Oslo sitter politisk redaktør Frithjof Jacobsen. Hosted on Acast. See acast.com/privacy for more information.

Har du hørt om ETS2? Ikke det? Det er neste fase i EUs system for kvote­handel med CO2-utslipp, som snart vil gi hele Europa inflasjons­sjokk.Norge er med på dette på grunn av EØS-avtalen. Konsekvensene er i øyeblikket at industrien, olje- og gassvirksomheten, luftfarten og kraftproduksjonen er kvotepliktig.Med ETS2 skifter det hele til et høyere gir. I fremtiden skal kvotehandelen også omfatte transport, bygninger og andre sektorer. En bonde som kjøper diesel vil måtte betale mer, og da blir maten i butikken dyrere.Etterhvert skal antallet kvoter ned, hvilket er ensbetydende med en langsom kvelningsdød for økonomien. Fra 2027 eller 2028 kommer nådestøtet, og det vil ramme de fleste av oss.Statsapparatet bare forbereder seg på det hele i det stille, og du leter forgjeves etter informasjon om dette i mediene.Velkommen til Dagsorden med Kent Andersen og Christian Skaug.

Mais de mil milhões de pessoas em todo o mundo vivem em pobreza multidimensional, que inclui dimensões como as privações materiais e sociais, a saúde ou a habitação. Os dados do mais recente Índice publicado pelo Programa de Desenvolvimento Humano das Nações Unidas apontam para cerca de 887 milhões de pessoas expostas a pelo menos um risco climático, entre secas, calor extremo, inundações ou poluição do ar. A cooperação internacional tem sido identificada como uma ferramenta chave para ajudar os países mais pobres a superarem este quadro. É apenas uma questão de transferência de tecnologia e de dinheiro para os países menos desenvolvidos ? Qual o papel do reforço das sociedades civis nestes países? Um programa com Nelvina Barreto, ex-ministra da agricultura da Guiné Bissau, dirigente do Gabinete do Ambiente para as Nações Unidas na Guiné-Bissau; E Sílvia Santos, representante da FEC em Angola.

Europa er kort sagt viktigere og viktigere for Norge. Likevel snakker vi lite om Europa i det offentlige ordskiftet i Norge. Hva burde vi snakke mer om, og hvorfor? Og hva får en ung topp-politiker til å ta med seg sitt Europa-engasjement ut av politikken?Lytt til samtalen mellom:Maria Varteressian, statsviter og tidligere topp-politiker (Ap) innen utenriks, klima og nordområdeneMette Vågnes Eriksen, generalsekretær, Polyteknisk ForeningI denne episoden lærer du om hvordan EØS, EFTA, Schengen og EU betyr mye for Norge og nordmenns hverdagsliv. Du får praktiske eksempler på hva de ulike samarbeidsavtalene innebærer for økonomi, jobber og sikkerhet i fred, krise og krig. Du hører om samarbeid om nordområdene, om Ukraina og om teknologi. Vi diskuterer også hva som er endret i Europa de siste 30 årene siden forrige EU-avstemming.Du blir bedre kjent med Maria Varteressian, som inntil i dag var statssekretær i Utenriksdepartementet, med ansvar for regjeringens EU- og EØS-politikk. Hvilke tanker gjør hun seg på vei ut av politikken, og hva skal Kongsberg-jenta nå? Hosted on Acast. See acast.com/privacy for more information.

Pepe Álvarez de UGT declara huelgas pro-palestinas al mismo tiempo que apoya la subida de autónomos: ‘'Es evidente que ganan mucho dinero''

'Es muy complicado estar en un colectivo de búsqueda. Nos exponemos todo el tiempo': Laura Valdés, ¿Impactará la nueva ley de Ingresos en el comercio electrónico? Alehira Orozco lo explica, Veracruz: 'Necesitamos apoyo humano, más allá de colores y partidos políticos': Jorge GarcíaSee omnystudio.com/listener for privacy information.

Caso Bertoldo Pantaleón: 'No teníamos conocimiento de que él tenía alguna amenza': Jorge Atilano, 'Es un derecho de todos tener una vivienda digna. Necesitamos respuestas, no promesas' Leticia Robles, ¿Cuáles son los términos de la Ley Trasciende? Paola Zavala lo explica.See omnystudio.com/listener for privacy information.

Moraes avança com processo contra Eduardo Bolsonaro sem notificação pessoal. E São Paulo tem terceira morte por suspeita de intoxicação por metanol.See omnystudio.com/listener for privacy information.

==============================================SUSCRIBETEhttps://www.youtube.com/channel/UCNpffyr-7_zP1x1lS89ByaQ?sub_confirmation=1==================================================== DEVOCIÓN MATUTINA PARA MUJERES 2025“AMANECER CON JESÚS”Narrado por: Sirley DelgadilloDesde: Bucaramanga, ColombiaUna cortesía de DR'Ministries y Canaan Seventh-Day Adventist Church===================|| www.drministries.org ||===================29 de SeptiembreUna verdad en cachitos«Pero ellos no las entendieron, pues les estaban veladas para que no las entendieran, y tenían miedo de preguntarle qué querían decir» (Lucas 9: 45, RVC).En un escenario, cuando encienden el reflector, dejas de ver al público y todo te enceguece. En los viajes nocturnos por carreteras, los conductores deben conceder cambios de luces, ya que una luz muy alta es causa de accidentes. Ese es el motivo por el cual la luz de la verdad que profesamos no fue dada en un solo instante, sino que ha ido revelándose a pedacitos. No se trata de verdades nuevas, sino de una sola verdad que va descorriendo el velo de manera que la podamos comprender. En ocasión del tercer anuncio de Jesús a sus discípulos acerca de su muerte, ellos no comprendían lo que él les estaba diciendo. La misma Escritura afirma que esto se debía a que aquella verdad les estaba «velada». No obstante, más tarde la comprenderían.El santuario, el sábado, la vigencia de los mandamientos, la confesión de pecados, el estado de los muertos, entre otras bases de la verdad, fueron estudiadas y comprendidas paulatinamente por hombres sinceros y devotos a las Escrituras como Juan Calvino, Martín Lutero, Guillermo Miller y Elena G. de White, por mencionar algunos. El pastor Juan Robinson, en su discurso a los primeros puritanos que salieron de Holanda hacia América, dijo: «Examinadlo, consideradlo y comparadlo todo con otros pasajes de las Escrituras de verdad antes de aceptarlo; porque no es posible que el mundo cristiano, salido hace poco de tan densas tinieblas anticristianas, pueda llegar enseguida a un conocimiento perfecto en todas las cosas».'Es nuestro deber crecer en la verdad y no conformarnos con las prédicas del sábado por la mañana. Es nuestro deber buscar un constante conocimiento de las Sagradas Escrituras. De esta manera «discernirán nueva luz y belleza en sus sagradas verdades. Esto es lo que ha sucedido en la historia de la iglesia en todas las edades, y continuará sucediendo hasta el fin». La buena noticia es que nadie que tenga contacto directo con los rayos del Sol de justicia puede quedar en la penumbra de la incertidumbre. Somos un pueblo cuya senda es como la luz de la aurora que va en aumento hasta que el día es perfecto (Proverbios 4: 18). Pidamos a Dios que su luz nos haga llegar al pleno conocimiento de su verdad. 

This episode of In The Know features host Chris Hampshire and Leah Ohodnicki, Executive Vice President of Carrier Relations at RT Specialty. Leah leads strategic initiatives to strengthen trading partnerships and drive growth across the wholesale insurance landscape, and brings two decades of experience spanning retail brokerage, E&S carriers, MGUs, and program business. Leah began her career at Marsh in 2006, advancing through leadership roles in marketing and business development. In 2015, she joined Argo Group, where she led distribution for the group and later led Specialty Programs. Leah also served as the executive sponsor for Argo Group's Gender Equality employee resource group. In 2023, Leah joined Ethos Specialty, part of Ascot Group, where she led Strategic Partnerships and served as interim head of Casualty Programs. Leah co-chairs the community committee for RT Specialty's WOW! — Women Opportunity Winning! — and serves on the boards of the Pittsburgh CLO and the University of Pittsburgh's Frederick Honors College. Today, Leah and Chris discuss the wholesale specialty marketplace, the role of distribution, and other aspects of this industry segment, and Leah's experience as a female leader in the insurance industry.   Key Takeaways Leah's career journey from marketing to insurance. Roles and responsibilities of leading carrier relations. The current state of the wholesale specialty sector. Key differences between wholesale and primary markets. Leah's message to anyone considering a career in insurance. Leah's experience as a female leader in insurance. Technical capabilities and character considerations in the hiring process. The value of a CPCU designation in an insurance career. Questions Leah asked herself when considering career moves. Technology's impact on the wholesale sector. A five-year look at the future of the industry. Leah's advice to her college-aged self.   In the Know podcast theme music written and performed by James Jones, CPCU, and Kole Shuda of the band If-Then.   To learn more about the CPCU Society, its membership, and educational offerings, tools, and programs, please visit CPCUSociety.org.   Follow the CPCU Society on social media: X (Twitter): @CPCUSociety Facebook: @CPCUSociety LinkedIn: @The Institutes CPCU Society Instagram: @the_cpcu_society   Quotes “Carriers are all looking for ways to access brokers that they want to do business with.” “The wholesale specialty sector is in a really healthy place right now.” “Within insurance, you have the ability to be exposed to so much about what is going on in the world.” “Insurance is at the heart of the economy.” “If you have a seat at the table, you're there for a reason. Own it!” “What is the brand that you're building on your social media platform?”  

La Crónica Rosa de 'Es la mañana de Federico' contó con Isabel González, Daniel Carande y Carlos Pérez Gimeno para hablar de los temas de actualidad.

La Crónica Rosa de 'Es la mañana de Federico' contó con Isabel González, Daniel Carande y Carlos Pérez Gimeno para hablar de los temas de actualidad.

'Es alarmante que, sin justificación, se validara una elección de baja calidad': Arturo Espinosa, ICE: 'Si te va bien, un familiar puede recoger a tus hijos. Si no, quedan desamparados': Celeste RodasSee omnystudio.com/listener for privacy information.

Tonya Courtney of Nationwide explains why brokers and carriers are rethinking their approach to risk and growth in today's market. The E&S property market is in a period of transition. While rates are easing and capacity is returning, volatility remains. Tonya Courtney, head of E&S Brokerage Property at Nationwide, explains why this tension makes the market riskier and why old strategies like broad appetite and aggressive pricing no longer work.   In this podcast, you'll learn: What increased CAT volatility and reinsurance pressures are doing to underwriting strategies Why today's market demands a more intentional, transparent, and data-driven approach How brokers can thrive by leaning into precision, understanding carrier appetites, and building stronger partnerships

At the end of 1989 just after the fall of the Belin Wall , Damian departed Australia arriving in Europe.Now in 2025, with over 2 years sobriety from narcotics and over 15 months sobriety from Lust Addiction as defined from Sexaholics Anonymous, it is with the Grace of God and the “clear cut directions” of the Big Book that Damian will come and share his E/S & H on his recovery, especially relating to Recovery and Relationships today.Reco12 is an open-to-all addictions and afflictions organization, dedicated to exploring the common threads of the differing manifestations of alcoholism; sharing tools, and offering hope from those walking a similar path. We gather from diverse backgrounds, faiths, and locations to learn and support one another. Our speakers come from various fellowships and experiences, demonstrating the universal principles of recovery.  Reco12 is not allied or affiliated with any specific 12 Step fellowship.Donations:Support Reco12's 12th Step Mission! Help provide powerful audio resources for addicts and their loved ones. Your contributions cover Zoom, podcasts, web hosting, and admin costs.Monthly Donations: Reco12 SupportOne-Time Donations: PayPal | Venmo: @Reco-Twelve | Patreon | WISEYour support makes a difference—thank you!Resources from Today's Meeting:Catholic in RecoverySABig Book of AAWhite Book of SAOutro music is "Truth and Reconciliation" written and performed by James Carrington and used with full permission of James Carrington.  To learn more about this music and performer, please visit https://www.jamescarrington.net/ and https://m.facebook.com/jamescarringtonmusic Information on Noodle It Out with Nikki M Big Book Roundtable Informational Seeking and educating on how to donate to Reco12.Support the showPrivate Facebook GroupInstagram PageBecome a Reco12 Spearhead (Monthly Supporter)PatreonPayPalVenmo: @Reco-TwelveYouTube ChannelReco12 WebsiteEmail: reco12pod@gmail.com to join WhatsApp GroupReco12 Shares PodcastReco12 Shares Record a Share LinkReco12 Noodle It Out with Nikki M PodcastReco12 Big Book Roundtable Podcast

En este programa les tenemos preparados temas muy interesantes ¡No se lo pierdan! Jorge González, periodista de Campeche: 'La sensibilidad de la piel no debe afectar a los políticos'. Hernán Bermúdez: ¿Morena defiende a Adán Augusto tras ficha roja contra el exfuncionario? Caso Hernán Bermúdez: 'Es el García Luna de Adán Augusto', señala Lilly Téllez. Esto y más aquí con LUIS CARDENAS.See omnystudio.com/listener for privacy information.

A ministra pede tempo e o INEM fica em modo espera. A TAP no OLX? Ou vai voar para outras mãos com um lacinho? Ventura a contar nomes de criancinhas como se fossem crimes. E Sócrates fica a falar sozinho.

'Es un gobierno que se dice democrático y por las tardes persigue a periodistas': Héctor de Mauleón, ¿Qué alternativas existen para los clientes de bancos sancionados por EU? Luis Eduardo lo explica, 'Se están borrando los límites entre lo silvestre y lo urbano': Carlos Campos, 'MI sueño es subirme a un escenario y que la gente cante mi canción': B’rek El MilagroSee omnystudio.com/listener for privacy information.

'Los casos positivos de gusano barrenador afortunadamente van a la baja': Juan Carlos Anaya, 'Es un premio para alguien responsable de más de 800 mil muertes en exceso': Salomón Chertorivski, 'No podemos evitar que el sistema recabe nuestra ubicación por antenas': José Soto Galindo, 'Cruzar el Río Yautepec en tiempos de lluvia es un riesgo inminente': Yohali ReséndizSee omnystudio.com/listener for privacy information.

'Es atípico que el huracán Erick haya pegado en el mes de junio': Ramiro Solorio, ¿Qué organizaciones presentaron impugnaciones a la elección judicial? Arturo Silis lo explica, Huracán Erick: 'Hoy el puerto de Acapulco está prácticamente despejado': Margarita López, ¿Violencia política? Mariana Calderón explica el caso de la ciudadana acusada por un tuit.See omnystudio.com/listener for privacy information.

Israel vs Irán: 'Ver la ciudad bombardeada y escucharlo es muy impresionante': Laura Manzo, 'El precio de la tortilla ha tenido la escalada más alta históricamente': Homero LópezEn algunas zonas los grupos crimina, 'Es tiempo de darnos cuenta que, aunque la guerra no nos mire, sí nos alcanza': Stephanie Henaro, ¿Cuáles son los retos del Papa León XIV ante la pederastia? Felipe Gaytán lo explica, See omnystudio.com/listener for privacy information.

As digital transformation accelerates, insurers find themselves under siege — not just from hackers, but from shifting climate and property risk realities. In this episode inspired by the artcile titled — Insurance industry cybersecurity: Safeguarding insurance and fintech, we examine the latest cybersecurity threats facing the insurance and fintech sectors, from ransomware to third-party vulnerabilities, and explore how firms are defending themselves with AI, cloud platforms, and strategic policies. We also delve into the evolving property risk landscape, where increasingly frequent secondary perils — like hail, wildfire, and inland flooding — are forcing a rethinking of traditional underwriting models. Backed by research and market data, this deep dive offers a timely look at how insurers are investing, adapting, and collaborating to stay resilient in the face of compounded risk.What You'll Learn in This Episode:Why the insurance industry is a prime cyberattack targetThe role of third-party vendors in 59% of data breachesHow ransomware has become the dominant threatWhat cybersecurity investments and strategies are gaining tractionHow catastrophic events are hitting new regions in unpredictable waysWhy “secondary perils” are becoming major cost driversHow excess & surplus (E&S) markets are reshaping risk coverageThe importance of valuation tools, roof scores, and broker-carrier collaborationKey Takeaways:Insurance firms face an average of 1,000 cyberattacks per week — with ransomware and third-party breaches leading the chargeAI, biometrics, and cloud-native security are becoming standard in multi-layered defense systemsA quarter of firms studied had unsatisfactory cybersecurity postures despite industry awarenessProperty risk is shifting due to more frequent and severe secondary perils in unexpected locationsStrategic underwriting, data accuracy, and consistent carrier relationships are now core to managing volatilitySubscribe to our podcast for expert insights on fintech, cybersecurity, and digital risk management. Visit The Future of Commerce for the latest research on how industries are adapting to evolving digital and environmental risks. Share this episode with insurance professionals, fintech leaders, and anyone navigating today's risk landscape.

En este programa les tenemos preparados temas muy interesantes ¡No se lo pierdan! 'Un día histórico para los pueblos indígenas y afromexicanos del país': Hugo Aguilar Ortiz, candidato a ministro de la SCJN. Elección Judicial: 'Es un paso más para la transformación del país', afirma César Gutiérrez, candidato a ministro de la SCJN. Caso Foro Alicia: Alessandra Rojo de la Vega y César Cravioto explican desalojo durante concierto. 'Es una reforma judicial sin pies ni cabeza': Ezra Shabot. Esto y más aquí con LUIS CARDENAS.See omnystudio.com/listener for privacy information.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews Megan Smalter about her schooling and career path and what excites her about risk management. They discuss her winning the RIMS Rising Star Award 2025 at RISKWORLD on the main stage before the triple keynote addresses. She discloses what the honor means to her. They speak about her past role in Chicago, her participation and leadership in the Chicago RIMS Chapter, and how her career has changed by moving to New York to work at Lloyd's in the Americas in December.   Listen to Megan's advice for students and young risk management and insurance professionals. Give yourself the grace to learn your way in the field, reach out and connect to people around you, and learn about all the career opportunities in the industry.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. We will be joined by RIMS Rising Star Award Winner 2025, Megan Smalter of Lloyd's. [:42] RIMS-CRMP Workshops! The next RIMS-CRMP-FED Exam Prep will be presented in conjunction with AFERM and led by instructor Joseph Mayo. This is a two-day course, June 2nd and 3rd. Register by May 26th. [1:03] The next RIMS-CRMP Exam Prep Workshop will be presented in conjunction with NAIT on June 10th and 11th. Register by June 9th. That course will be led by former RIMS President, Nowell Seaman. [1:21] Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:28] Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM”, and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [1:46] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:57] We are already making preparations for the RIMS ERM Conference 2025 on November 17th and 18th in Seattle, Washington. RIMS is accepting educational session submissions through May 29th. [2:14] The best submissions will address current and future challenges facing ERM practitioners as well as provide leading practices and concrete takeaways for a diverse audience of risk professionals from industries or organizations of varied sizes, disciplines, functions, and roles. [2:30] These include officers, leaders, managers, and students. The link to the submission form is in this episode's show notes. If you are listening on the day of this episode's release, this is the last call for submissions, so get them in! [2:46] We have a special new 12-week virtual workshop course, The RIMS-CRMP Advanced Enterprise Risk Management (ERM) Certificate Program, instructed by James Lam, one of the most famous Chief Risk Officers in the world! [3:04] He will lead an intensive 12-week program, beginning July 16th, bi-weekly until September 2025. Registration closes on July 7th. [3:17] James will join us in early June to discuss this program and his ERM philosophy. Check out the link in this episode's show notes and the Education page of RIMS.org. Register today before we reach virtual capacity! [3:33] On with the show! Our guest this week is Megan Smalter. She is a Market Development Executive at Lloyd's and the former Chicago RIMS Chapter Rising Risk Professional Committee President. For her many achievements, she was named RIMS Rising Star for 2025. [3:48] If you were at RISKWORLD 2025, you were lucky enough to see her accept the award onstage. We're going to talk all about her contributions to the risk profession during her 9-to-5 and beyond and delve into what is a pivotal moment in her career. [4:04] Everyone listening, especially young risk professionals with big career decisions ahead of them, will get some fresh perspective. [4:14] Interview! Megan Smalter, welcome to RIMScast! [4:35] Megan Smalter talks about the honor of receiving the RIMS Rising Start Award with her entire team present as well as her family. It was a super special moment for her. [5:01] Megan grew up in the suburbs of Chicago, so she says she's from Illinois. She lived in downtown Chicago for five years before relocating. [6:04] The awards ceremonies were scattered throughout the RISKWORLD 2025 week. Megan's award was presented right before the triple threat of keynotes. Megan and her parents enjoyed the keynotes. [6:50] Megan went from being a private company management liability underwriter at CNA Insurance in Chicago to joining Lloyd's as a Market Development Executive for the Americas and relocated to New York City in December. [7:22] Megan describes changing jobs and moving. It's been interesting. She went from being established in an insurance company where she knew everyone and knew her role to starting over, new and fresh. It's exciting, being in a new environment and company. [7:54] Megan says it comes with growing pains. Learning the tasks, trying to see the fun and excitement in them, and settling down in a new region has been super interesting and a great learning curve. [8:25] Megan was previously in the retail space. Now having exposure to the E&S wholesale world and more of the international space has been fascinating. It's a direction she wants to take her career, which inspired her to take this new role. It's been gratifying so far. [9:02] Megan says it has been bittersweet, leaving the Chicago RIMS Chapter. She first got involved as a student at the Katie School of Insurance at Illinois State. There, she met one of her greatest mentors, Theresa Severson. They've stayed in touch over the years. [9:29] After being involved as a student, she joined Chicago RIMS as a Membership Committee member and became Education Chair, then Vice President, and then President, right before she moved. There's a lot to say goodbye to. Starting over after being deeply involved is a switch. [9:58] Megan's teammates joked that she should carry the award around the RISKWORLD conference the entire time. [10:34] Megan believes the risk profession allows for flexibility to adapt. Everyone in the industry and at Lloyd's is keen to help and provide their experience. It's been a great way for Megan to learn about a new company culture and a new segment of the industry. [11:08] Justin notes that most people are not going to have one job for their entire career, although he knows one person at RIMS who has been there since 1981 and somebody at Spencer who goes back even further. [11:29] Justin adds that risk is a profession where there is such a camaraderie among the professionals that they will give you time to adapt. They will extend that olive branch. [11:49] Megan thinks it's important to give yourself grace and allow yourself to recognize that you're not going to know everything on the first day. You may jump into something new and think “I've got this,” but things like that take time. Give yourself grace. [12:25] At the RIMS Chicago Chapter, the energy in the group drove Megan to get involved and come up the ranks. At the start, event attendance was low. One successful event was the Summer Mixer with the Young Risk Professionals group and the Insurance Associates group. [13:18] There were over 250 folks who attended. Seeing the demand of young professionals to network and get together on an afternoon was an awesome experience. Megan is thankful she got to be part of it. [14:25] A big part of the Chicago RIMS initiative was to have separate membership events, education events, and social events. It's easy to get people to come to social events but education events can be tougher. They tried to keep them interesting. [14:42] One educational event Megan found valuable was the MBA Information Night with a panel of four. Two represented RM&I MBA programs; two were alumni of RM&I MBA programs. To hear from them and get their experiences and advice about continuing education was great. [15:15] They hosted Negotiation Workshops and Book Clubs. One book was Atomic Habits by James Clear. Megan has kept a few key takeaways from that in her day-to-day routine. They do a variety of events through RRP. It's nice to see the support of that with the members. [15:54] Plug Time! RIMS Webinars! On June 5th, Zywave joins us to discuss “Today's Escalating Risk Trajectory: What's the Cause and What's the Solution?”. [15:59] On June 17th, Origami Risk returns to present “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction”. [16:10] More webinars will be announced soon and added to the RIMS.org/Webinars page. Go there to register. Registration is complimentary for RIMS members. [16:21] About the Spencer Educational Foundation's Grants program. Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [16:38] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [16:59] General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. [17:09] Let's Return to Our Conversation with RIMS 2025 Rising Star, Megan Smalter!  [17:18] As a Market Development Executive at Lloyd's, Megan engages with key trading partners, whether retail or wholesale brokers in the U.S., making sure that they know how to access Lloyd's in the London market. [17:51] Megan engages with insurance carriers who are interested in coming onto the Lloyd's platform, managing agents, excess lines associations in different states, and universities (one of Megan's favorite aspects of her role). [18:11] Since Megan was a student who studied risk management and insurance, she loves helping out with the next generation and trying to pull talent into the risk field. [18:19] Megan also promotes the Lloyd's Lab and helps with the Lloyd's Boot Camp Programs in Chicago and San Diego. She has a multi-faceted role and gets to touch a lot of aspects of Lloyd's which has been interesting. [18:45] Megan is part of a team representing the Americas, with people in Toronto, Canada, Miami, Florida, and Brazil. [19:10] Justin and Megan spoke in April for the article in the Awards Edition of RIMS Risk Management magazine, which may be out now. Megan mentioned that she is a calculated risk-taker. [19:38] Having a background in underwriting has helped Megan to think of questions to ask whenever a different situation or scenario has been proposed. She walks through the different exposures and thinks through things that the Average Joe probably wouldn't. [20:03] Megan says, the bigger the risk, the bigger the reward. Moving to Lloyd's in New York is an example of a high-risk, high-reward scenario that worked for Megan. She had only been to New York City once, for a conference. [20:30] When Megan looked for an apartment, she signed, sight-unseen, after a video call with the REALTOR® and a search of the area on Google Maps. She took a leap of faith and hoped for the best, but expected for the worst. It turned out in her favor. It's the biggest risk she has taken. [20:58] Megan's career goal for now is locking into Lloyd's and getting to know the nitty-gritty of the “Lloyd's-isms.” Learning the niche aspects of what Lloyd's is, the capital structure, and all the different facets of what Lloyd's has to offer to articulate that to its trading partners. [21:37] Megan is a success story, dating back to the Risk Manager on Campus program, which is how she got hooked. Not every school has a Risk Manager on Campus program.  [21:53] Megan advises young students who are considering the risk management and insurance industry, first to ask questions and ask for introductions. If there's someone who has a role that you're interested in, reach out. Everyone in the industry Megan has interacted with is so nice. [22:30] Especially get to know folks who do jobs outside of what you're considering. If you have an internship in property, get to know the liability folks and the cyber folks, the claims adjusters, and anyone else in the company, and learn what they do. [22:49] The career path opportunities are what drew Megan to the risk management field and how you can always pivot into a different segment of the industry. That keeps it exciting. [23:07] Special thanks again to RIMS 2025 Rising Star, Megan Smalter. You can read more about her in our RIMS RISKWORLD Show Daily Coverage. A link is on this page. Of course, be on the lookout for the RIMS Risk Management magazine Special Awards Edition 2025. [23:27] More award winners will be on RIMScast soon. Be sure to check out Episode 338, featuring Risk Manager of the Year, Jennifer Pack. [23:35] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [24:03] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [24:21] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [24:39] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [24:55] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [25:09] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [25:17] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Texas Regional 2025 — August 3‒5 | Advance registration rates now open. ERM Conference 2025 — Call for Submissions (Through May 27) RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine | RIMS 2025 Awards Edition RIMS Now The Strategic and Enterprise Risk Center Spencer Educational Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS-CRMP Advanced Enterprise Risk Management (ERM) Certificate Program — Featuring Instructor James Lamb! Register by July 7. | Bi-weekly course begins July 16. “Career Opportunities In Insurance and Captive Industry” | Hosted by Chicago RIMS and Origami Risk | Free | July 7, 2025 in Chicago! RIMS Webinars: RIMS.org/Webinars “Today's Escalating Risk Trajectory: What's the Cause & What's the Solution?” | Sponsored by Zywave | June 5, 2025 “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction” | Sponsored by Origami Risk | June 17, 2025   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep with AFERM — June 2‒3, 2025 | Presented by RIMS and AFERM RIMS-CRMP Exam Prep Virtual Workshop — June 10‒11, 2025 | Presented by RIMS and NAIT Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito  “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Live from RISKWORLD 2025” “RIMS 2025 Risk Manager of the Year, Jennifer Pack” “Risk and Leadership Patterns with Super Bowl Champion Ryan Harris” (RISKWORLD 2025 Keynote) “(Re)Humanizing Leadership in Risk Management with Holly Ransom” “Risk and Relatability with Rachel DeAlto”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Megan Smalter, Market Development Executive at Lloyd's   Production and engineering provided by Podfly.  

'EU no ve a México como socio, sino como un estorbo necesario': Ezra Shabot. México alza la voz contra impuesto a remesas: 'Es discriminatorio e injusto', advierte De la Fuente. Banxico baja tasa de interés al 8.5% y prevé más recortes pese a presiones inflacionarias. Los Impresentables con Erick Alcántara. INE rechaza más de 38 mil solicitudes de observadores electorales para elección judicial. Caso Valeria Márquez: las redes sociales como ministerio público y el señalamiento hacia dos “sospechosos”. Lo mejor de los deportes con Guillermo Shutz.See omnystudio.com/listener for privacy information.

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Presset på Senterpartiet og Arbeiderpartiet vokser. Snart må de finne en løsning på EØS-problemet sitt, men begge partier har malt seg inn i et hjørne, sier Trine Eilertsen. Aftenpodden har en ekstrapodkast om den mulige regjeringskrisen. Med Lars Glomnes, Trine Eilertsen, Kjetil Alstadheim og Sarah Sørheim. Hør Aftenpodden hver uke som abonnent hos Podme eller Aftenposten. Få nyhetsbrev med lenker, quiz og tips på www.aftenpodden.no

What happens when you ditch the corporate fluff and give your company a bold, authentic identity? In this episode, Erin takes us behind the scenes of helping a company embrace the theme “Taking the BS out of E&S” causing a major internal shift that sparked excitement from the top dog CEO to their employees. Meanwhile, Nicole shares how leading an unconventional office Christmas party embraced their company's theme—and their colleagues' personalities. If you're stuck playing it safe, it's time to rethink what your audience—and your team—really crave: something real, memorable, and worth talking about. If you liked this episode, you may also like: 206: From the Vault: Nicole's Moving Out, Up, and Onward If you'd like quick tangible tips and practical corporate career advice to level up your authentic leadership, download the 10 simple “plays” to stop selling out and start standing out at https://bauthenticinc.mykajabi.com/freebie   To connect with Erin and/or Nicole, email: hello@bauthenticinc.com  If you like jammin' with us on the podcast, b sure to join us for more fun and inspiration!  Follow b Cause on Twitter (really it's mostly Nicole)   Follow Erin on LinkedIn or Instagram  Join the b Cause Podcast Facebook Group    Take our simple, fun and insightful"What's your workplace superhero name?”quiz  Unleash your Authentic Superpower with Erin's book,"You Do You (ish)" Check out our blog for more no-BS career advice Work with Us Or just buy some fun, authentic, kick-ars merch here DISCLAIMER: This episode is not explicit, though contains mild swearing that may be unsustainable for younger audiences. Tweetable Comments   ”You can do amazing shit in imperfect circumstances.”  ”Having the perfect charcuterie board is not worth your mental sanity.” ”Somebody that leaves a legacy is somebody that when people look back, they talk about how that person made them feel.” "Having a kind of persona, theme, culture, and some measure of fun and humanity in this work gives you permission when you screw up."  ”Don't build culture from the top. You build culture from the trenches.” “A theme is almost as powerful as a leader.”

Hoy quiero hablar de un tema que muchas personas gordas enfrentan, pero que a menudo no se aborda desde el respeto y la empatía que merece: cómo nos desconectamos de nuestro cuerpo, cómo terminamos asumiendo que somos los culpables de nuestra apariencia, y qué podemos hacer para reconectar y trabajar esto en consulta.La desconexión del cuerpo es algo que no surge de la nada. Vivimos en una sociedad que valora la delgadez por encima de todo y que constantemente nos bombardea con mensajes de que el peso es responsabilidad individual, como si dependera únicamente de comer menos y moverse más. Este tipo de pensamiento no solo es simplista, sino que también es profundamente dañino.Si estás escuchando esto y te identificas, quiero que sepas algo: no es tu culpa. No es culpa tuya tener el cuerpo que tienes. Hoy quiero ayudarte a entender esto y a ofrecerte herramientas que pueden servir para reconectar con tu cuerpo y cuidarte de una forma más amable.Desconexión corporal en personas gordasCuando hablo de desconexión corporal, me refiero a esa sensación de estar peleado con tu cuerpo. Es ignorar señales tan básicas como el hambre o la saciedad, sentir rechazo al verte al espejo o incluso evitar cualquier contacto con tu propio cuerpo. Esta desconexión no ocurre por casualidad; ocurre porque la sociedad nos enseña a desconfiar de nuestro cuerpo.Por ejemplo, en consulta me encuentro con personas que me dicen: 'Es que no puedo controlar lo que como, mi cuerpo es mi enemigo'. ¿Pero sabes qué pasa realmente? Que han estado años intentando controlar su cuerpo desde la restricción, desde la culpa, desde la idea de que ser delgado es igual a ser valioso.Y aquí entra otro problema: la culpa. Muchas personas gordas asumen que son responsables de su peso, como si no hubiera factores genéticos, hormonales, metabólicos o incluso sociales influyendo. Esto las lleva a desconectarse aún más porque, en lugar de escuchar lo que su cuerpo necesita, intentan castigarlo o ignorarlo.Cómo lidiar con esta desconexiónLo primero que quiero decir es que la reconexión no ocurre de un día para otro. Es un proceso. Pero lo importante es dar el primer paso.Lo primero que podemos hacer es reconocer esta desconexión. Hazte preguntas: ¿Evitas escuchar a tu cuerpo? ¿Sientes que no puedes confiar en lo que te dice? Por ejemplo, hay personas que confunden hambre con ansiedad porque han aprendido a no diferenciar esas señales. Identificar esto ya es un gran avance.Luego, tenemos que empezar a trabajar para desmontar esa narrativa de culpa. Piensa en todas esas veces que te has dicho: 'Es mi culpa por no comer bien', o 'Es mi culpa por no hacer ejercicio'. ¿Qué tal si empiezas a cuestionar esas creencias? Tal vez no es tu culpa, sino el resultado de un entorno que nunca te enseñó a cuidar de tu cuerpo desde el respeto.También quiero hablarte de herramientas prácticas para reconectar:Mindful eating: Esto no es más que aprender a escuchar tu hambre y tu saciedad. Comer despacio, sin distracciones, y preguntarte cómo se siente tu cuerpo mientras comes.Movimiento intuitivo: ¿Qué ejercicio te gusta? ¿Qué movimiento te hace sentir bien? No se trata de quemar calorías, sino de mover tu cuerpo de una forma que disfrutes.Escribir sobre tu cuerpo: Esto puede parecer raro al principio, pero escribir sobre cómo te sientes en tu cuerpo puede ser muy liberador. Te ayuda a identificar patrones y a empezar a entender qué emociones hay detrás de esos pensamientos."Cómo trabajarlo en consultaDesde el punto de vista profesional, creo que lo primero es crear un espacio seguro donde las personas puedan expresarse sin miedo al juicio. En consulta, intento no centrarme en el peso, sino en la salud global. Pregunto: ¿Cómo te sientes en tu día a día? ¿Cómo son tus niveles de energía? ¿Qué te gustaría mejorar en tu relación con la comida o con tu cuerpo?Un ejercicio que hago con mis pacientes es identificar las creencias que tienen sobre su cuerpo. Por ejemplo, si alguien me dice: 'Odio mi cuerpo porque no puedo controlarlo', exploramos de dónde viene esa creencia. ¿Es algo que alguien le dijo? ¿Es un pensamiento que ha repetido tantas veces que ahora lo asume como cierto?También trabajamos en validar las señales corporales. Esto significa aprender a confiar en lo que el cuerpo nos dice, como el hambre, la saciedad o el cansancio. Si durante años te han dicho que esas señales no son válidas, es normal que al principio cueste, pero poco a poco se puede avanzar. Y, por supuesto, cuando veo que la desconexión está profundamente ligada a traumas o problemas emocionales, derivo a psicólogos especializados. Este trabajo no se puede hacer solo desde la nutrición; necesitamos un enfoque integral.Quiero que te lleves una idea clara de este episodio: tu cuerpo no es un problema a resolver. La desconexión corporal no es culpa tuya, pero sí es algo que puedes trabajar para reconectar contigo mismo desde un lugar de respeto y cuidado.Si este episodio te ha resonado, compártelo con alguien que creas que lo necesita. Y recuerda: tu cuerpo es tu compañero de vida, no tu enemigo. Conviértete en un seguidor de este podcast: https://www.spreaker.com/podcast/comiendo-con-maria-nutricion--2497272/support.